असतानागुंतवणूक, गुंतवणूकदार नेहमी वरच्या रँकच्या शोधात असतातम्युच्युअल फंड संतुलित पोर्टफोलिओ तयार करण्यासाठी आणि चांगले परतावा मिळवण्यासाठी. पोर्टफोलिओमध्ये उत्कृष्ट कामगिरी करणारे फंड निवडणे आणि जोडणे ही एक आवश्यक प्रक्रिया आहेम्युच्युअल फंडात गुंतवणूक. विशिष्ट गुंतवणुकीचे उद्दिष्ट पूर्ण करण्याचा हा एक धोरणात्मक मार्ग देखील आहे. गुंतवणुकदारांसाठी गुंतवणुकीची प्रक्रिया सोपी आणि सोपी बनवण्यासाठी, आम्ही वेगवेगळ्या गुंतवणूकदारांसाठी टॉप रँक असलेले म्युच्युअल फंड शॉर्टलिस्ट केले आहेत.जोखीम भूक. जोखीम-प्रतिरोधक गुंतवणूकदार असोत, कमी जोखीम घेणारे असोत, मध्यम जोखीम घेणारे ते उच्च जोखीम घेणारे असोत, गुंतवणूकदार गुंतवणुकीत जोखीम सहन करण्याच्या क्षमतेनुसार गुंतवणूक करू शकतात.
तथापि, गुंतवणूकदार स्वतंत्रपणे निधी निवडू शकतात, ते स्व-विश्लेषण करून. गुंतवणूकदारांनी शोधत असताना विचारात घेणे आवश्यक असलेले शीर्ष मापदंड येथे आहेतसर्वोत्तम कामगिरी करणारे म्युच्युअल फंड.
गुंतवणूकदार हे ठरवू शकतातशीर्ष म्युच्युअल फंड स्वत:हून गुंतवणूक करणे. असे करण्यासाठी, तुम्हाला विविध पॅरामीटर्स विचारात घेणे आवश्यक आहे, जे योजनांची क्षमता निर्धारित करतात. भारतातील सर्व शीर्ष रँकिंग म्युच्युअल फंड योजनांमध्ये ही वैशिष्ट्ये आहेत, ज्यामुळे त्यांना पोर्टफोलिओमध्ये आवश्यक असलेल्या योजना बनवतात-
गुंतवणूकदारांनी ठराविक कालावधीसाठी फंडाच्या कामगिरीचे मूल्यांकन केले पाहिजे. 4-5 वर्षांहून अधिक काळ सातत्याने त्याच्या बेंचमार्कला मागे टाकणाऱ्या योजनेसाठी जाण्याचा सल्ला दिला जातो. शिवाय, फंड त्याच्या बेंचमार्कला मागे टाकण्यास सक्षम असल्यास प्रत्येक कालावधी पाहिला पाहिजे.
फंडाच्या कामगिरीमध्ये फंड मॅनेजर एकंदरीत महत्त्वाची भूमिका बजावतो. म्हणून, तुम्ही ज्या योजनेची गुंतवणूक करू इच्छिता त्या योजनेचा निधी व्यवस्थापक कोण आहे आणि त्याचा मागील ट्रॅक रेकॉर्ड तुम्हाला माहीत असावा. गुंतवणूकदारांनी फंड व्यवस्थापकाद्वारे व्यवस्थापित केलेल्या फंडाच्या कामगिरीचे विश्लेषण केले पाहिजे. टॉप रँक असलेल्या म्युच्युअल फंडामध्ये मुख्यतः फंड मॅनेजर असतो जो त्याच्या कारकिर्दीत सातत्यपूर्ण असतो.
उत्कृष्ट कामगिरी करणाऱ्या योजनांमध्ये कमी किंवा जास्त खर्चाचे प्रमाण असू शकते, परंतु योजना गुंतवणूक करण्यासारख्या आहेत. खर्चाचे प्रमाण म्हणजे व्यवस्थापन शुल्क, परिचालन खर्च इ. असे शुल्क, मालमत्ता व्यवस्थापन कंपनी (AMC). बर्याच वेळा, गुंतवणूकदार अशा फंडासाठी जातात ज्यात कमी खर्चाचे प्रमाण असते, परंतु हे असे काहीतरी आहे जे इतर महत्त्वाच्या घटकांना मागे टाकू नये जसे की फंड कामगिरी इ.
उत्कृष्ट कार्यप्रदर्शन करणारी योजना निवडताना, ज्याची AUM (अॅसेट अंडर मॅनेजमेंट) अंदाजे श्रेणी सारखीच आहे अशा योजनेसाठी जाण्याचा सल्ला दिला जातो.
गुंतवणुकदार त्रासमुक्त गुंतवणुकीच्या शोधात आहेत, 2022 मध्ये गुंतवणुकीसाठी हे सर्वोत्तम म्युच्युअल फंड आहेत. श्रेणी क्रमवारीनुसार हे फंड शॉर्टलिस्ट केले गेले आहेत.
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Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2024 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity Sub Cat. Aditya Birla Sun Life Savings Fund Growth ₹553.145
↓ -0.10 ₹20,228 2 4 8 7.4 7.9 6.72% 5M 26D 6M 29D Ultrashort Bond ICICI Prudential Ultra Short Term Fund Growth ₹27.9283
↓ 0.00 ₹16,051 1.9 3.9 7.5 7.1 7.5 6.79% 5M 12D 7M 24D Ultrashort Bond SBI Magnum Ultra Short Duration Fund Growth ₹6,022.81
↑ 0.36 ₹16,408 1.8 3.8 7.4 7.1 7.4 6.26% 5M 1D 6M 4D Ultrashort Bond Kotak Savings Fund Growth ₹43.2156
↓ 0.00 ₹15,527 1.8 3.7 7.3 6.9 7.2 6.49% 5M 12D 5M 19D Ultrashort Bond Axis Liquid Fund Growth ₹2,926.89
↑ 0.48 ₹33,529 1.5 3.3 7 7 7.4 5.96% 1M 27D 2M 1D Liquid Fund DSP Liquidity Fund Growth ₹3,752.78
↑ 0.59 ₹16,926 1.5 3.3 7 7 7.4 5.95% 1M 28D 2M 1D Liquid Fund Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 12 Aug 25 Research Highlights & Commentary of 6 Funds showcased
Commentary Aditya Birla Sun Life Savings Fund ICICI Prudential Ultra Short Term Fund SBI Magnum Ultra Short Duration Fund Kotak Savings Fund Axis Liquid Fund DSP Liquidity Fund Point 1 Upper mid AUM (₹20,228 Cr). Bottom quartile AUM (₹16,051 Cr). Lower mid AUM (₹16,408 Cr). Bottom quartile AUM (₹15,527 Cr). Highest AUM (₹33,529 Cr). Upper mid AUM (₹16,926 Cr). Point 2 Established history (22+ yrs). Established history (14+ yrs). Oldest track record among peers (26 yrs). Established history (21+ yrs). Established history (15+ yrs). Established history (19+ yrs). Point 3 Top rated. Rating: 3★ (upper mid). Rating: 3★ (lower mid). Rating: 3★ (bottom quartile). Rating: 4★ (upper mid). Rating: 3★ (bottom quartile). Point 4 Risk profile: Moderately Low. Risk profile: Moderate. Risk profile: Low. Risk profile: Moderately Low. Risk profile: Low. Risk profile: Low. Point 5 1Y return: 8.01% (top quartile). 1Y return: 7.51% (upper mid). 1Y return: 7.44% (upper mid). 1Y return: 7.28% (lower mid). 1Y return: 7.05% (bottom quartile). 1Y return: 7.02% (bottom quartile). Point 6 1M return: 0.49% (top quartile). 1M return: 0.48% (upper mid). 1M return: 0.48% (upper mid). 1M return: 0.45% (bottom quartile). 1M return: 0.46% (bottom quartile). 1M return: 0.46% (lower mid). Point 7 Sharpe: 3.55 (upper mid). Sharpe: 2.79 (lower mid). Sharpe: 2.74 (bottom quartile). Sharpe: 2.10 (bottom quartile). Sharpe: 3.87 (upper mid). Sharpe: 4.37 (top quartile). Point 8 Information ratio: 0.00 (top quartile). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (bottom quartile). Information ratio: 0.00 (bottom quartile). Point 9 Yield to maturity (debt): 6.72% (upper mid). Yield to maturity (debt): 6.79% (top quartile). Yield to maturity (debt): 6.26% (lower mid). Yield to maturity (debt): 6.49% (upper mid). Yield to maturity (debt): 5.96% (bottom quartile). Yield to maturity (debt): 5.95% (bottom quartile). Point 10 Modified duration: 0.49 yrs (bottom quartile). Modified duration: 0.45 yrs (lower mid). Modified duration: 0.42 yrs (upper mid). Modified duration: 0.45 yrs (bottom quartile). Modified duration: 0.16 yrs (top quartile). Modified duration: 0.16 yrs (upper mid). Aditya Birla Sun Life Savings Fund
ICICI Prudential Ultra Short Term Fund
SBI Magnum Ultra Short Duration Fund
Kotak Savings Fund
Axis Liquid Fund
DSP Liquidity Fund
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2024 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity Sub Cat. Axis Short Term Fund Growth ₹31.2141
↓ -0.03 ₹11,467 2 4.8 8.8 7.5 8 6.8% 2Y 2M 19D 2Y 8M 12D Short term Bond Kotak Corporate Bond Fund Standard Growth ₹3,805.21
↓ -4.80 ₹17,304 1.7 4.6 8.6 7.6 8.3 6.84% 2Y 10M 24D 4Y 22D Corporate Bond HDFC Short Term Debt Fund Growth ₹32.3048
↓ -0.03 ₹17,402 1.9 4.6 8.6 7.7 8.3 6.88% 2Y 6M 11D 3Y 9M 11D Short term Bond SBI Short Term Debt Fund Growth ₹32.4119
↓ -0.03 ₹16,053 1.8 4.6 8.5 7.4 7.7 6.84% 2Y 5M 16D 3Y 14D Short term Bond ICICI Prudential Corporate Bond Fund Growth ₹30.0929
↓ -0.02 ₹33,109 1.8 4.6 8.5 8 8 6.83% 2Y 4M 20D 4Y 1M 24D Corporate Bond Bandhan Bond Fund Short Term Plan Growth ₹57.6528
↓ -0.03 ₹10,772 1.7 4.6 8.5 7.3 7.8 6.45% 2Y 10M 28D 3Y 9M 11D Short term Bond Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 12 Aug 25 Research Highlights & Commentary of 6 Funds showcased
Commentary Axis Short Term Fund Kotak Corporate Bond Fund Standard HDFC Short Term Debt Fund SBI Short Term Debt Fund ICICI Prudential Corporate Bond Fund Bandhan Bond Fund Short Term Plan Point 1 Bottom quartile AUM (₹11,467 Cr). Upper mid AUM (₹17,304 Cr). Upper mid AUM (₹17,402 Cr). Lower mid AUM (₹16,053 Cr). Highest AUM (₹33,109 Cr). Bottom quartile AUM (₹10,772 Cr). Point 2 Established history (15+ yrs). Established history (17+ yrs). Established history (15+ yrs). Established history (18+ yrs). Established history (16+ yrs). Oldest track record among peers (24 yrs). Point 3 Rating: 3★ (upper mid). Top rated. Rating: 3★ (lower mid). Rating: 3★ (bottom quartile). Rating: 4★ (upper mid). Rating: 2★ (bottom quartile). Point 4 Risk profile: Moderately Low. Risk profile: Moderately Low. Risk profile: Moderately Low. Risk profile: Moderately Low. Risk profile: Moderately Low. Risk profile: Moderately Low. Point 5 1Y return: 8.85% (top quartile). 1Y return: 8.64% (upper mid). 1Y return: 8.58% (upper mid). 1Y return: 8.51% (lower mid). 1Y return: 8.51% (bottom quartile). 1Y return: 8.51% (bottom quartile). Point 6 1M return: 0.26% (top quartile). 1M return: 0.10% (bottom quartile). 1M return: 0.22% (upper mid). 1M return: 0.20% (lower mid). 1M return: 0.23% (upper mid). 1M return: 0.19% (bottom quartile). Point 7 Sharpe: 2.32 (top quartile). Sharpe: 1.98 (bottom quartile). Sharpe: 2.20 (upper mid). Sharpe: 1.99 (bottom quartile). Sharpe: 2.27 (upper mid). Sharpe: 2.04 (lower mid). Point 8 Information ratio: 0.00 (top quartile). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (bottom quartile). Information ratio: 0.00 (bottom quartile). Point 9 Yield to maturity (debt): 6.80% (bottom quartile). Yield to maturity (debt): 6.84% (upper mid). Yield to maturity (debt): 6.88% (top quartile). Yield to maturity (debt): 6.84% (upper mid). Yield to maturity (debt): 6.83% (lower mid). Yield to maturity (debt): 6.45% (bottom quartile). Point 10 Modified duration: 2.22 yrs (top quartile). Modified duration: 2.90 yrs (bottom quartile). Modified duration: 2.53 yrs (lower mid). Modified duration: 2.46 yrs (upper mid). Modified duration: 2.39 yrs (upper mid). Modified duration: 2.91 yrs (bottom quartile). Axis Short Term Fund
Kotak Corporate Bond Fund Standard
HDFC Short Term Debt Fund
SBI Short Term Debt Fund
ICICI Prudential Corporate Bond Fund
Bandhan Bond Fund Short Term Plan
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) Sub Cat. Aditya Birla Sun Life Medium Term Plan Growth ₹40.1992
↓ -0.04 ₹2,732 2.1 7.2 13.1 9.4 12.2 10.5 Medium term Bond ICICI Prudential Gilt Fund Growth ₹102.855
↓ -0.31 ₹7,276 0.2 3.9 7.7 8.1 6.2 8.2 Government Bond Axis Strategic Bond Fund Growth ₹28.2211
↓ -0.03 ₹1,942 1.7 4.7 8.8 7.9 6.9 8.7 Medium term Bond SBI Magnum Gilt Fund Growth ₹65.5033
↓ -0.24 ₹12,149 -1.4 2.4 5.7 7.7 5.8 8.9 Government Bond ICICI Prudential Medium Term Bond Fund Growth ₹45.1547
↓ -0.06 ₹5,701 1.8 4.6 8.8 7.7 6.9 8 Medium term Bond SBI Magnum Medium Duration Fund Growth ₹51.3816
↓ -0.06 ₹6,506 1.1 4 8 7.5 6.3 8.1 Medium term Bond Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 12 Aug 25 Research Highlights & Commentary of 6 Funds showcased
Commentary Aditya Birla Sun Life Medium Term Plan ICICI Prudential Gilt Fund Axis Strategic Bond Fund SBI Magnum Gilt Fund ICICI Prudential Medium Term Bond Fund SBI Magnum Medium Duration Fund Point 1 Bottom quartile AUM (₹2,732 Cr). Upper mid AUM (₹7,276 Cr). Bottom quartile AUM (₹1,942 Cr). Highest AUM (₹12,149 Cr). Lower mid AUM (₹5,701 Cr). Upper mid AUM (₹6,506 Cr). Point 2 Established history (16+ yrs). Oldest track record among peers (26 yrs). Established history (13+ yrs). Established history (24+ yrs). Established history (20+ yrs). Established history (21+ yrs). Point 3 Top rated. Rating: 4★ (upper mid). Rating: 4★ (upper mid). Rating: 4★ (lower mid). Rating: 2★ (bottom quartile). Rating: 3★ (bottom quartile). Point 4 Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderate. Point 5 1Y return: 13.12% (top quartile). 1Y return: 7.72% (bottom quartile). 1Y return: 8.82% (upper mid). 1Y return: 5.72% (bottom quartile). 1Y return: 8.76% (upper mid). 1Y return: 7.97% (lower mid). Point 6 1M return: 0.23% (top quartile). 1M return: -0.74% (bottom quartile). 1M return: 0.13% (upper mid). 1M return: -1.13% (bottom quartile). 1M return: 0.17% (upper mid). 1M return: -0.11% (lower mid). Point 7 Sharpe: 3.02 (top quartile). Sharpe: 1.34 (bottom quartile). Sharpe: 2.09 (upper mid). Sharpe: 0.35 (bottom quartile). Sharpe: 2.48 (upper mid). Sharpe: 1.57 (lower mid). Point 8 Information ratio: 0.00 (top quartile). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (bottom quartile). Information ratio: 0.00 (bottom quartile). Point 9 Yield to maturity (debt): 7.52% (upper mid). Yield to maturity (debt): 6.39% (bottom quartile). Yield to maturity (debt): 7.66% (upper mid). Yield to maturity (debt): 6.47% (bottom quartile). Yield to maturity (debt): 7.69% (top quartile). Yield to maturity (debt): 7.23% (lower mid). Point 10 Modified duration: 3.63 yrs (lower mid). Modified duration: 3.25 yrs (upper mid). Modified duration: 3.22 yrs (upper mid). Modified duration: 6.68 yrs (bottom quartile). Modified duration: 2.91 yrs (top quartile). Modified duration: 3.78 yrs (bottom quartile). Aditya Birla Sun Life Medium Term Plan
ICICI Prudential Gilt Fund
Axis Strategic Bond Fund
SBI Magnum Gilt Fund
ICICI Prudential Medium Term Bond Fund
SBI Magnum Medium Duration Fund
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) Sub Cat. Nippon India Small Cap Fund Growth ₹165.519
↓ -0.06 ₹66,602 5.2 10.3 -5 23.9 33.7 26.1 Small Cap Motilal Oswal Midcap 30 Fund Growth ₹100.414
↓ -0.64 ₹33,053 2 7.7 2 27.5 33.6 57.1 Mid Cap HDFC Small Cap Fund Growth ₹139.41
↑ 0.75 ₹35,781 10.6 14.2 2.4 24.1 31.2 20.4 Small Cap Franklin India Smaller Companies Fund Growth ₹166
↓ -0.24 ₹13,995 1.9 7.4 -7.8 22.9 30.8 23.2 Small Cap Nippon India Multi Cap Fund Growth ₹294.938
↓ -0.34 ₹45,366 4.6 13 1.5 23.1 29.9 25.8 Multi Cap HDFC Mid-Cap Opportunities Fund Growth ₹190.5
↑ 0.06 ₹84,061 5.1 11.6 3.7 25.6 29.6 28.6 Mid Cap Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 12 Aug 25 Research Highlights & Commentary of 6 Funds showcased
Commentary Nippon India Small Cap Fund Motilal Oswal Midcap 30 Fund HDFC Small Cap Fund Franklin India Smaller Companies Fund Nippon India Multi Cap Fund HDFC Mid-Cap Opportunities Fund Point 1 Upper mid AUM (₹66,602 Cr). Bottom quartile AUM (₹33,053 Cr). Lower mid AUM (₹35,781 Cr). Bottom quartile AUM (₹13,995 Cr). Upper mid AUM (₹45,366 Cr). Highest AUM (₹84,061 Cr). Point 2 Established history (14+ yrs). Established history (11+ yrs). Established history (17+ yrs). Established history (19+ yrs). Oldest track record among peers (20 yrs). Established history (18+ yrs). Point 3 Top rated. Rating: 3★ (lower mid). Rating: 4★ (upper mid). Rating: 4★ (upper mid). Rating: 2★ (bottom quartile). Rating: 3★ (bottom quartile). Point 4 Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Point 5 5Y return: 33.68% (top quartile). 5Y return: 33.56% (upper mid). 5Y return: 31.16% (upper mid). 5Y return: 30.76% (lower mid). 5Y return: 29.95% (bottom quartile). 5Y return: 29.63% (bottom quartile). Point 6 3Y return: 23.90% (lower mid). 3Y return: 27.54% (top quartile). 3Y return: 24.11% (upper mid). 3Y return: 22.86% (bottom quartile). 3Y return: 23.06% (bottom quartile). 3Y return: 25.62% (upper mid). Point 7 1Y return: -5.01% (bottom quartile). 1Y return: 2.02% (upper mid). 1Y return: 2.36% (upper mid). 1Y return: -7.76% (bottom quartile). 1Y return: 1.52% (lower mid). 1Y return: 3.67% (top quartile). Point 8 Alpha: -2.86 (bottom quartile). Alpha: 3.89 (top quartile). Alpha: 0.00 (lower mid). Alpha: -7.46 (bottom quartile). Alpha: 0.04 (upper mid). Alpha: 3.00 (upper mid). Point 9 Sharpe: -0.10 (bottom quartile). Sharpe: 0.23 (upper mid). Sharpe: 0.07 (upper mid). Sharpe: -0.33 (bottom quartile). Sharpe: 0.03 (lower mid). Sharpe: 0.23 (top quartile). Point 10 Information ratio: -0.10 (bottom quartile). Information ratio: 0.44 (upper mid). Information ratio: 0.00 (lower mid). Information ratio: -0.13 (bottom quartile). Information ratio: 0.97 (top quartile). Information ratio: 0.62 (upper mid). Nippon India Small Cap Fund
Motilal Oswal Midcap 30 Fund
HDFC Small Cap Fund
Franklin India Smaller Companies Fund
Nippon India Multi Cap Fund
HDFC Mid-Cap Opportunities Fund
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