+91-22-4891390910 सर्वोत्तम कामगिरी करणारे डेट म्युच्युअल फंड SIP 2022
एसआयपी गुंतवणूक सर्वात शिस्तबद्ध एक आहेगुंतवणूक पर्याय जेव्हाम्युच्युअल फंडात गुंतवणूक. शिवाय, गुंतवणुकीची किमान रक्कम अSIP म्युच्युअल फंड INR 500 इतकं कमी आहे. यामुळे गुंतवणूक करता येतेशीर्ष SIP खूप सोयीस्कर योजना. साधारणपणे, SIP साठी आदर्श असतातइक्विटी फंड कारण दीर्घकाळात SIP चा सर्वाधिक फायदा होतो, परंतु बरेच गुंतवणूकदार ते घेण्यास प्राधान्य देतातकर्ज निधी खूप तर, येथे भारतातील काही सर्वोत्तम कर्ज SIP योजना आहेत ज्या चांगला परतावा देतात.
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आर्थिक वर्ष 22 - 23 मध्ये गुंतवणूक करण्यासाठी शीर्ष 10 डेट म्युच्युअल फंड SIP योजना
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2024 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity Aditya Birla Sun Life Credit Risk Fund Growth ₹24.6466
↓ -0.01 ₹1,178 100 2.4 7 12.3 12 13.4 8.59% 2Y 14D 2Y 8M 19D Sundaram Low Duration Fund Growth ₹28.8391
↑ 0.01 ₹550 1,000 1 10.2 11.8 5 4.19% 5M 18D 8M 1D Aditya Birla Sun Life Medium Term Plan Growth ₹42.6176
↓ -0.01 ₹3,078 1,000 1.6 4.2 8.3 9.7 10.9 8.4% 2Y 10M 10D 3Y 9M 29D ICICI Prudential Regular Savings Fund Growth ₹33.7757
↓ -0.03 ₹5,834 100 1.6 3.1 7.9 8.2 9.5 8.83% 1Y 9M 14D 2Y 9M 18D Nippon India Credit Risk Fund Growth ₹37.0704
↑ 0.01 ₹1,058 100 2 3.1 7.5 8.2 8.9 8.72% 1Y 11M 23D 2Y 4M 28D Kotak Credit Risk Fund Growth ₹31.0519
↓ -0.01 ₹691 1,000 1.4 2.3 7.2 7.4 9.1 8.57% 2Y 1M 10D 2Y 9M 18D Franklin India Corporate Debt Fund Growth ₹104.319
↑ 0.04 ₹1,255 500 1.5 2.4 7.1 7.5 9.1 7.43% 2Y 11M 5D 6Y 4M 19D SBI Credit Risk Fund Growth ₹48.0965
↓ -0.01 ₹2,139 500 2.1 3.1 6.7 7.6 7.9 8.72% 1Y 7M 24D 2Y 7D ICICI Prudential Savings Fund Growth ₹572.258
↑ 0.13 ₹26,665 100 1.6 3 6.6 7.6 7.7 7.57% 10M 28D 1Y 3M 18D ICICI Prudential Medium Term Bond Fund Growth ₹47.2425
↓ -0.04 ₹5,524 1,000 1.4 2.6 6.6 7.7 9 8.44% 2Y 10M 20D 5Y 5M 26D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 22 Apr 26 Research Highlights & Commentary of 10 Funds showcased
Commentary Aditya Birla Sun Life Credit Risk Fund Sundaram Low Duration Fund Aditya Birla Sun Life Medium Term Plan ICICI Prudential Regular Savings Fund Nippon India Credit Risk Fund Kotak Credit Risk Fund Franklin India Corporate Debt Fund SBI Credit Risk Fund ICICI Prudential Savings Fund ICICI Prudential Medium Term Bond Fund Point 1 Lower mid AUM (₹1,178 Cr). Bottom quartile AUM (₹550 Cr). Upper mid AUM (₹3,078 Cr). Top quartile AUM (₹5,834 Cr). Bottom quartile AUM (₹1,058 Cr). Bottom quartile AUM (₹691 Cr). Lower mid AUM (₹1,255 Cr). Upper mid AUM (₹2,139 Cr). Highest AUM (₹26,665 Cr). Upper mid AUM (₹5,524 Cr). Point 2 Established history (11+ yrs). Established history (19+ yrs). Established history (17+ yrs). Established history (15+ yrs). Established history (20+ yrs). Established history (15+ yrs). Oldest track record among peers (28 yrs). Established history (21+ yrs). Established history (23+ yrs). Established history (21+ yrs). Point 3 Not Rated. Rating: 2★ (upper mid). Top rated. Rating: 1★ (bottom quartile). Rating: 2★ (lower mid). Rating: 3★ (upper mid). Rating: 2★ (lower mid). Rating: 4★ (top quartile). Rating: 4★ (upper mid). Rating: 2★ (bottom quartile). Point 4 Risk profile: Moderate. Risk profile: Moderately Low. Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderately Low. Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderately Low. Risk profile: Moderate. Point 5 1Y return: 12.26% (top quartile). 1Y return: 11.79% (top quartile). 1Y return: 8.34% (upper mid). 1Y return: 7.91% (upper mid). 1Y return: 7.53% (upper mid). 1Y return: 7.23% (lower mid). 1Y return: 7.10% (lower mid). 1Y return: 6.68% (bottom quartile). 1Y return: 6.58% (bottom quartile). 1Y return: 6.57% (bottom quartile). Point 6 1M return: 1.28% (top quartile). 1M return: 0.28% (bottom quartile). 1M return: 0.81% (upper mid). 1M return: 0.90% (upper mid). 1M return: 0.70% (lower mid). 1M return: 0.60% (bottom quartile). 1M return: 0.49% (bottom quartile). 1M return: 0.91% (top quartile). 1M return: 0.67% (lower mid). 1M return: 0.84% (upper mid). Point 7 Sharpe: 2.01 (top quartile). Sharpe: 0.99 (lower mid). Sharpe: 1.39 (upper mid). Sharpe: 1.61 (upper mid). Sharpe: 1.40 (upper mid). Sharpe: 0.92 (bottom quartile). Sharpe: 0.75 (bottom quartile). Sharpe: 0.99 (lower mid). Sharpe: 1.69 (top quartile). Sharpe: 0.58 (bottom quartile). Point 8 Information ratio: 0.00 (top quartile). Information ratio: 0.00 (top quartile). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (bottom quartile). Information ratio: 0.00 (bottom quartile). Information ratio: 0.00 (bottom quartile). Point 9 Yield to maturity (debt): 8.59% (upper mid). Yield to maturity (debt): 4.19% (bottom quartile). Yield to maturity (debt): 8.40% (lower mid). Yield to maturity (debt): 8.83% (top quartile). Yield to maturity (debt): 8.72% (top quartile). Yield to maturity (debt): 8.57% (upper mid). Yield to maturity (debt): 7.43% (bottom quartile). Yield to maturity (debt): 8.72% (upper mid). Yield to maturity (debt): 7.57% (bottom quartile). Yield to maturity (debt): 8.44% (lower mid). Point 10 Modified duration: 2.04 yrs (lower mid). Modified duration: 0.47 yrs (top quartile). Modified duration: 2.86 yrs (bottom quartile). Modified duration: 1.79 yrs (upper mid). Modified duration: 1.98 yrs (upper mid). Modified duration: 2.11 yrs (lower mid). Modified duration: 2.93 yrs (bottom quartile). Modified duration: 1.65 yrs (upper mid). Modified duration: 0.91 yrs (top quartile). Modified duration: 2.89 yrs (bottom quartile). Aditya Birla Sun Life Credit Risk Fund
Sundaram Low Duration Fund
Aditya Birla Sun Life Medium Term Plan
ICICI Prudential Regular Savings Fund
Nippon India Credit Risk Fund
Kotak Credit Risk Fund
Franklin India Corporate Debt Fund
SBI Credit Risk Fund
ICICI Prudential Savings Fund
ICICI Prudential Medium Term Bond Fund
*निधी असल्याचा उल्लेखनिधीचा आकार (AUM) 500 कोटींपेक्षा जास्त.
(Erstwhile Aditya Birla Sun Life Corporate Bond Fund) The investment objective of the Scheme is to generate returns by predominantly investing in a portfolio of corporate debt securities with short to medium term maturities across the credit spectrum within the investment grade. The Scheme does not guarantee/indicate any returns. There can be no assurance that the schemes’ objectives will be achieved. Below is the key information for Aditya Birla Sun Life Credit Risk Fund Returns up to 1 year are on (Erstwhile Sundaram Ultra Short Term Fund) To provide a level of income consistent with liquidity
through investments made primarily in money market and
debt securities. Research Highlights for Sundaram Low Duration Fund Below is the key information for Sundaram Low Duration Fund Returns up to 1 year are on The primary investment objective of the Scheme is to generate regular income through investments in debt & money market instruments in order to make regular dividend payments to unit holders & secondary objective is growth of capital. Research Highlights for Aditya Birla Sun Life Medium Term Plan Below is the key information for Aditya Birla Sun Life Medium Term Plan Returns up to 1 year are on The fund’s objective is to provide reasonable returns, by maintaining an optimum balance of safety, liquidity and yield, through investments in a basket of debt and money market instruments with a view to delivering consistent performance. However, there can be no assurance that the investment objective of the Scheme will be realized. Research Highlights for ICICI Prudential Regular Savings Fund Below is the key information for ICICI Prudential Regular Savings Fund Returns up to 1 year are on (Erstwhile Reliance Regular Savings Fund - Debt Plan) The primary investment objective of this option is to generate optimal returns consistent with moderate level of risk. This income may be complemented by capital appreciation of the portfolio. Accordingly investments shall predominantly be made in Debt & Money Market Instruments. Research Highlights for Nippon India Credit Risk Fund Below is the key information for Nippon India Credit Risk Fund Returns up to 1 year are on (Erstwhile Kotak Income Opportunities Fund) The investment objective of the scheme is to generate income by investing in debt/ and money market securities across the yield curve and credit spectrum. The scheme will also seek to maintain reasonable liquidity within the fund. Research Highlights for Kotak Credit Risk Fund Below is the key information for Kotak Credit Risk Fund Returns up to 1 year are on (Erstwhile Franklin India Income Builder Account - Plan A) The investment objective of the Scheme is primarily to provide investors Regular income under the Dividend Plan and Capital appreciation under the Growth Plan. Research Highlights for Franklin India Corporate Debt Fund Below is the key information for Franklin India Corporate Debt Fund Returns up to 1 year are on (Erstwhile SBI Corporate Bond Fund) The investment objective will be to actively manage a portfolio of good
quality corporate debt as well as Money Market Instruments so as to provide
reasonable returns and liquidity to the Unit holders. However there is no
guarantee or assurance that the investment objective of the scheme will
be achieved. Research Highlights for SBI Credit Risk Fund Below is the key information for SBI Credit Risk Fund Returns up to 1 year are on (Erstwhile ICICI Prudential Flexible Income Plan) To generate income through investments in a range of debt instruments and money market instruments of various maturities with a view to maximizing income while maintaining the optimum balance of yield, safety and liquidity. Research Highlights for ICICI Prudential Savings Fund Below is the key information for ICICI Prudential Savings Fund Returns up to 1 year are on (Erstwhile ICICI Prudential Corporate Bond Fund) To generate income through investments in a range of debt and money market instruments of various maturities with a view to maximizing income while maintaining the optimum balance of yield, safety and liquidity. Research Highlights for ICICI Prudential Medium Term Bond Fund Below is the key information for ICICI Prudential Medium Term Bond Fund Returns up to 1 year are on 1. Aditya Birla Sun Life Credit Risk Fund
Aditya Birla Sun Life Credit Risk Fund
Growth Launch Date 17 Apr 15 NAV (22 Apr 26) ₹24.6466 ↓ -0.01 (-0.02 %) Net Assets (Cr) ₹1,178 on 31 Mar 26 Category Debt - Credit Risk AMC Birla Sun Life Asset Management Co Ltd Rating Risk Moderate Expense Ratio 1.54 Sharpe Ratio 2.01 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 100 Exit Load 0-365 Days (1%),365 Days and above(NIL) Yield to Maturity 8.59% Effective Maturity 2 Years 8 Months 19 Days Modified Duration 2 Years 14 Days Growth of 10,000 investment over the years.
Date Value 31 Mar 21 ₹10,000 31 Mar 22 ₹10,582 31 Mar 23 ₹11,373 31 Mar 24 ₹12,208 31 Mar 25 ₹14,169 31 Mar 26 ₹15,917 Returns for Aditya Birla Sun Life Credit Risk Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Apr 26 Duration Returns 1 Month 1.3% 3 Month 2.4% 6 Month 7% 1 Year 12.3% 3 Year 12% 5 Year 9.8% 10 Year 15 Year Since launch 8.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 13.4% 2023 11.9% 2022 6.9% 2021 7.1% 2020 6.4% 2019 9.4% 2018 2.1% 2017 6.6% 2016 8.1% 2015 10.3% Fund Manager information for Aditya Birla Sun Life Credit Risk Fund
Name Since Tenure Sunaina Cunha 17 Apr 15 10.96 Yr. Mohit Sharma 6 Aug 20 5.65 Yr. Data below for Aditya Birla Sun Life Credit Risk Fund as on 31 Mar 26
Asset Allocation
Asset Class Value Cash 10.09% Equity 7.72% Debt 81.43% Other 0.77% Debt Sector Allocation
Sector Value Corporate 60.77% Government 20.66% Cash Equivalent 10.09% Credit Quality
Rating Value A 16.62% AA 54.7% AAA 28.68% Top Securities Holdings / Portfolio
Name Holding Value Quantity GMR Airports Limited
Debentures | -5% ₹54 Cr 5,200 Aditya Birla Real Estate Limited
Debentures | -4% ₹45 Cr 4,500 Jubilant Bevco Limited
Debentures | -4% ₹43 Cr 4,000 6.48% Govt Stock 2035
Sovereign Bonds | -3% ₹40 Cr 4,115,800
↓ -500,000 IKF Finance Limited
Debentures | -3% ₹35 Cr 3,500 Hinduja Leyland Finance Limited
Debentures | -3% ₹34 Cr 3,500 National Bank For Agriculture And Rural Development
Debentures | -3% ₹34 Cr 3,500 Kogta Financial (India) Limited
Debentures | -3% ₹32 Cr 3,250 GAursons India Private Limited
Debentures | -3% ₹32 Cr 3,200 Vedanta Limited
Debentures | -3% ₹30 Cr 3,000 2. Sundaram Low Duration Fund
Sundaram Low Duration Fund
Growth Launch Date 23 Apr 07 NAV (31 Dec 21) ₹28.8391 ↑ 0.01 (0.02 %) Net Assets (Cr) ₹550 on 30 Nov 21 Category Debt - Low Duration AMC Sundaram Asset Management Company Ltd Rating ☆☆ Risk Moderately Low Expense Ratio 0.86 Sharpe Ratio 0.99 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 4.19% Effective Maturity 8 Months 1 Day Modified Duration 5 Months 18 Days Growth of 10,000 investment over the years.
Date Value 31 Mar 21 ₹10,000 Returns for Sundaram Low Duration Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Apr 26 Duration Returns 1 Month 0.3% 3 Month 1% 6 Month 10.2% 1 Year 11.8% 3 Year 5% 5 Year 5.7% 10 Year 15 Year Since launch 7.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 Fund Manager information for Sundaram Low Duration Fund
Name Since Tenure Data below for Sundaram Low Duration Fund as on 30 Nov 21
Asset Allocation
Asset Class Value Debt Sector Allocation
Sector Value Credit Quality
Rating Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 3. Aditya Birla Sun Life Medium Term Plan
Aditya Birla Sun Life Medium Term Plan
Growth Launch Date 25 Mar 09 NAV (22 Apr 26) ₹42.6176 ↓ -0.01 (-0.03 %) Net Assets (Cr) ₹3,078 on 31 Mar 26 Category Debt - Medium term Bond AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.57 Sharpe Ratio 1.39 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 1,000 Exit Load 0-365 Days (1%),365 Days and above(NIL) Yield to Maturity 8.4% Effective Maturity 3 Years 9 Months 29 Days Modified Duration 2 Years 10 Months 10 Days Growth of 10,000 investment over the years.
Date Value 31 Mar 21 ₹10,000 31 Mar 22 ₹10,945 31 Mar 23 ₹13,258 31 Mar 24 ₹14,230 31 Mar 25 ₹16,085 31 Mar 26 ₹17,500 Returns for Aditya Birla Sun Life Medium Term Plan
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Apr 26 Duration Returns 1 Month 0.8% 3 Month 1.6% 6 Month 4.2% 1 Year 8.3% 3 Year 9.7% 5 Year 11.9% 10 Year 15 Year Since launch 8.9% Historical performance (Yearly) on absolute basis
Year Returns 2024 10.9% 2023 10.5% 2022 6.9% 2021 24.8% 2020 7.1% 2019 8.1% 2018 -4.4% 2017 5.6% 2016 7% 2015 10.9% Fund Manager information for Aditya Birla Sun Life Medium Term Plan
Name Since Tenure Sunaina Cunha 1 Sep 14 11.59 Yr. Mohit Sharma 6 Aug 20 5.65 Yr. Data below for Aditya Birla Sun Life Medium Term Plan as on 31 Mar 26
Asset Allocation
Asset Class Value Cash 3.54% Equity 4.16% Debt 91.81% Other 0.5% Debt Sector Allocation
Sector Value Corporate 59.76% Government 32.05% Cash Equivalent 3.54% Credit Quality
Rating Value A 11.55% AA 39.56% AAA 48.89% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.1% Govt Stock 2034
Sovereign Bonds | -7% ₹213 Cr 21,196,700 National Bank For Agriculture And Rural Development
Debentures | -4% ₹124 Cr 12,500 National Bank For Agriculture And Rural Development
Debentures | -4% ₹113 Cr 11,500 Hinduja Leyland Finance Limited
Debentures | -4% ₹108 Cr 11,000 6.48% Govt Stock 2035
Sovereign Bonds | -3% ₹106 Cr 11,000,000
↓ -12,500,000 Nuvama Wealth Finance Limited
Debentures | -3% ₹96 Cr 9,500 Oxyzo Financial Services Limited
Debentures | -3% ₹89 Cr 9,000 GMR Airports Limited
Debentures | -3% ₹83 Cr 8,000 Jubilant Bevco Limited
Debentures | -3% ₹80 Cr 7,400 Jtpm Metal TRaders Limited
Debentures | -3% ₹80 Cr 7,673 4. ICICI Prudential Regular Savings Fund
ICICI Prudential Regular Savings Fund
Growth Launch Date 3 Dec 10 NAV (22 Apr 26) ₹33.7757 ↓ -0.03 (-0.09 %) Net Assets (Cr) ₹5,834 on 31 Mar 26 Category Debt - Credit Risk AMC ICICI Prudential Asset Management Company Limited Rating ☆ Risk Moderate Expense Ratio 1.43 Sharpe Ratio 1.61 Information Ratio 0 Alpha Ratio 0 Min Investment 10,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Yield to Maturity 8.83% Effective Maturity 2 Years 9 Months 18 Days Modified Duration 1 Year 9 Months 14 Days Growth of 10,000 investment over the years.
Date Value 31 Mar 21 ₹10,000 31 Mar 22 ₹10,671 31 Mar 23 ₹11,225 31 Mar 24 ₹12,123 31 Mar 25 ₹13,125 31 Mar 26 ₹14,181 Returns for ICICI Prudential Regular Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Apr 26 Duration Returns 1 Month 0.9% 3 Month 1.6% 6 Month 3.1% 1 Year 7.9% 3 Year 8.2% 5 Year 7.4% 10 Year 15 Year Since launch 8.2% Historical performance (Yearly) on absolute basis
Year Returns 2024 9.5% 2023 8.5% 2022 7.2% 2021 5.1% 2020 6.2% 2019 9.8% 2018 9.5% 2017 6.6% 2016 6.8% 2015 9.5% Fund Manager information for ICICI Prudential Regular Savings Fund
Name Since Tenure Manish Banthia 7 Nov 16 9.4 Yr. Akhil Kakkar 22 Jan 24 2.19 Yr. Data below for ICICI Prudential Regular Savings Fund as on 31 Mar 26
Asset Allocation
Asset Class Value Cash 16.01% Equity 9.23% Debt 74.36% Other 0.39% Debt Sector Allocation
Sector Value Corporate 65.84% Government 13.35% Cash Equivalent 11.18% Credit Quality
Rating Value A 21.44% AA 57.69% AAA 20.87% Top Securities Holdings / Portfolio
Name Holding Value Quantity Embassy Office Parks REIT (Real Estate)
-, Since 30 Apr 25 | EMBASSY4% ₹240 Cr 5,715,303 Keystone Realtors Limited
Debentures | -4% ₹233 Cr 23,500 Millennia Realtors Private Limited
Debentures | -4% ₹210 Cr 2,100 Vedanta Limited
Debentures | -3% ₹200 Cr 20,000 Adani Enterprises Limited
Debentures | -3% ₹198 Cr 20,000 Jtpm Metal TRaders Limited
Debentures | -3% ₹188 Cr 18,000 Bamboo Hotel And Global Centre (Delhi) Private Limited
Debentures | -3% ₹186 Cr 18,500 Nirma Limited
Debentures | -3% ₹150 Cr 15,000 Sis Limited
Debentures | -2% ₹124 Cr 12,500 Lodha Developers Limited
Debentures | -2% ₹120 Cr 15,000 5. Nippon India Credit Risk Fund
Nippon India Credit Risk Fund
Growth Launch Date 8 Jun 05 NAV (22 Apr 26) ₹37.0704 ↑ 0.01 (0.03 %) Net Assets (Cr) ₹1,058 on 31 Mar 26 Category Debt - Credit Risk AMC Nippon Life Asset Management Ltd. Rating ☆☆ Risk Moderate Expense Ratio 1.46 Sharpe Ratio 1.4 Information Ratio 0 Alpha Ratio 0 Min Investment 500 Min SIP Investment 100 Exit Load 0-12 Months (1%),12 Months and above(NIL) Yield to Maturity 8.72% Effective Maturity 2 Years 4 Months 28 Days Modified Duration 1 Year 11 Months 23 Days Growth of 10,000 investment over the years.
Date Value 31 Mar 21 ₹10,000 31 Mar 22 ₹11,274 31 Mar 23 ₹11,807 31 Mar 24 ₹12,759 31 Mar 25 ₹13,852 31 Mar 26 ₹14,925 Returns for Nippon India Credit Risk Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Apr 26 Duration Returns 1 Month 0.7% 3 Month 2% 6 Month 3.1% 1 Year 7.5% 3 Year 8.2% 5 Year 8.4% 10 Year 15 Year Since launch 6.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.9% 2023 8.3% 2022 7.9% 2021 3.9% 2020 13.5% 2019 -5.9% 2018 1.9% 2017 6.1% 2016 7% 2015 10% Fund Manager information for Nippon India Credit Risk Fund
Name Since Tenure Kinjal Desai 25 May 18 7.86 Yr. Sushil Budhia 1 Feb 20 6.17 Yr. Amber Singhania 11 Mar 26 0.06 Yr. Data below for Nippon India Credit Risk Fund as on 31 Mar 26
Asset Allocation
Asset Class Value Cash 12.83% Debt 86.88% Other 0.28% Debt Sector Allocation
Sector Value Corporate 74.57% Government 16.98% Cash Equivalent 8.17% Credit Quality
Rating Value A 26.83% AA 36.86% AAA 36.31% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.02% Govt Stock 2031
Sovereign Bonds | -7% ₹75 Cr 7,500,000 Renew Solar Energy (Jharkhand Five) Private Limited
Debentures | -4% ₹46 Cr 5,000 Muthoot Fincorp Limited
Debentures | -4% ₹44 Cr 20,000
↓ -30,000 TRuhome Finance Limited
Debentures | -4% ₹40 Cr 4,000 Navi Finserv Limited
Debentures | -4% ₹40 Cr 40,000 GAursons India Private Limited
Debentures | -4% ₹40 Cr 4,000 Delhi International Airport Limited
Debentures | -3% ₹36 Cr 3,500 Vedanta Limited
Debentures | -3% ₹35 Cr 3,500 Hiranandani Financial Services Private Limited
Debentures | -3% ₹35 Cr 3,500 Auxilo Finserve Private Limited
Debentures | -3% ₹32 Cr 3,200 6. Kotak Credit Risk Fund
Kotak Credit Risk Fund
Growth Launch Date 11 May 10 NAV (22 Apr 26) ₹31.0519 ↓ -0.01 (-0.03 %) Net Assets (Cr) ₹691 on 31 Mar 26 Category Debt - Credit Risk AMC Kotak Mahindra Asset Management Co Ltd Rating ☆☆☆ Risk Moderately Low Expense Ratio 1.71 Sharpe Ratio 0.92 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Years (1%),1 Years and above(NIL) Yield to Maturity 8.57% Effective Maturity 2 Years 9 Months 18 Days Modified Duration 2 Years 1 Month 10 Days Growth of 10,000 investment over the years.
Date Value 31 Mar 21 ₹10,000 31 Mar 22 ₹10,589 31 Mar 23 ₹10,669 31 Mar 24 ₹11,548 31 Mar 25 ₹12,290 31 Mar 26 ₹13,216 Returns for Kotak Credit Risk Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Apr 26 Duration Returns 1 Month 0.6% 3 Month 1.4% 6 Month 2.3% 1 Year 7.2% 3 Year 7.4% 5 Year 5.8% 10 Year 15 Year Since launch 7.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 9.1% 2023 7.1% 2022 6.4% 2021 0.9% 2020 5.3% 2019 6.6% 2018 9% 2017 6.2% 2016 6.6% 2015 10.4% Fund Manager information for Kotak Credit Risk Fund
Name Since Tenure Deepak Agrawal 11 May 10 15.9 Yr. Vihag Mishra 24 Oct 25 0.44 Yr. Data below for Kotak Credit Risk Fund as on 31 Mar 26
Asset Allocation
Asset Class Value Cash 1.68% Equity 9.83% Debt 87.9% Other 0.6% Debt Sector Allocation
Sector Value Corporate 72.03% Government 15.87% Cash Equivalent 1.68% Credit Quality
Rating Value A 11.43% AA 59.88% AAA 28.69% Top Securities Holdings / Portfolio
Name Holding Value Quantity Jubilant Bevco Limited
Debentures | -8% ₹54 Cr 500 Vedanta Limited
Debentures | -7% ₹50 Cr 5,000 Bamboo Hotel And Global Centre (Delhi) Private Limited
Debentures | -7% ₹50 Cr 5,000 TATA Projects Limited
Debentures | -7% ₹50 Cr 5,000 Rec Limited
Debentures | -7% ₹49 Cr 5,000 Aditya Birla Real Estate Limited
Debentures | -6% ₹45 Cr 4,500 Karnataka State Development Loans
Sovereign Bonds | -6% ₹45 Cr 4,500,000 Aditya Birla Renewables Limited
Debentures | -6% ₹40 Cr 4,000 Au Small Finance Bank Limited
Debentures | -4% ₹30 Cr 30 Embassy Office Parks REIT (Real Estate)
-, Since 30 Apr 25 | EMBASSY4% ₹27 Cr 636,630 7. Franklin India Corporate Debt Fund
Franklin India Corporate Debt Fund
Growth Launch Date 23 Jun 97 NAV (22 Apr 26) ₹104.319 ↑ 0.04 (0.04 %) Net Assets (Cr) ₹1,255 on 31 Mar 26 Category Debt - Corporate Bond AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd Rating ☆☆ Risk Moderate Expense Ratio 0.79 Sharpe Ratio 0.75 Information Ratio 0 Alpha Ratio 0 Min Investment 10,000 Min SIP Investment 500 Exit Load 0-1 Years (0.5%),1 Years and above(NIL) Yield to Maturity 7.43% Effective Maturity 6 Years 4 Months 19 Days Modified Duration 2 Years 11 Months 5 Days Growth of 10,000 investment over the years.
Date Value 31 Mar 21 ₹10,000 31 Mar 22 ₹10,408 31 Mar 23 ₹10,813 31 Mar 24 ₹11,544 31 Mar 25 ₹12,458 31 Mar 26 ₹13,403 Returns for Franklin India Corporate Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Apr 26 Duration Returns 1 Month 0.5% 3 Month 1.5% 6 Month 2.4% 1 Year 7.1% 3 Year 7.5% 5 Year 6.1% 10 Year 15 Year Since launch 8.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 9.1% 2023 7.6% 2022 6.5% 2021 3.2% 2020 3.8% 2019 9% 2018 9.2% 2017 7.5% 2016 7.7% 2015 9% Fund Manager information for Franklin India Corporate Debt Fund
Name Since Tenure Rahul Goswami 6 Oct 23 2.49 Yr. Anuj Tagra 7 Mar 24 2.07 Yr. Chandni Gupta 7 Mar 24 2.07 Yr. Data below for Franklin India Corporate Debt Fund as on 31 Mar 26
Asset Allocation
Asset Class Value Cash 5.17% Debt 94.54% Other 0.3% Debt Sector Allocation
Sector Value Corporate 75.72% Government 18.82% Cash Equivalent 5.17% Credit Quality
Rating Value AA 6.7% AAA 93.3% Top Securities Holdings / Portfolio
Name Holding Value Quantity Poonawalla Fincorp Limited
Debentures | -7% ₹82 Cr 8,000 6.90% Gs 2065
Sovereign Bonds | -6% ₹76 Cr 7,954,500
↓ -3,975,000 Power Finance Corporation Limited
Debentures | -6% ₹75 Cr 7,500 LIC Housing Finance Ltd
Debentures | -5% ₹58 Cr 5,500 RJ Corp Limited
Debentures | -4% ₹55 Cr 5,467 Sikka Ports & Terminals Limited
Debentures | -4% ₹53 Cr 500 Summit Digitel Infrastructure Limited
Debentures | -4% ₹51 Cr 5,000 Rec Limited
Debentures | -4% ₹51 Cr 9,000 Embassy Office Parks Reit
Debentures | -4% ₹50 Cr 5,000 Jubilant Beverages Limited
Debentures | -4% ₹46 Cr 4,269 8. SBI Credit Risk Fund
SBI Credit Risk Fund
Growth Launch Date 19 Jul 04 NAV (22 Apr 26) ₹48.0965 ↓ -0.01 (-0.01 %) Net Assets (Cr) ₹2,139 on 31 Mar 26 Category Debt - Credit Risk AMC SBI Funds Management Private Limited Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.55 Sharpe Ratio 0.99 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-12 Months (3%),12-24 Months (1.5%),24-36 Months (0.75%),36 Months and above(NIL) Yield to Maturity 8.72% Effective Maturity 2 Years 7 Days Modified Duration 1 Year 7 Months 24 Days Growth of 10,000 investment over the years.
Date Value 31 Mar 21 ₹10,000 31 Mar 22 ₹10,556 31 Mar 23 ₹11,051 31 Mar 24 ₹12,021 31 Mar 25 ₹13,029 31 Mar 26 ₹13,928 Returns for SBI Credit Risk Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Apr 26 Duration Returns 1 Month 0.9% 3 Month 2.1% 6 Month 3.1% 1 Year 6.7% 3 Year 7.6% 5 Year 6.9% 10 Year 15 Year Since launch 7.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.9% 2023 8.1% 2022 8.3% 2021 4.2% 2020 5% 2019 9.8% 2018 6.5% 2017 6.2% 2016 6.9% 2015 10.5% Fund Manager information for SBI Credit Risk Fund
Name Since Tenure Lokesh Mallya 1 Feb 17 9.16 Yr. Data below for SBI Credit Risk Fund as on 31 Mar 26
Asset Allocation
Asset Class Value Cash 17.84% Equity 4.58% Debt 74.2% Other 3.38% Debt Sector Allocation
Sector Value Corporate 62.99% Cash Equivalent 15.65% Government 13.4% Credit Quality
Rating Value A 18.02% AA 59.04% AAA 22.94% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.02% Govt Stock 2031
Sovereign Bonds | -7% ₹151 Cr 15,000,000 Infopark Properties Limited
Debentures | -5% ₹105 Cr 10,500 Renew Solar Energy (Jharkhand Five) Private Limited
Debentures | -5% ₹101 Cr 11,000 H.G. Infra Engineering Limited
Debentures | -5% ₹99 Cr 10,000 Nj Capital Private Limited
Debentures | -5% ₹99 Cr 10,000 Jtpm Metal TRaders Limited
Debentures | -4% ₹93 Cr 9,000 Renserv Global Private Limited
Debentures | -4% ₹80 Cr 8,000 Avanse Financial Services Limited
Debentures | -4% ₹80 Cr 8,000 Jsw Kalinga Steel Limited
Debentures | -4% ₹75 Cr 7,500
↑ 7,500 Aditya Birla Renewables Limited
Debentures | -4% ₹75 Cr 7,500 9. ICICI Prudential Savings Fund
ICICI Prudential Savings Fund
Growth Launch Date 27 Sep 02 NAV (22 Apr 26) ₹572.258 ↑ 0.13 (0.02 %) Net Assets (Cr) ₹26,665 on 31 Mar 26 Category Debt - Low Duration AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆☆ Risk Moderately Low Expense Ratio 0.53 Sharpe Ratio 1.69 Information Ratio 0 Alpha Ratio 0 Min Investment 500 Min SIP Investment 100 Exit Load NIL Yield to Maturity 7.57% Effective Maturity 1 Year 3 Months 18 Days Modified Duration 10 Months 28 Days Growth of 10,000 investment over the years.
Date Value 31 Mar 21 ₹10,000 31 Mar 22 ₹10,417 31 Mar 23 ₹10,997 31 Mar 24 ₹11,863 31 Mar 25 ₹12,801 31 Mar 26 ₹13,678 Returns for ICICI Prudential Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Apr 26 Duration Returns 1 Month 0.7% 3 Month 1.6% 6 Month 3% 1 Year 6.6% 3 Year 7.6% 5 Year 6.5% 10 Year 15 Year Since launch 7.7% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.7% 2023 8% 2022 7.6% 2021 4.5% 2020 3.8% 2019 8.6% 2018 8.8% 2017 7.3% 2016 7.1% 2015 9.1% Fund Manager information for ICICI Prudential Savings Fund
Name Since Tenure Nikhil Kabra 13 Sep 24 1.55 Yr. Darshil Dedhia 12 Jun 23 2.81 Yr. Data below for ICICI Prudential Savings Fund as on 31 Mar 26
Asset Allocation
Asset Class Value Cash 67.94% Debt 31.74% Other 0.32% Debt Sector Allocation
Sector Value Corporate 73.08% Cash Equivalent 34.93% Credit Quality
Rating Value AA 13.94% AAA 86.06% Top Securities Holdings / Portfolio
Name Holding Value Quantity RADHAKRISHNA SECURITISATION TRUST
Unlisted bonds | -3% ₹858 Cr 875 National Bank For Agriculture And Rural Development
Debentures | -2% ₹651 Cr 65,000 6.52% Govt Stock 2031
Sovereign Bonds | -2% ₹622 Cr 60,500,000 7.33% Karnataka Sgs 2033
Sovereign Bonds | -2% ₹494 Cr 50,000,000 Bank of India Ltd.
Debentures | -2% ₹470 Cr 10,000 Bajaj Housing Finance Limited
Debentures | -2% ₹420 Cr 42,500 Piramal Finance Limited
Debentures | -1% ₹376 Cr 37,500 6.75% Govt Stock 2033
Sovereign Bonds | -1% ₹360 Cr 34,589,920 7.17% Gujarat Sgs 2032
Sovereign Bonds | -1% ₹353 Cr 35,734,200 National Bank For Agriculture And Rural Development
Debentures | -1% ₹305 Cr 30,500 10. ICICI Prudential Medium Term Bond Fund
ICICI Prudential Medium Term Bond Fund
Growth Launch Date 15 Sep 04 NAV (22 Apr 26) ₹47.2425 ↓ -0.04 (-0.08 %) Net Assets (Cr) ₹5,524 on 31 Mar 26 Category Debt - Medium term Bond AMC ICICI Prudential Asset Management Company Limited Rating ☆☆ Risk Moderate Expense Ratio 1.37 Sharpe Ratio 0.58 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Years (1%),1 Years and above(NIL) Yield to Maturity 8.44% Effective Maturity 5 Years 5 Months 26 Days Modified Duration 2 Years 10 Months 20 Days Growth of 10,000 investment over the years.
Date Value 31 Mar 21 ₹10,000 31 Mar 22 ₹10,537 31 Mar 23 ₹11,067 31 Mar 24 ₹11,894 31 Mar 25 ₹12,902 31 Mar 26 ₹13,777 Returns for ICICI Prudential Medium Term Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Apr 26 Duration Returns 1 Month 0.8% 3 Month 1.4% 6 Month 2.6% 1 Year 6.6% 3 Year 7.7% 5 Year 6.7% 10 Year 15 Year Since launch 7.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 9% 2023 8% 2022 7% 2021 4.2% 2020 5.5% 2019 10.4% 2018 9.2% 2017 5.1% 2016 6.5% 2015 10.2% Fund Manager information for ICICI Prudential Medium Term Bond Fund
Name Since Tenure Manish Banthia 7 Nov 16 9.4 Yr. Akhil Kakkar 22 Jan 24 2.19 Yr. Data below for ICICI Prudential Medium Term Bond Fund as on 31 Mar 26
Asset Allocation
Asset Class Value Cash 10.53% Equity 8.92% Debt 80.21% Other 0.34% Debt Sector Allocation
Sector Value Corporate 65.77% Government 16.56% Cash Equivalent 8.4% Credit Quality
Rating Value AA 61.36% AAA 38.64% Top Securities Holdings / Portfolio
Name Holding Value Quantity Embassy Office Parks REIT (Real Estate)
-, Since 30 Apr 25 | EMBASSY4% ₹200 Cr 4,765,556 7.34% Govt Stock 2064
Sovereign Bonds | -3% ₹178 Cr 18,801,500 Adani Enterprises Limited
Debentures | -3% ₹173 Cr 17,500 Vedanta Limited
Debentures | -3% ₹170 Cr 17,000 Jtpm Metal TRaders Limited
Debentures | -3% ₹156 Cr 15,000 Oberoi Realty Limited
Debentures | -3% ₹150 Cr 15,000 TATA Projects Limited
Debentures | -3% ₹150 Cr 15,000 SIDDHIVINAYAK SECURITISATION TRUST
Unlisted bonds | -3% ₹148 Cr 150 Godrej Properties Limited
Debentures | -2% ₹126 Cr 12,500 TVS Credit Services Limited
Debentures | -2% ₹112 Cr 110
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Research Highlights for Aditya Birla Sun Life Credit Risk Fund