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8 சிறந்த ELSS வரி சேமிப்பு மியூச்சுவல் ஃபண்டுகள் 2022 | fincash.com

ஃபின்காஷ் »பரஸ்பர நிதி »சிறந்த ELSS வரி சேமிப்பு மியூச்சுவல் ஃபண்டுகள்

8 சிறந்த ELSS வரி சேமிப்பு மியூச்சுவல் ஃபண்டுகள் 2022

Updated on June 28, 2025 , 64971 views

நிதியாண்டு முடிவடைவதால், உங்கள் வேலையைத் தொடங்குவதற்கான நேரம் இதுவரி திட்டமிடல். இந்தியாவில் பல வரி சேமிப்பு விருப்பங்களுடன்,ELSS வரிச் சேமிப்புக்கு அப்பாற்பட்ட பலன்களை வழங்குவதால் சிறந்ததாக விளங்குகிறது.

ELSS அல்லது ஈக்விட்டி இணைக்கப்பட்ட சேமிப்புத் திட்டங்கள் 3 வருட லாக்-இன் காலத்துடன் வருகிறது, இது மற்ற அனைத்து வரிச் சேமிப்புகளுடன் ஒப்பிடும் போது மிகக் குறைவான கையிருப்பாகும். மூலம்முதலீடு ELSS இல், ஒருவர் INR 1,50 வரை விலக்குகளைப் பெறலாம்,000 அவர்களின் வரிவிதிப்பிலிருந்துவருமானம் படிபிரிவு 80C இன்வருமான வரி நாடகம். ELSS நிதிகள் பங்கு மற்றும் தொடர்புடைய தயாரிப்புகளில் முதலீடு செய்யப்படும் நிதியின் பெரும்பகுதியுடன் சமபங்கு பன்முகப்படுத்தப்பட்டதால், அவை ஈக்விட்டி வருமானத்தையும் வழங்குகின்றன. இதன் பொருள் முதலீட்டாளர்கள் தங்கள் முதலீடுகளில் ஈக்விட்டி வருமானத்தையும் பெற முடியும்.

ELSS

இந்தத் திட்டத்தின் வேறு சில முக்கிய அம்சங்களைப் பார்ப்பதற்கு முன், சிறந்த ELSS வரிச் சேமிப்பைப் பார்ப்போம்பரஸ்பர நிதி 2022 - 2023 க்கு.

வரி சேமிப்புக்கு ELSS ஐ ஏன் தேர்வு செய்ய வேண்டும்?

ELSS இன் மற்ற முக்கிய நன்மைகள்:

வரி இல்லாத வருமானம்

பட்ஜெட் 2018 இன் படி, ELSS நீண்ட காலத்தை ஈர்க்கும்மூலதனம் ஆதாயங்கள் (LTCG). நீண்ட கால அடிப்படையில் முதலீட்டாளர்களுக்கு 10% வரி விதிக்கப்படும் (குறியீடு இல்லாமல்).மூலதன ஆதாயம் வரி. 1 லட்சம் வரையிலான லாபங்களுக்கு வரி இல்லை. 1 லட்சத்துக்கும் மேலான லாபங்களுக்கு 10% வரி பொருந்தும்.

குறைந்தபட்ச முதலீட்டுத் தொகை

ஒரு எடுத்துக்கொள்வதன் மூலம்எஸ்ஐபி வழியில், முதலீட்டாளர்கள் 500 ரூபாய்க்கு குறைவான தொகையை முதலீடு செய்யலாம். இது ஒரு தனிநபரை அனுமதிக்கிறதுபணத்தை சேமி மொத்த தொகைக்கு பதிலாக ஒவ்வொரு மாதமும்.

ஈக்விட்டி ரிட்டர்ன்ஸ்

இந்த மியூச்சுவல் ஃபண்டுகள் ஈக்விட்டி தொடர்பான கருவிகளில் முதலீடு செய்வதால், நீங்கள் முதலீடு செய்யும் பணம் பங்குகளாக வளரும்சந்தை வளர்கிறது. எனவே, ELSS நிதிகளில் ஆதாயங்கள் அதிகம்.

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சிறந்த செயல்திறன் கொண்ட ELSS வரி சேமிப்பு மியூச்சுவல் ஃபண்டுகள் FY 22 - 23

FundNAVNet Assets (Cr)Rating3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2024 (%)
Motilal Oswal Long Term Equity Fund Growth ₹53.4405
↑ 0.70
₹4,360Not Rated17-3.810.532.72847.7
IDFC Tax Advantage (ELSS) Fund Growth ₹153.894
↓ -0.43
₹6,9558.94.42.820.726.913.1
Franklin India Taxshield Growth ₹1,506.09
↓ -5.98
₹6,7199.52.86.324.926.522.4
BOI AXA Tax Advantage Fund Growth ₹163.09
↑ 0.37
₹1,3988.9-2.2-5.123.825.921.6
JM Tax Gain Fund Growth ₹48.9558
↓ -0.02
₹1999.60.11.225.425.629
L&T Tax Advantage Fund Growth ₹136.68
↑ 0.24
₹4,12911.20.96.225.723.633
Kotak Tax Saver Fund Growth ₹117.839
↑ 0.12
₹6,26610.72.11.621.923.521.8
Mahindra Mutual Fund Kar Bachat Yojana Growth ₹29.1068
↓ -0.10
₹950Not Rated10.37.15.120.223.312.3
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 30 Jun 25

*மேலே ELSS பட்டியல் உள்ளது -ஈக்விட்டி மியூச்சுவல் ஃபண்டுகள் இடையே நிகர சொத்துக்கள் உள்ளன100 - 15000 கடந்த 3 ஆண்டுகளில் இருந்து கோடி மற்றும் சொத்துகளை நிர்வகித்தல். கடந்த 5 வருட வருமானத்தின் அடிப்படையில் வரிசைப்படுத்தப்பட்டதுவருடாந்திர /சிஏஜிஆர் அடிப்படை.

ELSS நிதியில் யார் முதலீடு செய்யலாம்?

பொதுவாக, ELSS மியூச்சுவல் ஃபண்டுகள், வரி திட்டமிடல் மற்றும் பணத்தைச் சேமிப்பதற்காக சந்தை தொடர்பான அபாயங்களை எடுக்கத் தயாராக இருக்கும் அனைத்து வகையான முதலீட்டாளர்களுக்கும் ஏற்றது. ELSS நிதிகளில் யார் வேண்டுமானாலும் தங்கள் வாழ்க்கையில் எந்த நேரத்திலும் முதலீடு செய்யலாம். இருப்பினும், உங்கள் தொழில் வாழ்க்கையின் ஆரம்ப கட்டத்தில் வரிச் சேமிப்பு ELSS நிதிகளில் முதலீடு செய்ய பரிந்துரைக்கப்படுகிறது, இதனால் உங்கள் பணம் காலப்போக்கில் வளரும் மற்றும் நீங்கள் சிறந்த வருமானத்தைப் பெறுவீர்கள்.

எனவே, வரியைச் சேமித்து முதலீடு செய்வதன் மூலம் ஒரே நேரத்தில் நல்ல வருமானத்தைப் பெறுங்கள்சிறந்த பிற நிதிகள். ELSS ஃபண்டுகளில் முதலீடு செய்யப்படும் தொகை 3 ஆண்டுகளுக்குப் பூட்டப்பட்டுள்ளது என்பதை முதலீட்டாளர்கள் அறிந்திருக்க வேண்டும்.

முதலீட்டாளர்கள் ELSS மியூச்சுவல் ஃபண்டுகளில் SIP (சிஸ்டமேடிக்) லம்ப்சம் (ஒரு முறை) முதலீடு செய்யலாம்முதலீட்டுத் திட்டம்) தொடக்கநிலையாளர்கள் பொதுவாக SIP ஐப் பயன்படுத்தி முதலீடு செய்வது அவர்களுக்கு மிகவும் பொருத்தமானது என அறிவுறுத்தப்படுகிறது.

1. Motilal Oswal Long Term Equity Fund

(Erstwhile Motilal Oswal MOSt Focused Long Term Fund)

The investment objective of the Scheme is to generate long-term capital appreciation from a diversified portfolio of predominantly equity and equity related instruments. However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved.

Motilal Oswal Long Term Equity Fund is a Equity - ELSS fund was launched on 21 Jan 15. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 17.4% since its launch.  Return for 2024 was 47.7% , 2023 was 37% and 2022 was 1.8% .

Below is the key information for Motilal Oswal Long Term Equity Fund

Motilal Oswal Long Term Equity Fund
Growth
Launch Date 21 Jan 15
NAV (30 Jun 25) ₹53.4405 ↑ 0.70   (1.32 %)
Net Assets (Cr) ₹4,360 on 31 May 25
Category Equity - ELSS
AMC Motilal Oswal Asset Management Co. Ltd
Rating Not Rated
Risk Moderately High
Expense Ratio 0.74
Sharpe Ratio 0.44
Information Ratio 0.98
Alpha Ratio 7.68
Min Investment 500
Min SIP Investment 500
Exit Load NIL

Growth of 10,000 investment over the years.

DateValue
30 Jun 20₹10,000
30 Jun 21₹15,667
30 Jun 22₹14,668
30 Jun 23₹19,681
30 Jun 24₹31,051

Motilal Oswal Long Term Equity Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹598,181.
Net Profit of ₹298,181
Invest Now

Returns for Motilal Oswal Long Term Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Jun 25

DurationReturns
1 Month 3.1%
3 Month 17%
6 Month -3.8%
1 Year 10.5%
3 Year 32.7%
5 Year 28%
10 Year
15 Year
Since launch 17.4%
Historical performance (Yearly) on absolute basis
YearReturns
2024 47.7%
2023 37%
2022 1.8%
2021 32.1%
2020 8.8%
2019 13.2%
2018 -8.7%
2017 44%
2016 12.5%
2015
Fund Manager information for Motilal Oswal Long Term Equity Fund
NameSinceTenure
Ajay Khandelwal11 Dec 231.47 Yr.
Rakesh Shetty22 Nov 222.53 Yr.
Atul Mehra1 Oct 240.67 Yr.

Data below for Motilal Oswal Long Term Equity Fund as on 31 May 25

Equity Sector Allocation
SectorValue
Industrials37.3%
Consumer Cyclical20.59%
Financial Services17.43%
Technology8.6%
Real Estate6.27%
Basic Materials5.67%
Health Care2.96%
Asset Allocation
Asset ClassValue
Cash1.18%
Equity98.82%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Trent Ltd (Consumer Cyclical)
Equity, Since 31 Aug 22 | TRENT
6%₹240 Cr425,260
Eternal Ltd (Consumer Cyclical)
Equity, Since 31 Oct 23 | 543320
5%₹236 Cr9,923,692
Bharat Dynamics Ltd Ordinary Shares (Industrials)
Equity, Since 31 Dec 23 | BDL
5%₹213 Cr1,056,315
Kaynes Technology India Ltd (Industrials)
Equity, Since 30 Jun 23 | KAYNES
4%₹178 Cr297,751
Suzlon Energy Ltd (Industrials)
Equity, Since 31 Jan 24 | SUZLON
4%₹177 Cr24,702,337
Inox Wind Ltd (Industrials)
Equity, Since 31 Dec 23 | 539083
4%₹159 Cr8,173,777
Amber Enterprises India Ltd Ordinary Shares (Consumer Cyclical)
Equity, Since 31 Mar 24 | AMBER
4%₹156 Cr240,350
Multi Commodity Exchange of India Ltd (Financial Services)
Equity, Since 29 Feb 24 | MCX
4%₹155 Cr235,083
Prestige Estates Projects Ltd (Real Estate)
Equity, Since 31 Oct 23 | PRESTIGE
4%₹155 Cr1,055,205
Bharat Electronics Ltd (Industrials)
Equity, Since 30 Apr 24 | BEL
3%₹152 Cr3,950,000

2. IDFC Tax Advantage (ELSS) Fund

The investment objective of the Scheme is to seek to generate long term capital growth from a diversified portfolio of predominantly equity and equity related securities. There can be no assurance that the investment objective of the scheme will be realised.

IDFC Tax Advantage (ELSS) Fund is a Equity - ELSS fund was launched on 26 Dec 08. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 18% since its launch.  Ranked 3 in ELSS category.  Return for 2024 was 13.1% , 2023 was 28.3% and 2022 was 4.2% .

Below is the key information for IDFC Tax Advantage (ELSS) Fund

IDFC Tax Advantage (ELSS) Fund
Growth
Launch Date 26 Dec 08
NAV (30 Jun 25) ₹153.894 ↓ -0.43   (-0.28 %)
Net Assets (Cr) ₹6,955 on 31 May 25
Category Equity - ELSS
AMC IDFC Asset Management Company Limited
Rating
Risk Moderately High
Expense Ratio 1.79
Sharpe Ratio 0.04
Information Ratio -0.26
Alpha Ratio -2.02
Min Investment 500
Min SIP Investment 500
Exit Load NIL

Growth of 10,000 investment over the years.

DateValue
30 Jun 20₹10,000
30 Jun 21₹18,330
30 Jun 22₹18,706
30 Jun 23₹23,871
30 Jun 24₹31,978

IDFC Tax Advantage (ELSS) Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹584,107.
Net Profit of ₹284,107
Invest Now

Returns for IDFC Tax Advantage (ELSS) Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Jun 25

DurationReturns
1 Month 2.9%
3 Month 8.9%
6 Month 4.4%
1 Year 2.8%
3 Year 20.7%
5 Year 26.9%
10 Year
15 Year
Since launch 18%
Historical performance (Yearly) on absolute basis
YearReturns
2024 13.1%
2023 28.3%
2022 4.2%
2021 49.2%
2020 18.7%
2019 1.9%
2018 -9.4%
2017 53.4%
2016 0.4%
2015 6.9%
Fund Manager information for IDFC Tax Advantage (ELSS) Fund
NameSinceTenure
Daylynn Pinto20 Oct 168.62 Yr.
Ritika Behera7 Oct 231.65 Yr.
Gaurav Satra10 Jun 240.98 Yr.

Data below for IDFC Tax Advantage (ELSS) Fund as on 31 May 25

Equity Sector Allocation
SectorValue
Financial Services32.39%
Consumer Cyclical9.66%
Basic Materials9.11%
Technology8.32%
Consumer Defensive8.1%
Energy7.66%
Health Care6.57%
Industrials5.94%
Communication Services2.67%
Real Estate1.61%
Utility1.13%
Asset Allocation
Asset ClassValue
Cash6.45%
Equity93.55%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 30 Sep 14 | HDFCBANK
8%₹554 Cr2,850,000
Reliance Industries Ltd (Energy)
Equity, Since 31 Jul 18 | RELIANCE
7%₹469 Cr3,300,000
ICICI Bank Ltd (Financial Services)
Equity, Since 31 May 16 | ICICIBANK
6%₹390 Cr2,700,000
Axis Bank Ltd (Financial Services)
Equity, Since 30 Apr 21 | AXISBANK
5%₹346 Cr2,900,000
Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Oct 21 | TCS
4%₹294 Cr850,000
↑ 25,000
Infosys Ltd (Technology)
Equity, Since 31 Jul 15 | INFY
3%₹211 Cr1,350,000
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Jul 23 | KOTAKBANK
3%₹207 Cr1,000,000
↑ 225,000
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Jan 20 | BHARTIARTL
3%₹186 Cr1,000,000
Hero MotoCorp Ltd (Consumer Cyclical)
Equity, Since 31 Aug 23 | HEROMOTOCO
2%₹151 Cr350,000
↑ 25,000
Jindal Steel & Power Ltd (Basic Materials)
Equity, Since 31 Mar 18 | JINDALSTEL
2%₹142 Cr1,500,000

3. Franklin India Taxshield

The primary objective for Franklin IndiaTaxshield is to provide medium to long term growth of capital along with income tax rebate

Franklin India Taxshield is a Equity - ELSS fund was launched on 10 Apr 99. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 21.1% since its launch.  Ranked 28 in ELSS category.  Return for 2024 was 22.4% , 2023 was 31.2% and 2022 was 5.4% .

Below is the key information for Franklin India Taxshield

Franklin India Taxshield
Growth
Launch Date 10 Apr 99
NAV (30 Jun 25) ₹1,506.09 ↓ -5.98   (-0.40 %)
Net Assets (Cr) ₹6,719 on 31 May 25
Category Equity - ELSS
AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating
Risk Moderately High
Expense Ratio 1.83
Sharpe Ratio 0.3
Information Ratio 1.1
Alpha Ratio 1.73
Min Investment 500
Min SIP Investment 500
Exit Load NIL

Growth of 10,000 investment over the years.

DateValue
30 Jun 20₹10,000
30 Jun 21₹16,749
30 Jun 22₹16,588
30 Jun 23₹20,886
30 Jun 24₹30,428

Franklin India Taxshield SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹584,107.
Net Profit of ₹284,107
Invest Now

Returns for Franklin India Taxshield

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Jun 25

DurationReturns
1 Month 2.8%
3 Month 9.5%
6 Month 2.8%
1 Year 6.3%
3 Year 24.9%
5 Year 26.5%
10 Year
15 Year
Since launch 21.1%
Historical performance (Yearly) on absolute basis
YearReturns
2024 22.4%
2023 31.2%
2022 5.4%
2021 36.7%
2020 9.8%
2019 5.1%
2018 -3%
2017 29.1%
2016 4.7%
2015 4%
Fund Manager information for Franklin India Taxshield
NameSinceTenure
R. Janakiraman2 May 169.09 Yr.
Rajasa Kakulavarapu1 Dec 231.5 Yr.

Data below for Franklin India Taxshield as on 31 May 25

Equity Sector Allocation
SectorValue
Financial Services30.35%
Industrials11.97%
Consumer Cyclical11.02%
Technology9.19%
Health Care6.51%
Consumer Defensive5.51%
Basic Materials5.19%
Utility5.02%
Communication Services4.77%
Energy3.12%
Real Estate1.78%
Asset Allocation
Asset ClassValue
Cash5.55%
Equity94.45%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 18 | ICICIBANK
10%₹657 Cr4,546,914
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 07 | HDFCBANK
9%₹634 Cr3,260,417
Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Dec 19 | LT
5%₹325 Cr883,853
Infosys Ltd (Technology)
Equity, Since 29 Feb 12 | INFY
4%₹300 Cr1,922,741
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Jan 07 | BHARTIARTL
4%₹282 Cr1,517,753
↓ -268,992
Axis Bank Ltd (Financial Services)
Equity, Since 30 Jun 14 | AXISBANK
4%₹269 Cr2,252,948
HCL Technologies Ltd (Technology)
Equity, Since 31 Oct 21 | HCLTECH
4%₹239 Cr1,462,587
Reliance Industries Ltd (Energy)
Equity, Since 31 May 22 | RELIANCE
3%₹209 Cr1,472,922
↑ 23,116
United Spirits Ltd (Consumer Defensive)
Equity, Since 31 Oct 18 | UNITDSPR
3%₹194 Cr1,276,457
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 30 Nov 17 | KOTAKBANK
3%₹190 Cr917,310

4. BOI AXA Tax Advantage Fund

The Scheme seeks to generate long-term capital growth from a diversified portfolio of predominantly equity and equity-related securities across all market capitalisations. The Scheme is in the nature of diversified multi-cap fund. The Scheme is not providing any assured or guaranteed returns.(There can be no assurance that the investment objectives of the Scheme will be realized.)

BOI AXA Tax Advantage Fund is a Equity - ELSS fund was launched on 25 Feb 09. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 18.6% since its launch.  Ranked 13 in ELSS category.  Return for 2024 was 21.6% , 2023 was 34.8% and 2022 was -1.3% .

Below is the key information for BOI AXA Tax Advantage Fund

BOI AXA Tax Advantage Fund
Growth
Launch Date 25 Feb 09
NAV (30 Jun 25) ₹163.09 ↑ 0.37   (0.23 %)
Net Assets (Cr) ₹1,398 on 31 May 25
Category Equity - ELSS
AMC BOI AXA Investment Mngrs Private Ltd
Rating
Risk Moderately High
Expense Ratio 2.37
Sharpe Ratio -0.27
Information Ratio 0.4
Alpha Ratio -9.18
Min Investment 500
Min SIP Investment 500
Exit Load NIL

Growth of 10,000 investment over the years.

DateValue
30 Jun 20₹10,000
30 Jun 21₹17,492
30 Jun 22₹16,681
30 Jun 23₹21,090
30 Jun 24₹33,338

BOI AXA Tax Advantage Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹570,326.
Net Profit of ₹270,326
Invest Now

Returns for BOI AXA Tax Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Jun 25

DurationReturns
1 Month 2.5%
3 Month 8.9%
6 Month -2.2%
1 Year -5.1%
3 Year 23.8%
5 Year 25.9%
10 Year
15 Year
Since launch 18.6%
Historical performance (Yearly) on absolute basis
YearReturns
2024 21.6%
2023 34.8%
2022 -1.3%
2021 41.5%
2020 31.2%
2019 14.6%
2018 -16.3%
2017 57.7%
2016 -1.2%
2015 2.1%
Fund Manager information for BOI AXA Tax Advantage Fund
NameSinceTenure
Alok Singh27 Apr 223.18 Yr.

Data below for BOI AXA Tax Advantage Fund as on 31 May 25

Equity Sector Allocation
SectorValue
Financial Services26%
Industrials19.14%
Basic Materials15.82%
Technology7.68%
Utility6.54%
Consumer Cyclical5.43%
Consumer Defensive5.06%
Real Estate2.77%
Health Care2.66%
Communication Services2.47%
Energy1.38%
Asset Allocation
Asset ClassValue
Cash4.15%
Equity95.84%
Debt0.01%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
State Bank of India (Financial Services)
Equity, Since 31 Oct 21 | SBIN
5%₹68 Cr839,000
Vedanta Ltd (Basic Materials)
Equity, Since 31 Mar 24 | VEDL
4%₹61 Cr1,412,000
Coforge Ltd (Technology)
Equity, Since 30 Jun 23 | COFORGE
4%₹56 Cr65,600
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 10 | HDFCBANK
4%₹55 Cr285,000
↓ -70,000
Hindustan Aeronautics Ltd Ordinary Shares (Industrials)
Equity, Since 31 Jul 23 | HAL
4%₹52 Cr105,000
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 18 | ICICIBANK
3%₹44 Cr305,000
↓ -24,000
Prudent Corporate Advisory Services Ltd (Financial Services)
Equity, Since 31 Oct 23 | 543527
3%₹39 Cr132,407
Acutaas Chemicals Ltd (Basic Materials)
Equity, Since 31 May 24 | 543349
3%₹37 Cr317,800
Coromandel International Ltd (Basic Materials)
Equity, Since 31 Jan 23 | COROMANDEL
3%₹36 Cr157,000
Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Sep 24 | BHARTIARTL
2%₹35 Cr186,000

5. JM Tax Gain Fund

The investment objective is to generate long-term capital growth from a diversified and actively managed portfolio of equity and equity related securities and to enable investors a deduction from total income, as permitted under the Income Tax Act, 1961 from time to time. However, there can be no assurance that the investment objectives of the Scheme will be realized. The Scheme does not guarantee/indicate any returns.

JM Tax Gain Fund is a Equity - ELSS fund was launched on 31 Mar 08. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 9.6% since its launch.  Ranked 18 in ELSS category.  Return for 2024 was 29% , 2023 was 30.9% and 2022 was 0.5% .

Below is the key information for JM Tax Gain Fund

JM Tax Gain Fund
Growth
Launch Date 31 Mar 08
NAV (30 Jun 25) ₹48.9558 ↓ -0.02   (-0.04 %)
Net Assets (Cr) ₹199 on 31 May 25
Category Equity - ELSS
AMC JM Financial Asset Management Limited
Rating
Risk Moderately High
Expense Ratio 2.4
Sharpe Ratio 0.04
Information Ratio 0.52
Alpha Ratio -2.44
Min Investment 500
Min SIP Investment 500
Exit Load NIL

Growth of 10,000 investment over the years.

DateValue
30 Jun 20₹10,000
30 Jun 21₹15,986
30 Jun 22₹15,856
30 Jun 23₹20,731
30 Jun 24₹30,855

JM Tax Gain Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹570,326.
Net Profit of ₹270,326
Invest Now

Returns for JM Tax Gain Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Jun 25

DurationReturns
1 Month 4.3%
3 Month 9.6%
6 Month 0.1%
1 Year 1.2%
3 Year 25.4%
5 Year 25.6%
10 Year
15 Year
Since launch 9.6%
Historical performance (Yearly) on absolute basis
YearReturns
2024 29%
2023 30.9%
2022 0.5%
2021 32.2%
2020 18.3%
2019 14.9%
2018 -4.6%
2017 42.6%
2016 5.2%
2015 -0.6%
Fund Manager information for JM Tax Gain Fund
NameSinceTenure
Satish Ramanathan1 Oct 240.67 Yr.
Asit Bhandarkar31 Dec 213.42 Yr.
Ruchi Fozdar4 Oct 240.66 Yr.
Deepak Gupta11 Apr 250.14 Yr.

Data below for JM Tax Gain Fund as on 31 May 25

Equity Sector Allocation
SectorValue
Financial Services29.82%
Consumer Cyclical13.16%
Technology11.93%
Basic Materials11.65%
Industrials11.44%
Health Care8.44%
Consumer Defensive3.73%
Communication Services2.87%
Utility2.14%
Energy1.1%
Real Estate1.03%
Asset Allocation
Asset ClassValue
Cash2.68%
Equity97.32%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Mar 22 | ICICIBANK
6%₹11 Cr77,975
Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Nov 10 | LT
5%₹11 Cr28,947
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 11 | HDFCBANK
5%₹10 Cr49,131
State Bank of India (Financial Services)
Equity, Since 31 Aug 20 | SBIN
3%₹6 Cr72,900
Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 30 Sep 24 | MARUTI
3%₹6 Cr4,706
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Mar 24 | BHARTIARTL
3%₹6 Cr30,700
Bajaj Auto Ltd (Consumer Cyclical)
Equity, Since 30 Sep 24 | BAJAJ-AUTO
3%₹5 Cr6,300
OneSource Specialty Pharma Ltd (Healthcare)
Equity, Since 31 Jan 25 | ONESOURCE
3%₹5 Cr28,195
Infosys Ltd (Technology)
Equity, Since 31 Aug 18 | INFY
3%₹5 Cr32,965
↓ -13,000
CreditAccess Grameen Ltd Ordinary Shares (Financial Services)
Equity, Since 31 Oct 24 | CREDITACC
3%₹5 Cr43,600

6. L&T Tax Advantage Fund

To generate long-term capital growth from a diversified portfolio of predominantly equity and equity-related securities.

L&T Tax Advantage Fund is a Equity - ELSS fund was launched on 27 Feb 06. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 14.5% since its launch.  Ranked 7 in ELSS category.  Return for 2024 was 33% , 2023 was 28.4% and 2022 was -3% .

Below is the key information for L&T Tax Advantage Fund

L&T Tax Advantage Fund
Growth
Launch Date 27 Feb 06
NAV (30 Jun 25) ₹136.68 ↑ 0.24   (0.17 %)
Net Assets (Cr) ₹4,129 on 31 May 25
Category Equity - ELSS
AMC L&T Investment Management Ltd
Rating
Risk Moderately High
Expense Ratio 1.89
Sharpe Ratio 0.31
Information Ratio 0.58
Alpha Ratio 2.34
Min Investment 500
Min SIP Investment 500
Exit Load NIL

Growth of 10,000 investment over the years.

DateValue
30 Jun 20₹10,000
30 Jun 21₹15,399
30 Jun 22₹14,532
30 Jun 23₹18,691
30 Jun 24₹27,170

L&T Tax Advantage Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹543,623.
Net Profit of ₹243,623
Invest Now

Returns for L&T Tax Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Jun 25

DurationReturns
1 Month 3.4%
3 Month 11.2%
6 Month 0.9%
1 Year 6.2%
3 Year 25.7%
5 Year 23.6%
10 Year
15 Year
Since launch 14.5%
Historical performance (Yearly) on absolute basis
YearReturns
2024 33%
2023 28.4%
2022 -3%
2021 30.3%
2020 13.5%
2019 4.6%
2018 -8.1%
2017 42.3%
2016 8.1%
2015 2.9%
Fund Manager information for L&T Tax Advantage Fund
NameSinceTenure
Sonal Gupta21 Jul 213.87 Yr.
Abhishek Gupta1 Mar 241.25 Yr.

Data below for L&T Tax Advantage Fund as on 31 May 25

Equity Sector Allocation
SectorValue
Financial Services25.6%
Consumer Cyclical19.92%
Industrials17.66%
Technology10.61%
Basic Materials5.73%
Health Care5.16%
Energy4.29%
Consumer Defensive3.36%
Utility3.04%
Communication Services2.1%
Real Estate1.48%
Asset Allocation
Asset ClassValue
Cash0.78%
Equity99.22%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 06 | HDFCBANK
5%₹226 Cr1,162,500
ICICI Bank Ltd (Financial Services)
Equity, Since 30 Jun 09 | ICICIBANK
4%₹167 Cr1,155,500
Reliance Industries Ltd (Energy)
Equity, Since 30 Nov 21 | RELIANCE
3%₹135 Cr951,812
Infosys Ltd (Technology)
Equity, Since 31 Mar 06 | INFY
3%₹121 Cr774,900
Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Jul 22 | LT
3%₹111 Cr301,450
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Jan 24 | BHARTIARTL
2%₹87 Cr467,000
Shriram Finance Ltd (Financial Services)
Equity, Since 30 Jun 23 | SHRIRAMFIN
2%₹83 Cr1,291,500
State Bank of India (Financial Services)
Equity, Since 31 Jan 19 | SBIN
2%₹80 Cr984,432
Eternal Ltd (Consumer Cyclical)
Equity, Since 31 Oct 23 | 543320
2%₹75 Cr3,150,000
Persistent Systems Ltd (Technology)
Equity, Since 31 Jul 21 | PERSISTENT
2%₹75 Cr133,000

7. Kotak Tax Saver Fund

The investment objective of the scheme is to generate longterm capital appreciation from a diversified portfolio of equity and equity related securities and enable investors to avail the income tax rebate, as permitted from time to time.

Kotak Tax Saver Fund is a Equity - ELSS fund was launched on 23 Nov 05. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 13.4% since its launch.  Ranked 19 in ELSS category.  Return for 2024 was 21.8% , 2023 was 23.6% and 2022 was 6.9% .

Below is the key information for Kotak Tax Saver Fund

Kotak Tax Saver Fund
Growth
Launch Date 23 Nov 05
NAV (30 Jun 25) ₹117.839 ↑ 0.12   (0.11 %)
Net Assets (Cr) ₹6,266 on 31 May 25
Category Equity - ELSS
AMC Kotak Mahindra Asset Management Co Ltd
Rating
Risk Moderately High
Expense Ratio 1.81
Sharpe Ratio -0.1
Information Ratio 0.07
Alpha Ratio -5.09
Min Investment 500
Min SIP Investment 500
Exit Load NIL

Growth of 10,000 investment over the years.

DateValue
30 Jun 20₹10,000
30 Jun 21₹15,837
30 Jun 22₹15,865
30 Jun 23₹20,002
30 Jun 24₹28,262

Kotak Tax Saver Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹543,623.
Net Profit of ₹243,623
Invest Now

Returns for Kotak Tax Saver Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Jun 25

DurationReturns
1 Month 3.6%
3 Month 10.7%
6 Month 2.1%
1 Year 1.6%
3 Year 21.9%
5 Year 23.5%
10 Year
15 Year
Since launch 13.4%
Historical performance (Yearly) on absolute basis
YearReturns
2024 21.8%
2023 23.6%
2022 6.9%
2021 33.2%
2020 14.9%
2019 12.7%
2018 -3.8%
2017 33.8%
2016 7.5%
2015 1.5%
Fund Manager information for Kotak Tax Saver Fund
NameSinceTenure
Harsha Upadhyaya25 Aug 159.78 Yr.

Data below for Kotak Tax Saver Fund as on 31 May 25

Equity Sector Allocation
SectorValue
Financial Services29.16%
Industrials12.59%
Technology10.83%
Basic Materials10.49%
Consumer Cyclical9.23%
Utility6.54%
Energy6.53%
Communication Services4.55%
Consumer Defensive4.46%
Health Care4.18%
Asset Allocation
Asset ClassValue
Cash1.43%
Equity98.57%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 23 | HDFCBANK
9%₹583 Cr3,000,000
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK
6%₹376 Cr2,599,780
Infosys Ltd (Technology)
Equity, Since 31 Dec 05 | INFY
4%₹250 Cr1,600,000
↓ -200,000
Bharti Airtel Ltd (Communication Services)
Equity, Since 28 Feb 21 | BHARTIARTL
4%₹230 Cr1,239,286
↑ 200,000
State Bank of India (Financial Services)
Equity, Since 28 Feb 21 | SBIN
3%₹219 Cr2,700,000
Tech Mahindra Ltd (Technology)
Equity, Since 31 Aug 23 | TECHM
3%₹212 Cr1,350,000
Axis Bank Ltd (Financial Services)
Equity, Since 31 Mar 13 | AXISBANK
3%₹209 Cr1,750,000
Larsen & Toubro Ltd (Industrials)
Equity, Since 28 Feb 14 | LT
3%₹184 Cr500,000
↓ -50,000
NTPC Ltd (Utilities)
Equity, Since 30 Sep 22 | NTPC
3%₹167 Cr5,000,000
Hindustan Petroleum Corp Ltd (Energy)
Equity, Since 29 Feb 24 | HINDPETRO
2%₹154 Cr3,750,000

8. Mahindra Mutual Fund Kar Bachat Yojana

The investment objective of the Scheme is to generate long-term capital appreciation through a diversified portfolio of equity and equity related securities. The Scheme does not guarantee or assure any returns.

Mahindra Mutual Fund Kar Bachat Yojana is a Equity - ELSS fund was launched on 18 Oct 16. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 13% since its launch.  Return for 2024 was 12.3% , 2023 was 25.8% and 2022 was 2% .

Below is the key information for Mahindra Mutual Fund Kar Bachat Yojana

Mahindra Mutual Fund Kar Bachat Yojana
Growth
Launch Date 18 Oct 16
NAV (30 Jun 25) ₹29.1068 ↓ -0.10   (-0.35 %)
Net Assets (Cr) ₹950 on 31 May 25
Category Equity - ELSS
AMC Mahindra Asset Management Company Pvt. Ltd.
Rating Not Rated
Risk Moderately High
Expense Ratio 2.26
Sharpe Ratio 0.14
Information Ratio -0.5
Alpha Ratio -0.98
Min Investment 500
Min SIP Investment 500
Exit Load NIL

Growth of 10,000 investment over the years.

DateValue
30 Jun 20₹10,000
30 Jun 21₹16,384
30 Jun 22₹16,408
30 Jun 23₹20,640
30 Jun 24₹27,127

Mahindra Mutual Fund Kar Bachat Yojana SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹543,623.
Net Profit of ₹243,623
Invest Now

Returns for Mahindra Mutual Fund Kar Bachat Yojana

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Jun 25

DurationReturns
1 Month 3.5%
3 Month 10.3%
6 Month 7.1%
1 Year 5.1%
3 Year 20.2%
5 Year 23.3%
10 Year
15 Year
Since launch 13%
Historical performance (Yearly) on absolute basis
YearReturns
2024 12.3%
2023 25.8%
2022 2%
2021 39.4%
2020 14.1%
2019 4.5%
2018 -9.8%
2017 24.8%
2016
2015
Fund Manager information for Mahindra Mutual Fund Kar Bachat Yojana
NameSinceTenure
Manish Lodha21 Dec 204.53 Yr.
Fatema Pacha16 Oct 204.71 Yr.

Data below for Mahindra Mutual Fund Kar Bachat Yojana as on 31 May 25

Equity Sector Allocation
SectorValue
Financial Services36.02%
Consumer Cyclical15.53%
Industrials9.52%
Technology8.18%
Basic Materials7.27%
Consumer Defensive6.72%
Energy5.5%
Communication Services4.19%
Health Care2.96%
Utility1.98%
Asset Allocation
Asset ClassValue
Cash2.12%
Equity97.88%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 16 | HDFCBANK
9%₹87 Cr446,000
ICICI Bank Ltd (Financial Services)
Equity, Since 31 May 19 | ICICIBANK
9%₹83 Cr575,120
Reliance Industries Ltd (Energy)
Equity, Since 31 Mar 18 | RELIANCE
6%₹52 Cr367,708
Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Aug 18 | LT
4%₹38 Cr102,761
Axis Bank Ltd (Financial Services)
Equity, Since 30 Apr 24 | AXISBANK
4%₹38 Cr315,000
Infosys Ltd (Technology)
Equity, Since 29 Feb 20 | INFY
4%₹36 Cr229,498
↑ 7,000
Tata Consultancy Services Ltd (Technology)
Equity, Since 31 May 19 | TCS
3%₹32 Cr93,476
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Oct 24 | BHARTIARTL
3%₹29 Cr157,000
Hindustan Unilever Ltd (Consumer Defensive)
Equity, Since 30 Apr 20 | HINDUNILVR
3%₹27 Cr116,000
State Bank of India (Financial Services)
Equity, Since 29 Feb 24 | SBIN
3%₹25 Cr308,000

ELSS SIP கால்குலேட்டர்

Know Your SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹720,000
expected amount after 5 Years is ₹1,074,189.
Net Profit of ₹354,189
Invest Now

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இங்கு வழங்கப்பட்ட தகவல்கள் துல்லியமானவை என்பதை உறுதிப்படுத்த அனைத்து முயற்சிகளும் மேற்கொள்ளப்பட்டுள்ளன. இருப்பினும், தரவுகளின் சரியான தன்மை குறித்து எந்த உத்தரவாதமும் அளிக்கப்படவில்லை. முதலீடு செய்வதற்கு முன் திட்டத் தகவல் ஆவணத்துடன் சரிபார்க்கவும்.
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