ICICI प्रुडेन्शियल म्युच्युअल फंड 2022 द्वारे 5 सर्वोत्तम कर्ज निधी

Updated on August 1, 2026 , 23092 views

icici म्युच्युअल फंड नियमित निर्माण करण्याचे उद्दिष्ट आहेउत्पन्न मधील गुंतवणुकीद्वारे गुंतवणूकदारांनाश्रेणी कर्ज आणिपैसा बाजार साधने कमी ते मध्यम पातळीची जोखीम घेऊन सध्याचे उत्पन्न ऑप्टिमाइझ करू इच्छिणाऱ्या गुंतवणूकदारांसाठी हे योग्य आहे.

ज्या गुंतवणूकदारांना त्यांचा अल्प ते मध्यावधी गाठायचा आहेआर्थिक उद्दिष्टे, नंतरकर्ज निधी एक चांगला पर्याय असू शकतो. या योजनेसाठी शिफारस केलेले कर्ज निधी आहेतलिक्विड फंड, अल्ट्राअल्पकालीन कर्ज निधी आणि अल्पकालीन कर्ज निधी. हे निधी तरल स्वरूपाचे आहेत, याचा अर्थ असा की एगुंतवणूकदार त्यांची गुंतवणूक केलेली रक्कम कधीही रिडीम करू शकते. डेट फंडात गुंतवणूक करण्याची योजना असलेले गुंतवणूकदार पूर्व-सूचीबद्ध शीर्ष 5 मधून निवडू शकतातसर्वोत्तम कर्ज निधी ICICI द्वारेम्युच्युअल फंड. हे फंड एयूएम सारख्या विशिष्ट पॅरामीटर्सद्वारे शॉर्टलिस्ट केले जातात.नाही, मागील कामगिरी, पोर्टफोलिओची सरासरी परिपक्वता इ.

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आयसीआयसीआय डेट म्युच्युअल फंडात गुंतवणूक का करावी?

आयसीआयसीआय डेट फंड श्रेणीच्या विस्तृत श्रेणीसह येतात, त्यामुळे गुंतवणूकदार त्यांचे अल्प-मुदतीचे, मध्य-मुदतीचे आणि दीर्घकालीन योजना करू शकतात.गुंतवणूक योजना हे डेट फंड निवडून
लिक्विड फंडासारखे डेट फंड हे कमी जोखीम असलेल्या गुंतवणूकदारांसाठी कमी कालावधीसाठी गुंतवणूक करतात आणि त्यापेक्षा चांगला परतावा मिळवतात.बँक बचत खाती.
डेट फंडामध्ये, तुम्ही कोणत्याही वेळी गुंतवणुकीतून आवश्यक पैसे काढू शकता आणि उर्वरित पैसे गुंतवू शकता

सर्वोत्तम ICICI डेट म्युच्युअल फंड

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	2024 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
ICICI Prudential Regular Savings Fund Growth	₹34.6399 ↑ 0.04	₹6,212	2.7	4	8	8.4	9.5	8.93%	2Y 14D	3Y 1M 10D
ICICI Prudential Medium Term Bond Fund Growth	₹48.4104 ↑ 0.05	₹5,492	2.7	3.7	7	7.9	9	8.57%	3Y 2M 26D	6Y 2M 5D
ICICI Prudential Savings Fund Growth	₹583.021 ↑ 0.42	₹22,339	1.9	3.3	6.3	7.4	7.7	7.95%	11M 12D	1Y 3M 29D
ICICI Prudential Liquid Fund Growth	₹413 ↑ 0.09	₹54,543	1.7	3.3	6.3	6.9	6.5	6.46%	1M 4D	1M 7D
ICICI Prudential Floating Interest Fund Growth	₹454.876 ↑ 0.32	₹8,011	2.1	3.3	6.3	7.4	7.7	7.87%	1Y 10M 13D	2Y 10M 24D
ICICI Prudential Ultra Short Term Fund Growth	₹29.6298 ↑ 0.02	₹14,352	1.8	3.3	6.2	7	7.1	7.79%	5M 8D	6M 11D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 3 Aug 26

Research Highlights & Commentary of 6 Funds showcased

Commentary	ICICI Prudential Regular Savings Fund	ICICI Prudential Medium Term Bond Fund	ICICI Prudential Savings Fund	ICICI Prudential Liquid Fund	ICICI Prudential Floating Interest Fund	ICICI Prudential Ultra Short Term Fund
Point 1	Bottom quartile AUM (₹6,212 Cr).	Bottom quartile AUM (₹5,492 Cr).	Upper mid AUM (₹22,339 Cr).	Highest AUM (₹54,543 Cr).	Lower mid AUM (₹8,011 Cr).	Upper mid AUM (₹14,352 Cr).
Point 2	Established history (15+ yrs).	Established history (21+ yrs).	Oldest track record among peers (23 yrs).	Established history (20+ yrs).	Established history (20+ yrs).	Established history (15+ yrs).
Point 3	Rating: 1★ (bottom quartile).	Rating: 2★ (bottom quartile).	Top rated.	Rating: 4★ (upper mid).	Rating: 3★ (upper mid).	Rating: 3★ (lower mid).
Point 4	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderately Low.	Risk profile: Low.	Risk profile: Moderate.	Risk profile: Moderate.
Point 5	1Y return: 7.99% (top quartile).	1Y return: 7.02% (upper mid).	1Y return: 6.31% (upper mid).	1Y return: 6.28% (lower mid).	1Y return: 6.27% (bottom quartile).	1Y return: 6.24% (bottom quartile).
Point 6	1M return: 0.38% (lower mid).	1M return: 0.09% (bottom quartile).	1M return: 0.40% (upper mid).	1M return: 0.48% (top quartile).	1M return: 0.26% (bottom quartile).	1M return: 0.41% (upper mid).
Point 7	Sharpe: 1.40 (upper mid).	Sharpe: 0.74 (bottom quartile).	Sharpe: 0.78 (lower mid).	Sharpe: 2.16 (top quartile).	Sharpe: 0.63 (bottom quartile).	Sharpe: 0.92 (upper mid).
Point 8	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (lower mid).	Information ratio: 0.83 (top quartile).	Information ratio: 0.00 (bottom quartile).	Information ratio: 0.00 (bottom quartile).
Point 9	Yield to maturity (debt): 8.93% (top quartile).	Yield to maturity (debt): 8.57% (upper mid).	Yield to maturity (debt): 7.95% (upper mid).	Yield to maturity (debt): 6.46% (bottom quartile).	Yield to maturity (debt): 7.87% (lower mid).	Yield to maturity (debt): 7.79% (bottom quartile).
Point 10	Modified duration: 2.04 yrs (bottom quartile).	Modified duration: 3.24 yrs (bottom quartile).	Modified duration: 0.95 yrs (upper mid).	Modified duration: 0.09 yrs (top quartile).	Modified duration: 1.87 yrs (lower mid).	Modified duration: 0.44 yrs (upper mid).

ICICI Prudential Regular Savings Fund

Bottom quartile AUM (₹6,212 Cr).
Established history (15+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderate.
1Y return: 7.99% (top quartile).
1M return: 0.38% (lower mid).
Sharpe: 1.40 (upper mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 8.93% (top quartile).
Modified duration: 2.04 yrs (bottom quartile).

ICICI Prudential Medium Term Bond Fund

Bottom quartile AUM (₹5,492 Cr).
Established history (21+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderate.
1Y return: 7.02% (upper mid).
1M return: 0.09% (bottom quartile).
Sharpe: 0.74 (bottom quartile).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 8.57% (upper mid).
Modified duration: 3.24 yrs (bottom quartile).

ICICI Prudential Savings Fund

Upper mid AUM (₹22,339 Cr).
Oldest track record among peers (23 yrs).
Top rated.
Risk profile: Moderately Low.
1Y return: 6.31% (upper mid).
1M return: 0.40% (upper mid).
Sharpe: 0.78 (lower mid).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 7.95% (upper mid).
Modified duration: 0.95 yrs (upper mid).

ICICI Prudential Liquid Fund

Highest AUM (₹54,543 Cr).
Established history (20+ yrs).
Rating: 4★ (upper mid).
Risk profile: Low.
1Y return: 6.28% (lower mid).
1M return: 0.48% (top quartile).
Sharpe: 2.16 (top quartile).
Information ratio: 0.83 (top quartile).
Yield to maturity (debt): 6.46% (bottom quartile).
Modified duration: 0.09 yrs (top quartile).

ICICI Prudential Floating Interest Fund

Lower mid AUM (₹8,011 Cr).
Established history (20+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderate.
1Y return: 6.27% (bottom quartile).
1M return: 0.26% (bottom quartile).
Sharpe: 0.63 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 7.87% (lower mid).
Modified duration: 1.87 yrs (lower mid).

ICICI Prudential Ultra Short Term Fund

Upper mid AUM (₹14,352 Cr).
Established history (15+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderate.
1Y return: 6.24% (bottom quartile).
1M return: 0.41% (upper mid).
Sharpe: 0.92 (upper mid).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 7.79% (bottom quartile).
Modified duration: 0.44 yrs (upper mid).

*निधीची यादी यावर आधारितमालमत्ता >= 100 कोटी & क्रमवारी लावली1 वर्षाचा परतावा.

1. ICICI Prudential Regular Savings Fund

The fund’s objective is to provide reasonable returns, by maintaining an optimum balance of safety, liquidity and yield, through investments in a basket of debt and money market instruments with a view to delivering consistent performance. However, there can be no assurance that the investment objective of the Scheme will be realized.

Research Highlights for ICICI Prudential Regular Savings Fund

Bottom quartile AUM (₹6,212 Cr).
Established history (15+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderate.
1Y return: 7.99% (top quartile).
1M return: 0.38% (lower mid).
Sharpe: 1.40 (upper mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 8.93% (top quartile).
Modified duration: 2.04 yrs (bottom quartile).
Average maturity: 3.11 yrs (bottom quartile).
Exit load: 0-1 Years (1%),1 Years and above(NIL).
Top sector: Real Estate.
Top bond sector: Corporate.
Debt-heavy allocation (~84%).
High-quality debt (AAA/AA ~82%).
Largest holding 6.94% Govt Stock 2036 (~4.0%).

Below is the key information for ICICI Prudential Regular Savings Fund

ICICI Prudential Regular Savings Fund Growth
Launch Date	3 Dec 10
NAV (03 Aug 26)	₹34.6399 ↑ 0.04 (0.11 %)
Net Assets (Cr)	₹6,212 on 30 Jun 26
Category	Debt - Credit Risk
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆
Risk	Moderate
Expense Ratio	1.43
Sharpe Ratio	1.4
Information Ratio	0
Alpha Ratio	0
Min Investment	10,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)
Yield to Maturity	8.93%
Effective Maturity	3 Years 1 Month 10 Days
Modified Duration	2 Years 14 Days

Growth of 10,000 investment over the years.

Date	Value
31 Jul 21	₹10,000
31 Jul 22	₹10,485
31 Jul 23	₹11,193
31 Jul 24	₹12,088
31 Jul 25	₹13,217
31 Jul 26	₹14,258

ICICI Prudential Regular Savings Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125 Invest Now

Returns for ICICI Prudential Regular Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Aug 26

Duration	Returns
1 Month	0.4%
3 Month	2.7%
6 Month	4%
1 Year	8%
3 Year	8.4%
5 Year	7.4%
10 Year
15 Year
Since launch	8.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	9.5%
2023	8.5%
2022	7.2%
2021	5.1%
2020	6.2%
2019	9.8%
2018	9.5%
2017	6.6%
2016	6.8%
2015	9.5%

Fund Manager information for ICICI Prudential Regular Savings Fund

Name	Since	Tenure
Manish Banthia	7 Nov 16	9.74 Yr.
Akhil Kakkar	22 Jan 24	2.53 Yr.

Data below for ICICI Prudential Regular Savings Fund as on 30 Jun 26

Asset Allocation

Asset Class	Value
Cash	6.05%
Equity	9.16%
Debt	84.41%
Other	0.38%

Debt Sector Allocation

Sector	Value
Corporate	68.18%
Government	17.38%
Cash Equivalent	4.89%

Credit Quality

Rating	Value
A	17.79%
AA	59.68%
AAA	22.53%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
6.94% Govt Stock 2036 Sovereign Bonds \| -	4%	₹247 Cr	24,464,800 ↑ 6,926,400
Jtpm Metal TRaders Limited Debentures \| -	4%	₹246 Cr	23,000
Embassy Office Parks REIT (Real Estate) -, Since 30 Apr 25 \| 542602	4%	₹220 Cr	4,945,239 ↓ -409,921
Vedanta Limited Debentures \| -	3%	₹201 Cr	20,000
Adani Enterprises Limited Debentures \| -	3%	₹200 Cr	20,000
Keystone Realtors Limited Debentures \| -	3%	₹199 Cr	23,500
Truhome Finance Ltd. Debentures \| -	3%	₹197 Cr	20,000
Bamboo Hotel And Global Centre (Delhi) Private Limited Debentures \| -	3%	₹186 Cr	18,500
Adani Power Limited Debentures \| -	3%	₹174 Cr	17,500
Nirma Limited Debentures \| -	2%	₹150 Cr	15,000

2. ICICI Prudential Medium Term Bond Fund

(Erstwhile ICICI Prudential Corporate Bond Fund)

To generate income through investments in a range of debt and money market instruments of various maturities with a view to maximizing income while maintaining the optimum balance of yield, safety and liquidity.

Research Highlights for ICICI Prudential Medium Term Bond Fund

Bottom quartile AUM (₹5,492 Cr).
Established history (21+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderate.
1Y return: 7.02% (upper mid).
1M return: 0.09% (bottom quartile).
Sharpe: 0.74 (bottom quartile).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 8.57% (upper mid).
Modified duration: 3.24 yrs (bottom quartile).
Average maturity: 6.18 yrs (bottom quartile).
Exit load: 0-1 Years (1%),1 Years and above(NIL).
Top sector: Real Estate.
Top bond sector: Corporate.
Debt-heavy allocation (~86%).
High-quality debt (AAA/AA ~100%).
Largest holding 6.94% Govt Stock 2036 (~3.7%).

Below is the key information for ICICI Prudential Medium Term Bond Fund

ICICI Prudential Medium Term Bond Fund Growth
Launch Date	15 Sep 04
NAV (03 Aug 26)	₹48.4104 ↑ 0.05 (0.11 %)
Net Assets (Cr)	₹5,492 on 30 Jun 26
Category	Debt - Medium term Bond
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆
Risk	Moderate
Expense Ratio	1.37
Sharpe Ratio	0.74
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)
Yield to Maturity	8.57%
Effective Maturity	6 Years 2 Months 5 Days
Modified Duration	3 Years 2 Months 26 Days

Growth of 10,000 investment over the years.

Date	Value
31 Jul 21	₹10,000
31 Jul 22	₹10,372
31 Jul 23	₹11,087
31 Jul 24	₹11,907
31 Jul 25	₹13,011
31 Jul 26	₹13,913

ICICI Prudential Medium Term Bond Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for ICICI Prudential Medium Term Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Aug 26

Duration	Returns
1 Month	0.1%
3 Month	2.7%
6 Month	3.7%
1 Year	7%
3 Year	7.9%
5 Year	6.8%
10 Year
15 Year
Since launch	7.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	9%
2023	8%
2022	7%
2021	4.2%
2020	5.5%
2019	10.4%
2018	9.2%
2017	5.1%
2016	6.5%
2015	10.2%

Fund Manager information for ICICI Prudential Medium Term Bond Fund

Name	Since	Tenure
Manish Banthia	7 Nov 16	9.74 Yr.
Akhil Kakkar	22 Jan 24	2.53 Yr.

Data below for ICICI Prudential Medium Term Bond Fund as on 30 Jun 26

Asset Allocation

Asset Class	Value
Cash	4.79%
Equity	9.21%
Debt	85.65%
Other	0.35%

Debt Sector Allocation

Sector	Value
Corporate	65.2%
Government	20.45%
Cash Equivalent	4.79%

Credit Quality

Rating	Value
AA	67.36%
AAA	32.64%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
6.94% Govt Stock 2036 Sovereign Bonds \| -	4%	₹201 Cr	19,854,300 ↑ 4,815,900
Embassy Office Parks REIT (Real Estate) -, Since 30 Apr 25 \| 542602	4%	₹200 Cr	4,512,980 ↓ -165,880
7.34% Govt Stock 2064 Sovereign Bonds \| -	3%	₹184 Cr	18,801,500
Adani Enterprises Limited Debentures \| -	3%	₹175 Cr	17,500
Vedanta Limited Debentures \| -	3%	₹171 Cr	17,000
6.9% Govt Stock 2065 Sovereign Bonds \| -	3%	₹162 Cr	17,500,000
Jtpm Metal TRaders Limited Debentures \| -	3%	₹160 Cr	15,000
Oberoi Realty Limited Debentures \| -	3%	₹150 Cr	15,000
TATA Projects Limited Debentures \| -	3%	₹150 Cr	15,000
SIDDHIVINAYAK SECURITISATION TRUST Unlisted bonds \| -	3%	₹148 Cr	150

3. ICICI Prudential Savings Fund

(Erstwhile ICICI Prudential Flexible Income Plan)

To generate income through investments in a range of debt instruments and money market instruments of various maturities with a view to maximizing income while maintaining the optimum balance of yield, safety and liquidity.

Research Highlights for ICICI Prudential Savings Fund

Upper mid AUM (₹22,339 Cr).
Oldest track record among peers (23 yrs).
Top rated.
Risk profile: Moderately Low.
1Y return: 6.31% (upper mid).
1M return: 0.40% (upper mid).
Sharpe: 0.78 (lower mid).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 7.95% (upper mid).
Modified duration: 0.95 yrs (upper mid).
Average maturity: 1.33 yrs (upper mid).
Exit load: NIL.
Top sector: Basic Materials.
Higher exposure to Corporate (bond sector) vs peer median.
Conservative stance with elevated cash (~41%).
High-quality debt (AAA/AA ~100%).
Largest holding RADHAKRISHNA SECURITISATION TRUST (~4.0%).

Below is the key information for ICICI Prudential Savings Fund

ICICI Prudential Savings Fund Growth
Launch Date	27 Sep 02
NAV (03 Aug 26)	₹583.021 ↑ 0.42 (0.07 %)
Net Assets (Cr)	₹22,339 on 30 Jun 26
Category	Debt - Low Duration
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆☆
Risk	Moderately Low
Expense Ratio	0.53
Sharpe Ratio	0.78
Information Ratio	0
Alpha Ratio	0
Min Investment	500
Min SIP Investment	100
Exit Load	NIL
Yield to Maturity	7.95%
Effective Maturity	1 Year 3 Months 29 Days
Modified Duration	11 Months 12 Days

Growth of 10,000 investment over the years.

Date	Value
31 Jul 21	₹10,000
31 Jul 22	₹10,279
31 Jul 23	₹11,098
31 Jul 24	₹11,954
31 Jul 25	₹12,941
31 Jul 26	₹13,753

ICICI Prudential Savings Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for ICICI Prudential Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Aug 26

Duration	Returns
1 Month	0.4%
3 Month	1.9%
6 Month	3.3%
1 Year	6.3%
3 Year	7.4%
5 Year	6.6%
10 Year
15 Year
Since launch	7.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.7%
2023	8%
2022	7.6%
2021	4.5%
2020	3.8%
2019	8.6%
2018	8.8%
2017	7.3%
2016	7.1%
2015	9.1%

Fund Manager information for ICICI Prudential Savings Fund

Name	Since	Tenure
Nikhil Kabra	13 Sep 24	1.88 Yr.
Darshil Dedhia	12 Jun 23	3.14 Yr.

Data below for ICICI Prudential Savings Fund as on 30 Jun 26

Asset Allocation

Asset Class	Value
Cash	41.06%
Debt	58.53%
Other	0.4%

Debt Sector Allocation

Sector	Value
Corporate	76.49%
Cash Equivalent	15.33%
Government	7.78%

Credit Quality

Rating	Value
AA	16.69%
AAA	83.31%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
RADHAKRISHNA SECURITISATION TRUST Unlisted bonds \| -	4%	₹854 Cr	875
6.52% Govt Stock 2031 Sovereign Bonds \| -	3%	₹621 Cr	60,500,000
7.33% Karnataka Sgs 2033 Sovereign Bonds \| -	2%	₹501 Cr	50,000,000
National Bank For Agriculture And Rural Development Debentures \| -	2%	₹455 Cr	45,500
Rec Limited Debentures \| -	2%	₹426 Cr	42,500
Bajaj Housing Finance Limited Debentures \| -	2%	₹421 Cr	42,500
Bank of India Ltd. Debentures \| -	2%	₹407 Cr	8,500
Piramal Finance Limited Debentures \| -	2%	₹377 Cr	37,500
6.75% Govt Stock 2033 Sovereign Bonds \| -	2%	₹333 Cr	32,089,920
Muthoot Finance Limited Debentures \| -	1%	₹301 Cr	30,000

4. ICICI Prudential Liquid Fund

(Erstwhile ICICI Prudential Liquid Plan)

To provide reasonable returns, commensurate with low risk while providing a high level of liquidity, through investments made primarily in money market and debt securities.

Research Highlights for ICICI Prudential Liquid Fund

Highest AUM (₹54,543 Cr).
Established history (20+ yrs).
Rating: 4★ (upper mid).
Risk profile: Low.
1Y return: 6.28% (lower mid).
1M return: 0.48% (top quartile).
Sharpe: 2.16 (top quartile).
Information ratio: 0.83 (top quartile).
Yield to maturity (debt): 6.46% (bottom quartile).
Modified duration: 0.09 yrs (top quartile).
Average maturity: 0.10 yrs (top quartile).
Exit load: NIL.
Higher exposure to Cash Equivalent (bond sector) vs peer median.
Conservative stance with elevated cash (~98%).
High-quality debt (AAA/AA ~100%).
Largest holding Reverse Repo (~5.9%).

Below is the key information for ICICI Prudential Liquid Fund

ICICI Prudential Liquid Fund Growth
Launch Date	17 Nov 05
NAV (03 Aug 26)	₹413 ↑ 0.09 (0.02 %)
Net Assets (Cr)	₹54,543 on 30 Jun 26
Category	Debt - Liquid Fund
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆☆
Risk	Low
Expense Ratio	0.29
Sharpe Ratio	2.16
Information Ratio	0.83
Alpha Ratio	-0.03
Min Investment	500
Min SIP Investment	99
Exit Load	NIL
Yield to Maturity	6.46%
Effective Maturity	1 Month 7 Days
Modified Duration	1 Month 4 Days

Growth of 10,000 investment over the years.

Date	Value
31 Jul 21	₹10,000
31 Jul 22	₹10,362
31 Jul 23	₹11,043
31 Jul 24	₹11,851
31 Jul 25	₹12,683
31 Jul 26	₹13,478

ICICI Prudential Liquid Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for ICICI Prudential Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Aug 26

Duration	Returns
1 Month	0.5%
3 Month	1.7%
6 Month	3.3%
1 Year	6.3%
3 Year	6.9%
5 Year	6.2%
10 Year
15 Year
Since launch	7.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	6.5%
2023	7.4%
2022	7%
2021	4.8%
2020	3.2%
2019	4.3%
2018	6.6%
2017	7.4%
2016	6.6%
2015	7.7%

Fund Manager information for ICICI Prudential Liquid Fund

Name	Since	Tenure
Nikhil Kabra	1 Dec 23	2.67 Yr.
Darshil Dedhia	12 Jun 23	3.14 Yr.

Data below for ICICI Prudential Liquid Fund as on 30 Jun 26

Asset Allocation

Asset Class	Value
Cash	98.4%
Debt	1.37%
Other	0.23%

Debt Sector Allocation

Sector	Value
Cash Equivalent	83.13%
Government	13.23%
Corporate	3.41%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Reverse Repo CBLO/Reverse Repo \| -	6%	₹4,028 Cr
India (Republic of) - \| -	4%	₹2,634 Cr	265,000,000
Treps CBLO/Reverse Repo \| -	3%	₹2,370 Cr
Small Industries Development Bank of India Commercial Paper \| -	3%	₹1,978 Cr	40,000
Canara Bank Domestic Bonds \| -	2%	₹1,636 Cr	33,000
Bank of India Ltd. Debentures \| -	2%	₹1,488 Cr	30,000
National Bank For Agriculture And Rural Development Commercial Paper \| -	2%	₹1,488 Cr	30,000
Reliance Retail Ventures Limited Commercial Paper \| -	2%	₹1,483 Cr	30,000
Reverse Repo (7/16/2026) CBLO/Reverse Repo \| -	2%	₹1,470 Cr
India (Republic of) - \| -	2%	₹1,438 Cr	145,000,000

5. ICICI Prudential Floating Interest Fund

(Erstwhile ICICI Prudential Savings Fund)

The scheme aims to generate income consistent with the prudent risk from a portfolio comprising floating rate debt instruments, fixed rate debt instruments swapped for floating rate return, and also fixed rate instruments & money market instruments.

Research Highlights for ICICI Prudential Floating Interest Fund

Lower mid AUM (₹8,011 Cr).
Established history (20+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderate.
1Y return: 6.27% (bottom quartile).
1M return: 0.26% (bottom quartile).
Sharpe: 0.63 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 7.87% (lower mid).
Modified duration: 1.87 yrs (lower mid).
Average maturity: 2.90 yrs (lower mid).
Exit load: NIL.
Higher exposure to Financial Services vs peer median.
Top bond sector: Corporate.
Conservative stance with elevated cash (~52%).
High-quality debt (AAA/AA ~100%).
Largest holding 6.75% Govt Stock 2033 (~4.4%).

Below is the key information for ICICI Prudential Floating Interest Fund

ICICI Prudential Floating Interest Fund Growth
Launch Date	18 Nov 05
NAV (03 Aug 26)	₹454.876 ↑ 0.32 (0.07 %)
Net Assets (Cr)	₹8,011 on 30 Jun 26
Category	Debt - Floating Rate
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆
Risk	Moderate
Expense Ratio	1.2
Sharpe Ratio	0.63
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	NIL
Yield to Maturity	7.87%
Effective Maturity	2 Years 10 Months 24 Days
Modified Duration	1 Year 10 Months 13 Days

Growth of 10,000 investment over the years.

Date	Value
31 Jul 21	₹10,000
31 Jul 22	₹10,202
31 Jul 23	₹11,063
31 Jul 24	₹11,943
31 Jul 25	₹12,914
31 Jul 26	₹13,719

ICICI Prudential Floating Interest Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for ICICI Prudential Floating Interest Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Aug 26

Duration	Returns
1 Month	0.3%
3 Month	2.1%
6 Month	3.3%
1 Year	6.3%
3 Year	7.4%
5 Year	6.5%
10 Year
15 Year
Since launch	7.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.7%
2023	8%
2022	7.7%
2021	4.3%
2020	3.8%
2019	9.5%
2018	8.4%
2017	6.6%
2016	6.8%
2015	8.9%

Fund Manager information for ICICI Prudential Floating Interest Fund

Name	Since	Tenure
Ritesh Lunawat	13 Sep 24	1.88 Yr.
Darshil Dedhia	12 Jun 23	3.14 Yr.

Data below for ICICI Prudential Floating Interest Fund as on 30 Jun 26

Asset Allocation

Asset Class	Value
Cash	52.14%
Debt	47.43%
Other	0.43%

Debt Sector Allocation

Sector	Value
Corporate	67.77%
Cash Equivalent	47.46%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
6.75% Govt Stock 2033 Sovereign Bonds \| -	4%	₹359 Cr	34,538,930
National Bank For Agriculture And Rural Development Debentures \| -	3%	₹280 Cr	28,000
Citicorp Finance (India) Limited Debentures \| -	3%	₹261 Cr	26,143
Tata Capital Limited Debentures \| -	3%	₹250 Cr	2,500
Power Finance Corporation Limited Debentures \| -	3%	₹226 Cr	22,500
Rec Limited Debentures \| -	3%	₹225 Cr	22,500
7.24% Bihar Sgs 2031 Sovereign Bonds \| -	2%	₹201 Cr	20,000,000
Karnataka (Government of) - \| -	2%	₹200 Cr	20,000,000
LIC Housing Finance Ltd Debentures \| -	2%	₹200 Cr	20,000
Bajaj Finance Ltd. Debentures \| -	2%	₹199 Cr	20,000 ↑ 20,000

6. ICICI Prudential Ultra Short Term Fund

(Erstwhile ICICI Prudential Regular Income Fund)

The fund’s objective is to generate regular income through investments primarily in debt and money market instruments. As a secondary objective, the Scheme also seeks to generate long term capital appreciation from the portion of equity investments under the Scheme.

Research Highlights for ICICI Prudential Ultra Short Term Fund

Upper mid AUM (₹14,352 Cr).
Established history (15+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderate.
1Y return: 6.24% (bottom quartile).
1M return: 0.41% (upper mid).
Sharpe: 0.92 (upper mid).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 7.79% (bottom quartile).
Modified duration: 0.44 yrs (upper mid).
Average maturity: 0.53 yrs (upper mid).
Exit load: 0-1 Months (0.5%),1 Months and above(NIL).
Top sector: Energy.
Top bond sector: Corporate.
Conservative stance with elevated cash (~78%).
High-quality debt (AAA/AA ~100%).
Largest holding India (Republic of) (~3.1%).

Below is the key information for ICICI Prudential Ultra Short Term Fund

ICICI Prudential Ultra Short Term Fund Growth
Launch Date	3 May 11
NAV (03 Aug 26)	₹29.6298 ↑ 0.02 (0.07 %)
Net Assets (Cr)	₹14,352 on 30 Jun 26
Category	Debt - Ultrashort Bond
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆
Risk	Moderate
Expense Ratio	0.8
Sharpe Ratio	0.92
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Months (0.5%),1 Months and above(NIL)
Yield to Maturity	7.79%
Effective Maturity	6 Months 11 Days
Modified Duration	5 Months 8 Days

Growth of 10,000 investment over the years.

Date	Value
31 Jul 21	₹10,000
31 Jul 22	₹10,372
31 Jul 23	₹11,053
31 Jul 24	₹11,851
31 Jul 25	₹12,748
31 Jul 26	₹13,537

ICICI Prudential Ultra Short Term Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for ICICI Prudential Ultra Short Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Aug 26

Duration	Returns
1 Month	0.4%
3 Month	1.8%
6 Month	3.3%
1 Year	6.2%
3 Year	7%
5 Year	6.3%
10 Year
15 Year
Since launch	7.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.1%
2023	7.5%
2022	6.9%
2021	4.5%
2020	4%
2019	6.5%
2018	8.4%
2017	7.5%
2016	6.9%
2015	9.8%

Fund Manager information for ICICI Prudential Ultra Short Term Fund

Name	Since	Tenure
Manish Banthia	15 Nov 16	9.71 Yr.
Ritesh Lunawat	15 Jun 17	9.13 Yr.

Data below for ICICI Prudential Ultra Short Term Fund as on 30 Jun 26

Asset Allocation

Asset Class	Value
Cash	78.34%
Debt	21.35%
Other	0.31%

Debt Sector Allocation

Sector	Value
Corporate	63.08%
Cash Equivalent	44.48%

Credit Quality

Rating	Value
AA	20.64%
AAA	79.36%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
India (Republic of) - \| -	3%	₹494 Cr	50,000,000 ↑ 50,000,000
Small Industries Development Bank Of India Debentures \| -	2%	₹351 Cr	35,000
Vedanta Limited Debentures \| -	2%	₹343 Cr	34,000
National Bank For Agriculture And Rural Development Debentures \| -	2%	₹326 Cr	32,500
6.17% Govt Stock 2028 Sovereign Bonds \| -	2%	₹310 Cr	30,773,600
India (Republic of) - \| -	2%	₹296 Cr	30,000,000 ↑ 30,000,000
RADHAKRISHNA SECURITISATION TRUST Unlisted bonds \| -	2%	₹269 Cr	275 ↓ -25
Muthoot Finance Limited Debentures \| -	2%	₹251 Cr	25,000
AU Small Finance Bank Ltd. Debentures \| -	2%	₹242 Cr	5,000
Piramal Finance Limited Debentures \| -	1%	₹231 Cr	23,000

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