शीर्ष 10 लिक्विड म्युच्युअल फंड 2022

Updated on August 1, 2026 , 15374 views

लिक्विड फंड मध्ये पडून असलेल्या अतिरिक्त रोख रकमेसाठी सर्वोत्तम पर्याय आहेतबँक खाते लिक्विड फंड ते आहेतम्युच्युअल फंड जे तुमचे पैसे खूप कमी वेळात गुंतवतातपैसा बाजार ट्रेझरी बिले, व्यावसायिक कागदपत्रे,ठेव प्रमाणपत्र, इ.

हे फंड अत्यंत तरल स्वरूपाचे असतात आणि त्यांना प्रवेश किंवा निर्गमन भार नसतो. लिक्विड फंड ऑफर करणार्‍या सर्वोच्च फायद्यांमुळे; ते अनेकदा मुदत ठेवींपेक्षा चांगले गुंतवणूक पर्याय मानले जातात आणिबचत खाते.

शीर्ष 10 लिक्विड म्युच्युअल फंड तडजोड न करता चांगले परतावा मिळवण्याची संधी देताततरलता घटक सर्वोत्कृष्ट कामगिरी करणारे लिक्विड फंड तुम्हाला कमी कालावधीत उत्तम परतावा मिळवू देतात. लिक्विड फंडांची सरासरी मॅच्युरिटी 91 दिवसांपेक्षा कमी असल्याने, अल्प-मुदतीसाठी शोधत असलेल्या गुंतवणूकदारांसाठी हे सर्वोत्तम आहे.गुंतवणूक योजना. शिवाय, लिक्विड म्युच्युअल फंड्सचा फारसा परिणाम होत नाहीबाजार अस्थिरता, जोखीम घटकांची चिंता न करता गुंतवणूकदार सहजपणे गुंतवणूक करू शकतात.

लिक्विड फंडामध्ये गुंतवणूक करण्याचे मुख्य फायदे

काही प्रमुखगुंतवणुकीचे फायदे लिक्विड म्युच्युअल फंडांमध्ये हे आहेत:

लिक्विड फंडामध्ये, तुम्ही २४ तासांच्या आत तुमची रक्कम काढू शकता
लिक्विड फंड्स मुख्यत्वे फिक्स्डमध्ये गुंतवणूक करतातउत्पन्न ज्या सिक्युरिटीजचा परिपक्वता कालावधी कमी असतो, त्यांना इतरांच्या तुलनेत सर्वात कमी व्याजदराचा धोका असतोडेट म्युच्युअल फंड
लिक्विड म्युच्युअल फंड दरवर्षी सरासरी 7.5-8% परतावा देतात
या फंडांमध्ये लॉक-इन कालावधी नसतो, याचा अर्थ असा की तुम्ही तुमची रोख आवश्यक असेल तेथे रिडीम करू शकता
लिक्विड फंड मौल्यवान कर लाभ देतात

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शीर्ष 10 लिक्विड म्युच्युअल फंड FY 22 - 23

Fund	NAV	Net Assets (Cr)	1 MO (%)	3 MO (%)	6 MO (%)	1 YR (%)	2024 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
PGIM India Insta Cash Fund Growth	₹363.403 ↑ 0.07	₹748	0.5	1.7	3.3	6.3	6.5	6.57%	1M 10D	1M 10D
Indiabulls Liquid Fund Growth	₹2,698.88 ↑ 0.58	₹279	0.5	1.7	3.3	6.3	6.6	6.41%	26D	26D
JM Liquid Fund Growth	₹76.0577 ↑ 0.02	₹1,759	0.5	1.6	3.3	6.2	6.4	6.43%	26D	27D
Axis Liquid Fund Growth	₹3,109.57 ↑ 0.69	₹44,866	0.5	1.7	3.4	6.4	6.6	6.64%	1M 5D	1M 5D
Aditya Birla Sun Life Liquid Fund Growth	₹449.819 ↑ 0.10	₹63,687	0.5	1.7	3.3	6.3	6.5	6.49%	2M 5D	2M 5D
Invesco India Liquid Fund Growth	₹3,836.54 ↑ 0.85	₹16,797	0.5	1.7	3.3	6.3	6.5	6.56%	30D	1M 1D
Nippon India Liquid Fund Growth	₹6,810.55 ↑ 1.49	₹35,870	0.5	1.7	3.3	6.3	6.5	6.98%	1M 14D	1M 17D
Tata Liquid Fund Growth	₹4,394.88 ↑ 0.96	₹22,044	0.5	1.6	3.3	6.3	6.5	6.59%	1M 6D	1M 6D
ICICI Prudential Liquid Fund Growth	₹413 ↑ 0.09	₹54,543	0.5	1.7	3.3	6.3	6.5	6.46%	1M 4D	1M 7D
Baroda Pioneer Liquid Fund Growth	₹3,206.79 ↑ 0.72	₹8,087	0.5	1.6	3.3	6.3	6.4	6.59%	1M 5D	1M 5D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 3 Aug 26

Research Highlights & Commentary of 10 Funds showcased

Commentary	PGIM India Insta Cash Fund	Indiabulls Liquid Fund	JM Liquid Fund	Axis Liquid Fund	Aditya Birla Sun Life Liquid Fund	Invesco India Liquid Fund	Nippon India Liquid Fund	Tata Liquid Fund	ICICI Prudential Liquid Fund	Baroda Pioneer Liquid Fund
Point 1	Bottom quartile AUM (₹748 Cr).	Bottom quartile AUM (₹279 Cr).	Bottom quartile AUM (₹1,759 Cr).	Upper mid AUM (₹44,866 Cr).	Highest AUM (₹63,687 Cr).	Lower mid AUM (₹16,797 Cr).	Upper mid AUM (₹35,870 Cr).	Upper mid AUM (₹22,044 Cr).	Top quartile AUM (₹54,543 Cr).	Lower mid AUM (₹8,087 Cr).
Point 2	Established history (18+ yrs).	Established history (14+ yrs).	Oldest track record among peers (28 yrs).	Established history (16+ yrs).	Established history (22+ yrs).	Established history (19+ yrs).	Established history (22+ yrs).	Established history (21+ yrs).	Established history (20+ yrs).	Established history (17+ yrs).
Point 3	Top rated.	Rating: 5★ (top quartile).	Rating: 5★ (upper mid).	Rating: 4★ (upper mid).	Rating: 4★ (upper mid).	Rating: 4★ (lower mid).	Rating: 4★ (lower mid).	Rating: 4★ (bottom quartile).	Rating: 4★ (bottom quartile).	Rating: 4★ (bottom quartile).
Point 4	Risk profile: Low.	Risk profile: Low.	Risk profile: Low.	Risk profile: Low.	Risk profile: Low.	Risk profile: Low.	Risk profile: Low.	Risk profile: Low.	Risk profile: Low.	Risk profile: Low.
Point 5	1Y return: 6.34% (upper mid).	1Y return: 6.31% (upper mid).	1Y return: 6.20% (bottom quartile).	1Y return: 6.38% (top quartile).	1Y return: 6.34% (top quartile).	1Y return: 6.33% (upper mid).	1Y return: 6.30% (lower mid).	1Y return: 6.29% (lower mid).	1Y return: 6.28% (bottom quartile).	1Y return: 6.26% (bottom quartile).
Point 6	1M return: 0.49% (top quartile).	1M return: 0.48% (lower mid).	1M return: 0.48% (bottom quartile).	1M return: 0.49% (top quartile).	1M return: 0.49% (upper mid).	1M return: 0.48% (lower mid).	1M return: 0.48% (upper mid).	1M return: 0.48% (bottom quartile).	1M return: 0.48% (bottom quartile).	1M return: 0.49% (upper mid).
Point 7	Sharpe: 2.28 (upper mid).	Sharpe: 2.39 (top quartile).	Sharpe: 1.90 (bottom quartile).	Sharpe: 2.39 (top quartile).	Sharpe: 2.22 (lower mid).	Sharpe: 2.27 (upper mid).	Sharpe: 2.12 (bottom quartile).	Sharpe: 2.37 (upper mid).	Sharpe: 2.16 (lower mid).	Sharpe: 2.15 (bottom quartile).
Point 8	Information ratio: 0.92 (top quartile).	Information ratio: 1.08 (top quartile).	Information ratio: 0.02 (upper mid).	Information ratio: 0.00 (lower mid).	Information ratio: 0.00 (lower mid).	Information ratio: 0.00 (bottom quartile).	Information ratio: 0.00 (bottom quartile).	Information ratio: 0.00 (bottom quartile).	Information ratio: 0.83 (upper mid).	Information ratio: 0.37 (upper mid).
Point 9	Yield to maturity (debt): 6.57% (upper mid).	Yield to maturity (debt): 6.41% (bottom quartile).	Yield to maturity (debt): 6.43% (bottom quartile).	Yield to maturity (debt): 6.64% (top quartile).	Yield to maturity (debt): 6.49% (lower mid).	Yield to maturity (debt): 6.56% (lower mid).	Yield to maturity (debt): 6.98% (top quartile).	Yield to maturity (debt): 6.59% (upper mid).	Yield to maturity (debt): 6.46% (bottom quartile).	Yield to maturity (debt): 6.59% (upper mid).
Point 10	Modified duration: 0.11 yrs (bottom quartile).	Modified duration: 0.07 yrs (top quartile).	Modified duration: 0.07 yrs (top quartile).	Modified duration: 0.10 yrs (upper mid).	Modified duration: 0.18 yrs (bottom quartile).	Modified duration: 0.08 yrs (upper mid).	Modified duration: 0.12 yrs (bottom quartile).	Modified duration: 0.10 yrs (lower mid).	Modified duration: 0.09 yrs (upper mid).	Modified duration: 0.10 yrs (lower mid).

PGIM India Insta Cash Fund

Bottom quartile AUM (₹748 Cr).
Established history (18+ yrs).
Top rated.
Risk profile: Low.
1Y return: 6.34% (upper mid).
1M return: 0.49% (top quartile).
Sharpe: 2.28 (upper mid).
Information ratio: 0.92 (top quartile).
Yield to maturity (debt): 6.57% (upper mid).
Modified duration: 0.11 yrs (bottom quartile).

Indiabulls Liquid Fund

Bottom quartile AUM (₹279 Cr).
Established history (14+ yrs).
Rating: 5★ (top quartile).
Risk profile: Low.
1Y return: 6.31% (upper mid).
1M return: 0.48% (lower mid).
Sharpe: 2.39 (top quartile).
Information ratio: 1.08 (top quartile).
Yield to maturity (debt): 6.41% (bottom quartile).
Modified duration: 0.07 yrs (top quartile).

JM Liquid Fund

Bottom quartile AUM (₹1,759 Cr).
Oldest track record among peers (28 yrs).
Rating: 5★ (upper mid).
Risk profile: Low.
1Y return: 6.20% (bottom quartile).
1M return: 0.48% (bottom quartile).
Sharpe: 1.90 (bottom quartile).
Information ratio: 0.02 (upper mid).
Yield to maturity (debt): 6.43% (bottom quartile).
Modified duration: 0.07 yrs (top quartile).

Axis Liquid Fund

Upper mid AUM (₹44,866 Cr).
Established history (16+ yrs).
Rating: 4★ (upper mid).
Risk profile: Low.
1Y return: 6.38% (top quartile).
1M return: 0.49% (top quartile).
Sharpe: 2.39 (top quartile).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 6.64% (top quartile).
Modified duration: 0.10 yrs (upper mid).

Aditya Birla Sun Life Liquid Fund

Highest AUM (₹63,687 Cr).
Established history (22+ yrs).
Rating: 4★ (upper mid).
Risk profile: Low.
1Y return: 6.34% (top quartile).
1M return: 0.49% (upper mid).
Sharpe: 2.22 (lower mid).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 6.49% (lower mid).
Modified duration: 0.18 yrs (bottom quartile).

Invesco India Liquid Fund

Lower mid AUM (₹16,797 Cr).
Established history (19+ yrs).
Rating: 4★ (lower mid).
Risk profile: Low.
1Y return: 6.33% (upper mid).
1M return: 0.48% (lower mid).
Sharpe: 2.27 (upper mid).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 6.56% (lower mid).
Modified duration: 0.08 yrs (upper mid).

Nippon India Liquid Fund

Upper mid AUM (₹35,870 Cr).
Established history (22+ yrs).
Rating: 4★ (lower mid).
Risk profile: Low.
1Y return: 6.30% (lower mid).
1M return: 0.48% (upper mid).
Sharpe: 2.12 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 6.98% (top quartile).
Modified duration: 0.12 yrs (bottom quartile).

Tata Liquid Fund

Upper mid AUM (₹22,044 Cr).
Established history (21+ yrs).
Rating: 4★ (bottom quartile).
Risk profile: Low.
1Y return: 6.29% (lower mid).
1M return: 0.48% (bottom quartile).
Sharpe: 2.37 (upper mid).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 6.59% (upper mid).
Modified duration: 0.10 yrs (lower mid).

ICICI Prudential Liquid Fund

Top quartile AUM (₹54,543 Cr).
Established history (20+ yrs).
Rating: 4★ (bottom quartile).
Risk profile: Low.
1Y return: 6.28% (bottom quartile).
1M return: 0.48% (bottom quartile).
Sharpe: 2.16 (lower mid).
Information ratio: 0.83 (upper mid).
Yield to maturity (debt): 6.46% (bottom quartile).
Modified duration: 0.09 yrs (upper mid).

Baroda Pioneer Liquid Fund

Lower mid AUM (₹8,087 Cr).
Established history (17+ yrs).
Rating: 4★ (bottom quartile).
Risk profile: Low.
1Y return: 6.26% (bottom quartile).
1M return: 0.49% (upper mid).
Sharpe: 2.15 (bottom quartile).
Information ratio: 0.37 (upper mid).
Yield to maturity (debt): 6.59% (upper mid).
Modified duration: 0.10 yrs (lower mid).

1. PGIM India Insta Cash Fund

(Erstwhile DHFL Pramerica Insta Cash Plus Fund)

To generate steady returns along with high liquidity by investing in a portfolio of short-term, high quality money market and debt instruments.

Research Highlights for PGIM India Insta Cash Fund

Bottom quartile AUM (₹748 Cr).
Established history (18+ yrs).
Top rated.
Risk profile: Low.
1Y return: 6.34% (upper mid).
1M return: 0.49% (top quartile).
Sharpe: 2.28 (upper mid).
Information ratio: 0.92 (top quartile).
Yield to maturity (debt): 6.57% (upper mid).
Modified duration: 0.11 yrs (bottom quartile).
Average maturity: 0.11 yrs (bottom quartile).
Exit load: NIL.
Higher exposure to Financial Services vs peer median.
Top bond sector: Cash Equivalent.
Conservative stance with elevated cash (~91%).
High-quality debt (AAA/AA ~100%).
Largest holding Clearing Corporation Of India Ltd. (~11.6%).

Below is the key information for PGIM India Insta Cash Fund

PGIM India Insta Cash Fund Growth
Launch Date	5 Sep 07
NAV (03 Aug 26)	₹363.403 ↑ 0.07 (0.02 %)
Net Assets (Cr)	₹748 on 30 Jun 26
Category	Debt - Liquid Fund
AMC	Pramerica Asset Managers Private Limited
Rating	☆☆☆☆☆
Risk	Low
Expense Ratio	0.25
Sharpe Ratio	2.28
Information Ratio	0.92
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	NIL
Yield to Maturity	6.57%
Effective Maturity	1 Month 10 Days
Modified Duration	1 Month 10 Days

Growth of 10,000 investment over the years.

Date	Value
31 Jul 21	₹10,000
31 Jul 22	₹10,368
31 Jul 23	₹11,051
31 Jul 24	₹11,854
31 Jul 25	₹12,691
31 Jul 26	₹13,494

PGIM India Insta Cash Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for PGIM India Insta Cash Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Aug 26

Duration	Returns
1 Month	0.5%
3 Month	1.7%
6 Month	3.3%
1 Year	6.3%
3 Year	6.9%
5 Year	6.2%
10 Year
15 Year
Since launch	7.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	6.5%
2023	7.3%
2022	7%
2021	4.8%
2020	3.3%
2019	4.2%
2018	6.7%
2017	7.4%
2016	6.7%
2015	7.7%

Fund Manager information for PGIM India Insta Cash Fund

Name	Since	Tenure
Puneet Pal	16 Jul 22	4.05 Yr.
Akhil Dhar	25 Feb 26	0.43 Yr.

Data below for PGIM India Insta Cash Fund as on 30 Jun 26

Asset Allocation

Asset Class	Value
Cash	91.12%
Debt	8.61%
Other	0.27%

Debt Sector Allocation

Sector	Value
Cash Equivalent	78.31%
Government	12.79%
Corporate	8.63%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Clearing Corporation Of India Ltd. CBLO/Reverse Repo \| -	12%	₹100 Cr
Bajaj Housing Finance Limited Debentures \| -	6%	₹55 Cr	5,500,000
Small Industries Development Bank Of India Debentures \| -	6%	₹50 Cr	5,000,000
Indian Bank Domestic Bonds \| -	6%	₹50 Cr	5,000,000
India (Republic of) - \| -	5%	₹44 Cr	4,500,000 ↑ 4,500,000
Bank of India Ltd. Debentures \| -	5%	₹43 Cr	4,350,000 ↑ 4,350,000
Aditya Birla Money Limited (Frmly APollo Sindhoori Capital Investments Ltd) Commercial Paper \| -	5%	₹40 Cr	4,000,000
Icici Securities Limited Commercial Paper \| -	4%	₹35 Cr	3,500,000
India (Republic of) - \| -	3%	₹27 Cr	2,700,000
JM Financial Services Limited Commercial Paper \| -	3%	₹25 Cr	2,500,000

2. Indiabulls Liquid Fund

To provide a high level of liquidity with returns commensurate with low risk through a portfolio of money market and debt securities with maturity of up to 91days. However, there can be no assurance that the investment objective of the scheme will be achieved.

Research Highlights for Indiabulls Liquid Fund

Bottom quartile AUM (₹279 Cr).
Established history (14+ yrs).
Rating: 5★ (top quartile).
Risk profile: Low.
1Y return: 6.31% (upper mid).
1M return: 0.48% (lower mid).
Sharpe: 2.39 (top quartile).
Information ratio: 1.08 (top quartile).
Yield to maturity (debt): 6.41% (bottom quartile).
Modified duration: 0.07 yrs (top quartile).
Average maturity: 0.07 yrs (top quartile).
Exit load: NIL.
Top bond sector: Cash Equivalent.
Conservative stance with elevated cash (~100%).
High-quality debt (AAA/AA ~100%).
Largest holding Reverse Repo 16-Jul-26 (~17.3%).

Below is the key information for Indiabulls Liquid Fund

Indiabulls Liquid Fund Growth
Launch Date	27 Oct 11
NAV (03 Aug 26)	₹2,698.88 ↑ 0.58 (0.02 %)
Net Assets (Cr)	₹279 on 30 Jun 26
Category	Debt - Liquid Fund
AMC	Indiabulls Asset Management Company Ltd.
Rating	☆☆☆☆☆
Risk	Low
Expense Ratio	0.2
Sharpe Ratio	2.39
Information Ratio	1.08
Alpha Ratio	0.04
Min Investment	500
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	6.41%
Effective Maturity	26 Days
Modified Duration	26 Days

Growth of 10,000 investment over the years.

Date	Value
31 Jul 21	₹10,000
31 Jul 22	₹10,342
31 Jul 23	₹10,991
31 Jul 24	₹11,794
31 Jul 25	₹12,630
31 Jul 26	₹13,425

Indiabulls Liquid Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for Indiabulls Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Aug 26

Duration	Returns
1 Month	0.5%
3 Month	1.7%
6 Month	3.3%
1 Year	6.3%
3 Year	6.9%
5 Year	6.1%
10 Year
15 Year
Since launch	6.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	6.6%
2023	7.4%
2022	6.8%
2021	4.6%
2020	3.1%
2019	3.9%
2018	6.6%
2017	7.3%
2016	6.7%
2015	7.8%

Fund Manager information for Indiabulls Liquid Fund

Name	Since	Tenure
Kaustubh Sule	11 May 23	3.23 Yr.
Wilfred Gonsalves	4 May 26	0.24 Yr.

Data below for Indiabulls Liquid Fund as on 30 Jun 26

Asset Allocation

Asset Class	Value
Cash	99.75%
Debt	0.25%

Debt Sector Allocation

Sector	Value
Cash Equivalent	55.34%
Corporate	44.66%

Credit Quality

Rating	Value
AAA	99.69%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Reverse Repo 16-Jul-26 CBLO/Reverse Repo \| -	17%	₹56 Cr
Indian Bank Certificate of Deposit \| -	8%	₹25 Cr	2,500,000 ↑ 2,500,000
HDFC Bank Limited Certificate of Deposit \| -	8%	₹25 Cr	2,500,000
Canara Bank Certificate of Deposit \| -	8%	₹25 Cr	2,500,000
ICICI Bank Ltd. Debentures \| -	8%	₹25 Cr	2,500,000
Punjab National Bank Red Certificate of Deposit \| -	8%	₹25 Cr	2,500,000
Union Bank Of India Certificate of Deposit \| -	7%	₹24 Cr	2,400,000
Bajaj Finance Limited Commercial Paper \| -	7%	₹22 Cr	2,200,000
Kotak Mahindra Prime Limited Commercial Paper \| -	6%	₹20 Cr	2,000,000
Treps 16-Jul-2026 CBLO/Reverse Repo \| -	6%	₹18 Cr	17,760 ↑ 17,760

3. JM Liquid Fund

(Erstwhile JM High Liquidity Fund)

To provide income by way of dividend (dividend plans) and capital gains (growth plan) through investing in debt and money market instruments.

Research Highlights for JM Liquid Fund

Bottom quartile AUM (₹1,759 Cr).
Oldest track record among peers (28 yrs).
Rating: 5★ (upper mid).
Risk profile: Low.
1Y return: 6.20% (bottom quartile).
1M return: 0.48% (bottom quartile).
Sharpe: 1.90 (bottom quartile).
Information ratio: 0.02 (upper mid).
Yield to maturity (debt): 6.43% (bottom quartile).
Modified duration: 0.07 yrs (top quartile).
Average maturity: 0.07 yrs (top quartile).
Exit load: NIL.
Top sector: Consumer Cyclical.
Top bond sector: Cash Equivalent.
Conservative stance with elevated cash (~100%).
High-quality debt (AAA/AA ~100%).
Largest holding India (Republic of) (~8.7%).

Below is the key information for JM Liquid Fund

JM Liquid Fund Growth
Launch Date	31 Dec 97
NAV (03 Aug 26)	₹76.0577 ↑ 0.02 (0.02 %)
Net Assets (Cr)	₹1,759 on 30 Jun 26
Category	Debt - Liquid Fund
AMC	JM Financial Asset Management Limited
Rating	☆☆☆☆☆
Risk	Low
Expense Ratio	0.22
Sharpe Ratio	1.9
Information Ratio	0.02
Alpha Ratio	-0.1
Min Investment	5,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	6.43%
Effective Maturity	27 Days
Modified Duration	26 Days

Growth of 10,000 investment over the years.

Date	Value
31 Jul 21	₹10,000
31 Jul 22	₹10,371
31 Jul 23	₹11,050
31 Jul 24	₹11,850
31 Jul 25	₹12,673
31 Jul 26	₹13,457

JM Liquid Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for JM Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Aug 26

Duration	Returns
1 Month	0.5%
3 Month	1.6%
6 Month	3.3%
1 Year	6.2%
3 Year	6.8%
5 Year	6.1%
10 Year
15 Year
Since launch	7.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	6.4%
2023	7.2%
2022	7%
2021	4.8%
2020	3.3%
2019	4%
2018	6.6%
2017	7.4%
2016	6.7%
2015	7.7%

Fund Manager information for JM Liquid Fund

Name	Since	Tenure
Killol Pandya	5 Nov 24	1.74 Yr.
Ruchi Fozdar	3 Apr 24	2.33 Yr.
Jayant Dhoot	1 Aug 25	1 Yr.

Data below for JM Liquid Fund as on 30 Jun 26

Asset Allocation

Asset Class	Value
Cash	99.63%
Other	0.37%

Debt Sector Allocation

Sector	Value
Cash Equivalent	77.81%
Government	16.37%
Corporate	5.45%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
India (Republic of) - \| -	9%	₹198 Cr	20,000,000
Bank of Baroda Debentures \| -	4%	₹100 Cr	10,000,000 ↑ 10,000,000
ICICI Bank Ltd. Debentures \| -	4%	₹99 Cr	10,000,000
India (Republic of) - \| -	4%	₹99 Cr	10,000,000 ↑ 10,000,000
Ccil CBLO/Reverse Repo \| -	4%	₹96 Cr	96,083 ↑ 96,083
Hdb Financial Services Limited Debentures \| -	3%	₹75 Cr	7,500,000
Axis Bank Limited Certificate of Deposit \| -	3%	₹74 Cr	7,500,000
ICICI Bank Ltd. Debentures \| -	3%	₹74 Cr	7,500,000
Canara Bank Domestic Bonds \| -	2%	₹50 Cr	5,000,000 ↑ 5,000,000
HDFC Bank Ltd. Debentures \| -	2%	₹50 Cr	5,000,000

4. Axis Liquid Fund

To provide a high level of liquidity with reasonable returns commensurating with low risk through a portfolio of money market and debt securities. However there can be no assurance that the investment objective of the scheme will be achieved.

Research Highlights for Axis Liquid Fund

Upper mid AUM (₹44,866 Cr).
Established history (16+ yrs).
Rating: 4★ (upper mid).
Risk profile: Low.
1Y return: 6.38% (top quartile).
1M return: 0.49% (top quartile).
Sharpe: 2.39 (top quartile).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 6.64% (top quartile).
Modified duration: 0.10 yrs (upper mid).
Average maturity: 0.10 yrs (upper mid).
Exit load: NIL.
Top bond sector: Cash Equivalent.
Conservative stance with elevated cash (~96%).
High-quality debt (AAA/AA ~100%).
Largest holding Clearing Corporation Of India Ltd (~6.8%).

Below is the key information for Axis Liquid Fund

Axis Liquid Fund Growth
Launch Date	9 Oct 09
NAV (03 Aug 26)	₹3,109.57 ↑ 0.69 (0.02 %)
Net Assets (Cr)	₹44,866 on 30 Jun 26
Category	Debt - Liquid Fund
AMC	Axis Asset Management Company Limited
Rating	☆☆☆☆
Risk	Low
Expense Ratio	0.23
Sharpe Ratio	2.39
Information Ratio	0
Alpha Ratio	0
Min Investment	500
Min SIP Investment	1,000
Exit Load	NIL
Yield to Maturity	6.64%
Effective Maturity	1 Month 5 Days
Modified Duration	1 Month 5 Days

Growth of 10,000 investment over the years.

Date	Value
31 Jul 21	₹10,000
31 Jul 22	₹10,372
31 Jul 23	₹11,063
31 Jul 24	₹11,875
31 Jul 25	₹12,718
31 Jul 26	₹13,528

Axis Liquid Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for Axis Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Aug 26

Duration	Returns
1 Month	0.5%
3 Month	1.7%
6 Month	3.4%
1 Year	6.4%
3 Year	6.9%
5 Year	6.2%
10 Year
15 Year
Since launch	7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	6.6%
2023	7.4%
2022	7.1%
2021	4.9%
2020	3.3%
2019	4.3%
2018	6.6%
2017	7.5%
2016	6.7%
2015	7.6%

Fund Manager information for Axis Liquid Fund

Name	Since	Tenure
Devang Shah	5 Nov 12	13.74 Yr.
Aditya Pagaria	13 Aug 16	9.97 Yr.
Sachin Jain	3 Jul 23	3.08 Yr.

Data below for Axis Liquid Fund as on 30 Jun 26

Asset Allocation

Asset Class	Value
Cash	96.3%
Debt	3.47%
Other	0.22%

Debt Sector Allocation

Sector	Value
Cash Equivalent	83.52%
Government	11.88%
Corporate	4.38%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Clearing Corporation Of India Ltd CBLO/Reverse Repo \| -	7%	₹3,795 Cr
India (Republic of) - \| -	5%	₹2,973 Cr	300,000,000
Canara Bank Domestic Bonds \| -	3%	₹1,959 Cr	39,500
Export-Import Bank Of India Commercial Paper \| -	3%	₹1,760 Cr	35,500
HDFC Bank Ltd. Debentures \| -	3%	₹1,590 Cr	32,000 ↑ 20,000
India (Republic of) - \| -	3%	₹1,456 Cr	147,500,000 ↑ 147,500,000
HDFC Bank Ltd. Debentures \| -	2%	₹1,211 Cr	24,500
Indian Bank Domestic Bonds \| -	2%	₹1,189 Cr	24,000
Hindustan Petroleum Corp Ltd. Domestic Bonds \| -	2%	₹1,184 Cr	24,000 ↑ 24,000
HDFC Bank Limited Certificate of Deposit \| -	2%	₹1,163 Cr	23,500

5. Aditya Birla Sun Life Liquid Fund

(Erstwhile Aditya Birla Sun Life Cash Plus Fund)

An Open-ended liquid scheme with the objective to provide reasonable returns at a high level of safety and liquidity through judicious investments in high quality debt and money market instruments.

Research Highlights for Aditya Birla Sun Life Liquid Fund

Highest AUM (₹63,687 Cr).
Established history (22+ yrs).
Rating: 4★ (upper mid).
Risk profile: Low.
1Y return: 6.34% (top quartile).
1M return: 0.49% (upper mid).
Sharpe: 2.22 (lower mid).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 6.49% (lower mid).
Modified duration: 0.18 yrs (bottom quartile).
Average maturity: 0.18 yrs (bottom quartile).
Exit load: NIL.
Top sector: Financial Services.
Higher exposure to Cash Equivalent (bond sector) vs peer median.
Conservative stance with elevated cash (~98%).
High-quality debt (AAA/AA ~100%).
Largest holding Net Receivable / Payable (~3.0%).

Below is the key information for Aditya Birla Sun Life Liquid Fund

Aditya Birla Sun Life Liquid Fund Growth
Launch Date	30 Mar 04
NAV (03 Aug 26)	₹449.819 ↑ 0.10 (0.02 %)
Net Assets (Cr)	₹63,687 on 30 Jun 26
Category	Debt - Liquid Fund
AMC	Birla Sun Life Asset Management Co Ltd
Rating	☆☆☆☆
Risk	Low
Expense Ratio	0.34
Sharpe Ratio	2.22
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	6.49%
Effective Maturity	2 Months 5 Days
Modified Duration	2 Months 5 Days

Growth of 10,000 investment over the years.

Date	Value
31 Jul 21	₹10,000
31 Jul 22	₹10,368
31 Jul 23	₹11,058
31 Jul 24	₹11,867
31 Jul 25	₹12,702
31 Jul 26	₹13,507

Aditya Birla Sun Life Liquid Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for Aditya Birla Sun Life Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Aug 26

Duration	Returns
1 Month	0.5%
3 Month	1.7%
6 Month	3.3%
1 Year	6.3%
3 Year	6.9%
5 Year	6.2%
10 Year
15 Year
Since launch	7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	6.5%
2023	7.3%
2022	7.1%
2021	4.8%
2020	3.3%
2019	4.3%
2018	6.7%
2017	7.4%
2016	6.7%
2015	7.7%

Fund Manager information for Aditya Birla Sun Life Liquid Fund

Name	Since	Tenure
Sunaina Cunha	15 Jul 11	15.06 Yr.
Kaustubh Gupta	15 Jul 11	15.06 Yr.
Sanjay Pawar	1 Jul 22	4.09 Yr.

Data below for Aditya Birla Sun Life Liquid Fund as on 30 Jun 26

Asset Allocation

Asset Class	Value
Cash	98.49%
Debt	1.51%

Debt Sector Allocation

Sector	Value
Cash Equivalent	85.79%
Government	8.56%
Corporate	5.65%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Net Receivable / Payable CBLO \| -	3%	-₹2,320 Cr
India (Republic of) - \| -	3%	₹2,147 Cr	215,312,800
Union Bank of India Debentures \| -	3%	₹1,972 Cr	40,000 ↑ 40,000
India (Republic of) - \| -	2%	₹1,568 Cr	157,397,500
HDFC Bank Limited Certificate of Deposit \| -	2%	₹1,435 Cr	29,000
City Union Bank Limited Debentures \| -	2%	₹1,187 Cr	24,000
Hindustan Petroleum Corp Ltd. Commercial Paper \| -	1%	₹1,047 Cr	21,000 ↑ 21,000
National Bank for Agriculture and Rural Development Commercial Paper \| -	1%	₹1,015 Cr	20,500
23/07/2026 Maturing 182 DTB Sovereign Bonds \| -	1%	₹999 Cr	100,000,000
Union Bank of India Debentures \| -	1%	₹991 Cr	20,000

6. Invesco India Liquid Fund

To provide reasonable returns, commensurate with low risk while providing a high level of liquidity, through a portfolio of money market and debt securities.

Research Highlights for Invesco India Liquid Fund

Lower mid AUM (₹16,797 Cr).
Established history (19+ yrs).
Rating: 4★ (lower mid).
Risk profile: Low.
1Y return: 6.33% (upper mid).
1M return: 0.48% (lower mid).
Sharpe: 2.27 (upper mid).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 6.56% (lower mid).
Modified duration: 0.08 yrs (upper mid).
Average maturity: 0.08 yrs (upper mid).
Exit load: NIL.
Top bond sector: Cash Equivalent.
Conservative stance with elevated cash (~100%).
High-quality debt (AAA/AA ~100%).
Largest holding India (Republic of) (~3.5%).

Below is the key information for Invesco India Liquid Fund

Invesco India Liquid Fund Growth
Launch Date	17 Nov 06
NAV (03 Aug 26)	₹3,836.54 ↑ 0.85 (0.02 %)
Net Assets (Cr)	₹16,797 on 30 Jun 26
Category	Debt - Liquid Fund
AMC	Invesco Asset Management (India) Private Ltd
Rating	☆☆☆☆
Risk	Low
Expense Ratio	0.22
Sharpe Ratio	2.27
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	6.56%
Effective Maturity	1 Month 1 Day
Modified Duration	30 Days

Growth of 10,000 investment over the years.

Date	Value
31 Jul 21	₹10,000
31 Jul 22	₹10,368
31 Jul 23	₹11,051
31 Jul 24	₹11,860
31 Jul 25	₹12,697
31 Jul 26	₹13,500

Invesco India Liquid Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for Invesco India Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Aug 26

Duration	Returns
1 Month	0.5%
3 Month	1.7%
6 Month	3.3%
1 Year	6.3%
3 Year	6.9%
5 Year	6.2%
10 Year
15 Year
Since launch	7.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	6.5%
2023	7.4%
2022	7%
2021	4.8%
2020	3.3%
2019	4.1%
2018	6.5%
2017	7.4%
2016	6.7%
2015	7.6%

Fund Manager information for Invesco India Liquid Fund

Name	Since	Tenure
Krishna Cheemalapati	25 Apr 11	15.28 Yr.
Kunal Jain	2 Apr 26	0.33 Yr.

Data below for Invesco India Liquid Fund as on 30 Jun 26

Asset Allocation

Asset Class	Value
Cash	99.78%
Other	0.22%

Debt Sector Allocation

Sector	Value
Cash Equivalent	79.31%
Government	14.1%
Corporate	6.38%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
India (Republic of) - \| -	3%	₹717 Cr	72,000,000 ↓ -6,500,000
India (Republic of) - \| -	3%	₹612 Cr	61,500,000 ↑ 5,000,000
Bharat Petroleum Corp Ltd. Commercial Paper \| -	2%	₹498 Cr	50,000,000 ↑ 50,000,000
Union Bank of India Debentures \| -	2%	₹496 Cr	50,000,000
HDFC Bank Ltd. Debentures \| -	2%	₹495 Cr	50,000,000
HDFC Bank Limited Certificate of Deposit \| -	2%	₹495 Cr	50,000,000
National Bank for Agriculture and Rural Development Commercial Paper \| -	2%	₹495 Cr	50,000,000
Small Industries Development Bank of India Commercial Paper \| -	2%	₹495 Cr	50,000,000
India (Republic of) - \| -	2%	₹494 Cr	50,000,000 ↑ 50,000,000
Can Fin Homes Ltd. Commercial Paper \| -	2%	₹494 Cr	50,000,000

7. Nippon India Liquid Fund

(Erstwhile Reliance Liquid Fund - Treasury Plan)

The investment objective of the scheme is to generate optimal returns consistent with moderate levels of risk and high liquidity. Accordingly, investments shall predominantly be made in Debt and Money Market Instruments.

Research Highlights for Nippon India Liquid Fund

Upper mid AUM (₹35,870 Cr).
Established history (22+ yrs).
Rating: 4★ (lower mid).
Risk profile: Low.
1Y return: 6.30% (lower mid).
1M return: 0.48% (upper mid).
Sharpe: 2.12 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 6.98% (top quartile).
Modified duration: 0.12 yrs (bottom quartile).
Average maturity: 0.13 yrs (bottom quartile).
Exit load: NIL.
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Conservative stance with elevated cash (~99%).
High-quality debt (AAA/AA ~100%).
Largest holding Net Current Assets (~14.1%).

Below is the key information for Nippon India Liquid Fund

Nippon India Liquid Fund Growth
Launch Date	9 Dec 03
NAV (03 Aug 26)	₹6,810.55 ↑ 1.49 (0.02 %)
Net Assets (Cr)	₹35,870 on 30 Jun 26
Category	Debt - Liquid Fund
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆☆☆
Risk	Low
Expense Ratio	0.33
Sharpe Ratio	2.12
Information Ratio	0
Alpha Ratio	0
Min Investment	100
Min SIP Investment	100
Exit Load	NIL
Yield to Maturity	6.98%
Effective Maturity	1 Month 17 Days
Modified Duration	1 Month 14 Days

Growth of 10,000 investment over the years.

Date	Value
31 Jul 21	₹10,000
31 Jul 22	₹10,363
31 Jul 23	₹11,043
31 Jul 24	₹11,848
31 Jul 25	₹12,680
31 Jul 26	₹13,478

Nippon India Liquid Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for Nippon India Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Aug 26

Duration	Returns
1 Month	0.5%
3 Month	1.7%
6 Month	3.3%
1 Year	6.3%
3 Year	6.9%
5 Year	6.2%
10 Year
15 Year
Since launch	6.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	6.5%
2023	7.3%
2022	7%
2021	4.8%
2020	3.2%
2019	4.3%
2018	6.7%
2017	7.4%
2016	6.7%
2015	7.7%

Fund Manager information for Nippon India Liquid Fund

Name	Since	Tenure
Kinjal Desai	25 May 18	8.19 Yr.
Vikash Agarwal	14 Sep 24	1.88 Yr.
Amber Singhania	11 Mar 26	0.39 Yr.

Data below for Nippon India Liquid Fund as on 30 Jun 26

Asset Allocation

Asset Class	Value
Cash	99.45%
Debt	0.28%
Other	0.27%

Debt Sector Allocation

Sector	Value
Cash Equivalent	79.7%
Government	13.47%
Corporate	6.56%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Net Current Assets Net Current Assets \| -	14%	-₹5,062 Cr
India (Republic of) - \| -	3%	₹1,187 Cr	120,000,000 ↑ 120,000,000
Small Industries Development Bank of India Commercial Paper \| -	3%	₹1,183 Cr	24,000 ↑ 24,000
Reliance Retail Ventures Limited Commercial Paper \| -	3%	₹986 Cr	20,000 ↑ 20,000
National Bank For Agriculture And Rural Development Commercial Paper \| -	3%	₹950 Cr	19,000 ↑ 19,000
India (Republic of) - \| -	3%	₹947 Cr	95,000,000 ↓ -4,500,000
IDBI Bank Limited (Industrial Development Bank Of India Ltd) Certificate of Deposit \| -	2%	₹744 Cr	15,000
Small Industries Development Bank of India Commercial Paper \| -	2%	₹741 Cr	15,000
National Bank for Agriculture and Rural Development Commercial Paper \| -	2%	₹741 Cr	15,000
23/07/2026 Maturing 182 DTB Sovereign Bonds \| -	2%	₹708 Cr	71,000,000

8. Tata Liquid Fund

(Erstwhile TATA Money Market Fund )

To create a highly liquid portfolio of money market instruments so as to provide reasonable returns and high liquidity to the unitholders.

Research Highlights for Tata Liquid Fund

Upper mid AUM (₹22,044 Cr).
Established history (21+ yrs).
Rating: 4★ (bottom quartile).
Risk profile: Low.
1Y return: 6.29% (lower mid).
1M return: 0.48% (bottom quartile).
Sharpe: 2.37 (upper mid).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 6.59% (upper mid).
Modified duration: 0.10 yrs (lower mid).
Average maturity: 0.10 yrs (lower mid).
Exit load: NIL.
Top bond sector: Cash Equivalent.
Conservative stance with elevated cash (~100%).
High-quality debt (AAA/AA ~100%).
Largest holding India (Republic of) (~6.7%).

Below is the key information for Tata Liquid Fund

Tata Liquid Fund Growth
Launch Date	1 Sep 04
NAV (03 Aug 26)	₹4,394.88 ↑ 0.96 (0.02 %)
Net Assets (Cr)	₹22,044 on 30 Jun 26
Category	Debt - Liquid Fund
AMC	Tata Asset Management Limited
Rating	☆☆☆☆
Risk	Low
Expense Ratio	0.39
Sharpe Ratio	2.37
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	6.59%
Effective Maturity	1 Month 6 Days
Modified Duration	1 Month 6 Days

Growth of 10,000 investment over the years.

Date	Value
31 Jul 21	₹10,000
31 Jul 22	₹10,363
31 Jul 23	₹11,040
31 Jul 24	₹11,845
31 Jul 25	₹12,680
31 Jul 26	₹13,477

Tata Liquid Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for Tata Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Aug 26

Duration	Returns
1 Month	0.5%
3 Month	1.6%
6 Month	3.3%
1 Year	6.3%
3 Year	6.9%
5 Year	6.2%
10 Year
15 Year
Since launch	7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	6.5%
2023	7.3%
2022	7%
2021	4.8%
2020	3.2%
2019	4.3%
2018	6.6%
2017	7.4%
2016	6.7%
2015	7.7%

Fund Manager information for Tata Liquid Fund

Name	Since	Tenure
Harsh Dave	1 Aug 24	2 Yr.
Dhawal Joshi	1 Jun 26	0.17 Yr.

Data below for Tata Liquid Fund as on 30 Jun 26

Asset Allocation

Asset Class	Value
Cash	99.78%
Other	0.22%

Debt Sector Allocation

Sector	Value
Cash Equivalent	77.66%
Government	15.16%
Corporate	6.96%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
India (Republic of) - \| -	7%	₹2,072 Cr	209,500,000 ↑ 209,500,000
National Bank for Agriculture and Rural Development Commercial Paper \| -	4%	₹1,113 Cr	22,500
LIC Housing Finance Ltd. Commercial Paper \| -	3%	₹989 Cr	20,000
Hindustan Petroleum Corp Ltd. Domestic Bonds \| -	3%	₹987 Cr	20,000 ↑ 20,000
HDFC Bank Limited Certificate of Deposit \| -	3%	₹968 Cr	19,500
Export-Import Bank of India Commercial Paper \| -	3%	₹941 Cr	19,000
India (Republic of) - \| -	3%	₹894 Cr	90,000,000
Bank of Baroda Debentures \| -	3%	₹793 Cr	16,000 ↓ -3,000
India (Republic of) - \| -	2%	₹767 Cr	77,500,000 ↑ 77,500,000
The Jammu And Kashmir Bank Limited Debentures \| -	2%	₹745 Cr	15,000

9. ICICI Prudential Liquid Fund

(Erstwhile ICICI Prudential Liquid Plan)

To provide reasonable returns, commensurate with low risk while providing a high level of liquidity, through investments made primarily in money market and debt securities.

Research Highlights for ICICI Prudential Liquid Fund

Top quartile AUM (₹54,543 Cr).
Established history (20+ yrs).
Rating: 4★ (bottom quartile).
Risk profile: Low.
1Y return: 6.28% (bottom quartile).
1M return: 0.48% (bottom quartile).
Sharpe: 2.16 (lower mid).
Information ratio: 0.83 (upper mid).
Yield to maturity (debt): 6.46% (bottom quartile).
Modified duration: 0.09 yrs (upper mid).
Average maturity: 0.10 yrs (lower mid).
Exit load: NIL.
Top bond sector: Cash Equivalent.
Conservative stance with elevated cash (~98%).
High-quality debt (AAA/AA ~100%).
Largest holding Reverse Repo (~5.9%).

Below is the key information for ICICI Prudential Liquid Fund

ICICI Prudential Liquid Fund Growth
Launch Date	17 Nov 05
NAV (03 Aug 26)	₹413 ↑ 0.09 (0.02 %)
Net Assets (Cr)	₹54,543 on 30 Jun 26
Category	Debt - Liquid Fund
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆☆
Risk	Low
Expense Ratio	0.29
Sharpe Ratio	2.16
Information Ratio	0.83
Alpha Ratio	-0.03
Min Investment	500
Min SIP Investment	99
Exit Load	NIL
Yield to Maturity	6.46%
Effective Maturity	1 Month 7 Days
Modified Duration	1 Month 4 Days

Growth of 10,000 investment over the years.

Date	Value
31 Jul 21	₹10,000
31 Jul 22	₹10,362
31 Jul 23	₹11,043
31 Jul 24	₹11,851
31 Jul 25	₹12,683
31 Jul 26	₹13,478

ICICI Prudential Liquid Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for ICICI Prudential Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Aug 26

Duration	Returns
1 Month	0.5%
3 Month	1.7%
6 Month	3.3%
1 Year	6.3%
3 Year	6.9%
5 Year	6.2%
10 Year
15 Year
Since launch	7.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	6.5%
2023	7.4%
2022	7%
2021	4.8%
2020	3.2%
2019	4.3%
2018	6.6%
2017	7.4%
2016	6.6%
2015	7.7%

Fund Manager information for ICICI Prudential Liquid Fund

Name	Since	Tenure
Nikhil Kabra	1 Dec 23	2.67 Yr.
Darshil Dedhia	12 Jun 23	3.14 Yr.

Data below for ICICI Prudential Liquid Fund as on 30 Jun 26

Asset Allocation

Asset Class	Value
Cash	98.4%
Debt	1.37%
Other	0.23%

Debt Sector Allocation

Sector	Value
Cash Equivalent	83.13%
Government	13.23%
Corporate	3.41%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Reverse Repo CBLO/Reverse Repo \| -	6%	₹4,028 Cr
India (Republic of) - \| -	4%	₹2,634 Cr	265,000,000
Treps CBLO/Reverse Repo \| -	3%	₹2,370 Cr
Small Industries Development Bank of India Commercial Paper \| -	3%	₹1,978 Cr	40,000
Canara Bank Domestic Bonds \| -	2%	₹1,636 Cr	33,000
Bank of India Ltd. Debentures \| -	2%	₹1,488 Cr	30,000
National Bank For Agriculture And Rural Development Commercial Paper \| -	2%	₹1,488 Cr	30,000
Reliance Retail Ventures Limited Commercial Paper \| -	2%	₹1,483 Cr	30,000
Reverse Repo (7/16/2026) CBLO/Reverse Repo \| -	2%	₹1,470 Cr
India (Republic of) - \| -	2%	₹1,438 Cr	145,000,000

10. Baroda Pioneer Liquid Fund

To generate income with a high level of liquidity by investing in a portfolio of money market and debt securities.

Research Highlights for Baroda Pioneer Liquid Fund

Lower mid AUM (₹8,087 Cr).
Established history (17+ yrs).
Rating: 4★ (bottom quartile).
Risk profile: Low.
1Y return: 6.26% (bottom quartile).
1M return: 0.49% (upper mid).
Sharpe: 2.15 (bottom quartile).
Information ratio: 0.37 (upper mid).
Yield to maturity (debt): 6.59% (upper mid).
Modified duration: 0.10 yrs (lower mid).
Average maturity: 0.10 yrs (upper mid).
Exit load: NIL.
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Conservative stance with elevated cash (~100%).
High-quality debt (AAA/AA ~100%).
Largest holding India (Republic of) (~4.3%).

Below is the key information for Baroda Pioneer Liquid Fund

Baroda Pioneer Liquid Fund Growth
Launch Date	5 Feb 09
NAV (03 Aug 26)	₹3,206.79 ↑ 0.72 (0.02 %)
Net Assets (Cr)	₹8,087 on 30 Jun 26
Category	Debt - Liquid Fund
AMC	Baroda Pioneer Asset Management Co. Ltd.
Rating	☆☆☆☆
Risk	Low
Expense Ratio	0.31
Sharpe Ratio	2.15
Information Ratio	0.37
Alpha Ratio	-0.03
Min Investment	5,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	6.59%
Effective Maturity	1 Month 5 Days
Modified Duration	1 Month 5 Days

Growth of 10,000 investment over the years.

Date	Value
31 Jul 21	₹10,000
31 Jul 22	₹10,374
31 Jul 23	₹11,063
31 Jul 24	₹11,867
31 Jul 25	₹12,692
31 Jul 26	₹13,486

Baroda Pioneer Liquid Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for Baroda Pioneer Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Aug 26

Duration	Returns
1 Month	0.5%
3 Month	1.6%
6 Month	3.3%
1 Year	6.3%
3 Year	6.8%
5 Year	6.2%
10 Year
15 Year
Since launch	6.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	6.4%
2023	7.3%
2022	7%
2021	4.9%
2020	3.3%
2019	4.1%
2018	6.6%
2017	7.5%
2016	6.7%
2015	7.8%

Fund Manager information for Baroda Pioneer Liquid Fund

Name	Since	Tenure
Gurvinder Wasan	21 Oct 24	1.78 Yr.
Vikram Pamnani	14 Mar 22	4.39 Yr.

Data below for Baroda Pioneer Liquid Fund as on 30 Jun 26

Asset Allocation

Asset Class	Value
Cash	99.77%
Other	0.23%

Debt Sector Allocation

Sector	Value
Cash Equivalent	78.33%
Government	14.67%
Corporate	6.76%

Credit Quality

Rating	Value
AA	1.07%
AAA	98.93%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
India (Republic of) - \| -	4%	₹498 Cr	50,000,000
India (Republic of) - \| -	4%	₹497 Cr	50,000,000
Reliance Retail Ventures Limited Commercial Paper \| -	3%	₹297 Cr	6,000
Punjab National Bank Debentures \| -	2%	₹273 Cr	5,500
Union Bank Of India Certificate of Deposit \| -	2%	₹249 Cr	5,000
National Bank For Agriculture And Rural Development Commercial Paper \| -	2%	₹249 Cr	5,000
Grasim Industries Ltd. Commercial Paper \| -	2%	₹249 Cr	5,000 ↑ 5,000
India (Republic of) - \| -	2%	₹248 Cr	25,000,000
National Bank for Agriculture and Rural Development Commercial Paper \| -	2%	₹247 Cr	5,000 ↑ 5,000
Small Industries Development Bank of India Commercial Paper \| -	2%	₹247 Cr	5,000

Disclaimer:
येथे प्रदान केलेली माहिती अचूक असल्याची खात्री करण्यासाठी सर्व प्रयत्न केले गेले आहेत. तथापि, डेटाच्या अचूकतेबद्दल कोणतीही हमी दिली जात नाही. कृपया कोणतीही गुंतवणूक करण्यापूर्वी योजना माहिती दस्तऐवजासह सत्यापित करा.