HDFC Retirement Savings Fund - Equity Plan - G

NAV ₹40.085 ↑ 0.72 (1.82 %) as on 4 Dec 23

Table of Contents

Scheme Objective
NAV Price Chart
Returns
- Historical Returns
- Compounded Returns
Growth Of 10k Over Years
Holdings / Portfolio
- Portfolio Securities Holdings
- Portfolio Asset Allocation
All Plan & Options
Fund Manager Information
Custodians
Registrar & Transfer Agent (RTA)
Administrator Companies
Auditors

Scheme Objective

The investment objective of the Investment Plans offered under the Scheme is to generate a corpus to provide for pension to an investor in the form of income to the extent of the redemption value of their holding after the age of 60 years by investing in a mix of securities comprising of equity, equity related instruments and/or Debt/Money Market Instruments.

HDFC Retirement Savings Fund - Equity Plan is a Solutions - Retirement Fund fund launched on 25 Feb 16. It is a fund with Moderately High risk and has given a CAGR return of 19.3% since its launch. Return for 2022 was 8.6% , 2021 was 42.5% and 2020 was 18.3% .

Below is the key information for HDFC Retirement Savings Fund - Equity Plan

NAV as on 4 Dec 23	₹40.085 ↑ 0.72 (1.82 %)
Net Assets (AUM) as on 31 Oct 2023	₹3,739 Cr.
Launch Date	25 Feb 2016
Category	Solutions - Retirement Fund
Rating	Not Rated
Type	Open Ended Fund
Risk	Moderately High
AMC	HDFC Asset Management Company Limited

Alpha Ratio	8.92
Expense Ratio	2.09 %
Sharpe Ratio	1.288
Information Ratio	1.37
Benchmark	Not Available
Min Investment	₹5,000
Min SIP Investment	₹300
Exit Load	0-60 Years (1%),60 Years and above(NIL)

NAV Price Chart

HDFC Retirement Savings Fund - Equity Plan NAV Chart

Returns

Annual Compounded Returns

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Dec 23

Duration	Returns
1 Month	7.1%
3 Month	4.5%
6 Month	15.8%
1 Year	23%
3 Year	26.7%
5 Year	19.3%
10 Year
15 Year
Since launch	19.3%

Historical Annual Returns

Historical performance (Yearly) on absolute basis

Year	Returns
2022	8.6%
2021	42.5%
2020	18.3%
2019	5.2%
2018	-6%
2017	37.7%
2016
2015
2014

Growth of 10k Over Years

Date	Value
30 Nov 18	₹10,000
30 Nov 19	₹10,508
30 Nov 20	₹11,745
30 Nov 21	₹17,460
30 Nov 22	₹19,575
30 Nov 23	₹24,010

HDFC Retirement Savings Fund - Equity Plan Growth 10k Chart

Asset Allocation

Asset Class	Value
Cash	10.07%
Equity	88.93%
Debt	1%

Top Securities Holdings / Portfolio

Holdings/Securities

Name	Global Industry	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 29 Feb 16 \| HDFCBANK	Banks - Regional	7%	₹251 Cr	1,700,000 ↑ 50,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Mar 16 \| ICICIBANK	Banks - Regional	6%	₹229 Cr	2,500,000 ↑ 150,000
Infosys Ltd (Technology) Equity, Since 29 Feb 16 \| INFY	Information Technology Services	3%	₹130 Cr	950,000
Reliance Industries Ltd (Energy) Equity, Since 29 Feb 16 \| RELIANCE	Oil & Gas Refining & Marketing	3%	₹119 Cr	520,000
State Bank of India (Financial Services) Equity, Since 29 Feb 16 \| SBIN	Banks - Regional	3%	₹113 Cr	2,000,000
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Mar 16 \| LT	Engineering & Construction	3%	₹100 Cr	343,031
Axis Bank Ltd (Financial Services) Equity, Since 29 Feb 16 \| 532215	Banks - Regional	3%	₹98 Cr	1,000,000 ↑ 193,338
Bharti Airtel Ltd (Communication Services) Equity, Since 28 Feb 22 \| BHARTIARTL	Telecom Services	2%	₹91 Cr	1,000,000
ITC Ltd (Consumer Defensive) Equity, Since 31 Mar 20 \| ITC	Tobacco	2%	₹86 Cr	2,000,000
Bajaj Auto Ltd (Consumer Cyclical) Equity, Since 31 Jul 23 \| 532977	Auto Manufacturers	2%	₹80 Cr	150,000

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Fund Managers

Name	Since	Tenure
Shobhit Mehrotra	25 Feb 16	7.69 Yr.
Srinivasan Ramamurthy	14 Dec 21	1.88 Yr.
Dhruv Muchhal	22 Jun 23	0.36 Yr.

Custodians

Company	Address
Deutsche Bank AG	Deutsche Bank AG,Kodak House, 22, D.N. Road,
HDFC Bank Ltd	HDFC Bank House,Kamala Mills Compound,Senapati Bapat Marg,,Lower Parel (W),
Citibank N.A. India	Trent House, 3rd Floor, G Block,,Plot No.60, Next to Citibank,,Bandra Kurla Complex,,Bandra (East),

Registrar & Transfer Agent

Computer Age Management Services Ltd
Address	New No.10, Old No.178,,Kodambakkam High Road,,Opp. Hotel Palmgrove,,Nungambakkam
FAX	91-44-28283610
Email	enq_L@camsonline.com

Administrator Companies

Company	Address
HDFC Mutual Fund	2nd Floor, H.T. Parekh Marg, 165-166, Backbay Reclamation, Churchgate

Auditors

Company	Address
S. R. BATLIBOI & Co	Express Tower, 6th Floor,Nariman Point,Mumbai
BSR & Co. LLP	BSR & Co. LLP

All Plan & Options

Fund and Plan	NAV	6 Month	1 Year	3 Year	5 Year
HDFC Retirement Savings Fund - Equity Plan Growth	₹40.085 ↑ 0.72	15.8 %	22.98 %	26.75 %	19.3 %
Data as on 4 Dec 23

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data.

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