Bandhan Regular Savings Fund - G

NAV ₹31.6925 ↑ 0.10 (0.32 %) as on 2 Apr 26

(Erstwhile IDFC Monthly Income Plan)

📑 Table of contents

Scheme Objective
NAV Price Chart
Returns
- Historical Returns
- Compounded Returns
Growth Of 10k Over Years
Holdings / Portfolio
All Plan & Options
Fund Manager Information
Custodians
Registrar & Transfer Agent (RTA)
Administrator Companies
Auditors

Scheme Objective

The primary objective of Scheme is to generate regular returns through investment primarily in debt securities. The secondary objective of the Scheme is to generate long-term capital appreciation by investing a portion of the Scheme's assets in equity securities. Monthly Income is not assumed and the same is subject to availability of distributable surplus.

Bandhan Regular Savings Fund is a Hybrid - Hybrid Debt fund launched on 25 Feb 10. It is a fund with Moderately High risk and has given a CAGR return of 7.4% since its launch. Ranked 28 in Hybrid Debt category. Return for 2025 was 6.7% , 2024 was 7.7% and 2023 was 9.5% .

Below is the key information for Bandhan Regular Savings Fund

NAV as on 2 Apr 26	₹31.6925 ↑ 0.10 (0.32 %)
Net Assets (AUM) as on 15 Mar 2026	₹96 Cr.
Launch Date	25 Feb 2010
Category	Hybrid - Hybrid Debt
Rating	☆☆☆
Type	Open Ended Fund
Risk	Moderately High
AMC	IDFC Asset Management Company Limited

Alpha Ratio	-0.62
Expense Ratio	2.01 %
Sharpe Ratio	0.499
Information Ratio	-0.74
Benchmark	Not Available
Min Investment	₹5,000
Min SIP Investment	₹100
Exit Load	0-365 Days (1%),365 Days and above(NIL)

NAV Price Chart

Returns

Annual Compounded Returns

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Apr 26

Duration	Returns
1 Month	-2.6%
3 Month	-3.6%
6 Month	-1.2%
1 Year	1.6%
3 Year	6.8%
5 Year	5.1%
10 Year
15 Year
Since launch	7.4%

Historical Annual Returns

Historical performance (Yearly) on absolute basis

Year	Returns
2024	6.7%
2023	7.7%
2022	9.5%
2021	0.1%
2020	6%
2019	8.5%
2018	8.1%
2017	1.6%
2016	9.8%

Growth of 10k Over Years

Date	Value
31 Mar 21	₹10,000
31 Mar 22	₹10,551
31 Mar 23	₹10,550
31 Mar 24	₹11,768
31 Mar 25	₹12,619
31 Mar 26	₹12,812

Bandhan Regular Savings Fund Growth 10k Chart

Asset Allocation

Asset Class	Value
Cash	21.13%
Equity	23.37%
Debt	55.04%
Other	0.43%

Sector Allocation

Sector	Value
Corporate	32.72%
Government	22.35%
Cash Equivalent	21.13%

Rating	Value
AA	31.51%
AAA	68.44%

Bandhan Regular Savings Fund Debt Allocation

Sector	Value
Consumer Cyclical	8.76%
Financial Services	6.6%
Technology	2.94%
Energy	1.25%
Industrials	0.91%
Basic Materials	0.82%
Consumer Defensive	0.7%
Communication Services	0.54%
Health Care	0.52%
Utility	0.33%

Bandhan Regular Savings Fund Equity Allocation

Top Securities Holdings / Portfolio

Holdings/Securities

Name	Holding	Value	Quantity
Bandhan Nifty 50 ETF - \| IDFNIFTYET	12%	₹12 Cr	425,000
7.30% Gs 2053 Sovereign Bonds \| -	8%	₹8 Cr	800,000 ↓ -500,000
8.57% Rajasthan Sdl 2028 Sovereign Bonds \| -	5%	₹5 Cr	500,000
Rural Electrification Corporation Limited Debentures \| -	5%	₹5 Cr	500,000
Kotak Mahindra Prime Limited Debentures \| -	5%	₹5 Cr	500,000
Godrej Industries Limited Debentures \| -	5%	₹5 Cr	500,000
LIC Housing Finance Ltd Debentures \| -	5%	₹5 Cr	500,000
National Bank For Agriculture And Rural Development Debentures \| -	5%	₹5 Cr	500,000 ↑ 500,000
Godrej Housing Finance Limited Debentures \| -	4%	₹4 Cr	400,000
Muthoot Finance Limited Debentures \| -	4%	₹4 Cr	400,000

1 - 10 of 25

Ready to Invest?
Talk to our investment specialist

Fund Managers

Name	Since	Tenure
Harshal Joshi	28 Jul 21	4.59 Yr.
Viraj Kulkarni	1 Jul 22	3.67 Yr.
Brijesh Shah	10 Jun 24	1.72 Yr.
Ritika Behera	7 Oct 23	2.4 Yr.
Gaurav Satra	10 Jun 24	1.72 Yr.

Custodians

Company	Address
Deutsche Bank AG	1 Great Winchester Street

Registrar & Transfer Agent

Computer Age Management Services Ltd
Address	New No.10, Old No.178,,Kodambakkam High Road,,Opp. Hotel Palmgrove,,Nungambakkam
FAX	91-44-28283610
Email	enq_L@camsonline.com

Administrator Companies

Company	Address
Bandhan Asset Management Company Limited	Bandhan Asset Management Company Limited,6th Floor, 841, One World Center,Jupiter Mill, Senapati Bapat Marg, Elphinstone Road (West), Mumbai

Auditors

Company	Address
Deloitte Haskins & Sells LLP	12, Dr. Annie Besant Road, Opp. Shiv Sagar Estate,,Worli

All Plan & Options

Fund and Plan	NAV	6 Month	1 Year	3 Year	5 Year
Bandhan Regular Savings Fund Growth	₹31.6925 ↑ 0.10	-1.2 %	1.64 %	6.8 %	5.15 %
Bandhan Regular Savings Fund Monthly Dividend, Reinvestment	₹11.0124 ↑ 0.04	-1.21 %	1.61 %	5.3 %	4.25 %
Bandhan Regular Savings Fund Quarterly Dividend, Reinvestment	₹13.2253 ↑ 0.04	-1.24 %	1.56 %	6.72 %	5.08 %
Data as on 2 Apr 26

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data.

Shepard Technologies Pvt. Ltd : 1808, Solus, Hiranandani Estate, Thane, Maharashtra - 400607

AMFI Registration No. 112358 | CIN: U74999MH2016PTC282153

Mutual fund investments are subject to market risks. Please read the scheme information and other related documents carefully before investing. Past performance is not indicative of future returns. Please consider your specific investment requirements before choosing a fund, or designing a portfolio that suits your needs.

Shepard Technologies Pvt. Ltd. (with ARN code 112358) makes no warranties or representations, express or implied, on products offered through the platform. It accepts no liability for any damages or losses, however caused, in connection with the use of, or on the reliance of its product or related services. Terms and conditions of the website are applicable.