2022க்கான இந்தியாவில் 5 சிறந்த ELSS மியூச்சுவல் ஃபண்ட் முதலீடுகள்

Updated on April 20, 2026 , 62609 views

சிறந்த பிற நிதிகள் அல்லது ஈக்விட்டி இணைக்கப்பட்ட சேமிப்புத் திட்டங்கள் சமபங்கு பன்முகப்படுத்தப்பட்டவைபரஸ்பர நிதி வழங்குவதற்கு, ஈக்விட்டி-இணைக்கப்பட்ட கருவிகளில் (பங்குகள் மற்றும் பங்குகள் போன்றவை) முக்கியமாக முதலீடு செய்கின்றனசந்தை- இணைக்கப்பட்ட வருமானம். பொதுவாக, ஃபண்ட் கார்பஸில் 80% ஈக்விட்டியிலும் மீதமுள்ளவை கடன் கருவிகளிலும் முதலீடு செய்யப்படுகின்றன. சிறந்தELSS நிதிகள் வரிச் சலுகைகளை வழங்குவதால், அவை வரி சேமிப்பு மியூச்சுவல் ஃபண்டுகள் என்றும் அறியப்படுகின்றனபிரிவு 80C இன்வருமான வரி முதலீடுகளில் 3 ஆண்டுகள் செயல்படவும் மற்றும் லாக்-இன் செய்யவும்.

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சிறந்த 5 சிறப்பாக செயல்படும் ELSS மியூச்சுவல் ஃபண்டுகள் 2022 - 2023

*அடிப்படையிலான நிதிகளுக்கான பட்டியல்சொத்துக்கள் >= 100 கோடி & வரிசைப்படுத்தப்பட்டது3 வருடம்சிஏஜிஆர் திரும்பு.

1. Motilal Oswal Long Term Equity Fund

(Erstwhile Motilal Oswal MOSt Focused Long Term Fund)

The investment objective of the Scheme is to generate long-term capital appreciation from a diversified portfolio of predominantly equity and equity related instruments. However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved.

Research Highlights for Motilal Oswal Long Term Equity Fund

Lower mid AUM (₹3,969 Cr).
Established history (11+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 19.78% (top quartile).
3Y return: 25.27% (top quartile).
1Y return: 12.71% (lower mid).
Alpha: 1.62 (lower mid).
Sharpe: -0.25 (lower mid).
Information ratio: 0.55 (lower mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
Largest holding Multi Commodity Exchange of India Ltd (~7.8%).

Below is the key information for Motilal Oswal Long Term Equity Fund

Motilal Oswal Long Term Equity Fund Growth
Launch Date	21 Jan 15
NAV (23 Apr 26)	₹53.3004 ↑ 0.01 (0.03 %)
Net Assets (Cr)	₹3,969 on 31 Mar 26
Category	Equity - ELSS
AMC	Motilal Oswal Asset Management Co. Ltd
Rating	Not Rated
Risk	Moderately High
Expense Ratio	1.65
Sharpe Ratio	-0.25
Information Ratio	0.55
Alpha Ratio	1.62
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 Mar 21	₹10,000
31 Mar 22	₹11,399
31 Mar 23	₹12,076
31 Mar 24	₹18,608
31 Mar 25	₹20,581
31 Mar 26	₹20,643

Motilal Oswal Long Term Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹493,520.
Net Profit of ₹193,520 Invest Now

Returns for Motilal Oswal Long Term Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 23 Apr 26

Duration	Returns
1 Month	11.8%
3 Month	10.3%
6 Month	0.7%
1 Year	12.7%
3 Year	25.3%
5 Year	19.8%
10 Year
15 Year
Since launch	16%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	-9.1%
2024	47.7%
2023	37%
2022	1.8%
2021	32.1%
2020	8.8%
2019	13.2%
2018	-8.7%
2017	44%
2016	12.5%

Fund Manager information for Motilal Oswal Long Term Equity Fund

Name	Since	Tenure
Ajay Khandelwal	11 Dec 23	2.31 Yr.
Ankit Agarwal	16 Mar 26	0.04 Yr.
Rakesh Shetty	22 Nov 22	3.36 Yr.
Atul Mehra	1 Oct 24	1.5 Yr.

Data below for Motilal Oswal Long Term Equity Fund as on 31 Mar 26

Equity Sector Allocation

Sector	Value
Financial Services	28.67%
Industrials	26.59%
Consumer Cyclical	12.9%
Basic Materials	11.92%
Technology	11.78%
Health Care	4.53%
Real Estate	2.9%

Asset Allocation

Asset Class	Value
Cash	0.71%
Equity	99.29%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Multi Commodity Exchange of India Ltd (Financial Services) Equity, Since 29 Feb 24 \| MCX	8%	₹310 Cr	1,296,040
Piramal Finance Ltd (Financial Services) Equity, Since 30 Sep 25 \| PIRAMALFIN	6%	₹238 Cr	1,298,583 ↓ -220,000
Jain Resource Recycling Ltd (Basic Materials) Equity, Since 31 Oct 25 \| JAINREC	6%	₹229 Cr	5,011,074 ↑ 268,009
Apar Industries Ltd (Industrials) Equity, Since 31 Dec 23 \| APARINDS	5%	₹213 Cr	215,645 ↑ 31,279
Waaree Energies Ltd (Technology) Equity, Since 31 Oct 24 \| 544277	5%	₹195 Cr	627,718 ↑ 43,739
Amber Enterprises India Ltd Ordinary Shares (Consumer Cyclical) Equity, Since 31 Mar 24 \| AMBER	5%	₹181 Cr	276,357 ↑ 17,351
OneSource Specialty Pharma Ltd (Healthcare) Equity, Since 31 Jan 25 \| ONESOURCE	5%	₹180 Cr	1,221,228 ↑ 295,191
Billionbrains Garage Ventures Ltd (Financial Services) Equity, Since 30 Nov 25 \| GROWW	4%	₹176 Cr	11,710,407 ↑ 768,996
Ather Energy Ltd (Consumer Cyclical) Equity, Since 31 Oct 25 \| ATHERENERG	4%	₹174 Cr	2,301,469 ↑ 170,179
Muthoot Finance Ltd (Financial Services) Equity, Since 30 Jun 25 \| 533398	4%	₹173 Cr	546,874

2. SBI Magnum Tax Gain Fund

To deliver the benefit of investment in a portfolio of equity shares, while offering deduction on such investment made in the scheme under section 80C of the Income-tax Act, 1961. It also seeks to distribute income periodically depending on distributable surplus. Investments in this scheme would be subject to a statutory lock-in of 3 years from the date of allotment to avail Section 80C benefits.

Research Highlights for SBI Magnum Tax Gain Fund

Highest AUM (₹28,441 Cr).
Established history (18+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 19.20% (upper mid).
3Y return: 22.13% (upper mid).
1Y return: 3.96% (bottom quartile).
Alpha: -1.33 (bottom quartile).
Sharpe: -0.59 (bottom quartile).
Information ratio: 1.57 (top quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~97%).
High-quality debt (AAA/AA ~100%).
Largest holding ICICI Bank Ltd (~9.3%).

Below is the key information for SBI Magnum Tax Gain Fund

SBI Magnum Tax Gain Fund Growth
Launch Date	7 May 07
NAV (23 Apr 26)	₹431.33 ↓ -2.33 (-0.54 %)
Net Assets (Cr)	₹28,441 on 31 Mar 26
Category	Equity - ELSS
AMC	SBI Funds Management Private Limited
Rating	☆☆
Risk	Moderately High
Expense Ratio	1.6
Sharpe Ratio	-0.6
Information Ratio	1.57
Alpha Ratio	-1.33
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 Mar 21	₹10,000
31 Mar 22	₹12,005
31 Mar 23	₹12,829
31 Mar 24	₹20,417
31 Mar 25	₹22,499
31 Mar 26	₹21,543

SBI Magnum Tax Gain Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹493,520.
Net Profit of ₹193,520 Invest Now

Returns for SBI Magnum Tax Gain Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 23 Apr 26

Duration	Returns
1 Month	6.7%
3 Month	-1.2%
6 Month	-2.6%
1 Year	4%
3 Year	22.1%
5 Year	19.2%
10 Year
15 Year
Since launch	12.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	6.6%
2024	27.7%
2023	40%
2022	6.9%
2021	31%
2020	18.9%
2019	4%
2018	-8.3%
2017	33%
2016	2.1%

Fund Manager information for SBI Magnum Tax Gain Fund

Name	Since	Tenure
Milind Agrawal	1 Jan 26	0.24 Yr.

Data below for SBI Magnum Tax Gain Fund as on 31 Mar 26

Equity Sector Allocation

Sector	Value
Financial Services	36.81%
Basic Materials	10.81%
Consumer Cyclical	9.02%
Industrials	8.79%
Energy	8.03%
Health Care	7.02%
Technology	6.41%
Utility	4.24%
Communication Services	3.06%
Consumer Defensive	2%
Real Estate	0.93%

Asset Allocation

Asset Class	Value
Cash	2.75%
Equity	97.11%
Debt	0.14%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Jan 17 \| ICICIBANK	9%	₹2,655 Cr	22,017,451 ↑ 3,966,090
Reliance Industries Ltd (Energy) Equity, Since 30 Apr 06 \| RELIANCE	5%	₹1,515 Cr	11,275,148
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Dec 23 \| KOTAKBANK	5%	₹1,405 Cr	39,750,000 ↑ 7,000,000
HDFC Bank Ltd (Financial Services) Equity, Since 30 Jun 07 \| HDFCBANK	4%	₹1,177 Cr	16,086,506
Tata Steel Ltd (Basic Materials) Equity, Since 31 Oct 21 \| TATASTEEL	4%	₹1,176 Cr	61,312,247 ↓ -687,753
Axis Bank Ltd (Financial Services) Equity, Since 30 Sep 11 \| 532215	4%	₹1,158 Cr	9,973,332
State Bank of India (Financial Services) Equity, Since 31 May 06 \| SBIN	4%	₹1,091 Cr	11,138,360 ↓ -1,197,279
Torrent Power Ltd (Utilities) Equity, Since 31 Jul 19 \| 532779	3%	₹733 Cr	5,610,813
Infosys Ltd (Technology) Equity, Since 31 Mar 18 \| INFY	2%	₹634 Cr	5,070,498
Lupin Ltd (Healthcare) Equity, Since 30 Apr 18 \| 500257	2%	₹622 Cr	2,687,887

3. IDBI Equity Advantage Fund

The Scheme will seek to invest predominantly in a diversified portfolio of equity and equity related instruments with the objective to provide investors with opportunities for capital appreciation and income along with the benefit of income-tax deduction(under section 80C of the Income-tax Act, 1961) on their investments. Investments in this scheme would be subject to a statutory lock-in of 3 years from the date of allotment to be eligible for income-tax benefits under Section 80C. There can be no assurance that the investment objective under the scheme will be realized.

Research Highlights for IDBI Equity Advantage Fund

Bottom quartile AUM (₹485 Cr).
Established history (12+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 9.97% (bottom quartile).
3Y return: 20.84% (lower mid).
1Y return: 16.92% (upper mid).
Alpha: 1.78 (top quartile).
Sharpe: 1.21 (upper mid).
Information ratio: -1.13 (bottom quartile).

Below is the key information for IDBI Equity Advantage Fund

IDBI Equity Advantage Fund Growth
Launch Date	10 Sep 13
NAV (28 Jul 23)	₹43.39 ↑ 0.04 (0.09 %)
Net Assets (Cr)	₹485 on 30 Jun 23
Category	Equity - ELSS
AMC	IDBI Asset Management Limited
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	2.39
Sharpe Ratio	1.21
Information Ratio	-1.13
Alpha Ratio	1.78
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 Mar 21	₹10,000
31 Mar 22	₹12,052
31 Mar 23	₹12,027

IDBI Equity Advantage Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹385,859.
Net Profit of ₹85,859 Invest Now

Returns for IDBI Equity Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 23 Apr 26

Duration	Returns
1 Month	3.1%
3 Month	9.7%
6 Month	15.1%
1 Year	16.9%
3 Year	20.8%
5 Year	10%
10 Year
15 Year
Since launch	16%

Historical performance (Yearly) on absolute basis

Year	Returns
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Fund Manager information for IDBI Equity Advantage Fund

Name	Since	Tenure

Data below for IDBI Equity Advantage Fund as on 30 Jun 23

Equity Sector Allocation

Sector	Value

Asset Allocation

Asset Class	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

4. HDFC Long Term Advantage Fund

To generate long term capital appreciation from a portfolio that is predominantly in equity and equity related instruments

Research Highlights for HDFC Long Term Advantage Fund

Bottom quartile AUM (₹1,318 Cr).
Oldest track record among peers (25 yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 17.39% (lower mid).
3Y return: 20.64% (bottom quartile).
1Y return: 35.51% (top quartile).
Alpha: 1.75 (upper mid).
Sharpe: 2.27 (top quartile).
Information ratio: -0.15 (bottom quartile).

Below is the key information for HDFC Long Term Advantage Fund

HDFC Long Term Advantage Fund Growth
Launch Date	2 Jan 01
NAV (14 Jan 22)	₹595.168 ↑ 0.28 (0.05 %)
Net Assets (Cr)	₹1,318 on 30 Nov 21
Category	Equity - ELSS
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	2.25
Sharpe Ratio	2.27
Information Ratio	-0.15
Alpha Ratio	1.75
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 Mar 21	₹10,000

HDFC Long Term Advantage Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Purchase not allowed

Returns for HDFC Long Term Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 23 Apr 26

Duration	Returns
1 Month	4.4%
3 Month	1.2%
6 Month	15.4%
1 Year	35.5%
3 Year	20.6%
5 Year	17.4%
10 Year
15 Year
Since launch	21.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Fund Manager information for HDFC Long Term Advantage Fund

Name	Since	Tenure

Data below for HDFC Long Term Advantage Fund as on 30 Nov 21

Equity Sector Allocation

Sector	Value

Asset Allocation

Asset Class	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

5. DSP Tax Saver Fund

The primary investment objective of the Scheme is to seek to generate medium to long-term capital appreciation from a diversified portfolio that is substantially constituted of equity and equity related securities of corporates, and to enable investors to avail of a deduction from total income, as permitted under the Income Tax Act, 1961 from time to time.

Research Highlights for DSP Tax Saver Fund

Upper mid AUM (₹15,044 Cr).
Established history (19+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 16.51% (bottom quartile).
3Y return: 19.59% (bottom quartile).
1Y return: 2.24% (bottom quartile).
Alpha: -2.15 (bottom quartile).
Sharpe: -0.62 (bottom quartile).
Information ratio: 0.75 (upper mid).
Higher exposure to Financial Services vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
Largest holding ICICI Bank Ltd (~8.6%).

Below is the key information for DSP Tax Saver Fund

DSP Tax Saver Fund Growth
Launch Date	18 Jan 07
NAV (23 Apr 26)	₹137.674 ↓ -1.27 (-0.91 %)
Net Assets (Cr)	₹15,044 on 31 Mar 26
Category	Equity - ELSS
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.64
Sharpe Ratio	-0.62
Information Ratio	0.75
Alpha Ratio	-2.15
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 Mar 21	₹10,000
31 Mar 22	₹12,239
31 Mar 23	₹12,256
31 Mar 24	₹17,198
31 Mar 25	₹20,058
31 Mar 26	₹19,063

DSP Tax Saver Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹458,689.
Net Profit of ₹158,689 Invest Now

Returns for DSP Tax Saver Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 23 Apr 26

Duration	Returns
1 Month	7.4%
3 Month	-1.9%
6 Month	-1.7%
1 Year	2.2%
3 Year	19.6%
5 Year	16.5%
10 Year
15 Year
Since launch	14.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	7.5%
2024	23.9%
2023	30%
2022	4.5%
2021	35.1%
2020	15%
2019	14.8%
2018	-7.6%
2017	36.3%
2016	11.3%

Fund Manager information for DSP Tax Saver Fund

Name	Since	Tenure
Rohit Singhania	16 Jul 15	10.72 Yr.

Data below for DSP Tax Saver Fund as on 31 Mar 26

Equity Sector Allocation

Sector	Value
Financial Services	42.34%
Consumer Cyclical	11.36%
Health Care	8.5%
Basic Materials	8.11%
Technology	7.8%
Communication Services	5.23%
Energy	4.58%
Consumer Defensive	3.99%
Utility	3.85%
Industrials	3.55%

Asset Allocation

Asset Class	Value
Cash	0.71%
Equity	99.29%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 16 \| ICICIBANK	9%	₹1,300 Cr	10,780,454 ↑ 698,227
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jul 08 \| HDFCBANK	8%	₹1,191 Cr	16,282,358 ↑ 680,323
Axis Bank Ltd (Financial Services) Equity, Since 30 Nov 18 \| 532215	6%	₹954 Cr	8,216,038 ↑ 452,518
State Bank of India (Financial Services) Equity, Since 30 Jun 20 \| SBIN	5%	₹678 Cr	6,924,203 ↑ 363,121
Infosys Ltd (Technology) Equity, Since 31 Mar 12 \| INFY	4%	₹620 Cr	4,957,761
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Jul 19 \| BHARTIARTL	4%	₹532 Cr	2,985,560 ↑ 297,845
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Oct 22 \| KOTAKBANK	3%	₹401 Cr	11,341,925
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 30 Nov 21 \| M&M	3%	₹379 Cr	1,284,132
Tata Consultancy Services Ltd (Technology) Equity, Since 31 Oct 25 \| TCS	2%	₹349 Cr	1,477,947
Samvardhana Motherson International Ltd (Consumer Cyclical) Equity, Since 31 Dec 22 \| MOTHERSON	2%	₹343 Cr	32,671,083

Disclaimer:
இங்கு வழங்கப்பட்ட தகவல்கள் துல்லியமானவை என்பதை உறுதிப்படுத்த அனைத்து முயற்சிகளும் மேற்கொள்ளப்பட்டுள்ளன. இருப்பினும், தரவின் சரியான தன்மை குறித்து எந்த உத்தரவாதமும் அளிக்கப்படவில்லை. முதலீடு செய்வதற்கு முன் திட்டத் தகவல் ஆவணத்துடன் சரிபார்க்கவும்.