3 - 6 महिन्यांसाठी सर्वोत्तम म्युच्युअल फंड

Updated on January 29, 2026 , 111580 views

3 ते 6 महिन्यांच्या अल्प कालावधीसाठी, तुम्ही एकतर तुमचे पैसे पार्क करू शकतालिक्विड म्युच्युअल फंड किंवा अल्ट्रा शॉर्ट टर्मडेट म्युच्युअल फंड. द्रवम्युच्युअल फंड साधारणपणे सरकारी रोख्यांमध्ये गुंतवणूक करा आणि 3 महिन्यांपर्यंतच्या ठेवींचे प्रमाणपत्र.

तथापि, जर कोणी जास्त परताव्याची जोखीम घेण्यास उत्सुक असेल तर खालील काही पर्याय पाहू शकता

टॉप 5 हॉट म्युच्युअल फंड 3 महिने

खाली यादी आहेसर्वोत्तम म्युच्युअल फंड निव्वळ मालमत्ता संपली100 कोटी आणि गेल्या 3 महिन्यांत सर्वोत्तम परतावा दिला आहे.

1. DSP World Gold Fund

"The primary investment objective of the Scheme is to seek capital appreciation by investing predominantly in units of MLIIF - WGF. The Scheme may, at the discretion of the Investment Manager, also invest in the units of other similar overseas mutual fund schemes, which may constitute a significant part of its corpus. The Scheme may also invest a certain portion of its corpus in money market securities and/or units of money market/liquid schemes of DSP Merrill Lynch Mutual Fund, in order to meet liquidity requirements from time to time. However, there is no assurance that the investment objective of the Scheme will be realized."

Research Highlights for DSP World Gold Fund

Bottom quartile AUM (₹1,756 Cr).
Oldest track record among peers (18 yrs).
Top rated.
Risk profile: High.
5Y return: 29.97% (top quartile).
3Y return: 56.94% (top quartile).
1Y return: 206.15% (top quartile).
Alpha: 1.32 (top quartile).
Sharpe: 3.42 (bottom quartile).
Information ratio: -0.67 (bottom quartile).
Top sector: Basic Materials.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~95%).
Largest holding BGF World Gold I2 (~73.7%).
Top-3 holdings concentration ~100.4%.

Below is the key information for DSP World Gold Fund

DSP World Gold Fund Growth
Launch Date	14 Sep 07
NAV (29 Jan 26)	₹68.627 ↓ -0.49 (-0.71 %)
Net Assets (Cr)	₹1,756 on 31 Dec 25
Category	Equity - Global
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	☆☆☆
Risk	High
Expense Ratio	1.41
Sharpe Ratio	3.42
Information Ratio	-0.67
Alpha Ratio	1.32
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 21	₹10,000
31 Jan 22	₹8,807
31 Jan 23	₹9,422
31 Jan 24	₹8,517
31 Jan 25	₹12,548
31 Jan 26	₹37,089

DSP World Gold Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹627,226.
Net Profit of ₹327,226 Invest Now

Returns for DSP World Gold Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Jan 26

Duration	Returns
1 Month	29.4%
3 Month	63.1%
6 Month	121.5%
1 Year	206.2%
3 Year	56.9%
5 Year	30%
10 Year
15 Year
Since launch	11.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	167.1%
2023	15.9%
2022	7%
2021	-7.7%
2020	-9%
2019	31.4%
2018	35.1%
2017	-10.7%
2016	-4%
2015	52.7%

Fund Manager information for DSP World Gold Fund

Name	Since	Tenure
Jay Kothari	1 Mar 13	12.85 Yr.

Data below for DSP World Gold Fund as on 31 Dec 25

Equity Sector Allocation

Sector	Value
Basic Materials	94.95%

Asset Allocation

Asset Class	Value
Cash	2.43%
Equity	94.95%
Debt	0.01%
Other	2.6%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
BGF World Gold I2 Investment Fund \| -	74%	₹1,294 Cr	1,219,254 ↓ -59,731
VanEck Gold Miners ETF - \| GDX	25%	₹442 Cr	573,719
Treps / Reverse Repo Investments CBLO/Reverse Repo \| -	2%	₹28 Cr
Net Receivables/Payables Net Current Assets \| -	0%	-₹8 Cr

2. DSP World Mining Fund

The primary investment objective of the Scheme is to seek capital appreciation by investing predominantly in the units of BlackRock Global Funds – World Mining Fund. The Scheme may, at the discretion of the Investment Manager, also invest in the units of other similar overseas mutual fund schemes, which may constitute a significant part of its corpus. The Scheme may also invest a certain portion of its corpus in money market securities and/or money market/liquid schemes of DSP BlackRock Mutual Fund, in order to meet liquidity requirements from time to time.

Research Highlights for DSP World Mining Fund

Bottom quartile AUM (₹154 Cr).
Established history (16+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 22.66% (bottom quartile).
3Y return: 23.64% (bottom quartile).
1Y return: 120.49% (upper mid).
Alpha: 0.00 (upper mid).
Sharpe: 3.27 (bottom quartile).
Information ratio: 0.00 (top quartile).
Top sector: Basic Materials.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
Largest holding BGF World Mining I2 (~99.0%).
Top-3 holdings concentration ~102.1%.

Below is the key information for DSP World Mining Fund

DSP World Mining Fund Growth
Launch Date	29 Dec 09
NAV (29 Jan 26)	₹34.2284 ↑ 0.68 (2.03 %)
Net Assets (Cr)	₹154 on 31 Dec 25
Category	Equity - Global
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	☆☆☆
Risk	High
Expense Ratio	1.14
Sharpe Ratio	3.27
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 21	₹10,000
31 Jan 22	₹11,733
31 Jan 23	₹14,422
31 Jan 24	₹12,454
31 Jan 25	₹12,799
31 Jan 26	₹25,833

DSP World Mining Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691 Invest Now

Returns for DSP World Mining Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Jan 26

Duration	Returns
1 Month	28.3%
3 Month	50.2%
6 Month	89.6%
1 Year	120.5%
3 Year	23.6%
5 Year	22.7%
10 Year
15 Year
Since launch	8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	79%
2023	-8.1%
2022	0%
2021	12.2%
2020	18%
2019	34.9%
2018	21.5%
2017	-9.4%
2016	21.1%
2015	49.7%

Fund Manager information for DSP World Mining Fund

Name	Since	Tenure
Jay Kothari	1 Mar 13	12.85 Yr.

Data below for DSP World Mining Fund as on 31 Dec 25

Equity Sector Allocation

Sector	Value
Basic Materials	97.27%
Energy	1.09%

Asset Allocation

Asset Class	Value
Cash	1.64%
Equity	98.36%
Debt	0%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
BGF World Mining I2 Investment Fund \| -	99%	₹152 Cr	150,390 ↓ -43,229
Treps / Reverse Repo Investments CBLO/Reverse Repo \| -	2%	₹3 Cr
Net Receivables/Payables Net Current Assets \| -	1%	-₹2 Cr

3. ICICI Prudential Regular Gold Savings Fund

ICICI Prudential Regular Gold Savings Fund (the Scheme) is a fund of funds scheme with the primary objective to generate returns by investing in units of ICICI Prudential Gold Exchange Traded Fund (IPru Gold ETF). However, there can be no assurance that the investment objectives of the Scheme will be realized.

Research Highlights for ICICI Prudential Regular Gold Savings Fund

Upper mid AUM (₹4,482 Cr).
Established history (14+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 27.91% (upper mid).
3Y return: 44.33% (upper mid).
1Y return: 116.66% (lower mid).
1M return: 30.27% (upper mid).
Alpha: 0.00 (lower mid).
Sharpe: 4.33 (lower mid).
Information ratio: 0.00 (upper mid).
Top bond sector: Cash Equivalent.
Largest holding ICICI Pru Gold ETF (~99.9%).
Top-3 holdings concentration ~103.1%.

Below is the key information for ICICI Prudential Regular Gold Savings Fund

ICICI Prudential Regular Gold Savings Fund Growth
Launch Date	11 Oct 11
NAV (29 Jan 26)	₹55.0727 ↑ 4.29 (8.46 %)
Net Assets (Cr)	₹4,482 on 31 Dec 25
Category	Gold - Gold
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆
Risk	Moderately High
Expense Ratio	0.38
Sharpe Ratio	4.33
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-15 Months (2%),15 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 21	₹10,000
31 Jan 22	₹9,678
31 Jan 23	₹11,361
31 Jan 24	₹12,399
31 Jan 25	₹16,060
31 Jan 26	₹34,236

ICICI Prudential Regular Gold Savings Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹598,181.
Net Profit of ₹298,181 Invest Now

Returns for ICICI Prudential Regular Gold Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Jan 26

Duration	Returns
1 Month	30.3%
3 Month	48.1%
6 Month	80.2%
1 Year	116.7%
3 Year	44.3%
5 Year	27.9%
10 Year
15 Year
Since launch	12.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	72%
2023	19.5%
2022	13.5%
2021	12.7%
2020	-5.4%
2019	26.6%
2018	22.7%
2017	7.4%
2016	0.8%
2015	8.9%

Fund Manager information for ICICI Prudential Regular Gold Savings Fund

Name	Since	Tenure
Manish Banthia	27 Sep 12	13.27 Yr.
Nishit Patel	29 Dec 20	5.01 Yr.
Ashwini Bharucha	1 Nov 25	0.17 Yr.
Venus Ahuja	1 Nov 25	0.17 Yr.

Data below for ICICI Prudential Regular Gold Savings Fund as on 31 Dec 25

Asset Allocation

Asset Class	Value
Cash	1.46%
Other	98.54%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Pru Gold ETF - \| -	100%	₹4,479 Cr	391,858,244 ↑ 23,365,770
Treps CBLO/Reverse Repo \| -	2%	₹73 Cr
Net Current Assets Net Current Assets \| -	2%	-₹70 Cr

4. Axis Gold Fund

To generate returns that closely correspond to returns generated by Axis Gold ETF.

Research Highlights for Axis Gold Fund

Lower mid AUM (₹2,167 Cr).
Established history (14+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 27.87% (lower mid).
3Y return: 44.12% (bottom quartile).
1Y return: 115.01% (bottom quartile).
1M return: 30.59% (top quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: 4.36 (upper mid).
Information ratio: 0.00 (lower mid).
Top bond sector: Cash Equivalent.
Largest holding Axis Gold ETF (~100.0%).
Top-3 holdings concentration ~101.2%.

Below is the key information for Axis Gold Fund

Axis Gold Fund Growth
Launch Date	20 Oct 11
NAV (29 Jan 26)	₹51.6534 ↑ 3.88 (8.12 %)
Net Assets (Cr)	₹2,167 on 31 Dec 25
Category	Gold - Gold
AMC	Axis Asset Management Company Limited
Rating	☆
Risk	Moderately High
Expense Ratio	0.5
Sharpe Ratio	4.36
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 21	₹10,000
31 Jan 22	₹9,659
31 Jan 23	₹11,397
31 Jan 24	₹12,487
31 Jan 25	₹16,126
31 Jan 26	₹34,187

Axis Gold Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹598,181.
Net Profit of ₹298,181 Invest Now

Returns for Axis Gold Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Jan 26

Duration	Returns
1 Month	30.6%
3 Month	47.7%
6 Month	79.6%
1 Year	115%
3 Year	44.1%
5 Year	27.9%
10 Year
15 Year
Since launch	12.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	69.8%
2023	19.2%
2022	14.7%
2021	12.5%
2020	-4.7%
2019	26.9%
2018	23.1%
2017	8.3%
2016	0.7%
2015	10.7%

Fund Manager information for Axis Gold Fund

Name	Since	Tenure
Aditya Pagaria	9 Nov 21	4.15 Yr.
Pratik Tibrewal	1 Feb 25	0.91 Yr.

Data below for Axis Gold Fund as on 31 Dec 25

Asset Allocation

Asset Class	Value
Cash	1.48%
Other	98.52%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Axis Gold ETF - \| -	100%	₹2,168 Cr	195,829,138 ↑ 10,476,454
Net Receivables / (Payables) CBLO \| -	1%	-₹13 Cr
Clearing Corporation Of India Ltd CBLO/Reverse Repo \| -	1%	₹12 Cr

5. SBI Gold Fund

The scheme seeks to provide returns that closely correspond to returns provided by SBI - ETF Gold (Previously known as SBI GETS).

Research Highlights for SBI Gold Fund

Highest AUM (₹10,775 Cr).
Established history (14+ yrs).
Rating: 2★ (lower mid).
Risk profile: Moderately High.
5Y return: 27.84% (bottom quartile).
3Y return: 44.13% (lower mid).
1Y return: 115.45% (bottom quartile).
1M return: 29.43% (lower mid).
Alpha: 0.00 (bottom quartile).
Sharpe: 4.38 (top quartile).
Information ratio: 0.00 (bottom quartile).
Top bond sector: Cash Equivalent.
Largest holding SBI Gold ETF (~100.3%).
Top-3 holdings concentration ~102.3%.

Below is the key information for SBI Gold Fund

SBI Gold Fund Growth
Launch Date	12 Sep 11
NAV (29 Jan 26)	₹51.6546 ↑ 3.77 (7.88 %)
Net Assets (Cr)	₹10,775 on 31 Dec 25
Category	Gold - Gold
AMC	SBI Funds Management Private Limited
Rating	☆☆
Risk	Moderately High
Expense Ratio	0.3
Sharpe Ratio	4.38
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 21	₹10,000
31 Jan 22	₹9,629
31 Jan 23	₹11,359
31 Jan 24	₹12,462
31 Jan 25	₹16,115
31 Jan 26	₹34,149

SBI Gold Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹598,181.
Net Profit of ₹298,181 Invest Now

Returns for SBI Gold Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Jan 26

Duration	Returns
1 Month	29.4%
3 Month	47.1%
6 Month	78.9%
1 Year	115.5%
3 Year	44.1%
5 Year	27.8%
10 Year
15 Year
Since launch	12.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	71.5%
2023	19.6%
2022	14.1%
2021	12.6%
2020	-5.7%
2019	27.4%
2018	22.8%
2017	6.4%
2016	3.5%
2015	10%

Fund Manager information for SBI Gold Fund

Name	Since	Tenure
Raviprakash Sharma	12 Sep 11	14.31 Yr.

Data below for SBI Gold Fund as on 31 Dec 25

Asset Allocation

Asset Class	Value
Cash	1.25%
Other	98.75%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
SBI Gold ETF - \| -	100%	₹10,805 Cr	951,342,785 ↑ 86,762,195
Net Receivable / Payable CBLO \| -	1%	-₹125 Cr
Treps CBLO/Reverse Repo \| -	1%	₹94 Cr

टॉप 5 हॉट म्युच्युअल फंड 6 महिने

निव्वळ मालमत्ता संपलेल्या सर्वोत्तम म्युच्युअल फंडांची यादी खाली दिली आहे100 कोटी आणि गेल्या 6 महिन्यांत सर्वोत्तम परतावा दिला आहे.

1. DSP World Gold Fund

Research Highlights for DSP World Gold Fund

Bottom quartile AUM (₹1,756 Cr).
Oldest track record among peers (18 yrs).
Top rated.
Risk profile: High.
5Y return: 29.97% (top quartile).
3Y return: 56.94% (top quartile).
1Y return: 206.15% (top quartile).
Alpha: 1.32 (top quartile).
Sharpe: 3.42 (bottom quartile).
Information ratio: -0.67 (bottom quartile).
Top sector: Basic Materials.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~95%).
Largest holding BGF World Gold I2 (~73.7%).
Top-3 holdings concentration ~100.4%.

Below is the key information for DSP World Gold Fund

DSP World Gold Fund Growth
Launch Date	14 Sep 07
NAV (29 Jan 26)	₹68.627 ↓ -0.49 (-0.71 %)
Net Assets (Cr)	₹1,756 on 31 Dec 25
Category	Equity - Global
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	☆☆☆
Risk	High
Expense Ratio	1.41
Sharpe Ratio	3.42
Information Ratio	-0.67
Alpha Ratio	1.32
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 21	₹10,000
31 Jan 22	₹8,807
31 Jan 23	₹9,422
31 Jan 24	₹8,517
31 Jan 25	₹12,548
31 Jan 26	₹37,089

DSP World Gold Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹627,226.
Net Profit of ₹327,226 Invest Now

Returns for DSP World Gold Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Jan 26

Duration	Returns
1 Month	29.4%
3 Month	63.1%
6 Month	121.5%
1 Year	206.2%
3 Year	56.9%
5 Year	30%
10 Year
15 Year
Since launch	11.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	167.1%
2023	15.9%
2022	7%
2021	-7.7%
2020	-9%
2019	31.4%
2018	35.1%
2017	-10.7%
2016	-4%
2015	52.7%

Fund Manager information for DSP World Gold Fund

Name	Since	Tenure
Jay Kothari	1 Mar 13	12.85 Yr.

Data below for DSP World Gold Fund as on 31 Dec 25

Equity Sector Allocation

Sector	Value
Basic Materials	94.95%

Asset Allocation

Asset Class	Value
Cash	2.43%
Equity	94.95%
Debt	0.01%
Other	2.6%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
BGF World Gold I2 Investment Fund \| -	74%	₹1,294 Cr	1,219,254 ↓ -59,731
VanEck Gold Miners ETF - \| GDX	25%	₹442 Cr	573,719
Treps / Reverse Repo Investments CBLO/Reverse Repo \| -	2%	₹28 Cr
Net Receivables/Payables Net Current Assets \| -	0%	-₹8 Cr

2. DSP World Mining Fund

Research Highlights for DSP World Mining Fund

Bottom quartile AUM (₹154 Cr).
Established history (16+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 22.66% (bottom quartile).
3Y return: 23.64% (bottom quartile).
1Y return: 120.49% (upper mid).
Alpha: 0.00 (upper mid).
Sharpe: 3.27 (bottom quartile).
Information ratio: 0.00 (top quartile).
Top sector: Basic Materials.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
Largest holding BGF World Mining I2 (~99.0%).
Top-3 holdings concentration ~102.1%.

Below is the key information for DSP World Mining Fund

DSP World Mining Fund Growth
Launch Date	29 Dec 09
NAV (29 Jan 26)	₹34.2284 ↑ 0.68 (2.03 %)
Net Assets (Cr)	₹154 on 31 Dec 25
Category	Equity - Global
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	☆☆☆
Risk	High
Expense Ratio	1.14
Sharpe Ratio	3.27
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 21	₹10,000
31 Jan 22	₹11,733
31 Jan 23	₹14,422
31 Jan 24	₹12,454
31 Jan 25	₹12,799
31 Jan 26	₹25,833

DSP World Mining Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691 Invest Now

Returns for DSP World Mining Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Jan 26

Duration	Returns
1 Month	28.3%
3 Month	50.2%
6 Month	89.6%
1 Year	120.5%
3 Year	23.6%
5 Year	22.7%
10 Year
15 Year
Since launch	8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	79%
2023	-8.1%
2022	0%
2021	12.2%
2020	18%
2019	34.9%
2018	21.5%
2017	-9.4%
2016	21.1%
2015	49.7%

Fund Manager information for DSP World Mining Fund

Name	Since	Tenure
Jay Kothari	1 Mar 13	12.85 Yr.

Data below for DSP World Mining Fund as on 31 Dec 25

Equity Sector Allocation

Sector	Value
Basic Materials	97.27%
Energy	1.09%

Asset Allocation

Asset Class	Value
Cash	1.64%
Equity	98.36%
Debt	0%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
BGF World Mining I2 Investment Fund \| -	99%	₹152 Cr	150,390 ↓ -43,229
Treps / Reverse Repo Investments CBLO/Reverse Repo \| -	2%	₹3 Cr
Net Receivables/Payables Net Current Assets \| -	1%	-₹2 Cr

3. ICICI Prudential Regular Gold Savings Fund

Research Highlights for ICICI Prudential Regular Gold Savings Fund

Upper mid AUM (₹4,482 Cr).
Established history (14+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 27.91% (upper mid).
3Y return: 44.33% (upper mid).
1Y return: 116.66% (lower mid).
1M return: 30.27% (upper mid).
Alpha: 0.00 (lower mid).
Sharpe: 4.33 (lower mid).
Information ratio: 0.00 (upper mid).
Top bond sector: Cash Equivalent.
Largest holding ICICI Pru Gold ETF (~99.9%).
Top-3 holdings concentration ~103.1%.

Below is the key information for ICICI Prudential Regular Gold Savings Fund

ICICI Prudential Regular Gold Savings Fund Growth
Launch Date	11 Oct 11
NAV (29 Jan 26)	₹55.0727 ↑ 4.29 (8.46 %)
Net Assets (Cr)	₹4,482 on 31 Dec 25
Category	Gold - Gold
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆
Risk	Moderately High
Expense Ratio	0.38
Sharpe Ratio	4.33
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-15 Months (2%),15 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 21	₹10,000
31 Jan 22	₹9,678
31 Jan 23	₹11,361
31 Jan 24	₹12,399
31 Jan 25	₹16,060
31 Jan 26	₹34,236

ICICI Prudential Regular Gold Savings Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹598,181.
Net Profit of ₹298,181 Invest Now

Returns for ICICI Prudential Regular Gold Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Jan 26

Duration	Returns
1 Month	30.3%
3 Month	48.1%
6 Month	80.2%
1 Year	116.7%
3 Year	44.3%
5 Year	27.9%
10 Year
15 Year
Since launch	12.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	72%
2023	19.5%
2022	13.5%
2021	12.7%
2020	-5.4%
2019	26.6%
2018	22.7%
2017	7.4%
2016	0.8%
2015	8.9%

Fund Manager information for ICICI Prudential Regular Gold Savings Fund

Name	Since	Tenure
Manish Banthia	27 Sep 12	13.27 Yr.
Nishit Patel	29 Dec 20	5.01 Yr.
Ashwini Bharucha	1 Nov 25	0.17 Yr.
Venus Ahuja	1 Nov 25	0.17 Yr.

Data below for ICICI Prudential Regular Gold Savings Fund as on 31 Dec 25

Asset Allocation

Asset Class	Value
Cash	1.46%
Other	98.54%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Pru Gold ETF - \| -	100%	₹4,479 Cr	391,858,244 ↑ 23,365,770
Treps CBLO/Reverse Repo \| -	2%	₹73 Cr
Net Current Assets Net Current Assets \| -	2%	-₹70 Cr

4. Axis Gold Fund

To generate returns that closely correspond to returns generated by Axis Gold ETF.

Research Highlights for Axis Gold Fund

Lower mid AUM (₹2,167 Cr).
Established history (14+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 27.87% (lower mid).
3Y return: 44.12% (bottom quartile).
1Y return: 115.01% (bottom quartile).
1M return: 30.59% (top quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: 4.36 (upper mid).
Information ratio: 0.00 (lower mid).
Top bond sector: Cash Equivalent.
Largest holding Axis Gold ETF (~100.0%).
Top-3 holdings concentration ~101.2%.

Below is the key information for Axis Gold Fund

Axis Gold Fund Growth
Launch Date	20 Oct 11
NAV (29 Jan 26)	₹51.6534 ↑ 3.88 (8.12 %)
Net Assets (Cr)	₹2,167 on 31 Dec 25
Category	Gold - Gold
AMC	Axis Asset Management Company Limited
Rating	☆
Risk	Moderately High
Expense Ratio	0.5
Sharpe Ratio	4.36
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 21	₹10,000
31 Jan 22	₹9,659
31 Jan 23	₹11,397
31 Jan 24	₹12,487
31 Jan 25	₹16,126
31 Jan 26	₹34,187

Axis Gold Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹598,181.
Net Profit of ₹298,181 Invest Now

Returns for Axis Gold Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Jan 26

Duration	Returns
1 Month	30.6%
3 Month	47.7%
6 Month	79.6%
1 Year	115%
3 Year	44.1%
5 Year	27.9%
10 Year
15 Year
Since launch	12.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	69.8%
2023	19.2%
2022	14.7%
2021	12.5%
2020	-4.7%
2019	26.9%
2018	23.1%
2017	8.3%
2016	0.7%
2015	10.7%

Fund Manager information for Axis Gold Fund

Name	Since	Tenure
Aditya Pagaria	9 Nov 21	4.15 Yr.
Pratik Tibrewal	1 Feb 25	0.91 Yr.

Data below for Axis Gold Fund as on 31 Dec 25

Asset Allocation

Asset Class	Value
Cash	1.48%
Other	98.52%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Axis Gold ETF - \| -	100%	₹2,168 Cr	195,829,138 ↑ 10,476,454
Net Receivables / (Payables) CBLO \| -	1%	-₹13 Cr
Clearing Corporation Of India Ltd CBLO/Reverse Repo \| -	1%	₹12 Cr

5. SBI Gold Fund

The scheme seeks to provide returns that closely correspond to returns provided by SBI - ETF Gold (Previously known as SBI GETS).

Research Highlights for SBI Gold Fund

Highest AUM (₹10,775 Cr).
Established history (14+ yrs).
Rating: 2★ (lower mid).
Risk profile: Moderately High.
5Y return: 27.84% (bottom quartile).
3Y return: 44.13% (lower mid).
1Y return: 115.45% (bottom quartile).
1M return: 29.43% (lower mid).
Alpha: 0.00 (bottom quartile).
Sharpe: 4.38 (top quartile).
Information ratio: 0.00 (bottom quartile).
Top bond sector: Cash Equivalent.
Largest holding SBI Gold ETF (~100.3%).
Top-3 holdings concentration ~102.3%.

Below is the key information for SBI Gold Fund

SBI Gold Fund Growth
Launch Date	12 Sep 11
NAV (29 Jan 26)	₹51.6546 ↑ 3.77 (7.88 %)
Net Assets (Cr)	₹10,775 on 31 Dec 25
Category	Gold - Gold
AMC	SBI Funds Management Private Limited
Rating	☆☆
Risk	Moderately High
Expense Ratio	0.3
Sharpe Ratio	4.38
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 21	₹10,000
31 Jan 22	₹9,629
31 Jan 23	₹11,359
31 Jan 24	₹12,462
31 Jan 25	₹16,115
31 Jan 26	₹34,149

SBI Gold Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹598,181.
Net Profit of ₹298,181 Invest Now

Returns for SBI Gold Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Jan 26

Duration	Returns
1 Month	29.4%
3 Month	47.1%
6 Month	78.9%
1 Year	115.5%
3 Year	44.1%
5 Year	27.8%
10 Year
15 Year
Since launch	12.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	71.5%
2023	19.6%
2022	14.1%
2021	12.6%
2020	-5.7%
2019	27.4%
2018	22.8%
2017	6.4%
2016	3.5%
2015	10%

Fund Manager information for SBI Gold Fund

Name	Since	Tenure
Raviprakash Sharma	12 Sep 11	14.31 Yr.

Data below for SBI Gold Fund as on 31 Dec 25

Asset Allocation

Asset Class	Value
Cash	1.25%
Other	98.75%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
SBI Gold ETF - \| -	100%	₹10,805 Cr	951,342,785 ↑ 86,762,195
Net Receivable / Payable CBLO \| -	1%	-₹125 Cr
Treps CBLO/Reverse Repo \| -	1%	₹94 Cr

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