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Fincash » Mutual Funds » HDFC Retirement Savings Fund Equity Plan

HDFC Retirement Savings Fund - Equity Plan - G

NAV  ₹40.085 ↑ 0.72  (1.82 %) as on 4 Dec 23

Scheme Objective

The investment objective of the Investment Plans offered under the Scheme is to generate a corpus to provide for pension to an investor in the form of income to the extent of the redemption value of their holding after the age of 60 years by investing in a mix of securities comprising of equity, equity related instruments and/or Debt/Money Market Instruments.

HDFC Retirement Savings Fund - Equity Plan is a Solutions - Retirement Fund fund launched on 25 Feb 16. It is a fund with Moderately High risk and has given a CAGR return of 19.3% since its launch.  Return for 2022 was 8.6% , 2021 was 42.5% and 2020 was 18.3% .

Below is the key information for HDFC Retirement Savings Fund - Equity Plan

NAV as on 4 Dec 23₹40.085 ↑ 0.72  (1.82 %)
Net Assets (AUM) as on 31 Oct 2023 ₹3,739 Cr.
Launch Date25 Feb 2016
CategorySolutions - Retirement Fund
RatingNot Rated
TypeOpen Ended Fund
RiskModerately High
AMCHDFC Asset Management Company Limited
Alpha Ratio8.92
Expense Ratio2.09 %
Sharpe Ratio1.288
Information Ratio1.37
BenchmarkNot Available
Min Investment ₹5,000
Min SIP Investment ₹300
Exit Load 0-60 Years (1%),60 Years and above(NIL)

Returns

Annual Compounded Returns

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Dec 23

DurationReturns
1 Month 7.1%
3 Month 4.5%
6 Month 15.8%
1 Year 23%
3 Year 26.7%
5 Year 19.3%
10 Year
15 Year
Since launch 19.3%

Historical Annual Returns

Historical performance (Yearly) on absolute basis

YearReturns
2022 8.6%
2021 42.5%
2020 18.3%
2019 5.2%
2018 -6%
2017 37.7%
2016
2015
2014

Growth of 10k Over Years

DateValue
30 Nov 18₹10,000
30 Nov 19₹10,508
30 Nov 20₹11,745
30 Nov 21₹17,460
30 Nov 22₹19,575
30 Nov 23₹24,010
HDFC Retirement Savings Fund - Equity Plan  Growth 10k Chart

Asset Allocation

Asset ClassValue
Cash10.07%
Equity88.93%
Debt1%
HDFC Retirement Savings Fund - Equity Plan  Asset Allocation

Top Securities Holdings / Portfolio

Holdings/Securities

NameGlobal IndustryHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 29 Feb 16 | HDFCBANK
Banks - Regional7%₹251 Cr1,700,000
↑ 50,000
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Mar 16 | ICICIBANK
Banks - Regional6%₹229 Cr2,500,000
↑ 150,000
Infosys Ltd (Technology)
Equity, Since 29 Feb 16 | INFY
Information Technology Services3%₹130 Cr950,000
Reliance Industries Ltd (Energy)
Equity, Since 29 Feb 16 | RELIANCE
Oil & Gas Refining & Marketing3%₹119 Cr520,000
State Bank of India (Financial Services)
Equity, Since 29 Feb 16 | SBIN
Banks - Regional3%₹113 Cr2,000,000
Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Mar 16 | LT
Engineering & Construction3%₹100 Cr343,031
Axis Bank Ltd (Financial Services)
Equity, Since 29 Feb 16 | 532215
Banks - Regional3%₹98 Cr1,000,000
↑ 193,338
Bharti Airtel Ltd (Communication Services)
Equity, Since 28 Feb 22 | BHARTIARTL
Telecom Services2%₹91 Cr1,000,000
ITC Ltd (Consumer Defensive)
Equity, Since 31 Mar 20 | ITC
Tobacco2%₹86 Cr2,000,000
Bajaj Auto Ltd (Consumer Cyclical)
Equity, Since 31 Jul 23 | 532977
Auto Manufacturers2%₹80 Cr150,000
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Fund Managers

NameSinceTenure
Shobhit Mehrotra25 Feb 167.69 Yr.
Srinivasan Ramamurthy14 Dec 211.88 Yr.
Dhruv Muchhal22 Jun 230.36 Yr.

Custodians

CompanyAddress
Deutsche Bank AGDeutsche Bank AG,Kodak House, 22, D.N. Road,
HDFC Bank LtdHDFC Bank House,Kamala Mills Compound,Senapati Bapat Marg,,Lower Parel (W),
Citibank N.A. IndiaTrent House, 3rd Floor, G Block,,Plot No.60, Next to Citibank,,Bandra Kurla Complex,,Bandra (East),

Registrar & Transfer Agent

Computer Age Management Services Ltd
AddressNew No.10, Old No.178,,Kodambakkam High Road,,Opp. Hotel Palmgrove,,Nungambakkam
FAX91-44-28283610
Emailenq_L@camsonline.com

Administrator Companies

CompanyAddress
HDFC Mutual Fund2nd Floor, H.T. Parekh Marg, 165-166, Backbay Reclamation, Churchgate

Auditors

CompanyAddress
S. R. BATLIBOI & CoExpress Tower, 6th Floor,Nariman Point,Mumbai
BSR & Co. LLPBSR & Co. LLP

All Plan & Options

Fund and PlanNAV6 Month1 Year3 Year5 Year
HDFC Retirement Savings Fund - Equity Plan
Growth
₹40.085
↑ 0.72
15.8 %22.98 %26.75 %19.3 %
Data as on 4 Dec 23

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data.