10 മികച്ച UTI SIP മ്യൂച്വൽ ഫണ്ടുകൾ 2022

Updated on October 29, 2026 , 26084 views

യുടിഐ എസ്‌ഐപികളാണ് ഏറ്റവും കാര്യക്ഷമമായ മാർഗംമ്യൂച്വൽ ഫണ്ടിൽ നിക്ഷേപിക്കുക സ്കീമുകൾ.എസ്.ഐ.പി അല്ലെങ്കിൽ വ്യവസ്ഥാപിതംനിക്ഷേപ പദ്ധതി പോലെ പ്രവർത്തിക്കുന്നുആവർത്തന നിക്ഷേപം, ഒരു നിശ്ചിത ഇടവേളയിൽ (ആഴ്ചയിലൊരിക്കൽ/പ്രതിമാസം/ത്രൈമാസത്തിൽ) ഒരു നിശ്ചിത തുക നിക്ഷേപിക്കപ്പെടുന്നു. 500 രൂപയ്ക്ക് ഒരാൾക്ക് ഒരു SIP ആരംഭിക്കാം, ഇത് ഏറ്റവും താങ്ങാനാവുന്ന നിക്ഷേപ മാർഗമായി മാറുന്നു. നിങ്ങൾ ഒരു സാധാരണക്കാരനായതിനാൽനിക്ഷേപകൻ ഒരു SIP വഴി, നിങ്ങൾക്ക് ദീർഘകാല സമ്പാദ്യത്തിന്റെ ശീലം എളുപ്പത്തിൽ നേടാനാകും. കൂടാതെ,SIP നിക്ഷേപം ദീർഘകാലാടിസ്ഥാനത്തിൽ, പ്രത്യേകിച്ച് പ്രയോജനംഇക്വിറ്റി ഫണ്ടുകൾ. ഇത് ഇക്വിറ്റിയുടെ അപകടസാധ്യത സന്തുലിതമാക്കുന്നുവിപണി ശരി, അതിനാൽ നിങ്ങൾക്ക് ഒരു സ്ഥിരത നൽകുന്നുവരുമാനം പ്രക്ഷുബ്ധമായ വിപണി സാഹചര്യങ്ങളിൽ പോലും.

മികച്ച UTI SIP ഫണ്ടുകളിൽ എന്തിന് നിക്ഷേപിക്കണം?

നിങ്ങൾക്ക് നേടാനാകുന്ന ഒരു SIP-യുടെ ചില പ്രധാന നേട്ടങ്ങൾനിക്ഷേപിക്കുന്നു യുടിഐ സ്കീമുകളിൽ ഇവയാണ്:

രൂപയുടെ ശരാശരി ചെലവ്
സംയുക്തത്തിന്റെ ശക്തി
ദീർഘകാല സമ്പാദ്യശീലം
മാർക്കറ്റ് സമയമെടുക്കേണ്ടതില്ല
നേടിയെടുക്കാൻ സഹായിക്കുന്നുസാമ്പത്തിക ലക്ഷ്യങ്ങൾ

എസ്‌ഐ‌പിയിൽ നിക്ഷേപിക്കാൻ താൽപ്പര്യമുള്ള നിക്ഷേപകർ, മികച്ച 10 യുടിഐ എസ്‌ഐപി ഇതാമ്യൂച്വൽ ഫണ്ടുകൾ നിക്ഷേപിക്കാൻ. AUM പോലുള്ള ചില പാരാമീറ്ററുകൾ ഏറ്റെടുത്ത് ഈ ഫണ്ടുകൾ ഷോർട്ട്‌ലിസ്റ്റ് ചെയ്തിട്ടുണ്ട്,അല്ല, മുൻകാല പ്രകടനങ്ങൾ, ശരാശരി വരുമാനം മുതലായവ.

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നിക്ഷേപിക്കാനുള്ള മികച്ച UTI SIP ഇക്വിറ്റി മ്യൂച്വൽ ഫണ്ടുകൾ

Fund	NAV	Net Assets (Cr)	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2025 (%)
UTI Healthcare Fund Growth	₹328.616 ↓ -0.45	₹1,430	500	-1.6	12.3	12.4	22.3	15.1	-3.1
UTI Transportation & Logistics Fund Growth	₹277.72 ↓ -1.62	₹4,094	500	-6.5	2.4	-5.5	15.6	16	19.5
UTI Core Equity Fund Growth	₹173.413 ↓ -0.77	₹6,220	500	-6.4	-4	-5.7	12.9	11.5	7.4
UTI Dividend Yield Fund Growth	₹168.19 ↓ -0.03	₹3,582	500	-5.4	-3.7	-7	12.2	9.4	5.3
UTI Infrastructure Fund Growth	₹136.219 ↓ -0.72	₹2,033	500	-5.7	-5.9	-6.5	11.5	11.8	4.3
UTI Value Opportunities Fund Growth	₹156.91 ↓ -0.48	₹9,025	500	-6.2	-3.5	-9.6	11	9.2	7
UTI Banking and Financial Services Fund Growth	₹184.104 ↓ -0.63	₹1,339	500	-5.7	-1.6	-6.3	10.8	8.5	16.3
UTI Mid Cap Fund Growth	₹291.738 ↓ -1.93	₹11,920	500	-6.2	-1.4	-5.3	9.7	9.3	-0.1
UTI India Lifestyle Fund Growth	₹54.0037 ↓ -0.04	₹678	500	-8.1	-1.7	-10.4	8.2	6.5	3.8
UTI Equity Fund Growth	₹311.048 ↑ 1.18	₹22,495	500	-4.6	6.3	-6.2	7.8	3.2	1.1
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 30 Oct 26

Research Highlights & Commentary of 10 Funds showcased

Commentary	UTI Healthcare Fund	UTI Transportation & Logistics Fund	UTI Core Equity Fund	UTI Dividend Yield Fund	UTI Infrastructure Fund	UTI Value Opportunities Fund	UTI Banking and Financial Services Fund	UTI Mid Cap Fund	UTI India Lifestyle Fund	UTI Equity Fund
Point 1	Bottom quartile AUM (₹1,430 Cr).	Upper mid AUM (₹4,094 Cr).	Upper mid AUM (₹6,220 Cr).	Lower mid AUM (₹3,582 Cr).	Lower mid AUM (₹2,033 Cr).	Upper mid AUM (₹9,025 Cr).	Bottom quartile AUM (₹1,339 Cr).	Top quartile AUM (₹11,920 Cr).	Bottom quartile AUM (₹678 Cr).	Highest AUM (₹22,495 Cr).
Point 2	Established history (27+ yrs).	Established history (22+ yrs).	Established history (17+ yrs).	Established history (21+ yrs).	Established history (22+ yrs).	Established history (21+ yrs).	Established history (22+ yrs).	Established history (22+ yrs).	Established history (19+ yrs).	Oldest track record among peers (34 yrs).
Point 3	Rating: 1★ (bottom quartile).	Top rated.	Rating: 3★ (top quartile).	Rating: 1★ (bottom quartile).	Rating: 3★ (upper mid).	Rating: 1★ (bottom quartile).	Rating: 3★ (upper mid).	Rating: 2★ (lower mid).	Rating: 2★ (lower mid).	Rating: 3★ (upper mid).
Point 4	Risk profile: High.	Risk profile: High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: High.	Risk profile: Moderately High.	Risk profile: High.	Risk profile: Moderately High.	Risk profile: High.	Risk profile: Moderately High.
Point 5	5Y return: 15.06% (top quartile).	5Y return: 15.96% (top quartile).	5Y return: 11.52% (upper mid).	5Y return: 9.41% (upper mid).	5Y return: 11.81% (upper mid).	5Y return: 9.20% (lower mid).	5Y return: 8.47% (bottom quartile).	5Y return: 9.34% (lower mid).	5Y return: 6.53% (bottom quartile).	5Y return: 3.19% (bottom quartile).
Point 6	3Y return: 22.28% (top quartile).	3Y return: 15.55% (top quartile).	3Y return: 12.94% (upper mid).	3Y return: 12.18% (upper mid).	3Y return: 11.53% (upper mid).	3Y return: 10.97% (lower mid).	3Y return: 10.82% (lower mid).	3Y return: 9.68% (bottom quartile).	3Y return: 8.21% (bottom quartile).	3Y return: 7.80% (bottom quartile).
Point 7	1Y return: 12.39% (top quartile).	1Y return: -5.48% (upper mid).	1Y return: -5.69% (upper mid).	1Y return: -7.00% (bottom quartile).	1Y return: -6.49% (lower mid).	1Y return: -9.61% (bottom quartile).	1Y return: -6.33% (lower mid).	1Y return: -5.31% (top quartile).	1Y return: -10.45% (bottom quartile).	1Y return: -6.21% (upper mid).
Point 8	Alpha: 0.86 (upper mid).	Alpha: 0.00 (lower mid).	Alpha: 0.27 (upper mid).	Alpha: -3.54 (bottom quartile).	Alpha: 2.24 (top quartile).	Alpha: -3.88 (bottom quartile).	Alpha: 4.99 (top quartile).	Alpha: -2.65 (bottom quartile).	Alpha: 0.93 (upper mid).	Alpha: -0.98 (lower mid).
Point 9	Sharpe: 0.78 (top quartile).	Sharpe: -0.24 (lower mid).	Sharpe: -0.20 (upper mid).	Sharpe: -0.56 (bottom quartile).	Sharpe: -0.20 (upper mid).	Sharpe: -0.54 (bottom quartile).	Sharpe: -0.12 (upper mid).	Sharpe: -0.09 (top quartile).	Sharpe: -0.53 (bottom quartile).	Sharpe: -0.35 (lower mid).
Point 10	Information ratio: 0.06 (upper mid).	Information ratio: 0.00 (lower mid).	Information ratio: 0.59 (top quartile).	Information ratio: 0.31 (upper mid).	Information ratio: -0.30 (lower mid).	Information ratio: 0.20 (upper mid).	Information ratio: 0.38 (top quartile).	Information ratio: -0.97 (bottom quartile).	Information ratio: -0.75 (bottom quartile).	Information ratio: -0.45 (bottom quartile).

UTI Healthcare Fund

Bottom quartile AUM (₹1,430 Cr).
Established history (27+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: High.
5Y return: 15.06% (top quartile).
3Y return: 22.28% (top quartile).
1Y return: 12.39% (top quartile).
Alpha: 0.86 (upper mid).
Sharpe: 0.78 (top quartile).
Information ratio: 0.06 (upper mid).

UTI Transportation & Logistics Fund

Upper mid AUM (₹4,094 Cr).
Established history (22+ yrs).
Top rated.
Risk profile: High.
5Y return: 15.96% (top quartile).
3Y return: 15.55% (top quartile).
1Y return: -5.48% (upper mid).
Alpha: 0.00 (lower mid).
Sharpe: -0.24 (lower mid).
Information ratio: 0.00 (lower mid).

UTI Core Equity Fund

Upper mid AUM (₹6,220 Cr).
Established history (17+ yrs).
Rating: 3★ (top quartile).
Risk profile: Moderately High.
5Y return: 11.52% (upper mid).
3Y return: 12.94% (upper mid).
1Y return: -5.69% (upper mid).
Alpha: 0.27 (upper mid).
Sharpe: -0.20 (upper mid).
Information ratio: 0.59 (top quartile).

UTI Dividend Yield Fund

Lower mid AUM (₹3,582 Cr).
Established history (21+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 9.41% (upper mid).
3Y return: 12.18% (upper mid).
1Y return: -7.00% (bottom quartile).
Alpha: -3.54 (bottom quartile).
Sharpe: -0.56 (bottom quartile).
Information ratio: 0.31 (upper mid).

UTI Infrastructure Fund

Lower mid AUM (₹2,033 Cr).
Established history (22+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 11.81% (upper mid).
3Y return: 11.53% (upper mid).
1Y return: -6.49% (lower mid).
Alpha: 2.24 (top quartile).
Sharpe: -0.20 (upper mid).
Information ratio: -0.30 (lower mid).

UTI Value Opportunities Fund

Upper mid AUM (₹9,025 Cr).
Established history (21+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 9.20% (lower mid).
3Y return: 10.97% (lower mid).
1Y return: -9.61% (bottom quartile).
Alpha: -3.88 (bottom quartile).
Sharpe: -0.54 (bottom quartile).
Information ratio: 0.20 (upper mid).

UTI Banking and Financial Services Fund

Bottom quartile AUM (₹1,339 Cr).
Established history (22+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 8.47% (bottom quartile).
3Y return: 10.82% (lower mid).
1Y return: -6.33% (lower mid).
Alpha: 4.99 (top quartile).
Sharpe: -0.12 (upper mid).
Information ratio: 0.38 (top quartile).

UTI Mid Cap Fund

Top quartile AUM (₹11,920 Cr).
Established history (22+ yrs).
Rating: 2★ (lower mid).
Risk profile: Moderately High.
5Y return: 9.34% (lower mid).
3Y return: 9.68% (bottom quartile).
1Y return: -5.31% (top quartile).
Alpha: -2.65 (bottom quartile).
Sharpe: -0.09 (top quartile).
Information ratio: -0.97 (bottom quartile).

UTI India Lifestyle Fund

Bottom quartile AUM (₹678 Cr).
Established history (19+ yrs).
Rating: 2★ (lower mid).
Risk profile: High.
5Y return: 6.53% (bottom quartile).
3Y return: 8.21% (bottom quartile).
1Y return: -10.45% (bottom quartile).
Alpha: 0.93 (upper mid).
Sharpe: -0.53 (bottom quartile).
Information ratio: -0.75 (bottom quartile).

UTI Equity Fund

Highest AUM (₹22,495 Cr).
Oldest track record among peers (34 yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 3.19% (bottom quartile).
3Y return: 7.80% (bottom quartile).
1Y return: -6.21% (upper mid).
Alpha: -0.98 (lower mid).
Sharpe: -0.35 (lower mid).
Information ratio: -0.45 (bottom quartile).

*അടിസ്ഥാനത്തിലുള്ള ഫണ്ടുകളുടെ ലിസ്റ്റ്ആസ്തി >= 100 കോടി & അടുക്കി3 വർഷംസിഎജിആർ മടങ്ങുന്നു.

1. UTI Healthcare Fund

(Erstwhile UTI Pharma & Healthcare Fund)

The Investment objective of the Scheme is capital appreciation through investments in equities and equity related instruments of the Pharma & Healthcare sectors.

Research Highlights for UTI Healthcare Fund

Bottom quartile AUM (₹1,430 Cr).
Established history (27+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: High.
5Y return: 15.06% (top quartile).
3Y return: 22.28% (top quartile).
1Y return: 12.39% (top quartile).
Alpha: 0.86 (upper mid).
Sharpe: 0.78 (top quartile).
Information ratio: 0.06 (upper mid).
Higher exposure to Health Care vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~94%).
Largest holding Sun Pharmaceuticals Industries Ltd (~7.6%).

Below is the key information for UTI Healthcare Fund

UTI Healthcare Fund Growth
Launch Date	28 Jun 99
NAV (30 Oct 26)	₹328.616 ↓ -0.45 (-0.14 %)
Net Assets (Cr)	₹1,430 on 30 Sep 26
Category	Equity - Sectoral
AMC	UTI Asset Management Company Ltd
Rating	☆
Risk	High
Expense Ratio	2.26
Sharpe Ratio	0.78
Information Ratio	0.06
Alpha Ratio	0.86
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)
Sub Cat.	Sectoral

Growth of 10,000 investment over the years.

Date	Value
31 Oct 21	₹10,000
31 Oct 22	₹9,416
31 Oct 23	₹10,985
31 Oct 24	₹17,495
31 Oct 25	₹17,846
31 Oct 26	₹20,163

UTI Healthcare Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579 Invest Now

Returns for UTI Healthcare Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Oct 26

Duration	Returns
1 Month	-1.3%
3 Month	-1.6%
6 Month	12.3%
1 Year	12.4%
3 Year	22.3%
5 Year	15.1%
10 Year
15 Year
Since launch	14.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	-3.1%
2024	42.9%
2023	38.2%
2022	-12.3%
2021	19.1%
2020	67.4%
2019	1.2%
2018	-7.5%
2017	6.2%
2016	-9.7%

Fund Manager information for UTI Healthcare Fund

Name	Since	Tenure
Kamal Gada	2 May 22	4.42 Yr.

Data below for UTI Healthcare Fund as on 30 Sep 26

Equity Sector Allocation

Sector	Value
Health Care	94.12%

Asset Allocation

Asset Class	Value
Cash	5.88%
Equity	94.12%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Sun Pharmaceuticals Industries Ltd (Healthcare) Equity, Since 31 Oct 06 \| SUNPHARMA	8%	₹109 Cr	600,000
Divi's Laboratories Ltd (Healthcare) Equity, Since 30 Sep 17 \| DIVISLAB	6%	₹88 Cr	94,707
Dr Reddy's Laboratories Ltd (Healthcare) Equity, Since 28 Feb 18 \| DRREDDY	5%	₹75 Cr	607,098 ↑ 153,955
Ajanta Pharma Ltd (Healthcare) Equity, Since 31 Jul 17 \| 532331	5%	₹69 Cr	190,000
Gland Pharma Ltd (Healthcare) Equity, Since 30 Nov 20 \| GLAND	4%	₹58 Cr	200,000 ↑ 15,000
Alkem Laboratories Ltd (Healthcare) Equity, Since 31 May 21 \| ALKEM	4%	₹53 Cr	102,500 ↑ 13,500
Apollo Hospitals Enterprise Ltd (Healthcare) Equity, Since 30 Apr 21 \| APOLLOHOSP	3%	₹43 Cr	53,000
Caplin Point Laboratories Ltd (Healthcare) Equity, Since 31 Dec 23 \| CAPLIPOINT	3%	₹43 Cr	159,030 ↓ -15,789
Global Health Ltd (Healthcare) Equity, Since 31 Oct 24 \| MEDANTA	3%	₹42 Cr	310,000 ↑ 35,710
Lupin Ltd (Healthcare) Equity, Since 28 Feb 25 \| 500257	3%	₹41 Cr	203,834

2. UTI Transportation & Logistics Fund

Investment Objective is “capital appreciation” through investments in stocks of the companies engaged in the transportation and logistics sector.

Research Highlights for UTI Transportation & Logistics Fund

Upper mid AUM (₹4,094 Cr).
Established history (22+ yrs).
Top rated.
Risk profile: High.
5Y return: 15.96% (top quartile).
3Y return: 15.55% (top quartile).
1Y return: -5.48% (upper mid).
Alpha: 0.00 (lower mid).
Sharpe: -0.24 (lower mid).
Information ratio: 0.00 (lower mid).
Higher exposure to Consumer Cyclical vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~96%).
High-quality debt (AAA/AA ~100%).
Largest holding Mahindra & Mahindra Ltd (~11.6%).

Below is the key information for UTI Transportation & Logistics Fund

UTI Transportation & Logistics Fund Growth
Launch Date	11 Apr 04
NAV (30 Oct 26)	₹277.72 ↓ -1.62 (-0.58 %)
Net Assets (Cr)	₹4,094 on 30 Sep 26
Category	Equity - Sectoral
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆
Risk	High
Expense Ratio	1.92
Sharpe Ratio	-0.24
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)
Sub Cat.	Sectoral

Growth of 10,000 investment over the years.

Date	Value
31 Oct 21	₹10,000
31 Oct 22	₹11,804
31 Oct 23	₹13,490
31 Oct 24	₹19,210
31 Oct 25	₹22,103
31 Oct 26	₹20,964

UTI Transportation & Logistics Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579 Invest Now

Returns for UTI Transportation & Logistics Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Oct 26

Duration	Returns
1 Month	-2.8%
3 Month	-6.5%
6 Month	2.4%
1 Year	-5.5%
3 Year	15.6%
5 Year	16%
10 Year
15 Year
Since launch	15.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	19.5%
2024	18.7%
2023	40.1%
2022	14.7%
2021	24.3%
2020	11%
2019	-8.7%
2018	-19.5%
2017	39.6%
2016	4.8%

Fund Manager information for UTI Transportation & Logistics Fund

Name	Since	Tenure
Sachin Trivedi	22 Sep 16	10.03 Yr.

Data below for UTI Transportation & Logistics Fund as on 30 Sep 26

Equity Sector Allocation

Sector	Value
Consumer Cyclical	80.71%
Industrials	15.24%
Energy	0.42%

Asset Allocation

Asset Class	Value
Cash	3.52%
Equity	96.36%
Debt	0.12%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 30 Apr 04 \| M&M	12%	₹476 Cr	1,614,940
Eternal Ltd (Consumer Cyclical) Equity, Since 31 Jul 21 \| ETERNAL	11%	₹441 Cr	13,773,081
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 30 Apr 04 \| MARUTI	8%	₹318 Cr	265,955
Eicher Motors Ltd (Consumer Cyclical) Equity, Since 30 Nov 08 \| EICHERMOT	7%	₹300 Cr	419,126
Adani Ports & Special Economic Zone Ltd (Industrials) Equity, Since 31 May 13 \| ADANIPORTS	6%	₹261 Cr	1,449,964
Bajaj Auto Ltd (Consumer Cyclical) Equity, Since 30 Apr 18 \| 532977	6%	₹253 Cr	232,860
TVS Motor Co Ltd (Consumer Cyclical) Equity, Since 30 Sep 19 \| 532343	4%	₹180 Cr	438,430
Hero MotoCorp Ltd (Consumer Cyclical) Equity, Since 31 Mar 12 \| HEROMOTOCO	4%	₹174 Cr	332,557
Hyundai Motor India Ltd (Consumer Cyclical) Equity, Since 31 Oct 24 \| HYUNDAI	4%	₹160 Cr	786,342
InterGlobe Aviation Ltd (Industrials) Equity, Since 31 May 18 \| INDIGO	3%	₹125 Cr	250,430

3. UTI Core Equity Fund

(Erstwhile UTI Top 100 Fund)

The fund aims to provide long term capital appreciation/dividend distribution by investing predominantly in equity and equity related instruments of top 100 stocks by market capitalisation. There can be no assurance that the investment objectives of the scheme will be realised.

Research Highlights for UTI Core Equity Fund

Upper mid AUM (₹6,220 Cr).
Established history (17+ yrs).
Rating: 3★ (top quartile).
Risk profile: Moderately High.
5Y return: 11.52% (upper mid).
3Y return: 12.94% (upper mid).
1Y return: -5.69% (upper mid).
Alpha: 0.27 (upper mid).
Sharpe: -0.20 (upper mid).
Information ratio: 0.59 (top quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~5.5%).

Below is the key information for UTI Core Equity Fund

UTI Core Equity Fund Growth
Launch Date	20 May 09
NAV (30 Oct 26)	₹173.413 ↓ -0.77 (-0.44 %)
Net Assets (Cr)	₹6,220 on 30 Sep 26
Category	Equity - Large & Mid Cap
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.96
Sharpe Ratio	-0.2
Information Ratio	0.59
Alpha Ratio	0.27
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)
Sub Cat.	Large & Mid Cap

Growth of 10,000 investment over the years.

Date	Value
31 Oct 21	₹10,000
31 Oct 22	₹10,212
31 Oct 23	₹11,944
31 Oct 24	₹17,581
31 Oct 25	₹18,191
31 Oct 26	₹17,249

UTI Core Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹405,518.
Net Profit of ₹105,518 Invest Now

Returns for UTI Core Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Oct 26

Duration	Returns
1 Month	-1.7%
3 Month	-6.4%
6 Month	-4%
1 Year	-5.7%
3 Year	12.9%
5 Year	11.5%
10 Year
15 Year
Since launch	12.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	7.4%
2024	27.2%
2023	34.4%
2022	4.6%
2021	40.8%
2020	12.8%
2019	1.5%
2018	-7.9%
2017	35.2%
2016	3.4%

Fund Manager information for UTI Core Equity Fund

Name	Since	Tenure
V Srivatsa	17 May 17	9.38 Yr.

Data below for UTI Core Equity Fund as on 30 Sep 26

Equity Sector Allocation

Sector	Value
Financial Services	30.63%
Health Care	9.23%
Industrials	8.74%
Consumer Cyclical	7.95%
Basic Materials	7.84%
Energy	7.31%
Technology	6.73%
Communication Services	5.99%
Consumer Defensive	5.75%
Real Estate	4.46%
Utility	3.34%

Asset Allocation

Asset Class	Value
Cash	2.03%
Equity	97.97%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 30 Nov 20 \| HDFCBANK	5%	₹341 Cr	4,809,721
ICICI Bank Ltd (Financial Services) Equity, Since 30 Nov 06 \| ICICIBANK	5%	₹283 Cr	2,142,555
Reliance Industries Ltd (Energy) Equity, Since 29 Feb 20 \| RELIANCE	4%	₹233 Cr	1,962,046 ↑ 65,666
Infosys Ltd (Technology) Equity, Since 28 Feb 06 \| INFY	3%	₹181 Cr	1,821,891 ↑ 66,666
State Bank of India (Financial Services) Equity, Since 31 Jul 25 \| SBIN	3%	₹181 Cr	1,885,982
ITC Ltd (Consumer Defensive) Equity, Since 31 Dec 08 \| ITC	3%	₹178 Cr	6,774,906 ↑ 500,000
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Mar 14 \| LT	3%	₹171 Cr	454,456
Aurobindo Pharma Ltd (Healthcare) Equity, Since 28 Feb 21 \| AUROPHARMA	3%	₹164 Cr	979,252
Hero MotoCorp Ltd (Consumer Cyclical) Equity, Since 31 Aug 25 \| HEROMOTOCO	2%	₹145 Cr	276,923 ↑ 22,000
Power Grid Corp Of India Ltd (Utilities) Equity, Since 30 Apr 24 \| 532898	2%	₹144 Cr	5,514,807 ↑ 250,000

4. UTI Dividend Yield Fund

(Erstwhile UTI - Dividend Yield Fund)

The investment objective of the scheme is to provide medium to long term capital gains and/ or dividend distribution by investing predominantly in equity and equity related instruments which offer high dividend yield. There can be no assurance that the investment objectives of the scheme will be realised.

Research Highlights for UTI Dividend Yield Fund

Lower mid AUM (₹3,582 Cr).
Established history (21+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 9.41% (upper mid).
3Y return: 12.18% (upper mid).
1Y return: -7.00% (bottom quartile).
Alpha: -3.54 (bottom quartile).
Sharpe: -0.56 (bottom quartile).
Information ratio: 0.31 (upper mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~8.1%).

Below is the key information for UTI Dividend Yield Fund

UTI Dividend Yield Fund Growth
Launch Date	3 May 05
NAV (30 Oct 26)	₹168.19 ↓ -0.03 (-0.02 %)
Net Assets (Cr)	₹3,582 on 30 Sep 26
Category	Equity - Dividend Yield
AMC	UTI Asset Management Company Ltd
Rating	☆
Risk	Moderately High
Expense Ratio	2.01
Sharpe Ratio	-0.56
Information Ratio	0.31
Alpha Ratio	-3.54
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)
Sub Cat.	Dividend Yield

Growth of 10,000 investment over the years.

Date	Value
31 Oct 21	₹10,000
31 Oct 22	₹9,609
31 Oct 23	₹11,105
31 Oct 24	₹16,556
31 Oct 25	₹16,755
31 Oct 26	₹15,679

UTI Dividend Yield Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹385,859.
Net Profit of ₹85,859 Invest Now

Returns for UTI Dividend Yield Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Oct 26

Duration	Returns
1 Month	0%
3 Month	-5.4%
6 Month	-3.7%
1 Year	-7%
3 Year	12.2%
5 Year	9.4%
10 Year
15 Year
Since launch	14%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	5.3%
2024	24.7%
2023	35.4%
2022	-5.3%
2021	38.8%
2020	18.9%
2019	3.3%
2018	0.5%
2017	28.5%
2016	6.1%

Fund Manager information for UTI Dividend Yield Fund

Name	Since	Tenure
Amit Premchandani	16 Nov 22	3.88 Yr.

Data below for UTI Dividend Yield Fund as on 30 Sep 26

Equity Sector Allocation

Sector	Value
Financial Services	29.23%
Technology	11.81%
Consumer Cyclical	10.95%
Health Care	10.76%
Industrials	7.02%
Real Estate	6.13%
Utility	5.58%
Energy	5.3%
Consumer Defensive	4.44%
Basic Materials	3.7%
Communication Services	2.94%

Asset Allocation

Asset Class	Value
Cash	1.57%
Equity	97.87%
Debt	0.56%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 May 12 \| HDFCBANK	8%	₹291 Cr	4,100,000
ICICI Bank Ltd (Financial Services) Equity, Since 30 Sep 07 \| ICICIBANK	6%	₹205 Cr	1,550,000
State Bank of India (Financial Services) Equity, Since 31 Mar 23 \| SBIN	3%	₹118 Cr	1,225,000
Tech Mahindra Ltd (Technology) Equity, Since 31 May 17 \| 532755	3%	₹110 Cr	725,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Dec 23 \| KOTAKBANK	3%	₹108 Cr	2,600,000
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Aug 24 \| BHARTIARTL	3%	₹105 Cr	600,000
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 30 Jun 23 \| M&M	3%	₹102 Cr	345,000
Axis Bank Ltd (Financial Services) Equity, Since 31 Oct 25 \| 532215	2%	₹89 Cr	725,000
Infosys Ltd (Technology) Equity, Since 30 Apr 08 \| INFY	2%	₹84 Cr	850,000
Power Grid Corp Of India Ltd (Utilities) Equity, Since 30 Apr 24 \| 532898	2%	₹83 Cr	3,200,000

5. UTI Infrastructure Fund

The investment objective of the Scheme is to provide income distribution and / or medium to long term "capital appreciation" by investing predominantly in equity / equity related instruments in the companies engaged either directly or indirectly in the infrastructure growth of the Indian economy. However, there is no assurance that the investment objective of the scheme will be achieved.

Research Highlights for UTI Infrastructure Fund

Lower mid AUM (₹2,033 Cr).
Established history (22+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 11.81% (upper mid).
3Y return: 11.53% (upper mid).
1Y return: -6.49% (lower mid).
Alpha: 2.24 (top quartile).
Sharpe: -0.20 (upper mid).
Information ratio: -0.30 (lower mid).
Higher exposure to Industrials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
Largest holding Bharti Airtel Ltd (~13.0%).

Below is the key information for UTI Infrastructure Fund

UTI Infrastructure Fund Growth
Launch Date	7 Apr 04
NAV (30 Oct 26)	₹136.219 ↓ -0.72 (-0.53 %)
Net Assets (Cr)	₹2,033 on 30 Sep 26
Category	Equity - Sectoral
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆
Risk	High
Expense Ratio	2.18
Sharpe Ratio	-0.2
Information Ratio	-0.3
Alpha Ratio	2.24
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)
Sub Cat.	Sectoral

Growth of 10,000 investment over the years.

Date	Value
31 Oct 21	₹10,000
31 Oct 22	₹10,803
31 Oct 23	₹12,554
31 Oct 24	₹18,226
31 Oct 25	₹18,628
31 Oct 26	₹17,478

UTI Infrastructure Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹405,518.
Net Profit of ₹105,518 Invest Now

Returns for UTI Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Oct 26

Duration	Returns
1 Month	-1.6%
3 Month	-5.7%
6 Month	-5.9%
1 Year	-6.5%
3 Year	11.5%
5 Year	11.8%
10 Year
15 Year
Since launch	12.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	4.3%
2024	18.5%
2023	38.2%
2022	8.8%
2021	39.4%
2020	3.4%
2019	6.7%
2018	-15.6%
2017	41.4%
2016	4%

Fund Manager information for UTI Infrastructure Fund

Name	Since	Tenure
Deepesh Agarwal	16 Jun 25	1.29 Yr.

Data below for UTI Infrastructure Fund as on 30 Sep 26

Equity Sector Allocation

Sector	Value
Industrials	44.31%
Energy	15.16%
Communication Services	13.81%
Utility	7.54%
Basic Materials	7.04%
Financial Services	4.77%
Real Estate	2.93%
Consumer Cyclical	2.3%
Health Care	0.38%

Asset Allocation

Asset Class	Value
Cash	1.76%
Equity	98.24%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Nov 17 \| BHARTIARTL	13%	₹264 Cr	1,504,812 ↑ 17,017
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Sep 05 \| LT	9%	₹179 Cr	477,110
Reliance Industries Ltd (Energy) Equity, Since 31 Oct 22 \| RELIANCE	9%	₹175 Cr	1,473,139 ↑ 65,615
Adani Ports & Special Economic Zone Ltd (Industrials) Equity, Since 31 May 13 \| ADANIPORTS	5%	₹99 Cr	551,910
UltraTech Cement Ltd (Basic Materials) Equity, Since 31 Mar 12 \| 532538	4%	₹86 Cr	78,761
NTPC Ltd (Utilities) Equity, Since 31 Dec 18 \| 532555	4%	₹73 Cr	2,252,646 ↑ 106,935
Oil & Natural Gas Corp Ltd (Energy) Equity, Since 30 Sep 23 \| 500312	3%	₹70 Cr	3,081,565
InterGlobe Aviation Ltd (Industrials) Equity, Since 30 Nov 22 \| INDIGO	3%	₹65 Cr	129,614 ↓ -13,314
Axis Bank Ltd (Financial Services) Equity, Since 31 Mar 11 \| 532215	3%	₹56 Cr	453,281
Hindustan Aeronautics Ltd Ordinary Shares (Industrials) Equity, Since 31 Jul 25 \| HAL	2%	₹48 Cr	102,200

6. UTI Value Opportunities Fund

(Erstwhile UTI Opportunities Fund)

This scheme seeks to generate capital appreciation and/or income distribution by investing the funds of the scheme in equity shares and equity-related instruments. The main focus of this scheme is to capitalize on opportunities arising in the market by responding to the dynamically changing Indian economy by moving its investments amongst different sectors as prevailing trends change.

Research Highlights for UTI Value Opportunities Fund

Upper mid AUM (₹9,025 Cr).
Established history (21+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 9.20% (lower mid).
3Y return: 10.97% (lower mid).
1Y return: -9.61% (bottom quartile).
Alpha: -3.88 (bottom quartile).
Sharpe: -0.54 (bottom quartile).
Information ratio: 0.20 (upper mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~8.0%).

Below is the key information for UTI Value Opportunities Fund

UTI Value Opportunities Fund Growth
Launch Date	20 Jul 05
NAV (30 Oct 26)	₹156.91 ↓ -0.48 (-0.31 %)
Net Assets (Cr)	₹9,025 on 30 Sep 26
Category	Equity - Value
AMC	UTI Asset Management Company Ltd
Rating	☆
Risk	Moderately High
Expense Ratio	1.82
Sharpe Ratio	-0.54
Information Ratio	0.2
Alpha Ratio	-3.88
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)
Sub Cat.	Value

Growth of 10,000 investment over the years.

Date	Value
31 Oct 21	₹10,000
31 Oct 22	₹10,338
31 Oct 23	₹11,340
31 Oct 24	₹16,461
31 Oct 25	₹17,036
31 Oct 26	₹15,525

UTI Value Opportunities Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹385,859.
Net Profit of ₹85,859 Invest Now

Returns for UTI Value Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Oct 26

Duration	Returns
1 Month	-0.3%
3 Month	-6.2%
6 Month	-3.5%
1 Year	-9.6%
3 Year	11%
5 Year	9.2%
10 Year
15 Year
Since launch	13.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	7%
2024	23.4%
2023	26.7%
2022	4.3%
2021	30.4%
2020	19%
2019	10.4%
2018	-2.4%
2017	29.1%
2016	2.6%

Fund Manager information for UTI Value Opportunities Fund

Name	Since	Tenure
Amit Premchandani	1 Feb 18	8.67 Yr.

Data below for UTI Value Opportunities Fund as on 30 Sep 26

Equity Sector Allocation

Sector	Value
Financial Services	30.77%
Consumer Cyclical	13.04%
Health Care	9.2%
Industrials	8.44%
Technology	8.34%
Communication Services	6.86%
Energy	5.88%
Real Estate	4.55%
Basic Materials	4.21%
Consumer Defensive	4.1%
Utility	3.91%

Asset Allocation

Asset Class	Value
Cash	0.41%
Equity	99.31%
Debt	0.28%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Mar 12 \| HDFCBANK	8%	₹719 Cr	10,150,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Jan 07 \| ICICIBANK	6%	₹565 Cr	4,275,000
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Oct 17 \| BHARTIARTL	4%	₹382 Cr	2,175,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Oct 23 \| KOTAKBANK	4%	₹375 Cr	9,000,000
Axis Bank Ltd (Financial Services) Equity, Since 31 Mar 12 \| 532215	4%	₹356 Cr	2,900,000 ↑ 50,000
State Bank of India (Financial Services) Equity, Since 31 Jul 18 \| SBIN	3%	₹297 Cr	3,100,000
Infosys Ltd (Technology) Equity, Since 30 Apr 08 \| INFY	3%	₹288 Cr	2,900,000 ↑ 50,000
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 31 Dec 23 \| M&M	3%	₹270 Cr	915,000
Tech Mahindra Ltd (Technology) Equity, Since 30 Apr 20 \| 532755	3%	₹232 Cr	1,525,000
Reliance Industries Ltd (Energy) Equity, Since 31 May 24 \| RELIANCE	2%	₹226 Cr	1,900,000

7. UTI Banking and Financial Services Fund

(Erstwhile UTI Banking Sector Fund)

Investment objective is "capital appreciation" through investments in the stocks of the companies/institutions engaged in the banking and financial services activities.

Research Highlights for UTI Banking and Financial Services Fund

Bottom quartile AUM (₹1,339 Cr).
Established history (22+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 8.47% (bottom quartile).
3Y return: 10.82% (lower mid).
1Y return: -6.33% (lower mid).
Alpha: 4.99 (top quartile).
Sharpe: -0.12 (upper mid).
Information ratio: 0.38 (top quartile).
Higher exposure to Financial Services vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
Largest holding HDFC Bank Ltd (~17.6%).
Top-3 holdings concentration ~38.0%.

Below is the key information for UTI Banking and Financial Services Fund

UTI Banking and Financial Services Fund Growth
Launch Date	7 Apr 04
NAV (30 Oct 26)	₹184.104 ↓ -0.63 (-0.34 %)
Net Assets (Cr)	₹1,339 on 30 Sep 26
Category	Equity - Sectoral
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆
Risk	High
Expense Ratio	2.15
Sharpe Ratio	-0.12
Information Ratio	0.38
Alpha Ratio	4.99
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)
Sub Cat.	Sectoral

Growth of 10,000 investment over the years.

Date	Value
31 Oct 21	₹10,000
31 Oct 22	₹10,189
31 Oct 23	₹11,021
31 Oct 24	₹14,307
31 Oct 25	₹15,901
31 Oct 26	₹15,017

UTI Banking and Financial Services Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹376,357.
Net Profit of ₹76,357 Invest Now

Returns for UTI Banking and Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Oct 26

Duration	Returns
1 Month	-1.9%
3 Month	-5.7%
6 Month	-1.6%
1 Year	-6.3%
3 Year	10.8%
5 Year	8.5%
10 Year
15 Year
Since launch	13.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	16.3%
2024	11.1%
2023	19.5%
2022	15.1%
2021	14.3%
2020	-5.3%
2019	11.6%
2018	-6.8%
2017	43.5%
2016	13%

Fund Manager information for UTI Banking and Financial Services Fund

Name	Since	Tenure
Bhavesh Kanani	12 Jan 26	0.72 Yr.

Data below for UTI Banking and Financial Services Fund as on 30 Sep 26

Equity Sector Allocation

Sector	Value
Financial Services	96.37%
Technology	2.36%

Asset Allocation

Asset Class	Value
Cash	1.27%
Equity	98.73%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Mar 09 \| HDFCBANK	18%	₹236 Cr	3,325,000
ICICI Bank Ltd (Financial Services) Equity, Since 30 Apr 04 \| ICICIBANK	10%	₹139 Cr	1,051,000 ↓ -100,000
State Bank of India (Financial Services) Equity, Since 28 Feb 18 \| SBIN	10%	₹134 Cr	1,393,490
Axis Bank Ltd (Financial Services) Equity, Since 30 Jun 18 \| 532215	10%	₹133 Cr	1,085,000 ↓ -50,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 30 Sep 18 \| KOTAKBANK	10%	₹132 Cr	3,175,000 ↓ -75,000
Bajaj Finance Ltd (Financial Services) Equity, Since 30 Nov 19 \| 500034	5%	₹68 Cr	707,388
Shriram Finance Ltd (Financial Services) Equity, Since 31 Jan 24 \| SHRIRAMFIN	5%	₹62 Cr	627,975 ↑ 100,000
Ujjivan Small Finance Bank Ltd Ordinary Shares (Financial Services) Equity, Since 30 Apr 25 \| UJJIVANSFB	4%	₹53 Cr	7,800,000
SBI Life Insurance Co Ltd (Financial Services) Equity, Since 28 Feb 25 \| SBILIFE	4%	₹52 Cr	307,000 ↑ 30,000
ICICI Lombard General Insurance Co Ltd (Financial Services) Equity, Since 30 Jun 24 \| ICICIGI	2%	₹24 Cr	150,000

8. UTI Mid Cap Fund

Investment objective is "capital appreciation" by investing primarily in mid cap stocks.

Research Highlights for UTI Mid Cap Fund

Top quartile AUM (₹11,920 Cr).
Established history (22+ yrs).
Rating: 2★ (lower mid).
Risk profile: Moderately High.
5Y return: 9.34% (lower mid).
3Y return: 9.68% (bottom quartile).
1Y return: -5.31% (top quartile).
Alpha: -2.65 (bottom quartile).
Sharpe: -0.09 (top quartile).
Information ratio: -0.97 (bottom quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
Largest holding Coforge Ltd (~3.0%).

Below is the key information for UTI Mid Cap Fund

UTI Mid Cap Fund Growth
Launch Date	7 Apr 04
NAV (30 Oct 26)	₹291.738 ↓ -1.93 (-0.66 %)
Net Assets (Cr)	₹11,920 on 30 Sep 26
Category	Equity - Mid Cap
AMC	UTI Asset Management Company Ltd
Rating	☆☆
Risk	Moderately High
Expense Ratio	1.75
Sharpe Ratio	-0.09
Information Ratio	-0.97
Alpha Ratio	-2.65
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)
Sub Cat.	Mid Cap

Growth of 10,000 investment over the years.

Date	Value
31 Oct 21	₹10,000
31 Oct 22	₹10,333
31 Oct 23	₹11,825
31 Oct 24	₹16,201
31 Oct 25	₹16,421
31 Oct 26	₹15,624

UTI Mid Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹385,859.
Net Profit of ₹85,859 Invest Now

Returns for UTI Mid Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Oct 26

Duration	Returns
1 Month	-2.9%
3 Month	-6.2%
6 Month	-1.4%
1 Year	-5.3%
3 Year	9.7%
5 Year	9.3%
10 Year
15 Year
Since launch	16.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	-0.1%
2024	23.3%
2023	30.5%
2022	-0.8%
2021	43.1%
2020	32.7%
2019	-0.2%
2018	-14.9%
2017	42%
2016	3.5%

Fund Manager information for UTI Mid Cap Fund

Name	Since	Tenure
Vishal Chopda	16 Jun 25	1.29 Yr.

Data below for UTI Mid Cap Fund as on 30 Sep 26

Equity Sector Allocation

Sector	Value
Financial Services	22.81%
Industrials	18.74%
Health Care	13.84%
Consumer Cyclical	11.53%
Basic Materials	9.77%
Technology	7.55%
Real Estate	4.41%
Communication Services	4.36%
Energy	2.23%
Utility	1.46%
Consumer Defensive	1.32%

Asset Allocation

Asset Class	Value
Cash	1.96%
Equity	98.04%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Coforge Ltd (Technology) Equity, Since 30 Apr 21 \| COFORGE	3%	₹359 Cr	2,050,000 ↓ -50,000
AU Small Finance Bank Ltd (Financial Services) Equity, Since 31 Jul 25 \| 540611	3%	₹328 Cr	3,250,000
Blue Star Ltd (Industrials) Equity, Since 30 Sep 25 \| BLUESTARCO	3%	₹304 Cr	2,000,000 ↑ 850,000
Aurobindo Pharma Ltd (Healthcare) Equity, Since 30 Nov 25 \| AUROPHARMA	2%	₹268 Cr	1,600,000
Ajanta Pharma Ltd (Healthcare) Equity, Since 30 Nov 23 \| 532331	2%	₹256 Cr	707,737 ↓ -28,654
APL Apollo Tubes Ltd (Basic Materials) Equity, Since 30 Nov 20 \| APLAPOLLO	2%	₹252 Cr	1,150,000 ↓ -250,000
The Federal Bank Ltd (Financial Services) Equity, Since 30 Nov 10 \| FEDERALBNK	2%	₹236 Cr	7,450,000
Phoenix Mills Ltd (Real Estate) Equity, Since 31 Jul 20 \| 503100	2%	₹232 Cr	1,200,000
Info Edge (India) Ltd (Communication Services) Equity, Since 31 Dec 23 \| NAUKRI	2%	₹229 Cr	1,875,000
Shriram Finance Ltd (Financial Services) Equity, Since 30 Apr 21 \| SHRIRAMFIN	2%	₹228 Cr	2,325,000 ↑ 25,000

9. UTI India Lifestyle Fund

The investment objective of the scheme is to provide long term capital appreciation and/or income distribution from a diversified portfolio of equity and equity related instruments by primarily investing in sectors, areas, companies and themes that are expected to benefit from changing Indian demographics, Indian lifestyles and rising consumption pattern. However, there can be no assurance that the investment objective of the scheme will be achieved.

Research Highlights for UTI India Lifestyle Fund

Bottom quartile AUM (₹678 Cr).
Established history (19+ yrs).
Rating: 2★ (lower mid).
Risk profile: High.
5Y return: 6.53% (bottom quartile).
3Y return: 8.21% (bottom quartile).
1Y return: -10.45% (bottom quartile).
Alpha: 0.93 (upper mid).
Sharpe: -0.53 (bottom quartile).
Information ratio: -0.75 (bottom quartile).
Higher exposure to Consumer Cyclical vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
Largest holding Eternal Ltd (~9.4%).

Below is the key information for UTI India Lifestyle Fund

UTI India Lifestyle Fund Growth
Launch Date	30 Jul 07
NAV (30 Oct 26)	₹54.0037 ↓ -0.04 (-0.08 %)
Net Assets (Cr)	₹678 on 30 Sep 26
Category	Equity - Sectoral
AMC	UTI Asset Management Company Ltd
Rating	☆☆
Risk	High
Expense Ratio	2.44
Sharpe Ratio	-0.53
Information Ratio	-0.75
Alpha Ratio	0.93
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)
Sub Cat.	Sectoral

Growth of 10,000 investment over the years.

Date	Value
31 Oct 21	₹10,000
31 Oct 22	₹10,396
31 Oct 23	₹10,850
31 Oct 24	₹14,733
31 Oct 25	₹15,215
31 Oct 26	₹13,723

UTI India Lifestyle Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹357,992.
Net Profit of ₹57,992 Invest Now

Returns for UTI India Lifestyle Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Oct 26

Duration	Returns
1 Month	-0.6%
3 Month	-8.1%
6 Month	-1.7%
1 Year	-10.4%
3 Year	8.2%
5 Year	6.5%
10 Year
15 Year
Since launch	9.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	3.8%
2024	20.2%
2023	23%
2022	-2.3%
2021	26.4%
2020	15.2%
2019	5.8%
2018	-2.5%
2017	32.6%
2016	3.2%

Fund Manager information for UTI India Lifestyle Fund

Name	Since	Tenure
Vicky Punjabi	16 Jun 25	1.29 Yr.

Data below for UTI India Lifestyle Fund as on 30 Sep 26

Equity Sector Allocation

Sector	Value
Consumer Cyclical	52.75%
Consumer Defensive	16.27%
Communication Services	8.36%
Financial Services	5.61%
Industrials	4.4%
Real Estate	3.4%
Health Care	2.54%
Basic Materials	2.49%
Technology	2.22%

Asset Allocation

Asset Class	Value
Cash	1.96%
Equity	98.04%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Eternal Ltd (Consumer Cyclical) Equity, Since 31 Mar 24 \| ETERNAL	9%	₹64 Cr	1,992,541 ↓ -77,430
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 31 Oct 23 \| M&M	9%	₹63 Cr	211,944 ↑ 6,700
Titan Co Ltd (Consumer Cyclical) Equity, Since 28 Feb 19 \| TITAN	7%	₹50 Cr	109,829
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Jan 11 \| BHARTIARTL	6%	₹38 Cr	216,255
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 31 Oct 11 \| MARUTI	5%	₹35 Cr	29,609
Eicher Motors Ltd (Consumer Cyclical) Equity, Since 31 Dec 17 \| EICHERMOT	5%	₹32 Cr	44,160 ↑ 1,372
Trent Ltd (Consumer Cyclical) Equity, Since 31 Aug 22 \| 500251	4%	₹27 Cr	104,193
TVS Motor Co Ltd (Consumer Cyclical) Equity, Since 28 Feb 25 \| 532343	4%	₹25 Cr	60,480
Nestle India Ltd (Consumer Defensive) Equity, Since 30 Nov 17 \| NESTLEIND	3%	₹21 Cr	160,269 ↑ 43,763
Tata Consumer Products Ltd (Consumer Defensive) Equity, Since 30 Nov 23 \| 500800	3%	₹19 Cr	204,490 ↑ 16,000

10. UTI Equity Fund

This Scheme primarily aims at securing for the unitholders capital appreciation by investing the funds of the scheme in equity shares and convertible and non-convertible bonds/ debentures of companies with good growth prospects and money market instruments.

Research Highlights for UTI Equity Fund

Highest AUM (₹22,495 Cr).
Oldest track record among peers (34 yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 3.19% (bottom quartile).
3Y return: 7.80% (bottom quartile).
1Y return: -6.21% (upper mid).
Alpha: -0.98 (lower mid).
Sharpe: -0.35 (lower mid).
Information ratio: -0.45 (bottom quartile).
Higher exposure to Consumer Cyclical vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~97%).
High-quality debt (AAA/AA ~100%).
Largest holding Eternal Ltd (~6.4%).

Below is the key information for UTI Equity Fund

UTI Equity Fund Growth
Launch Date	18 May 92
NAV (30 Oct 26)	₹311.048 ↑ 1.18 (0.38 %)
Net Assets (Cr)	₹22,495 on 30 Sep 26
Category	Equity - Multi Cap
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.67
Sharpe Ratio	-0.35
Information Ratio	-0.45
Alpha Ratio	-0.98
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)
Sub Cat.	Multi Cap

Growth of 10,000 investment over the years.

Date	Value
31 Oct 21	₹10,000
31 Oct 22	₹9,065
31 Oct 23	₹9,345
31 Oct 24	₹11,840
31 Oct 25	₹12,369
31 Oct 26	₹11,700

UTI Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹331,978.
Net Profit of ₹31,978 Invest Now

Returns for UTI Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Oct 26

Duration	Returns
1 Month	0%
3 Month	-4.6%
6 Month	6.3%
1 Year	-6.2%
3 Year	7.8%
5 Year	3.2%
10 Year
15 Year
Since launch	12.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	1.1%
2024	14.3%
2023	19.8%
2022	-13.4%
2021	34%
2020	31.5%
2019	11.7%
2018	3.5%
2017	30.1%
2016	1.1%

Fund Manager information for UTI Equity Fund

Name	Since	Tenure
Ajay Tyagi	11 Jan 16	10.73 Yr.
Kamal Gada	8 Apr 25	1.48 Yr.
Akash Shah	12 Jan 26	0.72 Yr.

Data below for UTI Equity Fund as on 30 Sep 26

Equity Sector Allocation

Sector	Value
Consumer Cyclical	22.77%
Financial Services	22.34%
Health Care	13.67%
Technology	13.3%
Communication Services	8.08%
Industrials	7.18%
Basic Materials	5.01%
Consumer Defensive	4.81%

Asset Allocation

Asset Class	Value
Cash	2.63%
Equity	97.16%
Debt	0.21%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Eternal Ltd (Consumer Cyclical) Equity, Since 31 Jul 21 \| ETERNAL	6%	₹1,541 Cr	46,959,835 ↓ -1,270,165
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 21 \| ICICIBANK	6%	₹1,437 Cr	9,881,750 ↓ -101,250
Bajaj Finance Ltd (Financial Services) Equity, Since 30 Nov 17 \| 500034	6%	₹1,370 Cr	12,963,484 ↓ -226,516
HDFC Bank Ltd (Financial Services) Equity, Since 31 May 07 \| HDFCBANK	4%	₹1,050 Cr	14,808,879 ↓ -193,121
Titan Co Ltd (Consumer Cyclical) Equity, Since 31 Jul 11 \| TITAN	4%	₹997 Cr	1,954,775 ↓ -47,025
Coforge Ltd (Technology) Equity, Since 31 Jul 21 \| COFORGE	4%	₹967 Cr	4,873,000 ↓ -87,000
Dixon Technologies (India) Ltd (Technology) Equity, Since 31 Aug 23 \| DIXON	4%	₹900 Cr	606,200
Info Edge (India) Ltd (Communication Services) Equity, Since 31 Jan 16 \| NAUKRI	4%	₹887 Cr	6,758,000 ↓ -133,000
Persistent Systems Ltd (Technology) Equity, Since 30 Nov 22 \| PERSISTENT	3%	₹812 Cr	1,451,200 ↑ 10,700
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Jan 20 \| BHARTIARTL	3%	₹781 Cr	4,309,500 ↑ 66,500

SIP നിക്ഷേപം എങ്ങനെ വളരുന്നു?

നിങ്ങൾ ഒരു നിശ്ചിത സമയത്തേക്ക് ഒരു നിശ്ചിത തുക പ്രതിമാസം നിക്ഷേപിച്ചാൽ നിങ്ങളുടെ SIP നിക്ഷേപം എങ്ങനെ വളരുമെന്ന് അറിയണോ? ഒരു ഉദാഹരണത്തിലൂടെ ഞങ്ങൾ നിങ്ങളെ വിശദീകരിക്കും.

SIP കാൽക്കുലേറ്റർ അല്ലെങ്കിൽ SIP റിട്ടേൺ കാൽക്കുലേറ്റർ

എസ്‌ഐ‌പി കാൽക്കുലേറ്ററുകൾ സാധാരണയായി ഒരാൾ നിക്ഷേപിക്കാൻ ആഗ്രഹിക്കുന്ന എസ്‌ഐ‌പി നിക്ഷേപ തുക (ലക്ഷ്യം), ആവശ്യമുള്ള നിക്ഷേപത്തിന്റെ എണ്ണം, പ്രതീക്ഷിച്ചത് തുടങ്ങിയ ഇൻപുട്ടുകൾ എടുക്കുന്നു.പണപ്പെരുപ്പം നിരക്കുകളും (ഒരാൾ ഇത് കണക്കിലെടുക്കേണ്ടതുണ്ട്!) പ്രതീക്ഷിക്കുന്ന വരുമാനവും. അതിനാൽ, ഒരു ലക്ഷ്യം നേടുന്നതിന് ആവശ്യമായ SIP റിട്ടേണുകൾ ഒരാൾക്ക് കണക്കാക്കാം!

നിങ്ങൾ 10 രൂപ നിക്ഷേപിക്കുകയാണെങ്കിൽ എന്ന് കരുതുക.000 10 വർഷത്തേക്ക്, നിങ്ങളുടെ SIP നിക്ഷേപം എങ്ങനെ വളരുന്നുവെന്ന് കാണുക-

പ്രതിമാസ നിക്ഷേപം: 10,000 രൂപ

നിക്ഷേപ കാലയളവ്: 10 വർഷം

നിക്ഷേപിച്ച ആകെ തുക: 12,00,000 രൂപ

ദീർഘകാല വളർച്ചാ നിരക്ക് (ഏകദേശം): 15%

അനുസരിച്ച് പ്രതീക്ഷിക്കുന്ന വരുമാനംസിപ്പ് കാൽക്കുലേറ്റർ: 27,86,573 രൂപ

മൊത്ത ലാഭം: INR 15,86,573 (സമ്പൂർണ്ണ റിട്ടേൺ= 132.2%)

നിങ്ങൾ 10 വർഷത്തേക്ക് പ്രതിമാസം 10,000 രൂപ നിക്ഷേപിക്കുകയാണെങ്കിൽ (മൊത്തം INR12,00,000) നിങ്ങൾ സമ്പാദിക്കും27,86,573 രൂപ, അതായത് നിങ്ങൾ ഉണ്ടാക്കുന്ന അറ്റാദായം15,86,573 രൂപ. അത് ഗംഭീരമല്ലേ!

യുടിഐ ഫണ്ടുകളിൽ ഓൺലൈനിൽ എങ്ങനെ നിക്ഷേപിക്കാം?

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നിങ്ങളുടെ രജിസ്ട്രേഷനും KYC പ്രക്രിയയും പൂർത്തിയാക്കുക

രേഖകൾ അപ്‌ലോഡ് ചെയ്യുക (പാൻ, ആധാർ മുതലായവ).കൂടാതെ, നിങ്ങൾ നിക്ഷേപിക്കാൻ തയ്യാറാണ്!

തുടങ്ങി

Disclaimer:
ഇവിടെ നൽകിയിരിക്കുന്ന വിവരങ്ങൾ കൃത്യമാണെന്ന് ഉറപ്പാക്കാൻ എല്ലാ ശ്രമങ്ങളും നടത്തിയിട്ടുണ്ട്. എന്നിരുന്നാലും, ഡാറ്റയുടെ കൃത്യത സംബന്ധിച്ച് യാതൊരു ഉറപ്പും നൽകുന്നില്ല. എന്തെങ്കിലും നിക്ഷേപം നടത്തുന്നതിന് മുമ്പ് സ്കീം വിവര രേഖ ഉപയോഗിച്ച് പരിശോധിക്കുക.