SIP 2022 - 2023 साठी भारतातील सर्वोत्तम म्युच्युअल फंड

Updated on September 22, 2025 , 24738 views

एक पद्धतशीरगुंतवणूक योजना (SIP) हा सर्वात प्रभावी मार्ग मानला जातोम्युच्युअल फंडात गुंतवणूक करा, विशेषतः लांब साठी -मुदत योजना. दीर्घकालीन बचत योजना लागू करण्यासाठी गुंतवणूकदारांना दर महिन्याच्या एका विशिष्ट तारखेला युनिट खरेदी करण्याची परवानगी देते. गुंतवणूकदारांना सोयीस्कर वाटण्याचे एक कारण आहेगुंतवणूक SIP मध्ये ते देतात लवचिकता. गुंतवणूकदार करू शकतातSIP मध्ये गुंतवणूक करा एकतर मासिक, त्रैमासिक किंवा साप्ताहिक वरआधार, त्यांच्या सोयीनुसार. ते कसे साध्य करू शकतात याबद्दल अधिक जाणून घेऊयाआर्थिक उद्दिष्टे पद्धतशीर गुंतवणूक योजनांसह, कसेसिप कॅल्क्युलेटर सोबत गुंतवणुकीसाठी उपयुक्त आहेसर्वोत्तम म्युच्युअल फंड SIP साठी भारतात.

SIP- आर्थिक उद्दिष्टे साध्य करण्याचा इष्टतम मार्ग

SIP ची रचना अशा प्रकारे केली आहे की एखादी व्यक्ती त्यांच्या गुंतवणुकीची पूर्व-नियोजन करू शकते आणि त्यांच्या आर्थिक उद्दिष्टांनुसार गुंतवणूक करू शकते. परंतु, एसआयपीद्वारे उद्दिष्टे साध्य करण्यासाठी दीर्घकाळ गुंतवणूक करावी लागते. साधारणपणे, SIP चा वापर मोठ्या प्रमाणावर लक्ष्यांच्या नियोजनासाठी केला जातो जसे-

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किमान INR 500 आणि INR 1000 एवढ्या रकमेतून कोणीही SIP मध्ये गुंतवणूक करण्यास सुरुवात करू शकते. एकदा का तुम्ही SIP मध्ये गुंतवणूक करायला सुरुवात केली की तुमचे पैसे स्टॉकच्या संपर्कात आल्याने दररोज जाऊ लागतात.बाजार. म्हणूनच मार्ग म्हणून SIPs ला प्राधान्य दिले जातेइक्विटी फंड. शिवाय, ऐतिहासिकदृष्ट्या, इक्विटी स्टॉकमधील गुंतवणुकीने इतर सर्व मालमत्ता वर्गांमध्ये प्रभावी परतावा दिला आहे, जर गुंतवणूक शिस्तीने आणि दीर्घकालीन क्षितिजासह केली गेली असेल.

इक्विटीमधील एसआयपी बाजाराच्या वेळेचा धोका टाळण्यास आणि गुंतवणुकीच्या खर्चाची सरासरी काढून संपत्ती निर्माण करण्यास मदत करते. आणखी काही पाहूSIP चे फायदे जे दीर्घकालीन उद्दिष्टे साध्य करण्यात मदत करते:

कंपाउंडिंगची शक्ती- जेव्हा तुम्ही फक्त मुद्दलावर व्याज मिळवता तेव्हा साधे व्याज असते. चक्रवाढ व्याजाच्या बाबतीत, व्याजाची रक्कम मुद्दलामध्ये जोडली जाते आणि व्याज नवीन मुद्दल (जुने मुद्दल अधिक नफा) वर मोजले जाते. ही प्रक्रिया प्रत्येक वेळी चालू राहते. मध्ये SIP पासूनम्युच्युअल फंड हप्त्यांमध्ये आहेत, ते चक्रवाढ आहेत, जे सुरुवातीला गुंतवलेल्या रकमेमध्ये अधिक जोडतात.
जोखीम कमी करणे- एसआयपी दीर्घ कालावधीसाठी पसरलेली असते हे लक्षात घेता, शेअर बाजारातील सर्व कालावधी, चढ-उतार आणि सर्वात महत्त्वाचे म्हणजे मंदीचा समावेश होतो. मंदीच्या काळात, जेव्हा बहुतेक गुंतवणूकदारांना भीती वाटते तेव्हा, गुंतवणूकदार “कमी” खरेदी करतात याची खात्री करून SIP हप्ते चालू राहतात.
SIP ची सोय- सुविधा हा SIP चा सर्वात मोठा फायदा आहे. वापरकर्त्यास एकदाच साइन-अप करावे लागेल आणि कागदपत्रांमधून जावे लागेल. एकदा पूर्ण झाल्यानंतर, त्यानंतरच्या गुंतवणुकीसाठी डेबिट आपोआप होतात आणिगुंतवणूकदार फक्त गुंतवणुकीचे निरीक्षण करावे लागेल.

SIP 2022 - 2023 साठी भारतातील सर्वोत्तम म्युच्युअल फंड

SIP साठी सर्वोत्तम लार्ज कॅप फंड

Fund	NAV	Net Assets (Cr)	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
Nippon India Large Cap Fund Growth	₹92.4855 ↓ -0.43	₹45,012	100	2.6	9.7	0.7	20.2	26.4	18.2
ICICI Prudential Bluechip Fund Growth	₹111.35 ↓ -0.45	₹71,840	100	1.6	7.7	-1.4	19	23.2	16.9
DSP TOP 100 Equity Growth	₹474.445 ↓ -2.50	₹6,398	500	0.9	6.8	-1.3	18.4	19.5	20.5
Invesco India Largecap Fund Growth	₹70.11 ↓ -0.37	₹1,555	100	2	11.9	-2.1	17.7	19.8	20
HDFC Top 100 Fund Growth	₹1,143.87 ↓ -6.94	₹37,659	300	1	5.2	-5.5	17.1	23	11.6
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 24 Sep 25

Research Highlights & Commentary of 5 Funds showcased

Commentary	Nippon India Large Cap Fund	ICICI Prudential Bluechip Fund	DSP TOP 100 Equity	Invesco India Largecap Fund	HDFC Top 100 Fund
Point 1	Upper mid AUM (₹45,012 Cr).	Highest AUM (₹71,840 Cr).	Bottom quartile AUM (₹6,398 Cr).	Bottom quartile AUM (₹1,555 Cr).	Lower mid AUM (₹37,659 Cr).
Point 2	Established history (18+ yrs).	Established history (17+ yrs).	Established history (22+ yrs).	Established history (16+ yrs).	Oldest track record among peers (28 yrs).
Point 3	Top rated.	Rating: 4★ (upper mid).	Rating: 2★ (bottom quartile).	Rating: 3★ (lower mid).	Rating: 3★ (bottom quartile).
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 26.43% (top quartile).	5Y return: 23.17% (upper mid).	5Y return: 19.53% (bottom quartile).	5Y return: 19.78% (bottom quartile).	5Y return: 22.98% (lower mid).
Point 6	3Y return: 20.17% (top quartile).	3Y return: 19.02% (upper mid).	3Y return: 18.44% (lower mid).	3Y return: 17.71% (bottom quartile).	3Y return: 17.08% (bottom quartile).
Point 7	1Y return: 0.68% (top quartile).	1Y return: -1.39% (lower mid).	1Y return: -1.35% (upper mid).	1Y return: -2.12% (bottom quartile).	1Y return: -5.46% (bottom quartile).
Point 8	Alpha: 2.49 (top quartile).	Alpha: 1.67 (lower mid).	Alpha: -0.52 (bottom quartile).	Alpha: 1.96 (upper mid).	Alpha: -2.93 (bottom quartile).
Point 9	Sharpe: -0.40 (top quartile).	Sharpe: -0.51 (lower mid).	Sharpe: -0.64 (bottom quartile).	Sharpe: -0.50 (upper mid).	Sharpe: -0.87 (bottom quartile).
Point 10	Information ratio: 1.96 (top quartile).	Information ratio: 1.64 (upper mid).	Information ratio: 0.83 (bottom quartile).	Information ratio: 0.70 (bottom quartile).	Information ratio: 0.92 (lower mid).

Nippon India Large Cap Fund

Upper mid AUM (₹45,012 Cr).
Established history (18+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 26.43% (top quartile).
3Y return: 20.17% (top quartile).
1Y return: 0.68% (top quartile).
Alpha: 2.49 (top quartile).
Sharpe: -0.40 (top quartile).
Information ratio: 1.96 (top quartile).

ICICI Prudential Bluechip Fund

Highest AUM (₹71,840 Cr).
Established history (17+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 23.17% (upper mid).
3Y return: 19.02% (upper mid).
1Y return: -1.39% (lower mid).
Alpha: 1.67 (lower mid).
Sharpe: -0.51 (lower mid).
Information ratio: 1.64 (upper mid).

DSP TOP 100 Equity

Bottom quartile AUM (₹6,398 Cr).
Established history (22+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 19.53% (bottom quartile).
3Y return: 18.44% (lower mid).
1Y return: -1.35% (upper mid).
Alpha: -0.52 (bottom quartile).
Sharpe: -0.64 (bottom quartile).
Information ratio: 0.83 (bottom quartile).

Invesco India Largecap Fund

Bottom quartile AUM (₹1,555 Cr).
Established history (16+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 19.78% (bottom quartile).
3Y return: 17.71% (bottom quartile).
1Y return: -2.12% (bottom quartile).
Alpha: 1.96 (upper mid).
Sharpe: -0.50 (upper mid).
Information ratio: 0.70 (bottom quartile).

HDFC Top 100 Fund

Lower mid AUM (₹37,659 Cr).
Oldest track record among peers (28 yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 22.98% (lower mid).
3Y return: 17.08% (bottom quartile).
1Y return: -5.46% (bottom quartile).
Alpha: -2.93 (bottom quartile).
Sharpe: -0.87 (bottom quartile).
Information ratio: 0.92 (lower mid).

SIP साठी सर्वोत्तम मल्टी कॅप फंड

Fund	NAV	Net Assets (Cr)	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
HDFC Equity Fund Growth	₹2,038.81 ↓ -4.52	₹81,936	300	3.4	9.8	3.9	23.5	30.5	23.5
JM Multicap Fund Growth	₹98.9128 ↓ -0.17	₹5,943	500	2.8	8.2	-9.5	23.1	27	33.3
Nippon India Multi Cap Fund Growth	₹303.527 ↓ -1.57	₹46,216	100	2.1	11.3	-1.6	22.7	31.9	25.8
Motilal Oswal Multicap 35 Fund Growth	₹62.4312 ↓ -0.63	₹13,679	500	1	10.2	-2.1	21.8	20.9	45.7
ICICI Prudential Multicap Fund Growth	₹791.95 ↓ -5.91	₹15,281	100	1.6	8.8	-3.8	20.9	25.3	20.7
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 24 Sep 25

Research Highlights & Commentary of 5 Funds showcased

Commentary	HDFC Equity Fund	JM Multicap Fund	Nippon India Multi Cap Fund	Motilal Oswal Multicap 35 Fund	ICICI Prudential Multicap Fund
Point 1	Highest AUM (₹81,936 Cr).	Bottom quartile AUM (₹5,943 Cr).	Upper mid AUM (₹46,216 Cr).	Bottom quartile AUM (₹13,679 Cr).	Lower mid AUM (₹15,281 Cr).
Point 2	Established history (30+ yrs).	Established history (17+ yrs).	Established history (20+ yrs).	Established history (11+ yrs).	Oldest track record among peers (31 yrs).
Point 3	Rating: 3★ (lower mid).	Rating: 4★ (upper mid).	Rating: 2★ (bottom quartile).	Top rated.	Rating: 3★ (bottom quartile).
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 30.53% (upper mid).	5Y return: 27.03% (lower mid).	5Y return: 31.86% (top quartile).	5Y return: 20.86% (bottom quartile).	5Y return: 25.30% (bottom quartile).
Point 6	3Y return: 23.50% (top quartile).	3Y return: 23.13% (upper mid).	3Y return: 22.71% (lower mid).	3Y return: 21.79% (bottom quartile).	3Y return: 20.87% (bottom quartile).
Point 7	1Y return: 3.87% (top quartile).	1Y return: -9.49% (bottom quartile).	1Y return: -1.55% (upper mid).	1Y return: -2.13% (lower mid).	1Y return: -3.79% (bottom quartile).
Point 8	Alpha: 4.96 (upper mid).	Alpha: -8.50 (bottom quartile).	Alpha: 3.10 (lower mid).	Alpha: 9.76 (top quartile).	Alpha: -2.00 (bottom quartile).
Point 9	Sharpe: -0.16 (upper mid).	Sharpe: -1.13 (bottom quartile).	Sharpe: -0.38 (lower mid).	Sharpe: -0.06 (top quartile).	Sharpe: -0.71 (bottom quartile).
Point 10	Information ratio: 1.74 (top quartile).	Information ratio: 1.09 (lower mid).	Information ratio: 1.10 (upper mid).	Information ratio: 0.79 (bottom quartile).	Information ratio: 0.53 (bottom quartile).

HDFC Equity Fund

Highest AUM (₹81,936 Cr).
Established history (30+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 30.53% (upper mid).
3Y return: 23.50% (top quartile).
1Y return: 3.87% (top quartile).
Alpha: 4.96 (upper mid).
Sharpe: -0.16 (upper mid).
Information ratio: 1.74 (top quartile).

JM Multicap Fund

Bottom quartile AUM (₹5,943 Cr).
Established history (17+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 27.03% (lower mid).
3Y return: 23.13% (upper mid).
1Y return: -9.49% (bottom quartile).
Alpha: -8.50 (bottom quartile).
Sharpe: -1.13 (bottom quartile).
Information ratio: 1.09 (lower mid).

Nippon India Multi Cap Fund

Upper mid AUM (₹46,216 Cr).
Established history (20+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 31.86% (top quartile).
3Y return: 22.71% (lower mid).
1Y return: -1.55% (upper mid).
Alpha: 3.10 (lower mid).
Sharpe: -0.38 (lower mid).
Information ratio: 1.10 (upper mid).

Motilal Oswal Multicap 35 Fund

Bottom quartile AUM (₹13,679 Cr).
Established history (11+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 20.86% (bottom quartile).
3Y return: 21.79% (bottom quartile).
1Y return: -2.13% (lower mid).
Alpha: 9.76 (top quartile).
Sharpe: -0.06 (top quartile).
Information ratio: 0.79 (bottom quartile).

ICICI Prudential Multicap Fund

Lower mid AUM (₹15,281 Cr).
Oldest track record among peers (31 yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 25.30% (bottom quartile).
3Y return: 20.87% (bottom quartile).
1Y return: -3.79% (bottom quartile).
Alpha: -2.00 (bottom quartile).
Sharpe: -0.71 (bottom quartile).
Information ratio: 0.53 (bottom quartile).

SIP साठी सर्वोत्तम मिड कॅप फंड

Fund	NAV	Net Assets (Cr)	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
Invesco India Mid Cap Fund Growth	₹181.63 ↓ -1.24	₹8,062	500	3.9	19.7	4.2	27.8	28.5	43.1
ICICI Prudential MidCap Fund Growth	₹299.02 ↓ -2.85	₹6,492	100	0	14.6	-1.6	21.8	27.5	27
TATA Mid Cap Growth Fund Growth	₹432.924 ↓ -1.99	₹4,946	150	1.7	10	-5.8	20.6	25.3	22.7
BNP Paribas Mid Cap Fund Growth	₹101.205 ↓ -0.80	₹2,157	300	1.4	8	-5.3	19.2	25.4	28.5
Aditya Birla Sun Life Midcap Fund Growth	₹787.75 ↓ -5.98	₹5,970	1,000	0.2	9.7	-6.2	19.1	25.2	22
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 24 Sep 25

Research Highlights & Commentary of 5 Funds showcased

Commentary	Invesco India Mid Cap Fund	ICICI Prudential MidCap Fund	TATA Mid Cap Growth Fund	BNP Paribas Mid Cap Fund	Aditya Birla Sun Life Midcap Fund
Point 1	Highest AUM (₹8,062 Cr).	Upper mid AUM (₹6,492 Cr).	Bottom quartile AUM (₹4,946 Cr).	Bottom quartile AUM (₹2,157 Cr).	Lower mid AUM (₹5,970 Cr).
Point 2	Established history (18+ yrs).	Established history (20+ yrs).	Oldest track record among peers (31 yrs).	Established history (19+ yrs).	Established history (22+ yrs).
Point 3	Rating: 2★ (lower mid).	Rating: 2★ (bottom quartile).	Rating: 2★ (bottom quartile).	Top rated.	Rating: 3★ (upper mid).
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: High.	Risk profile: Moderately High.
Point 5	5Y return: 28.51% (top quartile).	5Y return: 27.46% (upper mid).	5Y return: 25.34% (bottom quartile).	5Y return: 25.37% (lower mid).	5Y return: 25.21% (bottom quartile).
Point 6	3Y return: 27.84% (top quartile).	3Y return: 21.81% (upper mid).	3Y return: 20.61% (lower mid).	3Y return: 19.16% (bottom quartile).	3Y return: 19.06% (bottom quartile).
Point 7	1Y return: 4.24% (top quartile).	1Y return: -1.63% (upper mid).	1Y return: -5.84% (bottom quartile).	1Y return: -5.26% (lower mid).	1Y return: -6.18% (bottom quartile).
Point 8	Alpha: 0.00 (upper mid).	Alpha: 3.29 (top quartile).	Alpha: -3.10 (bottom quartile).	Alpha: -3.80 (bottom quartile).	Alpha: -0.40 (lower mid).
Point 9	Sharpe: 0.14 (top quartile).	Sharpe: -0.32 (upper mid).	Sharpe: -0.66 (bottom quartile).	Sharpe: -0.72 (bottom quartile).	Sharpe: -0.49 (lower mid).
Point 10	Information ratio: 0.00 (top quartile).	Information ratio: -0.16 (upper mid).	Information ratio: -0.56 (lower mid).	Information ratio: -0.66 (bottom quartile).	Information ratio: -0.78 (bottom quartile).

Invesco India Mid Cap Fund

Highest AUM (₹8,062 Cr).
Established history (18+ yrs).
Rating: 2★ (lower mid).
Risk profile: Moderately High.
5Y return: 28.51% (top quartile).
3Y return: 27.84% (top quartile).
1Y return: 4.24% (top quartile).
Alpha: 0.00 (upper mid).
Sharpe: 0.14 (top quartile).
Information ratio: 0.00 (top quartile).

ICICI Prudential MidCap Fund

Upper mid AUM (₹6,492 Cr).
Established history (20+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 27.46% (upper mid).
3Y return: 21.81% (upper mid).
1Y return: -1.63% (upper mid).
Alpha: 3.29 (top quartile).
Sharpe: -0.32 (upper mid).
Information ratio: -0.16 (upper mid).

TATA Mid Cap Growth Fund

Bottom quartile AUM (₹4,946 Cr).
Oldest track record among peers (31 yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 25.34% (bottom quartile).
3Y return: 20.61% (lower mid).
1Y return: -5.84% (bottom quartile).
Alpha: -3.10 (bottom quartile).
Sharpe: -0.66 (bottom quartile).
Information ratio: -0.56 (lower mid).

BNP Paribas Mid Cap Fund

Bottom quartile AUM (₹2,157 Cr).
Established history (19+ yrs).
Top rated.
Risk profile: High.
5Y return: 25.37% (lower mid).
3Y return: 19.16% (bottom quartile).
1Y return: -5.26% (lower mid).
Alpha: -3.80 (bottom quartile).
Sharpe: -0.72 (bottom quartile).
Information ratio: -0.66 (bottom quartile).

Aditya Birla Sun Life Midcap Fund

Lower mid AUM (₹5,970 Cr).
Established history (22+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 25.21% (bottom quartile).
3Y return: 19.06% (bottom quartile).
1Y return: -6.18% (bottom quartile).
Alpha: -0.40 (lower mid).
Sharpe: -0.49 (lower mid).
Information ratio: -0.78 (bottom quartile).

SIP साठी सर्वोत्तम स्मॉल कॅप फंड

Fund	NAV	Net Assets (Cr)	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
HDFC Small Cap Fund Growth	₹143.795 ↓ -0.73	₹36,294	300	6.6	19.9	1.5	24	31.1	20.4
Nippon India Small Cap Fund Growth	₹170.094 ↓ -0.73	₹64,821	100	1.3	10.7	-7.3	23.1	33.4	26.1
Franklin India Smaller Companies Fund Growth	₹170.123 ↓ -0.47	₹13,302	500	-0.8	9.9	-9.5	22	30	23.2
Sundaram Small Cap Fund Growth	₹261.671 ↓ -0.90	₹3,282	100	2.7	14.9	-4.1	20.5	28.8	19.1
DSP Small Cap Fund Growth	₹197.679 ↓ -0.67	₹16,628	500	0.6	13.3	-3.4	19.8	28.2	25.6
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 24 Sep 25

Research Highlights & Commentary of 5 Funds showcased

Commentary	HDFC Small Cap Fund	Nippon India Small Cap Fund	Franklin India Smaller Companies Fund	Sundaram Small Cap Fund	DSP Small Cap Fund
Point 1	Upper mid AUM (₹36,294 Cr).	Highest AUM (₹64,821 Cr).	Bottom quartile AUM (₹13,302 Cr).	Bottom quartile AUM (₹3,282 Cr).	Lower mid AUM (₹16,628 Cr).
Point 2	Established history (17+ yrs).	Established history (15+ yrs).	Established history (19+ yrs).	Oldest track record among peers (20 yrs).	Established history (18+ yrs).
Point 3	Top rated.	Rating: 4★ (upper mid).	Rating: 4★ (lower mid).	Rating: 3★ (bottom quartile).	Rating: 4★ (bottom quartile).
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 31.14% (upper mid).	5Y return: 33.36% (top quartile).	5Y return: 30.00% (lower mid).	5Y return: 28.78% (bottom quartile).	5Y return: 28.24% (bottom quartile).
Point 6	3Y return: 23.98% (top quartile).	3Y return: 23.10% (upper mid).	3Y return: 21.97% (lower mid).	3Y return: 20.49% (bottom quartile).	3Y return: 19.82% (bottom quartile).
Point 7	1Y return: 1.54% (top quartile).	1Y return: -7.32% (bottom quartile).	1Y return: -9.45% (bottom quartile).	1Y return: -4.05% (lower mid).	1Y return: -3.36% (upper mid).
Point 8	Alpha: 0.00 (upper mid).	Alpha: -2.55 (bottom quartile).	Alpha: -5.08 (bottom quartile).	Alpha: 0.97 (top quartile).	Alpha: 0.00 (lower mid).
Point 9	Sharpe: -0.33 (upper mid).	Sharpe: -0.65 (bottom quartile).	Sharpe: -0.76 (bottom quartile).	Sharpe: -0.47 (lower mid).	Sharpe: -0.30 (top quartile).
Point 10	Information ratio: 0.00 (lower mid).	Information ratio: 0.10 (top quartile).	Information ratio: 0.02 (upper mid).	Information ratio: -0.47 (bottom quartile).	Information ratio: 0.00 (bottom quartile).

HDFC Small Cap Fund

Upper mid AUM (₹36,294 Cr).
Established history (17+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 31.14% (upper mid).
3Y return: 23.98% (top quartile).
1Y return: 1.54% (top quartile).
Alpha: 0.00 (upper mid).
Sharpe: -0.33 (upper mid).
Information ratio: 0.00 (lower mid).

Nippon India Small Cap Fund

Highest AUM (₹64,821 Cr).
Established history (15+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 33.36% (top quartile).
3Y return: 23.10% (upper mid).
1Y return: -7.32% (bottom quartile).
Alpha: -2.55 (bottom quartile).
Sharpe: -0.65 (bottom quartile).
Information ratio: 0.10 (top quartile).

Franklin India Smaller Companies Fund

Bottom quartile AUM (₹13,302 Cr).
Established history (19+ yrs).
Rating: 4★ (lower mid).
Risk profile: Moderately High.
5Y return: 30.00% (lower mid).
3Y return: 21.97% (lower mid).
1Y return: -9.45% (bottom quartile).
Alpha: -5.08 (bottom quartile).
Sharpe: -0.76 (bottom quartile).
Information ratio: 0.02 (upper mid).

Sundaram Small Cap Fund

Bottom quartile AUM (₹3,282 Cr).
Oldest track record among peers (20 yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 28.78% (bottom quartile).
3Y return: 20.49% (bottom quartile).
1Y return: -4.05% (lower mid).
Alpha: 0.97 (top quartile).
Sharpe: -0.47 (lower mid).
Information ratio: -0.47 (bottom quartile).

DSP Small Cap Fund

Lower mid AUM (₹16,628 Cr).
Established history (18+ yrs).
Rating: 4★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 28.24% (bottom quartile).
3Y return: 19.82% (bottom quartile).
1Y return: -3.36% (upper mid).
Alpha: 0.00 (lower mid).
Sharpe: -0.30 (top quartile).
Information ratio: 0.00 (bottom quartile).

SIP साठी सर्वोत्तम ELSS (टॅक्स सेव्हिंग म्युच्युअल फंड).

Fund	NAV	Net Assets (Cr)	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
Motilal Oswal Long Term Equity Fund Growth	₹52.7278 ↓ -0.40	₹4,223	500	1.8	13.7	-5.5	26.2	27.8	47.7
SBI Magnum Tax Gain Fund Growth	₹435.974 ↓ -2.67	₹29,937	500	0.1	5.4	-4.5	24.3	26.3	27.7
HDFC Tax Saver Fund Growth	₹1,439.16 ↓ -3.82	₹16,525	500	2.3	9.3	1	22.7	26.9	21.3
IDBI Equity Advantage Fund Growth	₹43.39 ↑ 0.04	₹485	500	9.7	15.1	16.9	20.8	10
HDFC Long Term Advantage Fund Growth	₹595.168 ↑ 0.28	₹1,318	500	1.2	15.4	35.5	20.6	17.4
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 24 Sep 25

Research Highlights & Commentary of 5 Funds showcased

Commentary	Motilal Oswal Long Term Equity Fund	SBI Magnum Tax Gain Fund	HDFC Tax Saver Fund	IDBI Equity Advantage Fund	HDFC Long Term Advantage Fund
Point 1	Lower mid AUM (₹4,223 Cr).	Highest AUM (₹29,937 Cr).	Upper mid AUM (₹16,525 Cr).	Bottom quartile AUM (₹485 Cr).	Bottom quartile AUM (₹1,318 Cr).
Point 2	Established history (10+ yrs).	Established history (18+ yrs).	Oldest track record among peers (29 yrs).	Established history (12+ yrs).	Established history (24+ yrs).
Point 3	Not Rated.	Rating: 2★ (lower mid).	Rating: 2★ (bottom quartile).	Top rated.	Rating: 3★ (upper mid).
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 27.76% (top quartile).	5Y return: 26.35% (lower mid).	5Y return: 26.89% (upper mid).	5Y return: 9.97% (bottom quartile).	5Y return: 17.39% (bottom quartile).
Point 6	3Y return: 26.23% (top quartile).	3Y return: 24.29% (upper mid).	3Y return: 22.66% (lower mid).	3Y return: 20.84% (bottom quartile).	3Y return: 20.64% (bottom quartile).
Point 7	1Y return: -5.51% (bottom quartile).	1Y return: -4.48% (bottom quartile).	1Y return: 1.05% (lower mid).	1Y return: 16.92% (upper mid).	1Y return: 35.51% (top quartile).
Point 8	Alpha: 7.18 (top quartile).	Alpha: -2.40 (bottom quartile).	Alpha: 3.05 (upper mid).	Alpha: 1.78 (lower mid).	Alpha: 1.75 (bottom quartile).
Point 9	Sharpe: -0.26 (lower mid).	Sharpe: -0.83 (bottom quartile).	Sharpe: -0.35 (bottom quartile).	Sharpe: 1.21 (upper mid).	Sharpe: 2.27 (top quartile).
Point 10	Information ratio: 0.80 (lower mid).	Information ratio: 2.12 (top quartile).	Information ratio: 1.80 (upper mid).	Information ratio: -1.13 (bottom quartile).	Information ratio: -0.15 (bottom quartile).

Motilal Oswal Long Term Equity Fund

Lower mid AUM (₹4,223 Cr).
Established history (10+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 27.76% (top quartile).
3Y return: 26.23% (top quartile).
1Y return: -5.51% (bottom quartile).
Alpha: 7.18 (top quartile).
Sharpe: -0.26 (lower mid).
Information ratio: 0.80 (lower mid).

SBI Magnum Tax Gain Fund

Highest AUM (₹29,937 Cr).
Established history (18+ yrs).
Rating: 2★ (lower mid).
Risk profile: Moderately High.
5Y return: 26.35% (lower mid).
3Y return: 24.29% (upper mid).
1Y return: -4.48% (bottom quartile).
Alpha: -2.40 (bottom quartile).
Sharpe: -0.83 (bottom quartile).
Information ratio: 2.12 (top quartile).

HDFC Tax Saver Fund

Upper mid AUM (₹16,525 Cr).
Oldest track record among peers (29 yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 26.89% (upper mid).
3Y return: 22.66% (lower mid).
1Y return: 1.05% (lower mid).
Alpha: 3.05 (upper mid).
Sharpe: -0.35 (bottom quartile).
Information ratio: 1.80 (upper mid).

IDBI Equity Advantage Fund

Bottom quartile AUM (₹485 Cr).
Established history (12+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 9.97% (bottom quartile).
3Y return: 20.84% (bottom quartile).
1Y return: 16.92% (upper mid).
Alpha: 1.78 (lower mid).
Sharpe: 1.21 (upper mid).
Information ratio: -1.13 (bottom quartile).

HDFC Long Term Advantage Fund

Bottom quartile AUM (₹1,318 Cr).
Established history (24+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 17.39% (bottom quartile).
3Y return: 20.64% (bottom quartile).
1Y return: 35.51% (top quartile).
Alpha: 1.75 (bottom quartile).
Sharpe: 2.27 (top quartile).
Information ratio: -0.15 (bottom quartile).

SIP साठी सर्वोत्तम सेक्टर फंड

Fund	NAV	Net Assets (Cr)	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
SBI Banking & Financial Services Fund Growth	₹42.843 ↓ -0.17	₹8,371	500	0.5	10.8	7.8	18.8	23.7	19.6
UTI Banking and Financial Services Fund Growth	₹188.708 ↓ -0.81	₹1,255	500	-1.5	7.2	3.5	16.1	23.4	11.1
UTI Transportation & Logistics Fund Growth	₹296.567 ↓ -1.80	₹3,741	500	14.5	25.3	2.9	23.8	29	18.7
Mahindra Dhan Sanchay Equity Savings Yojana Growth	₹20.7452 ↓ -0.03	₹547	500	2	5.4	2.8	9.7	12.2	8.3
TATA Banking and Financial Services Fund Growth	₹42.554 ↓ -0.17	₹2,819	150	-2.5	8.1	2.8	17.4	21.9	9
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 24 Sep 25

Research Highlights & Commentary of 5 Funds showcased

Commentary	SBI Banking & Financial Services Fund	UTI Banking and Financial Services Fund	UTI Transportation & Logistics Fund	Mahindra Dhan Sanchay Equity Savings Yojana	TATA Banking and Financial Services Fund
Point 1	Highest AUM (₹8,371 Cr).	Bottom quartile AUM (₹1,255 Cr).	Upper mid AUM (₹3,741 Cr).	Bottom quartile AUM (₹547 Cr).	Lower mid AUM (₹2,819 Cr).
Point 2	Established history (10+ yrs).	Oldest track record among peers (21 yrs).	Established history (21+ yrs).	Established history (8+ yrs).	Established history (9+ yrs).
Point 3	Not Rated.	Top rated.	Rating: 3★ (upper mid).	Not Rated.	Not Rated.
Point 4	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: Moderately High.	Risk profile: High.
Point 5	5Y return: 23.67% (upper mid).	5Y return: 23.43% (lower mid).	5Y return: 28.95% (top quartile).	5Y return: 12.22% (bottom quartile).	5Y return: 21.93% (bottom quartile).
Point 6	3Y return: 18.83% (upper mid).	3Y return: 16.14% (bottom quartile).	3Y return: 23.84% (top quartile).	3Y return: 9.71% (bottom quartile).	3Y return: 17.43% (lower mid).
Point 7	1Y return: 7.81% (top quartile).	1Y return: 3.52% (upper mid).	1Y return: 2.91% (lower mid).	1Y return: 2.83% (bottom quartile).	1Y return: 2.83% (bottom quartile).
Point 8	Alpha: 0.46 (top quartile).	Alpha: -3.36 (bottom quartile).	Alpha: 0.00 (upper mid).	Alpha: 0.00 (lower mid).	Alpha: -3.57 (bottom quartile).
Point 9	Sharpe: 0.28 (top quartile).	Sharpe: 0.01 (upper mid).	Sharpe: -0.33 (bottom quartile).	Sharpe: -0.87 (bottom quartile).	Sharpe: -0.01 (lower mid).
Point 10	Information ratio: 0.69 (top quartile).	Information ratio: 0.28 (lower mid).	Information ratio: 0.00 (bottom quartile).	Information ratio: 0.00 (bottom quartile).	Information ratio: 0.56 (upper mid).

SBI Banking & Financial Services Fund

Highest AUM (₹8,371 Cr).
Established history (10+ yrs).
Not Rated.
Risk profile: High.
5Y return: 23.67% (upper mid).
3Y return: 18.83% (upper mid).
1Y return: 7.81% (top quartile).
Alpha: 0.46 (top quartile).
Sharpe: 0.28 (top quartile).
Information ratio: 0.69 (top quartile).

UTI Banking and Financial Services Fund

Bottom quartile AUM (₹1,255 Cr).
Oldest track record among peers (21 yrs).
Top rated.
Risk profile: High.
5Y return: 23.43% (lower mid).
3Y return: 16.14% (bottom quartile).
1Y return: 3.52% (upper mid).
Alpha: -3.36 (bottom quartile).
Sharpe: 0.01 (upper mid).
Information ratio: 0.28 (lower mid).

UTI Transportation & Logistics Fund

Upper mid AUM (₹3,741 Cr).
Established history (21+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 28.95% (top quartile).
3Y return: 23.84% (top quartile).
1Y return: 2.91% (lower mid).
Alpha: 0.00 (upper mid).
Sharpe: -0.33 (bottom quartile).
Information ratio: 0.00 (bottom quartile).

Mahindra Dhan Sanchay Equity Savings Yojana

Bottom quartile AUM (₹547 Cr).
Established history (8+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 12.22% (bottom quartile).
3Y return: 9.71% (bottom quartile).
1Y return: 2.83% (bottom quartile).
Alpha: 0.00 (lower mid).
Sharpe: -0.87 (bottom quartile).
Information ratio: 0.00 (bottom quartile).

TATA Banking and Financial Services Fund

Lower mid AUM (₹2,819 Cr).
Established history (9+ yrs).
Not Rated.
Risk profile: High.
5Y return: 21.93% (bottom quartile).
3Y return: 17.43% (lower mid).
1Y return: 2.83% (bottom quartile).
Alpha: -3.57 (bottom quartile).
Sharpe: -0.01 (lower mid).
Information ratio: 0.56 (upper mid).

एसआयपीसाठी सर्वोत्तम केंद्रित निधी

Fund	NAV	Net Assets (Cr)	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
ICICI Prudential Focused Equity Fund Growth	₹93.67 ↓ -0.48	₹12,560	100	2.8	11.8	1.3	23.5	26.3	26.5
HDFC Focused 30 Fund Growth	₹235.741 ↓ -0.64	₹22,444	300	3.2	9.4	3.7	23	30.1	24
DSP Focus Fund Growth	₹54.593 ↓ -0.46	₹2,513	500	0.6	5.4	-3.1	17.4	19.5	18.5
Sundaram Select Focus Fund Growth	₹264.968 ↓ -1.18	₹1,354	100	-5	8.5	24.5	17	17.3
Franklin India Focused Equity Fund Growth	₹109.222 ↓ -0.52	₹12,263	500	2.1	9.1	-4.8	16.8	26.4	19.9
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 24 Sep 25

Research Highlights & Commentary of 5 Funds showcased

Commentary	ICICI Prudential Focused Equity Fund	HDFC Focused 30 Fund	DSP Focus Fund	Sundaram Select Focus Fund	Franklin India Focused Equity Fund
Point 1	Upper mid AUM (₹12,560 Cr).	Highest AUM (₹22,444 Cr).	Bottom quartile AUM (₹2,513 Cr).	Bottom quartile AUM (₹1,354 Cr).	Lower mid AUM (₹12,263 Cr).
Point 2	Established history (16+ yrs).	Established history (21+ yrs).	Established history (15+ yrs).	Oldest track record among peers (23 yrs).	Established history (18+ yrs).
Point 3	Rating: 2★ (bottom quartile).	Top rated.	Rating: 3★ (upper mid).	Rating: 3★ (lower mid).	Rating: 3★ (bottom quartile).
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 26.25% (lower mid).	5Y return: 30.14% (top quartile).	5Y return: 19.53% (bottom quartile).	5Y return: 17.29% (bottom quartile).	5Y return: 26.40% (upper mid).
Point 6	3Y return: 23.47% (top quartile).	3Y return: 22.99% (upper mid).	3Y return: 17.39% (lower mid).	3Y return: 17.03% (bottom quartile).	3Y return: 16.78% (bottom quartile).
Point 7	1Y return: 1.29% (lower mid).	1Y return: 3.75% (upper mid).	1Y return: -3.06% (bottom quartile).	1Y return: 24.49% (top quartile).	1Y return: -4.79% (bottom quartile).
Point 8	Alpha: 5.63 (upper mid).	Alpha: 5.69 (top quartile).	Alpha: -2.48 (bottom quartile).	Alpha: -5.62 (bottom quartile).	Alpha: -0.97 (lower mid).
Point 9	Sharpe: -0.26 (lower mid).	Sharpe: -0.07 (upper mid).	Sharpe: -0.77 (bottom quartile).	Sharpe: 1.85 (top quartile).	Sharpe: -0.65 (bottom quartile).
Point 10	Information ratio: 1.77 (top quartile).	Information ratio: 1.54 (upper mid).	Information ratio: 0.17 (bottom quartile).	Information ratio: -0.52 (bottom quartile).	Information ratio: 0.26 (lower mid).

ICICI Prudential Focused Equity Fund

Upper mid AUM (₹12,560 Cr).
Established history (16+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 26.25% (lower mid).
3Y return: 23.47% (top quartile).
1Y return: 1.29% (lower mid).
Alpha: 5.63 (upper mid).
Sharpe: -0.26 (lower mid).
Information ratio: 1.77 (top quartile).

HDFC Focused 30 Fund

Highest AUM (₹22,444 Cr).
Established history (21+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 30.14% (top quartile).
3Y return: 22.99% (upper mid).
1Y return: 3.75% (upper mid).
Alpha: 5.69 (top quartile).
Sharpe: -0.07 (upper mid).
Information ratio: 1.54 (upper mid).

DSP Focus Fund

Bottom quartile AUM (₹2,513 Cr).
Established history (15+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 19.53% (bottom quartile).
3Y return: 17.39% (lower mid).
1Y return: -3.06% (bottom quartile).
Alpha: -2.48 (bottom quartile).
Sharpe: -0.77 (bottom quartile).
Information ratio: 0.17 (bottom quartile).

Sundaram Select Focus Fund

Bottom quartile AUM (₹1,354 Cr).
Oldest track record among peers (23 yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 17.29% (bottom quartile).
3Y return: 17.03% (bottom quartile).
1Y return: 24.49% (top quartile).
Alpha: -5.62 (bottom quartile).
Sharpe: 1.85 (top quartile).
Information ratio: -0.52 (bottom quartile).

Franklin India Focused Equity Fund

Lower mid AUM (₹12,263 Cr).
Established history (18+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 26.40% (upper mid).
3Y return: 16.78% (bottom quartile).
1Y return: -4.79% (bottom quartile).
Alpha: -0.97 (lower mid).
Sharpe: -0.65 (bottom quartile).
Information ratio: 0.26 (lower mid).

एसआयपीसाठी सर्वोत्तम मूल्य निधी

Fund	NAV	Net Assets (Cr)	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
JM Value Fund Growth	₹98.2305 ↓ -0.26	₹1,019	500	0.8	9	-11	24.8	27.9	25.1
ICICI Prudential Value Discovery Fund Growth	₹475.95 ↓ -0.11	₹53,750	100	2.3	9.1	0.1	22.5	26.8	20
Nippon India Value Fund Growth	₹227.257 ↓ -0.99	₹8,584	100	1.2	7.7	-4.6	22.2	27.2	22.3
Aditya Birla Sun Life Pure Value Fund Growth	₹123.342 ↓ -0.52	₹5,879	1,000	-1	4.9	-9	20	23.9	18.5
HDFC Capital Builder Value Fund Growth	₹744.058 ↓ -4.08	₹7,179	300	1.6	11.8	-2.8	19.9	23.3	20.7
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 24 Sep 25

Research Highlights & Commentary of 5 Funds showcased

Commentary	JM Value Fund	ICICI Prudential Value Discovery Fund	Nippon India Value Fund	Aditya Birla Sun Life Pure Value Fund	HDFC Capital Builder Value Fund
Point 1	Bottom quartile AUM (₹1,019 Cr).	Highest AUM (₹53,750 Cr).	Upper mid AUM (₹8,584 Cr).	Bottom quartile AUM (₹5,879 Cr).	Lower mid AUM (₹7,179 Cr).
Point 2	Established history (28+ yrs).	Established history (21+ yrs).	Established history (20+ yrs).	Established history (17+ yrs).	Oldest track record among peers (31 yrs).
Point 3	Top rated.	Rating: 2★ (bottom quartile).	Not Rated.	Rating: 3★ (upper mid).	Rating: 3★ (lower mid).
Point 4	Risk profile: High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 27.95% (top quartile).	5Y return: 26.79% (lower mid).	5Y return: 27.19% (upper mid).	5Y return: 23.94% (bottom quartile).	5Y return: 23.33% (bottom quartile).
Point 6	3Y return: 24.79% (top quartile).	3Y return: 22.54% (upper mid).	3Y return: 22.18% (lower mid).	3Y return: 20.00% (bottom quartile).	3Y return: 19.88% (bottom quartile).
Point 7	1Y return: -11.02% (bottom quartile).	1Y return: 0.14% (top quartile).	1Y return: -4.55% (lower mid).	1Y return: -8.98% (bottom quartile).	1Y return: -2.84% (upper mid).
Point 8	Alpha: -10.12 (bottom quartile).	Alpha: 0.62 (top quartile).	Alpha: -2.33 (lower mid).	Alpha: -6.25 (bottom quartile).	Alpha: 0.37 (upper mid).
Point 9	Sharpe: -1.17 (bottom quartile).	Sharpe: -0.55 (top quartile).	Sharpe: -0.77 (lower mid).	Sharpe: -0.92 (bottom quartile).	Sharpe: -0.58 (upper mid).
Point 10	Information ratio: 1.05 (bottom quartile).	Information ratio: 1.25 (lower mid).	Information ratio: 1.65 (top quartile).	Information ratio: 0.49 (bottom quartile).	Information ratio: 1.35 (upper mid).

JM Value Fund

Bottom quartile AUM (₹1,019 Cr).
Established history (28+ yrs).
Top rated.
Risk profile: High.
5Y return: 27.95% (top quartile).
3Y return: 24.79% (top quartile).
1Y return: -11.02% (bottom quartile).
Alpha: -10.12 (bottom quartile).
Sharpe: -1.17 (bottom quartile).
Information ratio: 1.05 (bottom quartile).

ICICI Prudential Value Discovery Fund

Highest AUM (₹53,750 Cr).
Established history (21+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 26.79% (lower mid).
3Y return: 22.54% (upper mid).
1Y return: 0.14% (top quartile).
Alpha: 0.62 (top quartile).
Sharpe: -0.55 (top quartile).
Information ratio: 1.25 (lower mid).

Nippon India Value Fund

Upper mid AUM (₹8,584 Cr).
Established history (20+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 27.19% (upper mid).
3Y return: 22.18% (lower mid).
1Y return: -4.55% (lower mid).
Alpha: -2.33 (lower mid).
Sharpe: -0.77 (lower mid).
Information ratio: 1.65 (top quartile).

Aditya Birla Sun Life Pure Value Fund

Bottom quartile AUM (₹5,879 Cr).
Established history (17+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 23.94% (bottom quartile).
3Y return: 20.00% (bottom quartile).
1Y return: -8.98% (bottom quartile).
Alpha: -6.25 (bottom quartile).
Sharpe: -0.92 (bottom quartile).
Information ratio: 0.49 (bottom quartile).

HDFC Capital Builder Value Fund

Lower mid AUM (₹7,179 Cr).
Oldest track record among peers (31 yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 23.33% (bottom quartile).
3Y return: 19.88% (bottom quartile).
1Y return: -2.84% (upper mid).
Alpha: 0.37 (upper mid).
Sharpe: -0.58 (upper mid).
Information ratio: 1.35 (upper mid).

एसआयपी कॅल्क्युलेटर

एसआयपी कॅल्क्युलेटर हे म्युच्युअल फंडामध्ये गुंतवणूक करताना गुंतवणूकदार वापरू शकतो अशा कार्यक्षम साधनांपैकी एक आहे. एखाद्याला कार/घर, सेवानिवृत्तीची योजना, मुलाचे उच्च शिक्षण किंवा इतर कोणतीही मालमत्ता खरेदी करण्यासाठी गुंतवणूक करायची असेल, त्यासाठी SIP कॅल्क्युलेटरचा वापर केला जाऊ शकतो. विशिष्ट आर्थिक उद्दिष्ट गाठण्यासाठी गुंतवणुकीसाठी आवश्यक असलेल्या गुंतवणुकीची रक्कम आणि कालावधीची गणना करण्यात हे मदत करते. तर, सामान्य प्रश्न जसे की "कितीSIP मध्ये गुंतवणूक करा किंवा तोपर्यंत मी गुंतवणूक कशी करावी", हे कॅल्क्युलेटर वापरून निराकरण करते.

एसआयपी कॅल्क्युलेटर वापरताना, विशिष्ट व्हेरिएबल्स भरावे लागतील, ज्यामध्ये समाविष्ट आहे (चित्र खाली दिलेले आहे)-

इच्छित गुंतवणूक कालावधी
अंदाजे मासिक SIP रक्कम
अपेक्षितमहागाई पुढील वर्षांसाठी दर (वार्षिक).
गुंतवणुकीवर दीर्घकालीन वाढीचा दर

एकदा तुम्ही वर नमूद केलेली सर्व माहिती फीड केल्यावर, कॅल्क्युलेटर तुम्हाला नमूद केलेल्या वर्षांच्या संख्येनंतर तुम्हाला मिळणारी रक्कम (तुमचा SIP परतावा) देईल. तुमचा निव्वळ नफा देखील हायलाइट केला जाईल जेणेकरून तुम्ही त्यानुसार तुमच्या ध्येयपूर्तीचा अंदाज लावू शकता.

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सुरु करूया

Disclaimer:
येथे प्रदान केलेली माहिती अचूक असल्याची खात्री करण्यासाठी सर्व प्रयत्न केले गेले आहेत. तथापि, डेटाच्या अचूकतेबद्दल कोणतीही हमी दिली जात नाही. कृपया कोणतीही गुंतवणूक करण्यापूर्वी योजना माहिती दस्तऐवजासह सत्यापित करा.