10 മികച്ച UTI SIP മ്യൂച്വൽ ഫണ്ടുകൾ 2022

Updated on June 7, 2026 , 25726 views

യുടിഐ എസ്‌ഐപികളാണ് ഏറ്റവും കാര്യക്ഷമമായ മാർഗംമ്യൂച്വൽ ഫണ്ടിൽ നിക്ഷേപിക്കുക സ്കീമുകൾ.എസ്.ഐ.പി അല്ലെങ്കിൽ വ്യവസ്ഥാപിതംനിക്ഷേപ പദ്ധതി പോലെ പ്രവർത്തിക്കുന്നുആവർത്തന നിക്ഷേപം, ഒരു നിശ്ചിത ഇടവേളയിൽ (ആഴ്ചയിലൊരിക്കൽ/പ്രതിമാസം/ത്രൈമാസത്തിൽ) ഒരു നിശ്ചിത തുക നിക്ഷേപിക്കപ്പെടുന്നു. 500 രൂപയ്ക്ക് ഒരാൾക്ക് ഒരു SIP ആരംഭിക്കാം, ഇത് ഏറ്റവും താങ്ങാനാവുന്ന നിക്ഷേപ മാർഗമായി മാറുന്നു. നിങ്ങൾ ഒരു സാധാരണക്കാരനായതിനാൽനിക്ഷേപകൻ ഒരു SIP വഴി, നിങ്ങൾക്ക് ദീർഘകാല സമ്പാദ്യത്തിന്റെ ശീലം എളുപ്പത്തിൽ നേടാനാകും. കൂടാതെ,SIP നിക്ഷേപം ദീർഘകാലാടിസ്ഥാനത്തിൽ, പ്രത്യേകിച്ച് പ്രയോജനംഇക്വിറ്റി ഫണ്ടുകൾ. ഇത് ഇക്വിറ്റിയുടെ അപകടസാധ്യത സന്തുലിതമാക്കുന്നുവിപണി ശരി, അതിനാൽ നിങ്ങൾക്ക് ഒരു സ്ഥിരത നൽകുന്നുവരുമാനം പ്രക്ഷുബ്ധമായ വിപണി സാഹചര്യങ്ങളിൽ പോലും.

മികച്ച UTI SIP ഫണ്ടുകളിൽ എന്തിന് നിക്ഷേപിക്കണം?

നിങ്ങൾക്ക് നേടാനാകുന്ന ഒരു SIP-യുടെ ചില പ്രധാന നേട്ടങ്ങൾനിക്ഷേപിക്കുന്നു യുടിഐ സ്കീമുകളിൽ ഇവയാണ്:

രൂപയുടെ ശരാശരി ചെലവ്
സംയുക്തത്തിന്റെ ശക്തി
ദീർഘകാല സമ്പാദ്യശീലം
മാർക്കറ്റ് സമയമെടുക്കേണ്ടതില്ല
നേടിയെടുക്കാൻ സഹായിക്കുന്നുസാമ്പത്തിക ലക്ഷ്യങ്ങൾ

എസ്‌ഐ‌പിയിൽ നിക്ഷേപിക്കാൻ താൽപ്പര്യമുള്ള നിക്ഷേപകർ, മികച്ച 10 യുടിഐ എസ്‌ഐപി ഇതാമ്യൂച്വൽ ഫണ്ടുകൾ നിക്ഷേപിക്കാൻ. AUM പോലുള്ള ചില പാരാമീറ്ററുകൾ ഏറ്റെടുത്ത് ഈ ഫണ്ടുകൾ ഷോർട്ട്‌ലിസ്റ്റ് ചെയ്തിട്ടുണ്ട്,അല്ല, മുൻകാല പ്രകടനങ്ങൾ, ശരാശരി വരുമാനം മുതലായവ.

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നിക്ഷേപിക്കാനുള്ള മികച്ച UTI SIP ഇക്വിറ്റി മ്യൂച്വൽ ഫണ്ടുകൾ

Fund	NAV	Net Assets (Cr)	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
UTI Healthcare Fund Growth	₹311.313 ↑ 3.50	₹1,144	500	12	9.3	10.9	26.3	14.2	-3.1
UTI Core Equity Fund Growth	₹177.667 ↑ 1.82	₹5,896	500	1.1	-3.7	-0.9	18	15	7.4
UTI Transportation & Logistics Fund Growth	₹271.247 ↑ 2.82	₹3,811	500	0.4	-6.8	4.4	17.3	16.5	19.5
UTI Dividend Yield Fund Growth	₹171.104 ↑ 1.08	₹3,750	500	-0.8	-5.1	-2.6	16.3	13	5.3
UTI Infrastructure Fund Growth	₹140.315 ↑ 0.66	₹2,162	500	3	-0.3	-1.7	15.8	14.9	4.3
UTI Value Opportunities Fund Growth	₹159.207 ↑ 1.41	₹9,433	500	-0.7	-7.6	-5.2	14.3	12.3	7
UTI Mid Cap Fund Growth	₹296.693 ↑ 3.27	₹11,680	500	4.6	-1.1	-2.6	14	13	-0.1
UTI Banking and Financial Services Fund Growth	₹183.843 ↑ 2.42	₹1,350	500	-2.9	-6.7	-4.7	11.8	10.9	16.3
UTI MNC Fund Growth	₹382.592 ↑ 2.67	₹2,662	500	3.2	-3.7	-0.8	9.8	9.5	3.4
UTI Long Term Equity Fund Growth	₹193.207 ↑ 1.73	₹3,438	500	-0.4	-7.4	-6.8	9.5	8.9	4.5
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 9 Jun 26

Research Highlights & Commentary of 10 Funds showcased

Commentary	UTI Healthcare Fund	UTI Core Equity Fund	UTI Transportation & Logistics Fund	UTI Dividend Yield Fund	UTI Infrastructure Fund	UTI Value Opportunities Fund	UTI Mid Cap Fund	UTI Banking and Financial Services Fund	UTI MNC Fund	UTI Long Term Equity Fund
Point 1	Bottom quartile AUM (₹1,144 Cr).	Upper mid AUM (₹5,896 Cr).	Upper mid AUM (₹3,811 Cr).	Upper mid AUM (₹3,750 Cr).	Bottom quartile AUM (₹2,162 Cr).	Top quartile AUM (₹9,433 Cr).	Highest AUM (₹11,680 Cr).	Bottom quartile AUM (₹1,350 Cr).	Lower mid AUM (₹2,662 Cr).	Lower mid AUM (₹3,438 Cr).
Point 2	Established history (26+ yrs).	Established history (17+ yrs).	Established history (22+ yrs).	Established history (21+ yrs).	Established history (22+ yrs).	Established history (20+ yrs).	Established history (22+ yrs).	Established history (22+ yrs).	Oldest track record among peers (28 yrs).	Established history (26+ yrs).
Point 3	Rating: 1★ (bottom quartile).	Top rated.	Rating: 3★ (top quartile).	Rating: 1★ (bottom quartile).	Rating: 3★ (upper mid).	Rating: 1★ (bottom quartile).	Rating: 2★ (lower mid).	Rating: 3★ (upper mid).	Rating: 3★ (upper mid).	Rating: 2★ (lower mid).
Point 4	Risk profile: High.	Risk profile: Moderately High.	Risk profile: High.	Risk profile: Moderately High.	Risk profile: High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 14.25% (upper mid).	5Y return: 15.04% (top quartile).	5Y return: 16.53% (top quartile).	5Y return: 13.01% (lower mid).	5Y return: 14.92% (upper mid).	5Y return: 12.26% (lower mid).	5Y return: 13.04% (upper mid).	5Y return: 10.91% (bottom quartile).	5Y return: 9.54% (bottom quartile).	5Y return: 8.86% (bottom quartile).
Point 6	3Y return: 26.30% (top quartile).	3Y return: 18.02% (top quartile).	3Y return: 17.26% (upper mid).	3Y return: 16.27% (upper mid).	3Y return: 15.79% (upper mid).	3Y return: 14.29% (lower mid).	3Y return: 13.96% (lower mid).	3Y return: 11.76% (bottom quartile).	3Y return: 9.78% (bottom quartile).	3Y return: 9.54% (bottom quartile).
Point 7	1Y return: 10.87% (top quartile).	1Y return: -0.91% (upper mid).	1Y return: 4.40% (top quartile).	1Y return: -2.58% (lower mid).	1Y return: -1.66% (upper mid).	1Y return: -5.15% (bottom quartile).	1Y return: -2.57% (lower mid).	1Y return: -4.69% (bottom quartile).	1Y return: -0.85% (upper mid).	1Y return: -6.76% (bottom quartile).
Point 8	Alpha: 1.95 (top quartile).	Alpha: 0.03 (upper mid).	Alpha: 0.00 (upper mid).	Alpha: -1.00 (lower mid).	Alpha: -0.96 (upper mid).	Alpha: -2.70 (lower mid).	Alpha: -3.47 (bottom quartile).	Alpha: 3.06 (top quartile).	Alpha: -9.76 (bottom quartile).	Alpha: -4.74 (bottom quartile).
Point 9	Sharpe: 0.24 (top quartile).	Sharpe: 0.12 (upper mid).	Sharpe: 0.43 (top quartile).	Sharpe: -0.07 (bottom quartile).	Sharpe: 0.15 (upper mid).	Sharpe: -0.16 (bottom quartile).	Sharpe: 0.17 (upper mid).	Sharpe: -0.05 (lower mid).	Sharpe: 0.08 (lower mid).	Sharpe: -0.28 (bottom quartile).
Point 10	Information ratio: -0.12 (lower mid).	Information ratio: 0.64 (top quartile).	Information ratio: 0.00 (upper mid).	Information ratio: 0.76 (top quartile).	Information ratio: -0.47 (lower mid).	Information ratio: 0.51 (upper mid).	Information ratio: -1.67 (bottom quartile).	Information ratio: 0.47 (upper mid).	Information ratio: -0.93 (bottom quartile).	Information ratio: -0.98 (bottom quartile).

UTI Healthcare Fund

Bottom quartile AUM (₹1,144 Cr).
Established history (26+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: High.
5Y return: 14.25% (upper mid).
3Y return: 26.30% (top quartile).
1Y return: 10.87% (top quartile).
Alpha: 1.95 (top quartile).
Sharpe: 0.24 (top quartile).
Information ratio: -0.12 (lower mid).

UTI Core Equity Fund

Upper mid AUM (₹5,896 Cr).
Established history (17+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 15.04% (top quartile).
3Y return: 18.02% (top quartile).
1Y return: -0.91% (upper mid).
Alpha: 0.03 (upper mid).
Sharpe: 0.12 (upper mid).
Information ratio: 0.64 (top quartile).

UTI Transportation & Logistics Fund

Upper mid AUM (₹3,811 Cr).
Established history (22+ yrs).
Rating: 3★ (top quartile).
Risk profile: High.
5Y return: 16.53% (top quartile).
3Y return: 17.26% (upper mid).
1Y return: 4.40% (top quartile).
Alpha: 0.00 (upper mid).
Sharpe: 0.43 (top quartile).
Information ratio: 0.00 (upper mid).

UTI Dividend Yield Fund

Upper mid AUM (₹3,750 Cr).
Established history (21+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 13.01% (lower mid).
3Y return: 16.27% (upper mid).
1Y return: -2.58% (lower mid).
Alpha: -1.00 (lower mid).
Sharpe: -0.07 (bottom quartile).
Information ratio: 0.76 (top quartile).

UTI Infrastructure Fund

Bottom quartile AUM (₹2,162 Cr).
Established history (22+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 14.92% (upper mid).
3Y return: 15.79% (upper mid).
1Y return: -1.66% (upper mid).
Alpha: -0.96 (upper mid).
Sharpe: 0.15 (upper mid).
Information ratio: -0.47 (lower mid).

UTI Value Opportunities Fund

Top quartile AUM (₹9,433 Cr).
Established history (20+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 12.26% (lower mid).
3Y return: 14.29% (lower mid).
1Y return: -5.15% (bottom quartile).
Alpha: -2.70 (lower mid).
Sharpe: -0.16 (bottom quartile).
Information ratio: 0.51 (upper mid).

UTI Mid Cap Fund

Highest AUM (₹11,680 Cr).
Established history (22+ yrs).
Rating: 2★ (lower mid).
Risk profile: Moderately High.
5Y return: 13.04% (upper mid).
3Y return: 13.96% (lower mid).
1Y return: -2.57% (lower mid).
Alpha: -3.47 (bottom quartile).
Sharpe: 0.17 (upper mid).
Information ratio: -1.67 (bottom quartile).

UTI Banking and Financial Services Fund

Bottom quartile AUM (₹1,350 Cr).
Established history (22+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 10.91% (bottom quartile).
3Y return: 11.76% (bottom quartile).
1Y return: -4.69% (bottom quartile).
Alpha: 3.06 (top quartile).
Sharpe: -0.05 (lower mid).
Information ratio: 0.47 (upper mid).

UTI MNC Fund

Lower mid AUM (₹2,662 Cr).
Oldest track record among peers (28 yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 9.54% (bottom quartile).
3Y return: 9.78% (bottom quartile).
1Y return: -0.85% (upper mid).
Alpha: -9.76 (bottom quartile).
Sharpe: 0.08 (lower mid).
Information ratio: -0.93 (bottom quartile).

UTI Long Term Equity Fund

Lower mid AUM (₹3,438 Cr).
Established history (26+ yrs).
Rating: 2★ (lower mid).
Risk profile: Moderately High.
5Y return: 8.86% (bottom quartile).
3Y return: 9.54% (bottom quartile).
1Y return: -6.76% (bottom quartile).
Alpha: -4.74 (bottom quartile).
Sharpe: -0.28 (bottom quartile).
Information ratio: -0.98 (bottom quartile).

*അടിസ്ഥാനത്തിലുള്ള ഫണ്ടുകളുടെ ലിസ്റ്റ്ആസ്തി >= 100 കോടി & അടുക്കി3 വർഷംസിഎജിആർ മടങ്ങുന്നു.

1. UTI Healthcare Fund

(Erstwhile UTI Pharma & Healthcare Fund)

The Investment objective of the Scheme is capital appreciation through investments in equities and equity related instruments of the Pharma & Healthcare sectors.

Research Highlights for UTI Healthcare Fund

Bottom quartile AUM (₹1,144 Cr).
Established history (26+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: High.
5Y return: 14.25% (upper mid).
3Y return: 26.30% (top quartile).
1Y return: 10.87% (top quartile).
Alpha: 1.95 (top quartile).
Sharpe: 0.24 (top quartile).
Information ratio: -0.12 (lower mid).
Higher exposure to Health Care vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~95%).
Largest holding Sun Pharmaceuticals Industries Ltd (~9.5%).

Below is the key information for UTI Healthcare Fund

UTI Healthcare Fund Growth
Launch Date	28 Jun 99
NAV (09 Jun 26)	₹311.313 ↑ 3.50 (1.14 %)
Net Assets (Cr)	₹1,144 on 30 Apr 26
Category	Equity - Sectoral
AMC	UTI Asset Management Company Ltd
Rating	☆
Risk	High
Expense Ratio	2.26
Sharpe Ratio	0.24
Information Ratio	-0.12
Alpha Ratio	1.95
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)
Sub Cat.	Sectoral

Growth of 10,000 investment over the years.

Date	Value
31 May 21	₹10,000
31 May 22	₹9,076
31 May 23	₹9,544
31 May 24	₹14,035
31 May 25	₹17,397
31 May 26	₹19,319

UTI Healthcare Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹436,710.
Net Profit of ₹136,710 Invest Now

Returns for UTI Healthcare Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 9 Jun 26

Duration	Returns
1 Month	2.4%
3 Month	12%
6 Month	9.3%
1 Year	10.9%
3 Year	26.3%
5 Year	14.2%
10 Year
15 Year
Since launch	14.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	-3.1%
2023	42.9%
2022	38.2%
2021	-12.3%
2020	19.1%
2019	67.4%
2018	1.2%
2017	-7.5%
2016	6.2%
2015	-9.7%

Fund Manager information for UTI Healthcare Fund

Name	Since	Tenure
Kamal Gada	2 May 22	4.08 Yr.

Data below for UTI Healthcare Fund as on 30 Apr 26

Equity Sector Allocation

Sector	Value
Health Care	94.69%
Basic Materials	0.57%

Asset Allocation

Asset Class	Value
Cash	4.75%
Equity	95.25%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Sun Pharmaceuticals Industries Ltd (Healthcare) Equity, Since 31 Oct 06 \| SUNPHARMA	9%	₹108 Cr	600,000
Ajanta Pharma Ltd (Healthcare) Equity, Since 31 Jul 17 \| 532331	6%	₹67 Cr	236,511 ↓ -4,345
Lupin Ltd (Healthcare) Equity, Since 28 Feb 25 \| 500257	4%	₹48 Cr	210,000 ↓ -60,000
Apollo Hospitals Enterprise Ltd (Healthcare) Equity, Since 30 Apr 21 \| APOLLOHOSP	4%	₹40 Cr	53,000
Divi's Laboratories Ltd (Healthcare) Equity, Since 30 Sep 17 \| DIVISLAB	3%	₹39 Cr	60,738
Glenmark Pharmaceuticals Ltd (Healthcare) Equity, Since 31 Mar 24 \| 532296	3%	₹38 Cr	159,440 ↓ -40,560
Dr Reddy's Laboratories Ltd (Healthcare) Equity, Since 28 Feb 18 \| DRREDDY	3%	₹38 Cr	290,000
Gland Pharma Ltd (Healthcare) Equity, Since 30 Nov 20 \| GLAND	3%	₹38 Cr	215,251
Fortis Healthcare Ltd (Healthcare) Equity, Since 31 Dec 20 \| 532843	3%	₹37 Cr	400,000
Alkem Laboratories Ltd (Healthcare) Equity, Since 31 May 21 \| ALKEM	3%	₹37 Cr	68,000

2. UTI Core Equity Fund

(Erstwhile UTI Top 100 Fund)

The fund aims to provide long term capital appreciation/dividend distribution by investing predominantly in equity and equity related instruments of top 100 stocks by market capitalisation. There can be no assurance that the investment objectives of the scheme will be realised.

Research Highlights for UTI Core Equity Fund

Upper mid AUM (₹5,896 Cr).
Established history (17+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 15.04% (top quartile).
3Y return: 18.02% (top quartile).
1Y return: -0.91% (upper mid).
Alpha: 0.03 (upper mid).
Sharpe: 0.12 (upper mid).
Information ratio: 0.64 (top quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~96%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~4.2%).

Below is the key information for UTI Core Equity Fund

UTI Core Equity Fund Growth
Launch Date	20 May 09
NAV (09 Jun 26)	₹177.667 ↑ 1.82 (1.03 %)
Net Assets (Cr)	₹5,896 on 30 Apr 26
Category	Equity - Large & Mid Cap
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.96
Sharpe Ratio	0.12
Information Ratio	0.64
Alpha Ratio	0.03
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)
Sub Cat.	Large & Mid Cap

Growth of 10,000 investment over the years.

Date	Value
31 May 21	₹10,000
31 May 22	₹10,656
31 May 23	₹12,363
31 May 24	₹17,940
31 May 25	₹20,168
31 May 26	₹20,725

UTI Core Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579 Invest Now

Returns for UTI Core Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 9 Jun 26

Duration	Returns
1 Month	-3.4%
3 Month	1.1%
6 Month	-3.7%
1 Year	-0.9%
3 Year	18%
5 Year	15%
10 Year
15 Year
Since launch	13.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.4%
2023	27.2%
2022	34.4%
2021	4.6%
2020	40.8%
2019	12.8%
2018	1.5%
2017	-7.9%
2016	35.2%
2015	3.4%

Fund Manager information for UTI Core Equity Fund

Name	Since	Tenure
V Srivatsa	17 May 17	9.05 Yr.

Data below for UTI Core Equity Fund as on 30 Apr 26

Equity Sector Allocation

Sector	Value
Financial Services	26.36%
Industrials	11.32%
Technology	8.94%
Consumer Cyclical	7.97%
Health Care	7.74%
Communication Services	6.27%
Energy	5.82%
Consumer Defensive	5.78%
Basic Materials	5.52%
Utility	4.17%
Real Estate	4.14%

Asset Allocation

Asset Class	Value
Cash	4.3%
Equity	95.7%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 30 Nov 20 \| HDFCBANK	4%	₹247 Cr	3,199,721 ↑ 150,000
ICICI Bank Ltd (Financial Services) Equity, Since 30 Nov 06 \| ICICIBANK	3%	₹180 Cr	1,427,555
Power Grid Corp Of India Ltd (Utilities) Equity, Since 30 Apr 24 \| 532898	3%	₹168 Cr	5,264,807
Infosys Ltd (Technology) Equity, Since 28 Feb 06 \| INFY	3%	₹160 Cr	1,353,225
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Mar 14 \| LT	3%	₹158 Cr	393,456
ITC Ltd (Consumer Defensive) Equity, Since 31 Dec 08 \| ITC	3%	₹150 Cr	4,769,906 ↑ 280,000
Aurobindo Pharma Ltd (Healthcare) Equity, Since 28 Feb 21 \| AUROPHARMA	3%	₹150 Cr	1,076,436
Reliance Industries Ltd (Energy) Equity, Since 29 Feb 20 \| RELIANCE	2%	₹140 Cr	981,380
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Jan 18 \| BHARTIARTL	2%	₹137 Cr	724,222 ↑ 40,000
Wipro Ltd (Technology) Equity, Since 30 Jun 24 \| 507685	2%	₹134 Cr	6,658,877

3. UTI Transportation & Logistics Fund

Investment Objective is “capital appreciation” through investments in stocks of the companies engaged in the transportation and logistics sector.

Research Highlights for UTI Transportation & Logistics Fund

Upper mid AUM (₹3,811 Cr).
Established history (22+ yrs).
Rating: 3★ (top quartile).
Risk profile: High.
5Y return: 16.53% (top quartile).
3Y return: 17.26% (upper mid).
1Y return: 4.40% (top quartile).
Alpha: 0.00 (upper mid).
Sharpe: 0.43 (top quartile).
Information ratio: 0.00 (upper mid).
Higher exposure to Consumer Cyclical vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~94%).
High-quality debt (AAA/AA ~100%).
Largest holding Mahindra & Mahindra Ltd (~13.5%).

Below is the key information for UTI Transportation & Logistics Fund

UTI Transportation & Logistics Fund Growth
Launch Date	11 Apr 04
NAV (09 Jun 26)	₹271.247 ↑ 2.82 (1.05 %)
Net Assets (Cr)	₹3,811 on 30 Apr 26
Category	Equity - Sectoral
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆
Risk	High
Expense Ratio	1.93
Sharpe Ratio	0.43
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)
Sub Cat.	Sectoral

Growth of 10,000 investment over the years.

Date	Value
31 May 21	₹10,000
31 May 22	₹11,186
31 May 23	₹13,367
31 May 24	₹20,721
31 May 25	₹20,661
31 May 26	₹22,340

UTI Transportation & Logistics Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹458,689.
Net Profit of ₹158,689 Invest Now

Returns for UTI Transportation & Logistics Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 9 Jun 26

Duration	Returns
1 Month	-4.1%
3 Month	0.4%
6 Month	-6.8%
1 Year	4.4%
3 Year	17.3%
5 Year	16.5%
10 Year
15 Year
Since launch	16.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	19.5%
2023	18.7%
2022	40.1%
2021	14.7%
2020	24.3%
2019	11%
2018	-8.7%
2017	-19.5%
2016	39.6%
2015	4.8%

Fund Manager information for UTI Transportation & Logistics Fund

Name	Since	Tenure
Sachin Trivedi	22 Sep 16	9.69 Yr.

Data below for UTI Transportation & Logistics Fund as on 30 Apr 26

Equity Sector Allocation

Sector	Value
Consumer Cyclical	79.64%
Industrials	14.8%

Asset Allocation

Asset Class	Value
Cash	5.67%
Equity	94.15%
Debt	0.13%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 30 Apr 04 \| M&M	14%	₹516 Cr	1,664,786
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 30 Apr 04 \| MARUTI	9%	₹344 Cr	258,455
Eicher Motors Ltd (Consumer Cyclical) Equity, Since 30 Nov 08 \| EICHERMOT	9%	₹330 Cr	463,514
Eternal Ltd (Consumer Cyclical) Equity, Since 31 Jul 21 \| ETERNAL	8%	₹316 Cr	12,773,081 ↑ 1,598,716
Bajaj Auto Ltd (Consumer Cyclical) Equity, Since 30 Apr 18 \| 532977	7%	₹252 Cr	251,657
Adani Ports & Special Economic Zone Ltd (Industrials) Equity, Since 31 May 13 \| ADANIPORTS	6%	₹227 Cr	1,369,964
Hero MotoCorp Ltd (Consumer Cyclical) Equity, Since 31 Mar 12 \| HEROMOTOCO	4%	₹167 Cr	327,739
TVS Motor Co Ltd (Consumer Cyclical) Equity, Since 30 Sep 19 \| 532343	4%	₹141 Cr	403,430
Hyundai Motor India Ltd (Consumer Cyclical) Equity, Since 31 Oct 24 \| HYUNDAI	3%	₹129 Cr	711,342
InterGlobe Aviation Ltd (Industrials) Equity, Since 31 May 18 \| INDIGO	3%	₹108 Cr	250,430 ↓ -25,867

4. UTI Dividend Yield Fund

(Erstwhile UTI - Dividend Yield Fund)

The investment objective of the scheme is to provide medium to long term capital gains and/ or dividend distribution by investing predominantly in equity and equity related instruments which offer high dividend yield. There can be no assurance that the investment objectives of the scheme will be realised.

Research Highlights for UTI Dividend Yield Fund

Upper mid AUM (₹3,750 Cr).
Established history (21+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 13.01% (lower mid).
3Y return: 16.27% (upper mid).
1Y return: -2.58% (lower mid).
Alpha: -1.00 (lower mid).
Sharpe: -0.07 (bottom quartile).
Information ratio: 0.76 (top quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~97%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~7.8%).

Below is the key information for UTI Dividend Yield Fund

UTI Dividend Yield Fund Growth
Launch Date	3 May 05
NAV (09 Jun 26)	₹171.104 ↑ 1.08 (0.64 %)
Net Assets (Cr)	₹3,750 on 30 Apr 26
Category	Equity - Dividend Yield
AMC	UTI Asset Management Company Ltd
Rating	☆
Risk	Moderately High
Expense Ratio	1.99
Sharpe Ratio	-0.08
Information Ratio	0.76
Alpha Ratio	-1
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)
Sub Cat.	Dividend Yield

Growth of 10,000 investment over the years.

Date	Value
31 May 21	₹10,000
31 May 22	₹10,767
31 May 23	₹11,934
31 May 24	₹17,015
31 May 25	₹18,868
31 May 26	₹18,805

UTI Dividend Yield Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹426,080.
Net Profit of ₹126,080 Invest Now

Returns for UTI Dividend Yield Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 9 Jun 26

Duration	Returns
1 Month	-3.2%
3 Month	-0.8%
6 Month	-5.1%
1 Year	-2.6%
3 Year	16.3%
5 Year	13%
10 Year
15 Year
Since launch	14.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	5.3%
2023	24.7%
2022	35.4%
2021	-5.3%
2020	38.8%
2019	18.9%
2018	3.3%
2017	0.5%
2016	28.5%
2015	6.1%

Fund Manager information for UTI Dividend Yield Fund

Name	Since	Tenure
Amit Premchandani	16 Nov 22	3.54 Yr.

Data below for UTI Dividend Yield Fund as on 30 Apr 26

Equity Sector Allocation

Sector	Value
Financial Services	27.07%
Technology	11.72%
Consumer Cyclical	10.36%
Health Care	9.58%
Industrials	8.37%
Energy	6.08%
Utility	6.02%
Real Estate	5.39%
Consumer Defensive	4.95%
Communication Services	3.65%
Basic Materials	2.99%

Asset Allocation

Asset Class	Value
Cash	2.41%
Equity	97.05%
Debt	0.54%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 May 12 \| HDFCBANK	8%	₹293 Cr	3,800,000 ↑ 225,000
ICICI Bank Ltd (Financial Services) Equity, Since 30 Sep 07 \| ICICIBANK	5%	₹196 Cr	1,550,000
State Bank of India (Financial Services) Equity, Since 31 Mar 23 \| SBIN	4%	₹133 Cr	1,248,200
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Aug 24 \| BHARTIARTL	3%	₹113 Cr	600,000 ↑ 30,000
Tech Mahindra Ltd (Technology) Equity, Since 31 May 17 \| 532755	3%	₹112 Cr	760,000 ↓ -40,000
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 30 Jun 23 \| M&M	3%	₹107 Cr	345,000 ↑ 5,000
Power Grid Corp Of India Ltd (Utilities) Equity, Since 30 Apr 24 \| 532898	3%	₹100 Cr	3,150,000 ↓ -150,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Dec 23 \| KOTAKBANK	3%	₹100 Cr	2,600,000 ↑ 100,000
Infosys Ltd (Technology) Equity, Since 30 Apr 08 \| INFY	2%	₹86 Cr	725,000 ↑ 15,000
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 30 Apr 25 \| MARUTI	2%	₹83 Cr	62,000 ↑ 2,000

5. UTI Infrastructure Fund

The investment objective of the Scheme is to provide income distribution and / or medium to long term "capital appreciation" by investing predominantly in equity / equity related instruments in the companies engaged either directly or indirectly in the infrastructure growth of the Indian economy. However, there is no assurance that the investment objective of the scheme will be achieved.

Research Highlights for UTI Infrastructure Fund

Bottom quartile AUM (₹2,162 Cr).
Established history (22+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 14.92% (upper mid).
3Y return: 15.79% (upper mid).
1Y return: -1.66% (upper mid).
Alpha: -0.96 (upper mid).
Sharpe: 0.15 (upper mid).
Information ratio: -0.47 (lower mid).
Higher exposure to Industrials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~97%).
Largest holding Bharti Airtel Ltd (~13.5%).

Below is the key information for UTI Infrastructure Fund

UTI Infrastructure Fund Growth
Launch Date	7 Apr 04
NAV (09 Jun 26)	₹140.315 ↑ 0.66 (0.47 %)
Net Assets (Cr)	₹2,162 on 30 Apr 26
Category	Equity - Sectoral
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆
Risk	High
Expense Ratio	2.18
Sharpe Ratio	0.15
Information Ratio	-0.47
Alpha Ratio	-0.96
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)
Sub Cat.	Sectoral

Growth of 10,000 investment over the years.

Date	Value
31 May 21	₹10,000
31 May 22	₹10,725
31 May 23	₹12,906
31 May 24	₹20,377
31 May 25	₹20,438
31 May 26	₹20,936

UTI Infrastructure Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹436,710.
Net Profit of ₹136,710 Invest Now

Returns for UTI Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 9 Jun 26

Duration	Returns
1 Month	-3.5%
3 Month	3%
6 Month	-0.3%
1 Year	-1.7%
3 Year	15.8%
5 Year	14.9%
10 Year
15 Year
Since launch	13.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	4.3%
2023	18.5%
2022	38.2%
2021	8.8%
2020	39.4%
2019	3.4%
2018	6.7%
2017	-15.6%
2016	41.4%
2015	4%

Fund Manager information for UTI Infrastructure Fund

Name	Since	Tenure
Sachin Trivedi	1 Sep 21	4.75 Yr.
Deepesh Agarwal	16 Jun 25	0.96 Yr.

Data below for UTI Infrastructure Fund as on 30 Apr 26

Equity Sector Allocation

Sector	Value
Industrials	43.01%
Energy	14.07%
Communication Services	13.47%
Utility	8.77%
Basic Materials	6.37%
Financial Services	5.33%
Consumer Cyclical	3.12%
Real Estate	2.55%
Technology	0.19%
Health Care	0.11%

Asset Allocation

Asset Class	Value
Cash	2.53%
Equity	97.47%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Nov 17 \| BHARTIARTL	13%	₹291 Cr	1,543,675 ↑ 41,767
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Sep 05 \| LT	10%	₹215 Cr	535,877 ↓ -38,085
Reliance Industries Ltd (Energy) Equity, Since 31 Oct 22 \| RELIANCE	8%	₹166 Cr	1,162,502 ↑ 84,268
NTPC Ltd (Utilities) Equity, Since 31 Dec 18 \| 532555	5%	₹104 Cr	2,595,095 ↓ -460,078
Adani Ports & Special Economic Zone Ltd (Industrials) Equity, Since 31 May 13 \| ADANIPORTS	4%	₹93 Cr	563,170
UltraTech Cement Ltd (Basic Materials) Equity, Since 31 Mar 12 \| 532538	4%	₹91 Cr	78,761 ↓ -1,780
Oil & Natural Gas Corp Ltd (Energy) Equity, Since 30 Sep 23 \| 500312	4%	₹91 Cr	3,025,981
InterGlobe Aviation Ltd (Industrials) Equity, Since 30 Nov 22 \| INDIGO	4%	₹78 Cr	181,542
Axis Bank Ltd (Financial Services) Equity, Since 31 Mar 11 \| 532215	3%	₹62 Cr	486,269 ↓ -18,746
ICICI Bank Ltd (Financial Services) Equity, Since 31 Jan 11 \| ICICIBANK	2%	₹43 Cr	343,610

6. UTI Value Opportunities Fund

(Erstwhile UTI Opportunities Fund)

This scheme seeks to generate capital appreciation and/or income distribution by investing the funds of the scheme in equity shares and equity-related instruments. The main focus of this scheme is to capitalize on opportunities arising in the market by responding to the dynamically changing Indian economy by moving its investments amongst different sectors as prevailing trends change.

Research Highlights for UTI Value Opportunities Fund

Top quartile AUM (₹9,433 Cr).
Established history (20+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 12.26% (lower mid).
3Y return: 14.29% (lower mid).
1Y return: -5.15% (bottom quartile).
Alpha: -2.70 (lower mid).
Sharpe: -0.16 (bottom quartile).
Information ratio: 0.51 (upper mid).
Higher exposure to Financial Services vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~8.3%).

Below is the key information for UTI Value Opportunities Fund

UTI Value Opportunities Fund Growth
Launch Date	20 Jul 05
NAV (09 Jun 26)	₹159.207 ↑ 1.41 (0.89 %)
Net Assets (Cr)	₹9,433 on 30 Apr 26
Category	Equity - Value
AMC	UTI Asset Management Company Ltd
Rating	☆
Risk	Moderately High
Expense Ratio	1.82
Sharpe Ratio	-0.16
Information Ratio	0.51
Alpha Ratio	-2.7
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)
Sub Cat.	Value

Growth of 10,000 investment over the years.

Date	Value
31 May 21	₹10,000
31 May 22	₹10,675
31 May 23	₹11,981
31 May 24	₹16,497
31 May 25	₹18,562
31 May 26	₹18,089

UTI Value Opportunities Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹415,684.
Net Profit of ₹115,684 Invest Now

Returns for UTI Value Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 9 Jun 26

Duration	Returns
1 Month	-3.3%
3 Month	-0.7%
6 Month	-7.6%
1 Year	-5.2%
3 Year	14.3%
5 Year	12.3%
10 Year
15 Year
Since launch	14.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7%
2023	23.4%
2022	26.7%
2021	4.3%
2020	30.4%
2019	19%
2018	10.4%
2017	-2.4%
2016	29.1%
2015	2.6%

Fund Manager information for UTI Value Opportunities Fund

Name	Since	Tenure
Amit Premchandani	1 Feb 18	8.33 Yr.

Data below for UTI Value Opportunities Fund as on 30 Apr 26

Equity Sector Allocation

Sector	Value
Financial Services	32.94%
Consumer Cyclical	12.12%
Industrials	9.2%
Health Care	8.3%
Technology	7.86%
Communication Services	7.39%
Energy	6.18%
Basic Materials	4.65%
Real Estate	3.97%
Consumer Defensive	3.07%
Utility	2.98%

Asset Allocation

Asset Class	Value
Cash	1.08%
Equity	98.65%
Debt	0.27%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Mar 12 \| HDFCBANK	8%	₹787 Cr	10,200,000 ↑ 400,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Jan 07 \| ICICIBANK	6%	₹543 Cr	4,300,000
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Oct 17 \| BHARTIARTL	4%	₹415 Cr	2,200,000 ↑ 25,000
Axis Bank Ltd (Financial Services) Equity, Since 31 Mar 12 \| 532215	4%	₹349 Cr	2,750,000 ↓ -350,000
State Bank of India (Financial Services) Equity, Since 31 Jul 18 \| SBIN	4%	₹347 Cr	3,250,000 ↓ -46,399
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Oct 23 \| KOTAKBANK	4%	₹345 Cr	9,000,000 ↑ 200,000
Infosys Ltd (Technology) Equity, Since 30 Apr 08 \| INFY	3%	₹319 Cr	2,700,000 ↑ 150,000
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 31 Dec 23 \| M&M	3%	₹283 Cr	915,000 ↑ 15,000
Reliance Industries Ltd (Energy) Equity, Since 31 May 24 \| RELIANCE	3%	₹275 Cr	1,925,000
Tech Mahindra Ltd (Technology) Equity, Since 30 Apr 20 \| 532755	3%	₹239 Cr	1,625,000 ↑ 25,000

7. UTI Mid Cap Fund

Investment objective is "capital appreciation" by investing primarily in mid cap stocks.

Research Highlights for UTI Mid Cap Fund

Highest AUM (₹11,680 Cr).
Established history (22+ yrs).
Rating: 2★ (lower mid).
Risk profile: Moderately High.
5Y return: 13.04% (upper mid).
3Y return: 13.96% (lower mid).
1Y return: -2.57% (lower mid).
Alpha: -3.47 (bottom quartile).
Sharpe: 0.17 (upper mid).
Information ratio: -1.67 (bottom quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
Largest holding PB Fintech Ltd (~2.4%).

Below is the key information for UTI Mid Cap Fund

UTI Mid Cap Fund Growth
Launch Date	7 Apr 04
NAV (09 Jun 26)	₹296.693 ↑ 3.27 (1.11 %)
Net Assets (Cr)	₹11,680 on 30 Apr 26
Category	Equity - Mid Cap
AMC	UTI Asset Management Company Ltd
Rating	☆☆
Risk	Moderately High
Expense Ratio	1.75
Sharpe Ratio	0.17
Information Ratio	-1.67
Alpha Ratio	-3.47
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)
Sub Cat.	Mid Cap

Growth of 10,000 investment over the years.

Date	Value
31 May 21	₹10,000
31 May 22	₹10,985
31 May 23	₹12,683
31 May 24	₹17,347
31 May 25	₹18,891
31 May 26	₹19,270

UTI Mid Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹426,080.
Net Profit of ₹126,080 Invest Now

Returns for UTI Mid Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 9 Jun 26

Duration	Returns
1 Month	-2.9%
3 Month	4.6%
6 Month	-1.1%
1 Year	-2.6%
3 Year	14%
5 Year	13%
10 Year
15 Year
Since launch	17%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	-0.1%
2023	23.3%
2022	30.5%
2021	-0.8%
2020	43.1%
2019	32.7%
2018	-0.2%
2017	-14.9%
2016	42%
2015	3.5%

Fund Manager information for UTI Mid Cap Fund

Name	Since	Tenure
Vishal Chopda	16 Jun 25	0.96 Yr.

Data below for UTI Mid Cap Fund as on 30 Apr 26

Equity Sector Allocation

Sector	Value
Financial Services	23.38%
Industrials	19.94%
Consumer Cyclical	12.72%
Health Care	11.41%
Basic Materials	10.5%
Technology	8.09%
Real Estate	2.94%
Communication Services	2.81%
Utility	2.61%
Energy	2.03%
Consumer Defensive	1.94%

Asset Allocation

Asset Class	Value
Cash	1.64%
Equity	98.36%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
PB Fintech Ltd (Financial Services) Equity, Since 30 Nov 21 \| POLICYBZR	2%	₹283 Cr	1,700,000
Polycab India Ltd (Industrials) Equity, Since 31 Dec 20 \| POLYCAB	2%	₹260 Cr	320,000 ↓ -1,204
Tube Investments of India Ltd Ordinary Shares (Industrials) Equity, Since 30 Sep 17 \| TIINDIA	2%	₹259 Cr	880,000
Max Financial Services Ltd (Financial Services) Equity, Since 31 Jul 18 \| 500271	2%	₹246 Cr	1,550,000
Suzlon Energy Ltd (Industrials) Equity, Since 30 Jun 24 \| SUZLON	2%	₹245 Cr	44,000,000 ↓ -500,000
Phoenix Mills Ltd (Real Estate) Equity, Since 31 Jul 20 \| 503100	2%	₹229 Cr	1,300,000
Multi Commodity Exchange of India Ltd (Financial Services) Equity, Since 28 Feb 26 \| MCX	2%	₹226 Cr	760,000 ↑ 260,000
The Federal Bank Ltd (Financial Services) Equity, Since 30 Nov 10 \| FEDERALBNK	2%	₹221 Cr	7,700,000
APL Apollo Tubes Ltd (Basic Materials) Equity, Since 30 Nov 20 \| APLAPOLLO	2%	₹215 Cr	1,126,691
Ajanta Pharma Ltd (Healthcare) Equity, Since 30 Nov 23 \| 532331	2%	₹212 Cr	750,000 ↓ -15,000

8. UTI Banking and Financial Services Fund

(Erstwhile UTI Banking Sector Fund)

Investment objective is "capital appreciation" through investments in the stocks of the companies/institutions engaged in the banking and financial services activities.

Research Highlights for UTI Banking and Financial Services Fund

Bottom quartile AUM (₹1,350 Cr).
Established history (22+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 10.91% (bottom quartile).
3Y return: 11.76% (bottom quartile).
1Y return: -4.69% (bottom quartile).
Alpha: 3.06 (top quartile).
Sharpe: -0.05 (lower mid).
Information ratio: 0.47 (upper mid).
Higher exposure to Financial Services vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~97%).
Largest holding HDFC Bank Ltd (~16.4%).
Top-3 holdings concentration ~38.7%.

Below is the key information for UTI Banking and Financial Services Fund

UTI Banking and Financial Services Fund Growth
Launch Date	7 Apr 04
NAV (09 Jun 26)	₹183.843 ↑ 2.42 (1.34 %)
Net Assets (Cr)	₹1,350 on 30 Apr 26
Category	Equity - Sectoral
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆
Risk	High
Expense Ratio	2.2
Sharpe Ratio	-0.05
Information Ratio	0.47
Alpha Ratio	3.06
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)
Sub Cat.	Sectoral

Growth of 10,000 investment over the years.

Date	Value
31 May 21	₹10,000
31 May 22	₹9,768
31 May 23	₹11,812
31 May 24	₹14,181
31 May 25	₹16,854
31 May 26	₹16,671

UTI Banking and Financial Services Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹395,578.
Net Profit of ₹95,578 Invest Now

Returns for UTI Banking and Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 9 Jun 26

Duration	Returns
1 Month	-3.6%
3 Month	-2.9%
6 Month	-6.7%
1 Year	-4.7%
3 Year	11.8%
5 Year	10.9%
10 Year
15 Year
Since launch	14%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	16.3%
2023	11.1%
2022	19.5%
2021	15.1%
2020	14.3%
2019	-5.3%
2018	11.6%
2017	-6.8%
2016	43.5%
2015	13%

Fund Manager information for UTI Banking and Financial Services Fund

Name	Since	Tenure
Amit Premchandani	16 Jun 25	0.96 Yr.
Bhavesh Kanani	12 Jan 26	0.38 Yr.

Data below for UTI Banking and Financial Services Fund as on 30 Apr 26

Equity Sector Allocation

Sector	Value
Financial Services	95.31%
Technology	1.56%

Asset Allocation

Asset Class	Value
Cash	3.13%
Equity	96.87%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Mar 09 \| HDFCBANK	16%	₹222 Cr	2,875,000 ↑ 625,000
ICICI Bank Ltd (Financial Services) Equity, Since 30 Apr 04 \| ICICIBANK	13%	₹176 Cr	1,395,000 ↓ -60,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 30 Sep 18 \| KOTAKBANK	9%	₹125 Cr	3,250,000
Bajaj Finance Ltd (Financial Services) Equity, Since 30 Nov 19 \| 500034	8%	₹106 Cr	1,135,000 ↑ 240,000
Axis Bank Ltd (Financial Services) Equity, Since 30 Jun 18 \| 532215	8%	₹104 Cr	820,000 ↓ -290,000
Shriram Finance Ltd (Financial Services) Equity, Since 31 Jan 24 \| SHRIRAMFIN	5%	₹67 Cr	712,975 ↑ 50,000
State Bank of India (Financial Services) Equity, Since 28 Feb 18 \| SBIN	5%	₹64 Cr	600,000
SBI Life Insurance Co Ltd (Financial Services) Equity, Since 28 Feb 25 \| SBILIFE	4%	₹50 Cr	277,000 ↑ 167,000
Multi Commodity Exchange of India Ltd (Financial Services) Equity, Since 31 Mar 24 \| MCX	3%	₹45 Cr	150,000
Bajaj Finserv Ltd (Financial Services) Equity, Since 31 Aug 24 \| 532978	3%	₹43 Cr	246,000

9. UTI MNC Fund

(Erstwhile UTI - MNC Fund)

The Funds collected under the scheme shall be invested predominantly in stocks of Multinational Corporations and other liquid stocks. The funds collected under the scheme shall be invested in equities and equity related instruments. The risk profile of investment could be high.

Research Highlights for UTI MNC Fund

Lower mid AUM (₹2,662 Cr).
Oldest track record among peers (28 yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 9.54% (bottom quartile).
3Y return: 9.78% (bottom quartile).
1Y return: -0.85% (upper mid).
Alpha: -9.76 (bottom quartile).
Sharpe: 0.08 (lower mid).
Information ratio: -0.93 (bottom quartile).
Higher exposure to Consumer Defensive vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~94%).
High-quality debt (AAA/AA ~100%).
Largest holding Maruti Suzuki India Ltd (~8.7%).

Below is the key information for UTI MNC Fund

UTI MNC Fund Growth
Launch Date	29 May 98
NAV (09 Jun 26)	₹382.592 ↑ 2.67 (0.70 %)
Net Assets (Cr)	₹2,662 on 30 Apr 26
Category	Equity - Sectoral
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	2.02
Sharpe Ratio	0.08
Information Ratio	-0.93
Alpha Ratio	-9.76
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)
Sub Cat.	Sectoral

Growth of 10,000 investment over the years.

Date	Value
31 May 21	₹10,000
31 May 22	₹10,717
31 May 23	₹11,861
31 May 24	₹15,259
31 May 25	₹15,786
31 May 26	₹16,131

UTI MNC Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹385,859.
Net Profit of ₹85,859 Invest Now

Returns for UTI MNC Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 9 Jun 26

Duration	Returns
1 Month	-1.4%
3 Month	3.2%
6 Month	-3.7%
1 Year	-0.8%
3 Year	9.8%
5 Year	9.5%
10 Year
15 Year
Since launch	15%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	3.4%
2023	16.7%
2022	22.6%
2021	-1.4%
2020	24.1%
2019	12.9%
2018	-1.7%
2017	-0.3%
2016	37.3%
2015	-3%

Fund Manager information for UTI MNC Fund

Name	Since	Tenure
Karthikraj Lakshmanan	16 Nov 22	3.54 Yr.

Data below for UTI MNC Fund as on 30 Apr 26

Equity Sector Allocation

Sector	Value
Consumer Defensive	22.9%
Consumer Cyclical	21.58%
Health Care	12.99%
Technology	11.31%
Industrials	10.36%
Basic Materials	5.4%
Financial Services	4.68%
Communication Services	1.78%
Utility	0.43%

Asset Allocation

Asset Class	Value
Cash	6.02%
Equity	93.6%
Debt	0.38%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 30 Nov 06 \| MARUTI	9%	₹232 Cr	174,000
Nestle India Ltd (Consumer Defensive) Equity, Since 31 Aug 17 \| NESTLEIND	6%	₹153 Cr	1,050,000 ↑ 50,000
Hindustan Unilever Ltd (Consumer Defensive) Equity, Since 31 Dec 05 \| HINDUNILVR	6%	₹149 Cr	660,000
Procter & Gamble Health Ltd (Healthcare) Equity, Since 28 Feb 21 \| PGHL	4%	₹120 Cr	229,559
United Spirits Ltd (Consumer Defensive) Equity, Since 31 Mar 13 \| UNITDSPR	4%	₹117 Cr	885,187
Britannia Industries Ltd (Consumer Defensive) Equity, Since 31 Jan 03 \| 500825	4%	₹97 Cr	168,977
CRISIL Ltd (Financial Services) Equity, Since 31 Dec 09 \| CRISIL	3%	₹78 Cr	182,074 ↑ 2,074
Gland Pharma Ltd (Healthcare) Equity, Since 30 Nov 20 \| GLAND	3%	₹74 Cr	424,791
Procter & Gamble Hygiene and Health Care Ltd (Consumer Defensive) Equity, Since 31 Mar 14 \| PGHH	3%	₹69 Cr	68,254
Infosys Ltd (Technology) Equity, Since 31 Jan 25 \| INFY	2%	₹64 Cr	540,463

10. UTI Long Term Equity Fund

(Erstwhile UTI Long Term Equity Fund (Tax Saving))

The funds collected under the scheme shall be invested in equities, fully convertible debentures/ bonds and warrants of companies. Investment may also be made in issues of partly convertible debentures/bonds including those issued on rights basis subject to the condition that, as far as possible, the non-convertible portion of the debentures/bonds so acquired or subscribed shall be disinvested within a period of twelve months from their acquisition.

Research Highlights for UTI Long Term Equity Fund

Lower mid AUM (₹3,438 Cr).
Established history (26+ yrs).
Rating: 2★ (lower mid).
Risk profile: Moderately High.
5Y return: 8.86% (bottom quartile).
3Y return: 9.54% (bottom quartile).
1Y return: -6.76% (bottom quartile).
Alpha: -4.74 (bottom quartile).
Sharpe: -0.28 (bottom quartile).
Information ratio: -0.98 (bottom quartile).
Higher exposure to Financial Services vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
Largest holding HDFC Bank Ltd (~8.3%).

Below is the key information for UTI Long Term Equity Fund

UTI Long Term Equity Fund Growth
Launch Date	15 Dec 99
NAV (09 Jun 26)	₹193.207 ↑ 1.73 (0.90 %)
Net Assets (Cr)	₹3,438 on 30 Apr 26
Category	Equity - ELSS
AMC	UTI Asset Management Company Ltd
Rating	☆☆
Risk	Moderately High
Expense Ratio	1.88
Sharpe Ratio	-0.28
Information Ratio	-0.98
Alpha Ratio	-4.74
Min Investment	500
Min SIP Investment	500
Exit Load	NIL
Sub Cat.	ELSS

Growth of 10,000 investment over the years.

Date	Value
31 May 21	₹10,000
31 May 22	₹10,598
31 May 23	₹11,675
31 May 24	₹14,920
31 May 25	₹16,290
31 May 26	₹15,588

UTI Long Term Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹376,357.
Net Profit of ₹76,357 Invest Now

Returns for UTI Long Term Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 9 Jun 26

Duration	Returns
1 Month	-3.1%
3 Month	-0.4%
6 Month	-7.4%
1 Year	-6.8%
3 Year	9.5%
5 Year	8.9%
10 Year
15 Year
Since launch	13.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	4.5%
2023	13.9%
2022	24.3%
2021	-3.5%
2020	33.1%
2019	20.2%
2018	10.4%
2017	-6.5%
2016	33.1%
2015	3.3%

Fund Manager information for UTI Long Term Equity Fund

Name	Since	Tenure
Amit Premchandani	16 Jun 25	0.96 Yr.

Data below for UTI Long Term Equity Fund as on 30 Apr 26

Equity Sector Allocation

Sector	Value
Financial Services	33.07%
Consumer Cyclical	13.24%
Industrials	9.53%
Technology	8.32%
Communication Services	6.5%
Health Care	5.39%
Consumer Defensive	5.36%
Energy	4.98%
Basic Materials	4.52%
Utility	3.68%
Real Estate	3.31%

Asset Allocation

Asset Class	Value
Cash	2.1%
Equity	97.9%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 28 Feb 11 \| HDFCBANK	8%	₹286 Cr	3,700,000 ↑ 140,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Jan 07 \| ICICIBANK	6%	₹221 Cr	1,750,000
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Mar 13 \| BHARTIARTL	4%	₹151 Cr	800,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 30 Jun 25 \| KOTAKBANK	4%	₹134 Cr	3,500,000
Axis Bank Ltd (Financial Services) Equity, Since 30 Jun 10 \| 532215	4%	₹130 Cr	1,025,000 ↓ -125,000
Reliance Industries Ltd (Energy) Equity, Since 31 May 24 \| RELIANCE	3%	₹104 Cr	725,000
Infosys Ltd (Technology) Equity, Since 31 Jan 03 \| INFY	3%	₹95 Cr	800,000 ↓ -50,000
Bajaj Finance Ltd (Financial Services) Equity, Since 30 Nov 19 \| 500034	3%	₹94 Cr	1,000,000 ↓ -50,000
Tata Steel Ltd (Basic Materials) Equity, Since 29 Feb 24 \| TATASTEEL	2%	₹82 Cr	3,900,000
State Bank of India (Financial Services) Equity, Since 30 Jun 25 \| SBIN	2%	₹81 Cr	762,050

SIP നിക്ഷേപം എങ്ങനെ വളരുന്നു?

നിങ്ങൾ ഒരു നിശ്ചിത സമയത്തേക്ക് ഒരു നിശ്ചിത തുക പ്രതിമാസം നിക്ഷേപിച്ചാൽ നിങ്ങളുടെ SIP നിക്ഷേപം എങ്ങനെ വളരുമെന്ന് അറിയണോ? ഒരു ഉദാഹരണത്തിലൂടെ ഞങ്ങൾ നിങ്ങളെ വിശദീകരിക്കും.

SIP കാൽക്കുലേറ്റർ അല്ലെങ്കിൽ SIP റിട്ടേൺ കാൽക്കുലേറ്റർ

എസ്‌ഐ‌പി കാൽക്കുലേറ്ററുകൾ സാധാരണയായി ഒരാൾ നിക്ഷേപിക്കാൻ ആഗ്രഹിക്കുന്ന എസ്‌ഐ‌പി നിക്ഷേപ തുക (ലക്ഷ്യം), ആവശ്യമുള്ള നിക്ഷേപത്തിന്റെ എണ്ണം, പ്രതീക്ഷിച്ചത് തുടങ്ങിയ ഇൻപുട്ടുകൾ എടുക്കുന്നു.പണപ്പെരുപ്പം നിരക്കുകളും (ഒരാൾ ഇത് കണക്കിലെടുക്കേണ്ടതുണ്ട്!) പ്രതീക്ഷിക്കുന്ന വരുമാനവും. അതിനാൽ, ഒരു ലക്ഷ്യം നേടുന്നതിന് ആവശ്യമായ SIP റിട്ടേണുകൾ ഒരാൾക്ക് കണക്കാക്കാം!

നിങ്ങൾ 10 രൂപ നിക്ഷേപിക്കുകയാണെങ്കിൽ എന്ന് കരുതുക.000 10 വർഷത്തേക്ക്, നിങ്ങളുടെ SIP നിക്ഷേപം എങ്ങനെ വളരുന്നുവെന്ന് കാണുക-

പ്രതിമാസ നിക്ഷേപം: 10,000 രൂപ

നിക്ഷേപ കാലയളവ്: 10 വർഷം

നിക്ഷേപിച്ച ആകെ തുക: 12,00,000 രൂപ

ദീർഘകാല വളർച്ചാ നിരക്ക് (ഏകദേശം): 15%

അനുസരിച്ച് പ്രതീക്ഷിക്കുന്ന വരുമാനംസിപ്പ് കാൽക്കുലേറ്റർ: 27,86,573 രൂപ

മൊത്ത ലാഭം: INR 15,86,573 (സമ്പൂർണ്ണ റിട്ടേൺ= 132.2%)

നിങ്ങൾ 10 വർഷത്തേക്ക് പ്രതിമാസം 10,000 രൂപ നിക്ഷേപിക്കുകയാണെങ്കിൽ (മൊത്തം INR12,00,000) നിങ്ങൾ സമ്പാദിക്കും27,86,573 രൂപ, അതായത് നിങ്ങൾ ഉണ്ടാക്കുന്ന അറ്റാദായം15,86,573 രൂപ. അത് ഗംഭീരമല്ലേ!

യുടിഐ ഫണ്ടുകളിൽ ഓൺലൈനിൽ എങ്ങനെ നിക്ഷേപിക്കാം?

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തുടങ്ങി

Disclaimer:
ഇവിടെ നൽകിയിരിക്കുന്ന വിവരങ്ങൾ കൃത്യമാണെന്ന് ഉറപ്പാക്കാൻ എല്ലാ ശ്രമങ്ങളും നടത്തിയിട്ടുണ്ട്. എന്നിരുന്നാലും, ഡാറ്റയുടെ കൃത്യത സംബന്ധിച്ച് യാതൊരു ഉറപ്പും നൽകുന്നില്ല. എന്തെങ്കിലും നിക്ഷേപം നടത്തുന്നതിന് മുമ്പ് സ്കീം വിവര രേഖ ഉപയോഗിച്ച് പരിശോധിക്കുക.