HDFC Retirement Savings Fund - Equity Plan - G

NAV ₹46.643 ↓ -0.08 (-0.18 %) as on 14 Oct 26

📑 Table of contents

Scheme Objective
NAV Price Chart
Returns
- Historical Returns
- Compounded Returns
Growth Of 10k Over Years
Holdings / Portfolio
- Portfolio Securities Holdings
- Portfolio Asset Allocation
All Plan & Options
Fund Manager Information
Custodians
Registrar & Transfer Agent (RTA)
Administrator Companies
Auditors

Scheme Objective

The investment objective of the Investment Plans offered under the Scheme is to generate a corpus to provide for pension to an investor in the form of income to the extent of the redemption value of their holding after the age of 60 years by investing in a mix of securities comprising of equity, equity related instruments and/or Debt/Money Market Instruments.

HDFC Retirement Savings Fund - Equity Plan is a Solutions - Retirement Fund fund launched on 25 Feb 16. It is a fund with Moderately High risk and has given a CAGR return of 15.6% since its launch. Return for 2025 was 5.2% , 2024 was 18% and 2023 was 32.6% .

Below is the key information for HDFC Retirement Savings Fund - Equity Plan

NAV as on 14 Oct 26	₹46.643 ↓ -0.08 (-0.18 %)
Net Assets (AUM) as on 31 Aug 2026	₹6,998 Cr.
Launch Date	25 Feb 2016
Category	Solutions - Retirement Fund
Rating	Not Rated
Type	Open Ended Fund
Risk	Moderately High
AMC	HDFC Asset Management Company Limited

Alpha Ratio	-6.38
Expense Ratio	1.76 %
Sharpe Ratio	-0.351
Information Ratio	-0.95
Benchmark	Not Available
Min Investment	₹5,000
Min SIP Investment	₹300
Exit Load	0-60 Years (1%),60 Years and above(NIL)

NAV Price Chart

Returns

Annual Compounded Returns

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 14 Oct 26

Duration	Returns
1 Month	-2.1%
3 Month	-4.5%
6 Month	-2.1%
1 Year	-8.3%
3 Year	7.3%
5 Year	9.4%
10 Year
15 Year
Since launch	15.6%

Historical Annual Returns

Historical performance (Yearly) on absolute basis

Year	Returns
2025	5.2%
2024	18%
2023	32.6%
2022	8.6%
2021	42.5%
2020	18.3%
2019	5.2%
2018	-6%
2017	37.7%

Growth of 10k Over Years

Date	Value
30 Sep 21	₹10,000
30 Sep 22	₹10,389
30 Sep 23	₹13,116
30 Sep 24	₹18,187
30 Sep 25	₹17,396
30 Sep 26	₹16,168

Asset Allocation

Asset Class	Value
Cash	4.93%
Equity	95.07%

Top Securities Holdings / Portfolio

Holdings/Securities

Name	Global Industry	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Mar 16 \| ICICIBANK	Banks - Regional	8%	₹538 Cr	3,700,000
HDFC Bank Ltd (Financial Services) Equity, Since 29 Feb 16 \| HDFCBANK	Banks - Regional	7%	₹461 Cr	6,500,000
Reliance Industries Ltd (Energy) Equity, Since 29 Feb 16 \| RELIANCE	Oil & Gas Refining & Marketing	5%	₹332 Cr	2,600,000
Axis Bank Ltd (Financial Services) Equity, Since 29 Feb 16 \| 532215	Banks - Regional	4%	₹312 Cr	2,400,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 30 Sep 23 \| KOTAKBANK	Banks - Regional	4%	₹294 Cr	7,000,000
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 31 Mar 24 \| MARUTI	Auto Manufacturers	3%	₹215 Cr	158,387
State Bank of India (Financial Services) Equity, Since 29 Feb 16 \| SBIN	Banks - Regional	3%	₹212 Cr	2,000,000
Bharti Airtel Ltd (Communication Services) Equity, Since 28 Feb 22 \| BHARTIARTL	Telecom Services	3%	₹181 Cr	1,000,000
Infosys Ltd (Technology) Equity, Since 29 Feb 16 \| INFY	Information Technology Services	2%	₹170 Cr	1,500,000 ↓ -100,000
Tata Consultancy Services Ltd (Technology) Equity, Since 31 Oct 24 \| TCS	Information Technology Services	2%	₹168 Cr	700,000

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Fund Managers

Name	Since	Tenure
Gopal Agrawal	1 Sep 26	0 Yr.
Chirag Setalvad	1 Sep 26	0 Yr.
Arun Agarwal	1 Apr 25	1.42 Yr.
Anupam Joshi	7 Mar 26	0.49 Yr.
Nandita Menezes	1 Apr 25	1.42 Yr.

Custodians

Company	Address
Deutsche Bank AG	1 Great Winchester Street
HDFC Bank Ltd	HDFC Bank House,Kamala Mills Compound,Senapati Bapat Marg,,Lower Parel (W),
Citibank N.A. India	Trent House, 3rd Floor, G Block,,Plot No.60, Next to Citibank,,Bandra Kurla Complex,,Bandra (East),

Registrar & Transfer Agent

Computer Age Management Services Ltd
Address	New No.10, Old No.178,,Kodambakkam High Road,,Opp. Hotel Palmgrove,,Nungambakkam
FAX	91-44-28283610
Email	enq_L@camsonline.com

Administrator Companies

Company	Address
HDFC Mutual Fund	2nd Floor, H.T. Parekh Marg, 165-166, Backbay Reclamation, Churchgate

Auditors

Company	Address
S. R. BATLIBOI & Co	Express Tower, 6th Floor,Nariman Point,Mumbai
BSR & Co. LLP	BSR & Co. LLP

All Plan & Options

Fund and Plan	NAV	6 Month	1 Year	3 Year	5 Year
HDFC Retirement Savings Fund - Equity Plan Growth	₹46.643 ↓ -0.08	-2.06 %	-8.27 %	7.31 %	9.36 %
Data as on 14 Oct 26

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data.

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