10 മികച്ച നിപ്പോൺ/റിലയൻസ് MF SIP മ്യൂച്വൽ ഫണ്ടുകൾ 2022

Updated on December 20, 2025 , 60230 views

റിലയൻസ്എസ്.ഐ.പി മ്യൂച്വൽ ഫണ്ട് ഒരു മികച്ച മാർഗമാണ്മ്യൂച്വൽ ഫണ്ടുകളിൽ നിക്ഷേപിക്കുക, പ്രത്യേകിച്ച് ദീർഘകാലത്തേക്ക്-ടേം പ്ലാൻ. ഒരു എസ്‌ഐ‌പിയിൽ, നിശ്ചിത ഇടവേളയിൽ നിങ്ങൾക്ക് ഒരു ചെറിയ തുക നിക്ഷേപിക്കാം, ഇത് വർഷങ്ങളായി ഗണ്യമായ കോർപ്പസ് നിർമ്മിക്കാനുള്ള സാധ്യത സൃഷ്ടിക്കുന്നു.

റിലയൻസ് എസ്‌ഐ‌പി വഴി നിങ്ങൾ നിക്ഷേപിക്കാൻ ആഗ്രഹിക്കുന്ന സ്കീമിൽ എല്ലാ മാസവും 100 രൂപ വരെ നിക്ഷേപിക്കാം.നിക്ഷേപിക്കുന്നു ഒരു ചെറിയ തുക പതിവായി, നിങ്ങൾക്ക് നേടാനും കഴിയുംസാമ്പത്തിക ലക്ഷ്യങ്ങൾ സമയത്ത്. തുടങ്ങിയ ലക്ഷ്യങ്ങൾവിരമിക്കൽ ആസൂത്രണം, വിവാഹം, ഒരു വീട്/കാർ വാങ്ങൽ മുതലായവ ഒരു SIP വഴി നേടാം.

റിലയൻസ് എസ്‌ഐപി ഫണ്ടുകളിൽ നിക്ഷേപിക്കുന്നത് എന്തുകൊണ്ട്?

ഒരു SIP-യുടെ ചില പ്രധാന ഗുണങ്ങൾ ഇവയാണ്-

ഇത് രൂപയുടെ ചെലവ് ശരാശരി വാഗ്ദാനം ചെയ്യുന്നു
അതിൽ നിന്ന് പ്രയോജനം നേടുന്നുസംയുക്തത്തിന്റെ ശക്തി
ആവശ്യമില്ലവിപണി സമയത്തിന്റെ
യൂണിറ്റിന് കുറഞ്ഞ ചെലവ്

ഇവിടെ നിക്ഷേപിക്കാൻ താൽപ്പര്യമുള്ള നിക്ഷേപകർ മികച്ച റിലയൻസ് എസ്ഐപിയാണ്മ്യൂച്വൽ ഫണ്ടുകൾ ഇക്വിറ്റി വിഭാഗത്തിൽ. AUM പോലുള്ള പാരാമീറ്ററുകൾ എടുത്താണ് ഈ ഫണ്ടുകൾ ഷോർട്ട്‌ലിസ്റ്റ് ചെയ്യുന്നത്,അല്ല, മുൻകാല പ്രകടനങ്ങൾ, ശരാശരി വരുമാനം മുതലായവ.

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പ്രധാനപ്പെട്ട വിവരം

2019 ഒക്ടോബർ മുതൽ,റിലയൻസ് മ്യൂച്വൽ ഫണ്ട് നിപ്പോൺ ഇന്ത്യ മ്യൂച്വൽ ഫണ്ട് എന്ന് പുനർനാമകരണം ചെയ്തിട്ടുണ്ട്. റിലയൻസ് നിപ്പോൺ അസറ്റ് മാനേജ്‌മെന്റിന്റെ (RNAM) ഭൂരിഭാഗം (75%) ഓഹരികളും നിപ്പോൺ ലൈഫ് സ്വന്തമാക്കി. ഘടനയിലും മാനേജ്‌മെന്റിലും ഒരു മാറ്റവുമില്ലാതെ കമ്പനി അതിന്റെ പ്രവർത്തനങ്ങൾ തുടരും.

ഇക്വിറ്റി ഫണ്ടുകൾക്കായുള്ള മികച്ച നിപ്പോൺ അല്ലെങ്കിൽ റിലയൻസ് മ്യൂച്വൽ ഫണ്ട് എസ്ഐപി

Fund	NAV	Net Assets (Cr)	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
Nippon India Power and Infra Fund Growth	₹345.27 ↑ 3.02	₹7,301	100	-2.3	0.3	-1	25.8	28	26.9
Nippon India Multi Cap Fund Growth	₹301.062 ↑ 2.14	₹50,048	100	-1.3	1.9	4.2	22.3	26.3	25.8
Nippon India US Equity Opportunites Fund Growth	₹37.898 ↑ 0.17	₹722	100	2.2	10.1	12.4	22.2	12.3	21.3
Nippon India Value Fund Growth	₹232.287 ↑ 1.39	₹9,246	100	1.9	3.8	4.8	22.2	22.6	22.3
Nippon India Small Cap Fund Growth	₹166.39 ↑ 1.56	₹68,572	100	-3	-0.1	-5	21.9	28.5	26.1
Nippon India Pharma Fund Growth	₹513.299 ↑ 3.18	₹8,459	100	-0.8	1.3	0.1	21.2	15.9	34
Nippon India Quant Fund Growth	₹74.2309 ↑ 0.63	₹109	100	2.8	5.3	8.1	20.4	20.7	19.9
Nippon India Large Cap Fund Growth	₹94.091 ↑ 0.52	₹50,312	100	1.3	4.5	9	19.7	21.3	18.2
Nippon India Banking Fund Growth	₹659.261 ↑ 2.76	₹7,792	100	5.2	4.2	17.5	17.8	21.4	10.3
Nippon India Tax Saver Fund (ELSS) Growth	₹131.111 ↑ 0.78	₹15,519	500	0.6	3	6.2	17.3	19.8	17.6
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 22 Dec 25

Research Highlights & Commentary of 10 Funds showcased

Commentary	Nippon India Power and Infra Fund	Nippon India Multi Cap Fund	Nippon India US Equity Opportunites Fund	Nippon India Value Fund	Nippon India Small Cap Fund	Nippon India Pharma Fund	Nippon India Quant Fund	Nippon India Large Cap Fund	Nippon India Banking Fund	Nippon India Tax Saver Fund (ELSS)
Point 1	Bottom quartile AUM (₹7,301 Cr).	Upper mid AUM (₹50,048 Cr).	Bottom quartile AUM (₹722 Cr).	Upper mid AUM (₹9,246 Cr).	Highest AUM (₹68,572 Cr).	Lower mid AUM (₹8,459 Cr).	Bottom quartile AUM (₹109 Cr).	Top quartile AUM (₹50,312 Cr).	Lower mid AUM (₹7,792 Cr).	Upper mid AUM (₹15,519 Cr).
Point 2	Established history (21+ yrs).	Established history (20+ yrs).	Established history (10+ yrs).	Established history (20+ yrs).	Established history (15+ yrs).	Established history (21+ yrs).	Established history (17+ yrs).	Established history (18+ yrs).	Oldest track record among peers (22 yrs).	Established history (20+ yrs).
Point 3	Top rated.	Rating: 2★ (lower mid).	Not Rated.	Not Rated.	Rating: 4★ (top quartile).	Rating: 2★ (lower mid).	Rating: 2★ (bottom quartile).	Rating: 4★ (upper mid).	Rating: 3★ (upper mid).	Rating: 3★ (upper mid).
Point 4	Risk profile: High.	Risk profile: Moderately High.	Risk profile: High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: High.	Risk profile: Moderately High.
Point 5	5Y return: 27.99% (top quartile).	5Y return: 26.34% (upper mid).	5Y return: 12.28% (bottom quartile).	5Y return: 22.59% (upper mid).	5Y return: 28.48% (top quartile).	5Y return: 15.88% (bottom quartile).	5Y return: 20.68% (lower mid).	5Y return: 21.25% (lower mid).	5Y return: 21.37% (upper mid).	5Y return: 19.78% (bottom quartile).
Point 6	3Y return: 25.84% (top quartile).	3Y return: 22.27% (top quartile).	3Y return: 22.24% (upper mid).	3Y return: 22.22% (upper mid).	3Y return: 21.92% (upper mid).	3Y return: 21.20% (lower mid).	3Y return: 20.39% (lower mid).	3Y return: 19.65% (bottom quartile).	3Y return: 17.77% (bottom quartile).	3Y return: 17.35% (bottom quartile).
Point 7	1Y return: -0.96% (bottom quartile).	1Y return: 4.17% (lower mid).	1Y return: 12.38% (top quartile).	1Y return: 4.79% (lower mid).	1Y return: -5.00% (bottom quartile).	1Y return: 0.07% (bottom quartile).	1Y return: 8.11% (upper mid).	1Y return: 8.97% (upper mid).	1Y return: 17.51% (top quartile).	1Y return: 6.18% (upper mid).
Point 8	Alpha: -12.90 (bottom quartile).	Alpha: -0.86 (upper mid).	Alpha: -9.08 (bottom quartile).	Alpha: -1.42 (lower mid).	Alpha: -1.19 (upper mid).	Alpha: -1.85 (lower mid).	Alpha: 0.18 (top quartile).	Alpha: -0.13 (top quartile).	Alpha: -1.36 (upper mid).	Alpha: -1.86 (bottom quartile).
Point 9	Sharpe: -0.26 (bottom quartile).	Sharpe: -0.06 (lower mid).	Sharpe: 0.27 (top quartile).	Sharpe: -0.01 (upper mid).	Sharpe: -0.40 (bottom quartile).	Sharpe: -0.19 (bottom quartile).	Sharpe: 0.09 (upper mid).	Sharpe: 0.22 (upper mid).	Sharpe: 0.71 (top quartile).	Sharpe: -0.03 (lower mid).
Point 10	Information ratio: 0.42 (lower mid).	Information ratio: 0.71 (upper mid).	Information ratio: -1.02 (bottom quartile).	Information ratio: 1.63 (top quartile).	Information ratio: 0.05 (bottom quartile).	Information ratio: -0.77 (bottom quartile).	Information ratio: 1.69 (top quartile).	Information ratio: 1.45 (upper mid).	Information ratio: 0.69 (upper mid).	Information ratio: 0.36 (lower mid).

Nippon India Power and Infra Fund

Bottom quartile AUM (₹7,301 Cr).
Established history (21+ yrs).
Top rated.
Risk profile: High.
5Y return: 27.99% (top quartile).
3Y return: 25.84% (top quartile).
1Y return: -0.96% (bottom quartile).
Alpha: -12.90 (bottom quartile).
Sharpe: -0.26 (bottom quartile).
Information ratio: 0.42 (lower mid).

Nippon India Multi Cap Fund

Upper mid AUM (₹50,048 Cr).
Established history (20+ yrs).
Rating: 2★ (lower mid).
Risk profile: Moderately High.
5Y return: 26.34% (upper mid).
3Y return: 22.27% (top quartile).
1Y return: 4.17% (lower mid).
Alpha: -0.86 (upper mid).
Sharpe: -0.06 (lower mid).
Information ratio: 0.71 (upper mid).

Nippon India US Equity Opportunites Fund

Bottom quartile AUM (₹722 Cr).
Established history (10+ yrs).
Not Rated.
Risk profile: High.
5Y return: 12.28% (bottom quartile).
3Y return: 22.24% (upper mid).
1Y return: 12.38% (top quartile).
Alpha: -9.08 (bottom quartile).
Sharpe: 0.27 (top quartile).
Information ratio: -1.02 (bottom quartile).

Nippon India Value Fund

Upper mid AUM (₹9,246 Cr).
Established history (20+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 22.59% (upper mid).
3Y return: 22.22% (upper mid).
1Y return: 4.79% (lower mid).
Alpha: -1.42 (lower mid).
Sharpe: -0.01 (upper mid).
Information ratio: 1.63 (top quartile).

Nippon India Small Cap Fund

Highest AUM (₹68,572 Cr).
Established history (15+ yrs).
Rating: 4★ (top quartile).
Risk profile: Moderately High.
5Y return: 28.48% (top quartile).
3Y return: 21.92% (upper mid).
1Y return: -5.00% (bottom quartile).
Alpha: -1.19 (upper mid).
Sharpe: -0.40 (bottom quartile).
Information ratio: 0.05 (bottom quartile).

Nippon India Pharma Fund

Lower mid AUM (₹8,459 Cr).
Established history (21+ yrs).
Rating: 2★ (lower mid).
Risk profile: High.
5Y return: 15.88% (bottom quartile).
3Y return: 21.20% (lower mid).
1Y return: 0.07% (bottom quartile).
Alpha: -1.85 (lower mid).
Sharpe: -0.19 (bottom quartile).
Information ratio: -0.77 (bottom quartile).

Nippon India Quant Fund

Bottom quartile AUM (₹109 Cr).
Established history (17+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 20.68% (lower mid).
3Y return: 20.39% (lower mid).
1Y return: 8.11% (upper mid).
Alpha: 0.18 (top quartile).
Sharpe: 0.09 (upper mid).
Information ratio: 1.69 (top quartile).

Nippon India Large Cap Fund

Top quartile AUM (₹50,312 Cr).
Established history (18+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 21.25% (lower mid).
3Y return: 19.65% (bottom quartile).
1Y return: 8.97% (upper mid).
Alpha: -0.13 (top quartile).
Sharpe: 0.22 (upper mid).
Information ratio: 1.45 (upper mid).

Nippon India Banking Fund

Lower mid AUM (₹7,792 Cr).
Oldest track record among peers (22 yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 21.37% (upper mid).
3Y return: 17.77% (bottom quartile).
1Y return: 17.51% (top quartile).
Alpha: -1.36 (upper mid).
Sharpe: 0.71 (top quartile).
Information ratio: 0.69 (upper mid).

Nippon India Tax Saver Fund (ELSS)

Upper mid AUM (₹15,519 Cr).
Established history (20+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 19.78% (bottom quartile).
3Y return: 17.35% (bottom quartile).
1Y return: 6.18% (upper mid).
Alpha: -1.86 (bottom quartile).
Sharpe: -0.03 (lower mid).
Information ratio: 0.36 (lower mid).

*അടിസ്ഥാനത്തിലുള്ള ഫണ്ടുകളുടെ ലിസ്റ്റ്ആസ്തി >= 100 കോടി & അടുക്കി3 വർഷംസിഎജിആർ മടങ്ങുന്നു.

1. Nippon India Power and Infra Fund

(Erstwhile Reliance Diversified Power Sector Fund)

The primary investment objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity related securities of companies in the power sector.

Research Highlights for Nippon India Power and Infra Fund

Bottom quartile AUM (₹7,301 Cr).
Established history (21+ yrs).
Top rated.
Risk profile: High.
5Y return: 27.99% (top quartile).
3Y return: 25.84% (top quartile).
1Y return: -0.96% (bottom quartile).
Alpha: -12.90 (bottom quartile).
Sharpe: -0.26 (bottom quartile).
Information ratio: 0.42 (lower mid).
Higher exposure to Industrials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
Largest holding Reliance Industries Ltd (~9.5%).

Below is the key information for Nippon India Power and Infra Fund

Nippon India Power and Infra Fund Growth
Launch Date	8 May 04
NAV (22 Dec 25)	₹345.27 ↑ 3.02 (0.88 %)
Net Assets (Cr)	₹7,301 on 30 Nov 25
Category	Equity - Sectoral
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆☆☆
Risk	High
Expense Ratio	1.85
Sharpe Ratio	-0.26
Information Ratio	0.42
Alpha Ratio	-12.9
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Nov 20	₹10,000
30 Nov 21	₹15,847
30 Nov 22	₹18,308
30 Nov 23	₹25,579
30 Nov 24	₹36,521
30 Nov 25	₹35,852

Nippon India Power and Infra Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹598,181.
Net Profit of ₹298,181 Invest Now

Returns for Nippon India Power and Infra Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Dec 25

Duration	Returns
1 Month	-1.6%
3 Month	-2.3%
6 Month	0.3%
1 Year	-1%
3 Year	25.8%
5 Year	28%
10 Year
15 Year
Since launch	17.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	26.9%
2023	58%
2022	10.9%
2021	48.9%
2020	10.8%
2019	-2.9%
2018	-21.1%
2017	61.7%
2016	0.1%
2015	0.3%

Fund Manager information for Nippon India Power and Infra Fund

Name	Since	Tenure
Kinjal Desai	25 May 18	7.53 Yr.
Rahul Modi	19 Aug 24	1.28 Yr.
Lokesh Maru	5 Sep 25	0.24 Yr.
Divya Sharma	5 Sep 25	0.24 Yr.

Data below for Nippon India Power and Infra Fund as on 30 Nov 25

Equity Sector Allocation

Sector	Value
Industrials	32.74%
Utility	22.88%
Energy	9.92%
Consumer Cyclical	9.2%
Basic Materials	6.97%
Communication Services	6.04%
Technology	4.89%
Real Estate	2.32%
Financial Services	2.26%
Health Care	2.11%

Asset Allocation

Asset Class	Value
Cash	0.65%
Equity	99.35%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Reliance Industries Ltd (Energy) Equity, Since 30 Nov 18 \| RELIANCE	10%	₹694 Cr	4,425,000 ↑ 150,000
NTPC Ltd (Utilities) Equity, Since 31 May 09 \| NTPC	8%	₹555 Cr	17,000,000
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Apr 18 \| BHARTIARTL	6%	₹441 Cr	2,100,000
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Nov 07 \| LT	6%	₹433 Cr	1,064,337 ↓ -50,000
Tata Power Co Ltd (Utilities) Equity, Since 30 Apr 23 \| TATAPOWER	4%	₹308 Cr	7,900,789
Bharat Heavy Electricals Ltd (Industrials) Equity, Since 30 Sep 24 \| BHEL	3%	₹233 Cr	8,000,838 ↓ -1,300,000
CG Power & Industrial Solutions Ltd (Industrials) Equity, Since 30 Sep 24 \| CGPOWER	3%	₹203 Cr	3,020,014
UltraTech Cement Ltd (Basic Materials) Equity, Since 31 Oct 19 \| ULTRACEMCO	3%	₹197 Cr	170,000
Bharat Forge Ltd (Consumer Cyclical) Equity, Since 31 Oct 24 \| BHARATFORG	2%	₹169 Cr	1,179,635
Kaynes Technology India Ltd (Technology) Equity, Since 30 Nov 22 \| KAYNES	2%	₹165 Cr	300,113 ↑ 50,000

2. Nippon India Multi Cap Fund

(Erstwhile Reliance Equity Opportunities Fund)

The primary investment objective of the scheme is to seek to generate capital appreciation & provide long-term growth opportunities by investing in a portfolio constituted of equity securities & equity related securities and the secondary objective is to generate consistent returns by investing in debt and money market securities.

Research Highlights for Nippon India Multi Cap Fund

Upper mid AUM (₹50,048 Cr).
Established history (20+ yrs).
Rating: 2★ (lower mid).
Risk profile: Moderately High.
5Y return: 26.34% (upper mid).
3Y return: 22.27% (top quartile).
1Y return: 4.17% (lower mid).
Alpha: -0.86 (upper mid).
Sharpe: -0.06 (lower mid).
Information ratio: 0.71 (upper mid).
Higher exposure to Consumer Cyclical vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
Largest holding HDFC Bank Ltd (~5.4%).

Below is the key information for Nippon India Multi Cap Fund

Nippon India Multi Cap Fund Growth
Launch Date	28 Mar 05
NAV (22 Dec 25)	₹301.062 ↑ 2.14 (0.71 %)
Net Assets (Cr)	₹50,048 on 30 Nov 25
Category	Equity - Multi Cap
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆
Risk	Moderately High
Expense Ratio	1.57
Sharpe Ratio	-0.06
Information Ratio	0.71
Alpha Ratio	-0.86
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Nov 20	₹10,000
30 Nov 21	₹15,735
30 Nov 22	₹18,754
30 Nov 23	₹23,902
30 Nov 24	₹32,086
30 Nov 25	₹33,388

Nippon India Multi Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹584,107.
Net Profit of ₹284,107 Invest Now

Returns for Nippon India Multi Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Dec 25

Duration	Returns
1 Month	-0.5%
3 Month	-1.3%
6 Month	1.9%
1 Year	4.2%
3 Year	22.3%
5 Year	26.3%
10 Year
15 Year
Since launch	17.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	25.8%
2023	38.1%
2022	14.1%
2021	48.9%
2020	0%
2019	2.2%
2018	-2.2%
2017	40.9%
2016	-6.7%
2015	0.5%

Fund Manager information for Nippon India Multi Cap Fund

Name	Since	Tenure
Sailesh Raj Bhan	31 Mar 05	20.68 Yr.
Ashutosh Bhargava	1 Sep 21	4.25 Yr.
Kinjal Desai	25 May 18	7.53 Yr.
Lokesh Maru	5 Sep 25	0.24 Yr.
Divya Sharma	5 Sep 25	0.24 Yr.

Data below for Nippon India Multi Cap Fund as on 30 Nov 25

Equity Sector Allocation

Sector	Value
Consumer Cyclical	23.17%
Financial Services	23.1%
Industrials	16.9%
Health Care	8.92%
Basic Materials	5.75%
Utility	5.73%
Consumer Defensive	5.56%
Technology	4.93%
Energy	3%
Communication Services	1.48%

Asset Allocation

Asset Class	Value
Cash	1.47%
Equity	98.53%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jul 10 \| HDFCBANK	5%	₹2,728 Cr	27,069,796
Axis Bank Ltd (Financial Services) Equity, Since 31 Jan 15 \| AXISBANK	4%	₹1,810 Cr	14,140,351 ↓ -1,959,544
Reliance Industries Ltd (Energy) Equity, Since 31 Oct 20 \| RELIANCE	3%	₹1,500 Cr	9,568,975
Infosys Ltd (Technology) Equity, Since 30 Apr 09 \| INFY	3%	₹1,433 Cr	9,183,231 ↑ 500,000
GE Vernova T&D India Ltd (Industrials) Equity, Since 31 May 12 \| GVT&D	3%	₹1,382 Cr	4,797,058
Max Financial Services Ltd (Financial Services) Equity, Since 31 Mar 12 \| MFSL	2%	₹1,239 Cr	7,281,109
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 09 \| ICICIBANK	2%	₹1,182 Cr	8,509,000
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Mar 10 \| LT	2%	₹1,010 Cr	2,482,390
NTPC Ltd (Utilities) Equity, Since 30 Jun 23 \| NTPC	2%	₹972 Cr	29,762,573
ITC Ltd (Consumer Defensive) Equity, Since 31 May 25 \| ITC	2%	₹930 Cr	23,013,819

3. Nippon India US Equity Opportunites Fund

The primary investment objective of Reliance US Equity Opportunities Fund is to provide long term capital appreciation to investors by primarily investing in equity and equity related securities of companies listed on recognized stock exchanges in the US and the secondary objective is to generate consistent returns by investing in debt and money market securities in India. However, there can be no assurance or guarantee that the investment objective of the scheme will be achieved.

Research Highlights for Nippon India US Equity Opportunites Fund

Bottom quartile AUM (₹722 Cr).
Established history (10+ yrs).
Not Rated.
Risk profile: High.
5Y return: 12.28% (bottom quartile).
3Y return: 22.24% (upper mid).
1Y return: 12.38% (top quartile).
Alpha: -9.08 (bottom quartile).
Sharpe: 0.27 (top quartile).
Information ratio: -1.02 (bottom quartile).
Higher exposure to Technology vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~94%).
Largest holding Alphabet Inc Class A (~7.9%).

Below is the key information for Nippon India US Equity Opportunites Fund

Nippon India US Equity Opportunites Fund Growth
Launch Date	23 Jul 15
NAV (19 Dec 25)	₹37.898 ↑ 0.17 (0.44 %)
Net Assets (Cr)	₹722 on 30 Nov 25
Category	Equity - Global
AMC	Nippon Life Asset Management Ltd.
Rating	Not Rated
Risk	High
Expense Ratio	2.4
Sharpe Ratio	0.27
Information Ratio	-1.02
Alpha Ratio	-9.08
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Nov 20	₹10,000
30 Nov 21	₹12,162
30 Nov 22	₹10,631
30 Nov 23	₹12,879
30 Nov 24	₹16,395
30 Nov 25	₹17,928

Nippon India US Equity Opportunites Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹415,684.
Net Profit of ₹115,684 Invest Now

Returns for Nippon India US Equity Opportunites Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Dec 25

Duration	Returns
1 Month	6.5%
3 Month	2.2%
6 Month	10.1%
1 Year	12.4%
3 Year	22.2%
5 Year	12.3%
10 Year
15 Year
Since launch	13.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	21.3%
2023	32.4%
2022	-19%
2021	22.2%
2020	22.4%
2019	31.8%
2018	7.7%
2017	16.9%
2016	8.2%
2015

Fund Manager information for Nippon India US Equity Opportunites Fund

Name	Since	Tenure
Kinjal Desai	25 May 18	7.53 Yr.
Lokesh Maru	5 Sep 25	0.24 Yr.
Divya Sharma	5 Sep 25	0.24 Yr.

Data below for Nippon India US Equity Opportunites Fund as on 30 Nov 25

Equity Sector Allocation

Sector	Value
Technology	27.93%
Communication Services	17.7%
Consumer Cyclical	15.58%
Health Care	14.11%
Financial Services	13.39%
Basic Materials	3.21%
Consumer Defensive	2.18%

Asset Allocation

Asset Class	Value
Cash	5.89%
Equity	94.11%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Alphabet Inc Class A (Communication Services) Equity, Since 31 Jul 15 \| ABEA	8%	₹57 Cr	19,979 ↓ -4,774
Taiwan Semiconductor Manufacturing Co Ltd ADR (Technology) Equity, Since 31 Jan 23 \| TSM	7%	₹51 Cr	19,701
Amazon.com Inc (Consumer Cyclical) Equity, Since 31 Mar 19 \| AMZN	7%	₹49 Cr	23,439
Meta Platforms Inc Class A (Communication Services) Equity, Since 31 Oct 16 \| FB2A	6%	₹46 Cr	8,008
Microsoft Corp (Technology) Equity, Since 30 Nov 18 \| MSFT	6%	₹42 Cr	9,433
Charles Schwab Corp (Financial Services) Equity, Since 31 Jul 22 \| SCHW	5%	₹36 Cr	43,625
Booking Holdings Inc (Consumer Cyclical) Equity, Since 31 Jul 15 \| PCE1	5%	₹35 Cr	785
IQVIA Holdings Inc (Healthcare) Equity, Since 28 Feb 17 \| IQV	5%	₹33 Cr	15,940
Mastercard Inc Class A (Financial Services) Equity, Since 31 Jul 15 \| M4I	4%	₹32 Cr	6,571
Cencora Inc (Healthcare) Equity, Since 31 May 16 \| COR	4%	₹29 Cr	8,757

4. Nippon India Value Fund

(Erstwhile Reliance Regular Savings Fund - Equity Plan)

The primary investment objective of this Option is to seek capital appreciation and/or to generate consistent returns by actively investing in equity/equity related securities.

Research Highlights for Nippon India Value Fund

Upper mid AUM (₹9,246 Cr).
Established history (20+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 22.59% (upper mid).
3Y return: 22.22% (upper mid).
1Y return: 4.79% (lower mid).
Alpha: -1.42 (lower mid).
Sharpe: -0.01 (upper mid).
Information ratio: 1.63 (top quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~96%).
Largest holding HDFC Bank Ltd (~8.8%).

Below is the key information for Nippon India Value Fund

Nippon India Value Fund Growth
Launch Date	8 Jun 05
NAV (22 Dec 25)	₹232.287 ↑ 1.39 (0.60 %)
Net Assets (Cr)	₹9,246 on 30 Nov 25
Category	Equity - Value
AMC	Nippon Life Asset Management Ltd.
Rating	Not Rated
Risk	Moderately High
Expense Ratio	1.84
Sharpe Ratio	-0.01
Information Ratio	1.63
Alpha Ratio	-1.42
Min Investment	500
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Nov 20	₹10,000
30 Nov 21	₹14,539
30 Nov 22	₹16,194
30 Nov 23	₹20,328
30 Nov 24	₹27,342
30 Nov 25	₹28,726

Nippon India Value Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691 Invest Now

Returns for Nippon India Value Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Dec 25

Duration	Returns
1 Month	-0.5%
3 Month	1.9%
6 Month	3.8%
1 Year	4.8%
3 Year	22.2%
5 Year	22.6%
10 Year
15 Year
Since launch	16.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	22.3%
2023	42.4%
2022	4.8%
2021	39.4%
2020	16.3%
2019	5.7%
2018	-8.4%
2017	45.7%
2016	-1.6%
2015	6.1%

Fund Manager information for Nippon India Value Fund

Name	Since	Tenure
Meenakshi Dawar	7 May 18	7.58 Yr.
Dhrumil Shah	1 Jan 23	2.92 Yr.
Kinjal Desai	25 May 18	7.53 Yr.
Lokesh Maru	5 Sep 25	0.24 Yr.
Divya Sharma	5 Sep 25	0.24 Yr.

Data below for Nippon India Value Fund as on 30 Nov 25

Equity Sector Allocation

Sector	Value
Financial Services	36.31%
Technology	13.89%
Industrials	8.97%
Basic Materials	7.98%
Consumer Cyclical	7.87%
Energy	7.11%
Utility	5.29%
Health Care	4.15%
Communication Services	3.24%
Consumer Defensive	1.05%
Real Estate	0.34%

Asset Allocation

Asset Class	Value
Cash	3.79%
Equity	96.21%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 30 Jun 13 \| HDFCBANK	9%	₹814 Cr	8,079,200
Infosys Ltd (Technology) Equity, Since 31 Oct 11 \| INFY	4%	₹343 Cr	2,200,779
ICICI Bank Ltd (Financial Services) Equity, Since 31 May 18 \| ICICIBANK	3%	₹320 Cr	2,304,797
State Bank of India (Financial Services) Equity, Since 28 Feb 15 \| SBIN	3%	₹319 Cr	3,261,159
Reliance Industries Ltd (Energy) Equity, Since 31 Mar 18 \| RELIANCE	3%	₹301 Cr	1,920,396
Vedanta Ltd (Basic Materials) Equity, Since 30 Apr 24 \| VEDL	3%	₹290 Cr	5,509,092
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Jul 25 \| KOTAKBANK	3%	₹283 Cr	1,330,000 ↑ 300,000
NTPC Ltd (Utilities) Equity, Since 31 May 22 \| NTPC	3%	₹275 Cr	8,434,650
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Mar 18 \| BHARTIARTL	3%	₹268 Cr	1,277,248
IndusInd Bank Ltd (Financial Services) Equity, Since 31 May 23 \| INDUSINDBK	3%	₹257 Cr	2,994,522 ↑ 100,000

5. Nippon India Small Cap Fund

The primary investment objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity related instruments of small cap companies and the secondary objective is to generate consistent returns by investing in debt and money market securities.

Research Highlights for Nippon India Small Cap Fund

Highest AUM (₹68,572 Cr).
Established history (15+ yrs).
Rating: 4★ (top quartile).
Risk profile: Moderately High.
5Y return: 28.48% (top quartile).
3Y return: 21.92% (upper mid).
1Y return: -5.00% (bottom quartile).
Alpha: -1.19 (upper mid).
Sharpe: -0.40 (bottom quartile).
Information ratio: 0.05 (bottom quartile).
Top sector: Industrials.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~96%).
Largest holding Multi Commodity Exchange of India Ltd (~2.7%).

Below is the key information for Nippon India Small Cap Fund

Nippon India Small Cap Fund Growth
Launch Date	16 Sep 10
NAV (22 Dec 25)	₹166.39 ↑ 1.56 (0.95 %)
Net Assets (Cr)	₹68,572 on 30 Nov 25
Category	Equity - Small Cap
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.44
Sharpe Ratio	-0.4
Information Ratio	0.05
Alpha Ratio	-1.19
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Nov 20	₹10,000
30 Nov 21	₹17,553
30 Nov 22	₹20,288
30 Nov 23	₹28,079
30 Nov 24	₹37,706
30 Nov 25	₹36,088

Nippon India Small Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹612,552.
Net Profit of ₹312,552 Invest Now

Returns for Nippon India Small Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Dec 25

Duration	Returns
1 Month	-1.1%
3 Month	-3%
6 Month	-0.1%
1 Year	-5%
3 Year	21.9%
5 Year	28.5%
10 Year
15 Year
Since launch	20.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	26.1%
2023	48.9%
2022	6.5%
2021	74.3%
2020	29.2%
2019	-2.5%
2018	-16.7%
2017	63%
2016	5.6%
2015	15.1%

Fund Manager information for Nippon India Small Cap Fund

Name	Since	Tenure
Samir Rachh	2 Jan 17	8.92 Yr.
Kinjal Desai	25 May 18	7.53 Yr.
Lokesh Maru	5 Sep 25	0.24 Yr.
Divya Sharma	5 Sep 25	0.24 Yr.

Data below for Nippon India Small Cap Fund as on 30 Nov 25

Equity Sector Allocation

Sector	Value
Industrials	20.06%
Financial Services	16.18%
Consumer Cyclical	15.33%
Basic Materials	11.01%
Consumer Defensive	10.83%
Health Care	8.81%
Technology	7.25%
Utility	2.37%
Energy	1.83%
Communication Services	1.23%
Real Estate	0.95%

Asset Allocation

Asset Class	Value
Cash	4.15%
Equity	95.85%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Multi Commodity Exchange of India Ltd (Financial Services) Equity, Since 28 Feb 21 \| MCX	3%	₹1,865 Cr	1,851,010
HDFC Bank Ltd (Financial Services) Equity, Since 30 Apr 22 \| HDFCBANK	2%	₹1,340 Cr	13,300,000
State Bank of India (Financial Services) Equity, Since 31 Oct 19 \| SBIN	1%	₹1,013 Cr	10,347,848
Karur Vysya Bank Ltd (Financial Services) Equity, Since 28 Feb 17 \| KARURVYSYA	1%	₹946 Cr	38,140,874
Bharat Heavy Electricals Ltd (Industrials) Equity, Since 30 Sep 22 \| BHEL	1%	₹858 Cr	29,507,422 ↑ 969,190
Apar Industries Ltd (Industrials) Equity, Since 31 Mar 17 \| APARINDS	1%	₹824 Cr	899,271
TD Power Systems Ltd (Industrials) Equity, Since 31 Dec 15 \| TDPOWERSYS	1%	₹799 Cr	10,278,244
eClerx Services Ltd (Technology) Equity, Since 31 Jul 20 \| ECLERX	1%	₹779 Cr	1,712,794
Reliance Industries Ltd (Energy) Equity, Since 30 Nov 24 \| RELIANCE	1%	₹778 Cr	4,964,128
Axis Bank Ltd (Financial Services) Equity, Since 31 Jul 24 \| AXISBANK	1%	₹765 Cr	5,977,976

6. Nippon India Pharma Fund

The primary investment objective of the scheme is to seek to generate consistent returns by investing in equity and equity related or fixed income securities of Pharma and other associated companies.

Research Highlights for Nippon India Pharma Fund

Lower mid AUM (₹8,459 Cr).
Established history (21+ yrs).
Rating: 2★ (lower mid).
Risk profile: High.
5Y return: 15.88% (bottom quartile).
3Y return: 21.20% (lower mid).
1Y return: 0.07% (bottom quartile).
Alpha: -1.85 (lower mid).
Sharpe: -0.19 (bottom quartile).
Information ratio: -0.77 (bottom quartile).
Higher exposure to Health Care vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
Largest holding Sun Pharmaceuticals Industries Ltd (~13.5%).

Below is the key information for Nippon India Pharma Fund

Nippon India Pharma Fund Growth
Launch Date	5 Jun 04
NAV (22 Dec 25)	₹513.299 ↑ 3.18 (0.62 %)
Net Assets (Cr)	₹8,459 on 30 Nov 25
Category	Equity - Sectoral
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆
Risk	High
Expense Ratio	1.81
Sharpe Ratio	-0.19
Information Ratio	-0.77
Alpha Ratio	-1.85
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Nov 20	₹10,000
30 Nov 21	₹12,773
30 Nov 22	₹12,301
30 Nov 23	₹15,892
30 Nov 24	₹21,494
30 Nov 25	₹21,881

Nippon India Pharma Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579 Invest Now

Returns for Nippon India Pharma Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Dec 25

Duration	Returns
1 Month	-0.4%
3 Month	-0.8%
6 Month	1.3%
1 Year	0.1%
3 Year	21.2%
5 Year	15.9%
10 Year
15 Year
Since launch	20.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	34%
2023	39.2%
2022	-9.9%
2021	23.9%
2020	66.4%
2019	1.7%
2018	3.6%
2017	7.6%
2016	-10.6%
2015	19.4%

Fund Manager information for Nippon India Pharma Fund

Name	Since	Tenure
Sailesh Raj Bhan	1 Apr 05	20.68 Yr.
Kinjal Desai	25 May 18	7.52 Yr.
Lokesh Maru	5 Sep 25	0.24 Yr.
Divya Sharma	5 Sep 25	0.24 Yr.

Data below for Nippon India Pharma Fund as on 30 Nov 25

Equity Sector Allocation

Sector	Value
Health Care	99.45%

Asset Allocation

Asset Class	Value
Cash	0.55%
Equity	99.45%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Sun Pharmaceuticals Industries Ltd (Healthcare) Equity, Since 31 Oct 09 \| SUNPHARMA	14%	₹1,146 Cr	6,256,349
Lupin Ltd (Healthcare) Equity, Since 31 Aug 08 \| LUPIN	8%	₹642 Cr	3,083,991
Divi's Laboratories Ltd (Healthcare) Equity, Since 31 Mar 12 \| DIVISLAB	7%	₹583 Cr	900,754 ↓ -99,277
Cipla Ltd (Healthcare) Equity, Since 31 May 08 \| CIPLA	6%	₹535 Cr	3,495,054
Dr Reddy's Laboratories Ltd (Healthcare) Equity, Since 30 Jun 11 \| DRREDDY	6%	₹493 Cr	3,916,074
Apollo Hospitals Enterprise Ltd (Healthcare) Equity, Since 30 Sep 20 \| APOLLOHOSP	6%	₹476 Cr	648,795
Medplus Health Services Ltd (Healthcare) Equity, Since 30 Nov 22 \| 543427	3%	₹293 Cr	3,627,277
Vijaya Diagnostic Centre Ltd (Healthcare) Equity, Since 30 Sep 21 \| 543350	3%	₹288 Cr	2,886,684
Ajanta Pharma Ltd (Healthcare) Equity, Since 30 Apr 22 \| AJANTPHARM	3%	₹246 Cr	959,323
GlaxoSmithKline Pharmaceuticals Ltd (Healthcare) Equity, Since 31 Aug 22 \| GLAXO	3%	₹235 Cr	913,226

7. Nippon India Quant Fund

(Erstwhile Reliance Quant Plus Fund)

The investment objective of the scheme is to generate capital appreciation through investment in equity and equity related instruments. The scheme will seek to generate capital appreciation by investing in an active portfolio of stocks selected from Nifty 50 on the basis of a mathematical model.

Research Highlights for Nippon India Quant Fund

Bottom quartile AUM (₹109 Cr).
Established history (17+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 20.68% (lower mid).
3Y return: 20.39% (lower mid).
1Y return: 8.11% (upper mid).
Alpha: 0.18 (top quartile).
Sharpe: 0.09 (upper mid).
Information ratio: 1.69 (top quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
Largest holding HDFC Bank Ltd (~7.7%).

Below is the key information for Nippon India Quant Fund

Nippon India Quant Fund Growth
Launch Date	18 Apr 08
NAV (22 Dec 25)	₹74.2309 ↑ 0.63 (0.86 %)
Net Assets (Cr)	₹109 on 30 Nov 25
Category	Equity - Sectoral
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆
Risk	Moderately High
Expense Ratio	0.97
Sharpe Ratio	0.09
Information Ratio	1.69
Alpha Ratio	0.18
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Months (0.25%),1 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Nov 20	₹10,000
30 Nov 21	₹13,529
30 Nov 22	₹15,408
30 Nov 23	₹18,472
30 Nov 24	₹24,525
30 Nov 25	₹26,128

Nippon India Quant Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹505,644.
Net Profit of ₹205,644 Invest Now

Returns for Nippon India Quant Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Dec 25

Duration	Returns
1 Month	0.8%
3 Month	2.8%
6 Month	5.3%
1 Year	8.1%
3 Year	20.4%
5 Year	20.7%
10 Year
15 Year
Since launch	12%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	19.9%
2023	35.1%
2022	7.4%
2021	31.3%
2020	16.7%
2019	4.9%
2018	-3.1%
2017	30.6%
2016	4.6%
2015	-6.1%

Fund Manager information for Nippon India Quant Fund

Name	Since	Tenure
Ashutosh Bhargava	16 Sep 17	8.21 Yr.
Kinjal Desai	25 May 18	7.53 Yr.
Lokesh Maru	5 Sep 25	0.24 Yr.
Divya Sharma	5 Sep 25	0.24 Yr.

Data below for Nippon India Quant Fund as on 30 Nov 25

Equity Sector Allocation

Sector	Value
Financial Services	32.37%
Industrials	15.14%
Consumer Cyclical	14.42%
Energy	8.29%
Technology	8.17%
Health Care	5.15%
Basic Materials	4.85%
Communication Services	4.24%
Consumer Defensive	4.09%
Utility	2.4%

Asset Allocation

Asset Class	Value
Cash	0.85%
Equity	99.11%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jul 23 \| HDFCBANK	8%	₹8 Cr	83,000
Reliance Industries Ltd (Energy) Equity, Since 31 Dec 19 \| RELIANCE	6%	₹7 Cr	44,500 ↑ 2,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Aug 19 \| ICICIBANK	6%	₹7 Cr	50,000
State Bank of India (Financial Services) Equity, Since 30 Sep 20 \| SBIN	5%	₹6 Cr	57,000 ↑ 4,000
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Aug 21 \| LT	5%	₹5 Cr	13,500
Infosys Ltd (Technology) Equity, Since 31 Jan 20 \| INFY	4%	₹5 Cr	30,000
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Jul 24 \| BHARTIARTL	4%	₹5 Cr	22,000
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 30 Jun 24 \| M&M	4%	₹4 Cr	10,500 ↓ -500
Bharat Electronics Ltd (Industrials) Equity, Since 31 Aug 24 \| BEL	4%	₹4 Cr	95,000
Bajaj Finance Ltd (Financial Services) Equity, Since 31 Jan 25 \| BAJFINANCE	3%	₹3 Cr	32,000

8. Nippon India Large Cap Fund

(Erstwhile Reliance Top 200 Fund)

The primary investment objective of the scheme is to seek to generate long term capital appreciation by investing in equity and equity related instruments of companies whose market capitalization is within the range of highest & lowest market capitalization of S&P BSE 200 Index. The secondary objective is to generate consistent returns by investing in debt and money market securities.

Research Highlights for Nippon India Large Cap Fund

Top quartile AUM (₹50,312 Cr).
Established history (18+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 21.25% (lower mid).
3Y return: 19.65% (bottom quartile).
1Y return: 8.97% (upper mid).
Alpha: -0.13 (top quartile).
Sharpe: 0.22 (upper mid).
Information ratio: 1.45 (upper mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~100%).
Largest holding HDFC Bank Ltd (~9.1%).

Below is the key information for Nippon India Large Cap Fund

Nippon India Large Cap Fund Growth
Launch Date	8 Aug 07
NAV (22 Dec 25)	₹94.091 ↑ 0.52 (0.56 %)
Net Assets (Cr)	₹50,312 on 30 Nov 25
Category	Equity - Large Cap
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.58
Sharpe Ratio	0.22
Information Ratio	1.45
Alpha Ratio	-0.13
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Nov 20	₹10,000
30 Nov 21	₹14,190
30 Nov 22	₹16,577
30 Nov 23	₹19,613
30 Nov 24	₹25,422
30 Nov 25	₹27,542

Nippon India Large Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹518,033.
Net Profit of ₹218,033 Invest Now

Returns for Nippon India Large Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Dec 25

Duration	Returns
1 Month	0.4%
3 Month	1.3%
6 Month	4.5%
1 Year	9%
3 Year	19.7%
5 Year	21.3%
10 Year
15 Year
Since launch	13%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	18.2%
2023	32.1%
2022	11.3%
2021	32.4%
2020	4.9%
2019	7.3%
2018	-0.2%
2017	38.4%
2016	2.2%
2015	1.1%

Fund Manager information for Nippon India Large Cap Fund

Name	Since	Tenure
Sailesh Raj Bhan	8 Aug 07	18.33 Yr.
Kinjal Desai	25 May 18	7.53 Yr.
Bhavik Dave	19 Aug 24	1.28 Yr.
Lokesh Maru	5 Sep 25	0.24 Yr.
Divya Sharma	5 Sep 25	0.24 Yr.

Data below for Nippon India Large Cap Fund as on 30 Nov 25

Equity Sector Allocation

Sector	Value
Financial Services	33.31%
Consumer Cyclical	15.86%
Industrials	9.85%
Consumer Defensive	9.7%
Technology	7.25%
Energy	6.09%
Basic Materials	5.94%
Health Care	5.86%
Utility	5.48%
Communication Services	0.2%

Asset Allocation

Asset Class	Value
Cash	0.46%
Equity	99.54%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Dec 08 \| HDFCBANK	9%	₹4,573 Cr	45,380,734 ↑ 4,000,000
Reliance Industries Ltd (Energy) Equity, Since 31 Aug 19 \| RELIANCE	6%	₹3,063 Cr	19,537,539 ↓ -1,000,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 09 \| ICICIBANK	6%	₹2,789 Cr	20,079,845 ↑ 3,579,845
Axis Bank Ltd (Financial Services) Equity, Since 31 Mar 15 \| AXISBANK	4%	₹1,998 Cr	15,615,542 ↓ -1,373,556
State Bank of India (Financial Services) Equity, Since 31 Oct 10 \| SBIN	4%	₹1,917 Cr	19,582,107 ↓ -3,672,057
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Sep 07 \| LT	4%	₹1,791 Cr	4,400,529
Infosys Ltd (Technology) Equity, Since 30 Sep 07 \| INFY	3%	₹1,560 Cr	10,000,494
Bajaj Finance Ltd (Financial Services) Equity, Since 31 Dec 21 \| BAJFINANCE	3%	₹1,520 Cr	14,648,655
ITC Ltd (Consumer Defensive) Equity, Since 31 Jan 16 \| ITC	3%	₹1,428 Cr	35,329,812
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 31 Oct 21 \| M&M	3%	₹1,387 Cr	3,690,580

9. Nippon India Banking Fund

The primary investment objective of the Scheme is to seek to generate continuous returns by actively investing in equity and equity related securities of companies in the Banking Sector and companies engaged in allied activities related to Banking Sector. The AMC will have the discretion to completely or partially invest in any of the type of securities stated above with a view to maximize the returns or on defensive considerations. However, there can be no assurance that the investment objective of the Scheme will be realized, as actual market movements may be at variance with anticipated trends.

Research Highlights for Nippon India Banking Fund

Lower mid AUM (₹7,792 Cr).
Oldest track record among peers (22 yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 21.37% (upper mid).
3Y return: 17.77% (bottom quartile).
1Y return: 17.51% (top quartile).
Alpha: -1.36 (upper mid).
Sharpe: 0.71 (top quartile).
Information ratio: 0.69 (upper mid).
Higher exposure to Financial Services vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~97%).
Largest holding HDFC Bank Ltd (~15.6%).
Top-3 holdings concentration ~38.8%.

Below is the key information for Nippon India Banking Fund

Nippon India Banking Fund Growth
Launch Date	26 May 03
NAV (22 Dec 25)	₹659.261 ↑ 2.76 (0.42 %)
Net Assets (Cr)	₹7,792 on 30 Nov 25
Category	Equity - Sectoral
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆☆
Risk	High
Expense Ratio	1.89
Sharpe Ratio	0.71
Information Ratio	0.69
Alpha Ratio	-1.36
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Nov 20	₹10,000
30 Nov 21	₹13,655
30 Nov 22	₹16,437
30 Nov 23	₹19,271
30 Nov 24	₹23,066
30 Nov 25	₹26,680

Nippon India Banking Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹518,033.
Net Profit of ₹218,033 Invest Now

Returns for Nippon India Banking Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Dec 25

Duration	Returns
1 Month	0.2%
3 Month	5.2%
6 Month	4.2%
1 Year	17.5%
3 Year	17.8%
5 Year	21.4%
10 Year
15 Year
Since launch	20.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	10.3%
2023	24.2%
2022	20.7%
2021	29.7%
2020	-10.6%
2019	10.7%
2018	-1.2%
2017	44.1%
2016	11.5%
2015	-6%

Fund Manager information for Nippon India Banking Fund

Name	Since	Tenure
Vinay Sharma	9 Apr 18	7.65 Yr.
Kinjal Desai	25 May 18	7.52 Yr.
Bhavik Dave	18 Jun 21	4.45 Yr.
Lokesh Maru	5 Sep 25	0.24 Yr.
Divya Sharma	5 Sep 25	0.24 Yr.

Data below for Nippon India Banking Fund as on 30 Nov 25

Equity Sector Allocation

Sector	Value
Financial Services	94.64%
Technology	2.62%

Asset Allocation

Asset Class	Value
Cash	2.74%
Equity	97.26%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jul 08 \| HDFCBANK	16%	₹1,216 Cr	12,069,320
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 09 \| ICICIBANK	14%	₹1,094 Cr	7,874,587
Axis Bank Ltd (Financial Services) Equity, Since 30 Jun 17 \| AXISBANK	9%	₹713 Cr	5,571,983 ↓ -528,245
State Bank of India (Financial Services) Equity, Since 31 Mar 14 \| SBIN	7%	₹554 Cr	5,658,071 ↓ -543,395
SBI Cards and Payment Services Ltd Ordinary Shares (Financial Services) Equity, Since 31 Jul 20 \| SBICARD	4%	₹320 Cr	3,637,124 ↑ 274,579
The Federal Bank Ltd (Financial Services) Equity, Since 30 Nov 04 \| FEDERALBNK	4%	₹320 Cr	12,405,824
SBI Life Insurance Co Ltd (Financial Services) Equity, Since 30 Nov 20 \| SBILIFE	4%	₹289 Cr	1,470,199
Bajaj Finserv Ltd (Financial Services) Equity, Since 31 Oct 23 \| BAJAJFINSV	3%	₹267 Cr	1,275,773
Bank of Baroda (Financial Services) Equity, Since 30 Apr 25 \| BANKBARODA	3%	₹235 Cr	8,093,554
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Jul 23 \| KOTAKBANK	3%	₹216 Cr	1,014,574 ↑ 50,000

10. Nippon India Tax Saver Fund (ELSS)

The primary objective of the scheme is to generate long-term capital appreciation from a portfolio that is invested predominantly in equity and equity related instruments. However, there can be no assurance that the scheme’s investment objective shall be achieved.

Research Highlights for Nippon India Tax Saver Fund (ELSS)

Upper mid AUM (₹15,519 Cr).
Established history (20+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 19.78% (bottom quartile).
3Y return: 17.35% (bottom quartile).
1Y return: 6.18% (upper mid).
Alpha: -1.86 (bottom quartile).
Sharpe: -0.03 (lower mid).
Information ratio: 0.36 (lower mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
Largest holding HDFC Bank Ltd (~7.3%).

Below is the key information for Nippon India Tax Saver Fund (ELSS)

Nippon India Tax Saver Fund (ELSS) Growth
Launch Date	21 Sep 05
NAV (22 Dec 25)	₹131.111 ↑ 0.78 (0.60 %)
Net Assets (Cr)	₹15,519 on 30 Nov 25
Category	Equity - ELSS
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.7
Sharpe Ratio	-0.03
Information Ratio	0.36
Alpha Ratio	-1.86
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
30 Nov 20	₹10,000
30 Nov 21	₹14,559
30 Nov 22	₹16,277
30 Nov 23	₹18,818
30 Nov 24	₹24,632
30 Nov 25	₹25,753

Nippon India Tax Saver Fund (ELSS) SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹493,520.
Net Profit of ₹193,520 Invest Now

Returns for Nippon India Tax Saver Fund (ELSS)

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Dec 25

Duration	Returns
1 Month	-0.3%
3 Month	0.6%
6 Month	3%
1 Year	6.2%
3 Year	17.3%
5 Year	19.8%
10 Year
15 Year
Since launch	13.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	17.6%
2023	28.6%
2022	6.9%
2021	37.6%
2020	-0.4%
2019	1.5%
2018	-20.7%
2017	46%
2016	4.2%
2015	-2.9%

Fund Manager information for Nippon India Tax Saver Fund (ELSS)

Name	Since	Tenure
Rupesh Patel	1 Jul 21	4.42 Yr.
Ritesh Rathod	19 Aug 24	1.28 Yr.
Kinjal Desai	25 May 18	7.53 Yr.
Lokesh Maru	5 Sep 25	0.24 Yr.
Divya Sharma	5 Sep 25	0.24 Yr.

Data below for Nippon India Tax Saver Fund (ELSS) as on 30 Nov 25

Equity Sector Allocation

Sector	Value
Financial Services	36.78%
Consumer Cyclical	11.56%
Consumer Defensive	10.46%
Industrials	9.89%
Health Care	6.45%
Utility	6.38%
Energy	5.33%
Technology	4.99%
Communication Services	3.85%
Basic Materials	3.48%

Asset Allocation

Asset Class	Value
Cash	0.83%
Equity	99.17%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 29 Feb 20 \| HDFCBANK	7%	₹1,129 Cr	11,200,000
ICICI Bank Ltd (Financial Services) Equity, Since 28 Feb 15 \| ICICIBANK	7%	₹1,097 Cr	7,900,000
Axis Bank Ltd (Financial Services) Equity, Since 30 Apr 20 \| AXISBANK	5%	₹717 Cr	5,600,000
Infosys Ltd (Technology) Equity, Since 31 Mar 20 \| INFY	4%	₹640 Cr	4,100,000
Reliance Industries Ltd (Energy) Equity, Since 31 Mar 20 \| RELIANCE	4%	₹572 Cr	3,650,000
State Bank of India (Financial Services) Equity, Since 31 Dec 13 \| SBIN	4%	₹548 Cr	5,600,000
NTPC Ltd (Utilities) Equity, Since 28 Feb 19 \| NTPC	3%	₹457 Cr	14,000,000
Samvardhana Motherson International Ltd (Consumer Cyclical) Equity, Since 30 Nov 21 \| MOTHERSON	3%	₹446 Cr	38,319,861
TVS Holdings Ltd (Consumer Cyclical) Equity, Since 30 Jun 13 \| TVSHLTD	3%	₹415 Cr	289,148
Bharti Airtel Ltd (Partly Paid Rs.1.25) (Communication Services) Equity, Since 31 Oct 21 \| 890157	2%	₹364 Cr	2,290,000

SIP നിക്ഷേപം എങ്ങനെ വളരുന്നു?

നിങ്ങളുടെ എങ്ങനെയെന്ന് അറിയാൻ ആഗ്രഹിക്കുന്നുSIP നിക്ഷേപം നിങ്ങൾ ഒരു നിശ്ചിത സമയത്തേക്ക് ഒരു നിശ്ചിത തുക പ്രതിമാസം നിക്ഷേപിച്ചാൽ വളരുമോ? ഒരു ഉദാഹരണത്തിലൂടെ ഞങ്ങൾ നിങ്ങളെ വിശദീകരിക്കും.

SIP കാൽക്കുലേറ്റർ അല്ലെങ്കിൽ SIP റിട്ടേൺ കാൽക്കുലേറ്റർ

എസ്‌ഐ‌പി കാൽക്കുലേറ്ററുകൾ സാധാരണയായി ഒരാൾ നിക്ഷേപിക്കാൻ ആഗ്രഹിക്കുന്ന എസ്‌ഐ‌പി നിക്ഷേപ തുക (ലക്ഷ്യം), ആവശ്യമുള്ള നിക്ഷേപത്തിന്റെ എണ്ണം, പ്രതീക്ഷിച്ചത് തുടങ്ങിയ ഇൻപുട്ടുകൾ എടുക്കുന്നു.പണപ്പെരുപ്പം നിരക്കുകളും (ഒരാൾ ഇത് കണക്കിലെടുക്കേണ്ടതുണ്ട്!) പ്രതീക്ഷിക്കുന്ന വരുമാനവും. അതിനാൽ, ഒരു ലക്ഷ്യം നേടുന്നതിന് ആവശ്യമായ SIP റിട്ടേണുകൾ ഒരാൾക്ക് കണക്കാക്കാം!

നിങ്ങൾ 10 രൂപ നിക്ഷേപിക്കുകയാണെങ്കിൽ എന്ന് കരുതുക.000 10 വർഷത്തേക്ക്, നിങ്ങളുടെ SIP നിക്ഷേപം എങ്ങനെ വളരുന്നുവെന്ന് കാണുക-

പ്രതിമാസ നിക്ഷേപം: 10,000 രൂപ

നിക്ഷേപ കാലയളവ്: 10 വർഷം

നിക്ഷേപിച്ച ആകെ തുക: 12,00,000 രൂപ

ദീർഘകാല വളർച്ചാ നിരക്ക് (ഏകദേശം): 15%

അനുസരിച്ച് പ്രതീക്ഷിക്കുന്ന വരുമാനംസിപ്പ് കാൽക്കുലേറ്റർ: 27,86,573 രൂപ

മൊത്ത ലാഭം: INR 15,86,573 (സമ്പൂർണ്ണ റിട്ടേൺ= 132.2%)

നിങ്ങൾ 10 വർഷത്തേക്ക് പ്രതിമാസം 10,000 രൂപ നിക്ഷേപിക്കുകയാണെങ്കിൽ (മൊത്തം INR12,00,000) നിങ്ങൾ സമ്പാദിക്കും27,86,573 രൂപ, അതായത് നിങ്ങൾ ഉണ്ടാക്കുന്ന അറ്റാദായം15,86,573 രൂപ. അത് ഗംഭീരമല്ലേ!

നിപ്പോൺ ഇന്ത്യ മ്യൂച്വൽ ഫണ്ടിൽ ഓൺലൈനിൽ എങ്ങനെ നിക്ഷേപിക്കാം?

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തുടങ്ങി

Disclaimer:
ഇവിടെ നൽകിയിരിക്കുന്ന വിവരങ്ങൾ കൃത്യമാണെന്ന് ഉറപ്പാക്കാൻ എല്ലാ ശ്രമങ്ങളും നടത്തിയിട്ടുണ്ട്. എന്നിരുന്നാലും, ഡാറ്റയുടെ കൃത്യത സംബന്ധിച്ച് യാതൊരു ഉറപ്പും നൽകുന്നില്ല. എന്തെങ്കിലും നിക്ഷേപം നടത്തുന്നതിന് മുമ്പ് സ്കീം വിവര രേഖ ഉപയോഗിച്ച് പരിശോധിക്കുക.