SIP किंवा पद्धतशीरगुंतवणूक योजना एक उत्तम मार्ग आहेम्युच्युअल फंडात गुंतवणूक करा. मोतीलाल यांनी ऑफर केलेल्या SIP योजनाम्युच्युअल फंड नियमितपणे ठराविक रक्कम वाचवण्याचा हा एक उत्तम मार्ग आहेआधार जसे साप्ताहिक/मासिक/तिमासिक. हे नियमित बचत करण्यास प्रोत्साहन देते आणि फायदे देखील देतातकंपाउंडिंगची शक्ती.
मजबूत संपत्ती निर्माण करण्यासाठी एसआयपी प्लॅनसह तुम्ही सहजपणे दीर्घ कालावधीसाठी गुंतवणूक करू शकता. ही रक्कम नियमित अंतराने गुंतवली जात असल्याने त्याचा परिणामही कमी होतोबाजार अस्थिरता च्या बरोबरएसआयपी गुंतवणूक, गुंतवणूकदार त्यांच्या विविध उद्दिष्टांची योजना करू शकतात जसे की सेवानिवृत्ती, विवाह, घर/वाहन खरेदी करणे किंवा उच्च शिक्षण इ.
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मोतीलाल MF सह पद्धतशीर गुंतवणूक योजना असण्यासाठी मोठ्या रकमेची आवश्यकता नाहीगुंतवणूक सुरुवातीची रक्कम रु 500 इतकी कमी आहे.
मोतीलाल एसआयपी म्युच्युअल फंड लहानपणापासूनच बचतीची सवय लावण्यास प्रोत्साहन देते
एसआयपीमध्ये गुंतवणूक करून व्यक्ती दीर्घकालीन योजना करू शकतेआर्थिक उद्दिष्टे जसे की कार/घर खरेदी करणे, आंतरराष्ट्रीय सहलीसाठी बचत करणे, मुलाच्या शिक्षणासाठी बचत करणे,निवृत्ती नियोजन किंवा इतर कोणतीही मालमत्ता खरेदी करण्यासाठी.
एक पद्धतशीर गुंतवणुकीची योजना दीर्घ कालावधीत पसरलेली असते, हे लक्षात घेता, शेअर बाजारातील सर्व काळ, चढ-उतार आणि त्याहूनही महत्त्वाचे म्हणजे पडझड लक्षात येते. मंदीच्या काळात, जेव्हा बहुतेक गुंतवणूकदारांना भीती वाटते तेव्हा, गुंतवणूकदार “कमी” खरेदी करतात याची खात्री करून SIP हप्ते चालू राहतात.
तर, आजच SIP सुरू कराइक्विटी फंड या शीर्ष 4 सर्वोत्तम मोतीलाल एसआयपी फंडांमध्ये गुंतवणूक करून. हे फंड एयूएम सारखे काही मापदंड हाती घेऊन शॉर्टलिस्ट केले गेले आहेत,नाही, मागील कामगिरी, समवयस्क सरासरी परतावा इ.
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) Motilal Oswal Midcap 30 Fund Growth ₹92.0246
↓ -0.59 ₹36,880 500 -12.5 -9.7 -2.6 22.9 25.8 -12.1 Motilal Oswal Long Term Equity Fund Growth ₹48.6307
↓ -0.04 ₹4,341 500 -8.2 -7.2 5.4 22.4 19.1 -9.1 Motilal Oswal Multicap 35 Fund Growth ₹57.4839
↓ -0.34 ₹13,862 500 -9.2 -7.2 3.8 22.2 14.4 -5.6 Motilal Oswal Focused 25 Fund Growth ₹42.4185
↑ 0.24 ₹1,513 500 -4 -2.5 6.1 10.6 8.8 -1.7 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 30 Jan 26 Research Highlights & Commentary of 4 Funds showcased
Commentary Motilal Oswal Midcap 30 Fund Motilal Oswal Long Term Equity Fund Motilal Oswal Multicap 35 Fund Motilal Oswal Focused 25 Fund Point 1 Highest AUM (₹36,880 Cr). Lower mid AUM (₹4,341 Cr). Upper mid AUM (₹13,862 Cr). Bottom quartile AUM (₹1,513 Cr). Point 2 Established history (11+ yrs). Established history (11+ yrs). Established history (11+ yrs). Oldest track record among peers (12 yrs). Point 3 Rating: 3★ (upper mid). Not Rated. Top rated. Rating: 3★ (lower mid). Point 4 Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Point 5 5Y return: 25.82% (top quartile). 5Y return: 19.13% (upper mid). 5Y return: 14.40% (lower mid). 5Y return: 8.82% (bottom quartile). Point 6 3Y return: 22.94% (top quartile). 3Y return: 22.42% (upper mid). 3Y return: 22.17% (lower mid). 3Y return: 10.60% (bottom quartile). Point 7 1Y return: -2.59% (bottom quartile). 1Y return: 5.37% (upper mid). 1Y return: 3.80% (lower mid). 1Y return: 6.07% (top quartile). Point 8 Alpha: -18.12 (bottom quartile). Alpha: -16.15 (lower mid). Alpha: -12.91 (upper mid). Alpha: -8.70 (top quartile). Point 9 Sharpe: -0.79 (bottom quartile). Sharpe: -0.43 (upper mid). Sharpe: -0.51 (lower mid). Sharpe: -0.21 (top quartile). Point 10 Information ratio: 0.10 (lower mid). Information ratio: 0.53 (upper mid). Information ratio: 0.54 (top quartile). Information ratio: -0.72 (bottom quartile). Motilal Oswal Midcap 30 Fund
Motilal Oswal Long Term Equity Fund
Motilal Oswal Multicap 35 Fund
Motilal Oswal Focused 25 Fund
(Erstwhile Motilal Oswal MOSt Focused Midcap 30 Fund) The investment objective of the Scheme is to achieve long term capital appreciation by investing in a maximum of 30 quality mid-cap companies having long-term competitive advantages and potential for growth. However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved. Below is the key information for Motilal Oswal Midcap 30 Fund Returns up to 1 year are on (Erstwhile Motilal Oswal MOSt Focused Long Term Fund) The investment objective of the Scheme is to generate long-term capital appreciation from a diversified portfolio of predominantly equity and equity related instruments. However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved. Research Highlights for Motilal Oswal Long Term Equity Fund Below is the key information for Motilal Oswal Long Term Equity Fund Returns up to 1 year are on (Erstwhile Motilal Oswal MOSt Focused Multicap 35 Fund) The investment objective of the Scheme is to achieve long term capital appreciation by primarily investing in a maximum of 35 equity & equity related instruments across sectors and market-capitalization levels.However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved. Research Highlights for Motilal Oswal Multicap 35 Fund Below is the key information for Motilal Oswal Multicap 35 Fund Returns up to 1 year are on (Erstwhile Motilal Oswal MOSt Focused 25 Fund) The investment objective of the Scheme is to achieve long term capital appreciation by investing in upto 25 companies with long term sustainable competitive advantage and growth potential. However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved. Research Highlights for Motilal Oswal Focused 25 Fund Below is the key information for Motilal Oswal Focused 25 Fund Returns up to 1 year are on 1. Motilal Oswal Midcap 30 Fund
Motilal Oswal Midcap 30 Fund
Growth Launch Date 24 Feb 14 NAV (30 Jan 26) ₹92.0246 ↓ -0.59 (-0.64 %) Net Assets (Cr) ₹36,880 on 31 Dec 25 Category Equity - Mid Cap AMC Motilal Oswal Asset Management Co. Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 1.56 Sharpe Ratio -0.79 Information Ratio 0.1 Alpha Ratio -18.12 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Jan 21 ₹10,000 31 Jan 22 ₹15,611 31 Jan 23 ₹17,167 31 Jan 24 ₹25,382 31 Jan 25 ₹32,939 31 Jan 26 ₹31,530 Returns for Motilal Oswal Midcap 30 Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Jan 26 Duration Returns 1 Month -5.9% 3 Month -12.5% 6 Month -9.7% 1 Year -2.6% 3 Year 22.9% 5 Year 25.8% 10 Year 15 Year Since launch 20.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 -12.1% 2023 57.1% 2022 41.7% 2021 10.7% 2020 55.8% 2019 9.3% 2018 9.7% 2017 -12.7% 2016 30.8% 2015 5.2% Fund Manager information for Motilal Oswal Midcap 30 Fund
Name Since Tenure Ajay Khandelwal 1 Oct 24 1.25 Yr. Niket Shah 1 Jul 20 5.51 Yr. Rakesh Shetty 22 Nov 22 3.11 Yr. Sunil Sawant 1 Jul 24 1.5 Yr. Data below for Motilal Oswal Midcap 30 Fund as on 31 Dec 25
Equity Sector Allocation
Sector Value Technology 34.62% Consumer Cyclical 15.12% Industrials 10.84% Financial Services 10.65% Communication Services 9.14% Real Estate 2.38% Health Care 0.85% Asset Allocation
Asset Class Value Cash 18.4% Equity 81.6% Top Securities Holdings / Portfolio
Name Holding Value Quantity Persistent Systems Ltd (Technology)
Equity, Since 31 Jan 23 | PERSISTENT10% ₹3,744 Cr 5,969,840
↓ -30,160 Coforge Ltd (Technology)
Equity, Since 31 Mar 23 | COFORGE9% ₹3,284 Cr 19,750,000 One97 Communications Ltd (Technology)
Equity, Since 30 Sep 24 | 5433968% ₹2,923 Cr 22,501,127
↑ 21,166 Kalyan Jewellers India Ltd (Consumer Cyclical)
Equity, Since 29 Feb 24 | KALYANKJIL8% ₹2,914 Cr 60,043,240 Dixon Technologies (India) Ltd (Technology)
Equity, Since 31 Mar 23 | DIXON7% ₹2,541 Cr 2,100,000 Eternal Ltd (Consumer Cyclical)
Equity, Since 31 Aug 25 | 5433206% ₹2,127 Cr 76,501,000
↓ -33,500,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Nov 25 | BHARTIARTL5% ₹2,004 Cr 9,517,664
↑ 17,664 KEI Industries Ltd (Industrials)
Equity, Since 30 Nov 24 | KEI5% ₹1,784 Cr 4,000,000 Aditya Birla Capital Ltd (Financial Services)
Equity, Since 30 Jun 25 | ABCAPITAL5% ₹1,699 Cr 47,500,000 Bharti Hexacom Ltd (Communication Services)
Equity, Since 31 Oct 24 | BHARTIHEXA4% ₹1,366 Cr 7,500,000 2. Motilal Oswal Long Term Equity Fund
Motilal Oswal Long Term Equity Fund
Growth Launch Date 21 Jan 15 NAV (30 Jan 26) ₹48.6307 ↓ -0.04 (-0.07 %) Net Assets (Cr) ₹4,341 on 31 Dec 25 Category Equity - ELSS AMC Motilal Oswal Asset Management Co. Ltd Rating Risk Moderately High Expense Ratio 1.65 Sharpe Ratio -0.43 Information Ratio 0.53 Alpha Ratio -16.15 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Jan 21 ₹10,000 31 Jan 22 ₹13,265 31 Jan 23 ₹13,176 31 Jan 24 ₹19,252 31 Jan 25 ₹23,449 31 Jan 26 ₹23,990 Returns for Motilal Oswal Long Term Equity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Jan 26 Duration Returns 1 Month -2.8% 3 Month -8.2% 6 Month -7.2% 1 Year 5.4% 3 Year 22.4% 5 Year 19.1% 10 Year 15 Year Since launch 15.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 -9.1% 2023 47.7% 2022 37% 2021 1.8% 2020 32.1% 2019 8.8% 2018 13.2% 2017 -8.7% 2016 44% 2015 12.5% Fund Manager information for Motilal Oswal Long Term Equity Fund
Name Since Tenure Ajay Khandelwal 11 Dec 23 2.06 Yr. Rakesh Shetty 22 Nov 22 3.11 Yr. Atul Mehra 1 Oct 24 1.25 Yr. Data below for Motilal Oswal Long Term Equity Fund as on 31 Dec 25
Equity Sector Allocation
Sector Value Financial Services 28.84% Industrials 23.25% Consumer Cyclical 16.56% Technology 10.56% Basic Materials 8.31% Real Estate 3.96% Health Care 3.54% Consumer Defensive 1.96% Asset Allocation
Asset Class Value Cash 3.03% Equity 96.97% Top Securities Holdings / Portfolio
Name Holding Value Quantity Multi Commodity Exchange of India Ltd (Financial Services)
Equity, Since 29 Feb 24 | MCX7% ₹289 Cr 259,208 Eternal Ltd (Consumer Cyclical)
Equity, Since 31 Oct 23 | 5433205% ₹222 Cr 8,000,000
↓ -970,581 Piramal Finance Ltd (Financial Services)
Equity, Since 30 Sep 25 | PIRAMALFIN5% ₹212 Cr 1,288,233
↑ 9,000 Muthoot Finance Ltd (Financial Services)
Equity, Since 30 Jun 25 | 5333985% ₹208 Cr 546,874 PTC Industries Ltd (Industrials)
Equity, Since 30 Sep 24 | 5390064% ₹186 Cr 100,321 One97 Communications Ltd (Technology)
Equity, Since 30 Jun 25 | 5433964% ₹176 Cr 1,351,856
↑ 94,889 Waaree Energies Ltd (Technology)
Equity, Since 31 Oct 24 | 5442774% ₹173 Cr 583,979 Prestige Estates Projects Ltd (Real Estate)
Equity, Since 31 Oct 23 | PRESTIGE4% ₹172 Cr 1,077,437 Amber Enterprises India Ltd Ordinary Shares (Consumer Cyclical)
Equity, Since 31 Mar 24 | AMBER4% ₹165 Cr 259,006
↑ 18,656 Apar Industries Ltd (Industrials)
Equity, Since 31 Dec 23 | APARINDS4% ₹163 Cr 194,366
↑ 9,736 3. Motilal Oswal Multicap 35 Fund
Motilal Oswal Multicap 35 Fund
Growth Launch Date 28 Apr 14 NAV (30 Jan 26) ₹57.4839 ↓ -0.34 (-0.59 %) Net Assets (Cr) ₹13,862 on 31 Dec 25 Category Equity - Multi Cap AMC Motilal Oswal Asset Management Co. Ltd Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 1.77 Sharpe Ratio -0.51 Information Ratio 0.54 Alpha Ratio -12.91 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Jan 21 ₹10,000 31 Jan 22 ₹11,508 31 Jan 23 ₹10,830 31 Jan 24 ₹15,405 31 Jan 25 ₹19,292 31 Jan 26 ₹19,595 Returns for Motilal Oswal Multicap 35 Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Jan 26 Duration Returns 1 Month -4% 3 Month -9.2% 6 Month -7.2% 1 Year 3.8% 3 Year 22.2% 5 Year 14.4% 10 Year 15 Year Since launch 16% Historical performance (Yearly) on absolute basis
Year Returns 2024 -5.6% 2023 45.7% 2022 31% 2021 -3% 2020 15.3% 2019 10.3% 2018 7.9% 2017 -7.8% 2016 43.1% 2015 8.5% Fund Manager information for Motilal Oswal Multicap 35 Fund
Name Since Tenure Ajay Khandelwal 1 Oct 24 1.25 Yr. Niket Shah 1 Jul 22 3.51 Yr. Rakesh Shetty 22 Nov 22 3.11 Yr. Atul Mehra 1 Oct 24 1.25 Yr. Sunil Sawant 1 Jul 24 1.5 Yr. Data below for Motilal Oswal Multicap 35 Fund as on 31 Dec 25
Equity Sector Allocation
Sector Value Technology 22.19% Industrials 15.89% Consumer Cyclical 13.34% Financial Services 12.91% Communication Services 9.44% Energy 2.24% Consumer Defensive 0.27% Asset Allocation
Asset Class Value Cash 23.73% Equity 76.27% Top Securities Holdings / Portfolio
Name Holding Value Quantity Persistent Systems Ltd (Technology)
Equity, Since 31 Mar 23 | PERSISTENT10% ₹1,411 Cr 2,249,513
↓ -487 Coforge Ltd (Technology)
Equity, Since 31 May 23 | COFORGE9% ₹1,247 Cr 7,500,000 Kalyan Jewellers India Ltd (Consumer Cyclical)
Equity, Since 30 Sep 23 | KALYANKJIL7% ₹974 Cr 20,075,900
↓ -3,424,100 Cholamandalam Investment and Finance Co Ltd (Financial Services)
Equity, Since 31 Mar 23 | CHOLAFIN7% ₹933 Cr 5,480,348
↓ -397,148 Polycab India Ltd (Industrials)
Equity, Since 31 Jan 24 | POLYCAB7% ₹905 Cr 1,188,311
↓ -275,250 ICICI Bank Ltd (Financial Services)
Equity, Since 28 Feb 21 | 5321746% ₹853 Cr 6,353,221
↑ 3,853,721 CG Power & Industrial Solutions Ltd (Industrials)
Equity, Since 31 Jan 25 | 5000936% ₹770 Cr 11,879,369
↓ -120,631 Eternal Ltd (Consumer Cyclical)
Equity, Since 31 May 25 | 5433206% ₹765 Cr 27,525,000
↓ -12,500,000 Bharti Airtel Ltd (Partly Paid Rs.1.25) (Communication Services)
Equity, Since 30 Apr 24 | 8901575% ₹676 Cr 4,000,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Nov 25 | BHARTIARTL5% ₹632 Cr 3,000,000 4. Motilal Oswal Focused 25 Fund
Motilal Oswal Focused 25 Fund
Growth Launch Date 7 May 13 NAV (30 Jan 26) ₹42.4185 ↑ 0.24 (0.57 %) Net Assets (Cr) ₹1,513 on 31 Dec 25 Category Equity - Focused AMC Motilal Oswal Asset Management Co. Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 1.97 Sharpe Ratio -0.21 Information Ratio -0.72 Alpha Ratio -8.7 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Jan 21 ₹10,000 31 Jan 22 ₹11,529 31 Jan 23 ₹11,360 31 Jan 24 ₹14,757 31 Jan 25 ₹14,596 31 Jan 26 ₹15,261 Returns for Motilal Oswal Focused 25 Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Jan 26 Duration Returns 1 Month -2.8% 3 Month -4% 6 Month -2.5% 1 Year 6.1% 3 Year 10.6% 5 Year 8.8% 10 Year 15 Year Since launch 12% Historical performance (Yearly) on absolute basis
Year Returns 2024 -1.7% 2023 13.6% 2022 18.8% 2021 2% 2020 14.6% 2019 17.3% 2018 17.1% 2017 -4.2% 2016 32.2% 2015 2.8% Fund Manager information for Motilal Oswal Focused 25 Fund
Name Since Tenure Varun Sharma 14 Aug 25 0.38 Yr. Rakesh Shetty 22 Nov 22 3.11 Yr. Atul Mehra 1 Oct 24 1.25 Yr. Sunil Sawant 1 Jul 24 1.5 Yr. Data below for Motilal Oswal Focused 25 Fund as on 31 Dec 25
Equity Sector Allocation
Sector Value Financial Services 23.43% Technology 19.65% Consumer Cyclical 19.47% Industrials 13.17% Basic Materials 6.54% Consumer Defensive 4.38% Health Care 4.12% Communication Services 3.5% Utility 2.3% Asset Allocation
Asset Class Value Cash 3.44% Equity 96.56% Top Securities Holdings / Portfolio
Name Holding Value Quantity One97 Communications Ltd (Technology)
Equity, Since 30 Apr 23 | 5433967% ₹99 Cr 761,048 Multi Commodity Exchange of India Ltd (Financial Services)
Equity, Since 31 Jan 25 | MCX6% ₹85 Cr 76,114
↑ 78 Piramal Finance Ltd (Financial Services)
Equity, Since 30 Sep 25 | PIRAMALFIN5% ₹71 Cr 429,509
↓ -147,661 Radico Khaitan Ltd (Consumer Defensive)
Equity, Since 31 Dec 24 | RADICO4% ₹66 Cr 201,088
↑ 2,408 OneSource Specialty Pharma Ltd (Healthcare)
Equity, Since 31 Jan 25 | ONESOURCE4% ₹62 Cr 344,085 Coforge Ltd (Technology)
Equity, Since 31 Aug 25 | COFORGE4% ₹58 Cr 345,808
↑ 4,025 AU Small Finance Bank Ltd (Financial Services)
Equity, Since 31 Oct 25 | 5406114% ₹57 Cr 569,956 Acutaas Chemicals Ltd (Basic Materials)
Equity, Since 31 Aug 25 | 5433494% ₹56 Cr 328,917
↑ 15,645 Aditya Birla Capital Ltd (Financial Services)
Equity, Since 31 Oct 25 | ABCAPITAL4% ₹55 Cr 1,539,252
↑ 180,551 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Nov 25 | BHARTIARTL4% ₹53 Cr 251,499
↑ 28,877
तुम्ही ठराविक कालावधीसाठी ठराविक रक्कम मासिक गुंतवणूक केल्यास तुमची SIP गुंतवणूक कशी वाढेल हे जाणून घ्यायचे आहे? आम्ही तुम्हाला उदाहरणासह स्पष्ट करू.
SIP कॅल्क्युलेटर सहसा गुंतवणूक करू इच्छित असलेल्या SIP गुंतवणुकीची रक्कम(ध्येय), आवश्यक गुंतवणुकीची वर्षांची संख्या, अपेक्षित असे इनपुट घेतात.महागाई दर (याचा हिशेब असणे आवश्यक आहे!) आणि अपेक्षित परतावा. म्हणून, एक ध्येय साध्य करण्यासाठी आवश्यक असलेल्या SIP परताव्याची गणना करू शकते!
समजा, तुम्ही 10 रुपये गुंतवले तर,000 10 वर्षांसाठी, तुमची SIP गुंतवणूक कशी वाढते ते पहा-
मासिक गुंतवणूक: INR 10,000
गुंतवणुकीचा कालावधी: 10 वर्षे
एकूण गुंतवणूक केलेली रक्कम: INR 12,00,000
दीर्घकालीन वाढीचा दर (अंदाजे): १५%
नुसार अपेक्षित परतावासिप कॅल्क्युलेटर: 27,86,573 रुपये
निव्वळ नफा: 15,86,573 रुपये (निरपेक्ष परतावा= 132.2%)
वरील गणिते दाखवतात की जर तुम्ही 10 वर्षांसाठी मासिक 10,000 रुपये गुंतवले तर (एकूण INR12,00,000) तुम्ही कमवालINR 27,86,573, याचा अर्थ तुम्ही कमावलेला निव्वळ नफा आहेINR १५,८६,५७३. छान आहे ना!
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Research Highlights for Motilal Oswal Midcap 30 Fund