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Best ICICI Credit Cards 2024

Updated on April 19, 2024 , 39752 views

ICICI, the most recognized Bank in India has created a huge userbase with its unique offerings. It is also the second-largest bank in India in terms of the assets and Market capitalization. ICICI Bank offers an assortment of credit cards with unique features and offers. Here’s a list of top ICICI credit card options that you need to take a look at, which will help you choose the right one for you.


Top ICICI Credit Cards

Card name Annual fee Benefits
ICICI Bank Rubyx Credit Card Rs. 2,000 (1st fee Rs. 3,000) Travel & Shopping
ICICI Platinum Chip Card – Visa Nil Fuel & Shopping
ICICI Bank Coral Contactless Card Rs. 500 Movies
MakeMyTrip ICICI Bank Signature Credit Card Nil (1st fee Rs. 2,500) Travel
ICICI Bank Sapphiro Credit Card Rs.3,500 (1st fee Rs. 6,500) Travel & Shopping
ICICI Bank VISA Signature Credit Card Rs. 25,000 Travel & Lifestyle

Best ICICI Travel Credit Cards

ICICI Bank Carbon Credit Card

  • Fuel surcharge waiver of 2.5% on fuel transactions for a maximum amount of Rs. 4000
  • No annual fee

ICICI Platinum Identity Credit Card

  • Earn 2 rewards for every Rs. 200 you spend and 4 reward points for every Rs. 200 you spend internationally
  • Free personal assistance for travel bookings, medical services, and hotel bookings
  • Zero annual fee for the first year

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Best Premium Credit Cards by ICICI

ICICI Bank Emeralde Credit Card

  • Unlimited complimentary access to international and domestic airport lounges
  • Get complimentary rounds of golf every month
  • Exclusive discounts at Gold’s Gym, VLCC, Kaya Skin Clinic, Richfeel, True Fitt n Hill
  • Unlimited airport Wi-Fi access globally, dining voucher from Trident Hotels and gift voucher from Da Milano

ICICI Bank Sapphiro Credit Card

  • Get welcome vouchers on shopping and travel
  • Get up to 20,000 payback points every year on the bank anniversary
  • 4 complimentary domestic airport lounge visits per quarter and 2 complimentary international airport lounge visits per year
  • You get up to 4 complimentary rounds of golf every month
  • Get up to Rs.500 off on the second movie ticket you purchase twice every month via bookmyshow
  • Minimum 15% savings on dining bills

Best ICICI Bank Rewards Credit Cards

ICICI Bank Coral Contactless Credit Card

  • Enjoy a discount of 15% on dining bills
  • Get up to 2.5% cashback on a minimum spend of Rs.4,000 at HPCL
  • Complimentary visits to airport lounges
  • Buy one movie ticket and get one free from bookmyshow
  • Up to 10,000 additional reward points awarded every anniversary year

ICICI Bank Rubyx Credit Card

  • Get welcome vouchers on shopping and travel of Rs. 5,000
  • You can earn up to 15,000 payback points for every anniversary year
  • Get complimentary rounds of golf every month
  • 2 complimentary domestic airport lounge visits per quarter and 2 complimentary domestic railway lounge visits per quarter
  • 2 complimentary movie tickets every month on bookmyshow
  • Earn 2X reward points on all international transactions
  • Minimum 15% savings on dining bills

Best ICICI Bank Lifestyle Credit Cards

ICICI Bank Platinum Chip Credit Card

  • Built-in contactless technology to make quick and secure payments
  • Payback points, redeemable for exciting gifts and vouchers
  • Fuel surcharge waiver
  • Minimum 15% savings on dining at selected restaurants

ICICI VISA Signature Credit Card

  • Welcome benefits
  • Earn 10 rewards every time you spend Rs. 100
  • Get complimentary access to golf courses in India and abroad
  • Lounge access to over 600 selected airport lounges around the globe
  • 24x7 personal assistance for booking flights, hotels, rentals, etc.

How to Apply for ICICI Credit Card?

There are two ways to apply for ICICI credit card-


You can apply for an ICICI credit card online by following the steps mentioned below-

  • Go to the company’s official website
  • Choose the type of credit card you wish to apply based on your requirement after going through its features
  • Click on the ‘Apply Online’ option
  • An OTP (One time password) is sent to your registered mobile phone. Use this OTP to proceed
  • Enter your personal details
  • Select apply, and proceed further


You can apply offline by simply visiting the nearest ICICI bank and meeting the credit card representative. The representative will help you complete the application and choose the appropriate card. Your eligibility is checked based on which you'll receive your credit card.

Documents Required

Following are the documents required to get an ICICI Bank Credit Card-

  • An identity proof issued by the government of India like Voter ID, driving license, aadhaar card, passport, ration card, etc.
  • Proof of Income.
  • Address proof
  • PAN Card
  • Passport size photograph

ICICI Credit Card Criteria

In order to be eligible for an ICICI credit card, you must be-

  • 21 years to 60 years of age
  • A resident of India
  • Earning a minimum amount of Rs. 20,000 per month

ICICI Credit Card Statement

You will be receiving the credit card statement every month. The statement will contain all the records and transactions of your previous month. You will receive the statement either via courier or through an email based on the option you’ve chosen. The credit card statement needs to be checked thoroughly.

ICICI Credit Card Customer Care Number

You may Call ICICI credit card customer care @1860 120 7777 from Monday to Friday between 9:00 a.m. to 6:00 p.m.

All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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