The investment objective of the Investment Plans offered under the Scheme is to generate a corpus to provide for pension to an investor in the form of income to the extent of the redemption value of their holding after the age of 60 years by investing in a mix of securities comprising of equity, equity related instruments and/or Debt/Money Market Instruments. HDFC Retirement Savings Fund - Hybrid - Equity Plan is a Solutions - Retirement Fund fund launched on 25 Feb 16. It is a fund with Moderately High risk and has given a Below is the key information for HDFC Retirement Savings Fund - Hybrid - Equity Plan Returns up to 1 year are on Historical performance (Yearly) on absolute basis HDFC Retirement Savings Fund - Hybrid - Equity Plan - G
Scheme Objective
CAGR
return of 15.1% since its launch. Return for 2024 was 14% , 2023 was 24.9% and 2022 was 4.8% . NAV as on 2 Sep 25 ₹38.222 ↓ -0.02 (-0.04 %) Net Assets (AUM) as on 31 Jul 2025 ₹1,673 Cr. Launch Date 25 Feb 2016 Category Solutions - Retirement Fund Rating Type Open Ended Fund Risk Moderately High AMC HDFC Asset Management Company Limited Alpha Ratio 0.0 Expense Ratio 2.07 % Sharpe Ratio -0.499 Information Ratio 0.0 Benchmark Not Available Min Investment ₹5,000 Min SIP Investment ₹300 Exit Load 0-60 Years (1%),60 Years and above(NIL) NAV Price Chart
Returns
Annual Compounded Returns
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 2 Sep 25 Duration Returns 1 Month 0% 3 Month -0.5% 6 Month 10.2% 1 Year -1.4% 3 Year 14.3% 5 Year 17.3% 10 Year 15 Year Since launch 15.1% Historical Annual Returns
Year Returns 2024 14% 2023 24.9% 2022 4.8% 2021 24.6% 2020 17.4% 2019 7.4% 2018 -0.5% 2017 28.8% 2016 Growth of 10k Over Years
Date Value 31 Aug 20 ₹10,000 31 Aug 21 ₹14,428 31 Aug 22 ₹14,978 31 Aug 23 ₹17,707 31 Aug 24 ₹22,588 31 Aug 25 ₹22,216 Asset Allocation
Asset Class Value Cash 14.16% Equity 70.57% Debt 15.27% Top Securities Holdings / Portfolio
Holdings/Securities
Name Global Industry Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 29 Feb 16 | HDFCBANKBanks - Regional 7% ₹121 Cr 600,000 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Apr 16 | ICICIBANKBanks - Regional 6% ₹104 Cr 700,000 Reliance Industries Ltd (Energy)
Equity, Since 29 Feb 16 | RELIANCEOil & Gas Refining & Marketing 3% ₹56 Cr 400,000 Axis Bank Ltd (Financial Services)
Equity, Since 29 Feb 16 | 532215Banks - Regional 3% ₹43 Cr 400,000 State Bank of India (Financial Services)
Equity, Since 29 Feb 16 | SBINBanks - Regional 2% ₹40 Cr 500,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Jan 22 | BHARTIARTLTelecom Services 2% ₹38 Cr 200,000 Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 31 May 24 | MARUTIAuto Manufacturers 2% ₹38 Cr 30,000 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Mar 23 | KOTAKBANKBanks - Regional 2% ₹38 Cr 190,000 Tata Consultancy Services Ltd (Technology)
Equity, Since 28 Feb 25 | TCSInformation Technology Services 2% ₹35 Cr 115,000
↑ 15,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Mar 16 | LTEngineering & Construction 2% ₹33 Cr 90,000
Talk to our investment specialistFund Managers
Name Since Tenure Shobhit Mehrotra 25 Feb 16 9.52 Yr. Arun Agarwal 1 Apr 25 0.42 Yr. Srinivasan Ramamurthy 14 Dec 21 3.72 Yr. Dhruv Muchhal 22 Jun 23 2.2 Yr. Nandita Menezes 1 Apr 25 0.42 Yr. Custodians
Company Address Deutsche Bank AG null HDFC Bank Ltd null Citibank N.A. India null Registrar & Transfer Agent
Computer Age Management Services Ltd Address null FAX N.A Email N.A Administrator Companies
Company Address HDFC Mutual Fund null Auditors
Company Address S. R. BATLIBOI & Co null BSR & Co. LLP BSR & Co. LLP All Plan & Options
Fund and Plan NAV 6 Month 1 Year 3 Year 5 Year HDFC Retirement Savings Fund - Hybrid - Equity Plan
Growth ₹38.222
↓ -0.02 10.2 % -1.37 % 14.31 % 17.32 % Data as on 2 Sep 25