+91-22-48913909SBI म्युच्युअल फंड 2022 द्वारे 10 सर्वोत्तम कर्ज निधी
कर्ज निधी द्वारेSBI म्युच्युअल फंड नियमित निर्माण करण्याचे उद्दिष्ट आहेउत्पन्न अल्प ते मध्यम मुदतीपर्यंत. हे फंड कर्जामध्ये गुंतवले जातात/बाजार पैशाची साधने. कमी कालावधीत चांगला परतावा मिळविण्यासाठी डेट फंड हा एक चांगला पर्याय आहे.
ज्या गुंतवणूकदारांना काही दिवस ते महिनाभर गुंतवणूक करायची आहे.लिक्विड फंड आणि अति-अल्पकालीन कर्ज निधी संबंधित असू शकते. ज्याला एक किंवा दोन वर्षांसाठी गुंतवणूक करायची आहे तो शॉर्ट टर्म फंडांमध्ये गुंतवणूक करू शकतो. आणि दीर्घ कालावधीसाठी जसे की 3 वर्षांहून अधिक काळ, दीर्घकालीन कर्ज निधी योग्य असू शकतो, त्यात काही जोखीम गुंतलेली असते.
SBI म्युच्युअल फंड भारतातील काही अव्वल कामगिरी करणारे डेट फंड ऑफर करते. सर्वोत्कृष्ट SBI योजना त्यांच्या भूतकाळातील कामगिरी, AUM, इत्यादींनुसार हाती घेण्यात आल्या आहेत. गुंतवणूक करू इच्छिणारे गुंतवणूकदार या फंडांमध्ये गुंतवणूक करू शकतात आणि कर्ज बाजाराचा लाभ घेऊन स्थिर उत्पन्न मिळवू शकतात.
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SBI म्युच्युअल फंडात गुंतवणूक का करावी?
भांडवल प्रशंसा:गुंतवणूक SBI MF मध्ये तुम्हाला एभांडवल कमी जोखमीच्या गुंतवणुकीसाठी तसेच तुम्ही गुंतवणूक करू इच्छित असलेल्या फंडावर अवलंबून उच्च-जोखीम गुंतवणुकीसाठी प्रशंसा.
सुरक्षितता: SBI च्या म्युच्युअल फंड योजना ही देशातील विश्वसनीय आणि विश्वासार्ह फंड योजनांपैकी एक आहे.
पर्यायांची विविधता: एसबीआय म्युच्युअल फंडात गुंतवणुकीचे प्रमाण व्यापक आहेश्रेणी SBI द्वारे ऑफर केलेल्या या योजनांमध्ये तुम्ही अल्प-मुदतीसाठी, मध्यम-मुदतीसाठी आणि दीर्घकालीन गुंतवणूक करू शकता.
देशांतर्गत आणि ऑफशोअर फंड व्यवस्थापन: कंपनीला देशांतर्गत आणि दोन्ही व्यवस्थापित करण्यात कौशल्य आहेसुमारे निधी
एनआरआय गुंतवणूक: कंपनी अनिवासी भारतीयांना त्यात गुंतवणूक करण्यास परवानगी देतेम्युच्युअल फंड.
सर्वोत्तम SBI परफॉर्मिंग डेट म्युच्युअल फंड
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2025 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity SBI Credit Risk Fund Growth ₹49.3712
↑ 0.05 ₹2,175 2.9 4.6 7.3 7.8 7.9 8.7% 2Y 22D 2Y 8M 23D SBI Liquid Fund Growth ₹4,360.91
↑ 0.98 ₹71,448 1.7 3.3 6.3 6.8 6.4 6.5% 25D 29D SBI Magnum Ultra Short Duration Fund Growth ₹6,384.52
↑ 4.69 ₹11,408 1.8 3.2 6.2 6.9 7 7.77% 5M 5D 8M 16D SBI Magnum Medium Duration Fund Growth ₹54.6677
↑ 0.05 ₹6,466 2.8 3.7 6.1 7.4 7.5 8.5% 2Y 10M 24D 4Y 2M 16D SBI Savings Fund Growth ₹44.2256
↑ 0.03 ₹33,005 1.7 3.1 5.9 6.8 7.1 7.48% 6M 11D 7M 17D SBI Magnum Low Duration Fund Growth ₹3,714.39
↑ 3.05 ₹13,394 1.7 2.9 5.5 6.7 7 7.7% 9M 29D 1Y 18D SBI Overnight Fund Growth ₹4,396
↑ 0.59 ₹26,839 1.3 2.5 5.2 6 5.7 5.36% 1D 1D SBI Short Term Debt Fund Growth ₹34.0924
↑ 0.02 ₹13,976 2.2 2.9 5.1 7 7.8 7.94% 2Y 4D 2Y 6M 22D SBI Banking and PSU Fund Growth ₹3,300.23
↑ 2.09 ₹3,976 2.2 3 4.9 6.9 7.4 7.73% 2Y 14D 3Y 10M 10D SBI Dynamic Bond Fund Growth ₹37.4899
↑ 0.01 ₹3,752 1.9 3.5 4.6 6.7 5.5 7.82% 3Y 7M 13D 5Y 4M 24D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 3 Aug 26 Research Highlights & Commentary of 10 Funds showcased
Commentary SBI Credit Risk Fund SBI Liquid Fund SBI Magnum Ultra Short Duration Fund SBI Magnum Medium Duration Fund SBI Savings Fund SBI Magnum Low Duration Fund SBI Overnight Fund SBI Short Term Debt Fund SBI Banking and PSU Fund SBI Dynamic Bond Fund Point 1 Bottom quartile AUM (₹2,175 Cr). Highest AUM (₹71,448 Cr). Lower mid AUM (₹11,408 Cr). Lower mid AUM (₹6,466 Cr). Top quartile AUM (₹33,005 Cr). Upper mid AUM (₹13,394 Cr). Upper mid AUM (₹26,839 Cr). Upper mid AUM (₹13,976 Cr). Bottom quartile AUM (₹3,976 Cr). Bottom quartile AUM (₹3,752 Cr). Point 2 Established history (22+ yrs). Established history (19+ yrs). Oldest track record among peers (27 yrs). Established history (22+ yrs). Established history (22+ yrs). Established history (19+ yrs). Established history (23+ yrs). Established history (19+ yrs). Established history (16+ yrs). Established history (22+ yrs). Point 3 Top rated. Rating: 3★ (upper mid). Rating: 3★ (upper mid). Rating: 3★ (upper mid). Rating: 3★ (lower mid). Rating: 3★ (lower mid). Rating: 2★ (bottom quartile). Rating: 3★ (bottom quartile). Rating: 3★ (bottom quartile). Rating: 4★ (top quartile). Point 4 Risk profile: Moderate. Risk profile: Low. Risk profile: Low. Risk profile: Moderate. Risk profile: Moderately Low. Risk profile: Moderately Low. Risk profile: Low. Risk profile: Moderately Low. Risk profile: Moderate. Risk profile: Moderate. Point 5 1Y return: 7.30% (top quartile). 1Y return: 6.28% (top quartile). 1Y return: 6.17% (upper mid). 1Y return: 6.08% (upper mid). 1Y return: 5.86% (upper mid). 1Y return: 5.51% (lower mid). 1Y return: 5.23% (lower mid). 1Y return: 5.08% (bottom quartile). 1Y return: 4.91% (bottom quartile). 1Y return: 4.61% (bottom quartile). Point 6 1M return: 0.25% (lower mid). 1M return: 0.48% (top quartile). 1M return: 0.40% (upper mid). 1M return: 0.12% (bottom quartile). 1M return: 0.39% (upper mid). 1M return: 0.33% (upper mid). 1M return: 0.43% (top quartile). 1M return: 0.14% (bottom quartile). 1M return: 0.20% (bottom quartile). 1M return: 0.21% (lower mid). Point 7 Sharpe: 1.03 (top quartile). Sharpe: 2.05 (top quartile). Sharpe: 0.84 (upper mid). Sharpe: 0.23 (upper mid). Sharpe: 0.34 (upper mid). Sharpe: -0.01 (lower mid). Sharpe: -17.55 (bottom quartile). Sharpe: -0.12 (lower mid). Sharpe: -0.28 (bottom quartile). Sharpe: -0.48 (bottom quartile). Point 8 Information ratio: 0.00 (top quartile). Information ratio: 0.00 (top quartile). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (bottom quartile). Information ratio: 0.00 (bottom quartile). Information ratio: 0.00 (bottom quartile). Point 9 Yield to maturity (debt): 8.70% (top quartile). Yield to maturity (debt): 6.50% (bottom quartile). Yield to maturity (debt): 7.77% (upper mid). Yield to maturity (debt): 8.50% (top quartile). Yield to maturity (debt): 7.48% (bottom quartile). Yield to maturity (debt): 7.70% (lower mid). Yield to maturity (debt): 5.36% (bottom quartile). Yield to maturity (debt): 7.94% (upper mid). Yield to maturity (debt): 7.73% (lower mid). Yield to maturity (debt): 7.82% (upper mid). Point 10 Modified duration: 2.06 yrs (bottom quartile). Modified duration: 0.07 yrs (top quartile). Modified duration: 0.43 yrs (upper mid). Modified duration: 2.90 yrs (bottom quartile). Modified duration: 0.53 yrs (upper mid). Modified duration: 0.83 yrs (upper mid). Modified duration: 0.00 yrs (top quartile). Modified duration: 2.01 yrs (lower mid). Modified duration: 2.04 yrs (lower mid). Modified duration: 3.62 yrs (bottom quartile). SBI Credit Risk Fund
SBI Liquid Fund
SBI Magnum Ultra Short Duration Fund
SBI Magnum Medium Duration Fund
SBI Savings Fund
SBI Magnum Low Duration Fund
SBI Overnight Fund
SBI Short Term Debt Fund
SBI Banking and PSU Fund
SBI Dynamic Bond Fund
(Erstwhile SBI Corporate Bond Fund) The investment objective will be to actively manage a portfolio of good
quality corporate debt as well as Money Market Instruments so as to provide
reasonable returns and liquidity to the Unit holders. However there is no
guarantee or assurance that the investment objective of the scheme will
be achieved. Research Highlights for SBI Credit Risk Fund Below is the key information for SBI Credit Risk Fund Returns up to 1 year are on (Erstwhile SBI - Premier Liquid Fund) To provide attractive returns to the Magnum/Unit holders either through
periodic dividends or through capital appreciation through an actively
managed portfolio of debt and money market instruments. Income may be
generated through the receipt of coupon payments, the amortization of the
discount on the debt instruments, receipt of dividends or purchase and sale of
securities in the underlying portfolio. Research Highlights for SBI Liquid Fund Below is the key information for SBI Liquid Fund Returns up to 1 year are on (Erstwhile SBI Magnum InstaCash Fund) To provide the investors an opportunity to earn returns through investment in
debt & money market securities, while having the benefit of a very high degree of liquidity. Research Highlights for SBI Magnum Ultra Short Duration Fund Below is the key information for SBI Magnum Ultra Short Duration Fund Returns up to 1 year are on (Erstwhile SBI Regular Savings Fund) To provide attractive returns to the Magnum holders / Unit holders either through periodic dividends or through capital appreciation through an actively managed portfolio of debt,
equity and money market instruments. Research Highlights for SBI Magnum Medium Duration Fund Below is the key information for SBI Magnum Medium Duration Fund Returns up to 1 year are on To endeavour to mitigate interest rate risk and seek to generate regular income along with opportunities for capital appreciation through a portfolio investing in Floating Rate debt securities, fixed rate securities, derivative instruments as well as in Money Market instruments. Research Highlights for SBI Savings Fund Below is the key information for SBI Savings Fund Returns up to 1 year are on (Erstwhile SBI-Short Horizon Fund - Ultra Short Term) To provide investors with an opportunity to generate regular income with high degree of liquidity through investments in a portfolio comprising predominantly of money market instruments with maturity/residual maturity up to one year and debt instruments which are rated not below investment grade by a credit rating agency. Research Highlights for SBI Magnum Low Duration Fund Below is the key information for SBI Magnum Low Duration Fund Returns up to 1 year are on (Erstwhile SBI Magnum InstaCash Fund - Liquid Floater Plan) To mitigate interest rate risk and generate opportunities for regular
income through a portfolio investing predominantly in floating rate securities
and Money Market instruments. Research Highlights for SBI Overnight Fund Below is the key information for SBI Overnight Fund Returns up to 1 year are on To provide investors with an opportunity to generate regular income through investments in a portfolio comprising of debt instruments which are rated not below investment grade by a credit rating agency,
and money market instruments. Research Highlights for SBI Short Term Debt Fund Below is the key information for SBI Short Term Debt Fund Returns up to 1 year are on (Erstwhile SBI Treasury Advantage Fund) The scheme seeks to generate regular income through a judicious mix of
portfolio comprising, predominantly of money market instruments and short
term debt securities. Research Highlights for SBI Banking and PSU Fund Below is the key information for SBI Banking and PSU Fund Returns up to 1 year are on To actively manage a portfolio of good quality debt as well as Money Market
Instruments so as to provide reasonable returns and liquidity to the Unit holders. Research Highlights for SBI Dynamic Bond Fund Below is the key information for SBI Dynamic Bond Fund Returns up to 1 year are on 1. SBI Credit Risk Fund
SBI Credit Risk Fund
Growth Launch Date 19 Jul 04 NAV (03 Aug 26) ₹49.3712 ↑ 0.05 (0.10 %) Net Assets (Cr) ₹2,175 on 30 Jun 26 Category Debt - Credit Risk AMC SBI Funds Management Private Limited Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.55 Sharpe Ratio 1.03 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-12 Months (3%),12-24 Months (1.5%),24-36 Months (0.75%),36 Months and above(NIL) Yield to Maturity 8.7% Effective Maturity 2 Years 8 Months 23 Days Modified Duration 2 Years 22 Days Growth of 10,000 investment over the years.
Date Value 31 Jul 21 ₹10,000 31 Jul 22 ₹10,364 31 Jul 23 ₹11,210 31 Jul 24 ₹12,063 31 Jul 25 ₹13,111 31 Jul 26 ₹14,057 Returns for SBI Credit Risk Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Aug 26 Duration Returns 1 Month 0.3% 3 Month 2.9% 6 Month 4.6% 1 Year 7.3% 3 Year 7.8% 5 Year 7.1% 10 Year 15 Year Since launch 7.5% Historical performance (Yearly) on absolute basis
Year Returns 2025 7.9% 2024 8.1% 2023 8.3% 2022 4.2% 2021 5% 2020 9.8% 2019 6.5% 2018 6.2% 2017 6.9% 2016 10.5% Fund Manager information for SBI Credit Risk Fund
Name Since Tenure Lokesh Mallya 1 Feb 17 9.5 Yr. Prashanth Sridhar 1 Jul 26 0.08 Yr. Data below for SBI Credit Risk Fund as on 30 Jun 26
Asset Allocation
Asset Class Value Cash 8.93% Equity 6.49% Debt 84.19% Other 0.39% Debt Sector Allocation
Sector Value Corporate 66.66% Government 14.41% Cash Equivalent 8.93% Securitized 3.11% Credit Quality
Rating Value A 14.09% AA 58.95% AAA 26.96% Top Securities Holdings / Portfolio
Name Holding Value Quantity Renew Solar Energy (Jharkhand Five) Private Limited
Debentures | -5% ₹100 Cr 11,000 Lodha Developers Limited
Debentures | -5% ₹100 Cr 10,000 Tata Projects Limited
Debentures | -5% ₹100 Cr 10,000 Nj Capital Private Limited
Debentures | -5% ₹99 Cr 10,000 H.G. Infra Engineering Limited
Debentures | -5% ₹99 Cr 10,000 Jtpm Metal TRaders Limited
Debentures | -4% ₹96 Cr 9,000 Renserv Global Private Limited
Debentures | -4% ₹80 Cr 8,000 6.68% Govt Stock 2040
Sovereign Bonds | -4% ₹78 Cr 8,000,000
↓ -2,000,000 Jsw Kalinga Steel Limited
Debentures | -4% ₹77 Cr 7,500 Aditya Birla Renewables Limited
Debentures | -3% ₹75 Cr 7,500 2. SBI Liquid Fund
SBI Liquid Fund
Growth Launch Date 22 Mar 07 NAV (03 Aug 26) ₹4,360.91 ↑ 0.98 (0.02 %) Net Assets (Cr) ₹71,448 on 30 Jun 26 Category Debt - Liquid Fund AMC SBI Funds Management Private Limited Rating ☆☆☆ Risk Low Expense Ratio 0.3 Sharpe Ratio 2.05 Information Ratio 0 Alpha Ratio 0 Min Investment 50,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.5% Effective Maturity 29 Days Modified Duration 25 Days Growth of 10,000 investment over the years.
Date Value 31 Jul 21 ₹10,000 31 Jul 22 ₹10,365 31 Jul 23 ₹11,044 31 Jul 24 ₹11,845 31 Jul 25 ₹12,668 31 Jul 26 ₹13,463 Returns for SBI Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Aug 26 Duration Returns 1 Month 0.5% 3 Month 1.7% 6 Month 3.3% 1 Year 6.3% 3 Year 6.8% 5 Year 6.1% 10 Year 15 Year Since launch 6.9% Historical performance (Yearly) on absolute basis
Year Returns 2025 6.4% 2024 7.3% 2023 6.9% 2022 4.8% 2021 3.3% 2020 4.2% 2019 6.5% 2018 7.3% 2017 6.6% 2016 7.6% Fund Manager information for SBI Liquid Fund
Name Since Tenure Rajeev Radhakrishnan 1 Dec 23 2.67 Yr. Data below for SBI Liquid Fund as on 30 Jun 26
Asset Allocation
Asset Class Value Cash 98.68% Debt 1.12% Other 0.21% Debt Sector Allocation
Sector Value Cash Equivalent 84.58% Government 10.97% Corporate 4.24% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity India (Republic of)
- | -6% ₹5,952 Cr 600,000,000
↑ 100,000,000 Treps
CBLO/Reverse Repo | -6% ₹5,827 Cr National Bank For Agriculture And Rural Development
Commercial Paper | -4% ₹3,469 Cr 70,000 HDFC Bank Ltd.
Debentures | -3% ₹2,972 Cr 60,000 Net Receivable / Payable
CBLO | -3% -₹2,758 Cr Day Tbill
Sovereign Bonds | -3% ₹2,600 Cr 260,000,000 Canara Bank
Domestic Bonds | -2% ₹1,984 Cr 40,000 Bank of India Ltd.
Debentures | -2% ₹1,976 Cr 40,000
↑ 40,000 HDFC Bank Limited
Certificate of Deposit | -2% ₹1,732 Cr 35,000 Tbill
Sovereign Bonds | -2% ₹1,643 Cr 165,250,000
↑ 165,000,000 3. SBI Magnum Ultra Short Duration Fund
SBI Magnum Ultra Short Duration Fund
Growth Launch Date 21 May 99 NAV (03 Aug 26) ₹6,384.52 ↑ 4.69 (0.07 %) Net Assets (Cr) ₹11,408 on 30 Jun 26 Category Debt - Ultrashort Bond AMC SBI Funds Management Private Limited Rating ☆☆☆ Risk Low Expense Ratio 0.54 Sharpe Ratio 0.84 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.77% Effective Maturity 8 Months 16 Days Modified Duration 5 Months 5 Days Growth of 10,000 investment over the years.
Date Value 31 Jul 21 ₹10,000 31 Jul 22 ₹10,343 31 Jul 23 ₹11,025 31 Jul 24 ₹11,820 31 Jul 25 ₹12,707 31 Jul 26 ₹13,483 Returns for SBI Magnum Ultra Short Duration Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Aug 26 Duration Returns 1 Month 0.4% 3 Month 1.8% 6 Month 3.2% 1 Year 6.2% 3 Year 6.9% 5 Year 6.2% 10 Year 15 Year Since launch 7% Historical performance (Yearly) on absolute basis
Year Returns 2025 7% 2024 7.4% 2023 7% 2022 4.5% 2021 3.4% 2020 5.9% 2019 8% 2018 7.9% 2017 6.6% 2016 7.7% Fund Manager information for SBI Magnum Ultra Short Duration Fund
Name Since Tenure Sudhir Agrawal 15 May 25 1.21 Yr. Data below for SBI Magnum Ultra Short Duration Fund as on 30 Jun 26
Asset Allocation
Asset Class Value Cash 74.91% Debt 24.68% Other 0.41% Debt Sector Allocation
Sector Value Corporate 59.61% Cash Equivalent 24.13% Government 15.85% Credit Quality
Rating Value AA 19.04% AAA 80.96% Top Securities Holdings / Portfolio
Name Holding Value Quantity India (Republic of)
- | -6% ₹699 Cr 70,000,000 TATA Communications Limited
Debentures | -5% ₹550 Cr 55,000 Muthoot Finance Limited
Debentures | -3% ₹324 Cr 32,500
↑ 10,000 Adani Power Limited
Debentures | -3% ₹298 Cr 30,000 RADHAKRISHNA SECURITISATION TRUST
Unlisted bonds | -2% ₹248 Cr 255 Muthoot Finance Limited
Debentures | -2% ₹201 Cr 20,000 Oberoi Realty Limited
Debentures | -1% ₹166 Cr 20,000 Eris Lifesciences Limited
Debentures | -1% ₹150 Cr 15,000 7.03% Chhattisgarh Sdl 2026
Sovereign Bonds | -1% ₹150 Cr 15,000,000 TATA Motors Limited
Debentures | -1% ₹150 Cr 1,500 4. SBI Magnum Medium Duration Fund
SBI Magnum Medium Duration Fund
Growth Launch Date 12 Nov 03 NAV (03 Aug 26) ₹54.6677 ↑ 0.05 (0.10 %) Net Assets (Cr) ₹6,466 on 30 Jun 26 Category Debt - Medium term Bond AMC SBI Funds Management Private Limited Rating ☆☆☆ Risk Moderate Expense Ratio 1.22 Sharpe Ratio 0.23 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-12 Months (1.5%),12 Months and above(NIL) Yield to Maturity 8.5% Effective Maturity 4 Years 2 Months 16 Days Modified Duration 2 Years 10 Months 24 Days Growth of 10,000 investment over the years.
Date Value 31 Jul 21 ₹10,000 31 Jul 22 ₹10,257 31 Jul 23 ₹10,999 31 Jul 24 ₹11,812 31 Jul 25 ₹12,828 31 Jul 26 ₹13,599 Returns for SBI Magnum Medium Duration Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Aug 26 Duration Returns 1 Month 0.1% 3 Month 2.8% 6 Month 3.7% 1 Year 6.1% 3 Year 7.4% 5 Year 6.3% 10 Year 15 Year Since launch 7.8% Historical performance (Yearly) on absolute basis
Year Returns 2025 7.5% 2024 8.1% 2023 7.2% 2022 3.4% 2021 3.8% 2020 12.3% 2019 11.1% 2018 6.2% 2017 7.6% 2016 14% Fund Manager information for SBI Magnum Medium Duration Fund
Name Since Tenure Lokesh Mallya 1 Dec 23 2.67 Yr. Mohit Jain 30 Nov 17 8.67 Yr. Data below for SBI Magnum Medium Duration Fund as on 30 Jun 26
Asset Allocation
Asset Class Value Cash 7.02% Equity 6.42% Debt 86.24% Other 0.33% Debt Sector Allocation
Sector Value Corporate 63.06% Government 23.17% Cash Equivalent 7.02% Credit Quality
Rating Value A 13.06% AA 45.55% AAA 41.39% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.94% Govt Stock 2036
Sovereign Bonds | -5% ₹354 Cr 35,000,000 6.68% Govt Stock 2040
Sovereign Bonds | -5% ₹316 Cr 32,500,000
↓ -10,000,000 Godrej Properties Limited
Debentures | -5% ₹301 Cr 30,000 Jsw Kalinga Steel Limited
Debentures | -4% ₹277 Cr 27,000 7.18% Govt Stock 2033
Sovereign Bonds | -4% ₹252 Cr 24,500,000 Yes Bank Limited
Debentures | -3% ₹225 Cr 2,250 Aditya Birla Real Estate Limited
Debentures | -3% ₹221 Cr 22,000 Renew Solar Energy (Jharkhand Five) Private Limited
Debentures | -3% ₹218 Cr 24,000 Jtpm Metal TRaders Limited
Debentures | -3% ₹214 Cr 20,000 Renserv Global Private Limited
Debentures | -3% ₹205 Cr 20,500 5. SBI Savings Fund
SBI Savings Fund
Growth Launch Date 19 Jul 04 NAV (03 Aug 26) ₹44.2256 ↑ 0.03 (0.07 %) Net Assets (Cr) ₹33,005 on 30 Jun 26 Category Debt - Money Market AMC SBI Funds Management Private Limited Rating ☆☆☆ Risk Moderately Low Expense Ratio 0.74 Sharpe Ratio 0.34 Information Ratio 0 Alpha Ratio 0 Min Investment 500 Min SIP Investment 500 Exit Load 0-3 Days (0.1%),3 Days and above(NIL) Yield to Maturity 7.48% Effective Maturity 7 Months 17 Days Modified Duration 6 Months 11 Days Growth of 10,000 investment over the years.
Date Value 31 Jul 21 ₹10,000 31 Jul 22 ₹10,329 31 Jul 23 ₹11,006 31 Jul 24 ₹11,782 31 Jul 25 ₹12,680 31 Jul 26 ₹13,417 Returns for SBI Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Aug 26 Duration Returns 1 Month 0.4% 3 Month 1.7% 6 Month 3.1% 1 Year 5.9% 3 Year 6.8% 5 Year 6.1% 10 Year 15 Year Since launch 7% Historical performance (Yearly) on absolute basis
Year Returns 2025 7.1% 2024 7.3% 2023 6.9% 2022 4.3% 2021 3.3% 2020 5.7% 2019 7.7% 2018 7.1% 2017 6.3% 2016 8.4% Fund Manager information for SBI Savings Fund
Name Since Tenure Rajeev Radhakrishnan 1 Dec 23 2.67 Yr. Sankalp Jain 1 Jul 26 0.08 Yr. Data below for SBI Savings Fund as on 30 Jun 26
Asset Allocation
Asset Class Value Cash 80.32% Debt 19.39% Other 0.29% Debt Sector Allocation
Sector Value Corporate 45.99% Cash Equivalent 29.88% Government 23.84% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity India (Republic of)
- | -4% ₹1,269 Cr 130,000,000 Day Tbill
Sovereign Bonds | -4% ₹1,256 Cr 130,000,000 National Bank for Agriculture and Rural Development
Domestic Bonds | -2% ₹815 Cr 17,100 Day Tbill
Sovereign Bonds | -2% ₹725 Cr 75,000,000 6.79% Govt Stock 2027
Sovereign Bonds | -2% ₹504 Cr 50,000,000 Axis Bank Ltd.
Debentures | -1% ₹479 Cr 10,000 7.52% Uttarpradesh Sdl 2027
Sovereign Bonds | -1% ₹329 Cr 32,500,000 Equitas Small Finance Bank Ltd.
Debentures | -1% ₹242 Cr 5,000 Equitas Small Finance Bank Ltd.
Debentures | -1% ₹242 Cr 5,000 Small Industries Development Bank of India
Debentures | -1% ₹234 Cr 5,000 6. SBI Magnum Low Duration Fund
SBI Magnum Low Duration Fund
Growth Launch Date 27 Jul 07 NAV (03 Aug 26) ₹3,714.39 ↑ 3.05 (0.08 %) Net Assets (Cr) ₹13,394 on 30 Jun 26 Category Debt - Low Duration AMC SBI Funds Management Private Limited Rating ☆☆☆ Risk Moderately Low Expense Ratio 0.95 Sharpe Ratio -0.01 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.7% Effective Maturity 1 Year 18 Days Modified Duration 9 Months 29 Days Growth of 10,000 investment over the years.
Date Value 31 Jul 21 ₹10,000 31 Jul 22 ₹10,300 31 Jul 23 ₹10,959 31 Jul 24 ₹11,733 31 Jul 25 ₹12,634 31 Jul 26 ₹13,322 Returns for SBI Magnum Low Duration Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Aug 26 Duration Returns 1 Month 0.3% 3 Month 1.7% 6 Month 2.9% 1 Year 5.5% 3 Year 6.7% 5 Year 5.9% 10 Year 15 Year Since launch Historical performance (Yearly) on absolute basis
Year Returns 2025 7% 2024 7.3% 2023 6.7% 2022 4% 2021 3.2% 2020 6.7% 2019 8.3% 2018 7.5% 2017 6.6% 2016 8.3% Fund Manager information for SBI Magnum Low Duration Fund
Name Since Tenure Sudhir Agrawal 15 May 25 1.21 Yr. Data below for SBI Magnum Low Duration Fund as on 30 Jun 26
Asset Allocation
Asset Class Value Cash 44.22% Debt 55.44% Other 0.34% Debt Sector Allocation
Sector Value Corporate 67.53% Government 17.49% Cash Equivalent 14.64% Credit Quality
Rating Value AA 12.96% AAA 87.04% Top Securities Holdings / Portfolio
Name Holding Value Quantity RADHAKRISHNA SECURITISATION TRUST
Unlisted bonds | -4% ₹511 Cr 525 7.03% Chhattisgarh Sdl 2026
Sovereign Bonds | -4% ₹501 Cr 50,000,000 Bharti Telecom Limited
Debentures | -4% ₹497 Cr 50,000 India (Republic of)
- | -3% ₹475 Cr 47,500,000 Housing and Urban Development Corporation, Ltd.
Debentures | -3% ₹449 Cr 45,000
↑ 35,000 Axis Bank Ltd.
Debentures | -3% ₹383 Cr 8,000 Chhattisgarh (Government of) 7.37%
- | -2% ₹329 Cr 32,500,000 Small Industries Development Bank of India
Debentures | -2% ₹325 Cr 32,500
↓ -17,500 National Bank for Financing Infrastructure & Development
Domestic Bonds | -2% ₹284 Cr 28,500
↑ 15,000 Jsw Kalinga Steel Limited
Debentures | -2% ₹257 Cr 25,000 7. SBI Overnight Fund
SBI Overnight Fund
Growth Launch Date 1 Oct 02 NAV (03 Aug 26) ₹4,396 ↑ 0.59 (0.01 %) Net Assets (Cr) ₹26,839 on 30 Jun 26 Category Debt - Overnight AMC SBI Funds Management Private Limited Rating ☆☆ Risk Low Expense Ratio 0.15 Sharpe Ratio -17.55 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 2,000 Exit Load 0-1 Months (0.2%),1 Months and above(NIL) Yield to Maturity 5.36% Effective Maturity 1 Day Modified Duration 1 Day Growth of 10,000 investment over the years.
Date Value 31 Jul 21 ₹10,000 31 Jul 22 ₹10,354 31 Jul 23 ₹10,989 31 Jul 24 ₹11,724 31 Jul 25 ₹12,451 31 Jul 26 ₹13,102 Returns for SBI Overnight Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Aug 26 Duration Returns 1 Month 0.4% 3 Month 1.3% 6 Month 2.5% 1 Year 5.2% 3 Year 6% 5 Year 5.6% 10 Year 15 Year Since launch 6.4% Historical performance (Yearly) on absolute basis
Year Returns 2025 5.7% 2024 6.6% 2023 6.6% 2022 4.6% 2021 3.1% 2020 3.3% 2019 5.6% 2018 6.2% 2017 5.8% 2016 6.8% Fund Manager information for SBI Overnight Fund
Name Since Tenure Ranjana Gupta 27 Dec 24 1.59 Yr. Data below for SBI Overnight Fund as on 30 Jun 26
Asset Allocation
Asset Class Value Cash 100% Debt Sector Allocation
Sector Value Cash Equivalent 98.54% Government 1.46% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Treps
CBLO/Reverse Repo | -96% ₹32,612 Cr 17/07/2026 Maturing 182 DTB
Sovereign Bonds | -1% ₹250 Cr 25,000,000
↑ 25,000,000 23/07/2026 Maturing 182 DTB
Sovereign Bonds | -1% ₹250 Cr 25,000,000 Tbill
Sovereign Bonds | -1% ₹249 Cr 25,000,000 India (Republic of)
- | -1% ₹249 Cr 25,000,000
↑ 25,000,000 India (Republic of)
- | -1% ₹249 Cr 25,000,000
↑ 25,000,000 Indian Bank
Domestic Bonds | -1% ₹200 Cr 4,000
↑ 4,000 Net Receivable / Payable
CBLO | -0% -₹26 Cr National Bank For Agriculture And Rural Development
Debentures | -₹0 Cr 00
↓ -85,448,028 ICICI Bank Limited
Debentures | -₹0 Cr 00
↓ -45,100,604 8. SBI Short Term Debt Fund
SBI Short Term Debt Fund
Growth Launch Date 27 Jul 07 NAV (03 Aug 26) ₹34.0924 ↑ 0.02 (0.06 %) Net Assets (Cr) ₹13,976 on 30 Jun 26 Category Debt - Short term Bond AMC SBI Funds Management Private Limited Rating ☆☆☆ Risk Moderately Low Expense Ratio 0.84 Sharpe Ratio -0.12 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.94% Effective Maturity 2 Years 6 Months 22 Days Modified Duration 2 Years 4 Days Growth of 10,000 investment over the years.
Date Value 31 Jul 21 ₹10,000 31 Jul 22 ₹10,259 31 Jul 23 ₹10,915 31 Jul 24 ₹11,694 31 Jul 25 ₹12,736 31 Jul 26 ₹13,379 Returns for SBI Short Term Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Aug 26 Duration Returns 1 Month 0.1% 3 Month 2.2% 6 Month 2.9% 1 Year 5.1% 3 Year 7% 5 Year 6% 10 Year 15 Year Since launch Historical performance (Yearly) on absolute basis
Year Returns 2025 7.8% 2024 7.7% 2023 6.7% 2022 3.5% 2021 2.8% 2020 9.9% 2019 9.5% 2018 6% 2017 5.7% 2016 9.9% Fund Manager information for SBI Short Term Debt Fund
Name Since Tenure Mansi Sajeja 1 Dec 23 2.67 Yr. Data below for SBI Short Term Debt Fund as on 30 Jun 26
Asset Allocation
Asset Class Value Cash 6.41% Debt 93.23% Other 0.36% Debt Sector Allocation
Sector Value Corporate 69.19% Government 24.72% Cash Equivalent 5.73% Credit Quality
Rating Value AA 14.84% AAA 85.16% Top Securities Holdings / Portfolio
Name Holding Value Quantity Rec Limited
Debentures | -5% ₹701 Cr 70,000 SHIVSHAKTI SECURITISATION TRUST
Unlisted bonds | -4% ₹586 Cr 600 National Bank For Agriculture And Rural Development
Debentures | -4% ₹500 Cr 50,000 Gujarat (Government of) 7.43%
- | -3% ₹452 Cr 45,000,000 Bajaj Finance Ltd.
Debentures | -3% ₹451 Cr 45,000
↑ 45,000 SIDDHIVINAYAK SECURITISATION TRUST
Unlisted bonds | -3% ₹369 Cr 375 National Bank For Agriculture And Rural Development
Debentures | -3% ₹350 Cr 35,000 State Government Of Karnataka
Sovereign Bonds | -3% ₹350 Cr 35,000,000 Aditya Birla Housing Finance Limited
Debentures | -2% ₹300 Cr 30,000 Small Industries Development Bank of India
Debentures | -2% ₹295 Cr 29,500
↑ 1,000 9. SBI Banking and PSU Fund
SBI Banking and PSU Fund
Growth Launch Date 9 Oct 09 NAV (03 Aug 26) ₹3,300.23 ↑ 2.09 (0.06 %) Net Assets (Cr) ₹3,976 on 30 Jun 26 Category Debt - Banking & PSU Debt AMC SBI Funds Management Private Limited Rating ☆☆☆ Risk Moderate Expense Ratio 0.8 Sharpe Ratio -0.28 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.73% Effective Maturity 3 Years 10 Months 10 Days Modified Duration 2 Years 14 Days Growth of 10,000 investment over the years.
Date Value 31 Jul 21 ₹10,000 31 Jul 22 ₹10,192 31 Jul 23 ₹10,822 31 Jul 24 ₹11,586 31 Jul 25 ₹12,595 31 Jul 26 ₹13,213 Returns for SBI Banking and PSU Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Aug 26 Duration Returns 1 Month 0.2% 3 Month 2.2% 6 Month 3% 1 Year 4.9% 3 Year 6.9% 5 Year 5.7% 10 Year 15 Year Since launch 7.4% Historical performance (Yearly) on absolute basis
Year Returns 2025 7.4% 2024 7.7% 2023 6.6% 2022 2.9% 2021 2.6% 2020 10.5% 2019 9.7% 2018 7.4% 2017 6.4% 2016 8.3% Fund Manager information for SBI Banking and PSU Fund
Name Since Tenure Ardhendu Bhattacharya 1 Dec 23 2.67 Yr. Pradeep Kesavan 1 Dec 23 2.67 Yr. Data below for SBI Banking and PSU Fund as on 30 Jun 26
Asset Allocation
Asset Class Value Cash 13.19% Debt 86.44% Other 0.38% Debt Sector Allocation
Sector Value Corporate 61.72% Government 30.09% Cash Equivalent 7.81% Credit Quality
Rating Value AA 6.02% AAA 93.98% Top Securities Holdings / Portfolio
Name Holding Value Quantity Housing and Urban Development Corporation, Ltd.
Debentures | -5% ₹200 Cr 20,000
↑ 20,000 Small Industries Development Bank of India
Debentures | -5% ₹188 Cr 4,000 Bank of Baroda
Debentures | -5% ₹188 Cr 4,000
↑ 4,000 Canara Bank
Domestic Bonds | -5% ₹187 Cr 4,000
↑ 4,000 Power Grid Corporation Of India Limited
Debentures | -5% ₹186 Cr 23,000 Tamil Nadu (Government of) 7.74%
- | -4% ₹179 Cr 17,500,000 Ongc Petro Additions Limited
Debentures | -4% ₹175 Cr 17,500 GAil (India) Limited
Debentures | -4% ₹175 Cr 1,750 National Bank for Agriculture and Rural Development
Domestic Bonds | -4% ₹169 Cr 17,000
↑ 17,000 India Infrastructure Finance Company Limited
Debentures | -4% ₹148 Cr 15,000 10. SBI Dynamic Bond Fund
SBI Dynamic Bond Fund
Growth Launch Date 9 Feb 04 NAV (03 Aug 26) ₹37.4899 ↑ 0.01 (0.02 %) Net Assets (Cr) ₹3,752 on 30 Jun 26 Category Debt - Dynamic Bond AMC SBI Funds Management Private Limited Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.44 Sharpe Ratio -0.48 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Months (0.25%),1 Months and above(NIL) Yield to Maturity 7.82% Effective Maturity 5 Years 4 Months 24 Days Modified Duration 3 Years 7 Months 13 Days Growth of 10,000 investment over the years.
Date Value 31 Jul 21 ₹10,000 31 Jul 22 ₹10,205 31 Jul 23 ₹11,055 31 Jul 24 ₹11,934 31 Jul 25 ₹12,837 31 Jul 26 ₹13,435 Returns for SBI Dynamic Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Aug 26 Duration Returns 1 Month 0.2% 3 Month 1.9% 6 Month 3.5% 1 Year 4.6% 3 Year 6.7% 5 Year 6.1% 10 Year 15 Year Since launch Historical performance (Yearly) on absolute basis
Year Returns 2025 5.5% 2024 8.6% 2023 7.1% 2022 4.2% 2021 2% 2020 10.4% 2019 12.7% 2018 5.1% 2017 3.9% 2016 15.3% Fund Manager information for SBI Dynamic Bond Fund
Name Since Tenure Sudhir Agarwal 1 Jul 25 1.08 Yr. Data below for SBI Dynamic Bond Fund as on 30 Jun 26
Asset Allocation
Asset Class Value Cash 18.33% Debt 81.32% Other 0.34% Debt Sector Allocation
Sector Value Government 52.34% Corporate 42.86% Cash Equivalent 4.46% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.71% Govt Stock 2066
Sovereign Bonds | -25% ₹926 Cr 90,000,000
↑ 85,000,000 Axis Bank Ltd.
Debentures | -9% ₹335 Cr 7,000 Andhra Pradesh (Government of) 7.28%
- | -7% ₹250 Cr 25,000,000 National Bank for Agriculture and Rural Development
Domestic Bonds | -6% ₹223 Cr 22,500
↑ 22,500 Summit Digitel Infrastructure Limited
Debentures | -4% ₹157 Cr 1,500 7.7% Maharashtra Sdl 2032
Sovereign Bonds | -4% ₹154 Cr 15,000,000 Rec Limited
Debentures | -3% ₹125 Cr 12,500 India (Republic of)
- | -3% ₹124 Cr 12,500,000 National Highways Infra TRust
Debentures | -3% ₹119 Cr 22,500 State Government Of Kerala
Sovereign Bonds | -3% ₹110 Cr 11,000,000
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I have SBI PSU Fund lumsum amount 20000,for 13 year, but this fund under perform, I want switch this fund which sbi fund is better for switching.