HDFC Retirement Savings Fund - Equity Plan - G

NAV ₹51.43 ↓ -0.93 (-1.77 %) as on 3 Oct 24

Table of Contents

Fund Manager Information
Custodians
Registrar & Transfer Agent (RTA)
Administrator Companies
Auditors

Scheme Objective

The investment objective of the Investment Plans offered under the Scheme is to generate a corpus to provide for pension to an investor in the form of income to the extent of the redemption value of their holding after the age of 60 years by investing in a mix of securities comprising of equity, equity related instruments and/or Debt/Money Market Instruments.

HDFC Retirement Savings Fund - Equity Plan is a Solutions - Retirement Fund fund launched on 25 Feb 16. It is a fund with Moderately High risk and has given a CAGR return of 21.2% since its launch. Return for 2023 was 32.6% , 2022 was 8.6% and 2021 was 42.5% .

Below is the key information for HDFC Retirement Savings Fund - Equity Plan

NAV as on 3 Oct 24	₹51.43 ↓ -0.93 (-1.77 %)
Net Assets (AUM) as on 31 Aug 2024	₹6,016 Cr.
Launch Date	25 Feb 2016
Category	Solutions - Retirement Fund
Rating	Not Rated
Type	Open Ended Fund
Risk	Moderately High
AMC	HDFC Asset Management Company Limited

Alpha Ratio	1.86
Expense Ratio	1.86 %
Sharpe Ratio	2.763
Information Ratio	1.05
Benchmark	Not Available
Min Investment	₹5,000
Min SIP Investment	₹300
Exit Load	0-60 Years (1%),60 Years and above(NIL)

NAV Price Chart

Returns

Annual Compounded Returns

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Oct 24

Duration	Returns
1 Month	1.7%
3 Month	6.7%
6 Month	18.2%
1 Year	38.9%
3 Year	22.2%
5 Year	25.8%
10 Year
15 Year
Since launch	21.2%

Historical Annual Returns

Historical performance (Yearly) on absolute basis

Year	Returns
2023	32.6%
2022	8.6%
2021	42.5%
2020	18.3%
2019	5.2%
2018	-6%
2017	37.7%
2016
2015

Growth of 10k Over Years

Date	Value
30 Sep 19	₹10,000
30 Sep 20	₹10,092
30 Sep 21	₹17,123
30 Sep 22	₹17,789
30 Sep 23	₹22,458
30 Sep 24	₹31,141

Asset Allocation

Asset Class	Value
Cash	7.25%
Equity	91.92%
Debt	0.84%

Top Securities Holdings / Portfolio

Holdings/Securities

Name	Global Industry	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 29 Feb 16 \| 500180	Banks - Regional	8%	₹458 Cr	2,800,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Mar 16 \| 532174	Banks - Regional	6%	₹369 Cr	3,000,000
Infosys Ltd (Technology) Equity, Since 29 Feb 16 \| 500209	Information Technology Services	4%	₹214 Cr	1,100,000
Axis Bank Ltd (Financial Services) Equity, Since 29 Feb 16 \| 532215	Banks - Regional	3%	₹188 Cr	1,600,000
Reliance Industries Ltd (Energy) Equity, Since 29 Feb 16 \| 500325	Oil & Gas Refining & Marketing	3%	₹181 Cr	600,000
Bharti Airtel Ltd (Communication Services) Equity, Since 28 Feb 22 \| 532454	Telecom Services	3%	₹175 Cr	1,100,000
State Bank of India (Financial Services) Equity, Since 29 Feb 16 \| 500112	Banks - Regional	3%	₹163 Cr	2,000,000
HCL Technologies Ltd (Technology) Equity, Since 30 Apr 23 \| HCLTECH	Information Technology Services	2%	₹149 Cr	850,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 30 Sep 23 \| 500247	Banks - Regional	2%	₹142 Cr	800,000
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 31 Mar 24 \| 532500	Auto Manufacturers	2%	₹136 Cr	110,000 ↑ 20,000

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Fund Managers

Name	Since	Tenure
Shobhit Mehrotra	25 Feb 16	8.52 Yr.
Srinivasan Ramamurthy	14 Dec 21	2.72 Yr.
Dhruv Muchhal	22 Jun 23	1.2 Yr.

Custodians

Company	Address
Deutsche Bank AG	Deutsche Bank AG,Kodak House, 22, D.N. Road,
HDFC Bank Ltd	HDFC Bank House,Kamala Mills Compound,Senapati Bapat Marg,,Lower Parel (W),
Citibank N.A. India	Trent House, 3rd Floor, G Block,,Plot No.60, Next to Citibank,,Bandra Kurla Complex,,Bandra (East),

Registrar & Transfer Agent

Computer Age Management Services Ltd
Address	New No.10, Old No.178,,Kodambakkam High Road,,Opp. Hotel Palmgrove,,Nungambakkam
FAX	91-44-28283610
Email	enq_L@camsonline.com

Administrator Companies

Company	Address
HDFC Mutual Fund	2nd Floor, H.T. Parekh Marg, 165-166, Backbay Reclamation, Churchgate

Auditors

Company	Address
S. R. BATLIBOI & Co	Express Tower, 6th Floor,Nariman Point,Mumbai
BSR & Co. LLP	BSR & Co. LLP

All Plan & Options

Fund and Plan	NAV	6 Month	1 Year	3 Year	5 Year
HDFC Retirement Savings Fund - Equity Plan Growth	₹51.43 ↓ -0.93	18.17 %	38.87 %	22.18 %	25.81 %
Data as on 3 Oct 24

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data.

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