2022 - 2023 முதலீடு செய்ய 10 கார்ப்பரேட் பாண்ட் மியூச்சுவல் ஃபண்டுகள்

Updated on September 7, 2026 , 102278 views

சமீபத்திய ஆண்டுகளில், ஒரு புதிய பாதைமுதலீடு நேரடியாக நிறுவனங்களில் கார்ப்பரேட் மூலம் திறக்கப்பட்டுள்ளதுபத்திரங்கள். கார்ப்பரேட் பத்திர நிதிகள் முக்கிய நிறுவனங்களால் வழங்கப்படும் கடன் சான்றிதழ் ஆகும். வணிகங்களுக்கு பணம் திரட்டும் விதமாக இவை வழங்கப்படுகின்றன.

கார்ப்பரேட் பாண்ட் நிதிகள் நல்ல வருமானம் மற்றும் குறைந்த ஆபத்து வகை முதலீடு என்று வரும்போது ஒரு சிறந்த வழி. முதலீட்டாளர்கள் வழக்கமான வருமானம் பெறலாம்வருமானம் உங்கள் நிலையான வைப்புகளில் (FDகள்) நீங்கள் பெறும் வட்டியை விட இது பொதுவாக அதிகமாகும்.

உடைந்து போகும் அபாயம் உள்ள நிறுவனங்களும் பொதுவாக அதிக வட்டி விகிதங்களை வழங்குகின்றன. கார்ப்பரேட் பாண்ட் ஃபண்டுகளில் முதலீடு செய்ய ஆர்வமுள்ள முதலீட்டாளர்கள் கட்டுரையில் கீழே உள்ள திட்டங்களைக் கருத்தில் கொள்ளலாம்.

கார்ப்பரேட் பாண்ட் நிதிகளின் வகைகள்

பரந்த அளவில் இரண்டு வகையான நிதிகள் உள்ளன -

உயர்தர நிறுவனங்களில் முதலீடு செய்யும் கார்ப்பரேட் பத்திரங்கள், அதாவது - பொதுத்துறை அலகு (PSU) நிறுவனங்கள் மற்றும் வங்கிகள்
கார்ப்பரேட் பத்திரங்கள் 'AA-' போன்ற சற்றே குறைந்த விகிதங்களில் முதலீடு செய்யும்

கார்ப்பரேட் பத்திரங்களில் யார் முதலீடு செய்ய வேண்டும்?

இந்த நிதிகள் அதிகமாக எதிர்பார்க்கும் முதலீட்டாளர்களுக்கு ஒரு நல்ல வாய்ப்பாகும்நிலையான வருமானம் அத்துடன் பாதுகாப்பான முதலீடு. கார்ப்பரேட் பத்திரங்கள் உறுதிமூலதனம் பாதுகாப்பு. நீங்கள் இந்த ஃபண்டில் முதலீடு செய்யத் திட்டமிட்டால், பெரும்பாலான நிதிகளை உயர்தர கடன் கருவிகளில் வைப்பது நல்லது, இதனால் நீங்கள் உகந்த வருமானத்தைப் பெறுவீர்கள்.

கார்ப்பரேட் பாண்ட் ஃபண்டுகளின் அம்சங்கள்

பத்திரத்தின் விலை

ஒவ்வொரு பத்திரத்திற்கும் ஒரு விலை உண்டு. ஒருவர் வாங்கத் தேர்ந்தெடுக்கும் நேரத்தின் அடிப்படையில், ஒரே பத்திரத்தை வெவ்வேறு விலைகளில் வாங்கலாம்.

மதிப்பின்படி

மதிப்பு மூலம் அடிப்படையில் கடன் அசல். இது நிறுவனம், அதாவது, பத்திரம் முதிர்ச்சியடையும் போது பத்திரம் வழங்குபவர் உங்களுக்கு வழங்கும் தொகையாகும். இந்தியாவில், கார்ப்பரேட் பத்திரம்மூலம் மதிப்பு பொதுவாக 1000 ரூபாய்.

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சிறந்த தரமதிப்பீடு பெற்ற கார்ப்பரேட் பாண்ட் மியூச்சுவல் ஃபண்டுகள் FY 22 - 23

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	2024 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
BNP Paribas Corporate Bond Fund Growth	₹29.5263 ↑ 0.01	₹270	1.9	3.6	6.1	7.5	8.3	7.2%	2Y 8M 5D	3Y 7M 13D
ICICI Prudential Corporate Bond Fund Growth	₹32.0115 ↑ 0.00	₹30,202	1.7	3.2	6	7.3	8	7.35%	3Y 5M 23D	6Y 14D
Franklin India Corporate Debt Fund Growth	₹106.879 ↑ 0.03	₹1,345	1.7	3	6	7.5	9.1	7.42%	1Y 11M 16D	4Y 29D
Bandhan Corporate Bond Fund Growth	₹20.5462 ↑ 0.00	₹13,675	1.6	3.3	5.7	7	7.4	7.08%	2Y 10M 13D	4Y 5M 19D
Nippon India Prime Debt Fund Growth	₹63.912 ↑ 0.01	₹9,432	1.7	3	5.3	7.3	7.8	7.34%	2Y 11M 12D	3Y 9M 29D
Kotak Corporate Bond Fund Standard Growth	₹4,017.02 ↑ 0.89	₹15,171	1.5	2.7	5.2	7.1	7.8	7.45%	2Y 11M 19D	4Y 9M 14D
Aditya Birla Sun Life Corporate Bond Fund Growth	₹119.684 ↑ 0.03	₹23,623	1.6	2.7	5	7	7.4	7.34%	4Y 1M 6D	6Y 7M 28D
Sundaram Corporate Bond Fund Growth	₹42.641 ↑ 0.01	₹620	1.6	2.9	5	6.9	7.5	7.17%	2Y 5M 5D	3Y 5M 23D
Invesco India Corporate Bond Fund Growth	₹3,370.43 ↑ 0.51	₹4,222	1.5	2.7	4.9	6.9	7.6	7.29%	3Y 6M 11D	4Y 10M 24D
HDFC Corporate Bond Fund Growth	₹34.4528 ↑ 0.01	₹30,664	1.6	2.7	4.8	6.9	7.3	7.31%	4Y 2M 16D	7Y 1M 6D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 9 Sep 26

Research Highlights & Commentary of 10 Funds showcased

Commentary	BNP Paribas Corporate Bond Fund	ICICI Prudential Corporate Bond Fund	Franklin India Corporate Debt Fund	Bandhan Corporate Bond Fund	Nippon India Prime Debt Fund	Kotak Corporate Bond Fund Standard	Aditya Birla Sun Life Corporate Bond Fund	Sundaram Corporate Bond Fund	Invesco India Corporate Bond Fund	HDFC Corporate Bond Fund
Point 1	Bottom quartile AUM (₹270 Cr).	Top quartile AUM (₹30,202 Cr).	Bottom quartile AUM (₹1,345 Cr).	Upper mid AUM (₹13,675 Cr).	Lower mid AUM (₹9,432 Cr).	Upper mid AUM (₹15,171 Cr).	Upper mid AUM (₹23,623 Cr).	Bottom quartile AUM (₹620 Cr).	Lower mid AUM (₹4,222 Cr).	Highest AUM (₹30,664 Cr).
Point 2	Established history (17+ yrs).	Established history (17+ yrs).	Oldest track record among peers (29 yrs).	Established history (10+ yrs).	Established history (26+ yrs).	Established history (18+ yrs).	Established history (29+ yrs).	Established history (21+ yrs).	Established history (19+ yrs).	Established history (16+ yrs).
Point 3	Rating: 3★ (lower mid).	Rating: 4★ (upper mid).	Rating: 2★ (bottom quartile).	Not Rated.	Rating: 4★ (upper mid).	Rating: 4★ (upper mid).	Top rated.	Rating: 3★ (lower mid).	Rating: 2★ (bottom quartile).	Rating: 5★ (top quartile).
Point 4	Risk profile: Moderate.	Risk profile: Moderately Low.	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderately Low.	Risk profile: Moderately Low.	Risk profile: Moderately Low.	Risk profile: Moderately Low.	Risk profile: Moderate.	Risk profile: Moderately Low.
Point 5	1Y return: 6.06% (top quartile).	1Y return: 6.02% (top quartile).	1Y return: 5.97% (upper mid).	1Y return: 5.69% (upper mid).	1Y return: 5.31% (upper mid).	1Y return: 5.19% (lower mid).	1Y return: 5.02% (lower mid).	1Y return: 4.96% (bottom quartile).	1Y return: 4.90% (bottom quartile).	1Y return: 4.83% (bottom quartile).
Point 6	1M return: 0.45% (top quartile).	1M return: 0.15% (upper mid).	1M return: 0.47% (top quartile).	1M return: 0.14% (upper mid).	1M return: 0.12% (lower mid).	1M return: 0.10% (lower mid).	1M return: -0.07% (bottom quartile).	1M return: 0.20% (upper mid).	1M return: -0.07% (bottom quartile).	1M return: -0.12% (bottom quartile).
Point 7	Sharpe: 0.02 (top quartile).	Sharpe: 0.12 (top quartile).	Sharpe: -0.05 (upper mid).	Sharpe: -0.09 (upper mid).	Sharpe: -0.27 (lower mid).	Sharpe: -0.26 (upper mid).	Sharpe: -0.27 (lower mid).	Sharpe: -0.46 (bottom quartile).	Sharpe: -0.32 (bottom quartile).	Sharpe: -0.29 (bottom quartile).
Point 8	Information ratio: 0.00 (top quartile).	Information ratio: 0.00 (top quartile).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (lower mid).	Information ratio: 0.00 (lower mid).	Information ratio: 0.00 (bottom quartile).	Information ratio: 0.00 (bottom quartile).	Information ratio: 0.00 (bottom quartile).
Point 9	Yield to maturity (debt): 7.20% (bottom quartile).	Yield to maturity (debt): 7.35% (upper mid).	Yield to maturity (debt): 7.42% (top quartile).	Yield to maturity (debt): 7.08% (bottom quartile).	Yield to maturity (debt): 7.34% (upper mid).	Yield to maturity (debt): 7.45% (top quartile).	Yield to maturity (debt): 7.34% (upper mid).	Yield to maturity (debt): 7.17% (bottom quartile).	Yield to maturity (debt): 7.29% (lower mid).	Yield to maturity (debt): 7.31% (lower mid).
Point 10	Modified duration: 2.68 yrs (upper mid).	Modified duration: 3.48 yrs (lower mid).	Modified duration: 1.96 yrs (top quartile).	Modified duration: 2.87 yrs (upper mid).	Modified duration: 2.95 yrs (upper mid).	Modified duration: 2.97 yrs (lower mid).	Modified duration: 4.10 yrs (bottom quartile).	Modified duration: 2.43 yrs (top quartile).	Modified duration: 3.53 yrs (bottom quartile).	Modified duration: 4.21 yrs (bottom quartile).

BNP Paribas Corporate Bond Fund

Bottom quartile AUM (₹270 Cr).
Established history (17+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderate.
1Y return: 6.06% (top quartile).
1M return: 0.45% (top quartile).
Sharpe: 0.02 (top quartile).
Information ratio: 0.00 (top quartile).
Yield to maturity (debt): 7.20% (bottom quartile).
Modified duration: 2.68 yrs (upper mid).

ICICI Prudential Corporate Bond Fund

Top quartile AUM (₹30,202 Cr).
Established history (17+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately Low.
1Y return: 6.02% (top quartile).
1M return: 0.15% (upper mid).
Sharpe: 0.12 (top quartile).
Information ratio: 0.00 (top quartile).
Yield to maturity (debt): 7.35% (upper mid).
Modified duration: 3.48 yrs (lower mid).

Franklin India Corporate Debt Fund

Bottom quartile AUM (₹1,345 Cr).
Oldest track record among peers (29 yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderate.
1Y return: 5.97% (upper mid).
1M return: 0.47% (top quartile).
Sharpe: -0.05 (upper mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 7.42% (top quartile).
Modified duration: 1.96 yrs (top quartile).

Bandhan Corporate Bond Fund

Upper mid AUM (₹13,675 Cr).
Established history (10+ yrs).
Not Rated.
Risk profile: Moderate.
1Y return: 5.69% (upper mid).
1M return: 0.14% (upper mid).
Sharpe: -0.09 (upper mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 7.08% (bottom quartile).
Modified duration: 2.87 yrs (upper mid).

Nippon India Prime Debt Fund

Lower mid AUM (₹9,432 Cr).
Established history (26+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately Low.
1Y return: 5.31% (upper mid).
1M return: 0.12% (lower mid).
Sharpe: -0.27 (lower mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 7.34% (upper mid).
Modified duration: 2.95 yrs (upper mid).

Kotak Corporate Bond Fund Standard

Upper mid AUM (₹15,171 Cr).
Established history (18+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately Low.
1Y return: 5.19% (lower mid).
1M return: 0.10% (lower mid).
Sharpe: -0.26 (upper mid).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 7.45% (top quartile).
Modified duration: 2.97 yrs (lower mid).

Aditya Birla Sun Life Corporate Bond Fund

Upper mid AUM (₹23,623 Cr).
Established history (29+ yrs).
Top rated.
Risk profile: Moderately Low.
1Y return: 5.02% (lower mid).
1M return: -0.07% (bottom quartile).
Sharpe: -0.27 (lower mid).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 7.34% (upper mid).
Modified duration: 4.10 yrs (bottom quartile).

Sundaram Corporate Bond Fund

Bottom quartile AUM (₹620 Cr).
Established history (21+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately Low.
1Y return: 4.96% (bottom quartile).
1M return: 0.20% (upper mid).
Sharpe: -0.46 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 7.17% (bottom quartile).
Modified duration: 2.43 yrs (top quartile).

Invesco India Corporate Bond Fund

Lower mid AUM (₹4,222 Cr).
Established history (19+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderate.
1Y return: 4.90% (bottom quartile).
1M return: -0.07% (bottom quartile).
Sharpe: -0.32 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 7.29% (lower mid).
Modified duration: 3.53 yrs (bottom quartile).

HDFC Corporate Bond Fund

Highest AUM (₹30,664 Cr).
Established history (16+ yrs).
Rating: 5★ (top quartile).
Risk profile: Moderately Low.
1Y return: 4.83% (bottom quartile).
1M return: -0.12% (bottom quartile).
Sharpe: -0.29 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 7.31% (lower mid).
Modified duration: 4.21 yrs (bottom quartile).

* பட்டியல்சிறந்த பரஸ்பர நிதிகள் நிகர சொத்துக்கள்/ AUM அதிகமாக உள்ளது100 கோடி , 3 ஆண்டுகளுக்கும் மேலாக மேலாண்மை நிதி & வரிசைப்படுத்தப்பட்டதுகடந்த 1 வருட வருமானம்

1. BNP Paribas Corporate Bond Fund

The investment objective of the Scheme is to generate income and capital gains through investments in a portfolio of debt and money market instruments. However, there can be no assurance that the investment objectives of the Scheme will be realized. The Scheme launched hereunder does not guarantee/indicate any returns.

Research Highlights for BNP Paribas Corporate Bond Fund

Bottom quartile AUM (₹270 Cr).
Established history (17+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderate.
1Y return: 6.06% (top quartile).
1M return: 0.45% (top quartile).
Sharpe: 0.02 (top quartile).
Information ratio: 0.00 (top quartile).
Yield to maturity (debt): 7.20% (bottom quartile).
Modified duration: 2.68 yrs (upper mid).
Average maturity: 3.62 yrs (top quartile).
Exit load: 0-12 Months (1%),12-24 Months (0.5%),24-36 Months (0.25%),36 Months and above(NIL).
Top sector: Real Estate.
Higher exposure to Corporate (bond sector) vs peer median.
Debt-heavy allocation (~85%).
High-quality debt (AAA/AA ~100%).
Largest holding Rec Limited (~5.8%).

Below is the key information for BNP Paribas Corporate Bond Fund

BNP Paribas Corporate Bond Fund Growth
Launch Date	8 Nov 08
NAV (09 Sep 26)	₹29.5263 ↑ 0.01 (0.03 %)
Net Assets (Cr)	₹270 on 31 Jul 26
Category	Debt - Corporate Bond
AMC	BNP Paribas Asset Mgmt India Pvt. Ltd
Rating	☆☆☆
Risk	Moderate
Expense Ratio	0.58
Sharpe Ratio	0.02
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	0-12 Months (1%),12-24 Months (0.5%),24-36 Months (0.25%),36 Months and above(NIL)
Yield to Maturity	7.2%
Effective Maturity	3 Years 7 Months 13 Days
Modified Duration	2 Years 8 Months 5 Days

Growth of 10,000 investment over the years.

Date	Value
31 Aug 21	₹10,000
31 Aug 22	₹10,057
31 Aug 23	₹10,717
31 Aug 24	₹11,543
31 Aug 25	₹12,550
31 Aug 26	₹13,303

BNP Paribas Corporate Bond Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for BNP Paribas Corporate Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 9 Sep 26

Duration	Returns
1 Month	0.5%
3 Month	1.9%
6 Month	3.6%
1 Year	6.1%
3 Year	7.5%
5 Year	5.9%
10 Year
15 Year
Since launch	6.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	8.3%
2023	8.3%
2022	7%
2021	1.6%
2020	2.2%
2019	9.9%
2018	0.9%
2017	5.2%
2016	6.7%
2015	10.8%

Fund Manager information for BNP Paribas Corporate Bond Fund

Name	Since	Tenure
Gurvinder Wasan	21 Oct 24	1.78 Yr.
Vikram Pamnani	11 Jul 24	2.06 Yr.

Data below for BNP Paribas Corporate Bond Fund as on 31 Jul 26

Asset Allocation

Asset Class	Value
Cash	10.02%
Equity	4.17%
Debt	85.32%
Other	0.48%

Debt Sector Allocation

Sector	Value
Corporate	74.47%
Government	10.86%
Cash Equivalent	10.02%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Rec Limited Debentures \| -	6%	₹16 Cr	1,600
Ntpc Limited Debentures \| -	5%	₹15 Cr	150
6.68% Govt Stock 2040 Sovereign Bonds \| -	5%	₹13 Cr	1,300,010 ↑ 500,000
Small Industries Development Bank Of India Debentures \| -	4%	₹12 Cr	1,200
Hindustan Petroleum Corporation Limited Debentures \| -	4%	₹10 Cr	100
Hindustan Petroleum Corporation Limited Debentures \| -	4%	₹10 Cr	1,000
Indian Oil Corporation Limited Debentures \| -	4%	₹10 Cr	1,000
LIC Housing Finance Ltd Debentures \| -	4%	₹10 Cr	1,000
GAil (India) Limited Debentures \| -	4%	₹10 Cr	100
Ultratech Cement Limited Debentures \| -	4%	₹10 Cr	1,000

2. ICICI Prudential Corporate Bond Fund

(Erstwhile ICICI Prudential Ultra Short Term Plan)

ICICI Prudential Ultra Short Term Plan is an open-ended income fund that intends to generate regular income through investments in a basket of debt and money market instruments of very short maturities with a view to providing reasonable returns, while maintaining an optimum balance of safety, liquidity and yield. However, there can be no assurance that the investment objective of the scheme will be realized.

Research Highlights for ICICI Prudential Corporate Bond Fund

Top quartile AUM (₹30,202 Cr).
Established history (17+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately Low.
1Y return: 6.02% (top quartile).
1M return: 0.15% (upper mid).
Sharpe: 0.12 (top quartile).
Information ratio: 0.00 (top quartile).
Yield to maturity (debt): 7.35% (upper mid).
Modified duration: 3.48 yrs (lower mid).
Average maturity: 6.04 yrs (bottom quartile).
Exit load: NIL.
Top bond sector: Corporate.
Debt-heavy allocation (~91%).
High-quality debt (AAA/AA ~100%).
Largest holding LIC Housing Finance Ltd (~4.8%).

Below is the key information for ICICI Prudential Corporate Bond Fund

ICICI Prudential Corporate Bond Fund Growth
Launch Date	11 Aug 09
NAV (09 Sep 26)	₹32.0115 ↑ 0.00 (0.00 %)
Net Assets (Cr)	₹30,202 on 31 Jul 26
Category	Debt - Corporate Bond
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆☆
Risk	Moderately Low
Expense Ratio	0.57
Sharpe Ratio	0.12
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	NIL
Yield to Maturity	7.35%
Effective Maturity	6 Years 14 Days
Modified Duration	3 Years 5 Months 23 Days

Growth of 10,000 investment over the years.

Date	Value
31 Aug 21	₹10,000
31 Aug 22	₹10,361
31 Aug 23	₹11,137
31 Aug 24	₹11,990
31 Aug 25	₹12,969
31 Aug 26	₹13,742

ICICI Prudential Corporate Bond Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for ICICI Prudential Corporate Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 9 Sep 26

Duration	Returns
1 Month	0.1%
3 Month	1.7%
6 Month	3.2%
1 Year	6%
3 Year	7.3%
5 Year	6.6%
10 Year
15 Year
Since launch	7.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	8%
2023	8%
2022	7.6%
2021	4.5%
2020	4.1%
2019	10.4%
2018	9.9%
2017	6.4%
2016	6.3%
2015	9.8%

Fund Manager information for ICICI Prudential Corporate Bond Fund

Name	Since	Tenure
Manish Banthia	22 Jan 24	2.53 Yr.
Ritesh Lunawat	22 Jan 24	2.53 Yr.

Data below for ICICI Prudential Corporate Bond Fund as on 31 Jul 26

Asset Allocation

Asset Class	Value
Cash	8.72%
Debt	90.95%
Other	0.33%

Debt Sector Allocation

Sector	Value
Corporate	65.72%
Government	29%
Cash Equivalent	4.95%

Credit Quality

Rating	Value
AA	0.56%
AAA	99.44%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
LIC Housing Finance Ltd Debentures \| -	5%	₹1,456 Cr	145,500
SIDDHIVINAYAK SECURITISATION TRUST Unlisted bonds \| -	3%	₹995 Cr	1,000
SHIVSHAKTI SECURITISATION TRUST Unlisted bonds \| -	3%	₹891 Cr	900
National Bank For Agriculture And Rural Development Debentures \| -	2%	₹748 Cr	74,550
Small Industries Development Bank Of India Debentures \| -	2%	₹739 Cr	74,433
6.9% Govt Stock 2065 Sovereign Bonds \| -	2%	₹706 Cr	75,938,000
National Bank For Agriculture And Rural Development Debentures \| -	2%	₹686 Cr	68,500
7.34% Govt Stock 2064 Sovereign Bonds \| -	2%	₹507 Cr	51,474,000
Bajaj Finance Limited Debentures \| -	2%	₹498 Cr	50,000
7.57% Madhyapradesh Sgs 2045 Sovereign Bonds \| -	2%	₹489 Cr	49,151,900

3. Franklin India Corporate Debt Fund

(Erstwhile Franklin India Income Builder Account - Plan A)

The investment objective of the Scheme is primarily to provide investors Regular income under the Dividend Plan and Capital appreciation under the Growth Plan.

Research Highlights for Franklin India Corporate Debt Fund

Bottom quartile AUM (₹1,345 Cr).
Oldest track record among peers (29 yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderate.
1Y return: 5.97% (upper mid).
1M return: 0.47% (top quartile).
Sharpe: -0.05 (upper mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 7.42% (top quartile).
Modified duration: 1.96 yrs (top quartile).
Average maturity: 4.08 yrs (upper mid).
Exit load: 0-1 Years (0.5%),1 Years and above(NIL).
Higher exposure to Financial Services vs peer median.
Top bond sector: Corporate.
Debt-heavy allocation (~93%).
High-quality debt (AAA/AA ~100%).
Largest holding Small Industries Development Bank Of India (~6.0%).

Below is the key information for Franklin India Corporate Debt Fund

Franklin India Corporate Debt Fund Growth
Launch Date	23 Jun 97
NAV (09 Sep 26)	₹106.879 ↑ 0.03 (0.03 %)
Net Assets (Cr)	₹1,345 on 31 Jul 26
Category	Debt - Corporate Bond
AMC	Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating	☆☆
Risk	Moderate
Expense Ratio	0.79
Sharpe Ratio	-0.05
Information Ratio	0
Alpha Ratio	0
Min Investment	10,000
Min SIP Investment	500
Exit Load	0-1 Years (0.5%),1 Years and above(NIL)
Yield to Maturity	7.42%
Effective Maturity	4 Years 29 Days
Modified Duration	1 Year 11 Months 16 Days

Growth of 10,000 investment over the years.

Date	Value
31 Aug 21	₹10,000
31 Aug 22	₹10,260
31 Aug 23	₹10,868
31 Aug 24	₹11,640
31 Aug 25	₹12,734
31 Aug 26	₹13,488

Franklin India Corporate Debt Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for Franklin India Corporate Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 9 Sep 26

Duration	Returns
1 Month	0.5%
3 Month	1.7%
6 Month	3%
1 Year	6%
3 Year	7.5%
5 Year	6.2%
10 Year
15 Year
Since launch	8.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	9.1%
2023	7.6%
2022	6.5%
2021	3.2%
2020	3.8%
2019	9%
2018	9.2%
2017	7.5%
2016	7.7%
2015	9%

Fund Manager information for Franklin India Corporate Debt Fund

Name	Since	Tenure
Rahul Goswami	6 Oct 23	2.82 Yr.
Anuj Tagra	7 Mar 24	2.4 Yr.
Chandni Gupta	7 Mar 24	2.4 Yr.

Data below for Franklin India Corporate Debt Fund as on 31 Jul 26

Asset Allocation

Asset Class	Value
Cash	6.85%
Debt	92.86%
Other	0.29%

Debt Sector Allocation

Sector	Value
Corporate	68.54%
Government	24.32%
Cash Equivalent	6.85%

Credit Quality

Rating	Value
AA	7.1%
AAA	92.9%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Small Industries Development Bank Of India Debentures \| -	6%	₹80 Cr	7,500
National Bank For Agriculture And Rural Development Debentures \| -	6%	₹78 Cr	7,500
Jamnagar Utilities & Power Private Limited Debentures \| -	6%	₹76 Cr	7,500
Poonawalla Fincorp Limited Debentures \| -	5%	₹61 Cr	5,950
Maharashtra SDL Sovereign Bonds \| -	4%	₹57 Cr	5,500,000
RJ Corp Limited Debentures \| -	4%	₹57 Cr	5,467
LIC Housing Finance Ltd Debentures \| -	4%	₹56 Cr	5,500
Summit Digitel Infrastructure Limited Debentures \| -	4%	₹51 Cr	5,000
Mahindra And Mahindra Financial Services Limited Debentures \| -	4%	₹51 Cr	5,000
Embassy Office Parks Reit Debentures \| -	4%	₹50 Cr	5,000

4. Bandhan Corporate Bond Fund

The Fund seeks to provide steady income and capital appreciation by investing primarily in corporate debt securities across maturities and ratings. There is no assurance or guarantee that the objectives of the scheme will be realised.

Research Highlights for Bandhan Corporate Bond Fund

Upper mid AUM (₹13,675 Cr).
Established history (10+ yrs).
Not Rated.
Risk profile: Moderate.
1Y return: 5.69% (upper mid).
1M return: 0.14% (upper mid).
Sharpe: -0.09 (upper mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 7.08% (bottom quartile).
Modified duration: 2.87 yrs (upper mid).
Average maturity: 4.47 yrs (upper mid).
Exit load: NIL.
Top bond sector: Corporate.
Debt-heavy allocation (~88%).
High-quality debt (AAA/AA ~100%).
Largest holding Reliance Industries Limited (~4.2%).

Below is the key information for Bandhan Corporate Bond Fund

Bandhan Corporate Bond Fund Growth
Launch Date	12 Jan 16
NAV (09 Sep 26)	₹20.5462 ↑ 0.00 (0.02 %)
Net Assets (Cr)	₹13,675 on 15 Jul 26
Category	Debt - Corporate Bond
AMC	IDFC Asset Management Company Limited
Rating	Not Rated
Risk	Moderate
Expense Ratio	0.65
Sharpe Ratio	-0.09
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	NIL
Yield to Maturity	7.08%
Effective Maturity	4 Years 5 Months 19 Days
Modified Duration	2 Years 10 Months 13 Days

Growth of 10,000 investment over the years.

Date	Value
31 Aug 21	₹10,000
31 Aug 22	₹10,182
31 Aug 23	₹10,806
31 Aug 24	₹11,594
31 Aug 25	₹12,519
31 Aug 26	₹13,231

Bandhan Corporate Bond Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Bandhan Corporate Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 9 Sep 26

Duration	Returns
1 Month	0.1%
3 Month	1.6%
6 Month	3.3%
1 Year	5.7%
3 Year	7%
5 Year	5.8%
10 Year
15 Year
Since launch	7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.4%
2023	7.7%
2022	6.8%
2021	2.6%
2020	3.7%
2019	11.6%
2018	8.5%
2017	6.3%
2016	6.2%
2015

Fund Manager information for Bandhan Corporate Bond Fund

Name	Since	Tenure
Suyash Choudhary	28 Jul 21	5.1 Yr.
Gautam Kaul	1 Dec 21	4.75 Yr.
Brijesh Shah	10 Jun 24	2.22 Yr.

Data below for Bandhan Corporate Bond Fund as on 15 Jul 26

Asset Allocation

Asset Class	Value
Cash	11.83%
Debt	87.83%
Other	0.34%

Debt Sector Allocation

Sector	Value
Corporate	66.46%
Government	27.28%
Cash Equivalent	5.92%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Reliance Industries Limited Debentures \| -	4%	₹571 Cr	55,000,000
Reliance Industries Limited Debentures \| -	4%	₹542 Cr	52,500,000
7.06% Govt Stock 2041 Sovereign Bonds \| -	3%	₹417 Cr	41,250,000
Larsen And Toubro Limited Debentures \| -	3%	₹353 Cr	35,000,000
Ultratech Cement Limited Debentures \| -	2%	₹321 Cr	32,000,000 ↓ -500,000
Bajaj Finance Limited Debentures \| -	2%	₹316 Cr	31,657,000
7.3% Govt Stock 2053 Sovereign Bonds \| -	2%	₹315 Cr	31,750,000 ↓ -1,000,000
National Bank For Agriculture And Rural Development Debentures \| -	2%	₹301 Cr	30,000,000
Bajaj Housing Finance Limited Debentures \| -	2%	₹299 Cr	30,000,000 ↑ 15,000,000
Bajaj Finance Limited Debentures \| -	2%	₹297 Cr	30,000,000

5. Nippon India Prime Debt Fund

(Erstwhile Reliance Medium Term Fund)

The primary investment objective of the Scheme is to generate regular income in order to make regular dividend payments to unit-holders and the secondary objective is growth of capital.

Research Highlights for Nippon India Prime Debt Fund

Lower mid AUM (₹9,432 Cr).
Established history (26+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately Low.
1Y return: 5.31% (upper mid).
1M return: 0.12% (lower mid).
Sharpe: -0.27 (lower mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 7.34% (upper mid).
Modified duration: 2.95 yrs (upper mid).
Average maturity: 3.83 yrs (upper mid).
Exit load: NIL.
Higher exposure to Financial Services vs peer median.
Top bond sector: Corporate.
Debt-heavy allocation (~90%).
High-quality debt (AAA/AA ~100%).
Largest holding National Bank For Agriculture And Rural Development (~4.8%).

Below is the key information for Nippon India Prime Debt Fund

Nippon India Prime Debt Fund Growth
Launch Date	14 Sep 00
NAV (09 Sep 26)	₹63.912 ↑ 0.01 (0.02 %)
Net Assets (Cr)	₹9,432 on 31 Jul 26
Category	Debt - Corporate Bond
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆☆☆
Risk	Moderately Low
Expense Ratio	0.71
Sharpe Ratio	-0.27
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	100
Exit Load	NIL
Yield to Maturity	7.34%
Effective Maturity	3 Years 9 Months 29 Days
Modified Duration	2 Years 11 Months 12 Days

Growth of 10,000 investment over the years.

Date	Value
31 Aug 21	₹10,000
31 Aug 22	₹10,352
31 Aug 23	₹11,076
31 Aug 24	₹11,946
31 Aug 25	₹12,949
31 Aug 26	₹13,634

Nippon India Prime Debt Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for Nippon India Prime Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 9 Sep 26

Duration	Returns
1 Month	0.1%
3 Month	1.7%
6 Month	3%
1 Year	5.3%
3 Year	7.3%
5 Year	6.4%
10 Year
15 Year
Since launch	7.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.8%
2023	8.4%
2022	7.1%
2021	4.3%
2020	4.7%
2019	9.5%
2018	7.8%
2017	6.9%
2016	6.6%
2015	9.1%

Fund Manager information for Nippon India Prime Debt Fund

Name	Since	Tenure
Vivek Sharma	1 Feb 20	6.58 Yr.
Kinjal Desai	25 May 18	8.27 Yr.
Amber Singhania	11 Mar 26	0.47 Yr.

Data below for Nippon India Prime Debt Fund as on 31 Jul 26

Asset Allocation

Asset Class	Value
Cash	10.15%
Debt	89.54%
Other	0.31%

Debt Sector Allocation

Sector	Value
Corporate	66.1%
Government	23.97%
Cash Equivalent	9.63%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
National Bank For Agriculture And Rural Development Debentures \| -	5%	₹451 Cr	45,000
6.94% Govt Stock 2036 Sovereign Bonds \| -	4%	₹329 Cr	32,500,000 ↑ 10,000,000
Indian Railway Finance Corporation Limited Debentures \| -	2%	₹222 Cr	2,158
SIDDHIVINAYAK SECURITISATION TRUST Unlisted bonds \| -	2%	₹197 Cr	200
SHIVSHAKTI SECURITISATION TRUST Unlisted bonds \| -	2%	₹196 Cr	200
Small Industries Development Bank Of India Debentures \| -	2%	₹176 Cr	17,500
Rec Limited Debentures \| -	2%	₹174 Cr	17,500
Knowledge Realty TRust Debentures \| -	2%	₹160 Cr	16,000
Bajaj Housing Finance Limited Debentures \| -	2%	₹153 Cr	15,000
Small Industries Development Bank Of India Debentures \| -	2%	₹151 Cr	15,000

6. Kotak Corporate Bond Fund Standard

The primary objective of the Scheme is to generate income through investment primarily in low duration debt & money market securities. However, there is no assurance that the objective of the scheme will be realized.

Research Highlights for Kotak Corporate Bond Fund Standard

Upper mid AUM (₹15,171 Cr).
Established history (18+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately Low.
1Y return: 5.19% (lower mid).
1M return: 0.10% (lower mid).
Sharpe: -0.26 (upper mid).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 7.45% (top quartile).
Modified duration: 2.97 yrs (lower mid).
Average maturity: 4.79 yrs (lower mid).
Exit load: NIL.
Higher exposure to Corporate (bond sector) vs peer median.
Debt-heavy allocation (~97%).
High-quality debt (AAA/AA ~100%).
Largest holding National Bank For Agriculture And Rural Development (~3.5%).

Below is the key information for Kotak Corporate Bond Fund Standard

Kotak Corporate Bond Fund Standard Growth
Launch Date	21 Sep 07
NAV (09 Sep 26)	₹4,017.02 ↑ 0.89 (0.02 %)
Net Assets (Cr)	₹15,171 on 31 Jul 26
Category	Debt - Corporate Bond
AMC	Kotak Mahindra Asset Management Co Ltd
Rating	☆☆☆☆
Risk	Moderately Low
Expense Ratio	0.67
Sharpe Ratio	-0.26
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	NIL
Yield to Maturity	7.45%
Effective Maturity	4 Years 9 Months 14 Days
Modified Duration	2 Years 11 Months 19 Days

Growth of 10,000 investment over the years.

Date	Value
31 Aug 21	₹10,000
31 Aug 22	₹10,295
31 Aug 23	₹10,964
31 Aug 24	₹11,817
31 Aug 25	₹12,788
31 Aug 26	₹13,453

Kotak Corporate Bond Fund Standard SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for Kotak Corporate Bond Fund Standard

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 9 Sep 26

Duration	Returns
1 Month	0.1%
3 Month	1.5%
6 Month	2.7%
1 Year	5.2%
3 Year	7.1%
5 Year	6.1%
10 Year
15 Year
Since launch	7.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.8%
2023	8.3%
2022	6.9%
2021	3.7%
2020	3.8%
2019	9.7%
2018	9.6%
2017	7.5%
2016	6.9%
2015	9.4%

Fund Manager information for Kotak Corporate Bond Fund Standard

Name	Since	Tenure
Deepak Agrawal	7 Aug 26	0.07 Yr.
Manu Sharma	7 Aug 26	0.07 Yr.

Data below for Kotak Corporate Bond Fund Standard as on 31 Jul 26

Asset Allocation

Asset Class	Value
Cash	2.92%
Debt	96.73%
Other	0.35%

Debt Sector Allocation

Sector	Value
Corporate	71.54%
Government	25.5%
Cash Equivalent	2.6%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
National Bank For Agriculture And Rural Development Debentures \| -	3%	₹526 Cr	52,500
Karnataka (Government of) 0.0756% - \| -	3%	₹462 Cr	45,700,000
6.9% Govt Stock 2065 Sovereign Bonds \| -	3%	₹449 Cr	48,300,000
7.71% Govt Stock 2066 Sovereign Bonds \| -	3%	₹445 Cr	43,000,000
Bajaj Finance Limited Debentures \| -	3%	₹435 Cr	43,500
Karnataka State Development Loans Sovereign Bonds \| -	3%	₹424 Cr	42,000,000
Power Finance Corporation Limited Debentures \| -	3%	₹399 Cr	40,000
Small Industries Development Bank Of India Debentures \| -	2%	₹351 Cr	35,000
Mahindra And Mahindra Financial Services Limited Debentures \| -	2%	₹302 Cr	30,000
Knowledge Realty TRust Debentures \| -	2%	₹299 Cr	30,000

7. Aditya Birla Sun Life Corporate Bond Fund

(Erstwhile Aditya Birla Sun Life Short Term Fund)

An Open-ended income scheme with the objective to generate income and capital appreciation by investing 100% of the corpus in a diversified portfolio of debt and money market securities.

Research Highlights for Aditya Birla Sun Life Corporate Bond Fund

Upper mid AUM (₹23,623 Cr).
Established history (29+ yrs).
Top rated.
Risk profile: Moderately Low.
1Y return: 5.02% (lower mid).
1M return: -0.07% (bottom quartile).
Sharpe: -0.27 (lower mid).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 7.34% (upper mid).
Modified duration: 4.10 yrs (bottom quartile).
Average maturity: 6.66 yrs (bottom quartile).
Exit load: NIL.
Top sector: Financial Services.
Top bond sector: Corporate.
Debt-heavy allocation (~97%).
High-quality debt (AAA/AA ~100%).
Largest holding 6.68% Govt Stock 2040 (~7.0%).

Below is the key information for Aditya Birla Sun Life Corporate Bond Fund

Aditya Birla Sun Life Corporate Bond Fund Growth
Launch Date	3 Mar 97
NAV (09 Sep 26)	₹119.684 ↑ 0.03 (0.02 %)
Net Assets (Cr)	₹23,623 on 31 Jul 26
Category	Debt - Corporate Bond
AMC	Birla Sun Life Asset Management Co Ltd
Rating	☆☆☆☆☆
Risk	Moderately Low
Expense Ratio	0.52
Sharpe Ratio	-0.27
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	100
Exit Load	NIL
Yield to Maturity	7.34%
Effective Maturity	6 Years 7 Months 28 Days
Modified Duration	4 Years 1 Month 6 Days

Growth of 10,000 investment over the years.

Date	Value
31 Aug 21	₹10,000
31 Aug 22	₹10,321
31 Aug 23	₹11,032
31 Aug 24	₹11,920
31 Aug 25	₹12,840
31 Aug 26	₹13,510

Aditya Birla Sun Life Corporate Bond Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for Aditya Birla Sun Life Corporate Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 9 Sep 26

Duration	Returns
1 Month	-0.1%
3 Month	1.6%
6 Month	2.7%
1 Year	5%
3 Year	7%
5 Year	6.2%
10 Year
15 Year
Since launch	8.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.4%
2023	8.5%
2022	7.3%
2021	4.1%
2020	4%
2019	11.9%
2018	9.6%
2017	7%
2016	6.5%
2015	10.2%

Fund Manager information for Aditya Birla Sun Life Corporate Bond Fund

Name	Since	Tenure
Kaustubh Gupta	12 Apr 21	5.39 Yr.

Data below for Aditya Birla Sun Life Corporate Bond Fund as on 31 Jul 26

Asset Allocation

Asset Class	Value
Cash	3.49%
Debt	96.51%

Debt Sector Allocation

Sector	Value
Corporate	58.49%
Government	38.01%
Cash Equivalent	3.49%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
6.68% Govt Stock 2040 Sovereign Bonds \| -	7%	₹1,635 Cr	167,500,000 ↑ 6,000,000
6.94% Govt Stock 2036 Sovereign Bonds \| -	6%	₹1,461 Cr	144,276,100 ↓ -11,500,000
National Bank For Agriculture And Rural Development Debentures \| -	5%	₹1,103 Cr	110,000 ↓ -2,000
Bharti Telecom Limited Debentures \| -	3%	₹670 Cr	67,500
Jamnagar Utilities & Power Private Limited Debentures \| -	3%	₹584 Cr	59,000
6.9% Govt Stock 2065 Sovereign Bonds \| -	2%	₹526 Cr	56,572,800 ↓ -4,000,000
Bajaj Housing Finance Limited Debentures \| -	2%	₹499 Cr	50,000
6.48% Govt Stock 2035 Sovereign Bonds \| -	2%	₹452 Cr	46,035,600 ↓ -2,500,000
Small Industries Development Bank Of India Debentures \| -	2%	₹445 Cr	44,546 ↑ 39,546
Bharti Telecom Limited Debentures \| -	2%	₹412 Cr	41,400

8. Sundaram Corporate Bond Fund

(Erstwhile Sundaram Flexible Fund-Flexible Income Plan)

To generate reasonable returns by creating a portfolio comprising substantially of fixed income instruments and money market instruments by keeping the interest rate risk of the fund low.

Research Highlights for Sundaram Corporate Bond Fund

Bottom quartile AUM (₹620 Cr).
Established history (21+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately Low.
1Y return: 4.96% (bottom quartile).
1M return: 0.20% (upper mid).
Sharpe: -0.46 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 7.17% (bottom quartile).
Modified duration: 2.43 yrs (top quartile).
Average maturity: 3.48 yrs (top quartile).
Exit load: NIL.
Top bond sector: Corporate.
Debt-heavy allocation (~86%).
High-quality debt (AAA/AA ~100%).
Largest holding Indian Railway Finance Corporation Limited (~6.5%).

Below is the key information for Sundaram Corporate Bond Fund

Sundaram Corporate Bond Fund Growth
Launch Date	30 Dec 04
NAV (09 Sep 26)	₹42.641 ↑ 0.01 (0.03 %)
Net Assets (Cr)	₹620 on 31 Jul 26
Category	Debt - Corporate Bond
AMC	Sundaram Asset Management Company Ltd
Rating	☆☆☆
Risk	Moderately Low
Expense Ratio	0.54
Sharpe Ratio	-0.46
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	250
Exit Load	NIL
Yield to Maturity	7.17%
Effective Maturity	3 Years 5 Months 23 Days
Modified Duration	2 Years 5 Months 5 Days

Growth of 10,000 investment over the years.

Date	Value
31 Aug 21	₹10,000
31 Aug 22	₹10,252
31 Aug 23	₹10,859
31 Aug 24	₹11,680
31 Aug 25	₹12,620
31 Aug 26	₹13,243

Sundaram Corporate Bond Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Sundaram Corporate Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 9 Sep 26

Duration	Returns
1 Month	0.2%
3 Month	1.6%
6 Month	2.9%
1 Year	5%
3 Year	6.9%
5 Year	5.8%
10 Year
15 Year
Since launch	6.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.5%
2023	8%
2022	6.3%
2021	3.7%
2020	3.5%
2019	11%
2018	11.3%
2017	4.8%
2016	5.4%
2015	11.7%

Fund Manager information for Sundaram Corporate Bond Fund

Name	Since	Tenure
Kumaresh Ramakrishnan	9 Jun 26	0.23 Yr.
Sandeep Agarwal	1 Jun 12	14.26 Yr.
Ronak Shah	13 Aug 26	0.05 Yr.

Data below for Sundaram Corporate Bond Fund as on 31 Jul 26

Asset Allocation

Asset Class	Value
Cash	13.61%
Debt	85.89%
Other	0.5%

Debt Sector Allocation

Sector	Value
Corporate	63.03%
Government	29.88%
Cash Equivalent	6.59%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Indian Railway Finance Corporation Limited Debentures \| -	6%	₹40 Cr	4,000
LIC Housing Finance Ltd Debentures \| -	5%	₹30 Cr	300
6.36% Govt Stock 2031 Sovereign Bonds \| -	5%	₹30 Cr	2,972,800 ↑ 1,000,000
National Bank For Agriculture And Rural Development Debentures \| -	5%	₹30 Cr	3,000
6.94% Govt Stock 2036 Sovereign Bonds \| -	4%	₹25 Cr	2,500,000
Small Industries Development Bank Of India Debentures \| -	4%	₹25 Cr	2,500
Rec Limited Debentures \| -	4%	₹25 Cr	2,500
National Bank For Agriculture And Rural Development Debentures \| -	4%	₹25 Cr	2,500
Rec Limited Debentures \| -	4%	₹25 Cr	2,500 ↑ 2,500
LIC Housing Finance Ltd Debentures \| -	4%	₹25 Cr	2,500

9. Invesco India Corporate Bond Fund

(Erstwhile Invesco India Active Income Fund)

To generate optimal returns while maintaining liquidity through active management of the portfolio by investing in debt and money market instruments. As the portfolio of the scheme will be actively managed, the Scheme may have a high turnover in order to achieve the investment objective.

Research Highlights for Invesco India Corporate Bond Fund

Lower mid AUM (₹4,222 Cr).
Established history (19+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderate.
1Y return: 4.90% (bottom quartile).
1M return: -0.07% (bottom quartile).
Sharpe: -0.32 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 7.29% (lower mid).
Modified duration: 3.53 yrs (bottom quartile).
Average maturity: 4.90 yrs (lower mid).
Exit load: NIL.
Top bond sector: Corporate.
Debt-heavy allocation (~94%).
High-quality debt (AAA/AA ~100%).
Largest holding 6.48% Govt Stock 2035 (~6.2%).

Below is the key information for Invesco India Corporate Bond Fund

Invesco India Corporate Bond Fund Growth
Launch Date	2 Aug 07
NAV (09 Sep 26)	₹3,370.43 ↑ 0.51 (0.02 %)
Net Assets (Cr)	₹4,222 on 31 Jul 26
Category	Debt - Corporate Bond
AMC	Invesco Asset Management (India) Private Ltd
Rating	☆☆
Risk	Moderate
Expense Ratio	0.67
Sharpe Ratio	-0.32
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	NIL
Yield to Maturity	7.29%
Effective Maturity	4 Years 10 Months 24 Days
Modified Duration	3 Years 6 Months 11 Days

Growth of 10,000 investment over the years.

Date	Value
31 Aug 21	₹10,000
31 Aug 22	₹10,203
31 Aug 23	₹10,831
31 Aug 24	₹11,658
31 Aug 25	₹12,593
31 Aug 26	₹13,216

Invesco India Corporate Bond Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Invesco India Corporate Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 9 Sep 26

Duration	Returns
1 Month	-0.1%
3 Month	1.5%
6 Month	2.7%
1 Year	4.9%
3 Year	6.9%
5 Year	5.8%
10 Year
15 Year
Since launch	6.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.6%
2023	8.1%
2022	6.7%
2021	2.9%
2020	3.4%
2019	10.1%
2018	11.1%
2017	4%
2016	1.8%
2015	14.1%

Fund Manager information for Invesco India Corporate Bond Fund

Name	Since	Tenure
Krishna Cheemalapati	16 Dec 20	5.71 Yr.
Vikas Garg	26 Sep 20	5.93 Yr.

Data below for Invesco India Corporate Bond Fund as on 31 Jul 26

Asset Allocation

Asset Class	Value
Cash	5.03%
Debt	94.47%
Other	0.5%

Debt Sector Allocation

Sector	Value
Corporate	56.95%
Government	37.52%
Cash Equivalent	5.03%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
6.48% Govt Stock 2035 Sovereign Bonds \| -	6%	₹256 Cr	26,012,900 ↓ -1,500,000
Pipeline Infrastructure Limited Debentures \| -	5%	₹188 Cr	18,500,000
Small Industries Development Bank Of India Debentures \| -	4%	₹150 Cr	15,000,000 ↑ 2,500,000
National Bank For Agriculture And Rural Development Debentures \| -	4%	₹148 Cr	15,000,000
6.68% Govt Stock 2040 Sovereign Bonds \| -	3%	₹132 Cr	13,500,000 ↓ -5,000,000
6.79% Govt Stock 2034 Sovereign Bonds \| -	3%	₹122 Cr	12,091,100 ↑ 6,000,000
LIC Housing Finance Ltd Debentures \| -	2%	₹103 Cr	10,000,000
Rec Limited Debentures \| -	2%	₹102 Cr	10,000,000
Mindspace Business Parks Reit Debentures \| -	2%	₹100 Cr	10,000,000
ICICI Home Finance Company Limited Debentures \| -	2%	₹90 Cr	9,000,000

10. HDFC Corporate Bond Fund

(Erstwhile HDFC Medium Term Opportunities Fund)

To generate regular income through investments in Debt/ Money Market Instruments and Government Securities with maturities not exceeding 60 months.

Research Highlights for HDFC Corporate Bond Fund

Highest AUM (₹30,664 Cr).
Established history (16+ yrs).
Rating: 5★ (top quartile).
Risk profile: Moderately Low.
1Y return: 4.83% (bottom quartile).
1M return: -0.12% (bottom quartile).
Sharpe: -0.29 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 7.31% (lower mid).
Modified duration: 4.21 yrs (bottom quartile).
Average maturity: 7.10 yrs (bottom quartile).
Exit load: NIL.
Top bond sector: Corporate.
Debt-heavy allocation (~97%).
High-quality debt (AAA/AA ~100%).
Largest holding 6.9% Govt Stock 2065 (~4.3%).

Below is the key information for HDFC Corporate Bond Fund

HDFC Corporate Bond Fund Growth
Launch Date	29 Jun 10
NAV (09 Sep 26)	₹34.4528 ↑ 0.01 (0.03 %)
Net Assets (Cr)	₹30,664 on 31 Jul 26
Category	Debt - Corporate Bond
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆☆☆
Risk	Moderately Low
Expense Ratio	0.6
Sharpe Ratio	-0.29
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	NIL
Yield to Maturity	7.31%
Effective Maturity	7 Years 1 Month 6 Days
Modified Duration	4 Years 2 Months 16 Days

Growth of 10,000 investment over the years.

Date	Value
31 Aug 21	₹10,000
31 Aug 22	₹10,277
31 Aug 23	₹10,974
31 Aug 24	₹11,847
31 Aug 25	₹12,775
31 Aug 26	₹13,401

HDFC Corporate Bond Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for HDFC Corporate Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 9 Sep 26

Duration	Returns
1 Month	-0.1%
3 Month	1.6%
6 Month	2.7%
1 Year	4.8%
3 Year	6.9%
5 Year	6%
10 Year
15 Year
Since launch	7.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.3%
2023	8.6%
2022	7.2%
2021	3.3%
2020	3.9%
2019	11.8%
2018	10.3%
2017	6.5%
2016	6.5%
2015	10.6%

Fund Manager information for HDFC Corporate Bond Fund

Name	Since	Tenure
Anupam Joshi	27 Oct 15	10.85 Yr.
Dhruv Muchhal	22 Jun 23	3.19 Yr.

Data below for HDFC Corporate Bond Fund as on 31 Jul 26

Asset Allocation

Asset Class	Value
Cash	3.15%
Debt	96.51%
Other	0.34%

Debt Sector Allocation

Sector	Value
Corporate	62.58%
Government	33.91%
Cash Equivalent	3.17%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
6.9% Govt Stock 2065 Sovereign Bonds \| -	4%	₹1,302 Cr	140,000,000
Bajaj Finance Limited Debentures \| -	4%	₹1,074 Cr	110,000
State Bank Of India Debentures \| -	3%	₹775 Cr	775
HDFC Bank Limited Debentures \| -	2%	₹502 Cr	50,000
LIC Housing Finance Ltd Debentures \| -	2%	₹502 Cr	5,000
Small Industries Development Bank Of India Debentures \| -	2%	₹501 Cr	50,000
6.68% Govt Stock 2040 Sovereign Bonds \| -	2%	₹488 Cr	50,000,000
6.75% Govt Stock 2033 Sovereign Bonds \| -	2%	₹468 Cr	45,000,000 ↓ -2,500,000
Rural Electrification Corporation Limited Debentures \| -	2%	₹462 Cr	4,500
Bajaj Housing Finance Limited Debentures \| -	2%	₹462 Cr	46,542

கார்ப்பரேட் பத்திரங்களின் கூடுதல் அம்சங்கள்

கூப்பன் வட்டி

கூப்பன் (வட்டி) என்பது கார்ப்பரேட் பத்திர நிதிகளின் அம்சங்களில் ஒன்றாகும். ஒருவர் ஒரு பத்திரத்தை வாங்கும்போது, அவர்கள் கார்ப்பரேட் பத்திரத்திலிருந்து வெளியேறும் வரை நிறுவனம் அவர்களுக்கு தொடர்ந்து வட்டி செலுத்துகிறது. இந்த வட்டி கூப்பன் என்று அழைக்கப்படுகிறது. கூப்பன் வட்டி என்பது சம மதிப்பின் குறிப்பிட்ட சதவீதமாகும்.

முதிர்ச்சிக்கான மகசூல் (YTM)

ytm வருடாந்திர வருமானத்தை அளவிடுகிறதுமுதலீட்டாளர் முதிர்வு வரை பெறும். முதிர்வுக்கான மகசூல் ஒரு பத்திரத்தின் எதிர்பார்க்கப்படும் வருமானத்தை ஒப்பிட அனுமதிக்கிறது. YTM அதிகமாக இருந்தால், உங்கள் வருமானம் அதிகமாக இருக்கும்.

தற்போதைய மகசூல்

இது போர்ட்ஃபோலியோவில் உள்ள பத்திரங்களால் உருவாக்கப்படும் வட்டி வருமானத்தின் அளவீடு ஆகும். உதாரணமாக, என்றால்கூப்பன் விகிதம் INR 1000 இணை மதிப்பு கொண்ட ஒரு பத்திரம்20 சதவீதம், பின்னர் வழங்குபவர் உங்களுக்கு ஆண்டு வட்டியாக INR 200 செலுத்த வேண்டும்.

வரி தாக்கங்கள்

நீங்கள் மூன்று வருடங்கள் வரை கார்ப்பரேட் பத்திரங்களை வைத்திருந்தால், நீங்கள் குறுகிய காலத்திற்கு செலுத்த வேண்டும்முதலீட்டு வரவுகள் இன்30 சதவீதம். நீங்கள் மூன்று ஆண்டுகளுக்கும் மேலாக கார்ப்பரேட் பத்திரங்களை வைத்திருந்தால், நீண்ட கால மூலதன ஆதாயங்களின் கீழ் வருமானத்திற்கு வரி விதிக்கப்படும், அதாவது,20 குறியீட்டு நன்மையுடன் சதவீதம்.

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