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8 सर्वोत्तम गोल्ड म्युच्युअल फंड 2022

Updated on August 31, 2025 , 261276 views

बहुतेक पोर्टफोलिओमध्‍ये सोने हा एक महत्‍त्‍वाच्‍या मालमत्ता वर्गाच्‍या दृष्‍टीने उदयास आला आहेमहागाई आणि आर्थिक आणि आर्थिक संकटामुळे उद्भवलेल्या अस्थिरतेपासून पोर्टफोलिओचे संरक्षण करा.

आज, गुंतवणूक म्हणून सोने अनेक स्वरूपात उपलब्ध आहे जसे की- भौतिक सोने,ई-गोल्ड, इ. परंतु, गोल्ड फंड हे सोन्याच्या गुंतवणुकीसाठी सर्वात लोकप्रिय मार्गांपैकी एक म्हणून उदयास आले आहेत. तर, काही सर्वोत्कृष्ट सोन्याकडे बारकाईने नजर टाकूयाम्युच्युअल फंड 2022 मध्ये गुंतवणूक करण्यासाठी.

सोने खरेदीकडे भारतीयांचा कल अतिशय सांस्कृतिकदृष्ट्या आहे, मग ते शोभेच्या उद्देशाने असो किंवा संपत्ती निर्मितीसाठी असो. तसेच भारत हा वर्षभर विविध सणांचा देश असल्याने गुंतवणूकदार नेहमी सोने खरेदीकडे पाहतात. पूर्वी भौतिक सोन्याची निवड केली जात असताना, गोल्ड म्युच्युअल फंड हे प्रत्येक बाबतीत स्पष्टपणे चांगले आहेत (अलंकारिक हेतू वगळता जेथे एकदा भौतिक सोने खरेदी करणे आवश्यक आहे), किमान गुंतवणूक रक्कम, विविधीकरण, नाही यासारख्या फायद्यांसहडीमॅट खाते आवश्यक,SIP वाढ इ.

गोल्ड म्युच्युअल फंड हा गोल्ड ईटीएफचा एक प्रकार आहे. एसोने ETF (एक्सचेंज ट्रेडेड फंड) सोन्याच्या किमतीवर आधारित किंवा सोन्यात गुंतवणूक करणारे साधन आहेसराफा. गोल्ड ईटीएफ मध्ये माहिर आहेगुंतवणूक आत मधॆश्रेणी सोन्याच्या सिक्युरिटीजचे. गोल्ड म्युच्युअल फंड प्रत्यक्ष सोन्यात गुंतवणूक करत नाहीत परंतु अप्रत्यक्षपणे तीच स्थिती घेतातगोल्ड ETF मध्ये गुंतवणूक.

तसेच, गोल्ड म्युच्युअल फंडामध्ये किमान गुंतवणूक रक्कम INR 1 आहे,000 (मासिक SIP म्हणून). ही गुंतवणूक म्युच्युअल फंडाद्वारे केली जात असल्याने, गुंतवणूकदार पद्धतशीर गुंतवणूक किंवा पैसे काढण्याची निवड करू शकतात. गोल्ड म्युच्युअल फंड युनिट्स फंड हाऊसमधून खरेदी किंवा विक्री करता येत असल्याने गुंतवणूकदारांना तोंड द्यावे लागत नाहीतरलता जोखीम

गोल्ड MF वर कर कसा लावला जातो?

गोल्ड म्युच्युअल फंडांवर आधारित कर आकारला जातोभांडवल नफा आणि होल्डिंग कालावधी. जर तुम्ही 3 वर्षांपेक्षा कमी कालावधीसाठी फंड धारण करत असाल, तर भांडवली नफ्यावर तुमच्यानुसार कर आकारला जाईलआयकर स्लॅब दर. आणि, जर तुम्ही किमान 3 वर्षे हा निधी ठेवला असेल, तर तुम्हाला येथे कर भरावा लागेल20%, इंडेक्सेशन लाभांसह, वरभांडवली लाभ केले

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भारतात गुंतवणूक करण्यासाठी टॉप परफॉर्मिंग गोल्ड फंड

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2024 (%)
SBI Gold Fund Growth ₹30.5697
↓ -0.01
₹4,7407.521.543.325.913.819.6
IDBI Gold Fund Growth ₹27.2034
↓ -0.10
₹2147.321.543.225.813.918.7
Aditya Birla Sun Life Gold Fund Growth ₹30.5061
↑ 0.05
₹6638.122.24425.613.818.7
ICICI Prudential Regular Gold Savings Fund Growth ₹32.3683
↓ -0.05
₹2,3847.621.543.325.613.619.5
HDFC Gold Fund Growth ₹31.2444
↑ 0.02
₹4,5377.62243.325.613.718.9
Nippon India Gold Savings Fund Growth ₹39.9731
↓ 0.00
₹3,2487.521.643.225.513.619
Axis Gold Fund Growth ₹30.4784
↓ -0.04
₹1,1807.721.742.725.513.919.2
Kotak Gold Fund Growth ₹40.2243
↓ 0.00
₹3,3027.7224325.313.618.9
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 2 Sep 25

Research Highlights & Commentary of 8 Funds showcased

CommentarySBI Gold FundIDBI Gold FundAditya Birla Sun Life Gold FundICICI Prudential Regular Gold Savings FundHDFC Gold FundNippon India Gold Savings FundAxis Gold FundKotak Gold Fund
Point 1Highest AUM (₹4,740 Cr).Bottom quartile AUM (₹214 Cr).Bottom quartile AUM (₹663 Cr).Lower mid AUM (₹2,384 Cr).Top quartile AUM (₹4,537 Cr).Upper mid AUM (₹3,248 Cr).Lower mid AUM (₹1,180 Cr).Upper mid AUM (₹3,302 Cr).
Point 2Established history (13+ yrs).Established history (13+ yrs).Established history (13+ yrs).Established history (13+ yrs).Established history (13+ yrs).Oldest track record among peers (14 yrs).Established history (13+ yrs).Established history (14+ yrs).
Point 3Rating: 2★ (top quartile).Not Rated.Top rated.Rating: 1★ (upper mid).Rating: 1★ (lower mid).Rating: 2★ (upper mid).Rating: 1★ (lower mid).Rating: 1★ (bottom quartile).
Point 4Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.
Point 55Y return: 13.84% (upper mid).5Y return: 13.85% (top quartile).5Y return: 13.83% (upper mid).5Y return: 13.64% (lower mid).5Y return: 13.70% (lower mid).5Y return: 13.57% (bottom quartile).5Y return: 13.88% (top quartile).5Y return: 13.64% (bottom quartile).
Point 63Y return: 25.86% (top quartile).3Y return: 25.84% (top quartile).3Y return: 25.60% (upper mid).3Y return: 25.58% (upper mid).3Y return: 25.57% (lower mid).3Y return: 25.49% (lower mid).3Y return: 25.46% (bottom quartile).3Y return: 25.35% (bottom quartile).
Point 71Y return: 43.27% (upper mid).1Y return: 43.21% (lower mid).1Y return: 44.01% (top quartile).1Y return: 43.32% (top quartile).1Y return: 43.26% (upper mid).1Y return: 43.23% (lower mid).1Y return: 42.71% (bottom quartile).1Y return: 42.97% (bottom quartile).
Point 81M return: 5.89% (upper mid).1M return: 5.75% (bottom quartile).1M return: 6.39% (top quartile).1M return: 5.88% (lower mid).1M return: 5.83% (lower mid).1M return: 5.65% (bottom quartile).1M return: 6.01% (upper mid).1M return: 6.12% (top quartile).
Point 9Alpha: 0.00 (top quartile).Alpha: 0.00 (top quartile).Alpha: 0.00 (upper mid).Alpha: 0.00 (upper mid).Alpha: 0.00 (lower mid).Alpha: 0.00 (lower mid).Alpha: 0.00 (bottom quartile).Alpha: 0.00 (bottom quartile).
Point 10Sharpe: 2.53 (upper mid).Sharpe: 2.25 (bottom quartile).Sharpe: 2.62 (top quartile).Sharpe: 2.50 (upper mid).Sharpe: 2.50 (lower mid).Sharpe: 2.48 (bottom quartile).Sharpe: 2.50 (lower mid).Sharpe: 2.55 (top quartile).

SBI Gold Fund

  • Highest AUM (₹4,740 Cr).
  • Established history (13+ yrs).
  • Rating: 2★ (top quartile).
  • Risk profile: Moderately High.
  • 5Y return: 13.84% (upper mid).
  • 3Y return: 25.86% (top quartile).
  • 1Y return: 43.27% (upper mid).
  • 1M return: 5.89% (upper mid).
  • Alpha: 0.00 (top quartile).
  • Sharpe: 2.53 (upper mid).

IDBI Gold Fund

  • Bottom quartile AUM (₹214 Cr).
  • Established history (13+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 13.85% (top quartile).
  • 3Y return: 25.84% (top quartile).
  • 1Y return: 43.21% (lower mid).
  • 1M return: 5.75% (bottom quartile).
  • Alpha: 0.00 (top quartile).
  • Sharpe: 2.25 (bottom quartile).

Aditya Birla Sun Life Gold Fund

  • Bottom quartile AUM (₹663 Cr).
  • Established history (13+ yrs).
  • Top rated.
  • Risk profile: Moderately High.
  • 5Y return: 13.83% (upper mid).
  • 3Y return: 25.60% (upper mid).
  • 1Y return: 44.01% (top quartile).
  • 1M return: 6.39% (top quartile).
  • Alpha: 0.00 (upper mid).
  • Sharpe: 2.62 (top quartile).

ICICI Prudential Regular Gold Savings Fund

  • Lower mid AUM (₹2,384 Cr).
  • Established history (13+ yrs).
  • Rating: 1★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 13.64% (lower mid).
  • 3Y return: 25.58% (upper mid).
  • 1Y return: 43.32% (top quartile).
  • 1M return: 5.88% (lower mid).
  • Alpha: 0.00 (upper mid).
  • Sharpe: 2.50 (upper mid).

HDFC Gold Fund

  • Top quartile AUM (₹4,537 Cr).
  • Established history (13+ yrs).
  • Rating: 1★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 13.70% (lower mid).
  • 3Y return: 25.57% (lower mid).
  • 1Y return: 43.26% (upper mid).
  • 1M return: 5.83% (lower mid).
  • Alpha: 0.00 (lower mid).
  • Sharpe: 2.50 (lower mid).

Nippon India Gold Savings Fund

  • Upper mid AUM (₹3,248 Cr).
  • Oldest track record among peers (14 yrs).
  • Rating: 2★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 13.57% (bottom quartile).
  • 3Y return: 25.49% (lower mid).
  • 1Y return: 43.23% (lower mid).
  • 1M return: 5.65% (bottom quartile).
  • Alpha: 0.00 (lower mid).
  • Sharpe: 2.48 (bottom quartile).

Axis Gold Fund

  • Lower mid AUM (₹1,180 Cr).
  • Established history (13+ yrs).
  • Rating: 1★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 13.88% (top quartile).
  • 3Y return: 25.46% (bottom quartile).
  • 1Y return: 42.71% (bottom quartile).
  • 1M return: 6.01% (upper mid).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: 2.50 (lower mid).

Kotak Gold Fund

  • Upper mid AUM (₹3,302 Cr).
  • Established history (14+ yrs).
  • Rating: 1★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 13.64% (bottom quartile).
  • 3Y return: 25.35% (bottom quartile).
  • 1Y return: 42.97% (bottom quartile).
  • 1M return: 6.12% (top quartile).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: 2.55 (top quartile).
*वर शीर्ष यादी आहेगोल्ड फंड्स AUM/निव्वळ मालमत्ता > असणे25 कोटी 3 वर्षांच्या कॅलेंडर वर्षाच्या रिटर्न्सवर आधारित ऑर्डर.

1. SBI Gold Fund

The scheme seeks to provide returns that closely correspond to returns provided by SBI - ETF Gold (Previously known as SBI GETS).

Research Highlights for SBI Gold Fund

  • Highest AUM (₹4,740 Cr).
  • Established history (13+ yrs).
  • Rating: 2★ (top quartile).
  • Risk profile: Moderately High.
  • 5Y return: 13.84% (upper mid).
  • 3Y return: 25.86% (top quartile).
  • 1Y return: 43.27% (upper mid).
  • 1M return: 5.89% (upper mid).
  • Alpha: 0.00 (top quartile).
  • Sharpe: 2.53 (upper mid).
  • Information ratio: 0.00 (top quartile).

Below is the key information for SBI Gold Fund

SBI Gold Fund
Growth
Launch Date 12 Sep 11
NAV (02 Sep 25) ₹30.5697 ↓ -0.01   (-0.02 %)
Net Assets (Cr) ₹4,740 on 31 Jul 25
Category Gold - Gold
AMC SBI Funds Management Private Limited
Rating
Risk Moderately High
Expense Ratio 0.3
Sharpe Ratio 2.53
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Aug 20₹10,000
31 Aug 21₹9,019
31 Aug 22₹9,649
31 Aug 23₹11,136
31 Aug 24₹13,336
31 Aug 25₹18,695

SBI Gold Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹426,080.
Net Profit of ₹126,080
Invest Now

Returns for SBI Gold Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Sep 25

DurationReturns
1 Month 5.9%
3 Month 7.5%
6 Month 21.5%
1 Year 43.3%
3 Year 25.9%
5 Year 13.8%
10 Year
15 Year
Since launch 8.3%
Historical performance (Yearly) on absolute basis
YearReturns
2024 19.6%
2023 14.1%
2022 12.6%
2021 -5.7%
2020 27.4%
2019 22.8%
2018 6.4%
2017 3.5%
2016 10%
2015 -8.1%
Fund Manager information for SBI Gold Fund
NameSinceTenure
Raviprakash Sharma12 Sep 1113.98 Yr.

Data below for SBI Gold Fund as on 31 Jul 25

Asset Allocation
Asset ClassValue
Cash1.24%
Other98.76%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
SBI Gold ETF
- | -
100%₹4,750 Cr560,811,834
↑ 24,600,000
Net Receivable / Payable
CBLO | -
1%-₹25 Cr
Treps
CBLO/Reverse Repo | -
0%₹14 Cr

2. IDBI Gold Fund

The investment objective of the Scheme will be to generate returns that correspond closely to the returns generated by IDBI Gold Exchange Traded Fund (IDBI GOLD ETF).

Research Highlights for IDBI Gold Fund

  • Bottom quartile AUM (₹214 Cr).
  • Established history (13+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 13.85% (top quartile).
  • 3Y return: 25.84% (top quartile).
  • 1Y return: 43.21% (lower mid).
  • 1M return: 5.75% (bottom quartile).
  • Alpha: 0.00 (top quartile).
  • Sharpe: 2.25 (bottom quartile).
  • Information ratio: 0.00 (top quartile).

Below is the key information for IDBI Gold Fund

IDBI Gold Fund
Growth
Launch Date 14 Aug 12
NAV (02 Sep 25) ₹27.2034 ↓ -0.10   (-0.35 %)
Net Assets (Cr) ₹214 on 31 Jul 25
Category Gold - Gold
AMC IDBI Asset Management Limited
Rating Not Rated
Risk Moderately High
Expense Ratio 0.64
Sharpe Ratio 2.25
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Aug 20₹10,000
31 Aug 21₹9,083
31 Aug 22₹9,811
31 Aug 23₹11,188
31 Aug 24₹13,451
31 Aug 25₹18,828

IDBI Gold Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹426,080.
Net Profit of ₹126,080
Invest Now

Returns for IDBI Gold Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Sep 25

DurationReturns
1 Month 5.7%
3 Month 7.3%
6 Month 21.5%
1 Year 43.2%
3 Year 25.8%
5 Year 13.9%
10 Year
15 Year
Since launch 8%
Historical performance (Yearly) on absolute basis
YearReturns
2024 18.7%
2023 14.8%
2022 12%
2021 -4%
2020 24.2%
2019 21.6%
2018 5.8%
2017 1.4%
2016 8.3%
2015 -8.7%
Fund Manager information for IDBI Gold Fund
NameSinceTenure
Sumit Bhatnagar1 Jun 241.25 Yr.

Data below for IDBI Gold Fund as on 31 Jul 25

Asset Allocation
Asset ClassValue
Cash1.2%
Other98.8%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
LIC MF Gold ETF
- | -
100%₹213 Cr238,594
↑ 39,400
Treps
CBLO/Reverse Repo | -
2%₹5 Cr
Net Receivables / (Payables)
Net Current Assets | -
2%-₹4 Cr

3. Aditya Birla Sun Life Gold Fund

An Open ended Fund of Funds Scheme with the investment objective to provide returns that tracks returns provided by Birla Sun Life Gold ETF (BSL Gold ETF).

Research Highlights for Aditya Birla Sun Life Gold Fund

  • Bottom quartile AUM (₹663 Cr).
  • Established history (13+ yrs).
  • Top rated.
  • Risk profile: Moderately High.
  • 5Y return: 13.83% (upper mid).
  • 3Y return: 25.60% (upper mid).
  • 1Y return: 44.01% (top quartile).
  • 1M return: 6.39% (top quartile).
  • Alpha: 0.00 (upper mid).
  • Sharpe: 2.62 (top quartile).
  • Information ratio: 0.00 (upper mid).

Below is the key information for Aditya Birla Sun Life Gold Fund

Aditya Birla Sun Life Gold Fund
Growth
Launch Date 20 Mar 12
NAV (02 Sep 25) ₹30.5061 ↑ 0.05   (0.16 %)
Net Assets (Cr) ₹663 on 31 Jul 25
Category Gold - Gold
AMC Birla Sun Life Asset Management Co Ltd
Rating
Risk Moderately High
Expense Ratio 0.51
Sharpe Ratio 2.62
Information Ratio 0
Alpha Ratio 0
Min Investment 100
Min SIP Investment 100
Exit Load 0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Aug 20₹10,000
31 Aug 21₹9,061
31 Aug 22₹9,621
31 Aug 23₹11,125
31 Aug 24₹13,283
31 Aug 25₹18,616

Aditya Birla Sun Life Gold Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹426,080.
Net Profit of ₹126,080
Invest Now

Returns for Aditya Birla Sun Life Gold Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Sep 25

DurationReturns
1 Month 6.4%
3 Month 8.1%
6 Month 22.2%
1 Year 44%
3 Year 25.6%
5 Year 13.8%
10 Year
15 Year
Since launch 8.6%
Historical performance (Yearly) on absolute basis
YearReturns
2024 18.7%
2023 14.5%
2022 12.3%
2021 -5%
2020 26%
2019 21.3%
2018 6.8%
2017 1.6%
2016 11.5%
2015 -7.2%
Fund Manager information for Aditya Birla Sun Life Gold Fund
NameSinceTenure
Priya Sridhar31 Dec 240.67 Yr.

Data below for Aditya Birla Sun Life Gold Fund as on 31 Jul 25

Asset Allocation
Asset ClassValue
Cash1.64%
Other98.36%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Aditya BSL Gold ETF
- | -
100%₹663 Cr75,923,624
↑ 897,900
Clearing Corporation Of India Limited
CBLO/Reverse Repo | -
0%₹1 Cr
Net Receivables / (Payables)
Net Current Assets | -
0%-₹1 Cr

4. ICICI Prudential Regular Gold Savings Fund

ICICI Prudential Regular Gold Savings Fund (the Scheme) is a fund of funds scheme with the primary objective to generate returns by investing in units of ICICI Prudential Gold Exchange Traded Fund (IPru Gold ETF). However, there can be no assurance that the investment objectives of the Scheme will be realized.

Research Highlights for ICICI Prudential Regular Gold Savings Fund

  • Lower mid AUM (₹2,384 Cr).
  • Established history (13+ yrs).
  • Rating: 1★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 13.64% (lower mid).
  • 3Y return: 25.58% (upper mid).
  • 1Y return: 43.32% (top quartile).
  • 1M return: 5.88% (lower mid).
  • Alpha: 0.00 (upper mid).
  • Sharpe: 2.50 (upper mid).
  • Information ratio: 0.00 (upper mid).

Below is the key information for ICICI Prudential Regular Gold Savings Fund

ICICI Prudential Regular Gold Savings Fund
Growth
Launch Date 11 Oct 11
NAV (02 Sep 25) ₹32.3683 ↓ -0.05   (-0.16 %)
Net Assets (Cr) ₹2,384 on 31 Jul 25
Category Gold - Gold
AMC ICICI Prudential Asset Management Company Limited
Rating
Risk Moderately High
Expense Ratio 0.38
Sharpe Ratio 2.5
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-15 Months (2%),15 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Aug 20₹10,000
31 Aug 21₹8,985
31 Aug 22₹9,647
31 Aug 23₹11,037
31 Aug 24₹13,266
31 Aug 25₹18,603

ICICI Prudential Regular Gold Savings Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹426,080.
Net Profit of ₹126,080
Invest Now

Returns for ICICI Prudential Regular Gold Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Sep 25

DurationReturns
1 Month 5.9%
3 Month 7.6%
6 Month 21.5%
1 Year 43.3%
3 Year 25.6%
5 Year 13.6%
10 Year
15 Year
Since launch 8.8%
Historical performance (Yearly) on absolute basis
YearReturns
2024 19.5%
2023 13.5%
2022 12.7%
2021 -5.4%
2020 26.6%
2019 22.7%
2018 7.4%
2017 0.8%
2016 8.9%
2015 -5.1%
Fund Manager information for ICICI Prudential Regular Gold Savings Fund
NameSinceTenure
Manish Banthia27 Sep 1212.94 Yr.
Nishit Patel29 Dec 204.68 Yr.

Data below for ICICI Prudential Regular Gold Savings Fund as on 31 Jul 25

Asset Allocation
Asset ClassValue
Cash1.55%
Other98.45%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
ICICI Pru Gold ETF
- | -
100%₹2,379 Cr280,401,176
↑ 5,170,060
Treps
CBLO/Reverse Repo | -
0%₹8 Cr
Net Current Assets
Net Current Assets | -
0%-₹4 Cr

5. HDFC Gold Fund

To seek capital appreciation by investing in units of HDFC Gold Exchange Traded Fund (HGETF).

Research Highlights for HDFC Gold Fund

  • Top quartile AUM (₹4,537 Cr).
  • Established history (13+ yrs).
  • Rating: 1★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 13.70% (lower mid).
  • 3Y return: 25.57% (lower mid).
  • 1Y return: 43.26% (upper mid).
  • 1M return: 5.83% (lower mid).
  • Alpha: 0.00 (lower mid).
  • Sharpe: 2.50 (lower mid).
  • Information ratio: 0.00 (lower mid).

Below is the key information for HDFC Gold Fund

HDFC Gold Fund
Growth
Launch Date 24 Oct 11
NAV (02 Sep 25) ₹31.2444 ↑ 0.02   (0.07 %)
Net Assets (Cr) ₹4,537 on 31 Jul 25
Category Gold - Gold
AMC HDFC Asset Management Company Limited
Rating
Risk Moderately High
Expense Ratio 0.49
Sharpe Ratio 2.5
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 300
Exit Load 0-6 Months (2%),6-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Aug 20₹10,000
31 Aug 21₹8,995
31 Aug 22₹9,637
31 Aug 23₹11,044
31 Aug 24₹13,286
31 Aug 25₹18,521

HDFC Gold Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹426,080.
Net Profit of ₹126,080
Invest Now

Returns for HDFC Gold Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Sep 25

DurationReturns
1 Month 5.8%
3 Month 7.6%
6 Month 22%
1 Year 43.3%
3 Year 25.6%
5 Year 13.7%
10 Year
15 Year
Since launch 8.6%
Historical performance (Yearly) on absolute basis
YearReturns
2024 18.9%
2023 14.1%
2022 12.7%
2021 -5.5%
2020 27.5%
2019 21.7%
2018 6.6%
2017 2.8%
2016 10.1%
2015 -7.3%
Fund Manager information for HDFC Gold Fund
NameSinceTenure
Arun Agarwal15 Feb 232.54 Yr.
Nandita Menezes29 Mar 250.42 Yr.

Data below for HDFC Gold Fund as on 31 Jul 25

Asset Allocation
Asset ClassValue
Cash1.43%
Other98.57%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Gold ETF
- | -
100%₹4,544 Cr535,910,445
↑ 17,341,000
Net Current Assets
Net Current Assets | -
0%-₹12 Cr
Treps - Tri-Party Repo
CBLO/Reverse Repo | -
0%₹5 Cr

6. Nippon India Gold Savings Fund

The investment objective of the Scheme is to seek to provide returns that closely correspond to returns provided by Reliance ETF Gold BeES.

Research Highlights for Nippon India Gold Savings Fund

  • Upper mid AUM (₹3,248 Cr).
  • Oldest track record among peers (14 yrs).
  • Rating: 2★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 13.57% (bottom quartile).
  • 3Y return: 25.49% (lower mid).
  • 1Y return: 43.23% (lower mid).
  • 1M return: 5.65% (bottom quartile).
  • Alpha: 0.00 (lower mid).
  • Sharpe: 2.48 (bottom quartile).
  • Information ratio: 0.00 (lower mid).

Below is the key information for Nippon India Gold Savings Fund

Nippon India Gold Savings Fund
Growth
Launch Date 7 Mar 11
NAV (02 Sep 25) ₹39.9731 ↓ 0.00   (0.00 %)
Net Assets (Cr) ₹3,248 on 31 Jul 25
Category Gold - Gold
AMC Nippon Life Asset Management Ltd.
Rating
Risk Moderately High
Expense Ratio 0.35
Sharpe Ratio 2.48
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-1 Years (2%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Aug 20₹10,000
31 Aug 21₹8,973
31 Aug 22₹9,606
31 Aug 23₹10,980
31 Aug 24₹13,183
31 Aug 25₹18,480

Nippon India Gold Savings Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹426,080.
Net Profit of ₹126,080
Invest Now

Returns for Nippon India Gold Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Sep 25

DurationReturns
1 Month 5.7%
3 Month 7.5%
6 Month 21.6%
1 Year 43.2%
3 Year 25.5%
5 Year 13.6%
10 Year
15 Year
Since launch 10%
Historical performance (Yearly) on absolute basis
YearReturns
2024 19%
2023 14.3%
2022 12.3%
2021 -5.5%
2020 26.6%
2019 22.5%
2018 6%
2017 1.7%
2016 11.6%
2015 -8.1%
Fund Manager information for Nippon India Gold Savings Fund
NameSinceTenure
Himanshu Mange23 Dec 231.69 Yr.

Data below for Nippon India Gold Savings Fund as on 31 Jul 25

Asset Allocation
Asset ClassValue
Cash1.34%
Other98.66%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Nippon India ETF Gold BeES
- | -
100%₹3,249 Cr395,216,739
↑ 4,135,000
Net Current Assets
Net Current Assets | -
0%-₹8 Cr
Triparty Repo
CBLO/Reverse Repo | -
0%₹8 Cr
Cash Margin - Ccil
CBLO | -
0%₹0 Cr
Cash
Net Current Assets | -
0%₹0 Cr00

7. Axis Gold Fund

To generate returns that closely correspond to returns generated by Axis Gold ETF.

Research Highlights for Axis Gold Fund

  • Lower mid AUM (₹1,180 Cr).
  • Established history (13+ yrs).
  • Rating: 1★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 13.88% (top quartile).
  • 3Y return: 25.46% (bottom quartile).
  • 1Y return: 42.71% (bottom quartile).
  • 1M return: 6.01% (upper mid).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: 2.50 (lower mid).
  • Information ratio: 0.00 (bottom quartile).

Below is the key information for Axis Gold Fund

Axis Gold Fund
Growth
Launch Date 20 Oct 11
NAV (02 Sep 25) ₹30.4784 ↓ -0.04   (-0.14 %)
Net Assets (Cr) ₹1,180 on 31 Jul 25
Category Gold - Gold
AMC Axis Asset Management Company Limited
Rating
Risk Moderately High
Expense Ratio 0.5
Sharpe Ratio 2.5
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Aug 20₹10,000
31 Aug 21₹9,093
31 Aug 22₹9,742
31 Aug 23₹11,224
31 Aug 24₹13,435
31 Aug 25₹18,771

Axis Gold Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹426,080.
Net Profit of ₹126,080
Invest Now

Returns for Axis Gold Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Sep 25

DurationReturns
1 Month 6%
3 Month 7.7%
6 Month 21.7%
1 Year 42.7%
3 Year 25.5%
5 Year 13.9%
10 Year
15 Year
Since launch 8.4%
Historical performance (Yearly) on absolute basis
YearReturns
2024 19.2%
2023 14.7%
2022 12.5%
2021 -4.7%
2020 26.9%
2019 23.1%
2018 8.3%
2017 0.7%
2016 10.7%
2015 -11.9%
Fund Manager information for Axis Gold Fund
NameSinceTenure
Aditya Pagaria9 Nov 213.81 Yr.
Pratik Tibrewal1 Feb 250.58 Yr.

Data below for Axis Gold Fund as on 31 Jul 25

Asset Allocation
Asset ClassValue
Cash2.23%
Other97.77%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Axis Gold ETF
- | -
99%₹1,173 Cr141,728,710
↑ 8,389,506
Clearing Corporation Of India Ltd
CBLO/Reverse Repo | -
1%₹10 Cr
Net Receivables / (Payables)
CBLO | -
0%-₹2 Cr

8. Kotak Gold Fund

The investment objective of the scheme is to generate returns by investing in units of Kotak Gold Exchange Traded Fund.

Research Highlights for Kotak Gold Fund

  • Upper mid AUM (₹3,302 Cr).
  • Established history (14+ yrs).
  • Rating: 1★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 13.64% (bottom quartile).
  • 3Y return: 25.35% (bottom quartile).
  • 1Y return: 42.97% (bottom quartile).
  • 1M return: 6.12% (top quartile).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: 2.55 (top quartile).
  • Information ratio: 0.00 (bottom quartile).

Below is the key information for Kotak Gold Fund

Kotak Gold Fund
Growth
Launch Date 25 Mar 11
NAV (02 Sep 25) ₹40.2243 ↓ 0.00   (0.00 %)
Net Assets (Cr) ₹3,302 on 31 Jul 25
Category Gold - Gold
AMC Kotak Mahindra Asset Management Co Ltd
Rating
Risk Moderately High
Expense Ratio 0.5
Sharpe Ratio 2.55
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-6 Months (2%),6-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Aug 20₹10,000
31 Aug 21₹9,053
31 Aug 22₹9,628
31 Aug 23₹11,010
31 Aug 24₹13,218
31 Aug 25₹18,490

Kotak Gold Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹426,080.
Net Profit of ₹126,080
Invest Now

Returns for Kotak Gold Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Sep 25

DurationReturns
1 Month 6.1%
3 Month 7.7%
6 Month 22%
1 Year 43%
3 Year 25.3%
5 Year 13.6%
10 Year
15 Year
Since launch 10.1%
Historical performance (Yearly) on absolute basis
YearReturns
2024 18.9%
2023 13.9%
2022 11.7%
2021 -4.7%
2020 26.6%
2019 24.1%
2018 7.3%
2017 2.5%
2016 10.2%
2015 -8.4%
Fund Manager information for Kotak Gold Fund
NameSinceTenure
Abhishek Bisen25 Mar 1114.45 Yr.
Jeetu Sonar1 Oct 222.92 Yr.

Data below for Kotak Gold Fund as on 31 Jul 25

Asset Allocation
Asset ClassValue
Cash1.81%
Other98.19%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Kotak Gold ETF
- | -
100%₹3,298 Cr398,499,127
↑ 7,152,945
Triparty Repo
CBLO/Reverse Repo | -
0%₹15 Cr
Net Current Assets/(Liabilities)
Net Current Assets | -
0%-₹12 Cr

सोने गुंतवणुकीचे शीर्ष 4 फायदे

महागाई विरुद्ध बचाव

सोने महागाईविरूद्ध बचाव म्हणून काम करते. जेव्हा महागाई वाढते तेव्हा सोन्याचे मूल्य वाढते. चलनवाढीच्या काळात, रोख रकमेपेक्षा सोने ही अधिक स्थिर गुंतवणूक असते.

तरलता

सोन्याची गुंतवणूक गुंतवणूकदारांना आणीबाणीच्या वेळी किंवा त्यांना रोख रकमेची आवश्यकता असताना ते व्यापार करण्याची संधी देते. ते बर्‍यापैकी द्रव स्वरूपाचे असल्याने, ते विक्री करणे सोपे आहे याची खात्री देते. वेगवेगळी उपकरणे तरलतेचे वेगवेगळे स्तर देतात, गोल्ड ईटीएफ सर्व पर्यायांपैकी सर्वात जास्त द्रव असू शकतात.

वैविध्य देते

सोन्याची गुंतवणूक ही सुरक्षेचे जाळे म्हणून काम करू शकतेबाजार अस्थिरता सोन्याची गुंतवणूक किंवा मालमत्ता वर्ग म्हणून सोन्याचा इक्विटी किंवा स्टॉक मार्केटशी कमी संबंध असतो. त्यामुळे जेव्हा इक्विटी मार्केट खाली असते, तेव्हा तुमची सोन्याची गुंतवणूक अधिक कामगिरी करू शकते.

मौल्यवान मालमत्ता

सोन्याने अनेक वर्षांपासून त्याचे मूल्य कायम राखले आहे. अतिशय स्थिर परताव्यासह स्थिर गुंतवणूक म्हणून ओळखले जाते. पर्यंत दीर्घ कालावधीत खूप जास्त परतावा मिळण्याची अपेक्षा नाहीसोन्यात गुंतवणूक परंतु मध्यम परतावा अपेक्षित आहे. विशिष्ट अल्प कालावधीत, उत्कृष्ट परतावा देखील मिळू शकतो.

गोल्ड म्युच्युअल फंडात कोण गुंतवणूक करू शकते?

गोल्ड म्युच्युअल फंड हे गुंतवणूकदारांसाठी उपयुक्त आहेत ज्यांचे डिमॅट खाते नाही आणि ज्यांचे स्टॉकमध्ये गुंतवणूक नाही. येथे, स्टॉक एक्सचेंजद्वारे ETF युनिट्समध्ये गुंतवणूक करण्यासाठी फंड तुमच्याकडून पैसे गोळा करतो. ही गुंतवणूक म्युच्युअल फंडाद्वारे केली जात असल्याने, गुंतवणूकदार पद्धतशीर गुंतवणूक किंवा पैसे काढण्याची निवड करू शकतात. गोल्ड म्युच्युअल फंडाची युनिट्स फंड हाऊसमधून खरेदी किंवा विक्री करता येत असल्याने गुंतवणूकदारांना तरलतेच्या जोखमीचा सामना करावा लागत नाही.

गोल्ड फंड्समध्ये ऑनलाइन गुंतवणूक कशी करावी?

  1. Fincash.com वर आजीवन मोफत गुंतवणूक खाते उघडा.

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  3. दस्तऐवज अपलोड करा (PAN, आधार इ.).आणि, तुम्ही गुंतवणूक करण्यास तयार आहात!

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वारंवार विचारले जाणारे प्रश्न

1. गोल्ड म्युच्युअल फंडात गुंतवणूक करताना मी काय पहावे?

अ: बहुतेक गोल्ड म्युच्युअल फंड चांगले परतावा देण्यासाठी ओळखले जातात. तथापि, जेव्हा तुम्ही एखाद्या विशिष्ट फंडात गुंतवणुकीची योजना आखता तेव्हा तुम्ही त्याच्या मूल्यांकनाची तुलना केली पाहिजे. उदाहरणार्थ, एसबीआय गोल्ड फंडाने वाढीचा दर दर्शविला आहे27.4% ICICI प्रुडेन्शियल रेग्युलर ग्रोथ सेव्हिंग्स फंडाच्या तुलनेत ज्याचा वाढीचा दर आहे26.6%. तथापि, निव्वळ मालमत्ता मूल्य किंवानाही ICICI चे रु. 16.5363, जे SBI पेक्षा जास्त आहे, रु. १५.५६२७. अशाप्रकारे, गोल्ड म्युच्युअल फंडात गुंतवणूक करताना, तुम्ही विशिष्ट फंड निवडण्यापूर्वी तुम्हाला विकास दर, एनएव्ही, एक वर्ष, तीन वर्षे आणि पाच वर्षांतील आरओआयचे मूल्यांकन करावे लागेल.

2. मी गोल्ड फंडात गुंतवणूक का करावी?

अ: बाजारातील अस्थिरता लक्षात घेता, गोल्ड म्युच्युअल फंड ठराविक प्रमाणात कुशनिंग ऑफर करतो आणि गुंतवणूकदारांना नियमित परताव्याची हमी देतो. सोन्याचे दर वेगवेगळे असले तरी ते गुंतवणूक मूल्याच्या खाली जाणार नाही. त्यामुळे तुमची गुंतवणूक कधीही तोट्यात जाणार नाही याची खात्री बाळगता येईल.

3. मला गोल्ड फंडावर कर भरावा लागेल का?

अ: सोने म्युच्युअल फंड भौतिक सोन्याप्रमाणेच करपात्र आहेत. तथापि, तुम्हाला तुमच्या गुंतवणुकीवर परतावा मिळत असल्याने, तुम्हाला तो तुमच्या एकूण रकमेत जोडावा लागेलउत्पन्न. अशा प्रकारे, तुमचे उत्पन्न करपात्र होईल. हे नवीन कर प्रणालीनुसार आहे. याव्यतिरिक्त, जर गुंतवणूक तीन वर्षे किंवा त्याहून अधिक काळासाठी असेल, तर ती दीर्घकालीन गुंतवणुकीत येते, ज्यामुळे कमाई करपात्र होते.

4. मी SBI गोल्ड मध्ये गुंतवणूक का करावी?

अ: SBI हे आत्मविश्वास वाढवणारे नाव आहे आणि SBI गोल्डने गेल्या आठ वर्षांत स्थिर वाढ दर्शवली आहे. त्याची सध्याची किंमत रु. 9.09 लाख आणि वाढीचा दर जास्त आहे१६.६२% वार्षिक

5. मी Axis Gold Fund मध्ये गुंतवणूक का करावी?

अ: 2011 मध्ये सुरू झाल्यापासून ऍक्सिस गोल्ड फंडाने जोरदार परतावा दर्शविला आहे. ऍक्सिस गोल्ड फंडाची एनएव्ही रु.15.564 आहे आणि त्याने परतावा दर्शविला आहे.13.3% 5 वर्षांच्या गुंतवणूक कालावधीसाठी. तुम्ही अॅक्सिस गोल्ड फंडमध्ये सहा महिन्यांसाठी गुंतवणूक केली तरीही तुम्ही परताव्याची अपेक्षा करू शकता2.5%. ऐतिहासिकदृष्ट्या अॅक्सिस गोल्ड फंडाने परतावा दर्शविला आहे२६.९%.

6. मी कोटक गोल्ड फंडमध्ये गुंतवणूक का करावी?

अ: कोटक गोल्ड फंड हा या गुंतवणुकीच्या पोर्टफोलिओमध्ये सर्वोत्तम कामगिरी करणारा आहे. कोटक सोन्याचे सध्याचे मूल्य रु. 9.15 लाख. च्या परताव्याची अपेक्षा देखील करू शकता१६.८८% तुमच्या गुंतवणुकीतून दरवर्षी.

7. गोल्ड फंडात गुंतवणूक करणे सुरक्षित आहे का?

अ: होय, गोल्ड फंडामध्ये गुंतवणूक करणे सर्वात सुरक्षित आहे कारण ते चांगले परतावा देण्यास बांधील आहे. सोन्याच्या किमतीत चढ-उतार होत असले तरी ते तुमच्या गुंतवणुकीच्या खाली जाणार नाही.

Disclaimer:
येथे प्रदान केलेली माहिती अचूक असल्याची खात्री करण्यासाठी सर्व प्रयत्न केले गेले आहेत. तथापि, डेटाच्या अचूकतेबद्दल कोणतीही हमी दिली जात नाही. कृपया कोणतीही गुंतवणूक करण्यापूर्वी योजना माहिती दस्तऐवजासह सत्यापित करा.
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Sudarsanam Sridharan, posted on 7 Dec 21 4:54 PM

Really a useful knowledge. for investment decision.espically for gold and global fund investments.

GANESAN V, posted on 12 Oct 21 1:15 PM

Very informative.

LAKSHMI, posted on 8 Sep 19 7:34 AM

Which gold investment fund will be good for me pls suggest for 1- 1.3 years

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