ഫ്രാങ്ക്ലിൻ ടെമ്പിൾടൺ മ്യൂച്വൽ ഫണ്ട് 2022-ന്റെ 6 മികച്ച ഡെറ്റ് ഫണ്ടുകൾ

Updated on September 28, 2025 , 8351 views

ദിഡെറ്റ് ഫണ്ട് ഫ്രാങ്ക്ലിൻ ടെമ്പിൾടൺ ഓഫർ ചെയ്യുന്നത് ഒപ്റ്റിമൽ റിട്ടേൺ നൽകാനാണ് ലക്ഷ്യമിടുന്നത്നിക്ഷേപിക്കുന്നു ഉയർന്ന നിലവാരമുള്ള സർക്കാർ സെക്യൂരിറ്റികളിൽ. ഡെറ്റ് ഫണ്ടുകൾ വഴി, നിക്ഷേപകർക്ക് അവരുടെ ഹ്രസ്വകാലവും മധ്യകാലവും എളുപ്പത്തിൽ പ്ലാൻ ചെയ്യാൻ കഴിയുംസാമ്പത്തിക ലക്ഷ്യങ്ങൾ. തുടങ്ങിയ പദ്ധതികൾലിക്വിഡ് ഫണ്ടുകൾ, അൾട്രാഹ്രസ്വകാല ഫണ്ടുകൾ ഫ്രാങ്ക്ലിൻ ടെമ്പിൾട്ടണിന്റെ ഹ്രസ്വകാല ഫണ്ടുകൾ ഒരാളുടെ സാമ്പത്തിക ലക്ഷ്യങ്ങൾ നിറവേറ്റാൻ സഹായിക്കുന്നു.

നിക്ഷേപിക്കാൻ പദ്ധതിയിടുന്ന നിക്ഷേപകർക്ക് താഴെയുള്ള മികച്ച 7-ൽ നിന്ന് ഫണ്ടുകൾ തിരഞ്ഞെടുക്കാംമികച്ച ഡെറ്റ് ഫണ്ടുകൾ വഴിഫ്രാങ്ക്ലിൻ ടെമ്പിൾട്ടൺ മ്യൂച്വൽ ഫണ്ട്. AUM പോലെയുള്ള ചില പ്രധാന പാരാമീറ്ററുകൾ ഏറ്റെടുത്ത് ഈ ഫണ്ടുകൾ ഷോർട്ട്‌ലിസ്റ്റ് ചെയ്തിട്ടുണ്ട്,അല്ല, മുൻകാല പ്രകടനങ്ങൾ, പോർട്ട്‌ഫോളിയോയുടെ ശരാശരി മെച്യൂരിറ്റി, ദൈർഘ്യം മുതലായവ.

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ഫ്രാങ്ക്ലിൻ ടെമ്പിൾട്ടൺ മ്യൂച്വൽ ഫണ്ടിൽ നിക്ഷേപിക്കുന്നത് എന്തുകൊണ്ട്?

എനിക്ഷേപകൻ എ വഴി 500 രൂപയിൽ താഴെയുള്ള ഡെറ്റ് സ്കീമുകളിൽ നിക്ഷേപിക്കാംഎസ്.ഐ.പി കൂടാതെ INR 5,000 ഒരു ഒറ്റത്തവണ നിക്ഷേപം വഴി
ഡെറ്റ് ഫണ്ടുകൾ റെഗുലർ ഉണ്ടാക്കുന്നതിനുള്ള അനുയോജ്യമായ നിക്ഷേപമായി കണക്കാക്കപ്പെടുന്നുവരുമാനം. ഉദാഹരണത്തിന്, ഡിവിഡന്റ് പേഔട്ട് തിരഞ്ഞെടുക്കുന്നത് സാധാരണ വരുമാനത്തിനുള്ള ഒരു ഓപ്ഷനാണ്.
ഡെറ്റ് ഫണ്ടുകൾ സർക്കാർ സെക്യൂരിറ്റികളിലും കോർപ്പറേറ്റ് ഡെറ്റ്, ട്രഷറി ബില്ലുകൾ മുതലായ മറ്റ് സെക്യൂരിറ്റികളിലും നിക്ഷേപിക്കുന്നതിനാൽ, അവയെ ഇക്വിറ്റി ബാധിക്കില്ല.വിപണി അസ്ഥിരത.

മികച്ച ഫ്രാങ്ക്ലിൻ ടെമ്പിൾടൺ ഡെറ്റ് ഫണ്ടുകൾ

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	2024 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
Franklin India Savings Fund Growth	₹51.0631 ↑ 0.02	₹3,865	1.5	3.7	7.7	7.5	7.7	6.08%	5M 26D	6M 7D
Franklin India Corporate Debt Fund Growth	₹101.323 ↑ 0.06	₹1,071	1.3	5.3	9.3	7.7	7.6	7.12%	2Y 11M 5D	6Y 4M 17D
Franklin India Banking And PSU Debt Fund Growth	₹22.8245 ↑ 0.01	₹500	1.3	4	7.9	7.5	7.7	7.14%	3Y 2M 8D	6Y 5M 8D
Franklin India Ultra Short Bond Fund - Super Institutional Plan Growth	₹34.9131 ↑ 0.04	₹297	1.3	5.9	13.7	8.8		0%		1Y 15D
Franklin India Government Securities Fund Growth	₹58.7942 ↑ 0.16	₹149	0.2	1.3	5.2	6.2	7.3	7.54%	8Y 7M 24D	27Y 5M 5D
Franklin India Credit Risk Fund Growth	₹25.3348 ↑ 0.04	₹104	2.9	5	7.5	11		0%
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 1 Oct 25

Research Highlights & Commentary of 6 Funds showcased

Commentary	Franklin India Savings Fund	Franklin India Corporate Debt Fund	Franklin India Banking And PSU Debt Fund	Franklin India Ultra Short Bond Fund - Super Institutional Plan	Franklin India Government Securities Fund	Franklin India Credit Risk Fund
Point 1	Highest AUM (₹3,865 Cr).	Upper mid AUM (₹1,071 Cr).	Upper mid AUM (₹500 Cr).	Lower mid AUM (₹297 Cr).	Bottom quartile AUM (₹149 Cr).	Bottom quartile AUM (₹104 Cr).
Point 2	Established history (23+ yrs).	Oldest track record among peers (28 yrs).	Established history (11+ yrs).	Established history (17+ yrs).	Established history (23+ yrs).	Established history (13+ yrs).
Point 3	Top rated.	Rating: 2★ (lower mid).	Rating: 3★ (upper mid).	Rating: 1★ (bottom quartile).	Rating: 3★ (upper mid).	Rating: 1★ (bottom quartile).
Point 4	Risk profile: Moderately Low.	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderate.
Point 5	1Y return: 7.75% (lower mid).	1Y return: 9.31% (upper mid).	1Y return: 7.89% (upper mid).	1Y return: 13.69% (top quartile).	1Y return: 5.21% (bottom quartile).	1Y return: 7.45% (bottom quartile).
Point 6	1M return: 0.50% (bottom quartile).	1M return: 0.67% (lower mid).	1M return: 0.78% (upper mid).	1M return: 0.59% (bottom quartile).	1M return: 1.82% (top quartile).	1M return: 0.91% (upper mid).
Point 7	Sharpe: 2.97 (top quartile).	Sharpe: 1.26 (upper mid).	Sharpe: 1.04 (lower mid).	Sharpe: 2.57 (upper mid).	Sharpe: -0.55 (bottom quartile).	Sharpe: 0.29 (bottom quartile).
Point 8	Information ratio: 0.00 (top quartile).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (lower mid).	Information ratio: 0.00 (bottom quartile).	Information ratio: 0.00 (bottom quartile).
Point 9	Yield to maturity (debt): 6.08% (lower mid).	Yield to maturity (debt): 7.12% (upper mid).	Yield to maturity (debt): 7.14% (upper mid).	Yield to maturity (debt): 0.00% (bottom quartile).	Yield to maturity (debt): 7.54% (top quartile).	Yield to maturity (debt): 0.00% (bottom quartile).
Point 10	Modified duration: 0.49 yrs (upper mid).	Modified duration: 2.93 yrs (lower mid).	Modified duration: 3.19 yrs (bottom quartile).	Modified duration: 0.00 yrs (top quartile).	Modified duration: 8.65 yrs (bottom quartile).	Modified duration: 0.00 yrs (upper mid).

Franklin India Savings Fund

Highest AUM (₹3,865 Cr).
Established history (23+ yrs).
Top rated.
Risk profile: Moderately Low.
1Y return: 7.75% (lower mid).
1M return: 0.50% (bottom quartile).
Sharpe: 2.97 (top quartile).
Information ratio: 0.00 (top quartile).
Yield to maturity (debt): 6.08% (lower mid).
Modified duration: 0.49 yrs (upper mid).

Franklin India Corporate Debt Fund

Upper mid AUM (₹1,071 Cr).
Oldest track record among peers (28 yrs).
Rating: 2★ (lower mid).
Risk profile: Moderate.
1Y return: 9.31% (upper mid).
1M return: 0.67% (lower mid).
Sharpe: 1.26 (upper mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 7.12% (upper mid).
Modified duration: 2.93 yrs (lower mid).

Franklin India Banking And PSU Debt Fund

Upper mid AUM (₹500 Cr).
Established history (11+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderate.
1Y return: 7.89% (upper mid).
1M return: 0.78% (upper mid).
Sharpe: 1.04 (lower mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 7.14% (upper mid).
Modified duration: 3.19 yrs (bottom quartile).

Franklin India Ultra Short Bond Fund - Super Institutional Plan

Lower mid AUM (₹297 Cr).
Established history (17+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderate.
1Y return: 13.69% (top quartile).
1M return: 0.59% (bottom quartile).
Sharpe: 2.57 (upper mid).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 0.00% (bottom quartile).
Modified duration: 0.00 yrs (top quartile).

Franklin India Government Securities Fund

Bottom quartile AUM (₹149 Cr).
Established history (23+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderate.
1Y return: 5.21% (bottom quartile).
1M return: 1.82% (top quartile).
Sharpe: -0.55 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 7.54% (top quartile).
Modified duration: 8.65 yrs (bottom quartile).

Franklin India Credit Risk Fund

Bottom quartile AUM (₹104 Cr).
Established history (13+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderate.
1Y return: 7.45% (bottom quartile).
1M return: 0.91% (upper mid).
Sharpe: 0.29 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 0.00% (bottom quartile).
Modified duration: 0.00 yrs (upper mid).

1. Franklin India Savings Fund

(Erstwhile Franklin India Savings Plus Fund Retail Option)

Aims to provide income consistent with the prudent risk from a portfolio comprising substantially of floating rate debt instruments, fixed rate debt instruments swapped for floating rate returns, and also fixed rate instruments and money market instruments.

Research Highlights for Franklin India Savings Fund

Highest AUM (₹3,865 Cr).
Established history (23+ yrs).
Top rated.
Risk profile: Moderately Low.
1Y return: 7.75% (lower mid).
1M return: 0.50% (bottom quartile).
Sharpe: 2.97 (top quartile).
Information ratio: 0.00 (top quartile).
Yield to maturity (debt): 6.08% (lower mid).
Modified duration: 0.49 yrs (upper mid).
Average maturity: 0.52 yrs (upper mid).
Exit load: NIL.
Top sector: Financial Services.
Higher exposure to Cash Equivalent (bond sector) vs peer median.
Conservative stance with elevated cash (~86%).
High-quality debt (AAA/AA ~100%).
Largest holding Export-Import Bank Of India (~7.6%).

Below is the key information for Franklin India Savings Fund

Franklin India Savings Fund Growth
Launch Date	11 Feb 02
NAV (01 Oct 25)	₹51.0631 ↑ 0.02 (0.03 %)
Net Assets (Cr)	₹3,865 on 31 Aug 25
Category	Debt - Money Market
AMC	Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating	☆☆☆
Risk	Moderately Low
Expense Ratio	0.3
Sharpe Ratio	2.97
Information Ratio	0
Alpha Ratio	0
Min Investment	10,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	6.08%
Effective Maturity	6 Months 7 Days
Modified Duration	5 Months 26 Days

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹10,365
30 Sep 22	₹10,748
30 Sep 23	₹11,511
30 Sep 24	₹12,385
30 Sep 25	₹13,344

Franklin India Savings Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Franklin India Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Oct 25

Duration	Returns
1 Month	0.5%
3 Month	1.5%
6 Month	3.7%
1 Year	7.7%
3 Year	7.5%
5 Year	5.9%
10 Year
15 Year
Since launch	7.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.7%
2023	7.3%
2022	4.4%
2021	3.6%
2020	6%
2019	8.5%
2018	7.5%
2017	7.2%
2016	8.1%
2015	8.3%

Fund Manager information for Franklin India Savings Fund

Name	Since	Tenure
Rahul Goswami	6 Oct 23	1.91 Yr.
Rohan Maru	10 Oct 24	0.89 Yr.
Chandni Gupta	30 Apr 24	1.34 Yr.

Data below for Franklin India Savings Fund as on 31 Aug 25

Asset Allocation

Asset Class	Value
Cash	86.34%
Debt	13.39%
Other	0.27%

Debt Sector Allocation

Sector	Value
Cash Equivalent	38.17%
Corporate	32.88%
Government	28.68%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
364 Days Tbill (Md 05/03/2026) Sovereign Bonds \| -	6%	₹219 Cr	22,500,000
Kotak Mahindra Bank Ltd. Debentures \| -	2%	₹73 Cr	1,500
364 Days Tbill Red 12-03-2026 Sovereign Bonds \| -	1%	₹49 Cr	5,000,000
Indian Bank Domestic Bonds \| -	1%	₹48 Cr	1,000
HDFC Bank Ltd. Debentures \| -	1%	₹48 Cr	1,000
08.39 RJ UDAY 2026 Domestic Bonds \| -	1%	₹29 Cr	2,860,000
Treasury Bills Sovereign Bonds \| -	0%	₹15 Cr	1,500,000 ↑ 1,500,000
Corporate Debt Market Development Fund Class A2 Investment Fund \| -	0%	₹9 Cr	8,236
364 DTB 22012026 Sovereign Bonds \| -	0%	₹3 Cr	316,500
Export-Import Bank Of India Certificate of Deposit \| -	8%	₹267 Cr	5,500

2. Franklin India Corporate Debt Fund

(Erstwhile Franklin India Income Builder Account - Plan A)

The investment objective of the Scheme is primarily to provide investors Regular income under the Dividend Plan and Capital appreciation under the Growth Plan.

Research Highlights for Franklin India Corporate Debt Fund

Upper mid AUM (₹1,071 Cr).
Oldest track record among peers (28 yrs).
Rating: 2★ (lower mid).
Risk profile: Moderate.
1Y return: 9.31% (upper mid).
1M return: 0.67% (lower mid).
Sharpe: 1.26 (upper mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 7.12% (upper mid).
Modified duration: 2.93 yrs (lower mid).
Average maturity: 6.38 yrs (lower mid).
Exit load: 0-1 Years (0.5%),1 Years and above(NIL).
Higher exposure to Financial Services vs peer median.
Top bond sector: Corporate.
Debt-heavy allocation (~93%).
High-quality debt (AAA/AA ~100%).
Largest holding Jubilant Bevco Limited (~6.2%).

Below is the key information for Franklin India Corporate Debt Fund

Franklin India Corporate Debt Fund Growth
Launch Date	23 Jun 97
NAV (01 Oct 25)	₹101.323 ↑ 0.06 (0.06 %)
Net Assets (Cr)	₹1,071 on 31 Aug 25
Category	Debt - Corporate Bond
AMC	Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating	☆☆
Risk	Moderate
Expense Ratio	0.79
Sharpe Ratio	1.26
Information Ratio	0
Alpha Ratio	0
Min Investment	10,000
Min SIP Investment	500
Exit Load	0-1 Years (0.5%),1 Years and above(NIL)
Yield to Maturity	7.12%
Effective Maturity	6 Years 4 Months 17 Days
Modified Duration	2 Years 11 Months 5 Days

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹10,591
30 Sep 22	₹10,837
30 Sep 23	₹11,538
30 Sep 24	₹12,397
30 Sep 25	₹13,551

Franklin India Corporate Debt Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for Franklin India Corporate Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Oct 25

Duration	Returns
1 Month	0.7%
3 Month	1.3%
6 Month	5.3%
1 Year	9.3%
3 Year	7.7%
5 Year	6.3%
10 Year
15 Year
Since launch	8.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.6%
2023	6.5%
2022	3.2%
2021	3.8%
2020	9%
2019	9.2%
2018	7.5%
2017	7.7%
2016	9%
2015	8.4%

Fund Manager information for Franklin India Corporate Debt Fund

Name	Since	Tenure
Rahul Goswami	6 Oct 23	1.9 Yr.
Anuj Tagra	7 Mar 24	1.48 Yr.
Chandni Gupta	7 Mar 24	1.48 Yr.

Data below for Franklin India Corporate Debt Fund as on 31 Aug 25

Asset Allocation

Asset Class	Value
Cash	2.63%
Debt	93.41%
Other	3.96%

Debt Sector Allocation

Sector	Value
Corporate	71.97%
Government	21.44%
Cash Equivalent	2.63%

Credit Quality

Rating	Value
AA	10.65%
AAA	89.35%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Jubilant Bevco Limited Debentures \| -	6%	₹69 Cr	6,576
HDFC Bank Limited Debentures \| -	6%	₹62 Cr	60
Small Industries Development Bank Of India Debentures \| -	5%	₹53 Cr	500
Summit Digitel Infrastructure Limited Debentures \| -	5%	₹52 Cr	5,000
Rec Limited Debentures \| -	5%	₹52 Cr	500
Sikka Ports & Terminals Limited Debentures \| -	5%	₹51 Cr	500
Embassy Office Parks Reit Debentures \| -	5%	₹51 Cr	5,000
National Bank For Agriculture And Rural Development Debentures \| -	5%	₹51 Cr	5,000
Rec Limited Debentures \| -	5%	₹50 Cr	9,000
Power Finance Corporation Limited Debentures \| -	4%	₹48 Cr	4,550

3. Franklin India Banking And PSU Debt Fund

The fund seeks to provide income through a portfolio of debt and money market instruments consisting predominantly of securities issued by entities such as Banks and Public Sector Undertakings (PSUs). However, there is no assurance or guarantee that the objective of the scheme will be achieved.

Research Highlights for Franklin India Banking And PSU Debt Fund

Upper mid AUM (₹500 Cr).
Established history (11+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderate.
1Y return: 7.89% (upper mid).
1M return: 0.78% (upper mid).
Sharpe: 1.04 (lower mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 7.14% (upper mid).
Modified duration: 3.19 yrs (bottom quartile).
Average maturity: 6.44 yrs (bottom quartile).
Exit load: NIL.
Top bond sector: Corporate.
Debt-heavy allocation (~84%).
High-quality debt (AAA/AA ~100%).
Largest holding India Infrastructure Finance Company Limited (~10.6%).

Below is the key information for Franklin India Banking And PSU Debt Fund

Franklin India Banking And PSU Debt Fund Growth
Launch Date	25 Apr 14
NAV (01 Oct 25)	₹22.8245 ↑ 0.01 (0.04 %)
Net Assets (Cr)	₹500 on 31 Aug 25
Category	Debt - Banking & PSU Debt
AMC	Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating	☆☆☆
Risk	Moderate
Expense Ratio	0.52
Sharpe Ratio	1.04
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	7.14%
Effective Maturity	6 Years 5 Months 8 Days
Modified Duration	3 Years 2 Months 8 Days

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹10,536
30 Sep 22	₹10,784
30 Sep 23	₹11,518
30 Sep 24	₹12,403
30 Sep 25	₹13,382

Franklin India Banking And PSU Debt Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for Franklin India Banking And PSU Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Oct 25

Duration	Returns
1 Month	0.8%
3 Month	1.3%
6 Month	4%
1 Year	7.9%
3 Year	7.5%
5 Year	6%
10 Year
15 Year
Since launch	7.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.7%
2023	6.8%
2022	3.3%
2021	3.7%
2020	9.1%
2019	11.2%
2018	6.9%
2017	6.3%
2016	9.7%
2015	7.3%

Fund Manager information for Franklin India Banking And PSU Debt Fund

Name	Since	Tenure
Anuj Tagra	7 Mar 24	1.49 Yr.
Chandni Gupta	7 Mar 24	1.49 Yr.
Sandeep Manam	18 Oct 21	3.87 Yr.

Data below for Franklin India Banking And PSU Debt Fund as on 31 Aug 25

Asset Allocation

Asset Class	Value
Cash	7.7%
Debt	83.65%
Other	8.64%

Debt Sector Allocation

Sector	Value
Corporate	70.96%
Government	17.63%
Cash Equivalent	2.77%

Credit Quality

Rating	Value
AA	9.95%
AAA	90.05%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
India Infrastructure Finance Company Limited Debentures \| -	11%	₹53 Cr	5,000
Frnkln Tem Gbl Fds Investment Fund \| -	8%	₹41 Cr	4,000,000
Jubilant Bevco Limited Debentures \| -	8%	₹39 Cr	3,747 ↓ -100
Rec Limited Debentures \| -	7%	₹34 Cr	6,000
Small Industries Development Bank Of India Debentures \| -	5%	₹27 Cr	250
State Bank Of India Debentures \| -	5%	₹27 Cr	250
Power Finance Corporation Limited Debentures \| -	5%	₹26 Cr	2,500
Housing And Urban Development Corporation Limited Debentures \| -	5%	₹25 Cr	2,500
ICICI Bank Limited Debentures \| -	5%	₹25 Cr	25
National Bank For Agriculture And Rural Development Debentures \| -	5%	₹25 Cr	2,500

4. Franklin India Ultra Short Bond Fund - Super Institutional Plan

To provide a combination of regular income and high liquidity by investing primarily in a mix of short term debt and money market instruments.

Research Highlights for Franklin India Ultra Short Bond Fund - Super Institutional Plan

Lower mid AUM (₹297 Cr).
Established history (17+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderate.
1Y return: 13.69% (top quartile).
1M return: 0.59% (bottom quartile).
Sharpe: 2.57 (upper mid).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 0.00% (bottom quartile).
Modified duration: 0.00 yrs (top quartile).
Average maturity: 1.04 yrs (upper mid).
Exit load: NIL.

Below is the key information for Franklin India Ultra Short Bond Fund - Super Institutional Plan

Franklin India Ultra Short Bond Fund - Super Institutional Plan Growth
Launch Date	18 Dec 07
NAV (07 Aug 22)	₹34.9131 ↑ 0.04 (0.11 %)
Net Assets (Cr)	₹297 on 31 Jul 22
Category	Debt - Ultrashort Bond
AMC	Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating	☆
Risk	Moderate
Expense Ratio	0.52
Sharpe Ratio	2.57
Information Ratio	0
Alpha Ratio	0
Min Investment	10,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	0%
Effective Maturity	1 Year 15 Days
Modified Duration

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹10,936

Franklin India Ultra Short Bond Fund - Super Institutional Plan SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹206,148.
Net Profit of ₹26,148 Invest Now

Purchase not allowed

Returns for Franklin India Ultra Short Bond Fund - Super Institutional Plan

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Oct 25

Duration	Returns
1 Month	0.6%
3 Month	1.3%
6 Month	5.9%
1 Year	13.7%
3 Year	8.8%
5 Year	8.7%
10 Year
15 Year
Since launch	8.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015

Fund Manager information for Franklin India Ultra Short Bond Fund - Super Institutional Plan

Name	Since	Tenure

Data below for Franklin India Ultra Short Bond Fund - Super Institutional Plan as on 31 Jul 22

Asset Allocation

Asset Class	Value

Debt Sector Allocation

Sector	Value

Credit Quality

Rating	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

5. Franklin India Government Securities Fund

(Erstwhile Franklin India Government Securities Fund - Long Term Plan)

Aims to invest exclusively in government securities of Zero credit or default risk

Research Highlights for Franklin India Government Securities Fund

Bottom quartile AUM (₹149 Cr).
Established history (23+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderate.
1Y return: 5.21% (bottom quartile).
1M return: 1.82% (top quartile).
Sharpe: -0.55 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 7.54% (top quartile).
Modified duration: 8.65 yrs (bottom quartile).
Average maturity: 27.43 yrs (bottom quartile).
Exit load: NIL.
Higher exposure to Government (bond sector) vs peer median.
Debt-heavy allocation (~66%).
High-quality debt (AAA/AA ~100%).
Largest holding 6.9% Govt Stock 2065 (~31.2%).
Top-3 holdings concentration ~70.9%.

Below is the key information for Franklin India Government Securities Fund

Franklin India Government Securities Fund Growth
Launch Date	7 Dec 01
NAV (01 Oct 25)	₹58.7942 ↑ 0.16 (0.27 %)
Net Assets (Cr)	₹149 on 31 Aug 25
Category	Debt - Government Bond
AMC	Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating	☆☆☆
Risk	Moderate
Expense Ratio	1.14
Sharpe Ratio	-0.55
Information Ratio	0
Alpha Ratio	0
Min Investment	10,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	7.54%
Effective Maturity	27 Years 5 Months 5 Days
Modified Duration	8 Years 7 Months 24 Days

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹10,358
30 Sep 22	₹10,480
30 Sep 23	₹11,063
30 Sep 24	₹11,914
30 Sep 25	₹12,535

Franklin India Government Securities Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹194,235.
Net Profit of ₹14,235 Invest Now

Returns for Franklin India Government Securities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Oct 25

Duration	Returns
1 Month	1.8%
3 Month	0.2%
6 Month	1.3%
1 Year	5.2%
3 Year	6.2%
5 Year	4.6%
10 Year
15 Year
Since launch	7.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.3%
2023	5.5%
2022	2.5%
2021	2.1%
2020	8.5%
2019	8%
2018	4.3%
2017	0.1%
2016	15.7%
2015	5.4%

Fund Manager information for Franklin India Government Securities Fund

Name	Since	Tenure
Rahul Goswami	6 Oct 23	1.9 Yr.
Anuj Tagra	7 Mar 24	1.48 Yr.

Data below for Franklin India Government Securities Fund as on 31 Aug 25

Asset Allocation

Asset Class	Value
Cash	7.77%
Debt	65.84%
Other	26.4%

Debt Sector Allocation

Sector	Value
Government	65.84%
Cash Equivalent	7.77%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
6.9% Govt Stock 2065 Sovereign Bonds \| -	31%	₹49 Cr	4,954,400 ↓ -2,000,000
7.77% Wb Sdl (28-Aug-2046) Sovereign Bonds \| -	26%	₹41 Cr	4,000,000
7.82% Jammu & Kashmir Sdl (28-Aug-2042) Sovereign Bonds \| -	13%	₹21 Cr	2,000,000
6.33% Govt Stock 2035 Sovereign Bonds \| -	10%	₹15 Cr	1,500,000 ↑ 1,500,000
Andhra Pradesh (Government of) 6.84% - \| -	9%	₹15 Cr	1,500,000
7.24% Govt Stock 2055 Sovereign Bonds \| -	1%	₹2 Cr	205,100 ↑ 182,100
07.32% Chattisgarh Sdl Sovereign Bonds \| -	0%	₹1 Cr	52,560
7.32% State Government Securities Sovereign Bonds \| -	0%	₹0 Cr	50,000
Rajasthan (Government of ) 7.1% - \| -	0%	₹0 Cr	41,700
Call, Cash & Other Assets CBLO \| -	8%	₹12 Cr

6. Franklin India Credit Risk Fund

(Erstwhile Franklin India Corporate Bond Opportunities Fund)

The Fund seeks to provide regular income and capital appreciation through a focus on corporate securities.

Research Highlights for Franklin India Credit Risk Fund

Bottom quartile AUM (₹104 Cr).
Established history (13+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderate.
1Y return: 7.45% (bottom quartile).
1M return: 0.91% (upper mid).
Sharpe: 0.29 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 0.00% (bottom quartile).
Modified duration: 0.00 yrs (upper mid).
Average maturity: 0.00 yrs (top quartile).
Exit load: 0-12 Months (3%),12-24 Months (2%),24-36 Months (1%),36 Months and above(NIL).

Below is the key information for Franklin India Credit Risk Fund

Franklin India Credit Risk Fund Growth
Launch Date	30 Nov 11
NAV (11 Jun 23)	₹25.3348 ↑ 0.04 (0.14 %)
Net Assets (Cr)	₹104 on 15 Jul 23
Category	Debt - Credit Risk
AMC	Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating	☆
Risk	Moderate
Expense Ratio	0.04
Sharpe Ratio	0.29
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-12 Months (3%),12-24 Months (2%),24-36 Months (1%),36 Months and above(NIL)
Yield to Maturity	0%
Effective Maturity
Modified Duration

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹11,915
30 Sep 22	₹12,623

Franklin India Credit Risk Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Purchase not allowed

Returns for Franklin India Credit Risk Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Oct 25

Duration	Returns
1 Month	0.9%
3 Month	2.9%
6 Month	5%
1 Year	7.5%
3 Year	11%
5 Year	7%
10 Year
15 Year
Since launch	8.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015

Fund Manager information for Franklin India Credit Risk Fund

Name	Since	Tenure

Data below for Franklin India Credit Risk Fund as on 15 Jul 23

Asset Allocation

Asset Class	Value

Debt Sector Allocation

Sector	Value

Credit Quality

Rating	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

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