SOLUTIONS
EXPLORE FUNDS
CALCULATORS
fincash number+91-22-48913909Dashboard

2022 இல் முதலீடு செய்வதற்கான 5 சிறந்த தீர்வு சார்ந்த திட்டங்கள்

Updated on August 13, 2025 , 4523 views

இந்திய பாதுகாப்பு மற்றும் பரிவர்த்தனை வாரியம் (செபி) கீழ் 'தீர்வு சார்ந்த திட்டங்கள்' என்ற புதிய வகைப்பாட்டை அறிமுகப்படுத்தியுள்ளதுபரஸ்பர நிதி. இந்த நிதிகள் நீண்டகால இலக்கு திட்டமிடலுக்கு முக்கியமானவை, குறிப்பாக-ஓய்வூதிய திட்டமிடல் மற்றும் ஒரு குழந்தையின் கல்வி. எனவே, இதேபோன்ற இலக்குடன் நீங்கள் எதையாவது பார்க்கிறீர்கள் என்றால்முதலீடு, நீங்கள் சரியான இடத்தில் இருக்கிறீர்கள். முதலீடு செய்வதற்கான சில சிறந்த தீர்வு சார்ந்த திட்டங்களுடன் இந்த நிதிகளை விரிவாகப் பார்க்கலாம்.

Solution-oriented-scheme

Ready to Invest?
Talk to our investment specialist
Disclaimer:
By submitting this form I authorize Fincash.com to call/SMS/email me about its products and I accept the terms of Privacy Policy and Terms & Conditions.

தீர்வு சார்ந்த திட்டங்கள் என்றால் என்ன?

நீண்ட கால செல்வத்தை உருவாக்க விரும்பும் முதலீட்டாளர்களுக்கு தீர்வு சார்ந்த திட்டங்கள் உதவியாக இருக்கும், அதில் முக்கியமாக ஓய்வூதிய திட்டமிடல் மற்றும் குழந்தையின் எதிர்கால கல்வி ஆகியவை அடங்கும்.மியூச்சுவல் ஃபண்டுகளில் முதலீடு. முன்னதாக, இந்தத் திட்டங்கள் ஈக்விட்டி அல்லது சமச்சீர் திட்டங்களின் ஒரு பகுதியாக இருந்தன, ஆனால் செபியின் புதிய புழக்கத்தின்படி, இந்த நிதிகள் தீர்வு சார்ந்த திட்டங்களின் கீழ் தனித்தனியாக வகைப்படுத்தப்பட்டுள்ளன.

மேலும், இந்தத் திட்டங்களுக்கு மூன்று ஆண்டுகளுக்கு லாக்-இன் இருக்கும், ஆனால் இப்போது இந்த ஃபண்டுகளுக்கு ஐந்து வருடங்கள் கட்டாயமாக லாக்-இன் செய்ய வேண்டும். இந்த முதலீட்டு இலக்குகளை அடைவதற்காக முதலீட்டாளர்களை நீண்ட காலத்திற்கு முதலீடு செய்ய இது ஒரு சிறந்த வழியாகும். இது முதலீடுகளில் ஒழுக்கத்தை பேணுகிறது.

முதல் 5 சிறந்த செயல்திறன் தீர்வு சார்ந்த திட்டங்கள் FY 22 - 23

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2024 (%)
SBI Magnum Children's Benefit Plan Growth ₹109.163
↑ 0.29
₹1280.255.512.613.317.4
Tata Retirement Savings Fund-Moderate Growth ₹63.6465
↑ 0.15
₹2,2301.310.32.114.215.319.5
Tata Retirement Savings Fund - Progressive Growth ₹64.3877
↑ 0.14
₹2,1781.110.9015.216.421.7
Tata Retirement Savings Fund - Conservative Growth ₹31.5745
↑ 0.08
₹1800.85.83.98.37.79.9
ICICI Prudential Child Care Plan (Gift) Growth ₹327.63
↑ 0.17
₹1,4244.513.46.918.619.316.9
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 14 Aug 25

Research Highlights & Commentary of 5 Funds showcased

CommentarySBI Magnum Children's Benefit PlanTata Retirement Savings Fund-ModerateTata Retirement Savings Fund - ProgressiveTata Retirement Savings Fund - ConservativeICICI Prudential Child Care Plan (Gift)
Point 1Bottom quartile AUM (₹128 Cr).Highest AUM (₹2,230 Cr).Upper mid AUM (₹2,178 Cr).Bottom quartile AUM (₹180 Cr).Lower mid AUM (₹1,424 Cr).
Point 2Oldest track record among peers (23 yrs).Established history (13+ yrs).Established history (13+ yrs).Established history (13+ yrs).Established history (23+ yrs).
Point 3Top rated.Rating: 5★ (upper mid).Rating: 5★ (lower mid).Rating: 4★ (bottom quartile).Rating: 2★ (bottom quartile).
Point 4Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.
Point 55Y return: 13.32% (bottom quartile).5Y return: 15.32% (lower mid).5Y return: 16.41% (upper mid).5Y return: 7.69% (bottom quartile).5Y return: 19.34% (top quartile).
Point 63Y return: 12.58% (bottom quartile).3Y return: 14.24% (lower mid).3Y return: 15.16% (upper mid).3Y return: 8.27% (bottom quartile).3Y return: 18.58% (top quartile).
Point 71Y return: 5.47% (upper mid).1Y return: 2.13% (bottom quartile).1Y return: 0.05% (bottom quartile).1Y return: 3.86% (lower mid).1Y return: 6.87% (top quartile).
Point 81M return: -1.16% (upper mid).1M return: -1.79% (bottom quartile).1M return: -2.46% (bottom quartile).1M return: -0.68% (top quartile).1M return: -1.25% (lower mid).
Point 9Alpha: 0.00 (upper mid).Alpha: 0.00 (lower mid).Alpha: 1.79 (top quartile).Alpha: 0.00 (bottom quartile).Alpha: 0.00 (bottom quartile).
Point 10Sharpe: 0.64 (top quartile).Sharpe: 0.18 (lower mid).Sharpe: 0.12 (bottom quartile).Sharpe: -0.01 (bottom quartile).Sharpe: 0.19 (upper mid).

SBI Magnum Children's Benefit Plan

  • Bottom quartile AUM (₹128 Cr).
  • Oldest track record among peers (23 yrs).
  • Top rated.
  • Risk profile: Moderately High.
  • 5Y return: 13.32% (bottom quartile).
  • 3Y return: 12.58% (bottom quartile).
  • 1Y return: 5.47% (upper mid).
  • 1M return: -1.16% (upper mid).
  • Alpha: 0.00 (upper mid).
  • Sharpe: 0.64 (top quartile).

Tata Retirement Savings Fund-Moderate

  • Highest AUM (₹2,230 Cr).
  • Established history (13+ yrs).
  • Rating: 5★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 15.32% (lower mid).
  • 3Y return: 14.24% (lower mid).
  • 1Y return: 2.13% (bottom quartile).
  • 1M return: -1.79% (bottom quartile).
  • Alpha: 0.00 (lower mid).
  • Sharpe: 0.18 (lower mid).

Tata Retirement Savings Fund - Progressive

  • Upper mid AUM (₹2,178 Cr).
  • Established history (13+ yrs).
  • Rating: 5★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 16.41% (upper mid).
  • 3Y return: 15.16% (upper mid).
  • 1Y return: 0.05% (bottom quartile).
  • 1M return: -2.46% (bottom quartile).
  • Alpha: 1.79 (top quartile).
  • Sharpe: 0.12 (bottom quartile).

Tata Retirement Savings Fund - Conservative

  • Bottom quartile AUM (₹180 Cr).
  • Established history (13+ yrs).
  • Rating: 4★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 7.69% (bottom quartile).
  • 3Y return: 8.27% (bottom quartile).
  • 1Y return: 3.86% (lower mid).
  • 1M return: -0.68% (top quartile).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: -0.01 (bottom quartile).

ICICI Prudential Child Care Plan (Gift)

  • Lower mid AUM (₹1,424 Cr).
  • Established history (23+ yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 19.34% (top quartile).
  • 3Y return: 18.58% (top quartile).
  • 1Y return: 6.87% (top quartile).
  • 1M return: -1.25% (lower mid).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: 0.19 (upper mid).

1. SBI Magnum Children's Benefit Plan

To provide attractive returns to the Magnum holders / Unit holders by means of capital appreciation through an actively managed portfolio of debt, equity and money market instruments. Income generated through the receipt of coupon payments, the amortization of the discount on the debt instruments, receipt of dividends or purchase and sale of securities in the underlying portfolio, will be reinvested.

Research Highlights for SBI Magnum Children's Benefit Plan

  • Bottom quartile AUM (₹128 Cr).
  • Oldest track record among peers (23 yrs).
  • Top rated.
  • Risk profile: Moderately High.
  • 5Y return: 13.32% (bottom quartile).
  • 3Y return: 12.58% (bottom quartile).
  • 1Y return: 5.47% (upper mid).
  • 1M return: -1.16% (upper mid).
  • Alpha: 0.00 (upper mid).
  • Sharpe: 0.64 (top quartile).
  • Information ratio: 0.00 (top quartile).
  • Top sector: Consumer Cyclical.
  • Higher exposure to Government (bond sector) vs peer median.
  • Debt-heavy allocation (~66%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding 6.79% Govt Stock 2034 (~15.9%).
  • Top-3 holdings concentration ~36.1%.

Below is the key information for SBI Magnum Children's Benefit Plan

SBI Magnum Children's Benefit Plan
Growth
Launch Date 21 Feb 02
NAV (14 Aug 25) ₹109.163 ↑ 0.29   (0.27 %)
Net Assets (Cr) ₹128 on 30 Jun 25
Category Solutions - Childrens Fund
AMC SBI Funds Management Private Limited
Rating
Risk Moderately High
Expense Ratio 1.2
Sharpe Ratio 0.64
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (3%),1-2 Years (2%),2-3 Years (1%),3 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Jul 20₹10,000
31 Jul 21₹12,609
31 Jul 22₹13,147
31 Jul 23₹14,690
31 Jul 24₹17,710
31 Jul 25₹19,017

SBI Magnum Children's Benefit Plan SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹426,080.
Net Profit of ₹126,080
Invest Now

Purchase not allowed

Returns for SBI Magnum Children's Benefit Plan

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 14 Aug 25

DurationReturns
1 Month -1.2%
3 Month 0.2%
6 Month 5%
1 Year 5.5%
3 Year 12.6%
5 Year 13.3%
10 Year
15 Year
Since launch
Historical performance (Yearly) on absolute basis
YearReturns
2024 17.4%
2023 16.9%
2022 1.9%
2021 18.3%
2020 14.8%
2019 2.6%
2018 0.1%
2017 24.3%
2016 16.1%
2015 7%
Fund Manager information for SBI Magnum Children's Benefit Plan
NameSinceTenure
R. Srinivasan13 Jan 214.55 Yr.
Lokesh Mallya1 Jul 250.08 Yr.

Data below for SBI Magnum Children's Benefit Plan as on 30 Jun 25

Asset Allocation
Asset ClassValue
Cash15.66%
Equity18.46%
Debt65.88%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
6.79% Govt Stock 2034
Sovereign Bonds | -
16%₹21 Cr2,000,000
7.38% State Government Of Uttar Pradesh 2036
Sovereign Bonds | -
12%₹16 Cr1,500,000
7.18% Govt Stock 2033
Sovereign Bonds | -
8%₹10 Cr1,000,000
Sundaram Finance Limited
Debentures | -
4%₹5 Cr500
Rajasthan (Government of ) 7.49%
- | -
4%₹5 Cr500,000
LIC Housing Finance Ltd
Debentures | -
4%₹5 Cr500
Nexus Select TRust
Debentures | -
4%₹5 Cr500
Mahindra And Mahindra Financial Services Limited
Debentures | -
4%₹5 Cr500
Gs CG 16/12/2026 - (Strips) Tb
Sovereign Bonds | -
3%₹3 Cr375,000
Muthoot Finance Limited
Debentures | -
2%₹3 Cr300

2. Tata Retirement Savings Fund-Moderate

To provide a financial planning tool for long term financial security for investors based on their retirement planning goals. However, there can be no assurance that the investment objective of the fund will be realized, as actual market movements may be at variance with anticipated trends.

Research Highlights for Tata Retirement Savings Fund-Moderate

  • Highest AUM (₹2,230 Cr).
  • Established history (13+ yrs).
  • Rating: 5★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 15.32% (lower mid).
  • 3Y return: 14.24% (lower mid).
  • 1Y return: 2.13% (bottom quartile).
  • 1M return: -1.79% (bottom quartile).
  • Alpha: 0.00 (lower mid).
  • Sharpe: 0.18 (lower mid).
  • Information ratio: 0.00 (upper mid).
  • Higher exposure to Financial Services vs peer median.
  • Top bond sector: Government.
  • Equity-heavy allocation (~81%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding HDFC Bank Ltd (~6.2%).

Below is the key information for Tata Retirement Savings Fund-Moderate

Tata Retirement Savings Fund-Moderate
Growth
Launch Date 1 Nov 11
NAV (14 Aug 25) ₹63.6465 ↑ 0.15   (0.24 %)
Net Assets (Cr) ₹2,230 on 30 Jun 25
Category Solutions - Retirement Fund
AMC Tata Asset Management Limited
Rating
Risk Moderately High
Expense Ratio 0
Sharpe Ratio 0.18
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 150
Exit Load 0-60 Years (1%),60 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Jul 20₹10,000
31 Jul 21₹13,232
31 Jul 22₹13,479
31 Jul 23₹15,642
31 Jul 24₹20,717
31 Jul 25₹20,768

Tata Retirement Savings Fund-Moderate SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579
Invest Now

Returns for Tata Retirement Savings Fund-Moderate

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 14 Aug 25

DurationReturns
1 Month -1.8%
3 Month 1.3%
6 Month 10.3%
1 Year 2.1%
3 Year 14.2%
5 Year 15.3%
10 Year
15 Year
Since launch 14.4%
Historical performance (Yearly) on absolute basis
YearReturns
2024 19.5%
2023 25.3%
2022 -1.9%
2021 20.5%
2020 15.1%
2019 8.6%
2018 -3.6%
2017 38.8%
2016 6.7%
2015 7.7%
Fund Manager information for Tata Retirement Savings Fund-Moderate
NameSinceTenure
Murthy Nagarajan1 Apr 178.34 Yr.
Sonam Udasi1 Apr 169.34 Yr.

Data below for Tata Retirement Savings Fund-Moderate as on 30 Jun 25

Asset Allocation
Asset ClassValue
Cash5.63%
Equity81.35%
Debt13.02%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 30 Nov 11 | HDFCBANK
6%₹138 Cr687,500
6.79% Govt Stock 2034
Sovereign Bonds | -
6%₹129 Cr12,500,000
Solar Industries India Ltd (Basic Materials)
Equity, Since 31 Oct 22 | SOLARINDS
4%₹90 Cr51,155
Reliance Industries Ltd (Energy)
Equity, Since 30 Apr 18 | RELIANCE
4%₹85 Cr567,900
↑ 9,900
BSE Ltd (Financial Services)
Equity, Since 31 May 24 | BSE
4%₹82 Cr297,000
↓ -27,000
Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Aug 20 | TCS
3%₹73 Cr211,500
Radico Khaitan Ltd (Consumer Defensive)
Equity, Since 30 Nov 17 | RADICO
3%₹70 Cr266,500
ITC Ltd (Consumer Defensive)
Equity, Since 30 Apr 18 | ITC
3%₹67 Cr1,613,000
Eternal Ltd (Consumer Cyclical)
Equity, Since 31 Mar 24 | 543320
3%₹64 Cr2,412,000
Mahanagar Gas Ltd (Utilities)
Equity, Since 29 Feb 24 | MGL
2%₹49 Cr333,000

3. Tata Retirement Savings Fund - Progressive

To provide a financial planning tool for long term financial security for investors based on their retirement planning goals. However, there can be no assurance that the investment objective of the fund will be realized, as actual market movements may be at variance with anticipated trends.

Research Highlights for Tata Retirement Savings Fund - Progressive

  • Upper mid AUM (₹2,178 Cr).
  • Established history (13+ yrs).
  • Rating: 5★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 16.41% (upper mid).
  • 3Y return: 15.16% (upper mid).
  • 1Y return: 0.05% (bottom quartile).
  • 1M return: -2.46% (bottom quartile).
  • Alpha: 1.79 (top quartile).
  • Sharpe: 0.12 (bottom quartile).
  • Information ratio: -0.13 (bottom quartile).
  • Higher exposure to Financial Services vs peer median.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~95%).
  • Largest holding HDFC Bank Ltd (~6.9%).

Below is the key information for Tata Retirement Savings Fund - Progressive

Tata Retirement Savings Fund - Progressive
Growth
Launch Date 1 Nov 11
NAV (14 Aug 25) ₹64.3877 ↑ 0.14   (0.22 %)
Net Assets (Cr) ₹2,178 on 30 Jun 25
Category Solutions - Retirement Fund
AMC Tata Asset Management Limited
Rating
Risk Moderately High
Expense Ratio 0
Sharpe Ratio 0.12
Information Ratio -0.13
Alpha Ratio 1.79
Min Investment 5,000
Min SIP Investment 150
Exit Load 0-60 Years (1%),60 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Jul 20₹10,000
31 Jul 21₹13,820
31 Jul 22₹13,796
31 Jul 23₹16,092
31 Jul 24₹22,338
31 Jul 25₹21,874

Tata Retirement Savings Fund - Progressive SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹458,689.
Net Profit of ₹158,689
Invest Now

Returns for Tata Retirement Savings Fund - Progressive

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 14 Aug 25

DurationReturns
1 Month -2.5%
3 Month 1.1%
6 Month 10.9%
1 Year 0%
3 Year 15.2%
5 Year 16.4%
10 Year
15 Year
Since launch 14.5%
Historical performance (Yearly) on absolute basis
YearReturns
2024 21.7%
2023 29%
2022 -3.9%
2021 23.3%
2020 14.4%
2019 11.5%
2018 -6.1%
2017 49.1%
2016 3.1%
2015 7.8%
Fund Manager information for Tata Retirement Savings Fund - Progressive
NameSinceTenure
Murthy Nagarajan1 Apr 178.34 Yr.
Sonam Udasi1 Apr 169.34 Yr.

Data below for Tata Retirement Savings Fund - Progressive as on 30 Jun 25

Asset Allocation
Asset ClassValue
Cash4.73%
Equity95.27%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 30 Nov 11 | HDFCBANK
7%₹151 Cr754,000
Solar Industries India Ltd (Basic Materials)
Equity, Since 31 Oct 22 | SOLARINDS
5%₹102 Cr58,135
Reliance Industries Ltd (Energy)
Equity, Since 30 Apr 18 | RELIANCE
5%₹99 Cr657,000
↑ 36,001
BSE Ltd (Financial Services)
Equity, Since 31 May 24 | BSE
4%₹90 Cr324,000
↓ -27,000
Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Aug 20 | TCS
4%₹84 Cr243,000
ITC Ltd (Consumer Defensive)
Equity, Since 30 Apr 18 | ITC
4%₹77 Cr1,853,000
Eternal Ltd (Consumer Cyclical)
Equity, Since 31 Mar 24 | 543320
3%₹72 Cr2,718,000
Radico Khaitan Ltd (Consumer Defensive)
Equity, Since 30 Nov 17 | RADICO
3%₹65 Cr249,600
Mahanagar Gas Ltd (Utilities)
Equity, Since 29 Feb 24 | MGL
3%₹56 Cr378,000
Karur Vysya Bank Ltd (Financial Services)
Equity, Since 31 Dec 22 | 590003
2%₹49 Cr1,836,000

4. Tata Retirement Savings Fund - Conservative

To provide a financial planning tool for long term financial security for investors based on their retirement planning goals. However, there can be no assurance that the investment objective of the fund will be realized, as actual market movements may be at variance with anticipated trends.

Research Highlights for Tata Retirement Savings Fund - Conservative

  • Bottom quartile AUM (₹180 Cr).
  • Established history (13+ yrs).
  • Rating: 4★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 7.69% (bottom quartile).
  • 3Y return: 8.27% (bottom quartile).
  • 1Y return: 3.86% (lower mid).
  • 1M return: -0.68% (top quartile).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: -0.01 (bottom quartile).
  • Information ratio: 0.00 (lower mid).
  • Top sector: Financial Services.
  • Higher exposure to Government (bond sector) vs peer median.
  • High-quality debt (AAA/AA ~100%).
  • Largest holding 6.79% Govt Stock 2034 (~20.1%).
  • Top-3 holdings concentration ~37.4%.

Below is the key information for Tata Retirement Savings Fund - Conservative

Tata Retirement Savings Fund - Conservative
Growth
Launch Date 1 Nov 11
NAV (14 Aug 25) ₹31.5745 ↑ 0.08   (0.26 %)
Net Assets (Cr) ₹180 on 30 Jun 25
Category Solutions - Retirement Fund
AMC Tata Asset Management Limited
Rating
Risk Moderately High
Expense Ratio 0
Sharpe Ratio -0.01
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-60 Years (1%),60 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Jul 20₹10,000
31 Jul 21₹11,189
31 Jul 22₹11,313
31 Jul 23₹12,261
31 Jul 24₹14,057
31 Jul 25₹14,573

Tata Retirement Savings Fund - Conservative SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹367,070.
Net Profit of ₹67,070
Invest Now

Returns for Tata Retirement Savings Fund - Conservative

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 14 Aug 25

DurationReturns
1 Month -0.7%
3 Month 0.8%
6 Month 5.8%
1 Year 3.9%
3 Year 8.3%
5 Year 7.7%
10 Year
15 Year
Since launch 8.7%
Historical performance (Yearly) on absolute basis
YearReturns
2024 9.9%
2023 12.1%
2022 0.1%
2021 7.6%
2020 11.8%
2019 7.6%
2018 0.8%
2017 15.1%
2016 10.6%
2015 6.4%
Fund Manager information for Tata Retirement Savings Fund - Conservative
NameSinceTenure
Murthy Nagarajan1 Apr 178.34 Yr.
Sonam Udasi1 Apr 169.34 Yr.

Data below for Tata Retirement Savings Fund - Conservative as on 30 Jun 25

Asset Allocation
Asset ClassValue
Cash11.27%
Equity28.58%
Debt60.15%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
6.79% Govt Stock 2034
Sovereign Bonds | -
20%₹36 Cr3,500,000
7.17% Govt Stock 2030
Sovereign Bonds | -
9%₹16 Cr1,500,000
7.38% Govt Stock 2027
Sovereign Bonds | -
9%₹15 Cr1,500,000
7.36% Govt Stock 2052
Sovereign Bonds | -
6%₹10 Cr1,000,000
7.27% Govt Stock 2026
Sovereign Bonds | -
6%₹10 Cr1,000,000
Jamnagar Utilities & Power Private Limited
Debentures | -
6%₹10 Cr100
8.24% Govt Stock 2027
Sovereign Bonds | -
3%₹5 Cr500,000
Bharti Telecom Limited
Debentures | -
3%₹5 Cr50
8.2% Govt Stock 2025
Sovereign Bonds | -
3%₹5 Cr500,000
HDFC Bank Ltd (Financial Services)
Equity, Since 30 Nov 11 | HDFCBANK
2%₹4 Cr18,000
↓ -2,750

5. ICICI Prudential Child Care Plan (Gift)

The primary investment objective of the Study Plan is to seek generation of current income by creating a portfolio that is invested in debt, money market instruments and equity and equity related securities.

Research Highlights for ICICI Prudential Child Care Plan (Gift)

  • Lower mid AUM (₹1,424 Cr).
  • Established history (23+ yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 19.34% (top quartile).
  • 3Y return: 18.58% (top quartile).
  • 1Y return: 6.87% (top quartile).
  • 1M return: -1.25% (lower mid).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: 0.19 (upper mid).
  • Information ratio: 0.00 (bottom quartile).
  • Higher exposure to Basic Materials vs peer median.
  • Top bond sector: Government.
  • Equity-heavy allocation (~86%).
  • High-quality debt (AAA/AA ~95%).
  • Largest holding UltraTech Cement Ltd (~5.7%).

Below is the key information for ICICI Prudential Child Care Plan (Gift)

ICICI Prudential Child Care Plan (Gift)
Growth
Launch Date 31 Aug 01
NAV (14 Aug 25) ₹327.63 ↑ 0.17   (0.05 %)
Net Assets (Cr) ₹1,424 on 30 Jun 25
Category Solutions - Childrens Fund
AMC ICICI Prudential Asset Management Company Limited
Rating
Risk Moderately High
Expense Ratio 2.39
Sharpe Ratio 0.19
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-1 Years (3%),1-2 Years (2%),2-3 Years (1%),3 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Jul 20₹10,000
31 Jul 21₹13,456
31 Jul 22₹14,218
31 Jul 23₹16,816
31 Jul 24₹23,716
31 Jul 25₹24,376

ICICI Prudential Child Care Plan (Gift) SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹493,520.
Net Profit of ₹193,520
Invest Now

Returns for ICICI Prudential Child Care Plan (Gift)

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 14 Aug 25

DurationReturns
1 Month -1.3%
3 Month 4.5%
6 Month 13.4%
1 Year 6.9%
3 Year 18.6%
5 Year 19.3%
10 Year
15 Year
Since launch 15.7%
Historical performance (Yearly) on absolute basis
YearReturns
2024 16.9%
2023 29.2%
2022 2.6%
2021 24.8%
2020 8.8%
2019 8.5%
2018 -1.9%
2017 25%
2016 6.9%
2015 0.2%
Fund Manager information for ICICI Prudential Child Care Plan (Gift)
NameSinceTenure
Lalit Kumar1 Jun 223.17 Yr.
Sharmila D’mello30 Jun 223.09 Yr.
Darshil Dedhia22 Jan 241.52 Yr.
Rohit Lakhotia12 Jun 232.14 Yr.

Data below for ICICI Prudential Child Care Plan (Gift) as on 30 Jun 25

Asset Allocation
Asset ClassValue
Cash2.64%
Equity85.86%
Debt11.5%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
UltraTech Cement Ltd (Basic Materials)
Equity, Since 30 Jun 22 | 532538
6%₹81 Cr66,700
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 May 18 | BHARTIARTL
5%₹77 Cr384,788
InterGlobe Aviation Ltd (Industrials)
Equity, Since 29 Feb 24 | INDIGO
5%₹69 Cr115,081
Mahindra & Mahindra Ltd (Consumer Cyclical)
Equity, Since 30 Sep 24 | M&M
5%₹69 Cr215,743
↑ 30,000
6.99% Govt Stock 2034
Sovereign Bonds | -
4%₹60 Cr5,866,260
Multi Commodity Exchange of India Ltd (Financial Services)
Equity, Since 31 Jul 24 | MCX
4%₹58 Cr64,289
Hindustan Aeronautics Ltd Ordinary Shares (Industrials)
Equity, Since 30 Jun 24 | HAL
3%₹44 Cr90,000
PB Fintech Ltd (Financial Services)
Equity, Since 31 Jan 25 | 543390
3%₹44 Cr240,000
JSW Steel Ltd (Basic Materials)
Equity, Since 31 Aug 22 | JSWSTEEL
3%₹42 Cr409,287
Tech Mahindra Ltd (Technology)
Equity, Since 31 Jul 23 | 532755
3%₹38 Cr226,374

ஆன்லைனில் தீர்வு சார்ந்த திட்டங்களில் முதலீடு செய்வது எப்படி?

  1. Fincash.com இல் வாழ்நாள் முழுவதும் இலவச முதலீட்டுக் கணக்கைத் திறக்கவும்.

  2. உங்கள் பதிவு மற்றும் KYC செயல்முறையை முடிக்கவும்

  3. ஆவணங்களைப் பதிவேற்றவும் (PAN, ஆதார் போன்றவை).மேலும், நீங்கள் முதலீடு செய்ய தயாராக உள்ளீர்கள்!

    தொடங்குங்கள்

Disclaimer:
இங்கு வழங்கப்பட்ட தகவல்கள் துல்லியமானவை என்பதை உறுதிப்படுத்த அனைத்து முயற்சிகளும் மேற்கொள்ளப்பட்டுள்ளன. இருப்பினும், தரவின் சரியான தன்மை குறித்து எந்த உத்தரவாதமும் அளிக்கப்படவில்லை. முதலீடு செய்வதற்கு முன் திட்டத் தகவல் ஆவணத்துடன் சரிபார்க்கவும்.
How helpful was this page ?
Rated 5, based on 2 reviews.
POST A COMMENT