HDFC MF 2022 ద్వారా 4 అత్యుత్తమ పనితీరు గల బ్యాలెన్స్‌డ్ ఫండ్‌లు

Updated on January 26, 2026 , 6949 views

HDFC మ్యూచువల్ ఫండ్ భారతదేశంలోని అగ్ర ఫండ్ హౌస్‌లలో ఒకటిబ్యాలెన్స్‌డ్ ఫండ్ ద్వారా అందించబడిందిAMC పెట్టుబడిదారులు ఎక్కువగా డిమాండ్ చేసే వాటిలో ఒకటి. హైబ్రిడ్ ఫండ్స్ అని కూడా పిలువబడే బ్యాలెన్స్‌డ్ ఫండ్స్, డెట్ మరియు ఈక్విటీ ఇన్‌స్ట్రుమెంట్స్ రెండింటిలోనూ డబ్బును ఇన్వెస్ట్ చేస్తాయి.

ఈక్విటీ మరియు సాధారణ రాబడి ద్వారా దీర్ఘకాలిక సంపదను నిర్మించడం ద్వారా పోర్ట్‌ఫోలియోను బ్యాలెన్స్ చేయడంలో AMC మాస్టర్ అందించిన బ్యాలెన్స్‌డ్ ఫండ్స్రుణ నిధి. కొత్తగా వచ్చిన చాలా మంది పెట్టుబడిదారులుమ్యూచువల్ ఫండ్స్ ఇష్టపడతారుపెట్టుబడి పెడుతున్నారు బ్యాలెన్స్‌డ్ ఫండ్‌లలో మొదటిది, అవి ఇతర రెండు మ్యూచువల్ ఫండ్‌ల రుచిని అందిస్తాయి.

అందువల్ల, టాప్ ఫండ్ హౌస్‌లలో ఒకదానిలో పెట్టుబడి పెట్టాలనుకునే పెట్టుబడిదారులు, HDFC మ్యూచువల్ ఫండ్ ద్వారా ఈ అత్యుత్తమ పనితీరు గల బ్యాలెన్స్‌డ్ ఫండ్‌లను ఎంచుకోవచ్చు. AUM, గత ప్రదర్శనలు మొదలైన కొన్ని ప్రమాణాల ఆధారంగా ఈ నిధులు షార్ట్‌లిస్ట్ చేయబడ్డాయి.

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HDFC మ్యూచువల్ ఫండ్‌లో ఎందుకు పెట్టుబడి పెట్టాలి?

అద్భుతమైన రేటింగ్‌లు: చాలా కంపెనీ స్కీమ్‌లు మూడు మరియు అంతకంటే ఎక్కువ CRISIL రేటింగ్‌ను కలిగి ఉన్నాయి.
ఎంపికలు వెరైటీ: హెచ్‌డిఎఫ్‌సి మ్యూచువల్ ఫండ్‌లో పెట్టుబడి పెట్టడం విస్తృతంగా వస్తుందిపరిధి ఎంపికలు.
పెట్టుబడిదారుల అవసరాన్ని తీర్చడం: కంపెనీ ప్రతి రకానికి సరిపోయే ఉత్పత్తులను కలిగి ఉందిపెట్టుబడిదారుడు. ఫండ్‌లు స్వల్పకాలిక నుండి దీర్ఘకాలిక వరకు మరియు ఓపెన్-ఎండ్ నుండి క్లోజ్డ్-ఎండ్ ఫండ్‌ల వరకు ఉంటాయి. పెట్టుబడిదారుడికి అవసరమైన వాటిని కంపెనీ అందజేస్తుంది. ఇది తక్కువ, మధ్యస్థ మరియు అధిక రిస్క్ ఉన్న ఉత్పత్తులను కూడా అందిస్తుంది.

ఉత్తమ HDFC బ్యాలెన్స్‌డ్ మ్యూచువల్ ఫండ్‌లు

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
HDFC Balanced Advantage Fund Growth	₹525.246 ↑ 3.83	₹108,205	-1.2	2.3	9.4	17.9	19.2	7.2
HDFC Equity Savings Fund Growth	₹67.364 ↑ 0.25	₹5,897	0.2	2.7	7.7	10.3	10.4	6.8
HDFC Hybrid Debt Fund Growth	₹82.9577 ↑ 0.21	₹3,354	-0.3	1	5.6	9.7	9.6	5.5
HDFC Multi-Asset Fund Growth	₹76.57 ↑ 0.64	₹5,460	3	7.7	16.4	15.6	14	13.2
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 28 Jan 26

Research Highlights & Commentary of 4 Funds showcased

Commentary	HDFC Balanced Advantage Fund	HDFC Equity Savings Fund	HDFC Hybrid Debt Fund	HDFC Multi-Asset Fund
Point 1	Highest AUM (₹108,205 Cr).	Upper mid AUM (₹5,897 Cr).	Bottom quartile AUM (₹3,354 Cr).	Lower mid AUM (₹5,460 Cr).
Point 2	Oldest track record among peers (25 yrs).	Established history (21+ yrs).	Established history (22+ yrs).	Established history (20+ yrs).
Point 3	Top rated.	Rating: 4★ (upper mid).	Rating: 4★ (lower mid).	Rating: 3★ (bottom quartile).
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderate.
Point 5	5Y return: 19.21% (top quartile).	5Y return: 10.43% (lower mid).	5Y return: 9.56% (bottom quartile).	5Y return: 13.98% (upper mid).
Point 6	3Y return: 17.86% (top quartile).	3Y return: 10.29% (lower mid).	3Y return: 9.72% (bottom quartile).	3Y return: 15.58% (upper mid).
Point 7	1Y return: 9.43% (upper mid).	1Y return: 7.74% (lower mid).	1Y return: 5.55% (bottom quartile).	1Y return: 16.39% (top quartile).
Point 8	1M return: -1.56% (bottom quartile).	1M return: -0.55% (lower mid).	1M return: -0.50% (upper mid).	1M return: 0.99% (top quartile).
Point 9	Alpha: 0.00 (top quartile).	Alpha: 0.00 (upper mid).	Alpha: 0.00 (lower mid).	Alpha: 0.00 (bottom quartile).
Point 10	Sharpe: 0.16 (lower mid).	Sharpe: 0.17 (upper mid).	Sharpe: -0.09 (bottom quartile).	Sharpe: 1.10 (top quartile).

HDFC Balanced Advantage Fund

Highest AUM (₹108,205 Cr).
Oldest track record among peers (25 yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 19.21% (top quartile).
3Y return: 17.86% (top quartile).
1Y return: 9.43% (upper mid).
1M return: -1.56% (bottom quartile).
Alpha: 0.00 (top quartile).
Sharpe: 0.16 (lower mid).

HDFC Equity Savings Fund

Upper mid AUM (₹5,897 Cr).
Established history (21+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 10.43% (lower mid).
3Y return: 10.29% (lower mid).
1Y return: 7.74% (lower mid).
1M return: -0.55% (lower mid).
Alpha: 0.00 (upper mid).
Sharpe: 0.17 (upper mid).

HDFC Hybrid Debt Fund

Bottom quartile AUM (₹3,354 Cr).
Established history (22+ yrs).
Rating: 4★ (lower mid).
Risk profile: Moderately High.
5Y return: 9.56% (bottom quartile).
3Y return: 9.72% (bottom quartile).
1Y return: 5.55% (bottom quartile).
1M return: -0.50% (upper mid).
Alpha: 0.00 (lower mid).
Sharpe: -0.09 (bottom quartile).

HDFC Multi-Asset Fund

Lower mid AUM (₹5,460 Cr).
Established history (20+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderate.
5Y return: 13.98% (upper mid).
3Y return: 15.58% (upper mid).
1Y return: 16.39% (top quartile).
1M return: 0.99% (top quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: 1.10 (top quartile).

1. HDFC Balanced Advantage Fund

(Erstwhile HDFC Growth Fund and HDFC Prudence Fund)

Aims to generate long term capital appreciation from a portfolio that is invested predominantly in equity and equity related instruments.

Research Highlights for HDFC Balanced Advantage Fund

Highest AUM (₹108,205 Cr).
Oldest track record among peers (25 yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 19.21% (top quartile).
3Y return: 17.86% (top quartile).
1Y return: 9.43% (upper mid).
1M return: -1.56% (bottom quartile).
Alpha: 0.00 (top quartile).
Sharpe: 0.16 (lower mid).
Information ratio: 0.00 (top quartile).

Below is the key information for HDFC Balanced Advantage Fund

HDFC Balanced Advantage Fund Growth
Launch Date	11 Sep 00
NAV (28 Jan 26)	₹525.246 ↑ 3.83 (0.73 %)
Net Assets (Cr)	₹108,205 on 31 Dec 25
Category	Hybrid - Dynamic Allocation
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.36
Sharpe Ratio	0.16
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value

HDFC Balanced Advantage Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹493,520.
Net Profit of ₹193,520 Invest Now

Returns for HDFC Balanced Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jan 26

Duration	Returns
1 Month	-1.6%
3 Month	-1.2%
6 Month	2.3%
1 Year	9.4%
3 Year	17.9%
5 Year	19.2%
10 Year
15 Year
Since launch	17.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.2%
2023	16.7%
2022	31.3%
2021	18.8%
2020	26.4%
2019	7.6%
2018	6.9%
2017	-3.1%
2016	27.9%
2015	9.4%

Fund Manager information for HDFC Balanced Advantage Fund

Name	Since	Tenure

Data below for HDFC Balanced Advantage Fund as on 31 Dec 25

Asset Allocation

Asset Class	Value

Equity Sector Allocation

Sector	Value

Debt Sector Allocation

Sector	Value

Credit Quality

Rating	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

2. HDFC Equity Savings Fund

The investment objective of the scheme is to provide capital appreciation and income distribution to the investors using arbitrage opportunities, investment in equity / equity related instruments and debt / money market instruments.

Research Highlights for HDFC Equity Savings Fund

Upper mid AUM (₹5,897 Cr).
Established history (21+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 10.43% (lower mid).
3Y return: 10.29% (lower mid).
1Y return: 7.74% (lower mid).
1M return: -0.55% (lower mid).
Alpha: 0.00 (upper mid).
Sharpe: 0.17 (upper mid).
Information ratio: 0.00 (upper mid).

Below is the key information for HDFC Equity Savings Fund

HDFC Equity Savings Fund Growth
Launch Date	17 Sep 04
NAV (28 Jan 26)	₹67.364 ↑ 0.25 (0.37 %)
Net Assets (Cr)	₹5,897 on 31 Dec 25
Category	Hybrid - Equity Savings
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.9
Sharpe Ratio	0.17
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value

HDFC Equity Savings Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹395,578.
Net Profit of ₹95,578 Invest Now

Returns for HDFC Equity Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jan 26

Duration	Returns
1 Month	-0.5%
3 Month	0.2%
6 Month	2.7%
1 Year	7.7%
3 Year	10.3%
5 Year	10.4%
10 Year
15 Year
Since launch	9.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	6.8%
2023	10.3%
2022	13.8%
2021	6%
2020	16.8%
2019	8.8%
2018	5.8%
2017	0.9%
2016	16.5%
2015	14.1%

Fund Manager information for HDFC Equity Savings Fund

Name	Since	Tenure

Data below for HDFC Equity Savings Fund as on 31 Dec 25

Asset Allocation

Asset Class	Value

Equity Sector Allocation

Sector	Value

Debt Sector Allocation

Sector	Value

Credit Quality

Rating	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

3. HDFC Hybrid Debt Fund

(Erstwhile HDFC MF Monthly Income Plan - LTP)

The primary objective of Scheme is to generate regular returns through investment primarily in Debt and Money Market Instruments. The secondary objective of the Scheme is to generate long-term capital appreciation by investing a portion of the Scheme`s assets in equity and equity related instruments. However, there can be no assurance that the investment objective of the Scheme will be achieved.

Research Highlights for HDFC Hybrid Debt Fund

Bottom quartile AUM (₹3,354 Cr).
Established history (22+ yrs).
Rating: 4★ (lower mid).
Risk profile: Moderately High.
5Y return: 9.56% (bottom quartile).
3Y return: 9.72% (bottom quartile).
1Y return: 5.55% (bottom quartile).
1M return: -0.50% (upper mid).
Alpha: 0.00 (lower mid).
Sharpe: -0.09 (bottom quartile).
Information ratio: 0.00 (lower mid).

Below is the key information for HDFC Hybrid Debt Fund

HDFC Hybrid Debt Fund Growth
Launch Date	26 Dec 03
NAV (28 Jan 26)	₹82.9577 ↑ 0.21 (0.26 %)
Net Assets (Cr)	₹3,354 on 31 Dec 25
Category	Hybrid - Hybrid Debt
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.76
Sharpe Ratio	-0.09
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value

HDFC Hybrid Debt Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹385,859.
Net Profit of ₹85,859 Invest Now

Returns for HDFC Hybrid Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jan 26

Duration	Returns
1 Month	-0.5%
3 Month	-0.3%
6 Month	1%
1 Year	5.6%
3 Year	9.7%
5 Year	9.6%
10 Year
15 Year
Since launch	10.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	5.5%
2023	10.5%
2022	13.9%
2021	6%
2020	13.4%
2019	10.2%
2018	6.6%
2017	0.6%
2016	10.8%
2015	13%

Fund Manager information for HDFC Hybrid Debt Fund

Name	Since	Tenure

Data below for HDFC Hybrid Debt Fund as on 31 Dec 25

Asset Allocation

Asset Class	Value

Equity Sector Allocation

Sector	Value

Debt Sector Allocation

Sector	Value

Credit Quality

Rating	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

4. HDFC Multi-Asset Fund

(Erstwhile HDFC Multiple Yield Fund - Plan 2005)

To generate positive returns over medium time frame with low risk of capital loss over medium time frame. However, there can be no assurance that the investment objective of the Scheme will be achieved

Research Highlights for HDFC Multi-Asset Fund

Lower mid AUM (₹5,460 Cr).
Established history (20+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderate.
5Y return: 13.98% (upper mid).
3Y return: 15.58% (upper mid).
1Y return: 16.39% (top quartile).
1M return: 0.99% (top quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: 1.10 (top quartile).
Information ratio: 0.00 (bottom quartile).

Below is the key information for HDFC Multi-Asset Fund

HDFC Multi-Asset Fund Growth
Launch Date	17 Aug 05
NAV (28 Jan 26)	₹76.57 ↑ 0.64 (0.84 %)
Net Assets (Cr)	₹5,460 on 31 Dec 25
Category	Hybrid - Multi Asset
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆
Risk	Moderate
Expense Ratio	1.85
Sharpe Ratio	1.1
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	0-15 Months (1%),15 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value

HDFC Multi-Asset Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹426,080.
Net Profit of ₹126,080 Invest Now

Returns for HDFC Multi-Asset Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jan 26

Duration	Returns
1 Month	1%
3 Month	3%
6 Month	7.7%
1 Year	16.4%
3 Year	15.6%
5 Year	14%
10 Year
15 Year
Since launch	10.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	13.2%
2023	13.5%
2022	18%
2021	4.3%
2020	17.9%
2019	20.9%
2018	9.3%
2017	-1.9%
2016	11.8%
2015	8.9%

Fund Manager information for HDFC Multi-Asset Fund

Name	Since	Tenure

Data below for HDFC Multi-Asset Fund as on 31 Dec 25

Asset Allocation

Asset Class	Value

Equity Sector Allocation

Sector	Value

Debt Sector Allocation

Sector	Value

Credit Quality

Rating	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

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