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Fincash » Mutual Funds » HDFC Retirement Savings Fund Equity Plan

HDFC Retirement Savings Fund - Equity Plan - G

NAV  ₹50.797 ↓ -0.28  (-0.54 %) as on 18 Jul 25

Scheme Objective

The investment objective of the Investment Plans offered under the Scheme is to generate a corpus to provide for pension to an investor in the form of income to the extent of the redemption value of their holding after the age of 60 years by investing in a mix of securities comprising of equity, equity related instruments and/or Debt/Money Market Instruments.

HDFC Retirement Savings Fund - Equity Plan is a Solutions - Retirement Fund fund launched on 25 Feb 16. It is a fund with Moderately High risk and has given a CAGR return of 18.9% since its launch.  Return for 2024 was 18% , 2023 was 32.6% and 2022 was 8.6% .

Below is the key information for HDFC Retirement Savings Fund - Equity Plan

NAV as on 18 Jul 25₹50.797 ↓ -0.28  (-0.54 %)
Net Assets (AUM) as on 31 May 2025 ₹6,474 Cr.
Launch Date25 Feb 2016
CategorySolutions - Retirement Fund
RatingNot Rated
TypeOpen Ended Fund
RiskModerately High
AMCHDFC Asset Management Company Limited
Alpha Ratio0.6
Expense Ratio1.86 %
Sharpe Ratio0.24
Information Ratio0.84
BenchmarkNot Available
Min Investment ₹5,000
Min SIP Investment ₹300
Exit Load 0-60 Years (1%),60 Years and above(NIL)

Returns

Annual Compounded Returns

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Jul 25

DurationReturns
1 Month 1.3%
3 Month 5.9%
6 Month 6.4%
1 Year 1.6%
3 Year 21.7%
5 Year 26.2%
10 Year
15 Year
Since launch 18.9%

Historical Annual Returns

Historical performance (Yearly) on absolute basis

YearReturns
2024 18%
2023 32.6%
2022 8.6%
2021 42.5%
2020 18.3%
2019 5.2%
2018 -6%
2017 37.7%
2016

Growth of 10k Over Years

DateValue
30 Jun 20₹10,000
30 Jun 21₹17,071
30 Jun 22₹17,650
30 Jun 23₹23,275
30 Jun 24₹31,837
30 Jun 25₹33,662

Asset Allocation

Asset ClassValue
Cash10.3%
Equity89.7%

Top Securities Holdings / Portfolio

Holdings/Securities

NameGlobal IndustryHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 29 Feb 16 | HDFCBANK
Banks - Regional9%₹583 Cr3,000,000
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Mar 16 | ICICIBANK
Banks - Regional7%₹463 Cr3,200,000
Axis Bank Ltd (Financial Services)
Equity, Since 29 Feb 16 | AXISBANK
Banks - Regional4%₹286 Cr2,400,000
Reliance Industries Ltd (Energy)
Equity, Since 29 Feb 16 | RELIANCE
Oil & Gas Refining & Marketing4%₹284 Cr2,000,000
Bharti Airtel Ltd (Communication Services)
Equity, Since 28 Feb 22 | BHARTIARTL
Telecom Services3%₹204 Cr1,100,000
Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 31 Mar 24 | MARUTI
Auto Manufacturers3%₹166 Cr135,000
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 30 Sep 23 | KOTAKBANK
Banks - Regional3%₹166 Cr800,000
State Bank of India (Financial Services)
Equity, Since 29 Feb 16 | SBIN
Banks - Regional3%₹162 Cr2,000,000
Infosys Ltd (Technology)
Equity, Since 29 Feb 16 | INFY
Information Technology Services2%₹156 Cr1,000,000
HCL Technologies Ltd (Technology)
Equity, Since 30 Apr 23 | HCLTECH
Information Technology Services2%₹139 Cr850,000
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Fund Managers

NameSinceTenure
Shobhit Mehrotra25 Feb 169.27 Yr.
Arun Agarwal1 Apr 250.17 Yr.
Srinivasan Ramamurthy14 Dec 213.47 Yr.
Dhruv Muchhal22 Jun 231.95 Yr.
Nandita Menezes1 Apr 250.17 Yr.

Custodians

CompanyAddress
Deutsche Bank AGDeutsche Bank AG,Kodak House, 22, D.N. Road,
HDFC Bank LtdHDFC Bank House,Kamala Mills Compound,Senapati Bapat Marg,,Lower Parel (W),
Citibank N.A. IndiaTrent House, 3rd Floor, G Block,,Plot No.60, Next to Citibank,,Bandra Kurla Complex,,Bandra (East),

Registrar & Transfer Agent

Computer Age Management Services Ltd
AddressNew No.10, Old No.178,,Kodambakkam High Road,,Opp. Hotel Palmgrove,,Nungambakkam
FAX91-44-28283610
Emailenq_L@camsonline.com

Administrator Companies

CompanyAddress
HDFC Mutual Fund2nd Floor, H.T. Parekh Marg, 165-166, Backbay Reclamation, Churchgate

Auditors

CompanyAddress
S. R. BATLIBOI & CoExpress Tower, 6th Floor,Nariman Point,Mumbai
BSR & Co. LLPBSR & Co. LLP

All Plan & Options

Fund and PlanNAV6 Month1 Year3 Year5 Year
HDFC Retirement Savings Fund - Equity Plan
Growth
₹50.797
↓ -0.28
6.41 %1.58 %21.72 %26.15 %
Data as on 18 Jul 25

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data.