10 മികച്ച SBI MF SIP ഫണ്ടുകൾ 2022

Updated on September 28, 2025 , 184478 views

എസ്.ഐ.പി അല്ലെങ്കിൽ വ്യവസ്ഥാപിതംനിക്ഷേപ പദ്ധതി ഒരു മികച്ച മാർഗമാണ്മ്യൂച്വൽ ഫണ്ടുകളിൽ നിക്ഷേപിക്കുക. വാഗ്ദാനം ചെയ്യുന്ന SIP പ്ലാനുകൾഎസ്ബിഐ മ്യൂച്വൽ ഫണ്ട് സ്ഥിരമായി ഒരു നിശ്ചിത തുക ലാഭിക്കുന്നതിനുള്ള മികച്ച മാർഗമാണ്അടിസ്ഥാനം പ്രതിവാര/പ്രതിമാസ/ത്രൈമാസിക പോലെ. ഇത് പതിവ് സമ്പാദ്യത്തെ പ്രോത്സാഹിപ്പിക്കുകയും ആനുകൂല്യങ്ങൾ നൽകുകയും ചെയ്യുന്നുസംയുക്തത്തിന്റെ ശക്തി.

ഒരു എസ്‌ഐ‌പി പ്ലാൻ ഉപയോഗിച്ച് നിങ്ങൾക്ക് ശക്തമായ സമ്പത്ത് സൃഷ്‌ടിക്കാൻ ദീർഘകാലത്തേക്ക് എളുപ്പത്തിൽ നിക്ഷേപം തുടരാനാകും. കൃത്യമായ ഇടവേളകളിൽ തുക നിക്ഷേപിക്കുന്നതിനാൽ, ഇത് ആഘാതം കുറയ്ക്കുകയും ചെയ്യുന്നുവിപണി അസ്ഥിരത. കൂടെ എSIP നിക്ഷേപം, നിക്ഷേപകർക്ക് അവരുടെ റിട്ടയർമെന്റ്, വിവാഹം, ഒരു വീട്/വാഹനം വാങ്ങൽ അല്ലെങ്കിൽ ഉന്നത വിദ്യാഭ്യാസം തുടങ്ങിയ വിവിധ ലക്ഷ്യങ്ങൾ ആസൂത്രണം ചെയ്യാൻ കഴിയും.

എസ്ബിഐ മ്യൂച്വൽ ഫണ്ട് എസ്ഐപിയിൽ നിക്ഷേപിക്കുന്നത് എന്തുകൊണ്ട്?

ഒരു എസ്‌ബിഐ എംഎഫിനൊപ്പം ഒരു സിസ്റ്റമാറ്റിക് ഇൻവെസ്റ്റ്‌മെന്റ് പ്ലാൻ ഉണ്ടായിരിക്കാൻ ഒരാൾക്ക് വലിയ തുക ആവശ്യമില്ലനിക്ഷേപിക്കുന്നു പ്രാരംഭ തുക 500 രൂപയിൽ താഴെയാണ്.
എസ്ബിഐ എസ്ഐപി മ്യൂച്വൽ ഫണ്ട് ചെറുപ്പം മുതലേ സമ്പാദ്യശീലം വളർത്തിയെടുക്കാൻ പ്രോത്സാഹിപ്പിക്കുന്നു
ഒരു എസ്‌ഐ‌പിയിൽ നിക്ഷേപിക്കുന്നതിലൂടെ ഒരാൾക്ക് അവരുടെ ദീർഘകാല പദ്ധതികൾ ആസൂത്രണം ചെയ്യാൻ കഴിയുംസാമ്പത്തിക ലക്ഷ്യങ്ങൾ ഒരു കാർ/വീട് വാങ്ങുക, ഒരു അന്താരാഷ്ട്ര യാത്രയ്ക്ക് വേണ്ടി മിച്ചം വെക്കുക, കുട്ടിയുടെ വിദ്യാഭ്യാസത്തിനായി മിച്ചം വെക്കുക,വിരമിക്കൽ ആസൂത്രണം അല്ലെങ്കിൽ മറ്റേതെങ്കിലും ആസ്തികൾ വാങ്ങുന്നതിന്.
ഒരു ചിട്ടയായ നിക്ഷേപ പദ്ധതി ദീർഘകാലത്തേക്ക് വ്യാപിച്ചിരിക്കുന്നതിനാൽ, ഓഹരി വിപണിയുടെ എല്ലാ കാലഘട്ടങ്ങളും, ഉയർച്ചയും, അതിലും പ്രധാനമായി തകർച്ചയും ഒരാൾക്ക് പിടിക്കുന്നു. മാന്ദ്യങ്ങളിൽ, മിക്ക നിക്ഷേപകരെയും ഭയം പിടികൂടുമ്പോൾ, നിക്ഷേപകർ "കുറഞ്ഞത്" വാങ്ങുന്നുവെന്ന് ഉറപ്പാക്കുന്നത് SIP തവണകൾ തുടരുന്നു.

അതിനാൽ, ഇന്ന് ഒരു SIP ആരംഭിക്കുകഇക്വിറ്റി ഫണ്ടുകൾ ഈ മികച്ച 10 മികച്ച എസ്‌ബിഐ എസ്‌ഐ‌പി ഫണ്ടുകളിൽ നിക്ഷേപിക്കുന്നതിലൂടെ. AUM പോലുള്ള ചില പാരാമീറ്ററുകൾ ഏറ്റെടുത്ത് ഈ ഫണ്ടുകൾ ഷോർട്ട്‌ലിസ്റ്റ് ചെയ്തിട്ടുണ്ട്,അല്ല, മുൻകാല പ്രകടനങ്ങൾ, ശരാശരി വരുമാനം മുതലായവ.

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ഇക്വിറ്റി ഫണ്ടുകളിൽ നിക്ഷേപിക്കുന്നതിനുള്ള മികച്ച എസ്ബിഐ മ്യൂച്വൽ ഫണ്ട് എസ്ഐപി

Fund	NAV	Net Assets (Cr)	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)	Since launch (%)
SBI PSU Fund Growth	₹32.2986 ↑ 0.23	₹5,179	500	-0.9	8	-4.8	32.3	32.4	23.5	8
SBI Healthcare Opportunities Fund Growth	₹419.374 ↓ -0.27	₹3,963	500	-2	1.9	-0.2	24.7	18.9	42.2	15.2
SBI Magnum Tax Gain Fund Growth	₹428.318 ↑ 0.06	₹29,937	500	-3.5	4.8	-6	24.1	24.8	27.7	12.3
SBI Infrastructure Fund Growth	₹47.8932 ↓ -0.05	₹4,836	500	-5.8	4.2	-12.5	21.9	27.2	20.8	9
SBI Contra Fund Growth	₹375.144 ↑ 0.56	₹46,654	500	-3.6	4.7	-7.6	20.7	29	18.8	14.8
SBI Banking & Financial Services Fund Growth	₹42.4323 ↑ 0.11	₹8,371	500	-2.1	9.8	8.9	19.2	22.4	19.6	14.6
SBI Technology Opportunities Fund Growth	₹209.791 ↓ -0.71	₹4,761	500	-5	6.3	-4	17.8	20.6	30.1	19
SBI Large and Midcap Fund Growth	₹614.214 ↑ 1.58	₹33,248	500	-1.7	7.5	-2.4	17.1	23.3	18	17.4
SBI Magnum COMMA Fund Growth	₹104.735 ↑ 0.38	₹702	500	0	10.4	-6	16.1	20.5	10.5	12.4
SBI Focused Equity Fund Growth	₹353.822 ↑ 1.08	₹37,764	500	-1	8.4	2.1	15.9	19.8	17.2	18.4
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 30 Sep 25

Research Highlights & Commentary of 10 Funds showcased

Commentary	SBI PSU Fund	SBI Healthcare Opportunities Fund	SBI Magnum Tax Gain Fund	SBI Infrastructure Fund	SBI Contra Fund	SBI Banking & Financial Services Fund	SBI Technology Opportunities Fund	SBI Large and Midcap Fund	SBI Magnum COMMA Fund	SBI Focused Equity Fund
Point 1	Lower mid AUM (₹5,179 Cr).	Bottom quartile AUM (₹3,963 Cr).	Upper mid AUM (₹29,937 Cr).	Lower mid AUM (₹4,836 Cr).	Highest AUM (₹46,654 Cr).	Upper mid AUM (₹8,371 Cr).	Bottom quartile AUM (₹4,761 Cr).	Upper mid AUM (₹33,248 Cr).	Bottom quartile AUM (₹702 Cr).	Top quartile AUM (₹37,764 Cr).
Point 2	Established history (15+ yrs).	Oldest track record among peers (20 yrs).	Established history (18+ yrs).	Established history (18+ yrs).	Established history (20+ yrs).	Established history (10+ yrs).	Established history (12+ yrs).	Established history (20+ yrs).	Established history (20+ yrs).	Established history (20+ yrs).
Point 3	Rating: 2★ (upper mid).	Rating: 2★ (lower mid).	Rating: 2★ (lower mid).	Rating: 3★ (upper mid).	Rating: 3★ (upper mid).	Not Rated.	Rating: 1★ (bottom quartile).	Top rated.	Rating: 4★ (top quartile).	Rating: 2★ (bottom quartile).
Point 4	Risk profile: High.	Risk profile: High.	Risk profile: Moderately High.	Risk profile: High.	Risk profile: Moderately High.	Risk profile: High.	Risk profile: High.	Risk profile: Moderately High.	Risk profile: High.	Risk profile: Moderately High.
Point 5	5Y return: 32.41% (top quartile).	5Y return: 18.88% (bottom quartile).	5Y return: 24.83% (upper mid).	5Y return: 27.19% (upper mid).	5Y return: 29.04% (top quartile).	5Y return: 22.36% (lower mid).	5Y return: 20.64% (lower mid).	5Y return: 23.32% (upper mid).	5Y return: 20.54% (bottom quartile).	5Y return: 19.83% (bottom quartile).
Point 6	3Y return: 32.34% (top quartile).	3Y return: 24.67% (top quartile).	3Y return: 24.15% (upper mid).	3Y return: 21.86% (upper mid).	3Y return: 20.67% (upper mid).	3Y return: 19.20% (lower mid).	3Y return: 17.80% (lower mid).	3Y return: 17.14% (bottom quartile).	3Y return: 16.08% (bottom quartile).	3Y return: 15.86% (bottom quartile).
Point 7	1Y return: -4.82% (lower mid).	1Y return: -0.18% (upper mid).	1Y return: -5.96% (bottom quartile).	1Y return: -12.48% (bottom quartile).	1Y return: -7.64% (bottom quartile).	1Y return: 8.88% (top quartile).	1Y return: -4.00% (upper mid).	1Y return: -2.39% (upper mid).	1Y return: -5.95% (lower mid).	1Y return: 2.11% (top quartile).
Point 8	Alpha: -0.35 (lower mid).	Alpha: 2.04 (upper mid).	Alpha: -2.40 (bottom quartile).	Alpha: -8.12 (bottom quartile).	Alpha: -4.80 (bottom quartile).	Alpha: 0.46 (upper mid).	Alpha: 9.41 (top quartile).	Alpha: 1.02 (upper mid).	Alpha: -0.41 (lower mid).	Alpha: 5.18 (top quartile).
Point 9	Sharpe: -0.81 (lower mid).	Sharpe: -0.05 (top quartile).	Sharpe: -0.83 (bottom quartile).	Sharpe: -0.96 (bottom quartile).	Sharpe: -0.98 (bottom quartile).	Sharpe: 0.28 (top quartile).	Sharpe: -0.39 (upper mid).	Sharpe: -0.47 (upper mid).	Sharpe: -0.67 (lower mid).	Sharpe: -0.20 (upper mid).
Point 10	Information ratio: -0.37 (bottom quartile).	Information ratio: 0.38 (upper mid).	Information ratio: 2.12 (top quartile).	Information ratio: -0.01 (lower mid).	Information ratio: 1.37 (top quartile).	Information ratio: 0.69 (upper mid).	Information ratio: 1.22 (upper mid).	Information ratio: -0.10 (bottom quartile).	Information ratio: -0.04 (bottom quartile).	Information ratio: -0.02 (lower mid).

SBI PSU Fund

Lower mid AUM (₹5,179 Cr).
Established history (15+ yrs).
Rating: 2★ (upper mid).
Risk profile: High.
5Y return: 32.41% (top quartile).
3Y return: 32.34% (top quartile).
1Y return: -4.82% (lower mid).
Alpha: -0.35 (lower mid).
Sharpe: -0.81 (lower mid).
Information ratio: -0.37 (bottom quartile).

SBI Healthcare Opportunities Fund

Bottom quartile AUM (₹3,963 Cr).
Oldest track record among peers (20 yrs).
Rating: 2★ (lower mid).
Risk profile: High.
5Y return: 18.88% (bottom quartile).
3Y return: 24.67% (top quartile).
1Y return: -0.18% (upper mid).
Alpha: 2.04 (upper mid).
Sharpe: -0.05 (top quartile).
Information ratio: 0.38 (upper mid).

SBI Magnum Tax Gain Fund

Upper mid AUM (₹29,937 Cr).
Established history (18+ yrs).
Rating: 2★ (lower mid).
Risk profile: Moderately High.
5Y return: 24.83% (upper mid).
3Y return: 24.15% (upper mid).
1Y return: -5.96% (bottom quartile).
Alpha: -2.40 (bottom quartile).
Sharpe: -0.83 (bottom quartile).
Information ratio: 2.12 (top quartile).

SBI Infrastructure Fund

Lower mid AUM (₹4,836 Cr).
Established history (18+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 27.19% (upper mid).
3Y return: 21.86% (upper mid).
1Y return: -12.48% (bottom quartile).
Alpha: -8.12 (bottom quartile).
Sharpe: -0.96 (bottom quartile).
Information ratio: -0.01 (lower mid).

SBI Contra Fund

Highest AUM (₹46,654 Cr).
Established history (20+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 29.04% (top quartile).
3Y return: 20.67% (upper mid).
1Y return: -7.64% (bottom quartile).
Alpha: -4.80 (bottom quartile).
Sharpe: -0.98 (bottom quartile).
Information ratio: 1.37 (top quartile).

SBI Banking & Financial Services Fund

Upper mid AUM (₹8,371 Cr).
Established history (10+ yrs).
Not Rated.
Risk profile: High.
5Y return: 22.36% (lower mid).
3Y return: 19.20% (lower mid).
1Y return: 8.88% (top quartile).
Alpha: 0.46 (upper mid).
Sharpe: 0.28 (top quartile).
Information ratio: 0.69 (upper mid).

SBI Technology Opportunities Fund

Bottom quartile AUM (₹4,761 Cr).
Established history (12+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: High.
5Y return: 20.64% (lower mid).
3Y return: 17.80% (lower mid).
1Y return: -4.00% (upper mid).
Alpha: 9.41 (top quartile).
Sharpe: -0.39 (upper mid).
Information ratio: 1.22 (upper mid).

SBI Large and Midcap Fund

Upper mid AUM (₹33,248 Cr).
Established history (20+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 23.32% (upper mid).
3Y return: 17.14% (bottom quartile).
1Y return: -2.39% (upper mid).
Alpha: 1.02 (upper mid).
Sharpe: -0.47 (upper mid).
Information ratio: -0.10 (bottom quartile).

SBI Magnum COMMA Fund

Bottom quartile AUM (₹702 Cr).
Established history (20+ yrs).
Rating: 4★ (top quartile).
Risk profile: High.
5Y return: 20.54% (bottom quartile).
3Y return: 16.08% (bottom quartile).
1Y return: -5.95% (lower mid).
Alpha: -0.41 (lower mid).
Sharpe: -0.67 (lower mid).
Information ratio: -0.04 (bottom quartile).

SBI Focused Equity Fund

Top quartile AUM (₹37,764 Cr).
Established history (20+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 19.83% (bottom quartile).
3Y return: 15.86% (bottom quartile).
1Y return: 2.11% (top quartile).
Alpha: 5.18 (top quartile).
Sharpe: -0.20 (upper mid).
Information ratio: -0.02 (lower mid).

1. SBI Small Cap Fund

(Erstwhile SBI Small & Midcap Fund)

The Scheme seeks to generate income and long term capital appreciation by investing in a diversified portfolio of predominantly in equity and equity related securities of small & midcap Companies

Research Highlights for SBI Small Cap Fund

Upper mid AUM (₹35,245 Cr).
Established history (16+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 23.66% (upper mid).
3Y return: 14.12% (lower mid).
1Y return: -10.12% (bottom quartile).
Alpha: 0.00 (upper mid).
Sharpe: -0.72 (upper mid).
Information ratio: 0.00 (top quartile).
Higher exposure to Industrials vs peer median.
Higher exposure to Cash Equivalent (bond sector) vs peer median.
Equity-heavy allocation (~84%).
High-quality debt (AAA/AA ~100%).
Largest holding E I D Parry India Ltd (~3.0%).

Below is the key information for SBI Small Cap Fund

SBI Small Cap Fund Growth
Launch Date	9 Sep 09
NAV (30 Sep 25)	₹169.14 ↑ 0.04 (0.02 %)
Net Assets (Cr)	₹35,245 on 31 Aug 25
Category	Equity - Small Cap
AMC	SBI Funds Management Private Limited
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	1.58
Sharpe Ratio	-0.72
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹17,087
30 Sep 22	₹19,456
30 Sep 23	₹22,973
30 Sep 24	₹32,174
30 Sep 25	₹28,920

SBI Small Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹543,623.
Net Profit of ₹243,623 Invest Now

Returns for SBI Small Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Sep 25

Duration	Returns
1 Month	0%
3 Month	-3.4%
6 Month	8.1%
1 Year	-10.1%
3 Year	14.1%
5 Year	23.7%
10 Year
15 Year
Since launch	19.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	24.1%
2023	25.3%
2022	8.1%
2021	47.6%
2020	33.6%
2019	6.1%
2018	-19.6%
2017	78.7%
2016	1.3%
2015	20.6%

Fund Manager information for SBI Small Cap Fund

Name	Since	Tenure
R. Srinivasan	16 Nov 13	11.8 Yr.

Data below for SBI Small Cap Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Industrials	26.19%
Consumer Cyclical	20.11%
Basic Materials	13.55%
Financial Services	13.08%
Consumer Defensive	4.22%
Health Care	2.53%
Communication Services	1.51%
Real Estate	1.16%
Technology	1.12%
Utility	0.24%

Asset Allocation

Asset Class	Value
Cash	13.81%
Equity	83.71%
Debt	2.49%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
E I D Parry India Ltd (Basic Materials) Equity, Since 31 Jan 24 \| EIDPARRY	3%	₹1,050 Cr	9,324,049
Kalpataru Projects International Ltd (Industrials) Equity, Since 31 May 20 \| KPIL	3%	₹987 Cr	7,900,000
Chalet Hotels Ltd (Consumer Cyclical) Equity, Since 31 Jan 19 \| CHALET	3%	₹982 Cr	9,716,991
SBFC Finance Ltd (Financial Services) Equity, Since 31 Aug 23 \| SBFC	3%	₹943 Cr	89,318,180
Ather Energy Ltd (Consumer Cyclical) Equity, Since 30 Apr 25 \| ATHERENERG	3%	₹905 Cr	20,096,960
Krishna Institute of Medical Sciences Ltd (Healthcare) Equity, Since 30 Jun 23 \| 543308	3%	₹892 Cr	12,323,990
182 Day T-Bill 27.02.26 Sovereign Bonds \| -	2%	₹876 Cr	90,000,000 ↑ 90,000,000
Kajaria Ceramics Ltd (Industrials) Equity, Since 30 Apr 25 \| KAJARIACER	2%	₹847 Cr	7,000,000 ↑ 92,098
City Union Bank Ltd (Financial Services) Equity, Since 30 Jun 20 \| CUB	2%	₹817 Cr	41,665,000
DOMS Industries Ltd (Industrials) Equity, Since 31 Dec 23 \| DOMS	2%	₹802 Cr	3,300,000

2. SBI Large and Midcap Fund

(Erstwhile SBI Magnum Multiplier Fund)

To provide investors long term capital appreciation/dividend along with the liquidity of an open-ended scheme.

Research Highlights for SBI Large and Midcap Fund

Upper mid AUM (₹33,248 Cr).
Oldest track record among peers (20 yrs).
Rating: 4★ (top quartile).
Risk profile: Moderately High.
5Y return: 23.32% (lower mid).
3Y return: 17.14% (upper mid).
1Y return: -2.39% (top quartile).
Alpha: 1.02 (top quartile).
Sharpe: -0.47 (top quartile).
Information ratio: -0.10 (lower mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~94%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~7.5%).

Below is the key information for SBI Large and Midcap Fund

SBI Large and Midcap Fund Growth
Launch Date	25 May 05
NAV (29 Sep 25)	₹614.214 ↑ 1.58 (0.26 %)
Net Assets (Cr)	₹33,248 on 31 Aug 25
Category	Equity - Large & Mid Cap
AMC	SBI Funds Management Private Limited
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.61
Sharpe Ratio	-0.47
Information Ratio	-0.1
Alpha Ratio	1.02
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹16,529
30 Sep 22	₹18,052
30 Sep 23	₹21,160
30 Sep 24	₹29,132
30 Sep 25	₹28,628

SBI Large and Midcap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹543,623.
Net Profit of ₹243,623 Invest Now

Returns for SBI Large and Midcap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Sep 25

Duration	Returns
1 Month	0.8%
3 Month	-1.7%
6 Month	7.5%
1 Year	-2.4%
3 Year	17.1%
5 Year	23.3%
10 Year
15 Year
Since launch	17.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	18%
2023	26.8%
2022	7.3%
2021	39.3%
2020	15.8%
2019	6.8%
2018	-5.3%
2017	40.5%
2016	0.4%
2015	11.1%

Fund Manager information for SBI Large and Midcap Fund

Name	Since	Tenure
Saurabh Pant	10 Sep 16	8.98 Yr.

Data below for SBI Large and Midcap Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Financial Services	24.54%
Basic Materials	17.1%
Consumer Cyclical	14.54%
Health Care	12.04%
Industrials	9.46%
Consumer Defensive	6.49%
Technology	4.42%
Energy	3.1%
Utility	1.47%
Communication Services	1.08%

Asset Allocation

Asset Class	Value
Cash	5.47%
Equity	94.24%
Debt	0.29%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jul 11 \| HDFCBANK	8%	₹2,504 Cr	26,314,000
HDFC Asset Management Co Ltd (Financial Services) Equity, Since 31 Mar 23 \| HDFCAMC	3%	₹1,043 Cr	1,910,000
Reliance Industries Ltd (Energy) Equity, Since 30 Apr 20 \| RELIANCE	3%	₹1,031 Cr	7,600,000
Asian Paints Ltd (Basic Materials) Equity, Since 30 Jun 25 \| ASIANPAINT	3%	₹968 Cr	3,844,000
Axis Bank Ltd (Financial Services) Equity, Since 31 Jan 25 \| AXISBANK	3%	₹962 Cr	9,200,000
State Bank of India (Financial Services) Equity, Since 31 Jul 09 \| SBIN	3%	₹923 Cr	11,500,000
Abbott India Ltd (Healthcare) Equity, Since 30 Sep 22 \| ABBOTINDIA	3%	₹865 Cr	274,878
Berger Paints India Ltd (Basic Materials) Equity, Since 30 Jun 24 \| BERGEPAINT	3%	₹862 Cr	16,178,953 ↑ 1,813,169
Shree Cement Ltd (Basic Materials) Equity, Since 30 Apr 23 \| SHREECEM	3%	₹849 Cr	290,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Jan 17 \| ICICIBANK	2%	₹817 Cr	5,843,873

3. SBI Bluechip Fund

(Erstwhile SBI Blue Chip Fund)

To provide investors with opportunities for long-term growth in capital through an active management of investments in a diversified basket of equity stocks of companies whose market capitalization is at least equal to or more than the least market capitalized stock of S&P BSE 100 Index.

Research Highlights for SBI Bluechip Fund

Highest AUM (₹52,421 Cr).
Established history (19+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 18.94% (bottom quartile).
3Y return: 14.57% (lower mid).
1Y return: -3.77% (top quartile).
Alpha: 1.27 (top quartile).
Sharpe: -0.50 (top quartile).
Information ratio: -0.10 (lower mid).
Higher exposure to Financial Services vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~97%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~9.3%).

Below is the key information for SBI Bluechip Fund

SBI Bluechip Fund Growth
Launch Date	14 Feb 06
NAV (30 Sep 25)	₹91.2313 ↓ -0.06 (-0.07 %)
Net Assets (Cr)	₹52,421 on 31 Aug 25
Category	Equity - Large Cap
AMC	SBI Funds Management Private Limited
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.52
Sharpe Ratio	-0.5
Information Ratio	-0.1
Alpha Ratio	1.27
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹16,071
30 Sep 22	₹15,829
30 Sep 23	₹18,697
30 Sep 24	₹24,733
30 Sep 25	₹23,802

SBI Bluechip Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹481,656.
Net Profit of ₹181,656 Invest Now

Returns for SBI Bluechip Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Sep 25

Duration	Returns
1 Month	0.6%
3 Month	-3%
6 Month	5.4%
1 Year	-3.8%
3 Year	14.6%
5 Year	18.9%
10 Year
15 Year
Since launch	11.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	12.5%
2023	22.6%
2022	4.4%
2021	26.1%
2020	16.3%
2019	11.6%
2018	-4.1%
2017	30.2%
2016	4.8%
2015	8%

Fund Manager information for SBI Bluechip Fund

Name	Since	Tenure
Saurabh Pant	1 Apr 24	1.42 Yr.
Pradeep Kesavan	1 Apr 24	1.42 Yr.

Data below for SBI Bluechip Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Financial Services	32.67%
Consumer Cyclical	13.36%
Consumer Defensive	11.63%
Basic Materials	11.12%
Industrials	7.53%
Energy	7.51%
Health Care	5.68%
Technology	5.42%
Communication Services	2.63%
Utility	0.96%

Asset Allocation

Asset Class	Value
Cash	2.52%
Equity	97.48%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Mar 09 \| HDFCBANK	9%	₹4,891 Cr	51,400,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Mar 06 \| ICICIBANK	8%	₹4,054 Cr	29,000,000
Reliance Industries Ltd (Energy) Equity, Since 31 Mar 15 \| RELIANCE	8%	₹3,936 Cr	29,000,000
Larsen & Toubro Ltd (Industrials) Equity, Since 28 Feb 09 \| LT	5%	₹2,665 Cr	7,400,000
Infosys Ltd (Technology) Equity, Since 30 Nov 17 \| INFY	4%	₹2,146 Cr	14,600,000 ↑ 900,000
Asian Paints Ltd (Basic Materials) Equity, Since 31 May 25 \| ASIANPAINT	4%	₹2,090 Cr	8,300,000
Eicher Motors Ltd (Consumer Cyclical) Equity, Since 30 Nov 19 \| EICHERMOT	4%	₹1,880 Cr	3,080,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Mar 16 \| KOTAKBANK	3%	₹1,803 Cr	9,200,000
Britannia Industries Ltd (Consumer Defensive) Equity, Since 31 Oct 14 \| BRITANNIA	3%	₹1,790 Cr	3,073,593
Divi's Laboratories Ltd (Healthcare) Equity, Since 31 Mar 12 \| DIVISLAB	3%	₹1,675 Cr	2,731,710

4. SBI Magnum Multicap Fund

To provide investors with opportunities for long-term growth in capital along with the liquidity of an open-ended scheme through an active management of investments in a diversified basket of equity stocks spanning the entire market capitalization spectrum, debt and money market instruments.

Research Highlights for SBI Magnum Multicap Fund

Lower mid AUM (₹22,011 Cr).
Established history (20+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 18.37% (bottom quartile).
3Y return: 13.71% (bottom quartile).
1Y return: -5.87% (upper mid).
Alpha: -2.09 (lower mid).
Sharpe: -0.79 (lower mid).
Information ratio: -0.72 (bottom quartile).
Higher exposure to Financial Services vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~96%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~8.1%).

Below is the key information for SBI Magnum Multicap Fund

SBI Magnum Multicap Fund Growth
Launch Date	29 Sep 05
NAV (29 Sep 25)	₹108.267 ↓ -0.01 (-0.01 %)
Net Assets (Cr)	₹22,011 on 31 Aug 25
Category	Equity - Multi Cap
AMC	SBI Funds Management Private Limited
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.67
Sharpe Ratio	-0.79
Information Ratio	-0.72
Alpha Ratio	-2.09
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-6 Months (1%),6-12 Months (0.5%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹16,284
30 Sep 22	₹15,984
30 Sep 23	₹18,406
30 Sep 24	₹24,493
30 Sep 25	₹23,218

SBI Magnum Multicap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹481,656.
Net Profit of ₹181,656 Invest Now

Returns for SBI Magnum Multicap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Sep 25

Duration	Returns
1 Month	1.7%
3 Month	-1.5%
6 Month	7%
1 Year	-5.9%
3 Year	13.7%
5 Year	18.4%
10 Year
15 Year
Since launch

Historical performance (Yearly) on absolute basis

Year	Returns
2024	14.2%
2023	22.8%
2022	0.7%
2021	30.8%
2020	13.6%
2019	11%
2018	-5.5%
2017	37%
2016	5.8%
2015	9.8%

Fund Manager information for SBI Magnum Multicap Fund

Name	Since	Tenure
Anup Upadhyay	1 Dec 24	0.75 Yr.
Dinesh Balachandran	1 Dec 24	0.75 Yr.

Data below for SBI Magnum Multicap Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Financial Services	37.52%
Consumer Cyclical	13.12%
Basic Materials	11.85%
Industrials	10.62%
Technology	6.42%
Communication Services	5.45%
Energy	4.89%
Consumer Defensive	2.1%
Health Care	1.95%
Utility	1.74%

Asset Allocation

Asset Class	Value
Cash	4.32%
Equity	95.68%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jul 15 \| HDFCBANK	8%	₹1,787 Cr	18,779,308
ICICI Bank Ltd (Financial Services) Equity, Since 30 Apr 17 \| ICICIBANK	7%	₹1,600 Cr	11,444,355
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 28 Feb 23 \| KOTAKBANK	5%	₹1,186 Cr	6,047,757 ↓ -211,743
Reliance Industries Ltd (Energy) Equity, Since 30 Apr 20 \| RELIANCE	5%	₹1,077 Cr	7,934,540
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 31 Jul 24 \| MARUTI	5%	₹997 Cr	674,058
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Mar 19 \| LT	4%	₹935 Cr	2,596,034
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Sep 16 \| BHARTIARTL	4%	₹844 Cr	4,470,500
Bajaj Finance Ltd (Financial Services) Equity, Since 28 Feb 25 \| BAJFINANCE	3%	₹721 Cr	8,215,850
Infosys Ltd (Technology) Equity, Since 31 Oct 20 \| INFY	3%	₹624 Cr	4,243,400 ↑ 1,350,000
InterGlobe Aviation Ltd (Industrials) Equity, Since 31 Mar 25 \| INDIGO	3%	₹609 Cr	1,078,166

5. SBI Magnum COMMA Fund

To generate opportunities for growth along with possibility of consistent returns by investing predominantly in a portfolio of stocks of companies engaged in the commodity business within the following sectors - Oil & Gas, Metals, Materials & Agriculture and in debt & money market instruments.

Research Highlights for SBI Magnum COMMA Fund

Bottom quartile AUM (₹702 Cr).
Established history (20+ yrs).
Rating: 4★ (upper mid).
Risk profile: High.
5Y return: 20.54% (lower mid).
3Y return: 16.08% (upper mid).
1Y return: -5.95% (upper mid).
Alpha: -0.41 (upper mid).
Sharpe: -0.67 (upper mid).
Information ratio: -0.04 (upper mid).
Higher exposure to Basic Materials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
High-quality debt (AAA/AA ~100%).
Largest holding Tata Steel Ltd (~8.3%).

Below is the key information for SBI Magnum COMMA Fund

SBI Magnum COMMA Fund Growth
Launch Date	8 Aug 05
NAV (30 Sep 25)	₹104.735 ↑ 0.38 (0.37 %)
Net Assets (Cr)	₹702 on 31 Aug 25
Category	Equity - Sectoral
AMC	SBI Funds Management Private Limited
Rating	☆☆☆☆
Risk	High
Expense Ratio	2.58
Sharpe Ratio	-0.67
Information Ratio	-0.04
Alpha Ratio	-0.41
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹17,620
30 Sep 22	₹16,265
30 Sep 23	₹18,748
30 Sep 24	₹27,054
30 Sep 25	₹25,444

SBI Magnum COMMA Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹505,644.
Net Profit of ₹205,644 Invest Now

Returns for SBI Magnum COMMA Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Sep 25

Duration	Returns
1 Month	3.3%
3 Month	0%
6 Month	10.4%
1 Year	-6%
3 Year	16.1%
5 Year	20.5%
10 Year
15 Year
Since launch	12.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	10.5%
2023	32.3%
2022	-6.6%
2021	52%
2020	23.9%
2019	11.8%
2018	-18.7%
2017	39.2%
2016	32.3%
2015	-6.1%

Fund Manager information for SBI Magnum COMMA Fund

Name	Since	Tenure
Dinesh Balachandran	1 Jun 24	1.25 Yr.

Data below for SBI Magnum COMMA Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Basic Materials	53.8%
Energy	25.32%
Utility	8.13%
Consumer Defensive	5.11%
Consumer Cyclical	4%
Financial Services	2.19%

Asset Allocation

Asset Class	Value
Cash	1.45%
Equity	98.55%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Tata Steel Ltd (Basic Materials) Equity, Since 30 Apr 11 \| TATASTEEL	8%	₹58 Cr	3,776,000
Reliance Industries Ltd (Energy) Equity, Since 28 Feb 07 \| RELIANCE	8%	₹58 Cr	424,732
UltraTech Cement Ltd (Basic Materials) Equity, Since 30 Jun 18 \| ULTRACEMCO	6%	₹43 Cr	34,000
Oil & Natural Gas Corp Ltd (Energy) Equity, Since 31 May 20 \| ONGC	5%	₹33 Cr	1,400,000
CESC Ltd (Utilities) Equity, Since 30 Sep 24 \| CESC	4%	₹32 Cr	2,070,000
Vedanta Ltd (Basic Materials) Equity, Since 30 Apr 24 \| VEDL	4%	₹28 Cr	675,000
Nuvoco Vista Corp Ltd (Basic Materials) Equity, Since 30 Sep 24 \| 543334	4%	₹27 Cr	600,000
Indian Oil Corp Ltd (Energy) Equity, Since 29 Feb 24 \| IOC	4%	₹26 Cr	1,900,000
Power Grid Corp Of India Ltd (Utilities) Equity, Since 30 Sep 24 \| POWERGRID	4%	₹26 Cr	930,000
Coal India Ltd (Energy) Equity, Since 31 Mar 22 \| COALINDIA	3%	₹24 Cr	650,000

6. SBI Consumption Opportunities Fund

(Erstwhile SBI FMCG Fund)

To provide the investors maximum growth opportunity through equity investments in stocks of growth oriented sectors of the economy.

Research Highlights for SBI Consumption Opportunities Fund

Bottom quartile AUM (₹3,175 Cr).
Established history (12+ yrs).
Rating: 4★ (lower mid).
Risk profile: High.
5Y return: 24.27% (upper mid).
3Y return: 14.02% (bottom quartile).
1Y return: -13.60% (bottom quartile).
Alpha: -10.05 (bottom quartile).
Sharpe: -0.78 (lower mid).
Information ratio: -0.02 (upper mid).
Higher exposure to Consumer Cyclical vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~96%).
High-quality debt (AAA/AA ~100%).
Largest holding Bharti Airtel Ltd (~5.9%).

Below is the key information for SBI Consumption Opportunities Fund

SBI Consumption Opportunities Fund Growth
Launch Date	2 Jan 13
NAV (30 Sep 25)	₹306.086 ↓ -0.08 (-0.03 %)
Net Assets (Cr)	₹3,175 on 31 Aug 25
Category	Equity - Sectoral
AMC	SBI Funds Management Private Limited
Rating	☆☆☆☆
Risk	High
Expense Ratio	2
Sharpe Ratio	-0.78
Information Ratio	-0.02
Alpha Ratio	-10.05
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-15 Days (0.5%),15 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹16,367
30 Sep 22	₹19,988
30 Sep 23	₹23,549
30 Sep 24	₹34,295
30 Sep 25	₹29,633

SBI Consumption Opportunities Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹556,833.
Net Profit of ₹256,833 Invest Now

Returns for SBI Consumption Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Sep 25

Duration	Returns
1 Month	-1.7%
3 Month	-2.3%
6 Month	4.5%
1 Year	-13.6%
3 Year	14%
5 Year	24.3%
10 Year
15 Year
Since launch	15.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	22.8%
2023	29.9%
2022	13.9%
2021	35.6%
2020	13.9%
2019	0.1%
2018	-2%
2017	53.1%
2016	2.4%
2015	5.3%

Fund Manager information for SBI Consumption Opportunities Fund

Name	Since	Tenure
Pradeep Kesavan	1 Apr 24	1.42 Yr.
Ashit Desai	1 Apr 24	1.42 Yr.

Data below for SBI Consumption Opportunities Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Consumer Cyclical	46.58%
Consumer Defensive	29%
Basic Materials	7.98%
Industrials	6.28%
Communication Services	5.89%

Asset Allocation

Asset Class	Value
Cash	4.23%
Equity	95.74%
Debt	0.03%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Apr 20 \| BHARTIARTL	6%	₹187 Cr	990,000
Jubilant Foodworks Ltd (Consumer Cyclical) Equity, Since 30 Sep 23 \| JUBLFOOD	5%	₹150 Cr	2,386,850 ↑ 250,000
Britannia Industries Ltd (Consumer Defensive) Equity, Since 30 Sep 20 \| BRITANNIA	4%	₹142 Cr	244,000
Hindustan Unilever Ltd (Consumer Defensive) Equity, Since 31 May 22 \| HINDUNILVR	4%	₹133 Cr	500,000
Asian Paints Ltd (Basic Materials) Equity, Since 30 Jun 25 \| ASIANPAINT	4%	₹128 Cr	509,000
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 31 Jul 21 \| M&M	4%	₹126 Cr	395,000
Berger Paints India Ltd (Basic Materials) Equity, Since 30 Jun 24 \| BERGEPAINT	4%	₹125 Cr	2,350,172
ITC Ltd (Consumer Defensive) Equity, Since 29 Feb 12 \| ITC	4%	₹121 Cr	2,960,000 ↓ -1,000,660
Ganesha Ecosphere Ltd (Consumer Cyclical) Equity, Since 31 May 18 \| GANECOS	4%	₹121 Cr	906,423
Avenue Supermarts Ltd (Consumer Defensive) Equity, Since 31 Mar 24 \| DMART	4%	₹120 Cr	252,611

7. SBI Magnum Equity ESG Fund

(Erstwhile SBI Magnum Equity Fund)

To provide the investor long-term capital appreciation by investing in high growth companies along with the liquidity of an open-ended scheme through investments primarily in equities and the balance in debt and money market instruments.

Research Highlights for SBI Magnum Equity ESG Fund

Lower mid AUM (₹5,605 Cr).
Established history (18+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 17.62% (bottom quartile).
3Y return: 13.80% (bottom quartile).
1Y return: -4.60% (upper mid).
Alpha: -0.45 (upper mid).
Sharpe: -0.67 (upper mid).
Information ratio: -0.12 (bottom quartile).
Higher exposure to Financial Services vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~9.4%).

Below is the key information for SBI Magnum Equity ESG Fund

SBI Magnum Equity ESG Fund Growth
Launch Date	27 Nov 06
NAV (30 Sep 25)	₹235.754 ↑ 0.46 (0.20 %)
Net Assets (Cr)	₹5,605 on 31 Aug 25
Category	Equity - Sectoral
AMC	SBI Funds Management Private Limited
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.93
Sharpe Ratio	-0.67
Information Ratio	-0.12
Alpha Ratio	-0.45
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹15,566
30 Sep 22	₹15,277
30 Sep 23	₹17,575
30 Sep 24	₹23,600
30 Sep 25	₹22,514

SBI Magnum Equity ESG Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Returns for SBI Magnum Equity ESG Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Sep 25

Duration	Returns
1 Month	0.5%
3 Month	-2.9%
6 Month	5.4%
1 Year	-4.6%
3 Year	13.8%
5 Year	17.6%
10 Year
15 Year
Since launch	9.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	12.1%
2023	24.6%
2022	-2.3%
2021	30.3%
2020	13.5%
2019	14.8%
2018	3.3%
2017	24.1%
2016	4.5%
2015	2.4%

Fund Manager information for SBI Magnum Equity ESG Fund

Name	Since	Tenure
Rohit Shimpi	1 Jan 22	3.67 Yr.

Data below for SBI Magnum Equity ESG Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Financial Services	34.52%
Consumer Cyclical	15.78%
Industrials	13.13%
Technology	12.19%
Basic Materials	8.76%
Health Care	3.96%
Energy	3.43%
Consumer Defensive	3.42%
Utility	1.47%
Real Estate	0.97%

Asset Allocation

Asset Class	Value
Cash	2.34%
Equity	97.63%
Debt	0.03%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jul 09 \| HDFCBANK	9%	₹527 Cr	5,534,800
ICICI Bank Ltd (Financial Services) Equity, Since 30 Sep 09 \| ICICIBANK	8%	₹459 Cr	3,285,000
Infosys Ltd (Technology) Equity, Since 28 Feb 03 \| INFY	5%	₹281 Cr	1,911,000
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Jun 16 \| LT	5%	₹263 Cr	731,709
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 31 Dec 20 \| MARUTI	4%	₹241 Cr	163,000
Axis Bank Ltd (Financial Services) Equity, Since 31 May 18 \| AXISBANK	4%	₹239 Cr	2,290,000
UltraTech Cement Ltd (Basic Materials) Equity, Since 31 Jul 19 \| ULTRACEMCO	4%	₹221 Cr	175,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Aug 22 \| KOTAKBANK	4%	₹202 Cr	1,033,000
State Bank of India (Financial Services) Equity, Since 28 Feb 09 \| SBIN	3%	₹195 Cr	2,430,000
Reliance Industries Ltd (Energy) Equity, Since 31 Jan 24 \| RELIANCE	3%	₹192 Cr	1,415,000

8. SBI Contra Fund

To provide the investors maximum growth opportunity through equity investments in stocks of growth oriented sectors of the economy.

Research Highlights for SBI Contra Fund

Top quartile AUM (₹46,654 Cr).
Established history (20+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 29.04% (top quartile).
3Y return: 20.67% (top quartile).
1Y return: -7.64% (lower mid).
Alpha: -4.80 (lower mid).
Sharpe: -0.98 (bottom quartile).
Information ratio: 1.37 (top quartile).
Top sector: Financial Services.
Higher exposure to Cash Equivalent (bond sector) vs peer median.
Equity-heavy allocation (~79%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~8.3%).

Below is the key information for SBI Contra Fund

SBI Contra Fund Growth
Launch Date	6 May 05
NAV (29 Sep 25)	₹375.144 ↑ 0.56 (0.15 %)
Net Assets (Cr)	₹46,654 on 31 Aug 25
Category	Equity - Contra
AMC	SBI Funds Management Private Limited
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.53
Sharpe Ratio	-0.98
Information Ratio	1.37
Alpha Ratio	-4.8
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹18,606
30 Sep 22	₹20,709
30 Sep 23	₹26,715
30 Sep 24	₹38,518
30 Sep 25	₹35,850

SBI Contra Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹627,226.
Net Profit of ₹327,226 Invest Now

Returns for SBI Contra Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Sep 25

Duration	Returns
1 Month	0.6%
3 Month	-3.6%
6 Month	4.7%
1 Year	-7.6%
3 Year	20.7%
5 Year	29%
10 Year
15 Year
Since launch	14.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	18.8%
2023	38.2%
2022	12.8%
2021	49.9%
2020	30.6%
2019	-1%
2018	-14.3%
2017	40.2%
2016	2.4%
2015	-0.1%

Fund Manager information for SBI Contra Fund

Name	Since	Tenure
Dinesh Balachandran	7 May 18	7.33 Yr.
Pradeep Kesavan	1 Dec 23	1.75 Yr.

Data below for SBI Contra Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Financial Services	21.61%
Basic Materials	9.46%
Energy	9%
Health Care	7.61%
Consumer Cyclical	7.13%
Technology	6.74%
Consumer Defensive	5.58%
Utility	4.35%
Industrials	3.75%
Communication Services	2.72%
Real Estate	1.34%

Asset Allocation

Asset Class	Value
Cash	18.67%
Equity	79.29%
Debt	1.82%
Other	0.22%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Aug 16 \| HDFCBANK	8%	₹3,849 Cr	40,449,258
Reliance Industries Ltd (Energy) Equity, Since 31 Mar 23 \| RELIANCE	6%	₹2,676 Cr	19,717,567
ITC Ltd (Consumer Defensive) Equity, Since 31 Jul 20 \| ITC	3%	₹1,271 Cr	31,014,741 ↓ -7,752,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Mar 24 \| KOTAKBANK	3%	₹1,256 Cr	6,405,768
Punjab National Bank (Financial Services) Equity, Since 30 Sep 22 \| PNB	2%	₹1,013 Cr	100,456,586
Biocon Ltd (Healthcare) Equity, Since 30 Jun 21 \| BIOCON	2%	₹1,004 Cr	28,807,465 ↑ 120,012
GAIL (India) Ltd (Utilities) Equity, Since 28 Feb 21 \| GAIL	2%	₹900 Cr	51,993,788
Tata Steel Ltd (Basic Materials) Equity, Since 31 Jul 22 \| TATASTEEL	2%	₹896 Cr	57,995,525
Dabur India Ltd (Consumer Defensive) Equity, Since 31 Dec 23 \| DABUR	2%	₹894 Cr	17,162,713 ↑ 116,050
Torrent Power Ltd (Utilities) Equity, Since 31 Oct 21 \| TORNTPOWER	2%	₹796 Cr	6,482,410

9. SBI Magnum Mid Cap Fund

To provide investors with opportunities for long-term growth in capital along with the liquidity of an open-ended scheme by investing predominantly in a well diversified basket of equity stocks of Midcap companies.

Research Highlights for SBI Magnum Mid Cap Fund

Upper mid AUM (₹22,012 Cr).
Established history (20+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 24.69% (upper mid).
3Y return: 14.79% (upper mid).
1Y return: -9.71% (lower mid).
Alpha: -5.19 (bottom quartile).
Sharpe: -0.81 (bottom quartile).
Information ratio: -1.20 (bottom quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~94%).
High-quality debt (AAA/AA ~100%).
Largest holding CRISIL Ltd (~3.6%).

Below is the key information for SBI Magnum Mid Cap Fund

SBI Magnum Mid Cap Fund Growth
Launch Date	29 Mar 05
NAV (30 Sep 25)	₹224.766 ↑ 0.37 (0.16 %)
Net Assets (Cr)	₹22,012 on 31 Aug 25
Category	Equity - Mid Cap
AMC	SBI Funds Management Private Limited
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.67
Sharpe Ratio	-0.81
Information Ratio	-1.2
Alpha Ratio	-5.19
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹17,785
30 Sep 22	₹19,927
30 Sep 23	₹24,239
30 Sep 24	₹33,386
30 Sep 25	₹30,143

SBI Magnum Mid Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹556,833.
Net Profit of ₹256,833 Invest Now

Returns for SBI Magnum Mid Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Sep 25

Duration	Returns
1 Month	0.4%
3 Month	-6.5%
6 Month	2.5%
1 Year	-9.7%
3 Year	14.8%
5 Year	24.7%
10 Year
15 Year
Since launch	16.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	20.3%
2023	34.5%
2022	3%
2021	52.2%
2020	30.4%
2019	0.1%
2018	-18%
2017	33.5%
2016	5%
2015	14.9%

Fund Manager information for SBI Magnum Mid Cap Fund

Name	Since	Tenure
Bhavin Vithlani	1 Apr 24	1.42 Yr.

Data below for SBI Magnum Mid Cap Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Financial Services	25.82%
Consumer Cyclical	17.55%
Basic Materials	13.05%
Industrials	11.05%
Health Care	9.48%
Real Estate	4.49%
Consumer Defensive	4.14%
Technology	3.46%
Utility	2.62%
Communication Services	1.54%
Energy	1.28%

Asset Allocation

Asset Class	Value
Cash	5.52%
Equity	94.48%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
CRISIL Ltd (Financial Services) Equity, Since 30 Apr 21 \| CRISIL	4%	₹789 Cr	1,582,641
Sundaram Finance Ltd (Financial Services) Equity, Since 30 Sep 22 \| SUNDARMFIN	3%	₹670 Cr	1,490,000
Shree Cement Ltd (Basic Materials) Equity, Since 30 Nov 24 \| SHREECEM	3%	₹659 Cr	225,000
HDB Financial Services Ltd (Financial Services) Equity, Since 31 Jul 25 \| HDBFS	3%	₹584 Cr	7,500,000 ↑ 1,351,288
Torrent Power Ltd (Utilities) Equity, Since 30 Jun 19 \| TORNTPOWER	3%	₹577 Cr	4,700,000
Mahindra & Mahindra Financial Services Ltd (Financial Services) Equity, Since 31 Jan 15 \| 532720	3%	₹571 Cr	22,500,000
Schaeffler India Ltd (Consumer Cyclical) Equity, Since 28 Feb 14 \| SCHAEFFLER	3%	₹567 Cr	1,465,810 ↓ -135
JK Cement Ltd (Basic Materials) Equity, Since 30 Apr 19 \| JKCEMENT	2%	₹539 Cr	776,046
The Federal Bank Ltd (Financial Services) Equity, Since 31 Oct 12 \| FEDERALBNK	2%	₹518 Cr	27,000,000
FSN E-Commerce Ventures Ltd (Consumer Cyclical) Equity, Since 31 Jul 23 \| 543384	2%	₹514 Cr	22,336,624

10. SBI Infrastructure Fund

To provide investors with opportunities for long-term growth in capital through an active management of investments in a diversified basket of equity stocks of companies directly or indirectly involved in the infrastructure growth in the Indian economy and in debt & money market instruments.

Research Highlights for SBI Infrastructure Fund

Bottom quartile AUM (₹4,836 Cr).
Established history (18+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: High.
5Y return: 27.19% (top quartile).
3Y return: 21.86% (top quartile).
1Y return: -12.48% (bottom quartile).
Alpha: -8.12 (bottom quartile).
Sharpe: -0.96 (bottom quartile).
Information ratio: -0.01 (upper mid).
Higher exposure to Industrials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~97%).
High-quality debt (AAA/AA ~100%).
Largest holding Larsen & Toubro Ltd (~9.7%).

Below is the key information for SBI Infrastructure Fund

SBI Infrastructure Fund Growth
Launch Date	6 Jul 07
NAV (30 Sep 25)	₹47.8932 ↓ -0.05 (-0.11 %)
Net Assets (Cr)	₹4,836 on 31 Aug 25
Category	Equity - Sectoral
AMC	SBI Funds Management Private Limited
Rating	☆☆☆
Risk	High
Expense Ratio	1.92
Sharpe Ratio	-0.96
Information Ratio	-0.01
Alpha Ratio	-8.12
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹17,060
30 Sep 22	₹18,398
30 Sep 23	₹24,454
30 Sep 24	₹38,041
30 Sep 25	₹33,292

SBI Infrastructure Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹598,181.
Net Profit of ₹298,181 Invest Now

Returns for SBI Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Sep 25

Duration	Returns
1 Month	1.2%
3 Month	-5.8%
6 Month	4.2%
1 Year	-12.5%
3 Year	21.9%
5 Year	27.2%
10 Year
15 Year
Since launch	9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	20.8%
2023	49.7%
2022	9.3%
2021	48.3%
2020	8.2%
2019	10.2%
2018	-18.1%
2017	41.7%
2016	9.3%
2015	2.7%

Fund Manager information for SBI Infrastructure Fund

Name	Since	Tenure
Bhavin Vithlani	1 Jan 22	3.67 Yr.

Data below for SBI Infrastructure Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Industrials	33.02%
Financial Services	17.09%
Basic Materials	14.95%
Energy	10.26%
Utility	8.09%
Communication Services	8.07%
Consumer Cyclical	3.08%
Real Estate	2.75%

Asset Allocation

Asset Class	Value
Cash	2.7%
Equity	97.3%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Sep 07 \| LT	10%	₹468 Cr	1,300,000
Reliance Industries Ltd (Energy) Equity, Since 30 Sep 19 \| RELIANCE	9%	₹434 Cr	3,200,000 ↓ -250,000
Shree Cement Ltd (Basic Materials) Equity, Since 31 Jul 22 \| SHREECEM	6%	₹293 Cr	100,000
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Sep 07 \| BHARTIARTL	5%	₹255 Cr	1,350,000
HDFC Bank Ltd (Financial Services) Equity, Since 31 Oct 21 \| HDFCBANK	5%	₹228 Cr	2,400,000
Indian Energy Exchange Ltd (Financial Services) Equity, Since 31 Jan 24 \| IEX	4%	₹195 Cr	13,967,500
UltraTech Cement Ltd (Basic Materials) Equity, Since 31 Dec 19 \| ULTRACEMCO	4%	₹190 Cr	150,000
Grindwell Norton Ltd (Industrials) Equity, Since 31 Jul 24 \| GRINDWELL	3%	₹156 Cr	1,000,000
Siemens Ltd (Industrials) Equity, Since 31 May 25 \| SIEMENS	3%	₹153 Cr	500,000
State Bank of India (Financial Services) Equity, Since 31 Jul 25 \| SBIN	3%	₹144 Cr	1,800,000

SIP നിക്ഷേപം എങ്ങനെ വളരുന്നു?

നിങ്ങൾ ഒരു നിശ്ചിത സമയത്തേക്ക് ഒരു നിശ്ചിത തുക പ്രതിമാസം നിക്ഷേപിച്ചാൽ നിങ്ങളുടെ SIP നിക്ഷേപം എങ്ങനെ വളരുമെന്ന് അറിയണോ? ഒരു ഉദാഹരണത്തിലൂടെ ഞങ്ങൾ നിങ്ങളെ വിശദീകരിക്കും.

SIP കാൽക്കുലേറ്റർ അല്ലെങ്കിൽ SIP റിട്ടേൺ കാൽക്കുലേറ്റർ

എസ്‌ഐ‌പി കാൽക്കുലേറ്ററുകൾ സാധാരണയായി ഒരാൾ നിക്ഷേപിക്കാൻ ആഗ്രഹിക്കുന്ന എസ്‌ഐ‌പി നിക്ഷേപ തുക (ലക്ഷ്യം), ആവശ്യമുള്ള നിക്ഷേപത്തിന്റെ എണ്ണം, പ്രതീക്ഷിച്ചത് തുടങ്ങിയ ഇൻപുട്ടുകൾ എടുക്കുന്നു.പണപ്പെരുപ്പം നിരക്കുകളും (ഒരാൾ ഇത് കണക്കിലെടുക്കേണ്ടതുണ്ട്!) പ്രതീക്ഷിക്കുന്ന വരുമാനവും. അതിനാൽ, ഒരു ലക്ഷ്യം നേടുന്നതിന് ആവശ്യമായ SIP റിട്ടേണുകൾ ഒരാൾക്ക് കണക്കാക്കാം!

നിങ്ങൾ 10 രൂപ നിക്ഷേപിക്കുകയാണെങ്കിൽ എന്ന് കരുതുക.000 10 വർഷത്തേക്ക്, നിങ്ങളുടെ SIP നിക്ഷേപം എങ്ങനെ വളരുന്നുവെന്ന് കാണുക-

പ്രതിമാസ നിക്ഷേപം: 10,000 രൂപ

നിക്ഷേപ കാലയളവ്: 10 വർഷം

നിക്ഷേപിച്ച ആകെ തുക: 12,00,000 രൂപ

ദീർഘകാല വളർച്ചാ നിരക്ക് (ഏകദേശം): 15%

അനുസരിച്ച് പ്രതീക്ഷിക്കുന്ന വരുമാനംസിപ്പ് കാൽക്കുലേറ്റർ: 27,86,573 രൂപ

മൊത്ത ലാഭം: INR 15,86,573 (സമ്പൂർണ്ണ റിട്ടേൺ= 132.2%)

നിങ്ങൾ 10 വർഷത്തേക്ക് പ്രതിമാസം 10,000 രൂപ നിക്ഷേപിക്കുകയാണെങ്കിൽ (മൊത്തം INR12,00,000) നിങ്ങൾ സമ്പാദിക്കും27,86,573 രൂപ, അതായത് നിങ്ങൾ ഉണ്ടാക്കുന്ന അറ്റാദായം15,86,573 രൂപ. അത് ഗംഭീരമല്ലേ!

എസ്ബിഐ മ്യൂച്വൽ ഫണ്ട് എസ്ഐപി ഓൺലൈനിൽ എങ്ങനെ നിക്ഷേപിക്കാം?

Fincash.com-ൽ ആജീവനാന്ത സൗജന്യ നിക്ഷേപ അക്കൗണ്ട് തുറക്കുക.

നിങ്ങളുടെ രജിസ്ട്രേഷനും KYC പ്രക്രിയയും പൂർത്തിയാക്കുക

രേഖകൾ അപ്‌ലോഡ് ചെയ്യുക (പാൻ, ആധാർ മുതലായവ).കൂടാതെ, നിങ്ങൾ നിക്ഷേപിക്കാൻ തയ്യാറാണ്!

തുടങ്ങി

എസ്ബിഐയിൽ നിങ്ങളുടെ ലക്ഷ്യം ആസൂത്രണം ചെയ്യുകമ്യൂച്വൽ ഫണ്ടുകൾ, അവരിലേക്ക് എത്തിച്ചേരാൻ SIP-കൾ ഉപയോഗിക്കുക!

പതിവുചോദ്യങ്ങൾ

1. എനിക്ക് എപ്പോഴാണ് ഒരു SIP-ൽ നിക്ഷേപിക്കാൻ കഴിയുക?

എ: ഒരു എസ്‌ഐപിയിൽ നിക്ഷേപം ആരംഭിക്കുന്നതിന് നിശ്ചിത സമയമില്ല. വർഷത്തിൽ എപ്പോൾ വേണമെങ്കിലും നിങ്ങളുടെ നിക്ഷേപം ആരംഭിക്കാം. അതിനാൽ, നിങ്ങളുടെ സാമ്പത്തികം വിലയിരുത്താൻ തുടങ്ങുക, ഒരു പ്രത്യേക സമയത്ത് നിക്ഷേപിക്കാൻ നിങ്ങൾ തയ്യാറാണെന്ന് ഉറപ്പാക്കുക.

2. SIP-കളിൽ നിക്ഷേപിക്കുമ്പോൾ ഞാൻ ദീർഘകാല ലക്ഷ്യങ്ങൾ മനസ്സിൽ സൂക്ഷിക്കേണ്ടതുണ്ടോ?

എ: എബൌട്ട്, SIP-കൾ നിങ്ങളുടെ ദീർഘകാല ലക്ഷ്യങ്ങളുടെ ഭാഗമായിരിക്കണം. പ്രാഥമിക കാരണം കൂടുതൽ വിപുലീകൃത കാലയളവാണ്, കുറഞ്ഞ കാലയളവിനേക്കാൾ മികച്ച വരുമാനം ഉണ്ടാക്കാനുള്ള സാധ്യതയാണ്.

3. മ്യൂച്വൽ ഫണ്ടുകളിലെ കോമ്പൗണ്ടിംഗിന്റെ ശക്തി എന്താണ്?

എ: നിങ്ങൾ ഒരു മ്യൂച്വൽ ഫണ്ടിൽ പതിവായി നിക്ഷേപിക്കുമ്പോൾ, നിക്ഷേപിച്ച പ്രധാന തുകയുടെ പലിശ മാത്രമല്ല, നിങ്ങൾ ഒരു സംയുക്ത പലിശ നേടും. ഇത് സംയോജിത വാർഷിക വളർച്ചാ നിരക്ക് അല്ലെങ്കിൽസിഎജിആർ. ദീർഘകാലാടിസ്ഥാനത്തിൽ, കോമ്പൗണ്ടിംഗ് ഇഫക്റ്റ് നിങ്ങളുടെ നിക്ഷേപത്തെ മനിഫോൾഡ് വർദ്ധിപ്പിക്കുന്നു. മറ്റൊരു വിധത്തിൽ പറഞ്ഞാൽ, കോമ്പൗണ്ടിംഗ് ഇഫക്റ്റിന്റെ സഹായത്തോടെ, എസ്‌ഐ‌പി നിക്ഷേപങ്ങളിൽ നിങ്ങൾ നേടുന്ന വരുമാനവും വരുമാനം നൽകുന്നു.

4. എസ്‌ബിഐ എസ്‌ഐപിയിൽ നിക്ഷേപിക്കുന്നത് ഞാൻ എന്തിന് പരിഗണിക്കണം?

എ: എസ്‌ബി‌ഐ എസ്‌ഐ‌പിയിൽ നിക്ഷേപം നടത്തുന്നതിനുള്ള പ്രധാന കാരണം അതിന് കുറഞ്ഞ പ്രവേശന പോയിന്റാണ്. കുറഞ്ഞത് 500 രൂപ നിക്ഷേപിച്ച് നിങ്ങൾക്ക് അനുയോജ്യമായ ഏത് എസ്‌ഐപിയിലും നിക്ഷേപം ആരംഭിക്കാം. ഇത് എസ്‌ബിഐ എസ്‌ഐ‌പികളെ നിക്ഷേപിക്കാൻ ഏറ്റവും എളുപ്പമുള്ളവയാക്കുന്നു, പ്രത്യേകിച്ചും നിങ്ങൾ എസ്‌ഐ‌പികളിൽ നിക്ഷേപം ആരംഭിക്കാൻ ആഗ്രഹിക്കുന്നുവെങ്കിൽ.

5. SBI ഒന്നിലധികം SIP-കൾ വാഗ്ദാനം ചെയ്യുന്നുണ്ടോ?

എ: അതെ, എസ്‌ഐ‌പികളിൽ നിക്ഷേപിക്കുന്നത് സംബന്ധിച്ച് നിങ്ങൾക്ക് ഒന്നിലധികം ഓപ്ഷനുകൾ വേണമെങ്കിൽ, എസ്ബിഐക്ക് ഏറ്റവും വിശ്വസനീയവും മികച്ചതുമായ ബാങ്കുകളിൽ ഒന്നാണെന്ന് തെളിയിക്കാനാകും. നിങ്ങൾക്ക് എസ്ബിഐ ലാർജിൽ നിക്ഷേപിക്കാൻ തിരഞ്ഞെടുക്കാംമിഡ് ക്യാപ് എസ്‌ഐ‌പി, വലിയ, ഇടത്തരം മൂലധനങ്ങളുടെ ഇക്വിറ്റി സ്റ്റോക്കുകളിൽ നിങ്ങളുടെ നിക്ഷേപം വൈവിധ്യവത്കരിക്കാനാകും. ഇത് നിക്ഷേപത്തിൽ മികച്ച വരുമാനം നിങ്ങൾക്ക് ഉറപ്പ് നൽകും. പക്ഷേ, നിങ്ങൾക്ക് വേണമെങ്കിൽഒരു എസ്‌ഐപിയിൽ നിക്ഷേപിക്കുക ഹെൽത്ത്‌കെയർ ഇക്വിറ്റികളെ അടിസ്ഥാനമാക്കി, എസ്‌ബിഐ ഹെൽത്ത്‌കെയർ ഓപ്പർച്യുണിറ്റീസ് ഫൺസിൽ നിക്ഷേപിക്കുന്നത് പരിഗണിക്കുക.14.3% അതിന്റെ സമാരംഭം മുതൽ.

6. രൂപയുടെ ചെലവ് ശരാശരി എന്താണ്?

എ: രൂപയുടെ ചെലവ് ശരാശരി വ്യക്തികളെ എസ്‌ഐ‌പികളിൽ നിക്ഷേപിക്കാൻ പ്രോത്സാഹിപ്പിക്കുക മാത്രമല്ല, വിപണിയിലെ ചാഞ്ചാട്ടം പ്രയോജനപ്പെടുത്താൻ അവരെ അനുവദിക്കുന്നു. ഒരു എസ്ബിഐ എസ്ഐപിയുടെ എൻഎവി കുറവാണെങ്കിൽ, ഒരുനിക്ഷേപകൻ, ൽ നിന്ന് നിങ്ങൾക്ക് കൂടുതൽ യൂണിറ്റുകൾ ലഭിക്കുംബാങ്ക്, കൂടാതെ SIP-യുടെ NAV ഉയർന്നതാണെങ്കിൽ, നിങ്ങൾക്ക് കുറച്ച് യൂണിറ്റുകൾ മാത്രമേ ലഭിക്കൂ. എന്തായാലും, നിങ്ങൾക്ക് നേട്ടമുണ്ടാകും.

7. 5 ലക്ഷം രൂപ റിട്ടേൺ ലഭിക്കാൻ എസ്ബിഐ എസ്ഐപിയിൽ എത്ര തുക നിക്ഷേപിക്കണം എന്നതിന്റെ ശരാശരി എനിക്ക് ലഭിക്കുമോ?

എ: നിങ്ങൾ 5 വർഷത്തേക്ക് എസ്‌ബിഐ എസ്‌ഐപിയിൽ നിക്ഷേപിക്കുകയാണെങ്കിൽ, പ്രതീക്ഷിക്കുന്ന 10% റിട്ടേണിൽ പ്രതിമാസം 6403.00 രൂപ നിക്ഷേപിക്കുന്നത് പരിഗണിക്കണം. പ്രതീക്ഷിക്കുന്ന വരുമാനം വർദ്ധിക്കുകയാണെങ്കിൽ, പ്രതിമാസ നിക്ഷേപ തുക കുറയുന്നു.

Disclaimer:
ഇവിടെ നൽകിയിരിക്കുന്ന വിവരങ്ങൾ കൃത്യമാണെന്ന് ഉറപ്പാക്കാൻ എല്ലാ ശ്രമങ്ങളും നടത്തിയിട്ടുണ്ട്. എന്നിരുന്നാലും, ഡാറ്റയുടെ കൃത്യത സംബന്ധിച്ച് യാതൊരു ഉറപ്പും നൽകുന്നില്ല. എന്തെങ്കിലും നിക്ഷേപം നടത്തുന്നതിന് മുമ്പ് സ്കീം വിവര രേഖ ഉപയോഗിച്ച് പരിശോധിക്കുക.