2022 साठी शीर्ष 10 सर्वोत्तम HDFC म्युच्युअल फंड योजना

Updated on August 28, 2025 , 30159 views

एचडीएफसी म्युच्युअल फंड सर्वात मोठ्या पैकी एक आहेAMCभारतात आहे. फंड हाऊस विविध श्रेणींमध्ये सातत्यपूर्ण फंड कामगिरी वितरीत करण्यावर लक्ष केंद्रित करते.

एकल सर्वात महत्वाचेघटक जे गुंतवणूकदारांना HDFC मध्ये गुंतवणूक करण्यास प्रवृत्त करतेम्युच्युअल फंड ते "ते देतेगुंतवणूकदार आर्थिक क्षेत्रात फायदेशीर गुंतवणूक करण्याची संधीबाजार, बाजारातील चढउतारांची सतत चिंता न करता. फंड हाऊस संपूर्ण म्युच्युअल फंड श्रेणीतून योजना ऑफर करते जसे की- इक्विटी, डेट, फिक्स्डउत्पन्न,सेवानिवृत्ती निधी इ.

गुंतवणूकदार त्यांच्या गुंतवणूकीच्या उद्दिष्टांनुसार या फंडांमध्ये गुंतवणूक करू शकतात आणिजोखीम भूक. उच्च-जोखीम घेण्यास इच्छुक गुंतवणूकदार गुंतवणूक करू शकतातइक्विटी फंड आणि सरासरी जोखीम भूक असलेली व्यक्ती आदर्शपणे गुंतवणूक करू शकतेकर्ज निधी.

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एचडीएफसी म्युच्युअल फंडाची निवड का करावी?

उत्कृष्ट रेटिंग: कंपनीच्या अनेक योजनांचे CRISIL रेटिंग तीन आणि त्याहून अधिक आहे.
पर्यायांची विविधता:गुंतवणूक HDFC म्युच्युअल फंडामध्ये ब्रॉड येतोश्रेणी निवडींचा.
कर लाभ: HDFC म्युच्युअल फंडाच्या काही योजना गुंतवणूकदारांना कर लाभ देतात.
गुंतवणूकदाराची गरज पूर्ण करणे: कंपनीकडे अशी उत्पादने आहेत जी प्रत्येक प्रकारच्या गुंतवणूकदारांना अनुकूल असतील. फंडांची श्रेणी अल्प-मुदतीपासून दीर्घकालीन आणि अगदी ओपन-एंडेड ते क्लोज-एंडेड फंडांपर्यंत असते. गुंतवणूकदाराला जे हवे आहे ते मिळेल याची खात्री कंपनी करते. हे कमी, मध्यम आणि उच्च जोखीम असलेली उत्पादने देखील देते.

तुम्ही 2022 साठी खाली दिलेल्या शीर्ष 10 सर्वोत्तम HDFC म्युच्युअल फंड योजनांमधून एक फंड निवडू शकता. हे फंड काही महत्त्वाचे पॅरामीटर्स जसे की AUM, हाती घेऊन शॉर्टलिस्ट केले गेले आहेत.नाही, मागील कामगिरी, समवयस्क सरासरी परतावा इ.

सर्वोत्तम HDFC म्युच्युअल फंड योजना

Fund	NAV	Net Assets (Cr)	Min Investment	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	Since launch (%)	2024 (%)
HDFC Corporate Bond Fund Growth	₹32.7428 ↓ -0.03	₹35,968	5,000	300	0.1	4.1	7.9	7.5	6.4	8.1	8.6
HDFC Banking and PSU Debt Fund Growth	₹23.1776 ↓ -0.01	₹5,935	5,000	300	0.3	4.3	7.8	7.2	6.1	7.6	7.9
HDFC Credit Risk Debt Fund Growth	₹24.2851 ↓ -0.01	₹7,015	5,000	300	1.1	4.3	7.9	7.3	7.2	8.1	8.2
HDFC Equity Savings Fund Growth	₹65.626 ↓ -0.06	₹5,674	5,000	300	0.3	6.4	2.7	10.1	11.7	9.4	10.3
HDFC Hybrid Debt Fund Growth	₹81.1038 ↓ -0.16	₹3,388	5,000	300	-1.8	4.3	2.5	10	10.7	10.1	10.5
HDFC Balanced Advantage Fund Growth	₹508.24 ↓ -1.16	₹101,773	5,000	300	-1.5	8.7	-0.6	18.5	21.7	18	16.7
HDFC Small Cap Fund Growth	₹139.273 ↓ -0.17	₹36,353	5,000	300	3.2	22.4	-1	23	28.9	16.3	20.4
HDFC Long Term Advantage Fund Growth	₹595.168 ↑ 0.28	₹1,318	500	500	1.2	15.4	35.5	20.6	17.4	21.4
HDFC Short Term Debt Fund Growth	₹32.3352 ↓ -0.01	₹18,143	5,000	300	0.8	4.5	8.2	7.6	6.4	8	8.3
HDFC Money Market Fund Growth	₹5,786.54 ↑ 0.54	₹36,814	5,000	300	1.6	4.1	7.9	7.4	6	7	7.7
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 29 Aug 25

Research Highlights & Commentary of 10 Funds showcased

Commentary	HDFC Corporate Bond Fund	HDFC Banking and PSU Debt Fund	HDFC Credit Risk Debt Fund	HDFC Equity Savings Fund	HDFC Hybrid Debt Fund	HDFC Balanced Advantage Fund	HDFC Small Cap Fund	HDFC Long Term Advantage Fund	HDFC Short Term Debt Fund	HDFC Money Market Fund
Point 1	Upper mid AUM (₹35,968 Cr).	Lower mid AUM (₹5,935 Cr).	Lower mid AUM (₹7,015 Cr).	Bottom quartile AUM (₹5,674 Cr).	Bottom quartile AUM (₹3,388 Cr).	Highest AUM (₹101,773 Cr).	Upper mid AUM (₹36,353 Cr).	Bottom quartile AUM (₹1,318 Cr).	Upper mid AUM (₹18,143 Cr).	Top quartile AUM (₹36,814 Cr).
Point 2	Established history (15+ yrs).	Established history (11+ yrs).	Established history (11+ yrs).	Established history (20+ yrs).	Established history (21+ yrs).	Established history (24+ yrs).	Established history (17+ yrs).	Established history (24+ yrs).	Established history (15+ yrs).	Oldest track record among peers (25 yrs).
Point 3	Top rated.	Rating: 5★ (top quartile).	Rating: 4★ (upper mid).	Rating: 4★ (upper mid).	Rating: 4★ (upper mid).	Rating: 4★ (lower mid).	Rating: 4★ (lower mid).	Rating: 3★ (bottom quartile).	Rating: 3★ (bottom quartile).	Rating: 3★ (bottom quartile).
Point 4	Risk profile: Moderately Low.	Risk profile: Moderately Low.	Risk profile: Moderate.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately Low.	Risk profile: Low.
Point 5	1Y return: 7.85% (upper mid).	1Y return: 7.79% (lower mid).	1Y return: 7.92% (upper mid).	5Y return: 11.71% (upper mid).	5Y return: 10.73% (upper mid).	5Y return: 21.68% (top quartile).	5Y return: 28.86% (top quartile).	5Y return: 17.39% (upper mid).	1Y return: 8.25% (top quartile).	1Y return: 7.85% (upper mid).
Point 6	1M return: -0.31% (lower mid).	1M return: -0.16% (upper mid).	1M return: 0.12% (upper mid).	3Y return: 10.11% (upper mid).	3Y return: 10.00% (upper mid).	3Y return: 18.51% (upper mid).	3Y return: 22.95% (top quartile).	3Y return: 20.64% (top quartile).	1M return: 0.06% (upper mid).	1M return: 0.45% (top quartile).
Point 7	Sharpe: 1.46 (upper mid).	Sharpe: 1.31 (lower mid).	Sharpe: 1.91 (upper mid).	1Y return: 2.69% (lower mid).	1Y return: 2.54% (bottom quartile).	1Y return: -0.61% (bottom quartile).	1Y return: -0.95% (bottom quartile).	1Y return: 35.51% (top quartile).	Sharpe: 2.01 (upper mid).	Sharpe: 3.01 (top quartile).
Point 8	Information ratio: 0.00 (top quartile).	Information ratio: 0.00 (top quartile).	Information ratio: 0.00 (upper mid).	1M return: -0.19% (lower mid).	1M return: -1.35% (bottom quartile).	1M return: -1.51% (bottom quartile).	Alpha: 0.00 (bottom quartile).	Alpha: 1.75 (top quartile).	Information ratio: 0.00 (bottom quartile).	Information ratio: 0.00 (bottom quartile).
Point 9	Yield to maturity (debt): 6.88% (upper mid).	Yield to maturity (debt): 6.78% (upper mid).	Yield to maturity (debt): 7.93% (top quartile).	Alpha: 0.00 (upper mid).	Alpha: 0.00 (lower mid).	Alpha: 0.00 (lower mid).	Sharpe: -0.17 (lower mid).	Sharpe: 2.27 (top quartile).	Yield to maturity (debt): 6.80% (upper mid).	Yield to maturity (debt): 6.19% (bottom quartile).
Point 10	Modified duration: 4.20 yrs (bottom quartile).	Modified duration: 3.52 yrs (lower mid).	Modified duration: 2.49 yrs (upper mid).	Sharpe: -0.58 (bottom quartile).	Sharpe: -0.43 (bottom quartile).	Sharpe: -0.60 (bottom quartile).	Information ratio: 0.00 (lower mid).	Information ratio: -0.15 (bottom quartile).	Modified duration: 2.36 yrs (upper mid).	Modified duration: 0.52 yrs (upper mid).

HDFC Corporate Bond Fund

Upper mid AUM (₹35,968 Cr).
Established history (15+ yrs).
Top rated.
Risk profile: Moderately Low.
1Y return: 7.85% (upper mid).
1M return: -0.31% (lower mid).
Sharpe: 1.46 (upper mid).
Information ratio: 0.00 (top quartile).
Yield to maturity (debt): 6.88% (upper mid).
Modified duration: 4.20 yrs (bottom quartile).

HDFC Banking and PSU Debt Fund

Lower mid AUM (₹5,935 Cr).
Established history (11+ yrs).
Rating: 5★ (top quartile).
Risk profile: Moderately Low.
1Y return: 7.79% (lower mid).
1M return: -0.16% (upper mid).
Sharpe: 1.31 (lower mid).
Information ratio: 0.00 (top quartile).
Yield to maturity (debt): 6.78% (upper mid).
Modified duration: 3.52 yrs (lower mid).

HDFC Credit Risk Debt Fund

Lower mid AUM (₹7,015 Cr).
Established history (11+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderate.
1Y return: 7.92% (upper mid).
1M return: 0.12% (upper mid).
Sharpe: 1.91 (upper mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 7.93% (top quartile).
Modified duration: 2.49 yrs (upper mid).

HDFC Equity Savings Fund

Bottom quartile AUM (₹5,674 Cr).
Established history (20+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 11.71% (upper mid).
3Y return: 10.11% (upper mid).
1Y return: 2.69% (lower mid).
1M return: -0.19% (lower mid).
Alpha: 0.00 (upper mid).
Sharpe: -0.58 (bottom quartile).

HDFC Hybrid Debt Fund

Bottom quartile AUM (₹3,388 Cr).
Established history (21+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 10.73% (upper mid).
3Y return: 10.00% (upper mid).
1Y return: 2.54% (bottom quartile).
1M return: -1.35% (bottom quartile).
Alpha: 0.00 (lower mid).
Sharpe: -0.43 (bottom quartile).

HDFC Balanced Advantage Fund

Highest AUM (₹101,773 Cr).
Established history (24+ yrs).
Rating: 4★ (lower mid).
Risk profile: Moderately High.
5Y return: 21.68% (top quartile).
3Y return: 18.51% (upper mid).
1Y return: -0.61% (bottom quartile).
1M return: -1.51% (bottom quartile).
Alpha: 0.00 (lower mid).
Sharpe: -0.60 (bottom quartile).

HDFC Small Cap Fund

Upper mid AUM (₹36,353 Cr).
Established history (17+ yrs).
Rating: 4★ (lower mid).
Risk profile: Moderately High.
5Y return: 28.86% (top quartile).
3Y return: 22.95% (top quartile).
1Y return: -0.95% (bottom quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: -0.17 (lower mid).
Information ratio: 0.00 (lower mid).

HDFC Long Term Advantage Fund

Bottom quartile AUM (₹1,318 Cr).
Established history (24+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 17.39% (upper mid).
3Y return: 20.64% (top quartile).
1Y return: 35.51% (top quartile).
Alpha: 1.75 (top quartile).
Sharpe: 2.27 (top quartile).
Information ratio: -0.15 (bottom quartile).

HDFC Short Term Debt Fund

Upper mid AUM (₹18,143 Cr).
Established history (15+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately Low.
1Y return: 8.25% (top quartile).
1M return: 0.06% (upper mid).
Sharpe: 2.01 (upper mid).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 6.80% (upper mid).
Modified duration: 2.36 yrs (upper mid).

HDFC Money Market Fund

Top quartile AUM (₹36,814 Cr).
Oldest track record among peers (25 yrs).
Rating: 3★ (bottom quartile).
Risk profile: Low.
1Y return: 7.85% (upper mid).
1M return: 0.45% (top quartile).
Sharpe: 3.01 (top quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 6.19% (bottom quartile).
Modified duration: 0.52 yrs (upper mid).

1. HDFC Corporate Bond Fund

(Erstwhile HDFC Medium Term Opportunities Fund)

To generate regular income through investments in Debt/ Money Market Instruments and Government Securities with maturities not exceeding 60 months.

Research Highlights for HDFC Corporate Bond Fund

Upper mid AUM (₹35,968 Cr).
Established history (15+ yrs).
Top rated.
Risk profile: Moderately Low.
1Y return: 7.85% (upper mid).
1M return: -0.31% (lower mid).
Sharpe: 1.46 (upper mid).
Information ratio: 0.00 (top quartile).
Yield to maturity (debt): 6.88% (upper mid).
Modified duration: 4.20 yrs (bottom quartile).
Average maturity: 6.78 yrs (bottom quartile).
Exit load: NIL.

Below is the key information for HDFC Corporate Bond Fund

HDFC Corporate Bond Fund Growth
Launch Date	29 Jun 10
NAV (29 Aug 25)	₹32.7428 ↓ -0.03 (-0.09 %)
Net Assets (Cr)	₹35,968 on 31 Jul 25
Category	Debt - Corporate Bond
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆☆☆
Risk	Moderately Low
Expense Ratio	0.6
Sharpe Ratio	1.46
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	NIL
Yield to Maturity	6.88%
Effective Maturity	6 Years 9 Months 11 Days
Modified Duration	4 Years 2 Months 12 Days

Growth of 10,000 investment over the years.

Date	Value
31 Jul 20	₹10,000
31 Jul 21	₹10,504
31 Jul 22	₹10,766
31 Jul 23	₹11,542
31 Jul 24	₹12,441
31 Jul 25	₹13,564

HDFC Corporate Bond Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for HDFC Corporate Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Aug 25

Duration	Returns
1 Month	-0.3%
3 Month	0.1%
6 Month	4.1%
1 Year	7.9%
3 Year	7.5%
5 Year	6.4%
10 Year
15 Year
Since launch	8.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	8.6%
2023	7.2%
2022	3.3%
2021	3.9%
2020	11.8%
2019	10.3%
2018	6.5%
2017	6.5%
2016	10.6%
2015	8.6%

Fund Manager information for HDFC Corporate Bond Fund

Name	Since	Tenure
Anupam Joshi	27 Oct 15	9.77 Yr.
Dhruv Muchhal	22 Jun 23	2.11 Yr.

Data below for HDFC Corporate Bond Fund as on 31 Jul 25

Asset Allocation

Asset Class	Value
Cash	2.75%
Debt	96.98%
Other	0.28%

Debt Sector Allocation

Sector	Value
Corporate	58.43%
Government	38.55%
Cash Equivalent	2.75%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
6.92% Govt Stock 2039 Sovereign Bonds \| -	7%	₹2,409 Cr	235,000,000 ↑ 11,500,000
Bajaj Finance Limited Debentures \| -	3%	₹1,127 Cr	112,500
7.81% Govt Stock 2033 Sovereign Bonds \| -	3%	₹925 Cr	89,000,000
State Bank Of India Debentures \| -	2%	₹804 Cr	800
India (Republic of) 6.68% Sovereign Bonds \| -	2%	₹753 Cr	75,000,000 ↑ 75,000,000
7.23% Govt Stock 2039 Sovereign Bonds \| -	1%	₹531 Cr	50,500,000 ↓ -39,500,000
HDFC Bank Limited Debentures \| -	1%	₹519 Cr	50,000
Small Industries Development Bank Of India Debentures \| -	1%	₹511 Cr	50,000
LIC Housing Finance Ltd Debentures \| -	1%	₹510 Cr	5,000
6.99% Govt Stock 2034 Sovereign Bonds \| -	1%	₹486 Cr	47,500,000

2. HDFC Banking and PSU Debt Fund

To generate regular income through investments in debt and money market instruments consisting predominantly of securities issued by entities such as Scheduled Commercial Banks and Public Sector undertakings. There is no assurance that the investment objective of the Scheme will be realized.

Research Highlights for HDFC Banking and PSU Debt Fund

Lower mid AUM (₹5,935 Cr).
Established history (11+ yrs).
Rating: 5★ (top quartile).
Risk profile: Moderately Low.
1Y return: 7.79% (lower mid).
1M return: -0.16% (upper mid).
Sharpe: 1.31 (lower mid).
Information ratio: 0.00 (top quartile).
Yield to maturity (debt): 6.78% (upper mid).
Modified duration: 3.52 yrs (lower mid).
Average maturity: 5.13 yrs (lower mid).
Exit load: NIL.

Below is the key information for HDFC Banking and PSU Debt Fund

HDFC Banking and PSU Debt Fund Growth
Launch Date	26 Mar 14
NAV (29 Aug 25)	₹23.1776 ↓ -0.01 (-0.06 %)
Net Assets (Cr)	₹5,935 on 31 Jul 25
Category	Debt - Banking & PSU Debt
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆☆☆
Risk	Moderately Low
Expense Ratio	0.78
Sharpe Ratio	1.31
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	NIL
Yield to Maturity	6.78%
Effective Maturity	5 Years 1 Month 17 Days
Modified Duration	3 Years 6 Months 7 Days

Growth of 10,000 investment over the years.

Date	Value
31 Jul 20	₹10,000
31 Jul 21	₹10,509
31 Jul 22	₹10,789
31 Jul 23	₹11,500
31 Jul 24	₹12,340
31 Jul 25	₹13,416

HDFC Banking and PSU Debt Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for HDFC Banking and PSU Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Aug 25

Duration	Returns
1 Month	-0.2%
3 Month	0.3%
6 Month	4.3%
1 Year	7.8%
3 Year	7.2%
5 Year	6.1%
10 Year
15 Year
Since launch	7.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.9%
2023	6.8%
2022	3.3%
2021	3.7%
2020	10.6%
2019	10.2%
2018	5.9%
2017	6.3%
2016	10.8%
2015	9.8%

Fund Manager information for HDFC Banking and PSU Debt Fund

Name	Since	Tenure
Anil Bamboli	26 Mar 14	11.36 Yr.
Dhruv Muchhal	22 Jun 23	2.11 Yr.

Data below for HDFC Banking and PSU Debt Fund as on 31 Jul 25

Asset Allocation

Asset Class	Value
Cash	3.79%
Debt	95.92%
Other	0.29%

Debt Sector Allocation

Sector	Value
Corporate	54.07%
Government	41.85%
Cash Equivalent	3.79%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Indian Railway Finance Corporation Limited Debentures \| -	5%	₹283 Cr	27,500
Small Industries Development Bank Of India Debentures \| -	4%	₹227 Cr	22,500
Indian Railway Finance Corporation Limited Debentures \| -	3%	₹206 Cr	20,000
7.18% Govt Stock 2033 Sovereign Bonds \| -	3%	₹199 Cr	19,000,000
State Bank Of India Debentures \| -	3%	₹176 Cr	175
Rec Limited Debentures \| -	3%	₹154 Cr	1,500
Bajaj Housing Finance Limited Debentures \| -	3%	₹153 Cr	15,000
7.26% Govt Stock 2033 Sovereign Bonds \| -	3%	₹153 Cr	14,500,000 ↓ -2,500,000
Housing And Urban Development Corporation Limited Debentures \| -	3%	₹152 Cr	15,000
Housing And Urban Development Corporation Limited Debentures \| -	2%	₹132 Cr	1,250

3. HDFC Credit Risk Debt Fund

(Erstwhile HDFC Corporate Debt Opportunities Fund)

To generate regular income and capital appreciation by investing predominantly in corporate debt.

Research Highlights for HDFC Credit Risk Debt Fund

Lower mid AUM (₹7,015 Cr).
Established history (11+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderate.
1Y return: 7.92% (upper mid).
1M return: 0.12% (upper mid).
Sharpe: 1.91 (upper mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 7.93% (top quartile).
Modified duration: 2.49 yrs (upper mid).
Average maturity: 3.86 yrs (upper mid).
Exit load: 0-12 Months (1%),12-18 Months (0.5%),18 Months and above(NIL).

Below is the key information for HDFC Credit Risk Debt Fund

HDFC Credit Risk Debt Fund Growth
Launch Date	25 Mar 14
NAV (29 Aug 25)	₹24.2851 ↓ -0.01 (-0.02 %)
Net Assets (Cr)	₹7,015 on 31 Jul 25
Category	Debt - Credit Risk
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆☆
Risk	Moderate
Expense Ratio	1.51
Sharpe Ratio	1.91
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	0-12 Months (1%),12-18 Months (0.5%),18 Months and above(NIL)
Yield to Maturity	7.93%
Effective Maturity	3 Years 10 Months 10 Days
Modified Duration	2 Years 5 Months 26 Days

Growth of 10,000 investment over the years.

Date	Value
31 Jul 20	₹10,000
31 Jul 21	₹10,961
31 Jul 22	₹11,348
31 Jul 23	₹12,101
31 Jul 24	₹12,988
31 Jul 25	₹14,126

HDFC Credit Risk Debt Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125 Invest Now

Returns for HDFC Credit Risk Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Aug 25

Duration	Returns
1 Month	0.1%
3 Month	1.1%
6 Month	4.3%
1 Year	7.9%
3 Year	7.3%
5 Year	7.2%
10 Year
15 Year
Since launch	8.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	8.2%
2023	6.6%
2022	3.7%
2021	7%
2020	10.9%
2019	8.6%
2018	5.4%
2017	6.6%
2016	11%
2015	9%

Fund Manager information for HDFC Credit Risk Debt Fund

Name	Since	Tenure
Shobhit Mehrotra	25 Mar 14	11.36 Yr.
Dhruv Muchhal	22 Jun 23	2.11 Yr.

Data below for HDFC Credit Risk Debt Fund as on 31 Jul 25

Asset Allocation

Asset Class	Value
Cash	6.19%
Equity	3.8%
Debt	89.67%
Other	0.34%

Debt Sector Allocation

Sector	Value
Corporate	78.49%
Government	11.18%
Cash Equivalent	6.19%

Credit Quality

Rating	Value
A	13.51%
AA	64.02%
AAA	22.47%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
The Sandur Manganese And Iron Ores Limited Debentures \| -	4%	₹293 Cr	30,000
TATA Projects Limited Debentures \| -	4%	₹254 Cr	25,000
The Tata Power Company Limited Debentures \| -	3%	₹234 Cr	2,190
TATA Motors Limited Debentures \| -	3%	₹203 Cr	2,000
Kalpataru Projects International Limited Debentures \| -	3%	₹203 Cr	20,000
Bamboo Hotel And Global Centre (Delhi) Private Limited Debentures \| -	3%	₹202 Cr	20,000
SK Finance Limited Debentures \| -	3%	₹199 Cr	20,000
Jubilant Beverages Limited Debentures \| -	3%	₹197 Cr	19,190
Jubilant Bevco Limited Debentures \| -	3%	₹183 Cr	17,750 ↑ 14,750
Kalpataru Projects International Limited Debentures \| -	3%	₹181 Cr	18,000

4. HDFC Equity Savings Fund

The investment objective of the scheme is to provide capital appreciation and income distribution to the investors using arbitrage opportunities, investment in equity / equity related instruments and debt / money market instruments.

Research Highlights for HDFC Equity Savings Fund

Bottom quartile AUM (₹5,674 Cr).
Established history (20+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 11.71% (upper mid).
3Y return: 10.11% (upper mid).
1Y return: 2.69% (lower mid).
1M return: -0.19% (lower mid).
Alpha: 0.00 (upper mid).
Sharpe: -0.58 (bottom quartile).
Information ratio: 0.00 (upper mid).

Below is the key information for HDFC Equity Savings Fund

HDFC Equity Savings Fund Growth
Launch Date	17 Sep 04
NAV (29 Aug 25)	₹65.626 ↓ -0.06 (-0.09 %)
Net Assets (Cr)	₹5,674 on 31 Jul 25
Category	Hybrid - Equity Savings
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.9
Sharpe Ratio	-0.58
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 20	₹10,000
31 Jul 21	₹12,738
31 Jul 22	₹13,394
31 Jul 23	₹14,945
31 Jul 24	₹17,534
31 Jul 25	₹18,149

HDFC Equity Savings Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹405,518.
Net Profit of ₹105,518 Invest Now

Returns for HDFC Equity Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Aug 25

Duration	Returns
1 Month	-0.2%
3 Month	0.3%
6 Month	6.4%
1 Year	2.7%
3 Year	10.1%
5 Year	11.7%
10 Year
15 Year
Since launch	9.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	10.3%
2023	13.8%
2022	6%
2021	16.8%
2020	8.8%
2019	5.8%
2018	0.9%
2017	16.5%
2016	14.1%
2015	2%

Fund Manager information for HDFC Equity Savings Fund

Name	Since	Tenure
Anil Bamboli	17 Sep 04	20.88 Yr.
Arun Agarwal	17 Sep 04	20.88 Yr.
Srinivasan Ramamurthy	14 Dec 21	3.63 Yr.
Dhruv Muchhal	22 Jun 23	2.11 Yr.
Nandita Menezes	29 Mar 25	0.34 Yr.

Data below for HDFC Equity Savings Fund as on 31 Jul 25

Asset Allocation

Asset Class	Value
Cash	39.66%
Equity	38.3%
Debt	22.04%

Equity Sector Allocation

Sector	Value
Financial Services	22.52%
Consumer Cyclical	8.91%
Energy	7.86%
Industrials	6.41%
Technology	5.66%
Health Care	4.53%
Basic Materials	4.27%
Consumer Defensive	3.44%
Utility	2.36%
Communication Services	2.15%
Real Estate	1.6%

Debt Sector Allocation

Sector	Value
Cash Equivalent	37.95%
Corporate	12.91%
Government	10.84%

Credit Quality

Rating	Value
AA	10.65%
AAA	89.35%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Mar 17 \| HDFCBANK	9%	₹519 Cr	2,593,450
Reliance Industries Ltd (Energy) Equity, Since 31 Dec 15 \| RELIANCE	6%	₹358 Cr	2,388,500
Future on HDFC Bank Ltd Derivatives \| -	6%	-₹330 Cr
ICICI Bank Ltd (Financial Services) Equity, Since 31 May 12 \| 532174	5%	₹300 Cr	2,071,900
Future on Reliance Industries Ltd Derivatives \| -	4%	-₹247 Cr
Infosys Ltd (Technology) Equity, Since 30 Nov 16 \| INFY	3%	₹181 Cr	1,129,600
Future on Titan Co Ltd Derivatives \| -	3%	-₹177 Cr
Titan Co Ltd (Consumer Cyclical) Equity, Since 31 Jul 17 \| TITAN	3%	₹177 Cr	479,325
Adani Ports & Special Economic Zone Ltd (Industrials) Equity, Since 31 Mar 20 \| ADANIPORTS	3%	₹142 Cr	981,600 ↓ -45,600
7.18% Govt Stock 2033 Sovereign Bonds \| -	2%	₹137 Cr	13,100,000

5. HDFC Hybrid Debt Fund

(Erstwhile HDFC MF Monthly Income Plan - LTP)

The primary objective of Scheme is to generate regular returns through investment primarily in Debt and Money Market Instruments. The secondary objective of the Scheme is to generate long-term capital appreciation by investing a portion of the Scheme`s assets in equity and equity related instruments. However, there can be no assurance that the investment objective of the Scheme will be achieved.

Research Highlights for HDFC Hybrid Debt Fund

Bottom quartile AUM (₹3,388 Cr).
Established history (21+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 10.73% (upper mid).
3Y return: 10.00% (upper mid).
1Y return: 2.54% (bottom quartile).
1M return: -1.35% (bottom quartile).
Alpha: 0.00 (lower mid).
Sharpe: -0.43 (bottom quartile).
Information ratio: 0.00 (upper mid).

Below is the key information for HDFC Hybrid Debt Fund

HDFC Hybrid Debt Fund Growth
Launch Date	26 Dec 03
NAV (29 Aug 25)	₹81.1038 ↓ -0.16 (-0.20 %)
Net Assets (Cr)	₹3,388 on 31 Jul 25
Category	Hybrid - Hybrid Debt
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.76
Sharpe Ratio	-0.43
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 20	₹10,000
31 Jul 21	₹12,064
31 Jul 22	₹12,627
31 Jul 23	₹14,210
31 Jul 24	₹16,488
31 Jul 25	₹17,245

HDFC Hybrid Debt Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹395,578.
Net Profit of ₹95,578 Invest Now

Returns for HDFC Hybrid Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Aug 25

Duration	Returns
1 Month	-1.4%
3 Month	-1.8%
6 Month	4.3%
1 Year	2.5%
3 Year	10%
5 Year	10.7%
10 Year
15 Year
Since launch	10.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	10.5%
2023	13.9%
2022	6%
2021	13.4%
2020	10.2%
2019	6.6%
2018	0.6%
2017	10.8%
2016	13%
2015	3.8%

Fund Manager information for HDFC Hybrid Debt Fund

Name	Since	Tenure
Shobhit Mehrotra	1 Sep 07	17.93 Yr.
Srinivasan Ramamurthy	14 Dec 21	3.63 Yr.
Dhruv Muchhal	22 Jun 23	2.11 Yr.

Data below for HDFC Hybrid Debt Fund as on 31 Jul 25

Asset Allocation

Asset Class	Value
Cash	3.55%
Equity	20.72%
Debt	75.46%
Other	0.28%

Equity Sector Allocation

Sector	Value
Financial Services	8.26%
Energy	2.24%
Technology	1.88%
Health Care	1.73%
Industrials	1.49%
Consumer Cyclical	1.35%
Utility	1.23%
Communication Services	1.03%
Consumer Defensive	0.74%
Real Estate	0.57%
Basic Materials	0.18%

Debt Sector Allocation

Sector	Value
Government	50.57%
Corporate	24.89%
Cash Equivalent	3.55%

Credit Quality

Rating	Value
AA	12.43%
AAA	87.57%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.34% Govt Stock 2064 Sovereign Bonds \| -	4%	₹119 Cr	11,500,000
7.09% Govt Stock 2054 Sovereign Bonds \| -	3%	₹116 Cr	11,500,000
7.23% Govt Stock 2039 Sovereign Bonds \| -	3%	₹105 Cr	10,000,000
7.3% Govt Stock 2053 Sovereign Bonds \| -	3%	₹88 Cr	8,500,000
Indian Railway Finance Corporation Limited Debentures \| -	2%	₹84 Cr	800
6.33% Govt Stock 2035 Sovereign Bonds \| -	2%	₹77 Cr	7,739,400
7.18% Govt Stock 2037 Sovereign Bonds \| -	2%	₹73 Cr	7,000,000
6.79% Govt Stock 2034 Sovereign Bonds \| -	2%	₹72 Cr	7,000,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 09 \| ICICIBANK	2%	₹72 Cr	500,000 ↓ -90,000
HDFC Bank Ltd (Financial Services) Equity, Since 15 Dec 21 \| HDFCBANK	2%	₹70 Cr	350,000

6. HDFC Balanced Advantage Fund

(Erstwhile HDFC Growth Fund and HDFC Prudence Fund)

Aims to generate long term capital appreciation from a portfolio that is invested predominantly in equity and equity related instruments.

Research Highlights for HDFC Balanced Advantage Fund

Highest AUM (₹101,773 Cr).
Established history (24+ yrs).
Rating: 4★ (lower mid).
Risk profile: Moderately High.
5Y return: 21.68% (top quartile).
3Y return: 18.51% (upper mid).
1Y return: -0.61% (bottom quartile).
1M return: -1.51% (bottom quartile).
Alpha: 0.00 (lower mid).
Sharpe: -0.60 (bottom quartile).
Information ratio: 0.00 (lower mid).

Below is the key information for HDFC Balanced Advantage Fund

HDFC Balanced Advantage Fund Growth
Launch Date	11 Sep 00
NAV (29 Aug 25)	₹508.24 ↓ -1.16 (-0.23 %)
Net Assets (Cr)	₹101,773 on 31 Jul 25
Category	Hybrid - Dynamic Allocation
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.36
Sharpe Ratio	-0.6
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 20	₹10,000
31 Jul 21	₹14,889
31 Jul 22	₹16,917
31 Jul 23	₹20,878
31 Jul 24	₹29,009
31 Jul 25	₹29,213

HDFC Balanced Advantage Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹518,033.
Net Profit of ₹218,033 Invest Now

Returns for HDFC Balanced Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Aug 25

Duration	Returns
1 Month	-1.5%
3 Month	-1.5%
6 Month	8.7%
1 Year	-0.6%
3 Year	18.5%
5 Year	21.7%
10 Year
15 Year
Since launch	18%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	16.7%
2023	31.3%
2022	18.8%
2021	26.4%
2020	7.6%
2019	6.9%
2018	-3.1%
2017	27.9%
2016	9.4%
2015	0.3%

Fund Manager information for HDFC Balanced Advantage Fund

Name	Since	Tenure
Anil Bamboli	29 Jul 22	3.01 Yr.
Gopal Agrawal	29 Jul 22	3.01 Yr.
Arun Agarwal	6 Oct 22	2.82 Yr.
Srinivasan Ramamurthy	29 Jul 22	3.01 Yr.
Dhruv Muchhal	22 Jun 23	2.11 Yr.
Nandita Menezes	29 Mar 25	0.34 Yr.

Data below for HDFC Balanced Advantage Fund as on 31 Jul 25

Asset Allocation

Asset Class	Value
Cash	10.36%
Equity	62.76%
Debt	26.88%

Equity Sector Allocation

Sector	Value
Financial Services	22.17%
Industrials	8.45%
Energy	7.41%
Consumer Cyclical	6.25%
Technology	5.85%
Utility	4.3%
Health Care	4.09%
Communication Services	3.6%
Consumer Defensive	2.62%
Basic Materials	1.95%
Real Estate	1.44%

Debt Sector Allocation

Sector	Value
Corporate	13.37%
Government	13.09%
Cash Equivalent	10.78%

Credit Quality

Rating	Value
AA	0.91%
AAA	97.55%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Mar 22 \| HDFCBANK	5%	₹5,585 Cr	27,904,351
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 09 \| 532174	4%	₹4,005 Cr	27,699,224
Reliance Industries Ltd (Energy) Equity, Since 31 Dec 21 \| RELIANCE	4%	₹3,701 Cr	24,664,288
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Aug 20 \| BHARTIARTL	3%	₹3,271 Cr	16,279,354
Infosys Ltd (Technology) Equity, Since 31 Oct 09 \| INFY	3%	₹2,950 Cr	18,414,203 ↓ -1,737,600
State Bank of India (Financial Services) Equity, Since 31 May 07 \| SBIN	3%	₹2,871 Cr	35,000,000
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Jun 12 \| LT	2%	₹2,414 Cr	6,579,083 ↓ -66,600
7.18% Govt Stock 2033 Sovereign Bonds \| -	2%	₹2,396 Cr	228,533,300
Axis Bank Ltd (Financial Services) Equity, Since 31 Aug 17 \| 532215	2%	₹2,378 Cr	19,827,457
NTPC Ltd (Utilities) Equity, Since 31 Aug 16 \| 532555	2%	₹2,324 Cr	69,395,915 ↓ -537,000

7. HDFC Small Cap Fund

To provide long-term capital appreciation by investing predominantly in Small-Cap and Mid-Cap companies.

Research Highlights for HDFC Small Cap Fund

Upper mid AUM (₹36,353 Cr).
Established history (17+ yrs).
Rating: 4★ (lower mid).
Risk profile: Moderately High.
5Y return: 28.86% (top quartile).
3Y return: 22.95% (top quartile).
1Y return: -0.95% (bottom quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: -0.17 (lower mid).
Information ratio: 0.00 (lower mid).

Below is the key information for HDFC Small Cap Fund

HDFC Small Cap Fund Growth
Launch Date	3 Apr 08
NAV (29 Aug 25)	₹139.273 ↓ -0.17 (-0.12 %)
Net Assets (Cr)	₹36,353 on 31 Jul 25
Category	Equity - Small Cap
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.58
Sharpe Ratio	-0.17
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 20	₹10,000
31 Jul 21	₹20,889
31 Jul 22	₹21,007
31 Jul 23	₹29,791
31 Jul 24	₹41,257
31 Jul 25	₹41,834

HDFC Small Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹612,552.
Net Profit of ₹312,552 Invest Now

Returns for HDFC Small Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Aug 25

Duration	Returns
1 Month	-1.7%
3 Month	3.2%
6 Month	22.4%
1 Year	-1%
3 Year	23%
5 Year	28.9%
10 Year
15 Year
Since launch	16.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	20.4%
2023	44.8%
2022	4.6%
2021	64.9%
2020	20.2%
2019	-9.5%
2018	-8.1%
2017	60.8%
2016	5.4%
2015	6.4%

Fund Manager information for HDFC Small Cap Fund

Name	Since	Tenure
Chirag Setalvad	28 Jun 14	11.1 Yr.
Dhruv Muchhal	22 Jun 23	2.11 Yr.

Data below for HDFC Small Cap Fund as on 31 Jul 25

Equity Sector Allocation

Sector	Value
Industrials	23.98%
Consumer Cyclical	17.8%
Financial Services	14.12%
Technology	13.89%
Health Care	12.19%
Basic Materials	7.29%
Consumer Defensive	1.93%
Communication Services	1.81%
Utility	0.37%

Asset Allocation

Asset Class	Value
Cash	6.62%
Equity	93.38%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Firstsource Solutions Ltd (Technology) Equity, Since 31 Mar 18 \| FSL	6%	₹2,040 Cr	54,453,120
Aster DM Healthcare Ltd Ordinary Shares (Healthcare) Equity, Since 30 Jun 19 \| 540975	4%	₹1,454 Cr	24,394,493
eClerx Services Ltd (Technology) Equity, Since 31 Mar 18 \| ECLERX	4%	₹1,320 Cr	3,769,293
Bank of Baroda (Financial Services) Equity, Since 31 Mar 19 \| 532134	3%	₹1,165 Cr	46,828,792
Eris Lifesciences Ltd Registered Shs (Healthcare) Equity, Since 31 Jul 23 \| ERIS	3%	₹1,016 Cr	6,035,882
Gabriel India Ltd (Consumer Cyclical) Equity, Since 31 Oct 18 \| GABRIEL	2%	₹850 Cr	12,106,772
Power Mech Projects Ltd (Industrials) Equity, Since 31 Aug 15 \| POWERMECH	2%	₹829 Cr	2,469,936
Fortis Healthcare Ltd (Healthcare) Equity, Since 31 Jul 23 \| 532843	2%	₹800 Cr	10,073,132
Krishna Institute of Medical Sciences Ltd (Healthcare) Equity, Since 31 Jul 23 \| 543308	2%	₹771 Cr	11,442,105
Sonata Software Ltd (Technology) Equity, Since 31 Oct 17 \| SONATSOFTW	2%	₹757 Cr	18,452,919 ↑ 286,552

8. HDFC Long Term Advantage Fund

To generate long term capital appreciation from a portfolio that is predominantly in equity and equity related instruments

Research Highlights for HDFC Long Term Advantage Fund

Bottom quartile AUM (₹1,318 Cr).
Established history (24+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 17.39% (upper mid).
3Y return: 20.64% (top quartile).
1Y return: 35.51% (top quartile).
Alpha: 1.75 (top quartile).
Sharpe: 2.27 (top quartile).
Information ratio: -0.15 (bottom quartile).

Below is the key information for HDFC Long Term Advantage Fund

HDFC Long Term Advantage Fund Growth
Launch Date	2 Jan 01
NAV (14 Jan 22)	₹595.168 ↑ 0.28 (0.05 %)
Net Assets (Cr)	₹1,318 on 30 Nov 21
Category	Equity - ELSS
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	2.25
Sharpe Ratio	2.27
Information Ratio	-0.15
Alpha Ratio	1.75
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 Jul 20	₹10,000
31 Jul 21	₹15,844

HDFC Long Term Advantage Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Purchase not allowed

Returns for HDFC Long Term Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Aug 25

Duration	Returns
1 Month	4.4%
3 Month	1.2%
6 Month	15.4%
1 Year	35.5%
3 Year	20.6%
5 Year	17.4%
10 Year
15 Year
Since launch	21.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015

Fund Manager information for HDFC Long Term Advantage Fund

Name	Since	Tenure

Data below for HDFC Long Term Advantage Fund as on 30 Nov 21

Equity Sector Allocation

Sector	Value

Asset Allocation

Asset Class	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

9. HDFC Short Term Debt Fund

(Erstwhile HDFC Short Term Opportunities Fund)

To generate regular income through investments in Debt/Money Market Instruments and Government Securities with maturities not exceeding 36 months.

Research Highlights for HDFC Short Term Debt Fund

Upper mid AUM (₹18,143 Cr).
Established history (15+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately Low.
1Y return: 8.25% (top quartile).
1M return: 0.06% (upper mid).
Sharpe: 2.01 (upper mid).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 6.80% (upper mid).
Modified duration: 2.36 yrs (upper mid).
Average maturity: 3.57 yrs (upper mid).
Exit load: NIL.

Below is the key information for HDFC Short Term Debt Fund

HDFC Short Term Debt Fund Growth
Launch Date	25 Jun 10
NAV (29 Aug 25)	₹32.3352 ↓ -0.01 (-0.04 %)
Net Assets (Cr)	₹18,143 on 31 Jul 25
Category	Debt - Short term Bond
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆
Risk	Moderately Low
Expense Ratio	0.69
Sharpe Ratio	2.01
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	NIL
Yield to Maturity	6.8%
Effective Maturity	3 Years 6 Months 25 Days
Modified Duration	2 Years 4 Months 10 Days

Growth of 10,000 investment over the years.

Date	Value
31 Jul 20	₹10,000
31 Jul 21	₹10,530
31 Jul 22	₹10,824
31 Jul 23	₹11,560
31 Jul 24	₹12,457
31 Jul 25	₹13,573

HDFC Short Term Debt Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for HDFC Short Term Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Aug 25

Duration	Returns
1 Month	0.1%
3 Month	0.8%
6 Month	4.5%
1 Year	8.2%
3 Year	7.6%
5 Year	6.4%
10 Year
15 Year
Since launch	8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	8.3%
2023	7.1%
2022	3.5%
2021	3.9%
2020	11%
2019	9.7%
2018	7%
2017	6.5%
2016	9.3%
2015	8.7%

Fund Manager information for HDFC Short Term Debt Fund

Name	Since	Tenure
Anil Bamboli	25 Jun 10	15.11 Yr.
Dhruv Muchhal	22 Jun 23	2.11 Yr.

Data below for HDFC Short Term Debt Fund as on 31 Jul 25

Asset Allocation

Asset Class	Value
Cash	10.51%
Debt	89.22%
Other	0.27%

Debt Sector Allocation

Sector	Value
Corporate	62.75%
Government	29.88%
Cash Equivalent	7.1%

Credit Quality

Rating	Value
AA	12.32%
AAA	87.68%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.18% Govt Stock 2033 Sovereign Bonds \| -	5%	₹866 Cr	82,500,000
Aditya Birla Renewables Limited Debentures \| -	2%	₹445 Cr	43,500
7.11% Govt Stock 2028 Sovereign Bonds \| -	2%	₹420 Cr	41,500,000
Jubilant Beverages Limited Debentures \| -	2%	₹395 Cr	38,500
7.26% Govt Stock 2032 Sovereign Bonds \| -	2%	₹364 Cr	34,500,000
Jamnagar Utilities & Power Private Limited Debentures \| -	2%	₹334 Cr	32,500
National Bank For Agriculture And Rural Development Debentures \| -	1%	₹257 Cr	25,000
Bajaj Housing Finance Limited Debentures \| -	1%	₹256 Cr	25,000
Pipeline Infrastructure Limited Debentures \| -	1%	₹254 Cr	24,500
Power Finance Corporation Limited Debentures \| -	1%	₹249 Cr	25,000

10. HDFC Money Market Fund

(Erstwhile HDFC Cash Management Fund - Savings Plan)

To generate optimal returns while maintaining safety and high liquidity.

Research Highlights for HDFC Money Market Fund

Top quartile AUM (₹36,814 Cr).
Oldest track record among peers (25 yrs).
Rating: 3★ (bottom quartile).
Risk profile: Low.
1Y return: 7.85% (upper mid).
1M return: 0.45% (top quartile).
Sharpe: 3.01 (top quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 6.19% (bottom quartile).
Modified duration: 0.52 yrs (upper mid).
Average maturity: 0.55 yrs (upper mid).
Exit load: NIL.

Below is the key information for HDFC Money Market Fund

HDFC Money Market Fund Growth
Launch Date	18 Nov 99
NAV (29 Aug 25)	₹5,786.54 ↑ 0.54 (0.01 %)
Net Assets (Cr)	₹36,814 on 31 Jul 25
Category	Debt - Money Market
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆
Risk	Low
Expense Ratio	0.4
Sharpe Ratio	3.01
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	NIL
Yield to Maturity	6.19%
Effective Maturity	6 Months 19 Days
Modified Duration	6 Months 7 Days

Growth of 10,000 investment over the years.

Date	Value
31 Jul 20	₹10,000
31 Jul 21	₹10,397
31 Jul 22	₹10,785
31 Jul 23	₹11,535
31 Jul 24	₹12,395
31 Jul 25	₹13,384

HDFC Money Market Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for HDFC Money Market Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Aug 25

Duration	Returns
1 Month	0.4%
3 Month	1.6%
6 Month	4.1%
1 Year	7.9%
3 Year	7.4%
5 Year	6%
10 Year
15 Year
Since launch	7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.7%
2023	7.3%
2022	4.7%
2021	3.8%
2020	6.5%
2019	8.1%
2018	7.4%
2017	6.5%
2016	7.5%
2015	8.3%

Fund Manager information for HDFC Money Market Fund

Name	Since	Tenure
Praveen Jain	30 Aug 24	0.92 Yr.
Dhruv Muchhal	22 Jun 23	2.11 Yr.

Data below for HDFC Money Market Fund as on 31 Jul 25

Asset Allocation

Asset Class	Value
Cash	76.77%
Debt	22.99%
Other	0.24%

Debt Sector Allocation

Sector	Value
Corporate	47.5%
Cash Equivalent	28.99%
Government	23.27%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Union Bank of India Domestic Bonds \| -	3%	₹1,181 Cr	25,000
Axis Bank Ltd. Debentures \| -	3%	₹949 Cr	20,000 ↑ 20,000
Punjab National Bank Domestic Bonds \| -	2%	₹577 Cr	12,000
07.35 GJ Sdl 2026 Sovereign Bonds \| -	1%	₹485 Cr	48,000,000
364 Days Tbill (Md 05/03/2026) Sovereign Bonds \| -	1%	₹483 Cr	50,000,000
IDFC First Bank Ltd. Debentures \| -	1%	₹472 Cr	10,000 ↑ 10,000
364 Days Tbill Red 12-03-2026 Sovereign Bonds \| -	1%	₹338 Cr	35,000,000
364 DTB 12022026 Sovereign Bonds \| -	1%	₹291 Cr	30,000,000
364 Days Tbill Mat 200226 Sovereign Bonds \| -	1%	₹290 Cr	30,000,000
Punjab National Bank Domestic Bonds \| -	1%	₹264 Cr	5,500

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