ਬੈਸਟ ਬੈਲੈਂਸਡ ਮਿਉਚੁਅਲ ਫੰਡ ਇੰਡੀਆ 2022

Updated on September 1, 2025 , 16693 views

ਸਿਖਰਸੰਤੁਲਿਤ ਫੰਡ ਹਨਮਿਉਚੁਅਲ ਫੰਡ ਜੋ ਆਪਣੀ ਜਾਇਦਾਦ ਦਾ 65% ਤੋਂ ਵੱਧ ਨਿਵੇਸ਼ ਕਰਦੇ ਹਨਇਕੁਇਟੀ ਅਤੇ ਚੰਗੀ ਸਮੁੱਚੀ ਰਿਟਰਨ ਪੈਦਾ ਕਰਨ ਲਈ ਕਰਜ਼ੇ ਦੇ ਯੰਤਰਾਂ ਵਿੱਚ ਬਾਕੀ ਬਚੀ ਜਾਇਦਾਦ। ਸੰਤੁਲਿਤ ਮਿਉਚੁਅਲ ਫੰਡ ਉਹਨਾਂ ਨਿਵੇਸ਼ਕਾਂ ਲਈ ਲਾਭਦਾਇਕ ਹਨ ਜੋ ਲੈਣ ਲਈ ਤਿਆਰ ਹਨਬਜ਼ਾਰ ਕੁਝ ਨਿਸ਼ਚਤ ਰਿਟਰਨ ਦੀ ਤਲਾਸ਼ ਕਰਦੇ ਹੋਏ ਜੋਖਮ. ਇਕੁਇਟੀ ਅਤੇ ਸਟਾਕਾਂ ਵਿੱਚ ਨਿਵੇਸ਼ ਕੀਤੀਆਂ ਸੰਪਤੀਆਂ ਮਾਰਕੀਟ-ਲਿੰਕਡ ਰਿਟਰਨ ਦੀ ਪੇਸ਼ਕਸ਼ ਕਰਦੀਆਂ ਹਨ ਜਦੋਂ ਕਿ ਕਰਜ਼ੇ ਦੇ ਯੰਤਰਾਂ ਵਿੱਚ ਨਿਵੇਸ਼ ਕੀਤੀਆਂ ਸੰਪਤੀਆਂ ਸਥਿਰ ਰਿਟਰਨ ਦੀ ਪੇਸ਼ਕਸ਼ ਕਰਦੀਆਂ ਹਨ। ਇਕੁਇਟੀ ਅਤੇ ਕਰਜ਼ੇ ਦੋਵਾਂ ਦਾ ਸੁਮੇਲ ਹੋਣ ਕਰਕੇ, ਨਿਵੇਸ਼ਕਾਂ ਨੂੰ ਬਹੁਤ ਧਿਆਨ ਰੱਖਣਾ ਚਾਹੀਦਾ ਹੈ ਜਦੋਂਨਿਵੇਸ਼ ਇਹਨਾਂ ਫੰਡਾਂ ਵਿੱਚ. ਨਿਵੇਸ਼ਕਾਂ ਨੂੰ ਸਲਾਹ ਦਿੱਤੀ ਜਾਂਦੀ ਹੈ ਕਿ ਉਹ ਸੰਤੁਲਿਤ ਮਿਉਚੁਅਲ ਫੰਡਾਂ ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰਨ ਤੋਂ ਪਹਿਲਾਂ ਚੋਟੀ ਦੇ ਸੰਤੁਲਿਤ ਫੰਡਾਂ ਦੀ ਭਾਲ ਕਰਨ। ਅਸੀਂ ਹੇਠਾਂ ਚੋਟੀ ਦੇ ਸੰਤੁਲਿਤ ਮਿਉਚੁਅਲ ਫੰਡਾਂ ਨੂੰ ਸੂਚੀਬੱਧ ਕੀਤਾ ਹੈ।

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ਭਾਰਤ ਵਿੱਚ 2022 - 2023 ਵਿੱਚ ਨਿਵੇਸ਼ਾਂ ਲਈ ਚੋਟੀ ਦੇ 7 ਸੰਤੁਲਿਤ ਮਿਉਚੁਅਲ ਫੰਡ

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
Sundaram Equity Hybrid Fund Growth	₹135.137 ↑ 0.78	₹1,954	0.5	10.5	27.1	16	14.2
SBI Dynamic Asset Allocation Fund Growth	₹15.9463 ↑ 0.03	₹655	3.9	6.2	25.1	6.9	8.3
Baroda Pioneer Hybrid Equity Fund Growth	₹81.2894 ↑ 0.36	₹389	-3.5	-0.8	14.8	14.3	11.2
IDBI Hybrid Equity Fund Growth	₹17.1253 ↓ -0.01	₹179	7.8	9.8	12.1	14.4	7.1
Franklin India Multi - Asset Solution Fund Growth	₹21.0978 ↑ 0.00	₹62	1.5	10.6	11.5	13.6	14.9	11.7
Essel Regular Savings Fund Growth	₹26.1285 ↑ 0.02	₹36	0.8	3.8	9.4	5.4	5.8
Nippon India Hybrid Bond Fund Growth	₹58.2326 ↑ 0.05	₹899	1.6	5.9	7.4	8.7	8.8	7.8
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 31 Dec 21

Research Highlights & Commentary of 7 Funds showcased

Commentary	Sundaram Equity Hybrid Fund	SBI Dynamic Asset Allocation Fund	Baroda Pioneer Hybrid Equity Fund	IDBI Hybrid Equity Fund	Franklin India Multi - Asset Solution Fund	Essel Regular Savings Fund	Nippon India Hybrid Bond Fund
Point 1	Highest AUM (₹1,954 Cr).	Upper mid AUM (₹655 Cr).	Lower mid AUM (₹389 Cr).	Lower mid AUM (₹179 Cr).	Bottom quartile AUM (₹62 Cr).	Bottom quartile AUM (₹36 Cr).	Upper mid AUM (₹899 Cr).
Point 2	Oldest track record among peers (25 yrs).	Established history (10+ yrs).	Established history (21+ yrs).	Established history (8+ yrs).	Established history (10+ yrs).	Established history (15+ yrs).	Established history (21+ yrs).
Point 3	Rating: 2★ (upper mid).	Not Rated.	Top rated.	Not Rated.	Not Rated.	Rating: 1★ (lower mid).	Rating: 3★ (upper mid).
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderate.	Risk profile: Moderate.
Point 5	5Y return: 14.20% (upper mid).	5Y return: 8.31% (lower mid).	5Y return: 11.17% (upper mid).	5Y return: 7.09% (bottom quartile).	5Y return: 14.92% (top quartile).	5Y return: 5.81% (bottom quartile).	5Y return: 8.79% (lower mid).
Point 6	3Y return: 16.03% (top quartile).	3Y return: 6.92% (bottom quartile).	3Y return: 14.26% (upper mid).	3Y return: 14.43% (upper mid).	3Y return: 13.61% (lower mid).	3Y return: 5.43% (bottom quartile).	3Y return: 8.74% (lower mid).
Point 7	1Y return: 27.10% (top quartile).	1Y return: 25.12% (upper mid).	1Y return: 14.82% (upper mid).	1Y return: 12.06% (lower mid).	1Y return: 11.49% (lower mid).	1Y return: 9.39% (bottom quartile).	1Y return: 7.42% (bottom quartile).
Point 8	1M return: 1.80% (upper mid).	1M return: 1.04% (upper mid).	1M return: -2.79% (bottom quartile).	1M return: 2.10% (top quartile).	1M return: -0.07% (lower mid).	1M return: -0.76% (bottom quartile).	1M return: 0.44% (lower mid).
Point 9	Alpha: 5.81 (upper mid).	Alpha: 0.00 (lower mid).	Alpha: 6.53 (top quartile).	Alpha: -0.26 (bottom quartile).	Alpha: 0.00 (lower mid).	Alpha: -0.73 (bottom quartile).	Alpha: 0.77 (upper mid).
Point 10	Sharpe: 2.64 (top quartile).	Sharpe: 2.59 (upper mid).	Sharpe: 2.59 (upper mid).	Sharpe: 1.03 (bottom quartile).	Sharpe: 1.08 (lower mid).	Sharpe: 1.55 (lower mid).	Sharpe: 0.53 (bottom quartile).

Sundaram Equity Hybrid Fund

Highest AUM (₹1,954 Cr).
Oldest track record among peers (25 yrs).
Rating: 2★ (upper mid).
Risk profile: Moderately High.
5Y return: 14.20% (upper mid).
3Y return: 16.03% (top quartile).
1Y return: 27.10% (top quartile).
1M return: 1.80% (upper mid).
Alpha: 5.81 (upper mid).
Sharpe: 2.64 (top quartile).

SBI Dynamic Asset Allocation Fund

Upper mid AUM (₹655 Cr).
Established history (10+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 8.31% (lower mid).
3Y return: 6.92% (bottom quartile).
1Y return: 25.12% (upper mid).
1M return: 1.04% (upper mid).
Alpha: 0.00 (lower mid).
Sharpe: 2.59 (upper mid).

Baroda Pioneer Hybrid Equity Fund

Lower mid AUM (₹389 Cr).
Established history (21+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 11.17% (upper mid).
3Y return: 14.26% (upper mid).
1Y return: 14.82% (upper mid).
1M return: -2.79% (bottom quartile).
Alpha: 6.53 (top quartile).
Sharpe: 2.59 (upper mid).

IDBI Hybrid Equity Fund

Lower mid AUM (₹179 Cr).
Established history (8+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 7.09% (bottom quartile).
3Y return: 14.43% (upper mid).
1Y return: 12.06% (lower mid).
1M return: 2.10% (top quartile).
Alpha: -0.26 (bottom quartile).
Sharpe: 1.03 (bottom quartile).

Franklin India Multi - Asset Solution Fund

Bottom quartile AUM (₹62 Cr).
Established history (10+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 14.92% (top quartile).
3Y return: 13.61% (lower mid).
1Y return: 11.49% (lower mid).
1M return: -0.07% (lower mid).
Alpha: 0.00 (lower mid).
Sharpe: 1.08 (lower mid).

Essel Regular Savings Fund

Bottom quartile AUM (₹36 Cr).
Established history (15+ yrs).
Rating: 1★ (lower mid).
Risk profile: Moderate.
5Y return: 5.81% (bottom quartile).
3Y return: 5.43% (bottom quartile).
1Y return: 9.39% (bottom quartile).
1M return: -0.76% (bottom quartile).
Alpha: -0.73 (bottom quartile).
Sharpe: 1.55 (lower mid).

Nippon India Hybrid Bond Fund

Upper mid AUM (₹899 Cr).
Established history (21+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderate.
5Y return: 8.79% (lower mid).
3Y return: 8.74% (lower mid).
1Y return: 7.42% (bottom quartile).
1M return: 0.44% (lower mid).
Alpha: 0.77 (upper mid).
Sharpe: 0.53 (bottom quartile).

ਚੋਟੀ ਦੇ 7 ਸੰਤੁਲਿਤ ਫੰਡ

1. Sundaram Equity Hybrid Fund

(Erstwhile Sundaram Balanced Fund)

The scheme seeks to generate capital appreciation and current income through a judicious mix of investments in equities and fixed income securities.

Research Highlights for Sundaram Equity Hybrid Fund

Highest AUM (₹1,954 Cr).
Oldest track record among peers (25 yrs).
Rating: 2★ (upper mid).
Risk profile: Moderately High.
5Y return: 14.20% (upper mid).
3Y return: 16.03% (top quartile).
1Y return: 27.10% (top quartile).
1M return: 1.80% (upper mid).
Alpha: 5.81 (upper mid).
Sharpe: 2.64 (top quartile).
Information ratio: -0.12 (lower mid).

Below is the key information for Sundaram Equity Hybrid Fund

Sundaram Equity Hybrid Fund Growth
Launch Date	23 Jun 00
NAV (31 Dec 21)	₹135.137 ↑ 0.78 (0.58 %)
Net Assets (Cr)	₹1,954 on 30 Nov 21
Category	Hybrid - Hybrid Equity
AMC	Sundaram Asset Management Company Ltd
Rating	☆☆
Risk	Moderately High
Expense Ratio	2.18
Sharpe Ratio	2.64
Information Ratio	-0.12
Alpha Ratio	5.81
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Aug 20	₹10,000
31 Aug 21	₹14,231

Sundaram Equity Hybrid Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹436,710.
Net Profit of ₹136,710 Invest Now

Returns for Sundaram Equity Hybrid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

Duration	Returns
1 Month	1.8%
3 Month	0.5%
6 Month	10.5%
1 Year	27.1%
3 Year	16%
5 Year	14.2%
10 Year
15 Year
Since launch	12.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015

Fund Manager information for Sundaram Equity Hybrid Fund

Name	Since	Tenure

Data below for Sundaram Equity Hybrid Fund as on 30 Nov 21

Asset Allocation

Asset Class	Value

Equity Sector Allocation

Sector	Value

Debt Sector Allocation

Sector	Value

Credit Quality

Rating	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

2. SBI Dynamic Asset Allocation Fund

The objective of the fund will be to provide investors with an opportunity to invest in a portfolio of a mix of equity and equity related securities and fixed income instruments. The allocation between fixed income and equity instruments will be managed dynamically so as to provide investors with long term capital appreciation However, there can be no assurance that the investment objective of the Scheme will be achieved.

Research Highlights for SBI Dynamic Asset Allocation Fund

Upper mid AUM (₹655 Cr).
Established history (10+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 8.31% (lower mid).
3Y return: 6.92% (bottom quartile).
1Y return: 25.12% (upper mid).
1M return: 1.04% (upper mid).
Alpha: 0.00 (lower mid).
Sharpe: 2.59 (upper mid).
Information ratio: 0.00 (top quartile).

Below is the key information for SBI Dynamic Asset Allocation Fund

SBI Dynamic Asset Allocation Fund Growth
Launch Date	26 Mar 15
NAV (02 Jul 21)	₹15.9463 ↑ 0.03 (0.18 %)
Net Assets (Cr)	₹655 on 31 May 21
Category	Hybrid - Dynamic Allocation
AMC	SBI Funds Management Private Limited
Rating	Not Rated
Risk	Moderately High
Expense Ratio	2.07
Sharpe Ratio	2.59
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Aug 20	₹10,000

SBI Dynamic Asset Allocation Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹376,357.
Net Profit of ₹76,357 Invest Now

Returns for SBI Dynamic Asset Allocation Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

Duration	Returns
1 Month	1%
3 Month	3.9%
6 Month	6.2%
1 Year	25.1%
3 Year	6.9%
5 Year	8.3%
10 Year
15 Year
Since launch	7.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015

Fund Manager information for SBI Dynamic Asset Allocation Fund

Name	Since	Tenure

Data below for SBI Dynamic Asset Allocation Fund as on 31 May 21

Asset Allocation

Asset Class	Value

Equity Sector Allocation

Sector	Value

Debt Sector Allocation

Sector	Value

Credit Quality

Rating	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

3. Baroda Pioneer Hybrid Equity Fund

(Erstwhile Baroda Pioneer Balance Fund)

The scheme is targeted for long-term capital appreciation along with stability through a well balanced portfolio comprising of equity,equity related instruments, money market instrument and debt securities.

Research Highlights for Baroda Pioneer Hybrid Equity Fund

Lower mid AUM (₹389 Cr).
Established history (21+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 11.17% (upper mid).
3Y return: 14.26% (upper mid).
1Y return: 14.82% (upper mid).
1M return: -2.79% (bottom quartile).
Alpha: 6.53 (top quartile).
Sharpe: 2.59 (upper mid).
Information ratio: -0.07 (upper mid).

Below is the key information for Baroda Pioneer Hybrid Equity Fund

Baroda Pioneer Hybrid Equity Fund Growth
Launch Date	12 Sep 03
NAV (11 Mar 22)	₹81.2894 ↑ 0.36 (0.45 %)
Net Assets (Cr)	₹389 on 31 Jan 22
Category	Hybrid - Hybrid Equity
AMC	Baroda Pioneer Asset Management Co. Ltd.
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	2.48
Sharpe Ratio	2.59
Information Ratio	-0.07
Alpha Ratio	6.53
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Aug 20	₹10,000
31 Aug 21	₹14,603

Baroda Pioneer Hybrid Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹405,518.
Net Profit of ₹105,518 Invest Now

Returns for Baroda Pioneer Hybrid Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

Duration	Returns
1 Month	-2.8%
3 Month	-3.5%
6 Month	-0.8%
1 Year	14.8%
3 Year	14.3%
5 Year	11.2%
10 Year
15 Year
Since launch	12%

Historical performance (Yearly) on absolute basis

Year	Returns
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015

Fund Manager information for Baroda Pioneer Hybrid Equity Fund

Name	Since	Tenure

Data below for Baroda Pioneer Hybrid Equity Fund as on 31 Jan 22

Asset Allocation

Asset Class	Value

Equity Sector Allocation

Sector	Value

Debt Sector Allocation

Sector	Value

Credit Quality

Rating	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

4. IDBI Hybrid Equity Fund

(Erstwhile IDBI Prudence Fund)

The investment objective of the scheme would be to generate opportunities for capital appreciation along with income by investing in a diversified basket of equity and equity related instruments, debt and money market instruments. However, there can be no assurance that the investment objective of the scheme will be realized.

Research Highlights for IDBI Hybrid Equity Fund

Lower mid AUM (₹179 Cr).
Established history (8+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 7.09% (bottom quartile).
3Y return: 14.43% (upper mid).
1Y return: 12.06% (lower mid).
1M return: 2.10% (top quartile).
Alpha: -0.26 (bottom quartile).
Sharpe: 1.03 (bottom quartile).
Information ratio: -1.03 (bottom quartile).

Below is the key information for IDBI Hybrid Equity Fund

IDBI Hybrid Equity Fund Growth
Launch Date	24 Oct 16
NAV (28 Jul 23)	₹17.1253 ↓ -0.01 (-0.05 %)
Net Assets (Cr)	₹179 on 30 Jun 23
Category	Hybrid - Hybrid Equity
AMC	IDBI Asset Management Limited
Rating	Not Rated
Risk	Moderately High
Expense Ratio	2.52
Sharpe Ratio	1.03
Information Ratio	-1.03
Alpha Ratio	-0.26
Min Investment	5,000
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 Aug 20	₹10,000
31 Aug 21	₹13,169
31 Aug 22	₹13,480

IDBI Hybrid Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹367,070.
Net Profit of ₹67,070 Invest Now

Returns for IDBI Hybrid Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

Duration	Returns
1 Month	2.1%
3 Month	7.8%
6 Month	9.8%
1 Year	12.1%
3 Year	14.4%
5 Year	7.1%
10 Year
15 Year
Since launch	8.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015

Fund Manager information for IDBI Hybrid Equity Fund

Name	Since	Tenure

Data below for IDBI Hybrid Equity Fund as on 30 Jun 23

Asset Allocation

Asset Class	Value

Equity Sector Allocation

Sector	Value

Debt Sector Allocation

Sector	Value

Credit Quality

Rating	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

5. Franklin India Multi - Asset Solution Fund

The Fund seeks to achieve capital appreciation and diversification through a mix of strategic and tactical allocation to various asset classes such as equity, debt, gold and cash by investing in funds investing in these asset classes. However, there is no assurance or guarantee that the objective of the scheme will be achieved.

Research Highlights for Franklin India Multi - Asset Solution Fund

Bottom quartile AUM (₹62 Cr).
Established history (10+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 14.92% (top quartile).
3Y return: 13.61% (lower mid).
1Y return: 11.49% (lower mid).
1M return: -0.07% (lower mid).
Alpha: 0.00 (lower mid).
Sharpe: 1.08 (lower mid).
Information ratio: 0.00 (upper mid).

Below is the key information for Franklin India Multi - Asset Solution Fund

Franklin India Multi - Asset Solution Fund Growth
Launch Date	28 Nov 14
NAV (02 Sep 25)	₹21.0978 ↑ 0.00 (0.00 %)
Net Assets (Cr)	₹62 on 31 Jul 25
Category	Hybrid - Dynamic Allocation
AMC	Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating	Not Rated
Risk	Moderately High
Expense Ratio	1.36
Sharpe Ratio	1.08
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-3 Years (1%),3 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Aug 20	₹10,000
31 Aug 21	₹13,165
31 Aug 22	₹13,800
31 Aug 23	₹15,036
31 Aug 24	₹18,074
31 Aug 25	₹20,146

Franklin India Multi - Asset Solution Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹436,710.
Net Profit of ₹136,710 Invest Now

Returns for Franklin India Multi - Asset Solution Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

Duration	Returns
1 Month	-0.1%
3 Month	1.5%
6 Month	10.6%
1 Year	11.5%
3 Year	13.6%
5 Year	14.9%
10 Year
15 Year
Since launch	7.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	11.7%
2023	14.9%
2022	3.9%
2021	25.5%
2020	-14%
2019	8.2%
2018	0.4%
2017	11.1%
2016	7.8%
2015	0.8%

Fund Manager information for Franklin India Multi - Asset Solution Fund

Name	Since	Tenure
Rahul Goswami	4 Jul 25	0.16 Yr.
Pallab Roy	4 Jul 25	0.16 Yr.
Rohan Maru	4 Jul 25	0.16 Yr.

Data below for Franklin India Multi - Asset Solution Fund as on 31 Jul 25

Asset Allocation

Asset Class	Value
Cash	42.54%
Debt	57.49%
Other	0.14%

Equity Sector Allocation

Sector	Value
Financial Services	10.49%
Industrials	2.68%
Consumer Defensive	2.56%
Consumer Cyclical	2.53%
Technology	2.47%
Basic Materials	2.36%
Health Care	2.18%
Energy	1.71%
Communication Services	1.55%
Utility	1.42%
Real Estate	0.66%

Debt Sector Allocation

Sector	Value
Cash Equivalent	39.92%
Corporate	38.1%
Government	22.02%

Credit Quality

Rating	Value
AA	6%
AAA	94%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Franklin India Corp Dbt Dir Gr Investment Fund \| -	20%	₹12 Cr	1,129,602 ↑ 1,129,602
Franklin India Arbitrage Dir Gr Investment Fund \| -	20%	₹12 Cr	11,709,016 ↑ 11,709,016
Kotak Corporate Bond Dir Gr Investment Fund \| -	9%	₹5 Cr	13,741 ↑ 13,741
Axis Corporate Bond Dir Gr Investment Fund \| -	9%	₹5 Cr	2,994,043 ↑ 2,994,043
Bandhan Corporate Bond Dir Gr Investment Fund \| -	9%	₹5 Cr	2,734,146 ↑ 2,734,146
Franklin India Gov Sec Dir Gr Investment Fund \| -	9%	₹5 Cr	848,430 ↑ 848,430
Tata Arbitrage Dir Gr Investment Fund \| -	8%	₹5 Cr	3,139,861 ↑ 3,139,861
Aditya BSL Arbitrage Dir Gr Investment Fund \| -	8%	₹5 Cr	1,656,759 ↑ 1,656,759
Kotak Arbitrage Dir Gr Investment Fund \| -	8%	₹5 Cr	1,184,601 ↑ 1,184,601
Franklin India S/T Inc Sgtd Ptf3DirRetGr Investment Fund \| -	0%	₹0 Cr	23,974

6. Essel Regular Savings Fund

(Erstwhile Essel Income Plus Fund)

To generate regular income through a portfolio of predominantly high quality fixed income securities and with a marginal exposure to equity & equity related securities. However, there can be no assurance that the investment objective of the scheme will be achieved. The scheme does not assure or guarantee any returns.

Research Highlights for Essel Regular Savings Fund

Bottom quartile AUM (₹36 Cr).
Established history (15+ yrs).
Rating: 1★ (lower mid).
Risk profile: Moderate.
5Y return: 5.81% (bottom quartile).
3Y return: 5.43% (bottom quartile).
1Y return: 9.39% (bottom quartile).
1M return: -0.76% (bottom quartile).
Alpha: -0.73 (bottom quartile).
Sharpe: 1.55 (lower mid).
Information ratio: -0.87 (bottom quartile).

Below is the key information for Essel Regular Savings Fund

Essel Regular Savings Fund Growth
Launch Date	29 Jul 10
NAV (14 Nov 24)	₹26.1285 ↑ 0.02 (0.06 %)
Net Assets (Cr)	₹36 on 30 Sep 24
Category	Hybrid - Hybrid Debt
AMC	Essel Funds Management Company Ltd
Rating	☆
Risk	Moderate
Expense Ratio	1.95
Sharpe Ratio	1.55
Information Ratio	-0.87
Alpha Ratio	-0.73
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Aug 20	₹10,000
31 Aug 21	₹10,952
31 Aug 22	₹11,191
31 Aug 23	₹11,806
31 Aug 24	₹13,059

Essel Regular Savings Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹349,120.
Net Profit of ₹49,120 Invest Now

Returns for Essel Regular Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

Duration	Returns
1 Month	-0.8%
3 Month	0.8%
6 Month	3.8%
1 Year	9.4%
3 Year	5.4%
5 Year	5.8%
10 Year
15 Year
Since launch	6.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015

Fund Manager information for Essel Regular Savings Fund

Name	Since	Tenure

Data below for Essel Regular Savings Fund as on 30 Sep 24

Asset Allocation

Asset Class	Value

Equity Sector Allocation

Sector	Value

Debt Sector Allocation

Sector	Value

Credit Quality

Rating	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

7. Nippon India Hybrid Bond Fund

(Erstwhile Reliance Monthly Income Plan)

The primary investment objective of the Scheme is to generate regular income in order to make regular dividend payments to unit holders and the secondary objective is growth of capital.

Research Highlights for Nippon India Hybrid Bond Fund

Upper mid AUM (₹899 Cr).
Established history (21+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderate.
5Y return: 8.79% (lower mid).
3Y return: 8.74% (lower mid).
1Y return: 7.42% (bottom quartile).
1M return: 0.44% (lower mid).
Alpha: 0.77 (upper mid).
Sharpe: 0.53 (bottom quartile).
Information ratio: -0.32 (lower mid).

Below is the key information for Nippon India Hybrid Bond Fund

Nippon India Hybrid Bond Fund Growth
Launch Date	29 Dec 03
NAV (03 Sep 25)	₹58.2326 ↑ 0.05 (0.08 %)
Net Assets (Cr)	₹899 on 31 Jul 25
Category	Hybrid - Hybrid Debt
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆☆
Risk	Moderate
Expense Ratio	1.9
Sharpe Ratio	0.53
Information Ratio	-0.32
Alpha Ratio	0.77
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Aug 20	₹10,000
31 Aug 21	₹11,323
31 Aug 22	₹11,910
31 Aug 23	₹12,932
31 Aug 24	₹14,231
31 Aug 25	₹15,277

Nippon India Hybrid Bond Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹376,357.
Net Profit of ₹76,357 Invest Now

Returns for Nippon India Hybrid Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

Duration	Returns
1 Month	0.4%
3 Month	1.6%
6 Month	5.9%
1 Year	7.4%
3 Year	8.7%
5 Year	8.8%
10 Year
15 Year
Since launch	8.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.8%
2023	10.2%
2022	4.8%
2021	10.1%
2020	-8.5%
2019	2.8%
2018	4%
2017	9.3%
2016	9.2%
2015	6.2%

Fund Manager information for Nippon India Hybrid Bond Fund

Name	Since	Tenure
Dhrumil Shah	10 Sep 21	3.98 Yr.
Kinjal Desai	29 Dec 03	21.69 Yr.
Sushil Budhia	1 Feb 20	5.59 Yr.
Akshay Sharma	1 Dec 22	2.75 Yr.

Data below for Nippon India Hybrid Bond Fund as on 31 Jul 25

Asset Allocation

Asset Class	Value
Cash	8.26%
Equity	16.73%
Debt	74.73%
Other	0.28%

Equity Sector Allocation

Sector	Value
Financial Services	5.09%
Real Estate	1.92%
Industrials	1.58%
Energy	1.25%
Consumer Cyclical	1.24%
Technology	1.24%
Basic Materials	0.9%
Consumer Defensive	0.87%
Health Care	0.61%
Communication Services	0.55%
Utility	0.36%

Debt Sector Allocation

Sector	Value
Corporate	62.98%
Government	11.75%
Cash Equivalent	8.26%

Credit Quality

Rating	Value
A	21.36%
AA	49.65%
AAA	28.98%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.02% Govt Stock 2031 Sovereign Bonds \| -	6%	₹52 Cr	5,000,000
Aditya Birla Real Estate Limited Debentures \| -	4%	₹36 Cr	3,500
Suryapet Khammam Road Private Limited Debentures \| -	4%	₹31 Cr	3,862
7.1% Govt Stock 2029 Sovereign Bonds \| -	3%	₹31 Cr	3,000,000
Mancherial Repallewada Road Private Limited Debentures \| -	3%	₹31 Cr	3,400
Renserv Global Private Limited Debentures \| -	3%	₹30 Cr	3,000
Bamboo Hotel And Global Centre (Delhi) Private Limited Debentures \| -	3%	₹27 Cr	2,700
Delhi International Airport Limited Debentures \| -	3%	₹27 Cr	2,600
TRuhome Finance Limited Debentures \| -	3%	₹26 Cr	2,500
Vedanta Limited Debentures \| -	3%	₹25 Cr	2,500

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