साधारणपणे, गुंतवणुकीसाठी नवशिक्या किंवा ज्येष्ठ नागरिक ज्यांना त्यांचा निधी सुरक्षित ठेवायचा आहे ते कमी जोखीम शोधतात.म्युच्युअल फंड. जेव्हा एगुंतवणूकदार त्याला कमी जोखीम असलेल्या म्युच्युअल फंडामध्ये गुंतवणूक करायची आहे कारण त्याला त्याचे पैसे सुरक्षित करायचे असतात किंवा कमी कालावधीत इष्टतम परतावा मिळवायचा असतो.
म्हणून, जर तुम्ही त्यापैकी एक असाल तर तुम्ही अधिक वाचू शकता
अनेक गुंतवणूकदार उत्सुक आहेतगुंतवणूक म्युच्युअल फंडांमध्ये ते जास्त परतावा देतात आणि मुदत ठेवींसारख्या इतर साधनांपेक्षा अधिक करक्षम असतात. परंतु, जोखीम-प्रतिरोधक गुंतवणूकदारांचा विचार केल्यास, हे असे गुंतवणूकदार आहेत जे सुरक्षित परतावा शोधत आहेत आणि गुंतवणूकीतील जोखीम सहन करू शकत नाहीत. तसेच, जोखीम-प्रतिरोधक गुंतवणूकदार गुंतवणूक करण्यास प्राधान्य देणार नाहीइक्विटी, कारण ते अत्यंत धोकादायक फंड आहेत.
कर्ज निधी जोखीम-प्रतिरोधक किंवा अगदी इच्छुक असलेल्या नवशिक्या गुंतवणूकदारासाठी उपयुक्त आहेतम्युच्युअल फंडात गुंतवणूक करा. जसे डेट फंड सरकारमध्ये गुंतवणूक करतातबंध,मनी मार्केट फंड, इत्यादी, ते तुलनेने अधिक सुरक्षित आहेत. डेट फंडाचे विविध प्रकार आहेत जसेलिक्विड फंड, अति-अल्पकालीन निधी, शॉर्ट टर्म फंड, डायनॅमिक बॉण्ड्स, गिल्ट्स फंड इ., जे जोखमींमध्ये भिन्न असतात.दीर्घकालीन कर्ज निधी हे धोकादायक फंड आहेत, त्यामुळे गुंतवणूकदारांना कमी-जोखीम भूक या फंडांमध्ये गुंतवणूक करणे टाळावे.
लिक्विड फंड आणि अल्ट्रा-शॉर्ट टर्म फंड हे सर्वात कमी जोखमीचे फंड आहेत ज्यांचा उद्देश अल्प कालावधीसाठी इष्टतम परतावा निर्माण करणे आहे. अशा प्रकारे एक नवशिक्या गुंतवणूकदार ज्याला त्यांच्या निष्क्रिय पैशावर कमी कालावधीत चांगले परतावा मिळवायचा आहे ते येथे गुंतवणूक करू शकतात.
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लिक्विड फंड अशा सिक्युरिटीजमध्ये गुंतवणूक करतात ज्यांचा परिपक्वता कालावधी कमी असतो, साधारणतः त्यापेक्षा कमी असतो91 दिवस
. हे निधी सहज प्रदान करताततरलता आणि इतर प्रकारच्या कर्ज साधनांपेक्षा कमीत कमी अस्थिर असतात. तसेच, पारंपारिकपेक्षा द्रव हा एक चांगला पर्याय आहेबँक बचत खाते. बँक खात्याच्या तुलनेत, लिक्विड फंड वार्षिक व्याजाच्या 7-8% देतात. ज्या गुंतवणूकदारांना जोखीममुक्त गुंतवणूक हवी आहे ते आदर्शपणे या फंडांमध्ये गुंतवणूक करण्यास प्राधान्य देऊ शकतात. येथे शीर्ष 5 आहेतसर्वोत्तम लिक्विड फंड.
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2024 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity Indiabulls Liquid Fund Growth ₹2,550.7
↑ 0.40 ₹393 1.5 3.3 7 6.9 7.4 5.77% 1M 10D 1M 11D PGIM India Insta Cash Fund Growth ₹343.338
↑ 0.05 ₹513 1.5 3.3 6.9 7 7.3 5.81% 1M 15D 1M 17D JM Liquid Fund Growth ₹71.9506
↑ 0.01 ₹3,225 1.4 3.3 6.8 6.9 7.2 5.77% 1M 5D 1M 7D Axis Liquid Fund Growth ₹2,936.66
↑ 0.46 ₹36,757 1.5 3.3 7 7 7.4 5.85% 1M 12D 1M 15D Invesco India Liquid Fund Growth ₹3,624.97
↑ 0.54 ₹14,240 1.5 3.3 6.9 7 7.4 5.78% 1M 9D 1M 9D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 3 Sep 25 Research Highlights & Commentary of 5 Funds showcased
Commentary Indiabulls Liquid Fund PGIM India Insta Cash Fund JM Liquid Fund Axis Liquid Fund Invesco India Liquid Fund Point 1 Bottom quartile AUM (₹393 Cr). Bottom quartile AUM (₹513 Cr). Lower mid AUM (₹3,225 Cr). Highest AUM (₹36,757 Cr). Upper mid AUM (₹14,240 Cr). Point 2 Established history (13+ yrs). Established history (18+ yrs). Oldest track record among peers (27 yrs). Established history (15+ yrs). Established history (18+ yrs). Point 3 Top rated. Rating: 5★ (upper mid). Rating: 5★ (lower mid). Rating: 4★ (bottom quartile). Rating: 4★ (bottom quartile). Point 4 Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Point 5 1Y return: 6.96% (upper mid). 1Y return: 6.94% (lower mid). 1Y return: 6.81% (bottom quartile). 1Y return: 6.96% (top quartile). 1Y return: 6.93% (bottom quartile). Point 6 1M return: 0.47% (top quartile). 1M return: 0.47% (lower mid). 1M return: 0.46% (bottom quartile). 1M return: 0.47% (upper mid). 1M return: 0.46% (bottom quartile). Point 7 Sharpe: 3.05 (bottom quartile). Sharpe: 3.30 (lower mid). Sharpe: 2.80 (bottom quartile). Sharpe: 3.64 (top quartile). Sharpe: 3.63 (upper mid). Point 8 Information ratio: -1.37 (bottom quartile). Information ratio: -0.82 (lower mid). Information ratio: -2.27 (bottom quartile). Information ratio: 0.00 (top quartile). Information ratio: 0.00 (upper mid). Point 9 Yield to maturity (debt): 5.77% (bottom quartile). Yield to maturity (debt): 5.81% (upper mid). Yield to maturity (debt): 5.77% (bottom quartile). Yield to maturity (debt): 5.85% (top quartile). Yield to maturity (debt): 5.78% (lower mid). Point 10 Modified duration: 0.11 yrs (lower mid). Modified duration: 0.13 yrs (bottom quartile). Modified duration: 0.10 yrs (top quartile). Modified duration: 0.12 yrs (bottom quartile). Modified duration: 0.11 yrs (upper mid). Indiabulls Liquid Fund
PGIM India Insta Cash Fund
JM Liquid Fund
Axis Liquid Fund
Invesco India Liquid Fund
हे फंड ट्रेझरी बिले, कमर्शियल पेपर्स, डिपॉझिट्सचे प्रमाणपत्र आणि कॉर्पोरेट बाँड्स यांसारख्या डेट इन्स्ट्रुमेंट्सच्या संयोजनात गुंतवणूक करतात. या फंडांमध्ये कमी अवशिष्ट परिपक्वता असते6 महिने ते 1 वर्ष
.अल्ट्रा शॉर्ट टर्म फंड खूप कमी सह चांगले परतावा देतातबाजार अस्थिरता लिक्विड फंडांपेक्षा चांगले परतावा शोधणाऱ्या नवख्या गुंतवणूकदारांनी या फंडांमध्ये गुंतवणूक करण्यास प्राधान्य दिले पाहिजे कारण ते लिक्विड फंडांपेक्षा चांगले परतावा देतात. येथे शीर्ष 5 सर्वोत्तम अल्ट्रा-शॉर्ट टर्म फंड आहेत.
The investment objective of the Scheme will be to provide investors with high level of liquidity along with regular income for their investment. The Scheme will endeavour to achieve this objective through an allocation of the investment corpus in a low risk portfolio of money market and debt instruments with maturity of up to 91 days. However, there can be no assurance that the investment objective of the Scheme will be realized. Research Highlights for IDBI Liquid Fund Below is the key information for IDBI Liquid Fund Returns up to 1 year are on The primary objective of the schemes is to generate regular income through investments in debt and money market instruments. Income maybe generated through the receipt of coupon payments or the purchase and sale of securities in the underlying portfolio. The schemes will under normal market conditions, invest its net assets in fixed income securities, money market instruments, cash and cash equivalents. Research Highlights for Aditya Birla Sun Life Savings Fund Below is the key information for Aditya Birla Sun Life Savings Fund Returns up to 1 year are on The objective of the Scheme will be to provide investors with regular income for their investment by investing in debt and money market instruments with relatively lower interest rate risk, such that the Macaulay duration of the portfolio is maintained between 3 months to 6 months. However, there can be no assurance that the investment objective of the Scheme will be realized. Research Highlights for IDBI Ultra Short Term Fund Below is the key information for IDBI Ultra Short Term Fund Returns up to 1 year are on (Erstwhile ICICI Prudential Regular Income Fund) The fund’s objective is to generate regular income through investments primarily in debt and money market instruments. As a secondary objective, the Scheme also seeks to generate long term capital appreciation from the portion of equity investments under the Scheme. Research Highlights for ICICI Prudential Ultra Short Term Fund Below is the key information for ICICI Prudential Ultra Short Term Fund Returns up to 1 year are on (Erstwhile Invesco India Medium Term Bond Fund) The objective is to generate regular income and capital appreciation by investing in a portfolio of medium term debt and money market instruments. Research Highlights for Invesco India Ultra Short Term Fund Below is the key information for Invesco India Ultra Short Term Fund Returns up to 1 year are on Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2024 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity Aditya Birla Sun Life Savings Fund Growth ₹555.061
↑ 0.07 ₹20,795 1.7 4.1 7.9 7.4 7.9 6.6% 5M 26D 7M 2D UTI Ultra Short Term Fund Growth ₹4,284.19
↑ 0.53 ₹4,337 1.5 3.6 7.1 6.8 7.2 6.42% 5M 19D 6M 10D BOI AXA Ultra Short Duration Fund Growth ₹3,193.9
↑ 0.36 ₹213 1.4 3.5 6.8 6.5 6.7 6.07% 5M 16D 5M 23D Indiabulls Ultra Short Term Fund Growth ₹2,021.64
↑ 0.84 ₹18 0.8 1.5 4.2 6.2 3.23% 1D 1D ICICI Prudential Ultra Short Term Fund Growth ₹28.0213
↑ 0.00 ₹16,382 1.6 3.9 7.4 7.1 7.5 6.63% 4M 24D 7M 6D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 3 Sep 25 Research Highlights & Commentary of 5 Funds showcased
Commentary Aditya Birla Sun Life Savings Fund UTI Ultra Short Term Fund BOI AXA Ultra Short Duration Fund Indiabulls Ultra Short Term Fund ICICI Prudential Ultra Short Term Fund Point 1 Highest AUM (₹20,795 Cr). Lower mid AUM (₹4,337 Cr). Bottom quartile AUM (₹213 Cr). Bottom quartile AUM (₹18 Cr). Upper mid AUM (₹16,382 Cr). Point 2 Oldest track record among peers (22 yrs). Established history (22+ yrs). Established history (17+ yrs). Established history (13+ yrs). Established history (14+ yrs). Point 3 Top rated. Rating: 4★ (upper mid). Rating: 4★ (lower mid). Rating: 4★ (bottom quartile). Rating: 3★ (bottom quartile). Point 4 Risk profile: Moderately Low. Risk profile: Moderately Low. Risk profile: Moderately Low. Risk profile: Moderately Low. Risk profile: Moderate. Point 5 1Y return: 7.92% (top quartile). 1Y return: 7.11% (lower mid). 1Y return: 6.82% (bottom quartile). 1Y return: 4.17% (bottom quartile). 1Y return: 7.44% (upper mid). Point 6 1M return: 0.47% (top quartile). 1M return: 0.44% (lower mid). 1M return: 0.41% (bottom quartile). 1M return: 0.24% (bottom quartile). 1M return: 0.47% (upper mid). Point 7 Sharpe: 3.76 (top quartile). Sharpe: 2.14 (lower mid). Sharpe: 1.10 (bottom quartile). Sharpe: 0.98 (bottom quartile). Sharpe: 2.80 (upper mid). Point 8 Information ratio: 0.00 (top quartile). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (bottom quartile). Information ratio: 0.00 (bottom quartile). Point 9 Yield to maturity (debt): 6.60% (upper mid). Yield to maturity (debt): 6.42% (lower mid). Yield to maturity (debt): 6.07% (bottom quartile). Yield to maturity (debt): 3.23% (bottom quartile). Yield to maturity (debt): 6.63% (top quartile). Point 10 Modified duration: 0.49 yrs (bottom quartile). Modified duration: 0.47 yrs (bottom quartile). Modified duration: 0.46 yrs (lower mid). Modified duration: 0.00 yrs (top quartile). Modified duration: 0.40 yrs (upper mid). Aditya Birla Sun Life Savings Fund
UTI Ultra Short Term Fund
BOI AXA Ultra Short Duration Fund
Indiabulls Ultra Short Term Fund
ICICI Prudential Ultra Short Term Fund
1. IDBI Liquid Fund
IDBI Liquid Fund
Growth Launch Date 9 Jul 10 NAV (28 Jul 23) ₹2,454.04 ↑ 0.35 (0.01 %) Net Assets (Cr) ₹503 on 30 Jun 23 Category Debt - Liquid Fund AMC IDBI Asset Management Limited Rating ☆☆☆ Risk Low Expense Ratio 0.17 Sharpe Ratio 0.2 Information Ratio -5.96 Alpha Ratio -0.21 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.66% Effective Maturity 1 Month 10 Days Modified Duration 1 Month 7 Days Growth of 10,000 investment over the years.
Date Value 31 Aug 20 ₹10,000 31 Aug 21 ₹10,338 31 Aug 22 ₹10,745 Returns for IDBI Liquid Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 28 Jul 23 Duration Returns 1 Month 0.5% 3 Month 1.7% 6 Month 3.4% 1 Year 6.6% 3 Year 4.5% 5 Year 5.3% 10 Year 15 Year Since launch 7.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 Fund Manager information for IDBI Liquid Fund
Name Since Tenure Data below for IDBI Liquid Fund as on 30 Jun 23
Asset Allocation
Asset Class Value Debt Sector Allocation
Sector Value Credit Quality
Rating Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 2. Aditya Birla Sun Life Savings Fund
Aditya Birla Sun Life Savings Fund
Growth Launch Date 16 Apr 03 NAV (03 Sep 25) ₹555.061 ↑ 0.07 (0.01 %) Net Assets (Cr) ₹20,795 on 31 Jul 25 Category Debt - Ultrashort Bond AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆☆ Risk Moderately Low Expense Ratio 0.55 Sharpe Ratio 3.76 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 6.6% Effective Maturity 7 Months 2 Days Modified Duration 5 Months 26 Days Growth of 10,000 investment over the years.
Date Value 31 Aug 20 ₹10,000 31 Aug 21 ₹10,454 31 Aug 22 ₹10,863 31 Aug 23 ₹11,610 31 Aug 24 ₹12,473 31 Aug 25 ₹13,462 Returns for Aditya Birla Sun Life Savings Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 28 Jul 23 Duration Returns 1 Month 0.5% 3 Month 1.7% 6 Month 4.1% 1 Year 7.9% 3 Year 7.4% 5 Year 6.1% 10 Year 15 Year Since launch 7.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.9% 2023 7.2% 2022 4.8% 2021 3.9% 2020 7% 2019 8.5% 2018 7.6% 2017 7.2% 2016 9.2% 2015 8.9% Fund Manager information for Aditya Birla Sun Life Savings Fund
Name Since Tenure Sunaina Cunha 20 Jun 14 11.21 Yr. Kaustubh Gupta 15 Jul 11 14.14 Yr. Monika Gandhi 22 Mar 21 4.45 Yr. Data below for Aditya Birla Sun Life Savings Fund as on 31 Jul 25
Asset Allocation
Asset Class Value Cash 43.54% Debt 56.21% Other 0.25% Debt Sector Allocation
Sector Value Corporate 63.99% Cash Equivalent 23.22% Government 12.53% Credit Quality
Rating Value AA 30.21% AAA 69.91% Top Securities Holdings / Portfolio
Name Holding Value Quantity Shriram Finance Limited
Debentures | -3% ₹614 Cr 60,000 Nirma Limited
Debentures | -2% ₹488 Cr 48,500 91 Days Tbill Red 30-10-2025
Sovereign Bonds | -2% ₹415 Cr 42,000,000 07.22 GJ Sdl 2028
Sovereign Bonds | -2% ₹378 Cr 37,500,000 Bharti Telecom Limited
Debentures | -2% ₹361 Cr 3,600 Mankind Pharma Limited
Debentures | -2% ₹349 Cr 34,500 Bharti Telecom Limited
Debentures | -1% ₹321 Cr 3,200 National Bank For Agriculture And Rural Development
Debentures | -1% ₹316 Cr 3,150 Avanse Financial Services Limited
Debentures | -1% ₹301 Cr 30,000 Power Finance Corporation Limited
Debentures | -1% ₹298 Cr 30,000 3. IDBI Ultra Short Term Fund
IDBI Ultra Short Term Fund
Growth Launch Date 3 Sep 10 NAV (28 Jul 23) ₹2,424.68 ↑ 0.44 (0.02 %) Net Assets (Cr) ₹146 on 30 Jun 23 Category Debt - Ultrashort Bond AMC IDBI Asset Management Limited Rating ☆ Risk Moderately Low Expense Ratio 0.6 Sharpe Ratio -0.57 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.83% Effective Maturity 2 Months 23 Days Modified Duration 2 Months 10 Days Growth of 10,000 investment over the years.
Date Value 31 Aug 20 ₹10,000 31 Aug 21 ₹10,388 31 Aug 22 ₹10,824 Returns for IDBI Ultra Short Term Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 28 Jul 23 Duration Returns 1 Month 0.5% 3 Month 1.6% 6 Month 3.4% 1 Year 6.4% 3 Year 4.8% 5 Year 5.5% 10 Year 15 Year Since launch 7.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 Fund Manager information for IDBI Ultra Short Term Fund
Name Since Tenure Data below for IDBI Ultra Short Term Fund as on 30 Jun 23
Asset Allocation
Asset Class Value Debt Sector Allocation
Sector Value Credit Quality
Rating Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 4. ICICI Prudential Ultra Short Term Fund
ICICI Prudential Ultra Short Term Fund
Growth Launch Date 3 May 11 NAV (03 Sep 25) ₹28.0213 ↑ 0.00 (0.01 %) Net Assets (Cr) ₹16,382 on 31 Jul 25 Category Debt - Ultrashort Bond AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆ Risk Moderate Expense Ratio 0.8 Sharpe Ratio 2.8 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Months (0.5%),1 Months and above(NIL) Yield to Maturity 6.63% Effective Maturity 7 Months 6 Days Modified Duration 4 Months 24 Days Growth of 10,000 investment over the years.
Date Value 31 Aug 20 ₹10,000 31 Aug 21 ₹10,458 31 Aug 22 ₹10,855 31 Aug 23 ₹11,576 31 Aug 24 ₹12,413 31 Aug 25 ₹13,338 Returns for ICICI Prudential Ultra Short Term Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 28 Jul 23 Duration Returns 1 Month 0.5% 3 Month 1.6% 6 Month 3.9% 1 Year 7.4% 3 Year 7.1% 5 Year 5.9% 10 Year 15 Year Since launch 7.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.5% 2023 6.9% 2022 4.5% 2021 4% 2020 6.5% 2019 8.4% 2018 7.5% 2017 6.9% 2016 9.8% 2015 9.1% Fund Manager information for ICICI Prudential Ultra Short Term Fund
Name Since Tenure Manish Banthia 15 Nov 16 8.8 Yr. Ritesh Lunawat 15 Jun 17 8.22 Yr. Data below for ICICI Prudential Ultra Short Term Fund as on 31 Jul 25
Asset Allocation
Asset Class Value Cash 51% Debt 48.73% Other 0.27% Debt Sector Allocation
Sector Value Corporate 56.96% Cash Equivalent 25.24% Government 17.52% Credit Quality
Rating Value AA 16.19% AAA 83.81% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.11% Govt Stock 2028
Sovereign Bonds | -5% ₹834 Cr 82,500,000 LIC Housing Finance Ltd
Debentures | -4% ₹602 Cr 6,000 National Bank For Agriculture And Rural Development
Debentures | -3% ₹581 Cr 57,500 182 Days Tbill
Sovereign Bonds | -3% ₹498 Cr 50,000,000 National Bank For Agriculture And Rural Development
Debentures | -2% ₹377 Cr 3,750 Vedanta Limited
Debentures | -2% ₹301 Cr 30,000 Piramal Finance Limited
Debentures | -2% ₹276 Cr 27,500 Small Industries Development Bank Of India
Debentures | -1% ₹252 Cr 25,000 Larsen And Toubro Limited
Debentures | -1% ₹251 Cr 25,000 LIC Housing Finance Ltd
Debentures | -1% ₹226 Cr 2,250 5. Invesco India Ultra Short Term Fund
Invesco India Ultra Short Term Fund
Growth Launch Date 30 Dec 10 NAV (03 Sep 25) ₹2,726.9 ↑ 0.39 (0.01 %) Net Assets (Cr) ₹1,191 on 31 Jul 25 Category Debt - Ultrashort Bond AMC Invesco Asset Management (India) Private Ltd Rating ☆☆☆ Risk Moderate Expense Ratio 0.74 Sharpe Ratio 2.75 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 6.23% Effective Maturity 5 Months 19 Days Modified Duration 5 Months 9 Days Growth of 10,000 investment over the years.
Date Value 31 Aug 20 ₹10,000 31 Aug 21 ₹10,328 31 Aug 22 ₹10,663 31 Aug 23 ₹11,332 31 Aug 24 ₹12,145 31 Aug 25 ₹13,033 Returns for Invesco India Ultra Short Term Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 28 Jul 23 Duration Returns 1 Month 0.5% 3 Month 1.5% 6 Month 3.7% 1 Year 7.3% 3 Year 6.9% 5 Year 5.4% 10 Year 15 Year Since launch 7.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.5% 2023 6.6% 2022 4.1% 2021 3% 2020 5.1% 2019 7.6% 2018 7.3% 2017 7.1% 2016 9.1% 2015 8.3% Fund Manager information for Invesco India Ultra Short Term Fund
Name Since Tenure Krishna Cheemalapati 4 Jan 20 5.66 Yr. Vikas Garg 27 Jul 21 4.1 Yr. Data below for Invesco India Ultra Short Term Fund as on 31 Jul 25
Asset Allocation
Asset Class Value Cash 52.03% Debt 47.64% Other 0.33% Debt Sector Allocation
Sector Value Corporate 53.64% Cash Equivalent 37.75% Government 8.28% Credit Quality
Rating Value AA 21.95% AAA 78.05% Top Securities Holdings / Portfolio
Name Holding Value Quantity Small Industries Development Bank Of India
Debentures | -4% ₹50 Cr 5,000,000
↑ 5,000,000 91 Days Tbill Red 30-10-2025
Sovereign Bonds | -4% ₹49 Cr 5,000,000 India (Republic of)
- | -4% ₹49 Cr 5,000,000 Summit Digitel Infrastructure Limited
Debentures | -3% ₹40 Cr 4,000,000 Sundaram Home Finance Limited
Debentures | -3% ₹35 Cr 3,500,000
↑ 3,500,000 Power Finance Corporation Limited
Debentures | -2% ₹25 Cr 2,500,000 National Bank For Agriculture And Rural Development
Debentures | -2% ₹25 Cr 2,500,000
↑ 2,500,000 Cholamandalam Investment And Finance Company Limited
Debentures | -2% ₹25 Cr 2,500,000 ICICI Home Finance Company Limited
Debentures | -2% ₹25 Cr 2,500,000 Rural Electrification Corporation Limited
Debentures | -2% ₹25 Cr 2,500,000
ए. गुंतवणूकीची निवड विविध घटकांवर आधारित असते, जसे की फंड व्यवस्थापक, ऐतिहासिक परतावा, शुल्क आणि भार, गुंतवणूक शैली, गुंतवणुकीचे उद्दिष्ट, गुंतवणुकीचे क्षितिज आणि बरेच काही. अशा प्रकारे, सर्वोत्कृष्ट निधी निवडण्यासाठी, आपण प्रत्येक महत्त्वाच्या गोष्टींचे विश्लेषण केल्याची खात्री कराघटक पुढे जाण्यापूर्वी सावधपणे.
ए. च्या अप्रत्याशित परिस्थितीमुळेअर्थव्यवस्था आणि गुंतवणुकीच्या विविध पर्यायांची उपलब्धता, सुरक्षित पर्यायाचे मूल्यांकन करणे खूप कठीण आहे. तथापि, तुम्ही विचार करू शकता अशा काही पर्यायांमध्ये बँक मुदत ठेवी, म्युनिसिपल बॉण्ड्स, ठेवींचे प्रमाणपत्र आणि बरेच काही समाविष्ट आहे.
ए. दम्युच्युअल फंड कॅल्क्युलेटर गुंतवणूकीच्या क्षितिजानुसार परताव्याचे मूल्यमापन करून परिपक्वतेवर गुंतवणूक मूल्य देते. तुमचे फायदे जाणून घेण्यासाठी तुम्ही कॅल्क्युलेटरचे वेगवेगळे व्हेरिएबल्स सेट करू शकता, जसे की कालावधी, अपेक्षित परतावा दर, वारंवारता, गुंतवणूक रक्कम आणि बरेच काही.
ए. रक्कम प्रामुख्याने तुमच्या गरजा, बजेट आणि गुंतवणुकीची उद्दिष्टे यावर अवलंबून असते. तथापि, लक्षात ठेवा की रक्कम कितीही असली तरीही तुम्ही फक्त अतिरिक्त पैसे गुंतवता.
ए. गुंतवणुकीसाठी योग्य वेळ नाही. चांगल्या आणि उत्तम परताव्यासाठी, अशी शिफारस केली जाते की तुम्ही लगेचच गुंतवणूक सुरू करावी.
ए. होय, KYC/ सह बँक खाते असणे आवश्यक आहेcKYC,आधार कार्ड आणिपॅन कार्ड म्युच्युअल फंडात गुंतवणूक करणे.
ए. होय! म्युच्युअल फंडात गुंतवणूक करताना, चांगली कामगिरी निर्माण करण्यासाठी अनुभव महत्त्वाची भूमिका बजावतो. अनुभव जितका अधिक असेल तितका चांगला परतावा मिळण्याची शक्यता असेल. अशा प्रकारे, तुम्ही अनुभवी फंड मॅनेजरच्या संपर्कात असल्याची खात्री करा.
ए. म्युच्युअल फंडातील बहुतांश योजना या ओपन-एंड योजना असतात. हे तुम्हाला गुंतवलेली संपूर्ण रक्कम कोणत्याही वेळी काढू देते. तथापि, अशा काही परिस्थिती असू शकतात जिथे तुम्हाला निर्बंध येऊ शकतात.
ए. तुम्ही ओपन-एंड योजनांमध्ये गुंतवणूक केली असल्यास, तुम्हाला कदाचित दंड भरावा लागणार नाही. तथापि, काही योजना इतरांसारख्या तरल नसतील. त्यामुळे, गुंतवणूक करण्यापूर्वी तुम्हाला हा घटक पुन्हा तपासावा लागेल.
Very Good
good information on funds. appreciated!!!