10 सर्वोत्तम कामगिरी करणारे डेट म्युच्युअल फंड एसआयपी गुंतवणूक 2022 | fincash.com

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आर्थिक वर्ष 22 - 23 मध्ये गुंतवणूक करण्यासाठी शीर्ष 10 डेट म्युच्युअल फंड SIP योजना
Top 10 Funds

10 सर्वोत्तम कामगिरी करणारे डेट म्युच्युअल फंड SIP 2022

Updated on June 28, 2025 , 7230 views

एसआयपी गुंतवणूक सर्वात शिस्तबद्ध एक आहेगुंतवणूक पर्याय जेव्हाम्युच्युअल फंडात गुंतवणूक. शिवाय, गुंतवणुकीची किमान रक्कम अSIP म्युच्युअल फंड INR 500 इतकं कमी आहे. यामुळे गुंतवणूक करता येतेशीर्ष SIP खूप सोयीस्कर योजना. साधारणपणे, SIP साठी आदर्श असतातइक्विटी फंड कारण दीर्घकाळात SIP चा सर्वाधिक फायदा होतो, परंतु बरेच गुंतवणूकदार ते घेण्यास प्राधान्य देतातकर्ज निधी खूप तर, येथे भारतातील काही सर्वोत्तम कर्ज SIP योजना आहेत ज्या चांगला परतावा देतात.

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आर्थिक वर्ष 22 - 23 मध्ये गुंतवणूक करण्यासाठी शीर्ष 10 डेट म्युच्युअल फंड SIP योजना

Fund	NAV	Net Assets (Cr)	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	2024 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
L&T Credit Risk Fund Growth	₹32.3596 ↑ 0.02	₹657	1,000	13.5	17.2	21.4	11.2	7.2	7.19%	2Y 1M 17D	2Y 10M 6D
Aditya Birla Sun Life Credit Risk Fund Growth	₹22.3879 ↑ 0.03	₹993	100	2.9	8.9	16.6	11.3	11.9	7.8%	2Y 4M 2D	3Y 7M 13D
Aditya Birla Sun Life Medium Term Plan Growth	₹40.0046 ↑ 0.05	₹2,504	1,000	2.9	7.5	13.9	14.9	10.5	7.43%	3Y 7M 17D	4Y 10M 20D
Sundaram Low Duration Fund Growth	₹28.8391 ↑ 0.01	₹550	1,000	1	10.2	11.8	5		4.19%	5M 18D	8M 1D
ICICI Prudential Constant Maturity Gilt Fund Growth	₹24.9103 ↑ 0.05	₹2,551	1,000	2.9	6	11.1	9.1	9.3	6.38%	6Y 9M 25D	9Y 6M 4D
IIFL Dynamic Bond Fund Growth	₹22.7096 ↑ 0.02	₹686	1,000	3	5.6	10.5	8.4	9.6	6.9%		6Y 11M 5D
Franklin India Corporate Debt Fund Growth	₹100.057 ↑ 0.07	₹843	500	3.9	6.1	10.4	7.7	7.6	6.85%	3Y 1M 13D	5Y 11M 23D
Nippon India Dynamic Bond Fund Growth	₹37.556 ↓ -0.01	₹4,613	100	3.1	5.6	10.3	8.6	9	6.33%	4Y 1M 17D	5Y 14D
SBI Magnum Constant Maturity Fund Growth	₹64.1705 ↑ 0.13	₹1,944	500	2.5	5.4	10.3	8.8	9.1	7.09%	6Y 10M 10D	9Y 8M 8D
Nippon India Prime Debt Fund Growth	₹60.3197 ↑ 0.06	₹8,771	100	2.8	5.3	9.8	8.1	8.4	6.84%	3Y 9M 25D	5Y 7D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 1 Jul 25

*निधी असल्याचा उल्लेखनिधीचा आकार (AUM) 500 कोटींपेक्षा जास्त.

1. L&T Credit Risk Fund

(Erstwhile L&T Income Opportunities Fund)

The Scheme seeks to generate regular returns and capital appreciation by investing in debt (including securitised debt), government and money market securities.

L&T Credit Risk Fund is a Debt - Credit Risk fund was launched on 8 Oct 09. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.7% since its launch. Ranked 12 in Credit Risk category. Return for 2024 was 7.2% , 2023 was 6.5% and 2022 was 3.2% .

Below is the key information for L&T Credit Risk Fund

L&T Credit Risk Fund Growth
Launch Date	8 Oct 09
NAV (01 Jul 25)	₹32.3596 ↑ 0.02 (0.07 %)
Net Assets (Cr)	₹657 on 31 May 25
Category	Debt - Credit Risk
AMC	L&T Investment Management Ltd
Rating	☆☆☆
Risk	Moderate
Expense Ratio	1.65
Sharpe Ratio	1.18
Information Ratio	0
Alpha Ratio	0
Min Investment	10,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)
Yield to Maturity	7.19%
Effective Maturity	2 Years 10 Months 6 Days
Modified Duration	2 Years 1 Month 17 Days

Growth of 10,000 investment over the years.

Date	Value
30 Jun 20	₹10,000
30 Jun 21	₹10,911
30 Jun 22	₹11,362
30 Jun 23	₹12,075
30 Jun 24	₹12,879
30 Jun 25	₹15,639

L&T Credit Risk Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹209,201.
Net Profit of ₹29,201 Invest Now

Returns for L&T Credit Risk Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Jul 25

Duration	Returns
1 Month	0.2%
3 Month	13.5%
6 Month	17.2%
1 Year	21.4%
3 Year	11.2%
5 Year	9.4%
10 Year
15 Year
Since launch	7.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.2%
2023	6.5%
2022	3.2%
2021	5.7%
2020	5%
2019	2.3%
2018	5.6%
2017	7.2%
2016	10.1%
2015	9.4%

Fund Manager information for L&T Credit Risk Fund

Name	Since	Tenure
Shriram Ramanathan	24 Nov 12	12.61 Yr.

Data below for L&T Credit Risk Fund as on 31 May 25

Asset Allocation

Asset Class	Value
Cash	16.62%
Debt	83.13%
Other	0.25%

Debt Sector Allocation

Sector	Value
Corporate	65.72%
Cash Equivalent	18.94%
Government	15.1%

Credit Quality

Rating	Value
AA	65.36%
AAA	34.64%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Nuvoco Vistas Corporation Limited Debentures \| -	8%	₹53 Cr	500
Tata Housing Development Company Limited Debentures \| -	6%	₹36 Cr	3,500
7.32% Govt Stock 2030 Sovereign Bonds \| -	5%	₹32 Cr	3,000,000
Ongc Petro Additions Limited Debentures \| -	4%	₹27 Cr	2,500
Aditya Birla Renewables Limited Debentures \| -	4%	₹27 Cr	2,500
Nirma Limited Debentures \| -	4%	₹26 Cr	2,500
Rec Limited Debentures \| -	4%	₹26 Cr	2,500 ↑ 2,500
National Bank For Agriculture And Rural Development Debentures \| -	4%	₹26 Cr	2,500
Small Industries Development Bank Of India Debentures \| -	4%	₹26 Cr	2,500
JSW Steel Limited Debentures \| -	4%	₹25 Cr	250

2. Aditya Birla Sun Life Credit Risk Fund

(Erstwhile Aditya Birla Sun Life Corporate Bond Fund)

The investment objective of the Scheme is to generate returns by predominantly investing in a portfolio of corporate debt securities with short to medium term maturities across the credit spectrum within the investment grade. The Scheme does not guarantee/indicate any returns. There can be no assurance that the schemes’ objectives will be achieved.

Aditya Birla Sun Life Credit Risk Fund is a Debt - Credit Risk fund was launched on 17 Apr 15. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8.2% since its launch. Return for 2024 was 11.9% , 2023 was 6.9% and 2022 was 7.1% .

Below is the key information for Aditya Birla Sun Life Credit Risk Fund

Aditya Birla Sun Life Credit Risk Fund Growth
Launch Date	17 Apr 15
NAV (01 Jul 25)	₹22.3879 ↑ 0.03 (0.14 %)
Net Assets (Cr)	₹993 on 31 May 25
Category	Debt - Credit Risk
AMC	Birla Sun Life Asset Management Co Ltd
Rating	Not Rated
Risk	Moderate
Expense Ratio	1.56
Sharpe Ratio	2.62
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	100
Exit Load	0-365 Days (1%),365 Days and above(NIL)
Yield to Maturity	7.8%
Effective Maturity	3 Years 7 Months 13 Days
Modified Duration	2 Years 4 Months 2 Days

Growth of 10,000 investment over the years.

Date	Value
30 Jun 20	₹10,000
30 Jun 21	₹11,039
30 Jun 22	₹11,474
30 Jun 23	₹12,587
30 Jun 24	₹13,558
30 Jun 25	₹15,815

Aditya Birla Sun Life Credit Risk Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹209,201.
Net Profit of ₹29,201 Invest Now

Returns for Aditya Birla Sun Life Credit Risk Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Jul 25

Duration	Returns
1 Month	0.5%
3 Month	2.9%
6 Month	8.9%
1 Year	16.6%
3 Year	11.3%
5 Year	9.6%
10 Year
15 Year
Since launch	8.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	11.9%
2023	6.9%
2022	7.1%
2021	6.4%
2020	9.4%
2019	2.1%
2018	6.6%
2017	8.1%
2016	10.3%
2015

Fund Manager information for Aditya Birla Sun Life Credit Risk Fund

Name	Since	Tenure
Sunaina Cunha	17 Apr 15	10.13 Yr.
Mohit Sharma	6 Aug 20	4.82 Yr.

Data below for Aditya Birla Sun Life Credit Risk Fund as on 31 May 25

Asset Allocation

Asset Class	Value
Cash	5.65%
Equity	7.95%
Debt	86.05%
Other	0.34%

Debt Sector Allocation

Sector	Value
Corporate	69.14%
Government	16.91%
Cash Equivalent	5.65%

Credit Quality

Rating	Value
A	2.7%
AA	67.58%
AAA	26.8%
BBB	2.92%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
6.79% Govt Stock 2034 Sovereign Bonds \| -	6%	₹57 Cr	5,500,000 ↑ 5,500,000
JSW Steel Limited Debentures \| -	6%	₹55 Cr	550
Aditya Birla Real Estate Limited Debentures \| -	5%	₹45 Cr	4,500
7.18% Govt Stock 2037 Sovereign Bonds \| -	4%	₹37 Cr	3,500,000
Narayana Hrudayalaya Limited Debentures \| -	3%	₹30 Cr	3,000
Jubilant Bevco Limited Debentures \| -	3%	₹30 Cr	3,000 ↑ 3,000
Sis Limited Debentures \| -	3%	₹30 Cr	3,000
Vedanta Limited Debentures \| -	3%	₹30 Cr	3,000
JSW Energy Limited Debentures \| -	3%	₹30 Cr	3,000
360 One Prime Limited Debentures \| -	3%	₹30 Cr	3,000

3. Aditya Birla Sun Life Medium Term Plan

The primary investment objective of the Scheme is to generate regular income through investments in debt & money market instruments in order to make regular dividend payments to unit holders & secondary objective is growth of capital.

Aditya Birla Sun Life Medium Term Plan is a Debt - Medium term Bond fund was launched on 25 Mar 09. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8.9% since its launch. Ranked 6 in Medium term Bond category. Return for 2024 was 10.5% , 2023 was 6.9% and 2022 was 24.8% .

Below is the key information for Aditya Birla Sun Life Medium Term Plan

Aditya Birla Sun Life Medium Term Plan Growth
Launch Date	25 Mar 09
NAV (01 Jul 25)	₹40.0046 ↑ 0.05 (0.12 %)
Net Assets (Cr)	₹2,504 on 31 May 25
Category	Debt - Medium term Bond
AMC	Birla Sun Life Asset Management Co Ltd
Rating	☆☆☆☆
Risk	Moderate
Expense Ratio	1.55
Sharpe Ratio	3.49
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	1,000
Exit Load	0-365 Days (1%),365 Days and above(NIL)
Yield to Maturity	7.43%
Effective Maturity	4 Years 10 Months 20 Days
Modified Duration	3 Years 7 Months 17 Days

Growth of 10,000 investment over the years.

Date	Value
30 Jun 20	₹10,000
30 Jun 21	₹11,450
30 Jun 22	₹12,284
30 Jun 23	₹15,252
30 Jun 24	₹16,359
30 Jun 25	₹18,635

Aditya Birla Sun Life Medium Term Plan SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹221,713.
Net Profit of ₹41,713 Invest Now

Returns for Aditya Birla Sun Life Medium Term Plan

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Jul 25

Duration	Returns
1 Month	0.3%
3 Month	2.9%
6 Month	7.5%
1 Year	13.9%
3 Year	14.9%
5 Year	13.3%
10 Year
15 Year
Since launch	8.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	10.5%
2023	6.9%
2022	24.8%
2021	7.1%
2020	8.1%
2019	-4.4%
2018	5.6%
2017	7%
2016	10.9%
2015	9.5%

Fund Manager information for Aditya Birla Sun Life Medium Term Plan

Name	Since	Tenure
Sunaina Cunha	1 Sep 14	10.76 Yr.
Mohit Sharma	6 Aug 20	4.82 Yr.

Data below for Aditya Birla Sun Life Medium Term Plan as on 31 May 25

Asset Allocation

Asset Class	Value
Cash	4.19%
Equity	4.22%
Debt	91.37%
Other	0.22%

Debt Sector Allocation

Sector	Value
Corporate	58.19%
Government	33.18%
Cash Equivalent	4.19%

Credit Quality

Rating	Value
A	2.07%
AA	40.72%
AAA	54.93%
BBB	2.28%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
6.79% Govt Stock 2034 Sovereign Bonds \| -	9%	₹216 Cr	21,000,000 ↑ 3,000,000
7.1% Govt Stock 2034 Sovereign Bonds \| -	8%	₹196 Cr	18,696,700 ↑ 5,000,000
7.18% Govt Stock 2033 Sovereign Bonds \| -	8%	₹194 Cr	18,500,000
Nuvama Wealth Finance Limited Debentures \| -	4%	₹96 Cr	9,500
Jubilant Bevco Limited Debentures \| -	3%	₹75 Cr	7,400 ↑ 7,400
National Bank For Financing Infrastructure And Development Debentures \| -	3%	₹72 Cr	7,000
Power Grid Corporation Of India Limited Debentures \| -	3%	₹70 Cr	7,000
360 One Prime Limited Debentures \| -	3%	₹65 Cr	6,500
SK Finance Limited Debentures \| -	3%	₹65 Cr	6,500
Narayana Hrudayalaya Limited Debentures \| -	2%	₹61 Cr	6,000

4. Sundaram Low Duration Fund

(Erstwhile Sundaram Ultra Short Term Fund)

To provide a level of income consistent with liquidity through investments made primarily in money market and debt securities.

Sundaram Low Duration Fund is a Debt - Low Duration fund was launched on 23 Apr 07. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.5% since its launch. Ranked 59 in Low Duration category. .

Below is the key information for Sundaram Low Duration Fund

Sundaram Low Duration Fund Growth
Launch Date	23 Apr 07
NAV (31 Dec 21)	₹28.8391 ↑ 0.01 (0.02 %)
Net Assets (Cr)	₹550 on 30 Nov 21
Category	Debt - Low Duration
AMC	Sundaram Asset Management Company Ltd
Rating	☆☆
Risk	Moderately Low
Expense Ratio	0.86
Sharpe Ratio	0.99
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	1,000
Exit Load	NIL
Yield to Maturity	4.19%
Effective Maturity	8 Months 1 Day
Modified Duration	5 Months 18 Days

Growth of 10,000 investment over the years.

Date	Value
30 Jun 20	₹10,000
30 Jun 21	₹10,362

Sundaram Low Duration Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Sundaram Low Duration Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Jul 25

Duration	Returns
1 Month	0.3%
3 Month	1%
6 Month	10.2%
1 Year	11.8%
3 Year	5%
5 Year	5.7%
10 Year
15 Year
Since launch	7.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015

Fund Manager information for Sundaram Low Duration Fund

Name	Since	Tenure

Data below for Sundaram Low Duration Fund as on 30 Nov 21

Asset Allocation

Asset Class	Value

Debt Sector Allocation

Sector	Value

Credit Quality

Rating	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

5. ICICI Prudential Constant Maturity Gilt Fund

The Scheme aims to provide reasonable returns by investing in portfolio of Government Securities with average maturity of around 10 years. However, there can be no assurance that the investment objective of the Scheme will be realized.

ICICI Prudential Constant Maturity Gilt Fund is a Debt - 10 Yr Govt Bond fund was launched on 12 Sep 14. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8.8% since its launch. Ranked 6 in 10 Yr Govt Bond category. Return for 2024 was 9.3% , 2023 was 7.7% and 2022 was 1.2% .

Below is the key information for ICICI Prudential Constant Maturity Gilt Fund

ICICI Prudential Constant Maturity Gilt Fund Growth
Launch Date	12 Sep 14
NAV (01 Jul 25)	₹24.9103 ↑ 0.05 (0.20 %)
Net Assets (Cr)	₹2,551 on 31 May 25
Category	Debt - 10 Yr Govt Bond
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆
Risk	Moderate
Expense Ratio	0.39
Sharpe Ratio	2.16
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-7 Days (0.25%),7 Days and above(NIL)
Yield to Maturity	6.38%
Effective Maturity	9 Years 6 Months 4 Days
Modified Duration	6 Years 9 Months 25 Days

Growth of 10,000 investment over the years.

Date	Value
30 Jun 20	₹10,000
30 Jun 21	₹10,427
30 Jun 22	₹10,385
30 Jun 23	₹11,324
30 Jun 24	₹12,130
30 Jun 25	₹13,477

ICICI Prudential Constant Maturity Gilt Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for ICICI Prudential Constant Maturity Gilt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Jul 25

Duration	Returns
1 Month	-0.4%
3 Month	2.9%
6 Month	6%
1 Year	11.1%
3 Year	9.1%
5 Year	6.2%
10 Year
15 Year
Since launch	8.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	9.3%
2023	7.7%
2022	1.2%
2021	2.8%
2020	13.6%
2019	12.8%
2018	9.7%
2017	2.4%
2016	16.2%
2015	6.9%

Fund Manager information for ICICI Prudential Constant Maturity Gilt Fund

Name	Since	Tenure
Manish Banthia	22 Jan 24	1.36 Yr.
Raunak Surana	22 Jan 24	1.36 Yr.

Data below for ICICI Prudential Constant Maturity Gilt Fund as on 31 May 25

Asset Allocation

Asset Class	Value
Cash	3.08%
Debt	96.92%

Debt Sector Allocation

Sector	Value
Government	96.92%
Cash Equivalent	3.08%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
6.79% Govt Stock 2034 Sovereign Bonds \| -	36%	₹930 Cr	89,822,250 ↑ 7,099,500
6.64% Govt Stock 2035 Sovereign Bonds \| -	26%	₹652 Cr	63,500,000
7.1% Govt Stock 2034 Sovereign Bonds \| -	25%	₹635 Cr	60,272,100 ↓ -8,026,900
7.18% Govt Stock 2037 Sovereign Bonds \| -	6%	₹149 Cr	14,000,000
6.19% Govt Stock 2034 Sovereign Bonds \| -	2%	₹50 Cr	5,000,000
6.92% Govt Stock 2039 Sovereign Bonds \| -	1%	₹26 Cr	2,500,000
6.67% Govt Stock 2035 Sovereign Bonds \| -	1%	₹26 Cr	2,500,000
6.33% Gsec Mat - 05/05/2035 Sovereign Bonds \| -	0%	₹4 Cr	413,500 ↓ -27,950
Net Current Assets Net Current Assets \| -	2%	₹41 Cr
Treps CBLO/Reverse Repo \| -	1%	₹38 Cr

6. IIFL Dynamic Bond Fund

The investment objective of the scheme is to generate income and long term gains by investing in a range of debt and money market instruments of various maturities. The scheme will seek to flexibly manage its investment across the maturity spectrum with a view to optimize the risk return proposition for the investors.

IIFL Dynamic Bond Fund is a Debt - Dynamic Bond fund was launched on 24 Jun 13. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.1% since its launch. Return for 2024 was 9.6% , 2023 was 6.8% and 2022 was 3.6% .

Below is the key information for IIFL Dynamic Bond Fund

IIFL Dynamic Bond Fund Growth
Launch Date	24 Jun 13
NAV (01 Jul 25)	₹22.7096 ↑ 0.02 (0.09 %)
Net Assets (Cr)	₹686 on 31 May 25
Category	Debt - Dynamic Bond
AMC	IIFL Asset Management Limited
Rating	Not Rated
Risk	Moderate
Expense Ratio	0.52
Sharpe Ratio	2.52
Information Ratio	0
Alpha Ratio	0
Min Investment	10,000
Min SIP Investment	1,000
Exit Load	0-18 Months (1%),18 Months and above(NIL)
Yield to Maturity	6.9%
Effective Maturity	6 Years 11 Months 5 Days
Modified Duration

Growth of 10,000 investment over the years.

Date	Value
30 Jun 20	₹10,000
30 Jun 21	₹10,709
30 Jun 22	₹11,099
30 Jun 23	₹11,857
30 Jun 24	₹12,788
30 Jun 25	₹14,133

IIFL Dynamic Bond Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125 Invest Now

Returns for IIFL Dynamic Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Jul 25

Duration	Returns
1 Month	-0.1%
3 Month	3%
6 Month	5.6%
1 Year	10.5%
3 Year	8.4%
5 Year	7.2%
10 Year
15 Year
Since launch	7.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	9.6%
2023	6.8%
2022	3.6%
2021	5.6%
2020	8.2%
2019	7.8%
2018	5.2%
2017	7.4%
2016	7.8%
2015	6.3%

Fund Manager information for IIFL Dynamic Bond Fund

Name	Since	Tenure
Milan Mody	2 Mar 21	4.25 Yr.
Manumaharaj Saravanaraj	4 Jun 24	0.99 Yr.

Data below for IIFL Dynamic Bond Fund as on 31 May 25

Asset Allocation

Asset Class	Value
Cash	3.41%
Equity	9.89%
Debt	86.38%
Other	0.32%

Debt Sector Allocation

Sector	Value
Government	50.43%
Corporate	35.95%
Cash Equivalent	3.41%

Credit Quality

Rating	Value
AA	18.08%
AAA	81.92%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.26% Govt Stock 2032 Sovereign Bonds \| -	12%	₹84 Cr	8,000,000
7.18% Govt Stock 2037 Sovereign Bonds \| -	7%	₹47 Cr	4,500,000
Embassy Office Parks REIT (Real Estate) -, Since 30 Apr 25 \| 542602	5%	₹34 Cr	850,507
7.41% Govt Stock 2036 Sovereign Bonds \| -	5%	₹32 Cr	3,000,000
Jamnagar Utilities & Power Private Limited Debentures \| -	4%	₹30 Cr	3,000,000
07.60 GJ Sgs 2035 Sovereign Bonds \| -	4%	₹26 Cr	2,500,000
07.64 MP Sgs 2033 Sovereign Bonds \| -	4%	₹26 Cr	2,500,000
7.23% Govt Stock 2039 Sovereign Bonds \| -	4%	₹26 Cr	2,500,000
LIC Housing Finance Ltd Debentures \| -	4%	₹26 Cr	2,500,000
HDFC Bank Limited Debentures \| -	4%	₹26 Cr	2,500,000

7. Franklin India Corporate Debt Fund

(Erstwhile Franklin India Income Builder Account - Plan A)

The investment objective of the Scheme is primarily to provide investors Regular income under the Dividend Plan and Capital appreciation under the Growth Plan.

Franklin India Corporate Debt Fund is a Debt - Corporate Bond fund was launched on 23 Jun 97. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8.6% since its launch. Ranked 22 in Corporate Bond category. Return for 2024 was 7.6% , 2023 was 6.5% and 2022 was 3.2% .

Below is the key information for Franklin India Corporate Debt Fund

Franklin India Corporate Debt Fund Growth
Launch Date	23 Jun 97
NAV (01 Jul 25)	₹100.057 ↑ 0.07 (0.07 %)
Net Assets (Cr)	₹843 on 31 May 25
Category	Debt - Corporate Bond
AMC	Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating	☆☆
Risk	Moderate
Expense Ratio	0.77
Sharpe Ratio	1.75
Information Ratio	0
Alpha Ratio	0
Min Investment	10,000
Min SIP Investment	500
Exit Load	0-1 Years (0.5%),1 Years and above(NIL)
Yield to Maturity	6.85%
Effective Maturity	5 Years 11 Months 23 Days
Modified Duration	3 Years 1 Month 13 Days

Growth of 10,000 investment over the years.

Date	Value
30 Jun 20	₹10,000
30 Jun 21	₹10,632
30 Jun 22	₹10,907
30 Jun 23	₹11,580
30 Jun 24	₹12,341
30 Jun 25	₹13,621

Franklin India Corporate Debt Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for Franklin India Corporate Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Jul 25

Duration	Returns
1 Month	0.3%
3 Month	3.9%
6 Month	6.1%
1 Year	10.4%
3 Year	7.7%
5 Year	6.4%
10 Year
15 Year
Since launch	8.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.6%
2023	6.5%
2022	3.2%
2021	3.8%
2020	9%
2019	9.2%
2018	7.5%
2017	7.7%
2016	9%
2015	8.4%

Fund Manager information for Franklin India Corporate Debt Fund

Name	Since	Tenure
Rahul Goswami	6 Oct 23	1.65 Yr.
Anuj Tagra	7 Mar 24	1.24 Yr.
Chandni Gupta	7 Mar 24	1.24 Yr.

Data below for Franklin India Corporate Debt Fund as on 31 May 25

Asset Allocation

Asset Class	Value
Cash	7.17%
Debt	92.58%
Other	0.25%

Debt Sector Allocation

Sector	Value
Corporate	70.72%
Government	21.86%
Cash Equivalent	7.17%

Credit Quality

Rating	Value
AA	5.53%
AAA	94.47%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Jubilant Bevco Limited Debentures \| -	8%	₹67 Cr	6,576 ↑ 6,576
Pipeline Infrastructure Limited Debentures \| -	6%	₹53 Cr	5,000
Summit Digitel Infrastructure Limited Debentures \| -	6%	₹52 Cr	5,000
Small Industries Development Bank Of India Debentures \| -	6%	₹52 Cr	500 ↑ 500
Sikka Ports & Terminals Limited Debentures \| -	6%	₹51 Cr	500
Embassy Office Parks Reit Debentures \| -	6%	₹50 Cr	5,000
Rec Limited Debentures \| -	6%	₹50 Cr	9,000
6.9% Govt Stock 2065 Sovereign Bonds \| -	4%	₹35 Cr	3,587,800 ↓ -1,000,000
LIC Housing Finance Ltd Debentures \| -	4%	₹31 Cr	300
National Bank For Agriculture And Rural Development Debentures \| -	3%	₹26 Cr	2,500

8. Nippon India Dynamic Bond Fund

The primary investment objective of the scheme is to generate optimal returns consistent with moderate levels of risks. This income may be complimented by capital appreciation of the portfolio. Accordingly, investments shall predominantly be made in debt and money market instruments.

Nippon India Dynamic Bond Fund is a Debt - Dynamic Bond fund was launched on 15 Nov 04. It is a fund with Moderate risk and has given a CAGR/Annualized return of 6.6% since its launch. Return for 2024 was 9% , 2023 was 6.7% and 2022 was 2.4% .

Below is the key information for Nippon India Dynamic Bond Fund

Nippon India Dynamic Bond Fund Growth
Launch Date	15 Nov 04
NAV (01 Jul 25)	₹37.556 ↓ -0.01 (-0.04 %)
Net Assets (Cr)	₹4,613 on 31 May 25
Category	Debt - Dynamic Bond
AMC	Nippon Life Asset Management Ltd.
Rating	Not Rated
Risk	Moderate
Expense Ratio	0.71
Sharpe Ratio	2.57
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-12 Months (1%),12 Months and above(NIL)
Yield to Maturity	6.33%
Effective Maturity	5 Years 14 Days
Modified Duration	4 Years 1 Month 17 Days

Growth of 10,000 investment over the years.

Date	Value
30 Jun 20	₹10,000
30 Jun 21	₹10,389
30 Jun 22	₹10,419
30 Jun 23	₹11,331
30 Jun 24	₹12,104
30 Jun 25	₹13,356

Nippon India Dynamic Bond Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Nippon India Dynamic Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Jul 25

Duration	Returns
1 Month	-0.4%
3 Month	3.1%
6 Month	5.6%
1 Year	10.3%
3 Year	8.6%
5 Year	6%
10 Year
15 Year
Since launch	6.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	9%
2023	6.7%
2022	2.4%
2021	2.7%
2020	11.3%
2019	8.4%
2018	4.7%
2017	3.1%
2016	13.9%
2015	5.7%

Fund Manager information for Nippon India Dynamic Bond Fund

Name	Since	Tenure
Vivek Sharma	25 Jun 20	4.94 Yr.
Pranay Sinha	31 Mar 21	4.17 Yr.
Kinjal Desai	25 May 18	7.02 Yr.

Data below for Nippon India Dynamic Bond Fund as on 31 May 25

Asset Allocation

Asset Class	Value
Cash	3.33%
Debt	96.39%
Other	0.28%

Debt Sector Allocation

Sector	Value
Government	96.39%
Cash Equivalent	3.33%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
07.83 MH Sdl 2030 Sovereign Bonds \| -	7%	₹311 Cr	29,400,000
07.78 MH Sgs 2030 Sovereign Bonds \| -	5%	₹256 Cr	24,100,200
07.04 Tn SDL 2030 Sovereign Bonds \| -	5%	₹237 Cr	23,078,300
7.17% Govt Stock 2030 Sovereign Bonds \| -	4%	₹172 Cr	16,500,000
07.70 MH Sgs 2030 Sovereign Bonds \| -	3%	₹143 Cr	13,500,000
07.76 MH Sgs 2030 Sovereign Bonds \| -	3%	₹132 Cr	12,500,000
07.02 Tn SDL 2030 Sovereign Bonds \| -	3%	₹128 Cr	12,500,000
07.86 MH Sdl 2030 Sovereign Bonds \| -	3%	₹117 Cr	11,000,000
06.65 GJ Sdl 2030 Sovereign Bonds \| -	2%	₹113 Cr	11,200,000
07.60 MH Sdl 2030 Sovereign Bonds \| -	2%	₹110 Cr	10,500,000

9. SBI Magnum Constant Maturity Fund

(Erstwhile SBI Magnum Gilt Fund Short Term)

To provide the investors with the returns generated through investments in government securities issued by the Central Govt. and State Govt.

SBI Magnum Constant Maturity Fund is a Debt - 10 Yr Govt Bond fund was launched on 30 Dec 00. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.9% since its launch. Ranked 1 in 10 Yr Govt Bond category. Return for 2024 was 9.1% , 2023 was 7.5% and 2022 was 1.3% .

Below is the key information for SBI Magnum Constant Maturity Fund

SBI Magnum Constant Maturity Fund Growth
Launch Date	30 Dec 00
NAV (01 Jul 25)	₹64.1705 ↑ 0.13 (0.20 %)
Net Assets (Cr)	₹1,944 on 31 May 25
Category	Debt - 10 Yr Govt Bond
AMC	SBI Funds Management Private Limited
Rating	☆☆☆☆
Risk	Moderately Low
Expense Ratio	0.64
Sharpe Ratio	1.93
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	7.09%
Effective Maturity	9 Years 8 Months 8 Days
Modified Duration	6 Years 10 Months 10 Days

Growth of 10,000 investment over the years.

Date	Value
30 Jun 20	₹10,000
30 Jun 21	₹10,330
30 Jun 22	₹10,304
30 Jun 23	₹11,225
30 Jun 24	₹12,032
30 Jun 25	₹13,268

SBI Magnum Constant Maturity Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for SBI Magnum Constant Maturity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Jul 25

Duration	Returns
1 Month	-0.6%
3 Month	2.5%
6 Month	5.4%
1 Year	10.3%
3 Year	8.8%
5 Year	5.8%
10 Year
15 Year
Since launch	7.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	9.1%
2023	7.5%
2022	1.3%
2021	2.4%
2020	11.6%
2019	11.9%
2018	9.9%
2017	6.2%
2016	12.8%
2015	9.1%

Fund Manager information for SBI Magnum Constant Maturity Fund

Name	Since	Tenure
Rajeev Radhakrishnan	1 Nov 23	1.58 Yr.
Tejas Soman	1 Dec 23	1.5 Yr.

Data below for SBI Magnum Constant Maturity Fund as on 31 May 25

Asset Allocation

Asset Class	Value
Cash	2.29%
Debt	97.71%

Debt Sector Allocation

Sector	Value
Government	97.71%
Cash Equivalent	2.29%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.1% Govt Stock 2034 Sovereign Bonds \| -	71%	₹1,371 Cr	131,000,000
7.18% Govt Stock 2037 Sovereign Bonds \| -	27%	₹511 Cr	49,000,000
Net Receivable / Payable CBLO \| -	2%	₹31 Cr
Treps CBLO/Reverse Repo \| -	1%	₹13 Cr

10. Nippon India Prime Debt Fund

(Erstwhile Reliance Medium Term Fund)

The primary investment objective of the Scheme is to generate regular income in order to make regular dividend payments to unit-holders and the secondary objective is growth of capital.

Nippon India Prime Debt Fund is a Debt - Corporate Bond fund was launched on 14 Sep 00. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.5% since its launch. Ranked 20 in Corporate Bond category. Return for 2024 was 8.4% , 2023 was 7.1% and 2022 was 4.3% .

Below is the key information for Nippon India Prime Debt Fund

Nippon India Prime Debt Fund Growth
Launch Date	14 Sep 00
NAV (01 Jul 25)	₹60.3197 ↑ 0.06 (0.09 %)
Net Assets (Cr)	₹8,771 on 31 May 25
Category	Debt - Corporate Bond
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆☆☆
Risk	Moderately Low
Expense Ratio	0.69
Sharpe Ratio	2.43
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	100
Exit Load	NIL
Yield to Maturity	6.84%
Effective Maturity	5 Years 7 Days
Modified Duration	3 Years 9 Months 25 Days

Growth of 10,000 investment over the years.

Date	Value
30 Jun 20	₹10,000
30 Jun 21	₹10,693
30 Jun 22	₹11,063
30 Jun 23	₹11,889
30 Jun 24	₹12,745
30 Jun 25	₹13,991

Nippon India Prime Debt Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for Nippon India Prime Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Jul 25

Duration	Returns
1 Month	0%
3 Month	2.8%
6 Month	5.3%
1 Year	9.8%
3 Year	8.1%
5 Year	6.9%
10 Year
15 Year
Since launch	7.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	8.4%
2023	7.1%
2022	4.3%
2021	4.7%
2020	9.5%
2019	7.8%
2018	6.9%
2017	6.6%
2016	9.1%
2015	8.7%

Fund Manager information for Nippon India Prime Debt Fund

Name	Since	Tenure
Vivek Sharma	1 Feb 20	5.33 Yr.
Kinjal Desai	25 May 18	7.02 Yr.

Data below for Nippon India Prime Debt Fund as on 31 May 25

Asset Allocation

Asset Class	Value
Cash	9.83%
Debt	89.98%
Other	0.18%

Debt Sector Allocation

Sector	Value
Corporate	60.26%
Government	29.72%
Cash Equivalent	9.83%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
6.79% Govt Stock 2034 Sovereign Bonds \| -	7%	₹674 Cr	65,500,000 ↓ -1,500,000
7.1% Govt Stock 2034 Sovereign Bonds \| -	2%	₹235 Cr	22,500,000 ↓ -13,500,000
National Bank For Agriculture And Rural Development Debentures \| -	2%	₹211 Cr	20,500
Small Industries Development Bank Of India Debentures \| -	2%	₹205 Cr	20,000
Aditya Birla Housing Finance Limited Debentures \| -	2%	₹203 Cr	20,000
Aditya Birla Capital Limited Debentures \| -	2%	₹200 Cr	20,000 ↑ 5,000
Small Industries Development Bank Of India Debentures \| -	2%	₹183 Cr	18,000
Jamnagar Utilities & Power Private Limited Debentures \| -	2%	₹179 Cr	17,500
National Bank For Agriculture And Rural Development Debentures \| -	2%	₹179 Cr	17,500
Power Finance Corporation Limited Debentures \| -	2%	₹156 Cr	15,000

Disclaimer:
येथे प्रदान केलेली माहिती अचूक असल्याची खात्री करण्यासाठी सर्व प्रयत्न केले गेले आहेत. तथापि, डेटाच्या अचूकतेबद्दल कोणतीही हमी दिली जात नाही. कृपया कोणतीही गुंतवणूक करण्यापूर्वी योजना माहिती दस्तऐवजासह सत्यापित करा.