भारतातील सर्वोत्कृष्ट SIP योजना 2022

Updated on October 3, 2026 , 201171 views

सर्वोत्तमSIP योजना? त्यांना कसे निवडायचे? विचार करताना गुंतवणूकदारांच्या मनात हे काही सामान्य प्रश्न आहेतगुंतवणूक मध्येम्युच्युअल फंड SIP किंवा पद्धतशीर द्वारेगुंतवणूक योजना.

एसआयपी गुंतवणूक म्युच्युअल फंडात गुंतवणूक करताना सर्वात शिस्तबद्ध गुंतवणूक पर्यायांपैकी एक आहे. शिवाय, SIP म्युच्युअल फंडातील गुंतवणूकीची किमान रक्कम INR 500 इतकी कमी आहे. यामुळे गुंतवणूक करणे शक्य होते.शीर्ष SIP खूप सोयीस्कर योजना.

सामान्यतः, भारतातील काही सर्वोत्तम SIP योजना दीर्घ कालावधीसाठी गुंतवणूक केल्यावर चांगला परतावा देतात. एसआयपी किंवा सिस्टिमॅटिक इन्व्हेस्टमेंट प्लॅनमध्ये गुंतवणूक करून किती कमाई होऊ शकते हे जाणून घेण्यासाठी, तपासासिप कॅल्क्युलेटर (ज्याला SIP रिटर्न कॅल्क्युलेटर असेही म्हणतात) खालील विभाग.

पद्धतशीर गुंतवणूक योजनेत गुंतवणूक का करावी?

पद्धतशीर गुंतवणूक योजना अनेक फायद्यांसह येते. त्याची किमान गुंतवणूक रक्कमINR 500 म्युच्युअल फंडांमध्ये गुंतवणूकीचा प्रवास सुरू करण्यासाठी केवळ बहुतेक लोकांचेच नव्हे तर अनेक तरुणांचेही लक्ष वेधून घेतले आहे. अगुंतवणूकदार कोणाला हवे आहेSIP मध्ये गुंतवणूक करा त्यांचे प्रमुख नियोजन करू शकतातआर्थिक उद्दिष्टे जसे- मुलाचे शिक्षण, लग्नाचा खर्च, घर/गाडी खरेदी इ. शिस्तबद्ध पद्धतीने. एखादी व्यक्ती त्यांच्या उद्दिष्टांनुसार (अल्प-मुदती, मध्य-मुदती आणि दीर्घकालीन) गुंतवणूक सुरू करू शकते आणि ठराविक कालावधीत संपत्तीत वाढ करू शकते.

एसआयपी प्रमुख फायदे देतात जसे की रुपयाची सरासरी किंमत आणिकंपाउंडिंगची शक्ती. रुपयाची सरासरी किंमत एखाद्या व्यक्तीला मालमत्ता खरेदीच्या खर्चाची सरासरी काढण्यास मदत करते. एसआयपीमध्ये, युनिट्सची खरेदी दीर्घ कालावधीसाठी केली जाते आणि ती मासिक अंतराने (सामान्यत:) समान प्रमाणात पसरविली जाते. कालांतराने गुंतवणुकीचा प्रसार होत असल्याने ही गुंतवणूक स्टॉकमध्ये केली जातेबाजार वेगवेगळ्या किमतीच्या बिंदूंवर गुंतवणूकदाराला सरासरी खर्चाचा फायदा मिळतो, म्हणून रुपयाची सरासरी किंमत.

चक्रवाढ व्याजाच्या बाबतीत, साध्या व्याजाच्या विपरीत जेथे तुम्हाला फक्त मुद्दलावर व्याज मिळते, येथे व्याजाची रक्कम मुद्दलामध्ये जोडली जाते आणि व्याज नवीन मुद्दल (जुने मुद्दल अधिक नफा) वर मोजले जाते. ही प्रक्रिया प्रत्येक वेळी चालू राहते. SIP मधील म्युच्युअल फंड हप्त्यांमध्ये असल्याने, ते चक्रवाढ केले जातात, ज्यामुळे सुरुवातीला गुंतवलेल्या रकमेत अधिक भर पडते.

पद्धतशीर गुंतवणूक योजनेत गुंतवणूक कशी करावी?

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तर, तुम्ही कशाची वाट पाहत आहात? तुमची SIP किंवा पद्धतशीर गुंतवणूक योजना सुरू करा आणि आता चांगली बचत करा!

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आर्थिक वर्ष 22 - 23 मध्ये गुंतवणूक करण्यासाठी सर्वोत्तम SIP योजना

Fund	NAV	Net Assets (Cr)	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
DSP World Gold Fund Growth	₹57.7406 ↓ -0.83	₹1,828	500	16	-0.4	27.6	55.7	29.5	167.1
LIC MF Infrastructure Fund Growth	₹53.3631 ↑ 0.15	₹1,174	1,000	-3.2	14.5	6.7	21.2	19.6	-3.7
SBI PSU Fund Growth	₹32.3973 ↑ 0.14	₹6,703	500	-6.2	-2.5	-0.8	17.2	19.4	11.3
DSP India T.I.G.E.R Fund Growth	₹345.558 ↑ 1.17	₹6,325	500	-4.7	13.9	10	17.9	18.9	-2.5
DSP US Flexible Equity Fund Growth	₹92.8595 ↓ -0.48	₹1,270	500	-1.2	21.6	30.3	27.6	18.7	33.8
Motilal Oswal Midcap 30 Fund Growth	₹99.4707 ↑ 1.57	₹42,852	500	4.2	19.5	-1.5	16.6	18.5	-12.1
BOI AXA Manufacturing and Infrastructure Fund Growth	₹65.72 ↑ 0.44	₹949	1,000	-0.6	16.9	14.4	19.8	18.5	7.8
ICICI Prudential Infrastructure Fund Growth	₹192.44 ↑ 0.18	₹8,558	100	-6.8	6	-1.8	15.5	18.4	6.7
Nippon India Power and Infra Fund Growth	₹366.172 ↑ 2.79	₹8,137	100	-4.2	10.8	5.1	16.4	18.2	-0.5
Sundaram Select Focus Fund Growth	₹264.968 ↓ -1.18	₹1,354	100	-5	8.5	24.5	17	17.3
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 1 Oct 26

Research Highlights & Commentary of 10 Funds showcased

Commentary	DSP World Gold Fund	LIC MF Infrastructure Fund	SBI PSU Fund	DSP India T.I.G.E.R Fund	DSP US Flexible Equity Fund	Motilal Oswal Midcap 30 Fund	BOI AXA Manufacturing and Infrastructure Fund	ICICI Prudential Infrastructure Fund	Nippon India Power and Infra Fund	Sundaram Select Focus Fund
Point 1	Lower mid AUM (₹1,828 Cr).	Bottom quartile AUM (₹1,174 Cr).	Upper mid AUM (₹6,703 Cr).	Upper mid AUM (₹6,325 Cr).	Bottom quartile AUM (₹1,270 Cr).	Highest AUM (₹42,852 Cr).	Bottom quartile AUM (₹949 Cr).	Top quartile AUM (₹8,558 Cr).	Upper mid AUM (₹8,137 Cr).	Lower mid AUM (₹1,354 Cr).
Point 2	Established history (19+ yrs).	Established history (18+ yrs).	Established history (16+ yrs).	Established history (22+ yrs).	Established history (14+ yrs).	Established history (12+ yrs).	Established history (16+ yrs).	Established history (21+ yrs).	Established history (22+ yrs).	Oldest track record among peers (24 yrs).
Point 3	Rating: 3★ (upper mid).	Not Rated.	Rating: 2★ (bottom quartile).	Rating: 4★ (top quartile).	Top rated.	Rating: 3★ (upper mid).	Not Rated.	Rating: 3★ (lower mid).	Rating: 4★ (upper mid).	Rating: 3★ (lower mid).
Point 4	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: Moderately High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: Moderately High.
Point 5	5Y return: 29.51% (top quartile).	5Y return: 19.61% (top quartile).	5Y return: 19.43% (upper mid).	5Y return: 18.90% (upper mid).	5Y return: 18.65% (upper mid).	5Y return: 18.53% (lower mid).	5Y return: 18.50% (lower mid).	5Y return: 18.39% (bottom quartile).	5Y return: 18.16% (bottom quartile).	5Y return: 17.29% (bottom quartile).
Point 6	3Y return: 55.69% (top quartile).	3Y return: 21.17% (upper mid).	3Y return: 17.25% (lower mid).	3Y return: 17.95% (upper mid).	3Y return: 27.55% (top quartile).	3Y return: 16.65% (bottom quartile).	3Y return: 19.81% (upper mid).	3Y return: 15.52% (bottom quartile).	3Y return: 16.39% (bottom quartile).	3Y return: 17.03% (lower mid).
Point 7	1Y return: 27.61% (top quartile).	1Y return: 6.66% (lower mid).	1Y return: -0.78% (bottom quartile).	1Y return: 9.98% (upper mid).	1Y return: 30.32% (top quartile).	1Y return: -1.48% (bottom quartile).	1Y return: 14.40% (upper mid).	1Y return: -1.84% (bottom quartile).	1Y return: 5.13% (lower mid).	1Y return: 24.49% (upper mid).
Point 8	Alpha: 4.18 (upper mid).	Alpha: 10.92 (top quartile).	Alpha: -0.10 (lower mid).	Alpha: 0.00 (upper mid).	Alpha: -7.01 (bottom quartile).	Alpha: -7.99 (bottom quartile).	Alpha: 0.00 (upper mid).	Alpha: 0.00 (lower mid).	Alpha: 6.69 (top quartile).	Alpha: -5.62 (bottom quartile).
Point 9	Sharpe: 1.25 (upper mid).	Sharpe: 0.53 (upper mid).	Sharpe: 0.48 (bottom quartile).	Sharpe: 0.52 (lower mid).	Sharpe: 1.42 (top quartile).	Sharpe: 0.06 (bottom quartile).	Sharpe: 0.91 (upper mid).	Sharpe: 0.17 (bottom quartile).	Sharpe: 0.48 (lower mid).	Sharpe: 1.85 (top quartile).
Point 10	Information ratio: -1.01 (bottom quartile).	Information ratio: 0.47 (top quartile).	Information ratio: -0.55 (bottom quartile).	Information ratio: 0.00 (upper mid).	Information ratio: -0.07 (lower mid).	Information ratio: 0.16 (upper mid).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (lower mid).	Information ratio: 0.40 (top quartile).	Information ratio: -0.52 (bottom quartile).

DSP World Gold Fund

Lower mid AUM (₹1,828 Cr).
Established history (19+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 29.51% (top quartile).
3Y return: 55.69% (top quartile).
1Y return: 27.61% (top quartile).
Alpha: 4.18 (upper mid).
Sharpe: 1.25 (upper mid).
Information ratio: -1.01 (bottom quartile).

LIC MF Infrastructure Fund

Bottom quartile AUM (₹1,174 Cr).
Established history (18+ yrs).
Not Rated.
Risk profile: High.
5Y return: 19.61% (top quartile).
3Y return: 21.17% (upper mid).
1Y return: 6.66% (lower mid).
Alpha: 10.92 (top quartile).
Sharpe: 0.53 (upper mid).
Information ratio: 0.47 (top quartile).

SBI PSU Fund

Upper mid AUM (₹6,703 Cr).
Established history (16+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: High.
5Y return: 19.43% (upper mid).
3Y return: 17.25% (lower mid).
1Y return: -0.78% (bottom quartile).
Alpha: -0.10 (lower mid).
Sharpe: 0.48 (bottom quartile).
Information ratio: -0.55 (bottom quartile).

DSP India T.I.G.E.R Fund

Upper mid AUM (₹6,325 Cr).
Established history (22+ yrs).
Rating: 4★ (top quartile).
Risk profile: High.
5Y return: 18.90% (upper mid).
3Y return: 17.95% (upper mid).
1Y return: 9.98% (upper mid).
Alpha: 0.00 (upper mid).
Sharpe: 0.52 (lower mid).
Information ratio: 0.00 (upper mid).

DSP US Flexible Equity Fund

Bottom quartile AUM (₹1,270 Cr).
Established history (14+ yrs).
Top rated.
Risk profile: High.
5Y return: 18.65% (upper mid).
3Y return: 27.55% (top quartile).
1Y return: 30.32% (top quartile).
Alpha: -7.01 (bottom quartile).
Sharpe: 1.42 (top quartile).
Information ratio: -0.07 (lower mid).

Motilal Oswal Midcap 30 Fund

Highest AUM (₹42,852 Cr).
Established history (12+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 18.53% (lower mid).
3Y return: 16.65% (bottom quartile).
1Y return: -1.48% (bottom quartile).
Alpha: -7.99 (bottom quartile).
Sharpe: 0.06 (bottom quartile).
Information ratio: 0.16 (upper mid).

BOI AXA Manufacturing and Infrastructure Fund

Bottom quartile AUM (₹949 Cr).
Established history (16+ yrs).
Not Rated.
Risk profile: High.
5Y return: 18.50% (lower mid).
3Y return: 19.81% (upper mid).
1Y return: 14.40% (upper mid).
Alpha: 0.00 (upper mid).
Sharpe: 0.91 (upper mid).
Information ratio: 0.00 (upper mid).

ICICI Prudential Infrastructure Fund

Top quartile AUM (₹8,558 Cr).
Established history (21+ yrs).
Rating: 3★ (lower mid).
Risk profile: High.
5Y return: 18.39% (bottom quartile).
3Y return: 15.52% (bottom quartile).
1Y return: -1.84% (bottom quartile).
Alpha: 0.00 (lower mid).
Sharpe: 0.17 (bottom quartile).
Information ratio: 0.00 (lower mid).

Nippon India Power and Infra Fund

Upper mid AUM (₹8,137 Cr).
Established history (22+ yrs).
Rating: 4★ (upper mid).
Risk profile: High.
5Y return: 18.16% (bottom quartile).
3Y return: 16.39% (bottom quartile).
1Y return: 5.13% (lower mid).
Alpha: 6.69 (top quartile).
Sharpe: 0.48 (lower mid).
Information ratio: 0.40 (top quartile).

Sundaram Select Focus Fund

Lower mid AUM (₹1,354 Cr).
Oldest track record among peers (24 yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 17.29% (bottom quartile).
3Y return: 17.03% (lower mid).
1Y return: 24.49% (upper mid).
Alpha: -5.62 (bottom quartile).
Sharpe: 1.85 (top quartile).
Information ratio: -0.52 (bottom quartile).

* आधारीत निधीची यादीमालमत्ता >= 200 कोटी & क्रमवारी लावली5 वर्षाचा परतावा.

1. DSP World Gold Fund

"The primary investment objective of the Scheme is to seek capital appreciation by investing predominantly in units of MLIIF - WGF. The Scheme may, at the discretion of the Investment Manager, also invest in the units of other similar overseas mutual fund schemes, which may constitute a significant part of its corpus. The Scheme may also invest a certain portion of its corpus in money market securities and/or units of money market/liquid schemes of DSP Merrill Lynch Mutual Fund, in order to meet liquidity requirements from time to time. However, there is no assurance that the investment objective of the Scheme will be realized."

Research Highlights for DSP World Gold Fund

Lower mid AUM (₹1,828 Cr).
Established history (19+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 29.51% (top quartile).
3Y return: 55.69% (top quartile).
1Y return: 27.61% (top quartile).
Alpha: 4.18 (upper mid).
Sharpe: 1.25 (upper mid).
Information ratio: -1.01 (bottom quartile).
Higher exposure to Basic Materials vs peer median.
Higher exposure to Cash Equivalent (bond sector) vs peer median.
Equity-heavy allocation (~94%).
Largest holding BGF World Gold I2 (~66.7%).
Top-3 holdings concentration ~100.3%.

Below is the key information for DSP World Gold Fund

DSP World Gold Fund Growth
Launch Date	14 Sep 07
NAV (01 Oct 26)	₹57.7406 ↓ -0.83 (-1.42 %)
Net Assets (Cr)	₹1,828 on 31 Aug 26
Category	Equity - Global
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	☆☆☆
Risk	High
Expense Ratio	1.41
Sharpe Ratio	1.25
Information Ratio	-1.01
Alpha Ratio	4.18
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 21	₹10,000
30 Sep 22	₹8,263
30 Sep 23	₹9,670
30 Sep 24	₹14,147
30 Sep 25	₹28,247
30 Sep 26	₹37,014

DSP World Gold Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹627,226.
Net Profit of ₹327,226 Invest Now

Returns for DSP World Gold Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Oct 26

Duration	Returns
1 Month	-6.7%
3 Month	16%
6 Month	-0.4%
1 Year	27.6%
3 Year	55.7%
5 Year	29.5%
10 Year
15 Year
Since launch	9.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	167.1%
2023	15.9%
2022	7%
2021	-7.7%
2020	-9%
2019	31.4%
2018	35.1%
2017	-10.7%
2016	-4%
2015	52.7%

Fund Manager information for DSP World Gold Fund

Name	Since	Tenure
Kaivalya Nadkarni	1 May 25	1.34 Yr.

Data below for DSP World Gold Fund as on 31 Aug 26

Equity Sector Allocation

Sector	Value
Basic Materials	92.97%

Asset Allocation

Asset Class	Value
Cash	4.49%
Equity	93.67%
Debt	0%
Other	1.84%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
BGF World Gold I2 Investment Fund \| -	67%	₹1,220 Cr	958,135 ↓ -25,317
VanEck Gold Miners ETF - \| GDX	30%	₹539 Cr	573,719
Treps / Reverse Repo Investments CBLO/Reverse Repo \| -	4%	₹74 Cr
Net Receivables/Payables Net Current Assets \| -	0%	-₹5 Cr

2. LIC MF Infrastructure Fund

The investment objective of the scheme is to provide long term growth from a portfolio of equity / equity related instruments of companies engaged either directly or indirectly in the infrastructure sector.

Research Highlights for LIC MF Infrastructure Fund

Bottom quartile AUM (₹1,174 Cr).
Established history (18+ yrs).
Not Rated.
Risk profile: High.
5Y return: 19.61% (top quartile).
3Y return: 21.17% (upper mid).
1Y return: 6.66% (lower mid).
Alpha: 10.92 (top quartile).
Sharpe: 0.53 (upper mid).
Information ratio: 0.47 (top quartile).
Higher exposure to Industrials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~94%).
Largest holding Tata Motors Passenger Vehicles Ltd (~5.1%).

Below is the key information for LIC MF Infrastructure Fund

LIC MF Infrastructure Fund Growth
Launch Date	29 Feb 08
NAV (05 Oct 26)	₹53.3631 ↑ 0.15 (0.27 %)
Net Assets (Cr)	₹1,174 on 31 Aug 26
Category	Equity - Sectoral
AMC	LIC Mutual Fund Asset Mgmt Co Ltd
Rating	Not Rated
Risk	High
Expense Ratio	2.21
Sharpe Ratio	0.53
Information Ratio	0.47
Alpha Ratio	10.92
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 21	₹10,000
30 Sep 22	₹11,040
30 Sep 23	₹14,013
30 Sep 24	₹24,274
30 Sep 25	₹22,885
30 Sep 26	₹25,047

LIC MF Infrastructure Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹493,520.
Net Profit of ₹193,520 Invest Now

Returns for LIC MF Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Oct 26

Duration	Returns
1 Month	-2.9%
3 Month	-3.2%
6 Month	14.5%
1 Year	6.7%
3 Year	21.2%
5 Year	19.6%
10 Year
15 Year
Since launch	9.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	-3.7%
2023	47.8%
2022	44.4%
2021	7.9%
2020	46.6%
2019	-0.1%
2018	13.3%
2017	-14.6%
2016	42.2%
2015	-2.2%

Fund Manager information for LIC MF Infrastructure Fund

Name	Since	Tenure
Mahesh Bendre	1 Jul 24	2.17 Yr.

Data below for LIC MF Infrastructure Fund as on 31 Aug 26

Equity Sector Allocation

Sector	Value
Industrials	36.85%
Consumer Cyclical	21.34%
Basic Materials	9.27%
Utility	8.26%
Financial Services	7.55%
Real Estate	5.37%
Communication Services	3.33%
Health Care	2.11%

Asset Allocation

Asset Class	Value
Cash	5.82%
Equity	94.18%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Tata Motors Passenger Vehicles Ltd (Consumer Cyclical) Equity, Since 28 Feb 26 \| TMPV	5%	₹59 Cr	1,924,915 ↑ 700,000
Tata Motors Ltd (Consumer Cyclical) Equity, Since 31 Oct 25 \| TMCV	4%	₹44 Cr	944,348
Phoenix Mills Ltd (Real Estate) Equity, Since 31 Jul 26 \| 503100	3%	₹39 Cr	206,535
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Apr 09 \| LT	3%	₹39 Cr	96,023
Indo MIM Ltd (Industrials) Equity, Since 31 Jul 26 \| INDOMIM	3%	₹38 Cr	437,792 ↓ -368,205
Garware Hi-Tech Films Ltd (Basic Materials) Equity, Since 31 Aug 23 \| 500655	3%	₹38 Cr	53,599 ↓ -3,718
Tenneco Clean Air India Ltd (Consumer Cyclical) Equity, Since 30 Nov 25 \| TENNIND	3%	₹35 Cr	659,798 ↑ 353,388
KSH International Ltd (Industrials) Equity, Since 31 Dec 25 \| KSHINTL	3%	₹33 Cr	353,095 ↓ -14,406
Bharat Forge Ltd (Industrials) Equity, Since 30 Sep 21 \| 500493	3%	₹31 Cr	145,969 ↑ 90,000
Tata Power Co Ltd (Utilities) Equity, Since 29 Feb 24 \| 500400	3%	₹30 Cr	861,040

3. SBI PSU Fund

The objective of the scheme would be to provide investors with opportunities for long-term growth in capital along with the liquidity of an open-ended scheme through an active management of investments in a diversified basket of equity stocks of domestic Public Sector Undertakings and in debt and money market instruments issued by PSUs AND others.

Research Highlights for SBI PSU Fund

Upper mid AUM (₹6,703 Cr).
Established history (16+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: High.
5Y return: 19.43% (upper mid).
3Y return: 17.25% (lower mid).
1Y return: -0.78% (bottom quartile).
Alpha: -0.10 (lower mid).
Sharpe: 0.48 (bottom quartile).
Information ratio: -0.55 (bottom quartile).
Higher exposure to Financial Services vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
High-quality debt (AAA/AA ~100%).
Largest holding State Bank of India (~16.4%).

Below is the key information for SBI PSU Fund

SBI PSU Fund Growth
Launch Date	7 Jul 10
NAV (05 Oct 26)	₹32.3973 ↑ 0.14 (0.44 %)
Net Assets (Cr)	₹6,703 on 31 Aug 26
Category	Equity - Sectoral
AMC	SBI Funds Management Private Limited
Rating	☆☆
Risk	High
Expense Ratio	1.89
Sharpe Ratio	0.48
Information Ratio	-0.55
Alpha Ratio	-0.1
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 21	₹10,000
30 Sep 22	₹10,843
30 Sep 23	₹15,956
30 Sep 24	₹26,406
30 Sep 25	₹25,132
30 Sep 26	₹25,384

SBI PSU Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹493,520.
Net Profit of ₹193,520 Invest Now

Returns for SBI PSU Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Oct 26

Duration	Returns
1 Month	-5.3%
3 Month	-6.2%
6 Month	-2.5%
1 Year	-0.8%
3 Year	17.2%
5 Year	19.4%
10 Year
15 Year
Since launch	7.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	11.3%
2023	23.5%
2022	54%
2021	29%
2020	32.4%
2019	-10%
2018	6%
2017	-23.8%
2016	21.9%
2015	16.2%

Fund Manager information for SBI PSU Fund

Name	Since	Tenure
Rohit Shimpi	1 Jun 24	2.25 Yr.

Data below for SBI PSU Fund as on 31 Aug 26

Equity Sector Allocation

Sector	Value
Financial Services	36.49%
Utility	26.54%
Industrials	17.76%
Energy	11.6%
Basic Materials	5.21%

Asset Allocation

Asset Class	Value
Cash	2.15%
Equity	97.85%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
State Bank of India (Financial Services) Equity, Since 31 Jul 10 \| SBIN	16%	₹1,099 Cr	10,367,500 ↓ -460,000
NTPC Ltd (Utilities) Equity, Since 31 Jul 10 \| 532555	8%	₹555 Cr	16,943,244 ↓ -500,000
Bharat Electronics Ltd (Industrials) Equity, Since 30 Jun 24 \| BEL	8%	₹534 Cr	12,885,000 ↓ -1,300,000
Power Grid Corp Of India Ltd (Utilities) Equity, Since 31 Jul 10 \| 532898	7%	₹477 Cr	18,085,554 ↓ -1,850,000
GAIL (India) Ltd (Utilities) Equity, Since 31 May 24 \| 532155	7%	₹454 Cr	25,590,000 ↓ -8,560,000
Bank of Baroda (Financial Services) Equity, Since 31 Aug 24 \| 532134	5%	₹342 Cr	14,350,000
Oil & Natural Gas Corp Ltd (Energy) Equity, Since 31 May 20 \| 500312	5%	₹340 Cr	14,655,000
Bharat Petroleum Corp Ltd (Energy) Equity, Since 31 Aug 24 \| 500547	5%	₹314 Cr	9,700,000
Bharat Heavy Electricals Ltd (Industrials) Equity, Since 30 Jun 25 \| 500103	4%	₹288 Cr	6,500,000
Container Corporation of India Ltd (Industrials) Equity, Since 31 Jul 26 \| CONCOR	4%	₹266 Cr	5,200,000 ↑ 3,786,557

4. DSP India T.I.G.E.R Fund

To generate capital appreciation, from a portfolio that is substantially constituted of equity securities and equity related securities of corporates, which could benefit from structural changes brought about by continuing liberalization in economic policies by the government and/or continuing investments in infrastructure, both by the public and private sector.

Research Highlights for DSP India T.I.G.E.R Fund

Upper mid AUM (₹6,325 Cr).
Established history (22+ yrs).
Rating: 4★ (top quartile).
Risk profile: High.
5Y return: 18.90% (upper mid).
3Y return: 17.95% (upper mid).
1Y return: 9.98% (upper mid).
Alpha: 0.00 (upper mid).
Sharpe: 0.52 (lower mid).
Information ratio: 0.00 (upper mid).
Top sector: Industrials.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~93%).
Largest holding Reliance Industries Ltd (~6.7%).

Below is the key information for DSP India T.I.G.E.R Fund

DSP India T.I.G.E.R Fund Growth
Launch Date	11 Jun 04
NAV (05 Oct 26)	₹345.558 ↑ 1.17 (0.34 %)
Net Assets (Cr)	₹6,325 on 31 Jul 26
Category	Equity - Sectoral
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	☆☆☆☆
Risk	High
Expense Ratio	1.89
Sharpe Ratio	0.52
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 21	₹10,000
30 Sep 22	₹10,803
30 Sep 23	₹14,864
30 Sep 24	₹24,412
30 Sep 25	₹21,759
30 Sep 26	₹24,380

DSP India T.I.G.E.R Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹481,656.
Net Profit of ₹181,656 Invest Now

Returns for DSP India T.I.G.E.R Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Oct 26

Duration	Returns
1 Month	-4.8%
3 Month	-4.7%
6 Month	13.9%
1 Year	10%
3 Year	17.9%
5 Year	18.9%
10 Year
15 Year
Since launch	17.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	-2.5%
2023	32.4%
2022	49%
2021	13.9%
2020	51.6%
2019	2.7%
2018	6.7%
2017	-17.2%
2016	47%
2015	4.1%

Fund Manager information for DSP India T.I.G.E.R Fund

Name	Since	Tenure
Rohit Singhania	21 Jun 10	16.21 Yr.

Data below for DSP India T.I.G.E.R Fund as on 31 Jul 26

Equity Sector Allocation

Sector	Value
Industrials	27.71%
Energy	12.62%
Basic Materials	11.28%
Financial Services	10.77%
Utility	8.88%
Health Care	5.58%
Consumer Cyclical	5.01%
Communication Services	2.83%
Real Estate	1.5%
Technology	0.97%
Consumer Defensive	0.17%

Asset Allocation

Asset Class	Value
Cash	6.65%
Equity	93.35%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Reliance Industries Ltd (Energy) Equity, Since 31 Aug 19 \| RELIANCE	7%	₹433 Cr	3,388,108 ↑ 120,944
Future on NIFTY Sep26 - \| -	6%	₹376 Cr	155,155 ↑ 155,155
NTPC Ltd (Utilities) Equity, Since 30 Nov 17 \| 532555	5%	₹303 Cr	9,249,176
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Jun 04 \| LT	4%	₹287 Cr	709,133 ↑ 120,468
Apollo Hospitals Enterprise Ltd (Healthcare) Equity, Since 31 Dec 24 \| APOLLOHOSP	4%	₹268 Cr	301,630
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Oct 18 \| BHARTIARTL	3%	₹183 Cr	1,011,761 ↑ 161,792
Bharat Electronics Ltd (Industrials) Equity, Since 31 May 26 \| BEL	3%	₹169 Cr	4,081,390
Hindustan Aeronautics Ltd Ordinary Shares (Industrials) Equity, Since 31 Oct 25 \| HAL	2%	₹156 Cr	324,769 ↓ -99,010
Oil & Natural Gas Corp Ltd (Energy) Equity, Since 31 Mar 24 \| 500312	2%	₹136 Cr	5,888,442
UltraTech Cement Ltd (Basic Materials) Equity, Since 31 Dec 14 \| 532538	2%	₹135 Cr	118,010

5. DSP US Flexible Equity Fund

The primary investment objective of the Scheme is to seek capital appreciation by investing predominantly in units of BGF – USFEF. The Scheme may, at the discretion of the Investment Manager also invest in the units of other similar overseas mutual fund schemes, which may constitute a significant part of its corpus. The Scheme may also invest a certain portion of its corpus in money market securities and/or money market/liquid schemes of DSP BlackRock Mutual Fund, in order to meet liquidity requirements from time to time. However, there is no assurance that the investment objective of the Scheme will be realized. It shall be noted ‘similar overseas mutual fund schemes’ shall have investment objective, investment strategy and risk profile/consideration similar to those of BGF – USFEF.

Research Highlights for DSP US Flexible Equity Fund

Bottom quartile AUM (₹1,270 Cr).
Established history (14+ yrs).
Top rated.
Risk profile: High.
5Y return: 18.65% (upper mid).
3Y return: 27.55% (top quartile).
1Y return: 30.32% (top quartile).
Alpha: -7.01 (bottom quartile).
Sharpe: 1.42 (top quartile).
Information ratio: -0.07 (lower mid).
Higher exposure to Technology vs peer median.
Higher exposure to Cash Equivalent (bond sector) vs peer median.
Equity-heavy allocation (~94%).
Largest holding BGF US Flexible Equity I2 (~96.0%).
Top-3 holdings concentration ~100.3%.

Below is the key information for DSP US Flexible Equity Fund

DSP US Flexible Equity Fund Growth
Launch Date	3 Aug 12
NAV (01 Oct 26)	₹92.8595 ↓ -0.48 (-0.52 %)
Net Assets (Cr)	₹1,270 on 31 Aug 26
Category	Equity - Global
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	☆☆☆☆☆
Risk	High
Expense Ratio	1.55
Sharpe Ratio	1.42
Information Ratio	-0.07
Alpha Ratio	-7.01
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 21	₹10,000
30 Sep 22	₹9,295
30 Sep 23	₹11,197
30 Sep 24	₹13,853
30 Sep 25	₹17,875
30 Sep 26	₹23,358

DSP US Flexible Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹481,656.
Net Profit of ₹181,656 Invest Now

Returns for DSP US Flexible Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Oct 26

Duration	Returns
1 Month	1.6%
3 Month	-1.2%
6 Month	21.6%
1 Year	30.3%
3 Year	27.6%
5 Year	18.7%
10 Year
15 Year
Since launch	17%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	33.8%
2023	17.8%
2022	22%
2021	-5.9%
2020	24.2%
2019	22.6%
2018	27.5%
2017	-1.1%
2016	15.5%
2015	9.8%

Fund Manager information for DSP US Flexible Equity Fund

Name	Since	Tenure
Kaivalya Nadkarni	1 May 25	1.34 Yr.

Data below for DSP US Flexible Equity Fund as on 31 Aug 26

Equity Sector Allocation

Sector	Value
Technology	32.91%
Industrials	12.97%
Communication Services	11.37%
Consumer Cyclical	9.78%
Financial Services	9.58%
Health Care	9.41%
Energy	2.81%
Basic Materials	2.31%
Utility	2.1%
Consumer Defensive	0.65%

Asset Allocation

Asset Class	Value
Cash	6.12%
Equity	93.87%
Debt	0.01%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
BGF US Flexible Equity I2 Investment Fund \| -	96%	₹1,220 Cr	1,784,131
Treps / Reverse Repo Investments CBLO/Reverse Repo \| -	4%	₹52 Cr
Net Receivables/Payables Net Current Assets \| -	0%	-₹2 Cr

6. Motilal Oswal Midcap 30 Fund

(Erstwhile Motilal Oswal MOSt Focused Midcap 30 Fund)

The investment objective of the Scheme is to achieve long term capital appreciation by investing in a maximum of 30 quality mid-cap companies having long-term competitive advantages and potential for growth. However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved.

Research Highlights for Motilal Oswal Midcap 30 Fund

Highest AUM (₹42,852 Cr).
Established history (12+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 18.53% (lower mid).
3Y return: 16.65% (bottom quartile).
1Y return: -1.48% (bottom quartile).
Alpha: -7.99 (bottom quartile).
Sharpe: 0.06 (bottom quartile).
Information ratio: 0.16 (upper mid).
Higher exposure to Technology vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~96%).
Largest holding One97 Communications Ltd (~9.1%).

Below is the key information for Motilal Oswal Midcap 30 Fund

Motilal Oswal Midcap 30 Fund Growth
Launch Date	24 Feb 14
NAV (05 Oct 26)	₹99.4707 ↑ 1.57 (1.61 %)
Net Assets (Cr)	₹42,852 on 31 Aug 26
Category	Equity - Mid Cap
AMC	Motilal Oswal Asset Management Co. Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.56
Sharpe Ratio	0.06
Information Ratio	0.16
Alpha Ratio	-7.99
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 21	₹10,000
30 Sep 22	₹12,302
30 Sep 23	₹14,891
30 Sep 24	₹25,582
30 Sep 25	₹23,487
30 Sep 26	₹23,526

Motilal Oswal Midcap 30 Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹481,656.
Net Profit of ₹181,656 Invest Now

Returns for Motilal Oswal Midcap 30 Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Oct 26

Duration	Returns
1 Month	-4.7%
3 Month	4.2%
6 Month	19.5%
1 Year	-1.5%
3 Year	16.6%
5 Year	18.5%
10 Year
15 Year
Since launch	20%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	-12.1%
2023	57.1%
2022	41.7%
2021	10.7%
2020	55.8%
2019	9.3%
2018	9.7%
2017	-12.7%
2016	30.8%
2015	5.2%

Fund Manager information for Motilal Oswal Midcap 30 Fund

Name	Since	Tenure
Varun Sharma	21 Jan 26	0.61 Yr.
Swapnil Mayekar	18 Nov 25	0.79 Yr.
Ajay Khandelwal	1 Oct 24	1.92 Yr.
Ankit Agarwal	21 Jan 26	0.61 Yr.
Rakesh Shetty	22 Nov 22	3.78 Yr.

Data below for Motilal Oswal Midcap 30 Fund as on 31 Aug 26

Equity Sector Allocation

Sector	Value
Technology	29.51%
Financial Services	26.92%
Consumer Cyclical	16.81%
Industrials	13.61%
Health Care	3.55%
Real Estate	2.37%
Communication Services	2.27%
Energy	0.81%
Consumer Defensive	0.52%

Asset Allocation

Asset Class	Value
Cash	3.64%
Equity	96.36%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
One97 Communications Ltd (Technology) Equity, Since 30 Sep 24 \| PAYTM	9%	₹3,886 Cr	22,630,476 ↓ -1,470,000
Kalyan Jewellers India Ltd (Consumer Cyclical) Equity, Since 29 Feb 24 \| KALYANKJIL	8%	₹3,486 Cr	58,000,000
Eternal Ltd (Consumer Cyclical) Equity, Since 31 Aug 25 \| ETERNAL	6%	₹2,769 Cr	84,386,866
Coforge Ltd (Technology) Equity, Since 31 Mar 23 \| COFORGE	6%	₹2,479 Cr	12,488,926 ↓ -500,000
KEI Industries Ltd (Industrials) Equity, Since 30 Nov 24 \| KEI	5%	₹2,210 Cr	3,850,000
Aditya Birla Capital Ltd (Financial Services) Equity, Since 30 Jun 25 \| ABCAPITAL	5%	₹2,088 Cr	51,000,000 ↓ -500,000
Persistent Systems Ltd (Technology) Equity, Since 31 Jan 23 \| PERSISTENT	4%	₹1,888 Cr	3,375,000 ↓ -50,000
Shriram Finance Ltd (Financial Services) Equity, Since 31 Jan 26 \| SHRIRAMFIN	4%	₹1,568 Cr	14,128,296 ↓ -200,000
Dixon Technologies (India) Ltd (Technology) Equity, Since 31 Mar 23 \| DIXON	3%	₹1,474 Cr	992,735
Billionbrains Garage Ventures Ltd (Financial Services) Equity, Since 31 Jan 26 \| GROWW	3%	₹1,471 Cr	76,595,094 ↓ -7,500,000

7. BOI AXA Manufacturing and Infrastructure Fund

The Scheme seeks to generate long term capital appreciation through a portfolio of predominantly equity and equity related securities of companies engaged in manufacturing and infrastructure and related sectors. Further, there can be no assurance that the investment objectives of the scheme will be realized. The Scheme is not providing any assured or guaranteed returns

Research Highlights for BOI AXA Manufacturing and Infrastructure Fund

Bottom quartile AUM (₹949 Cr).
Established history (16+ yrs).
Not Rated.
Risk profile: High.
5Y return: 18.50% (lower mid).
3Y return: 19.81% (upper mid).
1Y return: 14.40% (upper mid).
Alpha: 0.00 (upper mid).
Sharpe: 0.91 (upper mid).
Information ratio: 0.00 (upper mid).
Top sector: Industrials.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~92%).
High-quality debt (AAA/AA ~100%).
Largest holding Reliance Industries Ltd (~7.9%).

Below is the key information for BOI AXA Manufacturing and Infrastructure Fund

BOI AXA Manufacturing and Infrastructure Fund Growth
Launch Date	5 Mar 10
NAV (05 Oct 26)	₹65.72 ↑ 0.44 (0.67 %)
Net Assets (Cr)	₹949 on 31 Aug 26
Category	Equity - Sectoral
AMC	BOI AXA Investment Mngrs Private Ltd
Rating	Not Rated
Risk	High
Expense Ratio	2.25
Sharpe Ratio	0.91
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 21	₹10,000
30 Sep 22	₹10,704
30 Sep 23	₹13,959
30 Sep 24	₹21,796
30 Sep 25	₹20,435
30 Sep 26	₹24,009

BOI AXA Manufacturing and Infrastructure Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹481,656.
Net Profit of ₹181,656 Invest Now

Returns for BOI AXA Manufacturing and Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Oct 26

Duration	Returns
1 Month	-1.6%
3 Month	-0.6%
6 Month	16.9%
1 Year	14.4%
3 Year	19.8%
5 Year	18.5%
10 Year
15 Year
Since launch	12%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.8%
2023	25.7%
2022	44.7%
2021	3.3%
2020	52.5%
2019	28.1%
2018	2.5%
2017	-22.8%
2016	56%
2015	1%

Fund Manager information for BOI AXA Manufacturing and Infrastructure Fund

Name	Since	Tenure
Nitin Gosar	27 Sep 22	3.93 Yr.

Data below for BOI AXA Manufacturing and Infrastructure Fund as on 31 Aug 26

Equity Sector Allocation

Sector	Value
Industrials	21.57%
Consumer Cyclical	14.41%
Health Care	13.66%
Energy	12.21%
Basic Materials	10.45%
Consumer Defensive	6.85%
Utility	4.71%
Technology	3.87%
Communication Services	3.31%
Real Estate	0.95%

Asset Allocation

Asset Class	Value
Cash	7.92%
Equity	91.99%
Debt	0.09%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Reliance Industries Ltd (Energy) Equity, Since 31 Oct 20 \| RELIANCE	8%	₹75 Cr	589,447 ↑ 51,469
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Mar 10 \| LT	5%	₹52 Cr	127,443
NTPC Ltd (Utilities) Equity, Since 31 May 21 \| 532555	5%	₹45 Cr	1,363,654
Dixon Technologies (India) Ltd (Technology) Equity, Since 30 Apr 26 \| DIXON	4%	₹37 Cr	24,700
ITC Ltd (Consumer Defensive) Equity, Since 30 Apr 26 \| ITC	4%	₹34 Cr	1,318,102
Petronet LNG Ltd (Energy) Equity, Since 31 Jan 26 \| 532522	3%	₹33 Cr	1,103,649
Aurobindo Pharma Ltd (Healthcare) Equity, Since 31 May 25 \| AUROPHARMA	3%	₹33 Cr	192,168 ↓ -4,163
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Dec 22 \| BHARTIARTL	3%	₹31 Cr	173,416
Quality Power Electrical Equipments Ltd (Industrials) Equity, Since 28 Feb 25 \| QPOWER	3%	₹29 Cr	204,943
Vedanta Aluminium Metal Ltd (Basic Materials) Equity, Since 30 Jun 26 \| VAML	2%	₹21 Cr	491,712

8. ICICI Prudential Infrastructure Fund

To generate capital appreciation and income distribution to unit holders by investing predominantly in equity/equity related securities of the companies belonging to the infrastructure development and balance in debt securities and money market instruments.

Research Highlights for ICICI Prudential Infrastructure Fund

Top quartile AUM (₹8,558 Cr).
Established history (21+ yrs).
Rating: 3★ (lower mid).
Risk profile: High.
5Y return: 18.39% (bottom quartile).
3Y return: 15.52% (bottom quartile).
1Y return: -1.84% (bottom quartile).
Alpha: 0.00 (lower mid).
Sharpe: 0.17 (bottom quartile).
Information ratio: 0.00 (lower mid).
Higher exposure to Industrials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~97%).
High-quality debt (AAA/AA ~100%).
Largest holding InterGlobe Aviation Ltd (~8.3%).

Below is the key information for ICICI Prudential Infrastructure Fund

ICICI Prudential Infrastructure Fund Growth
Launch Date	31 Aug 05
NAV (05 Oct 26)	₹192.44 ↑ 0.18 (0.09 %)
Net Assets (Cr)	₹8,558 on 31 Aug 26
Category	Equity - Sectoral
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆
Risk	High
Expense Ratio	1.89
Sharpe Ratio	0.17
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 21	₹10,000
30 Sep 22	₹11,227
30 Sep 23	₹15,579
30 Sep 24	₹25,072
30 Sep 25	₹23,949
30 Sep 26	₹24,128

ICICI Prudential Infrastructure Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹481,656.
Net Profit of ₹181,656 Invest Now

Returns for ICICI Prudential Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Oct 26

Duration	Returns
1 Month	-6%
3 Month	-6.8%
6 Month	6%
1 Year	-1.8%
3 Year	15.5%
5 Year	18.4%
10 Year
15 Year
Since launch	15%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	6.7%
2023	27.4%
2022	44.6%
2021	28.8%
2020	50.1%
2019	3.6%
2018	2.6%
2017	-14%
2016	40.8%
2015	2%

Fund Manager information for ICICI Prudential Infrastructure Fund

Name	Since	Tenure
Ihab Dalwai	3 Jun 17	9.25 Yr.
Sharmila D’mello	30 Jun 22	4.17 Yr.

Data below for ICICI Prudential Infrastructure Fund as on 31 Aug 26

Equity Sector Allocation

Sector	Value
Industrials	44.97%
Basic Materials	13.15%
Financial Services	10.25%
Utility	9.72%
Real Estate	8.67%
Energy	7.29%
Consumer Cyclical	2.13%
Communication Services	0.06%

Asset Allocation

Asset Class	Value
Cash	2.79%
Equity	97.21%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
InterGlobe Aviation Ltd (Industrials) Equity, Since 28 Feb 23 \| INDIGO	8%	₹708 Cr	1,351,985 ↑ 50,000
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Nov 09 \| LT	6%	₹476 Cr	1,176,819 ↓ -91,666
Reliance Industries Ltd (Energy) Equity, Since 31 Jul 23 \| RELIANCE	5%	₹387 Cr	3,029,725
Oberoi Realty Ltd (Real Estate) Equity, Since 31 May 23 \| OBEROIRLTY	4%	₹381 Cr	2,038,517
NTPC Ltd (Utilities) Equity, Since 29 Feb 16 \| 532555	3%	₹282 Cr	8,626,448
Brigade Enterprises Ltd (Real Estate) Equity, Since 30 Nov 25 \| 532929	3%	₹279 Cr	4,257,556
Kalpataru Projects International Ltd (Industrials) Equity, Since 30 Sep 06 \| KPIL	3%	₹256 Cr	1,830,742
Shree Cement Ltd (Basic Materials) Equity, Since 30 Apr 24 \| 500387	3%	₹248 Cr	106,892
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jan 22 \| HDFCBANK	3%	₹238 Cr	3,357,506
Cummins India Ltd (Industrials) Equity, Since 31 Jul 26 \| 500480	3%	₹218 Cr	427,819 ↑ 260,447

9. Nippon India Power and Infra Fund

(Erstwhile Reliance Diversified Power Sector Fund)

The primary investment objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity related securities of companies in the power sector.

Research Highlights for Nippon India Power and Infra Fund

Upper mid AUM (₹8,137 Cr).
Established history (22+ yrs).
Rating: 4★ (upper mid).
Risk profile: High.
5Y return: 18.16% (bottom quartile).
3Y return: 16.39% (bottom quartile).
1Y return: 5.13% (lower mid).
Alpha: 6.69 (top quartile).
Sharpe: 0.48 (lower mid).
Information ratio: 0.40 (top quartile).
Higher exposure to Industrials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
Largest holding Reliance Industries Ltd (~7.3%).

Below is the key information for Nippon India Power and Infra Fund

Nippon India Power and Infra Fund Growth
Launch Date	8 May 04
NAV (05 Oct 26)	₹366.172 ↑ 2.79 (0.77 %)
Net Assets (Cr)	₹8,137 on 31 Aug 26
Category	Equity - Sectoral
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆☆☆
Risk	High
Expense Ratio	1.85
Sharpe Ratio	0.48
Information Ratio	0.4
Alpha Ratio	6.69
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 21	₹10,000
30 Sep 22	₹10,577
30 Sep 23	₹15,028
30 Sep 24	₹24,578
30 Sep 25	₹22,234
30 Sep 26	₹23,786

Nippon India Power and Infra Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹481,656.
Net Profit of ₹181,656 Invest Now

Returns for Nippon India Power and Infra Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Oct 26

Duration	Returns
1 Month	-4.3%
3 Month	-4.2%
6 Month	10.8%
1 Year	5.1%
3 Year	16.4%
5 Year	18.2%
10 Year
15 Year
Since launch	17.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	-0.5%
2023	26.9%
2022	58%
2021	10.9%
2020	48.9%
2019	10.8%
2018	-2.9%
2017	-21.1%
2016	61.7%
2015	0.1%

Fund Manager information for Nippon India Power and Infra Fund

Name	Since	Tenure
Kinjal Desai	25 May 18	8.28 Yr.
Rahul Modi	19 Aug 24	2.04 Yr.
Amber Singhania	11 Mar 26	0.48 Yr.

Data below for Nippon India Power and Infra Fund as on 31 Aug 26

Equity Sector Allocation

Sector	Value
Industrials	39.33%
Utility	19.66%
Consumer Cyclical	11.2%
Energy	8.76%
Basic Materials	6.98%
Technology	3.77%
Financial Services	3.29%
Communication Services	2.29%
Real Estate	1.79%
Health Care	1.44%

Asset Allocation

Asset Class	Value
Cash	1.49%
Equity	98.51%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Reliance Industries Ltd (Energy) Equity, Since 30 Nov 18 \| RELIANCE	7%	₹595 Cr	4,660,000
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Nov 07 \| LT	7%	₹544 Cr	1,344,337 ↓ -52,621
NTPC Ltd (Utilities) Equity, Since 31 May 09 \| 532555	5%	₹413 Cr	12,600,000
NTPC Green Energy Ltd (Utilities) Equity, Since 30 Nov 24 \| NTPCGREEN	4%	₹311 Cr	34,785,607 ↑ 2,037,961
Bharat Heavy Electricals Ltd (Industrials) Equity, Since 30 Sep 24 \| 500103	3%	₹283 Cr	6,400,000
Hindustan Aeronautics Ltd Ordinary Shares (Industrials) Equity, Since 30 Sep 20 \| HAL	2%	₹188 Cr	392,000
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Apr 18 \| BHARTIARTL	2%	₹187 Cr	1,030,000
Triveni Turbine Ltd (Industrials) Equity, Since 30 Jun 25 \| 533655	2%	₹179 Cr	3,103,288 ↑ 50,000
UltraTech Cement Ltd (Basic Materials) Equity, Since 31 Oct 19 \| 532538	2%	₹172 Cr	150,000
Ambuja Cements Ltd (Basic Materials) Equity, Since 31 Mar 26 \| 500425	2%	₹168 Cr	4,188,394

10. Sundaram Select Focus Fund

To achieve capital appreciation by investing in equity and equity related instruments of select stocks

Research Highlights for Sundaram Select Focus Fund

Lower mid AUM (₹1,354 Cr).
Oldest track record among peers (24 yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 17.29% (bottom quartile).
3Y return: 17.03% (lower mid).
1Y return: 24.49% (upper mid).
Alpha: -5.62 (bottom quartile).
Sharpe: 1.85 (top quartile).
Information ratio: -0.52 (bottom quartile).

Below is the key information for Sundaram Select Focus Fund

Sundaram Select Focus Fund Growth
Launch Date	30 Jul 02
NAV (24 Dec 21)	₹264.968 ↓ -1.18 (-0.45 %)
Net Assets (Cr)	₹1,354 on 30 Nov 21
Category	Equity - Focused
AMC	Sundaram Asset Management Company Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	2.52
Sharpe Ratio	1.85
Information Ratio	-0.52
Alpha Ratio	-5.62
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value

Sundaram Select Focus Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Returns for Sundaram Select Focus Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Oct 26

Duration	Returns
1 Month	-2.6%
3 Month	-5%
6 Month	8.5%
1 Year	24.5%
3 Year	17%
5 Year	17.3%
10 Year
15 Year
Since launch	18.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015

Fund Manager information for Sundaram Select Focus Fund

Name	Since	Tenure

Data below for Sundaram Select Focus Fund as on 30 Nov 21

Equity Sector Allocation

Sector	Value

Asset Allocation

Asset Class	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

सर्वोत्तम SIP गुंतवणूक कशी निवडावी?

असे विविध म्युच्युअल फंड आहेत जे तुम्हाला एसआयपीद्वारे गुंतवणूक करण्याची परवानगी देतात. परंतु मुख्य समस्या निवडणे आहेसर्वोत्तम म्युच्युअल फंड SIP साठी. सर्वोत्कृष्ट म्युच्युअल फंड व्यक्तीपरत्वे बदलू शकतात, तरीही गुंतवणूकदार सर्वोत्तम SIP म्युच्युअल फंड निवडण्यापूर्वी विचारात घेऊ शकतात अशा काही मुद्द्यांची यादी खाली दिली आहे.

SIP गुंतवणुकीचे उद्दिष्ट समजून घ्या

जेव्हा गुंतवणुकीचा प्रश्न येतो तेव्हा आपल्यापैकी प्रत्येकाचे उद्दिष्ट वेगळे असते. त्यामुळे म्युच्युअल फंडामध्ये एसआयपीद्वारे गुंतवणूक करण्यापूर्वी, तुमच्या गुंतवणुकीच्या उद्दिष्टांचे स्पष्ट चित्र मिळवण्याचा सल्ला दिला जातो.जोखीम प्रोफाइल. साधारणपणे,इक्विटी म्युच्युअल फंड दीर्घकालीन उद्दिष्टांसाठी फायदेशीर मानले जातेपैसा बाजार आणिकर्ज निधी अल्पकालीन उद्दिष्टांसाठी योग्य आहेत.

फंड हाऊस जाणून घ्या

SIP रिटर्न्सचा मोठा भाग तुमच्या वतीने तुमचे पैसे व्यवस्थापित करणाऱ्या फंड हाऊसवर अवलंबून असतो. फंड हाऊसचे उद्दिष्ट अयशस्वी झाल्यास, तुम्ही तुमचे पैसे गमावाल. तुमच्याकडे सर्वोत्तम एसआयपी योजना असल्याची खात्री करण्यासाठी एक नामांकित फंड हाऊस निवडा.

SIP म्युच्युअल फंडाच्या फंड कामगिरीचे निरीक्षण करा

मूलभूत कारणांपैकी एक कारण जे लोकम्युच्युअल फंडात गुंतवणूक करा SIP च्या माध्यमातून पैसे कमवायचे आहेत. म्हणून, सर्वोत्तम फंड निवडण्यासाठी आणि नंतर सर्वोत्तम SIP योजनांमध्ये गुंतवणूक करण्यासाठी ठराविक कालावधीत निधीच्या कामगिरीचे विश्लेषण करणे महत्त्वाचे आहे. सामान्यतः, इक्विटी म्युच्युअल फंडांसाठी दीर्घकालीन कामगिरीकडे लक्ष दिले जाते, तर कर्जासाठी म्युच्युअल फंड्ससाठी अल्प ते मध्यम मुदतीच्या परताव्याचा विचार केला जातो.

SIP चे भार आणि आवर्ती खर्चाचे विश्लेषण करा

शेवटचे परंतु किमान नाही, निर्गमन भार आणि खर्चाचे प्रमाण जर विनिर्दिष्ट कालावधीपूर्वी (सामान्यतः लॉक-इन कालावधी म्हणतात) मधील गुंतवणूकीची पूर्तता केली असेल तर.

म्हणून, हे पॅरामीटर्स लक्षात घेऊन सर्वोत्तम SIP योजना निवडण्याचा सल्ला दिला जातो. गुंतवणूक करण्यापूर्वी विचार करा!

एसआयपी कॅल्क्युलेटर (एसआयपी रिटर्न कॅल्क्युलेटर)

च्या साठीआर्थिक नियोजन, SIP कॅल्क्युलेटर किंवा SIP रिटर्न कॅल्क्युलेटर हे सर्वोत्तम साधनांपैकी एक आहे.

कंपाउंडिंगच्या सामर्थ्याने तुमचा SIP कसा वाढतो यावर नजर ठेवण्यासाठी खालील उदाहरणाचा विचार करा.

मासिक गुंतवणूक	गुंतवणुकीचा कालावधी	एकूण गुंतवणूक केलेली रक्कम	अंतिम मूल्य @ 14% p.a.
१,000	5 वर्षे	60,000	८७,२००
1,000	10 वर्षे	1,20,000	२,६२,०९१
1,000	15 वर्षे	1,80,000	६,१२,८५३

वरील तक्त्यामध्ये नमूद केले आहे की जर तुम्ही SIP म्युच्युअल फंडामध्ये दरमहा INR 1,000 ची गुंतवणूक केली तर, 5 वर्षातील तुमची एकूण गुंतवणूक INR 60,000 असेल आणि तुमची SIP 14% p.a च्या गृहित परताव्याच्या टक्केवारीने परत येईल. होईल87,2001 रुपये, अनुक्रमे. त्याचप्रमाणे 10 वर्षांत एकूण गुंतवणूक होईलINR 1,20,000 आणि 14% p.a च्या गृहित टक्केवारीवर SIP परतावा. होईलINR 2,62,091.

त्याच प्रकारे, 15 वर्षांत गुंतवणूक होईलINR 1,80,000 आणि 14% p.a च्या परताव्याच्या टक्केवारीचे अंतिम मूल्य असेलINR 6,12,853, अनुक्रमे.

तर, एका महिन्यात फक्त INR 1,000 ची गुंतवणूक करून, पुढील वर्षांमध्ये तुमचे पैसे कसे वाढतील ते पहा. गुंतवणुकीसाठी सर्वोत्तम SIP म्युच्युअल फंड निवडताना वरील गणिते विचारात घ्या.

वारंवार विचारले जाणारे प्रश्न

1. SIP म्हणजे काय?

अ: एसआयपी किंवा सिस्टिमॅटिक इन्व्हेस्टमेंट प्लॅन हा म्युच्युअल फंड योजनेंतर्गत ऑफर केलेला गुंतवणूक मार्ग आहे, जेथे ठराविक रक्कम नियमित अंतराने योजनेअंतर्गत गुंतवली जाते. हा हप्ता रु. 500 इतका लहान असू शकतो.

2. SIP चे फायदे काय आहेत?

अ: SIP चा प्राथमिक फायदा हा आहे की ते गुंतवणूक अधिक शिस्तबद्ध करते. हे गुंतवणूकदारांना करू देतेआर्थिक योजना उपयुक्त आणि गुंतवणुकदाराला गुंतवणूकदारामध्ये गुंतवणुकीची सवय विकसित करण्यास मदत करते.

3. SIP मध्ये कोण गुंतवणूक करू शकते?

अ: SIP मध्ये कोणीही गुंतवणूक करू शकतो. परंतु, तुम्ही तुमचे जोखीम विश्लेषण करणे आवश्यक आहे, म्हणजे तुम्हाला किती जोखीम घ्यायची आहे. तसेच, सुरू करण्यासाठी, तुम्हाला पॅन तपशील, पत्ता पुरावा आणि आवश्यक आहेबँक तपशील

4. ऑफलाइन मोडमध्ये एसआयपीमध्ये गुंतवणूक करण्यासाठी कोणत्या पायऱ्या आहेत?

अ: ऑफलाइन मोडमध्ये गुंतवणूक करण्यासाठी, तुम्हाला अर्ज भरावा लागेल, मासिक किंवा त्रैमासिक SIP रकमेसाठी चेक सबमिट करावा लागेल, त्याची एक प्रत प्रदान करावी लागेल.पॅन कार्ड, पत्त्याचा पुरावा आणि तुमच्या बँक तपशीलांचा पुरावा म्हणून रद्द केलेला चेक.

5. मी ICICI प्रुडेन्शियल टेक्नॉलॉजी फंडात गुंतवणूक का करावी?

अ: ICICI प्रुडेन्शियल टेक्नॉलॉजी फंडाने 3 मार्च 2000 रोजी लाँच झाल्यापासून 11.9% परतावा दर्शविला आहे. इतर फंडांच्या विपरीत, 2020 मध्ये, त्याने 70.6% परतावा स्थापित केला आहे. म्हणून, ICICI प्रुडेन्शियल टेक्नॉलॉजी फंडात गुंतवणूक करणे फायदेशीर ठरले आहे आणि पाच वर्षांसाठी एसआयपीमध्ये गुंतवणूक केली आहे.

6. मी SBI ब्लूचिप फंड रेग्युलर ग्रोथमध्ये गुंतवणूक का करावी?

अ: एसबीआय ब्लूचिप फंड रेग्युलर ग्रोथने पाच वर्षांच्या वाढीचा दर दर्शविला आहे५.२९%, जे तुलनेने जास्त आहे.

7. SIP मध्ये गुंतवणूक करताना तुम्ही कशाचा विचार केला पाहिजे?

अ: जेव्हा तुम्ही SIP मध्ये गुंतवणूक करता तेव्हा तुम्ही नेट अॅसेट व्हॅल्यू किंवानाही. तुम्ही योजनेसाठी केलेली ही गुंतवणूक आहे. तुम्ही त्याचे रेटिंग आणि त्याची ऐतिहासिक कामगिरी देखील तपासली पाहिजे. तुमची गुंतवणूक सुरक्षित आहे याची खात्री करण्यासाठी SIP द्वारे मिळणारे परतावा समजून घेणे आवश्यक आहे.

8. SIP साठी KYC महत्वाचे आहे का?

अ: होय, एसआयपीसाठीही केवायसी आवश्यक आहे. एसआयपी म्युच्युअल फंडाच्या योजनेंतर्गत येत असल्याने, तुम्हाला एसआयपीमध्ये गुंतवणूक करण्यासाठी केवायसी कागदपत्रे प्रदान करावी लागतील.

9. SIP मध्ये किमान गुंतवणुकीची आवश्यकता असते का?

अ: होय, काही SIP साठी किमान गुंतवणूक आवश्यक असते. उदाहरणार्थ, आदित्य बिर्ला सन लाइफ डिजिटल इंडिया फंडासाठी किमान SIP गुंतवणुकीची आवश्यकता रु. 1000 आहे. SBI ब्लूचिप फंड नियमित वाढीसाठी किमान रु. 5000 ची आवश्यकता आहे. अशा प्रकारे, तुम्ही ज्या एसआयपीमध्ये गुंतवणूक करत आहात त्यावर अवलंबून, तुम्हाला तुमची गुंतवणूक रक्कम वाढवावी लागेल.

Disclaimer:
येथे प्रदान केलेली माहिती अचूक असल्याची खात्री करण्यासाठी सर्व प्रयत्न केले गेले आहेत. तथापि, डेटाच्या अचूकतेबद्दल कोणतीही हमी दिली जात नाही. कृपया कोणतीही गुंतवणूक करण्यापूर्वी योजना माहिती दस्तऐवजासह सत्यापित करा.