Table of Contents

లిక్విడ్ ఫండ్స్‌లో పెట్టుబడి పెట్టడం వల్ల కలిగే ముఖ్య ప్రయోజనాలు
టాప్ 10 లిక్విడ్ మ్యూచువల్ ఫండ్స్ FY 22 - 23
Top 10 Debt - Liquid Fund Funds

టాప్ 10 లిక్విడ్ మ్యూచువల్ ఫండ్‌లు 2022

Updated on April 27, 2025 , 14415 views

లిక్విడ్ ఫండ్స్ మిగులు నగదు కోసం ఉత్తమ ఎంపికలు ఉన్నాయిబ్యాంక్ ఖాతా. లిక్విడ్ ఫండ్స్ అంటేమ్యూచువల్ ఫండ్స్ మీ డబ్బును చాలా తక్కువ సమయంలో పెట్టుబడి పెట్టండిడబ్బు బజారు ట్రెజరీ బిల్లులు, వాణిజ్య పత్రాలు వంటి సాధనాలు,జమచేసిన ధ్రువీకరణ పత్రము, మొదలైనవి

ఈ నిధులు చాలా ద్రవ స్వభావం కలిగి ఉంటాయి మరియు వాటికి ప్రవేశ లేదా నిష్క్రమణ లోడ్ ఉండదు. లిక్విడ్ ఫండ్స్ అందించే అత్యున్నత ప్రయోజనాల కారణంగా; అవి తరచుగా ఫిక్స్‌డ్ డిపాజిట్ల కంటే మెరుగైన పెట్టుబడి ఎంపికగా పరిగణించబడతాయి మరియుపొదుపు ఖాతా.

టాప్ 10 లిక్విడ్ మ్యూచువల్ ఫండ్‌లు రాజీ పడకుండా మెరుగైన రాబడిని పొందే అవకాశాన్ని అందిస్తాయిద్రవ్యత కారకాలు. అత్యుత్తమ పనితీరు కనబరిచే లిక్విడ్ ఫండ్‌లు తక్కువ వ్యవధిలో గొప్ప రాబడిని సంపాదించడానికి మిమ్మల్ని అనుమతిస్తాయి. లిక్విడ్ ఫండ్స్ యొక్క సగటు మెచ్యూరిటీ 91 రోజుల కంటే తక్కువ ఉన్నందున, స్వల్పకాలిక పెట్టుబడిదారులకు ఇది ఉత్తమమైనదిపెట్టుబడి ప్రణాళిక. ఇంకా, లిక్విడ్ మ్యూచువల్ ఫండ్‌లు ఎక్కువగా ప్రభావితం కావుసంత అస్థిరత, పెట్టుబడిదారులు ప్రమాద కారకాల గురించి చింతించకుండా సులభంగా పెట్టుబడి పెట్టవచ్చు.

లిక్విడ్ ఫండ్స్‌లో పెట్టుబడి పెట్టడం వల్ల కలిగే ముఖ్య ప్రయోజనాలు

కొన్ని ప్రధానమైనవిపెట్టుబడి ప్రయోజనాలు లిక్విడ్ మ్యూచువల్ ఫండ్‌లలో ఇవి:

లిక్విడ్ ఫండ్‌లో, మీరు మీ నిధులను 24 గంటల వ్యవధిలో విత్‌డ్రా చేసుకోవచ్చు
లిక్విడ్ ఫండ్స్‌గా ప్రధానంగా స్థిరంగా పెట్టుబడి పెట్టండిఆదాయం తక్కువ మెచ్యూరిటీ వ్యవధి ఉన్న సెక్యూరిటీలు, ఇతర వాటితో పోలిస్తే తక్కువ వడ్డీ రేటు రిస్క్‌ను కలిగి ఉంటాయిడెట్ మ్యూచువల్ ఫండ్
లిక్విడ్ మ్యూచువల్ ఫండ్‌లు సంవత్సరానికి సగటున 7.5-8% రాబడిని అందిస్తాయి
ఈ ఫండ్‌లకు లాక్-ఇన్ వ్యవధి లేదు, అంటే మీరు అవసరమైన చోట మీ నగదును రీడీమ్ చేసుకోవచ్చు
లిక్విడ్ ఫండ్స్ విలువైన పన్ను ప్రయోజనాలను అందిస్తాయి

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టాప్ 10 లిక్విడ్ మ్యూచువల్ ఫండ్స్ FY 22 - 23

Fund	NAV	Net Assets (Cr)	1 MO (%)	3 MO (%)	6 MO (%)	1 YR (%)	2023 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
Indiabulls Liquid Fund Growth	₹2,498.35 ↑ 0.27	₹130	0.6	1.9	3.6	7.3	7.4	7.07%	2M 1D	2M 2D
PGIM India Insta Cash Fund Growth	₹336.318 ↑ 0.03	₹366	0.6	1.8	3.6	7.3	7.3	6.93%	2M 15D	2M 19D
Principal Cash Management Fund Growth	₹2,279.01 ↑ 0.23	₹5,477	0.6	1.8	3.6	7.2	7.3	7.06%	2M 1D	2M 2D
JM Liquid Fund Growth	₹70.4877 ↑ 0.01	₹2,806	0.6	1.8	3.5	7.2	7.2	7.13%	1M 10D	1M 13D
Axis Liquid Fund Growth	₹2,876.2 ↑ 0.26	₹32,609	0.6	1.8	3.6	7.3	7.4	7.08%	2M 4D	2M 4D
Invesco India Liquid Fund Growth	₹3,550.5 ↑ 0.36	₹10,945	0.6	1.8	3.6	7.3	7.4	7.01%	2M 5D	2M 5D
Aditya Birla Sun Life Liquid Fund Growth	₹416.27 ↑ 0.04	₹41,051	0.6	1.8	3.6	7.3	7.3	7.2%	2M 8D	2M 8D
Tata Liquid Fund Growth	₹4,068.6 ↑ 0.39	₹19,074	0.6	1.8	3.6	7.3	7.3	7.06%	2M 17D	2M 17D
ICICI Prudential Liquid Fund Growth	₹382.445 ↑ 0.03	₹42,293	0.6	1.8	3.6	7.3	7.4	6.99%	2M 5D	2M 10D
Nippon India Liquid Fund Growth	₹6,304.4 ↑ 0.65	₹28,241	0.6	1.8	3.6	7.2	7.3	7.32%	1M 17D	1M 21D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 29 Apr 25

1. Indiabulls Liquid Fund

To provide a high level of liquidity with returns commensurate with low risk through a portfolio of money market and debt securities with maturity of up to 91days. However, there can be no assurance that the investment objective of the scheme will be achieved.

Indiabulls Liquid Fund is a Debt - Liquid Fund fund was launched on 27 Oct 11. It is a fund with Low risk and has given a CAGR/Annualized return of 7% since its launch. Ranked 2 in Liquid Fund category. Return for 2024 was 7.4% , 2023 was 6.8% and 2022 was 4.6% .

Below is the key information for Indiabulls Liquid Fund

Indiabulls Liquid Fund Growth
Launch Date	27 Oct 11
NAV (29 Apr 25)	₹2,498.35 ↑ 0.27 (0.01 %)
Net Assets (Cr)	₹130 on 31 Mar 25
Category	Debt - Liquid Fund
AMC	Indiabulls Asset Management Company Ltd.
Rating	☆☆☆☆☆
Risk	Low
Expense Ratio	0.25
Sharpe Ratio	2.76
Information Ratio	-2.12
Alpha Ratio	-0.15
Min Investment	500
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	7.07%
Effective Maturity	2 Months 2 Days
Modified Duration	2 Months 1 Day

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹10,335
31 Mar 22	₹10,651
31 Mar 23	₹11,223
31 Mar 24	₹12,016
31 Mar 25	₹12,897

Indiabulls Liquid Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Indiabulls Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Apr 25

Duration	Returns
1 Month	0.6%
3 Month	1.9%
6 Month	3.6%
1 Year	7.3%
3 Year	6.7%
5 Year	5.3%
10 Year
15 Year
Since launch	7%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7.4%
2022	6.8%
2021	4.6%
2020	3.1%
2019	3.9%
2018	6.6%
2017	7.3%
2016	6.7%
2015	7.8%
2014	8.5%

Fund Manager information for Indiabulls Liquid Fund

Name	Since	Tenure
Kaustubh Sule	11 May 23	1.89 Yr.

Data below for Indiabulls Liquid Fund as on 31 Mar 25

Asset Allocation

Asset Class	Value
Cash	99.6%
Other	0.4%

Debt Sector Allocation

Sector	Value
Cash Equivalent	74.82%
Government	14.14%
Corporate	10.64%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Export-Import Bank Of India Commercial Paper \| -	11%	₹15 Cr	1,500,000
National Bank For Agriculture And Rural Development (10/06/2025) ** Commercial Paper \| -	10%	₹14 Cr	1,425,000 ↑ 1,425,000
Small Industries Development Bank Of India Debentures \| -	7%	₹10 Cr	1,000,000 ↓ -500,000
Bank Of Baroda Certificate of Deposit \| -	7%	₹10 Cr	1,000,000
Icici Securities Limited (Earlier Icici Brokerage Services Limited) Commercial Paper \| -	7%	₹10 Cr	1,000,000
HDFC Securities Limited Commercial Paper \| -	7%	₹10 Cr	1,000,000
India (Republic of) - \| -	7%	₹10 Cr	1,000,000 ↑ 1,000,000
India (Republic of) - \| -	7%	₹10 Cr	1,000,000 ↑ 1,000,000
Axis Bank Limited Certificate of Deposit \| -	6%	₹9 Cr	900,000 ↓ -500,000
LIC Housing Finance Ltd Debentures \| -	6%	₹8 Cr	800,000 ↑ 500,000

2. PGIM India Insta Cash Fund

(Erstwhile DHFL Pramerica Insta Cash Plus Fund)

To generate steady returns along with high liquidity by investing in a portfolio of short-term, high quality money market and debt instruments.

PGIM India Insta Cash Fund is a Debt - Liquid Fund fund was launched on 5 Sep 07. It is a fund with Low risk and has given a CAGR/Annualized return of 7.1% since its launch. Ranked 4 in Liquid Fund category. Return for 2024 was 7.3% , 2023 was 7% and 2022 was 4.8% .

Below is the key information for PGIM India Insta Cash Fund

PGIM India Insta Cash Fund Growth
Launch Date	5 Sep 07
NAV (29 Apr 25)	₹336.318 ↑ 0.03 (0.01 %)
Net Assets (Cr)	₹366 on 31 Mar 25
Category	Debt - Liquid Fund
AMC	Pramerica Asset Managers Private Limited
Rating	☆☆☆☆☆
Risk	Low
Expense Ratio	0.27
Sharpe Ratio	2.88
Information Ratio	-1.44
Alpha Ratio	-0.16
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	NIL
Yield to Maturity	6.93%
Effective Maturity	2 Months 19 Days
Modified Duration	2 Months 15 Days

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹10,360
31 Mar 22	₹10,711
31 Mar 23	₹11,314
31 Mar 24	₹12,123
31 Mar 25	₹13,011

PGIM India Insta Cash Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for PGIM India Insta Cash Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Apr 25

Duration	Returns
1 Month	0.6%
3 Month	1.8%
6 Month	3.6%
1 Year	7.3%
3 Year	6.8%
5 Year	5.4%
10 Year
15 Year
Since launch	7.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7.3%
2022	7%
2021	4.8%
2020	3.3%
2019	4.2%
2018	6.7%
2017	7.4%
2016	6.7%
2015	7.7%
2014	8.4%

Fund Manager information for PGIM India Insta Cash Fund

Name	Since	Tenure
Bhupesh Kalyani	13 Sep 22	2.55 Yr.
Puneet Pal	16 Jul 22	2.71 Yr.

Data below for PGIM India Insta Cash Fund as on 31 Mar 25

Asset Allocation

Asset Class	Value
Cash	99.4%
Other	0.6%

Debt Sector Allocation

Sector	Value
Cash Equivalent	65.63%
Corporate	33.77%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Net Receivables / (Payables) Net Current Assets \| -	20%	-₹72 Cr
LIC Housing Finance Ltd Debentures \| -	7%	₹25 Cr	2,500,000 ↑ 2,500,000
Union Bank Of India Certificate of Deposit \| -	7%	₹25 Cr	2,500,000
Indian Bank Certificate of Deposit \| -	7%	₹25 Cr	2,500,000
Infina Finance Private Limited Commercial Paper \| -	7%	₹25 Cr	2,500,000
Export-Import Bank Of India Commercial Paper \| -	7%	₹25 Cr	2,500,000
Canara Bank Certificate of Deposit \| -	7%	₹25 Cr	2,500,000
Bank Of Baroda** Certificate of Deposit \| -	7%	₹25 Cr	2,500,000 ↑ 2,500,000
Axis Bank Limited Certificate of Deposit \| -	7%	₹25 Cr	2,500,000
Aditya Birla Money Ltd. Commercial Paper \| -	7%	₹25 Cr	2,500,000

3. Principal Cash Management Fund

To provide investors with as high a level of income available from short-term investments as is considered consistent with preservation of capital and maintenance of liquidity, by investing in a portfolio of money market and investment grade debt instruments. The scheme will invest its assets in a portfolio of money market instruments. The investments will be in securities, which the Investment Manager believes present minimal liquidity and/or credit risks.

Principal Cash Management Fund is a Debt - Liquid Fund fund was launched on 30 Aug 04. It is a fund with Low risk and has given a CAGR/Annualized return of 6.5% since its launch. Ranked 5 in Liquid Fund category. Return for 2024 was 7.3% , 2023 was 7% and 2022 was 4.8% .

Below is the key information for Principal Cash Management Fund

Principal Cash Management Fund Growth
Launch Date	30 Aug 04
NAV (29 Apr 25)	₹2,279.01 ↑ 0.23 (0.01 %)
Net Assets (Cr)	₹5,477 on 31 Mar 25
Category	Debt - Liquid Fund
AMC	Principal Pnb Asset Mgmt. Co. Priv. Ltd.
Rating	☆☆☆☆☆
Risk	Low
Expense Ratio	0.29
Sharpe Ratio	2.37
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	2,000
Exit Load	NIL
Yield to Maturity	7.06%
Effective Maturity	2 Months 2 Days
Modified Duration	2 Months 1 Day

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹10,327
31 Mar 22	₹10,668
31 Mar 23	₹11,272
31 Mar 24	₹12,077
31 Mar 25	₹12,956

Principal Cash Management Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Principal Cash Management Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Apr 25

Duration	Returns
1 Month	0.6%
3 Month	1.8%
6 Month	3.6%
1 Year	7.2%
3 Year	6.8%
5 Year	5.4%
10 Year
15 Year
Since launch	6.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7.3%
2022	7%
2021	4.8%
2020	3.2%
2019	3.8%
2018	6.2%
2017	-1.8%
2016	6.8%
2015	7.7%
2014	8.4%

Fund Manager information for Principal Cash Management Fund

Name	Since	Tenure
Dwijendra Srivastava	1 Jan 22	3.25 Yr.
Sandeep Agarwal	16 May 22	2.88 Yr.

Data below for Principal Cash Management Fund as on 31 Mar 25

Asset Allocation

Asset Class	Value
Cash	99.8%
Other	0.2%

Debt Sector Allocation

Sector	Value
Cash Equivalent	75.13%
Corporate	23.32%
Government	1.35%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Treps CBLO/Reverse Repo \| -	7%	₹538 Cr
91 Days Treasury Bill 26-Jun-2025 Sovereign Bonds \| -	4%	₹297 Cr	30,000,000 ↑ 30,000,000
HDFC Bank Ltd. ** # Certificate of Deposit \| -	3%	₹223 Cr	4,500
91 Days Tbill Red 19-06-2025 Sovereign Bonds \| -	3%	₹223 Cr	22,500,000 ↑ 7,500,000
Tata Capital Limited Commercial Paper \| -	3%	₹199 Cr	4,000
91 Days Tbill Red 12-06-2025 Sovereign Bonds \| -	2%	₹173 Cr	17,500,000 ↑ 17,500,000
National Bank For Agriculture And Rural Development Commercial Paper \| -	2%	₹149 Cr	3,000
Axis Bank Ltd. Certificate of Deposit \| -	2%	₹149 Cr	3,000
Export-Import Bank Of India Commercial Paper \| -	2%	₹149 Cr	3,000
Small Industries Development Bank Of India Certificate of Deposit \| -	2%	₹149 Cr	3,000

4. JM Liquid Fund

(Erstwhile JM High Liquidity Fund)

To provide income by way of dividend (dividend plans) and capital gains (growth plan) through investing in debt and money market instruments.

JM Liquid Fund is a Debt - Liquid Fund fund was launched on 31 Dec 97. It is a fund with Low risk and has given a CAGR/Annualized return of 7.4% since its launch. Ranked 3 in Liquid Fund category. Return for 2024 was 7.2% , 2023 was 7% and 2022 was 4.8% .

Below is the key information for JM Liquid Fund

JM Liquid Fund Growth
Launch Date	31 Dec 97
NAV (29 Apr 25)	₹70.4877 ↑ 0.01 (0.01 %)
Net Assets (Cr)	₹2,806 on 31 Mar 25
Category	Debt - Liquid Fund
AMC	JM Financial Asset Management Limited
Rating	☆☆☆☆☆
Risk	Low
Expense Ratio	0.25
Sharpe Ratio	2.58
Information Ratio	-3.16
Alpha Ratio	-0.19
Min Investment	5,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	7.13%
Effective Maturity	1 Month 13 Days
Modified Duration	1 Month 10 Days

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹10,343
31 Mar 22	₹10,695
31 Mar 23	₹11,296
31 Mar 24	₹12,104
31 Mar 25	₹12,974

JM Liquid Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for JM Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Apr 25

Duration	Returns
1 Month	0.6%
3 Month	1.8%
6 Month	3.5%
1 Year	7.2%
3 Year	6.7%
5 Year	5.4%
10 Year
15 Year
Since launch	7.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7.2%
2022	7%
2021	4.8%
2020	3.3%
2019	4%
2018	6.6%
2017	7.4%
2016	6.7%
2015	7.7%
2014	8.4%

Fund Manager information for JM Liquid Fund

Name	Since	Tenure
Killol Pandya	5 Nov 24	0.4 Yr.
Naghma Khoja	21 Oct 21	3.44 Yr.
Ruchi Fozdar	3 Apr 24	0.99 Yr.

Data below for JM Liquid Fund as on 31 Mar 25

Asset Allocation

Asset Class	Value
Cash	99.78%
Other	0.22%

Debt Sector Allocation

Sector	Value
Cash Equivalent	74.09%
Corporate	25.61%
Government	0.08%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Ccil CBLO/Reverse Repo \| -	8%	₹302 Cr	302,360 ↑ 302,360
182 DTB 19062025 Sovereign Bonds \| -	4%	₹148 Cr	15,000,000 ↓ -7,500,000
91 Days Tbill Red 19-06-2025 Sovereign Bonds \| -	4%	₹127 Cr	12,800,000
ICICI Bank Limited Certificate of Deposit \| -	3%	₹125 Cr	12,500,000 ↑ 12,500,000
Punjab National Bank ** # Certificate of Deposit \| -	3%	₹124 Cr	12,500,000
Punjab National Bank Certificate of Deposit \| -	3%	₹99 Cr	10,000,000
HDFC Bank Limited Certificate of Deposit \| -	3%	₹99 Cr	10,000,000
182 DTB 05062025 Sovereign Bonds \| -	3%	₹99 Cr	10,000,000
Hindustan Petroleum Corp Ltd. Commercial Paper \| -	3%	₹99 Cr	10,000,000 ↑ 10,000,000
Icici Securities Limited (Earlier Icici Brokerage Services Limited) Commercial Paper \| -	3%	₹99 Cr	10,000,000

5. Axis Liquid Fund

To provide a high level of liquidity with reasonable returns commensurating with low risk through a portfolio of money market and debt securities. However there can be no assurance that the investment objective of the scheme will be achieved.

Axis Liquid Fund is a Debt - Liquid Fund fund was launched on 9 Oct 09. It is a fund with Low risk and has given a CAGR/Annualized return of 7% since its launch. Ranked 21 in Liquid Fund category. Return for 2024 was 7.4% , 2023 was 7.1% and 2022 was 4.9% .

Below is the key information for Axis Liquid Fund

Axis Liquid Fund Growth
Launch Date	9 Oct 09
NAV (29 Apr 25)	₹2,876.2 ↑ 0.26 (0.01 %)
Net Assets (Cr)	₹32,609 on 31 Mar 25
Category	Debt - Liquid Fund
AMC	Axis Asset Management Company Limited
Rating	☆☆☆☆
Risk	Low
Expense Ratio	0.23
Sharpe Ratio	3.09
Information Ratio	0
Alpha Ratio	0
Min Investment	500
Min SIP Investment	1,000
Exit Load	NIL
Yield to Maturity	7.08%
Effective Maturity	2 Months 4 Days
Modified Duration	2 Months 4 Days

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹10,358
31 Mar 22	₹10,710
31 Mar 23	₹11,322
31 Mar 24	₹12,142
31 Mar 25	₹13,034

Axis Liquid Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Axis Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Apr 25

Duration	Returns
1 Month	0.6%
3 Month	1.8%
6 Month	3.6%
1 Year	7.3%
3 Year	6.9%
5 Year	5.5%
10 Year
15 Year
Since launch	7%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7.4%
2022	7.1%
2021	4.9%
2020	3.3%
2019	4.3%
2018	6.6%
2017	7.5%
2016	6.7%
2015	7.6%
2014	8.4%

Fund Manager information for Axis Liquid Fund

Name	Since	Tenure
Devang Shah	5 Nov 12	12.41 Yr.
Aditya Pagaria	13 Aug 16	8.64 Yr.
Sachin Jain	3 Jul 23	1.75 Yr.

Data below for Axis Liquid Fund as on 31 Mar 25

Asset Allocation

Asset Class	Value
Cash	99.82%
Other	0.18%

Debt Sector Allocation

Sector	Value
Cash Equivalent	77.53%
Corporate	21.43%
Government	0.86%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
91 Days Tbill Red 05-06-2025 Sovereign Bonds \| -	5%	₹2,232 Cr	225,000,000 ↑ 225,000,000
Clearing Corporation Of India Ltd CBLO/Reverse Repo \| -	4%	₹1,984 Cr
91 Days Tbill Sovereign Bonds \| -	4%	₹1,781 Cr	178,500,000
Canara Bank (09/06/2025) Certificate of Deposit \| -	3%	₹1,486 Cr	30,000
Export Import Bank Of India 09-Jun-2025 ** Commercial Paper \| -	3%	₹1,412 Cr	28,500
National Bank For Agriculture And Rural Development Commercial Paper \| -	3%	₹1,393 Cr	28,000 ↑ 20,000
91 Days Tbill Red 12-06-2025 Sovereign Bonds \| -	3%	₹1,288 Cr	130,000,000 ↑ 130,000,000
Reliance Industries Ltd. Commercial Paper \| -	3%	₹1,284 Cr	26,000 ↑ 26,000
National Bank For Agriculture And Rural Development (10/06/2025) ** Commercial Paper \| -	3%	₹1,223 Cr	24,700 ↑ 24,700
Reliance Retail Ventures Limited Commercial Paper \| -	2%	₹1,019 Cr	20,500

6. Invesco India Liquid Fund

To provide reasonable returns, commensurate with low risk while providing a high level of liquidity, through a portfolio of money market and debt securities.

Invesco India Liquid Fund is a Debt - Liquid Fund fund was launched on 17 Nov 06. It is a fund with Low risk and has given a CAGR/Annualized return of 7.1% since its launch. Ranked 9 in Liquid Fund category. Return for 2024 was 7.4% , 2023 was 7% and 2022 was 4.8% .

Below is the key information for Invesco India Liquid Fund

Invesco India Liquid Fund Growth
Launch Date	17 Nov 06
NAV (29 Apr 25)	₹3,550.5 ↑ 0.36 (0.01 %)
Net Assets (Cr)	₹10,945 on 31 Mar 25
Category	Debt - Liquid Fund
AMC	Invesco Asset Management (India) Private Ltd
Rating	☆☆☆☆
Risk	Low
Expense Ratio	0.22
Sharpe Ratio	3.17
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	7.01%
Effective Maturity	2 Months 5 Days
Modified Duration	2 Months 5 Days

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹10,351
31 Mar 22	₹10,700
31 Mar 23	₹11,302
31 Mar 24	₹12,117
31 Mar 25	₹13,004

Invesco India Liquid Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Invesco India Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Apr 25

Duration	Returns
1 Month	0.6%
3 Month	1.8%
6 Month	3.6%
1 Year	7.3%
3 Year	6.8%
5 Year	5.4%
10 Year
15 Year
Since launch	7.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7.4%
2022	7%
2021	4.8%
2020	3.3%
2019	4.1%
2018	6.5%
2017	7.4%
2016	6.7%
2015	7.6%
2014	8.4%

Fund Manager information for Invesco India Liquid Fund

Name	Since	Tenure
Krishna Cheemalapati	25 Apr 11	13.94 Yr.
Prateek Jain	14 Feb 22	3.13 Yr.

Data below for Invesco India Liquid Fund as on 31 Mar 25

Asset Allocation

Asset Class	Value
Cash	99.79%
Other	0.21%

Debt Sector Allocation

Sector	Value
Cash Equivalent	78.91%
Corporate	20.54%
Government	0.34%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd. ** # Certificate of Deposit \| -	3%	₹495 Cr	50,000,000
91 DTB 30052025 Sovereign Bonds \| -	3%	₹492 Cr	49,500,000
Punjab National Bank ** # Certificate of Deposit \| -	3%	₹470 Cr	47,500,000 ↓ -2,500,000
91 Days Tbill Red 05-06-2025 Sovereign Bonds \| -	3%	₹446 Cr	45,000,000
Bank Of Baroda 2025 ** # Net Current Assets \| -	3%	₹394 Cr	40,000,000 ↑ 40,000,000
182 Days Tbill (Md 01/05/2025) Sovereign Bonds \| -	2%	₹339 Cr	34,000,000
Axis Bank Ltd. Certificate of Deposit \| -	2%	₹298 Cr	30,000,000
National Bank For Agriculture And Rural Development 16-Jun-2025 ** Commercial Paper \| -	2%	₹297 Cr	30,000,000 ↑ 30,000,000
Union Bank of India Domestic Bonds \| -	2%	₹297 Cr	30,000,000
Canara Bank (17/06/2025) Certificate of Deposit \| -	2%	₹297 Cr	30,000,000

7. Aditya Birla Sun Life Liquid Fund

(Erstwhile Aditya Birla Sun Life Cash Plus Fund)

An Open-ended liquid scheme with the objective to provide reasonable returns at a high level of safety and liquidity through judicious investments in high quality debt and money market instruments.

Aditya Birla Sun Life Liquid Fund is a Debt - Liquid Fund fund was launched on 30 Mar 04. It is a fund with Low risk and has given a CAGR/Annualized return of 7% since its launch. Ranked 15 in Liquid Fund category. Return for 2024 was 7.3% , 2023 was 7.1% and 2022 was 4.8% .

Below is the key information for Aditya Birla Sun Life Liquid Fund

Aditya Birla Sun Life Liquid Fund Growth
Launch Date	30 Mar 04
NAV (29 Apr 25)	₹416.27 ↑ 0.04 (0.01 %)
Net Assets (Cr)	₹41,051 on 31 Mar 25
Category	Debt - Liquid Fund
AMC	Birla Sun Life Asset Management Co Ltd
Rating	☆☆☆☆
Risk	Low
Expense Ratio	0.34
Sharpe Ratio	2.96
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	7.2%
Effective Maturity	2 Months 8 Days
Modified Duration	2 Months 8 Days

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹10,364
31 Mar 22	₹10,714
31 Mar 23	₹11,323
31 Mar 24	₹12,137
31 Mar 25	₹13,026

Aditya Birla Sun Life Liquid Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Aditya Birla Sun Life Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Apr 25

Duration	Returns
1 Month	0.6%
3 Month	1.8%
6 Month	3.6%
1 Year	7.3%
3 Year	6.8%
5 Year	5.5%
10 Year
15 Year
Since launch	7%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7.3%
2022	7.1%
2021	4.8%
2020	3.3%
2019	4.3%
2018	6.7%
2017	7.4%
2016	6.7%
2015	7.7%
2014	8.4%

Fund Manager information for Aditya Birla Sun Life Liquid Fund

Name	Since	Tenure
Sunaina Cunha	15 Jul 11	13.72 Yr.
Kaustubh Gupta	15 Jul 11	13.72 Yr.
Sanjay Pawar	1 Jul 22	2.75 Yr.

Data below for Aditya Birla Sun Life Liquid Fund as on 31 Mar 25

Asset Allocation

Asset Class	Value
Cash	99.8%
Other	0.2%

Debt Sector Allocation

Sector	Value
Cash Equivalent	79.71%
Corporate	20.09%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Net Receivables / (Payables) CBLO \| -	7%	-₹3,932 Cr
91 Days Tbill Sovereign Bonds \| -	4%	₹1,995 Cr	200,000,000
National Bank for Agriculture and Rural Development Commercial Paper \| -	3%	₹1,483 Cr	30,000
Punjab National Bank Certificate of Deposit \| -	2%	₹1,240 Cr	25,000
HDFC Bank Limited Certificate of Deposit \| -	2%	₹1,216 Cr	24,500
91 DTB 30052025 Sovereign Bonds \| -	2%	₹1,132 Cr	114,017,700 ↑ 114,017,700
National Bank For Agriculture And Rural Development Commercial Paper \| -	2%	₹997 Cr	20,000
HDFC Bank Ltd. Debentures \| -	2%	₹987 Cr	20,000 ↑ 20,000
National Bank for Agriculture and Rural Development Commercial Paper \| -	2%	₹984 Cr	20,000 ↑ 20,000
Rbl Bank Limited Certificate of Deposit \| -	2%	₹940 Cr	19,000 ↑ 19,000

8. Tata Liquid Fund

(Erstwhile TATA Money Market Fund )

To create a highly liquid portfolio of money market instruments so as to provide reasonable returns and high liquidity to the unitholders.

Tata Liquid Fund is a Debt - Liquid Fund fund was launched on 1 Sep 04. It is a fund with Low risk and has given a CAGR/Annualized return of 7% since its launch. Ranked 18 in Liquid Fund category. Return for 2024 was 7.3% , 2023 was 7% and 2022 was 4.8% .

Below is the key information for Tata Liquid Fund

Tata Liquid Fund Growth
Launch Date	1 Sep 04
NAV (29 Apr 25)	₹4,068.6 ↑ 0.39 (0.01 %)
Net Assets (Cr)	₹19,074 on 31 Mar 25
Category	Debt - Liquid Fund
AMC	Tata Asset Management Limited
Rating	☆☆☆☆
Risk	Low
Expense Ratio	0
Sharpe Ratio	2.77
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	7.06%
Effective Maturity	2 Months 17 Days
Modified Duration	2 Months 17 Days

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹10,357
31 Mar 22	₹10,705
31 Mar 23	₹11,300
31 Mar 24	₹12,110
31 Mar 25	₹12,993

Tata Liquid Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Tata Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Apr 25

Duration	Returns
1 Month	0.6%
3 Month	1.8%
6 Month	3.6%
1 Year	7.3%
3 Year	6.8%
5 Year	5.4%
10 Year
15 Year
Since launch	7%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7.3%
2022	7%
2021	4.8%
2020	3.2%
2019	4.3%
2018	6.6%
2017	7.4%
2016	6.7%
2015	7.7%
2014	8.4%

Fund Manager information for Tata Liquid Fund

Name	Since	Tenure
Amit Somani	16 Oct 13	11.46 Yr.
Abhishek Sonthalia	6 Feb 20	5.15 Yr.
Harsh Dave	1 Aug 24	0.66 Yr.

Data below for Tata Liquid Fund as on 31 Mar 25

Asset Allocation

Asset Class	Value
Cash	99.76%
Other	0.24%

Debt Sector Allocation

Sector	Value
Cash Equivalent	83.2%
Corporate	16.56%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Punjab National Bank ** # Certificate of Deposit \| -	5%	₹1,410 Cr	28,500 ↑ 28,500
364 DTB Sovereign Bonds \| -	5%	₹1,234 Cr	124,500,000 ↑ 24,500,000
91 Days Tbill Red 05-06-2025 Sovereign Bonds \| -	4%	₹1,141 Cr	115,000,000 ↑ 5,000,000
ICICI Securities Limited** Commercial Paper \| -	4%	₹1,064 Cr	21,500 ↓ -500
Reliance Retail Ventures Limited Commercial Paper \| -	4%	₹995 Cr	20,000
Indian Oil Corp Ltd. Commercial Paper \| -	4%	₹990 Cr	20,000 ↑ 20,000
Bank Of Baroda Certificate of Deposit \| -	4%	₹941 Cr	19,000
91 Days Tbill Red 19-06-2025 Sovereign Bonds \| -	3%	₹802 Cr	81,000,000 ↑ 31,000,000
National Bk For Agriculture & Rural Dev. ** Commercial Paper \| -	3%	₹792 Cr	16,000 ↑ 6,000
Cholamandalam Investment And Fin. Co. Ltd Commercial Paper \| -	3%	₹746 Cr	15,000

9. ICICI Prudential Liquid Fund

(Erstwhile ICICI Prudential Liquid Plan)

To provide reasonable returns, commensurate with low risk while providing a high level of liquidity, through investments made primarily in money market and debt securities.

ICICI Prudential Liquid Fund is a Debt - Liquid Fund fund was launched on 17 Nov 05. It is a fund with Low risk and has given a CAGR/Annualized return of 7.1% since its launch. Ranked 20 in Liquid Fund category. Return for 2024 was 7.4% , 2023 was 7% and 2022 was 4.8% .

Below is the key information for ICICI Prudential Liquid Fund

ICICI Prudential Liquid Fund Growth
Launch Date	17 Nov 05
NAV (29 Apr 25)	₹382.445 ↑ 0.03 (0.01 %)
Net Assets (Cr)	₹42,293 on 31 Mar 25
Category	Debt - Liquid Fund
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆☆
Risk	Low
Expense Ratio	0.29
Sharpe Ratio	2.88
Information Ratio	-1.48
Alpha Ratio	-0.19
Min Investment	500
Min SIP Investment	99
Exit Load	NIL
Yield to Maturity	6.99%
Effective Maturity	2 Months 10 Days
Modified Duration	2 Months 5 Days

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹10,360
31 Mar 22	₹10,706
31 Mar 23	₹11,304
31 Mar 24	₹12,115
31 Mar 25	₹13,001

ICICI Prudential Liquid Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for ICICI Prudential Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Apr 25

Duration	Returns
1 Month	0.6%
3 Month	1.8%
6 Month	3.6%
1 Year	7.3%
3 Year	6.8%
5 Year	5.4%
10 Year
15 Year
Since launch	7.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7.4%
2022	7%
2021	4.8%
2020	3.2%
2019	4.3%
2018	6.6%
2017	7.4%
2016	6.6%
2015	7.7%
2014	8.3%

Fund Manager information for ICICI Prudential Liquid Fund

Name	Since	Tenure
Nikhil Kabra	1 Dec 23	1.33 Yr.
Darshil Dedhia	12 Jun 23	1.8 Yr.

Data below for ICICI Prudential Liquid Fund as on 31 Mar 25

Asset Allocation

Asset Class	Value
Cash	99.77%
Other	0.23%

Debt Sector Allocation

Sector	Value
Cash Equivalent	74.25%
Corporate	19.94%
Government	5.58%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
91 Days Tbill Red 12-06-2025 Sovereign Bonds \| -	7%	₹3,964 Cr	400,000,000 ↑ 400,000,000
91 Days Tbill Red 19-06-2025 Sovereign Bonds \| -	4%	₹2,475 Cr	250,000,000
Punjab National Bank ** # Certificate of Deposit \| -	4%	₹2,226 Cr	45,000
IDBI Bank Limited (Industrial Development Bank Of India Ltd) Certificate of Deposit \| -	3%	₹1,494 Cr	30,000
91 Days Tbill Red 05-06-2025 Sovereign Bonds \| -	3%	₹1,488 Cr	150,000,000
Small Industries Development Bank of India Commercial Paper \| -	3%	₹1,480 Cr	30,000 ↑ 30,000
India (Republic of) - \| -	3%	₹1,480 Cr	150,000,000 ↑ 150,000,000
HDFC Bank Limited Certificate of Deposit \| -	2%	₹1,341 Cr	27,000
National Bank For Agriculture And Rural Development Commercial Paper \| -	2%	₹1,296 Cr	26,000
Punjab National Bank Certificate of Deposit \| -	2%	₹1,241 Cr	25,000

10. Nippon India Liquid Fund

(Erstwhile Reliance Liquid Fund - Treasury Plan)

The investment objective of the scheme is to generate optimal returns consistent with moderate levels of risk and high liquidity. Accordingly, investments shall predominantly be made in Debt and Money Market Instruments.

Nippon India Liquid Fund is a Debt - Liquid Fund fund was launched on 9 Dec 03. It is a fund with Low risk and has given a CAGR/Annualized return of 6.9% since its launch. Ranked 11 in Liquid Fund category. Return for 2024 was 7.3% , 2023 was 7% and 2022 was 4.8% .

Below is the key information for Nippon India Liquid Fund

Nippon India Liquid Fund Growth
Launch Date	9 Dec 03
NAV (29 Apr 25)	₹6,304.4 ↑ 0.65 (0.01 %)
Net Assets (Cr)	₹28,241 on 31 Mar 25
Category	Debt - Liquid Fund
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆☆☆
Risk	Low
Expense Ratio	0.33
Sharpe Ratio	2.66
Information Ratio	0
Alpha Ratio	0
Min Investment	100
Min SIP Investment	100
Exit Load	NIL
Yield to Maturity	7.32%
Effective Maturity	1 Month 21 Days
Modified Duration	1 Month 17 Days

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹10,363
31 Mar 22	₹10,709
31 Mar 23	₹11,308
31 Mar 24	₹12,117
31 Mar 25	₹12,999

Nippon India Liquid Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Nippon India Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Apr 25

Duration	Returns
1 Month	0.6%
3 Month	1.8%
6 Month	3.6%
1 Year	7.2%
3 Year	6.8%
5 Year	5.4%
10 Year
15 Year
Since launch	6.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7.3%
2022	7%
2021	4.8%
2020	3.2%
2019	4.3%
2018	6.7%
2017	7.4%
2016	6.7%
2015	7.7%
2014	8.3%

Fund Manager information for Nippon India Liquid Fund

Name	Since	Tenure
Siddharth Deb	1 Mar 22	3.09 Yr.
Kinjal Desai	25 May 18	6.86 Yr.
Vikash Agarwal	14 Sep 24	0.55 Yr.

Data below for Nippon India Liquid Fund as on 31 Mar 25

Asset Allocation

Asset Class	Value
Cash	99.8%
Other	0.2%

Debt Sector Allocation

Sector	Value
Cash Equivalent	77.46%
Corporate	20.81%
Government	1.53%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
91 DTB 30052025 Sovereign Bonds \| -	4%	₹1,490 Cr	150,000,000 ↑ 150,000,000
Reverse Repo CBLO/Reverse Repo \| -	4%	₹1,372 Cr
5.22% Govt Stock 2025 Sovereign Bonds \| -	3%	₹1,059 Cr	106,000,000 ↑ 6,500,000
91 Days Tbill Red 12-06-2025 Sovereign Bonds \| -	3%	₹1,035 Cr	104,500,000 ↑ 104,500,000
National Bk For Agriculture & Rural Dev. ** Commercial Paper \| -	2%	₹743 Cr	15,000
National Bank For Agriculture And Rural Development** Commercial Paper \| -	2%	₹741 Cr	15,000
91 Days Tbill Red 05-06-2025 Sovereign Bonds \| -	2%	₹675 Cr	68,000,000 ↑ 68,000,000
91 Days Tbill Red 19-06-2025 Sovereign Bonds \| -	2%	₹674 Cr	68,068,400 ↑ 68,068,400
Biocon Ltd Commercial Paper \| -	1%	₹569 Cr	11,400
HDFC Bank Limited Certificate of Deposit \| -	1%	₹546 Cr	11,000

Disclaimer:
ఇక్కడ అందించిన సమాచారం ఖచ్చితమైనదని నిర్ధారించడానికి అన్ని ప్రయత్నాలు చేయబడ్డాయి. అయినప్పటికీ, డేటా యొక్క ఖచ్చితత్వానికి సంబంధించి ఎటువంటి హామీలు ఇవ్వబడవు. దయచేసి ఏదైనా పెట్టుబడి పెట్టే ముందు పథకం సమాచార పత్రంతో ధృవీకరించండి.