2022 मध्ये गुंतवणूक करण्यासाठी शीर्ष 5 म्युच्युअल फंड

Updated on September 23, 2025 , 37997 views

म्युच्युअल फंड उशीरा गुंतवणुकीची लोकप्रिय पद्धत बनली आहे आणि बरेच गुंतवणूकदार त्याकडे झुकत आहेतगुंतवणूक त्यात. म्युच्युअल फंड केवळ चांगला परतावा देत नाहीत तर ते साध्य करण्याची पद्धतशीर संधी देखील देतातआर्थिक उद्दिष्टे, जे अलीकडच्या काळात त्यांच्या लोकप्रियतेचे एक कारण आहे. तथापि, इच्छित गुंतवणुकीचे उद्दिष्ट साध्य करण्यासाठी किंवा चांगला परतावा मिळविण्यासाठी, योग्य फंडात गुंतवणूक करणे महत्त्वाचे आहे. म्हणूनच आम्ही येथे आहोत! गुंतवणूकदार योजना करत आहेतम्युच्युअल फंडात गुंतवणूक करा, आम्ही तुमच्यासाठी काही आणतोसर्वोत्तम कामगिरी करणारे म्युच्युअल फंड ज्याचा तुम्ही गुंतवणूक करताना विचार केला पाहिजे. हे फंड एयूएम सारखे महत्त्वाचे पॅरामीटर्स हाती घेऊन शॉर्टलिस्ट केले गेले आहेत.नाही, मागील कामगिरी, समवयस्क सरासरी परतावा, माहिती गुणोत्तर इ.

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भारतातील शीर्ष 5 सर्वोत्तम कामगिरी करणारे म्युच्युअल फंड

सर्वोत्कृष्ट इक्विटी म्युच्युअल फंड 2022

Fund	NAV	Net Assets (Cr)	Min Investment	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)	Information Ratio	Sharpe Ratio
DSP World Gold Fund Growth	₹43.2782 ↓ -0.71	₹1,421	1,000	500	43.1	68.4	90.1	51.6	16.7	15.9	-1.09	1.8
SBI PSU Fund Growth	₹32.0225 ↓ -0.20	₹5,179	5,000	500	0.5	7.3	-4.2	31.2	32.5	23.5	-0.37	-0.81
Invesco India PSU Equity Fund Growth	₹63.78 ↓ -0.23	₹1,341	5,000	500	-0.1	11.5	-3.4	30.8	30.1	25.6	-0.46	-0.58
Franklin India Opportunities Fund Growth	₹259.705 ↓ -0.69	₹7,509	5,000	500	4.9	13.1	-0.1	29.5	30.1	37.3	1.75	-0.43
ICICI Prudential Infrastructure Fund Growth	₹195.15 ↓ -0.91	₹7,645	5,000	100	-0.5	9.5	-3.2	28.6	37.4	27.4	0	-0.48
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 24 Sep 25
Note: Ratio's shown as on 31 Aug 25

Research Highlights & Commentary of 5 Funds showcased

Commentary	DSP World Gold Fund	SBI PSU Fund	Invesco India PSU Equity Fund	Franklin India Opportunities Fund	ICICI Prudential Infrastructure Fund
Point 1	Bottom quartile AUM (₹1,421 Cr).	Lower mid AUM (₹5,179 Cr).	Bottom quartile AUM (₹1,341 Cr).	Upper mid AUM (₹7,509 Cr).	Highest AUM (₹7,645 Cr).
Point 2	Established history (18+ yrs).	Established history (15+ yrs).	Established history (15+ yrs).	Oldest track record among peers (25 yrs).	Established history (20+ yrs).
Point 3	Top rated.	Rating: 2★ (bottom quartile).	Rating: 3★ (upper mid).	Rating: 3★ (lower mid).	Rating: 3★ (bottom quartile).
Point 4	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: Moderately High.	Risk profile: High.
Point 5	5Y return: 16.72% (bottom quartile).	5Y return: 32.46% (upper mid).	5Y return: 30.09% (bottom quartile).	5Y return: 30.11% (lower mid).	5Y return: 37.37% (top quartile).
Point 6	3Y return: 51.63% (top quartile).	3Y return: 31.18% (upper mid).	3Y return: 30.79% (lower mid).	3Y return: 29.51% (bottom quartile).	3Y return: 28.63% (bottom quartile).
Point 7	1Y return: 90.14% (top quartile).	1Y return: -4.16% (bottom quartile).	1Y return: -3.44% (bottom quartile).	1Y return: -0.13% (upper mid).	1Y return: -3.17% (lower mid).
Point 8	Alpha: 3.15 (upper mid).	Alpha: -0.35 (bottom quartile).	Alpha: 5.81 (top quartile).	Alpha: 2.40 (lower mid).	Alpha: 0.00 (bottom quartile).
Point 9	Sharpe: 1.80 (top quartile).	Sharpe: -0.81 (bottom quartile).	Sharpe: -0.58 (bottom quartile).	Sharpe: -0.43 (upper mid).	Sharpe: -0.48 (lower mid).
Point 10	Information ratio: -1.09 (bottom quartile).	Information ratio: -0.37 (lower mid).	Information ratio: -0.46 (bottom quartile).	Information ratio: 1.75 (top quartile).	Information ratio: 0.00 (upper mid).

DSP World Gold Fund

Bottom quartile AUM (₹1,421 Cr).
Established history (18+ yrs).
Top rated.
Risk profile: High.
5Y return: 16.72% (bottom quartile).
3Y return: 51.63% (top quartile).
1Y return: 90.14% (top quartile).
Alpha: 3.15 (upper mid).
Sharpe: 1.80 (top quartile).
Information ratio: -1.09 (bottom quartile).

SBI PSU Fund

Lower mid AUM (₹5,179 Cr).
Established history (15+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: High.
5Y return: 32.46% (upper mid).
3Y return: 31.18% (upper mid).
1Y return: -4.16% (bottom quartile).
Alpha: -0.35 (bottom quartile).
Sharpe: -0.81 (bottom quartile).
Information ratio: -0.37 (lower mid).

Invesco India PSU Equity Fund

Bottom quartile AUM (₹1,341 Cr).
Established history (15+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 30.09% (bottom quartile).
3Y return: 30.79% (lower mid).
1Y return: -3.44% (bottom quartile).
Alpha: 5.81 (top quartile).
Sharpe: -0.58 (bottom quartile).
Information ratio: -0.46 (bottom quartile).

Franklin India Opportunities Fund

Upper mid AUM (₹7,509 Cr).
Oldest track record among peers (25 yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 30.11% (lower mid).
3Y return: 29.51% (bottom quartile).
1Y return: -0.13% (upper mid).
Alpha: 2.40 (lower mid).
Sharpe: -0.43 (upper mid).
Information ratio: 1.75 (top quartile).

ICICI Prudential Infrastructure Fund

Highest AUM (₹7,645 Cr).
Established history (20+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: High.
5Y return: 37.37% (top quartile).
3Y return: 28.63% (bottom quartile).
1Y return: -3.17% (lower mid).
Alpha: 0.00 (bottom quartile).
Sharpe: -0.48 (lower mid).
Information ratio: 0.00 (upper mid).

सर्वोत्कृष्ट कर्ज निधी 2022

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	2024 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
DSP Credit Risk Fund Growth	₹50.1555 ↑ 0.00	₹207	1	4.2	21.6	14.8	7.8	6.99%	1Y 10M 28D	2Y 7M 6D
Aditya Birla Sun Life Credit Risk Fund Growth	₹22.8241 ↑ 0.01	₹1,044	2.2	5.6	16	10.6	11.9	7.78%	2Y 1M 6D	3Y 1M 13D
Franklin India Ultra Short Bond Fund - Super Institutional Plan Growth	₹34.9131 ↑ 0.04	₹297	1.3	5.9	13.7	8.8		0%		1Y 15D
Sundaram Short Term Debt Fund Growth	₹36.3802 ↑ 0.01	₹362	0.8	11.4	12.8	5.3		4.52%	1Y 2M 13D	1Y 7M 3D
Aditya Birla Sun Life Medium Term Plan Growth	₹40.5152 ↑ 0.01	₹2,876	1.5	4.8	12.5	9.5	10.5	7.51%	3Y 4M 17D	4Y 6M 22D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 25 Sep 25

Research Highlights & Commentary of 5 Funds showcased

Commentary	DSP Credit Risk Fund	Aditya Birla Sun Life Credit Risk Fund	Franklin India Ultra Short Bond Fund - Super Institutional Plan	Sundaram Short Term Debt Fund	Aditya Birla Sun Life Medium Term Plan
Point 1	Bottom quartile AUM (₹207 Cr).	Upper mid AUM (₹1,044 Cr).	Bottom quartile AUM (₹297 Cr).	Lower mid AUM (₹362 Cr).	Highest AUM (₹2,876 Cr).
Point 2	Established history (22+ yrs).	Established history (10+ yrs).	Established history (17+ yrs).	Oldest track record among peers (23 yrs).	Established history (16+ yrs).
Point 3	Top rated.	Not Rated.	Rating: 1★ (bottom quartile).	Rating: 2★ (lower mid).	Rating: 4★ (upper mid).
Point 4	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderately Low.	Risk profile: Moderate.
Point 5	1Y return: 21.64% (top quartile).	1Y return: 15.98% (upper mid).	1Y return: 13.69% (lower mid).	1Y return: 12.83% (bottom quartile).	1Y return: 12.50% (bottom quartile).
Point 6	1M return: 0.56% (bottom quartile).	1M return: 0.82% (top quartile).	1M return: 0.59% (lower mid).	1M return: 0.20% (bottom quartile).	1M return: 0.71% (upper mid).
Point 7	Sharpe: 1.56 (bottom quartile).	Sharpe: 2.29 (lower mid).	Sharpe: 2.57 (top quartile).	Sharpe: 0.98 (bottom quartile).	Sharpe: 2.36 (upper mid).
Point 8	Information ratio: 0.00 (top quartile).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (lower mid).	Information ratio: 0.00 (bottom quartile).	Information ratio: 0.00 (bottom quartile).
Point 9	Yield to maturity (debt): 6.99% (lower mid).	Yield to maturity (debt): 7.78% (top quartile).	Yield to maturity (debt): 0.00% (bottom quartile).	Yield to maturity (debt): 4.52% (bottom quartile).	Yield to maturity (debt): 7.51% (upper mid).
Point 10	Modified duration: 1.91 yrs (lower mid).	Modified duration: 2.10 yrs (bottom quartile).	Modified duration: 0.00 yrs (top quartile).	Modified duration: 1.20 yrs (upper mid).	Modified duration: 3.38 yrs (bottom quartile).

DSP Credit Risk Fund

Bottom quartile AUM (₹207 Cr).
Established history (22+ yrs).
Top rated.
Risk profile: Moderate.
1Y return: 21.64% (top quartile).
1M return: 0.56% (bottom quartile).
Sharpe: 1.56 (bottom quartile).
Information ratio: 0.00 (top quartile).
Yield to maturity (debt): 6.99% (lower mid).
Modified duration: 1.91 yrs (lower mid).

Aditya Birla Sun Life Credit Risk Fund

Upper mid AUM (₹1,044 Cr).
Established history (10+ yrs).
Not Rated.
Risk profile: Moderate.
1Y return: 15.98% (upper mid).
1M return: 0.82% (top quartile).
Sharpe: 2.29 (lower mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 7.78% (top quartile).
Modified duration: 2.10 yrs (bottom quartile).

Franklin India Ultra Short Bond Fund - Super Institutional Plan

Bottom quartile AUM (₹297 Cr).
Established history (17+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderate.
1Y return: 13.69% (lower mid).
1M return: 0.59% (lower mid).
Sharpe: 2.57 (top quartile).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 0.00% (bottom quartile).
Modified duration: 0.00 yrs (top quartile).

Sundaram Short Term Debt Fund

Lower mid AUM (₹362 Cr).
Oldest track record among peers (23 yrs).
Rating: 2★ (lower mid).
Risk profile: Moderately Low.
1Y return: 12.83% (bottom quartile).
1M return: 0.20% (bottom quartile).
Sharpe: 0.98 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 4.52% (bottom quartile).
Modified duration: 1.20 yrs (upper mid).

Aditya Birla Sun Life Medium Term Plan

Highest AUM (₹2,876 Cr).
Established history (16+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderate.
1Y return: 12.50% (bottom quartile).
1M return: 0.71% (upper mid).
Sharpe: 2.36 (upper mid).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 7.51% (upper mid).
Modified duration: 3.38 yrs (bottom quartile).

सर्वोत्कृष्ट हायब्रिड फंड 2022

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
JM Equity Hybrid Fund Growth	₹120.449 ↓ -0.60	₹804	-1.4	5.9	-7.3	20.5	22	27
ICICI Prudential Multi-Asset Fund Growth	₹780.013 ↓ -1.30	₹64,770	3.4	8.5	7.6	20.3	25.8	16.1
ICICI Prudential Equity and Debt Fund Growth	₹400.33 ↓ -1.74	₹45,168	2.2	8.2	2.5	20.2	26.3	17.2
UTI Multi Asset Fund Growth	₹75.1464 ↓ -0.37	₹5,941	1.2	7.5	0.9	19.1	16.2	20.7
BOI AXA Mid and Small Cap Equity and Debt Fund Growth	₹38.07 ↓ -0.09	₹1,253	-0.5	8.7	-3	18.6	23.2	25.8
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 25 Sep 25

Research Highlights & Commentary of 5 Funds showcased

Commentary	JM Equity Hybrid Fund	ICICI Prudential Multi-Asset Fund	ICICI Prudential Equity and Debt Fund	UTI Multi Asset Fund	BOI AXA Mid and Small Cap Equity and Debt Fund
Point 1	Bottom quartile AUM (₹804 Cr).	Highest AUM (₹64,770 Cr).	Upper mid AUM (₹45,168 Cr).	Lower mid AUM (₹5,941 Cr).	Bottom quartile AUM (₹1,253 Cr).
Point 2	Oldest track record among peers (30 yrs).	Established history (22+ yrs).	Established history (25+ yrs).	Established history (16+ yrs).	Established history (9+ yrs).
Point 3	Rating: 1★ (lower mid).	Rating: 2★ (upper mid).	Top rated.	Rating: 1★ (bottom quartile).	Not Rated.
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 21.97% (bottom quartile).	5Y return: 25.78% (upper mid).	5Y return: 26.27% (top quartile).	5Y return: 16.22% (bottom quartile).	5Y return: 23.22% (lower mid).
Point 6	3Y return: 20.47% (top quartile).	3Y return: 20.26% (upper mid).	3Y return: 20.18% (lower mid).	3Y return: 19.07% (bottom quartile).	3Y return: 18.64% (bottom quartile).
Point 7	1Y return: -7.33% (bottom quartile).	1Y return: 7.65% (top quartile).	1Y return: 2.55% (upper mid).	1Y return: 0.91% (lower mid).	1Y return: -3.01% (bottom quartile).
Point 8	1M return: 0.10% (bottom quartile).	1M return: 2.51% (top quartile).	1M return: 0.69% (lower mid).	1M return: 0.87% (upper mid).	1M return: -0.03% (bottom quartile).
Point 9	Alpha: -8.63 (bottom quartile).	Alpha: 0.00 (upper mid).	Alpha: 2.96 (top quartile).	Alpha: 0.00 (lower mid).	Alpha: 0.00 (bottom quartile).
Point 10	Sharpe: -1.21 (bottom quartile).	Sharpe: 0.08 (top quartile).	Sharpe: -0.29 (upper mid).	Sharpe: -0.52 (lower mid).	Sharpe: -0.64 (bottom quartile).

JM Equity Hybrid Fund

Bottom quartile AUM (₹804 Cr).
Oldest track record among peers (30 yrs).
Rating: 1★ (lower mid).
Risk profile: Moderately High.
5Y return: 21.97% (bottom quartile).
3Y return: 20.47% (top quartile).
1Y return: -7.33% (bottom quartile).
1M return: 0.10% (bottom quartile).
Alpha: -8.63 (bottom quartile).
Sharpe: -1.21 (bottom quartile).

ICICI Prudential Multi-Asset Fund

Highest AUM (₹64,770 Cr).
Established history (22+ yrs).
Rating: 2★ (upper mid).
Risk profile: Moderately High.
5Y return: 25.78% (upper mid).
3Y return: 20.26% (upper mid).
1Y return: 7.65% (top quartile).
1M return: 2.51% (top quartile).
Alpha: 0.00 (upper mid).
Sharpe: 0.08 (top quartile).

ICICI Prudential Equity and Debt Fund

Upper mid AUM (₹45,168 Cr).
Established history (25+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 26.27% (top quartile).
3Y return: 20.18% (lower mid).
1Y return: 2.55% (upper mid).
1M return: 0.69% (lower mid).
Alpha: 2.96 (top quartile).
Sharpe: -0.29 (upper mid).

UTI Multi Asset Fund

Lower mid AUM (₹5,941 Cr).
Established history (16+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 16.22% (bottom quartile).
3Y return: 19.07% (bottom quartile).
1Y return: 0.91% (lower mid).
1M return: 0.87% (upper mid).
Alpha: 0.00 (lower mid).
Sharpe: -0.52 (lower mid).

BOI AXA Mid and Small Cap Equity and Debt Fund

Bottom quartile AUM (₹1,253 Cr).
Established history (9+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 23.22% (lower mid).
3Y return: 18.64% (bottom quartile).
1Y return: -3.01% (bottom quartile).
1M return: -0.03% (bottom quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: -0.64 (bottom quartile).

सर्वोत्कृष्ट गोल्ड म्युच्युअल फंड 2022

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
DSP World Gold Fund Growth	₹43.2782 ↓ -0.71	₹1,421	43.1	68.4	90.1	51.6	16.7	15.9
SBI Gold Fund Growth	₹33.2614 ↓ -0.13	₹5,221	16.3	28.5	48	30.1	16.5	19.6
IDBI Gold Fund Growth	₹29.5483 ↓ -0.21	₹254	15.8	28.2	48	29.9	16.9	18.7
Aditya Birla Sun Life Gold Fund Growth	₹33.0543 ↓ -0.07	₹725	16.3	28.5	48	29.8	16.3	18.7
ICICI Prudential Regular Gold Savings Fund Growth	₹35.2281 ↓ -0.08	₹2,603	16.3	28.7	48	29.7	16.4	19.5
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 24 Sep 25

Research Highlights & Commentary of 5 Funds showcased

Commentary	DSP World Gold Fund	SBI Gold Fund	IDBI Gold Fund	Aditya Birla Sun Life Gold Fund	ICICI Prudential Regular Gold Savings Fund
Point 1	Lower mid AUM (₹1,421 Cr).	Highest AUM (₹5,221 Cr).	Bottom quartile AUM (₹254 Cr).	Bottom quartile AUM (₹725 Cr).	Upper mid AUM (₹2,603 Cr).
Point 2	Oldest track record among peers (18 yrs).	Established history (14+ yrs).	Established history (13+ yrs).	Established history (13+ yrs).	Established history (13+ yrs).
Point 3	Top rated.	Rating: 2★ (lower mid).	Not Rated.	Rating: 3★ (upper mid).	Rating: 1★ (bottom quartile).
Point 4	Risk profile: High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 16.72% (upper mid).	5Y return: 16.45% (lower mid).	5Y return: 16.92% (top quartile).	5Y return: 16.32% (bottom quartile).	5Y return: 16.42% (bottom quartile).
Point 6	3Y return: 51.63% (top quartile).	3Y return: 30.05% (upper mid).	3Y return: 29.88% (lower mid).	3Y return: 29.76% (bottom quartile).	3Y return: 29.74% (bottom quartile).
Point 7	1Y return: 90.14% (top quartile).	1Y return: 48.01% (lower mid).	1Y return: 48.04% (upper mid).	1Y return: 47.98% (bottom quartile).	1Y return: 47.96% (bottom quartile).
Point 8	Alpha: 3.15 (top quartile).	1M return: 12.98% (lower mid).	1M return: 12.65% (bottom quartile).	1M return: 12.95% (bottom quartile).	1M return: 13.00% (upper mid).
Point 9	Sharpe: 1.80 (bottom quartile).	Alpha: 0.00 (upper mid).	Alpha: 0.00 (lower mid).	Alpha: 0.00 (bottom quartile).	Alpha: 0.00 (bottom quartile).
Point 10	Information ratio: -1.09 (bottom quartile).	Sharpe: 2.58 (upper mid).	Sharpe: 2.38 (bottom quartile).	Sharpe: 2.66 (top quartile).	Sharpe: 2.55 (lower mid).

DSP World Gold Fund

Lower mid AUM (₹1,421 Cr).
Oldest track record among peers (18 yrs).
Top rated.
Risk profile: High.
5Y return: 16.72% (upper mid).
3Y return: 51.63% (top quartile).
1Y return: 90.14% (top quartile).
Alpha: 3.15 (top quartile).
Sharpe: 1.80 (bottom quartile).
Information ratio: -1.09 (bottom quartile).

SBI Gold Fund

Highest AUM (₹5,221 Cr).
Established history (14+ yrs).
Rating: 2★ (lower mid).
Risk profile: Moderately High.
5Y return: 16.45% (lower mid).
3Y return: 30.05% (upper mid).
1Y return: 48.01% (lower mid).
1M return: 12.98% (lower mid).
Alpha: 0.00 (upper mid).
Sharpe: 2.58 (upper mid).

IDBI Gold Fund

Bottom quartile AUM (₹254 Cr).
Established history (13+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 16.92% (top quartile).
3Y return: 29.88% (lower mid).
1Y return: 48.04% (upper mid).
1M return: 12.65% (bottom quartile).
Alpha: 0.00 (lower mid).
Sharpe: 2.38 (bottom quartile).

Aditya Birla Sun Life Gold Fund

Bottom quartile AUM (₹725 Cr).
Established history (13+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 16.32% (bottom quartile).
3Y return: 29.76% (bottom quartile).
1Y return: 47.98% (bottom quartile).
1M return: 12.95% (bottom quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: 2.66 (top quartile).

ICICI Prudential Regular Gold Savings Fund

Upper mid AUM (₹2,603 Cr).
Established history (13+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 16.42% (bottom quartile).
3Y return: 29.74% (bottom quartile).
1Y return: 47.96% (bottom quartile).
1M return: 13.00% (upper mid).
Alpha: 0.00 (bottom quartile).
Sharpe: 2.55 (lower mid).

म्युच्युअल फंडाचे प्रकार: जोखीम आणि परतावा

तुम्ही गुंतवणूक करण्यापूर्वी, खालील म्युच्युअल फंड श्रेणीतील मूलभूत जोखीम आणि सरासरी परतावा जाणून घ्या:

म्युच्युअल फंड श्रेणी	सरासरी परतावा	धोका	जोखमीचा प्रकार
इक्विटी फंड	2% -20%	उच्च ते मध्यम	अस्थिरता जोखीम, कामगिरी जोखीम, एकाग्रता जोखीम
कर्ज/बंध	८-१४%	कमी ते मध्यम	व्याजदर जोखीम, क्रेडिट जोखीम
मनी मार्केट फंड	४%-८%	कमी	महागाई जोखीम, संधी गमावणे
संतुलित निधी	५-१५%	मध्यम	इक्विटी, डेट होल्डिंग्समध्ये जास्त एक्सपोजर

म्युच्युअल फंड कॅल्क्युलेटर: तुमच्या गुंतवणुकीचा परतावा पूर्व-निर्धारित करा

एसिप कॅल्क्युलेटर हे एक स्मार्ट साधन आहे जे गुंतवणूकदारांच्या प्रमुख प्रश्नांचे निराकरण करते जसे की ‘किती गुंतवणूक करावी’, ‘मी किती कमवू’, ‘माझा नफा किती होईल’, इ.म्युच्युअल फंड कॅल्क्युलेटर, खास करून,SIP कॅल्क्युलेटर तुम्ही ज्या कालावधीसाठी गुंतवणूक करू इच्छिता त्या कालावधीसाठी तुमची गुंतवणूक रक्कम पूर्व-निर्धारित करते. हे प्रभावी साधनांपैकी एक आहेआर्थिक नियोजन. एखाद्याला कार, घर खरेदी करण्याची योजना करायची आहे की नाही, यासाठी योजना करासेवानिवृत्ती, मुलाचे उच्च शिक्षण किंवा इतर कोणतेही आर्थिक उद्दिष्ट, त्यासाठी SIP कॅल्क्युलेटर वापरले जाऊ शकते. कॅल्क्युलेटर कसे कार्य करते ते येथे आहे:

चित्रण:

मासिक गुंतवणूक: ₹ 2,000

गुंतवणुकीचा कालावधी: 10 वर्षे

गुंतवणूक केलेली एकूण रक्कम: ₹ 2,40,000

दीर्घकालीन महागाई: ५% (अंदाजे)

दीर्घकालीन वाढीचा दर: 14% (अंदाजे)

एसआयपी कॅल्क्युलेटरनुसार अपेक्षित परतावा: ₹ ४,९८,५८५

SIP कॅल्क्युलेटरमध्ये तुम्हाला फक्त गुंतवणुकीची रक्कम आणि गुंतवणुकीचा कालावधी (अतिरिक्त इनपुट जसे महागाई आणि अपेक्षित) यासारखे काही मूलभूत इनपुट प्रविष्ट करणे आवश्यक आहेबाजार परतावा अधिक वास्तववादी चित्र देईल). या नोंदींचे आउटपुट ही मुदतपूर्ती आणि मिळालेल्या नफ्यावर अंतिम रक्कम असेल.

ध्येय लक्षात घेऊन अशीच गणना ध्येय गाठण्यासाठी एखाद्याने किती गुंतवणूक करावी हे ठरवण्यासाठी देखील केली जाऊ शकते. तुम्हाला खालीलप्रमाणे विशिष्ट ध्येय निवडावे लागेल आणि लक्ष्य कॅल्क्युलेटर वापरून तपशीलांचा अंदाज लावावा लागेल.

Disclaimer:
येथे प्रदान केलेली माहिती अचूक असल्याची खात्री करण्यासाठी सर्व प्रयत्न केले गेले आहेत. तथापि, डेटाच्या अचूकतेबद्दल कोणतीही हमी दिली जात नाही. कृपया कोणतीही गुंतवणूक करण्यापूर्वी योजना माहिती दस्तऐवजासह सत्यापित करा.