Fincash » Mutual Funds » HDFC Retirement Savings Fund Equity Plan
Table of Contents The investment objective of the Investment Plans offered under the Scheme is to generate a corpus to provide for pension to an investor in the form of income to the extent of the redemption value of their holding after the age of 60 years by investing in a mix of securities comprising of equity, equity related instruments and/or Debt/Money Market Instruments. HDFC Retirement Savings Fund - Equity Plan is a Solutions - Retirement Fund fund launched on 25 Feb 16. It is a fund with Moderately High risk and has given a Below is the key information for HDFC Retirement Savings Fund - Equity Plan Returns up to 1 year are on Historical performance (Yearly) on absolute basis HDFC Retirement Savings Fund - Equity Plan - G
Scheme Objective
CAGR
return of 18.9% since its launch. Return for 2024 was 18% , 2023 was 32.6% and 2022 was 8.6% . NAV as on 28 Apr 25 ₹48.754 ↑ 0.42 (0.87 %) Net Assets (AUM) as on 31 Mar 2025 ₹5,983 Cr. Launch Date 25 Feb 2016 Category Solutions - Retirement Fund Rating Type Open Ended Fund Risk Moderately High AMC HDFC Asset Management Company Limited Alpha Ratio 0.57 Expense Ratio 1.86 % Sharpe Ratio 0.084 Information Ratio 1.16 Benchmark Not Available Min Investment ₹5,000 Min SIP Investment ₹300 Exit Load 0-60 Years (1%),60 Years and above(NIL) NAV Price Chart
Returns
Annual Compounded Returns
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 28 Apr 25 Duration Returns 1 Month 3.5% 3 Month 5.1% 6 Month -1.7% 1 Year 8.4% 3 Year 18.8% 5 Year 28.7% 10 Year 15 Year Since launch 18.9% Historical Annual Returns
Year Returns 2023 18% 2022 32.6% 2021 8.6% 2020 42.5% 2019 18.3% 2018 5.2% 2017 -6% 2016 37.7% 2015 Growth of 10k Over Years
Date Value 31 Mar 20 ₹10,000 31 Mar 21 ₹17,716 31 Mar 22 ₹22,496 31 Mar 23 ₹24,791 31 Mar 24 ₹34,759 31 Mar 25 ₹37,273 Asset Allocation
Asset Class Value Cash 9.81% Equity 89.4% Debt 0.79% Top Securities Holdings / Portfolio
Holdings/Securities
Name Global Industry Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 29 Feb 16 | HDFCBANKBanks - Regional 9% ₹548 Cr 3,000,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Mar 16 | ICICIBANKBanks - Regional 7% ₹431 Cr 3,200,000 Axis Bank Ltd (Financial Services)
Equity, Since 29 Feb 16 | 532215Banks - Regional 4% ₹264 Cr 2,400,000
↑ 200,000 Reliance Industries Ltd (Energy)
Equity, Since 29 Feb 16 | RELIANCEOil & Gas Refining & Marketing 4% ₹230 Cr 1,800,000
↑ 100,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 28 Feb 22 | BHARTIARTLTelecom Services 3% ₹191 Cr 1,100,000 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 30 Sep 23 | KOTAKBANKBanks - Regional 3% ₹174 Cr 800,000 Infosys Ltd (Technology)
Equity, Since 29 Feb 16 | INFYInformation Technology Services 3% ₹157 Cr 1,000,000 Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 31 Mar 24 | MARUTIAuto Manufacturers 3% ₹156 Cr 135,000 State Bank of India (Financial Services)
Equity, Since 29 Feb 16 | SBINBanks - Regional 3% ₹154 Cr 2,000,000 HCL Technologies Ltd (Technology)
Equity, Since 30 Apr 23 | HCLTECHInformation Technology Services 2% ₹135 Cr 850,000
Talk to our investment specialistFund Managers
Name Since Tenure Shobhit Mehrotra 25 Feb 16 9.1 Yr. Arun Agarwal 1 Apr 25 0 Yr. Srinivasan Ramamurthy 14 Dec 21 3.3 Yr. Dhruv Muchhal 22 Jun 23 1.78 Yr. Nandita Menezes 1 Apr 25 0 Yr. Custodians
Company Address Deutsche Bank AG Deutsche Bank AG,Kodak House, 22, D.N. Road, HDFC Bank Ltd HDFC Bank House,Kamala Mills Compound,Senapati Bapat Marg,,Lower Parel (W), Citibank N.A. India Trent House, 3rd Floor, G Block,,Plot No.60, Next to Citibank,,Bandra Kurla Complex,,Bandra (East), Registrar & Transfer Agent
Computer Age Management Services Ltd Address New No.10, Old No.178,,Kodambakkam High Road,,Opp. Hotel Palmgrove,,Nungambakkam FAX 91-44-28283610 Email enq_L@camsonline.com Administrator Companies
Company Address HDFC Mutual Fund 2nd Floor, H.T. Parekh Marg, 165-166, Backbay Reclamation, Churchgate Auditors
Company Address S. R. BATLIBOI & Co Express Tower, 6th Floor,Nariman Point,Mumbai BSR & Co. LLP BSR & Co. LLP All Plan & Options
Fund and Plan NAV 6 Month 1 Year 3 Year 5 Year HDFC Retirement Savings Fund - Equity Plan
Growth ₹48.754
↑ 0.42 -1.71 % 8.36 % 18.79 % 28.7 % Data as on 28 Apr 25