एक पद्धतशीरगुंतवणूक योजना (SIP) हा सर्वात प्रभावी मार्ग मानला जातोम्युच्युअल फंडात गुंतवणूक करा, विशेषतः लांब साठी -मुदत योजना. दीर्घकालीन बचत योजना लागू करण्यासाठी गुंतवणूकदारांना दर महिन्याच्या एका विशिष्ट तारखेला युनिट खरेदी करण्याची परवानगी देते. गुंतवणूकदारांना सोयीस्कर वाटण्याचे एक कारण आहेगुंतवणूक SIP मध्ये ते देतात लवचिकता. गुंतवणूकदार करू शकतातSIP मध्ये गुंतवणूक करा एकतर मासिक, त्रैमासिक किंवा साप्ताहिक वरआधार, त्यांच्या सोयीनुसार. ते कसे साध्य करू शकतात याबद्दल अधिक जाणून घेऊयाआर्थिक उद्दिष्टे पद्धतशीर गुंतवणूक योजनांसह, कसेसिप कॅल्क्युलेटर सोबत गुंतवणुकीसाठी उपयुक्त आहेसर्वोत्तम म्युच्युअल फंड SIP साठी भारतात.
SIP ची रचना अशा प्रकारे केली आहे की एखादी व्यक्ती त्यांच्या गुंतवणुकीची पूर्व-नियोजन करू शकते आणि त्यांच्या आर्थिक उद्दिष्टांनुसार गुंतवणूक करू शकते. परंतु, एसआयपीद्वारे उद्दिष्टे साध्य करण्यासाठी दीर्घकाळ गुंतवणूक करावी लागते. साधारणपणे, SIP चा वापर मोठ्या प्रमाणावर लक्ष्यांच्या नियोजनासाठी केला जातो जसे-
Talk to our investment specialist
किमान INR 500 आणि INR 1000 एवढ्या रकमेतून कोणीही SIP मध्ये गुंतवणूक करण्यास सुरुवात करू शकते. एकदा का तुम्ही SIP मध्ये गुंतवणूक करायला सुरुवात केली की तुमचे पैसे स्टॉकच्या संपर्कात आल्याने दररोज जाऊ लागतात.बाजार. म्हणूनच मार्ग म्हणून SIPs ला प्राधान्य दिले जातेइक्विटी फंड. शिवाय, ऐतिहासिकदृष्ट्या, इक्विटी स्टॉकमधील गुंतवणुकीने इतर सर्व मालमत्ता वर्गांमध्ये प्रभावी परतावा दिला आहे, जर गुंतवणूक शिस्तीने आणि दीर्घकालीन क्षितिजासह केली गेली असेल.
इक्विटीमधील एसआयपी बाजाराच्या वेळेचा धोका टाळण्यास आणि गुंतवणुकीच्या खर्चाची सरासरी काढून संपत्ती निर्माण करण्यास मदत करते. आणखी काही पाहूSIP चे फायदे जे दीर्घकालीन उद्दिष्टे साध्य करण्यात मदत करते:
कंपाउंडिंगची शक्ती- जेव्हा तुम्ही फक्त मुद्दलावर व्याज मिळवता तेव्हा साधे व्याज असते. चक्रवाढ व्याजाच्या बाबतीत, व्याजाची रक्कम मुद्दलामध्ये जोडली जाते आणि व्याज नवीन मुद्दल (जुने मुद्दल अधिक नफा) वर मोजले जाते. ही प्रक्रिया प्रत्येक वेळी चालू राहते. मध्ये SIP पासूनम्युच्युअल फंड हप्त्यांमध्ये आहेत, ते चक्रवाढ आहेत, जे सुरुवातीला गुंतवलेल्या रकमेमध्ये अधिक जोडतात.
जोखीम कमी करणे- एसआयपी दीर्घ कालावधीसाठी पसरलेली असते हे लक्षात घेता, शेअर बाजारातील सर्व कालावधी, चढ-उतार आणि सर्वात महत्त्वाचे म्हणजे मंदीचा समावेश होतो. मंदीच्या काळात, जेव्हा बहुतेक गुंतवणूकदारांना भीती वाटते तेव्हा, गुंतवणूकदार “कमी” खरेदी करतात याची खात्री करून SIP हप्ते चालू राहतात.
SIP ची सोय- सुविधा हा SIP चा सर्वात मोठा फायदा आहे. वापरकर्त्यास एकदाच साइन-अप करावे लागेल आणि कागदपत्रांमधून जावे लागेल. एकदा पूर्ण झाल्यानंतर, त्यानंतरच्या गुंतवणुकीसाठी डेबिट आपोआप होतात आणिगुंतवणूकदार फक्त गुंतवणुकीचे निरीक्षण करावे लागेल.
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) Nippon India Large Cap Fund Growth ₹90.9686
↑ 0.54 ₹44,165 100 2.7 16.3 1 19.3 23.4 18.2 ICICI Prudential Bluechip Fund Growth ₹109.96
↑ 0.46 ₹71,788 100 2 14.1 -0.2 18.1 21 16.9 DSP TOP 100 Equity Growth ₹464.781
↑ 1.27 ₹6,399 500 -0.6 10.5 -1.3 17.2 18.2 20.5 Invesco India Largecap Fund Growth ₹69.11
↑ 0.42 ₹1,528 100 2 17.4 -1.2 16.3 18.7 20 HDFC Top 100 Fund Growth ₹1,128.57
↑ 7.03 ₹38,117 300 1.6 11 -3.9 16 20.4 11.6 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 3 Sep 25 Research Highlights & Commentary of 5 Funds showcased
Commentary Nippon India Large Cap Fund ICICI Prudential Bluechip Fund DSP TOP 100 Equity Invesco India Largecap Fund HDFC Top 100 Fund Point 1 Upper mid AUM (₹44,165 Cr). Highest AUM (₹71,788 Cr). Bottom quartile AUM (₹6,399 Cr). Bottom quartile AUM (₹1,528 Cr). Lower mid AUM (₹38,117 Cr). Point 2 Established history (18+ yrs). Established history (17+ yrs). Established history (22+ yrs). Established history (16+ yrs). Oldest track record among peers (28 yrs). Point 3 Top rated. Rating: 4★ (upper mid). Rating: 2★ (bottom quartile). Rating: 3★ (lower mid). Rating: 3★ (bottom quartile). Point 4 Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Point 5 5Y return: 23.45% (top quartile). 5Y return: 20.96% (upper mid). 5Y return: 18.20% (bottom quartile). 5Y return: 18.71% (bottom quartile). 5Y return: 20.37% (lower mid). Point 6 3Y return: 19.28% (top quartile). 3Y return: 18.10% (upper mid). 3Y return: 17.24% (lower mid). 3Y return: 16.31% (bottom quartile). 3Y return: 16.03% (bottom quartile). Point 7 1Y return: 1.03% (top quartile). 1Y return: -0.18% (upper mid). 1Y return: -1.29% (bottom quartile). 1Y return: -1.23% (lower mid). 1Y return: -3.93% (bottom quartile). Point 8 Alpha: 0.61 (lower mid). Alpha: 1.58 (upper mid). Alpha: 0.42 (bottom quartile). Alpha: 2.28 (top quartile). Alpha: -2.13 (bottom quartile). Point 9 Sharpe: -0.37 (lower mid). Sharpe: -0.35 (upper mid). Sharpe: -0.38 (bottom quartile). Sharpe: -0.32 (top quartile). Sharpe: -0.64 (bottom quartile). Point 10 Information ratio: 1.84 (top quartile). Information ratio: 1.50 (upper mid). Information ratio: 0.84 (bottom quartile). Information ratio: 0.62 (bottom quartile). Information ratio: 0.96 (lower mid). Nippon India Large Cap Fund
ICICI Prudential Bluechip Fund
DSP TOP 100 Equity
Invesco India Largecap Fund
HDFC Top 100 Fund
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) Motilal Oswal Multicap 35 Fund Growth ₹62.6902
↑ 0.11 ₹13,727 500 5.4 17.9 4.2 23 19.6 45.7 Nippon India Multi Cap Fund Growth ₹300.655
↑ 1.86 ₹45,881 100 2.2 19.9 0.3 22.9 29.1 25.8 HDFC Equity Fund Growth ₹1,998.1
↑ 15.26 ₹80,642 300 3.3 15.2 5 22.4 27.4 23.5 JM Multicap Fund Growth ₹96.948
↑ 0.53 ₹5,957 500 1.3 11.9 -10.5 21.8 24.8 33.3 ICICI Prudential Multicap Fund Growth ₹787.39
↑ 4.21 ₹15,523 100 0.6 14.5 -3.5 20.1 23.5 20.7 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 3 Sep 25 Research Highlights & Commentary of 5 Funds showcased
Commentary Motilal Oswal Multicap 35 Fund Nippon India Multi Cap Fund HDFC Equity Fund JM Multicap Fund ICICI Prudential Multicap Fund Point 1 Bottom quartile AUM (₹13,727 Cr). Upper mid AUM (₹45,881 Cr). Highest AUM (₹80,642 Cr). Bottom quartile AUM (₹5,957 Cr). Lower mid AUM (₹15,523 Cr). Point 2 Established history (11+ yrs). Established history (20+ yrs). Oldest track record among peers (30 yrs). Established history (16+ yrs). Established history (30+ yrs). Point 3 Top rated. Rating: 2★ (bottom quartile). Rating: 3★ (lower mid). Rating: 4★ (upper mid). Rating: 3★ (bottom quartile). Point 4 Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Point 5 5Y return: 19.59% (bottom quartile). 5Y return: 29.08% (top quartile). 5Y return: 27.39% (upper mid). 5Y return: 24.83% (lower mid). 5Y return: 23.48% (bottom quartile). Point 6 3Y return: 22.96% (top quartile). 3Y return: 22.91% (upper mid). 3Y return: 22.37% (lower mid). 3Y return: 21.78% (bottom quartile). 3Y return: 20.08% (bottom quartile). Point 7 1Y return: 4.20% (upper mid). 1Y return: 0.26% (lower mid). 1Y return: 5.00% (top quartile). 1Y return: -10.50% (bottom quartile). 1Y return: -3.46% (bottom quartile). Point 8 Alpha: 10.18 (top quartile). Alpha: 2.00 (lower mid). Alpha: 4.65 (upper mid). Alpha: -9.56 (bottom quartile). Alpha: -0.54 (bottom quartile). Point 9 Sharpe: 0.11 (top quartile). Sharpe: -0.27 (lower mid). Sharpe: -0.02 (upper mid). Sharpe: -1.04 (bottom quartile). Sharpe: -0.43 (bottom quartile). Point 10 Information ratio: 0.80 (bottom quartile). Information ratio: 0.95 (upper mid). Information ratio: 1.60 (top quartile). Information ratio: 0.94 (lower mid). Information ratio: 0.37 (bottom quartile). Motilal Oswal Multicap 35 Fund
Nippon India Multi Cap Fund
HDFC Equity Fund
JM Multicap Fund
ICICI Prudential Multicap Fund
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) Invesco India Mid Cap Fund Growth ₹180.32
↑ 1.25 ₹7,802 500 6 27 9.2 27.2 27.8 43.1 ICICI Prudential MidCap Fund Growth ₹296.61
↑ 3.09 ₹6,654 100 2.4 22.5 1 21.5 25.8 27 TATA Mid Cap Growth Fund Growth ₹428.437
↑ 1.58 ₹4,984 150 2.9 18.6 -5.2 19.8 24.1 22.7 BNP Paribas Mid Cap Fund Growth ₹100.889
↑ 0.78 ₹2,183 300 1.9 16.3 -3.8 19 23.9 28.5 Aditya Birla Sun Life Midcap Fund Growth ₹781.12
↑ 4.27 ₹6,106 1,000 1.7 18.5 -2.8 18.4 23.9 22 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 3 Sep 25 Research Highlights & Commentary of 5 Funds showcased
Commentary Invesco India Mid Cap Fund ICICI Prudential MidCap Fund TATA Mid Cap Growth Fund BNP Paribas Mid Cap Fund Aditya Birla Sun Life Midcap Fund Point 1 Highest AUM (₹7,802 Cr). Upper mid AUM (₹6,654 Cr). Bottom quartile AUM (₹4,984 Cr). Bottom quartile AUM (₹2,183 Cr). Lower mid AUM (₹6,106 Cr). Point 2 Established history (18+ yrs). Established history (20+ yrs). Oldest track record among peers (31 yrs). Established history (19+ yrs). Established history (22+ yrs). Point 3 Rating: 2★ (lower mid). Rating: 2★ (bottom quartile). Rating: 2★ (bottom quartile). Top rated. Rating: 3★ (upper mid). Point 4 Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: High. Risk profile: Moderately High. Point 5 5Y return: 27.79% (top quartile). 5Y return: 25.83% (upper mid). 5Y return: 24.07% (lower mid). 5Y return: 23.93% (bottom quartile). 5Y return: 23.88% (bottom quartile). Point 6 3Y return: 27.15% (top quartile). 3Y return: 21.49% (upper mid). 3Y return: 19.75% (lower mid). 3Y return: 19.03% (bottom quartile). 3Y return: 18.35% (bottom quartile). Point 7 1Y return: 9.25% (top quartile). 1Y return: 1.02% (upper mid). 1Y return: -5.18% (bottom quartile). 1Y return: -3.79% (bottom quartile). 1Y return: -2.80% (lower mid). Point 8 Alpha: 0.00 (upper mid). Alpha: 2.10 (top quartile). Alpha: -4.59 (bottom quartile). Alpha: -2.60 (bottom quartile). Alpha: -0.08 (lower mid). Point 9 Sharpe: 0.32 (top quartile). Sharpe: -0.22 (upper mid). Sharpe: -0.59 (bottom quartile). Sharpe: -0.49 (bottom quartile). Sharpe: -0.33 (lower mid). Point 10 Information ratio: 0.00 (top quartile). Information ratio: -0.41 (upper mid). Information ratio: -0.81 (lower mid). Information ratio: -0.92 (bottom quartile). Information ratio: -1.00 (bottom quartile). Invesco India Mid Cap Fund
ICICI Prudential MidCap Fund
TATA Mid Cap Growth Fund
BNP Paribas Mid Cap Fund
Aditya Birla Sun Life Midcap Fund
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) HDFC Small Cap Fund Growth ₹142.389
↑ 0.08 ₹36,353 300 4.8 26 -0.3 23.4 30.1 20.4 Nippon India Small Cap Fund Growth ₹168.628
↑ 1.18 ₹65,922 100 1.4 21.6 -6.4 23.2 32.3 26.1 Franklin India Smaller Companies Fund Growth ₹169.025
↑ 0.73 ₹13,825 500 -1.4 18.8 -9.4 22.7 29.2 23.2 DSP Small Cap Fund Growth ₹197.356
↑ 0.38 ₹17,005 500 1.3 25.7 -2.3 20.4 27.3 25.6 Sundaram Small Cap Fund Growth ₹256.247
↑ 2.01 ₹3,394 100 1.4 23.7 -3.8 19.8 27.4 19.1 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 3 Sep 25 Research Highlights & Commentary of 5 Funds showcased
Commentary HDFC Small Cap Fund Nippon India Small Cap Fund Franklin India Smaller Companies Fund DSP Small Cap Fund Sundaram Small Cap Fund Point 1 Upper mid AUM (₹36,353 Cr). Highest AUM (₹65,922 Cr). Bottom quartile AUM (₹13,825 Cr). Lower mid AUM (₹17,005 Cr). Bottom quartile AUM (₹3,394 Cr). Point 2 Established history (17+ yrs). Established history (14+ yrs). Established history (19+ yrs). Established history (18+ yrs). Oldest track record among peers (20 yrs). Point 3 Top rated. Rating: 4★ (upper mid). Rating: 4★ (lower mid). Rating: 4★ (bottom quartile). Rating: 3★ (bottom quartile). Point 4 Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Point 5 5Y return: 30.14% (upper mid). 5Y return: 32.32% (top quartile). 5Y return: 29.20% (lower mid). 5Y return: 27.28% (bottom quartile). 5Y return: 27.45% (bottom quartile). Point 6 3Y return: 23.42% (top quartile). 3Y return: 23.20% (upper mid). 3Y return: 22.74% (lower mid). 3Y return: 20.43% (bottom quartile). 3Y return: 19.80% (bottom quartile). Point 7 1Y return: -0.26% (top quartile). 1Y return: -6.43% (bottom quartile). 1Y return: -9.42% (bottom quartile). 1Y return: -2.28% (upper mid). 1Y return: -3.80% (lower mid). Point 8 Alpha: 0.00 (upper mid). Alpha: -3.84 (bottom quartile). Alpha: -5.51 (bottom quartile). Alpha: 0.00 (lower mid). Alpha: 3.14 (top quartile). Point 9 Sharpe: -0.17 (upper mid). Sharpe: -0.51 (bottom quartile). Sharpe: -0.59 (bottom quartile). Sharpe: -0.06 (top quartile). Sharpe: -0.17 (lower mid). Point 10 Information ratio: 0.00 (top quartile). Information ratio: 0.00 (upper mid). Information ratio: -0.06 (bottom quartile). Information ratio: 0.00 (lower mid). Information ratio: -0.51 (bottom quartile). HDFC Small Cap Fund
Nippon India Small Cap Fund
Franklin India Smaller Companies Fund
DSP Small Cap Fund
Sundaram Small Cap Fund
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) Motilal Oswal Long Term Equity Fund Growth ₹51.2326
↑ 0.50 ₹4,402 500 -0.6 24.5 -1.6 24.8 24.8 47.7 SBI Magnum Tax Gain Fund Growth ₹432.631
↑ 3.02 ₹30,271 500 0.6 12.1 -3.4 23.6 24.6 27.7 HDFC Tax Saver Fund Growth ₹1,414.37
↑ 9.06 ₹16,579 500 2.7 15.3 2.1 21.6 24.4 21.3 IDBI Equity Advantage Fund Growth ₹43.39
↑ 0.04 ₹485 500 9.7 15.1 16.9 20.8 10 HDFC Long Term Advantage Fund Growth ₹595.168
↑ 0.28 ₹1,318 500 1.2 15.4 35.5 20.6 17.4 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 3 Sep 25 Research Highlights & Commentary of 5 Funds showcased
Commentary Motilal Oswal Long Term Equity Fund SBI Magnum Tax Gain Fund HDFC Tax Saver Fund IDBI Equity Advantage Fund HDFC Long Term Advantage Fund Point 1 Lower mid AUM (₹4,402 Cr). Highest AUM (₹30,271 Cr). Upper mid AUM (₹16,579 Cr). Bottom quartile AUM (₹485 Cr). Bottom quartile AUM (₹1,318 Cr). Point 2 Established history (10+ yrs). Established history (18+ yrs). Oldest track record among peers (29 yrs). Established history (11+ yrs). Established history (24+ yrs). Point 3 Not Rated. Rating: 2★ (lower mid). Rating: 2★ (bottom quartile). Top rated. Rating: 3★ (upper mid). Point 4 Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Point 5 5Y return: 24.79% (top quartile). 5Y return: 24.60% (upper mid). 5Y return: 24.39% (lower mid). 5Y return: 9.97% (bottom quartile). 5Y return: 17.39% (bottom quartile). Point 6 3Y return: 24.77% (top quartile). 3Y return: 23.57% (upper mid). 3Y return: 21.62% (lower mid). 3Y return: 20.84% (bottom quartile). 3Y return: 20.64% (bottom quartile). Point 7 1Y return: -1.60% (bottom quartile). 1Y return: -3.41% (bottom quartile). 1Y return: 2.12% (lower mid). 1Y return: 16.92% (upper mid). 1Y return: 35.51% (top quartile). Point 8 Alpha: 11.36 (top quartile). Alpha: -1.89 (bottom quartile). Alpha: 3.09 (upper mid). Alpha: 1.78 (lower mid). Alpha: 1.75 (bottom quartile). Point 9 Sharpe: 0.04 (lower mid). Sharpe: -0.62 (bottom quartile). Sharpe: -0.18 (bottom quartile). Sharpe: 1.21 (upper mid). Sharpe: 2.27 (top quartile). Point 10 Information ratio: 0.92 (lower mid). Information ratio: 2.16 (top quartile). Information ratio: 1.67 (upper mid). Information ratio: -1.13 (bottom quartile). Information ratio: -0.15 (bottom quartile). Motilal Oswal Long Term Equity Fund
SBI Magnum Tax Gain Fund
HDFC Tax Saver Fund
IDBI Equity Advantage Fund
HDFC Long Term Advantage Fund
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) SBI Banking & Financial Services Fund Growth ₹41.6954
↑ 0.24 ₹8,450 500 1.6 16.9 9.5 17.8 20.5 19.6 Baroda Pioneer Banking And Financial Services Fund Growth ₹46.6136
↑ 0.30 ₹297 500 -1.7 13.9 7.8 15.3 18.5 12.5 TATA Banking and Financial Services Fund Growth ₹41.6767
↑ 0.29 ₹2,895 150 -1.2 14.3 5.8 16.7 19.1 9 SBI Healthcare Opportunities Fund Growth ₹429.143
↑ 0.38 ₹4,027 500 3 12.1 5.5 26.3 20.5 42.2 ICICI Prudential Banking and Financial Services Fund Growth ₹130.88
↑ 0.60 ₹9,930 100 -1.1 13.7 5.5 14.9 19.8 11.6 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 3 Sep 25 Research Highlights & Commentary of 5 Funds showcased
Commentary SBI Banking & Financial Services Fund Baroda Pioneer Banking And Financial Services Fund TATA Banking and Financial Services Fund SBI Healthcare Opportunities Fund ICICI Prudential Banking and Financial Services Fund Point 1 Upper mid AUM (₹8,450 Cr). Bottom quartile AUM (₹297 Cr). Bottom quartile AUM (₹2,895 Cr). Lower mid AUM (₹4,027 Cr). Highest AUM (₹9,930 Cr). Point 2 Established history (10+ yrs). Established history (13+ yrs). Established history (9+ yrs). Oldest track record among peers (20 yrs). Established history (17+ yrs). Point 3 Not Rated. Rating: 2★ (upper mid). Not Rated. Rating: 2★ (lower mid). Top rated. Point 4 Risk profile: High. Risk profile: High. Risk profile: High. Risk profile: High. Risk profile: High. Point 5 5Y return: 20.45% (upper mid). 5Y return: 18.46% (bottom quartile). 5Y return: 19.15% (bottom quartile). 5Y return: 20.50% (top quartile). 5Y return: 19.85% (lower mid). Point 6 3Y return: 17.80% (upper mid). 3Y return: 15.29% (bottom quartile). 3Y return: 16.74% (lower mid). 3Y return: 26.34% (top quartile). 3Y return: 14.93% (bottom quartile). Point 7 1Y return: 9.55% (top quartile). 1Y return: 7.77% (upper mid). 1Y return: 5.75% (lower mid). 1Y return: 5.52% (bottom quartile). 1Y return: 5.51% (bottom quartile). Point 8 Alpha: -2.42 (lower mid). Alpha: -2.36 (upper mid). Alpha: -4.10 (bottom quartile). Alpha: 3.04 (top quartile). Alpha: -3.35 (bottom quartile). Point 9 Sharpe: 0.48 (lower mid). Sharpe: 0.50 (upper mid). Sharpe: 0.36 (bottom quartile). Sharpe: 0.60 (top quartile). Sharpe: 0.37 (bottom quartile). Point 10 Information ratio: 0.59 (top quartile). Information ratio: 0.33 (bottom quartile). Information ratio: 0.59 (upper mid). Information ratio: 0.38 (lower mid). Information ratio: 0.18 (bottom quartile). SBI Banking & Financial Services Fund
Baroda Pioneer Banking And Financial Services Fund
TATA Banking and Financial Services Fund
SBI Healthcare Opportunities Fund
ICICI Prudential Banking and Financial Services Fund
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) HDFC Focused 30 Fund Growth ₹231.97
↑ 1.66 ₹21,456 300 3.6 14.9 6 22.3 27.4 24 ICICI Prudential Focused Equity Fund Growth ₹92.16
↑ 0.46 ₹12,380 100 3.1 19 2.9 22.3 23.9 26.5 Sundaram Select Focus Fund Growth ₹264.968
↓ -1.18 ₹1,354 100 -5 8.5 24.5 17 17.3 DSP Focus Fund Growth ₹53.229
↑ 0.04 ₹2,595 500 -0.7 11.3 -4.3 16.5 17.8 18.5 Franklin India Focused Equity Fund Growth ₹108.026
↑ 0.65 ₹12,421 500 3.1 14.1 -2.2 16.4 23.2 19.9 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 3 Sep 25 Research Highlights & Commentary of 5 Funds showcased
Commentary HDFC Focused 30 Fund ICICI Prudential Focused Equity Fund Sundaram Select Focus Fund DSP Focus Fund Franklin India Focused Equity Fund Point 1 Highest AUM (₹21,456 Cr). Lower mid AUM (₹12,380 Cr). Bottom quartile AUM (₹1,354 Cr). Bottom quartile AUM (₹2,595 Cr). Upper mid AUM (₹12,421 Cr). Point 2 Established history (20+ yrs). Established history (16+ yrs). Oldest track record among peers (23 yrs). Established history (15+ yrs). Established history (18+ yrs). Point 3 Top rated. Rating: 2★ (bottom quartile). Rating: 3★ (upper mid). Rating: 3★ (lower mid). Rating: 3★ (bottom quartile). Point 4 Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Point 5 5Y return: 27.40% (top quartile). 5Y return: 23.94% (upper mid). 5Y return: 17.29% (bottom quartile). 5Y return: 17.78% (bottom quartile). 5Y return: 23.20% (lower mid). Point 6 3Y return: 22.33% (top quartile). 3Y return: 22.30% (upper mid). 3Y return: 17.03% (lower mid). 3Y return: 16.46% (bottom quartile). 3Y return: 16.43% (bottom quartile). Point 7 1Y return: 6.03% (upper mid). 1Y return: 2.86% (lower mid). 1Y return: 24.49% (top quartile). 1Y return: -4.33% (bottom quartile). 1Y return: -2.24% (bottom quartile). Point 8 Alpha: 4.74 (upper mid). Alpha: 5.93 (top quartile). Alpha: -5.62 (bottom quartile). Alpha: 2.09 (lower mid). Alpha: -0.18 (bottom quartile). Point 9 Sharpe: 0.01 (upper mid). Sharpe: -0.08 (lower mid). Sharpe: 1.85 (top quartile). Sharpe: -0.28 (bottom quartile). Sharpe: -0.43 (bottom quartile). Point 10 Information ratio: 1.44 (upper mid). Information ratio: 1.48 (top quartile). Information ratio: -0.52 (bottom quartile). Information ratio: 0.26 (lower mid). Information ratio: 0.15 (bottom quartile). HDFC Focused 30 Fund
ICICI Prudential Focused Equity Fund
Sundaram Select Focus Fund
DSP Focus Fund
Franklin India Focused Equity Fund
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) JM Value Fund Growth ₹96.2229
↑ 0.45 ₹1,062 500 -1 14.9 -13 23.7 25.2 25.1 ICICI Prudential Value Discovery Fund Growth ₹467.06
↓ -0.11 ₹53,716 100 1 13.2 -0.1 21.6 25.5 20 Nippon India Value Fund Growth ₹222.859
↑ 1.35 ₹8,768 100 1.2 13.6 -3.7 21.2 25 22.3 HDFC Capital Builder Value Fund Growth ₹730.665
↑ 2.81 ₹7,348 300 1.2 16 -2.4 18.9 22 20.7 Aditya Birla Sun Life Pure Value Fund Growth ₹120.525
↑ 0.76 ₹6,099 1,000 -2 13.8 -10.3 18.6 21.4 18.5 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 3 Sep 25 Research Highlights & Commentary of 5 Funds showcased
Commentary JM Value Fund ICICI Prudential Value Discovery Fund Nippon India Value Fund HDFC Capital Builder Value Fund Aditya Birla Sun Life Pure Value Fund Point 1 Bottom quartile AUM (₹1,062 Cr). Highest AUM (₹53,716 Cr). Upper mid AUM (₹8,768 Cr). Lower mid AUM (₹7,348 Cr). Bottom quartile AUM (₹6,099 Cr). Point 2 Established history (28+ yrs). Established history (21+ yrs). Established history (20+ yrs). Oldest track record among peers (31 yrs). Established history (17+ yrs). Point 3 Top rated. Rating: 2★ (bottom quartile). Not Rated. Rating: 3★ (upper mid). Rating: 3★ (lower mid). Point 4 Risk profile: High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Point 5 5Y return: 25.24% (upper mid). 5Y return: 25.53% (top quartile). 5Y return: 25.01% (lower mid). 5Y return: 22.02% (bottom quartile). 5Y return: 21.37% (bottom quartile). Point 6 3Y return: 23.69% (top quartile). 3Y return: 21.62% (upper mid). 3Y return: 21.20% (lower mid). 3Y return: 18.93% (bottom quartile). 3Y return: 18.65% (bottom quartile). Point 7 1Y return: -12.96% (bottom quartile). 1Y return: -0.06% (top quartile). 1Y return: -3.67% (lower mid). 1Y return: -2.36% (upper mid). 1Y return: -10.31% (bottom quartile). Point 8 Alpha: -8.41 (bottom quartile). Alpha: 1.35 (upper mid). Alpha: -0.35 (lower mid). Alpha: 1.74 (top quartile). Alpha: -3.62 (bottom quartile). Point 9 Sharpe: -0.92 (bottom quartile). Sharpe: -0.31 (top quartile). Sharpe: -0.46 (lower mid). Sharpe: -0.32 (upper mid). Sharpe: -0.62 (bottom quartile). Point 10 Information ratio: 1.11 (lower mid). Information ratio: 1.04 (bottom quartile). Information ratio: 1.73 (top quartile). Information ratio: 1.34 (upper mid). Information ratio: 0.59 (bottom quartile). JM Value Fund
ICICI Prudential Value Discovery Fund
Nippon India Value Fund
HDFC Capital Builder Value Fund
Aditya Birla Sun Life Pure Value Fund
एसआयपी कॅल्क्युलेटर हे म्युच्युअल फंडामध्ये गुंतवणूक करताना गुंतवणूकदार वापरू शकतो अशा कार्यक्षम साधनांपैकी एक आहे. एखाद्याला कार/घर, सेवानिवृत्तीची योजना, मुलाचे उच्च शिक्षण किंवा इतर कोणतीही मालमत्ता खरेदी करण्यासाठी गुंतवणूक करायची असेल, त्यासाठी SIP कॅल्क्युलेटरचा वापर केला जाऊ शकतो. विशिष्ट आर्थिक उद्दिष्ट गाठण्यासाठी गुंतवणुकीसाठी आवश्यक असलेल्या गुंतवणुकीची रक्कम आणि कालावधीची गणना करण्यात हे मदत करते. तर, सामान्य प्रश्न जसे की "कितीSIP मध्ये गुंतवणूक करा किंवा तोपर्यंत मी गुंतवणूक कशी करावी", हे कॅल्क्युलेटर वापरून निराकरण करते.
एसआयपी कॅल्क्युलेटर वापरताना, विशिष्ट व्हेरिएबल्स भरावे लागतील, ज्यामध्ये समाविष्ट आहे (चित्र खाली दिलेले आहे)-
एकदा तुम्ही वर नमूद केलेली सर्व माहिती फीड केल्यावर, कॅल्क्युलेटर तुम्हाला नमूद केलेल्या वर्षांच्या संख्येनंतर तुम्हाला मिळणारी रक्कम (तुमचा SIP परतावा) देईल. तुमचा निव्वळ नफा देखील हायलाइट केला जाईल जेणेकरून तुम्ही त्यानुसार तुमच्या ध्येयपूर्तीचा अंदाज लावू शकता.
Fincash.com वर आजीवन मोफत गुंतवणूक खाते उघडा.
तुमची नोंदणी आणि KYC प्रक्रिया पूर्ण करा
दस्तऐवज अपलोड करा (PAN, आधार इ.).आणि, तुम्ही गुंतवणूक करण्यास तयार आहात!