HDFC Retirement Savings Fund - Equity Plan - G

NAV ₹50.255 ↑ 0.65 (1.31 %) as on 26 Jul 24

Table of Contents

Scheme Objective
NAV Price Chart
Returns
- Historical Returns
- Compounded Returns
Growth Of 10k Over Years
Holdings / Portfolio
- Portfolio Securities Holdings
- Portfolio Asset Allocation
All Plan & Options
Fund Manager Information
Custodians
Registrar & Transfer Agent (RTA)
Administrator Companies
Auditors

Scheme Objective

The investment objective of the Investment Plans offered under the Scheme is to generate a corpus to provide for pension to an investor in the form of income to the extent of the redemption value of their holding after the age of 60 years by investing in a mix of securities comprising of equity, equity related instruments and/or Debt/Money Market Instruments.

HDFC Retirement Savings Fund - Equity Plan is a Solutions - Retirement Fund fund launched on 25 Feb 16. It is a fund with Moderately High risk and has given a CAGR return of 21% since its launch. Return for 2023 was 32.6% , 2022 was 8.6% and 2021 was 42.5% .

Below is the key information for HDFC Retirement Savings Fund - Equity Plan

NAV as on 26 Jul 24	₹50.255 ↑ 0.65 (1.31 %)
Net Assets (AUM) as on 30 Jun 2024	₹5,557 Cr.
Launch Date	25 Feb 2016
Category	Solutions - Retirement Fund
Rating	Not Rated
Type	Open Ended Fund
Risk	Moderately High
AMC	HDFC Asset Management Company Limited

Alpha Ratio	2.92
Expense Ratio	2.09 %
Sharpe Ratio	2.572
Information Ratio	0.62
Benchmark	Not Available
Min Investment	₹5,000
Min SIP Investment	₹300
Exit Load	0-60 Years (1%),60 Years and above(NIL)

NAV Price Chart

HDFC Retirement Savings Fund - Equity Plan NAV Chart

Returns

Annual Compounded Returns

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 26 Jul 24

Duration	Returns
1 Month	1.8%
3 Month	9.9%
6 Month	17.8%
1 Year	34.5%
3 Year	22%
5 Year	24.8%
10 Year
15 Year
Since launch	21%

Historical Annual Returns

Historical performance (Yearly) on absolute basis

Year	Returns
2023	32.6%
2022	8.6%
2021	42.5%
2020	18.3%
2019	5.2%
2018	-6%
2017	37.7%
2016
2015

Growth of 10k Over Years

Date	Value
30 Jun 19	₹10,000
30 Jun 20	₹8,898
30 Jun 21	₹15,189
30 Jun 22	₹15,705
30 Jun 23	₹20,709
30 Jun 24	₹28,327

HDFC Retirement Savings Fund - Equity Plan Growth 10k Chart

Asset Allocation

Asset Class	Value
Cash	4.83%
Equity	94.34%
Debt	0.83%

Top Securities Holdings / Portfolio

Holdings/Securities

Name	Global Industry	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 29 Feb 16 \| HDFCBANK	Banks - Regional	8%	₹471 Cr	2,800,000 ↑ 300,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Mar 16 \| ICICIBANK	Banks - Regional	6%	₹360 Cr	3,000,000
Axis Bank Ltd (Financial Services) Equity, Since 29 Feb 16 \| AXISBANK	Banks - Regional	4%	₹202 Cr	1,600,000
Infosys Ltd (Technology) Equity, Since 29 Feb 16 \| INFY	Information Technology Services	3%	₹172 Cr	1,100,000
Reliance Industries Ltd (Energy) Equity, Since 29 Feb 16 \| RELIANCE	Oil & Gas Refining & Marketing	3%	₹172 Cr	550,000 ↑ 30,000
State Bank of India (Financial Services) Equity, Since 29 Feb 16 \| SBIN	Banks - Regional	3%	₹170 Cr	2,000,000
Bharti Airtel Ltd (Communication Services) Equity, Since 28 Feb 22 \| BHARTIARTL	Telecom Services	3%	₹159 Cr	1,100,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 30 Sep 23 \| KOTAKBANK	Banks - Regional	3%	₹144 Cr	800,000 ↑ 50,000
Bajaj Auto Ltd (Consumer Cyclical) Equity, Since 31 Jul 23 \| BAJAJ-AUTO	Auto Manufacturers	2%	₹133 Cr	140,000 ↓ -8,148
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Mar 16 \| LT	Engineering & Construction	2%	₹122 Cr	343,031

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Fund Managers

Name	Since	Tenure
Shobhit Mehrotra	25 Feb 16	8.35 Yr.
Srinivasan Ramamurthy	14 Dec 21	2.55 Yr.
Dhruv Muchhal	22 Jun 23	1.03 Yr.

Custodians

Company	Address
Deutsche Bank AG	Deutsche Bank AG,Kodak House, 22, D.N. Road,
HDFC Bank Ltd	HDFC Bank House,Kamala Mills Compound,Senapati Bapat Marg,,Lower Parel (W),
Citibank N.A. India	Trent House, 3rd Floor, G Block,,Plot No.60, Next to Citibank,,Bandra Kurla Complex,,Bandra (East),

Registrar & Transfer Agent

Computer Age Management Services Ltd
Address	New No.10, Old No.178,,Kodambakkam High Road,,Opp. Hotel Palmgrove,,Nungambakkam
FAX	91-44-28283610
Email	enq_L@camsonline.com

Administrator Companies

Company	Address
HDFC Mutual Fund	2nd Floor, H.T. Parekh Marg, 165-166, Backbay Reclamation, Churchgate

Auditors

Company	Address
S. R. BATLIBOI & Co	Express Tower, 6th Floor,Nariman Point,Mumbai
BSR & Co. LLP	BSR & Co. LLP

All Plan & Options

Fund and Plan	NAV	6 Month	1 Year	3 Year	5 Year
HDFC Retirement Savings Fund - Equity Plan Growth	₹50.255 ↑ 0.65	17.8 %	34.5 %	22.04 %	24.83 %
Data as on 26 Jul 24

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data.

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