ICICI प्रुडेन्शियल म्युच्युअल फंड 2022 द्वारे 5 सर्वोत्तम कर्ज निधी

Updated on August 25, 2025 , 22167 views

icici म्युच्युअल फंड नियमित निर्माण करण्याचे उद्दिष्ट आहेउत्पन्न मधील गुंतवणुकीद्वारे गुंतवणूकदारांनाश्रेणी कर्ज आणिपैसा बाजार साधने कमी ते मध्यम पातळीची जोखीम घेऊन सध्याचे उत्पन्न ऑप्टिमाइझ करू इच्छिणाऱ्या गुंतवणूकदारांसाठी हे योग्य आहे.

ज्या गुंतवणूकदारांना त्यांचा अल्प ते मध्यावधी गाठायचा आहेआर्थिक उद्दिष्टे, नंतरकर्ज निधी एक चांगला पर्याय असू शकतो. या योजनेसाठी शिफारस केलेले कर्ज निधी आहेतलिक्विड फंड, अल्ट्राअल्पकालीन कर्ज निधी आणि अल्पकालीन कर्ज निधी. हे निधी तरल स्वरूपाचे आहेत, याचा अर्थ असा की एगुंतवणूकदार त्यांची गुंतवणूक केलेली रक्कम कधीही रिडीम करू शकते. डेट फंडात गुंतवणूक करण्याची योजना असलेले गुंतवणूकदार पूर्व-सूचीबद्ध शीर्ष 5 मधून निवडू शकतातसर्वोत्तम कर्ज निधी ICICI द्वारेम्युच्युअल फंड. हे फंड एयूएम सारख्या विशिष्ट पॅरामीटर्सद्वारे शॉर्टलिस्ट केले जातात.नाही, मागील कामगिरी, पोर्टफोलिओची सरासरी परिपक्वता इ.

Ready to Invest?
Talk to our investment specialist

आयसीआयसीआय डेट म्युच्युअल फंडात गुंतवणूक का करावी?

आयसीआयसीआय डेट फंड श्रेणीच्या विस्तृत श्रेणीसह येतात, त्यामुळे गुंतवणूकदार त्यांचे अल्प-मुदतीचे, मध्य-मुदतीचे आणि दीर्घकालीन योजना करू शकतात.गुंतवणूक योजना हे डेट फंड निवडून
लिक्विड फंडासारखे डेट फंड हे कमी जोखीम असलेल्या गुंतवणूकदारांसाठी कमी कालावधीसाठी गुंतवणूक करतात आणि त्यापेक्षा चांगला परतावा मिळवतात.बँक बचत खाती.
डेट फंडामध्ये, तुम्ही कोणत्याही वेळी गुंतवणुकीतून आवश्यक पैसे काढू शकता आणि उर्वरित पैसे गुंतवू शकता

सर्वोत्तम ICICI डेट म्युच्युअल फंड

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	2024 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
ICICI Prudential Regular Savings Fund Growth	₹32.1142 ↓ -0.03	₹6,044	1.5	4.8	8.7	7.9	8.5	7.91%	1Y 10M 13D	2Y 7M 2D
ICICI Prudential Medium Term Bond Fund Growth	₹45.1287 ↓ -0.06	₹5,688	0.9	4.3	8.3	7.5	8	7.67%	3Y 1M 6D	5Y 1M 13D
ICICI Prudential Corporate Bond Fund Growth	₹30.0807 ↓ -0.03	₹33,574	0.8	4.3	8.1	7.8	8	6.78%	2Y 5M 26D	4Y 6M 29D
ICICI Prudential Short Term Fund Growth	₹60.7145 ↓ -0.04	₹22,070	1	4.4	8.1	7.7	7.8	7.11%	2Y 2M 5D	4Y 25D
ICICI Prudential Savings Fund Growth	₹550.029 ↓ -0.02	₹26,748	1.6	4.2	8	7.8	8	6.76%	9M 22D	1Y 8M 8D
ICICI Prudential Money Market Fund Growth	₹384.083 ↑ 0.05	₹36,942	1.7	4.1	7.9	7.5	7.7	6.1%	5M 24D	6M 6D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 26 Aug 25

Research Highlights & Commentary of 6 Funds showcased

Commentary	ICICI Prudential Regular Savings Fund	ICICI Prudential Medium Term Bond Fund	ICICI Prudential Corporate Bond Fund	ICICI Prudential Short Term Fund	ICICI Prudential Savings Fund	ICICI Prudential Money Market Fund
Point 1	Bottom quartile AUM (₹6,044 Cr).	Bottom quartile AUM (₹5,688 Cr).	Upper mid AUM (₹33,574 Cr).	Lower mid AUM (₹22,070 Cr).	Upper mid AUM (₹26,748 Cr).	Highest AUM (₹36,942 Cr).
Point 2	Established history (14+ yrs).	Established history (20+ yrs).	Established history (16+ yrs).	Oldest track record among peers (23 yrs).	Established history (22+ yrs).	Established history (19+ yrs).
Point 3	Rating: 1★ (bottom quartile).	Rating: 2★ (bottom quartile).	Top rated.	Rating: 4★ (upper mid).	Rating: 4★ (upper mid).	Rating: 4★ (lower mid).
Point 4	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderately Low.	Risk profile: Moderate.	Risk profile: Moderately Low.	Risk profile: Low.
Point 5	1Y return: 8.73% (top quartile).	1Y return: 8.33% (upper mid).	1Y return: 8.11% (upper mid).	1Y return: 8.09% (lower mid).	1Y return: 8.03% (bottom quartile).	1Y return: 7.93% (bottom quartile).
Point 6	1M return: 0.11% (upper mid).	1M return: -0.24% (bottom quartile).	1M return: -0.05% (bottom quartile).	1M return: 0.02% (lower mid).	1M return: 0.41% (upper mid).	1M return: 0.47% (top quartile).
Point 7	Sharpe: 2.62 (upper mid).	Sharpe: 2.39 (lower mid).	Sharpe: 2.12 (bottom quartile).	Sharpe: 2.15 (bottom quartile).	Sharpe: 3.17 (top quartile).	Sharpe: 3.08 (upper mid).
Point 8	Information ratio: 0.00 (top quartile).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (lower mid).	Information ratio: 0.00 (bottom quartile).	Information ratio: 0.00 (bottom quartile).
Point 9	Yield to maturity (debt): 7.91% (top quartile).	Yield to maturity (debt): 7.67% (upper mid).	Yield to maturity (debt): 6.78% (lower mid).	Yield to maturity (debt): 7.11% (upper mid).	Yield to maturity (debt): 6.76% (bottom quartile).	Yield to maturity (debt): 6.10% (bottom quartile).
Point 10	Modified duration: 1.87 yrs (upper mid).	Modified duration: 3.10 yrs (bottom quartile).	Modified duration: 2.49 yrs (bottom quartile).	Modified duration: 2.18 yrs (lower mid).	Modified duration: 0.81 yrs (upper mid).	Modified duration: 0.48 yrs (top quartile).

ICICI Prudential Regular Savings Fund

Bottom quartile AUM (₹6,044 Cr).
Established history (14+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderate.
1Y return: 8.73% (top quartile).
1M return: 0.11% (upper mid).
Sharpe: 2.62 (upper mid).
Information ratio: 0.00 (top quartile).
Yield to maturity (debt): 7.91% (top quartile).
Modified duration: 1.87 yrs (upper mid).

ICICI Prudential Medium Term Bond Fund

Bottom quartile AUM (₹5,688 Cr).
Established history (20+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderate.
1Y return: 8.33% (upper mid).
1M return: -0.24% (bottom quartile).
Sharpe: 2.39 (lower mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 7.67% (upper mid).
Modified duration: 3.10 yrs (bottom quartile).

ICICI Prudential Corporate Bond Fund

Upper mid AUM (₹33,574 Cr).
Established history (16+ yrs).
Top rated.
Risk profile: Moderately Low.
1Y return: 8.11% (upper mid).
1M return: -0.05% (bottom quartile).
Sharpe: 2.12 (bottom quartile).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 6.78% (lower mid).
Modified duration: 2.49 yrs (bottom quartile).

ICICI Prudential Short Term Fund

Lower mid AUM (₹22,070 Cr).
Oldest track record among peers (23 yrs).
Rating: 4★ (upper mid).
Risk profile: Moderate.
1Y return: 8.09% (lower mid).
1M return: 0.02% (lower mid).
Sharpe: 2.15 (bottom quartile).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 7.11% (upper mid).
Modified duration: 2.18 yrs (lower mid).

ICICI Prudential Savings Fund

Upper mid AUM (₹26,748 Cr).
Established history (22+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately Low.
1Y return: 8.03% (bottom quartile).
1M return: 0.41% (upper mid).
Sharpe: 3.17 (top quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 6.76% (bottom quartile).
Modified duration: 0.81 yrs (upper mid).

ICICI Prudential Money Market Fund

Highest AUM (₹36,942 Cr).
Established history (19+ yrs).
Rating: 4★ (lower mid).
Risk profile: Low.
1Y return: 7.93% (bottom quartile).
1M return: 0.47% (top quartile).
Sharpe: 3.08 (upper mid).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 6.10% (bottom quartile).
Modified duration: 0.48 yrs (top quartile).

*निधीची यादी यावर आधारितमालमत्ता >= 100 कोटी & क्रमवारी लावली1 वर्षाचा परतावा.

1. ICICI Prudential Regular Savings Fund

The fund’s objective is to provide reasonable returns, by maintaining an optimum balance of safety, liquidity and yield, through investments in a basket of debt and money market instruments with a view to delivering consistent performance. However, there can be no assurance that the investment objective of the Scheme will be realized.

Research Highlights for ICICI Prudential Regular Savings Fund

Bottom quartile AUM (₹6,044 Cr).
Established history (14+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderate.
1Y return: 8.73% (top quartile).
1M return: 0.11% (upper mid).
Sharpe: 2.62 (upper mid).
Information ratio: 0.00 (top quartile).
Yield to maturity (debt): 7.91% (top quartile).
Modified duration: 1.87 yrs (upper mid).
Average maturity: 2.59 yrs (upper mid).
Exit load: 0-1 Years (1%),1 Years and above(NIL).

Below is the key information for ICICI Prudential Regular Savings Fund

ICICI Prudential Regular Savings Fund Growth
Launch Date	3 Dec 10
NAV (26 Aug 25)	₹32.1142 ↓ -0.03 (-0.10 %)
Net Assets (Cr)	₹6,044 on 31 Jul 25
Category	Debt - Credit Risk
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆
Risk	Moderate
Expense Ratio	1.43
Sharpe Ratio	2.62
Information Ratio	0
Alpha Ratio	0
Min Investment	10,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)
Yield to Maturity	7.91%
Effective Maturity	2 Years 7 Months 2 Days
Modified Duration	1 Year 10 Months 13 Days

Growth of 10,000 investment over the years.

Date	Value
31 Jul 20	₹10,000
31 Jul 21	₹10,780
31 Jul 22	₹11,303
31 Jul 23	₹12,066
31 Jul 24	₹13,031
31 Jul 25	₹14,249

ICICI Prudential Regular Savings Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125 Invest Now

Returns for ICICI Prudential Regular Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 26 Aug 25

Duration	Returns
1 Month	0.1%
3 Month	1.5%
6 Month	4.8%
1 Year	8.7%
3 Year	7.9%
5 Year	7.4%
10 Year
15 Year
Since launch	8.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	8.5%
2023	7.2%
2022	5.1%
2021	6.2%
2020	9.8%
2019	9.5%
2018	6.6%
2017	6.8%
2016	9.5%
2015	9%

Fund Manager information for ICICI Prudential Regular Savings Fund

Name	Since	Tenure
Manish Banthia	7 Nov 16	8.74 Yr.
Akhil Kakkar	22 Jan 24	1.52 Yr.

Data below for ICICI Prudential Regular Savings Fund as on 31 Jul 25

Asset Allocation

Asset Class	Value
Cash	12.71%
Equity	8.05%
Debt	78.88%
Other	0.36%

Debt Sector Allocation

Sector	Value
Corporate	72.84%
Government	11.6%
Cash Equivalent	7.15%

Credit Quality

Rating	Value
A	17.13%
AA	57.47%
AAA	24.65%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.1% Govt Stock 2034 Sovereign Bonds \| -	5%	₹332 Cr	31,767,530
Embassy Office Parks REIT (Real Estate) -, Since 30 Apr 25 \| 542602	4%	₹236 Cr	6,030,181 ↓ -477,897
Millennia Realtors Private Limited Debentures \| -	3%	₹212 Cr	2,100
Varroc Engineering Limited Debentures \| -	3%	₹204 Cr	25,000
Vedanta Limited Debentures \| -	3%	₹202 Cr	20,000
Bamboo Hotel And Global Centre (Delhi) Private Limited Debentures \| -	3%	₹187 Cr	18,500
Aadhar Housing Finance Limited Debentures \| -	3%	₹177 Cr	17,500
Nirma Limited Debentures \| -	3%	₹152 Cr	15,000
Dlf Home Developers Limited Debentures \| -	2%	₹151 Cr	15,000
Macrotech Developers Limited Debentures \| -	2%	₹151 Cr	15,000

2. ICICI Prudential Medium Term Bond Fund

(Erstwhile ICICI Prudential Corporate Bond Fund)

To generate income through investments in a range of debt and money market instruments of various maturities with a view to maximizing income while maintaining the optimum balance of yield, safety and liquidity.

Research Highlights for ICICI Prudential Medium Term Bond Fund

Bottom quartile AUM (₹5,688 Cr).
Established history (20+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderate.
1Y return: 8.33% (upper mid).
1M return: -0.24% (bottom quartile).
Sharpe: 2.39 (lower mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 7.67% (upper mid).
Modified duration: 3.10 yrs (bottom quartile).
Average maturity: 5.12 yrs (bottom quartile).
Exit load: 0-1 Years (1%),1 Years and above(NIL).

Below is the key information for ICICI Prudential Medium Term Bond Fund

ICICI Prudential Medium Term Bond Fund Growth
Launch Date	15 Sep 04
NAV (26 Aug 25)	₹45.1287 ↓ -0.06 (-0.14 %)
Net Assets (Cr)	₹5,688 on 31 Jul 25
Category	Debt - Medium term Bond
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆
Risk	Moderate
Expense Ratio	1.37
Sharpe Ratio	2.39
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)
Yield to Maturity	7.67%
Effective Maturity	5 Years 1 Month 13 Days
Modified Duration	3 Years 1 Month 6 Days

Growth of 10,000 investment over the years.

Date	Value
31 Jul 20	₹10,000
31 Jul 21	₹10,747
31 Jul 22	₹11,147
31 Jul 23	₹11,915
31 Jul 24	₹12,797
31 Jul 25	₹13,983

ICICI Prudential Medium Term Bond Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for ICICI Prudential Medium Term Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 26 Aug 25

Duration	Returns
1 Month	-0.2%
3 Month	0.9%
6 Month	4.3%
1 Year	8.3%
3 Year	7.5%
5 Year	7%
10 Year
15 Year
Since launch	7.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	8%
2023	7%
2022	4.2%
2021	5.5%
2020	10.4%
2019	9.2%
2018	5.1%
2017	6.5%
2016	10.2%
2015	8.4%

Fund Manager information for ICICI Prudential Medium Term Bond Fund

Name	Since	Tenure
Manish Banthia	7 Nov 16	8.74 Yr.
Akhil Kakkar	22 Jan 24	1.52 Yr.

Data below for ICICI Prudential Medium Term Bond Fund as on 31 Jul 25

Asset Allocation

Asset Class	Value
Cash	6.23%
Equity	6.18%
Debt	87.28%
Other	0.32%

Debt Sector Allocation

Sector	Value
Corporate	65.15%
Government	22.56%
Cash Equivalent	5.8%

Credit Quality

Rating	Value
AA	59.79%
AAA	39.25%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.1% Govt Stock 2034 Sovereign Bonds \| -	10%	₹559 Cr	53,458,200 ↓ -12,500,000
7.34% Govt Stock 2064 Sovereign Bonds \| -	3%	₹195 Cr	18,801,500
Embassy Office Parks REIT (Real Estate) -, Since 30 Apr 25 \| 542602	3%	₹186 Cr	4,765,556 ↓ -74,678
National Bank For Agriculture And Rural Development Debentures \| -	3%	₹177 Cr	17,500
Vedanta Limited Debentures \| -	3%	₹171 Cr	17,000
Godrej Properties Limited Debentures \| -	3%	₹154 Cr	15,000
Oberoi Realty Limited Debentures \| -	3%	₹153 Cr	15,000
TATA Projects Limited Debentures \| -	3%	₹151 Cr	15,000
Macrotech Developers Limited Debentures \| -	2%	₹126 Cr	12,500
TVS Credit Services Limited Debentures \| -	2%	₹114 Cr	110

3. ICICI Prudential Corporate Bond Fund

(Erstwhile ICICI Prudential Ultra Short Term Plan)

ICICI Prudential Ultra Short Term Plan is an open-ended income fund that intends to generate regular income through investments in a basket of debt and money market instruments of very short maturities with a view to providing reasonable returns, while maintaining an optimum balance of safety, liquidity and yield. However, there can be no assurance that the investment objective of the scheme will be realized.

Research Highlights for ICICI Prudential Corporate Bond Fund

Upper mid AUM (₹33,574 Cr).
Established history (16+ yrs).
Top rated.
Risk profile: Moderately Low.
1Y return: 8.11% (upper mid).
1M return: -0.05% (bottom quartile).
Sharpe: 2.12 (bottom quartile).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 6.78% (lower mid).
Modified duration: 2.49 yrs (bottom quartile).
Average maturity: 4.58 yrs (bottom quartile).
Exit load: NIL.

Below is the key information for ICICI Prudential Corporate Bond Fund

ICICI Prudential Corporate Bond Fund Growth
Launch Date	11 Aug 09
NAV (26 Aug 25)	₹30.0807 ↓ -0.03 (-0.09 %)
Net Assets (Cr)	₹33,574 on 31 Jul 25
Category	Debt - Corporate Bond
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆☆
Risk	Moderately Low
Expense Ratio	0.57
Sharpe Ratio	2.12
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	NIL
Yield to Maturity	6.78%
Effective Maturity	4 Years 6 Months 29 Days
Modified Duration	2 Years 5 Months 26 Days

Growth of 10,000 investment over the years.

Date	Value
31 Jul 20	₹10,000
31 Jul 21	₹10,484
31 Jul 22	₹10,840
31 Jul 23	₹11,681
31 Jul 24	₹12,578
31 Jul 25	₹13,692

ICICI Prudential Corporate Bond Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for ICICI Prudential Corporate Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 26 Aug 25

Duration	Returns
1 Month	-0.1%
3 Month	0.8%
6 Month	4.3%
1 Year	8.1%
3 Year	7.8%
5 Year	6.6%
10 Year
15 Year
Since launch	7.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	8%
2023	7.6%
2022	4.5%
2021	4.1%
2020	10.4%
2019	9.9%
2018	6.4%
2017	6.3%
2016	9.8%
2015	8.8%

Fund Manager information for ICICI Prudential Corporate Bond Fund

Name	Since	Tenure
Manish Banthia	22 Jan 24	1.52 Yr.
Ritesh Lunawat	22 Jan 24	1.52 Yr.

Data below for ICICI Prudential Corporate Bond Fund as on 31 Jul 25

Asset Allocation

Asset Class	Value
Cash	7.86%
Debt	91.87%
Other	0.27%

Debt Sector Allocation

Sector	Value
Corporate	66.91%
Government	28.29%
Cash Equivalent	4.53%

Credit Quality

Rating	Value
AAA	99.49%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.81% Govt Stock 2033 Sovereign Bonds \| -	6%	₹1,927 Cr	185,277,360
LIC Housing Finance Ltd Debentures \| -	4%	₹1,409 Cr	138,500 ↑ 30,000
National Bank For Agriculture And Rural Development Debentures \| -	3%	₹1,114 Cr	110,250
7.1% Govt Stock 2034 Sovereign Bonds \| -	3%	₹1,031 Cr	98,594,780 ↓ -20,000,000
National Bank For Agriculture And Rural Development Debentures \| -	3%	₹975 Cr	95,550
Pipeline Infrastructure Limited Debentures \| -	3%	₹835 Cr	80,500
Bharat Petroleum Corporation Limited Debentures \| -	2%	₹595 Cr	59,000
Rec Limited Debentures \| -	2%	₹531 Cr	52,500
INDIA UNIVERSAL TRUST AL1 Unlisted bonds \| -	2%	₹517 Cr	535
LIC Housing Finance Ltd Debentures \| -	2%	₹510 Cr	5,000

4. ICICI Prudential Short Term Fund

To generate income through investments in a range of debt and money market instruments of various maturities with a view to maximising income while maintaining the optimum balance of yield, safety and liquidity.

Research Highlights for ICICI Prudential Short Term Fund

Lower mid AUM (₹22,070 Cr).
Oldest track record among peers (23 yrs).
Rating: 4★ (upper mid).
Risk profile: Moderate.
1Y return: 8.09% (lower mid).
1M return: 0.02% (lower mid).
Sharpe: 2.15 (bottom quartile).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 7.11% (upper mid).
Modified duration: 2.18 yrs (lower mid).
Average maturity: 4.07 yrs (lower mid).
Exit load: 0-7 Days (0.25%),7 Days and above(NIL).

Below is the key information for ICICI Prudential Short Term Fund

ICICI Prudential Short Term Fund Growth
Launch Date	25 Oct 01
NAV (26 Aug 25)	₹60.7145 ↓ -0.04 (-0.06 %)
Net Assets (Cr)	₹22,070 on 31 Jul 25
Category	Debt - Short term Bond
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆☆
Risk	Moderate
Expense Ratio	1.04
Sharpe Ratio	2.15
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-7 Days (0.25%),7 Days and above(NIL)
Yield to Maturity	7.11%
Effective Maturity	4 Years 25 Days
Modified Duration	2 Years 2 Months 5 Days

Growth of 10,000 investment over the years.

Date	Value
31 Jul 20	₹10,000
31 Jul 21	₹10,511
31 Jul 22	₹10,878
31 Jul 23	₹11,684
31 Jul 24	₹12,575
31 Jul 25	₹13,679

ICICI Prudential Short Term Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for ICICI Prudential Short Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 26 Aug 25

Duration	Returns
1 Month	0%
3 Month	1%
6 Month	4.4%
1 Year	8.1%
3 Year	7.7%
5 Year	6.5%
10 Year
15 Year
Since launch	7.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.8%
2023	7.4%
2022	4.7%
2021	3.9%
2020	10.6%
2019	9.7%
2018	5.8%
2017	5.9%
2016	11.1%
2015	8%

Fund Manager information for ICICI Prudential Short Term Fund

Name	Since	Tenure
Manish Banthia	19 Nov 09	15.71 Yr.
Nikhil Kabra	29 Dec 20	4.59 Yr.

Data below for ICICI Prudential Short Term Fund as on 31 Jul 25

Asset Allocation

Asset Class	Value
Cash	5.88%
Debt	93.85%
Other	0.27%

Debt Sector Allocation

Sector	Value
Corporate	68.55%
Government	26.61%
Cash Equivalent	4.56%

Credit Quality

Rating	Value
AA	20.19%
AAA	79.81%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.81% Govt Stock 2033 Sovereign Bonds \| -	5%	₹1,157 Cr	111,312,240
LIC Housing Finance Ltd Debentures \| -	3%	₹763 Cr	75,000 ↑ 15,000
6.99% Govt Stock 2034 Sovereign Bonds \| -	3%	₹712 Cr	69,574,740
National Bank For Agriculture And Rural Development Debentures \| -	3%	₹556 Cr	55,000
National Bank For Agriculture And Rural Development Debentures \| -	2%	₹515 Cr	50,500
Vedanta Limited Debentures \| -	2%	₹511 Cr	51,000
7.1% Govt Stock 2034 Sovereign Bonds \| -	2%	₹406 Cr	38,858,430 ↓ -5,000,000
Small Industries Development Bank Of India Debentures \| -	2%	₹374 Cr	37,000
Small Industries Development Bank Of India Debentures \| -	2%	₹369 Cr	36,500
National Bank For Agriculture And Rural Development Debentures \| -	2%	₹354 Cr	35,000

5. ICICI Prudential Savings Fund

(Erstwhile ICICI Prudential Flexible Income Plan)

To generate income through investments in a range of debt instruments and money market instruments of various maturities with a view to maximizing income while maintaining the optimum balance of yield, safety and liquidity.

Research Highlights for ICICI Prudential Savings Fund

Upper mid AUM (₹26,748 Cr).
Established history (22+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately Low.
1Y return: 8.03% (bottom quartile).
1M return: 0.41% (upper mid).
Sharpe: 3.17 (top quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 6.76% (bottom quartile).
Modified duration: 0.81 yrs (upper mid).
Average maturity: 1.69 yrs (upper mid).
Exit load: NIL.

Below is the key information for ICICI Prudential Savings Fund

ICICI Prudential Savings Fund Growth
Launch Date	27 Sep 02
NAV (26 Aug 25)	₹550.029 ↓ -0.02 (0.00 %)
Net Assets (Cr)	₹26,748 on 31 Jul 25
Category	Debt - Low Duration
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆☆
Risk	Moderately Low
Expense Ratio	0.53
Sharpe Ratio	3.17
Information Ratio	0
Alpha Ratio	0
Min Investment	500
Min SIP Investment	100
Exit Load	NIL
Yield to Maturity	6.76%
Effective Maturity	1 Year 8 Months 8 Days
Modified Duration	9 Months 22 Days

Growth of 10,000 investment over the years.

Date	Value
31 Jul 20	₹10,000
31 Jul 21	₹10,521
31 Jul 22	₹10,815
31 Jul 23	₹11,676
31 Jul 24	₹12,578
31 Jul 25	₹13,616

ICICI Prudential Savings Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for ICICI Prudential Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 26 Aug 25

Duration	Returns
1 Month	0.4%
3 Month	1.6%
6 Month	4.2%
1 Year	8%
3 Year	7.8%
5 Year	6.4%
10 Year
15 Year
Since launch	7.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	8%
2023	7.6%
2022	4.5%
2021	3.8%
2020	8.6%
2019	8.8%
2018	7.3%
2017	7.1%
2016	9.1%
2015	8.8%

Fund Manager information for ICICI Prudential Savings Fund

Name	Since	Tenure
Nikhil Kabra	13 Sep 24	0.88 Yr.
Darshil Dedhia	12 Jun 23	2.14 Yr.

Data below for ICICI Prudential Savings Fund as on 31 Jul 25

Asset Allocation

Asset Class	Value
Cash	23.77%
Debt	75.96%
Other	0.27%

Debt Sector Allocation

Sector	Value
Corporate	69.6%
Government	21.97%
Cash Equivalent	8.16%

Credit Quality

Rating	Value
AA	14.72%
AAA	85.28%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.81% Govt Stock 2033 Sovereign Bonds \| -	5%	₹1,284 Cr	123,435,980
National Bank For Agriculture And Rural Development Debentures \| -	4%	₹1,028 Cr	101,750 ↑ 15,000
7.11% Govt Stock 2028 Sovereign Bonds \| -	4%	₹924 Cr	91,273,600
6.99% Govt Stock 2034 Sovereign Bonds \| -	2%	₹477 Cr	46,625,930
Small Industries Development Bank Of India Debentures \| -	2%	₹449 Cr	44,500
National Bank For Agriculture And Rural Development Debentures \| -	2%	₹404 Cr	40,000
National Bank For Agriculture And Rural Development Debentures \| -	1%	₹387 Cr	38,000
Small Industries Development Bank Of India Debentures \| -	1%	₹354 Cr	35,000
Bharti Telecom Limited Debentures \| -	1%	₹352 Cr	35,000
Small Industries Development Bank Of India Debentures \| -	1%	₹344 Cr	34,000

6. ICICI Prudential Money Market Fund

The objective of the Plan will be to seek to provide reasonable returns, commensurate with low risk while providing a high level of liquidity, through investments made primarily in money market and debt securities.

Research Highlights for ICICI Prudential Money Market Fund

Highest AUM (₹36,942 Cr).
Established history (19+ yrs).
Rating: 4★ (lower mid).
Risk profile: Low.
1Y return: 7.93% (bottom quartile).
1M return: 0.47% (top quartile).
Sharpe: 3.08 (upper mid).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 6.10% (bottom quartile).
Modified duration: 0.48 yrs (top quartile).
Average maturity: 0.52 yrs (top quartile).
Exit load: NIL.

Below is the key information for ICICI Prudential Money Market Fund

ICICI Prudential Money Market Fund Growth
Launch Date	9 Mar 06
NAV (26 Aug 25)	₹384.083 ↑ 0.05 (0.01 %)
Net Assets (Cr)	₹36,942 on 31 Jul 25
Category	Debt - Money Market
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆☆
Risk	Low
Expense Ratio	0.32
Sharpe Ratio	3.08
Information Ratio	0
Alpha Ratio	0
Min Investment	500
Min SIP Investment	100
Exit Load	NIL
Yield to Maturity	6.1%
Effective Maturity	6 Months 6 Days
Modified Duration	5 Months 24 Days

Growth of 10,000 investment over the years.

Date	Value
31 Jul 20	₹10,000
31 Jul 21	₹10,391
31 Jul 22	₹10,773
31 Jul 23	₹11,532
31 Jul 24	₹12,399
31 Jul 25	₹13,397

ICICI Prudential Money Market Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for ICICI Prudential Money Market Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 26 Aug 25

Duration	Returns
1 Month	0.5%
3 Month	1.7%
6 Month	4.1%
1 Year	7.9%
3 Year	7.5%
5 Year	6%
10 Year
15 Year
Since launch	7.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.7%
2023	7.4%
2022	4.7%
2021	3.7%
2020	6.2%
2019	7.9%
2018	7.7%
2017	6.7%
2016	7.7%
2015	8.3%

Fund Manager information for ICICI Prudential Money Market Fund

Name	Since	Tenure
Manish Banthia	12 Jun 23	2.14 Yr.
Nikhil Kabra	3 Aug 16	9 Yr.

Data below for ICICI Prudential Money Market Fund as on 31 Jul 25

Asset Allocation

Asset Class	Value
Cash	81.02%
Debt	18.76%
Other	0.23%

Debt Sector Allocation

Sector	Value
Corporate	42.4%
Cash Equivalent	35.44%
Government	21.93%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
364 Days Tbill Red 12-03-2026 Sovereign Bonds \| -	5%	₹1,931 Cr	200,000,000
Bank of India Ltd. Debentures \| -	1%	₹480 Cr	10,000
UCO Bank Domestic Bonds \| -	1%	₹474 Cr	10,000
364 Days Tbill (Md 05/03/2026) Sovereign Bonds \| -	1%	₹459 Cr	47,500,000
National Bank for Agriculture and Rural Development Domestic Bonds \| -	1%	₹384 Cr	8,000
Indian Bank Domestic Bonds \| -	1%	₹240 Cr	5,000
IDFC First Bank Ltd. Debentures \| -	1%	₹237 Cr	5,000
HDFC Bank Ltd. Debentures \| -	1%	₹236 Cr	5,000
364 DTB 19mar2026 Sovereign Bonds \| -	1%	₹217 Cr	22,500,000 ↓ -27,500,000
Punjab National Bank Domestic Bonds \| -	1%	₹200 Cr	4,000 ↑ 4,000

आयसीआयसीआय म्युच्युअल फंडात ऑनलाइन गुंतवणूक कशी करावी?

Fincash.com वर आजीवन मोफत गुंतवणूक खाते उघडा.

तुमची नोंदणी आणि KYC प्रक्रिया पूर्ण करा

दस्तऐवज अपलोड करा (PAN, आधार इ.).आणि, तुम्ही गुंतवणूक करण्यास तयार आहात!

सुरु करूया

Disclaimer:
येथे प्रदान केलेली माहिती अचूक असल्याची खात्री करण्यासाठी सर्व प्रयत्न केले गेले आहेत. तथापि, डेटाच्या अचूकतेबद्दल कोणतीही हमी दिली जात नाही. कृपया कोणतीही गुंतवणूक करण्यापूर्वी योजना माहिती दस्तऐवजासह सत्यापित करा.