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HDFC Retirement Savings Fund - Hybrid - Equity Plan - G

NAV  ₹38.222 ↓ -0.02  (-0.04 %) as on 2 Sep 25

Scheme Objective

The investment objective of the Investment Plans offered under the Scheme is to generate a corpus to provide for pension to an investor in the form of income to the extent of the redemption value of their holding after the age of 60 years by investing in a mix of securities comprising of equity, equity related instruments and/or Debt/Money Market Instruments.

HDFC Retirement Savings Fund - Hybrid - Equity Plan is a Solutions - Retirement Fund fund launched on 25 Feb 16. It is a fund with Moderately High risk and has given a CAGR return of 15.1% since its launch.  Return for 2024 was 14% , 2023 was 24.9% and 2022 was 4.8% .

Below is the key information for HDFC Retirement Savings Fund - Hybrid - Equity Plan

NAV as on 2 Sep 25₹38.222 ↓ -0.02  (-0.04 %)
Net Assets (AUM) as on 31 Jul 2025 ₹1,673 Cr.
Launch Date25 Feb 2016
CategorySolutions - Retirement Fund
RatingNot Rated
TypeOpen Ended Fund
RiskModerately High
AMCHDFC Asset Management Company Limited
Alpha Ratio0.0
Expense Ratio2.07 %
Sharpe Ratio-0.499
Information Ratio0.0
BenchmarkNot Available
Min Investment ₹5,000
Min SIP Investment ₹300
Exit Load 0-60 Years (1%),60 Years and above(NIL)

Returns

Annual Compounded Returns

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Sep 25

DurationReturns
1 Month 0%
3 Month -0.5%
6 Month 10.2%
1 Year -1.4%
3 Year 14.3%
5 Year 17.3%
10 Year
15 Year
Since launch 15.1%

Historical Annual Returns

Historical performance (Yearly) on absolute basis

YearReturns
2024 14%
2023 24.9%
2022 4.8%
2021 24.6%
2020 17.4%
2019 7.4%
2018 -0.5%
2017 28.8%
2016

Growth of 10k Over Years

DateValue
31 Aug 20₹10,000
31 Aug 21₹14,428
31 Aug 22₹14,978
31 Aug 23₹17,707
31 Aug 24₹22,588
31 Aug 25₹22,216
HDFC Retirement Savings Fund - Hybrid - Equity Plan Growth 10k Chart

Asset Allocation

Asset ClassValue
Cash14.16%
Equity70.57%
Debt15.27%
HDFC Retirement Savings Fund - Hybrid - Equity Plan Asset Allocation

Top Securities Holdings / Portfolio

Holdings/Securities

NameGlobal IndustryHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 29 Feb 16 | HDFCBANK
Banks - Regional7%₹121 Cr600,000
ICICI Bank Ltd (Financial Services)
Equity, Since 30 Apr 16 | ICICIBANK
Banks - Regional6%₹104 Cr700,000
Reliance Industries Ltd (Energy)
Equity, Since 29 Feb 16 | RELIANCE
Oil & Gas Refining & Marketing3%₹56 Cr400,000
Axis Bank Ltd (Financial Services)
Equity, Since 29 Feb 16 | 532215
Banks - Regional3%₹43 Cr400,000
State Bank of India (Financial Services)
Equity, Since 29 Feb 16 | SBIN
Banks - Regional2%₹40 Cr500,000
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Jan 22 | BHARTIARTL
Telecom Services2%₹38 Cr200,000
Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 31 May 24 | MARUTI
Auto Manufacturers2%₹38 Cr30,000
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Mar 23 | KOTAKBANK
Banks - Regional2%₹38 Cr190,000
Tata Consultancy Services Ltd (Technology)
Equity, Since 28 Feb 25 | TCS
Information Technology Services2%₹35 Cr115,000
↑ 15,000
Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Mar 16 | LT
Engineering & Construction2%₹33 Cr90,000
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Fund Managers

NameSinceTenure
Shobhit Mehrotra25 Feb 169.52 Yr.
Arun Agarwal1 Apr 250.42 Yr.
Srinivasan Ramamurthy14 Dec 213.72 Yr.
Dhruv Muchhal22 Jun 232.2 Yr.
Nandita Menezes1 Apr 250.42 Yr.

Custodians

CompanyAddress
Deutsche Bank AGnull
HDFC Bank Ltdnull
Citibank N.A. Indianull

Registrar & Transfer Agent

Computer Age Management Services Ltd
Addressnull
FAXN.A
EmailN.A

Administrator Companies

CompanyAddress
HDFC Mutual Fundnull

Auditors

CompanyAddress
S. R. BATLIBOI & Conull
BSR & Co. LLPBSR & Co. LLP

All Plan & Options

Fund and PlanNAV6 Month1 Year3 Year5 Year
HDFC Retirement Savings Fund - Hybrid - Equity Plan
Growth
₹38.222
↓ -0.02
10.2 %-1.37 %14.31 %17.32 %
Data as on 2 Sep 25

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data.