म्युच्युअल फंड कॅल्क्युलेटर

म्युच्युअल फंड ही एक व्यावसायिक व्यवस्थापित गुंतवणूक योजना आहे. हे मालमत्ता व्यवस्थापन कंपनीद्वारे चालवले जाते (AMC) जे किरकोळ गुंतवणूकदारांसाठी मध्यस्थासारखे काम करते. AMC मोठ्या संख्येने गुंतवणूकदारांकडून पैसे गोळा करते आणि ते इक्विटी शेअर्समध्ये गुंतवते,बंध,पैसा बाजार उपकरणे आणि इतर प्रकारच्या सिक्युरिटीज. म्युच्युअल फंड खरेदी करणे म्हणजे मोठ्या पिझ्झाचा छोटासा स्लाइस खरेदी करण्यासारखे आहे. प्रत्येकगुंतवणूकदार, त्या बदल्यात, त्याने फंडात गुंतवलेल्या रकमेच्या प्रमाणात युनिट्सची विशिष्ट संख्या नियुक्त केली जाते. गुंतवणूकदाराला युनिट धारक म्हणून ओळखले जाते. युनिटधारक नफा, तोटा शेअर करतो,उत्पन्न आणि फंडातील त्याच्या गुंतवणुकीच्या प्रमाणात फंडाचा खर्च.

म्युच्युअल फंड कॅल्क्युलेटर म्हणजे काय?

म्युच्युअल फंड कॅल्क्युलेटर आम्हाला आमच्या व्याज परताव्याची गणना करण्यात मदत करतेSIP खाली Fincash म्युच्युअल फंड कॅल्क्युलेटरच्या मदतीने गुंतवणूक किंवा एकरकमी गुंतवणूक.

म्युच्युअल फंड कॅल्क्युलेटर कसे कार्य करते?

तुमची म्युच्युअल फंड योजना तुमच्या अपेक्षेनुसार परतावा देत आहे का? तुम्ही विचार करत आहात का की SIP ची किती रक्कम तुम्हाला वैयक्तिक ध्येय साध्य करण्यात मदत करेल? आमचे म्युच्युअल फंड कॅल्क्युलेटर वापरून तुमची उत्तरे मिळवा! म्युच्युअल फंड कॅल्क्युलेटर तुमच्या गुंतवणुकीच्या क्षितिजानुसार फंड परताव्याची गणना करून तुम्हाला मुदतपूर्तीच्या वेळी गुंतवणूक मूल्य देईल. तुम्ही कॅल्क्युलेटरचे व्हेरिएबल्स जसे की SIP/एकरकमी, गुंतवणुकीची रक्कम, SIP ची वारंवारता, अपेक्षित परताव्याचा दर आणि SIP चा कालावधी समायोजित करू शकता.

गुंतवणुकीचे स्वरूप ( SIP / Lumpsum )

मुळात दोन मार्ग आहेतगुंतवणूक तुमच्या आवडीचे पैसेम्युच्युअल फंड. तुम्ही SIP किंवा एकरकमी मार्गाने जाऊ शकता

1. एकरकमी गुंतवणूक

एकरकमी अंतर्गत, तुम्ही तुमच्या फंडाचा एक मोठा हिस्सा तुमच्या आवडीच्या म्युच्युअल फंड योजनेत गुंतवता. सामान्यतः असे होते जेव्हा तुम्हाला एखाद्या मालमत्तेच्या विक्रीतून मोठा निधी प्राप्त होतो किंवासेवानिवृत्ती फायदे पण एकरकमी गुंतवणुकीत जास्त जोखीम असते. म्हणूनच नेहमी SIP मार्गाने जाण्याची शिफारस केली जाते

2. पद्धतशीर गुंतवणूक योजना (SIP)

एसआयपी अंतर्गत, तुम्ही सूचना द्याबँक एक वजा करण्यासाठी? तुमच्याकडून निश्चित रक्कमबचत खाते दर महिन्याला आणि त्या म्युच्युअल फंड योजनेत गुंतवा. अशाप्रकारे, प्रवेशासाठी योग्य वेळेची काळजी न करता तुम्ही सतत युनिट्स खरेदी करू शकताबाजार. तुम्हाला रुपयाच्या सरासरी खर्चाचा फायदा मिळेल आणि त्याचा आनंद घ्याकंपाउंडिंगची शक्ती

कॅल्क्युलेटरचे प्रकार

लम्पसम कॅल्क्युलेटर

एसआयपी कॅल्क्युलेटर

2022 साठी शीर्ष निधी

*1 वर्षाच्या कामगिरीवर आधारित सर्वोत्तम निधी.

1. DSP World Gold Fund

"The primary investment objective of the Scheme is to seek capital appreciation by investing predominantly in units of MLIIF - WGF. The Scheme may, at the discretion of the Investment Manager, also invest in the units of other similar overseas mutual fund schemes, which may constitute a significant part of its corpus. The Scheme may also invest a certain portion of its corpus in money market securities and/or units of money market/liquid schemes of DSP Merrill Lynch Mutual Fund, in order to meet liquidity requirements from time to time. However, there is no assurance that the investment objective of the Scheme will be realized."

Research Highlights for DSP World Gold Fund

Highest AUM (₹1,498 Cr).
Oldest track record among peers (18 yrs).
Top rated.
Risk profile: High.
5Y return: 20.50% (upper mid).
3Y return: 42.69% (upper mid).
1Y return: 107.98% (upper mid).
Alpha: -4.16 (bottom quartile).
Sharpe: 1.83 (lower mid).
Information ratio: -1.04 (bottom quartile).
Top sector: Basic Materials.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~95%).
Largest holding BGF World Gold I2 (~75.3%).
Top-3 holdings concentration ~101.3%.

Below is the key information for DSP World Gold Fund

DSP World Gold Fund Growth
Launch Date	14 Sep 07
NAV (24 Nov 25)	₹45.6115 ↑ 1.82 (4.15 %)
Net Assets (Cr)	₹1,498 on 31 Oct 25
Category	Equity - Global
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	☆☆☆
Risk	High
Expense Ratio	1.41
Sharpe Ratio	1.83
Information Ratio	-1.04
Alpha Ratio	-4.16
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 20	₹10,000
31 Oct 21	₹9,021
31 Oct 22	₹6,936
31 Oct 23	₹8,194
31 Oct 24	₹11,716
31 Oct 25	₹21,909

DSP World Gold Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹505,644.
Net Profit of ₹205,644 Invest Now

Returns for DSP World Gold Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Nov 25

Duration	Returns
1 Month	7.2%
3 Month	32%
6 Month	55.7%
1 Year	108%
3 Year	42.7%
5 Year	20.5%
10 Year
15 Year
Since launch	8.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	15.9%
2023	7%
2022	-7.7%
2021	-9%
2020	31.4%
2019	35.1%
2018	-10.7%
2017	-4%
2016	52.7%
2015	-18.5%

Fund Manager information for DSP World Gold Fund

Name	Since	Tenure
Jay Kothari	1 Mar 13	12.68 Yr.

Data below for DSP World Gold Fund as on 31 Oct 25

Equity Sector Allocation

Sector	Value
Basic Materials	95.15%

Asset Allocation

Asset Class	Value
Cash	2.29%
Equity	95.15%
Debt	0.02%
Other	2.54%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
BGF World Gold I2 Investment Fund \| -	75%	₹1,127 Cr	1,347,933 ↓ -108,097
VanEck Gold Miners ETF - \| GDX	24%	₹367 Cr	573,719
Treps / Reverse Repo Investments CBLO/Reverse Repo \| -	2%	₹23 Cr
Net Receivables/Payables Net Current Assets \| -	1%	-₹20 Cr

2. DSP World Mining Fund

The primary investment objective of the Scheme is to seek capital appreciation by investing predominantly in the units of BlackRock Global Funds – World Mining Fund. The Scheme may, at the discretion of the Investment Manager, also invest in the units of other similar overseas mutual fund schemes, which may constitute a significant part of its corpus. The Scheme may also invest a certain portion of its corpus in money market securities and/or money market/liquid schemes of DSP BlackRock Mutual Fund, in order to meet liquidity requirements from time to time.

Research Highlights for DSP World Mining Fund

Bottom quartile AUM (₹169 Cr).
Established history (15+ yrs).
Rating: 3★ (lower mid).
Risk profile: High.
5Y return: 16.02% (lower mid).
3Y return: 12.97% (bottom quartile).
1Y return: 40.42% (lower mid).
Alpha: 0.00 (upper mid).
Sharpe: 1.28 (bottom quartile).
Information ratio: 0.00 (upper mid).
Top sector: Basic Materials.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~97%).
Largest holding BGF World Mining I2 (~98.8%).
Top-3 holdings concentration ~100.4%.

Below is the key information for DSP World Mining Fund

DSP World Mining Fund Growth
Launch Date	29 Dec 09
NAV (24 Nov 25)	₹23.1345 ↑ 0.78 (3.50 %)
Net Assets (Cr)	₹169 on 31 Oct 25
Category	Equity - Global
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	☆☆☆
Risk	High
Expense Ratio	1.14
Sharpe Ratio	1.28
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 20	₹10,000
31 Oct 21	₹13,881
31 Oct 22	₹13,855
31 Oct 23	₹14,251
31 Oct 24	₹16,669
31 Oct 25	₹22,688

DSP World Mining Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹458,689.
Net Profit of ₹158,689 Invest Now

Returns for DSP World Mining Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Nov 25

Duration	Returns
1 Month	3.5%
3 Month	21.8%
6 Month	39.4%
1 Year	40.4%
3 Year	13%
5 Year	16%
10 Year
15 Year
Since launch	5.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	-8.1%
2023	0%
2022	12.2%
2021	18%
2020	34.9%
2019	21.5%
2018	-9.4%
2017	21.1%
2016	49.7%
2015	-36%

Fund Manager information for DSP World Mining Fund

Name	Since	Tenure
Jay Kothari	1 Mar 13	12.68 Yr.

Data below for DSP World Mining Fund as on 31 Oct 25

Equity Sector Allocation

Sector	Value
Basic Materials	96.18%
Energy	1.1%

Asset Allocation

Asset Class	Value
Cash	2.35%
Equity	97.28%
Debt	0.01%
Other	0.36%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
BGF World Mining I2 Investment Fund \| -	99%	₹167 Cr	193,620 ↓ -1,404
Treps / Reverse Repo Investments CBLO/Reverse Repo \| -	1%	₹2 Cr
Net Receivables/Payables Net Current Assets \| -	0%	₹0 Cr

3. Edelweiss Europe Dynamic Equity Off-shore Fund

The primary investment objective of the Scheme is to seek to provide long term capital growth by investing predominantly in the JPMorgan Funds - Europe Dynamic Fund, an equity fund which invests primarily in an aggressively managed portfolio of European companies.

Research Highlights for Edelweiss Europe Dynamic Equity Off-shore Fund

Lower mid AUM (₹172 Cr).
Established history (11+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: High.
5Y return: 15.07% (bottom quartile).
3Y return: 20.06% (lower mid).
1Y return: 36.37% (bottom quartile).
Alpha: 0.00 (lower mid).
Sharpe: 2.08 (upper mid).
Information ratio: 0.00 (lower mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~93%).
Largest holding JPM Europe Dynamic I (acc) EUR (~96.7%).
Top-3 holdings concentration ~100.7%.

Below is the key information for Edelweiss Europe Dynamic Equity Off-shore Fund

Edelweiss Europe Dynamic Equity Off-shore Fund Growth
Launch Date	7 Feb 14
NAV (24 Nov 25)	₹25.5264 ↑ 0.16 (0.65 %)
Net Assets (Cr)	₹172 on 31 Oct 25
Category	Equity - Global
AMC	Edelweiss Asset Management Limited
Rating	☆☆☆
Risk	High
Expense Ratio	1.39
Sharpe Ratio	2.08
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 20	₹10,000
31 Oct 21	₹14,436
31 Oct 22	₹12,462
31 Oct 23	₹14,067
31 Oct 24	₹17,539
31 Oct 25	₹23,603

Edelweiss Europe Dynamic Equity Off-shore Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579 Invest Now

Returns for Edelweiss Europe Dynamic Equity Off-shore Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Nov 25

Duration	Returns
1 Month	0.4%
3 Month	2.4%
6 Month	9.8%
1 Year	36.4%
3 Year	20.1%
5 Year	15.1%
10 Year
15 Year
Since launch	8.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	5.4%
2023	17.3%
2022	-6%
2021	17%
2020	13.5%
2019	22.9%
2018	-12.2%
2017	12.5%
2016	-3.9%
2015	5.4%

Fund Manager information for Edelweiss Europe Dynamic Equity Off-shore Fund

Name	Since	Tenure
Bhavesh Jain	9 Apr 18	7.57 Yr.
Bharat Lahoti	1 Oct 21	4.09 Yr.

Data below for Edelweiss Europe Dynamic Equity Off-shore Fund as on 31 Oct 25

Equity Sector Allocation

Sector	Value
Financial Services	22.37%
Industrials	18.52%
Health Care	13.03%
Technology	8.83%
Consumer Cyclical	7.52%
Energy	6.92%
Consumer Defensive	5.4%
Utility	4.38%
Basic Materials	4.24%
Communication Services	2.07%
Real Estate	0%

Asset Allocation

Asset Class	Value
Cash	6.68%
Equity	93.27%
Debt	0.04%
Other	0%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
JPM Europe Dynamic I (acc) EUR Investment Fund \| -	97%	₹167 Cr	288,265 ↑ 16,532
Clearing Corporation Of India Ltd. CBLO/Reverse Repo \| -	4%	₹6 Cr
Net Receivables/(Payables) CBLO/Reverse Repo \| -	0%	-₹1 Cr
Accrued Interest CBLO \| -	0%	₹0 Cr

म्युच्युअल फंड म्हणजे काय?