VISA is an international corporation providing financial services to people. It has its headquarters in the United States of America. It offers cashless payment services on credit cards, debit cards, prepaid cards, gift cards, etc. Today, VISA credit card is currently the most globally accepted credit card services.
VISA credit card was the first consumer credit card program available for consumers and merchants in the United States. They offered the first credit card service in 1958. Today VISA has its operations worldwide in over 200 countries.
It offers users with a lot of attractive benefits and offers like cashback, rewards, discounts, gift vouchers, etc. Many top banks including ICICI Bank, State Bank of India, HSBC Bank, Citi Bank, HDFC Bank, etc., issue VISA cards for seamless transactions.
VISA is an international corporation that provides financial services. It offers a medium of payment for credit cards, debit cards, prepaid cards, and gift cards so as to carry out cashless transactions everywhere around the world.
VISA doesn’t issue cards nor does it offer any financial possession to people. It simply provides a network that connects consumers, merchants and banks for fund transfer.
Get Best Cards Online
A VISA credit card is one of the most accepted card services globally. A high acceptance network is one of the key reasons why people prefer VISA over other types of credit cards.
It offers the most advanced security system for its credit card users in the form of an EMV chip that is embedded in the card. An EMV chip basically offers superior protection for carrying out high-value transactions.
A VISA card offers zero per cent liability in case of frauds and theft. Suppose an unauthorized transaction is made using your credit card, then you won’t have to pay the equivalent amount to the company.
The VISA credit cards come in five different variants to choose from-
These cards offer discounts on dining, retail shopping, cashback and gift vouchers on various purchases. You will also receive travel and medical assistance. While travelling abroad, you can be worry-free as Visa Gold credit cards are accepted worldwide, including 1.9 million ATMs.
There are more than 100 deals and offers available for Platinum card users. This Visa card is accepted globally, and it offers 24/7 customer care support for the cardholders. Enjoy offers on dining, online shopping and more. Additionally, get access to golf tournaments. Visa Platinum Credit card offers you many attractive lifestyle privileges.
With access to over 1.9 million ATMs in more than 200 countries worldwide, the card gives hassle-free service to its users from across the world. Be it travelling, shopping or dining, VISA Classic cards can be used almost anywhere. The best part of these credit cards is that they can be replaced immediately in case of emergencies.
Enjoy cashback and rewards on food, travel, retail, lifestyle, etc. With the signature card you can get complimentary airport lounge access annually.
The VISA Infinite credit card gives you complimentary access to golf clubs and golf tournaments. You can also enjoy free annual airport lounge visits. You’ll receive discounts on online purchases as well as on dining at selected restaurants and hotels.
Some of the banks Offering VISA credit cards-
Almost all banks in India offer Visa credit cards.
To explore the best ones, here are the 6 top VISA credit cards to consider.
|ICICI Bank Coral Contactless Credit Card
|Axis Bank Reserve Credit Card
|ICICI Bank Platinum Chip Credit Card
|Citi PremierMiles Credit Card
|Simply Click SBI Card
|HDFC Regalia Credit Card
You can apply for a VISA card online as well as offline
You can apply offline by simply visiting the nearest respective bank and meeting the credit card representative. The representative will help you complete the application and choose the appropriate card. Most banks would check your eligibility based on certain parameters like- Income, Credit Score, etc., depending on which you'll be given the credit card and Credit Limit.
Following are the documents required to get a VISA credit card-
You Might Also Like