Table of Contents To build a high quality growth-oriented portfolio to provide long-term capital gains to the investors, the scheme aims at providing returns through capital appreciation. Principal Tax Savings Fund is a Equity - ELSS fund launched on 31 Mar 96. It is a fund with Moderately High risk and has given a Below is the key information for Principal Tax Savings Fund Returns up to 1 year are on Historical performance (Yearly) on absolute basis Principal Tax Savings Fund - G
Scheme Objective
CAGR
return of 16% since its launch. Ranked 8 in ELSS
category. Return for 2024 was 15.8% , 2023 was 24.5% and 2022 was 4.3% . NAV as on 1 Jul 25 ₹513.61 ↓ -0.56 (-0.11 %) Net Assets (AUM) as on 31 May 2025 ₹1,359 Cr. Launch Date 31 Mar 1996 Category Equity - ELSS Rating ☆☆☆☆ Type Open Ended Fund Risk Moderately High AMC Principal Pnb Asset Mgmt. Co. Priv. Ltd. Alpha Ratio 0.21 Expense Ratio 2.26 % Sharpe Ratio 0.214 Information Ratio -0.44 Benchmark Not Available Min Investment ₹500 Min SIP Investment ₹500 Exit Load NIL NAV Price Chart
Returns
Annual Compounded Returns
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 1 Jul 25 Duration Returns 1 Month 2.8% 3 Month 10.7% 6 Month 4.1% 1 Year 4.9% 3 Year 19.8% 5 Year 22.7% 10 Year 15 Year Since launch 16% Historical Annual Returns
Year Returns 2024 15.8% 2023 24.5% 2022 4.3% 2021 32.1% 2020 18.9% 2019 2.5% 2018 -9.2% 2017 48.8% 2016 6.2% Growth of 10k Over Years
Date Value 30 Jun 20 ₹10,000 30 Jun 21 ₹15,903 30 Jun 22 ₹16,303 30 Jun 23 ₹20,115 30 Jun 24 ₹26,606 30 Jun 25 ₹28,100 Asset Allocation
Asset Class Value Cash 4.52% Equity 95.48% Sector Allocation
Sector Value Financial Services 32.66% Industrials 11.51% Consumer Cyclical 11.42% Health Care 7.09% Consumer Defensive 7.05% Basic Materials 7.03% Technology 6.38% Energy 5.79% Communication Services 4.7% Utility 1.82% Top Securities Holdings / Portfolio
Holdings/Securities
Name Global Industry Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 09 | HDFCBANKBanks - Regional 9% ₹125 Cr 644,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANKBanks - Regional 8% ₹107 Cr 737,000 Reliance Industries Ltd (Energy)
Equity, Since 31 Dec 21 | RELIANCEOil & Gas Refining & Marketing 5% ₹62 Cr 434,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Mar 13 | LTEngineering & Construction 3% ₹46 Cr 126,000 Axis Bank Ltd (Financial Services)
Equity, Since 30 Sep 17 | AXISBANKBanks - Regional 3% ₹44 Cr 366,000 State Bank of India (Financial Services)
Equity, Since 30 Apr 05 | SBINBanks - Regional 3% ₹43 Cr 532,000 Infosys Ltd (Technology)
Equity, Since 31 Jan 09 | INFYInformation Technology Services 3% ₹43 Cr 276,000 ITC Ltd (Consumer Defensive)
Equity, Since 31 Jan 23 | ITCTobacco 3% ₹40 Cr 951,000 Force Motors Ltd (Consumer Cyclical)
Equity, Since 30 Nov 21 | 500033Auto Manufacturers 2% ₹30 Cr 24,000 UltraTech Cement Ltd (Basic Materials)
Equity, Since 31 Jan 14 | ULTRACEMCOBuilding Materials 2% ₹30 Cr 27,000
Talk to our investment specialistFund Managers
Name Since Tenure Rohit Seksaria 1 Jan 22 3.42 Yr. Bharath Subramanian 2 Jun 25 0 Yr. Custodians
Company Address SBI-SG Global Securities Services Private Limited “B Wing”, “Jeevan Seva” Annexe Bldg.,Ground Floor, S.V. Road,Santacruz (W),,Mumbai – 400054 Registrar & Transfer Agent
KFin Technologies Ltd Address 138 -Suyesh Solitaire, Nr. Podar International School,Kudasan, Gandhinagar, Gujarat FAX N.A Email N.A Administrator Companies
Company Address Principal Mutual Fund Exchange Plaza, 2nd Floor,,National Stock Exchange Building,Bandra Kurla Complex,,Bandra East Auditors
Company Address S. R. BATLIBOI & Co Express Tower, 6th Floor,Nariman Point,Mumbai BSR & Co. LLP BSR & Co. LLP All Plan & Options
Fund and Plan NAV 6 Month 1 Year 3 Year 5 Year Principal Tax Savings Fund
Growth ₹513.61
↓ -0.56 4.05 % 4.91 % 19.76 % 22.68 % Data as on 1 Jul 25