HDFC Retirement Savings Fund - Equity Plan - G

NAV ₹49.614 ↑ 0.39 (0.79 %) as on 29 Nov 24

Table of Contents

Scheme Objective
NAV Price Chart
Returns
- Historical Returns
- Compounded Returns
Growth Of 10k Over Years
Holdings / Portfolio
- Portfolio Securities Holdings
- Portfolio Asset Allocation
All Plan & Options
Fund Manager Information
Custodians
Registrar & Transfer Agent (RTA)
Administrator Companies
Auditors

Scheme Objective

The investment objective of the Investment Plans offered under the Scheme is to generate a corpus to provide for pension to an investor in the form of income to the extent of the redemption value of their holding after the age of 60 years by investing in a mix of securities comprising of equity, equity related instruments and/or Debt/Money Market Instruments.

HDFC Retirement Savings Fund - Equity Plan is a Solutions - Retirement Fund fund launched on 25 Feb 16. It is a fund with Moderately High risk and has given a CAGR return of 20.1% since its launch. Return for 2023 was 32.6% , 2022 was 8.6% and 2021 was 42.5% .

Below is the key information for HDFC Retirement Savings Fund - Equity Plan

NAV as on 29 Nov 24	₹49.614 ↑ 0.39 (0.79 %)
Net Assets (AUM) as on 31 Oct 2024	₹5,970 Cr.
Launch Date	25 Feb 2016
Category	Solutions - Retirement Fund
Rating	Not Rated
Type	Open Ended Fund
Risk	Moderately High
AMC	HDFC Asset Management Company Limited

Alpha Ratio	4.24
Expense Ratio	1.86 %
Sharpe Ratio	2.276
Information Ratio	1.05
Benchmark	Not Available
Min Investment	₹5,000
Min SIP Investment	₹300
Exit Load	0-60 Years (1%),60 Years and above(NIL)

NAV Price Chart

Returns

Annual Compounded Returns

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Nov 24

Duration	Returns
1 Month	-0.3%
3 Month	-3.2%
6 Month	7.8%
1 Year	27.5%
3 Year	20.8%
5 Year	23.7%
10 Year
15 Year
Since launch	20.1%

Historical Annual Returns

Historical performance (Yearly) on absolute basis

Year	Returns
2023	32.6%
2022	8.6%
2021	42.5%
2020	18.3%
2019	5.2%
2018	-6%
2017	37.7%
2016
2015

Growth of 10k Over Years

Date	Value
30 Nov 19	₹10,000
30 Nov 20	₹11,177
30 Nov 21	₹16,616
30 Nov 22	₹18,629
30 Nov 23	₹22,849
30 Nov 24	₹28,977

Asset Allocation

Asset Class	Value
Cash	7.29%
Equity	91.84%
Debt	0.86%

Top Securities Holdings / Portfolio

Holdings/Securities

Name	Global Industry	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 29 Feb 16 \| HDFCBANK	Banks - Regional	8%	₹503 Cr	2,900,000 ↑ 100,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Mar 16 \| ICICIBANK	Banks - Regional	7%	₹401 Cr	3,100,000
Axis Bank Ltd (Financial Services) Equity, Since 29 Feb 16 \| 532215	Banks - Regional	3%	₹209 Cr	1,800,000
Reliance Industries Ltd (Energy) Equity, Since 29 Feb 16 \| RELIANCE	Oil & Gas Refining & Marketing	3%	₹200 Cr	1,500,000 ↑ 300,000
Infosys Ltd (Technology) Equity, Since 29 Feb 16 \| INFY	Information Technology Services	3%	₹193 Cr	1,100,000
Bharti Airtel Ltd (Communication Services) Equity, Since 28 Feb 22 \| BHARTIARTL	Telecom Services	3%	₹177 Cr	1,100,000
State Bank of India (Financial Services) Equity, Since 29 Feb 16 \| SBIN	Banks - Regional	3%	₹164 Cr	2,000,000
HCL Technologies Ltd (Technology) Equity, Since 30 Apr 23 \| HCLTECH	Information Technology Services	3%	₹150 Cr	850,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 30 Sep 23 \| KOTAKBANK	Banks - Regional	2%	₹138 Cr	800,000
ITC Ltd (Consumer Defensive) Equity, Since 31 Mar 20 \| ITC	Tobacco	2%	₹127 Cr	2,600,000

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Fund Managers

Name	Since	Tenure
Shobhit Mehrotra	25 Feb 16	8.69 Yr.
Srinivasan Ramamurthy	14 Dec 21	2.88 Yr.
Dhruv Muchhal	22 Jun 23	1.36 Yr.

Custodians

Company	Address
Deutsche Bank AG	Deutsche Bank AG,Kodak House, 22, D.N. Road,
HDFC Bank Ltd	HDFC Bank House,Kamala Mills Compound,Senapati Bapat Marg,,Lower Parel (W),
Citibank N.A. India	Trent House, 3rd Floor, G Block,,Plot No.60, Next to Citibank,,Bandra Kurla Complex,,Bandra (East),

Registrar & Transfer Agent

Computer Age Management Services Ltd
Address	New No.10, Old No.178,,Kodambakkam High Road,,Opp. Hotel Palmgrove,,Nungambakkam
FAX	91-44-28283610
Email	enq_L@camsonline.com

Administrator Companies

Company	Address
HDFC Mutual Fund	2nd Floor, H.T. Parekh Marg, 165-166, Backbay Reclamation, Churchgate

Auditors

Company	Address
S. R. BATLIBOI & Co	Express Tower, 6th Floor,Nariman Point,Mumbai
BSR & Co. LLP	BSR & Co. LLP

All Plan & Options

Fund and Plan	NAV	6 Month	1 Year	3 Year	5 Year
HDFC Retirement Savings Fund - Equity Plan Growth	₹49.614 ↑ 0.39	7.82 %	27.47 %	20.78 %	23.71 %
Data as on 29 Nov 24

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data.

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