FY 22 - 23க்கான முதல் 5 சிறந்த வரி சேமிப்பு ELSS மியூச்சுவல் ஃபண்டுகள்

Updated on August 8, 2026 , 9885 views

சிறந்த பிற நிதிகள் அல்லது ஈக்விட்டி இணைக்கப்பட்ட சேமிப்புத் திட்டங்கள் (வரி சேமிப்பு) சமபங்கு பன்முகப்படுத்தப்பட்டவைபரஸ்பர நிதி இது முக்கியமாக ஈக்விட்டி-இணைக்கப்பட்ட கருவிகளில் (பங்குகள் மற்றும் பங்குகள் போன்றவை) முதலீடு செய்ய வேண்டும்சந்தை- இணைக்கப்பட்ட வருமானம். பொதுவாக, ஃபண்ட் கார்பஸில் 80% ஈக்விட்டியிலும் மீதமுள்ளவை கடன் கருவிகளிலும் முதலீடு செய்யப்படுகிறது.

சிறந்தELSS நிதிகள் வரிச் சலுகைகளை வழங்குவதால், அவை வரி சேமிப்பு மியூச்சுவல் ஃபண்டுகள் என்றும் அறியப்படுகின்றனபிரிவு 80C இன்வருமான வரி நாடகம். மேலும், ELSS மியூச்சுவல் ஃபண்டுகள் திறந்த நிலையில் உள்ளன, அதாவது முதலீட்டாளர்கள் எப்போது வேண்டுமானாலும் இந்த நிதிகளில் சந்தா செலுத்தலாம்.

இருப்பினும், முன்புமுதலீடு இந்த வரி சேமிப்பு மியூச்சுவல் ஃபண்டுகளில், சிறந்த ELSS நிதிகளின் பட்டியலைக் கருத்தில் கொள்ள பரிந்துரைக்கப்படுகிறது.

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FY 22 - 23 இல் முதலீடு செய்ய சிறந்த 5 ELSS நிதிகள்

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
HDFC Long Term Advantage Fund Growth	₹595.168 ↑ 0.28	₹1,318	1.2	15.4	35.5	20.6	17.4
BNP Paribas Long Term Equity Fund (ELSS) Growth	₹103.064 ↑ 0.58	₹897	4.9	3.5	10.9	16.3	12.5	4.8
Edelweiss Long Term Equity Fund Growth	₹118.33 ↑ 0.27	₹443	3.6	2	10.8	13.9	12.1	6.7
BOI AXA Tax Advantage Fund Growth	₹166.71 ↓ -0.51	₹1,406	1.2	3.1	8.4	13.4	11.7	-3.5
Mahindra Mutual Fund Kar Bachat Yojana Growth	₹28.1543 ↑ 0.07	₹884	3.2	-3.2	1.5	9	10.1	7.5
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 14 Jan 22

Research Highlights & Commentary of 5 Funds showcased

Commentary	HDFC Long Term Advantage Fund	BNP Paribas Long Term Equity Fund (ELSS)	Edelweiss Long Term Equity Fund	BOI AXA Tax Advantage Fund	Mahindra Mutual Fund Kar Bachat Yojana
Point 1	Upper mid AUM (₹1,318 Cr).	Lower mid AUM (₹897 Cr).	Bottom quartile AUM (₹443 Cr).	Highest AUM (₹1,406 Cr).	Bottom quartile AUM (₹884 Cr).
Point 2	Oldest track record among peers (25 yrs).	Established history (20+ yrs).	Established history (17+ yrs).	Established history (17+ yrs).	Established history (9+ yrs).
Point 3	Top rated.	Rating: 3★ (upper mid).	Rating: 2★ (bottom quartile).	Rating: 3★ (lower mid).	Not Rated.
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 17.39% (top quartile).	5Y return: 12.50% (upper mid).	5Y return: 12.08% (lower mid).	5Y return: 11.74% (bottom quartile).	5Y return: 10.07% (bottom quartile).
Point 6	3Y return: 20.64% (top quartile).	3Y return: 16.27% (upper mid).	3Y return: 13.91% (lower mid).	3Y return: 13.45% (bottom quartile).	3Y return: 9.02% (bottom quartile).
Point 7	1Y return: 35.51% (top quartile).	1Y return: 10.90% (upper mid).	1Y return: 10.83% (lower mid).	1Y return: 8.42% (bottom quartile).	1Y return: 1.46% (bottom quartile).
Point 8	Alpha: 1.75 (bottom quartile).	Alpha: 2.78 (top quartile).	Alpha: 1.85 (upper mid).	Alpha: 1.82 (lower mid).	Alpha: -6.56 (bottom quartile).
Point 9	Sharpe: 2.27 (top quartile).	Sharpe: -0.15 (upper mid).	Sharpe: -0.22 (lower mid).	Sharpe: -0.22 (bottom quartile).	Sharpe: -0.74 (bottom quartile).
Point 10	Information ratio: -0.15 (bottom quartile).	Information ratio: 0.58 (top quartile).	Information ratio: 0.06 (lower mid).	Information ratio: 0.32 (upper mid).	Information ratio: -1.37 (bottom quartile).

HDFC Long Term Advantage Fund

Upper mid AUM (₹1,318 Cr).
Oldest track record among peers (25 yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 17.39% (top quartile).
3Y return: 20.64% (top quartile).
1Y return: 35.51% (top quartile).
Alpha: 1.75 (bottom quartile).
Sharpe: 2.27 (top quartile).
Information ratio: -0.15 (bottom quartile).

BNP Paribas Long Term Equity Fund (ELSS)

Lower mid AUM (₹897 Cr).
Established history (20+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 12.50% (upper mid).
3Y return: 16.27% (upper mid).
1Y return: 10.90% (upper mid).
Alpha: 2.78 (top quartile).
Sharpe: -0.15 (upper mid).
Information ratio: 0.58 (top quartile).

Edelweiss Long Term Equity Fund

Bottom quartile AUM (₹443 Cr).
Established history (17+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 12.08% (lower mid).
3Y return: 13.91% (lower mid).
1Y return: 10.83% (lower mid).
Alpha: 1.85 (upper mid).
Sharpe: -0.22 (lower mid).
Information ratio: 0.06 (lower mid).

BOI AXA Tax Advantage Fund

Highest AUM (₹1,406 Cr).
Established history (17+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 11.74% (bottom quartile).
3Y return: 13.45% (bottom quartile).
1Y return: 8.42% (bottom quartile).
Alpha: 1.82 (lower mid).
Sharpe: -0.22 (bottom quartile).
Information ratio: 0.32 (upper mid).

Mahindra Mutual Fund Kar Bachat Yojana

Bottom quartile AUM (₹884 Cr).
Established history (9+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 10.07% (bottom quartile).
3Y return: 9.02% (bottom quartile).
1Y return: 1.46% (bottom quartile).
Alpha: -6.56 (bottom quartile).
Sharpe: -0.74 (bottom quartile).
Information ratio: -1.37 (bottom quartile).

* ELSS வரி சேமிப்பு மியூச்சுவல் ஃபண்டுகளின் நிகர சொத்துக்கள் > 250 கோடி மற்றும் சிறந்தவைசிஏஜிஆர் கடந்த 5 ஆண்டுகளில் திரும்புகிறது

1. HDFC Long Term Advantage Fund

To generate long term capital appreciation from a portfolio that is predominantly in equity and equity related instruments

Research Highlights for HDFC Long Term Advantage Fund

Upper mid AUM (₹1,318 Cr).
Oldest track record among peers (25 yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 17.39% (top quartile).
3Y return: 20.64% (top quartile).
1Y return: 35.51% (top quartile).
Alpha: 1.75 (bottom quartile).
Sharpe: 2.27 (top quartile).
Information ratio: -0.15 (bottom quartile).

Below is the key information for HDFC Long Term Advantage Fund

HDFC Long Term Advantage Fund Growth
Launch Date	2 Jan 01
NAV (14 Jan 22)	₹595.168 ↑ 0.28 (0.05 %)
Net Assets (Cr)	₹1,318 on 30 Nov 21
Category	Equity - ELSS
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	2.25
Sharpe Ratio	2.27
Information Ratio	-0.15
Alpha Ratio	1.75
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value

HDFC Long Term Advantage Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Purchase not allowed

Returns for HDFC Long Term Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 14 Jan 22

Duration	Returns
1 Month	4.4%
3 Month	1.2%
6 Month	15.4%
1 Year	35.5%
3 Year	20.6%
5 Year	17.4%
10 Year
15 Year
Since launch	21.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015

Fund Manager information for HDFC Long Term Advantage Fund

Name	Since	Tenure

Data below for HDFC Long Term Advantage Fund as on 30 Nov 21

Equity Sector Allocation

Sector	Value

Asset Allocation

Asset Class	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

2. BNP Paribas Long Term Equity Fund (ELSS)

The investment objective of the Scheme is to generate long-term capital growth from a diversified and actively managed portfolio of equity and equity related securities along with income tax rebate, as may be prevalent fromtime to time. However, there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.

Research Highlights for BNP Paribas Long Term Equity Fund (ELSS)

Lower mid AUM (₹897 Cr).
Established history (20+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 12.50% (upper mid).
3Y return: 16.27% (upper mid).
1Y return: 10.90% (upper mid).
Alpha: 2.78 (top quartile).
Sharpe: -0.15 (upper mid).
Information ratio: 0.58 (top quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~97%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~4.0%).

Below is the key information for BNP Paribas Long Term Equity Fund (ELSS)

BNP Paribas Long Term Equity Fund (ELSS) Growth
Launch Date	5 Jan 06
NAV (10 Aug 26)	₹103.064 ↑ 0.58 (0.56 %)
Net Assets (Cr)	₹897 on 30 Jun 26
Category	Equity - ELSS
AMC	BNP Paribas Asset Mgmt India Pvt. Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	2.21
Sharpe Ratio	-0.15
Information Ratio	0.58
Alpha Ratio	2.78
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 Jul 21	₹10,000
31 Jul 22	₹10,148
31 Jul 23	₹11,674
31 Jul 24	₹16,605
31 Jul 25	₹16,796
31 Jul 26	₹17,912

BNP Paribas Long Term Equity Fund (ELSS) SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹415,684.
Net Profit of ₹115,684 Invest Now

Returns for BNP Paribas Long Term Equity Fund (ELSS)

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 14 Jan 22

Duration	Returns
1 Month	3.8%
3 Month	4.9%
6 Month	3.5%
1 Year	10.9%
3 Year	16.3%
5 Year	12.5%
10 Year
15 Year
Since launch	12%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	4.8%
2023	23.6%
2022	31.3%
2021	-2.1%
2020	23.6%
2019	17.8%
2018	14.3%
2017	-9.3%
2016	42.3%
2015	-6.6%

Fund Manager information for BNP Paribas Long Term Equity Fund (ELSS)

Name	Since	Tenure
Silky Jain	1 Jul 26	0.08 Yr.
Yash Mehta	1 May 26	0.25 Yr.

Data below for BNP Paribas Long Term Equity Fund (ELSS) as on 30 Jun 26

Equity Sector Allocation

Sector	Value
Financial Services	29.83%
Consumer Cyclical	15.89%
Industrials	14.15%
Basic Materials	9.41%
Technology	6.81%
Health Care	6.63%
Energy	5.11%
Consumer Defensive	4.03%
Utility	3.08%
Communication Services	2.48%

Asset Allocation

Asset Class	Value
Cash	2.55%
Equity	97.42%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Oct 08 \| HDFCBANK	4%	₹36 Cr	450,000 ↓ -100,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 12 \| ICICIBANK	4%	₹34 Cr	250,000
State Bank of India (Financial Services) Equity, Since 31 Mar 22 \| SBIN	4%	₹34 Cr	330,000
Reliance Industries Ltd (Energy) Equity, Since 31 Oct 18 \| RELIANCE	3%	₹31 Cr	240,000 ↓ -41,800
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Apr 20 \| LT	3%	₹29 Cr	70,000 ↑ 5,000
Titan Co Ltd (Consumer Cyclical) Equity, Since 31 May 25 \| TITAN	3%	₹24 Cr	55,000
Bharat Heavy Electricals Ltd (Industrials) Equity, Since 30 Nov 24 \| 500103	3%	₹24 Cr	580,000 ↓ -121,626
Navin Fluorine International Ltd (Basic Materials) Equity, Since 31 Jul 24 \| NAVINFLUOR	3%	₹24 Cr	31,031 ↓ -654
Radico Khaitan Ltd (Consumer Defensive) Equity, Since 31 Jan 25 \| RADICO	3%	₹23 Cr	59,011 ↓ -989
Hitachi Energy India Ltd Ordinary Shares (Industrials) Equity, Since 31 Aug 23 \| POWERINDIA	3%	₹23 Cr	6,500 ↓ -2,266

3. Edelweiss Long Term Equity Fund

(Erstwhile Edelweiss ELSS Fund)

The primary objective of the scheme is to generate long-term capital appreciation with an option of periodic payouts at the end of lock in periods from a portfolio that invests predominantly in equity and equity related instruments.

Research Highlights for Edelweiss Long Term Equity Fund

Bottom quartile AUM (₹443 Cr).
Established history (17+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 12.08% (lower mid).
3Y return: 13.91% (lower mid).
1Y return: 10.83% (lower mid).
Alpha: 1.85 (upper mid).
Sharpe: -0.22 (lower mid).
Information ratio: 0.06 (lower mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
Largest holding ICICI Bank Ltd (~4.9%).

Below is the key information for Edelweiss Long Term Equity Fund

Edelweiss Long Term Equity Fund Growth
Launch Date	30 Dec 08
NAV (10 Aug 26)	₹118.33 ↑ 0.27 (0.23 %)
Net Assets (Cr)	₹443 on 30 Jun 26
Category	Equity - ELSS
AMC	Edelweiss Asset Management Limited
Rating	☆☆
Risk	Moderately High
Expense Ratio	2.34
Sharpe Ratio	-0.22
Information Ratio	0.06
Alpha Ratio	1.85
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 Jul 21	₹10,000
31 Jul 22	₹10,393
31 Jul 23	₹12,238
31 Jul 24	₹16,735
31 Jul 25	₹16,382
31 Jul 26	₹17,557

Edelweiss Long Term Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹415,684.
Net Profit of ₹115,684 Invest Now

Returns for Edelweiss Long Term Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 14 Jan 22

Duration	Returns
1 Month	2.9%
3 Month	3.6%
6 Month	2%
1 Year	10.8%
3 Year	13.9%
5 Year	12.1%
10 Year
15 Year
Since launch	15.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	6.7%
2023	20%
2022	26.8%
2021	-0.1%
2020	30.4%
2019	13.7%
2018	9.2%
2017	-9.1%
2016	37.7%
2015	-1.1%

Fund Manager information for Edelweiss Long Term Equity Fund

Name	Since	Tenure
Ashwani Agarwalla	1 Aug 23	3 Yr.
Trideep Bhattacharya	1 Aug 23	3 Yr.
Raj Koradia	1 Aug 24	2 Yr.

Data below for Edelweiss Long Term Equity Fund as on 30 Jun 26

Equity Sector Allocation

Sector	Value
Financial Services	35.89%
Consumer Cyclical	12.76%
Industrials	10.28%
Technology	8.33%
Health Care	7.04%
Energy	6.5%
Basic Materials	5.95%
Consumer Defensive	3.82%
Communication Services	3.52%
Utility	3.04%
Real Estate	1.06%

Asset Allocation

Asset Class	Value
Cash	1.81%
Equity	98.19%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 May 17 \| ICICIBANK	5%	₹22 Cr	156,659 ↑ 54,348
Reliance Industries Ltd (Energy) Equity, Since 30 Jun 15 \| RELIANCE	5%	₹20 Cr	154,769
HDFC Bank Ltd (Financial Services) Equity, Since 30 Nov 10 \| HDFCBANK	5%	₹20 Cr	249,864
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Oct 19 \| BHARTIARTL	4%	₹16 Cr	84,003
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Sep 15 \| LT	3%	₹14 Cr	33,431
State Bank of India (Financial Services) Equity, Since 31 May 18 \| SBIN	3%	₹11 Cr	111,376
BSE Ltd (Financial Services) Equity, Since 31 Mar 24 \| BSE	2%	₹10 Cr	26,792 ↓ -8,049
Ather Energy Ltd (Consumer Cyclical) Equity, Since 30 Nov 25 \| ATHERENERG	2%	₹9 Cr	80,511
Bharat Electronics Ltd (Industrials) Equity, Since 31 Aug 22 \| BEL	2%	₹9 Cr	219,943
Multi Commodity Exchange of India Ltd (Financial Services) Equity, Since 31 Aug 24 \| MCX	2%	₹9 Cr	31,308 ↓ -11,387

4. BOI AXA Tax Advantage Fund

The Scheme seeks to generate long-term capital growth from a diversified portfolio of predominantly equity and equity-related securities across all market capitalisations. The Scheme is in the nature of diversified multi-cap fund. The Scheme is not providing any assured or guaranteed returns.(There can be no assurance that the investment objectives of the Scheme will be realized.)

Research Highlights for BOI AXA Tax Advantage Fund

Highest AUM (₹1,406 Cr).
Established history (17+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 11.74% (bottom quartile).
3Y return: 13.45% (bottom quartile).
1Y return: 8.42% (bottom quartile).
Alpha: 1.82 (lower mid).
Sharpe: -0.22 (bottom quartile).
Information ratio: 0.32 (upper mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~92%).
High-quality debt (AAA/AA ~100%).
Largest holding State Bank of India (~4.7%).

Below is the key information for BOI AXA Tax Advantage Fund

BOI AXA Tax Advantage Fund Growth
Launch Date	25 Feb 09
NAV (10 Aug 26)	₹166.71 ↓ -0.51 (-0.30 %)
Net Assets (Cr)	₹1,406 on 30 Jun 26
Category	Equity - ELSS
AMC	BOI AXA Investment Mngrs Private Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	2.09
Sharpe Ratio	-0.22
Information Ratio	0.32
Alpha Ratio	1.82
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 Jul 21	₹10,000
31 Jul 22	₹9,927
31 Jul 23	₹12,134
31 Jul 24	₹18,689
31 Jul 25	₹16,778
31 Jul 26	₹17,242

BOI AXA Tax Advantage Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹405,518.
Net Profit of ₹105,518 Invest Now

Returns for BOI AXA Tax Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 14 Jan 22

Duration	Returns
1 Month	1.4%
3 Month	1.2%
6 Month	3.1%
1 Year	8.4%
3 Year	13.4%
5 Year	11.7%
10 Year
15 Year
Since launch	17.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	-3.5%
2023	21.6%
2022	34.8%
2021	-1.3%
2020	41.5%
2019	31.2%
2018	14.6%
2017	-16.3%
2016	57.7%
2015	-1.2%

Fund Manager information for BOI AXA Tax Advantage Fund

Name	Since	Tenure
Alok Singh	27 Apr 22	4.27 Yr.

Data below for BOI AXA Tax Advantage Fund as on 30 Jun 26

Equity Sector Allocation

Sector	Value
Financial Services	26.33%
Industrials	19.8%
Basic Materials	12.39%
Consumer Cyclical	10.05%
Consumer Defensive	6.32%
Utility	5.13%
Technology	3.22%
Health Care	3.13%
Communication Services	3.1%
Energy	2.07%
Real Estate	0.11%

Asset Allocation

Asset Class	Value
Cash	8.23%
Equity	91.65%
Debt	0.12%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
State Bank of India (Financial Services) Equity, Since 31 Oct 21 \| SBIN	5%	₹66 Cr	639,000 ↑ 54,714
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 18 \| ICICIBANK	4%	₹54 Cr	390,000 ↑ 55,000
Acutaas Chemicals Ltd (Basic Materials) Equity, Since 31 May 24 \| 543349	4%	₹50 Cr	142,759
HDFC Bank Ltd (Financial Services) Equity, Since 31 Dec 10 \| HDFCBANK	3%	₹49 Cr	614,000 ↑ 84,000
Hindustan Aeronautics Ltd Ordinary Shares (Industrials) Equity, Since 31 Jul 23 \| HAL	3%	₹48 Cr	110,000
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Sep 24 \| BHARTIARTL	3%	₹44 Cr	235,000
Adani Ports & Special Economic Zone Ltd (Industrials) Equity, Since 30 Apr 25 \| ADANIPORTS	3%	₹41 Cr	224,000
Quality Power Electrical Equipments Ltd (Industrials) Equity, Since 31 Jul 25 \| QPOWER	3%	₹40 Cr	324,293
Power Finance Corp Ltd (Financial Services) Equity, Since 28 Feb 26 \| 532810	3%	₹38 Cr	885,000
NTPC Ltd (Utilities) Equity, Since 30 Apr 22 \| 532555	3%	₹37 Cr	1,041,000

5. Mahindra Mutual Fund Kar Bachat Yojana

The investment objective of the Scheme is to generate long-term capital appreciation through a diversified portfolio of equity and equity related securities. The Scheme does not guarantee or assure any returns.

Research Highlights for Mahindra Mutual Fund Kar Bachat Yojana

Bottom quartile AUM (₹884 Cr).
Established history (9+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 10.07% (bottom quartile).
3Y return: 9.02% (bottom quartile).
1Y return: 1.46% (bottom quartile).
Alpha: -6.56 (bottom quartile).
Sharpe: -0.74 (bottom quartile).
Information ratio: -1.37 (bottom quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
High-quality debt (AAA/AA ~100%).
Largest holding ICICI Bank Ltd (~9.5%).

Below is the key information for Mahindra Mutual Fund Kar Bachat Yojana

Mahindra Mutual Fund Kar Bachat Yojana Growth
Launch Date	18 Oct 16
NAV (10 Aug 26)	₹28.1543 ↑ 0.07 (0.26 %)
Net Assets (Cr)	₹884 on 30 Jun 26
Category	Equity - ELSS
AMC	Mahindra Asset Management Company Pvt. Ltd.
Rating	Not Rated
Risk	Moderately High
Expense Ratio	2.17
Sharpe Ratio	-0.75
Information Ratio	-1.37
Alpha Ratio	-6.56
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 Jul 21	₹10,000
31 Jul 22	₹10,737
31 Jul 23	₹12,621
31 Jul 24	₹16,825
31 Jul 25	₹16,450
31 Jul 26	₹16,154

Mahindra Mutual Fund Kar Bachat Yojana SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹395,578.
Net Profit of ₹95,578 Invest Now

Returns for Mahindra Mutual Fund Kar Bachat Yojana

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 14 Jan 22

Duration	Returns
1 Month	2.1%
3 Month	3.2%
6 Month	-3.2%
1 Year	1.5%
3 Year	9%
5 Year	10.1%
10 Year
15 Year
Since launch	11.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.5%
2023	12.3%
2022	25.8%
2021	2%
2020	39.4%
2019	14.1%
2018	4.5%
2017	-9.8%
2016	24.8%
2015

Fund Manager information for Mahindra Mutual Fund Kar Bachat Yojana

Name	Since	Tenure
Fatema Pacha	16 Oct 20	5.79 Yr.
Neelesh Dhamnaskar	16 Feb 26	0.45 Yr.

Data below for Mahindra Mutual Fund Kar Bachat Yojana as on 30 Jun 26

Equity Sector Allocation

Sector	Value
Financial Services	32.4%
Consumer Cyclical	16.29%
Industrials	10.17%
Health Care	8.91%
Technology	8.34%
Communication Services	6.34%
Consumer Defensive	6.22%
Energy	3.18%
Basic Materials	2.9%
Utility	1.53%
Real Estate	1.23%

Asset Allocation

Asset Class	Value
Cash	2.47%
Equity	97.51%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 May 19 \| ICICIBANK	9%	₹84 Cr	609,320
HDFC Bank Ltd (Financial Services) Equity, Since 31 Dec 16 \| HDFCBANK	8%	₹68 Cr	847,000
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Oct 24 \| BHARTIARTL	4%	₹37 Cr	202,000 ↑ 12,000
Bajaj Finance Ltd (Financial Services) Equity, Since 31 Jan 25 \| 500034	4%	₹31 Cr	308,000
Reliance Industries Ltd (Energy) Equity, Since 31 Mar 18 \| RELIANCE	3%	₹28 Cr	217,500
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Aug 18 \| LT	3%	₹27 Cr	65,169
Infosys Ltd (Technology) Equity, Since 29 Feb 20 \| INFY	3%	₹25 Cr	253,589
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 31 Aug 25 \| MARUTI	2%	₹21 Cr	14,900 ↑ 4,100
Axis Bank Ltd (Financial Services) Equity, Since 30 Apr 24 \| 532215	2%	₹21 Cr	156,000 ↑ 5,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Mar 26 \| KOTAKBANK	2%	₹20 Cr	510,000 ↑ 210,000

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