8 Best Rewards Credit Card Worth Considering Updated on August 11, 2025 , 13497 views
The rewards are one of the most attention grabbing features of credit cards . You get various reward points based on the purchases you make. These points can be redeemed on vouchers , gifts, movie, dining, travels, etc. But the best reward comes with the right credit card. Therefore, we have listed down some of the top reward credit cards that are worth looking!
The Top Rewards Credit Card
Here are some of the best rewards credit card you should consider-
Card Name
Annual Fee
Benefits
HDFC Freedom Credit Card
Rs. 500
Shopping & Fuel
HDFC Moneyback Credit Card
Rs. 4,500
Shopping, Rewards & cashback
American Express Membership Rewards Credit Card
Rs. 1000
Rewards & Dining
Standard Chartered Manhattan Platinum Credit Card
Rs. 1000
Shopping & Cashback
Citi PremierMiles Credit Card
Rs. 1000
Travel & Dining
SBI Card Elite
Rs. 4,999
Travel & Lifestyle
Axis Bank My Zone Credit Card
Rs. 500
Rewards & Cashback
RBL Bank Insignia Credit Card
Rs. 5000
Travel & Lifestyle
HDFC Freedom Credit Card
You can earn one HDFC reward point on every Rs.150 you spend
Enjoy Rs. 1000 gift voucher on annual spends of Rs. 90,000 or more
You can avail an add-on credit card for free with your existing HDFC freedom credit card
Free welcome and renewal benefit of 500 HDFC reward points
Earn 25X reward points for spending on your birthday
10X reward points on using PayZapp & SmartBuy
Get 5X reward points for spends on dining or movies
HDFC Moneyback Credit Card
2 HDFC reward points accrued for every Rs. 150 you spend
2X HDFC reward points on your online spends
100 reward points is equal to Rs. 20 for cashback
Reward points earned on MoneyBack Credit Card are valid for 2 years
American Express Membership Rewards Credit Card
Get 1000 bonus American Express reward points on 4th transactions of Rs.1000 or more every month
Earn 5000 membership reward points on your first card renewal
Earn one American Express reward point for every Rs. 50 spent
Get up to 20% discount for dining at selected restaurants
Standard Chartered Manhattan Platinum Credit Card
Get 5% cashback at supermarkets
Enjoy a host of discounts and offers across dining, shopping, travel, etc
Get 5 standard chartered reward points for every Rs. 150 you spend
Earn 500 reward points on registering for online banking
Citi PremierMiles Credit Card
Earn 10,000 miles on spending Rs. 1,000 or more for the first time within a period of 60 days
Get 3000 miles bonus on card renewal
Get 10 miles for every Rs. 100 spent on airline transactions
Get 100 miles points on spending every Rs. 45
SBI Card Elite
Welcome e-Gift voucher worth Rs. 5,000 on joining
Free movie tickets worth Rs. 6,000 every year
Earn up to 50,000 bonus SBI reward points worth Rs. 12,500 per year
Get a complimentary membership for Club Vistara and Trident Privilege program
Axis Bank My Zone Credit Card
Get 100 Axis edge reward points on your first online transaction
Earn 4 edge points on every Rs. 200 spent
Get 25% cashback on movie tickets at Bookmyshow
Get 10X points on weekend dining
Enjoy one annual complimentary access on domestic airport lounges
RBL Bank Insignia Credit Card
Rs.500 off every month on movie tickets
Free access to airport lounges both domestic as well as international
Receive cashback bonus of rewards of 1.25% to 2.5% on all spendings
Get 5 RBL reward points for every Rs. 150 you spend
Documents required for your credit card
Following is a list of documents that you need to provide to buy a rewards credit card-
PAN Card copy or Form 60
Income proof
Resident proof
Age proof
Passport size photograph
Conclusion
Apart from all the amazing rewards, a credit card will also help you build a good Credit Score . This will help you get quick loan approvals. But, a good score comes with good credit habits , so ensure you are disciplined while using the credit card.