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Fincash » Mutual Funds » HDFC Retirement Savings Fund Equity Plan

HDFC Retirement Savings Fund - Equity Plan - G

NAV  ₹51.43 ↓ -0.93  (-1.77 %) as on 3 Oct 24

Scheme Objective

The investment objective of the Investment Plans offered under the Scheme is to generate a corpus to provide for pension to an investor in the form of income to the extent of the redemption value of their holding after the age of 60 years by investing in a mix of securities comprising of equity, equity related instruments and/or Debt/Money Market Instruments.

HDFC Retirement Savings Fund - Equity Plan is a Solutions - Retirement Fund fund launched on 25 Feb 16. It is a fund with Moderately High risk and has given a CAGR return of 21.2% since its launch.  Return for 2023 was 32.6% , 2022 was 8.6% and 2021 was 42.5% .

Below is the key information for HDFC Retirement Savings Fund - Equity Plan

NAV as on 3 Oct 24₹51.43 ↓ -0.93  (-1.77 %)
Net Assets (AUM) as on 31 Aug 2024 ₹6,016 Cr.
Launch Date25 Feb 2016
CategorySolutions - Retirement Fund
RatingNot Rated
TypeOpen Ended Fund
RiskModerately High
AMCHDFC Asset Management Company Limited
Alpha Ratio1.86
Expense Ratio1.86 %
Sharpe Ratio2.763
Information Ratio1.05
BenchmarkNot Available
Min Investment ₹5,000
Min SIP Investment ₹300
Exit Load 0-60 Years (1%),60 Years and above(NIL)

Returns

Annual Compounded Returns

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Oct 24

DurationReturns
1 Month 1.7%
3 Month 6.7%
6 Month 18.2%
1 Year 38.9%
3 Year 22.2%
5 Year 25.8%
10 Year
15 Year
Since launch 21.2%

Historical Annual Returns

Historical performance (Yearly) on absolute basis

YearReturns
2023 32.6%
2022 8.6%
2021 42.5%
2020 18.3%
2019 5.2%
2018 -6%
2017 37.7%
2016
2015

Growth of 10k Over Years

DateValue
30 Sep 19₹10,000
30 Sep 20₹10,092
30 Sep 21₹17,123
30 Sep 22₹17,789
30 Sep 23₹22,458
30 Sep 24₹31,141

Asset Allocation

Asset ClassValue
Cash7.25%
Equity91.92%
Debt0.84%

Top Securities Holdings / Portfolio

Holdings/Securities

NameGlobal IndustryHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 29 Feb 16 | 500180
Banks - Regional8%₹458 Cr2,800,000
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Mar 16 | 532174
Banks - Regional6%₹369 Cr3,000,000
Infosys Ltd (Technology)
Equity, Since 29 Feb 16 | 500209
Information Technology Services4%₹214 Cr1,100,000
Axis Bank Ltd (Financial Services)
Equity, Since 29 Feb 16 | 532215
Banks - Regional3%₹188 Cr1,600,000
Reliance Industries Ltd (Energy)
Equity, Since 29 Feb 16 | 500325
Oil & Gas Refining & Marketing3%₹181 Cr600,000
Bharti Airtel Ltd (Communication Services)
Equity, Since 28 Feb 22 | 532454
Telecom Services3%₹175 Cr1,100,000
State Bank of India (Financial Services)
Equity, Since 29 Feb 16 | 500112
Banks - Regional3%₹163 Cr2,000,000
HCL Technologies Ltd (Technology)
Equity, Since 30 Apr 23 | HCLTECH
Information Technology Services2%₹149 Cr850,000
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 30 Sep 23 | 500247
Banks - Regional2%₹142 Cr800,000
Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 31 Mar 24 | 532500
Auto Manufacturers2%₹136 Cr110,000
↑ 20,000
1 - 10 of 78
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Fund Managers

NameSinceTenure
Shobhit Mehrotra25 Feb 168.52 Yr.
Srinivasan Ramamurthy14 Dec 212.72 Yr.
Dhruv Muchhal22 Jun 231.2 Yr.

Custodians

CompanyAddress
Deutsche Bank AGDeutsche Bank AG,Kodak House, 22, D.N. Road,
HDFC Bank LtdHDFC Bank House,Kamala Mills Compound,Senapati Bapat Marg,,Lower Parel (W),
Citibank N.A. IndiaTrent House, 3rd Floor, G Block,,Plot No.60, Next to Citibank,,Bandra Kurla Complex,,Bandra (East),

Registrar & Transfer Agent

Computer Age Management Services Ltd
AddressNew No.10, Old No.178,,Kodambakkam High Road,,Opp. Hotel Palmgrove,,Nungambakkam
FAX91-44-28283610
Emailenq_L@camsonline.com

Administrator Companies

CompanyAddress
HDFC Mutual Fund2nd Floor, H.T. Parekh Marg, 165-166, Backbay Reclamation, Churchgate

Auditors

CompanyAddress
S. R. BATLIBOI & CoExpress Tower, 6th Floor,Nariman Point,Mumbai
BSR & Co. LLPBSR & Co. LLP

All Plan & Options

Fund and PlanNAV6 Month1 Year3 Year5 Year
HDFC Retirement Savings Fund - Equity Plan
Growth
₹51.43
↓ -0.93
18.17 %38.87 %22.18 %25.81 %
Data as on 3 Oct 24

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data.