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Fincash » Mutual Funds » HDFC Retirement Savings Fund Equity Plan

HDFC Retirement Savings Fund - Equity Plan - G

NAV  ₹46.322 ↓ -0.06  (-0.12 %) as on 27 May 24

Scheme Objective

The investment objective of the Investment Plans offered under the Scheme is to generate a corpus to provide for pension to an investor in the form of income to the extent of the redemption value of their holding after the age of 60 years by investing in a mix of securities comprising of equity, equity related instruments and/or Debt/Money Market Instruments.

HDFC Retirement Savings Fund - Equity Plan is a Solutions - Retirement Fund fund launched on 25 Feb 16. It is a fund with Moderately High risk and has given a CAGR return of 20.4% since its launch.  Return for 2023 was 32.6% , 2022 was 8.6% and 2021 was 42.5% .

Below is the key information for HDFC Retirement Savings Fund - Equity Plan

NAV as on 27 May 24₹46.322 ↓ -0.06  (-0.12 %)
Net Assets (AUM) as on 30 Apr 2024 ₹5,044 Cr.
Launch Date25 Feb 2016
CategorySolutions - Retirement Fund
RatingNot Rated
TypeOpen Ended Fund
RiskModerately High
AMCHDFC Asset Management Company Limited
Alpha Ratio3.63
Expense Ratio2.09 %
Sharpe Ratio2.887
Information Ratio0.95
BenchmarkNot Available
Min Investment ₹5,000
Min SIP Investment ₹300
Exit Load 0-60 Years (1%),60 Years and above(NIL)

Returns

Annual Compounded Returns

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 May 24

DurationReturns
1 Month 3%
3 Month 5.6%
6 Month 20.2%
1 Year 37.4%
3 Year 23.3%
5 Year 21.7%
10 Year
15 Year
Since launch 20.4%

Historical Annual Returns

Historical performance (Yearly) on absolute basis

YearReturns
2023 32.6%
2022 8.6%
2021 42.5%
2020 18.3%
2019 5.2%
2018 -6%
2017 37.7%
2016
2015

Growth of 10k Over Years

DateValue
30 Apr 19₹10,000
30 Apr 20₹8,416
30 Apr 21₹13,480
30 Apr 22₹17,040
30 Apr 23₹19,270
30 Apr 24₹26,689
HDFC Retirement Savings Fund - Equity Plan  Growth 10k Chart

Asset Allocation

Asset ClassValue
Cash6.17%
Equity92.9%
Debt0.93%
HDFC Retirement Savings Fund - Equity Plan  Asset Allocation

Top Securities Holdings / Portfolio

Holdings/Securities

NameGlobal IndustryHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 29 Feb 16 | HDFCBANK
Banks - Regional7%₹350 Cr2,300,000
↑ 100,000
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Mar 16 | ICICIBANK
Banks - Regional7%₹345 Cr3,000,000
Axis Bank Ltd (Financial Services)
Equity, Since 29 Feb 16 | 532215
Banks - Regional4%₹187 Cr1,600,000
↑ 400,000
State Bank of India (Financial Services)
Equity, Since 29 Feb 16 | SBIN
Banks - Regional3%₹165 Cr2,000,000
Infosys Ltd (Technology)
Equity, Since 29 Feb 16 | INFY
Information Technology Services3%₹156 Cr1,100,000
↑ 150,000
Reliance Industries Ltd (Energy)
Equity, Since 29 Feb 16 | RELIANCE
Oil & Gas Refining & Marketing3%₹153 Cr520,000
Bharti Airtel Ltd (Communication Services)
Equity, Since 28 Feb 22 | BHARTIARTL
Telecom Services3%₹145 Cr1,100,000
Bajaj Auto Ltd (Consumer Cyclical)
Equity, Since 31 Jul 23 | 532977
Auto Manufacturers3%₹132 Cr148,148
Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Mar 16 | LT
Engineering & Construction2%₹123 Cr343,031
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 30 Sep 23 | KOTAKBANK
Banks - Regional2%₹114 Cr700,000
↑ 100,000
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Fund Managers

NameSinceTenure
Shobhit Mehrotra25 Feb 168.18 Yr.
Srinivasan Ramamurthy14 Dec 212.38 Yr.
Dhruv Muchhal22 Jun 230.86 Yr.

Custodians

CompanyAddress
Deutsche Bank AGDeutsche Bank AG,Kodak House, 22, D.N. Road,
HDFC Bank LtdHDFC Bank House,Kamala Mills Compound,Senapati Bapat Marg,,Lower Parel (W),
Citibank N.A. IndiaTrent House, 3rd Floor, G Block,,Plot No.60, Next to Citibank,,Bandra Kurla Complex,,Bandra (East),

Registrar & Transfer Agent

Computer Age Management Services Ltd
AddressNew No.10, Old No.178,,Kodambakkam High Road,,Opp. Hotel Palmgrove,,Nungambakkam
FAX91-44-28283610
Emailenq_L@camsonline.com

Administrator Companies

CompanyAddress
HDFC Mutual Fund2nd Floor, H.T. Parekh Marg, 165-166, Backbay Reclamation, Churchgate

Auditors

CompanyAddress
S. R. BATLIBOI & CoExpress Tower, 6th Floor,Nariman Point,Mumbai
BSR & Co. LLPBSR & Co. LLP

All Plan & Options

Fund and PlanNAV6 Month1 Year3 Year5 Year
HDFC Retirement Savings Fund - Equity Plan
Growth
₹46.322
↓ -0.06
20.22 %37.39 %23.25 %21.72 %
Data as on 27 May 24

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data.