म्युच्युअल फंड कॅल्क्युलेटर

म्युच्युअल फंड ही एक व्यावसायिक व्यवस्थापित गुंतवणूक योजना आहे. हे मालमत्ता व्यवस्थापन कंपनीद्वारे चालवले जाते (AMC) जे किरकोळ गुंतवणूकदारांसाठी मध्यस्थासारखे काम करते. AMC मोठ्या संख्येने गुंतवणूकदारांकडून पैसे गोळा करते आणि ते इक्विटी शेअर्समध्ये गुंतवते,बंध,पैसा बाजार उपकरणे आणि इतर प्रकारच्या सिक्युरिटीज. म्युच्युअल फंड खरेदी करणे म्हणजे मोठ्या पिझ्झाचा छोटासा स्लाइस खरेदी करण्यासारखे आहे. प्रत्येकगुंतवणूकदार, त्या बदल्यात, त्याने फंडात गुंतवलेल्या रकमेच्या प्रमाणात युनिट्सची विशिष्ट संख्या नियुक्त केली जाते. गुंतवणूकदाराला युनिट धारक म्हणून ओळखले जाते. युनिटधारक नफा, तोटा शेअर करतो,उत्पन्न आणि फंडातील त्याच्या गुंतवणुकीच्या प्रमाणात फंडाचा खर्च.

म्युच्युअल फंड कॅल्क्युलेटर म्हणजे काय?

म्युच्युअल फंड कॅल्क्युलेटर आम्हाला आमच्या व्याज परताव्याची गणना करण्यात मदत करतेSIP खाली Fincash म्युच्युअल फंड कॅल्क्युलेटरच्या मदतीने गुंतवणूक किंवा एकरकमी गुंतवणूक.

म्युच्युअल फंड कॅल्क्युलेटर कसे कार्य करते?

तुमची म्युच्युअल फंड योजना तुमच्या अपेक्षेनुसार परतावा देत आहे का? तुम्ही विचार करत आहात का की SIP ची किती रक्कम तुम्हाला वैयक्तिक ध्येय साध्य करण्यात मदत करेल? आमचे म्युच्युअल फंड कॅल्क्युलेटर वापरून तुमची उत्तरे मिळवा! म्युच्युअल फंड कॅल्क्युलेटर तुमच्या गुंतवणुकीच्या क्षितिजानुसार फंड परताव्याची गणना करून तुम्हाला मुदतपूर्तीच्या वेळी गुंतवणूक मूल्य देईल. तुम्ही कॅल्क्युलेटरचे व्हेरिएबल्स जसे की SIP/एकरकमी, गुंतवणुकीची रक्कम, SIP ची वारंवारता, अपेक्षित परताव्याचा दर आणि SIP चा कालावधी समायोजित करू शकता.

गुंतवणुकीचे स्वरूप ( SIP / Lumpsum )

मुळात दोन मार्ग आहेतगुंतवणूक तुमच्या आवडीचे पैसेम्युच्युअल फंड. तुम्ही SIP किंवा एकरकमी मार्गाने जाऊ शकता

1. एकरकमी गुंतवणूक

एकरकमी अंतर्गत, तुम्ही तुमच्या फंडाचा एक मोठा हिस्सा तुमच्या आवडीच्या म्युच्युअल फंड योजनेत गुंतवता. सामान्यतः असे होते जेव्हा तुम्हाला एखाद्या मालमत्तेच्या विक्रीतून मोठा निधी प्राप्त होतो किंवासेवानिवृत्ती फायदे पण एकरकमी गुंतवणुकीत जास्त जोखीम असते. म्हणूनच नेहमी SIP मार्गाने जाण्याची शिफारस केली जाते

2. पद्धतशीर गुंतवणूक योजना (SIP)

एसआयपी अंतर्गत, तुम्ही सूचना द्याबँक एक वजा करण्यासाठी? तुमच्याकडून निश्चित रक्कमबचत खाते दर महिन्याला आणि त्या म्युच्युअल फंड योजनेत गुंतवा. अशाप्रकारे, प्रवेशासाठी योग्य वेळेची काळजी न करता तुम्ही सतत युनिट्स खरेदी करू शकताबाजार. तुम्हाला रुपयाच्या सरासरी खर्चाचा फायदा मिळेल आणि त्याचा आनंद घ्याकंपाउंडिंगची शक्ती

कॅल्क्युलेटरचे प्रकार

लम्पसम कॅल्क्युलेटर

एसआयपी कॅल्क्युलेटर

2022 साठी शीर्ष निधी

*1 वर्षाच्या कामगिरीवर आधारित सर्वोत्तम निधी.

1. DSP World Gold Fund

"The primary investment objective of the Scheme is to seek capital appreciation by investing predominantly in units of MLIIF - WGF. The Scheme may, at the discretion of the Investment Manager, also invest in the units of other similar overseas mutual fund schemes, which may constitute a significant part of its corpus. The Scheme may also invest a certain portion of its corpus in money market securities and/or units of money market/liquid schemes of DSP Merrill Lynch Mutual Fund, in order to meet liquidity requirements from time to time. However, there is no assurance that the investment objective of the Scheme will be realized."

Research Highlights for DSP World Gold Fund

Highest AUM (₹1,421 Cr).
Established history (18+ yrs).
Top rated.
Risk profile: High.
5Y return: 17.89% (lower mid).
3Y return: 49.66% (upper mid).
1Y return: 110.29% (upper mid).
Alpha: 3.15 (upper mid).
Sharpe: 1.80 (lower mid).
Information ratio: -1.09 (bottom quartile).
Top sector: Basic Materials.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~96%).
Largest holding BGF World Gold I2 (~76.6%).
Top-3 holdings concentration ~100.2%.

Below is the key information for DSP World Gold Fund

DSP World Gold Fund Growth
Launch Date	14 Sep 07
NAV (08 Oct 25)	₹46.2301 ↑ 0.53 (1.16 %)
Net Assets (Cr)	₹1,421 on 31 Aug 25
Category	Equity - Global
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	☆☆☆
Risk	High
Expense Ratio	1.41
Sharpe Ratio	1.8
Information Ratio	-1.09
Alpha Ratio	3.15
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹7,753
30 Sep 22	₹6,406
30 Sep 23	₹7,497
30 Sep 24	₹10,968
30 Sep 25	₹21,899

DSP World Gold Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Returns for DSP World Gold Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Oct 25

Duration	Returns
1 Month	18.8%
3 Month	52%
6 Month	85.6%
1 Year	110.3%
3 Year	49.7%
5 Year	17.9%
10 Year
15 Year
Since launch	8.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	15.9%
2023	7%
2022	-7.7%
2021	-9%
2020	31.4%
2019	35.1%
2018	-10.7%
2017	-4%
2016	52.7%
2015	-18.5%

Fund Manager information for DSP World Gold Fund

Name	Since	Tenure
Jay Kothari	1 Mar 13	12.51 Yr.

Data below for DSP World Gold Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Basic Materials	95.55%

Asset Allocation

Asset Class	Value
Cash	1.55%
Equity	95.62%
Debt	0.01%
Other	2.83%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
BGF World Gold I2 Investment Fund \| -	77%	₹1,088 Cr	1,545,650 ↓ -32,885
VanEck Gold Miners ETF - \| GDX	22%	₹318 Cr	573,719
Treps / Reverse Repo Investments CBLO/Reverse Repo \| -	1%	₹18 Cr
Net Receivables/Payables Net Current Assets \| -	0%	-₹3 Cr

2. DSP World Mining Fund

The primary investment objective of the Scheme is to seek capital appreciation by investing predominantly in the units of BlackRock Global Funds – World Mining Fund. The Scheme may, at the discretion of the Investment Manager, also invest in the units of other similar overseas mutual fund schemes, which may constitute a significant part of its corpus. The Scheme may also invest a certain portion of its corpus in money market securities and/or money market/liquid schemes of DSP BlackRock Mutual Fund, in order to meet liquidity requirements from time to time.

Research Highlights for DSP World Mining Fund

Bottom quartile AUM (₹148 Cr).
Established history (15+ yrs).
Rating: 3★ (lower mid).
Risk profile: High.
5Y return: 18.03% (upper mid).
3Y return: 19.36% (bottom quartile).
1Y return: 37.94% (lower mid).
Alpha: 0.00 (bottom quartile).
Sharpe: 0.73 (bottom quartile).
Information ratio: 0.00 (upper mid).
Top sector: Basic Materials.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
Largest holding BGF World Mining I2 (~99.1%).
Top-3 holdings concentration ~100.4%.

Below is the key information for DSP World Mining Fund

DSP World Mining Fund Growth
Launch Date	29 Dec 09
NAV (08 Oct 25)	₹23.416 ↑ 0.14 (0.61 %)
Net Assets (Cr)	₹148 on 31 Aug 25
Category	Equity - Global
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	☆☆☆
Risk	High
Expense Ratio	1.14
Sharpe Ratio	0.73
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹12,815
30 Sep 22	₹12,989
30 Sep 23	₹15,186
30 Sep 24	₹17,544
30 Sep 25	₹22,443

DSP World Mining Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹481,656.
Net Profit of ₹181,656 Invest Now

Returns for DSP World Mining Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Oct 25

Duration	Returns
1 Month	13.2%
3 Month	32.6%
6 Month	61.2%
1 Year	37.9%
3 Year	19.4%
5 Year	18%
10 Year
15 Year
Since launch	5.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	-8.1%
2023	0%
2022	12.2%
2021	18%
2020	34.9%
2019	21.5%
2018	-9.4%
2017	21.1%
2016	49.7%
2015	-36%

Fund Manager information for DSP World Mining Fund

Name	Since	Tenure
Jay Kothari	1 Mar 13	12.51 Yr.

Data below for DSP World Mining Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Basic Materials	96.53%
Energy	1.47%

Asset Allocation

Asset Class	Value
Cash	1.67%
Equity	98%
Debt	0%
Other	0.32%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
BGF World Mining I2 Investment Fund \| -	99%	₹147 Cr	196,725
Treps / Reverse Repo Investments CBLO/Reverse Repo \| -	1%	₹2 Cr
Net Receivables/Payables Net Current Assets \| -	0%	₹0 Cr

3. HDFC Long Term Advantage Fund

To generate long term capital appreciation from a portfolio that is predominantly in equity and equity related instruments

Research Highlights for HDFC Long Term Advantage Fund

Lower mid AUM (₹1,318 Cr).
Oldest track record among peers (24 yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 17.39% (bottom quartile).
3Y return: 20.64% (lower mid).
1Y return: 35.51% (bottom quartile).
Alpha: 1.75 (lower mid).
Sharpe: 2.27 (upper mid).
Information ratio: -0.15 (lower mid).

Below is the key information for HDFC Long Term Advantage Fund

HDFC Long Term Advantage Fund Growth
Launch Date	2 Jan 01
NAV (14 Jan 22)	₹595.168 ↑ 0.28 (0.05 %)
Net Assets (Cr)	₹1,318 on 30 Nov 21
Category	Equity - ELSS
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	2.25
Sharpe Ratio	2.27
Information Ratio	-0.15
Alpha Ratio	1.75
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹16,632

HDFC Long Term Advantage Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Purchase not allowed

Returns for HDFC Long Term Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Oct 25

Duration	Returns
1 Month	4.4%
3 Month	1.2%
6 Month	15.4%
1 Year	35.5%
3 Year	20.6%
5 Year	17.4%
10 Year
15 Year
Since launch	21.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015

Fund Manager information for HDFC Long Term Advantage Fund

Name	Since	Tenure

Data below for HDFC Long Term Advantage Fund as on 30 Nov 21

Equity Sector Allocation

Sector	Value

Asset Allocation

Asset Class	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

म्युच्युअल फंड म्हणजे काय?