HDFC Retirement Savings Fund - Hybrid - Equity Plan - G

NAV ₹38.663 ↑ 0.12 (0.30 %) as on 12 Sep 25

📑 Table of contents

Scheme Objective
NAV Price Chart
Returns
- Historical Returns
- Compounded Returns
Growth Of 10k Over Years
Holdings / Portfolio
- Portfolio Securities Holdings
- Portfolio Asset Allocation
All Plan & Options
Fund Manager Information
Custodians
Registrar & Transfer Agent (RTA)
Administrator Companies
Auditors

Scheme Objective

The investment objective of the Investment Plans offered under the Scheme is to generate a corpus to provide for pension to an investor in the form of income to the extent of the redemption value of their holding after the age of 60 years by investing in a mix of securities comprising of equity, equity related instruments and/or Debt/Money Market Instruments.

HDFC Retirement Savings Fund - Hybrid - Equity Plan is a Solutions - Retirement Fund fund launched on 25 Feb 16. It is a fund with Moderately High risk and has given a CAGR return of 15.2% since its launch. Return for 2024 was 14% , 2023 was 24.9% and 2022 was 4.8% .

Below is the key information for HDFC Retirement Savings Fund - Hybrid - Equity Plan

NAV as on 12 Sep 25	₹38.663 ↑ 0.12 (0.30 %)
Net Assets (AUM) as on 31 Jul 2025	₹1,673 Cr.
Launch Date	25 Feb 2016
Category	Solutions - Retirement Fund
Rating	Not Rated
Type	Open Ended Fund
Risk	Moderately High
AMC	HDFC Asset Management Company Limited

Alpha Ratio	0.0
Expense Ratio	2.07 %
Sharpe Ratio	-0.499
Information Ratio	0.0
Benchmark	Not Available
Min Investment	₹5,000
Min SIP Investment	₹300
Exit Load	0-60 Years (1%),60 Years and above(NIL)

NAV Price Chart

HDFC Retirement Savings Fund - Hybrid - Equity Plan NAV Chart

Returns

Annual Compounded Returns

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 12 Sep 25

Duration	Returns
1 Month	1.6%
3 Month	0.3%
6 Month	10%
1 Year	-0.8%
3 Year	14.2%
5 Year	17.8%
10 Year
15 Year
Since launch	15.2%

Historical Annual Returns

Historical performance (Yearly) on absolute basis

Year	Returns
2024	14%
2023	24.9%
2022	4.8%
2021	24.6%
2020	17.4%
2019	7.4%
2018	-0.5%
2017	28.8%
2016

Growth of 10k Over Years

Date	Value
31 Aug 20	₹10,000
31 Aug 21	₹14,428
31 Aug 22	₹14,978
31 Aug 23	₹17,707
31 Aug 24	₹22,588
31 Aug 25	₹22,216

HDFC Retirement Savings Fund - Hybrid - Equity Plan Growth 10k Chart

Asset Allocation

Asset Class	Value
Cash	14.16%
Equity	70.57%
Debt	15.27%

Top Securities Holdings / Portfolio

Holdings/Securities

Name	Global Industry	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 29 Feb 16 \| HDFCBANK	Banks - Regional	7%	₹121 Cr	600,000
ICICI Bank Ltd (Financial Services) Equity, Since 30 Apr 16 \| ICICIBANK	Banks - Regional	6%	₹104 Cr	700,000
Reliance Industries Ltd (Energy) Equity, Since 29 Feb 16 \| RELIANCE	Oil & Gas Refining & Marketing	3%	₹56 Cr	400,000
Axis Bank Ltd (Financial Services) Equity, Since 29 Feb 16 \| 532215	Banks - Regional	3%	₹43 Cr	400,000
State Bank of India (Financial Services) Equity, Since 29 Feb 16 \| SBIN	Banks - Regional	2%	₹40 Cr	500,000
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Jan 22 \| BHARTIARTL	Telecom Services	2%	₹38 Cr	200,000
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 31 May 24 \| MARUTI	Auto Manufacturers	2%	₹38 Cr	30,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Mar 23 \| KOTAKBANK	Banks - Regional	2%	₹38 Cr	190,000
Tata Consultancy Services Ltd (Technology) Equity, Since 28 Feb 25 \| TCS	Information Technology Services	2%	₹35 Cr	115,000 ↑ 15,000
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Mar 16 \| LT	Engineering & Construction	2%	₹33 Cr	90,000

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Fund Managers

Name	Since	Tenure
Shobhit Mehrotra	25 Feb 16	9.52 Yr.
Arun Agarwal	1 Apr 25	0.42 Yr.
Srinivasan Ramamurthy	14 Dec 21	3.72 Yr.
Dhruv Muchhal	22 Jun 23	2.2 Yr.
Nandita Menezes	1 Apr 25	0.42 Yr.

Custodians

Company	Address
Deutsche Bank AG	null
HDFC Bank Ltd	null
Citibank N.A. India	null

Registrar & Transfer Agent

Computer Age Management Services Ltd
Address	null
FAX	N.A
Email	N.A

Administrator Companies

Company	Address
HDFC Mutual Fund	null

Auditors

Company	Address
S. R. BATLIBOI & Co	null
BSR & Co. LLP	BSR & Co. LLP

All Plan & Options

Fund and Plan	NAV	6 Month	1 Year	3 Year	5 Year
HDFC Retirement Savings Fund - Hybrid - Equity Plan Growth	₹38.663 ↑ 0.12	10.01 %	-0.83 %	14.16 %	17.84 %
Data as on 12 Sep 25

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data.

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