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HDFC Credit Card 2024 - Know Best HDFC Credit Cards to Buy!

Updated on July 14, 2024 , 82876 views

The HDFC Bank provides a wide Range of products and services including wholesale banking, retail banking, credit cards, etc. It is the largest bank in India by Market capitalization and has one of the biggest credit card user-base in India. There are numerous HDFC Credit Card options to choose from. We have listed below the best credit cards it offers and sorted according to its benefits.

HDFC Credit Card

Top HDFC Credit Cards

Card name Annual Fee Benefits
HDFC Regalia Credit Card Rs. 2500 Travel, Dining and Lounge Access
HDFC Regalia First Credit Card Rs. 1000 Travel and Dining
HDFC Bank Diners Club Rewardz Credit Card Rs. 1000 Rewards, Travel, and Dining
HDFC Times Platinum Credit Card Rs.1000 Movies, Dining, Shopping
HDFC Freedom Credit Card Rs. 500 Shopping and Fuel
HDFC Diners ClubMiles Credit Card Rs. 1000 Travel and Dining
HDFC Times Titanium Credit Card Rs. 500 Movies and Dining
HDFC MoneyBack Credit Card Rs. 500 Shopping and cashback

Best HDFC Super Premium Credit Cards

1. HDFC Regalia Credit Card

  • Get complimentary lounge access at over 1000 airports
  • 24x7 travel assistance service
  • You’ll receive 4 reward points for every Rs.150

2. HDFC Infinia Credit Card

  • A complimentary one year club Marriott membership
  • Unlimited airport lounge access across the globe
  • You’ll receive 5 reward points for every Rs.150 spent

Best HDFC Co-Brand Credit Cards

1. JetPrivilege Diners Club Credit Card

  • Welcome benefits of up to 30,000 Bonus JPmiles and 8 JPmiles for every Rs.150 spent
  • Unlimited access to over 600+ airport lounges globally
  • Unlimited access to golf clubs globally
  • Privilege to avail 24x7 travel assistance services

2. IndianOil HDFC Bank Credit Card

  • Earn 5% of your spends as fuel points at IndianOil outlets
  • Receive 1 fuel point for every Rs.150 spent on other purchases
  • Enjoy 1% waiver on all additional payments for fuel (if your transaction amount is at least Rs.400 then a waiver of upto Rs. 250 for every statement cycle is offered)

Best HDFC Professional Credit Cards

1. Doctor's Regalia Credit Card

  • Get complimentary airport lounge access through priority pass membership
  • It offers the lowest foreign currency mark-up fee of 2% on international transactions
  • You can get 15,000 bonus points every year on minimum spends of Rs. 8 Lakhs

2. Teachers Platinum Credit Card

  • You’ll receive a special gift of 500 reward points on Teacher's Day (5th Sept) every year
  • Convenient utility bill payment with SmartPay
  • You’ll receive 2 reward points for every Rs.150 spent; 3X reward points on weekends

Best HDFC Premium Credit Card

1. Superia Credit Card

  • Save more while flying domestic with Air India, etc
  • Redeem points for miles with 20+ international airlines
  • You will receive 3 reward points on every Rs. 150 spent and 50% more on dining spends

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Best HDFC Cashback Credit Cards

1. Freedom Credit Card

  • You can earn 1 reward point on every Rs.150 spent
  • Rs. 1000 gift voucher will be gifted on annual spends of Rs. 90,000+
  • You can avail an add-on credit card for free with your existing freedom credit card

2. Platinum Edge Credit Card

  • Get exciting cashback offers on everyday spends
  • Receive 2 reward points for every Rs.150 spent; 50% more reward points at premium restaurants
  • You can redeem reward points as cashback to pay off credit card dues

Best HDFC Premium Credit Card for women

1. Solitaire Credit Card

  • 3 reward points for every Rs.150 spent
  • 50% additional reward points offered on all dining and grocery purchases
  • Rs.1,000 Shoppers Stop voucher every time you spend above Rs.75000 within 6 months

Best HDFC Premium Credit Cards

1. Visa Signature Credit Card

  • Free lounge access at over 600+ airports globally with a complimentary Priority Pass membership
  • 2 reward points for every Rs. 150 spent
  • Enjoy 100% waiver on all additional payments for fuel and save up to Rs. 250 in every Billing cycle.

2. Diners Club Rewardz Credit Card

  • 3 reward points for every Rs. 150 spent; 3X reward points for spends at partner brands
  • Get 2x reward points on groceries, dining and airline tickets purchases.
  • Enjoy 24x7 assistance for reservation of golf courses, restaurants, hotels, cars, and limousines

Best HDFC Regular Credit Card

1. Platinum Plus Credit Card

  • 2 reward points for every Rs. 150 spent
  • 50% more reward points for every Rs. 150 spent above Rs. 50,000 per statement cycle
  • Savings up to Rs. 250 in every billing cycle with a 100% waiver for additional payments
  • Best HDFC Commercial Credit Cards

2. Corporate Premium Credit Card

  • Free access to 1200+ airport lounges across the world with a complimentary Priority Pass membership
  • Earn 5 reward points for every Rs.150 you spend
  • Save up to Rs. 1000 in every billing cycle with 1% fuel surcharge waiver
  • Helps integrate with existing Accounting systems

3. Corporate Visa Signature Credit Card

  • Save up to Rs. 1,000 in every billing cycle with 1% fuel surcharge waiver
  • Accident insurance cover of Rs. 1 crore for air travel and Rs. 3 lakhs for road and rail travel
  • 24x7 online MIS to keep track of your expenses

How to Apply for HDFC credit card?

There are two ways to apply for HDFC credit card-


  • You can apply for an HDFC credit card online by following the steps mentioned below-
  • Go to the company’s official website
  • Choose the type of credit card you wish to apply
  • Click on the ‘Apply Online’ option
  • An OTP (One time password) is sent to your registered mobile phone. Use this OTP to proceed
  • Enter your personal details
  • Select Apply, and proceed further


You can apply offline by simply visiting the nearest HDFC bank and meeting the credit card representative. The representative will help you complete the application and choose the appropriate card. Your eligibility is checked based on which will receive your credit card.

Documents Required

Following are the documents required to get a HDFC Bank Credit card-

  • An identity proof issued by the government of India like Voter ID, driving license, aadhaar card, passport, ration card, etc.
  • Proof of Income.
  • Address proof
  • PAN Card
  • Passport size photograph

HDFC Credit Card Criteria

In order to be eligible for an HDFC credit card, you must be-

  • Minimum 21 years old
  • A resident of India or an NRI
  • Earning a minimum amount of Rs. 18,000 per month.
  • Also, you should have a good Credit Score

HDFC Credit Card Statement

You will be receiving the credit card statement every month. The statement will contain all the records and transactions of your previous month. You will receive the statement either via courier or through an email based on the option you’ve chosen. The credit card statement needs to be checked thoroughly.

HDFC Credit Card Customer Care Number

Refer the table for Customer Care phone banking numbers-

Bank Phone Number
Ahmedabad 079 61606161
Bangalore 080 61606161
Chandigarh 0172 6160616
Chennai 044 61606161
Cochin 0484 6160616
Delhi and NCR 011 61606161
Hyderabad 040 61606161
Indore 0731 6160616
Jaipur 0141 6160616
Kolkata 033 61606161
Lucknow 0522 6160616
Mumbai 022 61606161
Pune 020 61606161
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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