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SIP 2022 साठी 11 सर्वोत्तम म्युच्युअल फंड

Updated on January 25, 2026 , 265243 views

SIP म्युच्युअल फंड (किंवा शीर्ष 11 SIP म्युच्युअल फंड) हे असे फंड आहेत जे शेअर बाजारातील अपरिहार्य चढ-उतारांदरम्यान चिंताग्रस्त विक्री टाळण्यासाठी नियतकालिक गुंतवणुकीच्या साध्या सूत्राचे पालन करतात.

सामान्यतः, SIP किंवा पद्धतशीरगुंतवणूक योजना म्युच्युअल फंडात पैसे गुंतवण्याचा हा एक प्रकार आहे.गुंतवणूक शीर्ष 11 मध्ये SIP म्युच्युअल फंड तुमच्या गुंतवणुकीसाठी पद्धतशीर आणि शिस्तबद्ध दृष्टिकोन आणतात. यामुळे तुमची गुंतवणूक दररोज व्यवस्थापित करण्याचा तुमचा प्रयत्न कमी होतोआधार. शिवाय, ते लाभ देतेकंपाउंडिंगची शक्ती कालांतराने इच्छित परतावा मिळवून देतो.

Best SIP Plans

वेगवेगळे आहेतम्युच्युअल फंडाचे प्रकार SIP साठी ज्यात इक्विटी, कर्ज, संतुलित, अल्ट्रा-अल्पकालीन निधी, इ. तथापि, इक्विटी म्युच्युअल फंड एसआयपीद्वारे गुंतवणूक केल्यावर जास्तीत जास्त परतावा देतात. आर्थिक सल्लागार सुचवतात की, गुंतवणूकदारांनी गुंतवणूक करावीसर्वोत्तम म्युच्युअल फंड एसआयपीसाठी त्यांची गुंतवणूक उद्दिष्टे आणि कालावधीएसआयपी गुंतवणूक.

टॉप 11 SIP फंडांमध्ये गुंतवणूक का करावी?

  • एसआयपी म्युच्युअल फंडातील गुंतवणुकीसाठी शिस्तबद्ध दृष्टिकोन देतात

  • पद्धतशीर गुंतवणुकीमुळे भविष्यातील स्वप्न आणि प्रमुख उद्दिष्टे पूर्ण करण्यात मदत होते- सेवानिवृत्ती, मुलाचे करिअर, घर, कार किंवा इतर कोणत्याही मालमत्तेची खरेदी

  • एसआयपी अधिकाधिक चक्रवाढ करण्यात मदत करतात आणि तरुण गुंतवणूकदारांसाठी आदर्श आहेत

  • पद्धतशीर गुंतवणूक योजना इक्विटी चढउतारांचा धोका कमी करतात

SIP मध्ये गुंतवणूक कशी करावी?

पैसे गुंतवणे ही एक कला आहे, ती योग्य प्रकारे केली तर आश्चर्यकारक काम करू शकते. आता तुम्हाला माहीत आहे कीशीर्ष SIP योजना तुम्हाला त्यामध्ये गुंतवणूक कशी करावी हे माहित असणे आवश्यक आहे. आम्ही खाली SIP मध्ये गुंतवणूक करण्याच्या पायऱ्या नमूद केल्या आहेत.

1. तुमच्या आर्थिक उद्दिष्टांचे विश्लेषण करा

तुमच्यासाठी अनुकूल असलेली SIP गुंतवणूक निवडाआर्थिक उद्दिष्टे. उदाहरणार्थ, तुमचे ध्येय अल्प-मुदतीचे असल्यास (पुढील 2 वर्षांत कार खरेदी करायची असल्यास), तुम्ही डेट म्युच्युअल फंडात गुंतवणूक करावी. आणि, तुमचे ध्येय दीर्घकालीन असल्यास (जसेनिवृत्ती नियोजन) नंतर इक्विटी म्युच्युअल फंडामध्ये गुंतवणूक करण्यास प्राधान्य द्या.

2. गुंतवणुकीची टाइमलाइन निवडा

हे सुनिश्चित करेल की तुम्ही योग्य कालावधीसाठी योग्य प्रमाणात पैसे गुंतवाल.

3. तुम्हाला मासिक गुंतवणूक करायची आहे ती रक्कम ठरवा

एसआयपी ही मासिक गुंतवणूक असल्याने, तुम्ही अशी रक्कम निवडावी ज्याशिवाय तुम्ही मासिक गुंतवणूक करू शकालअपयशी. वापरून तुम्ही तुमच्या ध्येयानुसार योग्य रकमेची गणना देखील करू शकतासिप कॅल्क्युलेटर किंवा SIP रिटर्न कॅल्क्युलेटर.

4. सर्वोत्तम SIP योजना निवडा

सल्लामसलत करून योग्य गुंतवणुकीची निवड कराआर्थिक सल्लागार किंवा निवडूनसर्वोत्तम SIP योजना विविध ऑनलाइन गुंतवणूक प्लॅटफॉर्मद्वारे ऑफर केले जाते.

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भारतातील टॉप 11 SIP म्युच्युअल फंड FY 22 - 23

FundNAVNet Assets (Cr)Min SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2024 (%)
SBI PSU Fund Growth ₹33.8528
↑ 0.45
₹5,817 500 1.66.51930.429.711.3
ICICI Prudential Infrastructure Fund Growth ₹187.08
↑ 1.29
₹8,134 100 -7.1-4.37.923.6296.7
DSP World Gold Fund Growth ₹65.542
↑ 2.04
₹1,756 500 52.1105.9199.15528.7167.1
Invesco India PSU Equity Fund Growth ₹65.85
↑ 0.82
₹1,449 500 0.54.419.830.527.510.3
HDFC Infrastructure Fund Growth ₹45.403
↑ 0.31
₹2,452 300 -6.4-4.66.825.126.52.2
Franklin Build India Fund Growth ₹137.489
↑ 1.22
₹3,036 500 -5.8-2.58.225.325.13.7
DSP India T.I.G.E.R Fund Growth ₹298.176
↑ 1.15
₹5,323 500 -6.5-4.55.223.325-2.5
Nippon India Power and Infra Fund Growth ₹322.855
↑ 1.45
₹7,117 100 -9.2-5.6324.224.9-0.5
LIC MF Infrastructure Fund Growth ₹45.7262
↓ -0.11
₹1,003 1,000 -9.4-83.525.624.8-3.7
Canara Robeco Infrastructure Growth ₹149.92
↑ 0.71
₹894 1,000 -8.5-6.26.623.124.40.1
ICICI Prudential Dividend Yield Equity Fund Growth ₹53.47
↑ 0.42
₹6,400 100 -2.62.812.422.524.111.8
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 27 Jan 26

Research Highlights & Commentary of 11 Funds showcased

CommentarySBI PSU FundICICI Prudential Infrastructure FundDSP World Gold FundInvesco India PSU Equity FundHDFC Infrastructure FundFranklin Build India FundDSP India T.I.G.E.R FundNippon India Power and Infra FundLIC MF Infrastructure FundCanara Robeco InfrastructureICICI Prudential Dividend Yield Equity Fund
Point 1Upper mid AUM (₹5,817 Cr).Highest AUM (₹8,134 Cr).Lower mid AUM (₹1,756 Cr).Bottom quartile AUM (₹1,449 Cr).Lower mid AUM (₹2,452 Cr).Lower mid AUM (₹3,036 Cr).Upper mid AUM (₹5,323 Cr).Top quartile AUM (₹7,117 Cr).Bottom quartile AUM (₹1,003 Cr).Bottom quartile AUM (₹894 Cr).Upper mid AUM (₹6,400 Cr).
Point 2Established history (15+ yrs).Established history (20+ yrs).Established history (18+ yrs).Established history (16+ yrs).Established history (17+ yrs).Established history (16+ yrs).Oldest track record among peers (21 yrs).Established history (21+ yrs).Established history (17+ yrs).Established history (20+ yrs).Established history (11+ yrs).
Point 3Rating: 2★ (bottom quartile).Rating: 3★ (lower mid).Rating: 3★ (lower mid).Rating: 3★ (upper mid).Rating: 3★ (upper mid).Top rated.Rating: 4★ (top quartile).Rating: 4★ (upper mid).Not Rated.Not Rated.Rating: 3★ (lower mid).
Point 4Risk profile: High.Risk profile: High.Risk profile: High.Risk profile: High.Risk profile: High.Risk profile: High.Risk profile: High.Risk profile: High.Risk profile: High.Risk profile: High.Risk profile: Moderately High.
Point 55Y return: 29.66% (top quartile).5Y return: 29.01% (top quartile).5Y return: 28.68% (upper mid).5Y return: 27.50% (upper mid).5Y return: 26.45% (upper mid).5Y return: 25.13% (lower mid).5Y return: 25.00% (lower mid).5Y return: 24.91% (lower mid).5Y return: 24.82% (bottom quartile).5Y return: 24.42% (bottom quartile).5Y return: 24.11% (bottom quartile).
Point 63Y return: 30.44% (upper mid).3Y return: 23.64% (lower mid).3Y return: 55.03% (top quartile).3Y return: 30.53% (top quartile).3Y return: 25.10% (lower mid).3Y return: 25.32% (upper mid).3Y return: 23.27% (bottom quartile).3Y return: 24.17% (lower mid).3Y return: 25.62% (upper mid).3Y return: 23.07% (bottom quartile).3Y return: 22.48% (bottom quartile).
Point 71Y return: 19.02% (upper mid).1Y return: 7.87% (lower mid).1Y return: 199.09% (top quartile).1Y return: 19.77% (top quartile).1Y return: 6.75% (lower mid).1Y return: 8.21% (upper mid).1Y return: 5.17% (bottom quartile).1Y return: 3.03% (bottom quartile).1Y return: 3.45% (bottom quartile).1Y return: 6.60% (lower mid).1Y return: 12.38% (upper mid).
Point 8Alpha: -0.22 (lower mid).Alpha: 0.00 (lower mid).Alpha: 1.32 (top quartile).Alpha: -1.90 (bottom quartile).Alpha: 0.00 (upper mid).Alpha: 0.00 (upper mid).Alpha: 0.00 (lower mid).Alpha: -15.06 (bottom quartile).Alpha: -18.43 (bottom quartile).Alpha: 0.00 (upper mid).Alpha: 4.00 (top quartile).
Point 9Sharpe: 0.33 (upper mid).Sharpe: 0.12 (upper mid).Sharpe: 3.42 (top quartile).Sharpe: 0.27 (upper mid).Sharpe: -0.12 (lower mid).Sharpe: -0.05 (lower mid).Sharpe: -0.31 (bottom quartile).Sharpe: -0.20 (bottom quartile).Sharpe: -0.21 (bottom quartile).Sharpe: -0.18 (lower mid).Sharpe: 0.52 (top quartile).
Point 10Information ratio: -0.47 (bottom quartile).Information ratio: 0.00 (lower mid).Information ratio: -0.67 (bottom quartile).Information ratio: -0.37 (bottom quartile).Information ratio: 0.00 (upper mid).Information ratio: 0.00 (upper mid).Information ratio: 0.00 (lower mid).Information ratio: 0.34 (top quartile).Information ratio: 0.28 (upper mid).Information ratio: 0.00 (lower mid).Information ratio: 1.38 (top quartile).

SBI PSU Fund

  • Upper mid AUM (₹5,817 Cr).
  • Established history (15+ yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: High.
  • 5Y return: 29.66% (top quartile).
  • 3Y return: 30.44% (upper mid).
  • 1Y return: 19.02% (upper mid).
  • Alpha: -0.22 (lower mid).
  • Sharpe: 0.33 (upper mid).
  • Information ratio: -0.47 (bottom quartile).

ICICI Prudential Infrastructure Fund

  • Highest AUM (₹8,134 Cr).
  • Established history (20+ yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: High.
  • 5Y return: 29.01% (top quartile).
  • 3Y return: 23.64% (lower mid).
  • 1Y return: 7.87% (lower mid).
  • Alpha: 0.00 (lower mid).
  • Sharpe: 0.12 (upper mid).
  • Information ratio: 0.00 (lower mid).

DSP World Gold Fund

  • Lower mid AUM (₹1,756 Cr).
  • Established history (18+ yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: High.
  • 5Y return: 28.68% (upper mid).
  • 3Y return: 55.03% (top quartile).
  • 1Y return: 199.09% (top quartile).
  • Alpha: 1.32 (top quartile).
  • Sharpe: 3.42 (top quartile).
  • Information ratio: -0.67 (bottom quartile).

Invesco India PSU Equity Fund

  • Bottom quartile AUM (₹1,449 Cr).
  • Established history (16+ yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: High.
  • 5Y return: 27.50% (upper mid).
  • 3Y return: 30.53% (top quartile).
  • 1Y return: 19.77% (top quartile).
  • Alpha: -1.90 (bottom quartile).
  • Sharpe: 0.27 (upper mid).
  • Information ratio: -0.37 (bottom quartile).

HDFC Infrastructure Fund

  • Lower mid AUM (₹2,452 Cr).
  • Established history (17+ yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: High.
  • 5Y return: 26.45% (upper mid).
  • 3Y return: 25.10% (lower mid).
  • 1Y return: 6.75% (lower mid).
  • Alpha: 0.00 (upper mid).
  • Sharpe: -0.12 (lower mid).
  • Information ratio: 0.00 (upper mid).

Franklin Build India Fund

  • Lower mid AUM (₹3,036 Cr).
  • Established history (16+ yrs).
  • Top rated.
  • Risk profile: High.
  • 5Y return: 25.13% (lower mid).
  • 3Y return: 25.32% (upper mid).
  • 1Y return: 8.21% (upper mid).
  • Alpha: 0.00 (upper mid).
  • Sharpe: -0.05 (lower mid).
  • Information ratio: 0.00 (upper mid).

DSP India T.I.G.E.R Fund

  • Upper mid AUM (₹5,323 Cr).
  • Oldest track record among peers (21 yrs).
  • Rating: 4★ (top quartile).
  • Risk profile: High.
  • 5Y return: 25.00% (lower mid).
  • 3Y return: 23.27% (bottom quartile).
  • 1Y return: 5.17% (bottom quartile).
  • Alpha: 0.00 (lower mid).
  • Sharpe: -0.31 (bottom quartile).
  • Information ratio: 0.00 (lower mid).

Nippon India Power and Infra Fund

  • Top quartile AUM (₹7,117 Cr).
  • Established history (21+ yrs).
  • Rating: 4★ (upper mid).
  • Risk profile: High.
  • 5Y return: 24.91% (lower mid).
  • 3Y return: 24.17% (lower mid).
  • 1Y return: 3.03% (bottom quartile).
  • Alpha: -15.06 (bottom quartile).
  • Sharpe: -0.20 (bottom quartile).
  • Information ratio: 0.34 (top quartile).

LIC MF Infrastructure Fund

  • Bottom quartile AUM (₹1,003 Cr).
  • Established history (17+ yrs).
  • Not Rated.
  • Risk profile: High.
  • 5Y return: 24.82% (bottom quartile).
  • 3Y return: 25.62% (upper mid).
  • 1Y return: 3.45% (bottom quartile).
  • Alpha: -18.43 (bottom quartile).
  • Sharpe: -0.21 (bottom quartile).
  • Information ratio: 0.28 (upper mid).

Canara Robeco Infrastructure

  • Bottom quartile AUM (₹894 Cr).
  • Established history (20+ yrs).
  • Not Rated.
  • Risk profile: High.
  • 5Y return: 24.42% (bottom quartile).
  • 3Y return: 23.07% (bottom quartile).
  • 1Y return: 6.60% (lower mid).
  • Alpha: 0.00 (upper mid).
  • Sharpe: -0.18 (lower mid).
  • Information ratio: 0.00 (lower mid).

ICICI Prudential Dividend Yield Equity Fund

  • Upper mid AUM (₹6,400 Cr).
  • Established history (11+ yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 24.11% (bottom quartile).
  • 3Y return: 22.48% (bottom quartile).
  • 1Y return: 12.38% (upper mid).
  • Alpha: 4.00 (top quartile).
  • Sharpe: 0.52 (top quartile).
  • Information ratio: 1.38 (top quartile).
*सर्वोत्तम म्युच्युअल फंडांची यादी SIP ची निव्वळ मालमत्ता/ AUM पेक्षा जास्त आहे200 कोटी म्युच्युअल फंडाच्या इक्विटी श्रेणीमध्ये 5 वर्षांच्या कॅलेंडर वर्षाच्या परताव्याच्या आधारे ऑर्डर केले जाते.

1. SBI PSU Fund

The objective of the scheme would be to provide investors with opportunities for long-term growth in capital along with the liquidity of an open-ended scheme through an active management of investments in a diversified basket of equity stocks of domestic Public Sector Undertakings and in debt and money market instruments issued by PSUs AND others.

Research Highlights for SBI PSU Fund

  • Upper mid AUM (₹5,817 Cr).
  • Established history (15+ yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: High.
  • 5Y return: 29.66% (top quartile).
  • 3Y return: 30.44% (upper mid).
  • 1Y return: 19.02% (upper mid).
  • Alpha: -0.22 (lower mid).
  • Sharpe: 0.33 (upper mid).
  • Information ratio: -0.47 (bottom quartile).

Below is the key information for SBI PSU Fund

SBI PSU Fund
Growth
Launch Date 7 Jul 10
NAV (27 Jan 26) ₹33.8528 ↑ 0.45   (1.34 %)
Net Assets (Cr) ₹5,817 on 31 Dec 25
Category Equity - Sectoral
AMC SBI Funds Management Private Limited
Rating
Risk High
Expense Ratio 1.89
Sharpe Ratio 0.33
Information Ratio -0.47
Alpha Ratio -0.22
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue

SBI PSU Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹627,226.
Net Profit of ₹327,226
Invest Now

Returns for SBI PSU Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Jan 26

DurationReturns
1 Month 1.6%
3 Month 1.6%
6 Month 6.5%
1 Year 19%
3 Year 30.4%
5 Year 29.7%
10 Year
15 Year
Since launch 8.2%
Historical performance (Yearly) on absolute basis
YearReturns
2024 11.3%
2023 23.5%
2022 54%
2021 29%
2020 32.4%
2019 -10%
2018 6%
2017 -23.8%
2016 21.9%
2015 16.2%
Fund Manager information for SBI PSU Fund
NameSinceTenure

Data below for SBI PSU Fund as on 31 Dec 25

Equity Sector Allocation
SectorValue
Asset Allocation
Asset ClassValue
Top Securities Holdings / Portfolio
NameHoldingValueQuantity

2. ICICI Prudential Infrastructure Fund

To generate capital appreciation and income distribution to unit holders by investing predominantly in equity/equity related securities of the companies belonging to the infrastructure development and balance in debt securities and money market instruments.

Research Highlights for ICICI Prudential Infrastructure Fund

  • Highest AUM (₹8,134 Cr).
  • Established history (20+ yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: High.
  • 5Y return: 29.01% (top quartile).
  • 3Y return: 23.64% (lower mid).
  • 1Y return: 7.87% (lower mid).
  • Alpha: 0.00 (lower mid).
  • Sharpe: 0.12 (upper mid).
  • Information ratio: 0.00 (lower mid).

Below is the key information for ICICI Prudential Infrastructure Fund

ICICI Prudential Infrastructure Fund
Growth
Launch Date 31 Aug 05
NAV (27 Jan 26) ₹187.08 ↑ 1.29   (0.69 %)
Net Assets (Cr) ₹8,134 on 31 Dec 25
Category Equity - Sectoral
AMC ICICI Prudential Asset Management Company Limited
Rating
Risk High
Expense Ratio 1.89
Sharpe Ratio 0.12
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue

ICICI Prudential Infrastructure Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹627,226.
Net Profit of ₹327,226
Invest Now

Returns for ICICI Prudential Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Jan 26

DurationReturns
1 Month -4.6%
3 Month -7.1%
6 Month -4.3%
1 Year 7.9%
3 Year 23.6%
5 Year 29%
10 Year
15 Year
Since launch 15.4%
Historical performance (Yearly) on absolute basis
YearReturns
2024 6.7%
2023 27.4%
2022 44.6%
2021 28.8%
2020 50.1%
2019 3.6%
2018 2.6%
2017 -14%
2016 40.8%
2015 2%
Fund Manager information for ICICI Prudential Infrastructure Fund
NameSinceTenure

Data below for ICICI Prudential Infrastructure Fund as on 31 Dec 25

Equity Sector Allocation
SectorValue
Asset Allocation
Asset ClassValue
Top Securities Holdings / Portfolio
NameHoldingValueQuantity

3. DSP World Gold Fund

"The primary investment objective of the Scheme is to seek capital appreciation by investing predominantly in units of MLIIF - WGF. The Scheme may, at the discretion of the Investment Manager, also invest in the units of other similar overseas mutual fund schemes, which may constitute a significant part of its corpus. The Scheme may also invest a certain portion of its corpus in money market securities and/or units of money market/liquid schemes of DSP Merrill Lynch Mutual Fund, in order to meet liquidity requirements from time to time. However, there is no assurance that the investment objective of the Scheme will be realized."

Research Highlights for DSP World Gold Fund

  • Lower mid AUM (₹1,756 Cr).
  • Established history (18+ yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: High.
  • 5Y return: 28.68% (upper mid).
  • 3Y return: 55.03% (top quartile).
  • 1Y return: 199.09% (top quartile).
  • Alpha: 1.32 (top quartile).
  • Sharpe: 3.42 (top quartile).
  • Information ratio: -0.67 (bottom quartile).

Below is the key information for DSP World Gold Fund

DSP World Gold Fund
Growth
Launch Date 14 Sep 07
NAV (23 Jan 26) ₹65.542 ↑ 2.04   (3.22 %)
Net Assets (Cr) ₹1,756 on 31 Dec 25
Category Equity - Global
AMC DSP BlackRock Invmt Managers Pvt. Ltd.
Rating
Risk High
Expense Ratio 1.41
Sharpe Ratio 3.42
Information Ratio -0.67
Alpha Ratio 1.32
Min Investment 1,000
Min SIP Investment 500
Exit Load 0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue

DSP World Gold Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹612,552.
Net Profit of ₹312,552
Invest Now

Returns for DSP World Gold Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Jan 26

DurationReturns
1 Month 19.7%
3 Month 52.1%
6 Month 105.9%
1 Year 199.1%
3 Year 55%
5 Year 28.7%
10 Year
15 Year
Since launch 10.8%
Historical performance (Yearly) on absolute basis
YearReturns
2024 167.1%
2023 15.9%
2022 7%
2021 -7.7%
2020 -9%
2019 31.4%
2018 35.1%
2017 -10.7%
2016 -4%
2015 52.7%
Fund Manager information for DSP World Gold Fund
NameSinceTenure

Data below for DSP World Gold Fund as on 31 Dec 25

Equity Sector Allocation
SectorValue
Asset Allocation
Asset ClassValue
Top Securities Holdings / Portfolio
NameHoldingValueQuantity

4. Invesco India PSU Equity Fund

To generate capital appreciation by investing in Equity and Equity Related Instruments of companies where the Central / State Government(s) has majority shareholding or management control or has powers to appoint majority of directors. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The Scheme does not assure or guarantee any returns.

Research Highlights for Invesco India PSU Equity Fund

  • Bottom quartile AUM (₹1,449 Cr).
  • Established history (16+ yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: High.
  • 5Y return: 27.50% (upper mid).
  • 3Y return: 30.53% (top quartile).
  • 1Y return: 19.77% (top quartile).
  • Alpha: -1.90 (bottom quartile).
  • Sharpe: 0.27 (upper mid).
  • Information ratio: -0.37 (bottom quartile).

Below is the key information for Invesco India PSU Equity Fund

Invesco India PSU Equity Fund
Growth
Launch Date 18 Nov 09
NAV (27 Jan 26) ₹65.85 ↑ 0.82   (1.26 %)
Net Assets (Cr) ₹1,449 on 31 Dec 25
Category Equity - Sectoral
AMC Invesco Asset Management (India) Private Ltd
Rating
Risk High
Expense Ratio 2.14
Sharpe Ratio 0.27
Information Ratio -0.37
Alpha Ratio -1.9
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue

Invesco India PSU Equity Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹598,181.
Net Profit of ₹298,181
Invest Now

Returns for Invesco India PSU Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Jan 26

DurationReturns
1 Month 0.9%
3 Month 0.5%
6 Month 4.4%
1 Year 19.8%
3 Year 30.5%
5 Year 27.5%
10 Year
15 Year
Since launch 12.3%
Historical performance (Yearly) on absolute basis
YearReturns
2024 10.3%
2023 25.6%
2022 54.5%
2021 20.5%
2020 31.1%
2019 6.1%
2018 10.1%
2017 -16.9%
2016 24.3%
2015 17.9%
Fund Manager information for Invesco India PSU Equity Fund
NameSinceTenure

Data below for Invesco India PSU Equity Fund as on 31 Dec 25

Equity Sector Allocation
SectorValue
Asset Allocation
Asset ClassValue
Top Securities Holdings / Portfolio
NameHoldingValueQuantity

5. HDFC Infrastructure Fund

To seek long-term capital appreciation by investing predominantly in equity and equity related securities of companies engaged in or expected to benefit from growth and development of infrastructure.

Research Highlights for HDFC Infrastructure Fund

  • Lower mid AUM (₹2,452 Cr).
  • Established history (17+ yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: High.
  • 5Y return: 26.45% (upper mid).
  • 3Y return: 25.10% (lower mid).
  • 1Y return: 6.75% (lower mid).
  • Alpha: 0.00 (upper mid).
  • Sharpe: -0.12 (lower mid).
  • Information ratio: 0.00 (upper mid).

Below is the key information for HDFC Infrastructure Fund

HDFC Infrastructure Fund
Growth
Launch Date 10 Mar 08
NAV (27 Jan 26) ₹45.403 ↑ 0.31   (0.68 %)
Net Assets (Cr) ₹2,452 on 31 Dec 25
Category Equity - Sectoral
AMC HDFC Asset Management Company Limited
Rating
Risk High
Expense Ratio 2.06
Sharpe Ratio -0.13
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 300
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue

HDFC Infrastructure Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹584,107.
Net Profit of ₹284,107
Invest Now

Returns for HDFC Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Jan 26

DurationReturns
1 Month -4%
3 Month -6.4%
6 Month -4.6%
1 Year 6.8%
3 Year 25.1%
5 Year 26.5%
10 Year
15 Year
Since launch
Historical performance (Yearly) on absolute basis
YearReturns
2024 2.2%
2023 23%
2022 55.4%
2021 19.3%
2020 43.2%
2019 -7.5%
2018 -3.4%
2017 -29%
2016 43.3%
2015 -1.9%
Fund Manager information for HDFC Infrastructure Fund
NameSinceTenure

Data below for HDFC Infrastructure Fund as on 31 Dec 25

Equity Sector Allocation
SectorValue
Asset Allocation
Asset ClassValue
Top Securities Holdings / Portfolio
NameHoldingValueQuantity

6. Franklin Build India Fund

The Scheme seeks to achieve capital appreciation by investing in companies engaged directly or indirectly in infrastructure related activities.

Research Highlights for Franklin Build India Fund

  • Lower mid AUM (₹3,036 Cr).
  • Established history (16+ yrs).
  • Top rated.
  • Risk profile: High.
  • 5Y return: 25.13% (lower mid).
  • 3Y return: 25.32% (upper mid).
  • 1Y return: 8.21% (upper mid).
  • Alpha: 0.00 (upper mid).
  • Sharpe: -0.05 (lower mid).
  • Information ratio: 0.00 (upper mid).

Below is the key information for Franklin Build India Fund

Franklin Build India Fund
Growth
Launch Date 4 Sep 09
NAV (27 Jan 26) ₹137.489 ↑ 1.22   (0.89 %)
Net Assets (Cr) ₹3,036 on 31 Dec 25
Category Equity - Sectoral
AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating
Risk High
Expense Ratio 2.01
Sharpe Ratio -0.05
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue

Franklin Build India Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹570,326.
Net Profit of ₹270,326
Invest Now

Returns for Franklin Build India Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Jan 26

DurationReturns
1 Month -3.4%
3 Month -5.8%
6 Month -2.5%
1 Year 8.2%
3 Year 25.3%
5 Year 25.1%
10 Year
15 Year
Since launch 17.3%
Historical performance (Yearly) on absolute basis
YearReturns
2024 3.7%
2023 27.8%
2022 51.1%
2021 11.2%
2020 45.9%
2019 5.4%
2018 6%
2017 -10.7%
2016 43.3%
2015 8.4%
Fund Manager information for Franklin Build India Fund
NameSinceTenure

Data below for Franklin Build India Fund as on 31 Dec 25

Equity Sector Allocation
SectorValue
Asset Allocation
Asset ClassValue
Top Securities Holdings / Portfolio
NameHoldingValueQuantity

7. DSP India T.I.G.E.R Fund

To generate capital appreciation, from a portfolio that is substantially constituted of equity securities and equity related securities of corporates, which could benefit from structural changes brought about by continuing liberalization in economic policies by the government and/or continuing investments in infrastructure, both by the public and private sector.

Research Highlights for DSP India T.I.G.E.R Fund

  • Upper mid AUM (₹5,323 Cr).
  • Oldest track record among peers (21 yrs).
  • Rating: 4★ (top quartile).
  • Risk profile: High.
  • 5Y return: 25.00% (lower mid).
  • 3Y return: 23.27% (bottom quartile).
  • 1Y return: 5.17% (bottom quartile).
  • Alpha: 0.00 (lower mid).
  • Sharpe: -0.31 (bottom quartile).
  • Information ratio: 0.00 (lower mid).

Below is the key information for DSP India T.I.G.E.R Fund

DSP India T.I.G.E.R Fund
Growth
Launch Date 11 Jun 04
NAV (27 Jan 26) ₹298.176 ↑ 1.15   (0.39 %)
Net Assets (Cr) ₹5,323 on 31 Dec 25
Category Equity - Sectoral
AMC DSP BlackRock Invmt Managers Pvt. Ltd.
Rating
Risk High
Expense Ratio 1.89
Sharpe Ratio -0.31
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 500
Exit Load 0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue

DSP India T.I.G.E.R Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹570,326.
Net Profit of ₹270,326
Invest Now

Returns for DSP India T.I.G.E.R Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Jan 26

DurationReturns
1 Month -5.1%
3 Month -6.5%
6 Month -4.5%
1 Year 5.2%
3 Year 23.3%
5 Year 25%
10 Year
15 Year
Since launch 17%
Historical performance (Yearly) on absolute basis
YearReturns
2024 -2.5%
2023 32.4%
2022 49%
2021 13.9%
2020 51.6%
2019 2.7%
2018 6.7%
2017 -17.2%
2016 47%
2015 4.1%
Fund Manager information for DSP India T.I.G.E.R Fund
NameSinceTenure

Data below for DSP India T.I.G.E.R Fund as on 31 Dec 25

Equity Sector Allocation
SectorValue
Asset Allocation
Asset ClassValue
Top Securities Holdings / Portfolio
NameHoldingValueQuantity

8. Nippon India Power and Infra Fund

(Erstwhile Reliance Diversified Power Sector Fund)

The primary investment objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity related securities of companies in the power sector.

Research Highlights for Nippon India Power and Infra Fund

  • Top quartile AUM (₹7,117 Cr).
  • Established history (21+ yrs).
  • Rating: 4★ (upper mid).
  • Risk profile: High.
  • 5Y return: 24.91% (lower mid).
  • 3Y return: 24.17% (lower mid).
  • 1Y return: 3.03% (bottom quartile).
  • Alpha: -15.06 (bottom quartile).
  • Sharpe: -0.20 (bottom quartile).
  • Information ratio: 0.34 (top quartile).

Below is the key information for Nippon India Power and Infra Fund

Nippon India Power and Infra Fund
Growth
Launch Date 8 May 04
NAV (27 Jan 26) ₹322.855 ↑ 1.45   (0.45 %)
Net Assets (Cr) ₹7,117 on 31 Dec 25
Category Equity - Sectoral
AMC Nippon Life Asset Management Ltd.
Rating
Risk High
Expense Ratio 1.85
Sharpe Ratio -0.2
Information Ratio 0.34
Alpha Ratio -15.06
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue

Nippon India Power and Infra Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹556,833.
Net Profit of ₹256,833
Invest Now

Returns for Nippon India Power and Infra Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Jan 26

DurationReturns
1 Month -6.3%
3 Month -9.2%
6 Month -5.6%
1 Year 3%
3 Year 24.2%
5 Year 24.9%
10 Year
15 Year
Since launch 17.3%
Historical performance (Yearly) on absolute basis
YearReturns
2024 -0.5%
2023 26.9%
2022 58%
2021 10.9%
2020 48.9%
2019 10.8%
2018 -2.9%
2017 -21.1%
2016 61.7%
2015 0.1%
Fund Manager information for Nippon India Power and Infra Fund
NameSinceTenure

Data below for Nippon India Power and Infra Fund as on 31 Dec 25

Equity Sector Allocation
SectorValue
Asset Allocation
Asset ClassValue
Top Securities Holdings / Portfolio
NameHoldingValueQuantity

9. LIC MF Infrastructure Fund

The investment objective of the scheme is to provide long term growth from a portfolio of equity / equity related instruments of companies engaged either directly or indirectly in the infrastructure sector.

Research Highlights for LIC MF Infrastructure Fund

  • Bottom quartile AUM (₹1,003 Cr).
  • Established history (17+ yrs).
  • Not Rated.
  • Risk profile: High.
  • 5Y return: 24.82% (bottom quartile).
  • 3Y return: 25.62% (upper mid).
  • 1Y return: 3.45% (bottom quartile).
  • Alpha: -18.43 (bottom quartile).
  • Sharpe: -0.21 (bottom quartile).
  • Information ratio: 0.28 (upper mid).

Below is the key information for LIC MF Infrastructure Fund

LIC MF Infrastructure Fund
Growth
Launch Date 29 Feb 08
NAV (27 Jan 26) ₹45.7262 ↓ -0.11   (-0.25 %)
Net Assets (Cr) ₹1,003 on 31 Dec 25
Category Equity - Sectoral
AMC LIC Mutual Fund Asset Mgmt Co Ltd
Rating Not Rated
Risk High
Expense Ratio 2.21
Sharpe Ratio -0.21
Information Ratio 0.28
Alpha Ratio -18.43
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue

LIC MF Infrastructure Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹556,833.
Net Profit of ₹256,833
Invest Now

Returns for LIC MF Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Jan 26

DurationReturns
1 Month -7%
3 Month -9.4%
6 Month -8%
1 Year 3.5%
3 Year 25.6%
5 Year 24.8%
10 Year
15 Year
Since launch 8.9%
Historical performance (Yearly) on absolute basis
YearReturns
2024 -3.7%
2023 47.8%
2022 44.4%
2021 7.9%
2020 46.6%
2019 -0.1%
2018 13.3%
2017 -14.6%
2016 42.2%
2015 -2.2%
Fund Manager information for LIC MF Infrastructure Fund
NameSinceTenure

Data below for LIC MF Infrastructure Fund as on 31 Dec 25

Equity Sector Allocation
SectorValue
Asset Allocation
Asset ClassValue
Top Securities Holdings / Portfolio
NameHoldingValueQuantity

10. Canara Robeco Infrastructure

T o g e n e r a t e income/capital appreciation by investing in equities and equity related instruments of companies in the infrastructure sector. However, there can be no assurance that the investment objective of the scheme will be realized.

Research Highlights for Canara Robeco Infrastructure

  • Bottom quartile AUM (₹894 Cr).
  • Established history (20+ yrs).
  • Not Rated.
  • Risk profile: High.
  • 5Y return: 24.42% (bottom quartile).
  • 3Y return: 23.07% (bottom quartile).
  • 1Y return: 6.60% (lower mid).
  • Alpha: 0.00 (upper mid).
  • Sharpe: -0.18 (lower mid).
  • Information ratio: 0.00 (lower mid).

Below is the key information for Canara Robeco Infrastructure

Canara Robeco Infrastructure
Growth
Launch Date 2 Dec 05
NAV (27 Jan 26) ₹149.92 ↑ 0.71   (0.48 %)
Net Assets (Cr) ₹894 on 31 Dec 25
Category Equity - Sectoral
AMC Canara Robeco Asset Management Co. Ltd.
Rating Not Rated
Risk High
Expense Ratio 2.32
Sharpe Ratio -0.18
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue

Canara Robeco Infrastructure SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹556,833.
Net Profit of ₹256,833
Invest Now

Returns for Canara Robeco Infrastructure

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Jan 26

DurationReturns
1 Month -4.6%
3 Month -8.5%
6 Month -6.2%
1 Year 6.6%
3 Year 23.1%
5 Year 24.4%
10 Year
15 Year
Since launch 14.4%
Historical performance (Yearly) on absolute basis
YearReturns
2024 0.1%
2023 35.3%
2022 41.2%
2021 9%
2020 56.1%
2019 9%
2018 2.3%
2017 -19.1%
2016 40.2%
2015 2.1%
Fund Manager information for Canara Robeco Infrastructure
NameSinceTenure

Data below for Canara Robeco Infrastructure as on 31 Dec 25

Equity Sector Allocation
SectorValue
Asset Allocation
Asset ClassValue
Top Securities Holdings / Portfolio
NameHoldingValueQuantity

11. ICICI Prudential Dividend Yield Equity Fund

The investment objective of ICICI Prudential Dividend Yield Equity Fund is to provide medium to long term capital gains and/or dividend distribution by investing in a well diversified portfolio of predominantly equity and equity related instruments, which offer attractive dividend yield

Research Highlights for ICICI Prudential Dividend Yield Equity Fund

  • Upper mid AUM (₹6,400 Cr).
  • Established history (11+ yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 24.11% (bottom quartile).
  • 3Y return: 22.48% (bottom quartile).
  • 1Y return: 12.38% (upper mid).
  • Alpha: 4.00 (top quartile).
  • Sharpe: 0.52 (top quartile).
  • Information ratio: 1.38 (top quartile).

Below is the key information for ICICI Prudential Dividend Yield Equity Fund

ICICI Prudential Dividend Yield Equity Fund
Growth
Launch Date 16 May 14
NAV (27 Jan 26) ₹53.47 ↑ 0.42   (0.79 %)
Net Assets (Cr) ₹6,400 on 31 Dec 25
Category Equity - Dividend Yield
AMC ICICI Prudential Asset Management Company Limited
Rating
Risk Moderately High
Expense Ratio 1.86
Sharpe Ratio 0.52
Information Ratio 1.38
Alpha Ratio 4
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue

ICICI Prudential Dividend Yield Equity Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹556,833.
Net Profit of ₹256,833
Invest Now

Returns for ICICI Prudential Dividend Yield Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Jan 26

DurationReturns
1 Month -1.9%
3 Month -2.6%
6 Month 2.8%
1 Year 12.4%
3 Year 22.5%
5 Year 24.1%
10 Year
15 Year
Since launch 15.4%
Historical performance (Yearly) on absolute basis
YearReturns
2024 11.8%
2023 21%
2022 38.8%
2021 9.2%
2020 47.1%
2019 14.1%
2018 -2.9%
2017 -11.9%
2016 40.7%
2015 9.7%
Fund Manager information for ICICI Prudential Dividend Yield Equity Fund
NameSinceTenure

Data below for ICICI Prudential Dividend Yield Equity Fund as on 31 Dec 25

Equity Sector Allocation
SectorValue
Asset Allocation
Asset ClassValue
Top Securities Holdings / Portfolio
NameHoldingValueQuantity

गुंतवणूकदारांना त्यांच्या आवडीच्या SIP योजनांमध्ये गुंतवणूक करण्याचे सुचवले जाते. वर नमूद केलेले शीर्ष 11 म्युच्युअल फंड सर्व प्रकारच्या गुंतवणूकदारांसाठी योग्य आहेत. तर, एकतर तुम्ही उच्च-जोखीम आहातगुंतवणूकदार किंवा तुलनेने कमी, हे SIP फंड आहेतगुंतवणुकीसाठी सर्वोत्तम म्युच्युअल फंड. म्हणून, प्रतीक्षा करू नका, आता गुंतवणूक करा!

सर्वोत्कृष्ट पद्धतशीर गुंतवणूक योजनांमध्ये गुंतवणूक करताना विचारात घ्यायचे पॅरामीटर्स

सर्वोत्तम कामगिरी करणाऱ्या SIP फंडांचे मूल्यमापन करण्यासाठी, गुंतवणुकीपूर्वी कोणते घटक विचारात घेतले पाहिजेत ते जाणून घेऊया.

Factors-Determining-top-11-sip

शीर्ष SIP मध्ये गुंतवणूक करण्यासाठी परिमाणात्मक घटक

SIP द्वारे गुंतवणूक करण्यापूर्वी ज्या परिमाणात्मक घटकांचा विचार केला पाहिजे त्यात कामगिरी रेटिंग (क्रिसिल, व्हॅल्यू रिसर्च इ. नुसार), फंड वय, मागील परतावा आणि निधीची अस्थिरता, खर्चाचे प्रमाण आणि एक्झिट लोड यांचा समावेश होतो.

शीर्ष SIP मध्ये गुंतवणूक करण्यासाठी गुणात्मक घटक

विश्लेषणासाठी गुणात्मक मुख्य आकडेवारीमध्ये फंड व्यवस्थापकाचा ट्रॅक रेकॉर्ड, फंड हाउसची प्रतिष्ठा आणि SIP फंडाची गुंतवणूक प्रक्रिया यांचा समावेश होतो.

SIP MF मध्ये ऑनलाइन गुंतवणूक कशी करावी?

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वारंवार विचारले जाणारे प्रश्न

1. म्युच्युअल फंड म्हणजे काय?

अ: म्युच्युअल फंड हे सिस्टिमॅटिक इन्व्हेस्टमेंट प्लॅन किंवा SIP चा एक भाग आहेत जे सहसा नंतर उत्कृष्ट परतावा देतात. जेव्हा आपणम्युच्युअल फंडात गुंतवणूक करा, तुम्ही तुमच्या गुंतवणूक पोर्टफोलिओमध्ये विविधता आणता. म्युच्युअल फंड हे गुंतवणुकीचे साधन मानले जाऊ शकतेमालमत्ता व्यवस्थापन कंपनी एकाधिक गुंतवणूकदार आणि कंपन्यांच्या गुंतवणुकीमध्ये एकत्र करून.

2. म्युच्युअल फंडाचे विविध प्रकार कोणते आहेत?

अ: म्युच्युअल फंडांचे स्थूलमानाने खालील प्रकारांमध्ये वर्गीकरण करता येते:

3. ग्रोथ इक्विटी फंड म्हणजे काय?

अ: वाढइक्विटी फंड सर्वात सामान्य म्युच्युअल फंड आहेत. तथापि, या पोर्टफोलिओमध्ये अस्थिर गुंतवणुकीचा समावेश असेल. असे असले तरी, गुंतवणूकदार अनेकदा ग्रोथ इक्विटी फंडांना प्राधान्य देतात कारण यामध्ये जास्त परतावा असतो आणि कमी कालावधीसाठी गुंतवणूक करता येते.

4. तुम्ही डेट फंडात गुंतवणूक का करावी?

अ: गुंतवणुकीवर निश्चित परतावा शोधणाऱ्या व्यक्तींसाठी ही गुंतवणूक आदर्श आहे. डिबेंचर्स, डेट सिक्युरिटीज, कमर्शियल पेपर्स आणि सरकारी सिक्युरिटीजमधून निश्चित उत्पन्न मिळवता येते. म्युच्युअल फंड विविध प्रकारच्या गुंतवणुकीचा पोर्टफोलिओ तयार करतात आणि जोखीम नष्ट करतात.

5. तुम्ही SIP मध्ये गुंतवणूक का करावी?

अ: एसआयपी गुंतवणूकदाराला खात्रीशीर उत्पन्न देऊ शकतात. जर तुम्हाला निष्क्रिय उत्पन्न मिळवण्यात स्वारस्य असेल आणि तुमच्या गुंतवणुकीत नियमित उत्पन्न मिळेल याची खात्री करायची असेल, तर तुम्ही SIP मध्ये गुंतवणूक करण्याचा विचार करू शकता. .

6. कर बचत म्युच्युअल फंडात गुंतवणूक का करावी?

अ: जर तुम्ही तुमची वाढ करू इच्छित असालभांडवल आणि त्याच वेळी कर सवलतींचा आनंद घ्यायचा असेल, तर तुम्ही कर बचत म्युच्युअल फंडात गुंतवणूक करू शकता. अंतर्गतकलम 80C याआयकर 1861 चा कायदा, जर तुम्ही इक्विटी-लिंक्ड टॅक्स सेव्हिंग म्युच्युअल फंडांमध्ये गुंतवणूक केली तर तुम्ही तुमच्या गुंतवणुकीवर कर सवलत मिळवू शकता.

7. म्युच्युअल फंडात गुंतवणूक करण्यासाठी मला ब्रोकरची गरज आहे का?

अ: गुंतवणुकीत मदत करण्यासाठी तुम्हाला ब्रोकर किंवा वित्तीय संस्थेचा पाठिंबा आवश्यक असेल. योग्य एसआयपी ओळखण्यासाठी आणि गुंतवणूक योग्यरित्या केली गेली आहे याची खात्री करण्यासाठी तुम्हाला समर्थनाची आवश्यकता असेल.

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येथे प्रदान केलेली माहिती अचूक असल्याची खात्री करण्यासाठी सर्व प्रयत्न केले गेले आहेत. तथापि, डेटाच्या अचूकतेबद्दल कोणतीही हमी दिली जात नाही. कृपया कोणतीही गुंतवणूक करण्यापूर्वी योजना माहिती दस्तऐवजासह सत्यापित करा.
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