2022 కోసం టాప్ 10 ఉత్తమ టాటా మ్యూచువల్ ఫండ్ పథకాలు

Updated on January 26, 2026 , 48768 views

భారతదేశంలోని అత్యంత విలువైన బ్రాండ్‌లలో ఒకదానితో సహా,టాటా మ్యూచువల్ ఫండ్ స్థిరమైన పనితీరు మరియు ప్రపంచ స్థాయి సేవతో పెట్టుబడిదారుల విశ్వాసాన్ని పొందింది. ఒక దూకుడు నుండి కుడిపెట్టుబడిదారుడు ఒక సంప్రదాయవాదికిరాజధాని బిల్డర్, ఒక వ్యాపారవేత్త లేదా జీతం తీసుకునే ప్రొఫెషనల్, టాటామ్యూచువల్ ఫండ్ ప్రతి వినియోగదారునికి పెట్టుబడి ఎంపికను అందిస్తుంది.

దిAMC స్థిరమైన దీర్ఘకాలిక ఫలితాలను కోరుకోవడం లక్ష్యంగా పెట్టుకుంది. నెరవేర్చడానికిఆర్థిక లక్ష్యాలు పెట్టుబడిదారులలో, ఫండ్ హౌస్ విభిన్న లక్ష్య-ఆధారిత నిధులను అందిస్తుంది. పెట్టుబడిదారులు ఈక్విటీ, డెట్, బ్యాలెన్స్‌డ్ వంటి వివిధ పథకాలలో పెట్టుబడి పెట్టవచ్చు.లిక్విడ్ ఫండ్స్, పన్ను ఆదా, మొదలైనవి. పెట్టుబడి పెట్టడానికి ప్లాన్ చేస్తున్న వ్యక్తి దిగువ జాబితా చేయబడిన టాప్ 10 ఉత్తమ టాటా మ్యూచువల్ ఫండ్ పథకాల నుండి ఫండ్‌ను ఎంచుకోవచ్చు.

AUM వంటి నిర్దిష్ట పారామితులను చేపట్టడం ద్వారా ఈ నిధులు షార్ట్‌లిస్ట్ చేయబడ్డాయి,కాదు, గత ప్రదర్శనలు, పీర్ సగటు రాబడి మొదలైనవి.

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టాటా మ్యూచువల్ ఫండ్‌లో ఎందుకు పెట్టుబడి పెట్టాలి?

టాటా అనే పేరు భారీ విలువ, నమ్మకం మరియు విశ్వసనీయతతో వస్తుంది. ఇది దేశంలో అధిక ఈక్విటీని కలిగి ఉంది.
ఫండ్ మేనేజ్‌మెంట్‌తో పాటు, టాటా మ్యూచువల్ ఫండ్ నిపుణులైన ఆర్థిక సేవలను అందిస్తుంది. సంస్థ యొక్క నమ్మకం మరియు స్థిరమైన రికార్డు ద్వారా పెట్టుబడిదారులు ఆకర్షితులవుతారు.
కంపెనీ పనితీరు పెట్టుబడిదారులలో తమ డబ్బు భద్రతపై విశ్వాసాన్ని సృష్టించింది. అధిక రిస్క్‌లు ఉన్నప్పటికీ, డబ్బు తప్పుగా నిర్వహించబడదని పెట్టుబడిదారులకు బలమైన నమ్మకం ఉంది.
కాల వ్యవధిలో క్రమంగా సంపద సృష్టికి ఇది మంచి ఎంపిక.

ఉత్తమ టాటా మ్యూచువల్ ఫండ్ పథకాలు

Fund	NAV	Net Assets (Cr)	Min Investment	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	Since launch (%)	2024 (%)
Tata Equity PE Fund Growth	₹354.547 ↑ 5.93	₹9,061	5,000	150	-1.5	2.8	10.8	20.3	18	18	3.7
Tata India Tax Savings Fund Growth	₹44.575 ↑ 0.55	₹4,748	500	500	-2.5	1.9	10.6	15.9	15.6	14.1	4.9
Tata Retirement Savings Fund-Moderate Growth	₹63.0842 ↑ 0.70	₹2,166	5,000	150	-3.4	-1.1	7.1	15.1	12	13.8	1
Tata Retirement Savings Fund - Progressive Growth	₹63.4142 ↑ 0.87	₹2,108	5,000	150	-4	-1.8	6.6	16.2	12.6	13.8	-1.2
Tata Treasury Advantage Fund Growth	₹4,057.27 ↓ -0.74	₹3,563	5,000	500	1.1	2.5	6.8	7.1	5.8	7.1	7.2
Tata Liquid Fund Growth	₹4,249.4 ↑ 0.60	₹18,946	5,000	500	1.4	2.9	6.4	6.9	5.8	7	6.5
Tata Retirement Savings Fund - Conservative Growth	₹31.6588 ↑ 0.15	₹173	5,000	500	-1	0.1	5.3	8.5	6.5	8.4	3.6
TATA Large Cap Fund Growth	₹509.349 ↑ 3.33	₹2,840	5,000	150	-2.2	3.6	10.5	15.3	15.2	18.5	9.2
Tata Hybrid Equity Fund Growth	₹438.507 ↑ 2.36	₹4,179	5,000	150	-2	1.5	7.2	11.6	12.7	14.4	6
Tata Money Market Fund Growth	₹4,887.78 ↓ -1.01	₹35,600	5,000	500	1.3	2.7	7.1	7.4	6.2	6.7	7.4
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 28 Jan 26

Research Highlights & Commentary of 10 Funds showcased

Commentary	Tata Equity PE Fund	Tata India Tax Savings Fund	Tata Retirement Savings Fund-Moderate	Tata Retirement Savings Fund - Progressive	Tata Treasury Advantage Fund	Tata Liquid Fund	Tata Retirement Savings Fund - Conservative	TATA Large Cap Fund	Tata Hybrid Equity Fund	Tata Money Market Fund
Point 1	Upper mid AUM (₹9,061 Cr).	Upper mid AUM (₹4,748 Cr).	Bottom quartile AUM (₹2,166 Cr).	Bottom quartile AUM (₹2,108 Cr).	Lower mid AUM (₹3,563 Cr).	Top quartile AUM (₹18,946 Cr).	Bottom quartile AUM (₹173 Cr).	Lower mid AUM (₹2,840 Cr).	Upper mid AUM (₹4,179 Cr).	Highest AUM (₹35,600 Cr).
Point 2	Established history (21+ yrs).	Established history (11+ yrs).	Established history (14+ yrs).	Established history (14+ yrs).	Established history (20+ yrs).	Established history (21+ yrs).	Established history (14+ yrs).	Established history (27+ yrs).	Oldest track record among peers (30 yrs).	Established history (22+ yrs).
Point 3	Top rated.	Rating: 5★ (top quartile).	Rating: 5★ (upper mid).	Rating: 5★ (upper mid).	Rating: 4★ (upper mid).	Rating: 4★ (lower mid).	Rating: 4★ (lower mid).	Rating: 3★ (bottom quartile).	Rating: 3★ (bottom quartile).	Rating: 3★ (bottom quartile).
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately Low.	Risk profile: Low.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Low.
Point 5	5Y return: 18.00% (top quartile).	5Y return: 15.62% (top quartile).	5Y return: 12.01% (lower mid).	5Y return: 12.58% (upper mid).	1Y return: 6.75% (lower mid).	1Y return: 6.38% (bottom quartile).	5Y return: 6.50% (lower mid).	5Y return: 15.20% (upper mid).	5Y return: 12.70% (upper mid).	1Y return: 7.10% (upper mid).
Point 6	3Y return: 20.32% (top quartile).	3Y return: 15.89% (upper mid).	3Y return: 15.05% (upper mid).	3Y return: 16.18% (top quartile).	1M return: 0.23% (upper mid).	1M return: 0.47% (top quartile).	3Y return: 8.45% (lower mid).	3Y return: 15.35% (upper mid).	3Y return: 11.59% (lower mid).	1M return: 0.35% (top quartile).
Point 7	1Y return: 10.75% (top quartile).	1Y return: 10.60% (top quartile).	1Y return: 7.08% (lower mid).	1Y return: 6.62% (bottom quartile).	Sharpe: 1.97 (upper mid).	Sharpe: 3.23 (top quartile).	1Y return: 5.30% (bottom quartile).	1Y return: 10.53% (upper mid).	1Y return: 7.20% (upper mid).	Sharpe: 2.87 (top quartile).
Point 8	Alpha: -3.79 (bottom quartile).	Alpha: -2.63 (lower mid).	1M return: -2.81% (lower mid).	1M return: -3.11% (bottom quartile).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (upper mid).	1M return: -1.05% (upper mid).	Alpha: -0.83 (lower mid).	1M return: -2.85% (bottom quartile).	Information ratio: 0.00 (lower mid).
Point 9	Sharpe: -0.07 (lower mid).	Sharpe: 0.00 (lower mid).	Alpha: 0.00 (top quartile).	Alpha: -8.71 (bottom quartile).	Yield to maturity (debt): 6.61% (top quartile).	Yield to maturity (debt): 6.08% (upper mid).	Alpha: 0.00 (upper mid).	Sharpe: 0.30 (upper mid).	Alpha: -2.76 (bottom quartile).	Yield to maturity (debt): 6.35% (upper mid).
Point 10	Information ratio: 0.96 (top quartile).	Information ratio: -0.26 (bottom quartile).	Sharpe: -0.28 (bottom quartile).	Sharpe: -0.34 (bottom quartile).	Modified duration: 0.03 yrs (lower mid).	Modified duration: 0.16 yrs (bottom quartile).	Sharpe: -0.41 (bottom quartile).	Information ratio: 0.30 (top quartile).	Sharpe: 0.05 (upper mid).	Modified duration: 0.01 yrs (lower mid).

Tata Equity PE Fund

Upper mid AUM (₹9,061 Cr).
Established history (21+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 18.00% (top quartile).
3Y return: 20.32% (top quartile).
1Y return: 10.75% (top quartile).
Alpha: -3.79 (bottom quartile).
Sharpe: -0.07 (lower mid).
Information ratio: 0.96 (top quartile).

Tata India Tax Savings Fund

Upper mid AUM (₹4,748 Cr).
Established history (11+ yrs).
Rating: 5★ (top quartile).
Risk profile: Moderately High.
5Y return: 15.62% (top quartile).
3Y return: 15.89% (upper mid).
1Y return: 10.60% (top quartile).
Alpha: -2.63 (lower mid).
Sharpe: 0.00 (lower mid).
Information ratio: -0.26 (bottom quartile).

Tata Retirement Savings Fund-Moderate

Bottom quartile AUM (₹2,166 Cr).
Established history (14+ yrs).
Rating: 5★ (upper mid).
Risk profile: Moderately High.
5Y return: 12.01% (lower mid).
3Y return: 15.05% (upper mid).
1Y return: 7.08% (lower mid).
1M return: -2.81% (lower mid).
Alpha: 0.00 (top quartile).
Sharpe: -0.28 (bottom quartile).

Tata Retirement Savings Fund - Progressive

Bottom quartile AUM (₹2,108 Cr).
Established history (14+ yrs).
Rating: 5★ (upper mid).
Risk profile: Moderately High.
5Y return: 12.58% (upper mid).
3Y return: 16.18% (top quartile).
1Y return: 6.62% (bottom quartile).
1M return: -3.11% (bottom quartile).
Alpha: -8.71 (bottom quartile).
Sharpe: -0.34 (bottom quartile).

Tata Treasury Advantage Fund

Lower mid AUM (₹3,563 Cr).
Established history (20+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately Low.
1Y return: 6.75% (lower mid).
1M return: 0.23% (upper mid).
Sharpe: 1.97 (upper mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 6.61% (top quartile).
Modified duration: 0.03 yrs (lower mid).

Tata Liquid Fund

Top quartile AUM (₹18,946 Cr).
Established history (21+ yrs).
Rating: 4★ (lower mid).
Risk profile: Low.
1Y return: 6.38% (bottom quartile).
1M return: 0.47% (top quartile).
Sharpe: 3.23 (top quartile).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 6.08% (upper mid).
Modified duration: 0.16 yrs (bottom quartile).

Tata Retirement Savings Fund - Conservative

Bottom quartile AUM (₹173 Cr).
Established history (14+ yrs).
Rating: 4★ (lower mid).
Risk profile: Moderately High.
5Y return: 6.50% (lower mid).
3Y return: 8.45% (lower mid).
1Y return: 5.30% (bottom quartile).
1M return: -1.05% (upper mid).
Alpha: 0.00 (upper mid).
Sharpe: -0.41 (bottom quartile).

TATA Large Cap Fund

Lower mid AUM (₹2,840 Cr).
Established history (27+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 15.20% (upper mid).
3Y return: 15.35% (upper mid).
1Y return: 10.53% (upper mid).
Alpha: -0.83 (lower mid).
Sharpe: 0.30 (upper mid).
Information ratio: 0.30 (top quartile).

Tata Hybrid Equity Fund

Upper mid AUM (₹4,179 Cr).
Oldest track record among peers (30 yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 12.70% (upper mid).
3Y return: 11.59% (lower mid).
1Y return: 7.20% (upper mid).
1M return: -2.85% (bottom quartile).
Alpha: -2.76 (bottom quartile).
Sharpe: 0.05 (upper mid).

Tata Money Market Fund

Highest AUM (₹35,600 Cr).
Established history (22+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Low.
1Y return: 7.10% (upper mid).
1M return: 0.35% (top quartile).
Sharpe: 2.87 (top quartile).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 6.35% (upper mid).
Modified duration: 0.01 yrs (lower mid).

1. Tata Equity PE Fund

To provide reasonable and regular income and/ or possible capital appreciation to its Unitholder.

Research Highlights for Tata Equity PE Fund

Upper mid AUM (₹9,061 Cr).
Established history (21+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 18.00% (top quartile).
3Y return: 20.32% (top quartile).
1Y return: 10.75% (top quartile).
Alpha: -3.79 (bottom quartile).
Sharpe: -0.07 (lower mid).
Information ratio: 0.96 (top quartile).

Below is the key information for Tata Equity PE Fund

Tata Equity PE Fund Growth
Launch Date	29 Jun 04
NAV (28 Jan 26)	₹354.547 ↑ 5.93 (1.70 %)
Net Assets (Cr)	₹9,061 on 31 Dec 25
Category	Equity - Value
AMC	Tata Asset Management Limited
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	1.79
Sharpe Ratio	-0.07
Information Ratio	0.96
Alpha Ratio	-3.79
Min Investment	5,000
Min SIP Investment	150
Exit Load	0-18 Months (1%),18 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value

Tata Equity PE Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹481,656.
Net Profit of ₹181,656 Invest Now

Returns for Tata Equity PE Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jan 26

Duration	Returns
1 Month	-2.1%
3 Month	-1.5%
6 Month	2.8%
1 Year	10.8%
3 Year	20.3%
5 Year	18%
10 Year
15 Year
Since launch	18%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	3.7%
2023	21.7%
2022	37%
2021	5.9%
2020	28%
2019	12.5%
2018	5.3%
2017	-7.1%
2016	39.4%
2015	16.2%

Fund Manager information for Tata Equity PE Fund

Name	Since	Tenure

Data below for Tata Equity PE Fund as on 31 Dec 25

Equity Sector Allocation

Sector	Value

Asset Allocation

Asset Class	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

2. Tata India Tax Savings Fund

To provide medium to long term capital gains along with income tax relief to its Unitholders, while at all times emphasising the importance of capital appreciation..

Research Highlights for Tata India Tax Savings Fund

Upper mid AUM (₹4,748 Cr).
Established history (11+ yrs).
Rating: 5★ (top quartile).
Risk profile: Moderately High.
5Y return: 15.62% (top quartile).
3Y return: 15.89% (upper mid).
1Y return: 10.60% (top quartile).
Alpha: -2.63 (lower mid).
Sharpe: 0.00 (lower mid).
Information ratio: -0.26 (bottom quartile).

Below is the key information for Tata India Tax Savings Fund

Tata India Tax Savings Fund Growth
Launch Date	13 Oct 14
NAV (28 Jan 26)	₹44.575 ↑ 0.55 (1.25 %)
Net Assets (Cr)	₹4,748 on 31 Dec 25
Category	Equity - ELSS
AMC	Tata Asset Management Limited
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	1.83
Sharpe Ratio	0
Information Ratio	-0.26
Alpha Ratio	-2.63
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value

Tata India Tax Savings Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579 Invest Now

Returns for Tata India Tax Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jan 26

Duration	Returns
1 Month	-3.3%
3 Month	-2.5%
6 Month	1.9%
1 Year	10.6%
3 Year	15.9%
5 Year	15.6%
10 Year
15 Year
Since launch	14.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	4.9%
2023	19.5%
2022	24%
2021	5.9%
2020	30.4%
2019	11.9%
2018	13.6%
2017	-8.4%
2016	46%
2015	2.1%

Fund Manager information for Tata India Tax Savings Fund

Name	Since	Tenure

Data below for Tata India Tax Savings Fund as on 31 Dec 25

Equity Sector Allocation

Sector	Value

Asset Allocation

Asset Class	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

3. Tata Retirement Savings Fund-Moderate

To provide a financial planning tool for long term financial security for investors based on their retirement planning goals. However, there can be no assurance that the investment objective of the fund will be realized, as actual market movements may be at variance with anticipated trends.

Research Highlights for Tata Retirement Savings Fund-Moderate

Bottom quartile AUM (₹2,166 Cr).
Established history (14+ yrs).
Rating: 5★ (upper mid).
Risk profile: Moderately High.
5Y return: 12.01% (lower mid).
3Y return: 15.05% (upper mid).
1Y return: 7.08% (lower mid).
1M return: -2.81% (lower mid).
Alpha: 0.00 (top quartile).
Sharpe: -0.28 (bottom quartile).
Information ratio: 0.00 (upper mid).

Below is the key information for Tata Retirement Savings Fund-Moderate

Tata Retirement Savings Fund-Moderate Growth
Launch Date	1 Nov 11
NAV (28 Jan 26)	₹63.0842 ↑ 0.70 (1.12 %)
Net Assets (Cr)	₹2,166 on 31 Dec 25
Category	Solutions - Retirement Fund
AMC	Tata Asset Management Limited
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	2.02
Sharpe Ratio	-0.28
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	150
Exit Load	0-60 Years (1%),60 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value

Tata Retirement Savings Fund-Moderate SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹415,684.
Net Profit of ₹115,684 Invest Now

Returns for Tata Retirement Savings Fund-Moderate

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jan 26

Duration	Returns
1 Month	-2.8%
3 Month	-3.4%
6 Month	-1.1%
1 Year	7.1%
3 Year	15.1%
5 Year	12%
10 Year
15 Year
Since launch	13.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	1%
2023	19.5%
2022	25.3%
2021	-1.9%
2020	20.5%
2019	15.1%
2018	8.6%
2017	-3.6%
2016	38.8%
2015	6.7%

Fund Manager information for Tata Retirement Savings Fund-Moderate

Name	Since	Tenure

Data below for Tata Retirement Savings Fund-Moderate as on 31 Dec 25

Asset Allocation

Asset Class	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

4. Tata Retirement Savings Fund - Progressive

Research Highlights for Tata Retirement Savings Fund - Progressive

Bottom quartile AUM (₹2,108 Cr).
Established history (14+ yrs).
Rating: 5★ (upper mid).
Risk profile: Moderately High.
5Y return: 12.58% (upper mid).
3Y return: 16.18% (top quartile).
1Y return: 6.62% (bottom quartile).
1M return: -3.11% (bottom quartile).
Alpha: -8.71 (bottom quartile).
Sharpe: -0.34 (bottom quartile).
Information ratio: -0.20 (bottom quartile).

Below is the key information for Tata Retirement Savings Fund - Progressive

Tata Retirement Savings Fund - Progressive Growth
Launch Date	1 Nov 11
NAV (28 Jan 26)	₹63.4142 ↑ 0.87 (1.40 %)
Net Assets (Cr)	₹2,108 on 31 Dec 25
Category	Solutions - Retirement Fund
AMC	Tata Asset Management Limited
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	2.02
Sharpe Ratio	-0.34
Information Ratio	-0.2
Alpha Ratio	-8.71
Min Investment	5,000
Min SIP Investment	150
Exit Load	0-60 Years (1%),60 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value

Tata Retirement Savings Fund - Progressive SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹415,684.
Net Profit of ₹115,684 Invest Now

Returns for Tata Retirement Savings Fund - Progressive

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jan 26

Duration	Returns
1 Month	-3.1%
3 Month	-4%
6 Month	-1.8%
1 Year	6.6%
3 Year	16.2%
5 Year	12.6%
10 Year
15 Year
Since launch	13.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	-1.2%
2023	21.7%
2022	29%
2021	-3.9%
2020	23.3%
2019	14.4%
2018	11.5%
2017	-6.1%
2016	49.1%
2015	3.1%

Fund Manager information for Tata Retirement Savings Fund - Progressive

Name	Since	Tenure

Data below for Tata Retirement Savings Fund - Progressive as on 31 Dec 25

Asset Allocation

Asset Class	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

5. Tata Treasury Advantage Fund

(Erstwhile Tata Ultra Short Term Fund)

The investment objective of the scheme is to generate regular income & capital appreciation by investing in a portfolio of debt & money market instruments with relatively lower interest rate risk. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The Scheme does not assure or guarantee any returns.

Research Highlights for Tata Treasury Advantage Fund

Lower mid AUM (₹3,563 Cr).
Established history (20+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately Low.
1Y return: 6.75% (lower mid).
1M return: 0.23% (upper mid).
Sharpe: 1.97 (upper mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 6.61% (top quartile).
Modified duration: 0.03 yrs (lower mid).
Average maturity: 0.04 yrs (lower mid).
Exit load: NIL.

Below is the key information for Tata Treasury Advantage Fund

Tata Treasury Advantage Fund Growth
Launch Date	6 Sep 05
NAV (28 Jan 26)	₹4,057.27 ↓ -0.74 (-0.02 %)
Net Assets (Cr)	₹3,563 on 31 Dec 25
Category	Debt - Low Duration
AMC	Tata Asset Management Limited
Rating	☆☆☆☆
Risk	Moderately Low
Expense Ratio	0.6
Sharpe Ratio	1.97
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	6.61%
Effective Maturity	14 Days
Modified Duration	11 Days

Growth of 10,000 investment over the years.

Date	Value

Tata Treasury Advantage Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Tata Treasury Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jan 26

Duration	Returns
1 Month	0.2%
3 Month	1.1%
6 Month	2.5%
1 Year	6.8%
3 Year	7.1%
5 Year	5.8%
10 Year
15 Year
Since launch	7.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.2%
2023	7.4%
2022	6.9%
2021	4.1%
2020	3.6%
2019	7.5%
2018	2.2%
2017	7.5%
2016	6.9%
2015	8.5%

Fund Manager information for Tata Treasury Advantage Fund

Name	Since	Tenure

Data below for Tata Treasury Advantage Fund as on 31 Dec 25

Asset Allocation

Asset Class	Value

Debt Sector Allocation

Sector	Value

Credit Quality

Rating	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

6. Tata Liquid Fund

(Erstwhile TATA Money Market Fund )

To create a highly liquid portfolio of money market instruments so as to provide reasonable returns and high liquidity to the unitholders.

Research Highlights for Tata Liquid Fund

Top quartile AUM (₹18,946 Cr).
Established history (21+ yrs).
Rating: 4★ (lower mid).
Risk profile: Low.
1Y return: 6.38% (bottom quartile).
1M return: 0.47% (top quartile).
Sharpe: 3.23 (top quartile).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 6.08% (upper mid).
Modified duration: 0.16 yrs (bottom quartile).
Average maturity: 0.16 yrs (bottom quartile).
Exit load: NIL.

Below is the key information for Tata Liquid Fund

Tata Liquid Fund Growth
Launch Date	1 Sep 04
NAV (28 Jan 26)	₹4,249.4 ↑ 0.60 (0.01 %)
Net Assets (Cr)	₹18,946 on 31 Dec 25
Category	Debt - Liquid Fund
AMC	Tata Asset Management Limited
Rating	☆☆☆☆
Risk	Low
Expense Ratio	0.39
Sharpe Ratio	3.23
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	6.08%
Effective Maturity	1 Month 28 Days
Modified Duration	1 Month 28 Days

Growth of 10,000 investment over the years.

Date	Value

Tata Liquid Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Tata Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jan 26

Duration	Returns
1 Month	0.5%
3 Month	1.4%
6 Month	2.9%
1 Year	6.4%
3 Year	6.9%
5 Year	5.8%
10 Year
15 Year
Since launch	7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	6.5%
2023	7.3%
2022	7%
2021	4.8%
2020	3.2%
2019	4.3%
2018	6.6%
2017	7.4%
2016	6.7%
2015	7.7%

Fund Manager information for Tata Liquid Fund

Name	Since	Tenure

Data below for Tata Liquid Fund as on 31 Dec 25

Asset Allocation

Asset Class	Value

Debt Sector Allocation

Sector	Value

Credit Quality

Rating	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

7. Tata Retirement Savings Fund - Conservative

Research Highlights for Tata Retirement Savings Fund - Conservative

Bottom quartile AUM (₹173 Cr).
Established history (14+ yrs).
Rating: 4★ (lower mid).
Risk profile: Moderately High.
5Y return: 6.50% (lower mid).
3Y return: 8.45% (lower mid).
1Y return: 5.30% (bottom quartile).
1M return: -1.05% (upper mid).
Alpha: 0.00 (upper mid).
Sharpe: -0.41 (bottom quartile).
Information ratio: 0.00 (lower mid).

Below is the key information for Tata Retirement Savings Fund - Conservative

Tata Retirement Savings Fund - Conservative Growth
Launch Date	1 Nov 11
NAV (28 Jan 26)	₹31.6588 ↑ 0.15 (0.47 %)
Net Assets (Cr)	₹173 on 31 Dec 25
Category	Solutions - Retirement Fund
AMC	Tata Asset Management Limited
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	2.18
Sharpe Ratio	-0.41
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-60 Years (1%),60 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value

Tata Retirement Savings Fund - Conservative SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹357,992.
Net Profit of ₹57,992 Invest Now

Returns for Tata Retirement Savings Fund - Conservative

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jan 26

Duration	Returns
1 Month	-1%
3 Month	-1%
6 Month	0.1%
1 Year	5.3%
3 Year	8.5%
5 Year	6.5%
10 Year
15 Year
Since launch	8.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	3.6%
2023	9.9%
2022	12.1%
2021	0.1%
2020	7.6%
2019	11.8%
2018	7.6%
2017	0.8%
2016	15.1%
2015	10.6%

Fund Manager information for Tata Retirement Savings Fund - Conservative

Name	Since	Tenure

Data below for Tata Retirement Savings Fund - Conservative as on 31 Dec 25

Asset Allocation

Asset Class	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

8. TATA Large Cap Fund

To provide income distribution and / or medium to long term capital gains while at all times emphasising the importance of capital appreciation.

Research Highlights for TATA Large Cap Fund

Lower mid AUM (₹2,840 Cr).
Established history (27+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 15.20% (upper mid).
3Y return: 15.35% (upper mid).
1Y return: 10.53% (upper mid).
Alpha: -0.83 (lower mid).
Sharpe: 0.30 (upper mid).
Information ratio: 0.30 (top quartile).

Below is the key information for TATA Large Cap Fund

TATA Large Cap Fund Growth
Launch Date	7 May 98
NAV (28 Jan 26)	₹509.349 ↑ 3.33 (0.66 %)
Net Assets (Cr)	₹2,840 on 31 Dec 25
Category	Equity - Large Cap
AMC	Tata Asset Management Limited
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	2.05
Sharpe Ratio	0.3
Information Ratio	0.3
Alpha Ratio	-0.83
Min Investment	5,000
Min SIP Investment	150
Exit Load	0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value

TATA Large Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579 Invest Now

Returns for TATA Large Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jan 26

Duration	Returns
1 Month	-2.6%
3 Month	-2.2%
6 Month	3.6%
1 Year	10.5%
3 Year	15.3%
5 Year	15.2%
10 Year
15 Year
Since launch	18.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	9.2%
2023	12.9%
2022	24.5%
2021	3.3%
2020	32.7%
2019	8.3%
2018	12.1%
2017	-3.6%
2016	29.5%
2015	2.9%

Fund Manager information for TATA Large Cap Fund

Name	Since	Tenure

Data below for TATA Large Cap Fund as on 31 Dec 25

Equity Sector Allocation

Sector	Value

Asset Allocation

Asset Class	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

9. Tata Hybrid Equity Fund

(Erstwhile TATA Balanced Fund)

To provide income distribution and / or medium to long term capital gains while at all times emphasising the importance of capital appreciation.

Research Highlights for Tata Hybrid Equity Fund

Upper mid AUM (₹4,179 Cr).
Oldest track record among peers (30 yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 12.70% (upper mid).
3Y return: 11.59% (lower mid).
1Y return: 7.20% (upper mid).
1M return: -2.85% (bottom quartile).
Alpha: -2.76 (bottom quartile).
Sharpe: 0.05 (upper mid).
Information ratio: -0.63 (bottom quartile).

Below is the key information for Tata Hybrid Equity Fund

Tata Hybrid Equity Fund Growth
Launch Date	8 Oct 95
NAV (28 Jan 26)	₹438.507 ↑ 2.36 (0.54 %)
Net Assets (Cr)	₹4,179 on 31 Dec 25
Category	Hybrid - Hybrid Equity
AMC	Tata Asset Management Limited
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.94
Sharpe Ratio	0.05
Information Ratio	-0.63
Alpha Ratio	-2.76
Min Investment	5,000
Min SIP Investment	150
Exit Load	0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value

Tata Hybrid Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹415,684.
Net Profit of ₹115,684 Invest Now

Returns for Tata Hybrid Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jan 26

Duration	Returns
1 Month	-2.9%
3 Month	-2%
6 Month	1.5%
1 Year	7.2%
3 Year	11.6%
5 Year	12.7%
10 Year
15 Year
Since launch	14.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	6%
2023	13.4%
2022	16.2%
2021	7.9%
2020	23.6%
2019	10.9%
2018	6.9%
2017	-2.5%
2016	19.4%
2015	4%

Fund Manager information for Tata Hybrid Equity Fund

Name	Since	Tenure

Data below for Tata Hybrid Equity Fund as on 31 Dec 25

Asset Allocation

Asset Class	Value

Equity Sector Allocation

Sector	Value

Debt Sector Allocation

Sector	Value

Credit Quality

Rating	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

10. Tata Money Market Fund

(Erstwhile Tata Liquid Fund)

To create a highly liquid portfolio of good quality debt as well as money market instruments so as to provide reasonable returns and high liquidity to the unitholders.

Research Highlights for Tata Money Market Fund

Highest AUM (₹35,600 Cr).
Established history (22+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Low.
1Y return: 7.10% (upper mid).
1M return: 0.35% (top quartile).
Sharpe: 2.87 (top quartile).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 6.35% (upper mid).
Modified duration: 0.01 yrs (lower mid).
Average maturity: 0.01 yrs (lower mid).
Exit load: NIL.

Below is the key information for Tata Money Market Fund

Tata Money Market Fund Growth
Launch Date	22 May 03
NAV (28 Jan 26)	₹4,887.78 ↓ -1.01 (-0.02 %)
Net Assets (Cr)	₹35,600 on 31 Dec 25
Category	Debt - Money Market
AMC	Tata Asset Management Limited
Rating	☆☆☆
Risk	Low
Expense Ratio	0.44
Sharpe Ratio	2.87
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	6.35%
Effective Maturity	5 Days
Modified Duration	5 Days

Growth of 10,000 investment over the years.

Date	Value

Tata Money Market Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for Tata Money Market Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jan 26

Duration	Returns
1 Month	0.4%
3 Month	1.3%
6 Month	2.7%
1 Year	7.1%
3 Year	7.4%
5 Year	6.2%
10 Year
15 Year
Since launch	6.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.4%
2023	7.7%
2022	7.4%
2021	4.8%
2020	3.9%
2019	6.4%
2018	8.1%
2017	-0.1%
2016	6.7%
2015	7.6%

Fund Manager information for Tata Money Market Fund

Name	Since	Tenure

Data below for Tata Money Market Fund as on 31 Dec 25

Asset Allocation

Asset Class	Value

Debt Sector Allocation

Sector	Value

Credit Quality

Rating	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

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