FY 22 - 23க்கான முதல் 5 சிறந்த வரி சேமிப்பு ELSS மியூச்சுவல் ஃபண்டுகள்

Updated on January 29, 2026 , 9476 views

சிறந்த பிற நிதிகள் அல்லது ஈக்விட்டி இணைக்கப்பட்ட சேமிப்புத் திட்டங்கள் (வரி சேமிப்பு) சமபங்கு பன்முகப்படுத்தப்பட்டவைபரஸ்பர நிதி இது முக்கியமாக ஈக்விட்டி-இணைக்கப்பட்ட கருவிகளில் (பங்குகள் மற்றும் பங்குகள் போன்றவை) முதலீடு செய்ய வேண்டும்சந்தை- இணைக்கப்பட்ட வருமானம். பொதுவாக, ஃபண்ட் கார்பஸில் 80% ஈக்விட்டியிலும் மீதமுள்ளவை கடன் கருவிகளிலும் முதலீடு செய்யப்படுகிறது.

சிறந்தELSS நிதிகள் வரிச் சலுகைகளை வழங்குவதால், அவை வரி சேமிப்பு மியூச்சுவல் ஃபண்டுகள் என்றும் அறியப்படுகின்றனபிரிவு 80C இன்வருமான வரி நாடகம். மேலும், ELSS மியூச்சுவல் ஃபண்டுகள் திறந்த நிலையில் உள்ளன, அதாவது முதலீட்டாளர்கள் எப்போது வேண்டுமானாலும் இந்த நிதிகளில் சந்தா செலுத்தலாம்.

இருப்பினும், முன்புமுதலீடு இந்த வரி சேமிப்பு மியூச்சுவல் ஃபண்டுகளில், சிறந்த ELSS நிதிகளின் பட்டியலைக் கருத்தில் கொள்ள பரிந்துரைக்கப்படுகிறது.

Ready to Invest?
Talk to our investment specialist

FY 22 - 23 இல் முதலீடு செய்ய சிறந்த 5 ELSS நிதிகள்

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
BOI AXA Tax Advantage Fund Growth	₹158.44 ↓ -0.97	₹1,402	-2.9	-0.8	5.3	17.8	17.5	-3.5
HDFC Long Term Advantage Fund Growth	₹595.168 ↑ 0.28	₹1,318	1.2	15.4	35.5	20.6	17.4
Mahindra Mutual Fund Kar Bachat Yojana Growth	₹28.2724 ↓ -0.01	₹973	-3	-0.8	8.7	14.7	16.1	7.5
Edelweiss Long Term Equity Fund Growth	₹113.12 ↓ -0.34	₹451	-1.1	3.7	10.8	17.7	15.9	6.7
BNP Paribas Long Term Equity Fund (ELSS) Growth	₹96.9067 ↑ 0.17	₹941	-1.6	2.3	9.8	19.5	15.1	4.8
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 30 Jan 26

Research Highlights & Commentary of 5 Funds showcased

Commentary	BOI AXA Tax Advantage Fund	HDFC Long Term Advantage Fund	Mahindra Mutual Fund Kar Bachat Yojana	Edelweiss Long Term Equity Fund	BNP Paribas Long Term Equity Fund (ELSS)
Point 1	Highest AUM (₹1,402 Cr).	Upper mid AUM (₹1,318 Cr).	Lower mid AUM (₹973 Cr).	Bottom quartile AUM (₹451 Cr).	Bottom quartile AUM (₹941 Cr).
Point 2	Established history (16+ yrs).	Oldest track record among peers (25 yrs).	Established history (9+ yrs).	Established history (17+ yrs).	Established history (20+ yrs).
Point 3	Top rated.	Rating: 3★ (upper mid).	Not Rated.	Rating: 2★ (bottom quartile).	Rating: 3★ (lower mid).
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 17.47% (top quartile).	5Y return: 17.39% (upper mid).	5Y return: 16.10% (lower mid).	5Y return: 15.86% (bottom quartile).	5Y return: 15.12% (bottom quartile).
Point 6	3Y return: 17.78% (lower mid).	3Y return: 20.64% (top quartile).	3Y return: 14.71% (bottom quartile).	3Y return: 17.66% (bottom quartile).	3Y return: 19.53% (upper mid).
Point 7	1Y return: 5.25% (bottom quartile).	1Y return: 35.51% (top quartile).	1Y return: 8.68% (bottom quartile).	1Y return: 10.83% (upper mid).	1Y return: 9.81% (lower mid).
Point 8	Alpha: -10.85 (bottom quartile).	Alpha: 1.75 (top quartile).	Alpha: -0.11 (upper mid).	Alpha: -1.00 (lower mid).	Alpha: -2.74 (bottom quartile).
Point 9	Sharpe: -0.36 (bottom quartile).	Sharpe: 2.27 (top quartile).	Sharpe: 0.17 (upper mid).	Sharpe: 0.11 (lower mid).	Sharpe: 0.00 (bottom quartile).
Point 10	Information ratio: 0.01 (lower mid).	Information ratio: -0.15 (bottom quartile).	Information ratio: -0.59 (bottom quartile).	Information ratio: 0.28 (upper mid).	Information ratio: 0.63 (top quartile).

BOI AXA Tax Advantage Fund

Highest AUM (₹1,402 Cr).
Established history (16+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 17.47% (top quartile).
3Y return: 17.78% (lower mid).
1Y return: 5.25% (bottom quartile).
Alpha: -10.85 (bottom quartile).
Sharpe: -0.36 (bottom quartile).
Information ratio: 0.01 (lower mid).

HDFC Long Term Advantage Fund

Upper mid AUM (₹1,318 Cr).
Oldest track record among peers (25 yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 17.39% (upper mid).
3Y return: 20.64% (top quartile).
1Y return: 35.51% (top quartile).
Alpha: 1.75 (top quartile).
Sharpe: 2.27 (top quartile).
Information ratio: -0.15 (bottom quartile).

Mahindra Mutual Fund Kar Bachat Yojana

Lower mid AUM (₹973 Cr).
Established history (9+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 16.10% (lower mid).
3Y return: 14.71% (bottom quartile).
1Y return: 8.68% (bottom quartile).
Alpha: -0.11 (upper mid).
Sharpe: 0.17 (upper mid).
Information ratio: -0.59 (bottom quartile).

Edelweiss Long Term Equity Fund

Bottom quartile AUM (₹451 Cr).
Established history (17+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 15.86% (bottom quartile).
3Y return: 17.66% (bottom quartile).
1Y return: 10.83% (upper mid).
Alpha: -1.00 (lower mid).
Sharpe: 0.11 (lower mid).
Information ratio: 0.28 (upper mid).

BNP Paribas Long Term Equity Fund (ELSS)

Bottom quartile AUM (₹941 Cr).
Established history (20+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 15.12% (bottom quartile).
3Y return: 19.53% (upper mid).
1Y return: 9.81% (lower mid).
Alpha: -2.74 (bottom quartile).
Sharpe: 0.00 (bottom quartile).
Information ratio: 0.63 (top quartile).

* ELSS வரி சேமிப்பு மியூச்சுவல் ஃபண்டுகளின் நிகர சொத்துக்கள் > 250 கோடி மற்றும் சிறந்தவைசிஏஜிஆர் கடந்த 5 ஆண்டுகளில் திரும்புகிறது

1. BOI AXA Tax Advantage Fund

The Scheme seeks to generate long-term capital growth from a diversified portfolio of predominantly equity and equity-related securities across all market capitalisations. The Scheme is in the nature of diversified multi-cap fund. The Scheme is not providing any assured or guaranteed returns.(There can be no assurance that the investment objectives of the Scheme will be realized.)

Research Highlights for BOI AXA Tax Advantage Fund

Highest AUM (₹1,402 Cr).
Established history (16+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 17.47% (top quartile).
3Y return: 17.78% (lower mid).
1Y return: 5.25% (bottom quartile).
Alpha: -10.85 (bottom quartile).
Sharpe: -0.36 (bottom quartile).
Information ratio: 0.01 (lower mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~95%).
High-quality debt (AAA/AA ~100%).
Largest holding Vedanta Ltd (~6.1%).

Below is the key information for BOI AXA Tax Advantage Fund

BOI AXA Tax Advantage Fund Growth
Launch Date	25 Feb 09
NAV (30 Jan 26)	₹158.44 ↓ -0.97 (-0.61 %)
Net Assets (Cr)	₹1,402 on 31 Dec 25
Category	Equity - ELSS
AMC	BOI AXA Investment Mngrs Private Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	2.09
Sharpe Ratio	-0.36
Information Ratio	0.01
Alpha Ratio	-10.85
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 Jan 21	₹10,000
31 Jan 22	₹13,895
31 Jan 23	₹13,855
31 Jan 24	₹20,018
31 Jan 25	₹21,539
31 Jan 26	₹22,366

BOI AXA Tax Advantage Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Returns for BOI AXA Tax Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Jan 26

Duration	Returns
1 Month	-0.6%
3 Month	-2.9%
6 Month	-0.8%
1 Year	5.3%
3 Year	17.8%
5 Year	17.5%
10 Year
15 Year
Since launch	17.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	-3.5%
2023	21.6%
2022	34.8%
2021	-1.3%
2020	41.5%
2019	31.2%
2018	14.6%
2017	-16.3%
2016	57.7%
2015	-1.2%

Fund Manager information for BOI AXA Tax Advantage Fund

Name	Since	Tenure
Alok Singh	27 Apr 22	3.69 Yr.

Data below for BOI AXA Tax Advantage Fund as on 31 Dec 25

Equity Sector Allocation

Sector	Value
Financial Services	23.53%
Industrials	17.78%
Basic Materials	17.52%
Consumer Cyclical	8.52%
Utility	6.18%
Consumer Defensive	6.04%
Technology	5.74%
Communication Services	3.53%
Energy	2.52%
Health Care	2%
Real Estate	1.48%

Asset Allocation

Asset Class	Value
Cash	5.18%
Equity	94.82%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Vedanta Ltd (Basic Materials) Equity, Since 31 Mar 24 \| 500295	6%	₹85 Cr	1,412,000
State Bank of India (Financial Services) Equity, Since 31 Oct 21 \| SBIN	5%	₹65 Cr	664,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 18 \| 532174	4%	₹54 Cr	405,000
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Sep 24 \| BHARTIARTL	4%	₹49 Cr	235,000
Hindustan Aeronautics Ltd Ordinary Shares (Industrials) Equity, Since 31 Jul 23 \| HAL	3%	₹46 Cr	105,000
ITC Ltd (Consumer Defensive) Equity, Since 30 Jun 25 \| ITC	3%	₹45 Cr	1,120,000
HDFC Bank Ltd (Financial Services) Equity, Since 31 Dec 10 \| HDFCBANK	3%	₹43 Cr	437,532
Ambuja Cements Ltd (Basic Materials) Equity, Since 31 Mar 25 \| 500425	3%	₹38 Cr	685,662
Acutaas Chemicals Ltd (Basic Materials) Equity, Since 31 May 24 \| 543349	3%	₹38 Cr	221,000 ↓ -29,000
HEG Ltd (Industrials) Equity, Since 31 Dec 22 \| HEG	3%	₹36 Cr	580,000

2. HDFC Long Term Advantage Fund

To generate long term capital appreciation from a portfolio that is predominantly in equity and equity related instruments

Research Highlights for HDFC Long Term Advantage Fund

Upper mid AUM (₹1,318 Cr).
Oldest track record among peers (25 yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 17.39% (upper mid).
3Y return: 20.64% (top quartile).
1Y return: 35.51% (top quartile).
Alpha: 1.75 (top quartile).
Sharpe: 2.27 (top quartile).
Information ratio: -0.15 (bottom quartile).

Below is the key information for HDFC Long Term Advantage Fund

HDFC Long Term Advantage Fund Growth
Launch Date	2 Jan 01
NAV (14 Jan 22)	₹595.168 ↑ 0.28 (0.05 %)
Net Assets (Cr)	₹1,318 on 30 Nov 21
Category	Equity - ELSS
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	2.25
Sharpe Ratio	2.27
Information Ratio	-0.15
Alpha Ratio	1.75
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 Jan 21	₹10,000

HDFC Long Term Advantage Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Purchase not allowed

Returns for HDFC Long Term Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Jan 26

Duration	Returns
1 Month	4.4%
3 Month	1.2%
6 Month	15.4%
1 Year	35.5%
3 Year	20.6%
5 Year	17.4%
10 Year
15 Year
Since launch	21.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015

Fund Manager information for HDFC Long Term Advantage Fund

Name	Since	Tenure

Data below for HDFC Long Term Advantage Fund as on 30 Nov 21

Equity Sector Allocation

Sector	Value

Asset Allocation

Asset Class	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

3. Mahindra Mutual Fund Kar Bachat Yojana

The investment objective of the Scheme is to generate long-term capital appreciation through a diversified portfolio of equity and equity related securities. The Scheme does not guarantee or assure any returns.

Research Highlights for Mahindra Mutual Fund Kar Bachat Yojana

Lower mid AUM (₹973 Cr).
Established history (9+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 16.10% (lower mid).
3Y return: 14.71% (bottom quartile).
1Y return: 8.68% (bottom quartile).
Alpha: -0.11 (upper mid).
Sharpe: 0.17 (upper mid).
Information ratio: -0.59 (bottom quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
Largest holding HDFC Bank Ltd (~7.9%).

Below is the key information for Mahindra Mutual Fund Kar Bachat Yojana

Mahindra Mutual Fund Kar Bachat Yojana Growth
Launch Date	18 Oct 16
NAV (30 Jan 26)	₹28.2724 ↓ -0.01 (-0.04 %)
Net Assets (Cr)	₹973 on 31 Dec 25
Category	Equity - ELSS
AMC	Mahindra Asset Management Company Pvt. Ltd.
Rating	Not Rated
Risk	Moderately High
Expense Ratio	2.17
Sharpe Ratio	0.17
Information Ratio	-0.59
Alpha Ratio	-0.11
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 Jan 21	₹10,000
31 Jan 22	₹13,971
31 Jan 23	₹14,036
31 Jan 24	₹18,426
31 Jan 25	₹19,651
31 Jan 26	₹21,091

Mahindra Mutual Fund Kar Bachat Yojana SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹458,689.
Net Profit of ₹158,689 Invest Now

Returns for Mahindra Mutual Fund Kar Bachat Yojana

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Jan 26

Duration	Returns
1 Month	-2.6%
3 Month	-3%
6 Month	-0.8%
1 Year	8.7%
3 Year	14.7%
5 Year	16.1%
10 Year
15 Year
Since launch	11.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.5%
2023	12.3%
2022	25.8%
2021	2%
2020	39.4%
2019	14.1%
2018	4.5%
2017	-9.8%
2016	24.8%
2015

Fund Manager information for Mahindra Mutual Fund Kar Bachat Yojana

Name	Since	Tenure
Manish Lodha	21 Dec 20	5.03 Yr.
Fatema Pacha	16 Oct 20	5.21 Yr.

Data below for Mahindra Mutual Fund Kar Bachat Yojana as on 31 Dec 25

Equity Sector Allocation

Sector	Value
Financial Services	33.47%
Consumer Cyclical	15.45%
Technology	12.23%
Industrials	8.34%
Energy	6.41%
Basic Materials	5.67%
Health Care	5.06%
Consumer Defensive	4.93%
Communication Services	4.5%
Utility	1.08%
Real Estate	0.87%

Asset Allocation

Asset Class	Value
Cash	1.92%
Equity	98.06%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Dec 16 \| HDFCBANK	8%	₹77 Cr	775,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 May 19 \| 532174	7%	₹73 Cr	541,120
Reliance Industries Ltd (Energy) Equity, Since 31 Mar 18 \| RELIANCE	6%	₹55 Cr	351,000
Infosys Ltd (Technology) Equity, Since 29 Feb 20 \| INFY	5%	₹46 Cr	284,439 ↓ -41,602
Tata Consultancy Services Ltd (Technology) Equity, Since 31 May 19 \| TCS	4%	₹35 Cr	109,362 ↑ 15,886
Axis Bank Ltd (Financial Services) Equity, Since 30 Apr 24 \| 532215	4%	₹34 Cr	269,000
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Aug 18 \| LT	3%	₹33 Cr	81,761
Bajaj Finance Ltd (Financial Services) Equity, Since 31 Jan 25 \| 500034	3%	₹33 Cr	335,000
State Bank of India (Financial Services) Equity, Since 29 Feb 24 \| SBIN	3%	₹27 Cr	270,000
Hindustan Unilever Ltd (Consumer Defensive) Equity, Since 30 Apr 20 \| HINDUNILVR	3%	₹26 Cr	112,000

4. Edelweiss Long Term Equity Fund

(Erstwhile Edelweiss ELSS Fund)

The primary objective of the scheme is to generate long-term capital appreciation with an option of periodic payouts at the end of lock in periods from a portfolio that invests predominantly in equity and equity related instruments.

Research Highlights for Edelweiss Long Term Equity Fund

Bottom quartile AUM (₹451 Cr).
Established history (17+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 15.86% (bottom quartile).
3Y return: 17.66% (bottom quartile).
1Y return: 10.83% (upper mid).
Alpha: -1.00 (lower mid).
Sharpe: 0.11 (lower mid).
Information ratio: 0.28 (upper mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
Largest holding HDFC Bank Ltd (~5.8%).

Below is the key information for Edelweiss Long Term Equity Fund

Edelweiss Long Term Equity Fund Growth
Launch Date	30 Dec 08
NAV (30 Jan 26)	₹113.12 ↓ -0.34 (-0.30 %)
Net Assets (Cr)	₹451 on 31 Dec 25
Category	Equity - ELSS
AMC	Edelweiss Asset Management Limited
Rating	☆☆
Risk	Moderately High
Expense Ratio	2.34
Sharpe Ratio	0.11
Information Ratio	0.28
Alpha Ratio	-1
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 Jan 21	₹10,000
31 Jan 22	₹13,213
31 Jan 23	₹12,914
31 Jan 24	₹16,950
31 Jan 25	₹19,096
31 Jan 26	₹20,875

Edelweiss Long Term Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579 Invest Now

Returns for Edelweiss Long Term Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Jan 26

Duration	Returns
1 Month	-1.5%
3 Month	-1.1%
6 Month	3.7%
1 Year	10.8%
3 Year	17.7%
5 Year	15.9%
10 Year
15 Year
Since launch	15.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	6.7%
2023	20%
2022	26.8%
2021	-0.1%
2020	30.4%
2019	13.7%
2018	9.2%
2017	-9.1%
2016	37.7%
2015	-1.1%

Fund Manager information for Edelweiss Long Term Equity Fund

Name	Since	Tenure
Ashwani Agarwalla	1 Aug 23	2.42 Yr.
Trideep Bhattacharya	1 Aug 23	2.42 Yr.
Raj Koradia	1 Aug 24	1.42 Yr.

Data below for Edelweiss Long Term Equity Fund as on 31 Dec 25

Equity Sector Allocation

Sector	Value
Financial Services	35.78%
Consumer Cyclical	11.56%
Technology	11.17%
Industrials	8.88%
Energy	7.16%
Health Care	6.89%
Basic Materials	4.84%
Consumer Defensive	4.28%
Communication Services	3.92%
Utility	1.84%
Real Estate	1.16%

Asset Allocation

Asset Class	Value
Cash	2.49%
Equity	97.5%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 30 Nov 10 \| HDFCBANK	6%	₹26 Cr	264,546
Reliance Industries Ltd (Energy) Equity, Since 30 Jun 15 \| RELIANCE	5%	₹24 Cr	154,769
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Oct 19 \| BHARTIARTL	4%	₹18 Cr	84,003
ICICI Bank Ltd (Financial Services) Equity, Since 31 May 17 \| 532174	3%	₹15 Cr	110,137
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Sep 15 \| LT	3%	₹14 Cr	33,431
State Bank of India (Financial Services) Equity, Since 31 May 18 \| SBIN	3%	₹13 Cr	132,962
Muthoot Finance Ltd (Financial Services) Equity, Since 31 Dec 24 \| 533398	2%	₹11 Cr	28,474
Multi Commodity Exchange of India Ltd (Financial Services) Equity, Since 31 Aug 24 \| MCX	2%	₹10 Cr	8,539
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 31 Jan 23 \| M&M	2%	₹9 Cr	24,276
Infosys Ltd (Technology) Equity, Since 31 Jul 15 \| INFY	2%	₹9 Cr	55,040 ↓ -4,849

5. BNP Paribas Long Term Equity Fund (ELSS)

The investment objective of the Scheme is to generate long-term capital growth from a diversified and actively managed portfolio of equity and equity related securities along with income tax rebate, as may be prevalent fromtime to time. However, there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.

Research Highlights for BNP Paribas Long Term Equity Fund (ELSS)

Bottom quartile AUM (₹941 Cr).
Established history (20+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 15.12% (bottom quartile).
3Y return: 19.53% (upper mid).
1Y return: 9.81% (lower mid).
Alpha: -2.74 (bottom quartile).
Sharpe: 0.00 (bottom quartile).
Information ratio: 0.63 (top quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~6.9%).

Below is the key information for BNP Paribas Long Term Equity Fund (ELSS)

BNP Paribas Long Term Equity Fund (ELSS) Growth
Launch Date	5 Jan 06
NAV (30 Jan 26)	₹96.9067 ↑ 0.17 (0.18 %)
Net Assets (Cr)	₹941 on 31 Dec 25
Category	Equity - ELSS
AMC	BNP Paribas Asset Mgmt India Pvt. Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	2.21
Sharpe Ratio	0
Information Ratio	0.63
Alpha Ratio	-2.74
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 Jan 21	₹10,000
31 Jan 22	₹12,514
31 Jan 23	₹11,918
31 Jan 24	₹16,230
31 Jan 25	₹18,649
31 Jan 26	₹20,215

BNP Paribas Long Term Equity Fund (ELSS) SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579 Invest Now

Returns for BNP Paribas Long Term Equity Fund (ELSS)

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Jan 26

Duration	Returns
1 Month	-2.3%
3 Month	-1.6%
6 Month	2.3%
1 Year	9.8%
3 Year	19.5%
5 Year	15.1%
10 Year
15 Year
Since launch	12%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	4.8%
2023	23.6%
2022	31.3%
2021	-2.1%
2020	23.6%
2019	17.8%
2018	14.3%
2017	-9.3%
2016	42.3%
2015	-6.6%

Fund Manager information for BNP Paribas Long Term Equity Fund (ELSS)

Name	Since	Tenure
Sanjay Chawla	14 Mar 22	3.81 Yr.
Pratish Krishnan	14 Mar 22	3.81 Yr.

Data below for BNP Paribas Long Term Equity Fund (ELSS) as on 31 Dec 25

Equity Sector Allocation

Sector	Value
Financial Services	31.81%
Consumer Cyclical	16.32%
Technology	11.27%
Industrials	10.69%
Basic Materials	7.51%
Health Care	7.01%
Consumer Defensive	4.49%
Energy	4.27%
Communication Services	3.24%
Utility	1.1%

Asset Allocation

Asset Class	Value
Cash	2.27%
Equity	97.71%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Oct 08 \| HDFCBANK	7%	₹65 Cr	656,320
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 12 \| 532174	5%	₹44 Cr	329,900
Reliance Industries Ltd (Energy) Equity, Since 31 Oct 18 \| RELIANCE	4%	₹40 Cr	255,800
Bharti Airtel Ltd (Communication Services) Equity, Since 31 May 19 \| BHARTIARTL	3%	₹31 Cr	144,966
State Bank of India (Financial Services) Equity, Since 31 Mar 22 \| SBIN	3%	₹27 Cr	278,000
Infosys Ltd (Technology) Equity, Since 29 Feb 24 \| INFY	3%	₹26 Cr	158,994 ↓ -14,006
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Apr 20 \| LT	3%	₹26 Cr	62,520
Radico Khaitan Ltd (Consumer Defensive) Equity, Since 31 Jan 25 \| RADICO	3%	₹24 Cr	73,000
Sagility Ltd (Healthcare) Equity, Since 30 Nov 24 \| SAGILITY	3%	₹24 Cr	4,551,400
Bharat Heavy Electricals Ltd (Industrials) Equity, Since 30 Nov 24 \| 500103	3%	₹24 Cr	821,380

ஆன்லைனில் ELSS நிதிகளில் முதலீடு செய்வது எப்படி?

Fincash.com இல் வாழ்நாள் முழுவதும் இலவச முதலீட்டுக் கணக்கைத் திறக்கவும்.

உங்கள் பதிவு மற்றும் KYC செயல்முறையை முடிக்கவும்

ஆவணங்களைப் பதிவேற்றவும் (PAN, ஆதார் போன்றவை).மேலும், நீங்கள் முதலீடு செய்ய தயாராக உள்ளீர்கள்!

தொடங்குங்கள்

Disclaimer:
இங்கு வழங்கப்பட்ட தகவல்கள் துல்லியமானவை என்பதை உறுதிப்படுத்த அனைத்து முயற்சிகளும் மேற்கொள்ளப்பட்டுள்ளன. இருப்பினும், தரவுகளின் சரியான தன்மை குறித்து எந்த உத்தரவாதமும் அளிக்கப்படவில்லை. முதலீடு செய்வதற்கு முன் திட்டத் தகவல் ஆவணத்துடன் சரிபார்க்கவும்.