HDFC മ്യൂച്വൽ ഫണ്ട് 2022-ന്റെ 8 മികച്ച പ്രകടനം നടത്തുന്ന ഡെറ്റ് ഫണ്ടുകൾ | Fincash.com

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എന്തുകൊണ്ട് HDFC മ്യൂച്വൽ ഫണ്ട് സ്കീം തിരഞ്ഞെടുക്കണം?
മികച്ച HDFC ഡെറ്റ് മ്യൂച്വൽ ഫണ്ടുകൾ FY 22 - 23
എച്ച്‌ഡിഎഫ്‌സി മ്യൂച്വൽ ഫണ്ടിൽ ഓൺലൈനിൽ എങ്ങനെ നിക്ഷേപിക്കാം?
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HDFC മ്യൂച്വൽ ഫണ്ട് 2022-ന്റെ 8 മികച്ച ഡെറ്റ് ഫണ്ടുകൾ

Updated on April 27, 2025 , 35410 views

ഡെറ്റ് ഫണ്ടുകൾ വാഗ്ദാനം ചെയ്യുന്നുhdfc mf ഒരു സൃഷ്ടിക്കാൻ ഉദ്ദേശിക്കുന്നുവരുമാനം നിക്ഷേപകർക്ക്, എച്ച്‌ഡിഎഫ്‌സി ഡെറ്റ് ഫണ്ടുകളുടെ മികച്ച പ്രകടനം നടത്തുന്ന സ്കീമുകൾ ഇത് ചരിത്രപരമായി കാണുന്നു.

എച്ച്.ഡി.എഫ്.സിഡെറ്റ് ഫണ്ട് ദീർഘകാല അല്ലെങ്കിൽ ഹ്രസ്വകാല കടങ്ങളിൽ നിക്ഷേപിക്കുന്ന ഒരു നൂതന പദ്ധതിയാണ്ബോണ്ടുകൾ, മണി മാർക്കറ്റുകൾ മുതലായവ. ഡെറ്റ് ഫണ്ടുകൾ താഴ്ന്ന നിക്ഷേപകർക്ക് അനുയോജ്യമാണ്റിസ്ക് വിശപ്പ് മിച്ചമുള്ള പണം ചുരുങ്ങിയ സമയത്തേക്ക് പാർക്ക് ചെയ്യാൻ ആഗ്രഹിക്കുന്നവർ. റിസ്ക് കുറഞ്ഞ നിക്ഷേപമാണെങ്കിലും അവ ക്രെഡിറ്റ് റിസ്കിന് വിധേയമാണ്.

എന്തുകൊണ്ട് HDFC മ്യൂച്വൽ ഫണ്ട് സ്കീം തിരഞ്ഞെടുക്കണം?

എ. ഏറ്റവും കുറഞ്ഞ നിക്ഷേപ തുക

എനിക്ഷേപകൻ എ വഴി 500 രൂപയിൽ താഴെയുള്ള ഡെറ്റ് സ്കീമുകളിൽ നിക്ഷേപിക്കാംഎസ്.ഐ.പി കൂടാതെ INR 5,000 ഒരു ഒറ്റത്തവണ നിക്ഷേപം വഴി

ബി. മികച്ച റേറ്റിംഗുകൾ

പലതുംഎഎംസി സ്കീമുകൾക്ക് CRISIL റേറ്റിംഗ് മൂന്നോ അതിലധികമോ ആണ്

സി. വൈവിധ്യമാർന്ന ഓപ്ഷനുകൾ

നിക്ഷേപിക്കുന്നു എച്ച്‌ഡിഎഫ്‌സി ഡെറ്റ് ഫണ്ടുകളിൽ വിശാലമായി വരുന്നുപരിധി വിഭാഗത്തിന്റെ, അതിനാൽ നിക്ഷേപകർക്ക് അവരുടെ ഹ്രസ്വകാല, മധ്യകാല, ദീർഘകാലം പോലും ആസൂത്രണം ചെയ്യാൻ കഴിയുംനിക്ഷേപ പദ്ധതി ഈ ഡെറ്റ് ഫണ്ടുകൾ തിരഞ്ഞെടുക്കുന്നതിലൂടെ

എച്ച്‌ഡിഎഫ്‌സിയിൽ നിക്ഷേപിക്കാൻ നിക്ഷേപകർ പദ്ധതിയിടുന്നുമികച്ച ഡെറ്റ് ഫണ്ടുകൾ, എച്ച്‌ഡിഎഫ്‌സി ഫണ്ട് ഹൗസിന്റെ താഴെ ലിസ്‌റ്റ് ചെയ്‌തിട്ടുള്ള മികച്ച പ്രകടനക്കാരിൽ നിന്ന് തിരഞ്ഞെടുക്കാം.

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മികച്ച HDFC ഡെറ്റ് മ്യൂച്വൽ ഫണ്ടുകൾ FY 22 - 23

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	2023 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
HDFC Corporate Bond Fund Growth	₹32.3461 ↑ 0.03	₹32,527	3.2	5	9.9	7.5	8.6	7.31%	3Y 9M	5Y 10M 2D
HDFC Banking and PSU Debt Fund Growth	₹22.8514 ↑ 0.02	₹5,996	3.2	4.9	9.5	7.1	7.9	7.25%	3Y 10M 10D	5Y 6M 4D
HDFC Gilt Fund Growth	₹55.835 ↑ 0.21	₹2,907	4.2	6.2	12.1	7.9	8.7	6.85%	8Y 4M 13D	16Y 11M 26D
HDFC Credit Risk Debt Fund Growth	₹23.7794 ↑ 0.01	₹7,230	2.6	4.1	8.9	7	8.2	8.33%	2Y 7M 13D	4Y 25D
HDFC Dynamic Debt Fund Growth	₹90.0685 ↑ 0.26	₹778	3.7	5.3	10.9	7.4	8.5	6.96%	7Y 9M 18D	16Y 11M 1D
HDFC Medium Term Debt Fund Growth	₹55.924 ↑ 0.06	₹3,861	3.2	4.8	9.7	7.1	8.1	7.64%	3Y 11M 8D	6Y 3M 14D
HDFC Income Fund Growth	₹58.3923 ↑ 0.16	₹885	3.8	5.7	11.1	7.3	9	6.95%	6Y 8M 23D	12Y 3M 18D
HDFC Short Term Debt Fund Growth	₹31.7295 ↑ 0.03	₹14,208	3	4.8	9.5	7.3	8.3	7.47%	2Y 9M 22D	4Y 2M 5D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 29 Apr 25

1. HDFC Corporate Bond Fund

(Erstwhile HDFC Medium Term Opportunities Fund)

To generate regular income through investments in Debt/ Money Market Instruments and Government Securities with maturities not exceeding 60 months.

HDFC Corporate Bond Fund is a Debt - Corporate Bond fund was launched on 29 Jun 10. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 8.2% since its launch. Ranked 2 in Corporate Bond category. Return for 2024 was 8.6% , 2023 was 7.2% and 2022 was 3.3% .

Below is the key information for HDFC Corporate Bond Fund

HDFC Corporate Bond Fund Growth
Launch Date	29 Jun 10
NAV (29 Apr 25)	₹32.3461 ↑ 0.03 (0.08 %)
Net Assets (Cr)	₹32,527 on 31 Mar 25
Category	Debt - Corporate Bond
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆☆☆
Risk	Moderately Low
Expense Ratio	0.59
Sharpe Ratio	1.6
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	NIL
Yield to Maturity	7.31%
Effective Maturity	5 Years 10 Months 2 Days
Modified Duration	3 Years 9 Months

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹10,879
31 Mar 22	₹11,405
31 Mar 23	₹11,862
31 Mar 24	₹12,802
31 Mar 25	₹13,906

HDFC Corporate Bond Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125 Invest Now

Returns for HDFC Corporate Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Apr 25

Duration	Returns
1 Month	1.6%
3 Month	3.2%
6 Month	5%
1 Year	9.9%
3 Year	7.5%
5 Year	7.1%
10 Year
15 Year
Since launch	8.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	8.6%
2022	7.2%
2021	3.3%
2020	3.9%
2019	11.8%
2018	10.3%
2017	6.5%
2016	6.5%
2015	10.6%
2014	8.6%

Fund Manager information for HDFC Corporate Bond Fund

Name	Since	Tenure
Anupam Joshi	27 Oct 15	9.44 Yr.
Dhruv Muchhal	22 Jun 23	1.78 Yr.

Data below for HDFC Corporate Bond Fund as on 31 Mar 25

Asset Allocation

Asset Class	Value
Cash	5.81%
Debt	93.95%
Other	0.24%

Debt Sector Allocation

Sector	Value
Corporate	52.76%
Government	41.09%
Cash Equivalent	5.81%
Securitized	0.09%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.81% Govt Stock 2033 Sovereign Bonds \| -	5%	₹1,479 Cr	145,000,000 ↑ 20,000,000
7.53% Govt Stock 2034 Sovereign Bonds \| -	3%	₹800 Cr	80,000,000 ↑ 5,000,000
Hdb Financial Services Limited Debentures \| -	3%	₹725 Cr	72,500 ↑ 72,500
National Bank For Agriculture And Rural Development Debentures \| -	2%	₹672 Cr	67,500 ↑ 67,500
7.18% Govt Stock 2037 Sovereign Bonds \| -	2%	₹649 Cr	65,000,000 ↑ 65,000,000
7.3% Govt Stock 2028 Sovereign Bonds \| -	2%	₹575 Cr	57,500,000 ↑ 57,500,000
Mangalore Refinery And Petrochemicals Limited Debentures \| -	2%	₹555 Cr	5,670 ↑ 5,670
Reliance Industries Limited Debentures \| -	2%	₹525 Cr	5,000 ↑ 500
HDFC Bank Limited Debentures \| -	2%	₹501 Cr	50,000
LIC Housing Finance Limited Debentures \| -	2%	₹497 Cr	5,000

2. HDFC Banking and PSU Debt Fund

To generate regular income through investments in debt and money market instruments consisting predominantly of securities issued by entities such as Scheduled Commercial Banks and Public Sector undertakings. There is no assurance that the investment objective of the Scheme will be realized.

HDFC Banking and PSU Debt Fund is a Debt - Banking & PSU Debt fund was launched on 26 Mar 14. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.7% since its launch. Ranked 6 in Banking & PSU Debt category. Return for 2024 was 7.9% , 2023 was 6.8% and 2022 was 3.3% .

Below is the key information for HDFC Banking and PSU Debt Fund

HDFC Banking and PSU Debt Fund Growth
Launch Date	26 Mar 14
NAV (29 Apr 25)	₹22.8514 ↑ 0.02 (0.10 %)
Net Assets (Cr)	₹5,996 on 31 Mar 25
Category	Debt - Banking & PSU Debt
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆☆☆
Risk	Moderately Low
Expense Ratio	0.79
Sharpe Ratio	1.05
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	NIL
Yield to Maturity	7.25%
Effective Maturity	5 Years 6 Months 4 Days
Modified Duration	3 Years 10 Months 10 Days

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹10,797
31 Mar 22	₹11,284
31 Mar 23	₹11,743
31 Mar 24	₹12,607
31 Mar 25	₹13,628

HDFC Banking and PSU Debt Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for HDFC Banking and PSU Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Apr 25

Duration	Returns
1 Month	1.5%
3 Month	3.2%
6 Month	4.9%
1 Year	9.5%
3 Year	7.1%
5 Year	6.9%
10 Year
15 Year
Since launch	7.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7.9%
2022	6.8%
2021	3.3%
2020	3.7%
2019	10.6%
2018	10.2%
2017	5.9%
2016	6.3%
2015	10.8%
2014	9.8%

Fund Manager information for HDFC Banking and PSU Debt Fund

Name	Since	Tenure
Anil Bamboli	26 Mar 14	11.02 Yr.
Dhruv Muchhal	22 Jun 23	1.78 Yr.

Data below for HDFC Banking and PSU Debt Fund as on 31 Mar 25

Asset Allocation

Asset Class	Value
Cash	14.37%
Debt	85.38%
Other	0.25%

Debt Sector Allocation

Sector	Value
Government	45.44%
Corporate	41.45%
Cash Equivalent	12.86%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.18% Govt Stock 2033 Sovereign Bonds \| -	5%	₹290 Cr	29,000,000 ↑ 10,000,000
Indian Railway Finance Corporation Limited Debentures \| -	4%	₹274 Cr	27,500
HDFC Bank Limited Debentures \| -	4%	₹229 Cr	23,000 ↑ 23,000
Small Industries Development Bank Of India Debentures \| -	4%	₹224 Cr	22,500
7.26% Govt Stock 2033 Sovereign Bonds \| -	3%	₹216 Cr	21,500,000 ↑ 4,500,000
Indian Railway Finance Corporation Limited Debentures \| -	3%	₹200 Cr	20,000
7.1% Govt Stock 2029 Sovereign Bonds \| -	3%	₹194 Cr	19,500,000 ↑ 19,500,000
Power Finance Corporation Ltd. Debentures \| -	2%	₹150 Cr	15,000 ↑ 2,500
Rural Electrification Corporation Limited Debentures \| -	2%	₹149 Cr	1,500
National Bank For Agriculture And Rural Development Debentures \| -	2%	₹149 Cr	1,500 ↑ 1,500

3. HDFC Gilt Fund

(Erstwhile HDFC Gilt Fund - Long Term Plan)

The scheme seeks to generate credit risk - free returns through investments in sovereign securities issued by the Central Government and / or State Governments.

HDFC Gilt Fund is a Debt - Government Bond fund was launched on 25 Jul 01. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.5% since its launch. Ranked 7 in Government Bond category. Return for 2024 was 8.7% , 2023 was 7.1% and 2022 was 1.7% .

Below is the key information for HDFC Gilt Fund

HDFC Gilt Fund Growth
Launch Date	25 Jul 01
NAV (29 Apr 25)	₹55.835 ↑ 0.21 (0.37 %)
Net Assets (Cr)	₹2,907 on 31 Mar 25
Category	Debt - Government Bond
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆
Risk	Moderate
Expense Ratio	0.88
Sharpe Ratio	0.86
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	NIL
Yield to Maturity	6.85%
Effective Maturity	16 Years 11 Months 26 Days
Modified Duration	8 Years 4 Months 13 Days

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹10,608
31 Mar 22	₹10,992
31 Mar 23	₹11,375
31 Mar 24	₹12,246
31 Mar 25	₹13,383

HDFC Gilt Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for HDFC Gilt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Apr 25

Duration	Returns
1 Month	2.2%
3 Month	4.2%
6 Month	6.2%
1 Year	12.1%
3 Year	7.9%
5 Year	6.1%
10 Year
15 Year
Since launch	7.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	8.7%
2022	7.1%
2021	1.7%
2020	2.2%
2019	10.7%
2018	8.6%
2017	5.4%
2016	1.8%
2015	16.6%
2014	5.9%

Fund Manager information for HDFC Gilt Fund

Name	Since	Tenure
Anil Bamboli	1 Sep 07	17.59 Yr.
Dhruv Muchhal	22 Jun 23	1.78 Yr.

Data below for HDFC Gilt Fund as on 31 Mar 25

Asset Allocation

Asset Class	Value
Cash	2.31%
Debt	97.69%

Debt Sector Allocation

Sector	Value
Government	97.69%
Cash Equivalent	2.31%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.18% Govt Stock 2033 Sovereign Bonds \| -	19%	₹539 Cr	52,000,000
7.3% Govt Stock 2053 Sovereign Bonds \| -	17%	₹487 Cr	46,500,000
7.34% Govt Stock 2064 Sovereign Bonds \| -	10%	₹304 Cr	28,870,000
6.79% Govt Stock 2034 Sovereign Bonds \| -	9%	₹270 Cr	26,583,400
7.26% Govt Stock 2033 Sovereign Bonds \| -	9%	₹250 Cr	24,000,000
7.1% Govt Stock 2034 Sovereign Bonds \| -	7%	₹196 Cr	19,000,000
7.26% Govt Stock 2032 Sovereign Bonds \| -	6%	₹177 Cr	17,000,000
7.18% Govt Stock 2037 Sovereign Bonds \| -	4%	₹125 Cr	12,000,000
7.09% Govt Stock 2054 Sovereign Bonds \| -	3%	₹94 Cr	9,170,000
7.25% Govt Stock 2063 Sovereign Bonds \| -	3%	₹88 Cr	8,500,000

4. HDFC Credit Risk Debt Fund

(Erstwhile HDFC Corporate Debt Opportunities Fund)

To generate regular income and capital appreciation by investing predominantly in corporate debt.

HDFC Credit Risk Debt Fund is a Debt - Credit Risk fund was launched on 25 Mar 14. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8.1% since its launch. Ranked 9 in Credit Risk category. Return for 2024 was 8.2% , 2023 was 6.6% and 2022 was 3.7% .

Below is the key information for HDFC Credit Risk Debt Fund

HDFC Credit Risk Debt Fund Growth
Launch Date	25 Mar 14
NAV (29 Apr 25)	₹23.7794 ↑ 0.01 (0.04 %)
Net Assets (Cr)	₹7,230 on 31 Mar 25
Category	Debt - Credit Risk
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆☆
Risk	Moderate
Expense Ratio	1.51
Sharpe Ratio	1.04
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	0-12 Months (1%),12-18 Months (0.5%),18 Months and above(NIL)
Yield to Maturity	8.33%
Effective Maturity	4 Years 25 Days
Modified Duration	2 Years 7 Months 13 Days

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹10,938
31 Mar 22	₹11,696
31 Mar 23	₹12,169
31 Mar 24	₹13,089
31 Mar 25	₹14,112

HDFC Credit Risk Debt Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125 Invest Now

Returns for HDFC Credit Risk Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Apr 25

Duration	Returns
1 Month	1.1%
3 Month	2.6%
6 Month	4.1%
1 Year	8.9%
3 Year	7%
5 Year	7.9%
10 Year
15 Year
Since launch	8.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	8.2%
2022	6.6%
2021	3.7%
2020	7%
2019	10.9%
2018	8.6%
2017	5.4%
2016	6.6%
2015	11%
2014	9%

Fund Manager information for HDFC Credit Risk Debt Fund

Name	Since	Tenure
Shobhit Mehrotra	25 Mar 14	11.03 Yr.
Dhruv Muchhal	22 Jun 23	1.78 Yr.

Data below for HDFC Credit Risk Debt Fund as on 31 Mar 25

Asset Allocation

Asset Class	Value
Cash	29.35%
Equity	1.75%
Debt	68.63%
Other	0.27%

Debt Sector Allocation

Sector	Value
Corporate	54.36%
Cash Equivalent	29.35%
Government	11.64%
Securitized	2.64%

Credit Quality

Rating	Value
A	11.03%
AA	59.45%
AAA	29.52%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Power Finance Corporation Limited Debentures \| -	4%	₹294 Cr	2,790 ↑ 1,600
Tata Projects Limited Debentures \| -	3%	₹250 Cr	25,000
The Tata Power Company Limited Debentures \| -	3%	₹231 Cr	2,190
Embassy Office Parks Reit Unlisted bonds \| -	3%	₹214 Cr	6,058,223 ↑ 2,823,619
7.1% Govt Stock 2029 Sovereign Bonds \| -	3%	₹209 Cr	21,000,000 ↑ 21,000,000
TATA Motors Limited Debentures \| -	2%	₹200 Cr	2,000
Resco Global Wind Services Private Limited Debentures \| -	2%	₹200 Cr	20,000
Ongc Petro Additions Limited Debentures \| -	2%	₹200 Cr	20,000 ↑ 20,000
TVS Credit Services Limited Debentures \| -	2%	₹199 Cr	200 ↑ 30
TATA Motors Limited Debentures \| -	2%	₹190 Cr	1,900

5. HDFC Dynamic Debt Fund

(Erstwhile HDFC High Interest Fund - Dynamic Plan)

Seeks to generate income by investing in a range of debt and money market instruments of various maturity dates with a view to maximise income while maintaining the optimum balance of yield, safety and liquidity.

HDFC Dynamic Debt Fund is a Debt - Dynamic Bond fund was launched on 28 Apr 97. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8.2% since its launch. Ranked 21 in Dynamic Bond category. Return for 2024 was 8.5% , 2023 was 6.7% and 2022 was 1.6% .

Below is the key information for HDFC Dynamic Debt Fund

HDFC Dynamic Debt Fund Growth
Launch Date	28 Apr 97
NAV (29 Apr 25)	₹90.0685 ↑ 0.26 (0.29 %)
Net Assets (Cr)	₹778 on 31 Mar 25
Category	Debt - Dynamic Bond
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆
Risk	Moderate
Expense Ratio	1.47
Sharpe Ratio	0.58
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	0-6 Months (0.5%),6 Months and above(NIL)
Yield to Maturity	6.96%
Effective Maturity	16 Years 11 Months 1 Day
Modified Duration	7 Years 9 Months 18 Days

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹10,638
31 Mar 22	₹11,471
31 Mar 23	₹11,876
31 Mar 24	₹12,810
31 Mar 25	₹13,882

HDFC Dynamic Debt Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125 Invest Now

Returns for HDFC Dynamic Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Apr 25

Duration	Returns
1 Month	1.9%
3 Month	3.7%
6 Month	5.3%
1 Year	10.9%
3 Year	7.4%
5 Year	7.3%
10 Year
15 Year
Since launch	8.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	8.5%
2022	6.7%
2021	1.6%
2020	7.4%
2019	8.9%
2018	3.2%
2017	4.1%
2016	2.7%
2015	14.7%
2014	5.5%

Fund Manager information for HDFC Dynamic Debt Fund

Name	Since	Tenure
Anil Bamboli	16 Feb 04	21.14 Yr.
Dhruv Muchhal	22 Jun 23	1.78 Yr.

Data below for HDFC Dynamic Debt Fund as on 31 Mar 25

Asset Allocation

Asset Class	Value
Cash	2.95%
Equity	1.67%
Debt	95.14%
Other	0.24%

Debt Sector Allocation

Sector	Value
Government	84.53%
Corporate	9.88%
Cash Equivalent	2.95%
Securitized	0.74%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.18% Govt Stock 2033 Sovereign Bonds \| -	16%	₹105 Cr	10,500,000 ↑ 2,000,000
7.3% Govt Stock 2053 Sovereign Bonds \| -	10%	₹70 Cr	7,000,000 ↓ -4,500,000
7.26% Govt Stock 2032 Sovereign Bonds \| -	10%	₹68 Cr	6,750,000 ↑ 750,000
7.26% Govt Stock 2033 Sovereign Bonds \| -	9%	₹60 Cr	6,000,000 ↑ 1,000,000
7.53% Govt Stock 2034 Sovereign Bonds \| -	7%	₹50 Cr	5,000,000 ↑ 500,000
7.18% Govt Stock 2037 Sovereign Bonds \| -	7%	₹50 Cr	5,000,000 ↑ 3,000,000
7.25% Govt Stock 2063 Sovereign Bonds \| -	6%	₹40 Cr	4,000,000 ↓ -1,500,000
National Bank for Agriculture and Rural Development Domestic Bonds \| -	5%	₹35 Cr	3,500 ↑ 3,500
Rec Limited Debentures \| -	4%	₹26 Cr	250
HDFC Bank Limited Debentures \| -	4%	₹25 Cr	2,500

6. HDFC Medium Term Debt Fund

(Erstwhile HDFC High Interest Fund - Short Term Plan)

To generate income by investing in a range of debt and money market instruments of various maturity dates with a view to maximising income while maintaining the optimum balance of yield, safety and liquidity. The objective is to cater to the needs of investors with shorter term investment horizons and to provide stable returns over shorter periods.

HDFC Medium Term Debt Fund is a Debt - Medium term Bond fund was launched on 6 Feb 02. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.7% since its launch. Ranked 22 in Medium term Bond category. Return for 2024 was 8.1% , 2023 was 6.7% and 2022 was 2.9% .

Below is the key information for HDFC Medium Term Debt Fund

HDFC Medium Term Debt Fund Growth
Launch Date	6 Feb 02
NAV (29 Apr 25)	₹55.924 ↑ 0.06 (0.11 %)
Net Assets (Cr)	₹3,861 on 31 Mar 25
Category	Debt - Medium term Bond
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆
Risk	Moderate
Expense Ratio	1.29
Sharpe Ratio	1.03
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	0-1 Months (0.25%),1 Months and above(NIL)
Yield to Maturity	7.64%
Effective Maturity	6 Years 3 Months 14 Days
Modified Duration	3 Years 11 Months 8 Days

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹10,757
31 Mar 22	₹11,354
31 Mar 23	₹11,758
31 Mar 24	₹12,638
31 Mar 25	₹13,674

HDFC Medium Term Debt Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125 Invest Now

Returns for HDFC Medium Term Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Apr 25

Duration	Returns
1 Month	1.5%
3 Month	3.2%
6 Month	4.8%
1 Year	9.7%
3 Year	7.1%
5 Year	7.1%
10 Year
15 Year
Since launch	7.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	8.1%
2022	6.7%
2021	2.9%
2020	5%
2019	10%
2018	9.1%
2017	5.6%
2016	5.5%
2015	11.5%
2014	7.4%

Fund Manager information for HDFC Medium Term Debt Fund

Name	Since	Tenure
Shobhit Mehrotra	1 Sep 07	17.59 Yr.
Dhruv Muchhal	22 Jun 23	1.78 Yr.
Bhavyesh Divecha	1 Mar 25	0.08 Yr.

Data below for HDFC Medium Term Debt Fund as on 31 Mar 25

Asset Allocation

Asset Class	Value
Cash	14.63%
Equity	0.28%
Debt	84.84%
Other	0.25%

Debt Sector Allocation

Sector	Value
Corporate	49.52%
Government	35.06%
Cash Equivalent	14.04%
Securitized	0.85%

Credit Quality

Rating	Value
AA	39.75%
AAA	60.25%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.18% Govt Stock 2037 Sovereign Bonds \| -	6%	₹235 Cr	23,547,700 ↓ -6,500,000
7.26% Govt Stock 2032 Sovereign Bonds \| -	4%	₹151 Cr	15,000,000 ↑ 15,000,000
Tata Steel Limited Debentures \| -	3%	₹146 Cr	14,500
6.54% Govt Stock 2032 Sovereign Bonds \| -	3%	₹144 Cr	15,000,000 ↑ 10,000,000
7.26% Govt Stock 2033 Sovereign Bonds \| -	3%	₹141 Cr	14,000,000 ↑ 14,000,000
Jamnagar Utilities & Power Private Limited Debentures \| -	3%	₹120 Cr	1,250 ↑ 1,250
6.1% Govt Stock 2031 Sovereign Bonds \| -	2%	₹94 Cr	10,000,000 ↑ 2,500,000
Sikka Ports & Terminals Limited Debentures \| -	2%	₹93 Cr	950 ↑ 950
Bajaj Housing Finance Limited Debentures \| -	2%	₹89 Cr	900 ↑ 900
7.1% Govt Stock 2029 Sovereign Bonds \| -	2%	₹80 Cr	8,000,000 ↑ 8,000,000

7. HDFC Income Fund

Aims to optimise returns while maintaining a balance of safety, yield and liquidity.

HDFC Income Fund is a Debt - Medium to Long term fund was launched on 11 Sep 00. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.4% since its launch. Ranked 29 in Medium to Long term category. Return for 2024 was 9% , 2023 was 6.1% and 2022 was 0.9% .

Below is the key information for HDFC Income Fund

HDFC Income Fund Growth
Launch Date	11 Sep 00
NAV (29 Apr 25)	₹58.3923 ↑ 0.16 (0.27 %)
Net Assets (Cr)	₹885 on 31 Mar 25
Category	Debt - Medium to Long term
AMC	HDFC Asset Management Company Limited
Rating	☆☆
Risk	Moderate
Expense Ratio	1.53
Sharpe Ratio	0.67
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	0-1 Months (0.25%),1 Months and above(NIL)
Yield to Maturity	6.95%
Effective Maturity	12 Years 3 Months 18 Days
Modified Duration	6 Years 8 Months 23 Days

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹10,557
31 Mar 22	₹10,852
31 Mar 23	₹11,123
31 Mar 24	₹11,985
31 Mar 25	₹13,007

HDFC Income Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for HDFC Income Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Apr 25

Duration	Returns
1 Month	2%
3 Month	3.8%
6 Month	5.7%
1 Year	11.1%
3 Year	7.3%
5 Year	5.8%
10 Year
15 Year
Since launch	7.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	9%
2022	6.1%
2021	0.9%
2020	2.1%
2019	9.3%
2018	8.7%
2017	3.6%
2016	1.3%
2015	14.5%
2014	5.3%

Fund Manager information for HDFC Income Fund

Name	Since	Tenure
Shobhit Mehrotra	11 Sep 07	17.57 Yr.
Dhruv Muchhal	22 Jun 23	1.78 Yr.

Data below for HDFC Income Fund as on 31 Mar 25

Asset Allocation

Asset Class	Value
Cash	6.11%
Debt	93.66%
Other	0.23%

Debt Sector Allocation

Sector	Value
Government	78.36%
Corporate	14.82%
Cash Equivalent	6.11%
Securitized	0.48%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.18% Govt Stock 2037 Sovereign Bonds \| -	22%	₹170 Cr	17,000,000
7.41% Govt Stock 2036 Sovereign Bonds \| -	13%	₹102 Cr	10,000,000
7.54% Govt Stock 2036 Sovereign Bonds \| -	13%	₹98 Cr	9,500,000
7.18% Govt Stock 2033 Sovereign Bonds \| -	11%	₹85 Cr	8,500,000 ↑ 8,500,000
7.26% Govt Stock 2032 Sovereign Bonds \| -	5%	₹35 Cr	3,500,000 ↑ 3,500,000
Ntpc Limited Debentures \| -	3%	₹26 Cr	250
National Bank for Agriculture and Rural Development Domestic Bonds \| -	3%	₹25 Cr	2,500 ↑ 2,500
7.53% Govt Stock 2034 Sovereign Bonds \| -	3%	₹25 Cr	2,500,000
6.68% Govt Stock 2031 Sovereign Bonds \| -	3%	₹24 Cr	2,500,000 ↑ 1,000,000
Indigrid Infrastructure Trust Debentures \| -	3%	₹23 Cr	230,000

8. HDFC Short Term Debt Fund

(Erstwhile HDFC Short Term Opportunities Fund)

To generate regular income through investments in Debt/Money Market Instruments and Government Securities with maturities not exceeding 36 months.

HDFC Short Term Debt Fund is a Debt - Short term Bond fund was launched on 25 Jun 10. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 8.1% since its launch. Ranked 30 in Short term Bond category. Return for 2024 was 8.3% , 2023 was 7.1% and 2022 was 3.5% .

Below is the key information for HDFC Short Term Debt Fund

HDFC Short Term Debt Fund Growth
Launch Date	25 Jun 10
NAV (29 Apr 25)	₹31.7295 ↑ 0.03 (0.09 %)
Net Assets (Cr)	₹14,208 on 31 Mar 25
Category	Debt - Short term Bond
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆
Risk	Moderately Low
Expense Ratio	0.71
Sharpe Ratio	1.77
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	NIL
Yield to Maturity	7.47%
Effective Maturity	4 Years 2 Months 5 Days
Modified Duration	2 Years 9 Months 22 Days

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹10,851
31 Mar 22	₹11,348
31 Mar 23	₹11,847
31 Mar 24	₹12,759
31 Mar 25	₹13,829

HDFC Short Term Debt Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125 Invest Now

Returns for HDFC Short Term Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Apr 25

Duration	Returns
1 Month	1.4%
3 Month	3%
6 Month	4.8%
1 Year	9.5%
3 Year	7.3%
5 Year	7%
10 Year
15 Year
Since launch	8.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	8.3%
2022	7.1%
2021	3.5%
2020	3.9%
2019	11%
2018	9.7%
2017	7%
2016	6.5%
2015	9.3%
2014	8.7%

Fund Manager information for HDFC Short Term Debt Fund

Name	Since	Tenure
Anil Bamboli	25 Jun 10	14.78 Yr.
Dhruv Muchhal	22 Jun 23	1.78 Yr.

Data below for HDFC Short Term Debt Fund as on 31 Mar 25

Asset Allocation

Asset Class	Value
Cash	19.29%
Debt	80.43%
Other	0.28%

Debt Sector Allocation

Sector	Value
Government	42.85%
Corporate	37.72%
Cash Equivalent	18.71%
Securitized	0.43%

Credit Quality

Rating	Value
AA	11.77%
AAA	88.23%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.18% Govt Stock 2033 Sovereign Bonds \| -	8%	₹1,045 Cr	104,500,000 ↑ 22,000,000
7.3% Govt Stock 2028 Sovereign Bonds \| -	4%	₹515 Cr	51,500,000 ↑ 9,000,000
7.26% Govt Stock 2032 Sovereign Bonds \| -	3%	₹347 Cr	34,500,000
6.79% Govt Stock 2027 Sovereign Bonds \| -	2%	₹312 Cr	31,500,000 ↑ 31,500,000
7.1% Govt Stock 2029 Sovereign Bonds \| -	2%	₹279 Cr	28,000,000 ↑ 28,000,000
National Bank for Agriculture and Rural Development Domestic Bonds \| -	2%	₹251 Cr	25,000
State Bank Of India Debentures \| -	2%	₹250 Cr	2,500 ↑ 2,500
TVS Credit Services Limited Debentures \| -	2%	₹201 Cr	200
Small Industries Development Bank Of India Debentures \| -	2%	₹201 Cr	20,000
Ongc Petro Additions Limited Debentures \| -	2%	₹200 Cr	20,000 ↑ 20,000

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