4 బెస్ట్ పెర్ఫార్మింగ్ ఈక్విటీ సేవింగ్స్ ఫండ్స్ 2022

Updated on March 9, 2026 , 10373 views

ఈక్విటీ సేవింగ్స్ ఫండ్స్ హైబ్రిడ్ కేటగిరీ కిందకు వస్తాయిమ్యూచువల్ ఫండ్స్. ఇది తాజా రకంఆస్తి కేటాయింపు మ్యూచువల్ ఫండ్స్ 2014 చివరలో ప్రవేశపెట్టబడ్డాయి. ఈక్విటీ సేవింగ్స్ ఫండ్స్ ఆర్బిట్రేజ్, ఈక్విటీ మరియు డెట్‌లో పెట్టుబడి పెడతాయి. ఈ ఫండ్ దాని మొత్తం ఆస్తులలో కనీసం 65 శాతం ఈక్విటీలలో పెట్టుబడి పెడుతుంది (అందులో ఎక్కువ భాగం ఆర్బిట్రేజీలో) మరియు మిగిలిన రుణ సాధనాల్లో పెట్టుబడి పెడుతుంది, అయితే రుణంలో కనీస పెట్టుబడి 10 శాతం ఉండాలి. ఈక్విటీలో పెట్టుబడి పెట్టాలనుకునే పెట్టుబడిదారులలో ఈక్విటీ సేవింగ్స్ ఫండ్లు బాగా ప్రాచుర్యం పొందుతున్నాయి, అదే సమయంలో సురక్షితంగా ఉండాలని కోరుకుంటాయి. కాబట్టి, పెట్టుబడి పెట్టడానికి అత్యుత్తమ పనితీరు కనబరుస్తున్న ఈక్విటీ సేవింగ్స్ ఫండ్స్‌తో పాటు ఈ ఫండ్ గురించి తెలుసుకుందాం.

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ఈక్విటీ సేవింగ్స్ ఫండ్స్ గురించి ఒక అవలోకనం

ఈక్విటీ సేవింగ్స్ ఫండ్స్ స్థిరంగా ఉత్పత్తి చేయడానికి ప్రయత్నిస్తాయిఆదాయం ద్వారాపెట్టుబడి పెడుతున్నారు రుణ సాధనాల్లో మరియు ఈక్విటీ పెట్టుబడుల ద్వారా అధిక రాబడిని పొందే లక్ష్యంతో. అందువల్ల, ఈ ఫండ్‌లు రిస్క్ మరియు రిటర్న్ రెండింటి మధ్య బ్యాలెన్సింగ్ ఈక్వేషన్‌గా పనిచేస్తాయి.

ఆదర్శవంతంగా, మధ్యవర్తిత్వం నగదు మరియు డెరివేటివ్‌లలోని షేర్ల ధరల వ్యత్యాసాన్ని సద్వినియోగం చేసుకుంటుందిసంత. డెరివేటివ్‌ల వాడకం నికర ఈక్విటీ ఎక్స్‌పోజర్‌ను తగ్గిస్తుంది (అనగా, ఆదర్శంగా 20-40 శాతం, అయితే ఇది ఫండ్‌ను బట్టి మారవచ్చు) మరియు సాధారణంగా రక్షిస్తుందిపెట్టుబడిదారుడు అస్థిర రాబడి నుండి.

ఈక్విటీ సేవింగ్స్ ఫండ్స్ ఈక్విటీ ఎక్స్‌పోజర్‌లో 65 శాతం (డెరివేటివ్‌లను పరిగణనలోకి తీసుకోకుండా) కలిగి ఉన్నందున, అవి కింద పరిగణించబడతాయిఈక్విటీ మ్యూచువల్ ఫండ్స్ పన్ను విధింపు. ఈక్విటీ సేవింగ్స్ ఫండ్‌లు స్వల్పకాలానికి అంటే 1-3 సంవత్సరాల పాటు పెట్టుబడి పెట్టాలనుకునే సంప్రదాయవాద పెట్టుబడిదారులకు ఆదర్శవంతమైన పెట్టుబడి ఎంపికగా పరిగణించబడతాయి.

ఈ ఫండ్స్‌లో ఇన్వెస్ట్ చేయడానికి ప్లాన్ చేసే ఇన్వెస్టర్లు ఒక తీసుకోవాలిSIP మార్గం ఎందుకంటే ఇది మార్కెట్ సమయం గురించి ఆందోళనను తొలగిస్తుంది. పోస్ట్-పదవీ విరమణ మీరు ఆవర్తన వ్యవధిలో ఉపసంహరణలను ముందుగా నిర్ణయించడానికి SWP (సిస్టమాటిక్ ఉపసంహరణ ప్రణాళిక) ఎంపికను ఉపయోగించవచ్చు.

టాప్ 4 ఉత్తమ ఈక్విటీ సేవింగ్స్ ఫండ్స్ FY 22 - 23

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
SBI Equity Savings Fund Growth	₹24.136 ↓ -0.04	₹5,816	-0.8	0.3	9	11.1	8.6	5
Edelweiss Equity Savings Fund Growth	₹25.7496 ↓ -0.07	₹1,223	-0.8	0.7	8.5	10.9	8.7	8
Kotak Equity Savings Fund Growth	₹26.5146 ↓ -0.10	₹9,619	-1.9	0.1	8.5	10.5	9.4	7.9
DSP Equity Savings Fund Growth	₹22.052 ↓ -0.01	₹3,856	-0.7	0.9	5.8	10	8.4	6.2
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 11 Mar 26

Research Highlights & Commentary of 4 Funds showcased

Commentary	SBI Equity Savings Fund	Edelweiss Equity Savings Fund	Kotak Equity Savings Fund	DSP Equity Savings Fund
Point 1	Upper mid AUM (₹5,816 Cr).	Bottom quartile AUM (₹1,223 Cr).	Highest AUM (₹9,619 Cr).	Lower mid AUM (₹3,856 Cr).
Point 2	Established history (10+ yrs).	Oldest track record among peers (11 yrs).	Established history (11+ yrs).	Established history (9+ yrs).
Point 3	Not Rated.	Not Rated.	Not Rated.	Not Rated.
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 8.62% (lower mid).	5Y return: 8.72% (upper mid).	5Y return: 9.41% (top quartile).	5Y return: 8.40% (bottom quartile).
Point 6	3Y return: 11.12% (top quartile).	3Y return: 10.94% (upper mid).	3Y return: 10.48% (lower mid).	3Y return: 9.95% (bottom quartile).
Point 7	1Y return: 9.04% (top quartile).	1Y return: 8.54% (upper mid).	1Y return: 8.50% (lower mid).	1Y return: 5.84% (bottom quartile).
Point 8	1M return: -1.73% (upper mid).	1M return: -1.94% (lower mid).	1M return: -2.75% (bottom quartile).	1M return: -1.01% (top quartile).
Point 9	Alpha: 0.00 (top quartile).	Alpha: 0.00 (upper mid).	Alpha: 0.00 (lower mid).	Alpha: 0.00 (bottom quartile).
Point 10	Sharpe: 0.22 (lower mid).	Sharpe: 0.54 (top quartile).	Sharpe: 0.23 (upper mid).	Sharpe: -0.04 (bottom quartile).

SBI Equity Savings Fund

Upper mid AUM (₹5,816 Cr).
Established history (10+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 8.62% (lower mid).
3Y return: 11.12% (top quartile).
1Y return: 9.04% (top quartile).
1M return: -1.73% (upper mid).
Alpha: 0.00 (top quartile).
Sharpe: 0.22 (lower mid).

Edelweiss Equity Savings Fund

Bottom quartile AUM (₹1,223 Cr).
Oldest track record among peers (11 yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 8.72% (upper mid).
3Y return: 10.94% (upper mid).
1Y return: 8.54% (upper mid).
1M return: -1.94% (lower mid).
Alpha: 0.00 (upper mid).
Sharpe: 0.54 (top quartile).

Kotak Equity Savings Fund

Highest AUM (₹9,619 Cr).
Established history (11+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 9.41% (top quartile).
3Y return: 10.48% (lower mid).
1Y return: 8.50% (lower mid).
1M return: -2.75% (bottom quartile).
Alpha: 0.00 (lower mid).
Sharpe: 0.23 (upper mid).

DSP Equity Savings Fund

Lower mid AUM (₹3,856 Cr).
Established history (9+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 8.40% (bottom quartile).
3Y return: 9.95% (bottom quartile).
1Y return: 5.84% (bottom quartile).
1M return: -1.01% (top quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: -0.04 (bottom quartile).

*పైన ఉత్తమ జాబితా ఉందిఈక్విటీ సేవింగ్స్ పైన AUM/నికర ఆస్తులను కలిగి ఉన్న నిధులు100 కోట్లు. క్రమబద్ధీకరించబడిందిగత 3 సంవత్సరాల రిటర్న్.

1. SBI Equity Savings Fund

The scheme aims to generate income by investing in arbitrage opportunities in the cash and derivatives segment of the equity market, and capital appreciation through a moderate exposure in equity.

Research Highlights for SBI Equity Savings Fund

Upper mid AUM (₹5,816 Cr).
Established history (10+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 8.62% (lower mid).
3Y return: 11.12% (top quartile).
1Y return: 9.04% (top quartile).
1M return: -1.73% (upper mid).
Alpha: 0.00 (top quartile).
Sharpe: 0.22 (lower mid).
Information ratio: 0.00 (top quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Conservative stance with elevated cash (~50%).
High-quality debt (AAA/AA ~97%).
Largest holding HDFC Bank Ltd (~7.3%).

Below is the key information for SBI Equity Savings Fund

SBI Equity Savings Fund Growth
Launch Date	27 May 15
NAV (11 Mar 26)	₹24.136 ↓ -0.04 (-0.17 %)
Net Assets (Cr)	₹5,816 on 31 Jan 26
Category	Hybrid - Equity Savings
AMC	SBI Funds Management Private Limited
Rating	Not Rated
Risk	Moderately High
Expense Ratio	1.28
Sharpe Ratio	0.22
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
28 Feb 21	₹10,000
28 Feb 22	₹10,933
28 Feb 23	₹11,162
29 Feb 24	₹13,510
28 Feb 25	₹14,018
28 Feb 26	₹15,581

SBI Equity Savings Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹376,357.
Net Profit of ₹76,357 Invest Now

Returns for SBI Equity Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 11 Mar 26

Duration	Returns
1 Month	-1.7%
3 Month	-0.8%
6 Month	0.3%
1 Year	9%
3 Year	11.1%
5 Year	8.6%
10 Year
15 Year
Since launch	8.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	5%
2023	12%
2022	17.5%
2021	1.9%
2020	13.2%
2019	11.9%
2018	9.4%
2017	-0.5%
2016	14.6%
2015	6.2%

Fund Manager information for SBI Equity Savings Fund

Name	Since	Tenure
Neeraj Kumar	27 May 15	10.69 Yr.
Nidhi Chawla	1 Jan 22	4.09 Yr.
Mohit Jain	15 May 25	0.72 Yr.
Pradeep Kesavan	1 Jan 24	2.09 Yr.
Vandna Soni	1 Jan 24	2.09 Yr.

Data below for SBI Equity Savings Fund as on 31 Jan 26

Asset Allocation

Asset Class	Value
Cash	50%
Equity	26.88%
Debt	23.11%
Other	0.01%

Equity Sector Allocation

Sector	Value
Financial Services	28.93%
Basic Materials	8.44%
Consumer Cyclical	5.66%
Real Estate	5.48%
Energy	5.08%
Industrials	4.74%
Technology	3.64%
Consumer Defensive	3.58%
Communication Services	3.12%
Health Care	1.86%
Utility	0.91%

Debt Sector Allocation

Sector	Value
Cash Equivalent	48.79%
Corporate	17.01%
Government	7.31%

Credit Quality

Rating	Value
A	3.07%
AA	46.66%
AAA	50.27%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 May 15 \| HDFCBANK	7%	₹422 Cr	4,540,650 ↓ -43,450
Reliance Industries Ltd (Energy) Equity, Since 31 May 15 \| RELIANCE	5%	₹285 Cr	2,040,662 ↑ 8,500
Hdfc Bank Ltd. 24-Feb-26 Derivatives \| -	5%	-₹276 Cr	2,960,650 ↑ 2,960,650
Kotak Mahindra Bank Ltd. 24-Feb-26 Derivatives \| -	4%	-₹239 Cr	5,840,000 ↑ 5,840,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Dec 22 \| KOTAKBANK	4%	₹238 Cr	5,840,000 ↓ -59,000
State Bank of India (Financial Services) Equity, Since 29 Feb 16 \| SBIN	4%	₹233 Cr	2,165,000
State Bank Of India 24-Feb-26 Derivatives \| -	3%	-₹180 Cr	1,665,000 ↑ 1,665,000
Icici Bank Ltd. 24-Feb-26 Derivatives \| -	3%	-₹165 Cr	1,214,500 ↑ 1,003,100
ICICI Bank Ltd (Financial Services) Equity, Since 29 Feb 16 \| ICICIBANK	3%	₹165 Cr	1,214,500 ↑ 170,100
SBI Liquid Dir Gr Investment Fund \| -	3%	₹151 Cr	355,010

2. Edelweiss Equity Savings Fund

(Erstwhile Edelweiss Equity Savings Advantage Fund)

"The investment objective of the scheme is to provide capital appreciation and income distribution tothe investors by using equity and equity related instruments, arbitrage opportunities, and investments in debt and money market instruments"

Research Highlights for Edelweiss Equity Savings Fund

Bottom quartile AUM (₹1,223 Cr).
Oldest track record among peers (11 yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 8.72% (upper mid).
3Y return: 10.94% (upper mid).
1Y return: 8.54% (upper mid).
1M return: -1.94% (lower mid).
Alpha: 0.00 (upper mid).
Sharpe: 0.54 (top quartile).
Information ratio: 0.00 (upper mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Conservative stance with elevated cash (~56%).
High-quality debt (AAA/AA ~100%).
Largest holding Edelweiss Liquid Dir Gr (~7.4%).

Below is the key information for Edelweiss Equity Savings Fund

Edelweiss Equity Savings Fund Growth
Launch Date	13 Oct 14
NAV (11 Mar 26)	₹25.7496 ↓ -0.07 (-0.27 %)
Net Assets (Cr)	₹1,223 on 31 Jan 26
Category	Hybrid - Equity Savings
AMC	Edelweiss Asset Management Limited
Rating	Not Rated
Risk	Moderately High
Expense Ratio	1.59
Sharpe Ratio	0.54
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
28 Feb 21	₹10,000
28 Feb 22	₹10,798
28 Feb 23	₹11,218
29 Feb 24	₹13,086
28 Feb 25	₹14,094
28 Feb 26	₹15,579

Edelweiss Equity Savings Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹376,357.
Net Profit of ₹76,357 Invest Now

Returns for Edelweiss Equity Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 11 Mar 26

Duration	Returns
1 Month	-1.9%
3 Month	-0.8%
6 Month	0.7%
1 Year	8.5%
3 Year	10.9%
5 Year	8.7%
10 Year
15 Year
Since launch	8.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	8%
2023	13.4%
2022	12.9%
2021	3.2%
2020	11.7%
2019	13%
2018	7%
2017	3.8%
2016	15.1%
2015	4.6%

Fund Manager information for Edelweiss Equity Savings Fund

Name	Since	Tenure
Kedar Karnik	15 Jan 26	0.04 Yr.
Bhavesh Jain	1 Oct 21	4.34 Yr.
Bharat Lahoti	18 Sep 17	8.38 Yr.
Rahul Dedhia	1 Jul 24	1.59 Yr.

Data below for Edelweiss Equity Savings Fund as on 31 Jan 26

Asset Allocation

Asset Class	Value
Cash	55.63%
Equity	32.49%
Debt	11.84%
Other	0.04%

Equity Sector Allocation

Sector	Value
Financial Services	22.33%
Basic Materials	9.68%
Communication Services	7.15%
Consumer Cyclical	6%
Industrials	5.92%
Utility	5.5%
Energy	4.82%
Technology	3.81%
Health Care	3.24%
Real Estate	1.37%
Consumer Defensive	1.18%

Debt Sector Allocation

Sector	Value
Cash Equivalent	50.31%
Corporate	12.08%
Government	5.09%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Edelweiss Liquid Dir Gr Investment Fund \| -	7%	₹90 Cr	255,625 ↑ 255,625
HDFC Bank Ltd (Financial Services) Equity, Since 28 Feb 18 \| HDFCBANK	5%	₹55 Cr	593,264 ↑ 80,300
ICICI Bank Ltd (Financial Services) Equity, Since 28 Feb 18 \| ICICIBANK	4%	₹51 Cr	379,929 ↑ 50,000
Reliance Industries Ltd (Energy) Equity, Since 30 Jun 21 \| RELIANCE	4%	₹51 Cr	367,751
Hdb Financial Services Limited Debentures \| -	4%	₹50 Cr	5,000,000
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Dec 19 \| BHARTIARTL	4%	₹45 Cr	230,955 ↑ 85,500
Future on HDFC Bank Ltd Derivatives \| -	4%	-₹43 Cr	464,750 ↑ 80,300
Future on Reliance Industries Ltd Derivatives \| -	3%	-₹38 Cr	271,000
Future on Bharti Airtel Ltd Derivatives \| -	3%	-₹37 Cr	185,725 ↑ 85,500
Edelweiss Low Duration Dir Gr Investment Fund \| -	3%	₹36 Cr	340,264

3. Kotak Equity Savings Fund

The investment objective of the scheme is to generate capital appreciation and income by predominantly investing in arbitrage opportunities in the cash and derivatives segment of the equity market, and enhance returns with a moderate exposure in equity & equity related instruments.There is no assurance or guarantee that the investment objective of the scheme will be achieved.

Research Highlights for Kotak Equity Savings Fund

Highest AUM (₹9,619 Cr).
Established history (11+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 9.41% (top quartile).
3Y return: 10.48% (lower mid).
1Y return: 8.50% (lower mid).
1M return: -2.75% (bottom quartile).
Alpha: 0.00 (lower mid).
Sharpe: 0.23 (upper mid).
Information ratio: 0.00 (lower mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Conservative stance with elevated cash (~50%).
High-quality debt (AAA/AA ~100%).
Largest holding State Bank of India (~7.2%).

Below is the key information for Kotak Equity Savings Fund

Kotak Equity Savings Fund Growth
Launch Date	13 Oct 14
NAV (11 Mar 26)	₹26.5146 ↓ -0.10 (-0.37 %)
Net Assets (Cr)	₹9,619 on 31 Jan 26
Category	Hybrid - Equity Savings
AMC	Kotak Mahindra Asset Management Co Ltd
Rating	Not Rated
Risk	Moderately High
Expense Ratio	1.75
Sharpe Ratio	0.23
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
28 Feb 21	₹10,000
28 Feb 22	₹11,020
28 Feb 23	₹11,686
29 Feb 24	₹13,884
28 Feb 25	₹14,462
28 Feb 26	₹16,177

Kotak Equity Savings Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹385,859.
Net Profit of ₹85,859 Invest Now

Returns for Kotak Equity Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 11 Mar 26

Duration	Returns
1 Month	-2.8%
3 Month	-1.9%
6 Month	0.1%
1 Year	8.5%
3 Year	10.5%
5 Year	9.4%
10 Year
15 Year
Since launch	8.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.9%
2023	11.7%
2022	15.7%
2021	6.8%
2020	11.1%
2019	10.4%
2018	7.8%
2017	4.2%
2016	14%
2015	6.5%

Fund Manager information for Kotak Equity Savings Fund

Name	Since	Tenure
Abhishek Bisen	13 Oct 14	11.31 Yr.
Devender Singhal	1 Apr 21	4.84 Yr.
Hiten Shah	3 Oct 19	6.34 Yr.

Data below for Kotak Equity Savings Fund as on 31 Jan 26

Asset Allocation

Asset Class	Value
Cash	50.2%
Equity	38.55%
Debt	11.22%
Other	0.02%

Equity Sector Allocation

Sector	Value
Financial Services	19.03%
Consumer Cyclical	12.48%
Communication Services	12.17%
Technology	7.78%
Basic Materials	5.31%
Consumer Defensive	4.32%
Industrials	4.07%
Utility	3.66%
Energy	3.31%
Real Estate	0.99%
Health Care	0.79%

Debt Sector Allocation

Sector	Value
Cash Equivalent	47.45%
Corporate	9.98%
Government	3.99%

Credit Quality

Rating	Value
AA	5.03%
AAA	94.97%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
State Bank of India (Financial Services) Equity, Since 30 Apr 24 \| SBIN	7%	₹689 Cr	6,395,789
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Oct 17 \| BHARTIARTL	7%	₹670 Cr	3,402,730
Kotak Liquid Dir Gr Investment Fund \| -	6%	₹553 Cr	1,003,846
STATE BANK OF INDIA-FEB2026 Derivatives \| -	4%	-₹420 Cr	3,882,750 ↑ 3,882,750
Indus Towers Ltd Ordinary Shares (Communication Services) Equity, Since 30 Jun 24 \| INDUSTOWER	4%	₹401 Cr	9,028,198
Cnx Nifty-Feb2026 - \| -	4%	-₹381 Cr	149,955 ↑ 149,955
Bharti Airtel Ltd-FEB2026 Derivatives \| -	3%	-₹323 Cr	1,634,000 ↑ 1,634,000
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 31 Oct 14 \| MARUTI	3%	₹303 Cr	207,838
Hero MotoCorp Ltd (Consumer Cyclical) Equity, Since 31 May 22 \| HEROMOTOCO	3%	₹260 Cr	470,000
Vedanta Ltd.-FEB2026 Derivatives \| -	3%	-₹253 Cr	3,699,550 ↑ 3,699,550

4. DSP Equity Savings Fund

The investment objective of the Scheme is to generate income through investments in fixed income securities and using arbitrage and other derivative Strategies. The Scheme also intends to generate long-term capital appreciation by investing a portion of the Scheme’s assets in equity and equity related instruments. However, there can be no assurance that the investment objective of the scheme will be realized.

Research Highlights for DSP Equity Savings Fund

Lower mid AUM (₹3,856 Cr).
Established history (9+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 8.40% (bottom quartile).
3Y return: 9.95% (bottom quartile).
1Y return: 5.84% (bottom quartile).
1M return: -1.01% (top quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: -0.04 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Conservative stance with elevated cash (~44%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~6.7%).

Below is the key information for DSP Equity Savings Fund

DSP Equity Savings Fund Growth
Launch Date	28 Mar 16
NAV (11 Mar 26)	₹22.052 ↓ -0.01 (-0.05 %)
Net Assets (Cr)	₹3,856 on 31 Jan 26
Category	Hybrid - Equity Savings
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	Not Rated
Risk	Moderately High
Expense Ratio	1.31
Sharpe Ratio	-0.04
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
28 Feb 21	₹10,000
28 Feb 22	₹10,985
28 Feb 23	₹11,423
29 Feb 24	₹13,068
28 Feb 25	₹14,327
28 Feb 26	₹15,287

DSP Equity Savings Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹376,357.
Net Profit of ₹76,357 Invest Now

Returns for DSP Equity Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 11 Mar 26

Duration	Returns
1 Month	-1%
3 Month	-0.7%
6 Month	0.9%
1 Year	5.8%
3 Year	10%
5 Year	8.4%
10 Year
15 Year
Since launch	8.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	6.2%
2023	12.1%
2022	12.2%
2021	4.6%
2020	12.8%
2019	7.8%
2018	7.2%
2017	-1.4%
2016	15.5%
2015

Fund Manager information for DSP Equity Savings Fund

Name	Since	Tenure
Abhishek Singh	1 May 21	4.76 Yr.
Shantanu Godambe	1 Aug 24	1.5 Yr.
Kaivalya Nadkarni	1 Oct 24	1.33 Yr.

Data below for DSP Equity Savings Fund as on 31 Jan 26

Asset Allocation

Asset Class	Value
Cash	43.81%
Equity	33.59%
Debt	22.59%

Equity Sector Allocation

Sector	Value
Financial Services	29.52%
Consumer Cyclical	6.13%
Communication Services	5.48%
Health Care	5.42%
Technology	5.17%
Energy	4.93%
Basic Materials	4.56%
Industrials	3.42%
Utility	3.27%
Consumer Defensive	2.81%
Real Estate	2.03%

Debt Sector Allocation

Sector	Value
Cash Equivalent	42.54%
Government	14.99%
Corporate	8.88%

Credit Quality

Rating	Value
AA	2.75%
AAA	97.25%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 28 Feb 23 \| HDFCBANK	7%	₹257 Cr	2,764,144 ↑ 519,298
Goi Floating Rate Bond 2033 Sovereign Bonds \| -	6%	₹233 Cr	22,000,000
Axis Bank Ltd (Financial Services) Equity, Since 31 Oct 19 \| AXISBANK	5%	₹197 Cr	1,434,280
State Bank of India (Financial Services) Equity, Since 30 Jun 23 \| SBIN	4%	₹147 Cr	1,366,694 ↑ 114,750
Future on HDFC Bank Ltd Derivatives \| -	3%	-₹119 Cr	1,272,150 ↑ 101,750
Future on Axis Bank Ltd Derivatives \| -	3%	-₹116 Cr	846,250
ICICI Bank Ltd (Financial Services) Equity, Since 31 Mar 18 \| ICICIBANK	3%	₹114 Cr	843,671
Future on Reliance Industries Ltd Derivatives \| -	3%	-₹113 Cr	805,500 ↑ 36,000
Reliance Industries Ltd (Energy) Equity, Since 30 Jun 21 \| RELIANCE	3%	₹112 Cr	805,500 ↑ 36,000
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 31 Jan 24 \| M&M	3%	₹105 Cr	305,927 ↑ 4,200

Disclaimer:
ఇక్కడ అందించిన సమాచారం ఖచ్చితమైనదని నిర్ధారించడానికి అన్ని ప్రయత్నాలు చేయబడ్డాయి. అయినప్పటికీ, డేటా యొక్క ఖచ్చితత్వానికి సంబంధించి ఎటువంటి హామీలు ఇవ్వబడవు. దయచేసి ఏదైనా పెట్టుబడి పెట్టే ముందు పథకం సమాచార పత్రంతో ధృవీకరించండి.