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FY 22 - 23க்கான முதல் 5 சிறந்த வரி சேமிப்பு ELSS மியூச்சுவல் ஃபண்டுகள்
சிறந்த பிற நிதிகள் அல்லது ஈக்விட்டி இணைக்கப்பட்ட சேமிப்புத் திட்டங்கள் (வரி சேமிப்பு) சமபங்கு பன்முகப்படுத்தப்பட்டவைபரஸ்பர நிதி இது முக்கியமாக ஈக்விட்டி-இணைக்கப்பட்ட கருவிகளில் (பங்குகள் மற்றும் பங்குகள் போன்றவை) முதலீடு செய்ய வேண்டும்சந்தை- இணைக்கப்பட்ட வருமானம். பொதுவாக, ஃபண்ட் கார்பஸில் 80% ஈக்விட்டியிலும் மீதமுள்ளவை கடன் கருவிகளிலும் முதலீடு செய்யப்படுகிறது.
சிறந்தELSS நிதிகள் வரிச் சலுகைகளை வழங்குவதால், அவை வரி சேமிப்பு மியூச்சுவல் ஃபண்டுகள் என்றும் அறியப்படுகின்றனபிரிவு 80C இன்வருமான வரி நாடகம். மேலும், ELSS மியூச்சுவல் ஃபண்டுகள் திறந்த நிலையில் உள்ளன, அதாவது முதலீட்டாளர்கள் எப்போது வேண்டுமானாலும் இந்த நிதிகளில் சந்தா செலுத்தலாம்.
இருப்பினும், முன்புமுதலீடு இந்த வரி சேமிப்பு மியூச்சுவல் ஃபண்டுகளில், சிறந்த ELSS நிதிகளின் பட்டியலைக் கருத்தில் கொள்ள பரிந்துரைக்கப்படுகிறது.
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FY 22 - 23 இல் முதலீடு செய்ய சிறந்த 5 ELSS நிதிகள்
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) BOI AXA Tax Advantage Fund Growth ₹163.09
↑ 0.37 ₹1,398 8.9 -2.2 -5.1 23.8 25.9 21.6 Mahindra Mutual Fund Kar Bachat Yojana Growth ₹29.1068
↓ -0.10 ₹950 10.3 7.1 5.1 20.2 23.3 12.3 Principal Tax Savings Fund Growth ₹514.165
↓ -1.37 ₹1,359 9.3 4.8 5.6 19.9 23 15.8 PGIM India Tax Savings Fund Growth ₹35.58
↓ -0.11 ₹772 9.4 3.7 7.1 18 22.5 15.6 Edelweiss Long Term Equity Fund Growth ₹112.67
↑ 0.06 ₹412 10.9 3.7 4.7 21.3 22.4 20 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 30 Jun 25
The Scheme seeks to generate long-term capital growth from a diversified portfolio of predominantly equity and equity-related securities across all market capitalisations. The Scheme is in the nature of diversified multi-cap fund. The Scheme is not providing any assured or guaranteed returns.(There can be no assurance that the investment objectives of the Scheme will be realized.) BOI AXA Tax Advantage Fund is a Equity - ELSS fund was launched on 25 Feb 09. It is a fund with Moderately High risk and has given a Below is the key information for BOI AXA Tax Advantage Fund Returns up to 1 year are on The investment objective of the Scheme is to generate long-term capital appreciation through a diversified portfolio of equity and equity related securities. The Scheme does not guarantee or assure any returns. Mahindra Mutual Fund Kar Bachat Yojana is a Equity - ELSS fund was launched on 18 Oct 16. It is a fund with Moderately High risk and has given a Below is the key information for Mahindra Mutual Fund Kar Bachat Yojana Returns up to 1 year are on To build a high quality growth-oriented portfolio to provide long-term capital gains to the investors, the scheme aims at providing returns through capital appreciation. Principal Tax Savings Fund is a Equity - ELSS fund was launched on 31 Mar 96. It is a fund with Moderately High risk and has given a Below is the key information for Principal Tax Savings Fund Returns up to 1 year are on "The primary objective of the Scheme is to generate long-term capital appreciation by predominantly investing in equity & equity related instruments and to enable eligible investors to
avail deduction from total income, as permitted under the Income Tax Act, 1961 as amended from time to time. However, there is no assurance that the investment objective
shall be realize" PGIM India Tax Savings Fund is a Equity - ELSS fund was launched on 11 Dec 15. It is a fund with Moderately High risk and has given a Below is the key information for PGIM India Tax Savings Fund Returns up to 1 year are on (Erstwhile Edelweiss ELSS Fund) The primary objective of the scheme is to generate long-term capital appreciation with an option of periodic payouts at the end of lock in periods from a portfolio that invests predominantly in equity and equity related instruments. Edelweiss Long Term Equity Fund is a Equity - ELSS fund was launched on 30 Dec 08. It is a fund with Moderately High risk and has given a Below is the key information for Edelweiss Long Term Equity Fund Returns up to 1 year are on 1. BOI AXA Tax Advantage Fund
CAGR/Annualized return of 18.6% since its launch. Ranked 13 in ELSS category. Return for 2024 was 21.6% , 2023 was 34.8% and 2022 was -1.3% . BOI AXA Tax Advantage Fund
Growth Launch Date 25 Feb 09 NAV (30 Jun 25) ₹163.09 ↑ 0.37 (0.23 %) Net Assets (Cr) ₹1,398 on 31 May 25 Category Equity - ELSS AMC BOI AXA Investment Mngrs Private Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 2.37 Sharpe Ratio -0.27 Information Ratio 0.4 Alpha Ratio -9.18 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 30 Jun 20 ₹10,000 30 Jun 21 ₹17,492 30 Jun 22 ₹16,681 30 Jun 23 ₹21,090 30 Jun 24 ₹33,338 Returns for BOI AXA Tax Advantage Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Jun 25 Duration Returns 1 Month 2.5% 3 Month 8.9% 6 Month -2.2% 1 Year -5.1% 3 Year 23.8% 5 Year 25.9% 10 Year 15 Year Since launch 18.6% Historical performance (Yearly) on absolute basis
Year Returns 2024 21.6% 2023 34.8% 2022 -1.3% 2021 41.5% 2020 31.2% 2019 14.6% 2018 -16.3% 2017 57.7% 2016 -1.2% 2015 2.1% Fund Manager information for BOI AXA Tax Advantage Fund
Name Since Tenure Alok Singh 27 Apr 22 3.18 Yr. Data below for BOI AXA Tax Advantage Fund as on 31 May 25
Equity Sector Allocation
Sector Value Financial Services 26% Industrials 19.14% Basic Materials 15.82% Technology 7.68% Utility 6.54% Consumer Cyclical 5.43% Consumer Defensive 5.06% Real Estate 2.77% Health Care 2.66% Communication Services 2.47% Energy 1.38% Asset Allocation
Asset Class Value Cash 4.15% Equity 95.84% Debt 0.01% Top Securities Holdings / Portfolio
Name Holding Value Quantity State Bank of India (Financial Services)
Equity, Since 31 Oct 21 | SBIN5% ₹68 Cr 839,000 Vedanta Ltd (Basic Materials)
Equity, Since 31 Mar 24 | VEDL4% ₹61 Cr 1,412,000 Coforge Ltd (Technology)
Equity, Since 30 Jun 23 | COFORGE4% ₹56 Cr 65,600 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 10 | HDFCBANK4% ₹55 Cr 285,000
↓ -70,000 Hindustan Aeronautics Ltd Ordinary Shares (Industrials)
Equity, Since 31 Jul 23 | HAL4% ₹52 Cr 105,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 18 | ICICIBANK3% ₹44 Cr 305,000
↓ -24,000 Prudent Corporate Advisory Services Ltd (Financial Services)
Equity, Since 31 Oct 23 | 5435273% ₹39 Cr 132,407 Acutaas Chemicals Ltd (Basic Materials)
Equity, Since 31 May 24 | 5433493% ₹37 Cr 317,800 Coromandel International Ltd (Basic Materials)
Equity, Since 31 Jan 23 | COROMANDEL3% ₹36 Cr 157,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Sep 24 | BHARTIARTL2% ₹35 Cr 186,000 2. Mahindra Mutual Fund Kar Bachat Yojana
CAGR/Annualized return of 13% since its launch. Return for 2024 was 12.3% , 2023 was 25.8% and 2022 was 2% . Mahindra Mutual Fund Kar Bachat Yojana
Growth Launch Date 18 Oct 16 NAV (30 Jun 25) ₹29.1068 ↓ -0.10 (-0.35 %) Net Assets (Cr) ₹950 on 31 May 25 Category Equity - ELSS AMC Mahindra Asset Management Company Pvt. Ltd. Rating Risk Moderately High Expense Ratio 2.26 Sharpe Ratio 0.14 Information Ratio -0.5 Alpha Ratio -0.98 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 30 Jun 20 ₹10,000 30 Jun 21 ₹16,384 30 Jun 22 ₹16,408 30 Jun 23 ₹20,640 30 Jun 24 ₹27,127 Returns for Mahindra Mutual Fund Kar Bachat Yojana
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Jun 25 Duration Returns 1 Month 3.5% 3 Month 10.3% 6 Month 7.1% 1 Year 5.1% 3 Year 20.2% 5 Year 23.3% 10 Year 15 Year Since launch 13% Historical performance (Yearly) on absolute basis
Year Returns 2024 12.3% 2023 25.8% 2022 2% 2021 39.4% 2020 14.1% 2019 4.5% 2018 -9.8% 2017 24.8% 2016 2015 Fund Manager information for Mahindra Mutual Fund Kar Bachat Yojana
Name Since Tenure Manish Lodha 21 Dec 20 4.53 Yr. Fatema Pacha 16 Oct 20 4.71 Yr. Data below for Mahindra Mutual Fund Kar Bachat Yojana as on 31 May 25
Equity Sector Allocation
Sector Value Financial Services 36.02% Consumer Cyclical 15.53% Industrials 9.52% Technology 8.18% Basic Materials 7.27% Consumer Defensive 6.72% Energy 5.5% Communication Services 4.19% Health Care 2.96% Utility 1.98% Asset Allocation
Asset Class Value Cash 2.12% Equity 97.88% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 16 | HDFCBANK9% ₹87 Cr 446,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 May 19 | ICICIBANK9% ₹83 Cr 575,120 Reliance Industries Ltd (Energy)
Equity, Since 31 Mar 18 | RELIANCE6% ₹52 Cr 367,708 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Aug 18 | LT4% ₹38 Cr 102,761 Axis Bank Ltd (Financial Services)
Equity, Since 30 Apr 24 | AXISBANK4% ₹38 Cr 315,000 Infosys Ltd (Technology)
Equity, Since 29 Feb 20 | INFY4% ₹36 Cr 229,498
↑ 7,000 Tata Consultancy Services Ltd (Technology)
Equity, Since 31 May 19 | TCS3% ₹32 Cr 93,476 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Oct 24 | BHARTIARTL3% ₹29 Cr 157,000 Hindustan Unilever Ltd (Consumer Defensive)
Equity, Since 30 Apr 20 | HINDUNILVR3% ₹27 Cr 116,000 State Bank of India (Financial Services)
Equity, Since 29 Feb 24 | SBIN3% ₹25 Cr 308,000 3. Principal Tax Savings Fund
CAGR/Annualized return of 16% since its launch. Ranked 8 in ELSS category. Return for 2024 was 15.8% , 2023 was 24.5% and 2022 was 4.3% . Principal Tax Savings Fund
Growth Launch Date 31 Mar 96 NAV (30 Jun 25) ₹514.165 ↓ -1.37 (-0.27 %) Net Assets (Cr) ₹1,359 on 31 May 25 Category Equity - ELSS AMC Principal Pnb Asset Mgmt. Co. Priv. Ltd. Rating ☆☆☆☆ Risk Moderately High Expense Ratio 2.26 Sharpe Ratio 0.21 Information Ratio -0.44 Alpha Ratio 0.21 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 30 Jun 20 ₹10,000 30 Jun 21 ₹15,903 30 Jun 22 ₹16,303 30 Jun 23 ₹20,115 30 Jun 24 ₹26,606 Returns for Principal Tax Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Jun 25 Duration Returns 1 Month 2.9% 3 Month 9.3% 6 Month 4.8% 1 Year 5.6% 3 Year 19.9% 5 Year 23% 10 Year 15 Year Since launch 16% Historical performance (Yearly) on absolute basis
Year Returns 2024 15.8% 2023 24.5% 2022 4.3% 2021 32.1% 2020 18.9% 2019 2.5% 2018 -9.2% 2017 48.8% 2016 6.2% 2015 2.7% Fund Manager information for Principal Tax Savings Fund
Name Since Tenure Rohit Seksaria 1 Jan 22 3.42 Yr. Bharath Subramanian 2 Jun 25 0 Yr. Data below for Principal Tax Savings Fund as on 31 May 25
Equity Sector Allocation
Sector Value Financial Services 32.66% Industrials 11.51% Consumer Cyclical 11.42% Health Care 7.09% Consumer Defensive 7.05% Basic Materials 7.03% Technology 6.38% Energy 5.79% Communication Services 4.7% Utility 1.82% Asset Allocation
Asset Class Value Cash 4.52% Equity 95.48% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 09 | HDFCBANK9% ₹125 Cr 644,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK8% ₹107 Cr 737,000 Reliance Industries Ltd (Energy)
Equity, Since 31 Dec 21 | RELIANCE5% ₹62 Cr 434,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Mar 13 | LT3% ₹46 Cr 126,000 Axis Bank Ltd (Financial Services)
Equity, Since 30 Sep 17 | AXISBANK3% ₹44 Cr 366,000 State Bank of India (Financial Services)
Equity, Since 30 Apr 05 | SBIN3% ₹43 Cr 532,000 Infosys Ltd (Technology)
Equity, Since 31 Jan 09 | INFY3% ₹43 Cr 276,000 ITC Ltd (Consumer Defensive)
Equity, Since 31 Jan 23 | ITC3% ₹40 Cr 951,000 Force Motors Ltd (Consumer Cyclical)
Equity, Since 30 Nov 21 | 5000332% ₹30 Cr 24,000 UltraTech Cement Ltd (Basic Materials)
Equity, Since 31 Jan 14 | ULTRACEMCO2% ₹30 Cr 27,000 4. PGIM India Tax Savings Fund
CAGR/Annualized return of 14.2% since its launch. Return for 2024 was 15.6% , 2023 was 19.5% and 2022 was 4.7% . PGIM India Tax Savings Fund
Growth Launch Date 11 Dec 15 NAV (30 Jun 25) ₹35.58 ↓ -0.11 (-0.31 %) Net Assets (Cr) ₹772 on 31 May 25 Category Equity - ELSS AMC Pramerica Asset Managers Private Limited Rating Risk Moderately High Expense Ratio 2.32 Sharpe Ratio 0.37 Information Ratio -0.74 Alpha Ratio 2.79 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 30 Jun 20 ₹10,000 30 Jun 21 ₹16,184 30 Jun 22 ₹16,749 30 Jun 23 ₹20,689 30 Jun 24 ₹25,720 Returns for PGIM India Tax Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Jun 25 Duration Returns 1 Month 3.9% 3 Month 9.4% 6 Month 3.7% 1 Year 7.1% 3 Year 18% 5 Year 22.5% 10 Year 15 Year Since launch 14.2% Historical performance (Yearly) on absolute basis
Year Returns 2024 15.6% 2023 19.5% 2022 4.7% 2021 37.5% 2020 17.9% 2019 8.2% 2018 -6.4% 2017 39.3% 2016 1.7% 2015 Fund Manager information for PGIM India Tax Savings Fund
Name Since Tenure Bhupesh Kalyani 1 Apr 23 2.25 Yr. Vinay Paharia 1 Apr 23 2.25 Yr. Utsav Mehta 15 Apr 24 1.21 Yr. Vivek Sharma 15 Apr 24 1.21 Yr. Data below for PGIM India Tax Savings Fund as on 31 May 25
Equity Sector Allocation
Sector Value Financial Services 29.89% Industrials 11.67% Consumer Cyclical 11.41% Health Care 10.56% Technology 10.04% Basic Materials 7.05% Energy 6.51% Consumer Defensive 5.77% Communication Services 4.07% Real Estate 0.42% Asset Allocation
Asset Class Value Cash 2.48% Equity 97.39% Debt 0.13% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 15 | HDFCBANK9% ₹69 Cr 355,514 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Jan 16 | ICICIBANK9% ₹68 Cr 469,764 Reliance Industries Ltd (Energy)
Equity, Since 31 Aug 17 | RELIANCE7% ₹50 Cr 353,591 Bharti Airtel Ltd (Communication Services)
Equity, Since 28 Feb 19 | BHARTIARTL4% ₹28 Cr 148,605 Infosys Ltd (Technology)
Equity, Since 30 Jun 24 | INFY2% ₹19 Cr 122,500 ICICI Lombard General Insurance Co Ltd (Financial Services)
Equity, Since 31 Jul 23 | ICICIGI2% ₹19 Cr 98,882 Tata Consultancy Services Ltd (Technology)
Equity, Since 30 Apr 24 | TCS2% ₹18 Cr 53,406 Dixon Technologies (India) Ltd (Technology)
Equity, Since 30 Apr 23 | DIXON2% ₹18 Cr 12,000 Persistent Systems Ltd (Technology)
Equity, Since 29 Feb 24 | PERSISTENT2% ₹17 Cr 30,992 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 30 Jun 23 | KOTAKBANK2% ₹17 Cr 84,000 5. Edelweiss Long Term Equity Fund
CAGR/Annualized return of 15.8% since its launch. Ranked 25 in ELSS category. Return for 2024 was 20% , 2023 was 26.8% and 2022 was -0.1% . Edelweiss Long Term Equity Fund
Growth Launch Date 30 Dec 08 NAV (30 Jun 25) ₹112.67 ↑ 0.06 (0.05 %) Net Assets (Cr) ₹412 on 31 May 25 Category Equity - ELSS AMC Edelweiss Asset Management Limited Rating ☆☆ Risk Moderately High Expense Ratio 2.33 Sharpe Ratio 0.17 Information Ratio -0.25 Alpha Ratio -0.42 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 30 Jun 20 ₹10,000 30 Jun 21 ₹15,463 30 Jun 22 ₹15,383 30 Jun 23 ₹19,055 30 Jun 24 ₹26,226 Returns for Edelweiss Long Term Equity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Jun 25 Duration Returns 1 Month 4.4% 3 Month 10.9% 6 Month 3.7% 1 Year 4.7% 3 Year 21.3% 5 Year 22.4% 10 Year 15 Year Since launch 15.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 20% 2023 26.8% 2022 -0.1% 2021 30.4% 2020 13.7% 2019 9.2% 2018 -9.1% 2017 37.7% 2016 -1.1% 2015 6.7% Fund Manager information for Edelweiss Long Term Equity Fund
Name Since Tenure Ashwani Agarwalla 1 Aug 23 1.92 Yr. Trideep Bhattacharya 1 Aug 23 1.92 Yr. Raj Koradia 1 Aug 24 0.91 Yr. Data below for Edelweiss Long Term Equity Fund as on 31 May 25
Equity Sector Allocation
Sector Value Financial Services 36.52% Technology 11.2% Consumer Cyclical 9.73% Industrials 9.02% Health Care 8.19% Energy 6.51% Consumer Defensive 5.12% Basic Materials 4.76% Communication Services 3.79% Utility 2.26% Real Estate 1.37% Asset Allocation
Asset Class Value Cash 1.4% Equity 98.6% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 30 Nov 10 | HDFCBANK8% ₹31 Cr 160,598 ICICI Bank Ltd (Financial Services)
Equity, Since 31 May 17 | ICICIBANK6% ₹24 Cr 163,216 Reliance Industries Ltd (Energy)
Equity, Since 30 Jun 15 | RELIANCE5% ₹20 Cr 139,249 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Oct 19 | BHARTIARTL4% ₹16 Cr 84,003 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Sep 15 | LT3% ₹12 Cr 33,431 State Bank of India (Financial Services)
Equity, Since 31 May 18 | SBIN3% ₹12 Cr 149,214 BSE Ltd (Financial Services)
Equity, Since 31 Mar 24 | BSE3% ₹11 Cr 40,851 Infosys Ltd (Technology)
Equity, Since 31 Jul 15 | INFY2% ₹9 Cr 59,889 Trent Ltd (Consumer Cyclical)
Equity, Since 31 Jul 21 | TRENT2% ₹9 Cr 15,256 Bharat Electronics Ltd (Industrials)
Equity, Since 31 Aug 22 | BEL2% ₹8 Cr 219,943
ஆன்லைனில் ELSS நிதிகளில் முதலீடு செய்வது எப்படி?
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உங்கள் பதிவு மற்றும் KYC செயல்முறையை முடிக்கவும்
ஆவணங்களைப் பதிவேற்றவும் (PAN, ஆதார் போன்றவை).மேலும், நீங்கள் முதலீடு செய்ய தயாராக உள்ளீர்கள்!
இங்கு வழங்கப்பட்ட தகவல்கள் துல்லியமானவை என்பதை உறுதிப்படுத்த அனைத்து முயற்சிகளும் மேற்கொள்ளப்பட்டுள்ளன. இருப்பினும், தரவுகளின் சரியான தன்மை குறித்து எந்த உத்தரவாதமும் அளிக்கப்படவில்லை. முதலீடு செய்வதற்கு முன் திட்டத் தகவல் ஆவணத்துடன் சரிபார்க்கவும்.
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