SBI म्युच्युअल फंड 2022 द्वारे 5 सर्वोत्कृष्ट बॅलन्स्ड फंड

Updated on January 24, 2026 , 24709 views

इक्विटी आणि कर्ज या दोन्हीच्या दुहेरी फायद्यांचा आनंद घेण्यासाठी,SBI म्युच्युअल फंड काही चांगले आहेसंतुलित निधी त्यांच्या गुंतवणूकदारांना ऑफर करण्यासाठी. बॅलन्स्ड फंड, ज्याला हायब्रीड फंड देखील म्हणतात, इक्विटी आणि दोन्हीमध्ये गुंतवणूक करतातकर्ज निधी, जे गुंतवणूकदारांना आनंद घेऊ देतेभांडवल वाढ तसेच नियमित अंतराने निश्चित परतावा मिळवा.

SBI चे टॉप बॅलन्स फंड काही विशिष्ट निकष जसे की त्यांची भूतकाळातील कामगिरी, AUM इत्यादी द्वारे शॉर्टलिस्ट केले गेले आहेत. टॉप हायब्रीड फंड शोधत असलेले गुंतवणूकदार या सूचीबद्ध SBI मध्ये गुंतवणूक करू शकतात.म्युच्युअल फंड शीर्ष योजना.

SBI बॅलन्स्ड फंडात गुंतवणूक का करावी?

दोन्हीपैकी सर्वोत्तम

संतुलित निधी कमी अस्थिर असतात. ते इक्विटी घटकाद्वारे उच्च परतावा आणि कर्ज घटकाद्वारे स्थिरता सुनिश्चित करून इक्विटी आणि डेट फंड दोन्हीपैकी सर्वोत्तम ऑफर करतात.

कमी/मध्यम जोखीम, उच्च परतावा

वरआधार मालमत्तेचे वाटप करताना, संतुलित निधीवरील परतावा जोखीम समायोजित केला जातो. द्वारेगुंतवणूक मध्येलहान टोपी आणिमिड-कॅप स्टॉक्स, इक्विटी नफा जास्त आहेत आणि संबंधित जोखीमघटक कर्ज गुंतवणूक नियंत्रित आहे.

Ready to Invest?
Talk to our investment specialist

बेस्ट एसबीआय बॅलन्स्ड म्युच्युअल फंड

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
SBI Debt Hybrid Fund Growth	₹73.4749 ↑ 0.01	₹9,851	-0.5	0.3	6.4	9.4	9.2	6.7
SBI Multi Asset Allocation Fund Growth	₹66.7572 ↑ 0.62	₹13,033	5.5	9.5	20.6	18.5	14.8	18.6
SBI Equity Hybrid Fund Growth	₹300.274 ↑ 0.82	₹82,847	-3.9	-2	10	13.5	12.3	12.3
SBI Arbitrage Opportunities Fund Growth	₹34.9197 ↓ -0.03	₹41,714	1.6	3	6.5	7.2	6.1	6.5
SBI Dynamic Asset Allocation Fund Growth	₹15.9463 ↑ 0.03	₹655	3.9	6.2	25.1	6.9	8.3
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 27 Jan 26

Research Highlights & Commentary of 5 Funds showcased

Commentary	SBI Debt Hybrid Fund	SBI Multi Asset Allocation Fund	SBI Equity Hybrid Fund	SBI Arbitrage Opportunities Fund	SBI Dynamic Asset Allocation Fund
Point 1	Bottom quartile AUM (₹9,851 Cr).	Lower mid AUM (₹13,033 Cr).	Highest AUM (₹82,847 Cr).	Upper mid AUM (₹41,714 Cr).	Bottom quartile AUM (₹655 Cr).
Point 2	Oldest track record among peers (24 yrs).	Established history (20+ yrs).	Established history (21+ yrs).	Established history (19+ yrs).	Established history (10+ yrs).
Point 3	Top rated.	Rating: 4★ (upper mid).	Rating: 4★ (lower mid).	Rating: 2★ (bottom quartile).	Not Rated.
Point 4	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderately High.	Risk profile: Moderately Low.	Risk profile: Moderately High.
Point 5	5Y return: 9.25% (lower mid).	5Y return: 14.83% (top quartile).	5Y return: 12.31% (upper mid).	5Y return: 6.07% (bottom quartile).	5Y return: 8.31% (bottom quartile).
Point 6	3Y return: 9.40% (lower mid).	3Y return: 18.53% (top quartile).	3Y return: 13.45% (upper mid).	3Y return: 7.16% (bottom quartile).	3Y return: 6.92% (bottom quartile).
Point 7	1Y return: 6.36% (bottom quartile).	1Y return: 20.61% (upper mid).	1Y return: 10.02% (lower mid).	1Y return: 6.53% (bottom quartile).	1Y return: 25.12% (top quartile).
Point 8	1M return: -0.97% (bottom quartile).	1M return: 1.16% (top quartile).	1M return: -3.78% (bottom quartile).	1M return: 0.59% (lower mid).	1M return: 1.04% (upper mid).
Point 9	Alpha: 0.00 (upper mid).	Alpha: 0.00 (lower mid).	Alpha: 3.30 (top quartile).	Alpha: 0.00 (bottom quartile).	Alpha: 0.00 (bottom quartile).
Point 10	Sharpe: 0.16 (bottom quartile).	Sharpe: 1.60 (upper mid).	Sharpe: 0.63 (bottom quartile).	Sharpe: 1.31 (lower mid).	Sharpe: 2.59 (top quartile).

SBI Debt Hybrid Fund

Bottom quartile AUM (₹9,851 Cr).
Oldest track record among peers (24 yrs).
Top rated.
Risk profile: Moderate.
5Y return: 9.25% (lower mid).
3Y return: 9.40% (lower mid).
1Y return: 6.36% (bottom quartile).
1M return: -0.97% (bottom quartile).
Alpha: 0.00 (upper mid).
Sharpe: 0.16 (bottom quartile).

SBI Multi Asset Allocation Fund

Lower mid AUM (₹13,033 Cr).
Established history (20+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderate.
5Y return: 14.83% (top quartile).
3Y return: 18.53% (top quartile).
1Y return: 20.61% (upper mid).
1M return: 1.16% (top quartile).
Alpha: 0.00 (lower mid).
Sharpe: 1.60 (upper mid).

SBI Equity Hybrid Fund

Highest AUM (₹82,847 Cr).
Established history (21+ yrs).
Rating: 4★ (lower mid).
Risk profile: Moderately High.
5Y return: 12.31% (upper mid).
3Y return: 13.45% (upper mid).
1Y return: 10.02% (lower mid).
1M return: -3.78% (bottom quartile).
Alpha: 3.30 (top quartile).
Sharpe: 0.63 (bottom quartile).

SBI Arbitrage Opportunities Fund

Upper mid AUM (₹41,714 Cr).
Established history (19+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately Low.
5Y return: 6.07% (bottom quartile).
3Y return: 7.16% (bottom quartile).
1Y return: 6.53% (bottom quartile).
1M return: 0.59% (lower mid).
Alpha: 0.00 (bottom quartile).
Sharpe: 1.31 (lower mid).

SBI Dynamic Asset Allocation Fund

Bottom quartile AUM (₹655 Cr).
Established history (10+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 8.31% (bottom quartile).
3Y return: 6.92% (bottom quartile).
1Y return: 25.12% (top quartile).
1M return: 1.04% (upper mid).
Alpha: 0.00 (bottom quartile).
Sharpe: 2.59 (top quartile).

1. SBI Debt Hybrid Fund

(Erstwhile SBI Magnum Monthly Income Plan)

To provide regular income, liquidity and attractive returns to the investors through an actively managed portfolio of debt, equity and money market instruments. Income may be generated through the receipt of coupon payments, the amortization of the discount on the debt instruments, receipt of dividends or purchase and sale of securities in the underlying portfolio.

Research Highlights for SBI Debt Hybrid Fund

Bottom quartile AUM (₹9,851 Cr).
Oldest track record among peers (24 yrs).
Top rated.
Risk profile: Moderate.
5Y return: 9.25% (lower mid).
3Y return: 9.40% (lower mid).
1Y return: 6.36% (bottom quartile).
1M return: -0.97% (bottom quartile).
Alpha: 0.00 (upper mid).
Sharpe: 0.16 (bottom quartile).
Information ratio: 0.00 (upper mid).

Below is the key information for SBI Debt Hybrid Fund

SBI Debt Hybrid Fund Growth
Launch Date	9 Apr 01
NAV (27 Jan 26)	₹73.4749 ↑ 0.01 (0.02 %)
Net Assets (Cr)	₹9,851 on 31 Dec 25
Category	Hybrid - Hybrid Debt
AMC	SBI Funds Management Private Limited
Rating	☆☆☆☆☆
Risk	Moderate
Expense Ratio	1.23
Sharpe Ratio	0.16
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value

SBI Debt Hybrid Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹385,859.
Net Profit of ₹85,859 Invest Now

Returns for SBI Debt Hybrid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Jan 26

Duration	Returns
1 Month	-1%
3 Month	-0.5%
6 Month	0.3%
1 Year	6.4%
3 Year	9.4%
5 Year	9.2%
10 Year
15 Year
Since launch	8.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	6.7%
2023	11%
2022	12.2%
2021	4.5%
2020	14.1%
2019	13.5%
2018	8.1%
2017	-0.2%
2016	8.5%
2015	12.5%

Fund Manager information for SBI Debt Hybrid Fund

Name	Since	Tenure

Data below for SBI Debt Hybrid Fund as on 31 Dec 25

Asset Allocation

Asset Class	Value

Equity Sector Allocation

Sector	Value

Debt Sector Allocation

Sector	Value

Credit Quality

Rating	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

2. SBI Multi Asset Allocation Fund

(Erstwhile SBI Magnum Monthly Income Plan Floater)

To provide regular income, liquidity and attractive returns to investors in addition to mitigating the impact of interest rate risk through an actively managed portfolio of floating rate and fixed rate debt instruments, equity, money market instruments and derivatives.

Research Highlights for SBI Multi Asset Allocation Fund

Lower mid AUM (₹13,033 Cr).
Established history (20+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderate.
5Y return: 14.83% (top quartile).
3Y return: 18.53% (top quartile).
1Y return: 20.61% (upper mid).
1M return: 1.16% (top quartile).
Alpha: 0.00 (lower mid).
Sharpe: 1.60 (upper mid).
Information ratio: 0.00 (lower mid).

Below is the key information for SBI Multi Asset Allocation Fund

SBI Multi Asset Allocation Fund Growth
Launch Date	21 Dec 05
NAV (27 Jan 26)	₹66.7572 ↑ 0.62 (0.93 %)
Net Assets (Cr)	₹13,033 on 31 Dec 25
Category	Hybrid - Multi Asset
AMC	SBI Funds Management Private Limited
Rating	☆☆☆☆
Risk	Moderate
Expense Ratio	1.46
Sharpe Ratio	1.6
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value

SBI Multi Asset Allocation Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹436,710.
Net Profit of ₹136,710 Invest Now

Returns for SBI Multi Asset Allocation Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Jan 26

Duration	Returns
1 Month	1.2%
3 Month	5.5%
6 Month	9.5%
1 Year	20.6%
3 Year	18.5%
5 Year	14.8%
10 Year
15 Year
Since launch	9.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	18.6%
2023	12.8%
2022	24.4%
2021	6%
2020	13%
2019	14.2%
2018	10.6%
2017	0.4%
2016	10.9%
2015	8.7%

Fund Manager information for SBI Multi Asset Allocation Fund

Name	Since	Tenure

Data below for SBI Multi Asset Allocation Fund as on 31 Dec 25

Asset Allocation

Asset Class	Value

Equity Sector Allocation

Sector	Value

Debt Sector Allocation

Sector	Value

Credit Quality

Rating	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

3. SBI Equity Hybrid Fund

(Erstwhile SBI Magnum Balanced Fund)

To provide investors long term capital appreciation along with the liquidity of open-ended scheme by investing in a mix of debt and equity. The scheme will invest in a diversified portfolio of equities of high growth companies and balance the risk through investing the rest in a relatively safe portfolio of debt.

Research Highlights for SBI Equity Hybrid Fund

Highest AUM (₹82,847 Cr).
Established history (21+ yrs).
Rating: 4★ (lower mid).
Risk profile: Moderately High.
5Y return: 12.31% (upper mid).
3Y return: 13.45% (upper mid).
1Y return: 10.02% (lower mid).
1M return: -3.78% (bottom quartile).
Alpha: 3.30 (top quartile).
Sharpe: 0.63 (bottom quartile).
Information ratio: 0.47 (top quartile).

Below is the key information for SBI Equity Hybrid Fund

SBI Equity Hybrid Fund Growth
Launch Date	19 Jan 05
NAV (27 Jan 26)	₹300.274 ↑ 0.82 (0.27 %)
Net Assets (Cr)	₹82,847 on 31 Dec 25
Category	Hybrid - Hybrid Equity
AMC	SBI Funds Management Private Limited
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.4
Sharpe Ratio	0.63
Information Ratio	0.47
Alpha Ratio	3.3
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value

SBI Equity Hybrid Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹415,684.
Net Profit of ₹115,684 Invest Now

Returns for SBI Equity Hybrid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Jan 26

Duration	Returns
1 Month	-3.8%
3 Month	-3.9%
6 Month	-2%
1 Year	10%
3 Year	13.5%
5 Year	12.3%
10 Year
15 Year
Since launch	14.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	12.3%
2023	14.2%
2022	16.4%
2021	2.3%
2020	23.6%
2019	12.9%
2018	13.5%
2017	-0.1%
2016	27.7%
2015	3.7%

Fund Manager information for SBI Equity Hybrid Fund

Name	Since	Tenure

Data below for SBI Equity Hybrid Fund as on 31 Dec 25

Asset Allocation

Asset Class	Value

Equity Sector Allocation

Sector	Value

Debt Sector Allocation

Sector	Value

Credit Quality

Rating	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

4. SBI Arbitrage Opportunities Fund

To provide capital appreciation and regular income for unitholders by identifying profitable arbitrage opportunities between the spot and derivative market segments as also through investment of surplus cash in debt and money market instruments.

Research Highlights for SBI Arbitrage Opportunities Fund

Upper mid AUM (₹41,714 Cr).
Established history (19+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately Low.
5Y return: 6.07% (bottom quartile).
3Y return: 7.16% (bottom quartile).
1Y return: 6.53% (bottom quartile).
1M return: 0.59% (lower mid).
Alpha: 0.00 (bottom quartile).
Sharpe: 1.31 (lower mid).
Information ratio: 0.00 (bottom quartile).

Below is the key information for SBI Arbitrage Opportunities Fund

SBI Arbitrage Opportunities Fund Growth
Launch Date	3 Nov 06
NAV (27 Jan 26)	₹34.9197 ↓ -0.03 (-0.09 %)
Net Assets (Cr)	₹41,714 on 31 Dec 25
Category	Hybrid - Arbitrage
AMC	SBI Funds Management Private Limited
Rating	☆☆
Risk	Moderately Low
Expense Ratio	0.95
Sharpe Ratio	1.31
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Months (0.5%),1 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value

SBI Arbitrage Opportunities Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹357,992.
Net Profit of ₹57,992 Invest Now

Returns for SBI Arbitrage Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Jan 26

Duration	Returns
1 Month	0.6%
3 Month	1.6%
6 Month	3%
1 Year	6.5%
3 Year	7.2%
5 Year	6.1%
10 Year
15 Year
Since launch	6.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	6.5%
2023	7.5%
2022	7.4%
2021	4.6%
2020	4%
2019	3.5%
2018	6%
2017	6.2%
2016	5.3%
2015	6.4%

Fund Manager information for SBI Arbitrage Opportunities Fund

Name	Since	Tenure

Data below for SBI Arbitrage Opportunities Fund as on 31 Dec 25

Asset Allocation

Asset Class	Value

Equity Sector Allocation

Sector	Value

Debt Sector Allocation

Sector	Value

Credit Quality

Rating	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

5. SBI Dynamic Asset Allocation Fund

The objective of the fund will be to provide investors with an opportunity to invest in a portfolio of a mix of equity and equity related securities and fixed income instruments. The allocation between fixed income and equity instruments will be managed dynamically so as to provide investors with long term capital appreciation However, there can be no assurance that the investment objective of the Scheme will be achieved.

Research Highlights for SBI Dynamic Asset Allocation Fund

Bottom quartile AUM (₹655 Cr).
Established history (10+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 8.31% (bottom quartile).
3Y return: 6.92% (bottom quartile).
1Y return: 25.12% (top quartile).
1M return: 1.04% (upper mid).
Alpha: 0.00 (bottom quartile).
Sharpe: 2.59 (top quartile).
Information ratio: 0.00 (bottom quartile).

Below is the key information for SBI Dynamic Asset Allocation Fund

SBI Dynamic Asset Allocation Fund Growth
Launch Date	26 Mar 15
NAV (02 Jul 21)	₹15.9463 ↑ 0.03 (0.18 %)
Net Assets (Cr)	₹655 on 31 May 21
Category	Hybrid - Dynamic Allocation
AMC	SBI Funds Management Private Limited
Rating	Not Rated
Risk	Moderately High
Expense Ratio	2.07
Sharpe Ratio	2.59
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value

SBI Dynamic Asset Allocation Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹376,357.
Net Profit of ₹76,357 Invest Now

Returns for SBI Dynamic Asset Allocation Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Jan 26

Duration	Returns
1 Month	1%
3 Month	3.9%
6 Month	6.2%
1 Year	25.1%
3 Year	6.9%
5 Year	8.3%
10 Year
15 Year
Since launch	7.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015

Fund Manager information for SBI Dynamic Asset Allocation Fund

Name	Since	Tenure

Data below for SBI Dynamic Asset Allocation Fund as on 31 May 21

Asset Allocation

Asset Class	Value

Equity Sector Allocation

Sector	Value

Debt Sector Allocation

Sector	Value

Credit Quality

Rating	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

SBI म्युच्युअल फंडात ऑनलाइन गुंतवणूक कशी करावी?

Fincash.com वर आजीवन मोफत गुंतवणूक खाते उघडा.

तुमची नोंदणी आणि KYC प्रक्रिया पूर्ण करा

दस्तऐवज अपलोड करा (PAN, आधार इ.).आणि, तुम्ही गुंतवणूक करण्यास तयार आहात!

सुरु करूया

Disclaimer:
येथे प्रदान केलेली माहिती अचूक असल्याची खात्री करण्यासाठी सर्व प्रयत्न केले गेले आहेत. तथापि, डेटाच्या अचूकतेबद्दल कोणतीही हमी दिली जात नाही. कृपया कोणतीही गुंतवणूक करण्यापूर्वी योजना माहिती दस्तऐवजासह सत्यापित करा.