Table of Contents

భారతీయ బ్యాంకింగ్ రంగం — అవలోకనం
భారతదేశంలో పెట్టుబడి పెట్టడానికి టాప్ 7 బ్యాంకింగ్ & ఫైనాన్స్ మ్యూచువల్ ఫండ్‌లు
బ్యాంకింగ్ & ఫైనాన్స్ మ్యూచువల్ ఫండ్స్‌లో ఎలా పెట్టుబడి పెట్టాలి?
Top 7 Equity - Sectoral Funds

టాప్ 7 బెస్ట్ పెర్ఫార్మింగ్ బ్యాంకింగ్ & ఫైనాన్షియల్ సర్వీసెస్ ఫండ్స్ 2022

Updated on July 23, 2025 , 89672 views

బ్యాంకింగ్ మరియు ఆర్థిక సేవలురంగ నిధులు బ్యాంకింగ్ మరియు ఆర్థిక సేవలను అందించే కంపెనీలలో ప్రధానంగా పెట్టుబడి పెట్టే ఒక రకమైన ఈక్విటీ సెక్టార్ ఫండ్‌లు. గత ఏడాది కాలంలో బ్యాంకింగ్ సెక్టార్ ఫండ్స్ చాలా బలంగా పనిచేశాయిసంత.గత 6 నెలల్లో, కొన్ని టాప్ బ్యాంకింగ్ రంగంమ్యూచువల్ ఫండ్స్ సగటు రాబడిని 27 శాతం - 31 శాతం ఇచ్చాయి. ఇటువంటి అధిక రాబడులు ఎల్లప్పుడూ ఉత్సాహాన్ని కలిగిస్తాయి మరియు చాలా మంది పెట్టుబడిదారులు దాని వైపు మొగ్గు చూపుతారుపెట్టుబడి పెడుతున్నారు అటువంటి నిధులలో.

ఆదర్శవంతంగా, ఒకపెట్టుబడిదారుడు ఈక్విటీల అనుభవం మరియు బ్యాంకింగ్ రంగంలో మంచి పరిజ్ఞానం ఉన్నవారు ఈ ఫండ్స్‌లో మాత్రమే పెట్టుబడి పెట్టాలి. మీ పెట్టుబడి ప్రక్రియను సులభతరం చేయడానికి, మేము భారతదేశంలో అత్యుత్తమ పనితీరు కనబరుస్తున్న బేకింగ్ సెక్టార్ ఫండ్‌లను జాబితా చేసాము.

భారతీయ బ్యాంకింగ్ రంగం — అవలోకనం

భారతీయ బ్యాంకింగ్ వ్యవస్థలో సహకార పరపతి సంస్థలతో పాటు 27 ప్రభుత్వ రంగ బ్యాంకులు, 26 ప్రైవేట్ రంగ బ్యాంకులు, 56 ప్రాంతీయ గ్రామీణ బ్యాంకులు, 46 విదేశీ బ్యాంకులు, 93,913 గ్రామీణ సహకార బ్యాంకులు మరియు 1,574 పట్టణ సహకార బ్యాంకులు ఉన్నాయి. ఈ రంగంలోని ప్రధాన ఆటగాళ్లలో కొన్ని- HDFCబ్యాంక్, స్టేట్ బ్యాంక్ ఆఫ్ ఇండియా,ICICI బ్యాంక్ లిమిటెడ్, యెస్ బ్యాంక్ మొదలైనవి. ప్రభుత్వ రంగ బ్యాంకులు బ్యాంకింగ్ సిస్టమ్ ఆస్తులలో 70 శాతానికి పైగా నియంత్రిస్తాయి, తద్వారా దాని ప్రైవేట్ సహచరులకు తులనాత్మకంగా చిన్న వాటాను వదిలివేస్తుంది.

ఈ రంగంలో చాలా మంచి మరియు ప్రముఖ కంపెనీలు ఉన్నప్పటికీ, పెట్టుబడిదారులు ఆ రంగాన్ని మరచిపోకూడదుఈక్విటీ ఫండ్స్ అన్ని ఈక్విటీ ఫండ్లలో అత్యంత ప్రమాదకరమైనవి. అందువల్ల, అనుభవజ్ఞులైన పెట్టుబడిదారులు అధిక-అపాయకరమైన ఆకలి మరియు దీర్ఘకాలికంగా పెట్టుబడి పెట్టాలనుకునే వారు, దిగువ ఫండ్స్‌లో పెట్టుబడి పెట్టడాన్ని ఆదర్శంగా పరిగణించాలి.

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భారతదేశంలో పెట్టుబడి పెట్టడానికి టాప్ 7 బ్యాంకింగ్ & ఫైనాన్స్ మ్యూచువల్ ఫండ్‌లు

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
UTI Banking and Financial Services Fund Growth	₹189.82 ↓ -2.59	₹1,356	3.5	17.7	13.3	19.2	21.3	11.1
TATA Banking and Financial Services Fund Growth	₹43.4325 ↓ -0.41	₹2,958	4.2	18.1	15	21.3	20.4	9
SBI Banking & Financial Services Fund Growth	₹42.6776 ↓ -0.32	₹8,538	6.4	17.7	15.8	21.1	21.7	19.6
ICICI Prudential Banking and Financial Services Fund Growth	₹134.83 ↓ -0.46	₹10,088	4.7	16.6	12.7	18.3	21.3	11.6
Baroda Pioneer Banking And Financial Services Fund Growth	₹48.1388 ↓ -0.59	₹290	4.1	15.9	16.3	19.4	19.8	12.5
LIC MF Banking & Financial Services Fund Growth	₹21.2966 ↓ -0.27	₹282	7.3	18.7	8.1	15.8	18.5	0.5
Aditya Birla Sun Life Banking And Financial Services Fund Growth	₹60.89 ↓ -0.77	₹3,625	3.6	17	10.5	19	21.7	8.7
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 25 Jul 25

ఎగువ జాబితా పైనబ్యాంకింగ్ & ఆర్థిక సేవలు మ్యూచువల్ ఫండ్స్ కంటే ఎక్కువ AUM/నికర ఆస్తులు ఉన్నాయి100 కోట్లు.

1. UTI Banking and Financial Services Fund

(Erstwhile UTI Banking Sector Fund)

Investment objective is "capital appreciation" through investments in the stocks of the companies/institutions engaged in the banking and financial services activities.

UTI Banking and Financial Services Fund is a Equity - Sectoral fund was launched on 7 Apr 04. It is a fund with High risk and has given a CAGR/Annualized return of 14.8% since its launch. Ranked 20 in Sectoral category. Return for 2024 was 11.1% , 2023 was 19.5% and 2022 was 15.1% .

Below is the key information for UTI Banking and Financial Services Fund

UTI Banking and Financial Services Fund Growth
Launch Date	7 Apr 04
NAV (25 Jul 25)	₹189.82 ↓ -2.59 (-1.35 %)
Net Assets (Cr)	₹1,356 on 30 Jun 25
Category	Equity - Sectoral
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆
Risk	High
Expense Ratio	2.28
Sharpe Ratio	0.65
Information Ratio	0.48
Alpha Ratio	-2.61
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Jun 20	₹10,000
30 Jun 21	₹16,173
30 Jun 22	₹14,961
30 Jun 23	₹20,138
30 Jun 24	₹25,037
30 Jun 25	₹28,754

UTI Banking and Financial Services Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹518,033.
Net Profit of ₹218,033 Invest Now

Returns for UTI Banking and Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Jul 25

Duration	Returns
1 Month	-1.2%
3 Month	3.5%
6 Month	17.7%
1 Year	13.3%
3 Year	19.2%
5 Year	21.3%
10 Year
15 Year
Since launch	14.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	11.1%
2023	19.5%
2022	15.1%
2021	14.3%
2020	-5.3%
2019	11.6%
2018	-6.8%
2017	43.5%
2016	13%
2015	-11.3%

Fund Manager information for UTI Banking and Financial Services Fund

Name	Since	Tenure
Amit Premchandani	16 Jun 25	0 Yr.
Preethi S	2 May 22	3.08 Yr.

Data below for UTI Banking and Financial Services Fund as on 30 Jun 25

Equity Sector Allocation

Sector	Value
Financial Services	97.47%
Technology	0.49%

Asset Allocation

Asset Class	Value
Cash	2.04%
Equity	97.96%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 30 Apr 04 \| ICICIBANK	21%	₹268 Cr	1,852,344
HDFC Bank Ltd (Financial Services) Equity, Since 31 Mar 09 \| HDFCBANK	15%	₹196 Cr	1,005,927
Axis Bank Ltd (Financial Services) Equity, Since 30 Jun 18 \| AXISBANK	6%	₹80 Cr	670,000
Bajaj Finance Ltd (Financial Services) Equity, Since 30 Nov 19 \| BAJFINANCE	6%	₹77 Cr	84,257
Shriram Finance Ltd (Financial Services) Equity, Since 31 Jan 24 \| SHRIRAMFIN	5%	₹63 Cr	983,680
State Bank of India (Financial Services) Equity, Since 28 Feb 18 \| SBIN	5%	₹61 Cr	750,000
India Shelter Finance Corporation Ltd (Financial Services) Equity, Since 31 Dec 23 \| INDIASHLTR	4%	₹58 Cr	660,014 ↓ -11,959
Max Financial Services Ltd (Financial Services) Equity, Since 30 Sep 22 \| MFSL	4%	₹47 Cr	314,018
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 30 Sep 18 \| KOTAKBANK	4%	₹46 Cr	222,971 ↓ -975
Karur Vysya Bank Ltd (Financial Services) Equity, Since 31 Dec 18 \| KARURVYSYA	4%	₹46 Cr	2,070,787 ↑ 155,000

2. TATA Banking and Financial Services Fund

The investment objective of the scheme is to seek long term capital appreciation by investing atleast 80% of its net assets in equity/equity related instruments of the companies in the Banking and Financial Services sector in India.

TATA Banking and Financial Services Fund is a Equity - Sectoral fund was launched on 28 Dec 15. It is a fund with High risk and has given a CAGR/Annualized return of 16.6% since its launch. Return for 2024 was 9% , 2023 was 22% and 2022 was 16.9% .

Below is the key information for TATA Banking and Financial Services Fund

TATA Banking and Financial Services Fund Growth
Launch Date	28 Dec 15
NAV (25 Jul 25)	₹43.4325 ↓ -0.41 (-0.93 %)
Net Assets (Cr)	₹2,958 on 30 Jun 25
Category	Equity - Sectoral
AMC	Tata Asset Management Limited
Rating	Not Rated
Risk	High
Expense Ratio	0
Sharpe Ratio	0.78
Information Ratio	0.78
Alpha Ratio	-0.75
Min Investment	5,000
Min SIP Investment	150
Exit Load	0-3 Months (0.25%),3 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Jun 20	₹10,000
30 Jun 21	₹15,082
30 Jun 22	₹13,673
30 Jun 23	₹19,180
30 Jun 24	₹23,573
30 Jun 25	₹27,418

TATA Banking and Financial Services Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹505,644.
Net Profit of ₹205,644 Invest Now

Returns for TATA Banking and Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Jul 25

Duration	Returns
1 Month	-0.9%
3 Month	4.2%
6 Month	18.1%
1 Year	15%
3 Year	21.3%
5 Year	20.4%
10 Year
15 Year
Since launch	16.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	9%
2023	22%
2022	16.9%
2021	11.9%
2020	2.7%
2019	25.7%
2018	-0.1%
2017	45%
2016	17.8%
2015

Fund Manager information for TATA Banking and Financial Services Fund

Name	Since	Tenure
Amey Sathe	14 Oct 21	3.63 Yr.

Data below for TATA Banking and Financial Services Fund as on 30 Jun 25

Equity Sector Allocation

Sector	Value
Financial Services	93.81%
Technology	1.91%

Asset Allocation

Asset Class	Value
Cash	4.28%
Equity	95.72%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jan 16 \| HDFCBANK	22%	₹622 Cr	3,200,000
Axis Bank Ltd (Financial Services) Equity, Since 30 Nov 18 \| AXISBANK	9%	₹253 Cr	2,120,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 18 \| ICICIBANK	9%	₹241 Cr	1,665,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Jan 16 \| KOTAKBANK	9%	₹239 Cr	1,150,000
SBI Cards and Payment Services Ltd Ordinary Shares (Financial Services) Equity, Since 31 Mar 20 \| SBICARD	3%	₹81 Cr	880,000
State Bank of India (Financial Services) Equity, Since 30 Nov 20 \| SBIN	3%	₹80 Cr	990,000
PNB Housing Finance Ltd (Financial Services) Equity, Since 31 Oct 21 \| PNBHOUSING	3%	₹78 Cr	750,000
Bajaj Finance Ltd (Financial Services) Equity, Since 31 Dec 24 \| BAJFINANCE	3%	₹73 Cr	80,000
ICICI Lombard General Insurance Co Ltd (Financial Services) Equity, Since 30 Jun 19 \| ICICIGI	3%	₹70 Cr	375,000
HDFC Life Insurance Co Ltd (Financial Services) Equity, Since 31 Jul 19 \| HDFCLIFE	2%	₹70 Cr	900,000

3. SBI Banking & Financial Services Fund

The investment objective of the scheme is to generate long-term capital appreciation to unit holders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. However, there can be no assurance that the investment objective of the Scheme will be realized.

SBI Banking & Financial Services Fund is a Equity - Sectoral fund was launched on 26 Feb 15. It is a fund with High risk and has given a CAGR/Annualized return of 15% since its launch. Return for 2024 was 19.6% , 2023 was 18.6% and 2022 was 13.5% .

Below is the key information for SBI Banking & Financial Services Fund

SBI Banking & Financial Services Fund Growth
Launch Date	26 Feb 15
NAV (25 Jul 25)	₹42.6776 ↓ -0.32 (-0.74 %)
Net Assets (Cr)	₹8,538 on 30 Jun 25
Category	Equity - Sectoral
AMC	SBI Funds Management Private Limited
Rating	Not Rated
Risk	High
Expense Ratio	1.91
Sharpe Ratio	0.86
Information Ratio	0.61
Alpha Ratio	0.33
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Jun 20	₹10,000
30 Jun 21	₹15,958
30 Jun 22	₹14,761
30 Jun 23	₹18,802
30 Jun 24	₹24,883
30 Jun 25	₹29,136

SBI Banking & Financial Services Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹518,033.
Net Profit of ₹218,033 Invest Now

Returns for SBI Banking & Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Jul 25

Duration	Returns
1 Month	-0.2%
3 Month	6.4%
6 Month	17.7%
1 Year	15.8%
3 Year	21.1%
5 Year	21.7%
10 Year
15 Year
Since launch	15%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	19.6%
2023	18.6%
2022	13.5%
2021	12.1%
2020	4.8%
2019	20.7%
2018	9.5%
2017	40.7%
2016	17%
2015

Fund Manager information for SBI Banking & Financial Services Fund

Name	Since	Tenure
Milind Agrawal	1 Aug 19	5.84 Yr.
Pradeep Kesavan	1 Dec 23	1.5 Yr.

Data below for SBI Banking & Financial Services Fund as on 30 Jun 25

Equity Sector Allocation

Sector	Value
Financial Services	96.82%

Asset Allocation

Asset Class	Value
Cash	3.18%
Equity	96.82%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 28 Feb 15 \| HDFCBANK	27%	₹2,142 Cr	11,014,715
ICICI Bank Ltd (Financial Services) Equity, Since 31 Dec 16 \| ICICIBANK	11%	₹873 Cr	6,035,814
Axis Bank Ltd (Financial Services) Equity, Since 31 Jan 25 \| AXISBANK	9%	₹749 Cr	6,285,625
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 28 Feb 23 \| KOTAKBANK	9%	₹745 Cr	3,591,554 ↑ 400,000
Max Financial Services Ltd (Financial Services) Equity, Since 30 Apr 25 \| MFSL	4%	₹349 Cr	2,319,400 ↑ 300,702
HDFC Life Insurance Co Ltd (Financial Services) Equity, Since 31 Mar 25 \| HDFCLIFE	4%	₹332 Cr	4,274,765
Muthoot Finance Ltd (Financial Services) Equity, Since 31 Dec 22 \| MUTHOOTFIN	4%	₹307 Cr	1,386,984 ↑ 257,943
Bank of Baroda (Financial Services) Equity, Since 31 Mar 25 \| BANKBARODA	3%	₹224 Cr	8,985,585
SBI Cards and Payment Services Ltd Ordinary Shares (Financial Services) Equity, Since 31 Jan 25 \| SBICARD	2%	₹199 Cr	2,155,232 ↑ 121,632
Nippon Life India Asset Management Ltd Ordinary Shares (Financial Services) Equity, Since 31 Aug 23 \| NAM-INDIA	2%	₹195 Cr	2,627,975 ↓ -39,260

4. ICICI Prudential Banking and Financial Services Fund

ICICI Prudential Banking and Financial Services Fund is an Open-ended equity scheme that seeks to generate long-term capital appreciation to unitholders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. However, there can be no assurance that the investment objective of the Scheme will be realized.

ICICI Prudential Banking and Financial Services Fund is a Equity - Sectoral fund was launched on 22 Aug 08. It is a fund with High risk and has given a CAGR/Annualized return of 16.6% since its launch. Return for 2024 was 11.6% , 2023 was 17.9% and 2022 was 11.9% .

Below is the key information for ICICI Prudential Banking and Financial Services Fund

ICICI Prudential Banking and Financial Services Fund Growth
Launch Date	22 Aug 08
NAV (25 Jul 25)	₹134.83 ↓ -0.46 (-0.34 %)
Net Assets (Cr)	₹10,088 on 30 Jun 25
Category	Equity - Sectoral
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆☆☆
Risk	High
Expense Ratio	1.98
Sharpe Ratio	0.72
Information Ratio	0.11
Alpha Ratio	-0.92
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Jun 20	₹10,000
30 Jun 21	₹17,087
30 Jun 22	₹15,933
30 Jun 23	₹20,873
30 Jun 24	₹25,343
30 Jun 25	₹29,116

ICICI Prudential Banking and Financial Services Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹518,033.
Net Profit of ₹218,033 Invest Now

Returns for ICICI Prudential Banking and Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Jul 25

Duration	Returns
1 Month	-0.1%
3 Month	4.7%
6 Month	16.6%
1 Year	12.7%
3 Year	18.3%
5 Year	21.3%
10 Year
15 Year
Since launch	16.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	11.6%
2023	17.9%
2022	11.9%
2021	23.5%
2020	-5.5%
2019	14.5%
2018	-0.4%
2017	45.1%
2016	21.1%
2015	-7.2%

Fund Manager information for ICICI Prudential Banking and Financial Services Fund

Name	Since	Tenure
Roshan Chutkey	29 Jan 18	7.34 Yr.
Sharmila D’mello	30 Jun 22	2.92 Yr.

Data below for ICICI Prudential Banking and Financial Services Fund as on 30 Jun 25

Equity Sector Allocation

Sector	Value
Financial Services	88.89%
Health Care	0.7%
Industrials	0.33%

Asset Allocation

Asset Class	Value
Cash	9.86%
Equity	89.92%
Other	0.23%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 08 \| ICICIBANK	20%	₹1,932 Cr	13,361,620
HDFC Bank Ltd (Financial Services) Equity, Since 31 Oct 08 \| HDFCBANK	17%	₹1,684 Cr	8,660,368 ↑ 1,099,317
Axis Bank Ltd (Financial Services) Equity, Since 28 Feb 19 \| AXISBANK	9%	₹857 Cr	7,188,596
State Bank of India (Financial Services) Equity, Since 31 Oct 08 \| SBIN	8%	₹771 Cr	9,489,675
SBI Life Insurance Co Ltd (Financial Services) Equity, Since 30 Sep 17 \| SBILIFE	5%	₹447 Cr	2,465,619 ↓ -409,683
IndusInd Bank Ltd (Financial Services) Equity, Since 30 Apr 24 \| INDUSINDBK	4%	₹345 Cr	4,229,009 ↓ -102,584
ICICI Lombard General Insurance Co Ltd (Financial Services) Equity, Since 30 Sep 19 \| ICICIGI	3%	₹310 Cr	1,653,762 ↑ 67,525
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Jan 23 \| KOTAKBANK	3%	₹301 Cr	1,448,500 ↑ 277,316
HDFC Life Insurance Co Ltd (Financial Services) Equity, Since 30 Sep 23 \| HDFCLIFE	3%	₹291 Cr	3,744,946 ↓ -1,518,000
Max Financial Services Ltd (Financial Services) Equity, Since 31 Aug 19 \| MFSL	3%	₹286 Cr	1,902,703

5. Baroda Pioneer Banking And Financial Services Fund

The investment objective is to generate long-term capital appreciation for unit holders from a portfolio invested predominantly in equity and equity related securities of companies engaged in the Banking & Financial Services Sector.

Baroda Pioneer Banking And Financial Services Fund is a Equity - Sectoral fund was launched on 22 Jun 12. It is a fund with High risk and has given a CAGR/Annualized return of 12.8% since its launch. Ranked 32 in Sectoral category. Return for 2024 was 12.5% , 2023 was 20.5% and 2022 was 15.7% .

Below is the key information for Baroda Pioneer Banking And Financial Services Fund

Baroda Pioneer Banking And Financial Services Fund Growth
Launch Date	22 Jun 12
NAV (25 Jul 25)	₹48.1388 ↓ -0.59 (-1.20 %)
Net Assets (Cr)	₹290 on 30 Jun 25
Category	Equity - Sectoral
AMC	Baroda Pioneer Asset Management Co. Ltd.
Rating	☆☆
Risk	High
Expense Ratio	2.37
Sharpe Ratio	0.72
Information Ratio	0.43
Alpha Ratio	-1.68
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Jun 20	₹10,000
30 Jun 21	₹15,220
30 Jun 22	₹14,238
30 Jun 23	₹18,406
30 Jun 24	₹23,309
30 Jun 25	₹27,077

Baroda Pioneer Banking And Financial Services Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹493,520.
Net Profit of ₹193,520 Invest Now

Returns for Baroda Pioneer Banking And Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Jul 25

Duration	Returns
1 Month	-0.6%
3 Month	4.1%
6 Month	15.9%
1 Year	16.3%
3 Year	19.4%
5 Year	19.8%
10 Year
15 Year
Since launch	12.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	12.5%
2023	20.5%
2022	15.7%
2021	8%
2020	-1%
2019	23.1%
2018	1.2%
2017	32.9%
2016	8.7%
2015	-11.8%

Fund Manager information for Baroda Pioneer Banking And Financial Services Fund

Name	Since	Tenure
Sandeep Jain	14 Mar 22	3.3 Yr.
Arjun Bagga	21 Oct 24	0.69 Yr.

Data below for Baroda Pioneer Banking And Financial Services Fund as on 30 Jun 25

Equity Sector Allocation

Sector	Value
Financial Services	93.46%
Technology	2.67%

Asset Allocation

Asset Class	Value
Cash	3.62%
Equity	96.13%
Debt	0.25%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 May 14 \| HDFCBANK	25%	₹67 Cr	346,450
ICICI Bank Ltd (Financial Services) Equity, Since 31 Jul 12 \| ICICIBANK	20%	₹54 Cr	376,000
Axis Bank Ltd (Financial Services) Equity, Since 30 Nov 16 \| AXISBANK	6%	₹17 Cr	145,000
State Bank of India (Financial Services) Equity, Since 30 Jun 12 \| SBIN	4%	₹12 Cr	150,000 ↓ -16,500
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Jul 13 \| KOTAKBANK	4%	₹12 Cr	58,000 ↓ -12,000
Bajaj Finance Ltd (Financial Services) Equity, Since 31 Oct 21 \| BAJFINANCE	4%	₹11 Cr	11,976
Bajaj Finserv Ltd (Financial Services) Equity, Since 30 Sep 24 \| BAJAJFINSV	4%	₹10 Cr	50,000 ↑ 8,000
HDFC Asset Management Co Ltd (Financial Services) Equity, Since 31 Aug 24 \| HDFCAMC	3%	₹8 Cr	17,000 ↑ 5,000
City Union Bank Ltd (Financial Services) Equity, Since 30 Nov 24 \| CUB	2%	₹6 Cr	325,000 ↑ 150,000
BSE Ltd (Financial Services) Equity, Since 31 Mar 25 \| BSE	2%	₹5 Cr	19,500

6. LIC MF Banking & Financial Services Fund

The investment objective of the scheme is to generate long-term capital appreciation for unit holders from a portfolio that is invested substantially in equity and equity related securities of companies engaged in banking & financial services sector. However, there can be no assurance that the investment objective of the Scheme will be realised.

LIC MF Banking & Financial Services Fund is a Equity - Sectoral fund was launched on 27 Mar 15. It is a fund with High risk and has given a CAGR/Annualized return of 7.6% since its launch. Return for 2024 was 0.5% , 2023 was 20.5% and 2022 was 19.6% .

Below is the key information for LIC MF Banking & Financial Services Fund

LIC MF Banking & Financial Services Fund Growth
Launch Date	27 Mar 15
NAV (25 Jul 25)	₹21.2966 ↓ -0.27 (-1.25 %)
Net Assets (Cr)	₹282 on 30 Jun 25
Category	Equity - Sectoral
AMC	LIC Mutual Fund Asset Mgmt Co Ltd
Rating	Not Rated
Risk	High
Expense Ratio	2.3
Sharpe Ratio	-0.03
Information Ratio	-0.26
Alpha Ratio	-11.6
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Jun 20	₹10,000
30 Jun 21	₹14,997
30 Jun 22	₹14,145
30 Jun 23	₹19,630
30 Jun 24	₹23,311
30 Jun 25	₹24,551

LIC MF Banking & Financial Services Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹481,656.
Net Profit of ₹181,656 Invest Now

Returns for LIC MF Banking & Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Jul 25

Duration	Returns
1 Month	0.7%
3 Month	7.3%
6 Month	18.7%
1 Year	8.1%
3 Year	15.8%
5 Year	18.5%
10 Year
15 Year
Since launch	7.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	0.5%
2023	20.5%
2022	19.6%
2021	9.8%
2020	-2.1%
2019	19.9%
2018	-18%
2017	32.7%
2016	10.5%
2015

Fund Manager information for LIC MF Banking & Financial Services Fund

Name	Since	Tenure
Jaiprakash Toshniwal	6 Sep 21	3.74 Yr.

Data below for LIC MF Banking & Financial Services Fund as on 30 Jun 25

Equity Sector Allocation

Sector	Value
Financial Services	94.64%
Consumer Cyclical	1.94%
Technology	1.63%

Asset Allocation

Asset Class	Value
Cash	1.7%
Equity	98.3%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 30 Apr 15 \| HDFCBANK	20%	₹55 Cr	280,269 ↓ -5,153
ICICI Bank Ltd (Financial Services) Equity, Since 30 Apr 15 \| ICICIBANK	13%	₹35 Cr	241,886
Axis Bank Ltd (Financial Services) Equity, Since 30 Apr 15 \| AXISBANK	7%	₹18 Cr	153,802
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 29 Feb 24 \| KOTAKBANK	6%	₹17 Cr	84,215 ↑ 5,155
State Bank of India (Financial Services) Equity, Since 31 Mar 20 \| SBIN	6%	₹16 Cr	194,490
MAS Financial Services Ltd Ordinary Shares (Financial Services) Equity, Since 31 Mar 22 \| MASFIN	5%	₹13 Cr	446,254 ↑ 54,240
Power Finance Corp Ltd (Financial Services) Equity, Since 30 Sep 23 \| PFC	4%	₹10 Cr	249,825 ↑ 35,465
CreditAccess Grameen Ltd Ordinary Shares (Financial Services) Equity, Since 30 Sep 22 \| CREDITACC	3%	₹8 Cr	67,618
DCB Bank Ltd (Financial Services) Equity, Since 30 Nov 22 \| DCBBANK	3%	₹7 Cr	491,829
The South Indian Bank Ltd (Financial Services) Equity, Since 31 Oct 24 \| SOUTHBANK	3%	₹7 Cr	2,384,365

7. Aditya Birla Sun Life Banking And Financial Services Fund

The primary investment objective of the Scheme is to generate long-term capital appreciation to unit holders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. The Scheme does not guarantee/indicate any returns. There can be no assurance that the schemes’ objectives will be achieved.

Aditya Birla Sun Life Banking And Financial Services Fund is a Equity - Sectoral fund was launched on 14 Dec 13. It is a fund with High risk and has given a CAGR/Annualized return of 16.8% since its launch. Ranked 3 in Sectoral category. Return for 2024 was 8.7% , 2023 was 21.7% and 2022 was 11.5% .

Below is the key information for Aditya Birla Sun Life Banking And Financial Services Fund

Aditya Birla Sun Life Banking And Financial Services Fund Growth
Launch Date	14 Dec 13
NAV (25 Jul 25)	₹60.89 ↓ -0.77 (-1.25 %)
Net Assets (Cr)	₹3,625 on 30 Jun 25
Category	Equity - Sectoral
AMC	Birla Sun Life Asset Management Co Ltd
Rating	☆☆☆☆☆
Risk	High
Expense Ratio	1.99
Sharpe Ratio	0.38
Information Ratio	0.35
Alpha Ratio	-6.15
Min Investment	1,000
Min SIP Investment	1,000
Exit Load	0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Jun 20	₹10,000
30 Jun 21	₹16,794
30 Jun 22	₹15,383
30 Jun 23	₹21,023
30 Jun 24	₹26,243
30 Jun 25	₹29,178

Aditya Birla Sun Life Banking And Financial Services Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹518,033.
Net Profit of ₹218,033 Invest Now

Returns for Aditya Birla Sun Life Banking And Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Jul 25

Duration	Returns
1 Month	-0.9%
3 Month	3.6%
6 Month	17%
1 Year	10.5%
3 Year	19%
5 Year	21.7%
10 Year
15 Year
Since launch	16.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	8.7%
2023	21.7%
2022	11.5%
2021	16.8%
2020	1.1%
2019	14.9%
2018	-2.4%
2017	47.6%
2016	15.7%
2015	-0.5%

Fund Manager information for Aditya Birla Sun Life Banking And Financial Services Fund

Name	Since	Tenure
Dhaval Gala	26 Aug 15	9.77 Yr.
Dhaval Joshi	21 Nov 22	2.53 Yr.

Data below for Aditya Birla Sun Life Banking And Financial Services Fund as on 30 Jun 25

Equity Sector Allocation

Sector	Value
Financial Services	94.88%
Technology	1.18%

Asset Allocation

Asset Class	Value
Cash	3.93%
Equity	96.06%
Other	0%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Dec 13 \| ICICIBANK	21%	₹722 Cr	4,993,129
HDFC Bank Ltd (Financial Services) Equity, Since 31 Dec 13 \| HDFCBANK	18%	₹649 Cr	3,336,948
Axis Bank Ltd (Financial Services) Equity, Since 31 Oct 18 \| AXISBANK	7%	₹230 Cr	1,927,100
Bajaj Finance Ltd (Financial Services) Equity, Since 30 Sep 16 \| BAJFINANCE	6%	₹228 Cr	248,725
State Bank of India (Financial Services) Equity, Since 31 Oct 17 \| SBIN	5%	₹191 Cr	2,351,492
Cholamandalam Financial Holdings Ltd (Financial Services) Equity, Since 31 Jan 20 \| CHOLAHLDNG	4%	₹125 Cr	667,972
ICICI Lombard General Insurance Co Ltd (Financial Services) Equity, Since 30 Sep 19 \| ICICIGI	3%	₹106 Cr	565,076 ↑ 259,151
Shriram Finance Ltd (Financial Services) Equity, Since 30 Jun 23 \| SHRIRAMFIN	3%	₹101 Cr	1,577,227
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Jan 19 \| KOTAKBANK	3%	₹98 Cr	469,972
AU Small Finance Bank Ltd (Financial Services) Equity, Since 30 Nov 23 \| AUBANK	3%	₹91 Cr	1,308,861

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