11 சிறந்த வரி சேமிப்பு ELSS மியூச்சுவல் ஃபண்டுகள் 2022

Updated on June 8, 2026 , 23888 views

சிறந்த பிற நிதிகள் அல்லது ஈக்விட்டி இணைக்கப்பட்ட சேமிப்புத் திட்டங்கள் சமபங்கு பன்முகப்படுத்தப்பட்டவைபரஸ்பர நிதி வழங்குவதற்கு, ஈக்விட்டி-இணைக்கப்பட்ட கருவிகளில் (பங்குகள் மற்றும் பங்குகள் போன்றவை) முக்கியமாக முதலீடு செய்கின்றனசந்தை-இணைக்கப்பட்ட வருமானம் மற்றும் நேரடி வரியைச் சேமிக்க உதவும்வருமானம். பொதுவாக, ஃபண்ட் கார்பஸில் 80% ஈக்விட்டியிலும் மீதமுள்ளவை கடன் கருவிகளிலும் முதலீடு செய்யப்படுகின்றன.

ELSS நிதிகள் வரிச் சலுகைகளை வழங்குவதால், அவை வரி சேமிப்பு மியூச்சுவல் ஃபண்டுகள் என்றும் அறியப்படுகின்றனபிரிவு 80C இன்வருமான வரி நாடகம். மேலும், ELSS மியூச்சுவல் ஃபண்டுகள் திறந்த நிலையில் உள்ளன, அதாவது முதலீட்டாளர்கள் எப்போது வேண்டுமானாலும் இந்த நிதிகளில் சந்தா செலுத்தலாம்.

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ELSS நிதியில் யார் முதலீடு செய்யலாம்?

பொதுவாக, ELSS மியூச்சுவல் ஃபண்டுகள் சந்தையுடன் தொடர்புடைய அபாயங்களை எடுக்கத் தயாராக இருக்கும் அனைத்து வகையான முதலீட்டாளர்களுக்கும் ஏற்றது.வரி திட்டமிடல் மற்றும் பணத்தை சேமிக்கிறது. ELSS நிதிகளில் யார் வேண்டுமானாலும் தங்கள் வாழ்க்கையில் எந்த நேரத்திலும் முதலீடு செய்யலாம். இருப்பினும், உங்கள் தொழில் வாழ்க்கையின் ஆரம்ப கட்டத்தில் வரிச் சேமிப்பு ELSS நிதிகளில் முதலீடு செய்ய பரிந்துரைக்கப்படுகிறது, இதனால் உங்கள் பணம் காலப்போக்கில் வளரும் மற்றும் நீங்கள் சிறந்த வருமானத்தைப் பெறுவீர்கள்.

எனவே, வரியைச் சேமித்து, ஒரே நேரத்தில் நல்ல வருமானத்தைப் பெறுங்கள்முதலீடு சிறந்த ELSS நிதிகளில். ELSS ஃபண்டுகளில் முதலீடு செய்யப்படும் தொகை 3 ஆண்டுகளுக்குப் பூட்டப்பட்டுள்ளது என்பதை முதலீட்டாளர்கள் அறிந்திருக்க வேண்டும்.

முதலீட்டாளர்கள் ELSS மியூச்சுவல் ஃபண்டுகளில் மொத்தமாக (ஒரு முறை) முதலீடு செய்யலாம்எஸ்ஐபி (முறையானமுதலீட்டுத் திட்டம்) தொடக்கநிலையாளர்கள் பொதுவாக SIP ஐப் பயன்படுத்தி முதலீடு செய்வது அவர்களுக்கு மிகவும் பொருத்தமானது என அறிவுறுத்தப்படுகிறது.

மற்ற வரி சேமிப்பு விருப்பங்கள்?

பிரிவு 80c இன் கீழ் உள்ள ELSS போன்ற பிற விருப்பங்கள்:ஆயுள் காப்பீடு பிரீமியம்,வரி சேமிப்பு நிலையான வைப்பு,PPF,என்.எஸ்.சி,EPF, யூனிட் இணைக்கப்பட்ட ஈக்விட்டி திட்டங்கள் (யூலிப்) பிரிவு 80c-ன் கீழ் ஒரு நிதியாண்டிற்கு 1.5 லட்சமாக மட்டுமே சேமிக்கப்படும் என்பதை ஒருவர் அறிந்திருக்க வேண்டும்.

FY 22 - 23 இல் முதலீடு செய்வதற்கான சிறந்த 11 ELSS மியூச்சுவல் ஃபண்டுகள்

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
Tata India Tax Savings Fund Growth	₹44.0316 ↓ -0.29	₹4,519	0.3	-3	-1	13.3	12.2	4.9
HDFC Long Term Advantage Fund Growth	₹595.168 ↑ 0.28	₹1,318	1.2	15.4	35.5	20.6	17.4
IDBI Equity Advantage Fund Growth	₹43.39 ↑ 0.04	₹485	9.7	15.1	16.9	20.8	10
BOI AXA Tax Advantage Fund Growth	₹158.88 ↓ -0.21	₹1,403	2	1.1	-2.8	14.5	12.5	-3.5
BNP Paribas Long Term Equity Fund (ELSS) Growth	₹94.0031 ↓ -0.51	₹887	0.2	-4.7	-0.8	15.2	11.5	4.8
JM Tax Gain Fund Growth	₹47.4711 ↓ -0.24	₹220	4.8	-4.1	-1.2	15	13.6	2.5
Sundaram Diversified Equity Fund Growth	₹203.059 ↓ -1.01	₹1,323	-4.4	-9.3	-7.6	8.2	9.1	7.1
Invesco India Tax Plan Growth	₹115.4 ↓ -0.62	₹2,542	1.9	-6.7	-9.2	11.7	9.3	-2.8
Edelweiss Long Term Equity Fund Growth	₹108.49 ↓ -1.06	₹437	-0.5	-4.4	-2.1	12.8	11.5	6.7
UTI Long Term Equity Fund Growth	₹192.789 ↓ -0.42	₹3,438	-1.6	-7.4	-6.9	9.5	8.6	4.5
LIC MF Tax Plan Growth	₹139.595 ↑ 0.17	₹994	-2.2	-7.5	-9.5	9.2	9.6	0.8
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 10 Jun 26

Research Highlights & Commentary of 11 Funds showcased

Commentary	Tata India Tax Savings Fund	HDFC Long Term Advantage Fund	IDBI Equity Advantage Fund	BOI AXA Tax Advantage Fund	BNP Paribas Long Term Equity Fund (ELSS)	JM Tax Gain Fund	Sundaram Diversified Equity Fund	Invesco India Tax Plan	Edelweiss Long Term Equity Fund	UTI Long Term Equity Fund	LIC MF Tax Plan
Point 1	Highest AUM (₹4,519 Cr).	Lower mid AUM (₹1,318 Cr).	Bottom quartile AUM (₹485 Cr).	Upper mid AUM (₹1,403 Cr).	Lower mid AUM (₹887 Cr).	Bottom quartile AUM (₹220 Cr).	Upper mid AUM (₹1,323 Cr).	Upper mid AUM (₹2,542 Cr).	Bottom quartile AUM (₹437 Cr).	Top quartile AUM (₹3,438 Cr).	Lower mid AUM (₹994 Cr).
Point 2	Established history (11+ yrs).	Established history (25+ yrs).	Established history (12+ yrs).	Established history (17+ yrs).	Established history (20+ yrs).	Established history (18+ yrs).	Established history (26+ yrs).	Established history (19+ yrs).	Established history (17+ yrs).	Established history (26+ yrs).	Oldest track record among peers (27 yrs).
Point 3	Top rated.	Rating: 3★ (lower mid).	Rating: 3★ (upper mid).	Rating: 3★ (upper mid).	Rating: 3★ (upper mid).	Rating: 3★ (top quartile).	Rating: 3★ (lower mid).	Rating: 3★ (lower mid).	Rating: 2★ (bottom quartile).	Rating: 2★ (bottom quartile).	Rating: 1★ (bottom quartile).
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 12.18% (upper mid).	5Y return: 17.39% (top quartile).	5Y return: 9.97% (lower mid).	5Y return: 12.48% (upper mid).	5Y return: 11.52% (upper mid).	5Y return: 13.59% (top quartile).	5Y return: 9.12% (bottom quartile).	5Y return: 9.30% (bottom quartile).	5Y return: 11.49% (lower mid).	5Y return: 8.59% (bottom quartile).	5Y return: 9.64% (lower mid).
Point 6	3Y return: 13.29% (lower mid).	3Y return: 20.64% (top quartile).	3Y return: 20.84% (top quartile).	3Y return: 14.49% (upper mid).	3Y return: 15.22% (upper mid).	3Y return: 15.03% (upper mid).	3Y return: 8.18% (bottom quartile).	3Y return: 11.74% (lower mid).	3Y return: 12.79% (lower mid).	3Y return: 9.46% (bottom quartile).	3Y return: 9.18% (bottom quartile).
Point 7	1Y return: -1.02% (upper mid).	1Y return: 35.51% (top quartile).	1Y return: 16.92% (top quartile).	1Y return: -2.75% (lower mid).	1Y return: -0.79% (upper mid).	1Y return: -1.16% (upper mid).	1Y return: -7.59% (bottom quartile).	1Y return: -9.20% (bottom quartile).	1Y return: -2.06% (lower mid).	1Y return: -6.87% (lower mid).	1Y return: -9.52% (bottom quartile).
Point 8	Alpha: 3.49 (top quartile).	Alpha: 1.75 (lower mid).	Alpha: 1.78 (upper mid).	Alpha: 4.27 (top quartile).	Alpha: 2.00 (upper mid).	Alpha: 1.02 (lower mid).	Alpha: -3.04 (lower mid).	Alpha: -5.56 (bottom quartile).	Alpha: 3.03 (upper mid).	Alpha: -4.74 (bottom quartile).	Alpha: -6.95 (bottom quartile).
Point 9	Sharpe: 0.18 (upper mid).	Sharpe: 2.27 (top quartile).	Sharpe: 1.21 (top quartile).	Sharpe: 0.22 (upper mid).	Sharpe: 0.12 (lower mid).	Sharpe: 0.03 (lower mid).	Sharpe: -0.17 (lower mid).	Sharpe: -0.31 (bottom quartile).	Sharpe: 0.16 (upper mid).	Sharpe: -0.28 (bottom quartile).	Sharpe: -0.40 (bottom quartile).
Point 10	Information ratio: 0.09 (upper mid).	Information ratio: -0.15 (lower mid).	Information ratio: -1.13 (bottom quartile).	Information ratio: 0.26 (upper mid).	Information ratio: 0.66 (top quartile).	Information ratio: 0.53 (top quartile).	Information ratio: -1.17 (bottom quartile).	Information ratio: -0.15 (lower mid).	Information ratio: 0.18 (upper mid).	Information ratio: -0.98 (bottom quartile).	Information ratio: -0.55 (lower mid).

Tata India Tax Savings Fund

Highest AUM (₹4,519 Cr).
Established history (11+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 12.18% (upper mid).
3Y return: 13.29% (lower mid).
1Y return: -1.02% (upper mid).
Alpha: 3.49 (top quartile).
Sharpe: 0.18 (upper mid).
Information ratio: 0.09 (upper mid).

HDFC Long Term Advantage Fund

Lower mid AUM (₹1,318 Cr).
Established history (25+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 17.39% (top quartile).
3Y return: 20.64% (top quartile).
1Y return: 35.51% (top quartile).
Alpha: 1.75 (lower mid).
Sharpe: 2.27 (top quartile).
Information ratio: -0.15 (lower mid).

IDBI Equity Advantage Fund

Bottom quartile AUM (₹485 Cr).
Established history (12+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 9.97% (lower mid).
3Y return: 20.84% (top quartile).
1Y return: 16.92% (top quartile).
Alpha: 1.78 (upper mid).
Sharpe: 1.21 (top quartile).
Information ratio: -1.13 (bottom quartile).

BOI AXA Tax Advantage Fund

Upper mid AUM (₹1,403 Cr).
Established history (17+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 12.48% (upper mid).
3Y return: 14.49% (upper mid).
1Y return: -2.75% (lower mid).
Alpha: 4.27 (top quartile).
Sharpe: 0.22 (upper mid).
Information ratio: 0.26 (upper mid).

BNP Paribas Long Term Equity Fund (ELSS)

Lower mid AUM (₹887 Cr).
Established history (20+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 11.52% (upper mid).
3Y return: 15.22% (upper mid).
1Y return: -0.79% (upper mid).
Alpha: 2.00 (upper mid).
Sharpe: 0.12 (lower mid).
Information ratio: 0.66 (top quartile).

JM Tax Gain Fund

Bottom quartile AUM (₹220 Cr).
Established history (18+ yrs).
Rating: 3★ (top quartile).
Risk profile: Moderately High.
5Y return: 13.59% (top quartile).
3Y return: 15.03% (upper mid).
1Y return: -1.16% (upper mid).
Alpha: 1.02 (lower mid).
Sharpe: 0.03 (lower mid).
Information ratio: 0.53 (top quartile).

Sundaram Diversified Equity Fund

Upper mid AUM (₹1,323 Cr).
Established history (26+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 9.12% (bottom quartile).
3Y return: 8.18% (bottom quartile).
1Y return: -7.59% (bottom quartile).
Alpha: -3.04 (lower mid).
Sharpe: -0.17 (lower mid).
Information ratio: -1.17 (bottom quartile).

Invesco India Tax Plan

Upper mid AUM (₹2,542 Cr).
Established history (19+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 9.30% (bottom quartile).
3Y return: 11.74% (lower mid).
1Y return: -9.20% (bottom quartile).
Alpha: -5.56 (bottom quartile).
Sharpe: -0.31 (bottom quartile).
Information ratio: -0.15 (lower mid).

Edelweiss Long Term Equity Fund

Bottom quartile AUM (₹437 Cr).
Established history (17+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 11.49% (lower mid).
3Y return: 12.79% (lower mid).
1Y return: -2.06% (lower mid).
Alpha: 3.03 (upper mid).
Sharpe: 0.16 (upper mid).
Information ratio: 0.18 (upper mid).

UTI Long Term Equity Fund

Top quartile AUM (₹3,438 Cr).
Established history (26+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 8.59% (bottom quartile).
3Y return: 9.46% (bottom quartile).
1Y return: -6.87% (lower mid).
Alpha: -4.74 (bottom quartile).
Sharpe: -0.28 (bottom quartile).
Information ratio: -0.98 (bottom quartile).

LIC MF Tax Plan

Lower mid AUM (₹994 Cr).
Oldest track record among peers (27 yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 9.64% (lower mid).
3Y return: 9.18% (bottom quartile).
1Y return: -9.52% (bottom quartile).
Alpha: -6.95 (bottom quartile).
Sharpe: -0.40 (bottom quartile).
Information ratio: -0.55 (lower mid).

*மேலே மேலே பட்டியல் உள்ளதுELSS (ஈக்விட்டி லிங்க்டு சேவிங் ஸ்கீம்) AUM/Net Assets ஐ விட அதிகமாக உள்ளது500 கோடி மற்றும் நிதி வயது >= 3 ஆண்டுகள்.

1. Tata India Tax Savings Fund

To provide medium to long term capital gains along with income tax relief to its Unitholders, while at all times emphasising the importance of capital appreciation..

Research Highlights for Tata India Tax Savings Fund

Highest AUM (₹4,519 Cr).
Established history (11+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 12.18% (upper mid).
3Y return: 13.29% (lower mid).
1Y return: -1.02% (upper mid).
Alpha: 3.49 (top quartile).
Sharpe: 0.18 (upper mid).
Information ratio: 0.09 (upper mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
Largest holding Bharti Airtel Ltd (~6.0%).

Below is the key information for Tata India Tax Savings Fund

Tata India Tax Savings Fund Growth
Launch Date	13 Oct 14
NAV (10 Jun 26)	₹44.0316 ↓ -0.29 (-0.65 %)
Net Assets (Cr)	₹4,519 on 30 Apr 26
Category	Equity - ELSS
AMC	Tata Asset Management Limited
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	1.83
Sharpe Ratio	0.18
Information Ratio	0.09
Alpha Ratio	3.49
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 May 21	₹10,000
31 May 22	₹10,871
31 May 23	₹12,215
31 May 24	₹16,051
31 May 25	₹17,815
31 May 26	₹18,393

Tata India Tax Savings Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹415,684.
Net Profit of ₹115,684 Invest Now

Returns for Tata India Tax Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 10 Jun 26

Duration	Returns
1 Month	-3.6%
3 Month	0.3%
6 Month	-3%
1 Year	-1%
3 Year	13.3%
5 Year	12.2%
10 Year
15 Year
Since launch	13.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	4.9%
2023	19.5%
2022	24%
2021	5.9%
2020	30.4%
2019	11.9%
2018	13.6%
2017	-8.4%
2016	46%
2015	2.1%

Fund Manager information for Tata India Tax Savings Fund

Name	Since	Tenure
Sailesh Jain	16 Dec 21	4.46 Yr.

Data below for Tata India Tax Savings Fund as on 30 Apr 26

Equity Sector Allocation

Sector	Value
Financial Services	34.36%
Industrials	15.3%
Consumer Cyclical	12.74%
Basic Materials	6.26%
Health Care	6.07%
Communication Services	5.96%
Energy	5.56%
Technology	4.72%
Utility	3.05%
Real Estate	2.01%
Consumer Defensive	1.25%

Asset Allocation

Asset Class	Value
Cash	1.84%
Equity	98.16%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Mar 26 \| BHARTIARTL	6%	₹269 Cr	1,426,428
ICICI Bank Ltd (Financial Services) Equity, Since 30 Nov 16 \| ICICIBANK	6%	₹259 Cr	2,050,000 ↓ -50,000
HDFC Bank Ltd (Financial Services) Equity, Since 28 Feb 10 \| HDFCBANK	6%	₹259 Cr	3,350,000 ↓ -75,000
State Bank of India (Financial Services) Equity, Since 30 Nov 18 \| SBIN	5%	₹218 Cr	2,040,000
Reliance Industries Ltd (Energy) Equity, Since 31 Jan 18 \| RELIANCE	4%	₹193 Cr	1,350,000
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Nov 16 \| LT	3%	₹141 Cr	352,147
NTPC Ltd (Utilities) Equity, Since 30 Jun 21 \| 532555	3%	₹138 Cr	3,451,000
Cummins India Ltd (Industrials) Equity, Since 31 Dec 20 \| 500480	3%	₹121 Cr	230,000
Samvardhana Motherson International Ltd (Consumer Cyclical) Equity, Since 30 Nov 22 \| MOTHERSON	3%	₹119 Cr	9,850,000 ↓ -350,000
PB Fintech Ltd (Financial Services) Equity, Since 28 Feb 26 \| POLICYBZR	2%	₹111 Cr	664,850

2. HDFC Long Term Advantage Fund

To generate long term capital appreciation from a portfolio that is predominantly in equity and equity related instruments

Research Highlights for HDFC Long Term Advantage Fund

Lower mid AUM (₹1,318 Cr).
Established history (25+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 17.39% (top quartile).
3Y return: 20.64% (top quartile).
1Y return: 35.51% (top quartile).
Alpha: 1.75 (lower mid).
Sharpe: 2.27 (top quartile).
Information ratio: -0.15 (lower mid).

Below is the key information for HDFC Long Term Advantage Fund

HDFC Long Term Advantage Fund Growth
Launch Date	2 Jan 01
NAV (14 Jan 22)	₹595.168 ↑ 0.28 (0.05 %)
Net Assets (Cr)	₹1,318 on 30 Nov 21
Category	Equity - ELSS
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	2.25
Sharpe Ratio	2.27
Information Ratio	-0.15
Alpha Ratio	1.75
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 May 21	₹10,000

HDFC Long Term Advantage Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Purchase not allowed

Returns for HDFC Long Term Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 10 Jun 26

Duration	Returns
1 Month	4.4%
3 Month	1.2%
6 Month	15.4%
1 Year	35.5%
3 Year	20.6%
5 Year	17.4%
10 Year
15 Year
Since launch	21.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015

Fund Manager information for HDFC Long Term Advantage Fund

Name	Since	Tenure

Data below for HDFC Long Term Advantage Fund as on 30 Nov 21

Equity Sector Allocation

Sector	Value

Asset Allocation

Asset Class	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

3. IDBI Equity Advantage Fund

The Scheme will seek to invest predominantly in a diversified portfolio of equity and equity related instruments with the objective to provide investors with opportunities for capital appreciation and income along with the benefit of income-tax deduction(under section 80C of the Income-tax Act, 1961) on their investments. Investments in this scheme would be subject to a statutory lock-in of 3 years from the date of allotment to be eligible for income-tax benefits under Section 80C. There can be no assurance that the investment objective under the scheme will be realized.

Research Highlights for IDBI Equity Advantage Fund

Bottom quartile AUM (₹485 Cr).
Established history (12+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 9.97% (lower mid).
3Y return: 20.84% (top quartile).
1Y return: 16.92% (top quartile).
Alpha: 1.78 (upper mid).
Sharpe: 1.21 (top quartile).
Information ratio: -1.13 (bottom quartile).

Below is the key information for IDBI Equity Advantage Fund

IDBI Equity Advantage Fund Growth
Launch Date	10 Sep 13
NAV (28 Jul 23)	₹43.39 ↑ 0.04 (0.09 %)
Net Assets (Cr)	₹485 on 30 Jun 23
Category	Equity - ELSS
AMC	IDBI Asset Management Limited
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	2.39
Sharpe Ratio	1.21
Information Ratio	-1.13
Alpha Ratio	1.78
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 May 21	₹10,000
31 May 22	₹10,725
31 May 23	₹12,303

IDBI Equity Advantage Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹385,859.
Net Profit of ₹85,859 Invest Now

Returns for IDBI Equity Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 10 Jun 26

Duration	Returns
1 Month	3.1%
3 Month	9.7%
6 Month	15.1%
1 Year	16.9%
3 Year	20.8%
5 Year	10%
10 Year
15 Year
Since launch	16%

Historical performance (Yearly) on absolute basis

Year	Returns
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015

Fund Manager information for IDBI Equity Advantage Fund

Name	Since	Tenure

Data below for IDBI Equity Advantage Fund as on 30 Jun 23

Equity Sector Allocation

Sector	Value

Asset Allocation

Asset Class	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

4. BOI AXA Tax Advantage Fund

The Scheme seeks to generate long-term capital growth from a diversified portfolio of predominantly equity and equity-related securities across all market capitalisations. The Scheme is in the nature of diversified multi-cap fund. The Scheme is not providing any assured or guaranteed returns.(There can be no assurance that the investment objectives of the Scheme will be realized.)

Research Highlights for BOI AXA Tax Advantage Fund

Upper mid AUM (₹1,403 Cr).
Established history (17+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 12.48% (upper mid).
3Y return: 14.49% (upper mid).
1Y return: -2.75% (lower mid).
Alpha: 4.27 (top quartile).
Sharpe: 0.22 (upper mid).
Information ratio: 0.26 (upper mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~96%).
High-quality debt (AAA/AA ~100%).
Largest holding State Bank of India (~4.5%).

Below is the key information for BOI AXA Tax Advantage Fund

BOI AXA Tax Advantage Fund Growth
Launch Date	25 Feb 09
NAV (10 Jun 26)	₹158.88 ↓ -0.21 (-0.13 %)
Net Assets (Cr)	₹1,403 on 30 Apr 26
Category	Equity - ELSS
AMC	BOI AXA Investment Mngrs Private Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	2.09
Sharpe Ratio	0.22
Information Ratio	0.26
Alpha Ratio	4.27
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 May 21	₹10,000
31 May 22	₹10,526
31 May 23	₹12,217
31 May 24	₹18,824
31 May 25	₹18,578
31 May 26	₹18,770

BOI AXA Tax Advantage Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹415,684.
Net Profit of ₹115,684 Invest Now

Returns for BOI AXA Tax Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 10 Jun 26

Duration	Returns
1 Month	-3.5%
3 Month	2%
6 Month	1.1%
1 Year	-2.8%
3 Year	14.5%
5 Year	12.5%
10 Year
15 Year
Since launch	17.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	-3.5%
2023	21.6%
2022	34.8%
2021	-1.3%
2020	41.5%
2019	31.2%
2018	14.6%
2017	-16.3%
2016	57.7%
2015	-1.2%

Fund Manager information for BOI AXA Tax Advantage Fund

Name	Since	Tenure
Alok Singh	27 Apr 22	4.1 Yr.

Data below for BOI AXA Tax Advantage Fund as on 30 Apr 26

Equity Sector Allocation

Sector	Value
Financial Services	25.57%
Industrials	19.91%
Basic Materials	15.58%
Consumer Cyclical	9.77%
Consumer Defensive	6.46%
Utility	5.23%
Technology	3.43%
Communication Services	3.16%
Energy	2.3%
Health Care	1.89%
Real Estate	0.1%

Asset Allocation

Asset Class	Value
Cash	3.56%
Equity	96.32%
Debt	0.12%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
State Bank of India (Financial Services) Equity, Since 31 Oct 21 \| SBIN	4%	₹62 Cr	584,286 ↑ 32,286
Hindustan Aeronautics Ltd Ordinary Shares (Industrials) Equity, Since 31 Jul 23 \| HAL	4%	₹49 Cr	114,000
Quality Power Electrical Equipments Ltd (Industrials) Equity, Since 31 Jul 25 \| QPOWER	3%	₹45 Cr	324,293
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Sep 24 \| BHARTIARTL	3%	₹44 Cr	235,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 18 \| ICICIBANK	3%	₹42 Cr	335,000
NTPC Ltd (Utilities) Equity, Since 30 Apr 22 \| 532555	3%	₹42 Cr	1,041,000
Power Finance Corp Ltd (Financial Services) Equity, Since 28 Feb 26 \| 532810	3%	₹40 Cr	885,000 ↑ 85,000
HDFC Bank Ltd (Financial Services) Equity, Since 31 Dec 10 \| HDFCBANK	3%	₹39 Cr	510,000
Adani Ports & Special Economic Zone Ltd (Industrials) Equity, Since 30 Apr 25 \| ADANIPORTS	3%	₹37 Cr	224,000 ↑ 10,000
Acutaas Chemicals Ltd (Basic Materials) Equity, Since 31 May 24 \| 543349	3%	₹37 Cr	142,759

5. BNP Paribas Long Term Equity Fund (ELSS)

The investment objective of the Scheme is to generate long-term capital growth from a diversified and actively managed portfolio of equity and equity related securities along with income tax rebate, as may be prevalent fromtime to time. However, there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.

Research Highlights for BNP Paribas Long Term Equity Fund (ELSS)

Lower mid AUM (₹887 Cr).
Established history (20+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 11.52% (upper mid).
3Y return: 15.22% (upper mid).
1Y return: -0.79% (upper mid).
Alpha: 2.00 (upper mid).
Sharpe: 0.12 (lower mid).
Information ratio: 0.66 (top quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~95%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~5.7%).

Below is the key information for BNP Paribas Long Term Equity Fund (ELSS)

BNP Paribas Long Term Equity Fund (ELSS) Growth
Launch Date	5 Jan 06
NAV (10 Jun 26)	₹94.0031 ↓ -0.51 (-0.54 %)
Net Assets (Cr)	₹887 on 30 Apr 26
Category	Equity - ELSS
AMC	BNP Paribas Asset Mgmt India Pvt. Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	2.21
Sharpe Ratio	0.12
Information Ratio	0.66
Alpha Ratio	2
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 May 21	₹10,000
31 May 22	₹10,137
31 May 23	₹11,306
31 May 24	₹15,860
31 May 25	₹17,399
31 May 26	₹17,853

BNP Paribas Long Term Equity Fund (ELSS) SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹405,518.
Net Profit of ₹105,518 Invest Now

Returns for BNP Paribas Long Term Equity Fund (ELSS)

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 10 Jun 26

Duration	Returns
1 Month	-4.3%
3 Month	0.2%
6 Month	-4.7%
1 Year	-0.8%
3 Year	15.2%
5 Year	11.5%
10 Year
15 Year
Since launch	11.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	4.8%
2023	23.6%
2022	31.3%
2021	-2.1%
2020	23.6%
2019	17.8%
2018	14.3%
2017	-9.3%
2016	42.3%
2015	-6.6%

Fund Manager information for BNP Paribas Long Term Equity Fund (ELSS)

Name	Since	Tenure
Sanjay Chawla	14 Mar 22	4.22 Yr.
Yash Mehta	1 May 26	0.08 Yr.

Data below for BNP Paribas Long Term Equity Fund (ELSS) as on 30 Apr 26

Equity Sector Allocation

Sector	Value
Financial Services	30.18%
Consumer Cyclical	14.98%
Industrials	13.06%
Technology	9.45%
Basic Materials	8.65%
Health Care	5.51%
Energy	4.55%
Consumer Defensive	4.26%
Communication Services	3.08%
Utility	1.42%

Asset Allocation

Asset Class	Value
Cash	4.84%
Equity	95.13%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Oct 08 \| HDFCBANK	6%	₹51 Cr	656,320
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 12 \| ICICIBANK	5%	₹42 Cr	329,900
Reliance Industries Ltd (Energy) Equity, Since 31 Oct 18 \| RELIANCE	5%	₹40 Cr	281,800
State Bank of India (Financial Services) Equity, Since 31 Mar 22 \| SBIN	3%	₹30 Cr	278,000
Hitachi Energy India Ltd Ordinary Shares (Industrials) Equity, Since 31 Aug 23 \| POWERINDIA	3%	₹29 Cr	8,766
Bharat Heavy Electricals Ltd (Industrials) Equity, Since 30 Nov 24 \| 500103	3%	₹29 Cr	821,380
Bharti Airtel Ltd (Communication Services) Equity, Since 31 May 19 \| BHARTIARTL	3%	₹27 Cr	144,966
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Apr 20 \| LT	3%	₹24 Cr	60,000
Cummins India Ltd (Industrials) Equity, Since 28 Feb 25 \| 500480	3%	₹24 Cr	45,502
Hindalco Industries Ltd (Basic Materials) Equity, Since 28 Feb 25 \| HINDALCO	3%	₹23 Cr	220,000

6. JM Tax Gain Fund

The investment objective is to generate long-term capital growth from a diversified and actively managed portfolio of equity and equity related securities and to enable investors a deduction from total income, as permitted under the Income Tax Act, 1961 from time to time. However, there can be no assurance that the investment objectives of the Scheme will be realized. The Scheme does not guarantee/indicate any returns.

Research Highlights for JM Tax Gain Fund

Bottom quartile AUM (₹220 Cr).
Established history (18+ yrs).
Rating: 3★ (top quartile).
Risk profile: Moderately High.
5Y return: 13.59% (top quartile).
3Y return: 15.03% (upper mid).
1Y return: -1.16% (upper mid).
Alpha: 1.02 (lower mid).
Sharpe: 0.03 (lower mid).
Information ratio: 0.53 (top quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
Largest holding Reliance Industries Ltd (~3.5%).

Below is the key information for JM Tax Gain Fund

JM Tax Gain Fund Growth
Launch Date	31 Mar 08
NAV (10 Jun 26)	₹47.4711 ↓ -0.24 (-0.51 %)
Net Assets (Cr)	₹220 on 30 Apr 26
Category	Equity - ELSS
AMC	JM Financial Asset Management Limited
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	2.37
Sharpe Ratio	0.03
Information Ratio	0.53
Alpha Ratio	1.02
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 May 21	₹10,000
31 May 22	₹10,765
31 May 23	₹12,451
31 May 24	₹18,062
31 May 25	₹19,117
31 May 26	₹19,514

JM Tax Gain Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹426,080.
Net Profit of ₹126,080 Invest Now

Returns for JM Tax Gain Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 10 Jun 26

Duration	Returns
1 Month	-3.1%
3 Month	4.8%
6 Month	-4.1%
1 Year	-1.2%
3 Year	15%
5 Year	13.6%
10 Year
15 Year
Since launch	8.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	2.5%
2023	29%
2022	30.9%
2021	0.5%
2020	32.2%
2019	18.3%
2018	14.9%
2017	-4.6%
2016	42.6%
2015	5.2%

Fund Manager information for JM Tax Gain Fund

Name	Since	Tenure
Satish Ramanathan	1 Oct 24	1.66 Yr.
Asit Bhandarkar	31 Dec 21	4.42 Yr.
Ruchi Fozdar	4 Oct 24	1.66 Yr.
Deepak Gupta	11 Apr 25	1.14 Yr.

Data below for JM Tax Gain Fund as on 30 Apr 26

Equity Sector Allocation

Sector	Value
Financial Services	29.2%
Consumer Cyclical	17.58%
Technology	10.31%
Industrials	9.29%
Basic Materials	8.2%
Health Care	7.08%
Consumer Defensive	3.76%
Energy	3.48%
Real Estate	3.39%
Communication Services	2.83%
Utility	2.52%

Asset Allocation

Asset Class	Value
Cash	2.36%
Equity	97.64%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Reliance Industries Ltd (Energy) Equity, Since 30 Jun 25 \| RELIANCE	3%	₹8 Cr	53,400
HDFC Bank Ltd (Financial Services) Equity, Since 31 Dec 11 \| HDFCBANK	3%	₹8 Cr	98,262
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Mar 24 \| BHARTIARTL	3%	₹6 Cr	32,950
ICICI Bank Ltd (Financial Services) Equity, Since 31 Mar 22 \| ICICIBANK	3%	₹6 Cr	48,500
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Nov 10 \| LT	3%	₹6 Cr	14,947 ↓ -3,500
Karur Vysya Bank Ltd (Financial Services) Equity, Since 30 Apr 25 \| 590003	3%	₹6 Cr	199,000
Lupin Ltd (Healthcare) Equity, Since 31 May 25 \| 500257	3%	₹6 Cr	25,000
Syrma SGS Technology Ltd (Technology) Equity, Since 31 May 25 \| SYRMA	3%	₹6 Cr	59,457
Adani Power Ltd (Utilities) Equity, Since 31 Mar 26 \| 533096	3%	₹6 Cr	249,000 ↑ 114,000
Travel Food Services Ltd (Consumer Cyclical) Equity, Since 31 Jul 25 \| TRAVELFOOD	2%	₹5 Cr	41,598

7. Sundaram Diversified Equity Fund

To achieve capital appreciation by investing predominantly in equities and equity-related instruments. A three-year lock-in period shall apply in line with the regulation for ELSS schemes.

Research Highlights for Sundaram Diversified Equity Fund

Upper mid AUM (₹1,323 Cr).
Established history (26+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 9.12% (bottom quartile).
3Y return: 8.18% (bottom quartile).
1Y return: -7.59% (bottom quartile).
Alpha: -3.04 (lower mid).
Sharpe: -0.17 (lower mid).
Information ratio: -1.17 (bottom quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
Largest holding HDFC Bank Ltd (~6.8%).

Below is the key information for Sundaram Diversified Equity Fund

Sundaram Diversified Equity Fund Growth
Launch Date	22 Nov 99
NAV (10 Jun 26)	₹203.059 ↓ -1.01 (-0.49 %)
Net Assets (Cr)	₹1,323 on 30 Apr 26
Category	Equity - ELSS
AMC	Sundaram Asset Management Company Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	2.18
Sharpe Ratio	-0.18
Information Ratio	-1.17
Alpha Ratio	-3.04
Min Investment	500
Min SIP Investment	250
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 May 21	₹10,000
31 May 22	₹10,963
31 May 23	₹12,435
31 May 24	₹15,465
31 May 25	₹16,863
31 May 26	₹16,184

Sundaram Diversified Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹385,859.
Net Profit of ₹85,859 Invest Now

Returns for Sundaram Diversified Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 10 Jun 26

Duration	Returns
1 Month	-4.9%
3 Month	-4.4%
6 Month	-9.3%
1 Year	-7.6%
3 Year	8.2%
5 Year	9.1%
10 Year
15 Year
Since launch	15%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.1%
2023	12%
2022	23.3%
2021	4%
2020	31.5%
2019	9.9%
2018	6.2%
2017	-10.6%
2016	38.4%
2015	6.8%

Fund Manager information for Sundaram Diversified Equity Fund

Name	Since	Tenure
S. Bharath	11 May 26	0.06 Yr.
Sandeep Agarwal	11 May 26	0.06 Yr.
Siddarth Mohta	11 May 26	0.06 Yr.
Shalav Saket	20 Mar 26	0.2 Yr.

Data below for Sundaram Diversified Equity Fund as on 30 Apr 26

Equity Sector Allocation

Sector	Value
Financial Services	25.54%
Consumer Cyclical	12.65%
Industrials	11.4%
Utility	9.71%
Energy	9.2%
Consumer Defensive	7.53%
Basic Materials	7.28%
Technology	6.95%
Health Care	4.15%
Communication Services	3.42%
Real Estate	0.5%

Asset Allocation

Asset Class	Value
Cash	1.65%
Equity	98.35%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Mar 13 \| HDFCBANK	7%	₹90 Cr	1,162,000
Reliance Industries Ltd (Energy) Equity, Since 30 Apr 12 \| RELIANCE	6%	₹78 Cr	545,000
ICICI Bank Ltd (Financial Services) Equity, Since 30 Nov 11 \| ICICIBANK	5%	₹67 Cr	529,000
Axis Bank Ltd (Financial Services) Equity, Since 31 May 18 \| 532215	5%	₹61 Cr	480,000
State Bank of India (Financial Services) Equity, Since 31 Aug 20 \| SBIN	4%	₹57 Cr	530,000
NTPC Ltd (Utilities) Equity, Since 31 Oct 24 \| 532555	4%	₹49 Cr	1,215,766
Infosys Ltd (Technology) Equity, Since 30 Nov 16 \| INFY	4%	₹47 Cr	400,000
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Oct 19 \| BHARTIARTL	3%	₹45 Cr	240,000
Kirloskar Oil Engines Ltd (Industrials) Equity, Since 31 Aug 25 \| KIRLOSENG	3%	₹44 Cr	256,337
Larsen & Toubro Ltd (Industrials) Equity, Since 31 May 18 \| LT	3%	₹41 Cr	103,000

8. Invesco India Tax Plan

The investment objective of the Scheme is to generate long term capital growth from a diversified portfolio of predominantly equity and equity-related securities.

Research Highlights for Invesco India Tax Plan

Upper mid AUM (₹2,542 Cr).
Established history (19+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 9.30% (bottom quartile).
3Y return: 11.74% (lower mid).
1Y return: -9.20% (bottom quartile).
Alpha: -5.56 (bottom quartile).
Sharpe: -0.31 (bottom quartile).
Information ratio: -0.15 (lower mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
Largest holding ICICI Bank Ltd (~3.4%).

Below is the key information for Invesco India Tax Plan

Invesco India Tax Plan Growth
Launch Date	29 Dec 06
NAV (10 Jun 26)	₹115.4 ↓ -0.62 (-0.53 %)
Net Assets (Cr)	₹2,542 on 30 Apr 26
Category	Equity - ELSS
AMC	Invesco Asset Management (India) Private Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.91
Sharpe Ratio	-0.31
Information Ratio	-0.15
Alpha Ratio	-5.56
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 May 21	₹10,000
31 May 22	₹10,138
31 May 23	₹11,150
31 May 24	₹15,250
31 May 25	₹17,024
31 May 26	₹15,899

Invesco India Tax Plan SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹385,859.
Net Profit of ₹85,859 Invest Now

Returns for Invesco India Tax Plan

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 10 Jun 26

Duration	Returns
1 Month	-3%
3 Month	1.9%
6 Month	-6.7%
1 Year	-9.2%
3 Year	11.7%
5 Year	9.3%
10 Year
15 Year
Since launch	13.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	-2.8%
2023	25.2%
2022	30.9%
2021	-7.7%
2020	32.6%
2019	19.2%
2018	9.4%
2017	-1.3%
2016	35.7%
2015	3.4%

Fund Manager information for Invesco India Tax Plan

Name	Since	Tenure
Deepesh Kashyap	1 Jul 25	0.92 Yr.

Data below for Invesco India Tax Plan as on 30 Apr 26

Equity Sector Allocation

Sector	Value
Financial Services	28.84%
Industrials	18.72%
Consumer Cyclical	18.38%
Health Care	9.17%
Technology	6.56%
Basic Materials	5.54%
Real Estate	4.88%
Consumer Defensive	2.89%
Energy	2.13%
Communication Services	1.55%

Asset Allocation

Asset Class	Value
Cash	1.35%
Equity	98.65%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Dec 15 \| ICICIBANK	3%	₹85 Cr	674,121
HDFC Bank Ltd (Financial Services) Equity, Since 31 Dec 22 \| HDFCBANK	3%	₹81 Cr	1,049,483
Axis Bank Ltd (Financial Services) Equity, Since 31 Jan 26 \| 532215	3%	₹70 Cr	552,155
Multi Commodity Exchange of India Ltd (Financial Services) Equity, Since 30 Apr 25 \| MCX	2%	₹61 Cr	205,396 ↓ -26,645
Bajaj Finance Ltd (Financial Services) Equity, Since 31 Jan 25 \| 500034	2%	₹60 Cr	637,430
Reliance Industries Ltd (Energy) Equity, Since 31 Jan 26 \| RELIANCE	2%	₹54 Cr	378,761
Metro Brands Ltd (Consumer Cyclical) Equity, Since 31 Jan 24 \| METROBRAND	2%	₹52 Cr	507,885
Apollo Hospitals Enterprise Ltd (Healthcare) Equity, Since 30 Nov 22 \| APOLLOHOSP	2%	₹52 Cr	67,573
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Mar 26 \| LT	2%	₹52 Cr	128,440 ↑ 12,579
The Federal Bank Ltd (Financial Services) Equity, Since 31 Dec 25 \| FEDERALBNK	2%	₹50 Cr	1,759,705

9. Edelweiss Long Term Equity Fund

(Erstwhile Edelweiss ELSS Fund)

The primary objective of the scheme is to generate long-term capital appreciation with an option of periodic payouts at the end of lock in periods from a portfolio that invests predominantly in equity and equity related instruments.

Research Highlights for Edelweiss Long Term Equity Fund

Bottom quartile AUM (₹437 Cr).
Established history (17+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 11.49% (lower mid).
3Y return: 12.79% (lower mid).
1Y return: -2.06% (lower mid).
Alpha: 3.03 (upper mid).
Sharpe: 0.16 (upper mid).
Information ratio: 0.18 (upper mid).
Higher exposure to Financial Services vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
Largest holding Reliance Industries Ltd (~5.1%).

Below is the key information for Edelweiss Long Term Equity Fund

Edelweiss Long Term Equity Fund Growth
Launch Date	30 Dec 08
NAV (10 Jun 26)	₹108.49 ↓ -1.06 (-0.97 %)
Net Assets (Cr)	₹437 on 30 Apr 26
Category	Equity - ELSS
AMC	Edelweiss Asset Management Limited
Rating	☆☆
Risk	Moderately High
Expense Ratio	2.34
Sharpe Ratio	0.16
Information Ratio	0.18
Alpha Ratio	3.03
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 May 21	₹10,000
31 May 22	₹10,659
31 May 23	₹12,058
31 May 24	₹16,014
31 May 25	₹17,380
31 May 26	₹17,953

Edelweiss Long Term Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹405,518.
Net Profit of ₹105,518 Invest Now

Returns for Edelweiss Long Term Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 10 Jun 26

Duration	Returns
1 Month	-5%
3 Month	-0.5%
6 Month	-4.4%
1 Year	-2.1%
3 Year	12.8%
5 Year	11.5%
10 Year
15 Year
Since launch	14.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	6.7%
2023	20%
2022	26.8%
2021	-0.1%
2020	30.4%
2019	13.7%
2018	9.2%
2017	-9.1%
2016	37.7%
2015	-1.1%

Fund Manager information for Edelweiss Long Term Equity Fund

Name	Since	Tenure
Ashwani Agarwalla	1 Aug 23	2.83 Yr.
Trideep Bhattacharya	1 Aug 23	2.83 Yr.
Raj Koradia	1 Aug 24	1.83 Yr.

Data below for Edelweiss Long Term Equity Fund as on 30 Apr 26

Equity Sector Allocation

Sector	Value
Financial Services	36.13%
Consumer Cyclical	11.49%
Technology	9.6%
Industrials	9.45%
Health Care	7.4%
Energy	6.79%
Basic Materials	5.78%
Consumer Defensive	4.02%
Communication Services	3.63%
Utility	3.37%
Real Estate	1.1%

Asset Allocation

Asset Class	Value
Cash	1.24%
Equity	98.76%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Reliance Industries Ltd (Energy) Equity, Since 30 Jun 15 \| RELIANCE	5%	₹22 Cr	154,769
HDFC Bank Ltd (Financial Services) Equity, Since 30 Nov 10 \| HDFCBANK	4%	₹19 Cr	249,864
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Oct 19 \| BHARTIARTL	4%	₹16 Cr	84,003
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Sep 15 \| LT	3%	₹13 Cr	33,431
ICICI Bank Ltd (Financial Services) Equity, Since 31 May 17 \| ICICIBANK	3%	₹13 Cr	102,311
Multi Commodity Exchange of India Ltd (Financial Services) Equity, Since 31 Aug 24 \| MCX	3%	₹13 Cr	42,695
BSE Ltd (Financial Services) Equity, Since 31 Mar 24 \| BSE	3%	₹13 Cr	34,841
State Bank of India (Financial Services) Equity, Since 31 May 18 \| SBIN	3%	₹12 Cr	111,376
Muthoot Finance Ltd (Financial Services) Equity, Since 31 Dec 24 \| 533398	2%	₹10 Cr	28,474
NTPC Ltd (Utilities) Equity, Since 31 Oct 22 \| 532555	2%	₹10 Cr	243,851

10. UTI Long Term Equity Fund

(Erstwhile UTI Long Term Equity Fund (Tax Saving))

The funds collected under the scheme shall be invested in equities, fully convertible debentures/ bonds and warrants of companies. Investment may also be made in issues of partly convertible debentures/bonds including those issued on rights basis subject to the condition that, as far as possible, the non-convertible portion of the debentures/bonds so acquired or subscribed shall be disinvested within a period of twelve months from their acquisition.

Research Highlights for UTI Long Term Equity Fund

Top quartile AUM (₹3,438 Cr).
Established history (26+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 8.59% (bottom quartile).
3Y return: 9.46% (bottom quartile).
1Y return: -6.87% (lower mid).
Alpha: -4.74 (bottom quartile).
Sharpe: -0.28 (bottom quartile).
Information ratio: -0.98 (bottom quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
Largest holding HDFC Bank Ltd (~8.3%).

Below is the key information for UTI Long Term Equity Fund

UTI Long Term Equity Fund Growth
Launch Date	15 Dec 99
NAV (10 Jun 26)	₹192.789 ↓ -0.42 (-0.22 %)
Net Assets (Cr)	₹3,438 on 30 Apr 26
Category	Equity - ELSS
AMC	UTI Asset Management Company Ltd
Rating	☆☆
Risk	Moderately High
Expense Ratio	1.88
Sharpe Ratio	-0.28
Information Ratio	-0.98
Alpha Ratio	-4.74
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 May 21	₹10,000
31 May 22	₹10,598
31 May 23	₹11,675
31 May 24	₹14,920
31 May 25	₹16,290
31 May 26	₹15,588

UTI Long Term Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹376,357.
Net Profit of ₹76,357 Invest Now

Returns for UTI Long Term Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 10 Jun 26

Duration	Returns
1 Month	-3.3%
3 Month	-1.6%
6 Month	-7.4%
1 Year	-6.9%
3 Year	9.5%
5 Year	8.6%
10 Year
15 Year
Since launch	13.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	4.5%
2023	13.9%
2022	24.3%
2021	-3.5%
2020	33.1%
2019	20.2%
2018	10.4%
2017	-6.5%
2016	33.1%
2015	3.3%

Fund Manager information for UTI Long Term Equity Fund

Name	Since	Tenure
Amit Premchandani	16 Jun 25	0.96 Yr.

Data below for UTI Long Term Equity Fund as on 30 Apr 26

Equity Sector Allocation

Sector	Value
Financial Services	33.07%
Consumer Cyclical	13.24%
Industrials	9.53%
Technology	8.32%
Communication Services	6.5%
Health Care	5.39%
Consumer Defensive	5.36%
Energy	4.98%
Basic Materials	4.52%
Utility	3.68%
Real Estate	3.31%

Asset Allocation

Asset Class	Value
Cash	2.1%
Equity	97.9%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 28 Feb 11 \| HDFCBANK	8%	₹286 Cr	3,700,000 ↑ 140,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Jan 07 \| ICICIBANK	6%	₹221 Cr	1,750,000
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Mar 13 \| BHARTIARTL	4%	₹151 Cr	800,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 30 Jun 25 \| KOTAKBANK	4%	₹134 Cr	3,500,000
Axis Bank Ltd (Financial Services) Equity, Since 30 Jun 10 \| 532215	4%	₹130 Cr	1,025,000 ↓ -125,000
Reliance Industries Ltd (Energy) Equity, Since 31 May 24 \| RELIANCE	3%	₹104 Cr	725,000
Infosys Ltd (Technology) Equity, Since 31 Jan 03 \| INFY	3%	₹95 Cr	800,000 ↓ -50,000
Bajaj Finance Ltd (Financial Services) Equity, Since 30 Nov 19 \| 500034	3%	₹94 Cr	1,000,000 ↓ -50,000
Tata Steel Ltd (Basic Materials) Equity, Since 29 Feb 24 \| TATASTEEL	2%	₹82 Cr	3,900,000
State Bank of India (Financial Services) Equity, Since 30 Jun 25 \| SBIN	2%	₹81 Cr	762,050

11. LIC MF Tax Plan

The investment objective of the scheme is to provide capital growth along with tax rebate and tax relief to our investors through prudent investments in the stock markets. However, there is no assurance that the investment objective of the Scheme will be realised.

Research Highlights for LIC MF Tax Plan

Lower mid AUM (₹994 Cr).
Oldest track record among peers (27 yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 9.64% (lower mid).
3Y return: 9.18% (bottom quartile).
1Y return: -9.52% (bottom quartile).
Alpha: -6.95 (bottom quartile).
Sharpe: -0.40 (bottom quartile).
Information ratio: -0.55 (lower mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~95%).
Largest holding ICICI Bank Ltd (~7.7%).

Below is the key information for LIC MF Tax Plan

LIC MF Tax Plan Growth
Launch Date	3 Feb 99
NAV (10 Jun 26)	₹139.595 ↑ 0.17 (0.12 %)
Net Assets (Cr)	₹994 on 30 Apr 26
Category	Equity - ELSS
AMC	LIC Mutual Fund Asset Mgmt Co Ltd
Rating	☆
Risk	Moderately High
Expense Ratio	2.01
Sharpe Ratio	-0.4
Information Ratio	-0.55
Alpha Ratio	-6.95
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 May 21	₹10,000
31 May 22	₹10,787
31 May 23	₹12,280
31 May 24	₹15,635
31 May 25	₹17,411
31 May 26	₹16,259

LIC MF Tax Plan SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹385,859.
Net Profit of ₹85,859 Invest Now

Returns for LIC MF Tax Plan

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 10 Jun 26

Duration	Returns
1 Month	-3.5%
3 Month	-2.2%
6 Month	-7.5%
1 Year	-9.5%
3 Year	9.2%
5 Year	9.6%
10 Year
15 Year
Since launch	10.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	0.8%
2023	22.6%
2022	26.3%
2021	-1.6%
2020	26.2%
2019	8.9%
2018	11.9%
2017	-1.1%
2016	37.3%
2015	3.3%

Fund Manager information for LIC MF Tax Plan

Name	Since	Tenure
Sumit Bhatnagar	7 Apr 26	0.15 Yr.

Data below for LIC MF Tax Plan as on 30 Apr 26

Equity Sector Allocation

Sector	Value
Financial Services	30.45%
Consumer Cyclical	19.16%
Industrials	13.86%
Consumer Defensive	8.63%
Basic Materials	7.52%
Health Care	7.35%
Technology	4.2%
Energy	2.49%
Communication Services	1.07%

Asset Allocation

Asset Class	Value
Cash	5.27%
Equity	94.73%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Jul 18 \| ICICIBANK	8%	₹76 Cr	604,329
HDFC Bank Ltd (Financial Services) Equity, Since 31 Oct 14 \| HDFCBANK	7%	₹71 Cr	916,422
Axis Bank Ltd (Financial Services) Equity, Since 30 Jun 21 \| 532215	4%	₹43 Cr	342,519
State Bank of India (Financial Services) Equity, Since 31 May 23 \| SBIN	3%	₹34 Cr	320,605
Cholamandalam Investment and Finance Co Ltd (Financial Services) Equity, Since 30 Jun 22 \| CHOLAFIN	3%	₹33 Cr	210,855
Shakti Pumps (India) Ltd (Industrials) Equity, Since 31 Mar 24 \| SHAKTIPUMP	3%	₹32 Cr	575,326 ↓ -202,237
Kirloskar Oil Engines Ltd (Industrials) Equity, Since 30 Sep 23 \| KIRLOSENG	3%	₹30 Cr	176,098
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Jul 23 \| LT	3%	₹28 Cr	68,942
Eicher Motors Ltd (Consumer Cyclical) Equity, Since 31 Aug 22 \| EICHERMOT	2%	₹24 Cr	33,738
Blue Star Ltd (Industrials) Equity, Since 31 Oct 22 \| BLUESTARCO	2%	₹23 Cr	131,363

ELSS SIP கால்குலேட்டர்

Know Your SIP Returns

Total investment amount is ₹720,000
expected amount after 5 Years is ₹1,074,189.
Net Profit of ₹354,189 Invest Now

ELSS இல் முதலீட்டு முறைகள்

ELSS இல் SIP (முறையான முதலீட்டுத் திட்டம்).

ஒவ்வொரு மாதமும் குறிப்பிட்ட தொகை முதலீடு செய்யப்படுவதால், வரி சேமிப்பு மியூச்சுவல் ஃபண்டுகளில் (ELSS) முதலீடு செய்வதற்கான முதலீட்டு பயன்முறையாக SIP ஐ தேர்வு செய்யலாம்.

கீழே உள்ள மாதிரியில் காட்டப்பட்டுள்ளபடி-

மாதம்	தொகை	பயன்முறை
ஏப்ரல்	12,500	எஸ்ஐபி	மே	12,500	எஸ்ஐபி
ஜூன்	12,500	எஸ்ஐபி	ஜூலை	12,500	எஸ்ஐபி
ஆகஸ்ட்	12,500	எஸ்ஐபி	செப்டம்பர்	12,500	எஸ்ஐபி
அக்டோபர்	12,500	எஸ்ஐபி	நவம்பர்	12,500	எஸ்ஐபி
டிசம்பர்	12,500	எஸ்ஐபி	ஜனவரி	12,500	எஸ்ஐபி
பிப்ரவரி	12,500	எஸ்ஐபி	மார்ச்	12,500	எஸ்ஐபி
மொத்தம்				`1,50,000`

SIP முறையின் மூலம் முதலீடு செய்யும் போது, ஒவ்வொரு மாதமும் வாங்குதல்களைச் சிதறடிப்பதால், சராசரி விலையில் முதலீடு செய்யப்படுவதால், சராசரியாக ரூபாய் செலவின் SIP பலன்கள் பெறப்படுகின்றன, மேலும் குறிப்பிட்ட விலையில் முதலீடு செய்யப்படாமல், Lumpsum இன்வெஸ்ட்மென்ட்களில் இருக்கும்.

ELSS இல் லம்ப்சம் முதலீடு

ULIP, NSC, PF/EPF போன்ற பிற வரிச் சேமிப்புக் கருவிகளில் ஒருவர் சேமிப்பதால்,காப்பீடு (பிரிவு 80c இன் கீழ்) மற்ற கருவிகளைக் கழித்த பிறகு வரியைச் சேமிக்கத் தேவையான தொகையைத் தீர்மானிக்கலாம் மற்றும் ஒரு வருடத்தில் அல்லது நிதியாண்டின் இறுதியில் (ஜன - மார்ச்) ஒரு முறை லம்ப்சம் பர்ச்சேஸ்களாக முதலீடு செய்யலாம்.

சிறந்த வரி சேமிப்பு ELSS நிதிகளில் முதலீடு செய்வதற்கான உதவிக்குறிப்புகள்

நிதியாண்டின் தொடக்கத்தில் (அதாவது ஏப்ரல் மாதத்தில்) SIP (முறையான முதலீட்டுத் திட்டம்) மூலம் சிறந்த ELSS நிதிகளில் முதலீடு செய்யுங்கள், நிதியாண்டு முடிவடையும் போது அல்ல.
சிறந்த ELSS நிதிகளின் பட்டியலில் கவனமாக ஒரு ELSS மியூச்சுவல் ஃபண்டைத் தேர்ந்தெடுத்து, ஒவ்வொரு வருடமும் மற்ற வரிச் சேமிப்பு ELSS ஃபண்டுகளுக்குச் செல்வதற்குப் பதிலாக ஒரு வருடத்திற்கு முதலீடு செய்யுங்கள்.
5-7 வருடங்கள் முதலீடு செய்யும் போது நல்ல ELSS வருமானத்தை அடைய முடியும், எனவே ஒருமுறை பணத்தை எடுக்க வேண்டாம் என்று பரிந்துரைக்கப்படுகிறது.லாக்-இன் 3 ஆண்டுகளுக்குப் பிறகு முடிவடைகிறது. சிறந்த வருவாயைப் பெற, அதை நீண்ட நேரம் வைத்திருக்க முயற்சிக்கவும்.
நீங்கள் ஆபத்து இல்லாதவராக இருந்தால்முதலீட்டாளர் மற்றும் குறைந்த நிலையற்ற நிதி வேண்டும், பெரிய தொப்பி மியூச்சுவல் ஃபண்டில் முதலீடு செய்யுங்கள்.

ஆன்லைனில் ELSS நிதிகளில் முதலீடு செய்வது எப்படி?

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ஆவணங்களைப் பதிவேற்றவும் (PAN, ஆதார் போன்றவை).மேலும், நீங்கள் முதலீடு செய்ய தயாராக உள்ளீர்கள்!

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Disclaimer:
இங்கு வழங்கப்பட்ட தகவல்கள் துல்லியமானவை என்பதை உறுதிப்படுத்த அனைத்து முயற்சிகளும் மேற்கொள்ளப்பட்டுள்ளன. இருப்பினும், தரவுகளின் சரியான தன்மை குறித்து எந்த உத்தரவாதமும் அளிக்கப்படவில்லை. முதலீடு செய்வதற்கு முன் திட்டத் தகவல் ஆவணத்துடன் சரிபார்க்கவும்.