3 - 6 महिन्यांसाठी सर्वोत्तम म्युच्युअल फंड

Updated on October 16, 2025 , 111192 views

3 ते 6 महिन्यांच्या अल्प कालावधीसाठी, तुम्ही एकतर तुमचे पैसे पार्क करू शकतालिक्विड म्युच्युअल फंड किंवा अल्ट्रा शॉर्ट टर्मडेट म्युच्युअल फंड. द्रवम्युच्युअल फंड साधारणपणे सरकारी रोख्यांमध्ये गुंतवणूक करा आणि 3 महिन्यांपर्यंतच्या ठेवींचे प्रमाणपत्र.

तथापि, जर कोणी जास्त परताव्याची जोखीम घेण्यास उत्सुक असेल तर खालील काही पर्याय पाहू शकता

टॉप 5 हॉट म्युच्युअल फंड 3 महिने

खाली यादी आहेसर्वोत्तम म्युच्युअल फंड निव्वळ मालमत्ता संपली100 कोटी आणि गेल्या 3 महिन्यांत सर्वोत्तम परतावा दिला आहे.

1. DSP World Gold Fund

"The primary investment objective of the Scheme is to seek capital appreciation by investing predominantly in units of MLIIF - WGF. The Scheme may, at the discretion of the Investment Manager, also invest in the units of other similar overseas mutual fund schemes, which may constitute a significant part of its corpus. The Scheme may also invest a certain portion of its corpus in money market securities and/or units of money market/liquid schemes of DSP Merrill Lynch Mutual Fund, in order to meet liquidity requirements from time to time. However, there is no assurance that the investment objective of the Scheme will be realized."

Research Highlights for DSP World Gold Fund

Highest AUM (₹1,421 Cr).
Oldest track record among peers (18 yrs).
Top rated.
Risk profile: High.
5Y return: 18.05% (bottom quartile).
3Y return: 55.16% (top quartile).
1Y return: 108.36% (top quartile).
Alpha: 3.15 (top quartile).
Sharpe: 1.80 (bottom quartile).
Information ratio: -1.09 (bottom quartile).
Top sector: Basic Materials.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~96%).
Largest holding BGF World Gold I2 (~76.6%).
Top-3 holdings concentration ~100.2%.

Below is the key information for DSP World Gold Fund

DSP World Gold Fund Growth
Launch Date	14 Sep 07
NAV (16 Oct 25)	₹48.2112 ↑ 1.12 (2.37 %)
Net Assets (Cr)	₹1,421 on 31 Aug 25
Category	Equity - Global
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	☆☆☆
Risk	High
Expense Ratio	1.41
Sharpe Ratio	1.8
Information Ratio	-1.09
Alpha Ratio	3.15
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹7,753
30 Sep 22	₹6,406
30 Sep 23	₹7,497
30 Sep 24	₹10,968
30 Sep 25	₹21,899

DSP World Gold Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹481,656.
Net Profit of ₹181,656 Invest Now

Returns for DSP World Gold Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Oct 25

Duration	Returns
1 Month	18.2%
3 Month	59.9%
6 Month	59.9%
1 Year	108.4%
3 Year	55.2%
5 Year	18.1%
10 Year
15 Year
Since launch	9.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	15.9%
2023	7%
2022	-7.7%
2021	-9%
2020	31.4%
2019	35.1%
2018	-10.7%
2017	-4%
2016	52.7%
2015	-18.5%

Fund Manager information for DSP World Gold Fund

Name	Since	Tenure
Jay Kothari	1 Mar 13	12.51 Yr.

Data below for DSP World Gold Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Basic Materials	95.55%

Asset Allocation

Asset Class	Value
Cash	1.55%
Equity	95.62%
Debt	0.01%
Other	2.83%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
BGF World Gold I2 Investment Fund \| -	77%	₹1,088 Cr	1,545,650 ↓ -32,885
VanEck Gold Miners ETF - \| GDX	22%	₹318 Cr	573,719
Treps / Reverse Repo Investments CBLO/Reverse Repo \| -	1%	₹18 Cr
Net Receivables/Payables Net Current Assets \| -	0%	-₹3 Cr

2. DSP World Mining Fund

The primary investment objective of the Scheme is to seek capital appreciation by investing predominantly in the units of BlackRock Global Funds – World Mining Fund. The Scheme may, at the discretion of the Investment Manager, also invest in the units of other similar overseas mutual fund schemes, which may constitute a significant part of its corpus. The Scheme may also invest a certain portion of its corpus in money market securities and/or money market/liquid schemes of DSP BlackRock Mutual Fund, in order to meet liquidity requirements from time to time.

Research Highlights for DSP World Mining Fund

Bottom quartile AUM (₹148 Cr).
Established history (15+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 17.73% (bottom quartile).
3Y return: 20.72% (bottom quartile).
1Y return: 37.67% (bottom quartile).
Alpha: 0.00 (upper mid).
Sharpe: 0.73 (bottom quartile).
Information ratio: 0.00 (top quartile).
Top sector: Basic Materials.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
Largest holding BGF World Mining I2 (~99.1%).
Top-3 holdings concentration ~100.4%.

Below is the key information for DSP World Mining Fund

DSP World Mining Fund Growth
Launch Date	29 Dec 09
NAV (16 Oct 25)	₹23.6428 ↓ 0.00 (-0.02 %)
Net Assets (Cr)	₹148 on 31 Aug 25
Category	Equity - Global
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	☆☆☆
Risk	High
Expense Ratio	1.14
Sharpe Ratio	0.73
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹12,815
30 Sep 22	₹12,989
30 Sep 23	₹15,186
30 Sep 24	₹17,544
30 Sep 25	₹22,443

DSP World Mining Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Returns for DSP World Mining Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Oct 25

Duration	Returns
1 Month	11.7%
3 Month	35.4%
6 Month	46.5%
1 Year	37.7%
3 Year	20.7%
5 Year	17.7%
10 Year
15 Year
Since launch	5.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	-8.1%
2023	0%
2022	12.2%
2021	18%
2020	34.9%
2019	21.5%
2018	-9.4%
2017	21.1%
2016	49.7%
2015	-36%

Fund Manager information for DSP World Mining Fund

Name	Since	Tenure
Jay Kothari	1 Mar 13	12.51 Yr.

Data below for DSP World Mining Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Basic Materials	96.53%
Energy	1.47%

Asset Allocation

Asset Class	Value
Cash	1.67%
Equity	98%
Debt	0%
Other	0.32%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
BGF World Mining I2 Investment Fund \| -	99%	₹147 Cr	196,725
Treps / Reverse Repo Investments CBLO/Reverse Repo \| -	1%	₹2 Cr
Net Receivables/Payables Net Current Assets \| -	0%	₹0 Cr

3. IDBI Gold Fund

The investment objective of the Scheme will be to generate returns that correspond closely to the returns generated by IDBI Gold Exchange Traded Fund (IDBI GOLD ETF).

Research Highlights for IDBI Gold Fund

Bottom quartile AUM (₹254 Cr).
Established history (13+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 20.00% (top quartile).
3Y return: 35.93% (upper mid).
1Y return: 68.84% (upper mid).
1M return: 20.38% (top quartile).
Alpha: 0.00 (lower mid).
Sharpe: 2.38 (lower mid).
Information ratio: 0.00 (upper mid).
Top bond sector: Cash Equivalent.
Largest holding LIC MF Gold ETF (~98.9%).
Top-3 holdings concentration ~100.9%.

Below is the key information for IDBI Gold Fund

IDBI Gold Fund Growth
Launch Date	14 Aug 12
NAV (17 Oct 25)	₹34.2621 ↑ 1.18 (3.58 %)
Net Assets (Cr)	₹254 on 31 Aug 25
Category	Gold - Gold
AMC	IDBI Asset Management Limited
Rating	Not Rated
Risk	Moderately High
Expense Ratio	0.64
Sharpe Ratio	2.38
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹9,217
30 Sep 22	₹10,058
30 Sep 23	₹11,430
30 Sep 24	₹14,833
30 Sep 25	₹22,097

IDBI Gold Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹493,520.
Net Profit of ₹193,520 Invest Now

Returns for IDBI Gold Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Oct 25

Duration	Returns
1 Month	20.4%
3 Month	34%
6 Month	36.9%
1 Year	68.8%
3 Year	35.9%
5 Year	20%
10 Year
15 Year
Since launch	9.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	18.7%
2023	14.8%
2022	12%
2021	-4%
2020	24.2%
2019	21.6%
2018	5.8%
2017	1.4%
2016	8.3%
2015	-8.7%

Fund Manager information for IDBI Gold Fund

Name	Since	Tenure
Sumit Bhatnagar	1 Jun 24	1.25 Yr.

Data below for IDBI Gold Fund as on 31 Aug 25

Asset Allocation

Asset Class	Value
Cash	2.08%
Other	97.92%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
LIC MF Gold ETF - \| -	99%	₹251 Cr	270,044 ↑ 31,450
Treps CBLO/Reverse Repo \| -	2%	₹4 Cr
Net Receivables / (Payables) CBLO \| -	0%	-₹1 Cr

4. Aditya Birla Sun Life Gold Fund

An Open ended Fund of Funds Scheme with the investment objective to provide returns that tracks returns provided by Birla Sun Life Gold ETF (BSL Gold ETF).

Research Highlights for Aditya Birla Sun Life Gold Fund

Lower mid AUM (₹725 Cr).
Established history (13+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 19.13% (lower mid).
3Y return: 35.34% (bottom quartile).
1Y return: 67.64% (lower mid).
1M return: 18.90% (lower mid).
Alpha: 0.00 (bottom quartile).
Sharpe: 2.66 (top quartile).
Information ratio: 0.00 (lower mid).
Top bond sector: Cash Equivalent.
Largest holding Aditya BSL Gold ETF (~99.9%).
Top-3 holdings concentration ~100.4%.

Below is the key information for Aditya Birla Sun Life Gold Fund

Aditya Birla Sun Life Gold Fund Growth
Launch Date	20 Mar 12
NAV (17 Oct 25)	₹37.974 ↑ 1.09 (2.95 %)
Net Assets (Cr)	₹725 on 31 Aug 25
Category	Gold - Gold
AMC	Birla Sun Life Asset Management Co Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	0.51
Sharpe Ratio	2.66
Information Ratio	0
Alpha Ratio	0
Min Investment	100
Min SIP Investment	100
Exit Load	0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹8,974
30 Sep 22	₹9,669
30 Sep 23	₹11,048
30 Sep 24	₹14,179
30 Sep 25	₹21,356

Aditya Birla Sun Life Gold Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹493,520.
Net Profit of ₹193,520 Invest Now

Returns for Aditya Birla Sun Life Gold Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Oct 25

Duration	Returns
1 Month	18.9%
3 Month	33.6%
6 Month	35.6%
1 Year	67.6%
3 Year	35.3%
5 Year	19.1%
10 Year
15 Year
Since launch	10.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	18.7%
2023	14.5%
2022	12.3%
2021	-5%
2020	26%
2019	21.3%
2018	6.8%
2017	1.6%
2016	11.5%
2015	-7.2%

Fund Manager information for Aditya Birla Sun Life Gold Fund

Name	Since	Tenure
Priya Sridhar	31 Dec 24	0.67 Yr.

Data below for Aditya Birla Sun Life Gold Fund as on 31 Aug 25

Asset Allocation

Asset Class	Value
Cash	1.51%
Other	98.49%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Aditya BSL Gold ETF - \| -	100%	₹724 Cr	79,896,220 ↑ 3,972,596
Clearing Corporation Of India Limited CBLO/Reverse Repo \| -	0%	₹2 Cr
Net Receivables / (Payables) Net Current Assets \| -	0%	-₹1 Cr

5. Axis Gold Fund

To generate returns that closely correspond to returns generated by Axis Gold ETF.

Research Highlights for Axis Gold Fund

Upper mid AUM (₹1,272 Cr).
Established history (14+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 19.54% (upper mid).
3Y return: 35.56% (lower mid).
1Y return: 67.32% (bottom quartile).
1M return: 19.22% (upper mid).
Alpha: 0.00 (bottom quartile).
Sharpe: 2.57 (upper mid).
Information ratio: 0.00 (bottom quartile).
Top bond sector: Cash Equivalent.
Largest holding Axis Gold ETF (~99.5%).
Top-3 holdings concentration ~100.2%.

Below is the key information for Axis Gold Fund

Axis Gold Fund Growth
Launch Date	20 Oct 11
NAV (17 Oct 25)	₹38.0869 ↑ 1.17 (3.17 %)
Net Assets (Cr)	₹1,272 on 31 Aug 25
Category	Gold - Gold
AMC	Axis Asset Management Company Limited
Rating	☆
Risk	Moderately High
Expense Ratio	0.5
Sharpe Ratio	2.57
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹9,072
30 Sep 22	₹9,818
30 Sep 23	₹11,221
30 Sep 24	₹14,428
30 Sep 25	₹21,617

Axis Gold Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹493,520.
Net Profit of ₹193,520 Invest Now

Returns for Axis Gold Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Oct 25

Duration	Returns
1 Month	19.2%
3 Month	33.6%
6 Month	36%
1 Year	67.3%
3 Year	35.6%
5 Year	19.5%
10 Year
15 Year
Since launch	10%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	19.2%
2023	14.7%
2022	12.5%
2021	-4.7%
2020	26.9%
2019	23.1%
2018	8.3%
2017	0.7%
2016	10.7%
2015	-11.9%

Fund Manager information for Axis Gold Fund

Name	Since	Tenure
Aditya Pagaria	9 Nov 21	3.81 Yr.
Pratik Tibrewal	1 Feb 25	0.58 Yr.

Data below for Axis Gold Fund as on 31 Aug 25

Asset Allocation

Asset Class	Value
Cash	2.14%
Other	97.86%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Axis Gold ETF - \| -	99%	₹1,265 Cr	147,128,710 ↑ 5,400,000
Clearing Corporation Of India Ltd CBLO/Reverse Repo \| -	1%	₹8 Cr
Net Receivables / (Payables) CBLO \| -	0%	-₹1 Cr

टॉप 5 हॉट म्युच्युअल फंड 6 महिने

निव्वळ मालमत्ता संपलेल्या सर्वोत्तम म्युच्युअल फंडांची यादी खाली दिली आहे100 कोटी आणि गेल्या 6 महिन्यांत सर्वोत्तम परतावा दिला आहे.

1. DSP World Gold Fund

Research Highlights for DSP World Gold Fund

Highest AUM (₹1,421 Cr).
Oldest track record among peers (18 yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 18.05% (upper mid).
3Y return: 55.16% (top quartile).
1Y return: 108.36% (top quartile).
Alpha: 3.15 (top quartile).
Sharpe: 1.80 (upper mid).
Information ratio: -1.09 (bottom quartile).
Higher exposure to Basic Materials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~96%).
Largest holding BGF World Gold I2 (~76.6%).
Top-3 holdings concentration ~100.2%.

Below is the key information for DSP World Gold Fund

DSP World Gold Fund Growth
Launch Date	14 Sep 07
NAV (16 Oct 25)	₹48.2112 ↑ 1.12 (2.37 %)
Net Assets (Cr)	₹1,421 on 31 Aug 25
Category	Equity - Global
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	☆☆☆
Risk	High
Expense Ratio	1.41
Sharpe Ratio	1.8
Information Ratio	-1.09
Alpha Ratio	3.15
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹7,753
30 Sep 22	₹6,406
30 Sep 23	₹7,497
30 Sep 24	₹10,968
30 Sep 25	₹21,899

DSP World Gold Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹481,656.
Net Profit of ₹181,656 Invest Now

Returns for DSP World Gold Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Oct 25

Duration	Returns
1 Month	18.2%
3 Month	59.9%
6 Month	59.9%
1 Year	108.4%
3 Year	55.2%
5 Year	18.1%
10 Year
15 Year
Since launch	9.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	15.9%
2023	7%
2022	-7.7%
2021	-9%
2020	31.4%
2019	35.1%
2018	-10.7%
2017	-4%
2016	52.7%
2015	-18.5%

Fund Manager information for DSP World Gold Fund

Name	Since	Tenure
Jay Kothari	1 Mar 13	12.51 Yr.

Data below for DSP World Gold Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Basic Materials	95.55%

Asset Allocation

Asset Class	Value
Cash	1.55%
Equity	95.62%
Debt	0.01%
Other	2.83%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
BGF World Gold I2 Investment Fund \| -	77%	₹1,088 Cr	1,545,650 ↓ -32,885
VanEck Gold Miners ETF - \| GDX	22%	₹318 Cr	573,719
Treps / Reverse Repo Investments CBLO/Reverse Repo \| -	1%	₹18 Cr
Net Receivables/Payables Net Current Assets \| -	0%	-₹3 Cr

2. DSP World Mining Fund

Research Highlights for DSP World Mining Fund

Bottom quartile AUM (₹148 Cr).
Established history (15+ yrs).
Rating: 3★ (lower mid).
Risk profile: High.
5Y return: 17.73% (lower mid).
3Y return: 20.72% (bottom quartile).
1Y return: 37.67% (lower mid).
Alpha: 0.00 (upper mid).
Sharpe: 0.73 (bottom quartile).
Information ratio: 0.00 (top quartile).
Higher exposure to Basic Materials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
Largest holding BGF World Mining I2 (~99.1%).
Top-3 holdings concentration ~100.4%.

Below is the key information for DSP World Mining Fund

DSP World Mining Fund Growth
Launch Date	29 Dec 09
NAV (16 Oct 25)	₹23.6428 ↓ 0.00 (-0.02 %)
Net Assets (Cr)	₹148 on 31 Aug 25
Category	Equity - Global
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	☆☆☆
Risk	High
Expense Ratio	1.14
Sharpe Ratio	0.73
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹12,815
30 Sep 22	₹12,989
30 Sep 23	₹15,186
30 Sep 24	₹17,544
30 Sep 25	₹22,443

DSP World Mining Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Returns for DSP World Mining Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Oct 25

Duration	Returns
1 Month	11.7%
3 Month	35.4%
6 Month	46.5%
1 Year	37.7%
3 Year	20.7%
5 Year	17.7%
10 Year
15 Year
Since launch	5.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	-8.1%
2023	0%
2022	12.2%
2021	18%
2020	34.9%
2019	21.5%
2018	-9.4%
2017	21.1%
2016	49.7%
2015	-36%

Fund Manager information for DSP World Mining Fund

Name	Since	Tenure
Jay Kothari	1 Mar 13	12.51 Yr.

Data below for DSP World Mining Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Basic Materials	96.53%
Energy	1.47%

Asset Allocation

Asset Class	Value
Cash	1.67%
Equity	98%
Debt	0%
Other	0.32%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
BGF World Mining I2 Investment Fund \| -	99%	₹147 Cr	196,725
Treps / Reverse Repo Investments CBLO/Reverse Repo \| -	1%	₹2 Cr
Net Receivables/Payables Net Current Assets \| -	0%	₹0 Cr

3. DSP US Flexible Equity Fund

The primary investment objective of the Scheme is to seek capital appreciation by investing predominantly in units of BGF – USFEF. The Scheme may, at the discretion of the Investment Manager also invest in the units of other similar overseas mutual fund schemes, which may constitute a significant part of its corpus. The Scheme may also invest a certain portion of its corpus in money market securities and/or money market/liquid schemes of DSP BlackRock Mutual Fund, in order to meet liquidity requirements from time to time. However, there is no assurance that the investment objective of the Scheme will be realized. It shall be noted ‘similar overseas mutual fund schemes’ shall have investment objective, investment strategy and risk profile/consideration similar to those of BGF – USFEF.

Research Highlights for DSP US Flexible Equity Fund

Upper mid AUM (₹1,000 Cr).
Established history (13+ yrs).
Top rated.
Risk profile: High.
5Y return: 17.33% (bottom quartile).
3Y return: 22.56% (lower mid).
1Y return: 26.20% (bottom quartile).
Alpha: -2.48 (bottom quartile).
Sharpe: 0.77 (bottom quartile).
Information ratio: -0.62 (bottom quartile).
Top sector: Technology.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
Largest holding BGF US Flexible Equity I2 (~99.2%).
Top-3 holdings concentration ~100.3%.

Below is the key information for DSP US Flexible Equity Fund

DSP US Flexible Equity Fund Growth
Launch Date	3 Aug 12
NAV (16 Oct 25)	₹70.5012 ↓ -0.30 (-0.42 %)
Net Assets (Cr)	₹1,000 on 31 Aug 25
Category	Equity - Global
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	☆☆☆☆☆
Risk	High
Expense Ratio	1.55
Sharpe Ratio	0.77
Information Ratio	-0.62
Alpha Ratio	-2.48
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹13,082
30 Sep 22	₹12,159
30 Sep 23	₹14,648
30 Sep 24	₹18,122
30 Sep 25	₹23,384

DSP US Flexible Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Returns for DSP US Flexible Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Oct 25

Duration	Returns
1 Month	0.1%
3 Month	11.7%
6 Month	40.7%
1 Year	26.2%
3 Year	22.6%
5 Year	17.3%
10 Year
15 Year
Since launch	15.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	17.8%
2023	22%
2022	-5.9%
2021	24.2%
2020	22.6%
2019	27.5%
2018	-1.1%
2017	15.5%
2016	9.8%
2015	2.5%

Fund Manager information for DSP US Flexible Equity Fund

Name	Since	Tenure
Jay Kothari	1 Mar 13	12.51 Yr.

Data below for DSP US Flexible Equity Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Technology	33.83%
Financial Services	17%
Communication Services	13.87%
Health Care	10.58%
Consumer Cyclical	10.54%
Industrials	6.42%
Basic Materials	3.05%
Energy	2.38%

Asset Allocation

Asset Class	Value
Cash	2.31%
Equity	97.67%
Debt	0.02%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
BGF US Flexible Equity I2 Investment Fund \| -	99%	₹992 Cr	2,024,037
Treps / Reverse Repo Investments CBLO/Reverse Repo \| -	1%	₹9 Cr
Net Receivables/Payables Net Current Assets \| -	0%	-₹2 Cr

4. Kotak Global Emerging Market Fund

The investment objective of the scheme is to provide long-term capital appreciation by investing in an overseas mutual fund scheme that invests in a diversified portfolio of securities as prescribed by SEBI from time to time in global emerging markets.

Research Highlights for Kotak Global Emerging Market Fund

Bottom quartile AUM (₹116 Cr).
Established history (18+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: High.
5Y return: 9.29% (bottom quartile).
3Y return: 19.32% (bottom quartile).
1Y return: 27.24% (bottom quartile).
Alpha: -1.03 (bottom quartile).
Sharpe: 1.08 (lower mid).
Information ratio: -0.54 (lower mid).
Top sector: Technology.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~97%).
Largest holding CI Emerging Markets Class A (~97.7%).
Top-3 holdings concentration ~101.1%.

Below is the key information for Kotak Global Emerging Market Fund

Kotak Global Emerging Market Fund Growth
Launch Date	26 Sep 07
NAV (16 Oct 25)	₹29.77 ↑ 0.13 (0.44 %)
Net Assets (Cr)	₹116 on 31 Aug 25
Category	Equity - Global
AMC	Kotak Mahindra Asset Management Co Ltd
Rating	☆☆☆
Risk	High
Expense Ratio	1.64
Sharpe Ratio	1.08
Information Ratio	-0.54
Alpha Ratio	-1.03
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹12,091
30 Sep 22	₹9,640
30 Sep 23	₹10,605
30 Sep 24	₹12,889
30 Sep 25	₹16,001

Kotak Global Emerging Market Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹385,859.
Net Profit of ₹85,859 Invest Now

Returns for Kotak Global Emerging Market Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Oct 25

Duration	Returns
1 Month	2.9%
3 Month	15.9%
6 Month	37.4%
1 Year	27.2%
3 Year	19.3%
5 Year	9.3%
10 Year
15 Year
Since launch	6.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	5.9%
2023	10.8%
2022	-15%
2021	-0.5%
2020	29.1%
2019	21.4%
2018	-14.4%
2017	30.4%
2016	-1.2%
2015	-4.6%

Fund Manager information for Kotak Global Emerging Market Fund

Name	Since	Tenure
Arjun Khanna	9 May 19	6.32 Yr.

Data below for Kotak Global Emerging Market Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Technology	24.07%
Financial Services	22.6%
Consumer Cyclical	17.51%
Communication Services	8.51%
Basic Materials	7.03%
Industrials	5.65%
Energy	4.96%
Health Care	3.89%
Consumer Defensive	1.97%
Utility	0.51%

Asset Allocation

Asset Class	Value
Cash	3.29%
Equity	96.71%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
CI Emerging Markets Class A Investment Fund \| -	98%	₹113 Cr	461,303 ↑ 24,494
Triparty Repo CBLO/Reverse Repo \| -	3%	₹3 Cr
Net Current Assets/(Liabilities) Net Current Assets \| -	1%	-₹1 Cr

5. IDBI Gold Fund

The investment objective of the Scheme will be to generate returns that correspond closely to the returns generated by IDBI Gold Exchange Traded Fund (IDBI GOLD ETF).

Research Highlights for IDBI Gold Fund

Lower mid AUM (₹254 Cr).
Established history (13+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 20.00% (top quartile).
3Y return: 35.93% (upper mid).
1Y return: 68.84% (upper mid).
1M return: 20.38% (top quartile).
Alpha: 0.00 (lower mid).
Sharpe: 2.38 (top quartile).
Information ratio: 0.00 (upper mid).
Top bond sector: Cash Equivalent.
Largest holding LIC MF Gold ETF (~98.9%).
Top-3 holdings concentration ~100.9%.

Below is the key information for IDBI Gold Fund

IDBI Gold Fund Growth
Launch Date	14 Aug 12
NAV (17 Oct 25)	₹34.2621 ↑ 1.18 (3.58 %)
Net Assets (Cr)	₹254 on 31 Aug 25
Category	Gold - Gold
AMC	IDBI Asset Management Limited
Rating	Not Rated
Risk	Moderately High
Expense Ratio	0.64
Sharpe Ratio	2.38
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹9,217
30 Sep 22	₹10,058
30 Sep 23	₹11,430
30 Sep 24	₹14,833
30 Sep 25	₹22,097

IDBI Gold Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹493,520.
Net Profit of ₹193,520 Invest Now

Returns for IDBI Gold Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Oct 25

Duration	Returns
1 Month	20.4%
3 Month	34%
6 Month	36.9%
1 Year	68.8%
3 Year	35.9%
5 Year	20%
10 Year
15 Year
Since launch	9.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	18.7%
2023	14.8%
2022	12%
2021	-4%
2020	24.2%
2019	21.6%
2018	5.8%
2017	1.4%
2016	8.3%
2015	-8.7%

Fund Manager information for IDBI Gold Fund

Name	Since	Tenure
Sumit Bhatnagar	1 Jun 24	1.25 Yr.

Data below for IDBI Gold Fund as on 31 Aug 25

Asset Allocation

Asset Class	Value
Cash	2.08%
Other	97.92%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
LIC MF Gold ETF - \| -	99%	₹251 Cr	270,044 ↑ 31,450
Treps CBLO/Reverse Repo \| -	2%	₹4 Cr
Net Receivables / (Payables) CBLO \| -	0%	-₹1 Cr

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