2019 కోసం ఉత్తమ 10 పనితీరు రంగ నిధులు

Updated on February 16, 2026 , 749 views

సెక్టార్మ్యూచువల్ ఫండ్స్ ఒక నిర్దిష్ట రంగానికి చెందిన కంపెనీల ఈక్విటీ షేర్లలో వారి ఫండ్ డబ్బులో ప్రధాన వాటాను పెట్టుబడి పెట్టే పథకాన్ని చూడండి. ఈ పథకాలను వెతుకుతున్న వ్యక్తులు కోరుకుంటారుహై రిటర్న్స్ వారి పెట్టుబడిపై aఅధిక ప్రమాదం ఆకలి. మ్యూచువల్ ఫండ్స్ సాధారణంగా వారి పథకాలను అందించే కొన్ని రంగాలలో మౌలిక సదుపాయాలు, ce షధ, బ్యాంకింగ్ మరియు ఆర్థిక సేవలు మరియు సహజ వనరులు మరియు కొత్త శక్తి ఉన్నాయి. 2019 సంవత్సరానికి రంగాల నిధుల పనితీరు చాలా బాగుంది. ఆర్థిక వ్యవస్థలో జరిగిన పరిణామాలతో, అనేక రంగాల నిధులు తమ పెట్టుబడులపై సానుకూల రాబడిని సాధించాయి. కాబట్టి, వారి పనితీరు (రాబడి) ఆధారంగా 2019 సంవత్సరానికి టాప్ మరియు బెస్ట్ 10 పెర్ఫార్మింగ్ సెక్టార్ మ్యూచువల్ ఫండ్లలో కొన్నింటిని చూద్దాం.

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పనితీరు ఆధారంగా 2019 కోసం టాప్ 10 పెర్ఫార్మింగ్ సెక్టార్ మ్యూచువల్ ఫండ్స్

Fund	NAV	Net Assets (Cr)	2024 (%)	2023 (%)	2022 (%)	2021 (%)	2020 (%)
SBI Banking & Financial Services Fund Growth	₹46.259 ↓ -0.56	₹10,106	20.4	19.6	18.6	13.5	12.1
UTI Transportation & Logistics Fund Growth	₹290.039 ↓ -5.86	₹4,084	19.5	18.7	40.1	14.7	24.3
TATA Banking and Financial Services Fund Growth	₹45.6853 ↓ -0.62	₹3,225	17.5	9	22	16.9	11.9
DSP Natural Resources and New Energy Fund Growth	₹107.814 ↑ 1.02	₹1,573	17.5	13.9	31.2	9.8	42.8
Aditya Birla Sun Life Banking And Financial Services Fund Growth	₹64.62 ↓ -0.85	₹3,694	17.5	8.7	21.7	11.5	16.8
Nippon India Banking Fund Growth	₹669.776 ↓ -7.73	₹7,778	17.4	10.3	24.2	20.7	29.7
Sundaram Financial Services Opportunities Fund Growth	₹111.256 ↓ -1.73	₹1,661	16.9	7.1	31.1	16.8	15.3
LIC MF Banking & Financial Services Fund Growth	₹22.3181 ↓ -0.28	₹279	16.5	0.5	20.5	19.6	9.8
UTI Banking and Financial Services Fund Growth	₹203.376 ↓ -2.59	₹1,382	16.3	11.1	19.5	15.1	14.3
ICICI Prudential Banking and Financial Services Fund Growth	₹138.18 ↓ -1.44	₹11,154	15.9	11.6	17.9	11.9	23.5
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 19 Feb 26

Research Highlights & Commentary of 10 Funds showcased

Commentary	SBI Banking & Financial Services Fund	UTI Transportation & Logistics Fund	TATA Banking and Financial Services Fund	DSP Natural Resources and New Energy Fund	Aditya Birla Sun Life Banking And Financial Services Fund	Nippon India Banking Fund	Sundaram Financial Services Opportunities Fund	LIC MF Banking & Financial Services Fund	UTI Banking and Financial Services Fund	ICICI Prudential Banking and Financial Services Fund
Point 1	Top quartile AUM (₹10,106 Cr).	Upper mid AUM (₹4,084 Cr).	Lower mid AUM (₹3,225 Cr).	Bottom quartile AUM (₹1,573 Cr).	Upper mid AUM (₹3,694 Cr).	Upper mid AUM (₹7,778 Cr).	Lower mid AUM (₹1,661 Cr).	Bottom quartile AUM (₹279 Cr).	Bottom quartile AUM (₹1,382 Cr).	Highest AUM (₹11,154 Cr).
Point 2	Established history (10+ yrs).	Established history (21+ yrs).	Established history (10+ yrs).	Established history (17+ yrs).	Established history (12+ yrs).	Oldest track record among peers (22 yrs).	Established history (17+ yrs).	Established history (10+ yrs).	Established history (21+ yrs).	Established history (17+ yrs).
Point 3	Not Rated.	Rating: 3★ (upper mid).	Not Rated.	Top rated.	Rating: 5★ (top quartile).	Rating: 3★ (upper mid).	Rating: 3★ (lower mid).	Not Rated.	Rating: 3★ (lower mid).	Rating: 5★ (upper mid).
Point 4	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.
Point 5	5Y return: 14.28% (upper mid).	5Y return: 19.20% (top quartile).	5Y return: 13.08% (lower mid).	5Y return: 21.32% (top quartile).	5Y return: 12.92% (bottom quartile).	5Y return: 16.60% (upper mid).	5Y return: 14.79% (upper mid).	5Y return: 11.21% (bottom quartile).	5Y return: 13.09% (lower mid).	5Y return: 12.69% (bottom quartile).
Point 6	3Y return: 22.11% (upper mid).	3Y return: 24.58% (top quartile).	3Y return: 18.75% (lower mid).	3Y return: 23.25% (top quartile).	3Y return: 17.55% (bottom quartile).	3Y return: 19.77% (upper mid).	3Y return: 19.99% (upper mid).	3Y return: 13.64% (bottom quartile).	3Y return: 18.21% (lower mid).	3Y return: 16.40% (bottom quartile).
Point 7	1Y return: 25.55% (upper mid).	1Y return: 25.50% (upper mid).	1Y return: 25.74% (top quartile).	1Y return: 35.19% (top quartile).	1Y return: 22.78% (lower mid).	1Y return: 21.65% (bottom quartile).	1Y return: 22.11% (bottom quartile).	1Y return: 23.92% (upper mid).	1Y return: 23.50% (lower mid).	1Y return: 16.50% (bottom quartile).
Point 8	Alpha: 1.96 (top quartile).	Alpha: 0.00 (top quartile).	Alpha: -1.48 (lower mid).	Alpha: 0.00 (upper mid).	Alpha: -1.32 (lower mid).	Alpha: -0.93 (upper mid).	Alpha: -2.54 (bottom quartile).	Alpha: -2.24 (bottom quartile).	Alpha: -2.74 (bottom quartile).	Alpha: -0.56 (upper mid).
Point 9	Sharpe: 1.08 (top quartile).	Sharpe: 0.90 (top quartile).	Sharpe: 0.82 (lower mid).	Sharpe: 0.74 (bottom quartile).	Sharpe: 0.84 (upper mid).	Sharpe: 0.85 (upper mid).	Sharpe: 0.73 (bottom quartile).	Sharpe: 0.74 (bottom quartile).	Sharpe: 0.75 (lower mid).	Sharpe: 0.88 (upper mid).
Point 10	Information ratio: 0.89 (top quartile).	Information ratio: 0.00 (bottom quartile).	Information ratio: 0.29 (upper mid).	Information ratio: 0.00 (bottom quartile).	Information ratio: 0.25 (upper mid).	Information ratio: 0.56 (upper mid).	Information ratio: 0.60 (top quartile).	Information ratio: -0.40 (bottom quartile).	Information ratio: 0.22 (lower mid).	Information ratio: 0.16 (lower mid).

SBI Banking & Financial Services Fund

Top quartile AUM (₹10,106 Cr).
Established history (10+ yrs).
Not Rated.
Risk profile: High.
5Y return: 14.28% (upper mid).
3Y return: 22.11% (upper mid).
1Y return: 25.55% (upper mid).
Alpha: 1.96 (top quartile).
Sharpe: 1.08 (top quartile).
Information ratio: 0.89 (top quartile).

UTI Transportation & Logistics Fund

Upper mid AUM (₹4,084 Cr).
Established history (21+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 19.20% (top quartile).
3Y return: 24.58% (top quartile).
1Y return: 25.50% (upper mid).
Alpha: 0.00 (top quartile).
Sharpe: 0.90 (top quartile).
Information ratio: 0.00 (bottom quartile).

TATA Banking and Financial Services Fund

Lower mid AUM (₹3,225 Cr).
Established history (10+ yrs).
Not Rated.
Risk profile: High.
5Y return: 13.08% (lower mid).
3Y return: 18.75% (lower mid).
1Y return: 25.74% (top quartile).
Alpha: -1.48 (lower mid).
Sharpe: 0.82 (lower mid).
Information ratio: 0.29 (upper mid).

DSP Natural Resources and New Energy Fund

Bottom quartile AUM (₹1,573 Cr).
Established history (17+ yrs).
Top rated.
Risk profile: High.
5Y return: 21.32% (top quartile).
3Y return: 23.25% (top quartile).
1Y return: 35.19% (top quartile).
Alpha: 0.00 (upper mid).
Sharpe: 0.74 (bottom quartile).
Information ratio: 0.00 (bottom quartile).

Aditya Birla Sun Life Banking And Financial Services Fund

Upper mid AUM (₹3,694 Cr).
Established history (12+ yrs).
Rating: 5★ (top quartile).
Risk profile: High.
5Y return: 12.92% (bottom quartile).
3Y return: 17.55% (bottom quartile).
1Y return: 22.78% (lower mid).
Alpha: -1.32 (lower mid).
Sharpe: 0.84 (upper mid).
Information ratio: 0.25 (upper mid).

Nippon India Banking Fund

Upper mid AUM (₹7,778 Cr).
Oldest track record among peers (22 yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 16.60% (upper mid).
3Y return: 19.77% (upper mid).
1Y return: 21.65% (bottom quartile).
Alpha: -0.93 (upper mid).
Sharpe: 0.85 (upper mid).
Information ratio: 0.56 (upper mid).

Sundaram Financial Services Opportunities Fund

Lower mid AUM (₹1,661 Cr).
Established history (17+ yrs).
Rating: 3★ (lower mid).
Risk profile: High.
5Y return: 14.79% (upper mid).
3Y return: 19.99% (upper mid).
1Y return: 22.11% (bottom quartile).
Alpha: -2.54 (bottom quartile).
Sharpe: 0.73 (bottom quartile).
Information ratio: 0.60 (top quartile).

LIC MF Banking & Financial Services Fund

Bottom quartile AUM (₹279 Cr).
Established history (10+ yrs).
Not Rated.
Risk profile: High.
5Y return: 11.21% (bottom quartile).
3Y return: 13.64% (bottom quartile).
1Y return: 23.92% (upper mid).
Alpha: -2.24 (bottom quartile).
Sharpe: 0.74 (bottom quartile).
Information ratio: -0.40 (bottom quartile).

UTI Banking and Financial Services Fund

Bottom quartile AUM (₹1,382 Cr).
Established history (21+ yrs).
Rating: 3★ (lower mid).
Risk profile: High.
5Y return: 13.09% (lower mid).
3Y return: 18.21% (lower mid).
1Y return: 23.50% (lower mid).
Alpha: -2.74 (bottom quartile).
Sharpe: 0.75 (lower mid).
Information ratio: 0.22 (lower mid).

ICICI Prudential Banking and Financial Services Fund

Highest AUM (₹11,154 Cr).
Established history (17+ yrs).
Rating: 5★ (upper mid).
Risk profile: High.
5Y return: 12.69% (bottom quartile).
3Y return: 16.40% (bottom quartile).
1Y return: 16.50% (bottom quartile).
Alpha: -0.56 (upper mid).
Sharpe: 0.88 (upper mid).
Information ratio: 0.16 (lower mid).

2019 కోసం ఉత్తమ పనితీరు రంగ నిధులు

1. SBI Banking & Financial Services Fund

The investment objective of the scheme is to generate long-term capital appreciation to unit holders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. However, there can be no assurance that the investment objective of the Scheme will be realized.

Research Highlights for SBI Banking & Financial Services Fund

Top quartile AUM (₹10,106 Cr).
Established history (10+ yrs).
Not Rated.
Risk profile: High.
5Y return: 14.28% (upper mid).
3Y return: 22.11% (upper mid).
1Y return: 25.55% (upper mid).
Alpha: 1.96 (top quartile).
Sharpe: 1.08 (top quartile).
Information ratio: 0.89 (top quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~11.3%).

Below is the key information for SBI Banking & Financial Services Fund

SBI Banking & Financial Services Fund Growth
Launch Date	26 Feb 15
NAV (19 Feb 26)	₹46.259 ↓ -0.56 (-1.20 %)
Net Assets (Cr)	₹10,106 on 31 Dec 25
Category	Equity - Sectoral
AMC	SBI Funds Management Private Limited
Rating	Not Rated
Risk	High
Expense Ratio	1.83
Sharpe Ratio	1.08
Information Ratio	0.89
Alpha Ratio	1.96
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 21	₹10,000
31 Jan 22	₹12,128
31 Jan 23	₹12,455
31 Jan 24	₹15,988
31 Jan 25	₹18,164
31 Jan 26	₹22,420

SBI Banking & Financial Services Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹436,710.
Net Profit of ₹136,710 Invest Now

Returns for SBI Banking & Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Feb 26

Duration	Returns
1 Month	0.3%
3 Month	2%
6 Month	7.9%
1 Year	25.6%
3 Year	22.1%
5 Year	14.3%
10 Year
15 Year
Since launch	15%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	20.4%
2023	19.6%
2022	18.6%
2021	13.5%
2020	12.1%
2019	4.8%
2018	20.7%
2017	9.5%
2016	40.7%
2015	17%

Fund Manager information for SBI Banking & Financial Services Fund

Name	Since	Tenure
Milind Agrawal	1 Aug 19	6.51 Yr.
Pradeep Kesavan	1 Dec 23	2.17 Yr.

Data below for SBI Banking & Financial Services Fund as on 31 Dec 25

Equity Sector Allocation

Sector	Value
Financial Services	98.15%
Technology	0.59%

Asset Allocation

Asset Class	Value
Cash	1.21%
Equity	98.74%
Debt	0.05%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 28 Feb 15 \| HDFCBANK	11%	₹1,174 Cr	12,629,430
State Bank of India (Financial Services) Equity, Since 31 Jul 18 \| SBIN	10%	₹1,005 Cr	9,330,364 ↑ 2,600,000
Axis Bank Ltd (Financial Services) Equity, Since 31 Jan 25 \| AXISBANK	10%	₹995 Cr	7,261,517 ↑ 1,421,322
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 28 Feb 23 \| KOTAKBANK	9%	₹896 Cr	21,957,770 ↑ 2,254,590
Bajaj Finserv Ltd (Financial Services) Equity, Since 30 Jun 25 \| BAJAJFINSV	6%	₹666 Cr	3,411,808
ICICI Bank Ltd (Financial Services) Equity, Since 31 Dec 16 \| ICICIBANK	6%	₹601 Cr	4,435,814
Muthoot Finance Ltd (Financial Services) Equity, Since 31 Dec 22 \| MUTHOOTFIN	4%	₹450 Cr	1,174,249 ↑ 100,000
Multi Commodity Exchange of India Ltd (Financial Services) Equity, Since 31 Oct 25 \| MCX	3%	₹355 Cr	1,405,000
SBI Life Insurance Co Ltd (Financial Services) Equity, Since 31 May 25 \| SBILIFE	3%	₹346 Cr	1,729,622 ↓ -679,009
ICICI Prudential Asset Management Co Ltd (Financial Services) Equity, Since 31 Dec 25 \| ICICIAMC	3%	₹339 Cr	1,139,694 ↓ -188,210

2. UTI Transportation & Logistics Fund

Investment Objective is “capital appreciation” through investments in stocks of the companies engaged in the transportation and logistics sector.

Research Highlights for UTI Transportation & Logistics Fund

Upper mid AUM (₹4,084 Cr).
Established history (21+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 19.20% (top quartile).
3Y return: 24.58% (top quartile).
1Y return: 25.50% (upper mid).
Alpha: 0.00 (top quartile).
Sharpe: 0.90 (top quartile).
Information ratio: 0.00 (bottom quartile).
Higher exposure to Consumer Cyclical vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~96%).
High-quality debt (AAA/AA ~100%).
Largest holding Mahindra & Mahindra Ltd (~14.5%).

Below is the key information for UTI Transportation & Logistics Fund

UTI Transportation & Logistics Fund Growth
Launch Date	11 Apr 04
NAV (19 Feb 26)	₹290.039 ↓ -5.86 (-1.98 %)
Net Assets (Cr)	₹4,084 on 31 Dec 25
Category	Equity - Sectoral
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆
Risk	High
Expense Ratio	1.93
Sharpe Ratio	0.9
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 21	₹10,000
31 Jan 22	₹12,445
31 Jan 23	₹13,811
31 Jan 24	₹19,683
31 Jan 25	₹22,044
31 Jan 26	₹25,673

UTI Transportation & Logistics Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹493,520.
Net Profit of ₹193,520 Invest Now

Returns for UTI Transportation & Logistics Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Feb 26

Duration	Returns
1 Month	-0.3%
3 Month	-1.5%
6 Month	3.3%
1 Year	25.5%
3 Year	24.6%
5 Year	19.2%
10 Year
15 Year
Since launch	16.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	19.5%
2023	18.7%
2022	40.1%
2021	14.7%
2020	24.3%
2019	11%
2018	-8.7%
2017	-19.5%
2016	39.6%
2015	4.8%

Fund Manager information for UTI Transportation & Logistics Fund

Name	Since	Tenure
Sachin Trivedi	22 Sep 16	9.37 Yr.

Data below for UTI Transportation & Logistics Fund as on 31 Dec 25

Equity Sector Allocation

Sector	Value
Consumer Cyclical	81.47%
Industrials	14.53%

Asset Allocation

Asset Class	Value
Cash	3.84%
Equity	95.99%
Debt	0.13%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 30 Apr 04 \| M&M	14%	₹566 Cr	1,649,386
Eicher Motors Ltd (Consumer Cyclical) Equity, Since 30 Nov 08 \| EICHERMOT	10%	₹379 Cr	532,652
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 30 Apr 04 \| MARUTI	10%	₹377 Cr	258,455
Bajaj Auto Ltd (Consumer Cyclical) Equity, Since 30 Apr 18 \| BAJAJ-AUTO	6%	₹241 Cr	250,855
Eternal Ltd (Consumer Cyclical) Equity, Since 31 Jul 21 \| 543320	6%	₹232 Cr	8,494,093
InterGlobe Aviation Ltd (Industrials) Equity, Since 31 May 18 \| INDIGO	5%	₹182 Cr	395,767
Hero MotoCorp Ltd (Consumer Cyclical) Equity, Since 31 Mar 12 \| HEROMOTOCO	5%	₹181 Cr	327,739
Adani Ports & Special Economic Zone Ltd (Industrials) Equity, Since 31 May 13 \| ADANIPORTS	4%	₹174 Cr	1,224,964 ↑ 148,807
Hyundai Motor India Ltd (Consumer Cyclical) Equity, Since 31 Oct 24 \| HYUNDAI	4%	₹156 Cr	711,342
TVS Motor Co Ltd (Consumer Cyclical) Equity, Since 30 Sep 19 \| TVSMOTOR	4%	₹148 Cr	403,430

3. TATA Banking and Financial Services Fund

The investment objective of the scheme is to seek long term capital appreciation by investing atleast 80% of its net assets in equity/equity related instruments of the companies in the Banking and Financial Services sector in India.

Research Highlights for TATA Banking and Financial Services Fund

Lower mid AUM (₹3,225 Cr).
Established history (10+ yrs).
Not Rated.
Risk profile: High.
5Y return: 13.08% (lower mid).
3Y return: 18.75% (lower mid).
1Y return: 25.74% (top quartile).
Alpha: -1.48 (lower mid).
Sharpe: 0.82 (lower mid).
Information ratio: 0.29 (upper mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
Largest holding HDFC Bank Ltd (~17.4%).
Top-3 holdings concentration ~42.7%.

Below is the key information for TATA Banking and Financial Services Fund

TATA Banking and Financial Services Fund Growth
Launch Date	28 Dec 15
NAV (19 Feb 26)	₹45.6853 ↓ -0.62 (-1.35 %)
Net Assets (Cr)	₹3,225 on 31 Dec 25
Category	Equity - Sectoral
AMC	Tata Asset Management Limited
Rating	Not Rated
Risk	High
Expense Ratio	1.98
Sharpe Ratio	0.82
Information Ratio	0.29
Alpha Ratio	-1.48
Min Investment	5,000
Min SIP Investment	150
Exit Load	0-3 Months (0.25%),3 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 21	₹10,000
31 Jan 22	₹11,954
31 Jan 23	₹12,870
31 Jan 24	₹16,083
31 Jan 25	₹17,455
31 Jan 26	₹20,804

TATA Banking and Financial Services Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹426,080.
Net Profit of ₹126,080 Invest Now

Returns for TATA Banking and Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Feb 26

Duration	Returns
1 Month	2.4%
3 Month	2.4%
6 Month	8.6%
1 Year	25.7%
3 Year	18.8%
5 Year	13.1%
10 Year
15 Year
Since launch	16.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	17.5%
2023	9%
2022	22%
2021	16.9%
2020	11.9%
2019	2.7%
2018	25.7%
2017	-0.1%
2016	45%
2015	17.8%

Fund Manager information for TATA Banking and Financial Services Fund

Name	Since	Tenure
Kapil Malhotra	31 Oct 25	0.25 Yr.

Data below for TATA Banking and Financial Services Fund as on 31 Dec 25

Equity Sector Allocation

Sector	Value
Financial Services	95.61%
Technology	2.28%

Asset Allocation

Asset Class	Value
Cash	2.1%
Equity	97.9%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jan 16 \| HDFCBANK	17%	₹558 Cr	6,000,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 18 \| ICICIBANK	16%	₹508 Cr	3,750,000
State Bank of India (Financial Services) Equity, Since 30 Nov 20 \| SBIN	9%	₹305 Cr	2,832,000 ↑ 162,000
Axis Bank Ltd (Financial Services) Equity, Since 30 Nov 18 \| AXISBANK	9%	₹297 Cr	2,170,000
Shriram Finance Ltd (Financial Services) Equity, Since 31 Jan 26 \| SHRIRAMFIN	3%	₹112 Cr	1,097,340 ↑ 1,097,340
Bank of Baroda (Financial Services) Equity, Since 30 Nov 25 \| BANKBARODA	3%	₹110 Cr	3,660,000 ↑ 360,000
Bajaj Finserv Ltd (Financial Services) Equity, Since 30 Apr 25 \| BAJAJFINSV	3%	₹100 Cr	510,000
SBI Life Insurance Co Ltd (Financial Services) Equity, Since 31 Jul 25 \| SBILIFE	3%	₹91 Cr	456,000 ↑ 166,000
Canara HSBC Life Insurance Co Ltd (Financial Services) Equity, Since 31 Oct 25 \| CANHLIFE	2%	₹79 Cr	5,384,170
ICICI Prudential Asset Management Co Ltd (Financial Services) Equity, Since 31 Dec 25 \| ICICIAMC	2%	₹74 Cr	249,000 ↑ 206,871

4. DSP Natural Resources and New Energy Fund

To seek to generate capital appreciation and provide long term growth opportunities by investing in equity and equity related securities of companies domiciled in India whose predominant economic activity is in the (a) discovery, development, production, or distribution of natural resources, viz., energy, mining etc; (b) alternative energy and energy technology sectors, with emphasis given to renewable energy, automotive and on-site power generation, energy storage and enabling energy technologies. also invest a certain portion of its corpus in the equity and equity related securities of companies domiciled overseas, which are principally engaged in the discovery, development, production or distribution of natural resources and alternative energy and/or the units shares of Merrill Lynch international Investment Funds New Energy Fund, Merrill Lynch International Investment Funds World Energy Fund and similar other overseas mutual fund schemes.

Research Highlights for DSP Natural Resources and New Energy Fund

Bottom quartile AUM (₹1,573 Cr).
Established history (17+ yrs).
Top rated.
Risk profile: High.
5Y return: 21.32% (top quartile).
3Y return: 23.25% (top quartile).
1Y return: 35.19% (top quartile).
Alpha: 0.00 (upper mid).
Sharpe: 0.74 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Top sector: Energy.
Higher exposure to Cash Equivalent (bond sector) vs peer median.
Equity-heavy allocation (~90%).
Largest holding BGF World Energy I2 (~10.9%).

Below is the key information for DSP Natural Resources and New Energy Fund

DSP Natural Resources and New Energy Fund Growth
Launch Date	25 Apr 08
NAV (18 Feb 26)	₹107.814 ↑ 1.02 (0.96 %)
Net Assets (Cr)	₹1,573 on 31 Dec 25
Category	Equity - Sectoral
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	☆☆☆☆☆
Risk	High
Expense Ratio	1.99
Sharpe Ratio	0.74
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 21	₹10,000
31 Jan 22	₹14,714
31 Jan 23	₹16,147
31 Jan 24	₹21,748
31 Jan 25	₹23,125
31 Jan 26	₹29,537

DSP Natural Resources and New Energy Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹518,033.
Net Profit of ₹218,033 Invest Now

Returns for DSP Natural Resources and New Energy Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Feb 26

Duration	Returns
1 Month	5.6%
3 Month	11.4%
6 Month	21.9%
1 Year	35.2%
3 Year	23.2%
5 Year	21.3%
10 Year
15 Year
Since launch	14.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	17.5%
2023	13.9%
2022	31.2%
2021	9.8%
2020	42.8%
2019	11.5%
2018	4.4%
2017	-15.3%
2016	43.1%
2015	43.1%

Fund Manager information for DSP Natural Resources and New Energy Fund

Name	Since	Tenure
Rohit Singhania	1 Jul 12	13.6 Yr.

Data below for DSP Natural Resources and New Energy Fund as on 31 Dec 25

Equity Sector Allocation

Sector	Value
Energy	42.96%
Basic Materials	36.91%
Utility	7.36%
Industrials	1.62%
Technology	1.28%
Consumer Cyclical	0.11%

Asset Allocation

Asset Class	Value
Cash	9.76%
Equity	90.24%
Debt	0%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
BGF World Energy I2 Investment Fund \| -	11%	₹192 Cr	602,478 ↑ 214,175
Oil & Natural Gas Corp Ltd (Energy) Equity, Since 31 May 20 \| ONGC	9%	₹159 Cr	5,905,732 ↑ 107,567
Jindal Steel Ltd (Basic Materials) Equity, Since 31 Mar 20 \| JINDALSTEL	9%	₹154 Cr	1,356,666
Tata Steel Ltd (Basic Materials) Equity, Since 31 Aug 16 \| TATASTEEL	9%	₹153 Cr	7,896,586
Oil India Ltd (Energy) Equity, Since 29 Feb 24 \| OIL	6%	₹100 Cr	1,954,429 ↑ 363,081
National Aluminium Co Ltd (Basic Materials) Equity, Since 28 Feb 22 \| NATIONALUM	5%	₹94 Cr	2,439,055
BGF Sustainable Energy I2 Investment Fund \| -	5%	₹80 Cr	330,203
Coal India Ltd (Energy) Equity, Since 31 Mar 22 \| COALINDIA	4%	₹68 Cr	1,533,115
Hindalco Industries Ltd (Basic Materials) Equity, Since 31 Oct 15 \| HINDALCO	4%	₹67 Cr	691,612 ↓ -127,079
Petronet LNG Ltd (Energy) Equity, Since 31 Jan 18 \| PETRONET	4%	₹63 Cr	2,180,366 ↓ -116,682

5. Aditya Birla Sun Life Banking And Financial Services Fund

The primary investment objective of the Scheme is to generate long-term capital appreciation to unit holders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. The Scheme does not guarantee/indicate any returns. There can be no assurance that the schemes’ objectives will be achieved.

Research Highlights for Aditya Birla Sun Life Banking And Financial Services Fund

Upper mid AUM (₹3,694 Cr).
Established history (12+ yrs).
Rating: 5★ (top quartile).
Risk profile: High.
5Y return: 12.92% (bottom quartile).
3Y return: 17.55% (bottom quartile).
1Y return: 22.78% (lower mid).
Alpha: -1.32 (lower mid).
Sharpe: 0.84 (upper mid).
Information ratio: 0.25 (upper mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~96%).
High-quality debt (AAA/AA ~100%).
Largest holding ICICI Bank Ltd (~13.8%).
Top-3 holdings concentration ~36.3%.

Below is the key information for Aditya Birla Sun Life Banking And Financial Services Fund

Aditya Birla Sun Life Banking And Financial Services Fund Growth
Launch Date	14 Dec 13
NAV (19 Feb 26)	₹64.62 ↓ -0.85 (-1.30 %)
Net Assets (Cr)	₹3,694 on 31 Dec 25
Category	Equity - Sectoral
AMC	Birla Sun Life Asset Management Co Ltd
Rating	☆☆☆☆☆
Risk	High
Expense Ratio	1.99
Sharpe Ratio	0.84
Information Ratio	0.25
Alpha Ratio	-1.32
Min Investment	1,000
Min SIP Investment	1,000
Exit Load	0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 21	₹10,000
31 Jan 22	₹12,928
31 Jan 23	₹13,061
31 Jan 24	₹16,628
31 Jan 25	₹17,605
31 Jan 26	₹21,057

Aditya Birla Sun Life Banking And Financial Services Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹415,684.
Net Profit of ₹115,684 Invest Now

Returns for Aditya Birla Sun Life Banking And Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Feb 26

Duration	Returns
1 Month	0.5%
3 Month	0.4%
6 Month	6.7%
1 Year	22.8%
3 Year	17.6%
5 Year	12.9%
10 Year
15 Year
Since launch	16.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	17.5%
2023	8.7%
2022	21.7%
2021	11.5%
2020	16.8%
2019	1.1%
2018	14.9%
2017	-2.4%
2016	47.6%
2015	15.7%

Fund Manager information for Aditya Birla Sun Life Banking And Financial Services Fund

Name	Since	Tenure
Dhaval Gala	26 Aug 15	10.44 Yr.

Data below for Aditya Birla Sun Life Banking And Financial Services Fund as on 31 Dec 25

Equity Sector Allocation

Sector	Value
Financial Services	94.64%
Technology	1%

Asset Allocation

Asset Class	Value
Cash	4.36%
Equity	95.64%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Dec 13 \| ICICIBANK	14%	₹504 Cr	3,717,929 ↓ -960,000
HDFC Bank Ltd (Financial Services) Equity, Since 31 Dec 13 \| HDFCBANK	14%	₹503 Cr	5,408,496
Axis Bank Ltd (Financial Services) Equity, Since 31 Oct 18 \| AXISBANK	9%	₹315 Cr	2,302,100
State Bank of India (Financial Services) Equity, Since 31 Oct 17 \| SBIN	6%	₹207 Cr	1,918,689
Bajaj Finance Ltd (Financial Services) Equity, Since 30 Sep 16 \| BAJFINANCE	5%	₹199 Cr	2,137,250
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Jan 19 \| KOTAKBANK	4%	₹145 Cr	3,546,665
AU Small Finance Bank Ltd (Financial Services) Equity, Since 30 Nov 23 \| AUBANK	4%	₹132 Cr	1,346,861
Shriram Finance Ltd (Financial Services) Equity, Since 30 Jun 23 \| SHRIRAMFIN	3%	₹122 Cr	1,198,382
ICICI Lombard General Insurance Co Ltd (Financial Services) Equity, Since 30 Sep 19 \| ICICIGI	3%	₹103 Cr	565,076
Billionbrains Garage Ventures Ltd (Financial Services) Equity, Since 30 Nov 25 \| GROWW	2%	₹91 Cr	5,134,395

6. Nippon India Banking Fund

The primary investment objective of the Scheme is to seek to generate continuous returns by actively investing in equity and equity related securities of companies in the Banking Sector and companies engaged in allied activities related to Banking Sector. The AMC will have the discretion to completely or partially invest in any of the type of securities stated above with a view to maximize the returns or on defensive considerations. However, there can be no assurance that the investment objective of the Scheme will be realized, as actual market movements may be at variance with anticipated trends.

Research Highlights for Nippon India Banking Fund

Upper mid AUM (₹7,778 Cr).
Oldest track record among peers (22 yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 16.60% (upper mid).
3Y return: 19.77% (upper mid).
1Y return: 21.65% (bottom quartile).
Alpha: -0.93 (upper mid).
Sharpe: 0.85 (upper mid).
Information ratio: 0.56 (upper mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
Largest holding HDFC Bank Ltd (~15.1%).
Top-3 holdings concentration ~38.0%.

Below is the key information for Nippon India Banking Fund

Nippon India Banking Fund Growth
Launch Date	26 May 03
NAV (19 Feb 26)	₹669.776 ↓ -7.73 (-1.14 %)
Net Assets (Cr)	₹7,778 on 31 Dec 25
Category	Equity - Sectoral
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆☆
Risk	High
Expense Ratio	1.89
Sharpe Ratio	0.85
Information Ratio	0.56
Alpha Ratio	-0.93
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 21	₹10,000
31 Jan 22	₹14,022
31 Jan 23	₹14,954
31 Jan 24	₹19,137
31 Jan 25	₹21,060
31 Jan 26	₹25,027

Nippon India Banking Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹458,689.
Net Profit of ₹158,689 Invest Now

Returns for Nippon India Banking Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Feb 26

Duration	Returns
1 Month	0.6%
3 Month	1.4%
6 Month	6.9%
1 Year	21.6%
3 Year	19.8%
5 Year	16.6%
10 Year
15 Year
Since launch	20.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	17.4%
2023	10.3%
2022	24.2%
2021	20.7%
2020	29.7%
2019	-10.6%
2018	10.7%
2017	-1.2%
2016	44.1%
2015	11.5%

Fund Manager information for Nippon India Banking Fund

Name	Since	Tenure
Vinay Sharma	9 Apr 18	7.82 Yr.
Kinjal Desai	25 May 18	7.7 Yr.
Bhavik Dave	18 Jun 21	4.63 Yr.
Lokesh Maru	5 Sep 25	0.41 Yr.
Divya Sharma	5 Sep 25	0.41 Yr.

Data below for Nippon India Banking Fund as on 31 Dec 25

Equity Sector Allocation

Sector	Value
Financial Services	95.82%
Technology	2.67%

Asset Allocation

Asset Class	Value
Cash	1.51%
Equity	98.49%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jul 08 \| HDFCBANK	15%	₹1,173 Cr	12,619,320 ↑ 550,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 09 \| ICICIBANK	13%	₹1,008 Cr	7,438,887 ↓ -800,000
Axis Bank Ltd (Financial Services) Equity, Since 30 Jun 17 \| AXISBANK	10%	₹764 Cr	5,571,983
State Bank of India (Financial Services) Equity, Since 31 Mar 14 \| SBIN	8%	₹599 Cr	5,565,352
SBI Life Insurance Co Ltd (Financial Services) Equity, Since 30 Nov 20 \| SBILIFE	4%	₹294 Cr	1,470,199
SBI Cards and Payment Services Ltd Ordinary Shares (Financial Services) Equity, Since 31 Jul 20 \| SBICARD	4%	₹293 Cr	3,893,792
The Federal Bank Ltd (Financial Services) Equity, Since 30 Nov 04 \| FEDERALBNK	3%	₹271 Cr	9,405,824
Bajaj Finserv Ltd (Financial Services) Equity, Since 31 Oct 23 \| BAJAJFINSV	3%	₹249 Cr	1,275,773
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Jul 23 \| KOTAKBANK	3%	₹207 Cr	5,072,870
Bank of Baroda (Financial Services) Equity, Since 30 Apr 25 \| BANKBARODA	3%	₹203 Cr	6,793,554

7. Sundaram Financial Services Opportunities Fund

Seek capital appreciation by investing predominantly in equity and equity related securities of indian companies engaged in banking and financial Services.

Research Highlights for Sundaram Financial Services Opportunities Fund

Lower mid AUM (₹1,661 Cr).
Established history (17+ yrs).
Rating: 3★ (lower mid).
Risk profile: High.
5Y return: 14.79% (upper mid).
3Y return: 19.99% (upper mid).
1Y return: 22.11% (bottom quartile).
Alpha: -2.54 (bottom quartile).
Sharpe: 0.73 (bottom quartile).
Information ratio: 0.60 (top quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~96%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~17.3%).
Top-3 holdings concentration ~38.7%.

Below is the key information for Sundaram Financial Services Opportunities Fund

Sundaram Financial Services Opportunities Fund Growth
Launch Date	10 Jun 08
NAV (19 Feb 26)	₹111.256 ↓ -1.73 (-1.53 %)
Net Assets (Cr)	₹1,661 on 31 Dec 25
Category	Equity - Sectoral
AMC	Sundaram Asset Management Company Ltd
Rating	☆☆☆
Risk	High
Expense Ratio	2.12
Sharpe Ratio	0.73
Information Ratio	0.6
Alpha Ratio	-2.54
Min Investment	100,000
Min SIP Investment	100
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 21	₹10,000
31 Jan 22	₹12,383
31 Jan 23	₹13,241
31 Jan 24	₹18,148
31 Jan 25	₹19,256
31 Jan 26	₹22,940

Sundaram Financial Services Opportunities Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹436,710.
Net Profit of ₹136,710 Invest Now

Returns for Sundaram Financial Services Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Feb 26

Duration	Returns
1 Month	-0.3%
3 Month	1.9%
6 Month	9.7%
1 Year	22.1%
3 Year	20%
5 Year	14.8%
10 Year
15 Year
Since launch	14.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	16.9%
2023	7.1%
2022	31.1%
2021	16.8%
2020	15.3%
2019	2.7%
2018	26.4%
2017	-3.7%
2016	33.3%
2015	12.8%

Fund Manager information for Sundaram Financial Services Opportunities Fund

Name	Since	Tenure
Rohit Seksaria	30 Dec 17	8.1 Yr.

Data below for Sundaram Financial Services Opportunities Fund as on 31 Dec 25

Equity Sector Allocation

Sector	Value
Financial Services	94.32%
Technology	1.54%

Asset Allocation

Asset Class	Value
Cash	4.06%
Equity	95.86%
Debt	0.08%
Other	0%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Dec 08 \| HDFCBANK	17%	₹289 Cr	3,114,256
ICICI Bank Ltd (Financial Services) Equity, Since 30 Jun 10 \| ICICIBANK	11%	₹192 Cr	1,416,021
Axis Bank Ltd (Financial Services) Equity, Since 28 Feb 10 \| AXISBANK	10%	₹167 Cr	1,217,541 ↓ -54,991
State Bank of India (Financial Services) Equity, Since 31 Dec 08 \| SBIN	6%	₹108 Cr	1,003,469
DCB Bank Ltd (Financial Services) Equity, Since 30 Sep 24 \| DCBBANK	5%	₹81 Cr	4,033,626 ↓ -210,006
Shriram Finance Ltd (Financial Services) Equity, Since 30 Sep 23 \| SHRIRAMFIN	5%	₹78 Cr	768,924
Bajaj Finserv Ltd (Financial Services) Equity, Since 31 Mar 25 \| BAJAJFINSV	5%	₹78 Cr	397,562
Bank of Baroda (Financial Services) Equity, Since 29 Feb 24 \| BANKBARODA	4%	₹66 Cr	2,208,626
PNB Housing Finance Ltd (Financial Services) Equity, Since 31 Jul 24 \| PNBHOUSING	3%	₹55 Cr	665,351
CSB Bank Ltd Ordinary Shares (Financial Services) Equity, Since 30 Jun 20 \| CSBBANK	3%	₹53 Cr	1,199,385 ↓ -406,841

8. LIC MF Banking & Financial Services Fund

The investment objective of the scheme is to generate long-term capital appreciation for unit holders from a portfolio that is invested substantially in equity and equity related securities of companies engaged in banking & financial services sector. However, there can be no assurance that the investment objective of the Scheme will be realised.

Research Highlights for LIC MF Banking & Financial Services Fund

Bottom quartile AUM (₹279 Cr).
Established history (10+ yrs).
Not Rated.
Risk profile: High.
5Y return: 11.21% (bottom quartile).
3Y return: 13.64% (bottom quartile).
1Y return: 23.92% (upper mid).
Alpha: -2.24 (bottom quartile).
Sharpe: 0.74 (bottom quartile).
Information ratio: -0.40 (bottom quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~97%).
Largest holding HDFC Bank Ltd (~17.7%).
Top-3 holdings concentration ~38.4%.

Below is the key information for LIC MF Banking & Financial Services Fund

LIC MF Banking & Financial Services Fund Growth
Launch Date	27 Mar 15
NAV (19 Feb 26)	₹22.3181 ↓ -0.28 (-1.25 %)
Net Assets (Cr)	₹279 on 31 Dec 25
Category	Equity - Sectoral
AMC	LIC Mutual Fund Asset Mgmt Co Ltd
Rating	Not Rated
Risk	High
Expense Ratio	2.27
Sharpe Ratio	0.74
Information Ratio	-0.4
Alpha Ratio	-2.24
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 21	₹10,000
31 Jan 22	₹12,118
31 Jan 23	₹13,073
31 Jan 24	₹15,926
31 Jan 25	₹15,931
31 Jan 26	₹19,141

LIC MF Banking & Financial Services Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹405,518.
Net Profit of ₹105,518 Invest Now

Returns for LIC MF Banking & Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Feb 26

Duration	Returns
1 Month	-0.2%
3 Month	-0.5%
6 Month	6.3%
1 Year	23.9%
3 Year	13.6%
5 Year	11.2%
10 Year
15 Year
Since launch	7.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	16.5%
2023	0.5%
2022	20.5%
2021	19.6%
2020	9.8%
2019	-2.1%
2018	19.9%
2017	-18%
2016	32.7%
2015	10.5%

Fund Manager information for LIC MF Banking & Financial Services Fund

Name	Since	Tenure
Jaiprakash Toshniwal	6 Sep 21	4.41 Yr.

Data below for LIC MF Banking & Financial Services Fund as on 31 Dec 25

Equity Sector Allocation

Sector	Value
Financial Services	91.75%
Technology	2.8%
Consumer Cyclical	2.18%

Asset Allocation

Asset Class	Value
Cash	3.28%
Equity	96.72%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 30 Apr 15 \| HDFCBANK	18%	₹49 Cr	529,926 ↓ -86,590
ICICI Bank Ltd (Financial Services) Equity, Since 30 Apr 15 \| ICICIBANK	12%	₹34 Cr	253,994
Axis Bank Ltd (Financial Services) Equity, Since 30 Apr 15 \| AXISBANK	8%	₹23 Cr	169,239
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 29 Feb 24 \| KOTAKBANK	6%	₹18 Cr	436,975
State Bank of India (Financial Services) Equity, Since 31 Mar 20 \| SBIN	5%	₹15 Cr	139,494
MAS Financial Services Ltd Ordinary Shares (Financial Services) Equity, Since 31 Mar 22 \| MASFIN	5%	₹13 Cr	392,463
SBI Cards and Payment Services Ltd Ordinary Shares (Financial Services) Equity, Since 30 Sep 24 \| SBICARD	3%	₹9 Cr	115,064
Power Finance Corp Ltd (Financial Services) Equity, Since 30 Sep 23 \| PFC	3%	₹8 Cr	211,390
CreditAccess Grameen Ltd Ordinary Shares (Financial Services) Equity, Since 30 Sep 22 \| CREDITACC	3%	₹7 Cr	54,394 ↓ -5,312
IIFL Finance Ltd (Financial Services) Equity, Since 31 Jan 24 \| IIFL	2%	₹7 Cr	124,707

9. UTI Banking and Financial Services Fund

(Erstwhile UTI Banking Sector Fund)

Investment objective is "capital appreciation" through investments in the stocks of the companies/institutions engaged in the banking and financial services activities.

Research Highlights for UTI Banking and Financial Services Fund

Bottom quartile AUM (₹1,382 Cr).
Established history (21+ yrs).
Rating: 3★ (lower mid).
Risk profile: High.
5Y return: 13.09% (lower mid).
3Y return: 18.21% (lower mid).
1Y return: 23.50% (lower mid).
Alpha: -2.74 (bottom quartile).
Sharpe: 0.75 (lower mid).
Information ratio: 0.22 (lower mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~97%).
Largest holding HDFC Bank Ltd (~14.9%).
Top-3 holdings concentration ~38.5%.

Below is the key information for UTI Banking and Financial Services Fund

UTI Banking and Financial Services Fund Growth
Launch Date	7 Apr 04
NAV (19 Feb 26)	₹203.376 ↓ -2.59 (-1.26 %)
Net Assets (Cr)	₹1,382 on 31 Dec 25
Category	Equity - Sectoral
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆
Risk	High
Expense Ratio	2.2
Sharpe Ratio	0.75
Information Ratio	0.22
Alpha Ratio	-2.74
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 21	₹10,000
31 Jan 22	₹12,362
31 Jan 23	₹12,894
31 Jan 24	₹16,487
31 Jan 25	₹17,503
31 Jan 26	₹21,068

UTI Banking and Financial Services Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹426,080.
Net Profit of ₹126,080 Invest Now

Returns for UTI Banking and Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Feb 26

Duration	Returns
1 Month	2.1%
3 Month	2.4%
6 Month	7.6%
1 Year	23.5%
3 Year	18.2%
5 Year	13.1%
10 Year
15 Year
Since launch	14.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	16.3%
2023	11.1%
2022	19.5%
2021	15.1%
2020	14.3%
2019	-5.3%
2018	11.6%
2017	-6.8%
2016	43.5%
2015	13%

Fund Manager information for UTI Banking and Financial Services Fund

Name	Since	Tenure
Amit Premchandani	16 Jun 25	0.63 Yr.
Bhavesh Kanani	12 Jan 26	0.05 Yr.

Data below for UTI Banking and Financial Services Fund as on 31 Dec 25

Equity Sector Allocation

Sector	Value
Financial Services	96.42%
Technology	0.96%

Asset Allocation

Asset Class	Value
Cash	2.62%
Equity	97.38%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Mar 09 \| HDFCBANK	15%	₹209 Cr	2,250,000 ↑ 75,000
ICICI Bank Ltd (Financial Services) Equity, Since 30 Apr 04 \| ICICIBANK	14%	₹193 Cr	1,425,000 ↓ -427,344
Axis Bank Ltd (Financial Services) Equity, Since 30 Jun 18 \| AXISBANK	10%	₹137 Cr	1,000,000 ↑ 75,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 30 Sep 18 \| KOTAKBANK	9%	₹133 Cr	3,250,000 ↑ 500,000
State Bank of India (Financial Services) Equity, Since 28 Feb 18 \| SBIN	7%	₹92 Cr	850,000
Bajaj Finance Ltd (Financial Services) Equity, Since 30 Nov 19 \| BAJFINANCE	5%	₹74 Cr	800,000
Karur Vysya Bank Ltd (Financial Services) Equity, Since 31 Dec 18 \| 590003	4%	₹51 Cr	1,700,000
Shriram Finance Ltd (Financial Services) Equity, Since 31 Jan 24 \| SHRIRAMFIN	4%	₹51 Cr	500,000
Ujjivan Small Finance Bank Ltd Ordinary Shares (Financial Services) Equity, Since 30 Apr 25 \| UJJIVANSFB	3%	₹43 Cr	6,534,317
Multi Commodity Exchange of India Ltd (Financial Services) Equity, Since 31 Mar 24 \| MCX	3%	₹38 Cr	150,000

10. ICICI Prudential Banking and Financial Services Fund

ICICI Prudential Banking and Financial Services Fund is an Open-ended equity scheme that seeks to generate long-term capital appreciation to unitholders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. However, there can be no assurance that the investment objective of the Scheme will be realized.

Research Highlights for ICICI Prudential Banking and Financial Services Fund

Highest AUM (₹11,154 Cr).
Established history (17+ yrs).
Rating: 5★ (upper mid).
Risk profile: High.
5Y return: 12.69% (bottom quartile).
3Y return: 16.40% (bottom quartile).
1Y return: 16.50% (bottom quartile).
Alpha: -0.56 (upper mid).
Sharpe: 0.88 (upper mid).
Information ratio: 0.16 (lower mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~96%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~17.5%).
Top-3 holdings concentration ~41.3%.

Below is the key information for ICICI Prudential Banking and Financial Services Fund

ICICI Prudential Banking and Financial Services Fund Growth
Launch Date	22 Aug 08
NAV (19 Feb 26)	₹138.18 ↓ -1.44 (-1.03 %)
Net Assets (Cr)	₹11,154 on 31 Dec 25
Category	Equity - Sectoral
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆☆☆
Risk	High
Expense Ratio	1.83
Sharpe Ratio	0.88
Information Ratio	0.16
Alpha Ratio	-0.56
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 21	₹10,000
31 Jan 22	₹13,108
31 Jan 23	₹13,458
31 Jan 24	₹16,069
31 Jan 25	₹18,239
31 Jan 26	₹20,920

ICICI Prudential Banking and Financial Services Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹415,684.
Net Profit of ₹115,684 Invest Now

Returns for ICICI Prudential Banking and Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Feb 26

Duration	Returns
1 Month	0.4%
3 Month	-0.9%
6 Month	2.6%
1 Year	16.5%
3 Year	16.4%
5 Year	12.7%
10 Year
15 Year
Since launch	16.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	15.9%
2023	11.6%
2022	17.9%
2021	11.9%
2020	23.5%
2019	-5.5%
2018	14.5%
2017	-0.4%
2016	45.1%
2015	21.1%

Fund Manager information for ICICI Prudential Banking and Financial Services Fund

Name	Since	Tenure
Roshan Chutkey	29 Jan 18	8.01 Yr.
Sharmila D’mello	30 Jun 22	3.59 Yr.

Data below for ICICI Prudential Banking and Financial Services Fund as on 31 Dec 25

Equity Sector Allocation

Sector	Value
Financial Services	94.04%
Health Care	1.07%
Technology	0.37%
Industrials	0.29%

Asset Allocation

Asset Class	Value
Cash	4.18%
Equity	95.82%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Oct 08 \| HDFCBANK	18%	₹1,921 Cr	20,674,867 ↓ -1,418,863
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 08 \| ICICIBANK	14%	₹1,530 Cr	11,290,200 ↓ -2,749,373
Axis Bank Ltd (Financial Services) Equity, Since 28 Feb 19 \| AXISBANK	10%	₹1,067 Cr	7,783,679 ↑ 1,208,406
State Bank of India (Financial Services) Equity, Since 31 Oct 08 \| SBIN	6%	₹683 Cr	6,340,456 ↓ -2,310,000
SBI Life Insurance Co Ltd (Financial Services) Equity, Since 30 Sep 17 \| SBILIFE	6%	₹647 Cr	3,236,415 ↑ 220,210
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Jan 23 \| KOTAKBANK	5%	₹508 Cr	12,443,955
SBI Cards and Payment Services Ltd Ordinary Shares (Financial Services) Equity, Since 30 Nov 25 \| SBICARD	4%	₹392 Cr	5,202,910 ↑ 2,680,350
HDFC Life Insurance Co Ltd (Financial Services) Equity, Since 30 Sep 23 \| HDFCLIFE	3%	₹383 Cr	5,241,538
LIC Housing Finance Ltd (Financial Services) Equity, Since 30 Nov 24 \| LICHSGFIN	3%	₹358 Cr	6,799,870 ↑ 2,797,160
ICICI Lombard General Insurance Co Ltd (Financial Services) Equity, Since 30 Sep 19 \| ICICIGI	3%	₹327 Cr	1,800,328 ↑ 253,640

Disclaimer:
ఇక్కడ అందించిన సమాచారం ఖచ్చితమైనదని నిర్ధారించడానికి అన్ని ప్రయత్నాలు జరిగాయి. ఏదేమైనా, డేటా యొక్క ఖచ్చితత్వానికి సంబంధించి ఎటువంటి హామీలు ఇవ్వబడవు. ఏదైనా పెట్టుబడి పెట్టడానికి ముందు దయచేసి స్కీమ్ సమాచార పత్రంతో ధృవీకరించండి.