HDFC Retirement Savings Fund - Hybrid - Debt Plan - G

NAV ₹21.6353 ↑ 0.04 (0.19 %) as on 18 Sep 26

📑 Table of contents

Scheme Objective
NAV Price Chart
Returns
- Historical Returns
- Compounded Returns
Growth Of 10k Over Years
Holdings / Portfolio
- Portfolio Securities Holdings
- Portfolio Asset Allocation
All Plan & Options
Fund Manager Information
Custodians
Registrar & Transfer Agent (RTA)
Administrator Companies
Auditors

Scheme Objective

The investment objective of the Investment Plans offered under the Scheme is to generate a corpus to provide for pension to an investor in the form of income to the extent of the redemption value of their holding after the age of 60 years by investing in a mix of securities comprising of equity, equity related instruments and/or Debt/Money Market Instruments.

HDFC Retirement Savings Fund - Hybrid - Debt Plan is a Solutions - Retirement Fund fund launched on 25 Feb 16. It is a fund with Moderately High risk and has given a CAGR return of 7.6% since its launch. Return for 2025 was 5.2% , 2024 was 9.9% and 2023 was 11.2% .

Below is the key information for HDFC Retirement Savings Fund - Hybrid - Debt Plan

NAV as on 18 Sep 26	₹21.6353 ↑ 0.04 (0.19 %)
Net Assets (AUM) as on 31 Jul 2026	₹148 Cr.
Launch Date	25 Feb 2016
Category	Solutions - Retirement Fund
Rating	Not Rated
Type	Open Ended Fund
Risk	Moderately High
AMC	HDFC Asset Management Company Limited

Alpha Ratio	0.0
Expense Ratio	2.12 %
Sharpe Ratio	-0.796
Information Ratio	0.0
Benchmark	Not Available
Min Investment	₹5,000
Min SIP Investment	₹300
Exit Load	0-60 Years (1%),60 Years and above(NIL)

NAV Price Chart

Returns

Annual Compounded Returns

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Sep 26

Duration	Returns
1 Month	-1.2%
3 Month	-0.4%
6 Month	0.3%
1 Year	-0.1%
3 Year	5.4%
5 Year	5.8%
10 Year
15 Year
Since launch	7.6%

Historical Annual Returns

Historical performance (Yearly) on absolute basis

Year	Returns
2024	5.2%
2023	9.9%
2022	11.2%
2021	3.7%
2020	8.7%
2019	10.4%
2018	7.6%
2017	0.7%
2016	12.4%

Growth of 10k Over Years

Date	Value
31 Aug 21	₹10,000
31 Aug 22	₹10,393
31 Aug 23	₹11,334
31 Aug 24	₹12,909
31 Aug 25	₹13,245
31 Aug 26	₹13,475

Asset Allocation

Asset Class	Value
Cash	31.3%
Equity	22.8%
Debt	45.91%

Top Securities Holdings / Portfolio

Holdings/Securities

Name	Global Industry	Holding	Value	Quantity
6.67% Govt Stock 2050 Sovereign Bonds \| -		9%	₹14 Cr	1,500,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Mar 16 \| ICICIBANK	Banks - Regional	8%	₹12 Cr	85,200
Larsen & Toubro Ltd (Industrials) Equity, Since 31 May 16 \| LT	Engineering & Construction	8%	₹11 Cr	28,200
Future on Larsen & Toubro Ltd Derivatives \| -		7%	-₹10 Cr	25,200
Mahindra Rural Housing Finance Limited Debentures \| -		7%	₹10 Cr	100
6.48% Govt Stock 2035 Sovereign Bonds \| -		7%	₹10 Cr	1,000,000
6.19% Govt Stock 2034 Sovereign Bonds \| -		7%	₹10 Cr	1,000,000
Reliance Industries Ltd (Energy) Equity, Since 31 Mar 16 \| RELIANCE	Oil & Gas Refining & Marketing	6%	₹9 Cr	66,500
Future on ICICI Bank Ltd Derivatives \| -		6%	-₹9 Cr	60,200
7.57% Govt Stock 2033 Sovereign Bonds \| -		5%	₹8 Cr	750,000

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Fund Managers

Name	Since	Tenure
Arun Agarwal	1 Apr 25	1.42 Yr.
Anupam Joshi	7 Mar 26	0.49 Yr.
Srinivasan Ramamurthy	14 Dec 21	4.72 Yr.
Dhruv Muchhal	22 Jun 23	3.19 Yr.
Nandita Menezes	1 Apr 25	1.42 Yr.

Custodians

Company	Address
Deutsche Bank AG	1 Great Winchester Street
HDFC Bank Ltd	HDFC Bank House,Kamala Mills Compound,Senapati Bapat Marg,,Lower Parel (W),
Citibank N.A. India	Trent House, 3rd Floor, G Block,,Plot No.60, Next to Citibank,,Bandra Kurla Complex,,Bandra (East),

Registrar & Transfer Agent

Computer Age Management Services Ltd
Address	New No.10, Old No.178,,Kodambakkam High Road,,Opp. Hotel Palmgrove,,Nungambakkam
FAX	91-44-28283610
Email	enq_L@camsonline.com

Administrator Companies

Company	Address
HDFC Mutual Fund	2nd Floor, H.T. Parekh Marg, 165-166, Backbay Reclamation, Churchgate

Auditors

Company	Address
S. R. BATLIBOI & Co	Express Tower, 6th Floor,Nariman Point,Mumbai
BSR & Co. LLP	BSR & Co. LLP

All Plan & Options

Fund and Plan	NAV	6 Month	1 Year	3 Year	5 Year
HDFC Retirement Savings Fund - Hybrid - Debt Plan Growth	₹21.6353 ↑ 0.04	0.35 %	-0.13 %	5.42 %	5.82 %
Data as on 18 Sep 26

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data.

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