निप्पॉन/रिलायन्स म्युच्युअल फंड 2022 द्वारे 10 सर्वोत्तम कामगिरी करणारे डेट फंड

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महत्वाची माहिती
निप्पॉन इंडिया म्युच्युअल फंडात गुंतवणूक का करावी?
सर्वोत्तम निप्पॉन किंवा रिलायन्स डेट म्युच्युअल फंड
निप्पॉन इंडिया म्युच्युअल फंडात ऑनलाइन गुंतवणूक कशी करावी?
Top 10 Funds

निप्पॉन/रिलायन्स म्युच्युअल फंड 2022 द्वारे 10 सर्वोत्तम कामगिरी करणारे डेट फंड

Updated on June 28, 2025 , 13413 views

निप्पॉन इंडियाम्युच्युअल फंड (पूर्वीरिलायन्स म्युच्युअल फंड) विविध प्रकारचे ऑफर करतेकर्ज निधी जसेलिक्विड फंड, अल्ट्राअल्पकालीन निधी, अल्पकालीन निधी,दीर्घकालीन कर्ज निधी आणि एफएमपीच्या स्वरूपात क्लोज-एंडेड डेट फंड देखील.

तुमची शॉर्ट ते मिड टर्म साध्य करण्यासाठी डेट फंड हा सर्वोत्तम मार्ग आहेआर्थिक उद्दिष्टे. उदाहरणार्थ, शॉर्ट टर्म फंड कमी कालावधीसाठी पैसे गुंतवतात, सहसा 3 वर्षांपेक्षा कमीअल्ट्रा शॉर्ट टर्म फंड 91 दिवसांपेक्षा जास्त मुदतीच्या अवशिष्ट मुदतीच्या कर्ज साधनांमध्ये गुंतवणूक करा.

गुंतवणूकदार त्यांच्या गुंतवणुकीची कालमर्यादा ठरवू शकतात आणि त्यानुसार डेट फंडात गुंतवणूक करू शकतात. आणण्यासाठीसर्वोत्तम कर्ज निधी, आम्ही निप्पॉन इंडिया म्युच्युअल फंड द्वारे शीर्ष 4 सर्वोत्तम कामगिरी करणारे डेट फंड निवडले आहेत. हे फंड काही महत्त्वाचे पॅरामीटर्स जसे की मागील कामगिरी,नाही, AUM, इ., निधीचे.

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महत्वाची माहिती

ऑक्टोबर 2019 पासून, रिलायन्स म्युच्युअल फंडाचे निप्पॉन इंडिया म्युच्युअल फंड असे नामकरण करण्यात आले आहे. निप्पॉन लाइफने रिलायन्स निप्पॉन अॅसेट मॅनेजमेंट (RNAM) मध्ये बहुसंख्य (75%) स्टेक विकत घेतले आहेत. संरचनेत आणि व्यवस्थापनात कोणताही बदल न करता कंपनी आपले कार्य चालू ठेवेल.

निप्पॉन इंडिया म्युच्युअल फंडात गुंतवणूक का करावी?

नाविन्यपूर्ण: दAMC आपल्या गुंतवणूकदारांना सातत्याने नवीन आणि नाविन्यपूर्ण योजना वितरीत करते.
ग्रेट कस्टमर केअर: कंपनी आपल्या गुंतवणूकदारांची खूप काळजी घेते. गुंतवणुकदारांना मदत करण्यासाठी एक अतिशय स्थिर आणि उच्च-कार्यक्षम ग्राहक समर्थन संघ आहे.
अनुभवी अनुभव: हे मध्ये झाले आहेबाजार दोन दशकांहून अधिक काळ. त्याला निधी व्यवस्थापन आणि वित्तीय सेवांचा अनुभव आणि कौशल्य आहे.
मजबूत नेटवर्क: निप्पॉन इंडिया म्युच्युअल फंडाचे वितरण जाळे खूप मजबूत आहे. भारतातील 150 हून अधिक शहरांमध्ये त्याची उपस्थिती आहे.

बेस्ट निप्पॉन किंवा रिलायन्स डेट म्युच्युअल फंड

No Funds available.

1. Nippon India Dynamic Bond Fund

The primary investment objective of the scheme is to generate optimal returns consistent with moderate levels of risks. This income may be complimented by capital appreciation of the portfolio. Accordingly, investments shall predominantly be made in debt and money market instruments.

Nippon India Dynamic Bond Fund is a Debt - Dynamic Bond fund was launched on 15 Nov 04. It is a fund with Moderate risk and has given a CAGR/Annualized return of 6.6% since its launch. Return for 2024 was 9% , 2023 was 6.7% and 2022 was 2.4% .

Below is the key information for Nippon India Dynamic Bond Fund

Nippon India Dynamic Bond Fund Growth
Launch Date	15 Nov 04
NAV (30 Jun 25)	₹37.5697 ↑ 0.01 (0.03 %)
Net Assets (Cr)	₹4,613 on 31 May 25
Category	Debt - Dynamic Bond
AMC	Nippon Life Asset Management Ltd.
Rating	Not Rated
Risk	Moderate
Expense Ratio	0.71
Sharpe Ratio	2.57
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-12 Months (1%),12 Months and above(NIL)
Yield to Maturity	6.33%
Effective Maturity	5 Years 14 Days
Modified Duration	4 Years 1 Month 17 Days
Sub Cat.	Dynamic Bond

Growth of 10,000 investment over the years.

Date	Value
30 Jun 20	₹10,000
30 Jun 21	₹10,389
30 Jun 22	₹10,419
30 Jun 23	₹11,331
30 Jun 24	₹12,104

Nippon India Dynamic Bond Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Nippon India Dynamic Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Jun 25

Duration	Returns
1 Month	-0.4%
3 Month	3.1%
6 Month	5.6%
1 Year	10.3%
3 Year	8.6%
5 Year	6%
Since launch	6.6%
10 Year
15 Year

Historical performance (Yearly) on absolute basis

Year	Returns
2024	9%
2023	6.7%
2022	2.4%
2021	2.7%
2020	11.3%
2019	8.4%
2018	4.7%
2017	3.1%
2016	13.9%
2015	5.7%

Fund Manager information for Nippon India Dynamic Bond Fund

Name	Since	Tenure
Vivek Sharma	25 Jun 20	4.94 Yr.
Pranay Sinha	31 Mar 21	4.17 Yr.
Kinjal Desai	25 May 18	7.02 Yr.

Data below for Nippon India Dynamic Bond Fund as on 31 May 25

Asset Allocation

Asset Class	Value
Cash	3.33%
Debt	96.39%
Other	0.28%

Debt Sector Allocation

Sector	Value
Government	96.39%
Cash Equivalent	3.33%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
07.83 MH Sdl 2030 Sovereign Bonds \| -	7%	₹311 Cr	29,400,000
07.78 MH Sgs 2030 Sovereign Bonds \| -	5%	₹256 Cr	24,100,200
07.04 Tn SDL 2030 Sovereign Bonds \| -	5%	₹237 Cr	23,078,300
7.17% Govt Stock 2030 Sovereign Bonds \| -	4%	₹172 Cr	16,500,000
07.70 MH Sgs 2030 Sovereign Bonds \| -	3%	₹143 Cr	13,500,000
07.76 MH Sgs 2030 Sovereign Bonds \| -	3%	₹132 Cr	12,500,000
07.02 Tn SDL 2030 Sovereign Bonds \| -	3%	₹128 Cr	12,500,000
07.86 MH Sdl 2030 Sovereign Bonds \| -	3%	₹117 Cr	11,000,000
06.65 GJ Sdl 2030 Sovereign Bonds \| -	2%	₹113 Cr	11,200,000
07.60 MH Sdl 2030 Sovereign Bonds \| -	2%	₹110 Cr	10,500,000

2. Nippon India Prime Debt Fund

(Erstwhile Reliance Medium Term Fund)

The primary investment objective of the Scheme is to generate regular income in order to make regular dividend payments to unit-holders and the secondary objective is growth of capital.

Nippon India Prime Debt Fund is a Debt - Corporate Bond fund was launched on 14 Sep 00. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.5% since its launch. Ranked 20 in Corporate Bond category. Return for 2024 was 8.4% , 2023 was 7.1% and 2022 was 4.3% .

Below is the key information for Nippon India Prime Debt Fund

Nippon India Prime Debt Fund Growth
Launch Date	14 Sep 00
NAV (30 Jun 25)	₹60.2637 ↑ 0.03 (0.05 %)
Net Assets (Cr)	₹8,771 on 31 May 25
Category	Debt - Corporate Bond
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆☆☆
Risk	Moderately Low
Expense Ratio	0.69
Sharpe Ratio	2.43
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	100
Exit Load	NIL
Yield to Maturity	6.84%
Effective Maturity	5 Years 7 Days
Modified Duration	3 Years 9 Months 25 Days
Sub Cat.	Corporate Bond

Growth of 10,000 investment over the years.

Date	Value
30 Jun 20	₹10,000
30 Jun 21	₹10,693
30 Jun 22	₹11,063
30 Jun 23	₹11,889
30 Jun 24	₹12,745

Nippon India Prime Debt Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for Nippon India Prime Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Jun 25

Duration	Returns
1 Month	0%
3 Month	2.8%
6 Month	5.3%
1 Year	9.8%
3 Year	8.1%
5 Year	6.9%
Since launch	7.5%
10 Year
15 Year

Historical performance (Yearly) on absolute basis

Year	Returns
2024	8.4%
2023	7.1%
2022	4.3%
2021	4.7%
2020	9.5%
2019	7.8%
2018	6.9%
2017	6.6%
2016	9.1%
2015	8.7%

Fund Manager information for Nippon India Prime Debt Fund

Name	Since	Tenure
Vivek Sharma	1 Feb 20	5.33 Yr.
Kinjal Desai	25 May 18	7.02 Yr.

Data below for Nippon India Prime Debt Fund as on 31 May 25

Asset Allocation

Asset Class	Value
Cash	9.83%
Debt	89.98%
Other	0.18%

Debt Sector Allocation

Sector	Value
Corporate	60.26%
Government	29.72%
Cash Equivalent	9.83%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
6.79% Govt Stock 2034 Sovereign Bonds \| -	7%	₹674 Cr	65,500,000 ↓ -1,500,000
7.1% Govt Stock 2034 Sovereign Bonds \| -	2%	₹235 Cr	22,500,000 ↓ -13,500,000
National Bank For Agriculture And Rural Development Debentures \| -	2%	₹211 Cr	20,500
Small Industries Development Bank Of India Debentures \| -	2%	₹205 Cr	20,000
Aditya Birla Housing Finance Limited Debentures \| -	2%	₹203 Cr	20,000
Aditya Birla Capital Limited Debentures \| -	2%	₹200 Cr	20,000 ↑ 5,000
Small Industries Development Bank Of India Debentures \| -	2%	₹183 Cr	18,000
Jamnagar Utilities & Power Private Limited Debentures \| -	2%	₹179 Cr	17,500
National Bank For Agriculture And Rural Development Debentures \| -	2%	₹179 Cr	17,500
Power Finance Corporation Limited Debentures \| -	2%	₹156 Cr	15,000

3. Nippon India Credit Risk Fund

(Erstwhile Reliance Regular Savings Fund - Debt Plan)

The primary investment objective of this option is to generate optimal returns consistent with moderate level of risk. This income may be complemented by capital appreciation of the portfolio. Accordingly investments shall predominantly be made in Debt & Money Market Instruments.

Nippon India Credit Risk Fund is a Debt - Credit Risk fund was launched on 8 Jun 05. It is a fund with Moderate risk and has given a CAGR/Annualized return of 6.5% since its launch. Ranked 21 in Credit Risk category. Return for 2024 was 8.3% , 2023 was 7.9% and 2022 was 3.9% .

Below is the key information for Nippon India Credit Risk Fund

Nippon India Credit Risk Fund Growth
Launch Date	8 Jun 05
NAV (30 Jun 25)	₹35.0418 ↑ 0.03 (0.07 %)
Net Assets (Cr)	₹1,017 on 31 May 25
Category	Debt - Credit Risk
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆
Risk	Moderate
Expense Ratio	1.63
Sharpe Ratio	3.34
Information Ratio	0
Alpha Ratio	0
Min Investment	500
Min SIP Investment	100
Exit Load	0-12 Months (1%),12 Months and above(NIL)
Yield to Maturity	8.17%
Effective Maturity	2 Years 3 Months 25 Days
Modified Duration	1 Year 10 Months 28 Days
Sub Cat.	Credit Risk

Growth of 10,000 investment over the years.

Date	Value
30 Jun 20	₹10,000
30 Jun 21	₹10,899
30 Jun 22	₹12,030
30 Jun 23	₹12,938
30 Jun 24	₹13,920

Nippon India Credit Risk Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹206,148.
Net Profit of ₹26,148 Invest Now

Returns for Nippon India Credit Risk Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Jun 25

Duration	Returns
1 Month	0.5%
3 Month	2.7%
6 Month	5.1%
1 Year	9.5%
3 Year	8.2%
5 Year	8.8%
Since launch	6.5%
10 Year
15 Year

Historical performance (Yearly) on absolute basis

Year	Returns
2024	8.3%
2023	7.9%
2022	3.9%
2021	13.5%
2020	-5.9%
2019	1.9%
2018	6.1%
2017	7%
2016	10%
2015	8.8%

Fund Manager information for Nippon India Credit Risk Fund

Name	Since	Tenure
Kinjal Desai	25 May 18	7.02 Yr.
Sushil Budhia	1 Feb 20	5.33 Yr.

Data below for Nippon India Credit Risk Fund as on 31 May 25

Asset Allocation

Asset Class	Value
Cash	5.92%
Debt	93.8%
Other	0.28%

Debt Sector Allocation

Sector	Value
Corporate	78.94%
Government	14.86%
Cash Equivalent	5.92%

Credit Quality

Rating	Value
A	25.19%
AA	44.71%
AAA	30.1%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.02% Govt Stock 2031 Sovereign Bonds \| -	8%	₹78 Cr	7,500,000
Summit Digitel Infrastructure Limited Debentures \| -	6%	₹60 Cr	600
Renew Solar Energy (Jharkhand Five) Private Limited Debentures \| -	5%	₹49 Cr	5,000
TRuhome Finance Limited Debentures \| -	4%	₹41 Cr	4,000
Jubilant Bevco Limited Debentures \| -	4%	₹40 Cr	4,000 ↑ 4,000
Mancherial Repallewada Road Private Limited Debentures \| -	4%	₹40 Cr	4,500 ↑ 4,500
Prestige Projects Private Limited Debentures \| -	4%	₹40 Cr	4,000
The Sandur Manganese And Iron Ores Limited Debentures \| -	4%	₹39 Cr	4,000
Bamboo Hotel And Global Centre (Delhi) Private Limited Debentures \| -	4%	₹38 Cr	3,800
Delhi International Airport Limited Debentures \| -	4%	₹36 Cr	3,500

4. Nippon India Short Term Fund

The primary investment objective of the scheme is to generate stable returns for investors with a short term investment horizon by investing in fixed income securitites of a short term maturity.

Nippon India Short Term Fund is a Debt - Short term Bond fund was launched on 18 Dec 02. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.7% since its launch. Ranked 17 in Short term Bond category. Return for 2024 was 8% , 2023 was 6.8% and 2022 was 3.2% .

Below is the key information for Nippon India Short Term Fund

Nippon India Short Term Fund Growth
Launch Date	18 Dec 02
NAV (30 Jun 25)	₹52.9999 ↑ 0.03 (0.06 %)
Net Assets (Cr)	₹7,058 on 31 May 25
Category	Debt - Short term Bond
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆☆☆
Risk	Moderately Low
Expense Ratio	0.96
Sharpe Ratio	2.59
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	NIL
Yield to Maturity	6.87%
Effective Maturity	3 Years 5 Months 26 Days
Modified Duration	2 Years 8 Months 16 Days
Sub Cat.	Short term Bond

Growth of 10,000 investment over the years.

Date	Value
30 Jun 20	₹10,000
30 Jun 21	₹10,604
30 Jun 22	₹10,879
30 Jun 23	₹11,594
30 Jun 24	₹12,396

Nippon India Short Term Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for Nippon India Short Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Jun 25

Duration	Returns
1 Month	0.2%
3 Month	2.8%
6 Month	5.1%
1 Year	9.5%
3 Year	7.6%
5 Year	6.3%
Since launch	7.7%
10 Year
15 Year

Historical performance (Yearly) on absolute basis

Year	Returns
2024	8%
2023	6.8%
2022	3.2%
2021	4.4%
2020	9.5%
2019	9.4%
2018	5.5%
2017	5.7%
2016	9.8%
2015	8.1%

Fund Manager information for Nippon India Short Term Fund

Name	Since	Tenure
Vivek Sharma	1 Feb 20	5.33 Yr.
Kinjal Desai	25 May 18	7.02 Yr.
Sushil Budhia	31 Mar 21	4.17 Yr.

Data below for Nippon India Short Term Fund as on 31 May 25

Asset Allocation

Asset Class	Value
Cash	5.61%
Debt	94.14%
Other	0.25%

Debt Sector Allocation

Sector	Value
Corporate	61.49%
Government	34.73%
Cash Equivalent	3.54%

Credit Quality

Rating	Value
AA	9.89%
AAA	90.11%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.32% Govt Stock 2030 Sovereign Bonds \| -	6%	₹506 Cr	48,000,000 ↓ -2,500,000
7.17% Govt Stock 2030 Sovereign Bonds \| -	6%	₹486 Cr	46,500,000
7.02% Govt Stock 2031 Sovereign Bonds \| -	3%	₹260 Cr	25,000,000
National Bank For Agriculture And Rural Development Debentures \| -	3%	₹225 Cr	22,000 ↑ 8,500
Aditya Birla Housing Finance Limited Debentures \| -	2%	₹203 Cr	20,000
Bajaj Housing Finance Limited Debentures \| -	2%	₹175 Cr	17,500 ↑ 17,500
Small Industries Development Bank Of India Debentures \| -	2%	₹170 Cr	16,500
National Bank For Agriculture And Rural Development Debentures \| -	2%	₹170 Cr	16,500
Can Fin Homes Limited Debentures \| -	2%	₹167 Cr	16,500
7.1% Govt Stock 2029 Sovereign Bonds \| -	2%	₹166 Cr	16,000,000

5. Nippon India Floating Rate Fund

(Erstwhile Reliance Floating Rate Fund - Short Term Plan)

The primary objective of the scheme is to generate regular income through investment in a portfolio comprising substantially of Floating Rate Debt Securities (including floating rate securitized debt, Money Market Instruments and Fixed Rate Debt Instruments swapped for floating rate returns). The scheme shall also invest in Fixed rate Debt Securities (including fixed rate Securitized Debt, Money Market Instruments and Floating Rate Debt Instruments swapped for fixed returns).

Nippon India Floating Rate Fund is a Debt - Floating Rate fund was launched on 27 Aug 04. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.5% since its launch. Ranked 32 in Floating Rate category. Return for 2024 was 8.2% , 2023 was 7.2% and 2022 was 3.8% .

Below is the key information for Nippon India Floating Rate Fund

Nippon India Floating Rate Fund Growth
Launch Date	27 Aug 04
NAV (30 Jun 25)	₹45.3525 ↑ 0.04 (0.08 %)
Net Assets (Cr)	₹7,811 on 31 May 25
Category	Debt - Floating Rate
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆☆
Risk	Moderately Low
Expense Ratio	0.6
Sharpe Ratio	2.65
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Months (0.5%),1 Months and above(NIL)
Yield to Maturity	6.88%
Effective Maturity	3 Years 9 Months 11 Days
Modified Duration	2 Years 9 Months 25 Days
Sub Cat.	Floating Rate

Growth of 10,000 investment over the years.

Date	Value
30 Jun 20	₹10,000
30 Jun 21	₹10,599
30 Jun 22	₹10,929
30 Jun 23	₹11,653
30 Jun 24	₹12,508

Nippon India Floating Rate Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for Nippon India Floating Rate Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Jun 25

Duration	Returns
1 Month	0.3%
3 Month	2.8%
6 Month	5%
1 Year	9.4%
3 Year	7.8%
5 Year	6.5%
Since launch	7.5%
10 Year
15 Year

Historical performance (Yearly) on absolute basis

Year	Returns
2024	8.2%
2023	7.2%
2022	3.8%
2021	3.7%
2020	11.3%
2019	9%
2018	5.8%
2017	5.9%
2016	9%
2015	8.6%

Fund Manager information for Nippon India Floating Rate Fund

Name	Since	Tenure
Vikash Agarwal	14 Sep 24	0.71 Yr.

Data below for Nippon India Floating Rate Fund as on 31 May 25

Asset Allocation

Asset Class	Value
Cash	7.99%
Debt	91.76%
Other	0.26%

Debt Sector Allocation

Sector	Value
Corporate	66.27%
Government	28.57%
Cash Equivalent	4.9%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Small Industries Development Bank Of India Debentures \| -	3%	₹280 Cr	27,500
Jamnagar Utilities & Power Private Limited Debentures \| -	3%	₹279 Cr	2,800
Indian Railway Finance Corporation Limited Debentures \| -	3%	₹257 Cr	25,000
National Bank For Agriculture And Rural Development Debentures \| -	3%	₹227 Cr	22,000
LIC Housing Finance Ltd Debentures \| -	3%	₹221 Cr	2,100
6.99% Govt Stock 2034 Sovereign Bonds \| -	3%	₹215 Cr	21,000,000
State Bank Of India Debentures \| -	3%	₹214 Cr	2,150
Tata Capital Limited Debentures \| -	2%	₹206 Cr	200
Summit Digitel Infrastructure Limited Debentures \| -	2%	₹204 Cr	20,000
Sundaram Home Finance Limited Debentures \| -	2%	₹187 Cr	1,488

6. Nippon India Banking & PSU Debt Fund

To generate income over short to medium term horizon through investments in debt and money market instruments of various maturities, consisting predominantly of securities issued by entities such as Banks, Public Sector Undertakings (PSUs) and Public Financial Institutions (PFIs).However, there is no assurance that the investment objective of the Scheme will be achieved

Nippon India Banking & PSU Debt Fund is a Debt - Banking & PSU Debt fund was launched on 15 May 15. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.5% since its launch. Return for 2024 was 7.9% , 2023 was 6.8% and 2022 was 3.2% .

Below is the key information for Nippon India Banking & PSU Debt Fund

Nippon India Banking & PSU Debt Fund Growth
Launch Date	15 May 15
NAV (30 Jun 25)	₹20.8382 ↑ 0.02 (0.08 %)
Net Assets (Cr)	₹5,946 on 31 May 25
Category	Debt - Banking & PSU Debt
AMC	Nippon Life Asset Management Ltd.
Rating	Not Rated
Risk	Moderately Low
Expense Ratio	0.75
Sharpe Ratio	1.97
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	NIL
Yield to Maturity	6.69%
Effective Maturity	5 Years 2 Months 19 Days
Modified Duration	3 Years 9 Months 7 Days
Sub Cat.	Banking & PSU Debt

Growth of 10,000 investment over the years.

Date	Value
30 Jun 20	₹10,000
30 Jun 21	₹10,515
30 Jun 22	₹10,785
30 Jun 23	₹11,510
30 Jun 24	₹12,295

Nippon India Banking & PSU Debt Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for Nippon India Banking & PSU Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Jun 25

Duration	Returns
1 Month	-0.1%
3 Month	2.6%
6 Month	5%
1 Year	9.2%
3 Year	7.6%
5 Year	6.1%
Since launch	7.5%
10 Year
15 Year

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.9%
2023	6.8%
2022	3.2%
2021	3.9%
2020	10.9%
2019	10.5%
2018	6.4%
2017	6%
2016	10.2%
2015

Fund Manager information for Nippon India Banking & PSU Debt Fund

Name	Since	Tenure
Vivek Sharma	25 Jun 20	4.94 Yr.
Pranay Sinha	31 Mar 21	4.17 Yr.
Kinjal Desai	25 May 18	7.02 Yr.

Data below for Nippon India Banking & PSU Debt Fund as on 31 May 25

Asset Allocation

Asset Class	Value
Cash	7.82%
Debt	91.91%
Other	0.27%

Debt Sector Allocation

Sector	Value
Corporate	55.26%
Government	38.33%
Cash Equivalent	6.14%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
National Bank For Agriculture And Rural Development Debentures \| -	4%	₹224 Cr	22,000
7.1% Govt Stock 2034 Sovereign Bonds \| -	3%	₹203 Cr	19,432,400 ↓ -2,500,000
National Housing Bank Debentures \| -	3%	₹179 Cr	17,500
Small Industries Development Bank Of India Debentures \| -	2%	₹133 Cr	13,000
Rural Electrification Corporation Limited Debentures \| -	2%	₹128 Cr	12,500
Small Industries Development Bank Of India Debentures \| -	2%	₹127 Cr	12,500
Indian Railway Finance Corporation Limited Debentures \| -	2%	₹123 Cr	12,000
Sbi General Insurance Company Limited Debentures \| -	2%	₹112 Cr	11,000
Ntpc Limited Debentures \| -	2%	₹103 Cr	10,000
Power Grid Corporation Of India Limited Debentures \| -	2%	₹103 Cr	12,500

7. Nippon India Strategic Debt Fund

(Erstwhile Reliance Classic Bond Fund)

To generate income through investments in a range of debt and money market instruments of various maturities with a view to maximizing income while maintaining the optimum balance of yield, safety and liquidity. The scheme would focus its investments predominantly in corporate bonds of various maturities and across ratings for the purpose of achieving regular income and capital appreciation.

Nippon India Strategic Debt Fund is a Debt - Medium term Bond fund was launched on 26 Jun 14. It is a fund with Moderate risk and has given a CAGR/Annualized return of 4% since its launch. Ranked 7 in Medium term Bond category. Return for 2024 was 8.3% , 2023 was 7% and 2022 was 2% .

Below is the key information for Nippon India Strategic Debt Fund

Nippon India Strategic Debt Fund Growth
Launch Date	26 Jun 14
NAV (30 Jun 25)	₹15.478 ↑ 0.01 (0.04 %)
Net Assets (Cr)	₹103 on 31 May 25
Category	Debt - Medium term Bond
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆☆☆
Risk	Moderate
Expense Ratio	1.92
Sharpe Ratio	2.51
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-12 Months (1%),12 Months and above(NIL)
Yield to Maturity	7.18%
Effective Maturity	5 Years 2 Months 23 Days
Modified Duration	3 Years 8 Months 19 Days
Sub Cat.	Medium term Bond

Growth of 10,000 investment over the years.

Date	Value
30 Jun 20	₹10,000
30 Jun 21	₹10,208
30 Jun 22	₹11,772
30 Jun 23	₹12,582
30 Jun 24	₹13,423

Nippon India Strategic Debt Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125 Invest Now

Returns for Nippon India Strategic Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Jun 25

Duration	Returns
1 Month	-0.2%
3 Month	2.2%
6 Month	4.6%
1 Year	9%
3 Year	7.5%
5 Year	7.9%
Since launch	4%
10 Year
15 Year

Historical performance (Yearly) on absolute basis

Year	Returns
2024	8.3%
2023	7%
2022	2%
2021	17.4%
2020	-23.5%
2019	-3.4%
2018	4.7%
2017	6.9%
2016	11.1%
2015	9%

Fund Manager information for Nippon India Strategic Debt Fund

Name	Since	Tenure
Kinjal Desai	25 May 18	7.02 Yr.
Sushil Budhia	1 Feb 20	5.33 Yr.
Akshay Sharma	1 Dec 22	2.5 Yr.

Data below for Nippon India Strategic Debt Fund as on 31 May 25

Asset Allocation

Asset Class	Value
Cash	16.4%
Debt	83.14%
Other	0.46%

Debt Sector Allocation

Sector	Value
Corporate	45.27%
Government	37.86%
Cash Equivalent	16.4%

Credit Quality

Rating	Value
AA	54.59%
AAA	45.41%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.18% Govt Stock 2037 Sovereign Bonds \| -	26%	₹26 Cr	2,500,000
6.79% Govt Stock 2034 Sovereign Bonds \| -	5%	₹5 Cr	500,000
TRuhome Finance Limited Debentures \| -	5%	₹5 Cr	500
Aditya Birla Real Estate Limited Debentures \| -	5%	₹5 Cr	500
Godrej Industries Limited Debentures \| -	5%	₹5 Cr	500
Aadhar Housing Finance Limited Debentures \| -	5%	₹5 Cr	500
JSW Steel Limited Debentures \| -	5%	₹5 Cr	50
Delhi International Airport Limited Debentures \| -	4%	₹4 Cr	400
Indostar Capital Finance Limited Debentures \| -	4%	₹4 Cr	400
5.63% Govt Stock 2026 Sovereign Bonds \| -	3%	₹4 Cr	351,700

8. Nippon India Money Market Fund

(Erstwhile Reliance Liquidity Fund)

The investment objective of the Scheme is to generate optimal returns consistent with moderate levels of risk and high liquidity. Accordingly, investments shall predominantly be made in Debt and Money Market Instruments.

Nippon India Money Market Fund is a Debt - Money Market fund was launched on 16 Jun 05. It is a fund with Low risk and has given a CAGR/Annualized return of 7.4% since its launch. Ranked 27 in Money Market category. Return for 2024 was 7.8% , 2023 was 7.4% and 2022 was 5% .

Below is the key information for Nippon India Money Market Fund

Nippon India Money Market Fund Growth
Launch Date	16 Jun 05
NAV (30 Jun 25)	₹4,161.13 ↑ 2.33 (0.06 %)
Net Assets (Cr)	₹19,655 on 31 May 25
Category	Debt - Money Market
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆☆
Risk	Low
Expense Ratio	0.37
Sharpe Ratio	2.68
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	NIL
Yield to Maturity	6.58%
Effective Maturity	8 Months 15 Days
Modified Duration	7 Months 30 Days
Sub Cat.	Money Market

Growth of 10,000 investment over the years.

Date	Value
30 Jun 20	₹10,000
30 Jun 21	₹10,412
30 Jun 22	₹10,814
30 Jun 23	₹11,553
30 Jun 24	₹12,418

Nippon India Money Market Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for Nippon India Money Market Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Jun 25

Duration	Returns
1 Month	0.6%
3 Month	2.2%
6 Month	4.3%
1 Year	8.2%
3 Year	7.5%
5 Year	6.1%
Since launch	7.4%
10 Year
15 Year

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.8%
2023	7.4%
2022	5%
2021	3.8%
2020	6%
2019	8.1%
2018	7.9%
2017	6.6%
2016	7.6%
2015	8.3%

Fund Manager information for Nippon India Money Market Fund

Name	Since	Tenure
Kinjal Desai	16 Jul 18	6.88 Yr.
Vikash Agarwal	14 Sep 24	0.71 Yr.

Data below for Nippon India Money Market Fund as on 31 May 25

Asset Allocation

Asset Class	Value
Cash	83.39%
Debt	16.37%
Other	0.24%

Debt Sector Allocation

Sector	Value
Corporate	49.42%
Cash Equivalent	28.24%
Government	22.1%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
364 DTB 27022026 Sovereign Bonds \| -	1%	₹241 Cr	25,000,000
364 Days Tbill (Md 05/03/2026) Sovereign Bonds \| -	1%	₹241 Cr	25,000,000
364 Days Tbill Red 12-03-2026 Sovereign Bonds \| -	1%	₹240 Cr	25,000,000
Indian Bank Domestic Bonds \| -	1%	₹239 Cr	5,000
Uttarakhand (Government of) 7.36% - \| -	1%	₹231 Cr	22,783,400
India (Republic of) - \| -	1%	₹191 Cr	20,000,000
08.69 Tn SDL 2026 Sovereign Bonds \| -	1%	₹153 Cr	15,000,000
AU Small Finance Bank Ltd. Debentures \| -	1%	₹142 Cr	3,000
08.36 MH Sdl 2026 Sovereign Bonds \| -	1%	₹137 Cr	13,500,000
Treasury Bills Sovereign Bonds \| -	1%	₹112 Cr	11,500,000

9. Nippon India Low Duration Fund

(Erstwhile Reliance Money Manager Fund)

The investment objective of the Scheme is to generate optimal returns consistent with moderate levels of risk and liquidity by investing in debt securities and money market securities.

Nippon India Low Duration Fund is a Debt - Low Duration fund was launched on 20 Mar 07. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.5% since its launch. Ranked 31 in Low Duration category. Return for 2024 was 7.4% , 2023 was 6.7% and 2022 was 4.2% .

Below is the key information for Nippon India Low Duration Fund

Nippon India Low Duration Fund Growth
Launch Date	20 Mar 07
NAV (30 Jun 25)	₹3,750.82 ↑ 2.16 (0.06 %)
Net Assets (Cr)	₹7,663 on 31 May 25
Category	Debt - Low Duration
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆☆
Risk	Moderately Low
Expense Ratio	0.94
Sharpe Ratio	2.32
Information Ratio	0
Alpha Ratio	0
Min Investment	500
Min SIP Investment	100
Exit Load	NIL
Yield to Maturity	7%
Effective Maturity	1 Year 2 Months 20 Days
Modified Duration	11 Months 10 Days
Sub Cat.	Low Duration

Growth of 10,000 investment over the years.

Date	Value
30 Jun 20	₹10,000
30 Jun 21	₹10,530
30 Jun 22	₹10,887
30 Jun 23	₹11,566
30 Jun 24	₹12,359

Nippon India Low Duration Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Nippon India Low Duration Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Jun 25

Duration	Returns
1 Month	0.6%
3 Month	2.2%
6 Month	4.2%
1 Year	8%
3 Year	7%
5 Year	6%
Since launch	7.5%
10 Year
15 Year

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.4%
2023	6.7%
2022	4.2%
2021	4.1%
2020	7.3%
2019	7%
2018	7.4%
2017	6.6%
2016	8.5%
2015	8.4%

Fund Manager information for Nippon India Low Duration Fund

Name	Since	Tenure
Vivek Sharma	1 Feb 20	5.33 Yr.
Kinjal Desai	25 May 18	7.02 Yr.

Data below for Nippon India Low Duration Fund as on 31 May 25

Asset Allocation

Asset Class	Value
Cash	30.55%
Debt	69.14%
Other	0.3%

Debt Sector Allocation

Sector	Value
Corporate	69.04%
Government	22.4%
Cash Equivalent	8.26%

Credit Quality

Rating	Value
AA	14.29%
AAA	85.71%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
India (Republic of) - \| -	5%	₹395 Cr	40,000,000 ↑ 40,000,000
Telangana State Industrial Infrastructure Corporation Limited Debentures \| -	3%	₹202 Cr	20,000
Interise TRust Debentures \| -	2%	₹173 Cr	18,000
Highways Infrastructure Trust Debentures \| -	2%	₹172 Cr	1,750
Small Industries Development Bank Of India Debentures \| -	2%	₹153 Cr	15,000
Rec Limited Debentures \| -	2%	₹152 Cr	15,000
VAJRA 016 TRUST Unlisted bonds \| -	2%	₹149 Cr	100
NAOMI 05 2024 Unlisted bonds \| -	2%	₹148 Cr	10,000
Hinduja Leyland Finance Limited Debentures \| -	2%	₹143 Cr	14,000
Shriram Finance Limited Debentures \| -	2%	₹137 Cr	13,500

10. Nippon India Income Fund

The primary investment objective of the scheme is to generate optimal returns consistent with moderate levels of risk. This income may be complemented by capital appreciation of the portfolio. Accordingly, investments shall predominantly be made in Debt & Money Market Instruments.

Nippon India Income Fund is a Debt - Medium to Long term fund was launched on 1 Jan 98. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8.3% since its launch. Ranked 28 in Medium to Long term category. Return for 2024 was 8.1% , 2023 was 6.8% and 2022 was 3.3% .

Below is the key information for Nippon India Income Fund

Nippon India Income Fund Growth
Launch Date	1 Jan 98
NAV (30 Jun 25)	₹89.5646 ↑ 0.12 (0.13 %)
Net Assets (Cr)	₹426 on 31 May 25
Category	Debt - Medium to Long term
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆
Risk	Moderate
Expense Ratio	1.43
Sharpe Ratio	1.16
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-15 Days (0.25%),15 Days and above(NIL)
Yield to Maturity	6.8%
Effective Maturity	14 Years 10 Months 10 Days
Modified Duration	6 Years 6 Months 29 Days
Sub Cat.	Medium to Long term

Growth of 10,000 investment over the years.

Date	Value
30 Jun 20	₹10,000
30 Jun 21	₹10,222
30 Jun 22	₹10,269
30 Jun 23	₹11,174
30 Jun 24	₹11,943

Nippon India Income Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Nippon India Income Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Jun 25

Duration	Returns
1 Month	-0.8%
3 Month	1.2%
6 Month	3.9%
1 Year	7.9%
3 Year	7.9%
5 Year	5.2%
Since launch	8.3%
10 Year
15 Year

Historical performance (Yearly) on absolute basis

Year	Returns
2024	8.1%
2023	6.8%
2022	3.3%
2021	1.2%
2020	10.5%
2019	11.4%
2018	6.1%
2017	2.4%
2016	13.8%
2015	5.1%

Fund Manager information for Nippon India Income Fund

Name	Since	Tenure
Vivek Sharma	1 Feb 20	5.33 Yr.
Kinjal Desai	25 May 18	7.02 Yr.

Data below for Nippon India Income Fund as on 31 May 25

Asset Allocation

Asset Class	Value
Cash	17.87%
Debt	81.87%
Other	0.26%

Debt Sector Allocation

Sector	Value
Government	70.02%
Corporate	17.59%
Cash Equivalent	12.13%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.09% Govt Stock 2054 Sovereign Bonds \| -	20%	₹86 Cr	8,500,000
7.3% Govt Stock 2053 Sovereign Bonds \| -	19%	₹83 Cr	8,000,000
7.12% State Government Of Maharashtra 2036 Sovereign Bonds \| -	10%	₹41 Cr	4,000,000
7.1% Govt Stock 2029 Sovereign Bonds \| -	6%	₹26 Cr	2,500,000
Small Industries Development Bank Of India Debentures \| -	6%	₹26 Cr	2,500
National Bank For Agriculture And Rural Development Debentures \| -	6%	₹25 Cr	2,500
06.95 HR Sdl 2033 Sovereign Bonds \| -	6%	₹25 Cr	2,500,000 ↑ 2,500,000
6.79% Govt Stock 2034 Sovereign Bonds \| -	2%	₹10 Cr	1,000,000
Power Finance Corporation Limited Debentures \| -	2%	₹10 Cr	100
Hdb Financial Services Limited Debentures \| -	2%	₹10 Cr	100

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