ஐசிஐசிஐ புருடென்ஷியல் மியூச்சுவல் ஃபண்ட் 2022 வழங்கும் 5 சிறந்த கடன் நிதிகள்

Updated on August 10, 2025 , 22141 views

ஐசிசிஐ மியூச்சுவல் ஃபண்ட் வழக்கமான உருவாக்க நோக்கம்வருமானம் முதலீடுகள் மூலம் முதலீட்டாளர்களுக்கு aசரகம் கடன் மற்றும்பண சந்தை கருவிகள். குறைந்த மற்றும் மிதமான அளவிலான ஆபத்தை எடுத்து தற்போதைய வருமானத்தை மேம்படுத்த விரும்பும் முதலீட்டாளர்களுக்கு இது பொருத்தமானது.

குறுகிய காலத்திலிருந்து இடைக்காலத்தை அடைய விரும்பும் முதலீட்டாளர்கள்நிதி இலக்குகள், பிறகுகடன் நிதி ஒரு நல்ல தேர்வாக இருக்கலாம். இந்தத் திட்டத்திற்கான பரிந்துரைக்கப்பட்ட கடன் நிதிகள்திரவ நிதிகள், தீவிரகுறுகிய கால கடன் நிதிகள் மற்றும் குறுகிய கால கடன் நிதிகள். இந்த நிதிகள் திரவ இயல்புடையவை, அதாவது ஒருமுதலீட்டாளர் எந்த நேரத்திலும் அவர்கள் முதலீடு செய்த தொகையை மீட்டெடுக்க முடியும். கடன் நிதிகளில் முதலீடு செய்யத் திட்டமிடும் முதலீட்டாளர்கள் முன் பட்டியலிடப்பட்ட டாப் 5ல் இருந்து தேர்வு செய்யலாம்சிறந்த கடன் நிதிகள் ஐசிஐசிஐ மூலம்பரஸ்பர நிதி. AUM போன்ற சில அளவுருக்களை மேற்கொள்வதன் மூலம் இந்த நிதிகள் பட்டியலிடப்பட்டுள்ளன,இல்லை, கடந்தகால நிகழ்ச்சிகள், போர்ட்ஃபோலியோவின் சராசரி முதிர்வு போன்றவை.

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ஐசிஐசிஐ டெட் மியூச்சுவல் ஃபண்டுகளில் ஏன் முதலீடு செய்ய வேண்டும்?

ஐசிஐசிஐ கடன் நிதிகள் பரந்த அளவிலான வகைகளுடன் வருகின்றன, எனவே முதலீட்டாளர்கள் தங்கள் குறுகிய கால, இடைக்கால மற்றும் நீண்ட காலத்திற்கு கூட திட்டமிடலாம்.முதலீட்டுத் திட்டம் இந்த கடன் நிதிகளைத் தேர்ந்தெடுப்பதன் மூலம்
லிக்விட் ஃபண்டுகள் போன்ற கடன் நிதிகள் குறைந்த ஆபத்துள்ள முதலீட்டாளர்களுக்கு குறுகிய காலத்திற்கு முதலீடு செய்து சிறந்த வருமானத்தைப் பெறுவதற்கான சிறந்த வழி.வங்கி சேமிப்பு கணக்குகள்.
கடன் நிதிகளில், நீங்கள் எந்த நேரத்திலும் முதலீட்டிலிருந்து தேவையான பணத்தை திரும்பப் பெறலாம் மற்றும் மீதமுள்ள பணத்தை முதலீடு செய்ய அனுமதிக்கலாம்.

சிறந்த ICICI கடன் பரஸ்பர நிதிகள்

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	2024 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
ICICI Prudential Medium Term Bond Fund Growth	₹45.1547 ↓ -0.06	₹5,701	1.8	4.6	8.8	7.7	8	7.69%	2Y 10M 28D	4Y 8M 5D
ICICI Prudential Regular Savings Fund Growth	₹32.0763 ↓ -0.03	₹6,091	2.1	4.9	8.7	7.9	8.5	7.95%	1Y 9M	2Y 4M 28D
ICICI Prudential Constant Maturity Gilt Fund Growth	₹24.7142 ↓ -0.06	₹2,463	0.1	4.3	8.7	8.2	9.3	6.52%	6Y 10M 2D	9Y 6M
ICICI Prudential Corporate Bond Fund Growth	₹30.0929 ↓ -0.02	₹33,109	1.8	4.6	8.5	8	8	6.83%	2Y 4M 20D	4Y 1M 24D
ICICI Prudential Short Term Fund Growth	₹60.7078 ↓ -0.05	₹21,491	1.9	4.6	8.4	7.8	7.8	7.18%	1Y 11M 23D	3Y 5M 12D
ICICI Prudential Savings Fund Growth	₹548.942 ↓ -0.13	₹25,547	2	4.3	8.1	7.9	8	6.87%	11M 16D	1Y 8M 8D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 12 Aug 25

Research Highlights & Commentary of 6 Funds showcased

Commentary	ICICI Prudential Medium Term Bond Fund	ICICI Prudential Regular Savings Fund	ICICI Prudential Constant Maturity Gilt Fund	ICICI Prudential Corporate Bond Fund	ICICI Prudential Short Term Fund	ICICI Prudential Savings Fund
Point 1	Bottom quartile AUM (₹5,701 Cr).	Lower mid AUM (₹6,091 Cr).	Bottom quartile AUM (₹2,463 Cr).	Highest AUM (₹33,109 Cr).	Upper mid AUM (₹21,491 Cr).	Upper mid AUM (₹25,547 Cr).
Point 2	Established history (20+ yrs).	Established history (14+ yrs).	Established history (10+ yrs).	Established history (16+ yrs).	Oldest track record among peers (23 yrs).	Established history (22+ yrs).
Point 3	Rating: 2★ (bottom quartile).	Rating: 1★ (bottom quartile).	Rating: 3★ (lower mid).	Top rated.	Rating: 4★ (upper mid).	Rating: 4★ (upper mid).
Point 4	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderately Low.	Risk profile: Moderate.	Risk profile: Moderately Low.
Point 5	1Y return: 8.76% (top quartile).	1Y return: 8.71% (upper mid).	1Y return: 8.66% (upper mid).	1Y return: 8.51% (lower mid).	1Y return: 8.42% (bottom quartile).	1Y return: 8.13% (bottom quartile).
Point 6	1M return: 0.17% (bottom quartile).	1M return: 0.36% (upper mid).	1M return: -0.90% (bottom quartile).	1M return: 0.23% (lower mid).	1M return: 0.27% (upper mid).	1M return: 0.47% (top quartile).
Point 7	Sharpe: 2.48 (upper mid).	Sharpe: 2.67 (upper mid).	Sharpe: 1.60 (bottom quartile).	Sharpe: 2.27 (bottom quartile).	Sharpe: 2.27 (lower mid).	Sharpe: 3.25 (top quartile).
Point 8	Information ratio: 0.00 (top quartile).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (lower mid).	Information ratio: 0.00 (bottom quartile).	Information ratio: 0.00 (bottom quartile).
Point 9	Yield to maturity (debt): 7.69% (upper mid).	Yield to maturity (debt): 7.95% (top quartile).	Yield to maturity (debt): 6.52% (bottom quartile).	Yield to maturity (debt): 6.83% (bottom quartile).	Yield to maturity (debt): 7.18% (upper mid).	Yield to maturity (debt): 6.87% (lower mid).
Point 10	Modified duration: 2.91 yrs (bottom quartile).	Modified duration: 1.75 yrs (upper mid).	Modified duration: 6.84 yrs (bottom quartile).	Modified duration: 2.39 yrs (lower mid).	Modified duration: 1.98 yrs (upper mid).	Modified duration: 0.96 yrs (top quartile).

ICICI Prudential Medium Term Bond Fund

Bottom quartile AUM (₹5,701 Cr).
Established history (20+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderate.
1Y return: 8.76% (top quartile).
1M return: 0.17% (bottom quartile).
Sharpe: 2.48 (upper mid).
Information ratio: 0.00 (top quartile).
Yield to maturity (debt): 7.69% (upper mid).
Modified duration: 2.91 yrs (bottom quartile).

ICICI Prudential Regular Savings Fund

Lower mid AUM (₹6,091 Cr).
Established history (14+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderate.
1Y return: 8.71% (upper mid).
1M return: 0.36% (upper mid).
Sharpe: 2.67 (upper mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 7.95% (top quartile).
Modified duration: 1.75 yrs (upper mid).

ICICI Prudential Constant Maturity Gilt Fund

Bottom quartile AUM (₹2,463 Cr).
Established history (10+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderate.
1Y return: 8.66% (upper mid).
1M return: -0.90% (bottom quartile).
Sharpe: 1.60 (bottom quartile).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 6.52% (bottom quartile).
Modified duration: 6.84 yrs (bottom quartile).

ICICI Prudential Corporate Bond Fund

Highest AUM (₹33,109 Cr).
Established history (16+ yrs).
Top rated.
Risk profile: Moderately Low.
1Y return: 8.51% (lower mid).
1M return: 0.23% (lower mid).
Sharpe: 2.27 (bottom quartile).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 6.83% (bottom quartile).
Modified duration: 2.39 yrs (lower mid).

ICICI Prudential Short Term Fund

Upper mid AUM (₹21,491 Cr).
Oldest track record among peers (23 yrs).
Rating: 4★ (upper mid).
Risk profile: Moderate.
1Y return: 8.42% (bottom quartile).
1M return: 0.27% (upper mid).
Sharpe: 2.27 (lower mid).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 7.18% (upper mid).
Modified duration: 1.98 yrs (upper mid).

ICICI Prudential Savings Fund

Upper mid AUM (₹25,547 Cr).
Established history (22+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately Low.
1Y return: 8.13% (bottom quartile).
1M return: 0.47% (top quartile).
Sharpe: 3.25 (top quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 6.87% (lower mid).
Modified duration: 0.96 yrs (top quartile).

*அடிப்படையிலான நிதிகளின் பட்டியல்சொத்துக்கள் >= 100 கோடி & வரிசைப்படுத்தப்பட்டது1 ஆண்டு வருமானம்.

1. ICICI Prudential Medium Term Bond Fund

(Erstwhile ICICI Prudential Corporate Bond Fund)

To generate income through investments in a range of debt and money market instruments of various maturities with a view to maximizing income while maintaining the optimum balance of yield, safety and liquidity.

Research Highlights for ICICI Prudential Medium Term Bond Fund

Bottom quartile AUM (₹5,701 Cr).
Established history (20+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderate.
1Y return: 8.76% (top quartile).
1M return: 0.17% (bottom quartile).
Sharpe: 2.48 (upper mid).
Information ratio: 0.00 (top quartile).
Yield to maturity (debt): 7.69% (upper mid).
Modified duration: 2.91 yrs (bottom quartile).
Average maturity: 4.68 yrs (bottom quartile).
Exit load: 0-1 Years (1%),1 Years and above(NIL).
Top sector: Real Estate.
Top bond sector: Corporate.
Debt-heavy allocation (~87%).
High-quality debt (AAA/AA ~99%).
Largest holding 7.1% Govt Stock 2034 (~9.8%).

Below is the key information for ICICI Prudential Medium Term Bond Fund

ICICI Prudential Medium Term Bond Fund Growth
Launch Date	15 Sep 04
NAV (12 Aug 25)	₹45.1547 ↓ -0.06 (-0.14 %)
Net Assets (Cr)	₹5,701 on 30 Jun 25
Category	Debt - Medium term Bond
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆
Risk	Moderate
Expense Ratio	1.4
Sharpe Ratio	2.48
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)
Yield to Maturity	7.69%
Effective Maturity	4 Years 8 Months 5 Days
Modified Duration	2 Years 10 Months 28 Days

Growth of 10,000 investment over the years.

Date	Value
31 Jul 20	₹10,000
31 Jul 21	₹10,747
31 Jul 22	₹11,147
31 Jul 23	₹11,915
31 Jul 24	₹12,797
31 Jul 25	₹13,983

ICICI Prudential Medium Term Bond Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for ICICI Prudential Medium Term Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 12 Aug 25

Duration	Returns
1 Month	0.2%
3 Month	1.8%
6 Month	4.6%
1 Year	8.8%
3 Year	7.7%
5 Year	6.9%
10 Year
15 Year
Since launch	7.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	8%
2023	7%
2022	4.2%
2021	5.5%
2020	10.4%
2019	9.2%
2018	5.1%
2017	6.5%
2016	10.2%
2015	8.4%

Fund Manager information for ICICI Prudential Medium Term Bond Fund

Name	Since	Tenure
Manish Banthia	7 Nov 16	8.74 Yr.
Akhil Kakkar	22 Jan 24	1.52 Yr.

Data below for ICICI Prudential Medium Term Bond Fund as on 30 Jun 25

Asset Allocation

Asset Class	Value
Cash	6.23%
Equity	6.18%
Debt	87.28%
Other	0.32%

Debt Sector Allocation

Sector	Value
Corporate	65.15%
Government	22.56%
Cash Equivalent	5.8%

Credit Quality

Rating	Value
AA	59.79%
AAA	39.25%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.1% Govt Stock 2034 Sovereign Bonds \| -	10%	₹559 Cr	53,458,200 ↓ -12,500,000
7.34% Govt Stock 2064 Sovereign Bonds \| -	3%	₹195 Cr	18,801,500
Embassy Office Parks REIT (Real Estate) -, Since 30 Apr 25 \| 542602	3%	₹186 Cr	4,765,556 ↓ -74,678
National Bank For Agriculture And Rural Development Debentures \| -	3%	₹177 Cr	17,500
Vedanta Limited Debentures \| -	3%	₹171 Cr	17,000
Godrej Properties Limited Debentures \| -	3%	₹154 Cr	15,000
Oberoi Realty Limited Debentures \| -	3%	₹153 Cr	15,000
TATA Projects Limited Debentures \| -	3%	₹151 Cr	15,000
Macrotech Developers Limited Debentures \| -	2%	₹126 Cr	12,500
TVS Credit Services Limited Debentures \| -	2%	₹114 Cr	110

2. ICICI Prudential Regular Savings Fund

The fund’s objective is to provide reasonable returns, by maintaining an optimum balance of safety, liquidity and yield, through investments in a basket of debt and money market instruments with a view to delivering consistent performance. However, there can be no assurance that the investment objective of the Scheme will be realized.

Research Highlights for ICICI Prudential Regular Savings Fund

Lower mid AUM (₹6,091 Cr).
Established history (14+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderate.
1Y return: 8.71% (upper mid).
1M return: 0.36% (upper mid).
Sharpe: 2.67 (upper mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 7.95% (top quartile).
Modified duration: 1.75 yrs (upper mid).
Average maturity: 2.41 yrs (upper mid).
Exit load: 0-1 Years (1%),1 Years and above(NIL).
Top sector: Real Estate.
Top bond sector: Corporate.
Debt-heavy allocation (~79%).
High-quality debt (AAA/AA ~82%).
Largest holding 7.1% Govt Stock 2034 (~5.5%).

Below is the key information for ICICI Prudential Regular Savings Fund

ICICI Prudential Regular Savings Fund Growth
Launch Date	3 Dec 10
NAV (12 Aug 25)	₹32.0763 ↓ -0.03 (-0.08 %)
Net Assets (Cr)	₹6,091 on 30 Jun 25
Category	Debt - Credit Risk
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆
Risk	Moderate
Expense Ratio	1.54
Sharpe Ratio	2.67
Information Ratio	0
Alpha Ratio	0
Min Investment	10,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)
Yield to Maturity	7.95%
Effective Maturity	2 Years 4 Months 28 Days
Modified Duration	1 Year 9 Months

Growth of 10,000 investment over the years.

Date	Value
31 Jul 20	₹10,000
31 Jul 21	₹10,780
31 Jul 22	₹11,303
31 Jul 23	₹12,066
31 Jul 24	₹13,031
31 Jul 25	₹14,249

ICICI Prudential Regular Savings Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125 Invest Now

Returns for ICICI Prudential Regular Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 12 Aug 25

Duration	Returns
1 Month	0.4%
3 Month	2.1%
6 Month	4.9%
1 Year	8.7%
3 Year	7.9%
5 Year	7.3%
10 Year
15 Year
Since launch	8.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	8.5%
2023	7.2%
2022	5.1%
2021	6.2%
2020	9.8%
2019	9.5%
2018	6.6%
2017	6.8%
2016	9.5%
2015	9%

Fund Manager information for ICICI Prudential Regular Savings Fund

Name	Since	Tenure
Manish Banthia	7 Nov 16	8.74 Yr.
Akhil Kakkar	22 Jan 24	1.52 Yr.

Data below for ICICI Prudential Regular Savings Fund as on 30 Jun 25

Asset Allocation

Asset Class	Value
Cash	12.71%
Equity	8.05%
Debt	78.88%
Other	0.36%

Debt Sector Allocation

Sector	Value
Corporate	72.84%
Government	11.6%
Cash Equivalent	7.15%

Credit Quality

Rating	Value
A	17.13%
AA	57.47%
AAA	24.65%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.1% Govt Stock 2034 Sovereign Bonds \| -	5%	₹332 Cr	31,767,530
Embassy Office Parks REIT (Real Estate) -, Since 30 Apr 25 \| 542602	4%	₹236 Cr	6,030,181 ↓ -477,897
Millennia Realtors Private Limited Debentures \| -	3%	₹212 Cr	2,100
Varroc Engineering Limited Debentures \| -	3%	₹204 Cr	25,000
Vedanta Limited Debentures \| -	3%	₹202 Cr	20,000
Bamboo Hotel And Global Centre (Delhi) Private Limited Debentures \| -	3%	₹187 Cr	18,500
Aadhar Housing Finance Limited Debentures \| -	3%	₹177 Cr	17,500
Nirma Limited Debentures \| -	3%	₹152 Cr	15,000
Dlf Home Developers Limited Debentures \| -	2%	₹151 Cr	15,000
Macrotech Developers Limited Debentures \| -	2%	₹151 Cr	15,000

3. ICICI Prudential Constant Maturity Gilt Fund

The Scheme aims to provide reasonable returns by investing in portfolio of Government Securities with average maturity of around 10 years. However, there can be no assurance that the investment objective of the Scheme will be realized.

Research Highlights for ICICI Prudential Constant Maturity Gilt Fund

Bottom quartile AUM (₹2,463 Cr).
Established history (10+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderate.
1Y return: 8.66% (upper mid).
1M return: -0.90% (bottom quartile).
Sharpe: 1.60 (bottom quartile).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 6.52% (bottom quartile).
Modified duration: 6.84 yrs (bottom quartile).
Average maturity: 9.50 yrs (bottom quartile).
Exit load: 0-7 Days (0.25%),7 Days and above(NIL).
Higher exposure to Government (bond sector) vs peer median.
Debt-heavy allocation (~98%).
High-quality debt (AAA/AA ~100%).
Largest holding 6.79% Govt Stock 2034 (~37.1%).
Top-3 holdings concentration ~87.4%.

Below is the key information for ICICI Prudential Constant Maturity Gilt Fund

ICICI Prudential Constant Maturity Gilt Fund Growth
Launch Date	12 Sep 14
NAV (12 Aug 25)	₹24.7142 ↓ -0.06 (-0.25 %)
Net Assets (Cr)	₹2,463 on 30 Jun 25
Category	Debt - 10 Yr Govt Bond
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆
Risk	Moderate
Expense Ratio	0.39
Sharpe Ratio	1.6
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-7 Days (0.25%),7 Days and above(NIL)
Yield to Maturity	6.52%
Effective Maturity	9 Years 6 Months
Modified Duration	6 Years 10 Months 2 Days

Growth of 10,000 investment over the years.

Date	Value
31 Jul 20	₹10,000
31 Jul 21	₹10,338
31 Jul 22	₹10,413
31 Jul 23	₹11,217
31 Jul 24	₹12,134
31 Jul 25	₹13,363

ICICI Prudential Constant Maturity Gilt Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for ICICI Prudential Constant Maturity Gilt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 12 Aug 25

Duration	Returns
1 Month	-0.9%
3 Month	0.1%
6 Month	4.3%
1 Year	8.7%
3 Year	8.2%
5 Year	5.8%
10 Year
15 Year
Since launch	8.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	9.3%
2023	7.7%
2022	1.2%
2021	2.8%
2020	13.6%
2019	12.8%
2018	9.7%
2017	2.4%
2016	16.2%
2015	6.9%

Fund Manager information for ICICI Prudential Constant Maturity Gilt Fund

Name	Since	Tenure
Manish Banthia	22 Jan 24	1.52 Yr.
Raunak Surana	22 Jan 24	1.52 Yr.

Data below for ICICI Prudential Constant Maturity Gilt Fund as on 30 Jun 25

Asset Allocation

Asset Class	Value
Cash	2.05%
Debt	97.95%

Debt Sector Allocation

Sector	Value
Government	97.95%
Cash Equivalent	2.05%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
6.79% Govt Stock 2034 Sovereign Bonds \| -	37%	₹878 Cr	85,374,500 ↓ -8,000,000
6.64% Govt Stock 2035 Sovereign Bonds \| -	27%	₹645 Cr	63,500,000
7.1% Govt Stock 2034 Sovereign Bonds \| -	23%	₹546 Cr	52,219,850 ↓ -1,000,000
7.18% Govt Stock 2037 Sovereign Bonds \| -	6%	₹147 Cr	14,000,000
6.19% Govt Stock 2034 Sovereign Bonds \| -	2%	₹49 Cr	5,000,000
6.92% Govt Stock 2039 Sovereign Bonds \| -	1%	₹26 Cr	2,500,000
6.67% Govt Stock 2035 Sovereign Bonds \| -	1%	₹25 Cr	2,500,000
6.33% Govt Stock 2035 Sovereign Bonds \| -	0%	₹4 Cr	413,500
Net Current Assets Net Current Assets \| -	2%	₹41 Cr
Treps CBLO/Reverse Repo \| -	0%	₹7 Cr

4. ICICI Prudential Corporate Bond Fund

(Erstwhile ICICI Prudential Ultra Short Term Plan)

ICICI Prudential Ultra Short Term Plan is an open-ended income fund that intends to generate regular income through investments in a basket of debt and money market instruments of very short maturities with a view to providing reasonable returns, while maintaining an optimum balance of safety, liquidity and yield. However, there can be no assurance that the investment objective of the scheme will be realized.

Research Highlights for ICICI Prudential Corporate Bond Fund

Highest AUM (₹33,109 Cr).
Established history (16+ yrs).
Top rated.
Risk profile: Moderately Low.
1Y return: 8.51% (lower mid).
1M return: 0.23% (lower mid).
Sharpe: 2.27 (bottom quartile).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 6.83% (bottom quartile).
Modified duration: 2.39 yrs (lower mid).
Average maturity: 4.15 yrs (lower mid).
Exit load: NIL.
Top bond sector: Corporate.
Debt-heavy allocation (~92%).
High-quality debt (AAA/AA ~99%).
Largest holding 7.81% Govt Stock 2033 (~5.8%).

Below is the key information for ICICI Prudential Corporate Bond Fund

ICICI Prudential Corporate Bond Fund Growth
Launch Date	11 Aug 09
NAV (12 Aug 25)	₹30.0929 ↓ -0.02 (-0.08 %)
Net Assets (Cr)	₹33,109 on 30 Jun 25
Category	Debt - Corporate Bond
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆☆
Risk	Moderately Low
Expense Ratio	0.57
Sharpe Ratio	2.27
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	NIL
Yield to Maturity	6.83%
Effective Maturity	4 Years 1 Month 24 Days
Modified Duration	2 Years 4 Months 20 Days

Growth of 10,000 investment over the years.

Date	Value
31 Jul 20	₹10,000
31 Jul 21	₹10,484
31 Jul 22	₹10,840
31 Jul 23	₹11,681
31 Jul 24	₹12,578
31 Jul 25	₹13,692

ICICI Prudential Corporate Bond Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for ICICI Prudential Corporate Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 12 Aug 25

Duration	Returns
1 Month	0.2%
3 Month	1.8%
6 Month	4.6%
1 Year	8.5%
3 Year	8%
5 Year	6.5%
10 Year
15 Year
Since launch	7.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	8%
2023	7.6%
2022	4.5%
2021	4.1%
2020	10.4%
2019	9.9%
2018	6.4%
2017	6.3%
2016	9.8%
2015	8.8%

Fund Manager information for ICICI Prudential Corporate Bond Fund

Name	Since	Tenure
Manish Banthia	22 Jan 24	1.52 Yr.
Ritesh Lunawat	22 Jan 24	1.52 Yr.

Data below for ICICI Prudential Corporate Bond Fund as on 30 Jun 25

Asset Allocation

Asset Class	Value
Cash	7.86%
Debt	91.87%
Other	0.27%

Debt Sector Allocation

Sector	Value
Corporate	66.91%
Government	28.29%
Cash Equivalent	4.53%

Credit Quality

Rating	Value
AAA	99.49%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.81% Govt Stock 2033 Sovereign Bonds \| -	6%	₹1,927 Cr	185,277,360
LIC Housing Finance Ltd Debentures \| -	4%	₹1,409 Cr	138,500 ↑ 30,000
National Bank For Agriculture And Rural Development Debentures \| -	3%	₹1,114 Cr	110,250
7.1% Govt Stock 2034 Sovereign Bonds \| -	3%	₹1,031 Cr	98,594,780 ↓ -20,000,000
National Bank For Agriculture And Rural Development Debentures \| -	3%	₹975 Cr	95,550
Pipeline Infrastructure Limited Debentures \| -	3%	₹835 Cr	80,500
Bharat Petroleum Corporation Limited Debentures \| -	2%	₹595 Cr	59,000
Rec Limited Debentures \| -	2%	₹531 Cr	52,500
INDIA UNIVERSAL TRUST AL1 Unlisted bonds \| -	2%	₹517 Cr	535
LIC Housing Finance Ltd Debentures \| -	2%	₹510 Cr	5,000

5. ICICI Prudential Short Term Fund

To generate income through investments in a range of debt and money market instruments of various maturities with a view to maximising income while maintaining the optimum balance of yield, safety and liquidity.

Research Highlights for ICICI Prudential Short Term Fund

Upper mid AUM (₹21,491 Cr).
Oldest track record among peers (23 yrs).
Rating: 4★ (upper mid).
Risk profile: Moderate.
1Y return: 8.42% (bottom quartile).
1M return: 0.27% (upper mid).
Sharpe: 2.27 (lower mid).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 7.18% (upper mid).
Modified duration: 1.98 yrs (upper mid).
Average maturity: 3.45 yrs (upper mid).
Exit load: 0-7 Days (0.25%),7 Days and above(NIL).
Higher exposure to Financial Services vs peer median.
Top bond sector: Corporate.
Debt-heavy allocation (~94%).
High-quality debt (AAA/AA ~100%).
Largest holding 7.81% Govt Stock 2033 (~5.3%).

Below is the key information for ICICI Prudential Short Term Fund

ICICI Prudential Short Term Fund Growth
Launch Date	25 Oct 01
NAV (12 Aug 25)	₹60.7078 ↓ -0.05 (-0.08 %)
Net Assets (Cr)	₹21,491 on 30 Jun 25
Category	Debt - Short term Bond
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆☆
Risk	Moderate
Expense Ratio	1.11
Sharpe Ratio	2.27
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-7 Days (0.25%),7 Days and above(NIL)
Yield to Maturity	7.18%
Effective Maturity	3 Years 5 Months 12 Days
Modified Duration	1 Year 11 Months 23 Days

Growth of 10,000 investment over the years.

Date	Value
31 Jul 20	₹10,000
31 Jul 21	₹10,511
31 Jul 22	₹10,878
31 Jul 23	₹11,684
31 Jul 24	₹12,575
31 Jul 25	₹13,679

ICICI Prudential Short Term Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for ICICI Prudential Short Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 12 Aug 25

Duration	Returns
1 Month	0.3%
3 Month	1.9%
6 Month	4.6%
1 Year	8.4%
3 Year	7.8%
5 Year	6.4%
10 Year
15 Year
Since launch	7.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.8%
2023	7.4%
2022	4.7%
2021	3.9%
2020	10.6%
2019	9.7%
2018	5.8%
2017	5.9%
2016	11.1%
2015	8%

Fund Manager information for ICICI Prudential Short Term Fund

Name	Since	Tenure
Manish Banthia	19 Nov 09	15.71 Yr.
Nikhil Kabra	29 Dec 20	4.59 Yr.

Data below for ICICI Prudential Short Term Fund as on 30 Jun 25

Asset Allocation

Asset Class	Value
Cash	5.88%
Debt	93.85%
Other	0.27%

Debt Sector Allocation

Sector	Value
Corporate	68.55%
Government	26.61%
Cash Equivalent	4.56%

Credit Quality

Rating	Value
AA	20.19%
AAA	79.81%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.81% Govt Stock 2033 Sovereign Bonds \| -	5%	₹1,157 Cr	111,312,240
LIC Housing Finance Ltd Debentures \| -	3%	₹763 Cr	75,000 ↑ 15,000
6.99% Govt Stock 2034 Sovereign Bonds \| -	3%	₹712 Cr	69,574,740
National Bank For Agriculture And Rural Development Debentures \| -	3%	₹556 Cr	55,000
National Bank For Agriculture And Rural Development Debentures \| -	2%	₹515 Cr	50,500
Vedanta Limited Debentures \| -	2%	₹511 Cr	51,000
7.1% Govt Stock 2034 Sovereign Bonds \| -	2%	₹406 Cr	38,858,430 ↓ -5,000,000
Small Industries Development Bank Of India Debentures \| -	2%	₹374 Cr	37,000
Small Industries Development Bank Of India Debentures \| -	2%	₹369 Cr	36,500
National Bank For Agriculture And Rural Development Debentures \| -	2%	₹354 Cr	35,000

6. ICICI Prudential Savings Fund

(Erstwhile ICICI Prudential Flexible Income Plan)

To generate income through investments in a range of debt instruments and money market instruments of various maturities with a view to maximizing income while maintaining the optimum balance of yield, safety and liquidity.

Research Highlights for ICICI Prudential Savings Fund

Upper mid AUM (₹25,547 Cr).
Established history (22+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately Low.
1Y return: 8.13% (bottom quartile).
1M return: 0.47% (top quartile).
Sharpe: 3.25 (top quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 6.87% (lower mid).
Modified duration: 0.96 yrs (top quartile).
Average maturity: 1.69 yrs (top quartile).
Exit load: NIL.
Top sector: Basic Materials.
Top bond sector: Corporate.
Debt-heavy allocation (~76%).
High-quality debt (AAA/AA ~100%).
Largest holding 7.81% Govt Stock 2033 (~4.9%).

Below is the key information for ICICI Prudential Savings Fund

ICICI Prudential Savings Fund Growth
Launch Date	27 Sep 02
NAV (12 Aug 25)	₹548.942 ↓ -0.13 (-0.02 %)
Net Assets (Cr)	₹25,547 on 30 Jun 25
Category	Debt - Low Duration
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆☆
Risk	Moderately Low
Expense Ratio	0.51
Sharpe Ratio	3.25
Information Ratio	0
Alpha Ratio	0
Min Investment	500
Min SIP Investment	100
Exit Load	NIL
Yield to Maturity	6.87%
Effective Maturity	1 Year 8 Months 8 Days
Modified Duration	11 Months 16 Days

Growth of 10,000 investment over the years.

Date	Value
31 Jul 20	₹10,000
31 Jul 21	₹10,521
31 Jul 22	₹10,815
31 Jul 23	₹11,676
31 Jul 24	₹12,578
31 Jul 25	₹13,616

ICICI Prudential Savings Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for ICICI Prudential Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 12 Aug 25

Duration	Returns
1 Month	0.5%
3 Month	2%
6 Month	4.3%
1 Year	8.1%
3 Year	7.9%
5 Year	6.4%
10 Year
15 Year
Since launch	7.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	8%
2023	7.6%
2022	4.5%
2021	3.8%
2020	8.6%
2019	8.8%
2018	7.3%
2017	7.1%
2016	9.1%
2015	8.8%

Fund Manager information for ICICI Prudential Savings Fund

Name	Since	Tenure
Nikhil Kabra	13 Sep 24	0.88 Yr.
Darshil Dedhia	12 Jun 23	2.14 Yr.

Data below for ICICI Prudential Savings Fund as on 30 Jun 25

Asset Allocation

Asset Class	Value
Cash	23.77%
Debt	75.96%
Other	0.27%

Debt Sector Allocation

Sector	Value
Corporate	69.6%
Government	21.97%
Cash Equivalent	8.16%

Credit Quality

Rating	Value
AA	14.72%
AAA	85.28%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.81% Govt Stock 2033 Sovereign Bonds \| -	5%	₹1,284 Cr	123,435,980
National Bank For Agriculture And Rural Development Debentures \| -	4%	₹1,028 Cr	101,750 ↑ 15,000
7.11% Govt Stock 2028 Sovereign Bonds \| -	4%	₹924 Cr	91,273,600
6.99% Govt Stock 2034 Sovereign Bonds \| -	2%	₹477 Cr	46,625,930
Small Industries Development Bank Of India Debentures \| -	2%	₹449 Cr	44,500
National Bank For Agriculture And Rural Development Debentures \| -	2%	₹404 Cr	40,000
National Bank For Agriculture And Rural Development Debentures \| -	1%	₹387 Cr	38,000
Small Industries Development Bank Of India Debentures \| -	1%	₹354 Cr	35,000
Bharti Telecom Limited Debentures \| -	1%	₹352 Cr	35,000
Small Industries Development Bank Of India Debentures \| -	1%	₹344 Cr	34,000

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