HDFC Retirement Savings Fund - Hybrid - Equity Plan - G

NAV ₹39.728 ↑ 0.17 (0.43 %) as on 2 Jan 26

📑 Table of contents

Scheme Objective
NAV Price Chart
Returns
- Historical Returns
- Compounded Returns
Growth Of 10k Over Years
Holdings / Portfolio
- Portfolio Securities Holdings
- Portfolio Asset Allocation
All Plan & Options
Fund Manager Information
Custodians
Registrar & Transfer Agent (RTA)
Administrator Companies
Auditors

Scheme Objective

The investment objective of the Investment Plans offered under the Scheme is to generate a corpus to provide for pension to an investor in the form of income to the extent of the redemption value of their holding after the age of 60 years by investing in a mix of securities comprising of equity, equity related instruments and/or Debt/Money Market Instruments.

HDFC Retirement Savings Fund - Hybrid - Equity Plan is a Solutions - Retirement Fund fund launched on 25 Feb 16. It is a fund with Moderately High risk and has given a CAGR return of 15% since its launch. Return for 2025 was 5.4% , 2024 was 14% and 2023 was 24.9% .

Below is the key information for HDFC Retirement Savings Fund - Hybrid - Equity Plan

NAV as on 2 Jan 26	₹39.728 ↑ 0.17 (0.43 %)
Net Assets (AUM) as on 30 Nov 2025	₹1,748 Cr.
Launch Date	25 Feb 2016
Category	Solutions - Retirement Fund
Rating	Not Rated
Type	Open Ended Fund
Risk	Moderately High
AMC	HDFC Asset Management Company Limited

Alpha Ratio	0.0
Expense Ratio	2.07 %
Sharpe Ratio	-0.136
Information Ratio	0.0
Benchmark	Not Available
Min Investment	₹5,000
Min SIP Investment	₹300
Exit Load	0-60 Years (1%),60 Years and above(NIL)

NAV Price Chart

HDFC Retirement Savings Fund - Hybrid - Equity Plan NAV Chart

Returns

Annual Compounded Returns

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Jan 26

Duration	Returns
1 Month	0%
3 Month	2.7%
6 Month	0.7%
1 Year	5%
3 Year	14.5%
5 Year	14.3%
10 Year
15 Year
Since launch	15%

Historical Annual Returns

Historical performance (Yearly) on absolute basis

Year	Returns
2024	5.4%
2023	14%
2022	24.9%
2021	4.8%
2020	24.6%
2019	17.4%
2018	7.4%
2017	-0.5%
2016	28.8%

Growth of 10k Over Years

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹12,460
31 Dec 22	₹13,052
31 Dec 23	₹16,308
31 Dec 24	₹18,592
31 Dec 25	₹19,596

HDFC Retirement Savings Fund - Hybrid - Equity Plan Growth 10k Chart

Asset Allocation

Asset Class	Value
Cash	9.31%
Equity	74.68%
Debt	16.01%

Top Securities Holdings / Portfolio

Holdings/Securities

Name	Global Industry	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 29 Feb 16 \| HDFCBANK	Banks - Regional	7%	₹121 Cr	1,200,000
ICICI Bank Ltd (Financial Services) Equity, Since 30 Apr 16 \| ICICIBANK	Banks - Regional	6%	₹97 Cr	700,000
Bajaj Finance Limited Debentures \| -		4%	₹72 Cr	7,000
Reliance Industries Ltd (Energy) Equity, Since 29 Feb 16 \| RELIANCE	Oil & Gas Refining & Marketing	4%	₹63 Cr	400,000
Axis Bank Ltd (Financial Services) Equity, Since 29 Feb 16 \| AXISBANK	Banks - Regional	3%	₹51 Cr	400,000
State Bank of India (Financial Services) Equity, Since 29 Feb 16 \| SBIN	Banks - Regional	3%	₹49 Cr	500,000
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 31 May 24 \| MARUTI	Auto Manufacturers	3%	₹48 Cr	30,000
Infosys Ltd (Technology) Equity, Since 29 Feb 16 \| INFY	Information Technology Services	3%	₹45 Cr	290,000
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Jan 22 \| BHARTIARTL	Telecom Services	2%	₹42 Cr	200,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Mar 23 \| KOTAKBANK	Banks - Regional	2%	₹40 Cr	190,000

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Fund Managers

Name	Since	Tenure
Shobhit Mehrotra	25 Feb 16	9.77 Yr.
Arun Agarwal	1 Apr 25	0.67 Yr.
Srinivasan Ramamurthy	14 Dec 21	3.97 Yr.
Dhruv Muchhal	22 Jun 23	2.45 Yr.
Nandita Menezes	1 Apr 25	0.67 Yr.

Custodians

Company	Address
Deutsche Bank AG	1 Great Winchester Street
HDFC Bank Ltd	HDFC Bank House,Kamala Mills Compound,Senapati Bapat Marg,,Lower Parel (W),
Citibank N.A. India	Trent House, 3rd Floor, G Block,,Plot No.60, Next to Citibank,,Bandra Kurla Complex,,Bandra (East),

Registrar & Transfer Agent

Computer Age Management Services Ltd
Address	New No.10, Old No.178,,Kodambakkam High Road,,Opp. Hotel Palmgrove,,Nungambakkam
FAX	91-44-28283610
Email	enq_L@camsonline.com

Administrator Companies

Company	Address
HDFC Mutual Fund	2nd Floor, H.T. Parekh Marg, 165-166, Backbay Reclamation, Churchgate

Auditors

Company	Address
S. R. BATLIBOI & Co	Express Tower, 6th Floor,Nariman Point,Mumbai
BSR & Co. LLP	BSR & Co. LLP

All Plan & Options

Fund and Plan	NAV	6 Month	1 Year	3 Year	5 Year
HDFC Retirement Savings Fund - Hybrid - Equity Plan Growth	₹39.728 ↑ 0.17	0.75 %	5.05 %	14.52 %	14.34 %
Data as on 2 Jan 26

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data.

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