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कमी जोखीम गुंतवणूकदारांसाठी सर्वोत्तम कमी जोखीम म्युच्युअल फंड
कमी जोखीम असलेल्या म्युच्युअल फंडात ऑनलाइन गुंतवणूक कशी करावी?
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कमी जोखमीच्या गुंतवणूकदारांसाठी शीर्ष 4 म्युच्युअल फंड

Updated on May 15, 2024 , 2804 views

आपण जवळ येत असल्याससेवानिवृत्ती किंवा एक नवशिक्या आहेतम्युच्युअल फंड किंवा तुम्ही अशा गुंतवणुकीच्या शोधात असाल ज्यामुळे तुमचे जास्त नुकसान होणार नाही आणि त्याच वेळी तुमच्या निधीचे संरक्षण होणार नाही, तर आमच्याकडे काही पर्याय आहेत ज्यांचा तुम्हाला विचार करणे आवश्यक आहे. तद्वतच, कमी जोखीम असलेले गुंतवणूकदार असे आहेत ज्यांना त्यांचे पैसे गुंतवायचे आहेत, परंतु त्यांची गुंतवणूक जोखीम घेऊ इच्छित नाही. दुसऱ्या शब्दांत, त्यांना म्युच्युअल फंडात सुरक्षित गुंतवणूक करायची आहे.

कर्ज निधी, म्युच्युअल फंडाचा एक प्रकार, पुराणमतवादी गुंतवणूकदारांसाठी काही सर्वोत्तम कमी-जोखीम गुंतवणूक आहेत. जसे डेट फंड सरकारमध्ये गुंतवणूक करतातबंध, पैसेबाजार सिक्युरिटीज इ., त्यांच्या तुलनेत कमी धोका असतोइक्विटी. तसेच, या फंडांमध्ये कमी-जोखीम असल्याने, या फंडांचा मॅच्युरिटी कालावधी लहान असतो, काही दिवसांपासून ते एका वर्षात बदलतो. परंतु, हे फंड या अल्पकालीन परताव्यासाठी ओळखले जातात. जोखीम-प्रतिरोधक गुंतवणूकदार या फंडांमध्ये अल्प कालावधीसाठी गुंतवणूक करू शकतात आणि इष्टतम परतावा मिळवू शकतात.

कमी जोखीम गुंतवणूकदारांसाठी सर्वोत्तम कमी जोखीम म्युच्युअल फंड

रात्रभर निधी

ही एक कर्ज योजना आहे जी एका दिवसात परिपक्व होणाऱ्या बाँडमध्ये गुंतवणूक करेल. दुसऱ्या शब्दांत, गुंतवणूक एका दिवसाच्या मॅच्युरिटीसह रातोरात सिक्युरिटीजमध्ये केली जाते. जोखीम आणि परताव्याची चिंता न करता पैसे पार्क करू इच्छिणाऱ्या गुंतवणूकदारांसाठी हा एक सुरक्षित पर्याय आहे. काही रात्रभर योजना, मार्गाने क्रेडिट जोखीम मुक्त परतावा व्युत्पन्न करण्यासाठीउत्पन्न किंवा वाढ, केंद्र सरकारच्या रोखे, ट्रेझरी बिलांमध्ये गुंतवणूक,कॉल करा पैसे आणि रिपो. ज्या गुंतवणूकदारांना त्यांची अतिरिक्त रक्कम एका रात्रीसाठी गुंतवायची आहे त्यांच्यासाठी हा एक उत्तम पर्याय आहे. तथापि, ज्यांना त्यांचा निधी रातोरात रिडीम करायचा नाही, तो तो योजनेत राहू देऊ शकतो.

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	2023 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
UTI Overnight Fund Growth	₹3,271.42 ↑ 0.58	₹2,978	1.6	3.3	6.7	5.3	6.6	6.94%	3D	3D
HDFC Overnight Fund Growth	₹3,551.89 ↑ 0.63	₹6,754	1.6	3.3	6.7	5.2	6.5	6.71%	3D	4D
SBI Overnight Fund Growth	₹3,880.88 ↑ 0.70	₹14,332	1.6	3.3	6.7	5.2	6.6	6.68%	1D	1D
L&T Cash Fund Growth	₹1,627.38 ↑ 0.18	₹1,105	1.4	2.6	4.3	3.5		0%
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 17 May 24

लिक्विड फंड

लिक्विड फंड कमी परिपक्वता कालावधी असलेल्या सिक्युरिटीजमध्ये गुंतवणूक करा, सामान्यतः 91 दिवसांपेक्षा कमी. हे फंड प्रामुख्याने ट्रेझरी बिले, कमर्शियल पेपर्स, मुदत ठेव इत्यादींमध्ये गुंतवणूक करतात. लिक्विड फंड सहज प्रदान करताततरलता आणि इतर प्रकारच्या कर्ज साधनांपेक्षा कमीत कमी अस्थिर असतात. तसेच, पारंपारिक पेक्षा द्रव हा एक चांगला पर्याय आहेबँक बचत खाते. बँक खात्याच्या तुलनेत, लिक्विड फंड वार्षिक व्याजाच्या 7-8% देतात. साधारणपणे, कोणाच्याही बचत खात्यात निष्क्रिय रोकड असेल असा विचार केला असेलगुंतवणूक त्यातून अधिक पैसे कमवायचे कुठेतरी. ज्या गुंतवणूकदारांना जोखीममुक्त गुंतवणूक हवी आहे ते आदर्शपणे या फंडांमध्ये गुंतवणूक करण्यास प्राधान्य देऊ शकतात.

Fund	NAV	Net Assets (Cr)	1 MO (%)	3 MO (%)	6 MO (%)	1 YR (%)	2023 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
BOI AXA Liquid Fund Growth	₹2,780.78 ↑ 0.54	₹1,322	0.5	1.8	3.7	7.3	7	7.4%	1M 13D	1M 13D
Axis Liquid Fund Growth	₹2,689.28 ↑ 0.56	₹22,169	0.5	1.9	3.7	7.3	7.1	7.41%	1M 13D	1M 14D
LIC MF Liquid Fund Growth	₹4,369.75 ↑ 0.90	₹8,305	0.5	1.9	3.7	7.2	7	7.66%	1M 12D	1M 12D
ICICI Prudential Liquid Fund Growth	₹357.727 ↑ 0.07	₹35,428	0.5	1.9	3.7	7.2	7	7.49%	1M 11D	1M 15D
Canara Robeco Liquid Growth	₹2,908.53 ↑ 0.57	₹2,211	0.5	1.8	3.7	7.3	7	7.63%	2M 1D	2M 7D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 18 May 24

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अल्ट्रा शॉर्ट टर्म फंड

अल्प कालावधीचे फंड गुंतवणूक करतातनिश्चित उत्पन्न तीन ते सहा महिन्यांदरम्यान मॅकॉले कालावधी असलेली उपकरणे. अल्ट्रा शॉर्ट टर्म फंड गुंतवणूकदारांना व्याजदरातील जोखीम टाळण्यास मदत करतात आणि लिक्विड डेट फंडांच्या तुलनेत चांगले परतावा देखील देतात. हे फंड अल्प-मुदतीची गुंतवणूक आहेत जी गुंतवणूकदारांसाठी अत्यंत योग्य आहेत जे चांगले परतावा मिळविण्यासाठी गुंतवणुकीची जोखीम किरकोळ वाढविण्यास इच्छुक आहेत. सामान्यतः, दीर्घ मुदतीच्या साधनांसाठी कर्ज साधनावरील उत्पन्न जास्त असते. अशाप्रकारे, अल्ट्रा शॉर्ट म्युच्युअल फंडातील सिक्युरिटीज सहसा लिक्विड फंडांच्या तुलनेत जास्त उत्पन्न मिळवतात (जरी तुलनेने जास्त धोका असला तरीही). परिणामी, अल्ट्राअल्पकालीन निधी तुलनात्मक कालावधीत लिक्विड फंडांपेक्षा किरकोळ चांगला परतावा देऊ शकतो.

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	2023 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
Franklin India Ultra Short Bond Fund - Super Institutional Plan Growth	₹34.9131 ↑ 0.04	₹297	1.3	5.9	13.7	8.8		0%		1Y 15D
Aditya Birla Sun Life Savings Fund Growth	₹503.528 ↑ 0.12	₹10,748	2	3.8	7.4	5.8	7.2	7.95%	5M 12D	6M 4D
Invesco India Ultra Short Term Fund Growth	₹2,491.06 ↑ 0.43	₹614	2	3.8	7.1	5.2	6.6	7.74%	5M 12D	5M 24D
ICICI Prudential Ultra Short Term Fund Growth	₹25.5463 ↑ 0.00	₹12,180	1.9	3.7	7.2	5.6	6.9	8.02%	4M 24D	5M 8D
SBI Magnum Ultra Short Duration Fund Growth	₹5,511.26 ↑ 1.05	₹9,018	1.9	3.6	7.1	5.5	7	7.68%	4M 28D	5M 8D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 7 Aug 22

मनी मार्केट फंड

मनी मार्केट फंड अनेक बाजारपेठांमध्ये गुंतवणूक करतो जसे की व्यावसायिक/कोषागार बिले, व्यावसायिक कागदपत्रे,ठेव प्रमाणपत्र आणि भारतीय रिझर्व्ह बँक (RBI) द्वारे निर्दिष्ट केलेली इतर साधने. जोखीम-विरोधक गुंतवणूकदारांसाठी ही गुंतवणूक एक चांगला पर्याय आहे ज्यांना कमी कालावधीत चांगला परतावा मिळवायचा आहे. ही कर्ज योजना मनी मार्केट साधनांमध्ये गुंतवणूक करेल ज्याची मुदत एक वर्षापर्यंत आहे. ची कामगिरीमनी मार्केट फंड रिझर्व्ह बँक ऑफ इंडियाने ठरवलेल्या व्याजदरांशी जवळून जोडलेले आहेसेंट्रल बँक ऑफ इंडिया. म्हणून, जेव्हा RBI बाजारात दर वाढवते, तेव्हा उत्पन्न वाढते आणि मनी मार्केट फंड चांगला परतावा देण्यास सक्षम असतात.

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	2023 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
Aditya Birla Sun Life Money Manager Fund Growth	₹340.125 ↑ 0.05	₹18,375	2	3.8	7.5	5.9	7.4	7.93%	9M 22D	9M 25D
Tata Money Market Fund Growth	₹4,340.79 ↑ 0.74	₹14,015	2	3.8	7.5	5.9	7.4	7.67%	7M 8D	7M 8D
Nippon India Money Market Fund Growth	₹3,814.63 ↑ 0.65	₹12,205	2	3.8	7.5	5.9	7.4	7.89%	8M 2D	8M 21D
Kotak Money Market Scheme Growth	₹4,129.06 ↑ 0.78	₹15,868	2	3.8	7.5	5.8	7.3	7.78%	9M 22D	9M 22D
ICICI Prudential Money Market Fund Growth	₹348.737 ↑ 0.05	₹15,509	2	3.8	7.5	5.8	7.4	7.77%	6M 13D	6M 30D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 17 May 24

*वरील सर्वोत्कृष्टांची यादी आहेकमी धोका निधीमध्ये वरील एयूएम/निव्वळ मालमत्ता आहेत100 कोटी. वर क्रमवारी लावलीमागील 6 महिन्यांचा परतावा.

1. Franklin India Ultra Short Bond Fund - Super Institutional Plan

To provide a combination of regular income and high liquidity by investing primarily in a mix of short term debt and money market instruments.

Franklin India Ultra Short Bond Fund - Super Institutional Plan is a Debt - Ultrashort Bond fund was launched on 18 Dec 07. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8.9% since its launch. .

Below is the key information for Franklin India Ultra Short Bond Fund - Super Institutional Plan

Franklin India Ultra Short Bond Fund - Super Institutional Plan Growth
Launch Date	18 Dec 07
NAV (07 Aug 22)	₹34.9131 ↑ 0.04 (0.11 %)
Net Assets (Cr)	₹297 on 31 Jul 22
Category	Debt - Ultrashort Bond
AMC	Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating	☆
Risk	Moderate
Expense Ratio	0.52
Sharpe Ratio	2.57
Information Ratio	0
Alpha Ratio	0
Min Investment	10,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	0%
Effective Maturity	1 Year 15 Days
Modified Duration

Growth of 10,000 investment over the years.

Date	Value
30 Apr 19	₹10,000
30 Apr 20	₹10,414
30 Apr 21	₹11,373
30 Apr 22	₹13,024

Franklin India Ultra Short Bond Fund - Super Institutional Plan SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹206,148.
Net Profit of ₹26,148 Invest Now

Purchase not allowed

Returns for Franklin India Ultra Short Bond Fund - Super Institutional Plan

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Aug 22

Duration	Returns
1 Month	0.6%
3 Month	1.3%
6 Month	5.9%
1 Year	13.7%
3 Year	8.8%
5 Year	8.7%
10 Year
15 Year
Since launch	8.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2023
2022
2021
2020
2019
2018
2017
2016
2015
2014

Fund Manager information for Franklin India Ultra Short Bond Fund - Super Institutional Plan

Name	Since	Tenure

Data below for Franklin India Ultra Short Bond Fund - Super Institutional Plan as on 31 Jul 22

Asset Allocation

Asset Class	Value

Debt Sector Allocation

Sector	Value

Credit Quality

Rating	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

2. Aditya Birla Sun Life Money Manager Fund

(Erstwhile Aditya Birla Sun Life Floating Rate Fund - Short Term)

The primary objective of the schemes is to generate regular income through investment in a portfolio comprising substantially of floating rate debt / money market instruments. The schemes may invest a portion of its net assets in fixed rate debt securities and money market instruments.

Aditya Birla Sun Life Money Manager Fund is a Debt - Money Market fund was launched on 13 Oct 05. It is a fund with Low risk and has given a CAGR/Annualized return of 6.8% since its launch. Ranked 7 in Money Market category. Return for 2023 was 7.4% , 2022 was 4.8% and 2021 was 3.8% .

Below is the key information for Aditya Birla Sun Life Money Manager Fund

Aditya Birla Sun Life Money Manager Fund Growth
Launch Date	13 Oct 05
NAV (17 May 24)	₹340.125 ↑ 0.05 (0.02 %)
Net Assets (Cr)	₹18,375 on 31 Mar 24
Category	Debt - Money Market
AMC	Birla Sun Life Asset Management Co Ltd
Rating	☆☆☆☆☆
Risk	Low
Expense Ratio	0.33
Sharpe Ratio	2.18
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	1,000
Exit Load	NIL
Yield to Maturity	7.93%
Effective Maturity	9 Months 25 Days
Modified Duration	9 Months 22 Days

Growth of 10,000 investment over the years.

Date	Value
30 Apr 19	₹10,000
30 Apr 20	₹10,771
30 Apr 21	₹11,374
30 Apr 22	₹11,817
30 Apr 23	₹12,529
30 Apr 24	₹13,482

Aditya Birla Sun Life Money Manager Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for Aditya Birla Sun Life Money Manager Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Aug 22

Duration	Returns
1 Month	0.5%
3 Month	2%
6 Month	3.8%
1 Year	7.5%
3 Year	5.9%
5 Year	6.1%
10 Year
15 Year
Since launch	6.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7.4%
2022	4.8%
2021	3.8%
2020	6.6%
2019	8%
2018	7.9%
2017	6.8%
2016	7.7%
2015	8.4%
2014	9.2%

Fund Manager information for Aditya Birla Sun Life Money Manager Fund

Name	Since	Tenure
Kaustubh Gupta	15 Jul 11	12.72 Yr.
Anuj Jain	22 Mar 21	3.03 Yr.
Mohit Sharma	1 Apr 17	7.01 Yr.
Dhaval Joshi	21 Nov 22	1.36 Yr.

Data below for Aditya Birla Sun Life Money Manager Fund as on 31 Mar 24

Asset Allocation

Asset Class	Value
Cash	67.37%
Debt	32.42%
Other	0.2%

Debt Sector Allocation

Sector	Value
Corporate	48.34%
Cash Equivalent	32.29%
Government	19.17%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
India (Republic of) - \| -	2%	₹472 Cr	50,000,000
Axis Bank Ltd. Debentures \| -	2%	₹472 Cr	10,000
IDFC First Bank Ltd. Debentures \| -	2%	₹469 Cr	10,000
07.38% MP Sdl 2025 Sovereign Bonds \| -	2%	₹466 Cr	46,500,000 ↑ 28,000,000
05.80 MH Sdl 2025 Sovereign Bonds \| -	2%	₹465 Cr	47,000,000
Tata Teleservices Ltd Debentures \| -	2%	₹445 Cr	9,500
Small Industries Development Bank of India Debentures \| -	2%	₹376 Cr	8,000
HDFC Bank Ltd. Debentures \| -	2%	₹329 Cr	7,000 ↑ 2,000
Indusind Bank Ltd. Debentures \| -	1%	₹284 Cr	6,000
ICICI Bank Ltd. Debentures \| -	1%	₹236 Cr	5,000

3. Tata Money Market Fund

(Erstwhile Tata Liquid Fund)

To create a highly liquid portfolio of good quality debt as well as money market instruments so as to provide reasonable returns and high liquidity to the unitholders.

Tata Money Market Fund is a Debt - Money Market fund was launched on 22 May 03. It is a fund with Low risk and has given a CAGR/Annualized return of 6.7% since its launch. Ranked 30 in Money Market category. Return for 2023 was 7.4% , 2022 was 4.8% and 2021 was 3.9% .

Below is the key information for Tata Money Market Fund

Tata Money Market Fund Growth
Launch Date	22 May 03
NAV (17 May 24)	₹4,340.79 ↑ 0.74 (0.02 %)
Net Assets (Cr)	₹14,015 on 31 Mar 24
Category	Debt - Money Market
AMC	Tata Asset Management Limited
Rating	☆☆☆
Risk	Low
Expense Ratio	0.22
Sharpe Ratio	2.26
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	7.67%
Effective Maturity	7 Months 8 Days
Modified Duration	7 Months 8 Days

Growth of 10,000 investment over the years.

Date	Value
30 Apr 19	₹10,000
30 Apr 20	₹10,732
30 Apr 21	₹11,333
30 Apr 22	₹11,771
30 Apr 23	₹12,473
30 Apr 24	₹13,416

Tata Money Market Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for Tata Money Market Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Aug 22

Duration	Returns
1 Month	0.5%
3 Month	2%
6 Month	3.8%
1 Year	7.5%
3 Year	5.9%
5 Year	6%
10 Year
15 Year
Since launch	6.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7.4%
2022	4.8%
2021	3.9%
2020	6.4%
2019	8.1%
2018	-0.1%
2017	6.7%
2016	7.6%
2015	8.3%
2014	9%

Fund Manager information for Tata Money Market Fund

Name	Since	Tenure
Amit Somani	16 Oct 13	10.47 Yr.

Data below for Tata Money Market Fund as on 31 Mar 24

Asset Allocation

Asset Class	Value
Cash	61.83%
Debt	37.94%
Other	0.22%

Debt Sector Allocation

Sector	Value
Corporate	42.09%
Cash Equivalent	37.31%
Government	20.37%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Punjab National Bank Domestic Bonds \| -	4%	₹708 Cr	15,000
India (Republic of) - \| -	4%	₹690 Cr	71,000,000
LIC Housing Finance Ltd. Debentures \| -	4%	₹680 Cr	14,500
HDFC Bank Ltd. Debentures \| -	3%	₹541 Cr	11,500 ↑ 2,000
Punjab & Sind Bank Debentures \| -	3%	₹467 Cr	10,000
India (Republic of) - \| -	2%	₹417 Cr	44,000,000
India (Republic of) - \| -	2%	₹388 Cr	40,000,000 ↑ 20,000,000
Union Bank of India Domestic Bonds \| -	2%	₹374 Cr	8,000 ↑ 8,000
Small Industries Development Bank of India Debentures \| -	2%	₹329 Cr	7,000
HDFC Bank Ltd. Debentures \| -	2%	₹285 Cr	6,000

4. Nippon India Money Market Fund

(Erstwhile Reliance Liquidity Fund)

The investment objective of the Scheme is to generate optimal returns consistent with moderate levels of risk and high liquidity. Accordingly, investments shall predominantly be made in Debt and Money Market Instruments.

Nippon India Money Market Fund is a Debt - Money Market fund was launched on 16 Jun 05. It is a fund with Low risk and has given a CAGR/Annualized return of 7.3% since its launch. Ranked 27 in Money Market category. Return for 2023 was 7.4% , 2022 was 5% and 2021 was 3.8% .

Below is the key information for Nippon India Money Market Fund

Nippon India Money Market Fund Growth
Launch Date	16 Jun 05
NAV (17 May 24)	₹3,814.63 ↑ 0.65 (0.02 %)
Net Assets (Cr)	₹12,205 on 31 Mar 24
Category	Debt - Money Market
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆☆
Risk	Low
Expense Ratio	0.31
Sharpe Ratio	2.05
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	NIL
Yield to Maturity	7.89%
Effective Maturity	8 Months 21 Days
Modified Duration	8 Months 2 Days

Growth of 10,000 investment over the years.

Date	Value
30 Apr 19	₹10,000
30 Apr 20	₹10,757
30 Apr 21	₹11,303
30 Apr 22	₹11,742
30 Apr 23	₹12,458
30 Apr 24	₹13,403

Nippon India Money Market Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for Nippon India Money Market Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Aug 22

Duration	Returns
1 Month	0.5%
3 Month	2%
6 Month	3.8%
1 Year	7.5%
3 Year	5.9%
5 Year	6%
10 Year
15 Year
Since launch	7.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7.4%
2022	5%
2021	3.8%
2020	6%
2019	8.1%
2018	7.9%
2017	6.6%
2016	7.6%
2015	8.3%
2014	9.1%

Fund Manager information for Nippon India Money Market Fund

Name	Since	Tenure
Anju Chhajer	1 Feb 20	4.17 Yr.
Kinjal Desai	16 Jul 18	5.71 Yr.

Data below for Nippon India Money Market Fund as on 31 Mar 24

Asset Allocation

Asset Class	Value
Cash	78.14%
Debt	21.63%
Other	0.23%

Debt Sector Allocation

Sector	Value
Corporate	49.05%
Cash Equivalent	31.25%
Government	19.47%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
182 DTB 29082024 Sovereign Bonds \| -	3%	₹366 Cr	37,500,000 ↓ -2,500,000
India (Republic of) - \| -	2%	₹340 Cr	35,000,000 ↑ 20,000,000
Indusind Bank Ltd. Debentures \| -	2%	₹281 Cr	6,000
07.38% MP Sdl 2025 Sovereign Bonds \| -	2%	₹276 Cr	27,500,000
08.10 JH Sdl 2025 Sovereign Bonds \| -	2%	₹252 Cr	25,000,000
08.09 Ts SDL 2025 Sovereign Bonds \| -	2%	₹237 Cr	23,500,000
AU Small Finance Bank Ltd. Debentures \| -	2%	₹233 Cr	5,000
182 DTB 22082024 Sovereign Bonds \| -	1%	₹171 Cr	17,500,000
India (Republic of) - \| -	1%	₹141 Cr	15,000,000
India (Republic of) - \| -	1%	₹123 Cr	12,634,100 ↑ 500,000

5. Kotak Money Market Scheme

(Erstwhile Kotak Floater Short Term Fund)

To reduce the interest rate risk associated with investments in fixed rate instruments by investing predominantly in floating rate securities, money market instruments and using appropriate derivatives.

Kotak Money Market Scheme is a Debt - Money Market fund was launched on 14 Jul 03. It is a fund with Low risk and has given a CAGR/Annualized return of 7% since its launch. Ranked 19 in Money Market category. Return for 2023 was 7.3% , 2022 was 4.9% and 2021 was 3.7% .

Below is the key information for Kotak Money Market Scheme

Kotak Money Market Scheme Growth
Launch Date	14 Jul 03
NAV (17 May 24)	₹4,129.06 ↑ 0.78 (0.02 %)
Net Assets (Cr)	₹15,868 on 31 Mar 24
Category	Debt - Money Market
AMC	Kotak Mahindra Asset Management Co Ltd
Rating	☆☆☆☆
Risk	Low
Expense Ratio	0.27
Sharpe Ratio	1.92
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	NIL
Yield to Maturity	7.78%
Effective Maturity	9 Months 22 Days
Modified Duration	9 Months 22 Days

Growth of 10,000 investment over the years.

Date	Value
30 Apr 19	₹10,000
30 Apr 20	₹10,740
30 Apr 21	₹11,247
30 Apr 22	₹11,681
30 Apr 23	₹12,378
30 Apr 24	₹13,309

Kotak Money Market Scheme SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Kotak Money Market Scheme

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Aug 22

Duration	Returns
1 Month	0.5%
3 Month	2%
6 Month	3.8%
1 Year	7.5%
3 Year	5.8%
5 Year	5.9%
10 Year
15 Year
Since launch	7%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7.3%
2022	4.9%
2021	3.7%
2020	5.7%
2019	8%
2018	7.7%
2017	6.7%
2016	7.7%
2015	8.4%
2014	9.1%

Fund Manager information for Kotak Money Market Scheme

Name	Since	Tenure
Deepak Agrawal	1 Nov 06	17.43 Yr.
Manu Sharma	1 Nov 22	1.42 Yr.
Palha Khanna	3 Jul 23	0.75 Yr.

Data below for Kotak Money Market Scheme as on 31 Mar 24

Asset Allocation

Asset Class	Value
Cash	69.99%
Debt	29.78%
Other	0.23%

Debt Sector Allocation

Sector	Value
Corporate	48.77%
Cash Equivalent	33.48%
Government	17.52%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
India (Republic of) - \| -	3%	₹487 Cr	49,999,990 ↑ 20,000,000
Union Bank of India Domestic Bonds \| -	3%	₹470 Cr	50,000
182 DTB 22082024 Sovereign Bonds \| -	2%	₹439 Cr	45,000,000
India (Republic of) - \| -	2%	₹378 Cr	40,000,000
Indusind Bank Ltd. Debentures \| -	2%	₹378 Cr	40,000
ICICI Bank Ltd. Debentures \| -	2%	₹378 Cr	40,000
05.80 MH Sdl 2025 Sovereign Bonds \| -	1%	₹247 Cr	25,000,000
182 DTB 29082024 Sovereign Bonds \| -	1%	₹244 Cr	25,000,000
Indusind Bank Ltd. Debentures \| -	1%	₹235 Cr	25,000
IDFC First Bank Ltd. Debentures \| -	1%	₹235 Cr	25,000

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