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HDFC Retirement Savings Fund - Hybrid - Debt Plan - G

NAV  ₹21.5093 ↑ 0.01  (0.05 %) as on 4 Sep 25

Scheme Objective

The investment objective of the Investment Plans offered under the Scheme is to generate a corpus to provide for pension to an investor in the form of income to the extent of the redemption value of their holding after the age of 60 years by investing in a mix of securities comprising of equity, equity related instruments and/or Debt/Money Market Instruments.

HDFC Retirement Savings Fund - Hybrid - Debt Plan is a Solutions - Retirement Fund fund launched on 25 Feb 16. It is a fund with Moderately High risk and has given a CAGR return of 8.3% since its launch.  Return for 2024 was 9.9% , 2023 was 11.2% and 2022 was 3.7% .

Below is the key information for HDFC Retirement Savings Fund - Hybrid - Debt Plan

NAV as on 4 Sep 25₹21.5093 ↑ 0.01  (0.05 %)
Net Assets (AUM) as on 31 Jul 2025 ₹162 Cr.
Launch Date25 Feb 2016
CategorySolutions - Retirement Fund
RatingNot Rated
TypeOpen Ended Fund
RiskModerately High
AMCHDFC Asset Management Company Limited
Alpha Ratio0.0
Expense Ratio2.12 %
Sharpe Ratio-0.417
Information Ratio0.0
BenchmarkNot Available
Min Investment ₹5,000
Min SIP Investment ₹300
Exit Load 0-60 Years (1%),60 Years and above(NIL)

Returns

Annual Compounded Returns

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Sep 25

DurationReturns
1 Month -0.5%
3 Month -0.4%
6 Month 5.4%
1 Year 2.8%
3 Year 8.6%
5 Year 8.5%
10 Year
15 Year
Since launch 8.3%

Historical Annual Returns

Historical performance (Yearly) on absolute basis

YearReturns
2024 9.9%
2023 11.2%
2022 3.7%
2021 8.7%
2020 10.4%
2019 7.6%
2018 0.7%
2017 12.4%
2016

Growth of 10k Over Years

DateValue
31 Aug 20₹10,000
31 Aug 21₹11,409
31 Aug 22₹11,858
31 Aug 23₹12,931
31 Aug 24₹14,727
31 Aug 25₹15,111
HDFC Retirement Savings Fund - Hybrid - Debt Plan Growth 10k Chart

Asset Allocation

Asset ClassValue
Cash16.39%
Equity37.55%
Debt46.06%
HDFC Retirement Savings Fund - Hybrid - Debt Plan Asset Allocation

Top Securities Holdings / Portfolio

Holdings/Securities

NameGlobal IndustryHoldingValueQuantity
6.67% Govt Stock 2050
Sovereign Bonds | -
9%₹14 Cr1,500,000
Larsen & Toubro Ltd (Industrials)
Equity, Since 31 May 16 | LT
Engineering & Construction7%₹11 Cr28,700
Mahindra Rural Housing Finance Limited
Debentures | -
6%₹10 Cr100
Tata Consultancy Services Ltd (Technology)
Equity, Since 15 May 22 | TCS
Information Technology Services6%₹10 Cr33,800
Tmf Holdings Limited
Debentures | -
6%₹10 Cr100
6.19% Govt Stock 2034
Sovereign Bonds | -
6%₹10 Cr1,000,000
Reliance Industries Ltd (Energy)
Equity, Since 31 Mar 16 | RELIANCE
Oil & Gas Refining & Marketing6%₹9 Cr66,500
7.57% Govt Stock 2033
Sovereign Bonds | -
5%₹8 Cr750,000
8.97% Govt Stock 2030
Sovereign Bonds | -
4%₹6 Cr550,000
7.5% Govt Stock 2034
Sovereign Bonds | -
3%₹5 Cr500,000
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Fund Managers

NameSinceTenure
Shobhit Mehrotra26 Feb 169.52 Yr.
Arun Agarwal1 Apr 250.42 Yr.
Srinivasan Ramamurthy14 Dec 213.72 Yr.
Dhruv Muchhal22 Jun 232.2 Yr.
Nandita Menezes1 Apr 250.42 Yr.

Custodians

CompanyAddress
Deutsche Bank AGnull
HDFC Bank Ltdnull
Citibank N.A. Indianull

Registrar & Transfer Agent

Computer Age Management Services Ltd
Addressnull
FAXN.A
EmailN.A

Administrator Companies

CompanyAddress
HDFC Mutual Fundnull

Auditors

CompanyAddress
S. R. BATLIBOI & Conull
BSR & Co. LLPBSR & Co. LLP

All Plan & Options

Fund and PlanNAV6 Month1 Year3 Year5 Year
HDFC Retirement Savings Fund - Hybrid - Debt Plan
Growth
₹21.5093
↑ 0.01
5.36 %2.76 %8.61 %8.47 %
Data as on 4 Sep 25

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data.