2022 साठी शीर्ष 10 सर्वोत्तम HDFC म्युच्युअल फंड योजना

Updated on January 26, 2026 , 30661 views

एचडीएफसी म्युच्युअल फंड सर्वात मोठ्या पैकी एक आहेAMCभारतात आहे. फंड हाऊस विविध श्रेणींमध्ये सातत्यपूर्ण फंड कामगिरी वितरीत करण्यावर लक्ष केंद्रित करते.

एकल सर्वात महत्वाचेघटक जे गुंतवणूकदारांना HDFC मध्ये गुंतवणूक करण्यास प्रवृत्त करतेम्युच्युअल फंड ते "ते देतेगुंतवणूकदार आर्थिक क्षेत्रात फायदेशीर गुंतवणूक करण्याची संधीबाजार, बाजारातील चढउतारांची सतत चिंता न करता. फंड हाऊस संपूर्ण म्युच्युअल फंड श्रेणीतून योजना ऑफर करते जसे की- इक्विटी, डेट, फिक्स्डउत्पन्न,सेवानिवृत्ती निधी इ.

गुंतवणूकदार त्यांच्या गुंतवणूकीच्या उद्दिष्टांनुसार या फंडांमध्ये गुंतवणूक करू शकतात आणिजोखीम भूक. उच्च-जोखीम घेण्यास इच्छुक गुंतवणूकदार गुंतवणूक करू शकतातइक्विटी फंड आणि सरासरी जोखीम भूक असलेली व्यक्ती आदर्शपणे गुंतवणूक करू शकतेकर्ज निधी.

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पर्यायांची विविधता:गुंतवणूक HDFC म्युच्युअल फंडामध्ये ब्रॉड येतोश्रेणी निवडींचा.
कर लाभ: HDFC म्युच्युअल फंडाच्या काही योजना गुंतवणूकदारांना कर लाभ देतात.
गुंतवणूकदाराची गरज पूर्ण करणे: कंपनीकडे अशी उत्पादने आहेत जी प्रत्येक प्रकारच्या गुंतवणूकदारांना अनुकूल असतील. फंडांची श्रेणी अल्प-मुदतीपासून दीर्घकालीन आणि अगदी ओपन-एंडेड ते क्लोज-एंडेड फंडांपर्यंत असते. गुंतवणूकदाराला जे हवे आहे ते मिळेल याची खात्री कंपनी करते. हे कमी, मध्यम आणि उच्च जोखीम असलेली उत्पादने देखील देते.

तुम्ही 2022 साठी खाली दिलेल्या शीर्ष 10 सर्वोत्तम HDFC म्युच्युअल फंड योजनांमधून एक फंड निवडू शकता. हे फंड काही महत्त्वाचे पॅरामीटर्स जसे की AUM, हाती घेऊन शॉर्टलिस्ट केले गेले आहेत.नाही, मागील कामगिरी, समवयस्क सरासरी परतावा इ.

सर्वोत्तम HDFC म्युच्युअल फंड योजना

Fund	NAV	Net Assets (Cr)	Min Investment	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	Since launch (%)	2024 (%)
HDFC Banking and PSU Debt Fund Growth	₹23.5975 ↓ -0.01	₹5,719	5,000	300	0.4	1.6	6.6	7.2	5.8	7.5	7.5
HDFC Corporate Bond Fund Growth	₹33.3198 ↓ 0.00	₹34,805	5,000	300	0.3	1.4	6.3	7.5	6	8	7.3
HDFC Balanced Advantage Fund Growth	₹525.246 ↑ 3.83	₹108,205	5,000	300	-1.2	2.3	9.4	17.9	19.2	17.9	7.2
HDFC Equity Savings Fund Growth	₹67.364 ↑ 0.25	₹5,897	5,000	300	0.2	2.7	7.7	10.3	10.4	9.3	6.8
HDFC Small Cap Fund Growth	₹131.925 ↑ 1.64	₹37,753	5,000	300	-8.4	-6	7.7	19.6	23.1	15.6	-0.6
HDFC Credit Risk Debt Fund Growth	₹24.8728 ↓ 0.00	₹6,974	5,000	300	0.9	2.6	7.4	7.4	6.6	8	8
HDFC Hybrid Debt Fund Growth	₹82.9577 ↑ 0.21	₹3,354	5,000	300	-0.3	1	5.6	9.7	9.6	10.1	5.5
HDFC Long Term Advantage Fund Growth	₹595.168 ↑ 0.28	₹1,318	500	500	1.2	15.4	35.5	20.6	17.4	21.4
HDFC Multi-Asset Fund Growth	₹76.57 ↑ 0.64	₹5,460	5,000	300	3	7.7	16.4	15.6	14	10.5	13.2
HDFC Mid-Cap Opportunities Fund Growth	₹198.979 ↑ 1.83	₹92,642	5,000	300	-1	2.8	15.4	25.8	24.9	17.4	6.8
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 28 Jan 26

Research Highlights & Commentary of 10 Funds showcased

Commentary	HDFC Banking and PSU Debt Fund	HDFC Corporate Bond Fund	HDFC Balanced Advantage Fund	HDFC Equity Savings Fund	HDFC Small Cap Fund	HDFC Credit Risk Debt Fund	HDFC Hybrid Debt Fund	HDFC Long Term Advantage Fund	HDFC Multi-Asset Fund	HDFC Mid-Cap Opportunities Fund
Point 1	Lower mid AUM (₹5,719 Cr).	Upper mid AUM (₹34,805 Cr).	Highest AUM (₹108,205 Cr).	Lower mid AUM (₹5,897 Cr).	Upper mid AUM (₹37,753 Cr).	Upper mid AUM (₹6,974 Cr).	Bottom quartile AUM (₹3,354 Cr).	Bottom quartile AUM (₹1,318 Cr).	Bottom quartile AUM (₹5,460 Cr).	Top quartile AUM (₹92,642 Cr).
Point 2	Established history (11+ yrs).	Established history (15+ yrs).	Oldest track record among peers (25 yrs).	Established history (21+ yrs).	Established history (17+ yrs).	Established history (11+ yrs).	Established history (22+ yrs).	Established history (25+ yrs).	Established history (20+ yrs).	Established history (18+ yrs).
Point 3	Top rated.	Rating: 5★ (top quartile).	Rating: 4★ (upper mid).	Rating: 4★ (upper mid).	Rating: 4★ (upper mid).	Rating: 4★ (lower mid).	Rating: 4★ (lower mid).	Rating: 3★ (bottom quartile).	Rating: 3★ (bottom quartile).	Rating: 3★ (bottom quartile).
Point 4	Risk profile: Moderately Low.	Risk profile: Moderately Low.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderate.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderate.	Risk profile: Moderately High.
Point 5	1Y return: 6.57% (bottom quartile).	1Y return: 6.33% (bottom quartile).	5Y return: 19.21% (upper mid).	5Y return: 10.43% (lower mid).	5Y return: 23.12% (top quartile).	1Y return: 7.36% (lower mid).	5Y return: 9.56% (lower mid).	5Y return: 17.39% (upper mid).	5Y return: 13.98% (upper mid).	5Y return: 24.91% (top quartile).
Point 6	1M return: -0.16% (upper mid).	1M return: -0.24% (upper mid).	3Y return: 17.86% (upper mid).	3Y return: 10.29% (lower mid).	3Y return: 19.61% (upper mid).	1M return: 0.19% (upper mid).	3Y return: 9.72% (lower mid).	3Y return: 20.64% (top quartile).	3Y return: 15.58% (upper mid).	3Y return: 25.80% (top quartile).
Point 7	Sharpe: 0.74 (upper mid).	Sharpe: 0.63 (upper mid).	1Y return: 9.43% (upper mid).	1Y return: 7.74% (upper mid).	1Y return: 7.69% (lower mid).	Sharpe: 1.63 (top quartile).	1Y return: 5.55% (bottom quartile).	1Y return: 35.51% (top quartile).	1Y return: 16.39% (top quartile).	1Y return: 15.40% (upper mid).
Point 8	Information ratio: 0.00 (top quartile).	Information ratio: 0.00 (upper mid).	1M return: -1.56% (bottom quartile).	1M return: -0.55% (lower mid).	Alpha: 0.00 (lower mid).	Information ratio: 0.00 (lower mid).	1M return: -0.50% (lower mid).	Alpha: 1.75 (top quartile).	1M return: 0.99% (top quartile).	Alpha: 0.63 (top quartile).
Point 9	Yield to maturity (debt): 6.99% (upper mid).	Yield to maturity (debt): 7.13% (top quartile).	Alpha: 0.00 (upper mid).	Alpha: 0.00 (lower mid).	Sharpe: -0.23 (bottom quartile).	Yield to maturity (debt): 8.10% (top quartile).	Alpha: 0.00 (bottom quartile).	Sharpe: 2.27 (top quartile).	Alpha: 0.00 (bottom quartile).	Sharpe: 0.12 (bottom quartile).
Point 10	Modified duration: 3.22 yrs (lower mid).	Modified duration: 4.53 yrs (bottom quartile).	Sharpe: 0.16 (lower mid).	Sharpe: 0.17 (lower mid).	Information ratio: 0.00 (lower mid).	Modified duration: 2.46 yrs (upper mid).	Sharpe: -0.09 (bottom quartile).	Information ratio: -0.15 (bottom quartile).	Sharpe: 1.10 (upper mid).	Information ratio: 0.44 (top quartile).

HDFC Banking and PSU Debt Fund

Lower mid AUM (₹5,719 Cr).
Established history (11+ yrs).
Top rated.
Risk profile: Moderately Low.
1Y return: 6.57% (bottom quartile).
1M return: -0.16% (upper mid).
Sharpe: 0.74 (upper mid).
Information ratio: 0.00 (top quartile).
Yield to maturity (debt): 6.99% (upper mid).
Modified duration: 3.22 yrs (lower mid).

HDFC Corporate Bond Fund

Upper mid AUM (₹34,805 Cr).
Established history (15+ yrs).
Rating: 5★ (top quartile).
Risk profile: Moderately Low.
1Y return: 6.33% (bottom quartile).
1M return: -0.24% (upper mid).
Sharpe: 0.63 (upper mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 7.13% (top quartile).
Modified duration: 4.53 yrs (bottom quartile).

HDFC Balanced Advantage Fund

Highest AUM (₹108,205 Cr).
Oldest track record among peers (25 yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 19.21% (upper mid).
3Y return: 17.86% (upper mid).
1Y return: 9.43% (upper mid).
1M return: -1.56% (bottom quartile).
Alpha: 0.00 (upper mid).
Sharpe: 0.16 (lower mid).

HDFC Equity Savings Fund

Lower mid AUM (₹5,897 Cr).
Established history (21+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 10.43% (lower mid).
3Y return: 10.29% (lower mid).
1Y return: 7.74% (upper mid).
1M return: -0.55% (lower mid).
Alpha: 0.00 (lower mid).
Sharpe: 0.17 (lower mid).

HDFC Small Cap Fund

Upper mid AUM (₹37,753 Cr).
Established history (17+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 23.12% (top quartile).
3Y return: 19.61% (upper mid).
1Y return: 7.69% (lower mid).
Alpha: 0.00 (lower mid).
Sharpe: -0.23 (bottom quartile).
Information ratio: 0.00 (lower mid).

HDFC Credit Risk Debt Fund

Upper mid AUM (₹6,974 Cr).
Established history (11+ yrs).
Rating: 4★ (lower mid).
Risk profile: Moderate.
1Y return: 7.36% (lower mid).
1M return: 0.19% (upper mid).
Sharpe: 1.63 (top quartile).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 8.10% (top quartile).
Modified duration: 2.46 yrs (upper mid).

HDFC Hybrid Debt Fund

Bottom quartile AUM (₹3,354 Cr).
Established history (22+ yrs).
Rating: 4★ (lower mid).
Risk profile: Moderately High.
5Y return: 9.56% (lower mid).
3Y return: 9.72% (lower mid).
1Y return: 5.55% (bottom quartile).
1M return: -0.50% (lower mid).
Alpha: 0.00 (bottom quartile).
Sharpe: -0.09 (bottom quartile).

HDFC Long Term Advantage Fund

Bottom quartile AUM (₹1,318 Cr).
Established history (25+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 17.39% (upper mid).
3Y return: 20.64% (top quartile).
1Y return: 35.51% (top quartile).
Alpha: 1.75 (top quartile).
Sharpe: 2.27 (top quartile).
Information ratio: -0.15 (bottom quartile).

HDFC Multi-Asset Fund

Bottom quartile AUM (₹5,460 Cr).
Established history (20+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderate.
5Y return: 13.98% (upper mid).
3Y return: 15.58% (upper mid).
1Y return: 16.39% (top quartile).
1M return: 0.99% (top quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: 1.10 (upper mid).

HDFC Mid-Cap Opportunities Fund

Top quartile AUM (₹92,642 Cr).
Established history (18+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 24.91% (top quartile).
3Y return: 25.80% (top quartile).
1Y return: 15.40% (upper mid).
Alpha: 0.63 (top quartile).
Sharpe: 0.12 (bottom quartile).
Information ratio: 0.44 (top quartile).

1. HDFC Banking and PSU Debt Fund

To generate regular income through investments in debt and money market instruments consisting predominantly of securities issued by entities such as Scheduled Commercial Banks and Public Sector undertakings. There is no assurance that the investment objective of the Scheme will be realized.

Research Highlights for HDFC Banking and PSU Debt Fund

Lower mid AUM (₹5,719 Cr).
Established history (11+ yrs).
Top rated.
Risk profile: Moderately Low.
1Y return: 6.57% (bottom quartile).
1M return: -0.16% (upper mid).
Sharpe: 0.74 (upper mid).
Information ratio: 0.00 (top quartile).
Yield to maturity (debt): 6.99% (upper mid).
Modified duration: 3.22 yrs (lower mid).
Average maturity: 4.55 yrs (lower mid).
Exit load: NIL.

Below is the key information for HDFC Banking and PSU Debt Fund

HDFC Banking and PSU Debt Fund Growth
Launch Date	26 Mar 14
NAV (28 Jan 26)	₹23.5975 ↓ -0.01 (-0.05 %)
Net Assets (Cr)	₹5,719 on 31 Dec 25
Category	Debt - Banking & PSU Debt
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆☆☆
Risk	Moderately Low
Expense Ratio	0.78
Sharpe Ratio	0.74
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	NIL
Yield to Maturity	6.99%
Effective Maturity	4 Years 6 Months 18 Days
Modified Duration	3 Years 2 Months 19 Days

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹10,366
31 Dec 22	₹10,706
31 Dec 23	₹11,437
31 Dec 24	₹12,335
31 Dec 25	₹13,255

HDFC Banking and PSU Debt Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for HDFC Banking and PSU Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jan 26

Duration	Returns
1 Month	-0.2%
3 Month	0.4%
6 Month	1.6%
1 Year	6.6%
3 Year	7.2%
5 Year	5.8%
10 Year
15 Year
Since launch	7.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.5%
2023	7.9%
2022	6.8%
2021	3.3%
2020	3.7%
2019	10.6%
2018	10.2%
2017	5.9%
2016	6.3%
2015	10.8%

Fund Manager information for HDFC Banking and PSU Debt Fund

Name	Since	Tenure
Anil Bamboli	26 Mar 14	11.78 Yr.
Dhruv Muchhal	22 Jun 23	2.53 Yr.

Data below for HDFC Banking and PSU Debt Fund as on 31 Dec 25

Asset Allocation

Asset Class	Value
Cash	6.96%
Debt	92.73%
Other	0.31%

Debt Sector Allocation

Sector	Value
Corporate	57.74%
Government	35.84%
Cash Equivalent	6.11%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Indian Railway Finance Corporation Limited Debentures \| -	5%	₹279 Cr	27,500
Indian Railway Finance Corporation Limited Debentures \| -	4%	₹204 Cr	20,000
7.18% Govt Stock 2033 Sovereign Bonds \| -	3%	₹170 Cr	16,500,000
Bajaj Housing Finance Limited Debentures \| -	3%	₹152 Cr	15,000
Rec Limited Debentures \| -	3%	₹152 Cr	1,500
Housing And Urban Development Corporation Limited Debentures \| -	3%	₹151 Cr	15,000
7.26% Govt Stock 2033 Sovereign Bonds \| -	3%	₹150 Cr	14,500,000
Small Industries Development Bank Of India Debentures \| -	2%	₹140 Cr	14,000
Housing And Urban Development Corporation Limited Debentures \| -	2%	₹131 Cr	1,250
HDFC Bank Limited Debentures \| -	2%	₹129 Cr	12,500

2. HDFC Corporate Bond Fund

(Erstwhile HDFC Medium Term Opportunities Fund)

To generate regular income through investments in Debt/ Money Market Instruments and Government Securities with maturities not exceeding 60 months.

Research Highlights for HDFC Corporate Bond Fund

Upper mid AUM (₹34,805 Cr).
Established history (15+ yrs).
Rating: 5★ (top quartile).
Risk profile: Moderately Low.
1Y return: 6.33% (bottom quartile).
1M return: -0.24% (upper mid).
Sharpe: 0.63 (upper mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 7.13% (top quartile).
Modified duration: 4.53 yrs (bottom quartile).
Average maturity: 7.80 yrs (bottom quartile).
Exit load: NIL.

Below is the key information for HDFC Corporate Bond Fund

HDFC Corporate Bond Fund Growth
Launch Date	29 Jun 10
NAV (28 Jan 26)	₹33.3198 ↓ 0.00 (0.00 %)
Net Assets (Cr)	₹34,805 on 31 Dec 25
Category	Debt - Corporate Bond
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆☆☆
Risk	Moderately Low
Expense Ratio	0.6
Sharpe Ratio	0.63
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	NIL
Yield to Maturity	7.13%
Effective Maturity	7 Years 9 Months 18 Days
Modified Duration	4 Years 6 Months 11 Days

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹10,390
31 Dec 22	₹10,730
31 Dec 23	₹11,503
31 Dec 24	₹12,487
31 Dec 25	₹13,403

HDFC Corporate Bond Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for HDFC Corporate Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jan 26

Duration	Returns
1 Month	-0.2%
3 Month	0.3%
6 Month	1.4%
1 Year	6.3%
3 Year	7.5%
5 Year	6%
10 Year
15 Year
Since launch	8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.3%
2023	8.6%
2022	7.2%
2021	3.3%
2020	3.9%
2019	11.8%
2018	10.3%
2017	6.5%
2016	6.5%
2015	10.6%

Fund Manager information for HDFC Corporate Bond Fund

Name	Since	Tenure
Anupam Joshi	27 Oct 15	10.19 Yr.
Dhruv Muchhal	22 Jun 23	2.53 Yr.

Data below for HDFC Corporate Bond Fund as on 31 Dec 25

Asset Allocation

Asset Class	Value
Cash	3.73%
Debt	95.98%
Other	0.29%

Debt Sector Allocation

Sector	Value
Corporate	57.46%
Government	38.51%
Cash Equivalent	3.74%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
6.68% Govt Stock 2040 Sovereign Bonds \| -	7%	₹2,428 Cr	250,000,000 ↑ 30,000,000
Bajaj Finance Limited Debentures \| -	3%	₹1,121 Cr	112,500
6.9% Govt Stock 2065 Sovereign Bonds \| -	3%	₹1,047 Cr	111,000,000
6.82% Govt Stock 2033 Sovereign Bonds \| -	2%	₹836 Cr	81,000,000
State Bank Of India Debentures \| -	2%	₹775 Cr	775 ↓ -25
6.92% Govt Stock 2039 Sovereign Bonds \| -	2%	₹730 Cr	73,000,000 ↓ -2,000,000
HDFC Bank Limited Debentures \| -	1%	₹512 Cr	50,000
Small Industries Development Bank Of India Debentures \| -	1%	₹507 Cr	50,000
LIC Housing Finance Ltd Debentures \| -	1%	₹507 Cr	5,000
Rural Electrification Corporation Limited Debentures \| -	1%	₹469 Cr	4,500

3. HDFC Balanced Advantage Fund

(Erstwhile HDFC Growth Fund and HDFC Prudence Fund)

Aims to generate long term capital appreciation from a portfolio that is invested predominantly in equity and equity related instruments.

Research Highlights for HDFC Balanced Advantage Fund

Highest AUM (₹108,205 Cr).
Oldest track record among peers (25 yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 19.21% (upper mid).
3Y return: 17.86% (upper mid).
1Y return: 9.43% (upper mid).
1M return: -1.56% (bottom quartile).
Alpha: 0.00 (upper mid).
Sharpe: 0.16 (lower mid).
Information ratio: 0.00 (upper mid).

Below is the key information for HDFC Balanced Advantage Fund

HDFC Balanced Advantage Fund Growth
Launch Date	11 Sep 00
NAV (28 Jan 26)	₹525.246 ↑ 3.83 (0.73 %)
Net Assets (Cr)	₹108,205 on 31 Dec 25
Category	Hybrid - Dynamic Allocation
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.36
Sharpe Ratio	0.16
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹12,636
31 Dec 22	₹15,009
31 Dec 23	₹19,706
31 Dec 24	₹22,998
31 Dec 25	₹24,663

HDFC Balanced Advantage Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹493,520.
Net Profit of ₹193,520 Invest Now

Returns for HDFC Balanced Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jan 26

Duration	Returns
1 Month	-1.6%
3 Month	-1.2%
6 Month	2.3%
1 Year	9.4%
3 Year	17.9%
5 Year	19.2%
10 Year
15 Year
Since launch	17.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.2%
2023	16.7%
2022	31.3%
2021	18.8%
2020	26.4%
2019	7.6%
2018	6.9%
2017	-3.1%
2016	27.9%
2015	9.4%

Fund Manager information for HDFC Balanced Advantage Fund

Name	Since	Tenure
Anil Bamboli	29 Jul 22	3.43 Yr.
Gopal Agrawal	29 Jul 22	3.43 Yr.
Arun Agarwal	6 Oct 22	3.24 Yr.
Srinivasan Ramamurthy	29 Jul 22	3.43 Yr.
Dhruv Muchhal	22 Jun 23	2.53 Yr.
Nandita Menezes	29 Mar 25	0.76 Yr.

Data below for HDFC Balanced Advantage Fund as on 31 Dec 25

Asset Allocation

Asset Class	Value
Cash	6.55%
Equity	67.51%
Debt	25.94%

Equity Sector Allocation

Sector	Value
Financial Services	23.72%
Industrials	8.05%
Energy	7.8%
Consumer Cyclical	6.99%
Technology	6.48%
Health Care	4.22%
Utility	3.94%
Communication Services	3.63%
Consumer Defensive	2.5%
Basic Materials	2.21%
Real Estate	1.83%

Debt Sector Allocation

Sector	Value
Corporate	12.87%
Government	12.84%
Cash Equivalent	6.77%

Credit Quality

Rating	Value
AA	0.88%
AAA	97.59%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Mar 22 \| HDFCBANK	5%	₹5,730 Cr	57,808,702 ↑ 2,000,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 09 \| 532174	4%	₹4,668 Cr	34,763,763
Reliance Industries Ltd (Energy) Equity, Since 31 Dec 21 \| RELIANCE	4%	₹4,393 Cr	27,972,742 ↑ 67,108
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Aug 20 \| BHARTIARTL	3%	₹3,528 Cr	16,754,354
State Bank of India (Financial Services) Equity, Since 31 May 07 \| SBIN	3%	₹3,438 Cr	35,000,000
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Jun 12 \| LT	2%	₹2,687 Cr	6,579,083
Infosys Ltd (Technology) Equity, Since 31 Oct 09 \| INFY	2%	₹2,628 Cr	16,266,004 ↓ -497,799
Axis Bank Ltd (Financial Services) Equity, Since 31 Aug 17 \| 532215	2%	₹2,517 Cr	19,827,457
7.18% Govt Stock 2033 Sovereign Bonds \| -	2%	₹2,255 Cr	218,533,300
NTPC Ltd (Utilities) Equity, Since 31 Aug 16 \| 532555	2%	₹2,206 Cr	66,937,415 ↓ -1,648,500

4. HDFC Equity Savings Fund

The investment objective of the scheme is to provide capital appreciation and income distribution to the investors using arbitrage opportunities, investment in equity / equity related instruments and debt / money market instruments.

Research Highlights for HDFC Equity Savings Fund

Lower mid AUM (₹5,897 Cr).
Established history (21+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 10.43% (lower mid).
3Y return: 10.29% (lower mid).
1Y return: 7.74% (upper mid).
1M return: -0.55% (lower mid).
Alpha: 0.00 (lower mid).
Sharpe: 0.17 (lower mid).
Information ratio: 0.00 (upper mid).

Below is the key information for HDFC Equity Savings Fund

HDFC Equity Savings Fund Growth
Launch Date	17 Sep 04
NAV (28 Jan 26)	₹67.364 ↑ 0.25 (0.37 %)
Net Assets (Cr)	₹5,897 on 31 Dec 25
Category	Hybrid - Equity Savings
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.9
Sharpe Ratio	0.17
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹11,678
31 Dec 22	₹12,384
31 Dec 23	₹14,090
31 Dec 24	₹15,538
31 Dec 25	₹16,596

HDFC Equity Savings Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹395,578.
Net Profit of ₹95,578 Invest Now

Returns for HDFC Equity Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jan 26

Duration	Returns
1 Month	-0.5%
3 Month	0.2%
6 Month	2.7%
1 Year	7.7%
3 Year	10.3%
5 Year	10.4%
10 Year
15 Year
Since launch	9.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	6.8%
2023	10.3%
2022	13.8%
2021	6%
2020	16.8%
2019	8.8%
2018	5.8%
2017	0.9%
2016	16.5%
2015	14.1%

Fund Manager information for HDFC Equity Savings Fund

Name	Since	Tenure
Anil Bamboli	17 Sep 04	21.3 Yr.
Arun Agarwal	17 Sep 04	21.3 Yr.
Srinivasan Ramamurthy	14 Dec 21	4.05 Yr.
Dhruv Muchhal	22 Jun 23	2.53 Yr.
Nandita Menezes	29 Mar 25	0.76 Yr.

Data below for HDFC Equity Savings Fund as on 31 Dec 25

Asset Allocation

Asset Class	Value
Cash	39.77%
Equity	39.23%
Debt	21%

Equity Sector Allocation

Sector	Value
Financial Services	23.63%
Consumer Cyclical	9.6%
Energy	8.31%
Industrials	7.02%
Health Care	5.56%
Technology	4.1%
Basic Materials	3.71%
Utility	2.35%
Communication Services	2.32%
Consumer Defensive	2.03%
Real Estate	1.45%

Debt Sector Allocation

Sector	Value
Cash Equivalent	39.77%
Corporate	10.71%
Government	10.29%

Credit Quality

Rating	Value
AA	11.42%
AAA	88.58%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Mar 17 \| HDFCBANK	9%	₹514 Cr	5,186,900
Reliance Industries Ltd (Energy) Equity, Since 31 Dec 15 \| RELIANCE	6%	₹375 Cr	2,388,500
Hdfc Bank Ltd. Derivatives \| SHORT	6%	-₹328 Cr	3,287,900
ICICI Bank Ltd (Financial Services) Equity, Since 31 May 12 \| 532174	5%	₹321 Cr	2,389,000
Reliance Industries Ltd. Derivatives \| SHORT	4%	-₹259 Cr	1,638,500
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Dec 15 \| LT	4%	₹219 Cr	535,325
Titan Company Ltd. Derivatives \| SHORT	3%	-₹195 Cr	479,325
Titan Co Ltd (Consumer Cyclical) Equity, Since 31 Jul 17 \| TITAN	3%	₹194 Cr	479,325
Sun Pharmaceuticals Industries Ltd (Healthcare) Equity, Since 30 Jun 16 \| SUNPHARMA	3%	₹192 Cr	1,118,350
State Bank of India (Financial Services) Equity, Since 30 Sep 12 \| SBIN	3%	₹172 Cr	1,756,250

5. HDFC Small Cap Fund

To provide long-term capital appreciation by investing predominantly in Small-Cap and Mid-Cap companies.

Research Highlights for HDFC Small Cap Fund

Upper mid AUM (₹37,753 Cr).
Established history (17+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 23.12% (top quartile).
3Y return: 19.61% (upper mid).
1Y return: 7.69% (lower mid).
Alpha: 0.00 (lower mid).
Sharpe: -0.23 (bottom quartile).
Information ratio: 0.00 (lower mid).

Below is the key information for HDFC Small Cap Fund

HDFC Small Cap Fund Growth
Launch Date	3 Apr 08
NAV (28 Jan 26)	₹131.925 ↑ 1.64 (1.26 %)
Net Assets (Cr)	₹37,753 on 31 Dec 25
Category	Equity - Small Cap
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.58
Sharpe Ratio	-0.23
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹16,488
31 Dec 22	₹17,245
31 Dec 23	₹24,978
31 Dec 24	₹30,076
31 Dec 25	₹29,901

HDFC Small Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹543,623.
Net Profit of ₹243,623 Invest Now

Returns for HDFC Small Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jan 26

Duration	Returns
1 Month	-4.5%
3 Month	-8.4%
6 Month	-6%
1 Year	7.7%
3 Year	19.6%
5 Year	23.1%
10 Year
15 Year
Since launch	15.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	-0.6%
2023	20.4%
2022	44.8%
2021	4.6%
2020	64.9%
2019	20.2%
2018	-9.5%
2017	-8.1%
2016	60.8%
2015	5.4%

Fund Manager information for HDFC Small Cap Fund

Name	Since	Tenure
Chirag Setalvad	28 Jun 14	11.52 Yr.
Dhruv Muchhal	22 Jun 23	2.53 Yr.

Data below for HDFC Small Cap Fund as on 31 Dec 25

Equity Sector Allocation

Sector	Value
Industrials	21.94%
Consumer Cyclical	18.99%
Financial Services	12.85%
Technology	12.73%
Health Care	11.15%
Basic Materials	7.21%
Consumer Defensive	4.08%
Communication Services	1.57%

Asset Allocation

Asset Class	Value
Cash	9.48%
Equity	90.52%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Firstsource Solutions Ltd (Technology) Equity, Since 31 Mar 18 \| FSL	5%	₹1,856 Cr	55,264,362
Aster DM Healthcare Ltd Ordinary Shares (Healthcare) Equity, Since 30 Jun 19 \| ASTERDM	4%	₹1,476 Cr	23,927,134
eClerx Services Ltd (Technology) Equity, Since 31 Mar 18 \| ECLERX	4%	₹1,475 Cr	3,141,244 ↓ -150,000
Bank of Baroda (Financial Services) Equity, Since 31 Mar 19 \| 532134	4%	₹1,386 Cr	46,828,792
Eris Lifesciences Ltd Registered Shs (Healthcare) Equity, Since 31 Jul 23 \| ERIS	3%	₹980 Cr	6,506,651 ↑ 24,551
Gabriel India Ltd (Consumer Cyclical) Equity, Since 31 Oct 18 \| GABRIEL	2%	₹931 Cr	9,223,375 ↓ -75,000
Fortis Healthcare Ltd (Healthcare) Equity, Since 31 Jul 23 \| 532843	2%	₹835 Cr	9,440,132
Indian Bank (Financial Services) Equity, Since 31 Jul 16 \| 532814	2%	₹811 Cr	9,688,128
Sonata Software Ltd (Technology) Equity, Since 31 Oct 17 \| SONATSOFTW	2%	₹698 Cr	19,409,949 ↑ 38,730
Krishna Institute of Medical Sciences Ltd (Healthcare) Equity, Since 31 Jul 23 \| 543308	2%	₹677 Cr	11,127,166

6. HDFC Credit Risk Debt Fund

(Erstwhile HDFC Corporate Debt Opportunities Fund)

To generate regular income and capital appreciation by investing predominantly in corporate debt.

Research Highlights for HDFC Credit Risk Debt Fund

Upper mid AUM (₹6,974 Cr).
Established history (11+ yrs).
Rating: 4★ (lower mid).
Risk profile: Moderate.
1Y return: 7.36% (lower mid).
1M return: 0.19% (upper mid).
Sharpe: 1.63 (top quartile).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 8.10% (top quartile).
Modified duration: 2.46 yrs (upper mid).
Average maturity: 3.93 yrs (lower mid).
Exit load: 0-12 Months (1%),12-18 Months (0.5%),18 Months and above(NIL).

Below is the key information for HDFC Credit Risk Debt Fund

HDFC Credit Risk Debt Fund Growth
Launch Date	25 Mar 14
NAV (28 Jan 26)	₹24.8728 ↓ 0.00 (-0.01 %)
Net Assets (Cr)	₹6,974 on 31 Dec 25
Category	Debt - Credit Risk
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆☆
Risk	Moderate
Expense Ratio	1.51
Sharpe Ratio	1.63
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	0-12 Months (1%),12-18 Months (0.5%),18 Months and above(NIL)
Yield to Maturity	8.1%
Effective Maturity	3 Years 11 Months 5 Days
Modified Duration	2 Years 5 Months 16 Days

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹10,698
31 Dec 22	₹11,095
31 Dec 23	₹11,829
31 Dec 24	₹12,798
31 Dec 25	₹13,820

HDFC Credit Risk Debt Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for HDFC Credit Risk Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jan 26

Duration	Returns
1 Month	0.2%
3 Month	0.9%
6 Month	2.6%
1 Year	7.4%
3 Year	7.4%
5 Year	6.6%
10 Year
15 Year
Since launch	8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	8%
2023	8.2%
2022	6.6%
2021	3.7%
2020	7%
2019	10.9%
2018	8.6%
2017	5.4%
2016	6.6%
2015	11%

Fund Manager information for HDFC Credit Risk Debt Fund

Name	Since	Tenure
Shobhit Mehrotra	25 Mar 14	11.78 Yr.
Dhruv Muchhal	22 Jun 23	2.53 Yr.

Data below for HDFC Credit Risk Debt Fund as on 31 Dec 25

Asset Allocation

Asset Class	Value
Cash	7.42%
Equity	4.15%
Debt	88.08%
Other	0.35%

Debt Sector Allocation

Sector	Value
Corporate	74.25%
Government	13.83%
Cash Equivalent	7.42%

Credit Quality

Rating	Value
A	13.7%
AA	58.51%
AAA	27.79%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
The Sandur Manganese And Iron Ores Limited Debentures \| -	4%	₹282 Cr	30,000
GMR Airports Limited Debentures \| -	4%	₹270 Cr	26,500
TATA Projects Limited Debentures \| -	4%	₹252 Cr	25,000
The Tata Power Company Limited Debentures \| -	3%	₹230 Cr	2,190
Jubilant Beverages Limited Debentures \| -	3%	₹205 Cr	19,190
Bamboo Hotel And Global Centre (Delhi) Private Limited Debentures \| -	3%	₹202 Cr	20,000
Kalpataru Projects International Limited Debentures \| -	3%	₹201 Cr	20,000
SK Finance Limited Debentures \| -	3%	₹201 Cr	20,000
Jubilant Bevco Limited Debentures \| -	3%	₹191 Cr	17,750
Kalpataru Projects International Limited Debentures \| -	3%	₹180 Cr	18,000

7. HDFC Hybrid Debt Fund

(Erstwhile HDFC MF Monthly Income Plan - LTP)

The primary objective of Scheme is to generate regular returns through investment primarily in Debt and Money Market Instruments. The secondary objective of the Scheme is to generate long-term capital appreciation by investing a portion of the Scheme`s assets in equity and equity related instruments. However, there can be no assurance that the investment objective of the Scheme will be achieved.

Research Highlights for HDFC Hybrid Debt Fund

Bottom quartile AUM (₹3,354 Cr).
Established history (22+ yrs).
Rating: 4★ (lower mid).
Risk profile: Moderately High.
5Y return: 9.56% (lower mid).
3Y return: 9.72% (lower mid).
1Y return: 5.55% (bottom quartile).
1M return: -0.50% (lower mid).
Alpha: 0.00 (bottom quartile).
Sharpe: -0.09 (bottom quartile).
Information ratio: 0.00 (bottom quartile).

Below is the key information for HDFC Hybrid Debt Fund

HDFC Hybrid Debt Fund Growth
Launch Date	26 Dec 03
NAV (28 Jan 26)	₹82.9577 ↑ 0.21 (0.26 %)
Net Assets (Cr)	₹3,354 on 31 Dec 25
Category	Hybrid - Hybrid Debt
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.76
Sharpe Ratio	-0.09
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹11,336
31 Dec 22	₹12,016
31 Dec 23	₹13,688
31 Dec 24	₹15,121
31 Dec 25	₹15,958

HDFC Hybrid Debt Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹385,859.
Net Profit of ₹85,859 Invest Now

Returns for HDFC Hybrid Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jan 26

Duration	Returns
1 Month	-0.5%
3 Month	-0.3%
6 Month	1%
1 Year	5.6%
3 Year	9.7%
5 Year	9.6%
10 Year
15 Year
Since launch	10.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	5.5%
2023	10.5%
2022	13.9%
2021	6%
2020	13.4%
2019	10.2%
2018	6.6%
2017	0.6%
2016	10.8%
2015	13%

Fund Manager information for HDFC Hybrid Debt Fund

Name	Since	Tenure
Shobhit Mehrotra	1 Sep 07	18.35 Yr.
Srinivasan Ramamurthy	14 Dec 21	4.05 Yr.
Dhruv Muchhal	22 Jun 23	2.53 Yr.

Data below for HDFC Hybrid Debt Fund as on 31 Dec 25

Asset Allocation

Asset Class	Value
Cash	2.75%
Equity	21.1%
Debt	75.86%
Other	0.29%

Equity Sector Allocation

Sector	Value
Financial Services	8.6%
Energy	2.47%
Technology	1.98%
Health Care	1.8%
Industrials	1.62%
Utility	1.27%
Communication Services	1%
Consumer Cyclical	0.94%
Real Estate	0.65%
Consumer Defensive	0.6%
Basic Materials	0.17%

Debt Sector Allocation

Sector	Value
Government	52.28%
Corporate	23.58%
Cash Equivalent	2.75%

Credit Quality

Rating	Value
AA	4.05%
AAA	95.95%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.34% Govt Stock 2064 Sovereign Bonds \| -	4%	₹140 Cr	14,000,000
7.09% Govt Stock 2054 Sovereign Bonds \| -	3%	₹112 Cr	11,500,000
7.23% Govt Stock 2039 Sovereign Bonds \| -	3%	₹102 Cr	10,000,000
6.54% Govt Stock 2034 Sovereign Bonds \| -	3%	₹102 Cr	10,000,000
7.3% Govt Stock 2053 Sovereign Bonds \| -	3%	₹85 Cr	8,500,000
Indian Railway Finance Corporation Limited Debentures \| -	2%	₹83 Cr	800
7.18% Govt Stock 2037 Sovereign Bonds \| -	2%	₹72 Cr	7,000,000
6.79% Govt Stock 2034 Sovereign Bonds \| -	2%	₹71 Cr	7,000,000
HDFC Bank Ltd (Financial Services) Equity, Since 15 Dec 21 \| HDFCBANK	2%	₹69 Cr	700,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 09 \| 532174	2%	₹67 Cr	500,000

8. HDFC Long Term Advantage Fund

To generate long term capital appreciation from a portfolio that is predominantly in equity and equity related instruments

Research Highlights for HDFC Long Term Advantage Fund

Bottom quartile AUM (₹1,318 Cr).
Established history (25+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 17.39% (upper mid).
3Y return: 20.64% (top quartile).
1Y return: 35.51% (top quartile).
Alpha: 1.75 (top quartile).
Sharpe: 2.27 (top quartile).
Information ratio: -0.15 (bottom quartile).

Below is the key information for HDFC Long Term Advantage Fund

HDFC Long Term Advantage Fund Growth
Launch Date	2 Jan 01
NAV (14 Jan 22)	₹595.168 ↑ 0.28 (0.05 %)
Net Assets (Cr)	₹1,318 on 30 Nov 21
Category	Equity - ELSS
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	2.25
Sharpe Ratio	2.27
Information Ratio	-0.15
Alpha Ratio	1.75
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹13,487

HDFC Long Term Advantage Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Purchase not allowed

Returns for HDFC Long Term Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jan 26

Duration	Returns
1 Month	4.4%
3 Month	1.2%
6 Month	15.4%
1 Year	35.5%
3 Year	20.6%
5 Year	17.4%
10 Year
15 Year
Since launch	21.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015

Fund Manager information for HDFC Long Term Advantage Fund

Name	Since	Tenure

Data below for HDFC Long Term Advantage Fund as on 30 Nov 21

Equity Sector Allocation

Sector	Value

Asset Allocation

Asset Class	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

9. HDFC Multi-Asset Fund

(Erstwhile HDFC Multiple Yield Fund - Plan 2005)

To generate positive returns over medium time frame with low risk of capital loss over medium time frame. However, there can be no assurance that the investment objective of the Scheme will be achieved

Research Highlights for HDFC Multi-Asset Fund

Bottom quartile AUM (₹5,460 Cr).
Established history (20+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderate.
5Y return: 13.98% (upper mid).
3Y return: 15.58% (upper mid).
1Y return: 16.39% (top quartile).
1M return: 0.99% (top quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: 1.10 (upper mid).
Information ratio: 0.00 (bottom quartile).

Below is the key information for HDFC Multi-Asset Fund

HDFC Multi-Asset Fund Growth
Launch Date	17 Aug 05
NAV (28 Jan 26)	₹76.57 ↑ 0.64 (0.84 %)
Net Assets (Cr)	₹5,460 on 31 Dec 25
Category	Hybrid - Multi Asset
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆
Risk	Moderate
Expense Ratio	1.85
Sharpe Ratio	1.1
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	0-15 Months (1%),15 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹11,791
31 Dec 22	₹12,303
31 Dec 23	₹14,514
31 Dec 24	₹16,472
31 Dec 25	₹18,648

HDFC Multi-Asset Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹426,080.
Net Profit of ₹126,080 Invest Now

Returns for HDFC Multi-Asset Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jan 26

Duration	Returns
1 Month	1%
3 Month	3%
6 Month	7.7%
1 Year	16.4%
3 Year	15.6%
5 Year	14%
10 Year
15 Year
Since launch	10.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	13.2%
2023	13.5%
2022	18%
2021	4.3%
2020	17.9%
2019	20.9%
2018	9.3%
2017	-1.9%
2016	11.8%
2015	8.9%

Fund Manager information for HDFC Multi-Asset Fund

Name	Since	Tenure
Anil Bamboli	17 Aug 05	20.39 Yr.
Arun Agarwal	24 Aug 20	5.36 Yr.
Srinivasan Ramamurthy	13 Jan 22	3.97 Yr.
Bhagyesh Kagalkar	2 Feb 22	3.91 Yr.
Dhruv Muchhal	22 Jun 23	2.53 Yr.
Nandita Menezes	29 Mar 25	0.76 Yr.

Data below for HDFC Multi-Asset Fund as on 31 Dec 25

Asset Allocation

Asset Class	Value
Cash	26.15%
Equity	51.35%
Debt	10.6%
Other	11.9%

Equity Sector Allocation

Sector	Value
Financial Services	22.65%
Consumer Cyclical	9.13%
Energy	6.75%
Health Care	5.88%
Technology	5.78%
Industrials	4.67%
Communication Services	3.21%
Consumer Defensive	3.19%
Basic Materials	3.08%
Utility	2.12%
Real Estate	1.94%

Debt Sector Allocation

Sector	Value
Cash Equivalent	25.25%
Government	6.02%
Corporate	5.49%

Credit Quality

Rating	Value
AA	15.3%
AAA	84.7%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Gold ETF - \| -	12%	₹659 Cr	57,946,747
Reliance Industries Ltd (Energy) Equity, Since 30 Jun 18 \| RELIANCE	6%	₹317 Cr	2,016,500
ICICI Bank Ltd (Financial Services) Equity, Since 30 Jun 18 \| 532174	5%	₹299 Cr	2,225,700
HDFC Bank Ltd (Financial Services) Equity, Since 31 May 18 \| HDFCBANK	5%	₹262 Cr	2,641,200
Reliance Industries Ltd. Derivatives \| SHORT	4%	-₹200 Cr	1,266,500 ↑ 1,266,500
State Bank of India (Financial Services) Equity, Since 31 Aug 21 \| SBIN	3%	₹155 Cr	1,575,000
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Jun 18 \| BHARTIARTL	3%	₹154 Cr	731,925
Icici Bank Ltd. Derivatives \| SHORT	3%	-₹149 Cr	1,099,700 ↑ 1,099,700
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 31 Jul 20 \| MARUTI	2%	₹107 Cr	63,800 ↑ 14,539
Axis Bank Ltd (Financial Services) Equity, Since 31 Jan 21 \| 532215	2%	₹102 Cr	800,000 ↑ 50,000

10. HDFC Mid-Cap Opportunities Fund

To generate long-term capital appreciation from a portfolio that is substantially constituted of equity and equity related securities of Small and Mid-Cap companies.

Research Highlights for HDFC Mid-Cap Opportunities Fund

Top quartile AUM (₹92,642 Cr).
Established history (18+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 24.91% (top quartile).
3Y return: 25.80% (top quartile).
1Y return: 15.40% (upper mid).
Alpha: 0.63 (top quartile).
Sharpe: 0.12 (bottom quartile).
Information ratio: 0.44 (top quartile).

Below is the key information for HDFC Mid-Cap Opportunities Fund

HDFC Mid-Cap Opportunities Fund Growth
Launch Date	25 Jun 07
NAV (28 Jan 26)	₹198.979 ↑ 1.83 (0.93 %)
Net Assets (Cr)	₹92,642 on 31 Dec 25
Category	Equity - Mid Cap
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.4
Sharpe Ratio	0.12
Information Ratio	0.44
Alpha Ratio	0.63
Min Investment	5,000
Min SIP Investment	300
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹13,991
31 Dec 22	₹15,710
31 Dec 23	₹22,696
31 Dec 24	₹29,191
31 Dec 25	₹31,183

HDFC Mid-Cap Opportunities Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹556,833.
Net Profit of ₹256,833 Invest Now

Returns for HDFC Mid-Cap Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jan 26

Duration	Returns
1 Month	-1.4%
3 Month	-1%
6 Month	2.8%
1 Year	15.4%
3 Year	25.8%
5 Year	24.9%
10 Year
15 Year
Since launch	17.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	6.8%
2023	28.6%
2022	44.5%
2021	12.3%
2020	39.9%
2019	21.7%
2018	0.2%
2017	-11.2%
2016	41.7%
2015	11.3%

Fund Manager information for HDFC Mid-Cap Opportunities Fund

Name	Since	Tenure
Chirag Setalvad	25 Jun 07	18.53 Yr.
Dhruv Muchhal	22 Jun 23	2.53 Yr.

Data below for HDFC Mid-Cap Opportunities Fund as on 31 Dec 25

Equity Sector Allocation

Sector	Value
Financial Services	27.51%
Consumer Cyclical	16.33%
Health Care	12.04%
Technology	9.79%
Industrials	9.6%
Consumer Defensive	5.82%
Basic Materials	4.98%
Energy	2.99%
Communication Services	2.77%
Utility	1.07%

Asset Allocation

Asset Class	Value
Cash	7.09%
Equity	92.91%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Max Financial Services Ltd (Financial Services) Equity, Since 31 Oct 14 \| 500271	5%	₹4,312 Cr	25,792,853
AU Small Finance Bank Ltd (Financial Services) Equity, Since 30 Nov 23 \| 540611	4%	₹3,899 Cr	39,201,056
The Federal Bank Ltd (Financial Services) Equity, Since 31 Oct 09 \| FEDERALBNK	4%	₹3,414 Cr	127,825,000
Indian Bank (Financial Services) Equity, Since 31 Oct 11 \| 532814	3%	₹3,086 Cr	36,854,482
Balkrishna Industries Ltd (Consumer Cyclical) Equity, Since 31 Mar 12 \| BALKRISIND	3%	₹3,068 Cr	13,224,300
Hindustan Petroleum Corp Ltd (Energy) Equity, Since 30 Sep 21 \| HINDPETRO	3%	₹2,771 Cr	55,530,830
Coforge Ltd (Technology) Equity, Since 30 Jun 22 \| COFORGE	3%	₹2,598 Cr	15,620,600
Glenmark Pharmaceuticals Ltd (Healthcare) Equity, Since 31 Jan 18 \| 532296	3%	₹2,572 Cr	12,636,078
Ipca Laboratories Ltd (Healthcare) Equity, Since 31 Jul 07 \| 524494	3%	₹2,543 Cr	17,920,369 ↑ 73,438
Mahindra & Mahindra Financial Services Ltd (Financial Services) Equity, Since 31 Dec 20 \| M&MFIN	3%	₹2,498 Cr	61,975,386

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