ਸੰਤੁਲਿਤ ਫੰਡ ਕਰਜ਼ੇ ਅਤੇ ਦੋਨਾਂ ਦਾ ਸੁਮੇਲ ਹੈਇਕੁਇਟੀ ਫੰਡ. ਇਹ ਫੰਡ ਦੋਵਾਂ ਫੰਡਾਂ ਦੇ ਲਾਭ ਪ੍ਰਦਾਨ ਕਰਦੇ ਹਨ, ਅਰਥਾਤ, ਇਕੁਇਟੀ ਦੁਆਰਾ ਲੰਬੇ ਸਮੇਂ ਦੀ ਦੌਲਤ ਸਿਰਜਣਾ ਅਤੇ ਇਸ ਦੁਆਰਾ ਨਿਯਮਤ ਰਿਟਰਨਨਿਵੇਸ਼ ਵਿੱਚਕਰਜ਼ਾ ਫੰਡ. ਆਮ ਤੌਰ 'ਤੇ, ਇਹ ਫੰਡ ਉਨ੍ਹਾਂ ਨਿਵੇਸ਼ਕਾਂ ਲਈ ਇੱਕ ਵਧੀਆ ਵਿਕਲਪ ਹਨ ਜੋ ਘੱਟ ਜੋਖਮ ਤੋਂ ਦਰਮਿਆਨੇ ਜੋਖਮ ਦੇ ਨਾਲ ਥੋੜ੍ਹੇ ਤੋਂ ਦਰਮਿਆਨੇ ਸਮੇਂ ਦੇ ਅੰਦਰ ਆਪਣੇ ਨਿਵੇਸ਼ਾਂ ਵਿੱਚ ਵਿਭਿੰਨਤਾ ਲਿਆਉਣ ਦੇ ਤਰੀਕੇ ਲੱਭ ਰਹੇ ਹਨ।
ਨਿਪੋਨ ਇੰਡੀਆਮਿਉਚੁਅਲ ਫੰਡ (ਪਹਿਲਾਂ ਵਜੋਂ ਜਾਣਿਆ ਜਾਂਦਾ ਸੀਰਿਲਾਇੰਸ ਮਿਉਚੁਅਲ ਫੰਡ), ਮੋਹਰੀ ਦੇ ਇੱਕ ਹੋਣ ਕਰਕੇAMCs ਭਾਰਤ ਵਿੱਚ, ਨਿਵੇਸ਼ਕ ਅਕਸਰ ਇਸ ਫੰਡ ਹਾਊਸ ਦੀਆਂ ਚੋਟੀ ਦੀਆਂ ਕਾਰਗੁਜ਼ਾਰੀ ਵਾਲੀਆਂ ਸਕੀਮਾਂ ਨੂੰ ਦੇਖਦੇ ਹਨ। ਇਸ ਤਰ੍ਹਾਂ, ਅਸੀਂ ਨਿਪੋਨ/ਰਿਲਾਇੰਸ ਐੱਮਐੱਫ ਦੁਆਰਾ ਚੋਟੀ ਦੇ 3 ਸਭ ਤੋਂ ਵਧੀਆ ਸੰਤੁਲਿਤ ਫੰਡਾਂ ਨੂੰ ਸ਼ਾਰਟਲਿਸਟ ਕੀਤਾ ਹੈ। ਮਹੱਤਵਪੂਰਨ ਮਾਪਦੰਡ ਜਿਵੇਂ AUM,ਨਹੀ ਹਨ, ਪਿਛਲੇ ਪ੍ਰਦਰਸ਼ਨਾਂ ਨੂੰ, ਇਹਨਾਂ ਫੰਡਾਂ ਨੂੰ ਸ਼ਾਰਟਲਿਸਟ ਕਰਨ ਲਈ ਕੀਤਾ ਗਿਆ ਹੈ। ਨਿਵੇਸ਼ਕ ਇਹਨਾਂ ਸੰਤੁਲਿਤ ਫੰਡਾਂ ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰ ਸਕਦੇ ਹਨ ਅਤੇ ਅਨੁਕੂਲ ਰਿਟਰਨ ਕਮਾ ਸਕਦੇ ਹਨ।
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ਅਕਤੂਬਰ 2019 ਤੋਂ, ਰਿਲਾਇੰਸ ਮਿਉਚੁਅਲ ਫੰਡ ਦਾ ਨਾਮ ਬਦਲਿਆ ਗਿਆ ਹੈਨਿਪੋਨ ਇੰਡੀਆ ਮਿਉਚੁਅਲ ਫੰਡ. ਨਿਪੋਨ ਲਾਈਫ ਨੇ ਰਿਲਾਇੰਸ ਨਿਪੋਨ ਐਸੇਟ ਮੈਨੇਜਮੈਂਟ (RNAM) ਵਿੱਚ ਬਹੁਮਤ (75%) ਹਿੱਸੇਦਾਰੀ ਹਾਸਲ ਕਰ ਲਈ ਹੈ। ਕੰਪਨੀ ਢਾਂਚੇ ਅਤੇ ਪ੍ਰਬੰਧਨ ਵਿੱਚ ਬਿਨਾਂ ਕਿਸੇ ਬਦਲਾਅ ਦੇ ਆਪਣੇ ਕੰਮਕਾਜ ਨੂੰ ਜਾਰੀ ਰੱਖੇਗੀ।
ਨਵੀਨਤਾਕਾਰੀ: AMC ਆਪਣੇ ਨਿਵੇਸ਼ਕਾਂ ਨੂੰ ਲਗਾਤਾਰ ਨਵੀਆਂ ਅਤੇ ਨਵੀਨਤਾਕਾਰੀ ਸਕੀਮਾਂ ਪ੍ਰਦਾਨ ਕਰਦਾ ਹੈ।
ਸ਼ਾਨਦਾਰ ਗਾਹਕ ਦੇਖਭਾਲ: ਕੰਪਨੀ ਆਪਣੇ ਨਿਵੇਸ਼ਕਾਂ ਦਾ ਬਹੁਤ ਧਿਆਨ ਰੱਖਦੀ ਹੈ। ਨਿਵੇਸ਼ਕਾਂ ਦੀ ਮਦਦ ਕਰਨ ਲਈ ਇਸ ਕੋਲ ਇੱਕ ਬਹੁਤ ਹੀ ਸਥਿਰ ਅਤੇ ਉੱਚ-ਕਾਰਜਸ਼ੀਲ ਗਾਹਕ ਸਹਾਇਤਾ ਟੀਮ ਹੈ।
ਤਜਰਬੇਕਾਰ ਅਨੁਭਵ: ਰਿਲਾਇੰਸ 'ਚ ਰਿਹਾ ਹੈਬਜ਼ਾਰ ਦੋ ਦਹਾਕਿਆਂ ਤੋਂ ਵੱਧ ਲਈ. ਇਸ ਕੋਲ ਫੰਡ ਪ੍ਰਬੰਧਨ ਅਤੇ ਵਿੱਤੀ ਸੇਵਾਵਾਂ ਵਿੱਚ ਅਨੁਭਵ ਅਤੇ ਮੁਹਾਰਤ ਹੈ।
ਮਜ਼ਬੂਤ ਨੈੱਟਵਰਕ: ਨਿਪੋਨ ਇੰਡੀਆ ਮਿਉਚੁਅਲ ਫੰਡ ਦਾ ਵੰਡ ਨੈੱਟਵਰਕ ਬਹੁਤ ਮਜ਼ਬੂਤ ਹੈ। ਭਾਰਤ ਦੇ 150 ਤੋਂ ਵੱਧ ਸ਼ਹਿਰਾਂ ਵਿੱਚ ਇਸਦੀ ਮੌਜੂਦਗੀ ਹੈ।
(Erstwhile Reliance Arbitrage Advantage Fund) The investment objective of the scheme is to generate income by taking advantage of the arbitrage opportunities that potentially exists between cash and derivative market and within the derivative segment along with investments in debt securities & money market instruments. Below is the key information for Nippon India Arbitrage Fund Returns up to 1 year are on (Erstwhile Reliance Regular Savings Fund - Balanced Plan) The primary investment objective of this option is to generate consistent returns and appreciation of capital by investing in mix of securities comprising of Equity, Equity related instruments & fixed income instruments. Research Highlights for Nippon India Equity Hybrid Fund Below is the key information for Nippon India Equity Hybrid Fund Returns up to 1 year are on (Erstwhile Reliance Monthly Income Plan) The primary investment objective of the Scheme is to generate regular income in order to make regular dividend payments to unit holders and the secondary objective is growth of capital. Research Highlights for Nippon India Hybrid Bond Fund Below is the key information for Nippon India Hybrid Bond Fund Returns up to 1 year are on Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2025 (%) Nippon India Arbitrage Fund Growth ₹28.1491
↑ 0.01 ₹16,184 1.5 2.9 5.8 6.8 5.9 6.2 Nippon India Equity Hybrid Fund Growth ₹107.334
↑ 0.84 ₹3,937 3.6 1 2.1 11.9 11.7 6.1 Nippon India Hybrid Bond Fund Growth ₹61.7332
↑ 0.12 ₹956 2 2.7 6.4 8.1 7.9 9.7 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 10 Jul 26 Research Highlights & Commentary of 3 Funds showcased
Commentary Nippon India Arbitrage Fund Nippon India Equity Hybrid Fund Nippon India Hybrid Bond Fund Point 1 Highest AUM (₹16,184 Cr). Lower mid AUM (₹3,937 Cr). Bottom quartile AUM (₹956 Cr). Point 2 Established history (15+ yrs). Established history (21+ yrs). Oldest track record among peers (22 yrs). Point 3 Top rated. Rating: 4★ (lower mid). Rating: 3★ (bottom quartile). Point 4 Risk profile: Moderately Low. Risk profile: Moderately High. Risk profile: Moderate. Point 5 5Y return: 5.95% (bottom quartile). 5Y return: 11.69% (upper mid). 5Y return: 7.94% (lower mid). Point 6 3Y return: 6.76% (bottom quartile). 3Y return: 11.93% (upper mid). 3Y return: 8.12% (lower mid). Point 7 1Y return: 5.84% (lower mid). 1Y return: 2.06% (bottom quartile). 1Y return: 6.35% (upper mid). Point 8 1M return: 0.53% (bottom quartile). 1M return: 5.01% (upper mid). 1M return: 1.40% (lower mid). Point 9 Alpha: 0.00 (bottom quartile). Alpha: 0.58 (lower mid). Alpha: 2.52 (upper mid). Point 10 Sharpe: -0.48 (bottom quartile). Sharpe: -0.32 (lower mid). Sharpe: 0.06 (upper mid). Nippon India Arbitrage Fund
Nippon India Equity Hybrid Fund
Nippon India Hybrid Bond Fund
1. Nippon India Arbitrage Fund
Nippon India Arbitrage Fund
Growth Launch Date 14 Oct 10 NAV (10 Jul 26) ₹28.1491 ↑ 0.01 (0.02 %) Net Assets (Cr) ₹16,184 on 31 May 26 Category Hybrid - Arbitrage AMC Nippon Life Asset Management Ltd. Rating ☆☆☆☆ Risk Moderately Low Expense Ratio 1.07 Sharpe Ratio -0.48 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Months (0.25%),1 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Jun 21 ₹10,000 30 Jun 22 ₹10,364 30 Jun 23 ₹10,957 30 Jun 24 ₹11,790 30 Jun 25 ₹12,590 30 Jun 26 ₹13,318 Returns for Nippon India Arbitrage Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 10 Jul 26 Duration Returns 1 Month 0.5% 3 Month 1.5% 6 Month 2.9% 1 Year 5.8% 3 Year 6.8% 5 Year 5.9% 10 Year 15 Year Since launch 6.8% Historical performance (Yearly) on absolute basis
Year Returns 2025 6.2% 2024 7.5% 2023 7% 2022 4.2% 2021 3.8% 2020 4.3% 2019 6.2% 2018 6.8% 2017 5.5% 2016 6.6% Fund Manager information for Nippon India Arbitrage Fund
Name Since Tenure Kinjal Desai 25 May 18 8.1 Yr. Vikash Agarwal 14 Sep 24 1.79 Yr. Nemish Sheth 21 Mar 25 1.28 Yr. Rohit Shah 8 Apr 24 2.23 Yr. Amber Singhania 11 Mar 26 0.3 Yr. Data below for Nippon India Arbitrage Fund as on 31 May 26
Asset Allocation
Asset Class Value Equity 140.95% Debt 8.25% Other 0.06% Equity Sector Allocation
Sector Value Financial Services 25.75% Basic Materials 9.28% Consumer Cyclical 7.98% Energy 7.13% Industrials 5.49% Communication Services 4.01% Health Care 3.8% Utility 3.11% Consumer Defensive 2.7% Real Estate 0.79% Technology 0.57% Debt Sector Allocation
Sector Value Corporate 16.46% Government 3.66% Credit Quality
Rating Value AA 36.68% AAA 63.32% Top Securities Holdings / Portfolio
Name Holding Value Quantity Nippon India Money Market Dir Gr
Investment Fund | -15% ₹2,441 Cr 5,504,465
↑ 451,140 Nippon India U/ST Duration Dir Gr
Investment Fund | -7% ₹1,193 Cr 2,533,969
↑ 425,422 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jan 23 | HDFCBANK6% ₹952 Cr 12,786,150
↑ 1,419,400 Future on HDFC Bank Ltd Cedear
Derivatives, Since 31 May 26 | -6% ₹948 Cr 12,786,150
↑ 12,786,150 Future on Reliance Industries Ltd
Derivatives, Since 31 May 26 | -5% ₹754 Cr 5,666,000
↑ 5,666,000 Reliance Industries Ltd (Energy)
Equity, Since 31 Dec 17 | RELIANCE5% ₹749 Cr 5,666,000
↑ 2,751,500 Future on ICICI Bank Ltd
Derivatives, Since 31 May 26 | -4% ₹581 Cr 4,571,700
↑ 4,571,700 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 24 | ICICIBANK4% ₹574 Cr 4,571,700
↑ 1,042,300 Future on Axis Bank Ltd
Derivatives, Since 31 May 26 | -2% ₹394 Cr 3,031,875
↑ 3,031,875 Axis Bank Ltd (Financial Services)
Equity, Since 31 Jul 23 | AXISBANK2% ₹390 Cr 3,031,875
↑ 262,500 2. Nippon India Equity Hybrid Fund
Nippon India Equity Hybrid Fund
Growth Launch Date 8 Jun 05 NAV (10 Jul 26) ₹107.334 ↑ 0.84 (0.79 %) Net Assets (Cr) ₹3,937 on 31 May 26 Category Hybrid - Hybrid Equity AMC Nippon Life Asset Management Ltd. Rating ☆☆☆☆ Risk Moderately High Expense Ratio 1.98 Sharpe Ratio -0.32 Information Ratio 0.75 Alpha Ratio 0.58 Min Investment 500 Min SIP Investment 100 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Jun 21 ₹10,000 30 Jun 22 ₹9,960 30 Jun 23 ₹12,267 30 Jun 24 ₹15,918 30 Jun 25 ₹16,973 30 Jun 26 ₹17,080 Returns for Nippon India Equity Hybrid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 10 Jul 26 Duration Returns 1 Month 5% 3 Month 3.6% 6 Month 1% 1 Year 2.1% 3 Year 11.9% 5 Year 11.7% 10 Year 15 Year Since launch 11.9% Historical performance (Yearly) on absolute basis
Year Returns 2025 6.1% 2024 16.1% 2023 24.1% 2022 6.6% 2021 27.8% 2020 -5.3% 2019 3% 2018 -4.9% 2017 29.5% 2016 4.2% Fund Manager information for Nippon India Equity Hybrid Fund
Name Since Tenure Meenakshi Dawar 10 Sep 21 4.81 Yr. Kinjal Desai 25 May 18 8.1 Yr. Sushil Budhia 1 Feb 20 6.41 Yr. Amber Singhania 11 Mar 26 0.3 Yr. Data below for Nippon India Equity Hybrid Fund as on 31 May 26
Asset Allocation
Asset Class Value Cash 3.97% Equity 79.1% Debt 16.91% Equity Sector Allocation
Sector Value Financial Services 23.28% Industrials 10.6% Consumer Cyclical 10.25% Technology 5.75% Health Care 5.39% Utility 5.18% Energy 3.99% Communication Services 3.96% Consumer Defensive 3.84% Real Estate 3.46% Basic Materials 3.42% Debt Sector Allocation
Sector Value Corporate 12.45% Government 4.48% Cash Equivalent 3.97% Credit Quality
Rating Value A 3.44% AA 47.47% AAA 49.09% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 10 | HDFCBANK5% ₹184 Cr 2,474,712 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Apr 12 | ICICIBANK4% ₹177 Cr 1,406,000
↑ 120,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 28 Feb 13 | LT4% ₹145 Cr 354,838 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Dec 19 | BHARTIARTL4% ₹143 Cr 779,642 Axis Bank Ltd (Financial Services)
Equity, Since 30 Sep 18 | AXISBANK3% ₹120 Cr 933,200 NTPC Ltd (Utilities)
Equity, Since 31 Aug 20 | NTPC3% ₹108 Cr 2,800,620 Reliance Industries Ltd (Energy)
Equity, Since 31 Jul 14 | RELIANCE3% ₹106 Cr 806,000 Mahindra & Mahindra Ltd (Consumer Cyclical)
Equity, Since 31 Aug 20 | M&M2% ₹73 Cr 241,312 Bajaj Finance Ltd (Financial Services)
Equity, Since 30 Sep 21 | BAJFINANCE2% ₹72 Cr 797,830 State Bank of India (Financial Services)
Equity, Since 31 Jul 16 | SBIN2% ₹70 Cr 730,000 3. Nippon India Hybrid Bond Fund
Nippon India Hybrid Bond Fund
Growth Launch Date 29 Dec 03 NAV (10 Jul 26) ₹61.7332 ↑ 0.12 (0.20 %) Net Assets (Cr) ₹956 on 31 May 26 Category Hybrid - Hybrid Debt AMC Nippon Life Asset Management Ltd. Rating ☆☆☆ Risk Moderate Expense Ratio 1.9 Sharpe Ratio 0.06 Information Ratio 0.23 Alpha Ratio 2.52 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Jun 21 ₹10,000 30 Jun 22 ₹10,499 30 Jun 23 ₹11,588 30 Jun 24 ₹12,657 30 Jun 25 ₹13,760 30 Jun 26 ₹14,628 Returns for Nippon India Hybrid Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 10 Jul 26 Duration Returns 1 Month 1.4% 3 Month 2% 6 Month 2.7% 1 Year 6.4% 3 Year 8.1% 5 Year 7.9% 10 Year 15 Year Since launch 8.4% Historical performance (Yearly) on absolute basis
Year Returns 2025 9.7% 2024 7.8% 2023 10.2% 2022 4.8% 2021 10.1% 2020 -8.5% 2019 2.8% 2018 4% 2017 9.3% 2016 9.2% Fund Manager information for Nippon India Hybrid Bond Fund
Name Since Tenure Dhrumil Shah 10 Sep 21 4.81 Yr. Kinjal Desai 29 Dec 03 22.52 Yr. Sushil Budhia 1 Feb 20 6.41 Yr. Akshay Sharma 1 Dec 22 3.58 Yr. Amber Singhania 11 Mar 26 0.3 Yr. Data below for Nippon India Hybrid Bond Fund as on 31 May 26
Asset Allocation
Asset Class Value Cash 7.47% Equity 17.97% Debt 73.63% Other 0.93% Equity Sector Allocation
Sector Value Real Estate 5.41% Financial Services 4.45% Industrials 1.68% Consumer Cyclical 1.46% Energy 1.06% Basic Materials 0.92% Technology 0.86% Consumer Defensive 0.71% Health Care 0.59% Communication Services 0.5% Utility 0.34% Debt Sector Allocation
Sector Value Corporate 64% Government 9.62% Cash Equivalent 7.47% Credit Quality
Rating Value A 23.28% AA 45.45% AAA 31.27% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.03% Tamilnadu SDL 2030
Sovereign Bonds | -5% ₹50 Cr 5,000,000 Triumph Composites Private Limited
Debentures | -4% ₹40 Cr 4,000 Delhi International Airport Limited
Debentures | -4% ₹37 Cr 3,600 Aditya Birla Real Estate Limited
Debentures | -4% ₹35 Cr 3,500 GMR Airports Limited
Debentures | -3% ₹33 Cr 3,200 GAursons India Private Limited
Debentures | -3% ₹33 Cr 3,300 Auxilo Finserve Private Limited
Debentures | -3% ₹30 Cr 3,000 Muthoot Fincorp Limited
Debentures | -3% ₹30 Cr 30,000 Navi Finserv Limited
Debentures | -3% ₹30 Cr 30,000 Suryapet Khammam Road Limited
Debentures | -3% ₹28 Cr 3,862
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Research Highlights for Nippon India Arbitrage Fund