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जोखीम भूक नुसार टॉप रँक असलेले म्युच्युअल फंड

Updated on August 10, 2025 , 7037 views

असतानागुंतवणूक, गुंतवणूकदार नेहमी वरच्या रँकच्या शोधात असतातम्युच्युअल फंड संतुलित पोर्टफोलिओ तयार करण्यासाठी आणि चांगले परतावा मिळवण्यासाठी. पोर्टफोलिओमध्ये उत्कृष्ट कामगिरी करणारे फंड निवडणे आणि जोडणे ही एक आवश्यक प्रक्रिया आहेम्युच्युअल फंडात गुंतवणूक. विशिष्ट गुंतवणुकीचे उद्दिष्ट पूर्ण करण्याचा हा एक धोरणात्मक मार्ग देखील आहे. गुंतवणुकदारांसाठी गुंतवणुकीची प्रक्रिया सोपी आणि सोपी बनवण्यासाठी, आम्ही वेगवेगळ्या गुंतवणूकदारांसाठी टॉप रँक असलेले म्युच्युअल फंड शॉर्टलिस्ट केले आहेत.जोखीम भूक. जोखीम-प्रतिरोधक गुंतवणूकदार असोत, कमी जोखीम घेणारे असोत, मध्यम जोखीम घेणारे ते उच्च जोखीम घेणारे असोत, गुंतवणूकदार गुंतवणुकीत जोखीम सहन करण्याच्या क्षमतेनुसार गुंतवणूक करू शकतात.

तथापि, गुंतवणूकदार स्वतंत्रपणे निधी निवडू शकतात, ते स्व-विश्लेषण करून. गुंतवणूकदारांनी शोधत असताना विचारात घेणे आवश्यक असलेले शीर्ष मापदंड येथे आहेतसर्वोत्तम कामगिरी करणारे म्युच्युअल फंड.

Risk-appetite

गुंतवणुकीसाठी सर्वोत्तम म्युच्युअल फंड - निवड निकष

गुंतवणूकदार हे ठरवू शकतातशीर्ष म्युच्युअल फंड स्वत:हून गुंतवणूक करणे. असे करण्यासाठी, तुम्हाला विविध पॅरामीटर्स विचारात घेणे आवश्यक आहे, जे योजनांची क्षमता निर्धारित करतात. भारतातील सर्व शीर्ष रँकिंग म्युच्युअल फंड योजनांमध्ये ही वैशिष्ट्ये आहेत, ज्यामुळे त्यांना पोर्टफोलिओमध्ये आवश्यक असलेल्या योजना बनवतात-

निधी कामगिरी

गुंतवणूकदारांनी ठराविक कालावधीसाठी फंडाच्या कामगिरीचे मूल्यांकन केले पाहिजे. 4-5 वर्षांहून अधिक काळ सातत्याने त्याच्या बेंचमार्कला मागे टाकणाऱ्या योजनेसाठी जाण्याचा सल्ला दिला जातो. शिवाय, फंड त्याच्या बेंचमार्कला मागे टाकण्यास सक्षम असल्यास प्रत्येक कालावधी पाहिला पाहिजे.

निधी व्यवस्थापक

फंडाच्या कामगिरीमध्ये फंड मॅनेजर एकंदरीत महत्त्वाची भूमिका बजावतो. म्हणून, तुम्ही ज्या योजनेची गुंतवणूक करू इच्छिता त्या योजनेचा निधी व्यवस्थापक कोण आहे आणि त्याचा मागील ट्रॅक रेकॉर्ड तुम्हाला माहीत असावा. गुंतवणूकदारांनी फंड व्यवस्थापकाद्वारे व्यवस्थापित केलेल्या फंडाच्या कामगिरीचे विश्लेषण केले पाहिजे. टॉप रँक असलेल्या म्युच्युअल फंडामध्ये मुख्यतः फंड मॅनेजर असतो जो त्याच्या कारकिर्दीत सातत्यपूर्ण असतो.

खर्चाचे प्रमाण

उत्कृष्ट कामगिरी करणाऱ्या योजनांमध्ये कमी किंवा जास्त खर्चाचे प्रमाण असू शकते, परंतु योजना गुंतवणूक करण्यासारख्या आहेत. खर्चाचे प्रमाण म्हणजे व्यवस्थापन शुल्क, परिचालन खर्च इ. असे शुल्क, मालमत्ता व्यवस्थापन कंपनी (AMC). बर्‍याच वेळा, गुंतवणूकदार अशा फंडासाठी जातात ज्यात कमी खर्चाचे प्रमाण असते, परंतु हे असे काहीतरी आहे जे इतर महत्त्वाच्या घटकांना मागे टाकू नये जसे की फंड कामगिरी इ.

मालमत्तेचा आकार

उत्कृष्ट कार्यप्रदर्शन करणारी योजना निवडताना, ज्याची AUM (अॅसेट अंडर मॅनेजमेंट) अंदाजे श्रेणी सारखीच आहे अशा योजनेसाठी जाण्याचा सल्ला दिला जातो.

गुंतवणुकदार त्रासमुक्त गुंतवणुकीच्या शोधात आहेत, 2022 मध्ये गुंतवणुकीसाठी हे सर्वोत्तम म्युच्युअल फंड आहेत. श्रेणी क्रमवारीनुसार हे फंड शॉर्टलिस्ट केले गेले आहेत.

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जोखीम प्रतिकूल गुंतवणूकदारांसाठी शीर्ष क्रमांकाचे म्युच्युअल फंड

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)2024 (%)Debt Yield (YTM)Mod. DurationEff. MaturitySub Cat.
Aditya Birla Sun Life Savings Fund Growth ₹553.145
↓ -0.10
₹20,2282487.47.96.72%5M 26D6M 29D Ultrashort Bond
ICICI Prudential Ultra Short Term Fund Growth ₹27.9283
↓ 0.00
₹16,0511.93.97.57.17.56.79%5M 12D7M 24D Ultrashort Bond
SBI Magnum Ultra Short Duration Fund Growth ₹6,022.81
↑ 0.36
₹16,4081.83.87.47.17.46.26%5M 1D6M 4D Ultrashort Bond
Kotak Savings Fund Growth ₹43.2156
↓ 0.00
₹15,5271.83.77.36.97.26.49%5M 12D5M 19D Ultrashort Bond
Axis Liquid Fund Growth ₹2,926.89
↑ 0.48
₹33,5291.53.3777.45.96%1M 27D2M 1D Liquid Fund
DSP Liquidity Fund Growth ₹3,752.78
↑ 0.59
₹16,9261.53.3777.45.95%1M 28D2M 1D Liquid Fund
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 12 Aug 25

Research Highlights & Commentary of 6 Funds showcased

CommentaryAditya Birla Sun Life Savings FundICICI Prudential Ultra Short Term FundSBI Magnum Ultra Short Duration FundKotak Savings FundAxis Liquid FundDSP Liquidity Fund
Point 1Upper mid AUM (₹20,228 Cr).Bottom quartile AUM (₹16,051 Cr).Lower mid AUM (₹16,408 Cr).Bottom quartile AUM (₹15,527 Cr).Highest AUM (₹33,529 Cr).Upper mid AUM (₹16,926 Cr).
Point 2Established history (22+ yrs).Established history (14+ yrs).Oldest track record among peers (26 yrs).Established history (21+ yrs).Established history (15+ yrs).Established history (19+ yrs).
Point 3Top rated.Rating: 3★ (upper mid).Rating: 3★ (lower mid).Rating: 3★ (bottom quartile).Rating: 4★ (upper mid).Rating: 3★ (bottom quartile).
Point 4Risk profile: Moderately Low.Risk profile: Moderate.Risk profile: Low.Risk profile: Moderately Low.Risk profile: Low.Risk profile: Low.
Point 51Y return: 8.01% (top quartile).1Y return: 7.51% (upper mid).1Y return: 7.44% (upper mid).1Y return: 7.28% (lower mid).1Y return: 7.05% (bottom quartile).1Y return: 7.02% (bottom quartile).
Point 61M return: 0.49% (top quartile).1M return: 0.48% (upper mid).1M return: 0.48% (upper mid).1M return: 0.45% (bottom quartile).1M return: 0.46% (bottom quartile).1M return: 0.46% (lower mid).
Point 7Sharpe: 3.55 (upper mid).Sharpe: 2.79 (lower mid).Sharpe: 2.74 (bottom quartile).Sharpe: 2.10 (bottom quartile).Sharpe: 3.87 (upper mid).Sharpe: 4.37 (top quartile).
Point 8Information ratio: 0.00 (top quartile).Information ratio: 0.00 (upper mid).Information ratio: 0.00 (upper mid).Information ratio: 0.00 (lower mid).Information ratio: 0.00 (bottom quartile).Information ratio: 0.00 (bottom quartile).
Point 9Yield to maturity (debt): 6.72% (upper mid).Yield to maturity (debt): 6.79% (top quartile).Yield to maturity (debt): 6.26% (lower mid).Yield to maturity (debt): 6.49% (upper mid).Yield to maturity (debt): 5.96% (bottom quartile).Yield to maturity (debt): 5.95% (bottom quartile).
Point 10Modified duration: 0.49 yrs (bottom quartile).Modified duration: 0.45 yrs (lower mid).Modified duration: 0.42 yrs (upper mid).Modified duration: 0.45 yrs (bottom quartile).Modified duration: 0.16 yrs (top quartile).Modified duration: 0.16 yrs (upper mid).

Aditya Birla Sun Life Savings Fund

  • Upper mid AUM (₹20,228 Cr).
  • Established history (22+ yrs).
  • Top rated.
  • Risk profile: Moderately Low.
  • 1Y return: 8.01% (top quartile).
  • 1M return: 0.49% (top quartile).
  • Sharpe: 3.55 (upper mid).
  • Information ratio: 0.00 (top quartile).
  • Yield to maturity (debt): 6.72% (upper mid).
  • Modified duration: 0.49 yrs (bottom quartile).

ICICI Prudential Ultra Short Term Fund

  • Bottom quartile AUM (₹16,051 Cr).
  • Established history (14+ yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: Moderate.
  • 1Y return: 7.51% (upper mid).
  • 1M return: 0.48% (upper mid).
  • Sharpe: 2.79 (lower mid).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 6.79% (top quartile).
  • Modified duration: 0.45 yrs (lower mid).

SBI Magnum Ultra Short Duration Fund

  • Lower mid AUM (₹16,408 Cr).
  • Oldest track record among peers (26 yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: Low.
  • 1Y return: 7.44% (upper mid).
  • 1M return: 0.48% (upper mid).
  • Sharpe: 2.74 (bottom quartile).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 6.26% (lower mid).
  • Modified duration: 0.42 yrs (upper mid).

Kotak Savings Fund

  • Bottom quartile AUM (₹15,527 Cr).
  • Established history (21+ yrs).
  • Rating: 3★ (bottom quartile).
  • Risk profile: Moderately Low.
  • 1Y return: 7.28% (lower mid).
  • 1M return: 0.45% (bottom quartile).
  • Sharpe: 2.10 (bottom quartile).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 6.49% (upper mid).
  • Modified duration: 0.45 yrs (bottom quartile).

Axis Liquid Fund

  • Highest AUM (₹33,529 Cr).
  • Established history (15+ yrs).
  • Rating: 4★ (upper mid).
  • Risk profile: Low.
  • 1Y return: 7.05% (bottom quartile).
  • 1M return: 0.46% (bottom quartile).
  • Sharpe: 3.87 (upper mid).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 5.96% (bottom quartile).
  • Modified duration: 0.16 yrs (top quartile).

DSP Liquidity Fund

  • Upper mid AUM (₹16,926 Cr).
  • Established history (19+ yrs).
  • Rating: 3★ (bottom quartile).
  • Risk profile: Low.
  • 1Y return: 7.02% (bottom quartile).
  • 1M return: 0.46% (lower mid).
  • Sharpe: 4.37 (top quartile).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 5.95% (bottom quartile).
  • Modified duration: 0.16 yrs (upper mid).

कमी ते मध्यम गुंतवणूकदारांसाठी शीर्ष क्रमांकाचे म्युच्युअल फंड

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)2024 (%)Debt Yield (YTM)Mod. DurationEff. MaturitySub Cat.
Axis Short Term Fund Growth ₹31.2141
↓ -0.03
₹11,46724.88.87.586.8%2Y 2M 19D2Y 8M 12D Short term Bond
Kotak Corporate Bond Fund Standard Growth ₹3,805.21
↓ -4.80
₹17,3041.74.68.67.68.36.84%2Y 10M 24D4Y 22D Corporate Bond
HDFC Short Term Debt Fund Growth ₹32.3048
↓ -0.03
₹17,4021.94.68.67.78.36.88%2Y 6M 11D3Y 9M 11D Short term Bond
SBI Short Term Debt Fund Growth ₹32.4119
↓ -0.03
₹16,0531.84.68.57.47.76.84%2Y 5M 16D3Y 14D Short term Bond
ICICI Prudential Corporate Bond Fund Growth ₹30.0929
↓ -0.02
₹33,1091.84.68.5886.83%2Y 4M 20D4Y 1M 24D Corporate Bond
Bandhan Bond Fund Short Term Plan Growth ₹57.6528
↓ -0.03
₹10,7721.74.68.57.37.86.45%2Y 10M 28D3Y 9M 11D Short term Bond
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 12 Aug 25

Research Highlights & Commentary of 6 Funds showcased

CommentaryAxis Short Term FundKotak Corporate Bond Fund Standard HDFC Short Term Debt FundSBI Short Term Debt FundICICI Prudential Corporate Bond FundBandhan Bond Fund Short Term Plan
Point 1Bottom quartile AUM (₹11,467 Cr).Upper mid AUM (₹17,304 Cr).Upper mid AUM (₹17,402 Cr).Lower mid AUM (₹16,053 Cr).Highest AUM (₹33,109 Cr).Bottom quartile AUM (₹10,772 Cr).
Point 2Established history (15+ yrs).Established history (17+ yrs).Established history (15+ yrs).Established history (18+ yrs).Established history (16+ yrs).Oldest track record among peers (24 yrs).
Point 3Rating: 3★ (upper mid).Top rated.Rating: 3★ (lower mid).Rating: 3★ (bottom quartile).Rating: 4★ (upper mid).Rating: 2★ (bottom quartile).
Point 4Risk profile: Moderately Low.Risk profile: Moderately Low.Risk profile: Moderately Low.Risk profile: Moderately Low.Risk profile: Moderately Low.Risk profile: Moderately Low.
Point 51Y return: 8.85% (top quartile).1Y return: 8.64% (upper mid).1Y return: 8.58% (upper mid).1Y return: 8.51% (lower mid).1Y return: 8.51% (bottom quartile).1Y return: 8.51% (bottom quartile).
Point 61M return: 0.26% (top quartile).1M return: 0.10% (bottom quartile).1M return: 0.22% (upper mid).1M return: 0.20% (lower mid).1M return: 0.23% (upper mid).1M return: 0.19% (bottom quartile).
Point 7Sharpe: 2.32 (top quartile).Sharpe: 1.98 (bottom quartile).Sharpe: 2.20 (upper mid).Sharpe: 1.99 (bottom quartile).Sharpe: 2.27 (upper mid).Sharpe: 2.04 (lower mid).
Point 8Information ratio: 0.00 (top quartile).Information ratio: 0.00 (upper mid).Information ratio: 0.00 (upper mid).Information ratio: 0.00 (lower mid).Information ratio: 0.00 (bottom quartile).Information ratio: 0.00 (bottom quartile).
Point 9Yield to maturity (debt): 6.80% (bottom quartile).Yield to maturity (debt): 6.84% (upper mid).Yield to maturity (debt): 6.88% (top quartile).Yield to maturity (debt): 6.84% (upper mid).Yield to maturity (debt): 6.83% (lower mid).Yield to maturity (debt): 6.45% (bottom quartile).
Point 10Modified duration: 2.22 yrs (top quartile).Modified duration: 2.90 yrs (bottom quartile).Modified duration: 2.53 yrs (lower mid).Modified duration: 2.46 yrs (upper mid).Modified duration: 2.39 yrs (upper mid).Modified duration: 2.91 yrs (bottom quartile).

Axis Short Term Fund

  • Bottom quartile AUM (₹11,467 Cr).
  • Established history (15+ yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: Moderately Low.
  • 1Y return: 8.85% (top quartile).
  • 1M return: 0.26% (top quartile).
  • Sharpe: 2.32 (top quartile).
  • Information ratio: 0.00 (top quartile).
  • Yield to maturity (debt): 6.80% (bottom quartile).
  • Modified duration: 2.22 yrs (top quartile).

Kotak Corporate Bond Fund Standard

  • Upper mid AUM (₹17,304 Cr).
  • Established history (17+ yrs).
  • Top rated.
  • Risk profile: Moderately Low.
  • 1Y return: 8.64% (upper mid).
  • 1M return: 0.10% (bottom quartile).
  • Sharpe: 1.98 (bottom quartile).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 6.84% (upper mid).
  • Modified duration: 2.90 yrs (bottom quartile).

HDFC Short Term Debt Fund

  • Upper mid AUM (₹17,402 Cr).
  • Established history (15+ yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: Moderately Low.
  • 1Y return: 8.58% (upper mid).
  • 1M return: 0.22% (upper mid).
  • Sharpe: 2.20 (upper mid).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 6.88% (top quartile).
  • Modified duration: 2.53 yrs (lower mid).

SBI Short Term Debt Fund

  • Lower mid AUM (₹16,053 Cr).
  • Established history (18+ yrs).
  • Rating: 3★ (bottom quartile).
  • Risk profile: Moderately Low.
  • 1Y return: 8.51% (lower mid).
  • 1M return: 0.20% (lower mid).
  • Sharpe: 1.99 (bottom quartile).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 6.84% (upper mid).
  • Modified duration: 2.46 yrs (upper mid).

ICICI Prudential Corporate Bond Fund

  • Highest AUM (₹33,109 Cr).
  • Established history (16+ yrs).
  • Rating: 4★ (upper mid).
  • Risk profile: Moderately Low.
  • 1Y return: 8.51% (bottom quartile).
  • 1M return: 0.23% (upper mid).
  • Sharpe: 2.27 (upper mid).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 6.83% (lower mid).
  • Modified duration: 2.39 yrs (upper mid).

Bandhan Bond Fund Short Term Plan

  • Bottom quartile AUM (₹10,772 Cr).
  • Oldest track record among peers (24 yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: Moderately Low.
  • 1Y return: 8.51% (bottom quartile).
  • 1M return: 0.19% (bottom quartile).
  • Sharpe: 2.04 (lower mid).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 6.45% (bottom quartile).
  • Modified duration: 2.91 yrs (bottom quartile).

मध्यम ते उच्च गुंतवणूकदारांसाठी शीर्ष क्रमांकाचे म्युच्युअल फंड

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2024 (%)Sub Cat.
Aditya Birla Sun Life Medium Term Plan Growth ₹40.1992
↓ -0.04
₹2,7322.17.213.19.412.210.5 Medium term Bond
ICICI Prudential Gilt Fund Growth ₹102.855
↓ -0.31
₹7,2760.23.97.78.16.28.2 Government Bond
Axis Strategic Bond Fund Growth ₹28.2211
↓ -0.03
₹1,9421.74.78.87.96.98.7 Medium term Bond
SBI Magnum Gilt Fund Growth ₹65.5033
↓ -0.24
₹12,149-1.42.45.77.75.88.9 Government Bond
ICICI Prudential Medium Term Bond Fund Growth ₹45.1547
↓ -0.06
₹5,7011.84.68.87.76.98 Medium term Bond
SBI Magnum Medium Duration Fund Growth ₹51.3816
↓ -0.06
₹6,5061.1487.56.38.1 Medium term Bond
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 12 Aug 25

Research Highlights & Commentary of 6 Funds showcased

CommentaryAditya Birla Sun Life Medium Term PlanICICI Prudential Gilt FundAxis Strategic Bond FundSBI Magnum Gilt FundICICI Prudential Medium Term Bond FundSBI Magnum Medium Duration Fund
Point 1Bottom quartile AUM (₹2,732 Cr).Upper mid AUM (₹7,276 Cr).Bottom quartile AUM (₹1,942 Cr).Highest AUM (₹12,149 Cr).Lower mid AUM (₹5,701 Cr).Upper mid AUM (₹6,506 Cr).
Point 2Established history (16+ yrs).Oldest track record among peers (26 yrs).Established history (13+ yrs).Established history (24+ yrs).Established history (20+ yrs).Established history (21+ yrs).
Point 3Top rated.Rating: 4★ (upper mid).Rating: 4★ (upper mid).Rating: 4★ (lower mid).Rating: 2★ (bottom quartile).Rating: 3★ (bottom quartile).
Point 4Risk profile: Moderate.Risk profile: Moderate.Risk profile: Moderate.Risk profile: Moderate.Risk profile: Moderate.Risk profile: Moderate.
Point 51Y return: 13.12% (top quartile).1Y return: 7.72% (bottom quartile).1Y return: 8.82% (upper mid).1Y return: 5.72% (bottom quartile).1Y return: 8.76% (upper mid).1Y return: 7.97% (lower mid).
Point 61M return: 0.23% (top quartile).1M return: -0.74% (bottom quartile).1M return: 0.13% (upper mid).1M return: -1.13% (bottom quartile).1M return: 0.17% (upper mid).1M return: -0.11% (lower mid).
Point 7Sharpe: 3.02 (top quartile).Sharpe: 1.34 (bottom quartile).Sharpe: 2.09 (upper mid).Sharpe: 0.35 (bottom quartile).Sharpe: 2.48 (upper mid).Sharpe: 1.57 (lower mid).
Point 8Information ratio: 0.00 (top quartile).Information ratio: 0.00 (upper mid).Information ratio: 0.00 (upper mid).Information ratio: 0.00 (lower mid).Information ratio: 0.00 (bottom quartile).Information ratio: 0.00 (bottom quartile).
Point 9Yield to maturity (debt): 7.52% (upper mid).Yield to maturity (debt): 6.39% (bottom quartile).Yield to maturity (debt): 7.66% (upper mid).Yield to maturity (debt): 6.47% (bottom quartile).Yield to maturity (debt): 7.69% (top quartile).Yield to maturity (debt): 7.23% (lower mid).
Point 10Modified duration: 3.63 yrs (lower mid).Modified duration: 3.25 yrs (upper mid).Modified duration: 3.22 yrs (upper mid).Modified duration: 6.68 yrs (bottom quartile).Modified duration: 2.91 yrs (top quartile).Modified duration: 3.78 yrs (bottom quartile).

Aditya Birla Sun Life Medium Term Plan

  • Bottom quartile AUM (₹2,732 Cr).
  • Established history (16+ yrs).
  • Top rated.
  • Risk profile: Moderate.
  • 1Y return: 13.12% (top quartile).
  • 1M return: 0.23% (top quartile).
  • Sharpe: 3.02 (top quartile).
  • Information ratio: 0.00 (top quartile).
  • Yield to maturity (debt): 7.52% (upper mid).
  • Modified duration: 3.63 yrs (lower mid).

ICICI Prudential Gilt Fund

  • Upper mid AUM (₹7,276 Cr).
  • Oldest track record among peers (26 yrs).
  • Rating: 4★ (upper mid).
  • Risk profile: Moderate.
  • 1Y return: 7.72% (bottom quartile).
  • 1M return: -0.74% (bottom quartile).
  • Sharpe: 1.34 (bottom quartile).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 6.39% (bottom quartile).
  • Modified duration: 3.25 yrs (upper mid).

Axis Strategic Bond Fund

  • Bottom quartile AUM (₹1,942 Cr).
  • Established history (13+ yrs).
  • Rating: 4★ (upper mid).
  • Risk profile: Moderate.
  • 1Y return: 8.82% (upper mid).
  • 1M return: 0.13% (upper mid).
  • Sharpe: 2.09 (upper mid).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 7.66% (upper mid).
  • Modified duration: 3.22 yrs (upper mid).

SBI Magnum Gilt Fund

  • Highest AUM (₹12,149 Cr).
  • Established history (24+ yrs).
  • Rating: 4★ (lower mid).
  • Risk profile: Moderate.
  • 1Y return: 5.72% (bottom quartile).
  • 1M return: -1.13% (bottom quartile).
  • Sharpe: 0.35 (bottom quartile).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 6.47% (bottom quartile).
  • Modified duration: 6.68 yrs (bottom quartile).

ICICI Prudential Medium Term Bond Fund

  • Lower mid AUM (₹5,701 Cr).
  • Established history (20+ yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: Moderate.
  • 1Y return: 8.76% (upper mid).
  • 1M return: 0.17% (upper mid).
  • Sharpe: 2.48 (upper mid).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 7.69% (top quartile).
  • Modified duration: 2.91 yrs (top quartile).

SBI Magnum Medium Duration Fund

  • Upper mid AUM (₹6,506 Cr).
  • Established history (21+ yrs).
  • Rating: 3★ (bottom quartile).
  • Risk profile: Moderate.
  • 1Y return: 7.97% (lower mid).
  • 1M return: -0.11% (lower mid).
  • Sharpe: 1.57 (lower mid).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 7.23% (lower mid).
  • Modified duration: 3.78 yrs (bottom quartile).

उच्च जोखमीच्या गुंतवणूकदारांसाठी शीर्ष क्रमांकाचे म्युच्युअल फंड

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2024 (%)Sub Cat.
Nippon India Small Cap Fund Growth ₹165.519
↓ -0.06
₹66,6025.210.3-523.933.726.1 Small Cap
Motilal Oswal Midcap 30 Fund  Growth ₹100.414
↓ -0.64
₹33,05327.7227.533.657.1 Mid Cap
HDFC Small Cap Fund Growth ₹139.41
↑ 0.75
₹35,78110.614.22.424.131.220.4 Small Cap
Franklin India Smaller Companies Fund Growth ₹166
↓ -0.24
₹13,9951.97.4-7.822.930.823.2 Small Cap
Nippon India Multi Cap Fund Growth ₹294.938
↓ -0.34
₹45,3664.6131.523.129.925.8 Multi Cap
HDFC Mid-Cap Opportunities Fund Growth ₹190.5
↑ 0.06
₹84,0615.111.63.725.629.628.6 Mid Cap
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 12 Aug 25

Research Highlights & Commentary of 6 Funds showcased

CommentaryNippon India Small Cap FundMotilal Oswal Midcap 30 Fund HDFC Small Cap FundFranklin India Smaller Companies FundNippon India Multi Cap FundHDFC Mid-Cap Opportunities Fund
Point 1Upper mid AUM (₹66,602 Cr).Bottom quartile AUM (₹33,053 Cr).Lower mid AUM (₹35,781 Cr).Bottom quartile AUM (₹13,995 Cr).Upper mid AUM (₹45,366 Cr).Highest AUM (₹84,061 Cr).
Point 2Established history (14+ yrs).Established history (11+ yrs).Established history (17+ yrs).Established history (19+ yrs).Oldest track record among peers (20 yrs).Established history (18+ yrs).
Point 3Top rated.Rating: 3★ (lower mid).Rating: 4★ (upper mid).Rating: 4★ (upper mid).Rating: 2★ (bottom quartile).Rating: 3★ (bottom quartile).
Point 4Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.
Point 55Y return: 33.68% (top quartile).5Y return: 33.56% (upper mid).5Y return: 31.16% (upper mid).5Y return: 30.76% (lower mid).5Y return: 29.95% (bottom quartile).5Y return: 29.63% (bottom quartile).
Point 63Y return: 23.90% (lower mid).3Y return: 27.54% (top quartile).3Y return: 24.11% (upper mid).3Y return: 22.86% (bottom quartile).3Y return: 23.06% (bottom quartile).3Y return: 25.62% (upper mid).
Point 71Y return: -5.01% (bottom quartile).1Y return: 2.02% (upper mid).1Y return: 2.36% (upper mid).1Y return: -7.76% (bottom quartile).1Y return: 1.52% (lower mid).1Y return: 3.67% (top quartile).
Point 8Alpha: -2.86 (bottom quartile).Alpha: 3.89 (top quartile).Alpha: 0.00 (lower mid).Alpha: -7.46 (bottom quartile).Alpha: 0.04 (upper mid).Alpha: 3.00 (upper mid).
Point 9Sharpe: -0.10 (bottom quartile).Sharpe: 0.23 (upper mid).Sharpe: 0.07 (upper mid).Sharpe: -0.33 (bottom quartile).Sharpe: 0.03 (lower mid).Sharpe: 0.23 (top quartile).
Point 10Information ratio: -0.10 (bottom quartile).Information ratio: 0.44 (upper mid).Information ratio: 0.00 (lower mid).Information ratio: -0.13 (bottom quartile).Information ratio: 0.97 (top quartile).Information ratio: 0.62 (upper mid).

Nippon India Small Cap Fund

  • Upper mid AUM (₹66,602 Cr).
  • Established history (14+ yrs).
  • Top rated.
  • Risk profile: Moderately High.
  • 5Y return: 33.68% (top quartile).
  • 3Y return: 23.90% (lower mid).
  • 1Y return: -5.01% (bottom quartile).
  • Alpha: -2.86 (bottom quartile).
  • Sharpe: -0.10 (bottom quartile).
  • Information ratio: -0.10 (bottom quartile).

Motilal Oswal Midcap 30 Fund 

  • Bottom quartile AUM (₹33,053 Cr).
  • Established history (11+ yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 33.56% (upper mid).
  • 3Y return: 27.54% (top quartile).
  • 1Y return: 2.02% (upper mid).
  • Alpha: 3.89 (top quartile).
  • Sharpe: 0.23 (upper mid).
  • Information ratio: 0.44 (upper mid).

HDFC Small Cap Fund

  • Lower mid AUM (₹35,781 Cr).
  • Established history (17+ yrs).
  • Rating: 4★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 31.16% (upper mid).
  • 3Y return: 24.11% (upper mid).
  • 1Y return: 2.36% (upper mid).
  • Alpha: 0.00 (lower mid).
  • Sharpe: 0.07 (upper mid).
  • Information ratio: 0.00 (lower mid).

Franklin India Smaller Companies Fund

  • Bottom quartile AUM (₹13,995 Cr).
  • Established history (19+ yrs).
  • Rating: 4★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 30.76% (lower mid).
  • 3Y return: 22.86% (bottom quartile).
  • 1Y return: -7.76% (bottom quartile).
  • Alpha: -7.46 (bottom quartile).
  • Sharpe: -0.33 (bottom quartile).
  • Information ratio: -0.13 (bottom quartile).

Nippon India Multi Cap Fund

  • Upper mid AUM (₹45,366 Cr).
  • Oldest track record among peers (20 yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 29.95% (bottom quartile).
  • 3Y return: 23.06% (bottom quartile).
  • 1Y return: 1.52% (lower mid).
  • Alpha: 0.04 (upper mid).
  • Sharpe: 0.03 (lower mid).
  • Information ratio: 0.97 (top quartile).

HDFC Mid-Cap Opportunities Fund

  • Highest AUM (₹84,061 Cr).
  • Established history (18+ yrs).
  • Rating: 3★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 29.63% (bottom quartile).
  • 3Y return: 25.62% (upper mid).
  • 1Y return: 3.67% (top quartile).
  • Alpha: 3.00 (upper mid).
  • Sharpe: 0.23 (top quartile).
  • Information ratio: 0.62 (upper mid).

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