Kotak credit cards come in wide varieties with great benefits. If used wisely, credit cards are a convenient tool to manage your short-term financing goals & needs. You borrow a certain amount of money and repay it back later in instalments. An interest is charged only if the credit amount is not repaid within the grace period. Besides lending you money, Kotak credit cards offer a host of benefits such as reward points, cashbacks, frequent flyer miles, etc. They credit cards offered by Kotak as worth looking at.
Choose the type of credit card you wish to apply based on your requirement after going through its features
Click on the ‘Apply Online’ option
An OTP (One Time Password) is sent to your registered mobile phone. Use this OTP to proceed
Enter your personal details
Select Apply, and proceed further
You can apply offline by simply visiting the nearest Kotak Mahindra Bank and meeting the credit card representative. The representative will help you complete the application and choose the appropriate card. Your eligibility is checked based on which you will receive your credit card.
Following are the documents required to get a Kotak credit card-
An identity proof issued by the government of India like Voter ID, driving license, aadhaar card, passport, ration card, etc.
In order to be eligible for a Kotak Mahindra credit card, you must be-
Between 18 years to 70 years of age
A resident of India or Non-Resident Indian (NRI)
Earning a stable income
750+ credit card
Kotak Credit Card Statement
Every month you will receive a credit card statement. This will contain all the records and transactions of your previous month. You will receive the statement either via courier or through an email based on the option you’ve chosen. You need to check and read the statement thoroughly.
Kotak Credit Card Customer Care Number
Kotak Mahindra provides 24x7 Helpline. If you have any queries, you can contact customer care @1860 266 0811 .
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