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Student credit card is decided for college students. With this card, students can manage their monthly expenses with ease. It is basically a type of credit card issued by banks for students who don’t have any Income and are above 18 years of age.
These cards are especially for students who are away from home and want to spend a little extra every month. Student credit cards come with low-interest rates and are valid for five years. These cards can be obtained easily as you don’t have to produce any income-related documents.
It is a great option for building your Credit Score. Student credit card comes with lots of features such as - cashbacks and discounts on various purchases, low annual charges, etc. You can use the cards for various purposes like buying books, at gas stations, enrolling for an online course, etc.
Here are some of the best student credit cards available in India-
This credit card is only to the education loan customers of SBI. SBI Student Plus Advantage Card is an international card, which can be accessed in over 24 million outlets across the globe, including 3,25,000 outlets in India. You can withdraw cash from over 1 million Visa and MasterCard ATMs.
Some of the key benefits of SBI Student Plus Credit Card are as follows:
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This credit card is accepted as student identity card world wide. It is available in three most widely accepted currencies – USD, Euro and GBP. Students can get money from ATMs in the local currency during travel. You can use at VISA/MasterCard affiliated establishments around the world.
ISIC Student ForexPlus Card comes with EVM chip, which gives your high protection from skimming.
Some of the key details of ISIC Student ForexPlus Card are as follows:
|Charges||USD Card||EURO Card||GBP Card|
|Re-issue Card Fee||Rs.100||Rs.100||Rs.100|
|ATM Cash Withdrawal||USD 2.00||EUR 1.50||GBP 1.00|
|Balance Enquiry||USD 0.50||EUR 0.50||GBP 0.50|
This student card comes with host of joining benefits. Applying is easy with hassle-free documentation. You can log-in to iMobile app or visit the nearest ICICI Bank Forex Branch.
Some of the joining benefits of ICICI Bank Student travel card are:
The joining fee of the card is Rs. 499 and annual fee is Rs. 199, which is applied from the second year.
You can online if you have a Fixed Deposit or a Savings Account. Visit the website of the respective bank and fill in the details like full name, residential address, phone number, etc. Once you fill these, click on the proceed button.
Note that not all students can apply for a student credit card. Every bank has its own different set of rules and criteria for providing a student credit card.
To be eligible for a student credit card you must have these two basic requirements-
Here are the documents that are required to apply for a student credit card-
You should be applying for a credit card only if there is a requirement. However, if you’re looking for a student credit, please make sure you check and compare the benefits they provide. Pick the best credit card as per your needs.
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