UTI మ్యూచువల్ ఫండ్ 2022 ద్వారా 9 ఉత్తమ పనితీరు ఈక్విటీ ఫండ్‌లు

Updated on November 23, 2025 , 62435 views

సంవత్సరాలుగా, ఈక్విటీమ్యూచువల్ ఫండ్స్ ద్వారాUTI మ్యూచువల్ ఫండ్ లో బలమైన వృద్ధిని కనబరిచాయిసంత. ఇది పెట్టుబడిదారులకు గణనీయమైన రాబడిని అందించింది, దీని కారణంగా పెట్టుబడిదారులు ఈ ఫండ్‌లో పెట్టుబడి పెట్టడానికి ఆసక్తి చూపుతున్నారు.

ఈక్విటీ మ్యూచువల్ ఫండ్స్ వివిధ కంపెనీల స్టాక్‌లో డబ్బును ఇన్వెస్ట్ చేస్తాయి. వివిధ రకాలు ఉన్నాయిఈక్విటీ ఫండ్స్ ఇష్టంలార్జ్ క్యాప్ ఫండ్స్,మిడ్ క్యాప్ ఫండ్స్,స్మాల్ క్యాప్ ఫండ్స్,డైవర్సిఫైడ్ ఫండ్స్, మొదలైనవి. ఈ నిధులు దీర్ఘకాలిక సంపదను సృష్టించడానికి గొప్ప ఎంపిక. కానీ, ఈక్విటీ ఫండ్‌లు అధిక రిస్క్ పెట్టుబడి అని మరచిపోకూడదు, కాబట్టి ఒకరు అధిక మొత్తాన్ని కలిగి ఉండాలిఅపాయకరమైన ఆకలి ఈ ఫండ్లలో పెట్టుబడి పెట్టడానికి.

UTI ఈక్విటీ ఫండ్స్‌లో ఎందుకు పెట్టుబడి పెట్టాలి?

యొక్క కొన్ని ముఖ్య లక్షణాలుపెట్టుబడి పెడుతున్నారు UTI మ్యూచువల్ ఫండ్ యొక్క ఈక్విటీ పథకాలు:

a. పన్ను ప్రయోజనాలు

ఫండ్ హౌస్ పన్ను ఆదా చేసే మ్యూచువల్ ఫండ్ పేర్లను అందిస్తుందిUTI లాంగ్ టర్మ్ ఈక్విటీ ఫండ్ దీని ద్వారా ప్రజలు వారి కోసం ప్లాన్ చేసుకోవచ్చుపన్నులు.

సి. స్థిరమైన రిటర్న్స్

UTI మ్యూచువల్ ఫండ్ వారి పెట్టుబడిదారులకు స్థిరమైన రాబడిని అందించడానికి ఎల్లప్పుడూ కష్టపడుతుంది, తద్వారా వారు తమ లక్ష్యాలను సాధించగలరు. మంచి రాబడిని పొందడానికి, ఈక్విటీ ఫండ్స్‌ను ఎక్కువ కాలం పాటు ఉంచుకోవడం మంచిది.

డి. యాక్సెస్ సౌలభ్యం

పెట్టుబడిదారులు తమ మ్యూచువల్ ఫండ్ ఖాతాను ఎప్పుడైనా మరియు ఎక్కడైనా ఆన్‌లైన్‌లో పర్యవేక్షించవచ్చు మరియు యాక్సెస్ చేయవచ్చు. అలాగే, ఫండ్ హౌస్‌తో లావాదేవీ మరియు పరస్పర చర్య ప్రక్రియ కూడా అవాంతరాలు లేనిది మరియు చాలా యూజర్ ఫ్రెండ్లీ.

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ఇ. దీర్ఘకాలిక ఆర్థిక లక్ష్యాలు

UTI ఈక్విటీ పథకాలు పెట్టుబడిదారులకు వారి భవిష్యత్తు కోసం ప్లాన్ చేసుకోవడానికి కూడా సహాయపడతాయి. పెట్టుబడిదారులు వివిధ దీర్ఘకాలిక ప్రణాళికలు చేయవచ్చుఆర్థిక లక్ష్యాలు ద్వారాపదవీ విరమణ, పిల్లల కెరీర్, సంపద సృష్టి లేదా కేవలం కోసంఆదాయం తరం.

ఈ పథకంలో పెట్టుబడి పెట్టాలని యోచిస్తున్న పెట్టుబడిదారులు, UTI మ్యూచువల్ ఫండ్ ద్వారా అత్యుత్తమ పనితీరు కనబరిచే టాప్ 5 ఈక్విటీ ఫండ్లలో ఒకటి ఎంచుకోవచ్చు. AUM వంటి ముఖ్యమైన పారామితులను చేపట్టడం ద్వారా ఈ నిధులు షార్ట్‌లిస్ట్ చేయబడ్డాయి,కాదు, గత ప్రదర్శనలు, పీర్ సగటు రాబడి మరియు ఇతర సమాచార నిష్పత్తులు.

ఉత్తమ UTI ఈక్విటీ మ్యూచువల్ ఫండ్స్

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
UTI Transportation & Logistics Fund Growth	₹293.468 ↓ -0.58	₹4,008	4.7	15.3	15.6	24.3	24.3	18.7
UTI Core Equity Fund Growth	₹184.901 ↑ 0.54	₹5,291	3.1	5.5	5.3	21.2	23.7	27.2
UTI Infrastructure Fund Growth	₹143.874 ↓ -0.12	₹2,221	2.9	2.7	3.7	18.9	23.2	18.5
UTI Dividend Yield Fund Growth	₹180.202 ↓ -0.20	₹3,904	2	4.4	1.3	19.9	20.3	24.7
UTI Mid Cap Fund Growth	₹304.191 ↑ 0.63	₹12,101	0.2	4.3	1	16.7	20.2	23.3
UTI Value Opportunities Fund Growth	₹172.4 ↑ 0.01	₹10,058	2	5.1	3.4	17.7	19.5	23.4
UTI Healthcare Fund Growth	₹287.597 ↑ 0.59	₹1,125	-3	4.7	0.8	23.7	17.1	42.9
UTI Banking and Financial Services Fund Growth	₹196.773 ↓ -0.43	₹1,347	4.9	5.2	13.5	15.2	16.9	11.1
UTI India Lifestyle Fund Growth	₹59.6683 ↓ -0.05	₹735	1	6.4	3.8	14.5	16.1	20.2
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 25 Nov 25

Research Highlights & Commentary of 9 Funds showcased

Commentary	UTI Transportation & Logistics Fund	UTI Core Equity Fund	UTI Infrastructure Fund	UTI Dividend Yield Fund	UTI Mid Cap Fund	UTI Value Opportunities Fund	UTI Healthcare Fund	UTI Banking and Financial Services Fund	UTI India Lifestyle Fund
Point 1	Upper mid AUM (₹4,008 Cr).	Upper mid AUM (₹5,291 Cr).	Lower mid AUM (₹2,221 Cr).	Lower mid AUM (₹3,904 Cr).	Highest AUM (₹12,101 Cr).	Top quartile AUM (₹10,058 Cr).	Bottom quartile AUM (₹1,125 Cr).	Bottom quartile AUM (₹1,347 Cr).	Bottom quartile AUM (₹735 Cr).
Point 2	Established history (21+ yrs).	Established history (16+ yrs).	Established history (21+ yrs).	Established history (20+ yrs).	Established history (21+ yrs).	Established history (20+ yrs).	Oldest track record among peers (26 yrs).	Established history (21+ yrs).	Established history (18+ yrs).
Point 3	Top rated.	Rating: 3★ (top quartile).	Rating: 3★ (upper mid).	Rating: 1★ (bottom quartile).	Rating: 2★ (lower mid).	Rating: 1★ (bottom quartile).	Rating: 1★ (bottom quartile).	Rating: 3★ (upper mid).	Rating: 2★ (lower mid).
Point 4	Risk profile: High.	Risk profile: Moderately High.	Risk profile: High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: High.	Risk profile: High.	Risk profile: High.
Point 5	5Y return: 24.32% (top quartile).	5Y return: 23.71% (top quartile).	5Y return: 23.24% (upper mid).	5Y return: 20.30% (upper mid).	5Y return: 20.19% (lower mid).	5Y return: 19.46% (lower mid).	5Y return: 17.07% (bottom quartile).	5Y return: 16.86% (bottom quartile).	5Y return: 16.11% (bottom quartile).
Point 6	3Y return: 24.29% (top quartile).	3Y return: 21.25% (upper mid).	3Y return: 18.86% (lower mid).	3Y return: 19.88% (upper mid).	3Y return: 16.70% (bottom quartile).	3Y return: 17.72% (lower mid).	3Y return: 23.66% (top quartile).	3Y return: 15.22% (bottom quartile).	3Y return: 14.52% (bottom quartile).
Point 7	1Y return: 15.57% (top quartile).	1Y return: 5.30% (upper mid).	1Y return: 3.72% (lower mid).	1Y return: 1.27% (bottom quartile).	1Y return: 1.00% (bottom quartile).	1Y return: 3.42% (lower mid).	1Y return: 0.82% (bottom quartile).	1Y return: 13.52% (top quartile).	1Y return: 3.76% (upper mid).
Point 8	Alpha: 0.00 (top quartile).	Alpha: -2.90 (upper mid).	Alpha: -6.62 (bottom quartile).	Alpha: -4.37 (lower mid).	Alpha: -4.58 (bottom quartile).	Alpha: -2.21 (upper mid).	Alpha: -0.28 (top quartile).	Alpha: -3.74 (lower mid).	Alpha: -5.65 (bottom quartile).
Point 9	Sharpe: 0.60 (top quartile).	Sharpe: -0.12 (upper mid).	Sharpe: -0.16 (lower mid).	Sharpe: -0.31 (bottom quartile).	Sharpe: -0.16 (lower mid).	Sharpe: -0.16 (bottom quartile).	Sharpe: -0.18 (bottom quartile).	Sharpe: 0.39 (top quartile).	Sharpe: -0.14 (upper mid).
Point 10	Information ratio: 0.00 (lower mid).	Information ratio: 0.67 (top quartile).	Information ratio: -0.69 (bottom quartile).	Information ratio: 0.79 (top quartile).	Information ratio: -1.73 (bottom quartile).	Information ratio: 0.46 (upper mid).	Information ratio: 0.00 (lower mid).	Information ratio: 0.24 (upper mid).	Information ratio: -1.08 (bottom quartile).

UTI Transportation & Logistics Fund

Upper mid AUM (₹4,008 Cr).
Established history (21+ yrs).
Top rated.
Risk profile: High.
5Y return: 24.32% (top quartile).
3Y return: 24.29% (top quartile).
1Y return: 15.57% (top quartile).
Alpha: 0.00 (top quartile).
Sharpe: 0.60 (top quartile).
Information ratio: 0.00 (lower mid).

UTI Core Equity Fund

Upper mid AUM (₹5,291 Cr).
Established history (16+ yrs).
Rating: 3★ (top quartile).
Risk profile: Moderately High.
5Y return: 23.71% (top quartile).
3Y return: 21.25% (upper mid).
1Y return: 5.30% (upper mid).
Alpha: -2.90 (upper mid).
Sharpe: -0.12 (upper mid).
Information ratio: 0.67 (top quartile).

UTI Infrastructure Fund

Lower mid AUM (₹2,221 Cr).
Established history (21+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 23.24% (upper mid).
3Y return: 18.86% (lower mid).
1Y return: 3.72% (lower mid).
Alpha: -6.62 (bottom quartile).
Sharpe: -0.16 (lower mid).
Information ratio: -0.69 (bottom quartile).

UTI Dividend Yield Fund

Lower mid AUM (₹3,904 Cr).
Established history (20+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 20.30% (upper mid).
3Y return: 19.88% (upper mid).
1Y return: 1.27% (bottom quartile).
Alpha: -4.37 (lower mid).
Sharpe: -0.31 (bottom quartile).
Information ratio: 0.79 (top quartile).

UTI Mid Cap Fund

Highest AUM (₹12,101 Cr).
Established history (21+ yrs).
Rating: 2★ (lower mid).
Risk profile: Moderately High.
5Y return: 20.19% (lower mid).
3Y return: 16.70% (bottom quartile).
1Y return: 1.00% (bottom quartile).
Alpha: -4.58 (bottom quartile).
Sharpe: -0.16 (lower mid).
Information ratio: -1.73 (bottom quartile).

UTI Value Opportunities Fund

Top quartile AUM (₹10,058 Cr).
Established history (20+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 19.46% (lower mid).
3Y return: 17.72% (lower mid).
1Y return: 3.42% (lower mid).
Alpha: -2.21 (upper mid).
Sharpe: -0.16 (bottom quartile).
Information ratio: 0.46 (upper mid).

UTI Healthcare Fund

Bottom quartile AUM (₹1,125 Cr).
Oldest track record among peers (26 yrs).
Rating: 1★ (bottom quartile).
Risk profile: High.
5Y return: 17.07% (bottom quartile).
3Y return: 23.66% (top quartile).
1Y return: 0.82% (bottom quartile).
Alpha: -0.28 (top quartile).
Sharpe: -0.18 (bottom quartile).
Information ratio: 0.00 (lower mid).

UTI Banking and Financial Services Fund

Bottom quartile AUM (₹1,347 Cr).
Established history (21+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 16.86% (bottom quartile).
3Y return: 15.22% (bottom quartile).
1Y return: 13.52% (top quartile).
Alpha: -3.74 (lower mid).
Sharpe: 0.39 (top quartile).
Information ratio: 0.24 (upper mid).

UTI India Lifestyle Fund

Bottom quartile AUM (₹735 Cr).
Established history (18+ yrs).
Rating: 2★ (lower mid).
Risk profile: High.
5Y return: 16.11% (bottom quartile).
3Y return: 14.52% (bottom quartile).
1Y return: 3.76% (upper mid).
Alpha: -5.65 (bottom quartile).
Sharpe: -0.14 (upper mid).
Information ratio: -1.08 (bottom quartile).

1. UTI Transportation & Logistics Fund

Investment Objective is “capital appreciation” through investments in stocks of the companies engaged in the transportation and logistics sector.

Research Highlights for UTI Transportation & Logistics Fund

Upper mid AUM (₹4,008 Cr).
Established history (21+ yrs).
Top rated.
Risk profile: High.
5Y return: 24.32% (top quartile).
3Y return: 24.29% (top quartile).
1Y return: 15.57% (top quartile).
Alpha: 0.00 (top quartile).
Sharpe: 0.60 (top quartile).
Information ratio: 0.00 (lower mid).

Below is the key information for UTI Transportation & Logistics Fund

UTI Transportation & Logistics Fund Growth
Launch Date	11 Apr 04
NAV (25 Nov 25)	₹293.468 ↓ -0.58 (-0.20 %)
Net Assets (Cr)	₹4,008 on 31 Oct 25
Category	Equity - Sectoral
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆
Risk	High
Expense Ratio	1.93
Sharpe Ratio	0.6
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 20	₹10,000
31 Oct 21	₹15,108
31 Oct 22	₹17,833
31 Oct 23	₹20,381
31 Oct 24	₹29,022
31 Oct 25	₹33,393

UTI Transportation & Logistics Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹556,833.
Net Profit of ₹256,833 Invest Now

Returns for UTI Transportation & Logistics Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Nov 25

Duration	Returns
1 Month	-0.4%
3 Month	4.7%
6 Month	15.3%
1 Year	15.6%
3 Year	24.3%
5 Year	24.3%
10 Year
15 Year
Since launch	16.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	18.7%
2023	40.1%
2022	14.7%
2021	24.3%
2020	11%
2019	-8.7%
2018	-19.5%
2017	39.6%
2016	4.8%
2015	5.7%

Fund Manager information for UTI Transportation & Logistics Fund

Name	Since	Tenure
Sachin Trivedi	22 Sep 16	9.11 Yr.

Data below for UTI Transportation & Logistics Fund as on 31 Oct 25

Equity Sector Allocation

Sector	Value
Consumer Cyclical	79.11%
Industrials	13.88%

Asset Allocation

Asset Class	Value
Cash	5.18%
Equity	94.65%
Debt	0.13%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 30 Apr 04 \| M&M	14%	₹559 Cr	1,604,386 ↑ 28,711
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 30 Apr 04 \| MARUTI	11%	₹423 Cr	261,576 ↓ -2,437
Eicher Motors Ltd (Consumer Cyclical) Equity, Since 30 Nov 08 \| EICHERMOT	10%	₹389 Cr	554,527
Eternal Ltd (Consumer Cyclical) Equity, Since 31 Jul 21 \| 543320	7%	₹270 Cr	8,494,093 ↑ 419,678
InterGlobe Aviation Ltd (Industrials) Equity, Since 31 May 18 \| INDIGO	5%	₹201 Cr	357,935 ↓ -30,056
Bajaj Auto Ltd (Consumer Cyclical) Equity, Since 30 Apr 18 \| 532977	5%	₹189 Cr	212,504
Hero MotoCorp Ltd (Consumer Cyclical) Equity, Since 31 Mar 12 \| HEROMOTOCO	5%	₹182 Cr	327,739
Hyundai Motor India Ltd (Consumer Cyclical) Equity, Since 31 Oct 24 \| HYUNDAI	4%	₹173 Cr	711,342 ↑ 125,000
Adani Ports & Special Economic Zone Ltd (Industrials) Equity, Since 31 May 13 \| ADANIPORTS	4%	₹156 Cr	1,076,157
TVS Motor Co Ltd (Consumer Cyclical) Equity, Since 30 Sep 19 \| 532343	4%	₹142 Cr	403,430

2. UTI Core Equity Fund

(Erstwhile UTI Top 100 Fund)

The fund aims to provide long term capital appreciation/dividend distribution by investing predominantly in equity and equity related instruments of top 100 stocks by market capitalisation. There can be no assurance that the investment objectives of the scheme will be realised.

Research Highlights for UTI Core Equity Fund

Upper mid AUM (₹5,291 Cr).
Established history (16+ yrs).
Rating: 3★ (top quartile).
Risk profile: Moderately High.
5Y return: 23.71% (top quartile).
3Y return: 21.25% (upper mid).
1Y return: 5.30% (upper mid).
Alpha: -2.90 (upper mid).
Sharpe: -0.12 (upper mid).
Information ratio: 0.67 (top quartile).

Below is the key information for UTI Core Equity Fund

UTI Core Equity Fund Growth
Launch Date	20 May 09
NAV (25 Nov 25)	₹184.901 ↑ 0.54 (0.29 %)
Net Assets (Cr)	₹5,291 on 31 Oct 25
Category	Equity - Large & Mid Cap
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.96
Sharpe Ratio	-0.12
Information Ratio	0.67
Alpha Ratio	-2.9
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 20	₹10,000
31 Oct 21	₹17,416
31 Oct 22	₹17,785
31 Oct 23	₹20,801
31 Oct 24	₹30,618
31 Oct 25	₹31,681

UTI Core Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹543,623.
Net Profit of ₹243,623 Invest Now

Returns for UTI Core Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Nov 25

Duration	Returns
1 Month	1.6%
3 Month	3.1%
6 Month	5.5%
1 Year	5.3%
3 Year	21.2%
5 Year	23.7%
10 Year
15 Year
Since launch	13.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	27.2%
2023	34.4%
2022	4.6%
2021	40.8%
2020	12.8%
2019	1.5%
2018	-7.9%
2017	35.2%
2016	3.4%
2015	0.5%

Fund Manager information for UTI Core Equity Fund

Name	Since	Tenure
V Srivatsa	17 May 17	8.46 Yr.

Data below for UTI Core Equity Fund as on 31 Oct 25

Equity Sector Allocation

Sector	Value
Financial Services	28.65%
Consumer Cyclical	10.69%
Technology	10.15%
Industrials	8.36%
Energy	8.26%
Basic Materials	7.68%
Health Care	7.63%
Consumer Defensive	5.83%
Communication Services	5.02%
Real Estate	2.51%
Utility	2.08%

Asset Allocation

Asset Class	Value
Cash	3.15%
Equity	96.85%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 30 Nov 20 \| HDFCBANK	6%	₹301 Cr	3,049,721 ↓ -95,405
ICICI Bank Ltd (Financial Services) Equity, Since 30 Nov 06 \| ICICIBANK	4%	₹192 Cr	1,427,555
Infosys Ltd (Technology) Equity, Since 28 Feb 06 \| INFY	3%	₹181 Cr	1,219,187 ↑ 106,000
Reliance Industries Ltd (Energy) Equity, Since 29 Feb 20 \| RELIANCE	3%	₹166 Cr	1,116,380 ↑ 76,979
ITC Ltd (Consumer Defensive) Equity, Since 31 Dec 08 \| ITC	3%	₹150 Cr	3,559,906 ↑ 255,000
The Federal Bank Ltd (Financial Services) Equity, Since 30 Jun 17 \| FEDERALBNK	3%	₹138 Cr	5,833,275 ↓ -190,200
Aditya Birla Capital Ltd (Financial Services) Equity, Since 31 Aug 22 \| ABCAPITAL	2%	₹128 Cr	3,950,761
Vedanta Ltd (Basic Materials) Equity, Since 30 Apr 24 \| 500295	2%	₹128 Cr	2,584,841
Wipro Ltd (Technology) Equity, Since 30 Jun 24 \| 507685	2%	₹127 Cr	5,273,655 ↑ 495,407
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Mar 14 \| LT	2%	₹117 Cr	290,715 ↑ 34,884

3. UTI Infrastructure Fund

The investment objective of the Scheme is to provide income distribution and / or medium to long term "capital appreciation" by investing predominantly in equity / equity related instruments in the companies engaged either directly or indirectly in the infrastructure growth of the Indian economy. However, there is no assurance that the investment objective of the scheme will be achieved.

Research Highlights for UTI Infrastructure Fund

Lower mid AUM (₹2,221 Cr).
Established history (21+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 23.24% (upper mid).
3Y return: 18.86% (lower mid).
1Y return: 3.72% (lower mid).
Alpha: -6.62 (bottom quartile).
Sharpe: -0.16 (lower mid).
Information ratio: -0.69 (bottom quartile).

Below is the key information for UTI Infrastructure Fund

UTI Infrastructure Fund Growth
Launch Date	7 Apr 04
NAV (25 Nov 25)	₹143.874 ↓ -0.12 (-0.08 %)
Net Assets (Cr)	₹2,221 on 31 Oct 25
Category	Equity - Sectoral
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆
Risk	High
Expense Ratio	2.18
Sharpe Ratio	-0.16
Information Ratio	-0.69
Alpha Ratio	-6.62
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 20	₹10,000
31 Oct 21	₹17,311
31 Oct 22	₹18,702
31 Oct 23	₹21,732
31 Oct 24	₹31,552
31 Oct 25	₹32,248

UTI Infrastructure Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹543,623.
Net Profit of ₹243,623 Invest Now

Returns for UTI Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Nov 25

Duration	Returns
1 Month	0.1%
3 Month	2.9%
6 Month	2.7%
1 Year	3.7%
3 Year	18.9%
5 Year	23.2%
10 Year
15 Year
Since launch	13.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	18.5%
2023	38.2%
2022	8.8%
2021	39.4%
2020	3.4%
2019	6.7%
2018	-15.6%
2017	41.4%
2016	4%
2015	-5.5%

Fund Manager information for UTI Infrastructure Fund

Name	Since	Tenure
Sachin Trivedi	1 Sep 21	4.17 Yr.
Deepesh Agarwal	16 Jun 25	0.38 Yr.

Data below for UTI Infrastructure Fund as on 31 Oct 25

Equity Sector Allocation

Sector	Value
Industrials	39.03%
Communication Services	14.33%
Energy	14.28%
Utility	10.17%
Basic Materials	7.46%
Financial Services	5.42%
Real Estate	2.94%
Consumer Cyclical	2.19%
Technology	0.54%
Health Care	0.14%

Asset Allocation

Asset Class	Value
Cash	2.38%
Equity	97.62%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Nov 17 \| BHARTIARTL	13%	₹297 Cr	1,443,472 ↓ -102,259
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Sep 05 \| LT	10%	₹229 Cr	568,954
Reliance Industries Ltd (Energy) Equity, Since 31 Oct 22 \| RELIANCE	7%	₹155 Cr	1,041,357 ↑ 35,000
NTPC Ltd (Utilities) Equity, Since 31 Dec 18 \| 532555	6%	₹135 Cr	4,006,307 ↓ -253,705
UltraTech Cement Ltd (Basic Materials) Equity, Since 31 Mar 12 \| 532538	5%	₹105 Cr	87,930
InterGlobe Aviation Ltd (Industrials) Equity, Since 30 Nov 22 \| INDIGO	4%	₹94 Cr	167,323 ↓ -3,649
Oil & Natural Gas Corp Ltd (Energy) Equity, Since 30 Sep 23 \| 500312	3%	₹71 Cr	2,795,493
Adani Ports & Special Economic Zone Ltd (Industrials) Equity, Since 31 May 13 \| ADANIPORTS	3%	₹66 Cr	457,905
Axis Bank Ltd (Financial Services) Equity, Since 31 Mar 11 \| 532215	3%	₹63 Cr	514,717 ↓ -18,450
Bharat Petroleum Corp Ltd (Energy) Equity, Since 31 Dec 22 \| 500547	2%	₹54 Cr	1,524,998

4. UTI Dividend Yield Fund

(Erstwhile UTI - Dividend Yield Fund)

The investment objective of the scheme is to provide medium to long term capital gains and/ or dividend distribution by investing predominantly in equity and equity related instruments which offer high dividend yield. There can be no assurance that the investment objectives of the scheme will be realised.

Research Highlights for UTI Dividend Yield Fund

Lower mid AUM (₹3,904 Cr).
Established history (20+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 20.30% (upper mid).
3Y return: 19.88% (upper mid).
1Y return: 1.27% (bottom quartile).
Alpha: -4.37 (lower mid).
Sharpe: -0.31 (bottom quartile).
Information ratio: 0.79 (top quartile).

Below is the key information for UTI Dividend Yield Fund

UTI Dividend Yield Fund Growth
Launch Date	3 May 05
NAV (25 Nov 25)	₹180.202 ↓ -0.20 (-0.11 %)
Net Assets (Cr)	₹3,904 on 31 Oct 25
Category	Equity - Dividend Yield
AMC	UTI Asset Management Company Ltd
Rating	☆
Risk	Moderately High
Expense Ratio	1.99
Sharpe Ratio	-0.31
Information Ratio	0.79
Alpha Ratio	-4.37
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 20	₹10,000
31 Oct 21	₹16,094
31 Oct 22	₹15,465
31 Oct 23	₹17,872
31 Oct 24	₹26,645
31 Oct 25	₹26,966

UTI Dividend Yield Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹505,644.
Net Profit of ₹205,644 Invest Now

Returns for UTI Dividend Yield Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Nov 25

Duration	Returns
1 Month	-0.1%
3 Month	2%
6 Month	4.4%
1 Year	1.3%
3 Year	19.9%
5 Year	20.3%
10 Year
15 Year
Since launch	15.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	24.7%
2023	35.4%
2022	-5.3%
2021	38.8%
2020	18.9%
2019	3.3%
2018	0.5%
2017	28.5%
2016	6.1%
2015	-5.1%

Fund Manager information for UTI Dividend Yield Fund

Name	Since	Tenure
Amit Premchandani	16 Nov 22	2.96 Yr.

Data below for UTI Dividend Yield Fund as on 31 Oct 25

Equity Sector Allocation

Sector	Value
Financial Services	27.14%
Technology	14.17%
Consumer Cyclical	11.5%
Health Care	8.66%
Consumer Defensive	7.14%
Energy	6.37%
Industrials	5.86%
Utility	5.79%
Real Estate	4.22%
Basic Materials	3.83%
Communication Services	3.71%

Asset Allocation

Asset Class	Value
Cash	0.09%
Equity	99.38%
Debt	0.53%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 May 12 \| HDFCBANK	9%	₹358 Cr	3,625,000
ICICI Bank Ltd (Financial Services) Equity, Since 30 Sep 07 \| ICICIBANK	5%	₹202 Cr	1,500,000 ↑ 50,000
Tech Mahindra Ltd (Technology) Equity, Since 31 May 17 \| 532755	3%	₹132 Cr	925,000 ↑ 15,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Dec 23 \| KOTAKBANK	3%	₹131 Cr	625,000 ↓ -25,000
State Bank of India (Financial Services) Equity, Since 31 Mar 23 \| SBIN	3%	₹131 Cr	1,400,000
Infosys Ltd (Technology) Equity, Since 30 Apr 08 \| INFY	3%	₹127 Cr	860,000
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 30 Jun 23 \| M&M	3%	₹121 Cr	347,678
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Aug 24 \| BHARTIARTL	3%	₹117 Cr	570,000
ITC Ltd (Consumer Defensive) Equity, Since 30 Nov 07 \| ITC	3%	₹105 Cr	2,500,000 ↑ 300,000
Knowledge Realty Trust Units (Real Estate) -, Since 31 Aug 25 \| 544481	3%	₹101 Cr	8,717,059

5. UTI Mid Cap Fund

Investment objective is "capital appreciation" by investing primarily in mid cap stocks.

Research Highlights for UTI Mid Cap Fund

Highest AUM (₹12,101 Cr).
Established history (21+ yrs).
Rating: 2★ (lower mid).
Risk profile: Moderately High.
5Y return: 20.19% (lower mid).
3Y return: 16.70% (bottom quartile).
1Y return: 1.00% (bottom quartile).
Alpha: -4.58 (bottom quartile).
Sharpe: -0.16 (lower mid).
Information ratio: -1.73 (bottom quartile).

Below is the key information for UTI Mid Cap Fund

UTI Mid Cap Fund Growth
Launch Date	7 Apr 04
NAV (25 Nov 25)	₹304.191 ↑ 0.63 (0.21 %)
Net Assets (Cr)	₹12,101 on 31 Oct 25
Category	Equity - Mid Cap
AMC	UTI Asset Management Company Ltd
Rating	☆☆
Risk	Moderately High
Expense Ratio	1.75
Sharpe Ratio	-0.16
Information Ratio	-1.73
Alpha Ratio	-4.58
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 20	₹10,000
31 Oct 21	₹16,844
31 Oct 22	₹17,405
31 Oct 23	₹19,919
31 Oct 24	₹27,290
31 Oct 25	₹27,660

UTI Mid Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹505,644.
Net Profit of ₹205,644 Invest Now

Returns for UTI Mid Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Nov 25

Duration	Returns
1 Month	-0.2%
3 Month	0.2%
6 Month	4.3%
1 Year	1%
3 Year	16.7%
5 Year	20.2%
10 Year
15 Year
Since launch	17.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	23.3%
2023	30.5%
2022	-0.8%
2021	43.1%
2020	32.7%
2019	-0.2%
2018	-14.9%
2017	42%
2016	3.5%
2015	6.6%

Fund Manager information for UTI Mid Cap Fund

Name	Since	Tenure
Vishal Chopda	16 Jun 25	0.38 Yr.

Data below for UTI Mid Cap Fund as on 31 Oct 25

Equity Sector Allocation

Sector	Value
Financial Services	20.79%
Industrials	18.7%
Consumer Cyclical	16.34%
Basic Materials	11.66%
Health Care	11.04%
Technology	9.92%
Real Estate	3.32%
Communication Services	2.41%
Utility	1.87%
Consumer Defensive	1.33%
Energy	1.06%

Asset Allocation

Asset Class	Value
Cash	1.55%
Equity	98.45%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Polycab India Ltd (Industrials) Equity, Since 31 Dec 20 \| POLYCAB	3%	₹311 Cr	403,783
Phoenix Mills Ltd (Real Estate) Equity, Since 31 Jul 20 \| 503100	2%	₹286 Cr	1,700,000
Persistent Systems Ltd (Technology) Equity, Since 31 Jan 23 \| PERSISTENT	2%	₹269 Cr	455,000
Indian Bank (Financial Services) Equity, Since 31 Jul 23 \| 532814	2%	₹258 Cr	3,000,000 ↓ -200,000
Max Financial Services Ltd (Financial Services) Equity, Since 31 Jul 18 \| 500271	2%	₹252 Cr	1,630,000 ↑ 117,032
Coforge Ltd (Technology) Equity, Since 30 Apr 21 \| COFORGE	2%	₹244 Cr	1,373,013
The Federal Bank Ltd (Financial Services) Equity, Since 30 Nov 10 \| FEDERALBNK	2%	₹237 Cr	10,000,000 ↑ 650,000
Tube Investments of India Ltd Ordinary Shares (Industrials) Equity, Since 30 Sep 17 \| TIINDIA	2%	₹227 Cr	750,000
Schaeffler India Ltd (Consumer Cyclical) Equity, Since 28 Feb 21 \| SCHAEFFLER	2%	₹212 Cr	527,300
JK Cement Ltd (Basic Materials) Equity, Since 31 Aug 20 \| JKCEMENT	2%	₹208 Cr	335,000

6. UTI Value Opportunities Fund

(Erstwhile UTI Opportunities Fund)

This scheme seeks to generate capital appreciation and/or income distribution by investing the funds of the scheme in equity shares and equity-related instruments. The main focus of this scheme is to capitalize on opportunities arising in the market by responding to the dynamically changing Indian economy by moving its investments amongst different sectors as prevailing trends change.

Research Highlights for UTI Value Opportunities Fund

Top quartile AUM (₹10,058 Cr).
Established history (20+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 19.46% (lower mid).
3Y return: 17.72% (lower mid).
1Y return: 3.42% (lower mid).
Alpha: -2.21 (upper mid).
Sharpe: -0.16 (bottom quartile).
Information ratio: 0.46 (upper mid).

Below is the key information for UTI Value Opportunities Fund

UTI Value Opportunities Fund Growth
Launch Date	20 Jul 05
NAV (25 Nov 25)	₹172.4 ↑ 0.01 (0.01 %)
Net Assets (Cr)	₹10,058 on 31 Oct 25
Category	Equity - Value
AMC	UTI Asset Management Company Ltd
Rating	☆
Risk	Moderately High
Expense Ratio	1.82
Sharpe Ratio	-0.16
Information Ratio	0.46
Alpha Ratio	-2.21
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 20	₹10,000
31 Oct 21	₹15,859
31 Oct 22	₹16,395
31 Oct 23	₹17,985
31 Oct 24	₹26,106
31 Oct 25	₹27,018

UTI Value Opportunities Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹493,520.
Net Profit of ₹193,520 Invest Now

Returns for UTI Value Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Nov 25

Duration	Returns
1 Month	-0.1%
3 Month	2%
6 Month	5.1%
1 Year	3.4%
3 Year	17.7%
5 Year	19.5%
10 Year
15 Year
Since launch	15%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	23.4%
2023	26.7%
2022	4.3%
2021	30.4%
2020	19%
2019	10.4%
2018	-2.4%
2017	29.1%
2016	2.6%
2015	-5.9%

Fund Manager information for UTI Value Opportunities Fund

Name	Since	Tenure
Amit Premchandani	1 Feb 18	7.75 Yr.

Data below for UTI Value Opportunities Fund as on 31 Oct 25

Equity Sector Allocation

Sector	Value
Financial Services	33.49%
Consumer Cyclical	14.24%
Technology	10.08%
Health Care	7.86%
Communication Services	7.71%
Basic Materials	6.5%
Industrials	6.27%
Energy	5.58%
Utility	2.67%
Consumer Defensive	2.22%
Real Estate	2.21%

Asset Allocation

Asset Class	Value
Cash	0.92%
Equity	98.82%
Debt	0.26%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Mar 12 \| HDFCBANK	10%	₹965 Cr	9,775,000 ↑ 25,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Jan 07 \| ICICIBANK	6%	₹572 Cr	4,250,000 ↑ 50,000
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Oct 17 \| BHARTIARTL	4%	₹452 Cr	2,197,804
Infosys Ltd (Technology) Equity, Since 30 Apr 08 \| INFY	4%	₹430 Cr	2,900,000
Axis Bank Ltd (Financial Services) Equity, Since 31 Mar 12 \| 532215	4%	₹394 Cr	3,200,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Oct 23 \| KOTAKBANK	4%	₹389 Cr	1,850,000
State Bank of India (Financial Services) Equity, Since 31 Jul 18 \| SBIN	4%	₹356 Cr	3,800,000
Reliance Industries Ltd (Energy) Equity, Since 31 May 24 \| RELIANCE	3%	₹297 Cr	2,000,000 ↓ -75,000
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 31 Dec 23 \| M&M	3%	₹295 Cr	845,355
Tech Mahindra Ltd (Technology) Equity, Since 30 Apr 20 \| 532755	2%	₹246 Cr	1,725,000

7. UTI Healthcare Fund

(Erstwhile UTI Pharma & Healthcare Fund)

The Investment objective of the Scheme is capital appreciation through investments in equities and equity related instruments of the Pharma & Healthcare sectors.

Research Highlights for UTI Healthcare Fund

Bottom quartile AUM (₹1,125 Cr).
Oldest track record among peers (26 yrs).
Rating: 1★ (bottom quartile).
Risk profile: High.
5Y return: 17.07% (bottom quartile).
3Y return: 23.66% (top quartile).
1Y return: 0.82% (bottom quartile).
Alpha: -0.28 (top quartile).
Sharpe: -0.18 (bottom quartile).
Information ratio: 0.00 (lower mid).

Below is the key information for UTI Healthcare Fund

UTI Healthcare Fund Growth
Launch Date	28 Jun 99
NAV (25 Nov 25)	₹287.597 ↑ 0.59 (0.21 %)
Net Assets (Cr)	₹1,125 on 31 Oct 25
Category	Equity - Sectoral
AMC	UTI Asset Management Company Ltd
Rating	☆
Risk	High
Expense Ratio	2.26
Sharpe Ratio	-0.18
Information Ratio	0
Alpha Ratio	-0.28
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 20	₹10,000
31 Oct 21	₹12,799
31 Oct 22	₹12,052
31 Oct 23	₹14,059
31 Oct 24	₹22,392
31 Oct 25	₹22,840

UTI Healthcare Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Returns for UTI Healthcare Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Nov 25

Duration	Returns
1 Month	-1.4%
3 Month	-3%
6 Month	4.7%
1 Year	0.8%
3 Year	23.7%
5 Year	17.1%
10 Year
15 Year
Since launch	14.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	42.9%
2023	38.2%
2022	-12.3%
2021	19.1%
2020	67.4%
2019	1.2%
2018	-7.5%
2017	6.2%
2016	-9.7%
2015	12.4%

Fund Manager information for UTI Healthcare Fund

Name	Since	Tenure
Kamal Gada	2 May 22	3.5 Yr.

Data below for UTI Healthcare Fund as on 31 Oct 25

Equity Sector Allocation

Sector	Value
Health Care	97.05%
Basic Materials	1.08%

Asset Allocation

Asset Class	Value
Cash	1.88%
Equity	98.12%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Sun Pharmaceuticals Industries Ltd (Healthcare) Equity, Since 31 Oct 06 \| SUNPHARMA	10%	₹110 Cr	650,000 ↓ -11,016
Ajanta Pharma Ltd (Healthcare) Equity, Since 31 Jul 17 \| 532331	6%	₹70 Cr	285,000 ↑ 35,000
Lupin Ltd (Healthcare) Equity, Since 28 Feb 25 \| 500257	6%	₹63 Cr	319,570 ↑ 49,570
Glenmark Pharmaceuticals Ltd (Healthcare) Equity, Since 31 Mar 24 \| 532296	4%	₹46 Cr	245,000 ↑ 35,000
Cipla Ltd (Healthcare) Equity, Since 31 Jan 03 \| 500087	4%	₹42 Cr	280,000 ↓ -120,000
Procter & Gamble Health Ltd (Healthcare) Equity, Since 31 Dec 20 \| PGHL	4%	₹41 Cr	67,014 ↓ -2,306
Gland Pharma Ltd (Healthcare) Equity, Since 30 Nov 20 \| GLAND	4%	₹41 Cr	213,141 ↑ 13,844
Apollo Hospitals Enterprise Ltd (Healthcare) Equity, Since 30 Apr 21 \| APOLLOHOSP	4%	₹41 Cr	53,000
Dr Reddy's Laboratories Ltd (Healthcare) Equity, Since 28 Feb 18 \| DRREDDY	4%	₹40 Cr	335,000
Alkem Laboratories Ltd (Healthcare) Equity, Since 31 May 21 \| ALKEM	4%	₹40 Cr	72,000

8. UTI Banking and Financial Services Fund

(Erstwhile UTI Banking Sector Fund)

Investment objective is "capital appreciation" through investments in the stocks of the companies/institutions engaged in the banking and financial services activities.

Research Highlights for UTI Banking and Financial Services Fund

Bottom quartile AUM (₹1,347 Cr).
Established history (21+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 16.86% (bottom quartile).
3Y return: 15.22% (bottom quartile).
1Y return: 13.52% (top quartile).
Alpha: -3.74 (lower mid).
Sharpe: 0.39 (top quartile).
Information ratio: 0.24 (upper mid).

Below is the key information for UTI Banking and Financial Services Fund

UTI Banking and Financial Services Fund Growth
Launch Date	7 Apr 04
NAV (25 Nov 25)	₹196.773 ↓ -0.43 (-0.22 %)
Net Assets (Cr)	₹1,347 on 31 Oct 25
Category	Equity - Sectoral
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆
Risk	High
Expense Ratio	2.2
Sharpe Ratio	0.39
Information Ratio	0.24
Alpha Ratio	-3.74
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 20	₹10,000
31 Oct 21	₹16,452
31 Oct 22	₹16,763
31 Oct 23	₹18,132
31 Oct 24	₹23,537
31 Oct 25	₹26,161

UTI Banking and Financial Services Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹458,689.
Net Profit of ₹158,689 Invest Now

Returns for UTI Banking and Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Nov 25

Duration	Returns
1 Month	0.1%
3 Month	4.9%
6 Month	5.2%
1 Year	13.5%
3 Year	15.2%
5 Year	16.9%
10 Year
15 Year
Since launch	14.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	11.1%
2023	19.5%
2022	15.1%
2021	14.3%
2020	-5.3%
2019	11.6%
2018	-6.8%
2017	43.5%
2016	13%
2015	-11.3%

Fund Manager information for UTI Banking and Financial Services Fund

Name	Since	Tenure
Amit Premchandani	16 Jun 25	0.38 Yr.

Data below for UTI Banking and Financial Services Fund as on 31 Oct 25

Equity Sector Allocation

Sector	Value
Financial Services	97.74%
Technology	1.31%

Asset Allocation

Asset Class	Value
Cash	0.95%
Equity	99.05%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 30 Apr 04 \| ICICIBANK	19%	₹249 Cr	1,852,344
HDFC Bank Ltd (Financial Services) Equity, Since 31 Mar 09 \| HDFCBANK	16%	₹215 Cr	2,175,000 ↑ 65,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 30 Sep 18 \| KOTAKBANK	9%	₹116 Cr	550,000
Axis Bank Ltd (Financial Services) Equity, Since 30 Jun 18 \| 532215	8%	₹114 Cr	925,000 ↑ 25,000
Bajaj Finance Ltd (Financial Services) Equity, Since 30 Nov 19 \| 500034	6%	₹86 Cr	820,000 ↓ -22,570
State Bank of India (Financial Services) Equity, Since 28 Feb 18 \| SBIN	6%	₹80 Cr	850,000
Karur Vysya Bank Ltd (Financial Services) Equity, Since 31 Dec 18 \| 590003	3%	₹44 Cr	1,800,000 ↓ -200,000
Shriram Finance Ltd (Financial Services) Equity, Since 31 Jan 24 \| SHRIRAMFIN	3%	₹41 Cr	550,000 ↓ -100,000
Max Financial Services Ltd (Financial Services) Equity, Since 30 Sep 22 \| 500271	3%	₹37 Cr	240,000
Ujjivan Small Finance Bank Ltd Ordinary Shares (Financial Services) Equity, Since 30 Apr 25 \| 542904	3%	₹34 Cr	6,534,317

9. UTI India Lifestyle Fund

The investment objective of the scheme is to provide long term capital appreciation and/or income distribution from a diversified portfolio of equity and equity related instruments by primarily investing in sectors, areas, companies and themes that are expected to benefit from changing Indian demographics, Indian lifestyles and rising consumption pattern. However, there can be no assurance that the investment objective of the scheme will be achieved.

Research Highlights for UTI India Lifestyle Fund

Bottom quartile AUM (₹735 Cr).
Established history (18+ yrs).
Rating: 2★ (lower mid).
Risk profile: High.
5Y return: 16.11% (bottom quartile).
3Y return: 14.52% (bottom quartile).
1Y return: 3.76% (upper mid).
Alpha: -5.65 (bottom quartile).
Sharpe: -0.14 (upper mid).
Information ratio: -1.08 (bottom quartile).

Below is the key information for UTI India Lifestyle Fund

UTI India Lifestyle Fund Growth
Launch Date	30 Jul 07
NAV (25 Nov 25)	₹59.6683 ↓ -0.05 (-0.08 %)
Net Assets (Cr)	₹735 on 31 Oct 25
Category	Equity - Sectoral
AMC	UTI Asset Management Company Ltd
Rating	☆☆
Risk	High
Expense Ratio	2.45
Sharpe Ratio	-0.14
Information Ratio	-1.08
Alpha Ratio	-5.65
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 20	₹10,000
31 Oct 21	₹14,938
31 Oct 22	₹15,530
31 Oct 23	₹16,207
31 Oct 24	₹22,008
31 Oct 25	₹22,728

UTI India Lifestyle Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹458,689.
Net Profit of ₹158,689 Invest Now

Returns for UTI India Lifestyle Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Nov 25

Duration	Returns
1 Month	-1%
3 Month	1%
6 Month	6.4%
1 Year	3.8%
3 Year	14.5%
5 Year	16.1%
10 Year
15 Year
Since launch	10.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	20.2%
2023	23%
2022	-2.3%
2021	26.4%
2020	15.2%
2019	5.8%
2018	-2.5%
2017	32.6%
2016	3.2%
2015	-1.9%

Fund Manager information for UTI India Lifestyle Fund

Name	Since	Tenure
Vishal Chopda	28 Feb 18	7.68 Yr.
Vicky Punjabi	16 Jun 25	0.38 Yr.

Data below for UTI India Lifestyle Fund as on 31 Oct 25

Equity Sector Allocation

Sector	Value
Consumer Cyclical	41.66%
Consumer Defensive	23.36%
Communication Services	10.79%
Industrials	6.8%
Financial Services	5.07%
Health Care	3.27%
Basic Materials	3.22%
Real Estate	2.15%
Technology	1.61%

Asset Allocation

Asset Class	Value
Cash	2.05%
Equity	97.93%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Jan 11 \| BHARTIARTL	8%	₹60 Cr	292,500
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 31 Oct 11 \| MARUTI	7%	₹52 Cr	32,000
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 31 Oct 23 \| M&M	5%	₹40 Cr	114,000
Titan Co Ltd (Consumer Cyclical) Equity, Since 28 Feb 19 \| TITAN	5%	₹34 Cr	90,000
ITC Ltd (Consumer Defensive) Equity, Since 30 Sep 07 \| ITC	5%	₹34 Cr	800,000
Avenue Supermarts Ltd (Consumer Defensive) Equity, Since 31 Mar 17 \| 540376	4%	₹29 Cr	70,000
Eicher Motors Ltd (Consumer Cyclical) Equity, Since 31 Dec 17 \| EICHERMOT	4%	₹26 Cr	37,000
Eternal Ltd (Consumer Cyclical) Equity, Since 31 Mar 24 \| 543320	4%	₹26 Cr	815,000
Godrej Consumer Products Ltd (Consumer Defensive) Equity, Since 31 May 21 \| 532424	3%	₹23 Cr	210,000
Hero MotoCorp Ltd (Consumer Cyclical) Equity, Since 30 Nov 23 \| HEROMOTOCO	3%	₹23 Cr	41,000

ఆన్‌లైన్‌లో యుటిఐ మ్యూచువల్ ఫండ్‌లో ఎలా పెట్టుబడి పెట్టాలి?

Fincash.comలో జీవితకాలం కోసం ఉచిత పెట్టుబడి ఖాతాను తెరవండి.

మీ రిజిస్ట్రేషన్ మరియు KYC ప్రక్రియను పూర్తి చేయండి

పత్రాలను అప్‌లోడ్ చేయండి (పాన్, ఆధార్, మొదలైనవి).మరియు, మీరు పెట్టుబడి పెట్టడానికి సిద్ధంగా ఉన్నారు!

ప్రారంభించడానికి

తరచుగా అడిగే ప్రశ్నలు

1. UTI మ్యూచువల్ ఫండ్స్ స్వభావం ఏమిటి?

జ: దిSEBI పూర్వపు UTI నుండి UTI మ్యూచువల్ ఫండ్‌లను ఏర్పాటు చేసిందిబ్యాంక్ 1 ఫిబ్రవరి 2003న ఈ ఫండ్ UTI అసెట్ మేనేజ్‌మెంట్ కంపెనీ మరియు దాని ప్రధాన స్పాన్సర్లు, స్టేట్ బ్యాంక్ ఆఫ్ ఇండియా (SBI), పంజాబ్ ద్వారా నిర్వహించబడుతుంది.నేషనల్ బ్యాంక్ (PNB), బ్యాంక్ ఆఫ్ బరోడా మరియులైఫ్ ఇన్సూరెన్స్ కార్పొరేషన్ ఆఫ్ ఇండియా.

2. UTI మ్యూచువల్ ఫండ్‌ల షేర్లు ఏదైనా ఇతర సమూహం వద్ద ఉన్నాయా?

జ: అవును, UTI మ్యూచువల్ ఫండ్స్ షేర్లలో 26% T రోవ్ ప్రైస్ గ్రూప్ INC ఆధీనంలో ఉన్నాయి. ఇది T రో ప్రైస్ గ్లోబల్ ఇన్వెస్ట్‌మెంట్ సర్వీసెస్ లిమిటెడ్ యొక్క అనుబంధ సంస్థ.

3. UTI మ్యూచువల్ ఫండ్స్‌లో పెట్టుబడి పెట్టడం విలువైనదేనా?

జ: యుటిఐ మ్యూచువల్ ఫండ్స్ అత్యంత ప్రాధాన్యత కలిగిన వాటిలో ఒకటిAMCలు. చారిత్రాత్మకంగా, ఇది అత్యంత ఆధారపడదగిన పెట్టుబడి పథకంగా నిరూపించబడింది.

4. UTI మ్యూచువల్ ఫండ్ పథకాలలో ఏది అత్యంత ప్రజాదరణ పొందినది?

జ: UTI మాస్టర్‌షేర్, 1986లో పూర్వపు UTI బ్యాంక్‌కు సంబంధించి ప్రారంభించబడింది, ఇది చాలా కాలం పాటు అమలులో ఉన్న మరియు అత్యంత విజయవంతమైన మ్యూచువల్ ఫండ్ పథకాలలో ఒకటి.

5. నేను ఆన్‌లైన్‌లో UTI మ్యూచువల్ ఫండ్స్‌లో పెట్టుబడి పెట్టవచ్చా?

జ: అవును, కంపెనీ వెబ్‌సైట్‌కి లాగిన్ అవ్వండి. ఆ తర్వాత, మీరు మీ గుర్తింపు రుజువు, చిరునామా రుజువు మరియు ఇతర సారూప్య వివరాల వంటి KYC నిబంధనల ప్రకారం మీ వ్యక్తిగత వివరాలను అందించాలి. మీరు రిజిస్ట్రేషన్ పూర్తి చేసిన తర్వాత, మీరు రిస్క్ స్థాయి మరియు పెట్టుబడి రకాన్ని ఎంచుకోవాలి. మీ వివరాలను ధృవీకరించడానికి మరియు ఆన్‌లైన్‌లో రిజిస్ట్రేషన్ ప్రక్రియను పూర్తి చేయడానికి 1-2 పని దినాలు పడుతుంది. ఇది పూర్తయిన తర్వాత, మీరు అప్‌డేట్‌గా ఉంచుకోవచ్చు మరియు మీ అవసరాలకు అనుగుణంగా పెట్టుబడులను మార్చుకోవచ్చు.

6. తగిన UTI మ్యూచువల్ ఫండ్‌ని ఎలా ఎంచుకోవాలి?

జ: మీరు తప్పనిసరిగా తనిఖీ చేయవలసిన మొదటి విషయం NAV మరియు నిర్దిష్ట ఫండ్ యొక్క చారిత్రక రాబడి. ఉదాహరణకు, UTI ట్రాన్స్‌పోర్టేషన్ & లాజిస్టిక్స్ ఫండ్ రూ.122.133 NAVని కలిగి ఉంది మరియు 5 సంవత్సరాలలో 8.9% రాబడిని చూపింది. దానితో పోలిస్తే, UTI ఈక్విటీ ఫండ్ NAV రూ. 212.768, కానీ 5 సంవత్సరాలలో 31.5% చారిత్రక రాబడిని చూపింది.

UTI ఈక్విటీ యొక్క NAV UTI ట్రాన్స్‌పోర్టేషన్ & లాజిస్టిక్స్ కంటే ఎక్కువగా ఉన్నప్పటికీ, మునుపటి వాటి రాబడి రెండోదాని కంటే ఎక్కువగా ఉంది. కాబట్టి, మీరు పెట్టుబడి పెట్టాలనుకుంటున్న డబ్బు మరియు ROIని బట్టి, మీరు నిర్దిష్ట ఫండ్‌ని ఎంచుకోవాలి.

Disclaimer:
ఇక్కడ అందించిన సమాచారం ఖచ్చితమైనదని నిర్ధారించడానికి అన్ని ప్రయత్నాలు చేయబడ్డాయి. అయినప్పటికీ, డేటా యొక్క ఖచ్చితత్వానికి సంబంధించి ఎటువంటి హామీలు ఇవ్వబడవు. దయచేసి ఏదైనా పెట్టుబడి పెట్టే ముందు పథకం సమాచార పత్రంతో ధృవీకరించండి.